35 Burst results for "Fullerton"
Suspect In Orange Mass Shooting Charged With 4 Counts Of Murder, Arraigned From Los Angeles Hospital Bed
"Out Wednesday's mass shooting at a real estate company in the city of Orange is now charged with four counts of murder. Dina Kodiak has more Mean adopt. Gonzales of Fullerton is also charged with attempted murder and faces special circumstances and make him eligible for the death penalty. The 44 year old defendant is scheduled to be arraigned from his hospital bed Monday because he remains unconscious. Gonzalez allegedly opened fire it unified homes on West Lincoln Avenue, killing four people, including a nine year old boy. Gonzales was shot by police in the courtyard of the building detective say he targeted the company was acquainted either personally or professionally with the victims. Brendan greenest,
Four people, including child, killed in Orange, California, shooting
"In the shooting An Orange, California police say, is a 44 year old man from Fullerton nearby and that he knew his victims and locked the gates behind him as he went to carry out his attack. Please say At least four people were killed following a shooting at an Orange California office building near Los Angeles. One of the victims of child shots were still being fired. One Please arrived. Fox's Sean Langil that child was nine a setback
A highlight from My College Experience in a Nutshell (Part 1)
"Spring semester. Two thousand eighteen for one is the first semester. I got to go outside of campus to report. For example i cover a civil court case regarding property dispute. I attended a neighborhood council meeting a few blocks away from my house. The semester is also the continuation of my second year in a university pep band when the semester starting in january. I didn't anticipate ticky of what might become the most fun semester. I've had the band. Ceaseless women's basketball team was on fire. The band include myself as a every home game. Cheer them since. I commuted campus every day. I would always stay on campus on game days and usually at the library either doing homework or studying between my last class and before the game starts fast four to march college basketball playoff time. The men's basketball team missed the playoffs that year but the women's basketball team was in for a journey. It all began on march six when the band cheerleaders and dance team border buses to cal state. Fullerton where the first round of conference playoffs was being played like the year before we had snacks on board. We played mario kart embalmer man. We told stories and dare homework using our phones as hot spots that night season defeated hawaii the first round playoffs
Accent Bias and the Myth of Comprehensibility
"Few weeks back. I brought up. The topic of accent buys on our social media pages. I talked about how. I was initially worried about weather. My accent would be an obstacle in launching a podcast. The way i see it in bias is pretty much everywhere. And it is perpetuated through american pop culture for instance. I'm sure a lot of you remember up from the simpsons. Thank you gumming. A and you see whether igloo hot to lean to order geodesic. Dome there's no structure. I have been through which. I'd rather call my home. Where i i've you would. I'll search. But now i've come through law your quirks maggie with her eyes so bright mart with hair. My gun philosophize box set depth. That spinning former story about this one nella leaks. Quickey might not hear that part. Yeah that one now walkways. A quintessential stereotypical character based on a white basins interpretation. What an indian soundly or sounds like. There's no denying that apu was funny but the problem is that most of us were laughing at apple rather than laughing with the character may have appeared harmless but it caused a lot of distress to people were already struggling to simulate or kids of immigrants will perpetually believed in schools to be honest. It's not just the media even. Ai has an accent bias. I can go on and on about how apple siri continues to discipline me to speak as in weeks so do google home alexa now. Apple and is do claim to have inclusive voice recognition systems. But i don't think that is true but coming back to my social media post. We had a tremendous response from your on this topic so many if you chimed in on the conversation on the different aspects of exim bias and many of you expressed interest in hearing an episode on the topic. Well ask and you shall receive our guest. Today is someone who's short to bring an expansive perspective on the topic of accent bias. Professor which occur borsi is a licensed speech language pathologists to ditches at california state university fullerton in the communication sciences and disorders department as linguist. His research has been featured in a multitude of scholarly journals. You're listening to immigrants. I'm your host saadia the hunt these kids in a very subtle manner. When they're speaking english to you they might allow more of their first language. If at all there is any remnant first language left them with you so they will sound little different with you. Listen to them when they are talking to a person who was born and brought up here in america. Thank you for coming on immigrants. I am so excited. Do have this particular conversation with you messiah. So what we're going to talk about today is so intrinsic to who i am and how i view myself so it is personal but before we dive in. Can you tell us about how you entered the world of linguistics. I was a student of speech and hearing science in mumbai. India and of course i was dealing with kids and adults with communication disorders speech in hearing both then one of my teachers who was a linguist from johnny. I got very motivated to understand the intricacies off language than how each every would of sound in different combination can evoke all sets of biochemical responses within us for example. You hear a single word you start crying you hear another set of sounds come catinat together. You raged you feel loved. These are biochemical responses. That are happening. So i was very curious to understand the so-called power behind those acoustic signals. So that's how it started. And then of course the psycholinguistics bod was an integral part of everything. And how did you end up in the us so once. I finished my masters in linguistics from bombay university. I started doing some social work on his work then. I came here to do to do my doctoral degree. In speech physiology with a special interest in cross linguistic interaction where one language than influence the language and back and forth. How that interaction goals. And how that is reflected in our muscle movement so that helped area of signs motivated me to come here under my phd. Let's stock about the accent bias. That's something that i have recently become more aware of. Although i would say this. I am very proud of my accent. I don't have any issues with it. But i didn't realize how it impacted my interactions with other people and i feel like before we talk about accent bias. In general we need to address the fact that much off. Our framework of the conversation is because english as the language has this global linguistic cloud right And i assume that is the result of clooney lysm and imperialism. In your opinion wral us think there are certain accent privileges that are tied to specific languages. That have an easier time. Pronouncing english are being phonetically close or closer to english. Language for instance people from western europe or european population in general. The they have an accent. Privledge it is sensitive to where you are geography located at that particular point. In time you are. Who are you surrounded. What's the kind of people their socioeconomic and in addition to that as you have mentioned the history of colonization people coming from india versus another person. Speaking english from italy person. Speaking english from italy with a very distinct influence of their mother tongue in english will probably get more exotic advantages. Yeah even a person in the film industry even the bosom from the media industry but remember these are anecdote in some of my papers. I have mentioned that some social scientists they have mentioned it extensively that he has indeed. It's highly variable and that any ability is not bradley exclusive related to the history. It could also be related to the economic status of that particular country at this point in time how closely that particular country is a related to the powerful countries for example. If i'm one of those american power house and i'm viewing bosom from a country. Become we enjoy very good affiliation versus. If i'm conflicted with that particular country dose factors do influence my overall perception of that particular
A Conversation With Britney and Caleb of Almond landscaping
"Caleb and brittany from almond landscaping. This is husband and wife team in. They just got done doing something that i think is one of those foundational kind of experiences on voting. They spent of. Was it a weaker a weekend. At a networking event and we're going to cover the importance of networking and mentoring. How are you guys doing. Thanks for having us good goodwill thanks for coming back on the air with us now. Can you just briefly. Explain to me what you guys were doing. My understanding is you. Went to a place called the hype house. What was that about it. It was an idea formulated a little while ago. But the the quick upfront of it is. It's the green industry. Hi house element was a gracious sponsor of the house and it was a collaborative event for a handful of influencers in the social media. Space in the green industry and a good chance for everybody to For a handful of I'd say well known Influencers come together create content network and You collaborate which is the theme of the day now from tiktok right. Which which credit. Paul jameson with With paul there because he came up with he kind of had the idea of these tiktok. Were doing these Like collaborative events or somewhat similar out on the west coast and he had floated the idea at one point a while ago of Doing a green industry version of it. Where a handful of people get together create content and do collaborative videos and podcasts and all sorts of stuff and And we're like well. Let's do it in the green industry. I reached out to to paul. Kinda push him on it and then it actually ended up happening mostly because of brittany on here in elizabeth fullerton. They kind of made. They're the ones that kind of made Made the gears made actually gears turn. I think so so now a lot of times when these guys get together to do these collaborations you guys. They'd benefit themselves right. I mean it's like oh you know i'm gonna borrow from this guy's audience get to see me. They i get but how does this feedback to help the industry as a whole. That's really the most important thing. Because if you're not one of the influencers that gets the benefit of of being there. What is the benefit to the audience What kind of content were you guys able to produce to help the guys guys that didn't get to be on the shortlist an invite to the event. Well it was in was i. I really consider myself Honored and privileged to be able to be