35 Burst results for "Guard"
Justice Says IRS Must Give Trump Tax Returns to Congress
"The long legal showdown over Donald trump's tax returns appears to be over the justice department says the treasury department must give the former president's returns to a house panel when trump was in office treasury chief Steven Mnuchin refused to hand over the returns saying house Democrats wanted them for partisan reasons the house ways and means committee sued saying it needed the records for a probe into whether trump complied with tax law while presidents have long release their returns trump said he couldn't do to an IRS audit he's carefully guarded details about things like relationships with foreign creditors and the government's Sager mag Connie at the White House
Detroit Pistons Grab Cade Cunningham at No. 1 in NBA Draft
"The Detroit Pistons made Oklahoma state point guard Cade Cunningham the first pick of the NBA draft the six day coming in with the big twelve player of the year as a freshman averaging twenty points a game the Houston Rockets followed by selecting guard Jaelyn Greene became the first player drafted that high street out of the G. league U. S. C. big man Evan bubbly then went third to the Cleveland Cavaliers fall by Florida's the fourth Scottie Barnes in the surprise of the Toronto raptors Gonzaga point guard Jalen Suggs was then scooped up number five by Orlando who also took Michigan's Franz Wagner eighth I'm Tom Mariam
Congress Passes Bill to Fund Capitol Security, Afghan Visas
"I might cross your reporting Congress passes a bill to fund the capital security and increase Afghan visas emergency legislation that includes money to bolster security at the U. S. capitol it increases the number of visas for allies who assisted the United States in the Afghanistan war overwhelmingly passed both houses of Congress Thursday the Senate voted ninety eight zero to approve and the house followed passing it on a four hundred sixteen to eleven vote the bill loosened some visa requirements for translators and others worked closely with U. S. troops and government civilians in Afghanistan there's also money for capital police salaries the National Guard and improvements to better secure windows and doors around the U. S. capitol building Mike Crossey out Washington
Beefed up Long Island Shark Patrols to Follow Possible Bite
"Drones and helicopters are patrolling beaches on Long Island in New York as you would expect beaches are crowded on Long Island in the summer lifeguard Julia burns says sharks have been sighted we had another lifeguard come over and say that they saw a shark reach out of the water and spend at that point we immediately cleared everyone out of the water Jones beach lifeguard suffered an inch long gash on his left calf that he believes might have come from a shark lifeguard team supervisor don Clavin says there watching the water this is multiple sharks spotted throughout this is the shoreline you're talking four miles of beach right here from point lookout to Long Beach audio from WABC the life guard says he felt the tug and saw a fan I met Donahue
Tonights NBA Draft: Everything You Need to Know
"Mike schmitz. I've been watching. You travel the world. Basically i find him to generation. You've been all over the planet scouting prospect so thank you for coming back to espn daily. Yeah thanks for having me appreciate it. Mike schmitz gets paid to meticulously study every potential nba player on earth for espn look. We're barely a week past the finals. Were moving onto the new season. The draft is happening thursday. And i need a download everything in your brain into my brain. I'm not sure if the hard drive space for that. But i do want to just get a sense. You're very bluntly mike. How good is this class of players as a whole compared to previous years really good like really strong. I think that you know last year there was so much uncertainty right. You had the pandemic whereas this year. It is like rock song by k. cunningham. He'd be the number one. Taking lawsuits draft is going to be more picking this year's draft jalen green. He'd be the number one pick in last year's draft. Evan mobely he'd be the number one pick in las year's drop like we're not exaggerating when we say that this draft actually has three number one caliber prospects and there's depth all throughout so those three number one overall caliber picks. I need sort through the hierarchy among them. Because if you listen to pistons fans right now and maybe just because the internet has this way of making everybody thinks the same thing. Sometimes it does feel like cade. Cunningham is the guy who's jersey you already bought if you're out in detroit so does that sound right to your bind. How why is there. Such little doubt about the guard from oklahoma state. Yeah no doubt in my mind either. And you know we've heard the last couple of days. Okay detroit still doing their due diligence and all that like they're gonna take care cunningham unless there's some type of unforeseen trade that happens or or anything along those lines like case cunningham is going to be the pick and i think he's the clear cut number one
Texas National Guard Will Start Helping Make Border Arrests
"The Texas National Guard will assist in making arrests at the border Texas governor Greg Abbott says he's ordering National Guard members to start helping with the rest of on the U. S. Mexico border the announcement comes as the state begins filling a formerly empty prison with migrants accused of trespassing Abbott says the guard will assist troopers with arresting migrants on state charges but gave no further details meanwhile an attorney for the American civil liberties union called Abbott's latest orders unusual and extremely troubling the move is part of a broader campaign by abit to toughen border enforcement as the number of crossings remain high I actually after
Britney Spears' New Lawyer Files to Remove Father's Control
"There's no action in the Britney spears conservatorship case Britney spears new lawyer is taking up the singer's old concern that her dad be removed from the conservatorship that is controlled her life for nearly a decade and a half the new attorney Matthew Rosen guard has filed paperwork in Los Angeles Superior Court seeking to oust Jean spears and replace him with CPA Jason Rubin the filing says the current legal arrangement is both toxic and no longer tenable it also says if spears dad genuinely loves his daughter and has our best interest at heart he would willingly step aside that move is supported by Britney's mom Lynne spears says in a declaration supporting the filing that her ex had microscopic control over her daughter's health care and business interest I'm Oscar wells Gabriel
Cleveland Indians' Name Changed to Guardians
"With a name change for our own NFL team. Now there's about to be a new name for Cleveland's Major League baseball team. The team has been the Indians since 1915. Together We are all Cleveland guardians. The new name was revealed in a video narrated by Tom Hanks. The change was triggered by a national reckoning by teams and institutions to permanently dropped logos and names considered. Racist, and now it's time to unite as one family one community to build the next era for this team in this city to keep watch and guard what makes this game the greatest three years ago, the Indians stop wearing their chief Wahoo logo on their jerseys and caps, not far from the team's ballpark on a bridge over the Kaya Hoga River are too large, Landmark stone edifice is referred to as guardians. I'm Ed Donahue more in sports with
Cleveland's Baseball Team Goes From Indians to Guardians
"There is a new name for Cleveland's Major League Baseball team the team has been the Indians since nineteen fifteen gather we are all Cleveland guard the new name was revealed in a video narrated by Tom Hanks the change was triggered by a national reckoning by teams and institutions to permanently drop logo's and names considered racist and now it's time do you rate as one family one community to build the next area for this team and this city to keep watch and guard what makes this game the greatest three years ago the Indian stop wearing their chief Wahoo logo on their jerseys and caps not far from the team's ballpark on a bridge over the Cuyahoga river are too large landmark stone edifices referred to as guardians I met Donahue
Los Angeles Lakers Extend Qualifying Offer to Guard Talen Horton-Tucker
"Horton hacker was given a qualifying offer by the lakers. Yes and he's now a restricted free agent. Let me put some lakers fans. Minds at ease taylor norton checker that means. He's not going anywhere unless the lakers want him to correct in other words any offer that he gets. And you're going to be reading in the next few days about how he can get a poison pill offer. That's very backloaded. And you're gonna be reading about this but the bottom line is the thing to remember is the lakers have to match any offer if they want to so he will not be on another team next year unless the lakers want him to walk away. The lakers the option to sign him to match. Any offer gets on the
Rep. Kevin McCarthy Comments on Pelosi Rejecting Jordan, Banks for Jan. 6 Committee
"Pelosi did today. This is what I want to talk about because This is unbelievable. Go ahead. I'll shut up. Okay? Never in the history of Congress, a committee she wants to pick Who can go on Look at she calls me today to object. It's her there Select Committee that just pure politics about January 6th. She doesn't want to answer the question why the National Guard was not there. She didn't want to answer the question of why they weren't prepared. That's the answer. Why did we let these Capitol police down? Why weren't the national guard there they knew on December 14th, the head of the Capitol. Police knew what was going to happen, but they have to answer to her. She tried to pick and choose WHO Republicans could put on She objected to Jim Banks. She didn't object when Jim Banks served in the Navy and fought in Afghanistan. She objects to to Jim Jordan was a ranking member of Judiciary Committee who has oversight to this I mean, this is her absolute power trying to control everything. So I just said, we're out. Which was very, very wise. I think a very, very good move. You don't have to put up with that. She doesn't get to control both parties with an iron fist, does she No, it's the People's House, not Pelosi's house. This is nothing but a sham, and it just shows she was never serious about finding the truth.
