35 Burst results for "Harwood"

WTOP
"harwood" Discussed on WTOP
", 2060 digital. Building campaigns that connect. Traffic and weather on the HD drezner of the traffic center. Virginia, westbound, old Keene mill road right near harwood place, the lanes have been reopened, crash activity all clear and road work set up currently on the eastbound side of 66 after gleb wrote single left lane does get you on, but we're still dealing with crash activity out in del a plane on the eastbound side of 66. Right near Virginia road 55. Single right lane does get you by the crank activity. Staying in Virginia, bid slow northbound. I 95 right near the Dale City exit left lane block for the road work. Southbound side after route one. One 26, single right lane does get to buy that works home. In Maryland, a quite right on the capitol beltway we are currently not finding much as far as delays on two 70, but roadwork set up in meyersville eastbound side of I 70 before and after the south mountain rest area, single left lane does get to buy. Silver diners ready to play ball and after 33 years, silver diners now in D.C. right across from Nats park, they bring their healthy and classic menu options to the navy yard neighborhood. Well, do well. Steve dresner, WTO traffic, getting ready for the new work week he tried to say here is meteorologist D princi valley. After a fantastic Sunday, it turns unsettled for your Monday, increasing clouds on your

The Dan Bongino Show
Stephanie Ruhle Admits the Value of Banking Deregulation
"Yet Stephanie ruhle at MSNBC on her Twitter feed important reminder Republicans rolled to rollback bank risk oversight rules In other words trying to blame it on Trump and the Republicans which was weird Jim because Jim found this crazy this is Stephanie ruhle right Jim has so nuts I wake up this morning dance like Jim's like Dan is this Stephanie rule You just sent me this tweet because this is Stephanie ruhle Wendy bank measure in the Trump administration was passed with Republican and Democrat support This is Stephanie ruhle saying hey man that rule is really great because it prevents midsize banks from being wrapped by big banks that would scoop them up through to regulatory capture It's so weird It's almost like Stephanie rule is lying Here check this out So what is the new legislation do It raises the threshold from 50 billion to $250 billion in which banks are deemed too big to fail These banks will not have to undergo stress tests to prove they can survive in other economic freefall And it leaves fewer than ten big banks in the U.S. subject to stricter federal oversight Joining me now CNBC editor at large John harwood John I'm just going to start with I think this is a really good idea In 2008 2009 I worked in investment banking I was in the gnarliest part of the business in structured credit derivatives and banks took way too much risk and we didn't have enough cash in reserves But when Dodd Frank was put into place it brushed every bank in the same way and we were subject to regulatory capture So those massive JPMorgan's of the world they can afford to hold more capital They can hire a thousand more compliance officers but if you ran a smaller midsize bank that predominantly did loans in the Midwest you couldn't possibly afford that And they were the institutions that got strangled

The Dan Bongino Show
Producer Jim Needs to Stand up to Dan Bongino
"So yesterday I was causing him a whole bunch of headaches by moving around some gas we got Jenna Alice and Dan harwood tomorrow And I could tell that I was really screwing them up So we're doing the break I'm like Jim if that happens again you could just tell me like dude you're a real pain in my caboose I'm not doing that Here's a better suggestion Shut your pie hole My producer on my video podcast is not nice about it at all If he doesn't like something he's like that's stupid Kind of dumb segment What are you an idiot I'm like wait I signed your paychecks right It's like I don't care You're a moron That's a dumb thing He don't care He doesn't call me a boy But he applies it Yes he goes right at me I have no ego at all All I care about I kid you not It's delivering to you the best show you find entertaining and educational at the same time I don't care about who tells me about a story If it's good it's good But yeah Jim was being super nice Might just move Jenna here and Dan there He quietly on the text I can tell by a text is like I can't believe this is done I just spent the whole day coordinating this guess He's moving it around because he just feels like inviting new people You don't have to be

Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"harwood" Discussed on Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"The same. <Speech_Male> <Advertisement> It <Silence> <Advertisement> could happen today <SpeakerChange> as well. <Speech_Female> <Advertisement> <Speech_Female> So <Speech_Female> as with all very <Speech_Female> old fairytales, <Speech_Female> there are hundreds <Speech_Female> of different versions of <Speech_Female> Cinderella. And <Speech_Female> in some of them, <Speech_Female> the protagonist <Speech_Female> is actually male. <Speech_Female> But <Speech_Female> although they were <Speech_Female> around and collected <Speech_Female> by the grimms and <Speech_Female> everybody else, they've <Speech_Female> largely been omitted <Speech_Female> from modern day <Speech_Female> modern day fairytale <Speech_Female> books. So <Speech_Female> do you think <Speech_Female> that the story of Cinderella <Speech_Female> is <Speech_Female> an inherently <Speech_Female> female tale or <Speech_Female> one that <Speech_Female> naturally appeals <Speech_Female> to women? <Speech_Female> And do you <Speech_Female> think there is a place out <Speech_Female> there for a gender swapped <Speech_Female> Cinderella? <Speech_Female> Would people <Speech_Female> like it? <Speech_Music_Female> <SpeakerChange> <Speech_Music_Female> <Speech_Female> Well, <Speech_Female> I mean, I don't think <Speech_Female> that Cinderella is an <Speech_Female> inherently <Speech_Female> gendered <Speech_Female> story. I <Speech_Music_Female> think <Speech_Female> the bare <Speech_Female> bones of it mean <Speech_Female> that it's easy <Speech_Female> to apply a <Speech_Female> retelling of it to <Speech_Female> a protagonist of any <Speech_Female> gender. <Speech_Female> It's <SpeakerChange> certainly <Silence> been <Speech_Female> <Speech_Female> tied up with <Speech_Female> ideas of <Speech_Female> demureness and <Speech_Female> domesticity <Speech_Female> which have been <Speech_Female> coded <Speech_Female> as <Speech_Female> female <Speech_Female> concerns for quite a long <Speech_Female> time, <Speech_Female> but I don't <Speech_Female> think that's really <Speech_Female> what's at the heart of the <Speech_Female> story. <Speech_Female> When you <Speech_Female> get right down to <Speech_Female> the bare <Speech_Female> bones of it, <Speech_Female> it's a rags <Speech_Female> to riches story <Speech_Female> about breaking out of <Speech_Female> a power structure. <Speech_Female> And <Speech_Female> you can, <Speech_Female> if you remove the <Speech_Female> question of <Speech_Female> gender entirely, <Speech_Female> it's about somebody <Speech_Female> who <Speech_Female> feels <Speech_Female> <Speech_Female> trapped in a situation <Speech_Female> due to <Speech_Female> societal familial <Speech_Female> pressure. <Speech_Female> And <Speech_Female> eventually manages to <Speech_Female> escape that. <Speech_Female> And I don't think that's <Speech_Female> necessarily an <Speech_Female> inherently <Speech_Female> feminine experience. <Speech_Female> It would certainly <Speech_Female> look different for <Speech_Female> protagonist <Speech_Female> <Speech_Female> of a different gender, <Speech_Female> but personally, <Speech_Female> that's something <Speech_Female> I'm really <Speech_Music_Female> excited to see. <Speech_Female> <Speech_Female> Once <Speech_Female> I finish my TBR <Speech_Female> because I have to <Speech_Female> get through the pile, that's my <Speech_Female> rule. <Speech_Female> I really want to read <Speech_Female> cinder the fireplace <Speech_Female> boy <Speech_Female> by Anna model <Speech_Female> because that's a Cinderella <Speech_Female> retelling with a <Speech_Female> trans masculine protagonist <Speech_Female> and I'm really <Speech_Female> excited to see how that would <Speech_Female> play out because <Speech_Female> I think that would <Speech_Female> bring a really <Speech_Female> fresh perspective, <Speech_Female> which I'm <Speech_Female> not personally familiar <Speech_Female> with, but I really want to know <Speech_Female> more about and <Speech_Female> yeah, I just think that's a <Speech_Female> <Advertisement> really interesting take <Speech_Female> <Advertisement> and I definitely <SpeakerChange> want to see <Silence> more of that kind of thing. <Speech_Female> <Speech_Female> Well, there you <Speech_Female> are. That <Speech_Female> is two excellent recommendations <Speech_Female> one <Speech_Female> for the book that Joe mentioned. <Speech_Female> And of course, one <Speech_Female> for the book that Joe <Speech_Female> wrote as well. <Speech_Female> So <Speech_Female> thank you so much, <Speech_Female> Joe for coming and talking to <Speech_Female> us all about Cinderella <Speech_Female> and faustus <Speech_Female> and wishes <Speech_Female> and all that <Silence> stuff. Thanks so much for <Speech_Female> joining us. <Speech_Female> Oh, well, thank you <Silence> for having me. It's <Silence> been really fun. <SpeakerChange> <Speech_Female> <Speech_Female> Breaking the glass <Speech_Female> slipper is written and <Speech_Female> produced by Megan <Speech_Female> Lee, Charlotte bond <Silence> and Lucy hounsom. <Speech_Female> <Speech_Female> Please help us spread <Speech_Female> the word. Subscribe <Speech_Female> and leave a review <Silence> on your preferred podcast <Speech_Female> platform. <Speech_Female> We want to <Speech_Female> hear from you. <Speech_Female> Let us know what you would <Speech_Female> like to hear on the next episode of breaking the glass slipper.

Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"harwood" Discussed on Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"The action. That makes sense. No, totally. And when you think about some of the Cinderella versions we've read, it's almost like the wishes just drop in her lap. She sits there crying and then the fairy godmother appears. But obviously in some of the older ones, you have her washing the nut tree every day with her tears. Her dead mother's soul resides and things like that. And asking for stuff and being a little bit more proactive, but we seem to have lost that. Whereas like you say, posters has always been a very agency fueled character. So hopefully, we'll be seeing a bit more of more to Cinderella's in the future. When you were talking about that, Joe, I was kind of sitting here seething and just what have I done? No, because I was agreeing with you because it really irritates like more than your title. It pisses me off that Cinderella is rewarded for just sitting there and taking. Taking shit, basically, because if she were a bloke and you know, he was just put upon or whatever. He would not be rewarded for that. He would be ridiculed. He would be, you know, it would be like, why haven't you taken the bull by the balls and just gone for it? Why haven't you done something about your situation? And that really gets rubs me the wrong way. I think I also really like that you said take the ball by I was going to go the horns and then she was like, no, the book was all by balls, but Megan's version of the famous phase. I do totally agree actually. I think that's a really, really interesting point. And just another double standard to heap on our rather enormous stinky mountain of double standards in narratives. I mean, it's just terrible, because it just means that when you have a female protagonist in a situation like Cinderella is in..

Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"harwood" Discussed on Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"As squeaky clean, I guess. If she just came from absolute poverty and made good on something, well, yes, you can obviously be treated appallingly and obviously people in her position were treated badly. But it might not have enough bitterness to drive them or maybe make the maybe it's because of that sort of having lost something. Something she had, and it was taken away, made her more inclined to deal with the devil as such. Oh, absolutely, yes. I really wanted something that would make it personal for her. I wanted her to feel as though not just that something that she just didn't have something. But it had been taken away from her specifically and maliciously. And that formed a huge part of her motivation as she went through the book. And I think, as you say, if she was just somebody who came from abject poverty and just sort of slowly worked her way up, I'm not sure if she would have had quite that same edge of bitterness to her. Talking about bitterness and satisfaction and what role that plays within a novel. I was thinking about how you've drawn Cinderella and faustus together. And while I was reading the book and thinking up some questions, I was thinking about the different types of protagonists that they are. Whether or not she has riches in the first place. Cinderella at the point in the novel starts has nothing and is granted riches as a ways to elevate her social standing and secure her future. In contrast, we have faustus who already has everything and is still satisfied and in one reading I found of it just that they said, well, fastest is bored, so he makes a deal with the devil, which is very different to Cinderella. So how did you feel approaching that in your novel? And what do you think this tells us about gender inequality and archetypal stories such as these? When it comes down to gender inequality in archetypal stories, the key area that satisfaction and dissatisfaction comes into play with you look at male and female characters is how that reflects on their agency. If you ask me, so if you look at the very traditional types of stories, male characters are kind of expected to have a bit more drive about them a bit more of a get up and go to seek their fortune and all of that sort of nonsense whereas female characters are generally portrayed as much more passive, usually the events of these various stories would just kind of happen to them rather than to be things that they go in, get for themselves. So Cinderella, for example. She's rewarded because she's good and kind, of course, but she has nothing and is lifted out of it. Because, you know, it's somebody else doing the lifting. Her goodness and kindness are things to be noticed rather than things which drive her forward as a character. And in some ways, her being satisfied with her lot in the very traditional tellings of the story is almost like a demonstration of how good and kind she is, which is kind of, that doesn't sit right with me. It really doesn't. When you can trust that with faustus, he starts to play having everything and still being dissatisfied, but you in some ways are kind of primed to expect that from a character like him because the language that he uses to talk about him casually summoning the devil in the play is the same kind of language that you.

Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"harwood" Discussed on Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"Somebody who does have a certain amount of belief in wishes and things like that and hope that things are all going to turn out to be okay, but absolutely isn't afraid to get our hands dirty if they don't. Well, I think we got the sappy Cinderella. I mean, Disney obviously, but the grimms as well, putting their more moral and patriarchal spin on it. And he's like, oh, we can't possibly have a heroine he's going out and sorting herself out of being smart and clever. She has to be good and she gets her riches through kindness and goodness and little mice. You know. So I think it's really interesting that, you know, in those days the morals were girls are kind and good and nice and we're coming back around to the time when actually girls are the ones that slam their stepmother's heads in the chest and go out and do it for themselves. It's interesting take on society. I mean, going back to what you originally said Charlotte about whether coming to riches kind of fresh versus losing them and then getting them back again. I think kind of links into this because a lot of, you know, as we mentioned before, the Cinderella that most people know, she kind of she gets these wishes and good things happening because she somehow deserves it after all her good behavior and all the things that she's basically put up with. And I wonder about stories where someone has lost the riches and then gets them back if it has kind of more of an entitlement vibe because someone who's had riches presumably in a lot of these stories again, it'd be because their parents or their father or whatever was a gentleman or had acquired wealth, rarely it would be because they were an entrepreneur and self made person. And then if they lose it, it's.

Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"harwood" Discussed on Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"And then she because she's such a good person and keeps herself in her place. She gets these wishes and it kind of always annoyed me that she wasn't angrier. Yeah. Honestly, same here that was part of the reason why I decided to portray this character in the way that I did because personally speaking, I would find it very hard to be in that kind of situation and not feel angry about it. Because as you say, she was treated abominably. And it would be a normal human reaction for her to have negative feelings about that. What really bothered me about the original fairytale was that her goodness and kindness as a protagonist seemed to be demonstrated in the fact that she didn't have those feelings or at least that in the bare bones fairytale we didn't get to hear about those feelings and that really bothered me because you can still be a good and kind person and be angry and be sad and want people to treat you better. I'm glad you said that because I'm very angry and bitter and sad. But we all think you're a perfect princess Megan. So it all balances out. Oh, well. Talking about rags to riches..

Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"harwood" Discussed on Breaking the Glass Slipper: Women in science fiction, fantasy, and horror
"At breaking the glass slipper, we believe it is important to have conversations about women and issues of intersectional feminism within science fiction fantasy and horror. To continue to do so, we need your help. Please consider supporting us on Patreon. Join the conversation by following us on Twitter, Facebook and Instagram. Hello, and welcome to breaking the glass slipper. I'm Charlotte Bond. I'm Lucy Hansen. And I'm Megan Lee. The tale of Cinderella or the cat Cinderella or ashen puddle is a story that is found in many cultures throughout the world..