involved in in the in the green issue hype house there and i would say what the main thing was. There was obviously a lot of You know collaboration between you know all the the influencers there and that was obviously beneficial for them but the audience one of the things. At least i can say for my audience. I was able to do things that i would normally do like through my instagram stories. And even our youtube channel and all that stuff is like. I went around with your sean spencer and brian fullerton a couple of days and britain a handful of people and we went and we would just go around. We're on anna. Maria island in florida for the week and we would just find local job sites and just go and tour the job sites and everybody would kinda report on it doing their own. Doing you know their own story. The way they do and bringing value to their audience that way just from a different location on different sites and mowing crews and just and so it was. It was a benefit i think to the audience of seeing you know some things in different regions Being reported by there. I say reported but really kinda was by their favorite Influencers wherever the right word is that. I know it was cool because like you were able to talk. Pavers on shawn spencer's channel right. And he doesn't normally provide that content his followers and jason krill who does fertilization and stuff. He was able to talk to people about that vice versa. Right jason creoles able we talked about fertilizing and stuff. I got on my channel so we took a tour around the neighborhood and just looked at zoysia grass bermuda grass and other stuff. I don't have in ohio. And i got a lot of questions for ten. How you care for it and so it was. It was a neat A conglomeration of information. I think the other thing we did is every night. We went live on a different person's channel and we made it to where people could ask questions And we filtered people in and out of the out of the spotlight so people could literally ask any question they wanted to any of the people and we were talking everything from favorite mowers too. You know how to buy or sell a business to how to grow or how best market and so really an event where you could get to you know for example. On like sean spencer shallower brian photons channel. You know we live on there. But they would see sean on there and they would ask sean about how they run a certain piece of equipment or how what their thoughts were on the best marketing practices or i would be on. Brian's channel or appeals and they would ask them paver heart scape related questions some stuff they may not normally have access to You know that kind of thing. So i think it was a really cool opportunity for for for the audience to to to get some in different information across a wide array of genres. Let's say
"fullerton" Discussed on The Broken Comic Podcast
"And i say a lot of that to say that like you know comedy is such a weird thing and you run into so many so many people and the people that you run into you see them and they're good at what they do and your roof for them and you think well okay this guy's gonna make and then you see a guy who has the things that everyone says that you need. Oh well this guy. Has this guy been on this on this movie on this tv. Show on this thing. Whatever the fuck it is. You see that and like well. That's the thing. I buy too. Because i know that battle get me more stage time and more and being able to get up and not fucking case a lot of times and i saw this shit with my buddy nine hundred fullerton amid nigel and think around two thousand fifteen two thousand sixteen when i was. I think when i was doing when i was bullet where people actually like me long allen when i was like doing shows before somehow i just end them not being booked some fucking reason without any explanation about what's going on the sides of the ruled that neither told me later on is the one the one black guy you know and that really is fucking.
Fire Destroys Chicago Melrose Park Motel
"Good morning, guys. We are starting off our morning with some breaking news here. A hotel fire over in the Melrose Park area. Take a look at this video. This is just flames shooting through the roof. Of this motel this morning at the 2300 block of South Man high and we're told that there may be some problems putting out the fire is well because of the cold weather. So we're going to get more information on this, But you can see the top group their collapse at this point. So crews still on the scene fighting this fire. Mannheim Road is blocked off this morning for this at the O'Hare Kitchenette Motel. From Armitage. Toe Fullerton. So watch for that closure as you head out.
Interview With Dr Bradley Onishi
"I listen to several podcasts. Every week and it is especially a thrill. When i can bring onto host of one of the podcasts that i listen to on a regular basis because i feel like i know this person already but we've never had a conversation in this case. It's actor bradley. She he's the associate professor of religion at skidmore college. Which i look where that was bred as like you must be snowed in spirit man. I'm here in southern california for california boy whose deaths from maui. This is not my native environment so well a little bit of your background. You actually went to zoos. The pacific university. Which is right down the road from where i live where you got your be in philosophy and always wonder you know when a undergraduate majors flossy where they planning to end up. You ended up getting a master's in philosophical theology at oxford. And then you did. Some time in france doing postgraduate work in philosophy. And then finally you finish up at the university of california. Santa barbara doing your piece de and religious studies. I just want. It's tell my listeners. If you ever enjoy some of the conversations i get into on this podcast. With my guest that crosses over into this post evangelical political sort of realm. The person feeding me. Most of my information is now my guest on the show. That's kind now thank you. That's flattering thank you can. Let's start with your story. Because i think what set you up. Not just as an academic to have such a substantive take on what's been going on during the trump years before trump years where we're going to go after the trump years is also not just rooted in your research but it's it's based in your own life so tell us a little bit about that. Yeah i let me just say thank you for that flattering introduction and just. It's it's an honor to be here. So i've been looking forward to this for a long time and i'm really grateful so you know for me i. I grew up in north orange county. My father's japanese-american my mother's white woman from tennessee. And they met in the middle He's from hawaii and we grew up. Your belinda placentia fullerton area. I did not grow up religious. My dad was was culturally. Buddhist is what i would say he. He mowed the lawn. At the buddhist temple on maui in inkatha louis he. He went to japanese school there. But when i was thirteen and ask them about what it meant to be a buddhist to give me a book and i read it and i thought after i read it he would discuss it and i realized later. He gave it to me because he didn't know anything that was in it. He just didn't want to have me ask questions about what it meant to be a buddhist at fourteen. I had a very extreme conversion at a evangelical mega church and a conversion meant that i went from the kid who was hanging out with other teenagers behind the movie theater. Smoking and drinking and doing that kind of stuff to within months standing in front of the movie theater asking people if they knew my savior the lord. Jesus christ and if they knew where their so would be return ity. Tell us a little bit about how that dramatic conversion took place. I was invited to wednesday night. Bible study at rose drive friends church. rose drive is part of that network of quaker churches that richard nixon grew up in so i i was invited to that church by a girlfriend and i thought you know i'm fourteen. There's not a lot of ways to see your girlfriend on a with night off to pragmatist and there's no way mom can say no to this. If i want to go to church she's gonna say yes. So let's do it. This is a great plan She dumped me very quickly but that youth group became my second home. I found there what you would find in the ninety s at youth groups all over the place. Young cool hip leaders. They had tattoos. They played the guitar. We have a lot of fun games. The bible messages weren't boring and all of a sudden the existential angst. I had about the meaning of life and the depression that i faced throughout my entire childhood. I found answers found solutions to my condition. In jesus in god and so a very quickly i went from a kid probably hanging around folks who are going down the wrong direction drugs and alcohol and other stuff too when my mom asked me what i wanted for christmas on my When i was sixteen. I asked her how much she was gonna spend. She told me i said mom. I want you to give me that money. And i'm going to buy as many pamphlets and tracts and bibles as i can for people in nepal and i'm going to send them there because that's what's important and that's why how we should be using our money. Now i gotta ask you bread. Did your parents on the one hand. I'm sure they're going well. This is nice. He's not hanging around with those bad people anymore. The water bozos right. Okay right these these these yoga right but but at the same time is dislike. Did our son just joined a cult. So it's exactly what you said. For mom. there was times. I think she was relieved. But you know when your son is saying. Hey i don't buy me letterman's jacket for the basketball team. Send the money to nepal for bibles. I think she kinda wish. I was back to the guy getting caught with the kid. Smoking pot again. I mean she was kind of like. This is a little extreme. It was a lot harder for my dad. My dad's japanese-american guy. He grew up in the cradle of asian american. You know Communities on maui. His life was in the buddhist temple even though he he really didn't wasn't a practicing buddhist so for me to join a mega church especially church. That was ninety percent. White was really hard for him and it took a lot of convincing to let me go to the wednesday night. Bible study or the retreat or the youth group party or whatever.
Chicago's CTA Red Line Service Halted From Fullerton To Garfield Due To Smoke In Subway; Train Evacuated At Cermak
"47 as Sita Red line is currently stopped her between Cermak, Chinatown and also Fullerton because of multiple track fires that are being reported on the C T a red line into the downtown area. So State Street is also closed between Roosevelt's an 11th. While they check this out, the red line is being rerouted to the El tracks
Arizona State game canceled after head coach tests positive
"You're in Arizona State football fan today, and the reason is coronavirus. Multiple student athletes and coaches tested positive for covert 19, including head coach Herm Edwards. That left a S U under the minimum threshold of players required by the Pac 12. Those who tested positive are in isolation and received Medical care and ask you is still preparing for next week's game. Luke Force ner Katya Our news.
