35 Burst results for "Fullerton"

Balancing Conversations With Liberal Friends and Family

The Charlie Kirk Show

01:55 min | Last week

Balancing Conversations With Liberal Friends and Family

"Hey Charlie, my name is Jonathan. I go to cast a Fullerton. And I guess I have a simple question. Like in a family full of conservatives, we're kind of the minority in the grand family. I just want to know how I can converse with the rest of my family being like liberal. And especially my Friends as well. Without obviously causing Discord in too much hurt, I guess. Yeah. Well, never be the source of hurt. That's my first piece of advice. So don't be the one to call names or try to disassociate from people. But I think every conservative here in this audience would agree that you lost friends, but they left you. You didn't leave them. And I never support the severing of friendships over politics. But I'm also realistic. It happens all the time where people stop being friends with you because of politics. I bet every single person in this room could resonate with that. So look, this is a, this is a situation where you're going to have to balance. Are you going to tell the truth when there might be a consequence to it? And it's also how you say it. It's also how you communicate it, having that balance of a 100% grace with a 100% truth, trying to be magnanimous, and how you communicate, I think is really, really important. But also, you know, understanding that in family dynamics, you have to prioritize whether or not you want the family to kind of stay together, whether or not you want to make a political point. And I don't say this advice lightly. There's some politics that there's some families that should never discuss politics. And there's an argument for that. It's like they're so rigid in their beliefs. It's just going to cause a Civil War. Now, some people say, you know what? I'm going to say what I want to say and I know personally. Dozens of examples of parents that don't talk to children anymore. I think that's really unhealthy. I think it's not good at all. But it's a balance. I think that everyone should know where you stand. And then the final piece of advice is go to work on a family member where there's a little bit of openness.

Fullerton Charlie Jonathan
Ensuring Good Education in a Post-CRT World

The Charlie Kirk Show

02:07 min | Last week

Ensuring Good Education in a Post-CRT World

"Point chapter at your Belinda high school. Awesome. So last week on April 5th in a three two vote, my school board passed a resolution to ban critical race theory in my district. So my question is, what's the next steps to ensuring that we have a good education, even after that ban? That's great. So it's a two part dance. So that's great. Now you need to say, okay, let's get pro American curriculum in our schools. So what does that look like? Hillsdale college has done a lot of work in this. We're starting to do a lot at turning point USA. But we have to teach people, what is the American story? What is the problem? What is the proper way to view American history? What is America? Was it a mistake? Was it something that has kind of fell out of the sky? There's just a couple of things I'll share here that I think could really excite high school students that they're definitely not taught in school. America was summoned into existence at a time and a place that is very unusual. In fact, it's almost never happened before in human history. Most civilizations are countries stumble into existence. They're not summoned into existence. I want you to think about that. There was a decision to create America. China just kind of existed and it was kind of the Yangtze River valley civilization is kind of built into itself. In this river valley in India and so on and so forth. But America was a group of people that made a decision founding fathers. We have a set of principles. We don't like what's happening. We're going to declare independence of things that are always true. And I'm afraid that most young people are not just being taught that even we're serving taught the opposite. They're being taught to the founding fathers were racist bigoted slave owners. And they don't know their history. They don't know that the first antislavery convention in America was hosted in Philadelphia by Benjamin Franklin in 1775. They don't know that 9 out of 13 states before the constitution was ratified in 1787 had already independently abolished slavery. They didn't a lot of young people never top that Vermont was the first state to abolish slavery in 1777, inspired by the Declaration of Independence. So the next step is get your local school districts and not just teach this, but inspire young people to be excited about the country they live in. A lot of young people, I think, are

Belinda High School America Hillsdale College Yangtze River Valley River Valley China India Benjamin Franklin Philadelphia Vermont
Charlie's Advice for Students Being Alienated for Their Beliefs

The Charlie Kirk Show

02:12 min | Last week

Charlie's Advice for Students Being Alienated for Their Beliefs

"I was wondering if you could give some encouraging words to students who are being alienated by teachers. Their communities and their friends because of their Christian or conservative values. That's a really important question. So students that raise your hand if you think you've been great at differently or treated differently because your beliefs basically every hand goes up. So that's right. Marco says worth it. Yeah, look, I want to say this. So there's a disagreement on the right. And I have a lot of respect for Ben Shapiro, but he has a different answer than I do on this. And I'll kind of say this. So Ben, and this is not precisely your question, but I'll incorporate it. So the question, here's the question, do you lie on your term paper or how you present yourself to your professors to get a good grade? That's a question a lot of people ask, right? It's easier to kind of hide and to not confront things. So Ben says, yes, lie, misrepresent your beliefs, get the good grade and get through college or high school. I see it differently. I do not believe getting a good grade is nearly as important as creating strong people, filled with integrity, willing to fight for truth at all. And so now why am I bringing this up? Because if you wanted to kind of, those of you that are conservative, wanted to have an easier life than just pretend to not be a conservative and just keep your head down and just pretend to be something that you're not and delete your social media. I think there's a lot more important things in life than that. So the word of encouragement is this first something that is true that you don't want to hear and then something that is true that you probably will want to hear. It's never going to stop. You will be harassed called names, demonized, victimized. You will be smeared and slandered. You will lose a lot of your friends. And you'll doubt whether it's all worth it. Sound fun, right? Well, here's the second thing though. You will be a stronger, tougher, more resilient person that will look around at your peers one day while they're worried about whether or not they're being called the right pronouns, and you will be you will have your direction, you'll have resolve, you'll have an intestinal fortitude. You'll have Gusto that will run circles around an increasingly fragile society and you will have what is so lacking in America

Ben Shapiro BEN Marco America
We Need to Move Away From Dense Rental Housing AKA Liberal Hotbeds

The Charlie Kirk Show

02:37 min | Last week

We Need to Move Away From Dense Rental Housing AKA Liberal Hotbeds

"So I went super viral yesterday. I don't have you guys know. I don't have Twitter. We can wait so great when you don't have Twitter and someone texts you that you're trending on Twitter. It's awesome. It's like, so I did something worthy of still trending on that godforsaken website at wasteland. It's so funny when they're tweeting at me on Twitter. I'm like, you realize I don't have like okay, sure. So I said something at CU boulder that's really true, which is that we want we should make it a goal to try to have more young people to own property and make it easier for young people to be able to own property, that we need to have less renters and more people that own property. And at times, there's an unexpected cost and this is a thought experiment, and it's proven through data. There's an unexpected cost to having development that prioritizes renting, especially development that goes over 5, ten, 15, 20 stories. In fact, when you have concentrated population density, those areas tend to be a lot more liberal than areas that would be more suburban or rural. Now, I said this and I said it in a way that really bothered people where I said that tall buildings can be a prerequisite towards a city all of a sudden taking a turn away from being a conservative city to a liberal city and they just like lost their mind like how dare you blame tall buildings. I was like, okay, well, obviously I'm not blaming the height of the building, right? I'm making an argument that population density and having people living on top of one another creates a couple of factors. Like the tragedy of the commons. When everyone owns something, nobody owns it. And so you're not actually responsible for the dog park, you're like one 100th responsible for it. And then all of a sudden, you might be using more public transportation than driving yourself so you're not as connected what gas prices might be. Or a car insurance payment. I'm not saying there's anything inherently wrong with those things, but they definitely foster an environment that makes you look at things more collectively and less individually or kind of less in a way of what are all these different factors. And you guys know this when you rent, there's a way to find out, but a lot of people pay rent without actually looking at their bill, you're usually immune, not immune but you're not totally dialed into what the property taxes are and to kind of what all the other factors are. You just kind of pay your rent and you move on. But when you own a home, you know what your property tax bill is. And you know whether or not property values are going up or not. And so I said this, they lost their mind. I totally stand by it. I don't know why that was just like such a triggering thing, but like we should try to encourage young people in particular to try to own homes and to try to actually be able to be in communities that are not as population dense as urban cities that I believe actually create liberal thinking habits and behavioral habits.

Twitter Boulder
Elon Musk Is an Example of What We've Lost Over the Past Few Decades

The Charlie Kirk Show

01:28 min | Last week

Elon Musk Is an Example of What We've Lost Over the Past Few Decades

"We're at this moment where Elon, and this is what I really want to kind of focus in on, which is Elon is an example of what I think we've lost in the last 20 or 30 years, which is someone with legitimate power outside of the government coming in and fighting for regular people. And that is something that was worthy of reflection for a couple of moments, right? Because we're used to the opposite. We're used to Zuckerberg putting $400 million into our elections to have mail in ballots go everywhere, right? We're used to kind of this idea of, you know, CNN and all these massive mega corporations coming in and crushing the week. And kind of out of nowhere, the very person who is a creation of the American left and I'll prove it to you in a second is now the person who is offsetting it. So a majority of Elon's wealth is because of the green energy nonsense that they've been pushing. If it's so hilarious, right? Elon is only powerful because they want to get rid of fossil fuels. So they want to get revolve fossil fuels and drilling. Well, someone has to be a beneficiary. Okay, the electric car guy gets all the money. The problem is they did not realize they couldn't control him. So like one of the, one of the tweets here is from this person, I don't know, their name. Elon Musk is why we need to abolish billionaires. Okay. Asking them, asking them to chip in their fair share isn't enough. Regulating them isn't enough. This is a bleach check mark person on Twitter. When people are allowed to acquire this month's concentrated influence, they'll inevitably manspread economic power into every other form of power.