Newsradio 970 WFLA
"harwood" Discussed on Newsradio 970 WFLA
"Bug and we're back with Mike about a lotta of the hardwood financial group. I am bill seller. And I know you're most means of financial show and probably not a song you expect to hear. Okay, we won't go into the meaning of the lyrics for obvious reasons. But Nikki, six, who wanted to be one of the more famous people of Motley Crue recently told the L A Times and They definitely. Eppard actually reached out to David Lee Roth, Van Halen guy, Mike. Yeah, I am actually. And they reached out to him opening, uh, asking him to be the opening guy on their tour back in the day and and he said, I don't open for bands that I influenced Not knowing for playing well with others that that could have been a doomsday kind of thing for him. But I guess David Lee is doing okay. Listen, I love that Dave is still his same arrogant self at 70 or 71. Or, however old, he is right. I would be disappointed if he stopped being Diamond Dave lutely, and you've got to be true to yourself, Man. That's that's the bottom line. Speaking of that we mentioned the doomsday thing and Market Watch says Social Security's doomsday has been moved up a full year from 2035 to 2034. And that means that a lot of retirees could face as much as a 22% cut in benefits. Now, 2034 doesn't sound all that far away. It's what 15 years. So how do we plan ahead now so that our portfolio can generate more of what we're going to need to live on? In retirement, Mike Well again it goes back to establishing your goals, right? Allocating your investments to meet those goals in a way that you know doesn't cause you to lose sleep at night. You know, And quite honestly, Bill these scary stories. You know, I hear these things all the time, right? I got into this business. I hate that this out loud because I realize my age, but I got into this business 1981. And the news story in 1981 was social Security is going to be dead broken like 2000 and two Okay, That was 20 some odd years ago, and here we are, And you know again, it's the You know, you gotta get listeners and you got to scare people and I think the part of those stories that people tend to gloss over is you know if nothing is done, let me do We really think nothing is going to happen between now and 2000 and 34. Then all of a sudden, Social Security's going to go away. It's pretty unlikely. You're right. I mean, I'm uh, been working as long as you have. I'll just leave it there. Yeah, I've been hearing the same thing. You know, my parents used to talk about it now there's not going to be Social Security for me. You know when I'm retired, and I hit a certain we've been hearing that story for years, so it's not to say that there's not going to be changes, right? Of course, there has to be changed. There's a lot more people. You know, drawing and social security there are contributing, and that in and of itself is a problem. But they but they make these little tweaks along the way. You know, they raised I think you know for you and I are are full retirement age is now 66 9 months or whatever it is where for, you know our parents would have been 65 so they may make those little tweaks, but the reality is people. Do live longer, and they do live active lives longer. It's not just get older, but they stay active much longer. It's I don't think it's that big a deal to work until you know 65 or 66, or 67. You know, God, I'm approaching that now, and I can't even imagine slowing down anytime soon. I feel the exact same way And I think it's more healthy to keep working and stay busy. But I do love the government's, uh, their timelines on things, Right? 72 a half 66 9 months. I'm like, Can we just round stuff? Yeah. I don't know where those things come from. You know, it's It's weird, right? Yeah. I agree with you. I don't think anybody's going to care if it's 66 9 months or 67. I've never understood that like when you buy gas, it's 1 29 9. Why? Why isn't it just that's how old I am. I'm back to a dollar 29 a gallon? Yeah should be just a dollar 30 for crying out loud. Oh, man. So when you do talk to people about this kind of thing, and you're talking with them about looking ahead at the future, it is important to make sure that they are properly allocated like you said, and some other questions you want to ask when you call the good folks at Harwood Financial Group. Let me give you the number. It's 813 to 1297 to seven. Do you actually have a true retirement plan? I say that all the time. It's like a lot of us think we do and then we sit down and we talked with somebody like Mike or somebody on my team. Kind of realized not so much We're not set up as well as we thought we should be, You know, do are properly allocated is the risk versus return where we are good for us in life right now, because that actually changes, doesn't it? Might that risk versus return depending on where you are? On where you are and what the market's doing with the economy is doing. I mean, there are a lot of factors that that are going to affect your retirement plan. You know in the retirement plan itself is not, you know, you don't put it in place and just throw in a in a shoebox and forget about until you retire. I mean, it's a living breathing thing. You know you you've got to tweak it every single year or sometimes more frequently than that, to make sure that you're on target. With what you want to do. It's much easier to make, you know, small, incremental adjustments as you go then to, you know, sort of put it away, and I think about it for five years and then and then realize that you know, something has changed in whatever that is had a compound effect over a period of time. So how often do you do You like to get together with your clients as it once a year? Is it twice a year? Or does that get back to your famous answer of? It depends. It does depend a lot of it as the with what people want to do. What we try to do is stay in touch with people Quarterly. In that may or may not take the form of like a full meeting. You know, I think it's important to get together at least once a year for a substantial period of time and have what we would call strategy session. Let's really sit down and dissect what we're doing where we've been where we're going. You know, we still on track, but a lot can happen. You know, from one year to the next, so we try to check in quota to call him quarterly check in calls. And it literally is just a phone call to say. Hey, we're here. You know, Here's something maybe you should be aware of. Is anything changed for you Do we need to get together? That sort of thing? So frequent contact, But it doesn't need to be. You know this big, cumbersome meeting that sometimes people sort of dread Absolutely So again, the number four Harwood Financial group. Is 813 to 129727813 to 1 to 97 27 give him a call and set up your own meeting. No matter how long you want it to be. So there's a phrase out there called the Sunday scare ease. And apparently, that's a new thing. That means if you're already dreading Monday, that's the term for it. And apparently, the problem is getting worse as we heard from this report from ABC, seven in San Francisco. Everyone in my house gets bummed out about Monday's that Sunday anxiety is known as the Sunday scary and a new report from LinkedIn reveals the scare ease are at an all time high. The Sunday scare ease. Art eating my joy, the report revealing that 66% of professionals say they experienced Sunday scare ease and 41% say the pandemic has caused them or made them worse..

Monsters and Mixers
"harwood" Discussed on Monsters and Mixers
"More than men tend to feel this tremendous pressure and they just want to lay down or sit down and rest and that's what she needs she checked in a hotel under a false name, took some sleeping pills. Fell asleep when the cardiac arrest and died. And when she didn't check out the next day, her death wasn't reported right away, at least her missing partial report wasn't found by her husband for a number of days. And when you finally found or maybe finally father report the police said that sounds like the woman from the middle springs, they put the husband together with pearl's body at the funeral home. That's pearl. You know, she was treated very horribly in death. And you slept a story, saying that people feel like they just want to lie down. That's probably what she was feeling as the sleeping pills took effect. Yeah. And she just happened before that. Yeah. Just a process ad. Yeah, I could see family still lives around here. Their house is gone. Her family still is right here and this is a contentious point with a lot of people. Well, I see a lot of handful of people. Members of her family come here every year every year to go up to a room and pay their respects to her where she died. They're wonderful human beings. They're the sweetest kindest people. They really are wonderful. There are a handful of descendants that say, oh, you know, mental strength hotel profits up a pearl's death. That's such a crock of shed. This building needs millions of dollars. I am not going to get a $1 million. He says, while he's wearing his furs. Yeah, absolutely, right? Yeah. It pisses me off sometimes because, you know, there is no desire to profit off of anything here. There really isn't. I don't even own the building. I don't get anything. And if there was a desire to do that, it would have happened already. A long time ago. I mean, I don't think anyone wants to repair this building. And I know I certainly have no desire to do it. I get asked all the time. Would you guys ever reopen the pool? And it's like to what end? Why would we do that? I would not swim down here. No, of course not. Even if this were painted white and fabulous like it used to be and there were somebody playing I could not swim in this bowl. 50 chip and Dale dancer lifeguards. 50 Baywatch girl lifeguards, I don't care what you're into, doesn't none of my business. You still wouldn't get in this thing. There's no absolutely not. And I love to be scared. And I love to be forget this I don't know, it's not even I'm not scared. It just feels so heavy here. It does, and it will take a toll on you. I mean, imagine being in this building 1215 18 hours a day. 6 days a week. Now for 7 years. Yeah, I'm sure. I wonder you want to go to California? Well, yeah, it's weird, though. It's funny because and I'm brutally honest. When I get here in the mornings, all I want to do is leave. But then when it's time to leave, all I want to do is stay. I feel like there's a pull of the meaning that it has on you. Oh yeah, yeah, yeah. There's no doubt about it. The building gets a hold of you. I'm not going to say it's a hold of your soul, because that gives the building some power that it doesn't really have. Yeah, exactly. No, it's not like that. You just care about it. I mean, you know, I talk about pearl and the Jasmine ladies and Cassie and clarence and new harwood and all of these ghosts, these spirits, but in my mind, as they speak about them, it is done speaking about a friend. I can see that the rolodex in my mind. There's personalities associated with each of them. There's an appearance for each of them because I've seen many of them, and you know, and they have this is where your listeners go there he goes, he's off the rails . I'm not a paranormal coup. I don't wear.