Suspect barricaded on Paramount Studios lot, police say - CNN
"Say a suspect was arrested this morning after he barricaded himself at Paramount Studios in Hollywood. The LAPD says Fullerton police attempted to arrest a sexual assault suspect when they tried to detain him. He brought out a knife, LAPD and Fuller's and officers were unable to arrest him. He escaped to a nearby paramount lot. And barricaded himself inside a building on successful negotiation attempts, Force police to go inside and arrest him. No officers were injured. NBC says The man was hospitalized with self inflicted stab wounds.
Interview with Pete Evanow
"This is Robert Ross with another episode of cars that matter I'm here today with Pete Evans. I'm glad you could join us. Hello Pete is the author of Nissan's e fifty years of exhilarating performance. It was just published this year by motor books an imprint of Corto press I'm here to tell you I have the book and hand and among all of the recent automotive publications this one really stands apart congratulations on a great project pay. Thank you very much I. really appreciate that it was a labor of love I put it together fairly quickly. Because it was something that Nissan jumped on board at a last minute decision was interesting being really did make a big deal out of the twenty fifth anniversary and I don't know why. But it didn't really occur to them to do much about the fiftieth anniversary. Then all of a sudden somebody internally said we have to and that was Hiroshi Mariah. They got in touch with their licensing agency, which is emi and EMI contact and motor books motor books. Contacted me because I had written an earlier version of thirty fifth anniversary, and so we put this together really in a little less than a year. Notice. The forward is by Hiroshi tomorrow and obviously had a hand in recognizing that fifty years of Zina's as you call it Pete. You've got kind of an interesting career. Obviously, you're Z. Aficionado, but you're also a professor in the Department of Communications Cal State Fullerton probably as we talk about your book about. The history of the Z. Cars will maybe get into a little bit of the market speak that went along with essentially introducing a whole car a whole new concept to a whole new audience. That is the North American audience for whom a sports car from Japan was a brand new unthinkable concept back in nineteen seventy. I know this isn't your first. Z.. Car Rodeo either because it published Z thirty, five years of Nissan Sports car in two, thousand five. It's hard to imagine that the name plate is as old as it is for its thirty fifth anniversary. There was some pretty exciting things happening to but I guess related start at the beginning. Let's go back and look Z. Legacy from the start you and I are old enough to remember that back in the sixties and early seventies Japanese cars were by enlarge disregard I'm being charitable I'd say joke in some ways but they were no joke because of course Honda and Toyota essentially took over their respective markets and Dotson did the same but really the only sports car we had back in the sixties was the Toyota two. Thousand and that was such a rare esoteric piece of work that it almost doesn't count. Nissan did try. They had a sixteen hundred little sports car was a little convertible started as a sixteen hundred. They call it the fair lady in Japan of course, and then they brought it over here to the US, and then it became a slightly larger motor and they had it with the two liter the colored, the two thousand by remember that two thousand. Well, a friend of mine had a Canary Yellow One and I thought it was an amazing thing. It was right up there with any MGB, except that it was more reliable and. A grey little competitive car and Peter Brock raised it. So did Bob Sharp on the East Coast and so that kind of really established footprint if you will for Nissan at least from a motor sports standpoint and it gave them some credibility and it really provided the power I guess internally to look at a genuine sports car hardtop version and you can always thank Mr k. you talk Yama who pushed that card the Z. initially and he was here in America as the president of Nissan, USA and he went back to Japan. And we really have to have a sports car that is affordable and is something that everyone can afford here in the United States, and so he basically got the idea of democratising a sports car. You mentioned the Toyota two thousand GT was an incredible car but didn't really have the legs to expand. They didn't really bring it over here in significant quantities and it was a very expensive car as opposed to little roadsters. Remember Papa Bondra used to thousands for his driving school they were so good and reliable and relatively inexpensive the. Toyota was essentially unaffordable and it was fragile and even though it did a little bit of racing there just wasn't enough critical mass to really make it stick. Nissan. Really wanted to be the first to come in their Honda was here but they made really small throwaway cars to begin with them shoebox as I think the only thing smaller was at Subaru three sixty that looked like an egg with. Wales. And Nissan was ahead of their time of course, they were called Dotson then but they came out with their to forty and. Late sixty nine, but they also had a pickup truck and so those were two key markets that they used to go after slightly different audiences. But that's how they penetrated the US market at least initial. So many times a great name plate like the to forty comes about because of the vision of a single person or a tight team and you talk about the talk cut yama or Mr K. Katayama. Son was obviously an interesting guy and he must have been doing something. Right? He lived to be one hundred, five years old. That's a remarkable thing in and of itself you speak very fondly of in your book can you give us a little insight into what it took to get his own corporate colleagues superiors to buy into his crazy idea as a sports car for America I think you just a force and he just had such incredible passion. I had the pleasure of meeting with him several times and you'd him not only for my previous book but also speaking to him in several the Zekan's and car shows I mean he was very passionate. Loved people. As they said in his slogan Love Life Love People, you couldn't not like him I hate double negative but the fact is, is that I believe that his passion. and his persuasive skills were partially enough to demonstrate that he could sell this car United States and I think that's what it talked to convince his contemporaries, his colleagues in Japan that if he could have the opportunity to bring the Z. here in America, he would show them that that was the right car at the right time and he would be successful with it and they believed they were a little skeptical his colleagues in Japan but they obviously invested in the car and said, okay now it's up to you and your colleagues to make sure that this happens and it did
"fullerton" Discussed on SUE Speaks Podcast: Searching for Unity in Everything
"One the indices and the media that we get fed this are focused on a very few number of companies or just literally looking at the other day apple. The company has appreciated in its value so it was high and then it collapsed with everything and since that collapsed in march ish. Whenever that was it has now appreciated by something like nine hundred billion dollars. I remember when apple crossed the trillion dollar mark and it was like unheard us and here in three months. It's rallied almost that same trillion and so much of what we see in. The broad market indices is a handful of companies like apple and microsoft and amazon. It isn't really the barometer academy that the media makes us think it is. It's really this story of inequality playing out all over again. With companies and there are a handful of companies that are either by luck or genius or a little bit of both like perfectly positioned for the future digital economy that is going to accelerate on us faster as a result of kobe than it was happening already but it was happening already so in a sense what amazon did is. It accelerated ten years of differentiation overnight. 'cause retail went out of business and everything went to amazon will that trend was well underway for the last five years ten years and was gonna continue but it just clapsed and so the the impact of that was extraordinary. So it's kind of an accelerator into this new world grin and it's accelerated the inequality. It's really not as crazy as it looks is just happening on an exponentially faster scale but meantime the only gas industry is almost bankrupt and yet we don't see that and feel that and hear that in the news in part because gas industry was already in decline and now is just hastened its decline. So it's complicated. I would agree with your first premise. That having said everything that i just said it doesn't make any sense to me. The valuations in the stock market are in. My opinion doesn't mean it won't go higher but it makes no sense. My own approach to investing is to move money out of the stock market and try to find more nuanced ways to invest in.
"fullerton" Discussed on SUE Speaks Podcast: Searching for Unity in Everything
"The rim so the idea for general economics is to simply look to all living systems and understand this regenerative process and how it defines them and the common patterns and principles that define them that exists across all living systems and then the hypothesis is very simple if those living systems are models that have sustained themselves for very long periods of time which by definition is true or we wouldn't be able to study them. They're still here then. Why wouldn't the patterns and principles that describe does need to be the same patterns that describe how the human economy works if it's to sustain itself and when you look at the human economy and contrasted with living systems you see immediately things that are out of line. That was john fullerton. Our guests for today's podcast want to travel with a new want to travel blind. She will trust you. Welcome to the sioux speaks. Podcasts searching for unity in everything i'm your host susanne taylor how can we turn the world around. Can we turn the world around. That's what i talked to my thought shaping guests about in fact everything i've done has been in pursuit of the more beautiful world. Our hearts know is possible. Lead up by that famous quote by margaret. Mead never doubt that a small group of thoughtful committed citizens can change the world indeed. It's the only thing that ever has john. Fullerton is an important person as an escapee from wall street where he was a managing director of j. p. morgan. He's asking the big questions. By capitol institute quote his collaborative working to illuminate how our economy and financial system can operate to promote a more just regenerative and the sustainable way of living on this earth unquote..