Scientists Predict More Extreme Weather Globally After Germany Devastated by Flooding
"Chancellor Angela Merkel has been facing tough questions while touring damage from those devastating floods last week that killed at least 196 people. Germans are asking why their country famous for engineering and its leading role in climate change, negotiations could be caught so tragically off guard by the kind of extreme weather that climate scientists have predicted. For years. The past few weeks have also seen a blistering heat wave in the American West and above normal hurricane season is predicted. And the kind of extreme weather events that climate change will make more likely and more severe, are said to be coming. Fredricka Otto is associate director of the Environmental Change Institute at Oxford University in the UK Freddy. Welcome. Thank you very much. Yeah, and start with the flooding. We know that rising temperatures caused by the greenhouse effect of gas emissions means we're living kind of inside a greenhouse, which is holding onto moisture, which then? Rains down on us Now we can never attribute a specific weather event to climate change directly. There are other factors always but these downpours in Germany behind this flooding We're hearing that the rainfall was being called unimaginable volumes of rain more than 18. Gallons of water could pour down. On an area within just a few hours. You know, when you hear this kind of number, that kind of water coming down is that something? That you who studies these, You know, severe weather. Did that click like Oh, yeah, that's that's what we're going to be seeing. It's one of the very well known aspects of climate change that we see more extreme rainfall and also more extreme rainfall coming down in a shorter time. And we know from tropical countries which are hotter about There is a lot more rain coming down in a short amount of time. And when we have higher temperatures in more mid latitudes, we also see This kind of rainfall,
Should Military Members Have a Vaccine Mandate?
"Now congressman. I advance the proposition in the washington. Post yesterday. The military ought to require vaccinations for the virus of every member in uniform including every government employees. Did oh the national guard. I don't know if that's come up before haski yet. But i am concerned not about the dealt or even the epsilon variant but variants down the road that might be vaccine evading and even more very lynch and target young people etc. Has that been discussed. What do you think about that mandate because the military when you were marine. I'm sure they didn't ask for your permission to give vaccines. It has been discussed by the chairman. Adam smith and i believe if memory serves he sympathetic to your argument. I'm not there yet. upset couldn't be persuaded. I just i. I certainly think the vaccine should be readily available for every active duty service member in reservists. Who wants to get it but for me to be convinced that a twenty two year old in the prime of his health needs to be mandated to get the vaccine. I've just not there right now. But it's certainly something that's being debated on the armed services committee and certainly we don't want the delta variant to sweep through the armed services find his way on an aircraft carrier a fight his way onto a destroyer and make combat ineffective the already stressed naval force. We have out there at something. We absolutely need to be on guard against. I myself am vaccinated. I think the vaccine is a remarkable technology. I think it's a remarkable accomplishment of the trump administration. That's my choice That's the choice. My wife and i made a together. We feel very comfortable and safe with the whole thing. I've done my best to promote it. But at the end of the day. I get hesitant win. For example the left suggests we need to vaccinating children in schools. I thought dr. Marty mccarey made a very persuasive argument wall street journal this week. That the data just aren't there to suggest we need to now. I know that's a different issue. Hugh than the military being the accident. I don't want complete those two arguments. But i have a little bit of hesitancy when we start to talk about mandates for the vaccine at the same time i wanted to everything possible to promote the vaccine which again i think is a technology. That's not just gonna help us now. But it's going to unlock a ton of subsequent scientific
Hewitt: Military, Any Government Arm Can Require COVID-19 Vaccines
"Indiana university yesterday Got the green light from federal. Judge saying it can require kobe. Nineteen back scenes and by the way any arm of the government can indeed require. Koga vaccines for those who use its benefits or who are in its employ. I personally believe the military ought to have done this a long time ago in the national guard. It's a national security issue. Ted nolan the great water polo coach at uci. Irvine used to scream at his players to get the flu shot in the off-season saying if we're in the finals and you get the flu. I eight say at very colorful. Because he had a language like a sailor you will never be in my presence again and it seems to me that if you're a warfighting unit you have to be wore ready you can't risk getting the delta you need to be vaccinated and sorry. Join the military. You don't have any rights. But i would extend that to government employees and yes and matija indiana university. If i'm a college and i make that choice and it's up to them. Some don't wanna do that. That's fine but if they do it there can any private business can do. It doesn't violate your rights as an employee. The only thing that can happen is that the government can't make you do it. There would be some legislation possible. It would then be subject to constitutional stress test depending on the exemptions that allowed and and whether or not it was uniformly applied We would take a look at that point but you certainly could have the military do it in the military
What's on the Line for Chris Paul's Legacy?
"You know this. This series started out very well for the sun's up to all look like they were going to go from bubble darlings to title team in a year. I don't have to refresh your memory. it's you remember that probably yonathan. The vox i've turned upside down and for c. p. three it might mean coming up short one more time in the playoffs. Not grade list to be on here c. p. threes teams have had multi game series leads four times in the post season. Only to watch those leads. Slip away. Chris broussard what is on the line night in game. Six for chris paul. There's a lot on the line and obviously the championship but for him personally of is individual legacy yes. There is a lot on the line he would become. If they lose this series he would become the only player to lose four series in the postseason. Where you lead to. Oh okay anna. Point guard is in control of the game of his team. So a lot of that just falls on the coach. It can fall on the point guard. So we've talked about some christmas failures in the past and the postseason if he loses this series those become their a big part of his story. And when you talk about why he's one of the greatest players with barkley malone and you eat in stockton to never win a championship you look at. It and chris is a big part of why he didn't win the championship. Conversely if he can come back and win this series. Those playoff foibles. Become a footnote okay. They go from being a year. He's great but to just be enough small footnote in his overall story. So that is the first thing. Secondly if he wins this series he could become the third player. Only the third player in the seventy four year. History the third small player or normal size point guard to lead a team to an nba title.