WTOP 24 Hour News
Astronauts Deploy Solar Array in Second Attempt
"Them done right here. Very cold. You hear what I'm saying? Okay, Copy tomorrow. CBS News Space consultant Bill Harwood says it was another attempt to install solar arrays as it turned out the second time with the charm for tomato SK and Shane Kimbrough. Astronauts ran into problems deploying a new rollout solar array during a spacewalk Wednesday, but they managed to get the job done on their second attempt in New York. Like those who have come before you, your story of

Newsradio 970 WFLA
"harwood" Discussed on Newsradio 970 WFLA
"Time at Harwood Financial group dot Come, Robert. How are you, Heather? I'm doing great. I'm really excited about the topics today. We got some great stuff to talk about. Well, especially with that late breaking news we got at the end of last week. We definitely want to address what came down from Biden's new tax proposal and get your insight on that. Also, inflation is up. But the Fed says it's not worried. So should we be concerned. That's the question. We want to ask. Also, you want to take enough risk to get a good return, but not so much risk that you lose money will ask Robert about finding a balance a little later on this hour, but first If you know someone who's already retired, go ahead and ask them. What's their biggest financial regret? The people at nationwide Financial did just that, and the number one response was people wish they had done more to prepare for their retirement. Taxes. And Robert, This is something that I know is a huge conversation, particularly right now in your office with the folks. You're meeting there for those of us who are nearing retirement. What can we do now? To avoid this tax regret whether this is such a great conversation because we've been told over the years and years and years when I retire, I'll be in a lower tax bracket and people say Okay, good enough. I'm done and Lo and behold, they retire and probably not going to be in a lower tax bracket, at least going forward. But you could actually be in a higher tax bracket because when you hit 72, you have to take these things called required minimum distributions. Rmds or some people say I'm Ardis, but you're going to add that to your income. If you don't do a little planning, you might actually be in the same or higher tax bracket. So there's this little thing that's been in our Heads forever that I don't think it's true is our you'll probably be in a lower tax bracket in retirement. I can tell you that our firm our clients all have financial plans. I mean, written financial plans, not someone saying, Hey, yeah, we know what we're doing. But it's a written plan, and our goal for our clients is to have them maintain their current lifestyle. Maybe even travel little more in retirement, so You want to keep the income healthy and remember what we're paying is income taxes right? So if you want healthy income, then you're going to be paying taxes, and it's kind of a misnomer to say I might be or probably being a lower tax bracket. So what we do with our clients, and it's becoming very, very important with Biden and his new proposals and this budget he wants to put through and all the new taxes and all this stuff going on. Tax planning is so important right now. And today, this minute we're still under the trump tax. Right? Right, right. Not the new one. But the Trump. And so we could say, Hey, taxes on sale right now that sale me and soon What can I do to lock in the price is and that's what we're doing with our clients were Employing along with their financial strategies, risk management things like that tax strategies because tax is just another risk. You know, you've got your money is invested. You're getting a good return. But if Uncle Sam has taken away part of that return And you're not keeping it. You're just not making as much money. It's very practical. But what most people have not done as they haven't sat down and said, I want to do a little tax planning, and it's not just your CPA as with your finances because your finances in retirement Truly affect your taxes they could out of retirement to prior to retirement, but in retirement for sure, because you're living on income and how you derive that income. Affects how your tax so there's so many things you could do now, let's talk about this is real important item because this is just out Biden's tax proposals Okay and remember, he's saying, Hey, don't worry about it. We're only going to tax rich people. And because most Americans aren't rich, we're really going to pick on the people that were really successful and did really well. Really true, Right? Okay, one of things. He wants to change just all over the news right now, as you want to change something called Long term Capital gains tax. Mm hmm. And that's the tax on your non qualified accounts. Not your IRAs. Not your 41 case, not your Ross. But that regular stock account or investment account. And he says, I want to change the taxes on that only for very wealthy people. The 43.4% right now the top bracket would be 23 the 43. Okay, Now that's a very significant increases, the doubling but only applies to people over a million dollars. So most people say, Well, wait a minute. I don't make more than a million dollars, and that's true. But if you're a business owner and you sell your business, I don't care if you make 350,000 year your way under it the year you sold your business. Almost half of the entire value of your business has gone to taxes. 43.4%. That's how you have to think about it. The other thing is, I don't think he thought about this very well. But he says, Okay, I'm going to raise taxes, long term capital gains and people came up and said, Well, wait a minute. That's not a good idea because people will just save their stocks never change them. And my kids can inherit it, and they get what's called a stepped up cost bases. And so Biden the administration goes. Oh, wait a minute. We can fix that will take away the stepped up cost bases. So when you die, and you leave your home, probably one.

Hearts Unleashed
"harwood" Discussed on Hearts Unleashed
"That relationship. Yes i am for a complimentary coal which you're finding my website. Wealthed dot com. I'm also very active on my instagram. And i also have a private facebook. Great which is confident asia shrive. Yes server tribe please out head over there. Yeah cool and is there anything. You'd love to leave our listeners. With the hearts and community the the writer is this reminded that we are not limited to a set of labels and patents. We are multifaceted involving a We really get to choose who we want to be in how we see ourselves. I love that and just to jump in here like ride. That wave with you. it's so safe. It's so safe to be ourselves. And like i have really enjoyed the conversation because it. I can tally We all go through that phase of ownership which was actually kind of funny. 'cause you said i began the process like in my teens and that's true for i. Think for our generation. But i you know. It just amazes me because we're awakening so much sooner. That seems normal to me and to you and then i know fifty six year olds. Who still had wakened or still. Haven't done the self exploration process. Were really honest with themselves. So yes i remain a group and i will say people who are all to say that an eye is such a kind of a realizations. Wow i'm so grateful. I'm actually wearing avenue now. Speaking always i discovered this your full. Yes and so i. I'm just so grateful for that perspective to bring that today because this is so available in this day and age and it's wonderful to meet people who are awakening younger and younger and also honoring their gift and they're calling in their purpose younger in younger. Because i know that we can really turn the tide on living consciously and having conscious population not just in the community setting or the state or countrywide setting but globally and yes and we're closing those gaps. and and. yeah and you're calling in for like like across the world tillis. We're going again in the middle east. Yes and so. I really am presence. The global wave of transformation that we get to cost together. So i just wanted to thank you for being part of the hearts unleashed wave and also your wellness lay that you're causing in the world. It's matter so much. Think he's really enjoyed this. Yeah thank you in hearts. Thank you for being here to open your big hearts introverted extroverted however you've identified somewhere in the middle or on the spectrum. It does not matter but thank you for being here. Thank you for being you. Thank you for loving accepting in sharing yourself because here. The hearts podcast. We are turning. Dreamers into the hearts unleash podcast. We hope you found all the inspiration that you need to today and the use it to take the next inspired action on your dreams. Have you love the show shirt with a friend. We love spreading the love. The more information to listen more episodes or shop. Hearts unleashed visit us. At hearts unleashed dot com. See next time hearts.