Schumer says fair election dependent on functional Postal Service
"Minority Leader Chuck Schumer, calling out the president for trying to cripple mail in voting. The problem is President Trump But it's also that political attack appointee Mr de Joy with millions of mail in ballots at risk of not being counted. Protesters lining up outside the postmaster general home, accusing Lewis to Gioia Trump ally and GOP donor of dismantling the Postal Service after putting in place cost cutting measures that critics say will flow mail delivery. The president tweeting the Democrats know the 2020 election will be a fraudulent mess. Threatening to block funding for the post office unless Democrats meet his demands on Corona virus relief.
Chicago announces restricted access to downtown will continue at night through weekend
"Announce. Sing that it again will restrict access to downtown tonight from nine o'clock until six o'clock and that those restrictions will continue every night through the weekend after the looting and civil unrest that we saw Earlier this week. Also, lakeshore drive after nine o'clock at night will be shut down between Fullerton on the north and I 55 on the South. All bridges will be up by nine o'clock. Except for LaSalle, Harrison, Ida B. Wells, Lakeshore Drive, Columbus, Kinsey and Grand. If you work or live downtown, you will have to show an I D to the police. Who will be cordoning off access to the downtown area, Starting at nine o'clock to night,
News Update: Arizona Department of Health released new COVID-19 numbers,
"The Arizona Department of Health Services reported new coronavirus numbers this morning. The death toll for state is now at 4137 after 56 new Death were added 1054 new cases reported as well bring in the state's case totaled to over 186,000. More than 13,000 Tests were processed
How to Do #MeToo Without Prison
"When the METOO movement caught fire in two thousand seventeen. The loudest demands centered on calling out offenders and seeing them prosecuted. But metoo founder Toronto Burke has been clear that mass incarceration is not the solution. Today's guest. Dr. Eliza Ackerman agrees. Prison doesn't work. The fact of the matter is only three percent of people who commit rape will adversity a day behind bars. And, the process of going through the criminal justice system is incredibly incredibly harmful for survivors. They are disbelieved, they are victimized again. Their entire sexual history is put on display in the courts. So knowing all of that we are looking for something that actually decreases harm. decreases, violence increases, empathy decreases recidivism, and that's what we find with restorative justice. Dr Ackermann is a criminal justice professor at California State University at Fullerton where she specializes in research on sexual violence and sex crimes policy. She's also a pioneer in her field of resolving sexual violence through a process called restorative justice. So ordinarily, our legal system response to criminal behavior with three questions. Questions what law was broken, who broke it, and what punishment is warranted. But restorative justice asks who was harmed, what are the needs and responsibilities of everyone affected and how can everyone involved collectively repair the harm that was done. Basically, it's all about healing survivors, communities, and offenders today. Eliza is guiding us through the restorative justice approach to sexual violence. Would it feels like for survivors and why it's a promising path toward preventing sex crimes in the first place all to find out? How can we do me to without prisons? Harvey Weinstein in an orange, jumpsuit has come to symbolize me to era justice, but the movement's original vision resonates far more with transformative and restorative justice approaches. Right. So toward the end of last week's part one. On feminism and mass incarceration prison abolitionist. My Shinwari told us about the transformative justice model that model aims to resolve harm without creating additional harm and without involving the legal system at all restorative justice shares that goal, but it can be put into practice both. And outside the system, what it entails is creating safe spaces. For. Survivors and for people who have caused harm to talk about the impacts that sexual harm has had, and it gives the survivor, a safe space to talk about really the very intimate aspects of sexual violence and the aftermath of that. It allows the survivor to ask questions of people who have caused harm. It also allows those people who have caused harm to ask questions at gives them insight about the behavior Dave engaged in that they would never get. From being processed through the criminal justice system, the term restorative justice was coined in nineteen, seventy, seven by prison psychologist, Albert igla-s, but its core principles come directly from indigenous forms of conflict resolution like sentencing circles and peacemaking courts most. Restorative justice programs focused on youth offenders and family welfare cases. But in recent years, experts like Eliza have started applying it to adult cases involving sexual violence for a number of practical reasons. Yeah. Many survivors don't trust police to properly handle their claims and many know their perpetrators and don't necessarily want to face them in a criminal trial plus evidence suggests that the restorative justice approach is both more empowering for survivors that going through a criminal trial and that it's a more effective method for perpetrators to actually learn their lesson and not re-offend. COMES BECAUSE? People. See as soft. Right they see you've done something wrong. You need to do the time for it. But Harsh Punishment Austin to anything to reduce harm to anybody, and if you ask the men that I have worked with what they would rather do face may or face another survivor, sit in a prison south, they will tell you prison cell every time. So I think once people understand that restorative justice is not soft. And, that it's actually much much more difficult to do. Maybe they'll get on board.
Arizona reports 3,536 more coronavirus cases
"New Corona virus numbers out this morning ages, reporting an additional 3536 new Corona virus cases as of this morning. This brings the total number of positive cases to 98,089. That's all since the pandemic began. There were also another four deaths, bringing the total number of deaths to 1809 Across the
Thousands turn out for peaceful demonstrations on Saturday around Los Angeles
"Thousands of people have been marching through Hollywood calling for racial justice and equality and demanding an end to police brutality this man who spoke with NBC forces he took a seven year old with him to the protesters matter farther for her faith what matters and it's important to always fight and stand up for its people and this never allowed anybody to treat you wrong a peace walk was held in Compton several members of the city's well known each question Rian community joined in a right to end racism with bicycles and motorcycles rode to Venice and Santa Monica peaceful protests were also held yesterday in Huntington beach Fullerton Glendale downtown LA and north Hollywood
Peaceful George Floyd protests continue across Los Angeles and Southern California
"Thousands turned out for large peaceful marches in Hollywood near the USC campus in San Pedro and on the west side of LA one of the larger protests happening in the Fairfax district that was trash during protest more than a week ago in Orange County protesters are out in Fullerton Irvine Huntington beach Placentia and
"fullerton" Discussed on KTAR 92.3FM
"Stephanie Fullerton Fullerton, financial planning and David Bach and get some of your questions about the ever changing stock market answered call six to three nine seven four zero three hundred or Email info at Fullerton f p dot com investment advisory services offered through kingdom, financial group LLC SEC registered investment advisor, does not endorse. Fully. Financial planning when buying a diamond everyone is heard about the four CS color, clarity cut and carat. But which one's the most important Paul kalvesier. When I had questions I went to high park jewelers in the Bill more fashion park purchasing diamond. It's one of those special moments in life, and Bill, the general manager at Hyde Park jewelers here and Bill, you're all about giving us the best information so we can make the best decision for ourselves. That's right. Paul wind selecting diamond people are surprised to hear. It's not always about the carat weight. It's actually, the cut the cut creates the beauty sparkle and performance in a diamond. We wanna find the best possible diamond for you within your budget, and it Hyde Park Jewish. We only source the highest quality and biscuit, diamonds Thurs, no pressure to buy a diamond. We want you to have the knowledge to buy the best diamond for you. Whether you're looking for that beautiful diamond unique time piece or custom jewelry, I urge you to make Hyde Park jewelers in the Biltmore fashion. Park your first stop. I did find out why they've been in business for over forty years. That's high jewelers right at Camelback inn. Twenty-fourth Hyde Park jewelers dot com home, what are you doing lying on the floor? It's hot outside, and he rises, therefore all the cool air is down here. Right. So you planning on staying down there, the whole summer or carpet in this condition. It's disgusting down here. I can actually smell the dog in the carpet looks like bad breath and old gym shorts and I let our kids play on this. That is gross. Hey folks, Scott was Zerorez here, and it's time to get your carpets cleaned. Zerorez is the only carpet cleaner who leaves zero residue so your carpets actually stay cleaner longer. It also means that your carpet fibers are left soft and fluffy instead of that nasty chemical crunch, the other guys leave so feel comfortable enough to avoid the heat and life face down in the carpet all summer long. I will thanks to Ciro res- right now..