"Hollywood Ripper" Michael Garguilo Sentenced to Death for 2 Murders, Attempted Murder
"The man known as the Hollywood Ripper has been sentenced to death after being found guilty of killing two women in L. A, including one who was murdered before going on a date with a famous actor Michael Guardiola was convicted of stabbing and mutilating Ashley Lrn in 2000 and one For her date with actor Ashton Kutcher. That night. He also killed Maria Bruno in 2000 and five inside her El Monte apartment before the judge handed down his sentence. The lone survivor of guard Julio's attacks Michelle Murphy, And Ashley Lawrence father told the court how one man destroyed So many lives. February 21st 2000 and one is the day the music diet. Monster exists among us. How was it fair that one person's actions can destroy the lives of so many
'Hollywood Ripper' Sentenced to Death for Killing, Mutilating Women
"Known as the Hollywood Ripper has been sentenced to death after being found guilty of killing two women in L. A, including one who was murdered before going on a date with a famous actor Michael Guardiola was convicted of stabbing and mutilating Ashley Lrn in 2000 and one For her date with actor Ashton Kutcher. That night. He also killed Maria Bruno in 2000 and five inside her El Monte apartment before the judge handed down his sentence. The lone survivor of guard Julio's attacks Michelle Murphy, And Ashley Lawrence father told the court how one man destroyed So many lives. February 21st 2000 and one is the day the music diet. Monster exists among us. How was it fair that one person's actions can destroy the lives of so many
We Have the Right to Know Joe Biden's Health Conditions
"Why don't they release his medical records? Why not to release the medicines that he's taking? When they talk about Trump's tax returns. Isn't it more important to know about Joe Biden's Medical situation. Isn't it more important to know what prescription drugs he's taking? Well, I start that push, Mr. Producer. What do you think of that? We want to know what prescription drugs Joe Biden's taking, and we want a release of all information relating to his mental faculties, including whether or not they've even taken tests. I read up on these issues, for instance, you can do Tests will determine if somebody has this. I think it's called towel. Growing in their brain. I think it's a protein that is Effectively interfering with the synopses in the brain and so forth, and so on. Why doesn't Joe Biden take that test? Because he'd probably fail it. And I don't say this to mock the man by the way. Don't do that. There's too many people in this world that have dementia, Alzheimer's and so forth. And so on. Now, my point is he chose to run for president. The Democrat Party chose to nominate him. His whole family kept their mouth shut. His friends kept their mouth shut. There is, doctors kept their mouth shut and the Praetorian Guard media protecting him. And he has every indication of having issues. And now he's president of the United States. Don't we have a right to know anything? I mean, they said, Well, we need to know tax returns. Screw the tax returns. That doesn't tell us anything.
"guard" Discussed on Guard the Guardians
"Attendees every several weeks maybe at times that they be able to get back decompressed, even if it was just for a few hours to rest in in find some sense of normalcy in that's important, especially as a commander that you make those opportunities on the battlefield. So this guy can't do what were some of the ways that you actually instill this protective mindset through your leadership structure in echo company that you were able to a dentist by when somebody might need some some added downtime or be just what were some of the nitty gritty details. In terms of how you got people to distress a little bit going in position was centrally tailored around my leadership law Sophy in Michael your philosophy is not a. Of one page. Dow's in words, soliloquy on how great I thought of rain should act. It wasn't something that was taped up on a door. It was something simple. It was we will train hard. We will fight and we will win because we are the nation's finest in at the end of the day. That's all I wanted memories. Understanding I I had this vision in my mind to marines in an urban environment. Or in a fighting all one rains says the other one eight it's getting pretty bad. What are we supposed to do in the marine to says, I don't know what would the c o want us to do? And then he thinks back to my command philosophy win. He'd want us to win. So just win. That's really all. I wanted them to do. It has to be as simple as that. In the absence of I leader ship or law later, the platoon sergeant commander over the battalion commander that was all I wanted them to remember that I think we were very fortunate that we although we suffer casualties. I think. Because there was a philosophy that was very easily understood that they could implement in absence of directorship they were successful. And they made that happen. So I think by having that in their mind, it eliminates a lot of the pressure for them to make make it. Okay. For them. One of the other things that was important to me before we went into Ramadi, we'd already received our orders from the the commander of that. We were going into Roddy support at US army unit under the first brigade combat at team refers in when we were staging John. I I told my senior listed. I I said they'll get all the marines in in get him outside on the bunker. I wanna talk all the boys. So he got all the brings out there, and we had the combat cameramen not there. We're going to take a big photo op as well. Of course, all the rates were complaining about taking a photo op incessant in a gripes in. Moans photo op we don't wanna do this. But the minute the shutter lake they all wanted to copy that picture, and it was the last picture. We would all take together before we went into Ramadi. But after the photo was taken the marines all set in front of me with their rifles in between legs. And I told him that you're in this is this is a lot of experience that I learned from my mentors as well. That was great advice is I grew up through the ranks that we talked about earlier told my marines that we were going into combat in that combat is not natural event that humans great war in. They are gonna have to kill in. It's an unnatural act that movement that after killing is is not a natural event. But a wanted to be okay for them to do that in ordered them to kill a so you will kill the. But when you leave this place. Will leave with a clean conscience in clear heart because I am ordering you to kill that is my responsibility in Moore marines in we follow orders in at the end of the day. You will do it with honor? It will do it with legality, but you will leave with a clean, conscience because Burma's mind to bear not yours. So I think as I look back, and I saw their heads nodding approval, especially from the guys that had been in Ramadi of four. They all understood this to be true. They all knew that making trae comparisons of death and destruction. In wildness on the battlefield was really amateurish in mindset because they experienced it in. I think it served him..
"guard" Discussed on Guard the Guardians
"Now, my wife, and I have lived in Mexico every winter because I'm able to run my business from anywhere we spend three months year in Mexico. And then we spend a lot of time throughout the year traveling elsewhere to Europe and things like that. I call my own shots. I work with people who are tremendous. I work on something that I care deeply about. And I get to see results that we are able to create for people in this world because we're working on something that we truly care about. So there are there is immense upside to being on entrepreneur not the least of which is just the journey itself. And. And that's why I'm high on entrepreneurship. That's why I think it's worth it for people who feel called to it. And you just have to look at the whole thing is a long journey, and those you know, three or six or twelve months of initial stress that you feel or sometimes a couple of years all are often very worth it in the end, depending on who you are. And how you take to entrepreneurship as a career path because that's really what it is just an entirely separate career path. Yeah. We've been tap dancing around. What fizzle does like what your team does? And part of you on the show is not just to share your experiences in in some of the stories the human side of entrepreneurship, and you know, as we talked about the pitfalls that come with it. But also, my audience tends to be very instruction receptive. And that's. A big chunk of why I wanted you on the show. So you could actually also address how it is that people can get help for starting an effort or a business that is going to do something that they love and allow them to earn an income from that so diva's into what what does fizzle do on the ground? I know that you guys have podcast we talked about that. That's obviously out there for everyone to take part of what are some of the other aspects of fizzle that you guys do to help people start their indie businesses. So, yeah, we we have a podcast we've produced two hundred thirty five episodes or something at this point. It's it's free, and it comes out every week, and the the role of the podcast, and the role of everything that we do is to let people know that they're not alone and to share tips.