Elon Zuckerberg CNN Elon Musk Twitter
Why Charlie Was Banned From Twitter and Didn't Grovel To Get Back On

The Charlie Kirk Show

01:40 min | Last week

Why Charlie Was Banned From Twitter and Didn't Grovel To Get Back On

"I want to talk about a couple of things in particular, and then we can go into some Q&A, which is obviously the most fun part of all this. So I don't have a Twitter account currently. So I got banned from Twitter. You might know this. So this has been one of the most interesting unexpected news cycles in my whole ten years of doing this. So I got banned from Twitter for participating in dead naming. Do you guys know what dead naming is? Okay, I didn't know before I tweeted. So here's one of the things and I'm technically suspended from Twitter, not banned just to get the words correctly. We'll get into what that means. So here's how you know you're living in kind of a tyrannical moment. When you can't keep track of all the rules that you're supposed to follow, I mean, if you're like me, I can't keep track of all of them, right? They're going to kick you out of a social club or social media because you're like, wait, what even is that? So I tweeted out, I think a month ago about the current health czar, a person by the name calls themselves the name Rachel Levine, whatever, okay? And I said this person used to have a name Richard Levine for 54 years of their life and then transitioned. Okay, whatever. And I said that in a tweet and then you can't even use the name that used to exist, right? Can't do that. It's called dead naming, so you lose your account for that. And then in kind of like a Soviet show trial way, Twitter comes out and they say, okay, in order to get your Twitter account back, you have to admit that you violated our hate speech policies and press the delete button. So we very well could have done that. But happened to the Babylon B like two days before that. And then it happened to us. And I thought to myself, you know, I traveled to these events all across the country. And I tell young people involved at turning point USA, you know, it's worth fighting for conservative values. But it might cost you

Twitter Rachel Levine Richard Levine USA
If California Weather Was Like North Dakota, There'd Be Nobody Left

The Charlie Kirk Show

00:41 sec | Last week

If California Weather Was Like North Dakota, There'd Be Nobody Left

"But it's great to be here. I love California. Let me say this this way. I love parts of California. Well, I don't know. Let me say it differently. I love the people of Calvin. I love some of the people of California, but I have a whole theory on California, and it really is a test of how important is whether in your life. That really is the question, right? I mean, you wake up, I woke up very early this morning. And a morning in Southern California say, all right, 18% income tax, homelessness, vagrancy crime. All right, if this is the trade off, then so be it. It really is the great test of weather. Because I guarantee you if California was like Fargo North Dakota in the winter, there would be nobody left.

California Calvin Southern California Fargo North Dakota
Charlie Sees Such Great Promise Across the Country

The Charlie Kirk Show

01:19 min | 2 weeks ago

Charlie Sees Such Great Promise Across the Country

"You asked a question about what I'm seeing. I'm seeing such great promise across the country. When we visit college campuses at turning point USA, we have a big problem. We can't find rooms big enough to be able to fit all the kids that want to show up to our events. At Berkeley, Cal Berkeley, everybody, the liberal epicenter, and look, I'm very sensitive to spiritual oppression. When you go to Berkeley, I literally brought a guy that does deliverance with me. Victor marks. You might know him. He's special. Has he ever spoke at this church? Oh, he should. He's great. I brought my own deliverance guy, okay? It's like some people will bring a personal trainer. You got to bring a delivery sky when you go to Berkeley. And we, there were people knocking on the Windows trying to get into our event at Berkeley that wanted to hear what we had to say. Couldn't find a room big enough. Same problem at Boulder. Same problem at Fullerton. Where was I last night? Yeah, and Milwaukee last night with Candace Owens. And we had so many people, the great Candace Owens. And we had so many people wanting to come in. And the polling shows this, by the way, the polling shows that most young people are dissatisfied with the regime, 21% approval rating of Joe Biden, but it's deeper than this the politics, right? That's just kind of their complaint against what's happening. There is a curiosity. There's a yearning.

Berkeley Cal Berkeley Candace Owens USA Victor Fullerton Boulder Milwaukee Joe Biden
How Does Charlie Have So Much Energy?

The Charlie Kirk Show

01:57 min | 3 weeks ago

How Does Charlie Have So Much Energy?

"Charlie, how and where do you get all this energy to travel over the place and do these events at the same time be married and tend to your marriage and have time to do hillsdale courses? I'm just ashamed of myself and my time management. Thanks so much, shabu. So look, we do a lot and we don't we don't rest a lot. But, you know, we do three hours of radio a day, which translates to three podcasts a day. We do one on Saturday one on Sunday. Just this week, I had an event every single night except Monday. Kris kross in the country, not to mention the work we do at turning point USA. And running that and managing that, we have a great operational team thankfully that we've been able to put there, but also raising the money for turning point and our 250 plus full-time employees. So look, I don't sit still well. There's work to do. I mean, you got to make a decision in your life where you just kind of sit around and hope things get better. You're going to start to do things. And you will live a much more meaningful life if you act. You'll live a much more meaningful life if you figure out the teleological reason for existence, which is just a really fancy, unnecessarily academic way of saying the purpose. What is your purpose? And so we've definitely found ours. And it's a grind sometimes. Travel the country, you're in new places every single day. We're doing one event tonight and then we got the two tomorrow and next week will be in Fresno and we have not we only missed and it was mainly because of a tactic up one hour of radio this week. So we were on the entire week, we also did the event with the great Candace Owens, a university of Wisconsin, Milwaukee, and that's coming off of last week where we did Berkeley boulder and Fullerton in a 72 hour window, and only missed one day of radio last week. So you guys helped make all that possible when you get behind our program and you help turning point USA and you help us. You subscribe to the Charlie Kirk, show podcast. Look, we're a podcast of action. And there's radio program of action. There's very few that are like that.

Kris Kross Hillsdale Charlie USA Candace Owens Fresno University Of Wisconsin Milwaukee Fullerton Boulder Berkeley Charlie Kirk
Michigan State survives, edges Davidson 74-73 in NCAAs

AP News Radio

00:41 sec | 2 months ago

Michigan State survives, edges Davidson 74-73 in NCAAs

"Three of the four games played in Greenville South Carolina produced no surprises in the west number two C. due to peace cal state Fullerton seventy eight sixty one and number seven Michigan state holds updated since seventy four seventy three in the Midwest number two Auburn beats Jacksonville state eighty to sixty one and number two in C. by me upsets number seven USC sixty eight sixty six on two free throws with three seconds left from Charlie Moore I just want to know your one sentence after from my teammates no say we need to make some plays no I just want to you know get involved you know make my teammates better make shots when needed no I was just no trying to steal my will to win to quote me Michigan state and Auburn will take on Miami on Sunday I'm Mike Reeves

Cal State Fullerton Greenville Charlie Moore South Carolina Auburn Michigan Midwest Jacksonville USC Miami Mike Reeves
What It's Like Being an Open Conservative on a College Campus

The Charlie Kirk Show

00:57 sec | 3 months ago

What It's Like Being an Open Conservative on a College Campus

"Talk about what it's like being an open conservative on a college campus and do any of you feel as if you've been great at differently or outwardly discriminated against. I'm going to use that word because of your conservative beliefs. Oh yeah, absolutely. Charlie, so just recently, the daily caller wrote about it. The situation at Kelsey Fullerton. They've openly attacked me for being a Christian for being a veteran and Latino conservative. They've tried into silence to me and the salt me on campus. But I come from a background of a warrior mentality. So to me, I think it's fun. I think it's worth the fight and I think it's important that someone does it without fear. So by then you mean the administration. I mean, the progressives club and just anyone who would identify as the leftists on our campus. Now, if you were to, let's just say dish out what they put towards you. You would probably be investigated by. I've said it before if we acted the way they did with the insults and cultural violence. We would be punished at the highest standard. It should be that way. But we don't act that way because we're conservatives and because we are Christians.