"fullerton" Discussed on KTAR 92.3FM
"Of Fullerton, financial planning. Mark Elliott glider with us today. We're gonna be talking about the three stages of retirement today, and how you prepare for them the three stages the go, go years, the slow go years, and then the Nogo years, and this is an interesting topic. Stephanie because as you know, you started your company Fullerton financial planning back in two thousand and four. So you've sat down with a lot of retirees and pre retirees getting ready to set that plan that map that roadmap that blueprint that strategy for their retirement. Everybody's situation is different. And as we talk about these different stages that we go through everybody is different. Everybody's different in their hopes and dreams and their retirement hopes and all of that and what they want to do with their time in retirement. And would you say that today retirement is looked at as maybe a new point a new exciting time of life? Or maybe our grandparents looked at it like, well, we don't have much time left. I mean our times. Is running out retirements looked at a little bit differently. I would I would say, yeah, you're right. You don't used to be go back even twenty years. You know, the average brutality table was showing us that maybe we would live into our early seventies. So if you're retiring in your mid sixties, you really didn't have a lot of years between retirement and passing on now. It's different. I mean, we could easily as we go into retirement easily live another twenty thirty forty years bark, which is where the planning comes in. Because that's what you do. That is a specialty of fortune financial planning is helping people come up with strategies for their retirement. And so that's we're gonna talk about today. These three stages of retirement, and there's the go go years the slow go years, the no years, we're gonna talk about some of the different challenges. But some of the fun things that also that can happen during those different times. But some of the areas you need to be planning for and just before we really dive into this Stephanie when we're planning for say, the slow go years or planning for the Nogo years. It's not that we wait until that point in time to plan for. That this is something that we should be doing before we even get into retirement because your exclusive Fullerton, four point checkup is not in stone. But all of these areas are planned for before you start retirement, aren't they? I mean in a perfect scenario. How sure I mean think about it. You wanna to be an I call it more being proactive than reactive. You don't want to wait till you get to retirement to try to figure out how you're going to make it work. You wanna to begin planning or whether it's two years out or five years out even ten years out? I am sitting down with folks as they come into my office. And what we are taking a look at is. You know, what are they accumulating? What is it that they've been putting together to build the nest egg as they work towards retirement? And you know, never once have I sat down with anybody. As of yet that has said to be oh, Stephanie. I'm looking forward to retirement because I plan on not doing anything. I'm not gonna do any travelling. I'm not gonna be with my grandkids. I not going. To. I mean, the list goes on go fishing or whatever it is though when they sit down with me, they're like we wanna make sure whether it's sixty two or sixty five sixty seven whatever that age is that number one that we have the ability to go into retirement and maintain our lifestyle. So we don't want. Our hope let's say that you're right now five years from retirement. The last thing that you wanna do is hope that what you are putting together is going to work. You really deserve to know if you're on the right track. You really deserve to know. Are you risking more than you should risk at this point? Because let's be real the order and the closer we get to retirement the more rebalancing that we should be doing with our current account to ensure that if these markets continue our correct to a place that we would lose twenty or thirty or forty percents that it's not going to affect how you're going to be retiring in the next two to five to ten years. Yeah. You know, when you think about these different stages, and we're going to start with the go go years, and that's the the years. You're you're in you know, you just got into retirement you're excited. Do you find Stephanie that people a lot of times? I mean, you know, you have retirees that are like I hate my job. I'm tired of working I want to retire. And I'm going to figure out what I'm going to do when I get to retirement. But I would guess most of the people that come in and sit down with you at Fullerton financial planning are excited about whether it's traveling overseas or travelling to want to take an RV and go see all the national parks. Whatever it is that they're excited about the opportunity to go do and experience he had fat just this week. I was sitting down with a client of mine and his wife, and we were going over their annual review. And the first time I've met with them which was a few years ago. Their retirement date was going to be in twenty twenty two. And so everything that we looked at in everything we evaluated and put in place was we wanted to be able in twenty twenty two he had this. Bucket list, and they still do it was they were going to take and they're going to ten bucket list trips in the first ten years of retirement. So kind of like those gogo years. You know, what I find as we get closer to retirement. Most clients have worked hard to get there. They've done a really good job accumulating assets. And putting aside, you know, 4._0._1._K's been very disciplined in that. And so they do they find themselves with more money than they've ever had. There's still filling pretty energetic, so they do want to do more. So I'm sitting down with this couple this week. And we were talking about, you know, okay? You know, updating 4._0._1._K, and he he was a little frustrated because he's still had some money in his 4._0._1._K that we had yet not wrote over and he had taken about an eighteen percent drop in it over the last few months that was very frustrating for him very concerning because he understands. What he has to make just to get even again. And at this point as he is now one fact we're sitting there, and he tells me Mark this. He's a Stephanie what I wanna do. Now is I want to be able to look at Ken I retire next year. So now, we've gone from twenty twenty two to him wanting to retire and twenty twenty and so we began to evaluate in look at everything and again checking off that bucket list, we were able to show him that. Yes, if you continue doing what you're doing. And by the way, I said, I think we'd better go ahead, and reassess this 4._0._1._K and get it rolled over to be more proactive about protecting it then reactive to trying to figure out what to do. Feed loses money. We made those adjustments now for this client that I'm meeting with. It was a good thing for him because we were able to move up his retirement not everybody can do that. But that is the benefit of sitting down with. Someone like myself that were true, retirement planners that were able to evaluate and see if we can help put you in the position that you would qualify or be ready to retire at a certain date or even earlier and if you'd like synonymous Stephanie Fullerton, financial planning a talk more about where you are on your road to retirement and find out some can you do can you take the family to Hawaii? Can you take them to Disneyland or whatever it is whatever you want to do on that bucket list, you need a plan in place. And that's where Stephanie can come in and help walk you through that. Here's the.
"fullerton" Discussed on KTAR 92.3FM
"Of Fullerton, financial planning. And if you have questions you were we've been talking about the loss of a spouse. There's a lot of certainly emotional things you have to handle during that time period. But there's also some financial areas and the legal areas that you need to be aware of Stephanie your team are here to help guide you through this. And then you certainly don't want to wait. Until after the fact this is something you plan for before. It's kind of like when you get into retirement, you have those gogo years where you can't wait to do those bucket list items. And then you get into your maybe you're your late seventies and your eighties. And maybe it's your still can do some things, but it's a little bit slower. Then you get to those no go years. Well, the first part of that is about income. The next part might be about, you know, having some some health initiatives in their long-term care and the like, and then the final part might be about insurance and leaving money to where you want it to go. But you don't wait until you hit those ports parts of your life and come up with a plan. No, you do it before. Do you have all of that in place in the plans are flexible and Stephanie calls it the exclusive Fullerton four point checkup? If you'd like to find out more, it's eight hundred nine four seven ninety five twenty two Stephanie. Let's go in a different direction. Let's let's go to your mail bag. Or are you ready for that? I love this part. Yes, I'm ready. Let's do it. All right. So the first question comes from Robert in cave creek. Now, Robert, I will say this. If you're sitting down need any was Stephanie inner team, she can ask you follow up questions. You can ask her follow up questions. But we appreciate the questions because others may have the same question. So I think you get more from these questions sitting down with Stephanie. But we enjoy this this for sure. So here's the question. Stephanie comes from Robert and cave creek Stephanie is there a good rule of thumb for how much of my IRA should be invested in safe investments at this time period. I'm sixty years of age, or is it just a matter of personal preference? The the recent market volatility has got me a little bit nervous. And I'm not sure if I'm not taking on more risk than I should be. Well, I think that's a great question at could just give you the cookie cutter answer, and I will but no at Fullerton financial. We're all about customizing each person as individuals. We just don't throw you in Notting pot and say this is the rule of thumb because that's what a lot of broker houses will do they'll take your age, the subtract it from one hundred and then they'll balance a portfolio based on that number meaning the higher number your age is safe your sixty they'll put sixty percent, they'll keep that more conservative more safe. The other forty percent they would consider that they could take on more risk facile cookie cutter formula that is not what I call a good plan. So what we would do is. We would sit down with you. We would take a look at everything that you have. And then what we would do is first we would address the income needs. I've never well. I shouldn't say never vary. I can't recall a time that I've sat down with someone and social security and itself was all that they needed to take care of them in retirement. There's always been a knee. For additional income or cash flow because of that deficit, whether it's because of inflation are they're doing more because let's face it. Social security was never intended to be sole retirement plan. So we'll take I what's needed for income and make that contractually guarantee. We'll make that safe. Then what's left? We will. Then as markets talked about today, we will determine how much do we need to take care of medical issues? How much do we need to keep in the market to hedge inflation it's all about balance? So I'm not I'm not a cookie cutter. I would customize.