"guard" Discussed on Guard the Guardians
"And to be honest, like I had a pretty big chip on my shoulder when I came back from Faluja where I thought that. I did you know, I thought oh, I will never be stressed out again, even if they send me back to Iraq unless I'm in a place that was as bad as pollution was and that lasted a while. But then, you know, human beings are malleable adaptable creatures. That's why we thrive in environments from the equator to the polls and over time. Your psycho. And your mental state. They shift, you know, and it shifts to the place where it's like, okay. What's what's the highest blip on my radar will whatever that is? That's going to be your biggest stressor, and you can tell yourself all day, dude. You know, or, you know, if it's a woman you went through being shot at being blown up in Afghanistan or Iraq or wherever else or you know, if you're a police officer being shot at on the streets. Whatever it is. You can tell yourself all day that you're that person. But I think that to some degree you do start to slip back into a different mindset that compares your stress level to whatever it is that it had the day before. So I don't I don't know that people in my audience would necessarily have some inherent advantage. Psychologically, I think mentally they might be able to tell themselves. Hey, you've been through worse like strapped together. But I don't know. I I leave that up to my audience to determine for themselves. I guess. I guess one of the things I'm really curious about is the fact that all of that, you know, being on the savings based living, and then also the impact that had on your physical and mental well-being. How was your wife able to deal with all of that? Well, you know, she at during the first go round was in grad school, and she was incredibly busy and living a whole new adventure for herself. So I think she was shielded from this in some ways, you know, there is there there's such a thing as the an emotional roller coaster that you go on as an entrepreneur because one day, you know, you might release a product and make sales and everything is incredible. Or, you know, maybe you're close to closing a deal on investment or something like that. And you're on top of the world. And then the next day the stress and everything else gets to you. And and you just don't see how you can carry on. And so I think that roller coaster is tough on a spouse. I'm sure, but luckily for me, I think at the time I hit some of that from her. And also she was preoccupied with with something else that was going on. So, you know, it's tough when you combine things like trying to be an entrepreneur with being a newlywed or with having a kid something like that. I think those are incredibly difficult things. To do at the same time. And you know, I think you have to figure out what the right season is for you. As an entrepreneur. And I feel like maybe we've been painting entrepreneurship as as doom and gloom for the past twenty or thirty minutes or something and a lot of it is. But at the same time, you know, just thinking about the incredible challenge that that you and and a lot of your listeners. I'm sure have gone through given your backgrounds. I think that there's a lot of similarities and entrepreneurship because this has been the greatest challenge of my life. And also the most fulfilling thing that I've done in my life. Now that I've been an entrepreneur for thirteen years. I can look back on those stressful periods and talk very comfortably about them because I learned a tremendous amount about myself. I learned and I know things about myself that I wouldn't otherwise. And I feel like that is an incredible gift to be able to carry with myself for the rest of my life. And I also look back and realize that I try..
"guard" Discussed on Guard the Guardians
"I was working entirely also savings. I didn't have any sort of income. The business wasn't earning money and those ended up being two periods of about a year. And I probably had you know, at most few years worth of runway that I had worked really hard for ten years or so of my career to save up and it scale. Sorry to think that you're setting yourself potentially back to zero and or worse, you could be going into some debt in order to build a business. And once you start working on that, you know, you might feel like, hey, I've got forty hours a week or sixty hours a week, or whatever it is that I'm looking to run, and I've got six months or a year in front of the I've got all the time in the world, but the stress the mental stress that can start to happen as you get closer to the end of your runway worrying about how you're going to put food on the table. And so on can be incredible. And it can make the forty or sixty hours a week that you think you have turned into something much smaller because you end up being very non-productive just because the level of stress that you're dealing with. So in terms of financial asked the financial aspects of starting entrepreneurship, we recommend that people have a runway that they're comfortable with we also recommend that people don't necessarily quit their day. Job especially not right away, the ideal scenario, I would say as if you could just work part time or something where you're working enough to pay the bills, but you still have enough time to work on your side project, or whatever it is that you think might become a business. You also have to keep in mind that the first attempt might not work out. You very well might crash and burn. And this is why it's so critical to put something out early to see if people like it. So that you don't exhaust your entire runway before putting your thing out there because there's a good chance that you're gonna put your thing out there, and it's not going to be as successful as you had hoped and you're going to have to go back to the drawing board. So it's a good idea to have some gas left in the tank for that second attempt. I wanna try to we a couple of things together that have I believe I picked up from the fizzle show and one is you've had multiple entrepreneurial iterations yourself. So I'm guessing that you would to some degree consider those unsuccessful attempts based in the context of what you were just talking about is that would you agree with that or disagree? I know you can always learn things from our experiences, but in terms of like business viability would you categorize those as unsuccessful? Yes. Absolutely. And I think, you know, those those are the battles, and you don't necessarily win every battle, and I think that's completely normal. So then tying that into those two one year periods. What were some of the examples from your experience as far as the twist in and sheer that that put on your family because I believe you do have a family, right? Yeah. I'm married. We don't have kids, but I've been married throughout this entrepreneur journey and actually when I first decided to be an. Become an entrepreneur, my wife had recently gone back to grad school, and she was pursuing a master's in fine art in San Francisco..
"guard" Discussed on Guard the Guardians
"Memberships give you a bench side perspective jig, STAN beside me. So it's going to be just like you're there. And if interesting than dive into it, it brings out the creative juices in. You wit keeps your mind occupied it, motivates you. It's just a it's a great hobby. And in this case, it's what dandy caused distractive therapy. And it's they're taking. So if we can help you we're hitting were sitting here waiting for you to call us. Excellent. Excellent gentlemen. Thank you so much for your time. Again, it just having spent three hours on the phone with Dan talk kit, not only catching up, but also just hearing the impact of this has had in his life. I really have appreciated. Rob your contributions to helping out one of my friends, you know, to improve his life, and Dan the willingness to share your story to share how you have been in the process of overcoming your struggles, not just in your personal existence. But then also through the nonprofit that you guys are trying to get off the ground as well. It's just for those who are listening. There are so many examples out there of people who are digging deep to make this world make individual lives better so gentlemen, thank you, both so much it welcome. Thanks for having a Sean, Dan. Remember, wouldn't is good. And remember who was a carpenter? Thanks, john. Rob. I love you, buddy. Hope we see each other soon. We will. Thanks, guys. All right. I think you can tell based on the commodity that and Dan have that robs program made a huge impact on Dan, not just from the perspective of having a hobby. But really getting Dan the help that he needed. An activity that he could continue to perform when things were not going well for him that would allow him to get past a lot of the mental injuries that he sustained when he was in uniform. As I mentioned at the beginning of the show. I just I never would have expected this type of program to exist. And I'm also surprised at the amount of impact that it has on those who have experienced trauma. For me. The biggest takeaway in this episode has been just how giving in how gracious so many people are toward those people that have served in uniform and who have suffered as a result of that service. All too often. I have put myself in a situation or a mental head space where I've isolated myself from civilian counterparts thinking that they just couldn't understand what I've been through. They wouldn't wanna hear what I've been through. But I think that that creates problems for our society as a whole for our community as a whole because you just create a void of knowledge. And ultimately, at least I'm of the belief that deep down most people wanna do the right thing. And the examples that rob and Dan talked about in this conversation or this episode. Really give me a lot of hope that when the chips are down, or when somebody is suffering that our fellow man and woman, they will come together to make things better in the best way that they know how as always I hope that this episode has provided you with some information that you can use or that someone in your family can use you heard rob look him up. I put all the links in the show notes, and you can go hit any of those links a couple of YouTube links up there. So you could see what rob is actually doing from a woodworking perspective. I've also put links directly to his website. And also to the veteran program that he lists through his website. So if you know somebody who is struggling, and you think that giving them a pastime or an activity hobby, whatever you wanna call it that will fully engage their minds and take them outside of their pain. Whether that. Pain is physical or whether that pain is mental or emotional. If you think that that might help them if they're the type of person that does best when they put their hands on something. Then give rob a call or or shoot him an Email, and let them know what the situation is to see if he can help until next time serve something greater than yourself. Strive to be better tomorrow than you are today and show some love and compassion for yourself. And those around you this has been guard the guardians out..