Kelsey Fullerton Progressives Club Charlie
"fullerton" Discussed on Heyer Today

Heyer Today

08:06 min | 7 months ago

"fullerton" Discussed on Heyer Today

"Previously on here today people just assume as a genre naumov regency romance. She's one of them. She's like them's and she isn't you know and it's annoying. Maybe the publishers have the courage of their convictions to sell them as intelligent sprightly. Funny rewarding books. There seemed to be the thing. I've really noticing the last ten years or so. Is this decided. Shift in attitude. Georgette hair and i think that's to do with the enduring nature of her novels affected. She still a bestseller nearly one hundred years after she published her facebook. I don't really know why they haven't made something before now. I'm not sure how much i can say about that. I'm not gonna speak school. I now at georgia head convert. It's fun it's a bit challenging. The overall i would say mcconnell convict came into thinking on reading not going to be such anonymous thing but can we thinking icm flat. I read that. This is hair today. In which i interview. Knowledgeable experts and fans about underappreciated regency. Romance queen georgia hair. If you've been following along welcome back if you just dipping in please go back and listen from episode one. It's an unmissable interview with the one. And only stephen fry all about his love of the author and her heroin. Jane austen actually is always a lot of love austin on this pod. We bowed to genius as she had such a big impact on hair by the way. I'm finally pronouncing austin correctly after. I narrated jennifer clusters wonderful novel. Jane austen's ghost and found out. I'd been butchering her name. Like a total plebe this whole time like the first half of the season in our book club episodes not only. Will you get to find out if i manage to convert new readers to her work. You'll also get all about his life with our crack team of voice actors recreating key moments. It's a hoot in fact this week. We'll be talking to the president of the jane austen society of australia susannah fullerton. She's also an oem recipient order of Fancy as well as a member of the royal society of new south wales editor to this. She's a marvelous author and literary historian. Who is an expert on both austin and hair. My second guest is book blogger. Eleanor turn his website jane. George it is really informative but hair and her works as well as the comparison between hand idol austin with a background in publishing and editing was almost as big of a fangled these authors as i am i've been looking forward to chat for ages and finally it's time here. We go if you don't mind introducing yourself. I'm susanna fullerton. I'm the president of the jane size of australia and have been for the last twenty years for my sins and also a huge georgia's busiest and sydney. I've been involved in organizing to georgette heyer conferences about four years apart both of which have been very successful events with a huge number of people coming along to them so a great fan of both authors who are very different than their own ways and yet also of course villon carmen. How did you realize people would want something like that. Well the conference came about. Because i've got two very close friends. Who are both in the jane austen society and we regularly meet for lunch and we ended up talking books which is our favorite subjects and i said we love jogesh hair and there are lots of other people out there who seem to as well. Why don't we take the risk of planning. Believe what we thought was the world's first Hair conference so we decided we'd just do it how so's took a big risk wondering if anyone to not and It was virtually booked out so it was really popular and people heard about it afterward. Sit all right. Not that was on on a com- if no so after a while we thought well it's time for another one. This plan something. Nice with some different speakers. And jennifer kloster who courses the have i offer aside came along was a wonderful cass- of filming when the georgia's hair house in wimbledon got its blue plaque. So they've got the conference off to a fabulous staff but we felt that was the second one we needed to do something a little bit different and produce book close to show the people around the world have loved his novels and been influenced by them in their own writing and so we decided we would write to a great range of different people historical novels teachers librarians members. Jane austen society and ask them to a contribution to the booklet. Saying how Influenced them change their lives and of course given the untold hours of reading pleasure. We had one contributions. Booklets has been selling like hotcakes which seems to speak to the fact that there is quite a strong link between austin and hair. Can you identify those links. Will i george had described as the poor man's jan asta. One is writing in her own era. Jane austen and hair isn't historical novelist sitting her novels. Back in the past as a result of co she has to give a lot more explanations about all the things. The genostim takes the garage hair teens to explain in hers but ten of course is the depot richer novelist. She is the great genius of world literature in my view hair. I think does what she does superbly. Well she was a true crafts woman. She had a wonderful sense of humor. She doesn't waste to woods he's funny. She's innovative. And i think you know she's now really starting deeply recognition that she deserves and so serious writer with george it has been since in the past that people have been rava closet readers of her novels that he was a sort of guilty pleasure that you didn't really admit to prestigious literary circles. There's nothing is changing the law and our conference help to bring about some of that. Change people thought. Oh well if you know at least distinguished writers and academics love hayes novels than i can admit to nothing to actually never makes a mistake when it comes to historical detail. She's not she creates a amazing range of characters. All of those novels and almost never repeats itself so what she did. She did quite supposedly. Jane austen in the class of her own. But she to fountain niche and built was writing in that niche with absolute brilliance. And do you think there's something about the regency era novels in particular that for some reason we kind of still relate to what do you think that is to be different but i think in some ways. The regency seems more modern to us than does the victorian era the victorian era so religious. And rather puritanical. There was such a terribly strong emphasis on Women should go. And where's the regency people could be a bit not are they were mistresses. So i think in many ways. I seem rather more modern to us than the that came afterwards. It's certainly most attractive. Era fashions the design the houses so much interesting historical stuff going on revolutions and wars with france. Prime ministers being shot asam in all sorts of different things going on. It is a really intriguing era. And i think that is passive of is appeal while she wrote other novels in the medieval period or time of the restoration. They were never a successful. It's the regency that people really love and fiction. Most.

Jane austen georgia austin jennifer clusters jane austen society of austral susannah fullerton royal society of new south wal idol austin susanna fullerton villon carmen jane austen society jogesh Georgette stephen fry jennifer kloster mcconnell georgette heyer jan asta Eleanor facebook
"fullerton" Discussed on KTAR 92.3FM

KTAR 92.3FM

05:02 min | 11 months ago

"fullerton" Discussed on KTAR 92.3FM

"Been doing the seminars that are being offered every week. You find out when and where and how to sign up for those right on the website fullerton FP dot com. All right, Stephanie, would you say this when you have people come in or call? They asked questions would be my just my right. They ask them questions or concerns correct. Absolutely. All right. Would you say, though, that when a married couple, for example, gets into retirement? That they really have big decisions to make. And it's kind of a big game of would you rather you probably play. Would you rather with your grandkids, right? I love that game. All right, So we're gonna play a little game of Woody rather with Stephanie here in our final segment Now I always like to have fun. Stephanie is a serious focused, you know, Entrepreneur runs your own company is helping thousands of people across the valley. But I'd like to have a little fun. So I want to start the first question of our would you rather game today. With this, Would you? Stephanie Fullerton, rather have unlimited pasta for life or and I think it's an easy answer. Unlimited tacos for life. Ah! Okay, That's a hard one. Uneasy. Well, it's so easy. Yeah, absolutely wasn't easy. That was an easy one. Because I like Italian. Okay, tacos, the tacos. You can have tacos. Lunch, breakfast dinner. Anytime. Tacos are great. Okay, fine. I don't think I could do pasta breakfast. I could use lunch and dinner with pasta. But tacos. I could do it all the time. So All right. So you're one for one. Congratulations. Now the rest of these, though I want you to think about your own retirement to we'll ask Stephanie these questions because these are some of the decisions are going to have to make when you get into retirement, So let's say you and Steve are going to retire, okay? Would you rather spend your retirement living in your own home? Or would you rather move to a retirement community and I'm going to give you a caveat with that? Do you think that answer to that question changes? That's a 65 or 80. Okay, so defined when you say retirement community are you talking about, like a retirement community? Yeah, we're just living. You know, you're in Sun City west. You're in Sun City west. Yeah, you could be in the absolutely Easy, Easy, easy, easy. I want the retirement community and I'll tell you why. Mark what I love about retirement communities, and I see this all the time with my clients. They will retire and retirement communities and in these communities, everybody is God. They don't have the Seen it fences up. They want to be friends. They what the community they want to golf together. They want to play cards together. They want to meet at the club. I love the communities that are being built inside of these retirement communities. So for me, that's very easy. I want to enjoy the retirement community and all the amenities that come with it. And no yard work. Well, for most part, for most part, I guess it depends. Like I said, depends. There's different levels of all of those. Yeah, Yeah, All right, all right. I'm good with that. So here's my point, these kind of questions because I think a lot of people go. Oh, well, Fortune financial planning. It's all about money. You're not your relationship based company. You're about helping people and things will change down the line. So we've got to be able to adjust the retired plane. You've talked about that. On the program today as well, that this is really these are the kind of questions you really enjoy delving into with people not so much about. Hey, you've got this stock and that bond and that, you know for life insurance or annuity or what have you The tools are important. No question because I create our income, But it's these are the questions that are more about life. Yes, yeah, you know, mark just this week. I love it that you segued weight into that because you had Here's Here's what I want to say. This week. I'm sitting down with a gentleman and You know, he begins telling me about his relationship with his advisor Back in Chicago, he says something. It's not a big deal that he's in Chicago. You know, we jump on the phone, we jump on Zoom and, you know, today's modern technology makes it easier. It feels like it's across the street. He goes, But, you know, maybe I talked to him once a year. And so if he happens to be in Arizona, golfing Holcomb and say, Hey, do you want to go? He does, But I tell you what, I really miss Because I missed that relationship. I miss sitting down and just visiting and talking. And, you know, I began talking to him. I said, What does he do for you? He began kind of laying it out. Well, you know, he'll call me and say, Well, what do you think about this? Or what do you think about that? Because it really what I'm looking for. Is Stephanie for him to call me and say, Hey, John, have you have you thought about taxes? Have you thought about taking those 41 case in those iris and have you thought about doing some conversions? You know? Hey, John, Have you thought about maybe contributing just what your company is matching in that 41 K and then taking the remaining of that money and let's focus on how to be tax efficient in retirement to create some tax free income streams. You know, I began listening out the things in his advisor had not talked to him about he and that talked to him about the importance marked the importance of avoiding probate to be fully, you know, have things in a trust he had not talked to about.

Steve Stephanie Fullerton Stephanie John Chicago Arizona This week this week today Sun City west 80 65 41 K once a year fullerton FP dot com Italian Holcomb first question thousands of people 41 case
"fullerton" Discussed on KTAR 92.3FM