"fullerton" Discussed on KTAR 92.3FM
"With Stephanie Fullerton with Fullerton, financial planning. Sean Hannity here. Now, how many times have I said don't trust everything you see in the media. Now, it's always important to get a second opinion the same holds true for you and your retirement savings if the stock market roller coaster has impacted your portfolio. Well, it's time to get a second opinion from a financial professional find out how a balanced portfolio can help weather financial storms and provide you with a steady stream of income in your retirement. Don't wait until the next storm hits Wall Street. Your retirement is way too important for that. So called Fullerton financial planning at eight hundred nine four seven nine hundred five twenty to make an appointment to get a second opinion. But Stephanie and the team at Fullerton financial planning help you make informed decisions today that can provide you with the income that you'll need in retirement. Schedule your appointment right now. Eight hundred nine four seven ninety five twenty two that's eight hundred nine four seven nine hundred five twenty to get off the Wall Street roller coaster prepare for the best retirement possible. Call eight hundred nine four. Seven ninety five twenty two. It's been a long hot summer Gaydos for Howard air insure your AC and heating system is operating at peak performance schedule your system maintenance today performed by a highly trained in factory authorized technician backed by Howard Air's, no breakdown guarantee. Prevent unexpected breakdowns high utility bills are discomfort in your home, experienced the Howard air difference. Schedule an appointment today whether replace or repair, call Howard air six zero two nine five three twenty seven sixty six howardair dot com. Some say one of the worst.
"fullerton" Discussed on KTAR 92.3FM
"Financial planning started the company back in two thousand and four when she was just out of her teenage years back then and if you like to find out more about Stephanie the team, you can certainly go to the website Fullerton f p the FBI answer for financial planning Fullerton FP dot com and find out about workshops find about Stephanie Steve the team at Fullerton financial Fullerton f p dot com. I'm Mark Kelly glider with us day. We were talking on the program today about rollovers, and I think this is a overlooked area. Well, I think we all hear about it. I I don't work in the financial world time the opportunity to listen to you every single week and talk to you about this. And it's great for my knowledge. But I always have heard about rollovers, you know, you need to roll over your 4._0._1._K to an IRA or do whatever, you know, into the Roth world or whatever there's always options. So I'm glad we did this today because we talked 4._0._1._K rollovers IRA rollovers even annuities to annuities you can life insurance the life insurance. It's there's a lot of rules and regulations with all of this to me. This is an embarrassment important topic. And even the in service distribution of the 4._0._1._K rollover, where you're you're not retired yet, you might even be working five more years, but you're going to pull out some of that money and start putting it into place better position for your retirement. I guess I like this topic. Yeah. It was so funny. A couple of weeks ago, I walk into an appointment, and they're set curtain his wife, and as soon as I sat down, and he goes, I am so excited. He goes today is my big birthday. And I'm thinking, oh, well, happy birthday. He goes. No, no, no, no. I'm fifty nine and a half. Mark most people when they come into us don't realize it fifty nine and a half that they can do we've talked about it today. Those end service rollovers, well, Kurt happens to be one of those people that got it. He knew it and like well, tell me about fifty nine and a half. He goes, you don't know. I can today. Roll my 4._0._1._K out, and I'm gonna do it today. And I'm doing it with you. Well, well, well, let's wait a second because of fifty nine and a half, you can get your IRA gee was so excited because. Here's what he understood. He's getting ready to retire here really soon. He didn't wanna take and just put it all in cash because he didn't want to miss opportunities. But he also did wanna keep it. And then what happened to Steve your husband when he was a police exactly have those 4._0._1._K's become two o one K's. Obviously, it wasn't just that quick for Kirk. And I where he became a client dislike that I wrote it over. I mean, we took the process we took the time because we wanted to make sure that when we rolled it over that we were doing what's right? I mean, that's what we do as fiduciaries. We do what's right for him. A couple of weeks later when we figured out what we wanted to do. We actually were able to put Kirk in a much stronger position when he goes into retirement here in the next year. We've got an income stream ready for him to turn on because he's going to need about thirty thousand dollars to supplement social security as he goes into retirement, we have it to whereas inflation happens jaaz. We've got coverage for when it comes to nursing home health healthcare and then on top of it. We evaluated his taxes were able to save him thousands of dollars in taxes. Not to mention we still kept money in the market because there's opportunity there were able to hedge inflation there. So we were able to give him a well thought out plan and really he knew being fifty nine and a half was very important. So for our listeners today, if you're fifty nine and a half, and you're still working don't think that you have to wait pick up the phone and give us a call..
"fullerton" Discussed on KTAR 92.3FM
"Come back. This is the Fullerton financial hour where your retirement dreams begin with Stephanie Fullerton with fortune financial planet fat right after this. You're listening to the Fullerton financial hour on the retirement. News network. You you do. Me with Cox. You find all your favorite shows with just the sound of your voice, right? I guess. Yeah. And you don't have to put up with buffering when you stream that's true. Plus, you lock your does turn lights on and off and turn up the heat from your phone. Yeah. I do all those things. Then who's to say, you're not cool. Wow. I guess I'm cool. Now, go on be Yokoo. I have to go tell my mom. You're to a TV one hundred Megan and homeland automation in a homeland of yea from for just ninety nine ninety nine a month for twelve months. Learn more at Cox dot com and four one thousand nine for new residential customers twenty dollars per month. More for months thirteen through twenty four includes one terabyte data usage per month. Reinstall for self install only two year service agreement required formulation fees apply. Excludes videos for churches have to fifteen fifty a month, pending on cosmic taxes and other fees. Speeds not guaranteed. Restrictions apply. That's when my service preventative services, Arizona LLC super when it went for one zero or number three one zero eight seven six. We know that everyone has their own taste in jewelry, especially when it comes to engagement rings. That's why Shane company carries hundreds of fresh and current styles. That no other jeweler has our design team collaborates with top jewelry innovators around the world to create original and distinctive styles exclusively for Shane company. Many other jewelers carry the same designer names with all the same rings, which by definition means. They can't be unique. And they charge. You forty percent markup. Just for those names. We know.
"fullerton" Discussed on KTAR 92.3FM
"And the first thing to do when determining risk in your portfolio as Stephanie said, we started the program has to add up all your assets understand what they are. And how much you have of each, you know, Stephanie, certainly we would all like the markets to be like two thousand seventeen they there was hardly a blip on the radar screen. All it did was go up and up and we've been on this bull run since March of oh nine so it's one of the longest morons in the history of Wall Street, and the challenge for us would be is that we kind of get. Overconfident? Well, the markets are always going to go up. And we know that's on other work. They go up. They go down. They go sideways. So how does market volatility Stephanie affect our retirement? And what can we do to protect ourselves from the next crash whenever that might be, you know, this as with many other things out there at all depends on your outlook on it. How do you look at it? How does it make you feel if you're one of those people that every minute or every day every hour you're looking at fluctuations than yes. Today's market is more volatile than years past but for the long term the year to year or decade to decade. It's about the same as it ever was. So what needs to happen is we have to stick to looking at long term trends not day to day, and certainly not our relieve movements because that's going to drive. You absolutely crazy and is going to drive your financial adviser crazy because you're going to be calling them nervous all the time. There are so many different things that we can look at that market swings. I mean, look at it everything from politics to elections to the price of oil to the health of foreign economies around the globe interest rates. We've talked about what if they hike and what if they cut them are even the potential of corporate news, and I will tell you Mark the list goes on and on and on a lot of the market corrections and reactions have to do with uncertainty, and what may be a hit win one week has every chance of becoming a tailwind of next week. So most most of the news and subsequent market bumps are not fully understood or they're not even played out all at once. Instead, it is a process, and it's not a very straightforward one at that. So if you're trying to forecast what the markets are going to do or win the time or wind up by or are. So it's a pretty much imperfect task at its best. So that's why it's very important that you have a strategy and the strategy. I encourage you have it in writing. So you could begin to look at it. When you go into your financial advisor, and you're beating with them at least once a year that you're you're able to discuss it on an ongoing basis, especially when things get a little tough out there in the stock market folks, you want to have diversification. You wanna make sure that your retirement nest egg isn't exposed to wild swings in the market. It's called deviation. The wider the deviation the harder the swing the more risk that you're going to have and the more you will lose when these markets make correction. Yes, the more you can make. There comes a time. In point. We're making money is. Not as important as keeping it. If you're one of those listeners today that you are approaching retirement, maybe you're in that tenure we what we call the retirement red zone. We want you to know that you have enough money. That's why we want you to come in. We wanna help you look at it. Let us look at your expenses. Let us help you understand what type of lifestyle you're wanting to live out in retirement help us, let's help you put a dollar on those things that are really important to you. Will you have enough money and retirement, can you retire? When can you retire? Can you imagine being able to go to sleep knowing when you wake up that these answers, you have that you could know with confidence as you go into retirement that your money's going to last? But that is what we do at Fullerton financial. And if you would like.