"guard" Discussed on Guard the Guardians
"Guard. The guardians dot com, and you'll be able to see links and show notes there as well. Are there any other groups that you wanna give shout out to in terms of, you know, people that are doing good work for the community or you know, helping to protect the good old US avai. Yes. I mean, you know, the the the ones I'm obviously biased to have you know, that I have. Close place in my heart was the foundation, they're they're awesome. On those guys. You know, there's a there's an international association IB TI. Okay. Their national onto nations investigators. So they're they're great organization there in international organization, but you know, we. We just try to you part those partner, you know, our biggest partners for us as the the waiter foundation. That's they do such as things anion help our brother and sister bomb. Tanks are major need. So awesome. Awesome. Well, thanks again. Absolute thank you will. There you go. Folks. You heard me mention during the conversation with John that I have done some consulting with a few different law enforcement agencies and one of the things that it always drives home for me. And this is my biggest takeaway from today's conversation is the fact that our police officers, and I know this to be true in other nations as well. They have a tremendous burden on themselves in terms of staying proficient in a a massive array of different skill sets. And as you heard with John when he was a detective and also now that he is basically a shift leader with a regular patrol unit. He still has the additional duties of being a bomb tech and on top of that being a bomb tech that can integrate with a swat team or tactical team. I know that may not seem like a lot if you haven't been immersed in that kind of world, but I can assure you that the amount of tasking and skills that you have to keep sharp is is overwhelming to be honest. And you know, like, I said the more that I've gotten to hear about all the various responsibilities in duties that are law enforcement officers have the more my heart goes out to them in terms of what they're trying to stay proficient with and what they're trying to accomplish in terms of ensuring the safety of their communities. I don't know what it was for you that stood out the most in this conversation. But I hope that this conversation does shed some more light on what those individuals go through both men and women those who are trying to protect our communities if you are enjoying the show. I'd really appreciate it. If you wouldn't mind sharing it with your friends and family, it really helps the show grow and. Ultimately what I'm trying to do is. I'm trying to make sure that those who are in uniform or who have put the uniform down get the information that they need in order to improve their lives for those of you who have been steady listeners. Thank you so much for your continued support. I know that you've heard this message a lot you probably gonna hear it some more in the future. But.
"guard" Discussed on Guard the Guardians
"You guys are still going down range those guys those guys are invited to all the training events. Okay. So if I let's say, for instance, podcast, host military first responder podcast hosts tier three yet kinda guy. Maybe you'd be at your two tier two. So tier two not invited to the training events, though, not the not to actually participate in the training events. But you know, if you wanted to come in I could sit in the stands, you could you could come and do a podcast or something talk to talk to members or talk to manufacturers get a feel of how things are going or, you know, if you have expertise to offer, and I know you do that type of thing. But it's more of we want the guys that are going hands on to go hands on still. So that's that's our focus in the tier three members. You know, we may have them teach a class Gotch or even the two people teach a class and or provide a training lane for whatever. Okay. He said than it sounds kind of like. I don't know it seems as though the benefits are similar like everyone's getting access to the same information. It's just whether or not you get to get thirty right at a training event. Yeah. Okay. All right. And are is for those who are curious are the do's roughly the same on the individual side of all twenty five dollars a year at this point. So okay. And right now, you know, the I wanted people to give us a chance so all the all the people are signing up in two thousand seventeen I made their dues good through two thousand eighteen. Okay. Awesome. So, you know, it's like, hey, you don't give us a shot and that was for corporate members to like give us a shout. We just you know, we're a year old and. A give us a chance in Sioux, which like tell us we want feedback. We wanna make it better. If you see something we've not doing that. You wanna see come help us come do it? You know? Hey this. You wanna you wanna quarterly bulletin? Well, do you have those skills? Let's put him to us. Yeah. Let's put them together. You know, we're a community where we're here for each other. Yeah, we're not we're not making any money doing this is this is certainly not a money making venture. But we're we're here for you know, it's a it's a selfless cost for us. We just want. We want our community safer, and we want a better working relationship with the military in a public safety side. I mean, I think it's critical for us both to work together to know each other. Are you able to bring military Yati tax to the training events? Oh, yeah. They're all fit any any members are welcome. You know, an even this next event. I mean, if you're not a US BT a member and you want to sign. Yup. We'll take you can anybody can come at this point. If you're if you're a military Tekere public safety bomb tech, you know, or bro probably do a recruiting pitch at the training of that. If you're not a member, you know, this is what we're providing to you that type of thing. But and we'll recap where would somebody just because we're on the topic right now where would somebody go to sign up for the training event or more broadly membership? Well, we've ever ties it on our trip. Wire has advertise it on their Facebook page. We've advertised it on our Facebook page. I think there's a link on our website and address for that website has USB TA dot CO dot co and USB TA dot co. But yeah, it's it's on there and people can sign up to be members on the on the website to. No. We just if we don't know who you are. We're going to bet you, and but you know are. Real quick about our board. Our our bylaws say we have to be all her half-and-half public safety military tax. Okay. So half of our board is military half of our board is public safety. That's awesome. So we have three and three right now. It's very cool. And that blending of experience when it comes to not just the training. But as far as projecting into the future..
"guard" Discussed on Guard the Guardians
"Now, let us serve you as usual. I'm your host, Sean Hanson, and we have the distinct pleasure of talking with John Valla who is a twenty one year veteran of the police force and has spent eighteen years of that time as a bomb tech on various bomb squads in the Denver metro area here in Colorado in the United States and is currently also a team leader. And also, which is part of the reason why I brought him on the show the co founder of the United States bomb technicians association, and the US BTA's mission is basically. To bring military in law enforcement bomb Tech's together to share information to share training, ultimately so that they can serve their communities and their country in a more educated and more effective manner. So the privilege that we have today is getting to hear John's insights on a variety of topics, including the I guess groundbreaking tragedy that was the Columbine high school shooting, and how that changed the landscape of public safety bomb tech work and the need for what is called integrated assault between swat team members and bomb Tech's in our public safety forces so affectively are various law enforcement departments. We also ended talking about some of the challenges associated with having that dual role on top of the fact that more than likely either being in the swat team or being on. Tech is a collateral duty that goes on top of being a I guess quote unquote, regular police officer, then we dive into some of the health impacts of being a police officer, including. The huge shit show that it is to work nights. And how that can immediately impact your health. And luckily, John us some tips for how to keep yourself a little bit healthier when you're in the line of duty. So for those of you who are looking to join the police force or who are already on it. Maybe you can take some of these tips away and on and have a little bit better quality of life in your own part of the world on top of that we ended up digging into the mission of the USB TA, and what it is that they actually do to try to increase the effectiveness of the various bomb techs around the country. And then just really talking about some of the domestic threats that are local law enforcement agencies face and that really prompted the need for the USB TA. So I hope that you're gonna find this episode eye-opening. I know I did having op. Rated in Iraq and done the bomb. Tech thing overseas. I was definitely shocked when I started to learn about how many incidents actually do occur in the United States. So it's it's something that I think will be pretty eye opening for you, and hopefully will provide I guess a little bit more insight into what are police officers go through and whether you're pro police officer or whether you have a different stance. Perhaps today's conversation will will give you that different perspective. Now, let's take the weapons off safe and get into this conversation with John Valla of the US bond tech association. So how things been out on the wild streets of the Denver metro area. Things have been busy. We're always lots job security. Do you think that the trend is improving or do you think that I you know, you guys will be safely employed for a long time? I think we'll be safely employed for a long time. Don't think that. People are jumping up and down to get an our career field. Probably not. No. So speaking of your career field, obviously, we did the introduction already. But give the listeners a little bit more background about your role on the police force. You know, how it is that you came not only to be a police officer, but to founding the US Montek sociation, we'll basically I've been law enforcement of about twenty one years. So started out in her. I worked for sheriff's office. I started out in our jail. And then the guy who who was more my mentor on the jail. He was a former bomb technician. So there was an announcement for the bomb squad. I talked to him about it. You know? I was like every other competent growing up. I wanted to be a swat guy. Yeah. That's the cool guy. Stop and he told me about the bomb squad, and that sounded pretty pretty awesome. So I put in assessed..