WTOP 24 Hour News
NASA's Ingenuity Helicopter Makes Maiden Flight on Mars
"Treatments. NASA makes history. On Mars senator data thrown that ingenuity and perform this first life before found helicopter ingenuity lifted off from Mars this morning, becoming the first powered flight of an aircraft on another planet, CBS News Space Consultant Bill Harwood. Nobody knew if it would work or not, you know, engineers spent the last several years designing building and testing very, very lightweight helicopters that could autonomously lift off the surface of Mars, using an oversized rotor spinning it 25 100 rpm way faster than blades are spinning on

WTOP 24 Hour News
Astronauts step outside space station to wrap up work
"From the last spacewalk. Two spacewalkers stepped outside the international space station today to complete electrical connections with the European experiment platform and conduct other repairs. CBS News Space Consultant Bill Harwood has more astronauts Victor Glover and Mike Hopkins air working outside the International space station to carry out a variety of maintenance task. They're going to relocated ammonia coolant line. They're going to install a new wireless camera transceiver and make a few final connections to a new European experiment platform. They're also round a couple of Ethernet cables for use with the station's external WiFi system to watch video of that space.

WBZ Midday News
Astronauts step outside space station to wrap up work
"Line. Way Up on the International Space station yesterday a spacewalk CBS News Space consultant Bill Harwood tells us what they were up to astronauts Victor Glover and Mike Hopkins air working outside the International space station to carry out a variety of maintenance tasks. Going to relocated ammonia coolant line. They're going to install a new wireless camera transceiver and make a few final connections to a new European experiment platform. They're also round a couple of Ethernet cables for use with the station's external

NewsRadio KFBK
"harwood" Discussed on NewsRadio KFBK
"You can always tell whose home you seethe steam melting the snow on the roof. You're paying your money to heat the world. So what happens is people in the home. They look at the windows and they think maybe I need to change my windows. And yeah, that can account for an 11% benefit. Or they think I need put in solar. Yes, The nice thing about solar is yes. You're creating electricity, but it does nothing for your comfort. And then people tend to get upset because they love their solar for 89 months and then they get a troop built the end of the year wondering, you know, I saved 100 50 a month. But why did I get $1100 threw up built the end of the year because you never fix the waist first. So what? We focus on his number one deal with the insulation. That's the heavy lifter. That's the foundation stone. Because if you don't do that, first, every decision you make after that is dealing with the fact you didn't do that. Why you running fans? Why you're running air? Why you're running heat? You didn't keep the summer heat out. You didn't keep the winner heat in. So the installations number one, and we solve that with high performance reflective insulation. Then second thing we recommend this improve your ventilation and we recommend putting in what's called a high performance. Solar attic fan to improve your ventilation. Get that 150 degrees of hot air out of the attic. And then third have us come in deep, clean, purify rapid seal all those ducks so you're not leaking through the ducks. You're breathing cleaner, pure air, and it's turning your ducks into a thermos owes instant Cole instant hot. So those are the big three that we do, and we help people every day. I'm with Garrett Harwood, Garrett's, a local energy specialist and owner of Eagle Shield. So how do.

NewsRadio KFBK
"harwood" Discussed on NewsRadio KFBK
"And he coming into the home in the summer 80% of his attic walls and Windows only account for average about 11% energy loss. Crawl space when you're not on slab concrete account for only about 8% energy loss and believe it or not, when you feel that tiny little draft, but you're miserable. You're uncomfortable because the heat and cold and you fill the drafting you think? Wow, That must be my problem, believe or not, That's only 1% of the problem. 80% of the problem is the radiant temperature gain coming from the sun conducting into your attic soaking into your old sponge, Then coming into your home typically late afternoon evening. Now you're cycling your errand here trying to feel better without fixing the problem and the winner you heat the home. Hot air rises soaks through your attic. That's why catch jump on the roofs. You go to a snow area. You can always tell whose home you seethe steam melting the snow on the roof. You're paying your money to heat the world. So what happens is people in the home. They look at the windows and they think Maybe I need to change my windows. And yeah, that can account for an 11% benefit. Or they think I need put in solar. Yes, The nice thing about solar is yes. You're creating electricity, but it does nothing for your comfort. And then people tend to get upset because they love their solar for 89 months and then they get a troop built the end of the year wondering, you know, I saved 100 50 a month. But why did I get $1100 threw up built the end of the year because you never fixed the waist first. So what? We focus on his number one deal with the insulation. That's the heavy lifter. That's the foundation stone. Because if you don't do that, first, every decision you make after that is dealing with the fact you didn't do that. Why you running fans? Why you're running air? Why you're running heat? You didn't keep the summer heat out. You didn't keep the winner heat in. So the installations number one, and we solve that with high performance reflective insulation. Then second thing we recommend this improve your ventilation and we recommend putting in what's called a high performance. Solar attic fan to improve your ventilation. Get that 150 degrees of hot air out of the attic. And then third have us come in deep, clean, purify rapid seal all those ducks so you're not leaking through the ducks. You're breathing cleaner, Pure air, and it's turning your ducks into a thermos owes instant cold, instant hot. So those are the big three that we do, and we help people every day. I'm with Garrett Harwood, Garrett's, a.

Win at RETIREMENT the Harwood Way with Robert Harwood
Florida Rabbi Accused Of Taking Part In Siege On U.S. Capitol
"People from Florida accused of helping storm the U. S capitol. January 6th include a Tampa Bay area Rabbi Michael Step, a Cough leads Temple New Jerusalem in Palm Harbor. Video appears to show the 55 year old inside the capital alongside other Protesters step a cop's attorney admits to news Channel eight in Tampa, His client did go into the building to be nothing more than a spectator and ended up going into the capital as it was opened Step. A coffee is charged with trespassing and disorderly conduct on Capitol grounds. But Florida's

Newsradio 970 WFLA
"harwood" Discussed on Newsradio 970 WFLA
"Build your wealth. So you have what you need throughout your lifetime and maybe leave it to your kids. But why don't we do that in a manner that's also tax smartest? Well, that's right. This is what we can teach you in that program called CPR. The complete Planning Review If you'd like to get a second opinion on what you're doing, if you feel like you're just in performance well, she should have last year with your investments or want to know what you're paying in fees. Or how to lower your taxes. These are all the things we can help you with with a second opinion on your finances, and it's super simple to do. It's the easiest thing in the world. Just give us a call. Request your CPR and we could do it through a phone call a webinar or in person meeting whatever you're comfortable with. Number to call you want to write this down is 86687183718668718371 or even easier. Our website. Harwood financial group dot com Robert As you were pointing out, we really do have an opportunity right now. But it seems to be a narrow window of opportunity before the Biden administration does start doing all the things that they have already said they were going to do so. What's important for you is to take advantage of the opportunity. Find out what strategies you can implement now to potentially reduce your future taxes. As Robert pointed out for some of the folks in his office I've been able to create a tax free income stream in retirement and knowing that you might have that opportunity is one that's worth taking the time to investigate. So again that number for you to call to set up your complimentary CPR 8668718371. If you've already saved 500,000 or more, and you reach up for the end of the show today, they're ready to offer this CPR review to you complimentary. Again. It's 8668718371. All right, Mr Harwood. That's it for our time on the radio today, but thank you for being here and sharing all this information. I look forward to next time you can always find more online anytime. Hardwood financial group dot.