"fullerton" Discussed on KTAR 92.3FM
"Well and the team. At Fullerton financial the website is Fullerton, f, p dot com so. The FBI stands. For financial planning Fullerton f p dot com great information there we're talking today, about why you need a true financial ally for your retirement somebody to. Help guide you into your retirement strategy in your retirement plan and because we're, talking about a twenty thirty plus year time of your. Life and it should, be a variable in very enjoyable time. That's what we host certainly hope for all of our retire But there's. A lot of things that go. Into this Stephanie there's. No question about it. You know social, security is, a big part of this you, know in. Annuities to get more income can be a part of it take social security at the right time is certainly a big part. Of that but there's so much more because it's. Really about the. Life we lead. It's really you know when we pass. Away we're probably going to say boy remember, that stock we got back in eighty seven, wasn't that fantastic on black Monday we really one one there we stole one there that's not what anybody. Remembers it's about the family is what it is but one of the questions that we all have is. Nobody wants to outlive their money, so we live longer, than expected and we. Don't plan for it that can be, some, problems for us I. Would imagine so. How do we make our money last as long as we do you know. Mark you're absolutely right it's our human nature always focus and thinking about. The immediate future and never in a long term view I remember we had, taken our daughter Samantha over to an avid state college. In California she was, getting in a senior in high school And I remember as going to visit this college and. We had to get back on the road because she actually was a. Cheerleader and, she had, a game that she, had to cheer out on, Friday, night and so. We were in the car and we got hidden my husband's Steve. I talk about him a. Lot on the show. He said I want to. Try to get across to the Zona line. Because gases a few cents cheaper on the other side of California and he said I. Think we'll be fine and I'm like okay well know that we. Gotta be back in town by like. Five o'clock Samantha. Has the game tonight and we get to the border I kind of, notice my, husband, looking at the. Gas tank and we're still a little ways out to the to the gas station and I look over. And I noticed that the gas tank is almost on empty and I very gently said. To my husband I said hurry join on gas In Mark I remember him say oh I think we'll be okay. Well Mark we've never my husband says he thinks we'll be. Okay that's when I need to start worrying because he's usually an absolute type of guy knows we're gonna be okay we're gonna make. It yeah yeah but when he's said fake I began to panic and then my daughter could sense I was beginning to panic, and of, course, she's a teenager We. Almost ran out of gas because my husband didn't properly plan. We were going to run. Out of gas yes this does have an analogy here is important to consider how long. You're going to be in retirement because. What you don't want to happen you don't wanna be say eighty five and you're almost running out of. Money and you're still filling strong because listen we are living. Longer my grandparents lived into their nineties I have a great potential that I'm eleven to, my nineties what I don't wanna do I don't. Wanna be eighty five in hoping that I have enough gas in my. Tank that's what we do at Fullerton.
"fullerton" Discussed on KTAR 92.3FM
"Typically and financial put on. About four of these every month there's no cost to attend you do have to sign up though because. Seating is limited all that information and more on the, website, Fullerton f. p. f.. B., two stands for financial. Planning Fullerton f p dot com Fullerton. F p dot com I'm Mark Ellie glad you're with us we're talking, about the biggest retirement myths and misconceptions today on the program and we've got a couple of misconceptions about retirement planning that people. Really might want to, be? A little wary of and Stephanie. Let's talk about you right I think you're the right advisor But how can the right advisor help us understand the, truth maybe behind some of these, myths let's address that because it is another Mets the idea that all financial and insurance professionals are created equal, you know working with some kind, of financial. Professional worth every penny in research has shown people who work with, an adviser night only tend to be more, confident about retirement they also tend to actually be in. A better position financially for. Retirement I know this when we sit down with our clients year after year after year tears even at. Times of crowded Toussaint thank you you giving us the, confidence, you just last week. Mark, I'm sitting down with. A client is getting ready to retire. We didn't work it on his plan for over three years getting everything, in place getting all the strategies properly placing his income strategy making sure we've got the right amount of money in the market. The hedge inflation and, for. Growth and we're sitting down in And, we're talking about his retirement he begins to tear up and I, mean I'm like going don't do, this to me right now I'm, going to start crying he. Goes Stephanie because of. You and your team here I know that I'm okay going into retirement. He goes I can't believe. It's time he, was so grateful, so it does probably the greatest thing Yeah I will tell you there's. An fact, that conversation Mark stirred me. On because now I'm. Going to write a book this year I'm writing the last book I'm going to writing a happy healthy and inspired retirement your definitive. Financial guide Stephanie and Steve fuller here's. What I'm gonna do this year and putting together, and actually him and I talked about it he's going. To be my first? Story I'm going, to create a book? Of the clients a handful of clients that I've helped prepare. For retirement what did they. Do not just financially what did they downsize did they find another. Place that because that's what he did? He move into another state he bought a, another, home what it was for them financially mentally how did they go, into the game because a? Lot of people wake up thinking, Wow. I've. Been, used to get up from six the six and go what am I gonna do what am I gonna do Stephanie Fullerton Stephanie Yeah Fullerton financial. Finding that's your? Identity Yeah. The, totally different identity in retirement. Yeah and, that's what he said he? Was what do I do now so my next book. Is gonna be retired dot dot now what I like and that's the benefit see having, a relationship with someone like myself we. Will make sure that you're. Ready we've got the skill set we've got the trading to address the issues that. Matter to. You and your situation all right so let's look, at the next step of that because what? Advice do you have for people Stephanie who still need to find the right professional to? Help them with their retirement plan, and before you give the answer I would say, the, number, is, eight hundred. Nine four seven Hey that was really good that's impressive, you know, what I so appreciate the people? That come in and have the list of questions. I love that when they do that I like. It when they've done? Their homework in fact the? Book that I just wrote that you mentioned has a list of questions in it things. Like, you know what type of comprehensive. Retirement, planning do you do are you just. Another pie chart are you? Just another here give me your age of Chuck two. Hundred and that's what we're gonna do you know what is going to be my withdrawal, strategy make them show you how you're. Going to receive income and. Win and how how they addressed inflation do they understand that if your expenses right. Now four. Thousand do you know and ten years they're going, to be almost six thousand and twenty they? Are going to be close to eight thousand are they addressing that are they looking at? Healthcare they look at it long, term care what they've done to protect you from Medicaid, spend Down because. Reality, is most people don't. Have long. Term care insurance? How are they protecting you from that and what are your legacy goals are. They addressing it you know creating an. Implementing strategies to help people in retirement I. It's complex, it does have a lot of challenges and I know these are challenges that most people. Don't want, to do themselves in fact Mark I will often say.