"guard" Discussed on Guard the Guardians
"Our athletes on a daily basis, we do get to know our athletes, and we are able to recommend what variations we need to make in today's workout based on what we saw yesterday the day before the week before the month before. And so I think that's a huge value in Finnish program while we talk about coach plan team. I would definitely want someone to coach me who is living about themselves who this is their area of expertise. They've been pursuing mastering this this area of expertise. But that just allows us when we see the athletes on a daily basis we've gone through them with the strategy session with follow up strategy session. And then it's just kind of. Like a baseball coach who sees his baseball team. Everyday is that our coaches CR, athletes, everyday and were able to see because sometimes plans change when somebody hits them out in that day in comes back with a sprained knee, and when they sprayed their knee on the mountain had nothing to do with, Jim. But now we have to make an adjustment for them based on something that happened out outside the job just out of idle curiosity when you were at the university of Nebraska as strength and conditioning coach today incorporate many Olympic lists. Or was it more sort of the power moves of vaccine bench press dead lift that, thanks. You know, that's kind of like it depends type of question. What what I write? What it depends on? There is we've got eighty will call a men sometimes they don't act that way. But you know, eighteen to twenty three year old men who are elite level athletes. They've been filtered through the whole system to be able to. Play division one college football. And so they are capable and very athletic and be able to do technical movements. But then on the other hand we have limited time because they have to actually go to class they have to do film and practice, and so sometimes get limited time in the weight room. And so with limited time, we're.
"guard" Discussed on Guard the Guardians
"I meet. Oh, find this. The folks they do social gatherings. And that's great. But also want him to be on that island. We can't just let our vets just come in hang out with other vets all the time and not go to networking events because we keep vet on that island, C you. I'm just using a reference air. I know this happens all schools. In them that student no longer has that student group anymore because most of the people graduate go to the winds, then you went from that island to know islands and you'll have a good job yet. And you didn't spend enough time playing friendly with the civilians in the playground. And those who'd be the folks who were you're working with or going to hire you. So there's got to be that balance between heaven vet support networks, you can go and get away from folks, and you can be around y'all your combat beards and your bracelets in your backpacks in your TAT's rifle coffee. Yeah. That's the stereotype yet. But there's gotta be that time when you, you know, dress like a civilian don't scare him in go to a networking event. Talking about blowing people up in wwco intense all the time in don't Bill himself. You know? I wanna job give him the staredown the stare. You know, you got to we have to play with his billions, folks, you gotta go out there and. You know, your dog or in record army blowing stuff up the best thing. You can do. Now is be productive person. The last piece of advice. I give our folks which I know is helps a lot is being followed with not student vet organizations, but other veterans sport organizations like team Rubicon and the mission continues and red white and blue in wounded warrior project and no barriers. I'm just gonna mention those five I work with those guys a lot, and they're amazing, and I've gone on ops disaster relief operations team Rubicon. If you don't know what team Rubicon is Google it. It's amazing, but you'll find a bunch of dysfunctional vets. Like me, you put a bunch of dysfunctional. That's together with a bunch of we call it kick ass civilians and give us a task purpose. We can get so much done. I was not at some stuff come up next week. So I could not deploy with type went Fima team from my rescue group down to Texas. And I'm also sad because t- Rubicon folks driving today folks region eight my folks, and I was asked by the the team t- Rubicon director of teammate because swiftwater rescue technician because they're putting together a team be perfect for that team at love to go on that team. But I can't because I got grownup stuff to do here in Colorado. But the folks who get deployed with these folks are around other vets again, helping out you can put this on your resume. You could go be useful for another like maybe month in maybe that's going to keep that person from jumping off a flat iron big rock because maybe got out of the Marine Corps in you didn't feel useful. Couldn't get that. Right job. You're missing your your folks, you see folks deployent still who you taught these vet serves organizations are here. Twenty four seven doing a myriad of different things throughout Colorado, the United States and internationally, and you can. Still be part of that. You get meet other folks in your position, you probably gonna get a job easier faster because can go on your link. Tin can go on your resume. I met a couple of folks at this team kind of I did a couple months ago in one of them. I helped get a job at a networking event. Here he was from Regis and another one got a job because he met another team Rubicon friend. He became a firefighter to some other stuff in. It's this little weird web of support. And so if you're thinking of something to do go, volunteer go be go help out.
"guard" Discussed on Guard the Guardians
"I tried a bunch the I try crew pretty much most of the week in the game is kinda weak a trial. We but at the end of that week, we have to pick a sport and stick with it the rest of the summer, and so I did crew for about four days. And then a buddy of mine from the principal told magic on the boxing us like he start talking up. I'm saying, hey, you will love it. You know, hard, work, grit, all these things. And so I was like all right. I'll give it a shot so showed up the boxing and the head boxing coach there. Jim McNally the first day, right? I they ever walked in a boxing gym. He teaches us a couple punches ride shows is how to catch jab though again. On the right hand and Johnson basic defense technique, isn't he makes spa? It wasn't a lot. It was like two to one minute rounds. Right foot from one who's never box before. I mean that was like you kidding me? Like, I just I just walked in the door. And he's got making me spart Asner that nervous terrify feeling like is really hard to describe almost like you don't really have control of your body. And. A score two rounds? And it was like it was crazy. I mean, the adrenaline rush. Everything about it. I was anxious. You know, nervous everything. I mean, all the motions scared, and then you get through with it. And what I walked away from mcnutt sparring sessions thoughts as his bottom of soap light way. But wait a minute people own this environment. You don't people like like when you're going through? If you've never done it before you can have no control. What's going on? Right. It's like everything's moving a hundred miles an hour. But then the fact that there are people out there that dominated right that slow down that living at environment that thrive in the rain. That's what I want. And I was like I don't know how to get it..