Newsradio 970 WFLA
"harwood" Discussed on Newsradio 970 WFLA
"Life and how it will affect us all. And if you find yourself with a question specifically on something that you hear Robert addressing while on the program today, a local team member is standing by off the air ready to answer your call and questions. 8668718371 is the number that you can call again. That number 8668718371. Mr. Harwood, How are you today? Whether I'm doing great. I'm excited to be here to hear so much to talk about. So many things continue to evolve. We were hoping to have closed the door on a lot of the extra. We can call it that was 2020. But we're watching things continue to unfold in the capital and 2021. And of course, you have to wonder how that will trickle down and affect us personally in the long term, which is what you work to help folks figure out every single day in your office. And before we get into some of the headlines that I wanted to ask you about today, there are a few things happening locally here with the hardwood financial group that we wanted to talk about. First of all Special guest coming calm a special guest star in the studio with us today one of your team members. Why did you introduce Danny to us? While Danny Danny is here with us in the studio, and he's one of the financial advice? Says with our foreman he's a certified financial planner, which is really a pretty big accomplishment. So Danny has been with us for a while. He comes from another firm, a couple other firms. Typically, that's how it works, and he has settled in with us, and he's one of our really, really great assets. And he's a very smart, intelligent and, frankly, just a good guy. You don't Yeah. Yeah. Makes him a great resource for the team. So, Danny, do you want to say hello to everybody? Very kind Words. Appreciate it. Okay. Say it's Ah, long time listener. First time Yes. Yeah, we'll be here. He's one of the people that meets with our clients and helps out with a lot of things. He's just a great guy. And a lot of the topics we're going to talk about today. You know that he's gonna help us with that. Give us his perspective, because we know two heads are better than one, right? Right? Yep. So it's going to give us some new insight, which is really a great thing for today, because there's so much stuff to talk about. We were actually on when we have talked about a reiterated on this program so many times is the team effort there at the hardwood financial group and your focus on education. Pointing out here, Danny being on the program with us today, He is a certified financial planner, one of the highest certifications that you could get in that field. It's such a great thing to know that you've got folks like Danny on your team there at the hardwood financial group. As you continue to help us all figure out everything that we need to know about our financial plans and our retirement savings plans and again putting a focus and a highlight on your effort to continue to educate. You guys have planned a market update, Zoom call slash meeting. We can call it that's coming up this Tuesday. So tell us about the details of what we can expect from this market update. Zoom call what we can learn from it and how we can participate. Heather, this is really important because this communication and I gotta tell you want one of the hallmarks of our company is is we communicate very well with our clients and With the community because communication is really everything, and so most financial advisers, this is really where they don't do. Well, they're not good communicators, and that just isn't a good thing. It's a customer, the firm so we're very good communicators. We do this kind of thing. Often, but this particular one is really, really important. And so we decided to open it up to our radio listeners as well. And so this is a market update. Our chief investment officer were pretty big firm. We manage a lot of assets. And this is ah, good thing for our customers. And in the meantime, our chief investment officer is a gentleman named Michael Sorrentino. Our listeners may know that name from CNBC or other places. He's Ah, I guess a very well known individual in the industry and he's our chief investment officer, and he's going to talk and give a talk about. You know, there's a lot of things going on. It's a new year for us. We've got a new president coming in. We could expect a lot of changes. I mean, he's already announced. The first thing he's going to do is change a whole bunch of stuff. What Biden comes into office and we're gonna talk about how that might affect your portfolios, your investments and what we're doing to protect our clients or maybe Not even protect with take advantage because we do think there's a lot of good things are gonna happen. It's not all bad, You know, change isn't always bad. There's a lot of opportunities with change. But you need to change right now. This is a change in the world. The change in our country is going to affect your investments. So you need to change you need to think about what does this mean? And what can you do to take advantage of it on one side and protect yourself on the other, Take advantage of it in that. I think it's gonna be a good year in the market. That's Robert Harwood's opinion. You're going to get Michael Sorrentino's at this call that you're welcome. To listen to is going to be a webinar. You could listen on the phone. You can attend the webinar. But you want to do this. We're going to talk about the West called the white blue wave in the sea. It wasn't the dark blue, but it was a light blue away..

Newsradio 970 WFLA
"harwood" Discussed on Newsradio 970 WFLA
"Talks a good game. That's not what's important. What's really important is is that it's going to be a challenging couple of years. Good years. But challenging. We're not over this yet. Businesses have to get back on their feet and frankly, the way our government has spent money they've created other problems with this giant, enormous. Deficit and debt out there, and that creates other issues. So this is a different kind of market, but it's going to be a great market for those that know how to navigate it. It's interesting that you talk about this idea of being an active investor at this particular phase. And you were saying months, weeks, even days, because something that you know, we hear a lot of bad It's almost a four letter word in the financial world. This idea of day trading for a lot of you know, I don't like they traded here. No, no, no, no, no, Nobody Here's the key. You know, with stimulus, we might see a weakening dollar in a weakening dollar, right $2 not worth as much creates inflation. So then I need to make adjustments to your portfolio to fix that problem so that your portfolio still thrives. Or it could be a political situation in the world. Or it could be. You know, the effect of people going back to work. Or maybe Amazon won't do as well because we might be will go to the mall someday. If the ball still open, right, you know, and we need to make adjustments as those things happen and what I see what most people have their and this is what I see 85 90% of time and we'll start with She was gonna ask ourselves this, but I bet you it's what's going on with their portfolio. If they have a financial advisor, the adviser spread the money out over all these different things, maybe a little Europe a little merging markets, some big stuff, some small stuff. Some bonds. And then they don't do anything. I mean, every quarter every year every few months. I mean, I've met with people living with their adviser for two or three years and I look back at their statements, and I figure out the last time they had a change was like, four years ago. That's not the way to manage your portfolio. You need a advisor that will communicate with you. We communicate all the time with our clients. We have Webinars. We have seminars. We have phone calls. We have meetings were constantly communicating about how we're managing what we're doing. We're developing strategies like tax strategies. You know, you've got to think about the fact that this gentleman is our government spending our money. And they're going to have to raise taxes right someday to pay that debt down. What are you doing for tax strategy? You've got to be actively involved in your investments that taxes, the income, the growth. The adjustments. Not day trading. That's terrible. You cannot time markets, but what you could do is invest properly on the market. You could invest in the right part of the market. And frankly, if that part of the market isn't doing well, take your money out and put in the right place. Why would you have dead money? Dead money sitting in the bank dead money, maybe in European I don't know Funds. Whatever that is. This is going to take active involvement on the part of your financial advisor, keeping things properly adjusted as we recover from Cove it but then go into the next issue. There's Always something challenging that we have to deal with this. How the world works. Challenges to me are opportunities. I have no issue, you know, had a lot of challenges and wife and you rise to the challenge and you thrive. There's no reason why we can't do that for you with your investments in your portfolio. How to know what might go wrong and what you need to do to structure your portfolio, and you'd like to just get a meeting. Maybe with me or one of the advisors. We could do a webinar phone call and kind of discuss how we are different than what you're doing. What is it that we do? That's better than what you're doing. I think you're gonna find us a lot of stuff. But we take care of our clients. We watch over their portfolios. We make adjustments when necessary, and we're good communicators. All right, And for somebody who's listening to you on the radio, interested in the things that you're saying right now and doesn't want to talk to you, one of the advisers how can we set up that meeting? Oh, it's so easy. Just give us a call at 866. 87183718668718371 or website Harwood financial group dot com and just request your meeting. I'd like to meet with Robert, one of his advisers. I don't discuss what I'm doing, and.