KTAR 92.3FM

06:03 min | 11 months ago

"fullerton" Discussed on KTAR 92.3FM

"Fullerton FP dot com Have a couple offices one off the Thunderbird in Northwest Valley Road? What is that? What it wrote? Is that the one? Oh one, the what or what I want, I don't want And then, of course, the new offices down in Tempe Town Lake, you can always find out more about those which want to be more convenient for you to pop in and chat about your retirement. Fullerton FP dot com. If you have questions about anything that Stephanie talks about today, you're like, boy, I'd like to learn more about that. Oh, I've never thought about that. I need to learn about that. Call the team. They're here to help 809 47 95 22 Stephanie will give that number throughout the program. 809 47 95 22 You know Stephanie, the required minimum distributions The rmds and Forbes says required minimum distributions from your retirement account. Can trigger the highest penalty in the tax code. If you do not follow the rules, so we're going to talk about R and D s for while we're gonna get into some other topics as we move along in the program today as well, But rmds, I think maybe we should just Kind of touch on R and D is about that They have changed. The percentages probably haven't changed and they are something that you do once and you stop. You have to keep doing it once at a certain age used to be 70.5. It's now 70 to explain to us what in the world is a required minimum distribution. Well, it's one of those little tax bombs that people don't realize until they get to 72 again. Like you said it used to be 70.5. Then we had the Security act last year, which changed it, and it basically said, you know, in January of 2020 if you were not yet 70.5. You could wait to 72. If you were 70.5 are older. You had to continue to take out your required minimum distributions. So what this is is this is a requirement for many, many years. The IRS Uncle Sam, our friend has said to us. Hey, you do not have to touch this money. You can defer it. You have not yet pay taxes on it. But at some point in time again, 72. You will. Have to take out a minimum distribution. So in a lot of cases, Mark, what happens is we start being required. For some people. They don't need it. They don't need that. Those extra dollars Or maybe they don't need all of those extra dollars, but because they are required to because they are forced to, and they certainly Do not want to pay the penalty Mark. Did you realize that if you are required to take out a distribution, and you don't that the tax code says that you could incur a 50% penalty, So if you're supposed to pull out $10,000 you did not. You're now paying or pulling out 15,000 because it's a 50% penalty and you got to pay taxes on all that money. You better believe you've got to pay taxes on all of that money. So we want to make sure that your number one taken it out if you are required to, and then you've got to think about it, Okay, when I'm required to do this, so we're taking it out of what IRAs 41 case all of our tax deferred accounts. Yeah, there is. There's one little caveat in there if you're still working at 72. And you have a current for one K. You wouldn't have to take it out of the current for four. Oh, one k. But if you have any IR AIDS or 41 Case four or three B's anything that is from a prior employer, you are required to take out those minimum distributions. And if you have a let's say you have four IRAs, those you just total them up and pull the percentage out and you can do it out of any or all of them. But the four Oh one K would be different if you had four IRAs and 114. Okay, You'd have to pull out of each right. Yeah, that's correct. A lot of people again. Another misconception and then also, I think it's point to mention you are not required to take out rmds at a Roth IRAs. So if you have a Roth IRA, that rule does not apply to that because you already paid the taxes because you've already paid the taxes and hopefully you've had it for five plus years and now it's tax free, which is incredible. Because now you can Take money out of those Roth IRAs and it not pushed you into a higher bracket, so your tax rate would stay down. And the other thing that we were going to mention is Oh, I see. Mark. This is what happens. We're live on radio, and I absolutely forgot the point that we were going to just talk about. It was about R and D s. Well, last year, they suspended him because of the pandemic. You could check him out. All right, Take him out. Yes. You know, a lot of people also asked me Mark this. Hey, Stephanie. I'm going to be 70.5 and January. Okay? Should I? I take it out. And, um, January are theoretically I could, um I could actually wait to the next year. Okay. Until the following year to take it out. I always say, Take out your rmd. The year that you turned 17 they have. Don't let it accumulate because next year if you let it accumulate Not only do you have to take it out what, actually 72 a half now 72 no halves anymore, Which is not? No, that's right. So you don't want to wait because you don't want to have to then take out to rmds in one year. That makes sense. So required minimum distributions. The Secure Act changed that age from 7.5 to 72, the Uncle Sam and the IRS. We're thinking. Hey, there just out of Stephanie's just out of college. Why don't we let her grow her nest egg before we start taxing her. We don't want to tax the seed. We want attacks are on the harvest. So really smart because there's a lot more money and harvest and there isn't a seed. If you have questions about this because you don't want to miss it. As Stephanie said, It's a 50% penalty. If you miss An rmd that you're supposed to take out 809 479522 is a number no cost to sit down and chat with the team or just column. Ask him some questions If you have that 809 47 95 22, because at the end of the day, you know you mentioned the Roth Now we don't have to do rmds because we've already paid the taxes on it. This is one of those things..

Stephanie $10,000 15,000 January of 2020 Tempe Town Lake 809 479522 809 47 95 22 50% Mark 70.5 January 70 Northwest Valley Road next year five plus years Security act today Forbes 7.5 72
Arizona Police Shoot Suspect Who Struck Multiple Cyclists With Vehicle

The Fullerton Financial Hour

00:34 sec | 11 months ago

Arizona Police Shoot Suspect Who Struck Multiple Cyclists With Vehicle

"Casualty event happening this morning in show Low Six victims are recovering after a black super duty Ford pickup truck struck a group of cyclists participating in the annual Like the bluff event near Highway 60 Kristen Slater with solo. Police says the suspect, then fled the scene. Officers attempted to stop the suspect, which ultimately led to the suspect being shot. Six victims were transported for listed in critical condition in two in critical but stable 2 to 3. Others walked in for treatment, and one was air back to Phoenix. Ali Ventnor K T. A R news.

Kristen Slater Pickup Ford Ali Ventnor Phoenix
Suspect In Orange Mass Shooting Charged With 4 Counts Of Murder, Arraigned From Los Angeles Hospital Bed

BTV Simulcast

00:38 sec | 1 year ago

Suspect In Orange Mass Shooting Charged With 4 Counts Of Murder, Arraigned From Los Angeles Hospital Bed

"Out Wednesday's mass shooting at a real estate company in the city of Orange is now charged with four counts of murder. Dina Kodiak has more Mean adopt. Gonzales of Fullerton is also charged with attempted murder and faces special circumstances and make him eligible for the death penalty. The 44 year old defendant is scheduled to be arraigned from his hospital bed Monday because he remains unconscious. Gonzalez allegedly opened fire it unified homes on West Lincoln Avenue, killing four people, including a nine year old boy. Gonzales was shot by police in the courtyard of the building detective say he targeted the company was acquainted either personally or professionally with the victims. Brendan greenest,

Dina Kodiak Gonzales Fullerton Orange Gonzalez Brendan Greenest
Four people, including child, killed in Orange, California, shooting

Rick Hamada

00:25 sec | 1 year ago

Four people, including child, killed in Orange, California, shooting

"In the shooting An Orange, California police say, is a 44 year old man from Fullerton nearby and that he knew his victims and locked the gates behind him as he went to carry out his attack. Please say At least four people were killed following a shooting at an Orange California office building near Los Angeles. One of the victims of child shots were still being fired. One Please arrived. Fox's Sean Langil that child was nine a setback

Fullerton Orange California Orange California Gates Los Angeles Sean Langil FOX
A highlight from My College Experience in a Nutshell (Part 1)

Graduation, Here I Come

01:15 min | 1 year ago

A highlight from My College Experience in a Nutshell (Part 1)

"Spring semester. Two thousand eighteen for one is the first semester. I got to go outside of campus to report. For example i cover a civil court case regarding property dispute. I attended a neighborhood council meeting a few blocks away from my house. The semester is also the continuation of my second year in a university pep band when the semester starting in january. I didn't anticipate ticky of what might become the most fun semester. I've had the band. Ceaseless women's basketball team was on fire. The band include myself as a every home game. Cheer them since. I commuted campus every day. I would always stay on campus on game days and usually at the library either doing homework or studying between my last class and before the game starts fast four to march college basketball playoff time. The men's basketball team missed the playoffs that year but the women's basketball team was in for a journey. It all began on march six when the band cheerleaders and dance team border buses to cal state. Fullerton where the first round of conference playoffs was being played like the year before we had snacks on board. We played mario kart embalmer man. We told stories and dare homework using our phones as hot spots that night season defeated hawaii the first round playoffs

Basketball Fullerton Mario Kart Hawaii
Accent Bias and the Myth of Comprehensibility

Immigrantly

08:22 min | 1 year ago

Accent Bias and the Myth of Comprehensibility

"Few weeks back. I brought up. The topic of accent buys on our social media pages. I talked about how. I was initially worried about weather. My accent would be an obstacle in launching a podcast. The way i see it in bias is pretty much everywhere. And it is perpetuated through american pop culture for instance. I'm sure a lot of you remember up from the simpsons. Thank you gumming. A and you see whether igloo hot to lean to order geodesic. Dome there's no structure. I have been through which. I'd rather call my home. Where i i've you would. I'll search. But now i've come through law your quirks maggie with her eyes so bright mart with hair. My gun philosophize box set depth. That spinning former story about this one nella leaks. Quickey might not hear that part. Yeah that one now walkways. A quintessential stereotypical character based on a white basins interpretation. What an indian soundly or sounds like. There's no denying that apu was funny but the problem is that most of us were laughing at apple rather than laughing with the character may have appeared harmless but it caused a lot of distress to people were already struggling to simulate or kids of immigrants will perpetually believed in schools to be honest. It's not just the media even. Ai has an accent bias. I can go on and on about how apple siri continues to discipline me to speak as in weeks so do google home alexa now. Apple and is do claim to have inclusive voice recognition systems. But i don't think that is true but coming back to my social media post. We had a tremendous response from your on this topic so many if you chimed in on the conversation on the different aspects of exim bias and many of you expressed interest in hearing an episode on the topic. Well ask and you shall receive our guest. Today is someone who's short to bring an expansive perspective on the topic of accent bias. Professor which occur borsi is a licensed speech language pathologists to ditches at california state university fullerton in the communication sciences and disorders department as linguist. His research has been featured in a multitude of scholarly journals. You're listening to immigrants. I'm your host saadia the hunt these kids in a very subtle manner. When they're speaking english to you they might allow more of their first language. If at all there is any remnant first language left them with you so they will sound little different with you. Listen to them when they are talking to a person who was born and brought up here in america. Thank you for coming on immigrants. I am so excited. Do have this particular conversation with you messiah. So what we're going to talk about today is so intrinsic to who i am and how i view myself so it is personal but before we dive in. Can you tell us about how you entered the world of linguistics. I was a student of speech and hearing science in mumbai. India and of course i was dealing with kids and adults with communication disorders speech in hearing both then one of my teachers who was a linguist from johnny. I got very motivated to understand the intricacies off language than how each every would of sound in different combination can evoke all sets of biochemical responses within us for example. You hear a single word you start crying you hear another set of sounds come catinat together. You raged you feel loved. These are biochemical responses. That are happening. So i was very curious to understand the so-called power behind those acoustic signals. So that's how it started. And then of course the psycholinguistics bod was an integral part of everything. And how did you end up in the us so once. I finished my masters in linguistics from bombay university. I started doing some social work on his work then. I came here to do to do my doctoral degree. In speech physiology with a special interest in cross linguistic interaction where one language than influence the language and back and forth. How that interaction goals. And how that is reflected in our muscle movement so that helped area of signs motivated me to come here under my phd. Let's stock about the accent bias. That's something that i have recently become more aware of. Although i would say this. I am very proud of my accent. I don't have any issues with it. But i didn't realize how it impacted my interactions with other people and i feel like before we talk about accent bias. In general we need to address the fact that much off. Our framework of the conversation is because english as the language has this global linguistic cloud right And i assume that is the result of clooney lysm and imperialism. In your opinion wral us think there are certain accent privileges that are tied to specific languages. That have an easier time. Pronouncing english are being phonetically close or closer to english. Language for instance people from western europe or european population in general. The they have an accent. Privledge it is sensitive to where you are geography located at that particular point. In time you are. Who are you surrounded. What's the kind of people their socioeconomic and in addition to that as you have mentioned the history of colonization people coming from india versus another person. Speaking english from italy person. Speaking english from italy with a very distinct influence of their mother tongue in english will probably get more exotic advantages. Yeah even a person in the film industry even the bosom from the media industry but remember these are anecdote in some of my papers. I have mentioned that some social scientists they have mentioned it extensively that he has indeed. It's highly variable and that any ability is not bradley exclusive related to the history. It could also be related to the economic status of that particular country at this point in time how closely that particular country is a related to the powerful countries for example. If i'm one of those american power house and i'm viewing bosom from a country. Become we enjoy very good affiliation versus. If i'm conflicted with that particular country dose factors do influence my overall perception of that particular