"guard" Discussed on Guard the Guardians
"So I was more comfortable being myself all of myself, you know, with my political thoughts, whatever, and I felt comfortable expressing that the people vs before, you know, you don't really wanna you don't scare people away or they don't think you like everybody else when you really are. So I like I promise apple I'll give back to the kademi. So I mean at the time young people that look at the numbers, I think that's one thing that we struggle with. Right. So if you look at a place like Annapolis, right and say, okay, there's so many minorities say blackmails, right? But you take out the number of recruiter athletes. Right. How much does that cut down the block mills in attendance at an apples, right? So a lot of times higher level places like this. I mean almost half are recruited athletes. And so for me coming in with just as willpower and not being an athlete. I wasn't recruited there. You know, that was one of my first instincts with the racism piece because not will make mistakes during say plead summer, or you know, at the prep school. They'd be like, you're just here because you're playing football, you know, while ball, and I'd be like, actually, Sarah. I'm not a football player. Now, but people had those assumptions initially, and so that was one of the first instance hours will get frustrated with like, why do people always think I'll play football right actually wanna be here actually won't be as an officer. I mean, that's what I came. Or I don't know what they expect. What they expect ended. Another thing is when I was actually at Annapolis end, you know after police summer and whatnot because there are so few of us. What's the big place? We like to socialize. It's in the cafeteria. Right. When you're eating always be the comment of oh, what all the black midshipmen sit together. You know, we will do it at are you we have to sit out our individual tables with our squad would always find each other in the cafeteria were sit at a table, and it will always be such a big deal on piers always make comments on it. But again, you look around Annapolis. And isn't there's almost no black tables. Right. It's it's the so the racism, I think I experienced was more from people not having empathy and coach. Understanding to kinda take a the zoom out of the picture rights. You look at the cafeteria angsty tables full of everything but black people, and then the group of black who was at a table. Now, all of a sudden the big deal. Yeah. It's the stigma of oh, they're isolating themselves, or you know, they're not being sociable. When those kind of things really not understanding, we're just trying to find comfort any others culture. Because it's so limited. I'm and we need each other support. Yeah. I've never I've, you know, I've never even begun to think about that side of things. I appreciate you bringing that up because it's definitely something that would have never even occurred to me. I one of the things that we talk about frequently on this show is how violence can be a good thing. And I think that for a lot of the civilian listeners in the audience. They are confused by that initially for me, you know, the the martial arts thing has been a long standing tradition in my life starting early on with karate, and you know, now recently have been getting into jujitsu in Thai I know that you've dabbled in different forms of martial arts in. But that your your main love is boxing. I was wondering if you would be comfortable talking about what boxing represented for you at the academy specifically, and then kind of what it's done for the rest of your life. Right. So during please summer at at navy all the please have participate in sport. Yup. Pick a sport. And there was a lot..
"guard" Discussed on Guard the Guardians
"I I grew up in college station, Texas, a lived in a single parent home with my mom, and the older sister till this day. I never met my father. While I was in Texas, though, growing up my mother had a really good friend, and she had a son and so both single parents. And so or signs to hang out his name was Jason and he was three years older than me. And so when I was a freshman in high school Jason was the senior in his funny because I look back on this now, and it makes so much sense to me. But know, you grow up without a male figure around is really hard to see yourself on in the future. So like, what do you see yourself as you're gonna do? So me Jason we grew up. You know, parents would leave home with each other on went on trips together with each other's grandparents house. So we grew it really close. And then when Jason was getting ready to graduate high school. He was going into the army, and now I had no idea I want to do the military. I was actually pretty anti military. I didn't understand the purpose of widened by one a do it. But once Jason joined the military Maija was like, well, that's what I'll do. And so I start looking down that that Pat. Start looking at the army the army national guard ROTC I mean, this was like in my freshman year, and my mom being a educator like she was she was a special education teacher, and they weren't upload administrative. So she was essentially a principal at our high school for specialized students, and you know, I just thought she would always encourage me any comic came up with something on our mind, and we started going around looking at the different military options. And but she was huge on education. So she really want me to get an education. And so that's when I kinda came across ROTC initially, and for those familiar with college station, it's actually home of Texas university, which has the coca debts there. And so I start looking at ROTC out that, hey, there's a way go to college and served in the military, and that was kind of the path set up self on initially. So by sophomore year people I will tell people. Yeah. I wanna do. See Texas now, I'm gonna go I'm gonna go in the military. And at the time, you know, it's a different generation now. But back in the day, I feel like everybody at some point want to be a navy seal. Yeah. Me too. Like, I felt like that was just like a part of being a teenage boy once you come across the military. He has like you. Tell anybody wanna be navy seal itself is gonna go to take Zahn. Now. Do negatively see I'm becoming ABC will, you know, have not Pat set and then during a exercise in my English class that sophomore year, we have to stand up in front of the class until everybody what we want to do in the future. So I got up. I gave my spill on take Zan down in the navy seal. And that brought said now a another student in class got up and started talking about how he was gonna go to the naval academy and being officer. And this and that and he was sitting in front of me. And I was like I had no idea what the naval cabinet was never heard of it. And then he started talking about it and start asking him questions, and he gave me a brochure, and then I just sat there, and I read the brochure told my mom, and the that's how that that started rolling and lo and behold, I ended up getting a point to the naval academy. I went to the naval cabinet prep school in two thousand I graduate high school two thousand five got accepted to naval camera prep school a year there and then spent four years at Annapolis. So it all kind of it seems like it happens so fast, but really back then it was a it was it was kinda crazy to be honest. Yeah. There's one point that I want to highlight that you mentioned in that was the fact that growing up without a father in, you know, as you mentioned, you still to this day haven't known your father that you don't have a vision of what to become, and I guess I'm just curious when you started to walk this path towards the military and working with me..
"guard" Discussed on Guard the Guardians
"Another servicemembers who are struggling with consumer debt, and it's an eye opening experience than threes. And I say this isn't because I learned so much from it as much as I've got a retired marine friend who works at the navy Greencore released society in Norfolk at the base there. And when our daughter was on temporary duty there and had a little spare time she spent one Friday afternoon over there watching what went on. And she really had an eye opening experience from it and. Still resonates with her two years later. I imagine that Basie some of the worst stories out there. As far as financial missteps are concerned. You did I used to joke that these junior service members and their families. So get ready understand. What's coming? Yeah. And you know, what better way for an officer junior author, especially to, you know, understand the the problems in the mindsets of the folks that they're going to be bleeding. We'll you did mention a couple percentages in there. And it sparked another question in my mind as far as are there any tried and true guidelines as far as how much of one's income should be allocated to certain expenses. The guidelines against a very highly individual decision. And if you tell somebody that they only should spend twenty four point three percent of their annual income on groceries. They're gonna feel bad that they don't compare to other people that are really spending twenty three percent just because they're spending twenty five percent. So I would say that the guidelines are intended to be very general thumb rules, and they're based on experience and years of statistics in history in the people that have that statistics that people haven't history are the lenders. So if you look at the consumer financial protection bureau, or if you look at the credit reporting agencies, or if you look at the big mortgage companies that are lending money to people they have certain thumb rules. For example, when thumb rule is that they won't approve of alone for a mortgage to buy a house if the loan is more than about twenty eight percent of your gross income, you might even have trouble getting that loan. If you have other debt. And your total debt to income ratio is higher than thirty six percent. Now those numbers thumb rules. It might be twenty nine or thirty percent. It might be thirty eight or forty percent guidelines. But if you're spending that kind of money, or if you have that kind of debt, then you're probably pushing the limit on what supportable to pay off. And to reason these numbers have come about as because these lenders and he's credit reporting agencies. These government agencies have all figured out that people are not able to sustain the payments and get back out of debt once they cross those lines and get into sceviour debt. Another thing that one could look at is spending less than thirty percent of your money on things that you have to spend your money on. And by that mean, paying your electric Bill paying your car loan paying consumer debt a student.