"fullerton" Discussed on KTAR 92.3FM
"Course with the president and founder of Fullerton financial. Planning Stephanie Fullerton. Questioned about anything you've heard today on the program there's no cost there's. No obligation to. Sit down with Stephanie or somebody on our team it's eight, hundred, nine four seven ninety. Five twenty two eight hundred nine four seven nine five to two and, if you want to find out. More about Stephanie and the team. You wanna find out about workshops. There's no cost. To attend those you just have to. Sign up seating is limited all that, information, is on the website. Fullerton f. p. stands for financial planning Fullerton f. P dot com they were talking about how to protect your money how how do. You make sure that it's gonna, last as long as you last that's really the number one fear much retirees today as. The fear of running out of money before running out of life and. We know it's important to take steps, to, protect your nest egg so it will last. Through your retirement Stephanie let's talk about some ways to maybe help make sure the. Income keeps flowing in for as long as we need it to Yeah it's all about the checks in, the mail, right we. Wanna make sure that check is in the mail. Each month and. Bank account and our checking account when we retire reality is this Mark. When you retire. The paychecks stops oh you might get the the social security, check, but that in itself. Was never ever created to be the sole provider when it comes to, retirement it was created to be. A supplement so we want to. Take a look at what checks. Are going to. Be coming in the mail we just. Don't want them coming in the mail, for, a period of time. We want them to come in the mail for. As long as you live you're married we want the spouse to be included in. That so what we do is, we look at different strategies on how to create that guaranteed stream of income in most. Of the time this is gonna come from annuities Mark I believe that. In nudity is one of the forerunners, right, now when it comes to the baby boomer's. Plan for retirement now I'm not saying that annuities are right for everybody because there's Good ones out there and there's bad. Ones but do I believe that the right annuity for, the right fit, is, one of the best ways to create that. Guaranteed paycheck so think about this my husband Steve and he's been on the show before he's even, done a couple of the shows with. Mark when he retired from the city of Phoenix it was a wonderful feeling Mark on the thirtieth. Of each month it was kinda cool that we would wake up we would. Look and check was deposited in my husband didn't even have to go to, work for, that that was his pension that was pretty incredible. That was great well unfortunately most people aren't getting a pension nowadays we're blessed because he gets a pension I hope it lasts for. A very long time but think, about. People that are retiring right now without a pension one of the best ways to get a pension feel what I mean. By that we love that we get a paycheck every month Stephen We check it every month in yes he gets. It put in there. And we, don't, have to worry about that it's there so what if we could create that same feel for you by simply taking a portion of your, assets and allocating them into a type of annuity they has a. Lot of benefits benefits like market grows it.
"fullerton" Discussed on KTAR 92.3FM
"This is the fullerton financial hour with stephanie fullerton and the retirement news networks mark elliott stephanie is the president and founder of fullerton financial planning and is one of the top one hundred businesswomen in arizona stephanie andrew team believe in building lifelong relationships built on performance and trust this is the father ten financial hour on the retirement news network welcome to the fullerton financial hour where your retirement dreams begin and of course they begin with stephanie fullerton the president and founder of fullerton financial planning i'm mark elliott with retirement news network glad you're with us today today we're gonna be talking about some central money questions to answer before you retire before we get into our topic stephanie walk him to the program how are you mark i'm doing great how about yourself i'm doing good how about you know we've talked about your your new house into the coyotes and the challenges with your little dog but now scorpions have invaded yes i know we have scorpio's we don't know what to do with it so like if any of our listeners out there have any great little secrets on how to get rid of these guys let me know so we're gonna start our show today by by asking you to take a quick trip down memory lane to some of the most significant milestones of your life so do you remember all the uncertainty in unanswered questions that you faced after graduation as you went off into the real world well how about when you got married that was a transition certainly what about when your first child was on the way you know the transition to retirement brings up some pretty big questions as well many of which have to do with money in our financial wellbeing and so stephanie is not only going to shed some light on some of the most important questions you should be asking yourself before you retire but she's also going to guide us through the process of answering each of those questions because stephanie and correct me if i'm wrong which i know i am quite often the goal is to enter retirement with confidence rather than head into retirement with doubt and uncertainty in absolutely it's absolutely true look i get it change is very hard i've not met anybody yet that likes change and it's not fun and when we face these what i call transitional phases in life it can be really stressful but what i tell my clients in the message that i hope that i'm going to be able to deliver today is that it doesn't have to be that way and that's why we selected what i think are the most important questions that we ask ourselves are.
"fullerton" Discussed on Xtra Sports Radio 1300 AM
"He's a cal state fullerton guy always have to get those guys extra love on my broadcast but what a what a story i mean this guy gets drafted as a slugger out of cal state fullerton first baseman a power hitting guy and then he spends a few years europe alexi double a and and now he's reinventing himself as a pitcher which he was a cal state fullerton as well doing it exceedingly well at this point in time give us your take on what he's been able to do during the course of his minor league career well you see the game changing you know there's a few of these guys around now that are doing boutique continues to do both he actually played i yesterday or the day before yesterday or day before he pitched yesterday today he'll be available to pinch hit or double switch he's a good first baseman he's got power he's still could hit they plan on using him at biloxi the same way so it's it's a situation i think in the pro game that were experimenting with we're all learning how this is going to work with you know the the angel what does that otani situation we're seeing how it works they do it in college a lot of colleges have one or two guys that do both we're seeing how physically this works out he's done a good job here he pitched really well yesterday had a very good at bat in his one appearance he walked so he he's doing a pretty good job and you know it's it's a big bonus if a guy can do that for for a.
"fullerton" Discussed on KTAR 92.3FM
"Call right now and ask for our exclusive fullerton four point checkup right now at eight hundred nine four seven nine five two to again be one of the first ten callers and ask for that fullerton four point checkup at eight hundred nine four seven nine five two to three stuff is helping you trust us your retirement strategy to ultimately reduce your stress about retirement when we come back stephanie is going to reveal more key areas they you need to assess stay with us this is a fortune financial our your retirement dreams begin with stephanie fortson of forwards and financial planning you're listening to the fullerton financial hour on the retirement news network whether you're approaching retirement or already retired transitioning into retirement can be a daunting thought where will you get income what if the mortgage dropped how should you take social security joint stephanie fullerton and her team at fullerton financial planning for a discussion about these factors and more all while fulton financial planning treat you to a complimentary dinner at arrowhead grill in glendale now you pick the date durtoux choices 630 pm on tuesday december fifth four thursday december seven at arrowhead grill in glendale reservations are required so call right now eight hundred eight zero three fifty seven twenty three to reserve your seats today that's eight hundred eight zero three fifty seven three seating is limited so call now to learn more about these events and how you can attend at no cost poyton financial planning eight hundred eight zero three fifty seven twenty three eight hundred eight zero 357 2003 or online at ports and fp dot com fullerton fp dot com insurance products may be offer come see hundreds of vintage inspired engagement rings designed exclusively by shane company our latest collection is truly a work of art our or melissa found inspiration for these romantic rings in the empty frames at the museum of fine art she thought wouldn't it be great to have.
"fullerton" Discussed on KTAR 92.3FM
"Up cd is limited all that information is on the website fullerton fp dot com and something we started the last few weeks or so stephanie is taking opportunity to answer questions that she has received either from radio listeners like yourself or from attendees to the workshop and without you know if if for example our first question is from jim and litchfield that jim has the question maybe others have that question but i will say this before i give stephanie the first question and that is that if you were sitting down with stephanie there certainly be an opportunity for asked more followup questions in this scenario in the setting the obviously that is an of a realistic thing we can't do that ring a jim on the phone bought him into a radio show we're not going to do that but we really think this is a kind of a fun and it goes away from you know today we're talking about income sources and how to manage them all these questions usually come from all over the place or not really one topics so stephanie with all that being said are you ready i am ready to go mark let's still at all right first question comes from jim in litchfield stephanie i have about four years left until retirement and i'd really like to have won million dollars in my 401 k at the time i finish working i should be able to achieve that if i save aggressively but i also have a lot of debt should i focused more on paying off the debt or piling up more money in my retirement accounts well first of all let me just say this cash is king it's king you if you can get debt played off that's the first thing that you wanna deal because when you go into retirement the more that you have a retirement and that is the more cash flow that you have the more you know that you're going to be able to do so i am all about getting debt paid off and maybe what that means is that you pull back a little bit on what you're contributing inside of that 401 k and less make it a priority to pay off your cash first are your debt first and then once that debt gets pay we can then begin get an aggressive again with those contributions inside of the.