Quickey Apple Borsi California State University Fu Communication Sciences And Dis Saadia Bombay University Maggie AI Clooney Lysm Mumbai Google America Johnny India Western Europe Italy Bradley
A Conversation With Britney and Caleb of Almond landscaping

Landscape Disruptors

05:10 min | 1 year ago

A Conversation With Britney and Caleb of Almond landscaping

"Caleb and brittany from almond landscaping. This is husband and wife team in. They just got done doing something that i think is one of those foundational kind of experiences on voting. They spent of. Was it a weaker a weekend. At a networking event and we're going to cover the importance of networking and mentoring. How are you guys doing. Thanks for having us good goodwill thanks for coming back on the air with us now. Can you just briefly. Explain to me what you guys were doing. My understanding is you. Went to a place called the hype house. What was that about it. It was an idea formulated a little while ago. But the the quick upfront of it is. It's the green industry. Hi house element was a gracious sponsor of the house and it was a collaborative event for a handful of influencers in the social media. Space in the green industry and a good chance for everybody to For a handful of I'd say well known Influencers come together create content network and You collaborate which is the theme of the day now from tiktok right. Which which credit. Paul jameson with With paul there because he came up with he kind of had the idea of these tiktok. Were doing these Like collaborative events or somewhat similar out on the west coast and he had floated the idea at one point a while ago of Doing a green industry version of it. Where a handful of people get together create content and do collaborative videos and podcasts and all sorts of stuff and And we're like well. Let's do it in the green industry. I reached out to to paul. Kinda push him on it and then it actually ended up happening mostly because of brittany on here in elizabeth fullerton. They kind of made. They're the ones that kind of made Made the gears made actually gears turn. I think so so now a lot of times when these guys get together to do these collaborations you guys. They'd benefit themselves right. I mean it's like oh you know i'm gonna borrow from this guy's audience get to see me. They i get but how does this feedback to help the industry as a whole. That's really the most important thing. Because if you're not one of the influencers that gets the benefit of of being there. What is the benefit to the audience What kind of content were you guys able to produce to help the guys guys that didn't get to be on the shortlist an invite to the event. Well it was in was i. I really consider myself Honored and privileged to be able to be involved in in the in the green issue hype house there and i would say what the main thing was. There was obviously a lot of You know collaboration between you know all the the influencers there and that was obviously beneficial for them but the audience one of the things. At least i can say for my audience. I was able to do things that i would normally do like through my instagram stories. And even our youtube channel and all that stuff is like. I went around with your sean spencer and brian fullerton a couple of days and britain a handful of people and we went and we would just go around. We're on anna. Maria island in florida for the week and we would just find local job sites and just go and tour the job sites and everybody would kinda report on it doing their own. Doing you know their own story. The way they do and bringing value to their audience that way just from a different location on different sites and mowing crews and just and so it was. It was a benefit i think to the audience of seeing you know some things in different regions Being reported by there. I say reported but really kinda was by their favorite Influencers wherever the right word is that. I know it was cool because like you were able to talk. Pavers on shawn spencer's channel right. And he doesn't normally provide that content his followers and jason krill who does fertilization and stuff. He was able to talk to people about that vice versa. Right jason creoles able we talked about fertilizing and stuff. I got on my channel so we took a tour around the neighborhood and just looked at zoysia grass bermuda grass and other stuff. I don't have in ohio. And i got a lot of questions for ten. How you care for it and so it was. It was a neat A conglomeration of information. I think the other thing we did is every night. We went live on a different person's channel and we made it to where people could ask questions And we filtered people in and out of the out of the spotlight so people could literally ask any question they wanted to any of the people and we were talking everything from favorite mowers too. You know how to buy or sell a business to how to grow or how best market and so really an event where you could get to you know for example. On like sean spencer shallower brian photons channel. You know we live on there. But they would see sean on there and they would ask sean about how they run a certain piece of equipment or how what their thoughts were on the best marketing practices or i would be on. Brian's channel or appeals and they would ask them paver heart scape related questions some stuff they may not normally have access to You know that kind of thing. So i think it was a really cool opportunity for for for the audience to to to get some in different information across a wide array of genres. Let's say

Hype House Paul Jameson Tiktok Elizabeth Fullerton Sean Spencer Caleb Brittany Paul Brian Fullerton West Coast Shawn Spencer Jason Krill Maria Island Anna Youtube Britain Florida Brian Photons Jason Ohio
"fullerton" Discussed on The Broken Comic Podcast

The Broken Comic Podcast

01:58 min | 1 year ago

"fullerton" Discussed on The Broken Comic Podcast

"Minutes so i cried the whole fucking fifteen minutes that the walk winter the office crying to untold them. What would happen whatever and this was in the gave me like this. Was the full bus pass. It had invaded gave you either. Eat the full bucks or or half fast. So can have anymore folds so i had like a half past and like my should still a membrane to this day like you know this month of its up. My shit amen. You could have gone a buck fifty like a like. I remember being on the train back in the day. And like i've seen this guy's whole like face cut up. And i was like oh i never i never want you know. He was leaking. Like i never wanted to get on a train. Ev again and Well i got it. They gave me a new one right. So that was good right I don't know how much later was but you know. I wish i knew that i was coming back then because it would have been easier to be accommodated that this why am saying but like i was a bit of a smart aleck just just like every comic was wrestle. So so this time. I had One time had wishing add on it. It might have been detention or or like Absolu- program of some sort of you know the the hood cambridge is being a little bit out there and shit and and i says you either assess slump in smart not to him. But what's the teacher as far as the answer or or looking in black school you don't you don't answer the teacher not back dead..

fifteen minutes One time fifty
"fullerton" Discussed on The Broken Comic Podcast

The Broken Comic Podcast

01:36 min | 1 year ago

"fullerton" Discussed on The Broken Comic Podcast

"Oh yeah. I got a As right there. So i remember coming home. communal everyday from united school and or zero school. And like there are just everyone outside on at school and there was a fight every now almost every day. There's a fight and either someone end up getting stabbed or whatever. Joe that's free. It's fucking nuts. I was like i might. Hopefully my mom has since not simpson's fuck school because like because i got. I got bullied at as a cancer. Like if i went to boston goes high school. I would be bullied every. I'll be bullied so much. That i might. Just let's let's set to see for everybody about boys and girls so boys and girls is right next to lafayette gardens projects right which which has a police department right across the street but they they don't deal with the projects. Yeah i like my family's from there like my family like my mother grew up. That's what my mother grew up. My stepfather grew up. So i was always like they're even though i came from long island row That shit was a mess. That shit was mess Like the fun thing about it. Is that even though the i didn't go there. I had from course from this from just woken across the street from there.