"guard" Discussed on Guard the Guardians
"I totally agree between someone who's been in the military for six months versus five and a half years. And we all know, whether it's again in the military, or in the first responder communities, we all know that that individual who is that young gun who. Yeah. Show is up. Never one of those shows up on Monday morning, and is talking to his or her leading petty officer or team sergeant or whatever group you're with. And is just like, hey, check out my bad ass ride that I got over the weekend. And you know, because that's a that's a big thing. Like, how do we how do we teach the younger generation that has a hard time seeing themselves as you know, aged persons that they need to start doing this investment process. And I know that we know when we were corresponding back and forth. You mentioned that your daughter and son-in-law stationed in Norfolk Virginia, and that they're dealing with some of these same same issues. So what are some of the some of the lessons learned for how we can take care of and teach that young generation that right now is just looking to light their money on fire. Let me let me start out by saying that the saving for financial independence is a process, and it's not going to be a perfect skill. And you're not gonna start out doing it. Right. And never ever make a mistake. Again. The nice thing about a high savings rate forty percent or higher is it. You can make a lot of mistakes along the way you can waste a lot of money in return. Prospect and still reach your goal. So forty percent accounts for all the accidents emergencies oversights and just playing downright stupidity. That's going to occur over the time. It takes you reach financial independence. So it's just like being on a diet or just like exercising. If you have a cookie or skip, a workout don't beat yourself up. Don't immediately have ten work, oh keys and stop working out for the rest of the year. Just get back on your system and try again, there's going to be a little mistakes and the trick is to avoid turning them into great big mistakes or into chronic mistakes. Having said that mistakes will be made and buying that hot car. A nineteen year old. I think is almost a rite of passage among stereotypical, young military, service members and a not any way to prevent that from happening as much as there is educating them and showing them what your culture is like it's the first time in their lives that they've had access to a tremendous pile money more than the part. Job or the parents allowance. It's the first time in her life. They've been actually able to go out and behave like an adult and by the things that they feel like they deserve. And then there's the marketing, and you know, that the car dealers are very good at the marketing. So the only way to really I won't say win that situation only way to really get through that point in your life is to make sure that financial awareness is part of their daily event. When you're watching the new member of your command come up, and you know, there's cardio right outside the main gate point out to them. What kind of car is people are driving point out that the people who are further along in their careers or probably driving older more Ford -able vehicles near not driving the hut. Car point out that they can't spend forty percent of their paycheck on a car payment and insurance and gas and repairs point out, the financial impacts of that big car and how much costs and how long it's gonna last and how it's gonna drag down her life. Some people will respond to that. Awareness. They've never thought about it. They just wanted to go get a car. They felt like they were treated like a grownup by the very friendly car salesman. Other people will never get no matter. How much you talk about it? They have to have that hot new model of whatever the best car in work. It is today and they're going to go by, but the point is that you just keep demonstrating and mentioning in occasional teachable moments and during the routine financial trading day, everybody in the military has to go through you keep pointing out those examples of financial responsibility, and you point out the deferred gratification and saving for a goal..
"guard" Discussed on Guard the Guardians
"Financial topics specific to financial independence, but then also cost management understanding insurance and understanding a lot of the programs that the military has and what benefits and risks come with those programs. We cover a wide range of topics today, not only discussing Doug's path to financial independence. But also some of the concepts that deeply impact whether you can make the decision to quit your job and to actually retire talk about the four percent safe withdrawal rate, whatever that means. Right. You don't know already that some of what we're going to dive into going to be talking about some of the biggest hurdles to achieving financial independence. And with that. I'm looking at you young guns out there that want to buy the latest whip with the ground effects in all a cool shit on it. Right. You come back to the shop on Monday morning. And you like, hey, check. Check it out. I got all this cool shit on the weekend. And Joe I don't have much money left. And I'm going to be Rahman for the rest of my life. Yeah, I'm talking to you. So Doug is gonna walk us through a lot of the behavioral aspects that will allow you to get to financial independence. And I know that for some of you some of you already thinking that this episode is gonna be boring as fuck, but I'm telling you if you pass this episode up, you're going to be missing some of the tools and some of the information that is going to be critical in taking care of yourself when you're old and broken. So I want you to be in a good spot to take care of yourself because as we've discussed on multiple episodes, the person who is responsible for your life. Is you? Now that any further ado, let's take the weapons off safe and get in this interview with Doug Nordmann from the military guy dot com..
"guard" Discussed on Guard the Guardians
"And then you may you may have some stuff going on. There's some really neat stuff going on with some pet scans with some glucose levels where you can actually see, you know, they they've done some studies where they'll take a look at somebody's, you know, normal brain glucose levels, and then they'll take a look at somebody's severe TBI, and you can see for the listeners, basically, it's a bunch of colors, you think of your brain scan. You take a slice of it. You're thinking you see all these beautiful colors, right? Okay. Got one hundred colors, and this is just making numbers up. And then you go to severe EBay will. Now, you've got twenty colors, you know, because you can see where the deficits are because there's more or less glucose concentration in the beds, like the proteins and everything and the brain functions on glucose, right? So that's that's the brain fuel it needs to function. So and then they did a study where there is a football player that. Got a concussion, and they just so happen to be having the study. So they got him the same. I think it was the next day and his brain scans looked identical to the severe TBI that had been in a coma for quite some period of time. Now they did at ten days later sprained look fine. So it's one of those things where folks, you know. When you're putting your brain through something like that. It doesn't just he'll that quickly on its own. You know, you have to help train your brain to heal it. And there's ways to help. So it's just something to keep in mind that, you know, just because you don't think you just because you weren't knocked out does not mean you didn't get a concussion. I get asked that. Although I didn't get knocked out. It wasn't unconscious. Let's great. I wasn't unconscious either my second injury. But I've rocked the hell out of my brain. You know, got quite quite the TV. I so it's just something to kind of keep in mind, you know, TI's are far more prevalent than people think and not just with the improvised explosive devices. Not just the gunshots. Not just you know, like me crack in my head on the turret. You know, it's it could be anything, you know, people jump out of planes in the army. What happens man you land? You hit your head wrong. You know, it or even when the candidate exactly, you know, when you get that little bit of that Joel it's enough. You know? And there's a lot of studies going on right now to kind of try and find some biomarkers and see if people are maybe more prone to concussions, but they do know that once you've had a concussion you become more prone in the more concussions. You have the more prone you become to getting more concussions. So so there are is likely a self corrective mechanism inside the brain. Just like there is in the rest of our body. Right. So if I get a bruise on my arm over time, the Bruce eventually kind of it south out, but like with scar tissue that would occur on your extremities or somewhere on you. Are you developing scar tissue inside your brain? Yeah. You can definitely do that. You know, it's it's kinda. Trying to think of the best way to put it, you know, you kind of create dead spots in a sense. You know, when you look at imaging you'll see a little grey spots is kind of what they're looking for. And that's kind of what you're seeing. You're seeing these little dead spots. And that's where like the synapses aren't. Yes. In synapses just said a rudimentary level is kind of where you're passing. Yeah. Rain message. Yeah. Exactly. It's the pathways, basically. Okay. Those defunct. Yes. You do you really do? Absolutely. So. Yeah. Aiming? I think the thing is that people need to understand is like you kind of said, you get a bruise on your arm. Your body does have a mechanism to help it. However with your brain, it's far more complex. It's not as simple as getting a bruise on your arm..