NewsRadio KFBK
"harwood" Discussed on NewsRadio KFBK
"From my heart media. So again when you pick up your cell phone, you're gonna be calling pound 2 50 when you are prompted, Say the keyword clearly Eagle Shield. By the way, our listeners who call right now At least the 1st 50, You're going to get a free attic inspection and a free water heater blanket all the way Eagle Shield. As we just mentioned is an essential service of take advantage of that. Now I'm Tim Lance, along with Garrett Harwood, who is a local energy specialist and owner of Eagle Shield, and Garrett. We have been talking about those three pillars. Let's go over those once again just to recap. So people see order of importance by Department of Energy. There's three things that matter most, the most important thing you do to impact your comfort and lower utility bill. Those three things are number one insulation. Number two ventilation and number three air flow, So if you insulate properly, you're now fixing the problem at the source and the way we solve. It is the newest form of installation. That's building code now is put in high performance. Reflective insulation, which was originally invented by NASA announced building code. So once we get that in your home 97% of summer heat stays out 97% of winter heat stays in your 10 12 degrees cooler in the summer warmer and the winner. You run your errand heater 70% last cause you're not wasting any more. That translates to a 44% saving soft utility bill because you're not kicked in your height here. Now because you live in Sacramento Basin and these areas that have a high heat index. Then we recommend improving your second pillar. The ventilation put in a solar attic fan. That's what we do. Lifetime warranty deed, advance all the heat out of the attic and you're not.

Win at RETIREMENT the Harwood Way with Robert Harwood
Tropical storm warnings for South Florida as Eta churns northward
"A trot. Pickle storm could take its place. The National Hurricane Center is forecast has Tropical storm ADA sweeping across the southern part of Florida Monday and has all of the state in the storm's potential path? A tropical storm watch has gone up for the Florida Keys, probably conditions or any period of sustained tropical storm force. Winds could begin as early as Sunday morning, National Weather Service meteorologist Robert Malaysia there Corona virus cases

WTOP 24 Hour News
Moon has more water than previously thought, scientists say
"Suspected. In a pair of studies published today, scientists say more than 15,400 square miles of lunar terrain can trap water in the form of ice. That is 20% more area than previously thought. These ice rich zones are near the moon's north and south poles. Scientists already knew there was likely ice down inside these permanently shadowed ultra cold craters near the poles of the moon. Or sunlight never reaches. But these new observations show water molecules of president even across sunlit regions that indicates it may be more readily accessible than previous thought. And it's so future astronauts might be able to produce their own air water, even rocket fuel if they confined, usable amounts and develop the technology necessary to extract it. That is CBS News Space consultant Bill Harwood. Nearly 100 so called murder

Environment: NPR
Wildfires Jeopardize Access To Drinking Water
"In many Western states, drinking water supply start high up in the mountains as reverse. This summer's record-breaking wildfires have reduced some headwaters, forest burn trees and heaps of Ash as Luke Runyan from member. Station K. U.. NC reports that often creates expensive headaches for water treatment plants long after the smoke clears. Few places in the West know how wildfires affect water supplies like Fort Collins Colorado the state's largest wildfire ever recorded is burning just outside the city now but their problems really started eight years ago before then it's main water source the poodle river was nearly pristine. We had been privileged and in some ways probably took for granted that these watersheds were providing. A consistently clean clear water all the time. That's Fort Collins Water Quality Manager. Jill or pays we're along the river just outside the city downstream from where in twenty twelve, the high park fire burned more than eighty, seven, thousand acres for the first year after the fire every time it rained the river turned black from mudslides we ended up with a lot. Of Sediment in our pipelines that was difficult to remove to keep those muddy flows from causing problems, the city installed an early warning system, a series of monitoring stations along the river. If there's too much sediment or a pays says utility workers can turn off the treatment plants intake and switch to water from a large reservoir it became really important for us. To have a heads up for win those changes in water quality were occurring the effects of the burn scar on water quality only lasted a few years but this early warning system is far from obsolete because this year is cameron peak fire has burned another broad sweep of the river's watershed, which means for Collins, again joins the list of western cities learning. To live with wildfires that burn bigger and hotter than they've ever seen before this is a new reality and we're learning as we go. Joe. Harwood is with the water and electrical utility for two hundred, thousand people in and around Eugene Oregon this summer the holiday farm fire burned along the banks of their sole water source, the McKenzie River soon after their. Customers noticed the water coming out of their faucets had a smokey taste people quite frankly to use a scientific term freaked out because it's not something he'd dealt with me for Harwood's says, they eventually figured out the chemistry at their treatment plan to remove the taste and when this winter's rainstorms arrive, utility workers will be monitoring for other harmful things that can. Be transported in wildfire runoff like nitrates, heavy metals, and dissolved. Organic carbon were trying to learn the lessons of others, Colorado, and California to create our own best management practices. The utility is spending one million dollars this year on post fire erosion control with more spending plan. Next year hardwood says back on the banks of Colorado's Putina River the city of Fort. Collins. Jill. Or A peyser says the city had to raise water rates to deal with effects of the fire eight years ago that could happen again. But she says decisions the city made after that last big fire like building new infrastructure to remove sediment and beefing up policies around residential water restrictions will help them respond this time around we live in fire prone. watershed and. Are Part of our responsibility to adapt to those that reality a reality that because of climate change increasingly includes drier forests, hotter summers and extended fire seasons across the West for NPR news I'm Luke Runyan in Fort Collins Colorado.

Win at RETIREMENT the Harwood Way with Robert Harwood
Dallas Stars to Face Tampa Bay Lightning in Game 5 of Stanley Cup Final
"The pro hockey championship could be decided tonight. The Tampa Bay Lightning play the Dallas Stars in Game five of the NHL staying the Cup final. Siri's, which the Bolts lead three games to one. I think all our focus is on just getting ready for that, for the next one back to actually was not too awesome to get him, But I think right now focuses on just recovering, preparing watching videos for next one. That's lightning forward breaking points. You scored twice in last night's overtime victory that brought the bolts to this point

Win at RETIREMENT the Harwood Way with Robert Harwood
Beirut explosion: Angry protesters enter foreign ministry
"In Beirut is getting more dangerous. As throngs of angry protesters called for the resignation of Lebanon's president, Reuters is reporting that dozens of them have entered the premises of the Foreign Ministry. You have troops in Martyr Square that are clashing with tens of thousands of protesters who are calling for the resignation of Lebanese President Michelle All We know right now about the situation in the square is that the Lebanese government is trying to push All of the military resource is they can to this area because it is such a large group of people Fox's trade gangs. The outrage is the result of Tuesday's explosion that killed more than 150 people. America's

Win at RETIREMENT the Harwood Way with Robert Harwood
DeSantis Joins Trump For Executive Signing of Lowering Prescription Drug Costs
"Raja Stances joined President Trump that the White House has four executive orders were signed. That will lower prescription drug prices in 2019 to scientist was behind the push to import cheaper drugs from Canada and other countries into Florida. We knew that this day would eventually come And I think the fact that we're standing here today. Obviously, Florida you know, we did some groundwork, but really, it's a result of presidential leadership. One order reduces the cost of insulin and epi pens well. Another order allows pharmacies to order drugs directly from Canada.