Joe boston united simpson long island row school
"fullerton" Discussed on The Broken Comic Podcast

The Broken Comic Podcast

04:39 min | 1 year ago

"fullerton" Discussed on The Broken Comic Podcast

"About that But i do know that eddie murphy was leads into Alleged whatever box co. Shit i was like there's like there's like there's like a degree like that's that's really cool that like to have that data's version where like someone is from your city and makes it do did so many like even from my town. Amityville de la soul is from amityville. So yes there from amityville long island like so much so that there the class of nineteen eighty seven eighty eight kind of all the older people ahead of me like that. I knew growing up. They all went to school with them. So like i always be like. You'll how was it back in like the eighties like when rapp was new and like stetson sonic also principal. Printed is from amityville long island as well. We'll working way yeah Who else like bismarck. He's from long island Rockingham indeed public enemy craig. Mack is for little every perceived that they're run for brooklyn in these august. There's a there's a lot of people I could keep going. Burt like keith murray. There's a lot of people from out so like hearing that and coming because you know how it is like you know albany when you you got your start like somebody coming from all like everybody's like. Oh wow this person from albany that person's from me growing up knowing that these people are like out always be like yo dad persons from such a place for the home team or like like i said i just mentioned danny green. Who's three time. Nba champion. it's not the best basketball player world but we still claiming yeah is harris. Who plays for the seventy sixers. I went to school with his brother. So like you know. There's there's always something that comes back to it. That's why like that hometown. Feel from long island. I guess the one thing that i always felt like i had over the boroughs. Oh man she says so so What was like what was school like for for you a back days. 'cause like the nineties was a was a wild place shit so i had two different experiences in school. I moved around a lot. So i went from amityville which was mostly like a mixed school district at the time now is predominantly black at the time of still mix to a place cook. That's called which you've probably heard of us like on. I forty eight year year. Is israel like when. I went through what i went school in wine is. This is like you know early in the mid nineties That school was like lean on me back in the day like it was pat razor blades in mouth like metal detectors and like yeah year. We have a basketball court. We had was handball. Courts like it was really ever put. No they didn't put no money into that school whatsoever. And i went there for three years and then big culture shock. I moved to this other school. District called half hour hills which is like a melting pot. Like i went to school with like rich kids. It was like watching. Beverly hills nine. Oh two one. Oh what like in your face like kids. come to score porsches and like their. Their father owns like this a architecture firm and they're all down the street like you see This is the scarponi as or like a like. There's always something like rich that they were doing and it was a big culture shock. Like you know how it is when you're in a certain situation where you're you feel like you're a minority like i win super big like my high. School is so big that it had a planetary shit. Yeah it was huge dude like it was like it had a three football fields two baseball diamonds. A- tennis court They had a golf team. how'd.

amityville three years danny green harris amityville long island eddie murphy forty eight year rapp israel brooklyn Rockingham eighties three time keith two baseball diamonds long island two one albany nineties three football fields
"fullerton" Discussed on The Broken Comic Podcast

The Broken Comic Podcast

02:43 min | 1 year ago

"fullerton" Discussed on The Broken Comic Podcast

"The hell he is that to me so so when you do that movie were you Did you have to like like study biz for for a second. Because so in a rape. I did the reason why i got the biz markie roles i audition and i showed them a picture of meeting him like ten years prior and told them i said listen. I'm i'm from long island. I know all about being from long island. Saying i'm built like him And i you know. I can't really beat box well. But i would to a will like i can do a little bit of that so i was like i went and i came in with charisma and stuff and my first audition. I thought i did. Okay addition. i thought the director hated me. Like he just sat there he he. His face was so blink. Like like i was like yeah. I guess. I don't think this guy likes me. Like his face was so blank he had me do a couple of things. I even went to a spirit halloween. Something like that. On which one of those costumes aboard a fake dookie wrote chain fun. And i just kept so i just kept doing hall like i kept doing all the stuff that i knew from watching youtube videos and watch like so many other things that i've seen with this so method method actor. I tried but then. I got them like damn. I'm only in a couple of i was like. Who do you think that your the jordan shoot Originally older senior was in like those are the ones originally shoop happened was we only had a couple of weeks shoot. We had about a month to shoot and It was real quick. Like i think i found out i was on. I think i found out. I was doing the movie and then like a week later. We shot wasn't really any time in between is very low budget. I think ralph mccain's was a producer of hurrell was a producer of forest whittaker Haunts me even worse with christine which is so dope Shout out the nina. I can't pronounce a last name. But shout to her because she actually found ryan kugler like and it's so dope like she produced she produced I forget the name of the movie. orangeville station or greenville. Stay real.

ryan kugler christine hurrell a week later ten years prior ralph mccain youtube one long island first audition about a month halloween a second of weeks greenville jordan nina station orangeville
"fullerton" Discussed on The Broken Comic Podcast

The Broken Comic Podcast

03:37 min | 1 year ago

"fullerton" Discussed on The Broken Comic Podcast

"A. It's a good comeback for brooklyn common podcast so without further. Ado this is me. And my man manager fullerton. He tried to give me give me jam jammed started. You will only doing. I do that like after thing down. The guy just do like a pretty much. Like i i do. What a what a. What merrin does it just like. Talk show at the beginning and then deduces. Rubber is going to be on type shit whatever. Yeah outs anyone. It just it literally just starts white dislike. We talking an ally gum. I'll make a point. I'll just like figure out which part in the conversation is a good part to start with and then and then go on from there because it's up for many anyway so you know it also loses people love. I do the same thing but like i tried to I try to have some formality to it. I'm like yeah. You know recording four. Like it's like. I'll edit out whatever is like crazy or like i use my best judgment ever since we talked. I was like. I was thinking about doing something. That's a bit. Different is a like after apple podcasts. Over at the whatever. After like i in the podcast where i think. What am i do like at the end of it. Do do like a snippet of the upcoming podcasts. That way might get people like. Nc idea of what's going to lick happen next and then you know. Get an end to the other one. I guess i don't know what the hell on a started. Everyone's always had. I have no idea what the fuck home video you argues. Winging it for the lowest just like you know you don't you don't really have restructured per se Unless you have structure elected oh you have like timed out things like segments. Actually talk about a shed but outside of that like you know just just how it is. You know i try to have organic conversation and it just like is just like sometimes it feels like mundane to go through the little things that i have to go through really wanna talk about that all the time. I wanted to talk a different things. And i don't want to be limited. So it's like and then the promoting. Yeah okay man. I wish like you know how. Like mexicans like how people getting skins like shed for shit for like doing like immigrant things like like you know cooking your food or or fucking driving your food delaying of thirty miles away in some some shit whatever it'd be dumped if we have like mexicans By just to do like Like by podcast Just like ask emotions. Aaron is in in both finger. They yeah they got Steve martin had gotten a mexican camera crew and they went in at learned how to edit in shoot on the fly like.

Steve martin Aaron apple thirty miles brooklyn mexican Rubber both finger mexicans fullerton four
"fullerton" Discussed on The Broken Comic Podcast

The Broken Comic Podcast

01:30 min | 1 year ago

"fullerton" Discussed on The Broken Comic Podcast

"And i say a lot of that to say that like you know comedy is such a weird thing and you run into so many so many people and the people that you run into you see them and they're good at what they do and your roof for them and you think well okay this guy's gonna make and then you see a guy who has the things that everyone says that you need. Oh well this guy. Has this guy been on this on this movie on this tv. Show on this thing. Whatever the fuck it is. You see that and like well. That's the thing. I buy too. Because i know that battle get me more stage time and more and being able to get up and not fucking case a lot of times and i saw this shit with my buddy nine hundred fullerton amid nigel and think around two thousand fifteen two thousand sixteen when i was. I think when i was doing when i was bullet where people actually like me long allen when i was like doing shows before somehow i just end them not being booked some fucking reason without any explanation about what's going on the sides of the ruled that neither told me later on is the one the one black guy you know and that really is fucking.

nine hundred fullerton around two thousand fifteen tw many people amid nigel
"fullerton" Discussed on The Broken Comic Podcast

The Broken Comic Podcast

02:44 min | 1 year ago

"fullerton" Discussed on The Broken Comic Podcast

"It doesn't but i'm still like is this even fucking necessary are is anything that ever talked about in the last five to ten years. Even fucking necessary you know is going to reach is going to reach the you know. The jokes are so funny. But does it still pepper this fucking time. I don't know. I really don't know it. Got me being afraid of like what the fuck could is it is. I don't know man that's the you know the fuck that thing is is doing this for so long and not getting the credit or the acceptance that you would like or you should get that can spiral you into this fucking mind frenzy of a mine because like well. What the fuck of miami doing exactly you know. What the fuck my during. Zach clip the people who control your career. Don't give a fuck about it. Then why should you. How long can you be on your own. Dick yes. I will probably end up doing this writing these beds down already know what i want to close. I already have that. There's just opening middle in in figuring out more ship to say inside of this. Why can fill up something. That's gonna be forty fucking inmates and even our figure some shit out that's going to give it the next tra- the extra you know. Fifteen twenty need to make an hour. That way i can go back and forth and would want to say you know. I don't know man such a fucking weird such a weird thing to be a part of such a weird thing to have so much fucking self hayden doubt you know. Lisa does just twenty years and he gets nowhere and the rewards are like a fucking penny.

twenty years Lisa Fifteen twenty forth an hour forty fucking inmates ten years miami Zach five last
"fullerton" Discussed on The Broken Comic Podcast

The Broken Comic Podcast

03:07 min | 1 year ago

"fullerton" Discussed on The Broken Comic Podcast

"Tally. Some shit and that shit is making me scared just as much as tucker carlson is. I'm bugging out. I'm working out. I'm fucking insane. Like i'm like oh shit someone's coming to kill me because i'm black or some was coming to kill me because i use a different pronoun. I both things are fucking scary. And it's like a lot of fearmongers ship between the between both on either fuck inside. It's crazy with the fucking fairmont shit you know. And whenever slight five percent truth that's in there with any journalist. The rest of it is just bullshit floods. I can see how people cannot sway through the bullshit because it just presented to us as it is as true which is fuck enough not fully. It is. It is crazy man. It is really fucking freezing. And and as i'm listening to a personal father. They have an opinion. That's not meant to make use skip. It's there to make you think. I'm not scared when i watched not at all. And that's what i liked in this political journalism. You know it's not it's not meant to make us is meant to make you understand. Listen and and have a point of view with someone else's point of view you know maybe a change is maybe you does but at least you have a real honest point of view. That's not written by fucking. It's it's interesting. Man is interesting but i do that. You know things have been personally. Things have been interesting. Where like you know i'm looking. I'm looking at things what's going on with people who people will do and especially in comedy scene and you know oh so i signed up for this thing. Called backstage dot com. Which is you know. Place where people who want to act They can kind of apply for acting whether it be commercials You know movies or whatever as you know people in They can go out and check it out now. I've been meaning to do this for years. Now when i found out because when i find when i moved back to new york city in new york city i didn't know about this shit off. My mind was trivia and comedy. You know y- wasn't a thing for us back a little bit albany which is like maybe things and and sign up for this thing.