Win at RETIREMENT the Harwood Way with Robert Harwood
Chicago is the latest to enforce quarantine requirements for people travelling from coronavirus hot spots
"Ordering quarantines for Florida residents traveling to them beyond the holiday weekend. The latest, a Chicago whose new 14 day quarantine requirement will go into effect on Monday, July 6th. Pennsylvania, Kansas, Massachusetts, New Mexico, Vermont and the Tri State area of New York are among those that have restrictions for people traveling from Corona virus hot spots. A glitch and disease

John Williams
Number of coronavirus tests in Illinois dips as unrest closes testing centers
"The state's community corona virus testing sites have been closed again today that's because of the protest WGN's gender sellable has that the Illinois department of public health says that testing sites in Chatham Harwood heights South Holland rolling meadows Waukegan Aurora and Rockford amongst others in the state will remain closed on Tuesday yesterday the state reported one of its lowest new covert case numbers nine hundred seventy four with twenty three fatalities within a twenty four hour period the sites were closed Monday following protests over the death of George Floyd no word on when they

Native America Calling
COVID 19 frauds and scams
"This is native America calling. I'm Monica Brain. Scammers will take any opportunity to bilk you out of your money or personal information. Currently they're using the Kovic global pandemic as a way to prey on fears about the uncertainty with the virus and economic issues around the pandemic. Here's one example of a Robo call. Some folks are getting. The Corona virus has caused the. Us declared a national emergency. The Families First Corona Virus Response Act has made corona virus testing more accessible immediately. If you want to receive a free testing kit delivered overnight to your home press one if you do not want your free testing press to do to be clear you cannot take a corona virus test at home. Here's another scam. That involves a mortgage blow due to the krona virus. Mortgage interest rates have dropped an all time low. You may be able to benefit from updated modification in refinance programs. Today we're going to go through a list of scams that are out there and give you tips for avoiding scams altogether. And we'd like to hear from you. Have you been getting calls about in nineteen? Do they involve cures or personal requests for personal information to get your relief? Check call us right now and share your experience you can be an anonymous of the number is eight hundred nine six two eight four eight once again. Is Sean Spruce? He's the programs consultant. He's a programs consultant for First Nations Development Institute and Co hosts the PODCASTS natives on a budget Schon is Laguna Pueblo. Hey Monica how you doing good good? I'm I'm excited to talk about this topic today. Even though it it's a little tricky you know because it involves people who are committing crimes and really taking advantage of Sometimes unsuspecting folks so Have you recently wrote about A scam in your doctor per cap column that involved the Corona Virus. Tell us about it. Yeah absolutely so I got a an email from a woman End into the country and she had received a phone call very late at night from somebody who claim to be her niece and then he said I'm really sick I mean hospital and I've racked up these huge bills because of Cova nineteen. I'm infected and I need help paying the bills and this woman is elderly and she was at home and you know she was again. It was late at night. She wasn't quite isn't allergic. She could have been and she just but it didn't sound quite right so I'm quite like her these even though the woman identified herself as her knees with the right name and everything. Fortunately her nephew was also home and he grabbed the phone and he very quickly could tell that this was a scam. This was not actual niece. It was basically what we call grandparents scam. Where Somebody Will Foam Cau- call it older person and pretend to be a grandchild or niece or nephew and say they're in some kind of trouble and usually it's some kind of trouble with the law or something like that This case this person claim to be sick with covert nineteen and needed help paying medical bills. So fortunately they hung up the phone and that was the end of it but she she sent me an email just to let me know what was going on. And this was something that was headed occurred in her with her personal life and You know these kind of things just always bring out. The worst. In people. Natural disasters are hurricanes earthquakes tornadoes forest fires. You know every time. One of these huge natural disasters or crises erupts. There's always some bad actors scammers fraudsters that look to take advantage and this was an example of that fortunately she wasn't victimized but scary that people will approach somebody or contact. Somebody call somebody like with that kind of a sinister plot to defraud them or steal from them. Yeah I know especially late at night and I I know I would be all confused and take me a minute to realize whether or not I was dreaming or something like that I wonder for that out there to our listeners. Have you ever experienced something like this? Has Someone called and pretended to be your family member and asked You for help And then it turned out that they weren't at all Give us a call and share. The number is one eight hundred nine six two eight four eight vessels one eight hundred nine nine native. I want to add another voice to the conversation. We've got Chuck Harwood on the line. He's the regional director of the Federal Trade Commission for the Northwest Region. Hey there chuck. I'm GONNA so are you. Seeing lots of reports of an increase in scams are the scammers. They're just taking their regular catalogue of Scams and just adding cove in nineteen to it and Is that increasing the answer. To all requested yes That's exactly what's happening. We're seeing lots of reports of scams about liberate. Thousands of reports are scams which in which Cova Nineteen Corona virus being referred to. They are taking their usual catalogue of scams and just tacking on corona virus or Cova nineteen to the for example. The one Sean talked about it they classic grandparent or family. Birds Scam that we've been hearing about for years sometimes traffic accidents or something like that now. They're saying Rovers So Yeah we've seen both. Wow that's That's upsetting to hear so Exactly how okay. Let's talk a little bit more about how this actually works with the grandparent. Scam for example. So you know Sean was saying she was saying she was in the hospital and she needed money if they had continued that conversation. What would happen next chuck? Almost certainly they would have asked for money to be sent They would have said that they need the money immediately. needs to be perfectly overnight faster that the victim can be convinced to get the money in the mail or more likely. Frankly Sent through wire Western Union or these days. They even use know gift cards to send money. like Amazon itunes gift cards That's the way they want to do it. And as soon as the money has sent it disappears and doing impossible to reverse the payment And tumors out the money. It is extraordinarily. You'd think it can't work but extraordinarily common. How often people fall for the scam and my time said one more thing about the scam described in point of an important point important Element in fighting. These scams net is consulting with your friends and neighbors family The example that Sean describe was prevented because the woman who received the call had a family member. She could consult with And that's that's really critical. Find is a lot of people who avoid scams do so because they talk to friends and family members of course in the middle of lockdowns at viruses increasingly hard to do so. They can't further like to fall victim to these games. I had this conversation with my dad. Who's in his late seventies and I told him if somebody calls saying there me and they need money for the emergency room hospital or anything like that or I'm in jail. Just leave. Just tell them now. You can stay there and we'll just go ahead and because that's not gonNA happen. I'M NOT GONNA call you that way. You know our tell them. Oh call your sister and she'll take care of it Which I think is you know I mean I. It seems weird to have a a scam plan. Sean have you talked to folks about that like having conversations with your family members in advance as a preventative measure. Not so much you know like having you know like a plan like a strategy if when whatever and I think because one of the challenges is there are just so many different ways to scam. Somebody and like Chuck mentioned people just continue to Kinda easy same scams. They just always a new twist to them. So you know it's just it's difficult to kind of create a plan because scams can come in so many shapes and sizes and like You know we talked about earlier. Anybody can be a victim of a scam. Anybody can be caught essentially Scam proof impossible. I don't care how much education you have and I don't care how many plans you create can never completely scam proof yourself. And that's because scammers know how to appeal to people's emotions and why again and again when you really effective scam designed to prey on base human emotions. You've got love. Which is those romance scams which are really effective Natural Disaster Death Sickness. Things like that people aren't necessarily thinking clearly they're not thinking straight their emotionally vulnerable and they can be victimized when they're in that setting so yeah. I really encourage people you know. Hang up the phone quickly. Don't engage with a scammer. But not so much of a game plan like which relatives the contractor not to contact although it might be effective for some people to to think like that and come up with you know basic strategy for dealing with some of these issues.

Jay Talking
Boeing says it’ll redo uncrewed flight test of Starliner space taxi to space station
"Boeing says it will repeat a test flight of its astronaut capsule following last year's botched demo CBS news space consultant bill Harwood Boeing plans to launch a second unpiloted test flight of its starliner commercial astronaut ship later this fall after problems blocked a planned space station docking last December three flight may rule out a pilot to test flight before the end of the year SpaceX meanwhile is pressing ahead with plans to launch astronauts aboard its crew dragon capsule in the late may time

KIRO Nights
Boeing to attempt second Starliner test flight after bungled debut mission
"Boeing says it will repeat a test flight of its astronaut capsule following last year's botched demo CBS news space consultant bill Harwood Boeing plans to launch a second unpiloted test flight of its starliner commercial astronaut ship later this fall after problems blocked a planned space station docking last December the refight may rule out a pilot to test flight before the end of the year SpaceX meanwhile is pressing ahead with plans to launch astronauts aboard its crew dragon capsule in the late may