new york city five percent both both things tucker carlson albany years com
Fire Destroys Chicago Melrose Park Motel

WGN Programming

00:40 sec | 1 year ago

Fire Destroys Chicago Melrose Park Motel

"Good morning, guys. We are starting off our morning with some breaking news here. A hotel fire over in the Melrose Park area. Take a look at this video. This is just flames shooting through the roof. Of this motel this morning at the 2300 block of South Man high and we're told that there may be some problems putting out the fire is well because of the cold weather. So we're going to get more information on this, But you can see the top group their collapse at this point. So crews still on the scene fighting this fire. Mannheim Road is blocked off this morning for this at the O'Hare Kitchenette Motel. From Armitage. Toe Fullerton. So watch for that closure as you head out.

Melrose Park O'hare Kitchenette Motel Toe Fullerton Armitage
"fullerton" Discussed on SUE Speaks Podcast: Searching for Unity in Everything

SUE Speaks Podcast: Searching for Unity in Everything

04:25 min | 1 year ago

"fullerton" Discussed on SUE Speaks Podcast: Searching for Unity in Everything

"The rim so the idea for general economics is to simply look to all living systems and understand this regenerative process and how it defines them and the common patterns and principles that define them that exists across all living systems and then the hypothesis is very simple if those living systems are models that have sustained themselves for very long periods of time which by definition is true or we wouldn't be able to study them. They're still here then. Why wouldn't the patterns and principles that describe does need to be the same patterns that describe how the human economy works if it's to sustain itself and when you look at the human economy and contrasted with living systems you see immediately things that are out of line. That was john fullerton. Our guests for today's podcast want to travel with a new want to travel blind. She will trust you. Welcome to the sioux speaks. Podcasts searching for unity in everything i'm your host susanne taylor how can we turn the world around. Can we turn the world around. That's what i talked to my thought shaping guests about in fact everything i've done has been in pursuit of the more beautiful world. Our hearts know is possible. Lead up by that famous quote by margaret. Mead never doubt that a small group of thoughtful committed citizens can change the world indeed. It's the only thing that ever has john. Fullerton is an important person as an escapee from wall street where he was a managing director of j. p. morgan. He's asking the big questions. By capitol institute quote his collaborative working to illuminate how our economy and financial system can operate to promote a more just regenerative and the sustainable way of living on this earth unquote..

john fullerton susanne taylor john margaret today capitol institute Mead Fullerton j. p. morgan street
"fullerton" Discussed on KNST AM 790

KNST AM 790

01:47 min | 2 years ago

"fullerton" Discussed on KNST AM 790

"Cal state Fullerton with new information into the stabbing death of a retired university employee boxes Jessica Rosenthal has more live Lisa Fullerton police arrested fifty one year old to universal accusing him of killing Stephen chan the retired administrator was stabbed to death on cal state Fullerton's campus this week Bob Donnan solutions police chief we now know that Boeing chan were coworkers here cal state Fullerton beyond them being coworkers we cannot comment specifically on their work relationship key to the investigation was a backpack found underneath chance car belonging to the suspect containing a nice an incendiary device wigs and zip ties Lisa thanks Jessica coalition of state attorneys general with a legal challenge to a White House rule that fast tracks deportation of immigrants without due process seventeen states and the district of Columbia are joining forces to fight actions they say separate families the brief filed in Washington DC calls for a preliminary injunction to stop enforcement of the homeland security policy that sets deportation in motion without people getting the chance to get lawyers to defend themselves New York Attorney General Letitia James whose state has more than four million immigrants call the trump administration policies enough phobic in a statement adding it could lead to wrongful deportations so far the department of justice has not issued a response boxes colonel Scott secretary of state Mike Pompeii a one auto what today stressing the need to ratify the new trade agreement for North America all it takes cannot indeed bus not get in the way of this monumental achievement for either of our nation house speaker Nancy Pelosi has pledged to take up the bill what some house Democrats have been pushing for stronger labor and environmental guarantees on Wall Street the Dow gained forty nine the nasdaq fell twenty eight America's.

department of justice Attorney New York White House Boeing Bob Donnan Stephen chan Lisa Fullerton America Fullerton Nancy Pelosi North America Mike Pompeii Letitia James Columbia
"fullerton" Discussed on KFI AM 640

KFI AM 640

03:11 min | 3 years ago

"fullerton" Discussed on KFI AM 640

"The Fullerton PDK nine officer this woman tells NBC for she was on a road next to the ninety one and saw the team gets shot angry and she was walking towards him the officer and is just when I came even with them she raised both arms with a nine millimeter police have not said whether the team had a weapon all they've said is that they did find an item that looked like a hand gun political leaders in LA say more money from the state will allow for the building of more homeless shelters LA's cut from the state's homeless bill is one hundred twenty four million mayor Garcetti says the city has opened for temporary shelters in the last year but unfortunately construction of housing for homeless Angelenos has been costly and too slow over the last few years after getting money from state leaders Garcetti is now looking to head up president trump if you want to meet at the White House or come here and walk Skid Row extend that invitation again to president trump LA's homeless population is more than thirty six thousand in downtown LA and rolling back okay off I knew area congressman Eric Swalwell is dropped out of the democratic race for the White House he had been near the bottom of the polls the last few months but did make the cut for the first democratic debate a couple of weeks ago he says he's proud he moved the needle on his passion project a ban and buy back of the fifteen million assault weapons in the US and the one opportunity I had to do that our three front runners that were on the stage with me vice president Biden senator Sanders and senator Harris all three said that they support this wall well says he's gonna run again for his house seat something he said he would not do if he ran for president a billionaire hedge fund manager who's already a convicted sex offender has pleaded not guilty in New York to several sex charges involving underage girls US attorney Jeffrey Berman says Jeffrey up steam you sexually abused dozens of girls sellers are his fourteen who were recruited to give him a Sasha's sauces became increasingly sexual in nature I would typically include one or more sex acts Berman says a search eventually in seventy seven million dollar mansion in Manhattan turned up hundreds maybe thousands of nude pics of young women and girls after instead took a plea deal in a way to involving sexual misconduct with underage girls let's go the grapevine on the five brushfire north found a Smokey bear road that's where the right lane is off limits and traffic is stacked getting away from Vista del Lago road southbound side of the five to lease out of Burbank leaving all if you remain on the brakes and stretches all the way to valley view in la mirada we have Mike o'brien checking out the latest in riverside KFI in the sky sponsored by injury attorney super woman super lawyer dot com what do you spell that add up to auto center there for your **** overture to be a goal here from the right lane should be but Florida just due to the final finishing touches here and it's at the drive in is bumper to bumper all the way out of her all the way back towards mainstreet almost a link in there you still may want to pick up at the end as a good alternative it even westbound ninety one support could lose it out of downtown riverside enter the accident there's a super Walmart super lawyer dot com Michael Bryant KFI this guy KFI in the sky helps get you there faster I.

officer NBC Fullerton seventy seven million dollar
"fullerton" Discussed on KTAR 92.3FM

KTAR 92.3FM

02:11 min | 3 years ago

"fullerton" Discussed on KTAR 92.3FM

"Stephanie Fullerton Fullerton, financial planning and David Bach and get some of your questions about the ever changing stock market answered call six to three nine seven four zero three hundred or Email info at Fullerton f p dot com investment advisory services offered through kingdom, financial group LLC SEC registered investment advisor, does not endorse. Fully. Financial planning when buying a diamond everyone is heard about the four CS color, clarity cut and carat. But which one's the most important Paul kalvesier. When I had questions I went to high park jewelers in the Bill more fashion park purchasing diamond. It's one of those special moments in life, and Bill, the general manager at Hyde Park jewelers here and Bill, you're all about giving us the best information so we can make the best decision for ourselves. That's right. Paul wind selecting diamond people are surprised to hear. It's not always about the carat weight. It's actually, the cut the cut creates the beauty sparkle and performance in a diamond. We wanna find the best possible diamond for you within your budget, and it Hyde Park Jewish. We only source the highest quality and biscuit, diamonds Thurs, no pressure to buy a diamond. We want you to have the knowledge to buy the best diamond for you. Whether you're looking for that beautiful diamond unique time piece or custom jewelry, I urge you to make Hyde Park jewelers in the Biltmore fashion. Park your first stop. I did find out why they've been in business for over forty years. That's high jewelers right at Camelback inn. Twenty-fourth Hyde Park jewelers dot com home, what are you doing lying on the floor? It's hot outside, and he rises, therefore all the cool air is down here. Right. So you planning on staying down there, the whole summer or carpet in this condition. It's disgusting down here. I can actually smell the dog in the carpet looks like bad breath and old gym shorts and I let our kids play on this. That is gross. Hey folks, Scott was Zerorez here, and it's time to get your carpets cleaned. Zerorez is the only carpet cleaner who leaves zero residue so your carpets actually stay cleaner longer. It also means that your carpet fibers are left soft and fluffy instead of that nasty chemical crunch, the other guys leave so feel comfortable enough to avoid the heat and life face down in the carpet all summer long. I will thanks to Ciro res- right now..

Hyde Park Hyde Park Jewish Stephanie Fullerton Fullerton Bill Paul kalvesier Zerorez Camelback inn Ciro res LLC SEC David Bach advisor general manager Scott forty years
"fullerton" Discussed on KTAR 92.3FM

KTAR 92.3FM

07:24 min | 3 years ago

"fullerton" Discussed on KTAR 92.3FM

"Of Fullerton, financial planning. Mark Elliott glider with us today. We're gonna be talking about the three stages of retirement today, and how you prepare for them the three stages the go, go years, the slow go years, and then the Nogo years, and this is an interesting topic. Stephanie because as you know, you started your company Fullerton financial planning back in two thousand and four. So you've sat down with a lot of retirees and pre retirees getting ready to set that plan that map that roadmap that blueprint that strategy for their retirement. Everybody's situation is different. And as we talk about these different stages that we go through everybody is different. Everybody's different in their hopes and dreams and their retirement hopes and all of that and what they want to do with their time in retirement. And would you say that today retirement is looked at as maybe a new point a new exciting time of life? Or maybe our grandparents looked at it like, well, we don't have much time left. I mean our times. Is running out retirements looked at a little bit differently. I would I would say, yeah, you're right. You don't used to be go back even twenty years. You know, the average brutality table was showing us that maybe we would live into our early seventies. So if you're retiring in your mid sixties, you really didn't have a lot of years between retirement and passing on now. It's different. I mean, we could easily as we go into retirement easily live another twenty thirty forty years bark, which is where the planning comes in. Because that's what you do. That is a specialty of fortune financial planning is helping people come up with strategies for their retirement. And so that's we're gonna talk about today. These three stages of retirement, and there's the go go years the slow go years, the no years, we're gonna talk about some of the different challenges. But some of the fun things that also that can happen during those different times. But some of the areas you need to be planning for and just before we really dive into this Stephanie when we're planning for say, the slow go years or planning for the Nogo years. It's not that we wait until that point in time to plan for. That this is something that we should be doing before we even get into retirement because your exclusive Fullerton, four point checkup is not in stone. But all of these areas are planned for before you start retirement, aren't they? I mean in a perfect scenario. How sure I mean think about it. You wanna to be an I call it more being proactive than reactive. You don't want to wait till you get to retirement to try to figure out how you're going to make it work. You wanna to begin planning or whether it's two years out or five years out even ten years out? I am sitting down with folks as they come into my office. And what we are taking a look at is. You know, what are they accumulating? What is it that they've been putting together to build the nest egg as they work towards retirement? And you know, never once have I sat down with anybody. As of yet that has said to be oh, Stephanie. I'm looking forward to retirement because I plan on not doing anything. I'm not gonna do any travelling. I'm not gonna be with my grandkids. I not going. To. I mean, the list goes on go fishing or whatever it is though when they sit down with me, they're like we wanna make sure whether it's sixty two or sixty five sixty seven whatever that age is that number one that we have the ability to go into retirement and maintain our lifestyle. So we don't want. Our hope let's say that you're right now five years from retirement. The last thing that you wanna do is hope that what you are putting together is going to work. You really deserve to know if you're on the right track. You really deserve to know. Are you risking more than you should risk at this point? Because let's be real the order and the closer we get to retirement the more rebalancing that we should be doing with our current account to ensure that if these markets continue our correct to a place that we would lose twenty or thirty or forty percents that it's not going to affect how you're going to be retiring in the next two to five to ten years. Yeah. You know, when you think about these different stages, and we're going to start with the go go years, and that's the the years. You're you're in you know, you just got into retirement you're excited. Do you find Stephanie that people a lot of times? I mean, you know, you have retirees that are like I hate my job. I'm tired of working I want to retire. And I'm going to figure out what I'm going to do when I get to retirement. But I would guess most of the people that come in and sit down with you at Fullerton financial planning are excited about whether it's traveling overseas or travelling to want to take an RV and go see all the national parks. Whatever it is that they're excited about the opportunity to go do and experience he had fat just this week. I was sitting down with a client of mine and his wife, and we were going over their annual review. And the first time I've met with them which was a few years ago. Their retirement date was going to be in twenty twenty two. And so everything that we looked at in everything we evaluated and put in place was we wanted to be able in twenty twenty two he had this. Bucket list, and they still do it was they were going to take and they're going to ten bucket list trips in the first ten years of retirement. So kind of like those gogo years. You know, what I find as we get closer to retirement. Most clients have worked hard to get there. They've done a really good job accumulating assets. And putting aside, you know, 4._0._1._K's been very disciplined in that. And so they do they find themselves with more money than they've ever had. There's still filling pretty energetic, so they do want to do more. So I'm sitting down with this couple this week. And we were talking about, you know, okay? You know, updating 4._0._1._K, and he he was a little frustrated because he's still had some money in his 4._0._1._K that we had yet not wrote over and he had taken about an eighteen percent drop in it over the last few months that was very frustrating for him very concerning because he understands. What he has to make just to get even again. And at this point as he is now one fact we're sitting there, and he tells me Mark this. He's a Stephanie what I wanna do. Now is I want to be able to look at Ken I retire next year. So now, we've gone from twenty twenty two to him wanting to retire and twenty twenty and so we began to evaluate in look at everything and again checking off that bucket list, we were able to show him that. Yes, if you continue doing what you're doing. And by the way, I said, I think we'd better go ahead, and reassess this 4._0._1._K and get it rolled over to be more proactive about protecting it then reactive to trying to figure out what to do. Feed loses money. We made those adjustments now for this client that I'm meeting with. It was a good thing for him because we were able to move up his retirement not everybody can do that. But that is the benefit of sitting down with. Someone like myself that were true, retirement planners that were able to evaluate and see if we can help put you in the position that you would qualify or be ready to retire at a certain date or even earlier and if you'd like synonymous Stephanie Fullerton, financial planning a talk more about where you are on your road to retirement and find out some can you do can you take the family to Hawaii? Can you take them to Disneyland or whatever it is whatever you want to do on that bucket list, you need a plan in place. And that's where Stephanie can come in and help walk you through that. Here's the.

Stephanie Fullerton Fullerton Mark Elliott Hawaii twenty twenty Ken ten years five years twenty thirty forty years eighteen percent twenty years two years
"fullerton" Discussed on KTAR 92.3FM

KTAR 92.3FM

03:25 min | 3 years ago

"fullerton" Discussed on KTAR 92.3FM

"Of Fullerton, financial planning. And if you have questions you were we've been talking about the loss of a spouse. There's a lot of certainly emotional things you have to handle during that time period. But there's also some financial areas and the legal areas that you need to be aware of Stephanie your team are here to help guide you through this. And then you certainly don't want to wait. Until after the fact this is something you plan for before. It's kind of like when you get into retirement, you have those gogo years where you can't wait to do those bucket list items. And then you get into your maybe you're your late seventies and your eighties. And maybe it's your still can do some things, but it's a little bit slower. Then you get to those no go years. Well, the first part of that is about income. The next part might be about, you know, having some some health initiatives in their long-term care and the like, and then the final part might be about insurance and leaving money to where you want it to go. But you don't wait until you hit those ports parts of your life and come up with a plan. No, you do it before. Do you have all of that in place in the plans are flexible and Stephanie calls it the exclusive Fullerton four point checkup? If you'd like to find out more, it's eight hundred nine four seven ninety five twenty two Stephanie. Let's go in a different direction. Let's let's go to your mail bag. Or are you ready for that? I love this part. Yes, I'm ready. Let's do it. All right. So the first question comes from Robert in cave creek. Now, Robert, I will say this. If you're sitting down need any was Stephanie inner team, she can ask you follow up questions. You can ask her follow up questions. But we appreciate the questions because others may have the same question. So I think you get more from these questions sitting down with Stephanie. But we enjoy this this for sure. So here's the question. Stephanie comes from Robert and cave creek Stephanie is there a good rule of thumb for how much of my IRA should be invested in safe investments at this time period. I'm sixty years of age, or is it just a matter of personal preference? The the recent market volatility has got me a little bit nervous. And I'm not sure if I'm not taking on more risk than I should be. Well, I think that's a great question at could just give you the cookie cutter answer, and I will but no at Fullerton financial. We're all about customizing each person as individuals. We just don't throw you in Notting pot and say this is the rule of thumb because that's what a lot of broker houses will do they'll take your age, the subtract it from one hundred and then they'll balance a portfolio based on that number meaning the higher number your age is safe your sixty they'll put sixty percent, they'll keep that more conservative more safe. The other forty percent they would consider that they could take on more risk facile cookie cutter formula that is not what I call a good plan. So what we would do is. We would sit down with you. We would take a look at everything that you have. And then what we would do is first we would address the income needs. I've never well. I shouldn't say never vary. I can't recall a time that I've sat down with someone and social security and itself was all that they needed to take care of them in retirement. There's always been a knee. For additional income or cash flow because of that deficit, whether it's because of inflation are they're doing more because let's face it. Social security was never intended to be sole retirement plan. So we'll take I what's needed for income and make that contractually guarantee. We'll make that safe. Then what's left? We will. Then as markets talked about today, we will determine how much do we need to take care of medical issues? How much do we need to keep in the market to hedge inflation it's all about balance? So I'm not I'm not a cookie cutter. I would customize.

Stephanie Fullerton Robert cave creek Notting pot forty percent sixty percent sixty years