35 Burst results for "Fullerton"
Infant Dies After Accidentally Being Left In Hot Car in Los Angeles, Say Fullerton Police
"Police are investigating a baby's death. Police Sergeant Eric Bridges tells K attacks The infant may have been left in a hot car that is part of the investigation right now. Within the initial calls that we received one of the colors did mention that the child was in the vehicle were told that one police officer has gone to the scene. The baby was out of the car but was pronounced dead. It all happened on West Bullshit Avenue by Ford Avenue. Sergeant Bridges says the infants relatives are on the scene and are cooperating with detectives.
Arizona reports 3,536 more coronavirus cases
"New Corona virus numbers out this morning ages, reporting an additional 3536 new Corona virus cases as of this morning. This brings the total number of positive cases to 98,089. That's all since the pandemic began. There were also another four deaths, bringing the total number of deaths to 1809 Across the
chicago - At least 6 sent to hospital after CTA bus crashes into NW Side building
"Several people were injured this morning after a CTA bus crashed into a northwest side building Chicago police say it happened around eight o'clock at liberty and Fullerton avenues six people including the driver of the bus were hospitalized in good condition photos from the scene show the building as Galileo optical crash remains under investigation
Health officer who mandated face masks resigns after threats
"Orange County supervisors have now appointed the county's health care agency director that's Dr Clayton shall as the acting and county health officer this follows the resignation of doctor Nicole quick she stepped down following quit following criticism and threats because of her I ordered last month to require masks for people entering businesses that we opened this woman from Fullerton spoke this morning at the supervisors meeting slamming both doctor quick end doctor child here doctor quicker both lied about the science about behind the mask being beneficial my daughter and I can't breathe in a mask and we are being discriminated against because of quicks twice to mandate mass child boxes mandate even though there isn't a science to back it tripadvisor Doug Jaffe says Dr quick resigned because it was too much for for her he said there were demonstrations in front of her home and she did her best to give her medical opinion and it was not
Thousands turn out for peaceful demonstrations on Saturday around Los Angeles
"Thousands of people have been marching through Hollywood calling for racial justice and equality and demanding an end to police brutality this man who spoke with NBC forces he took a seven year old with him to the protesters matter farther for her faith what matters and it's important to always fight and stand up for its people and this never allowed anybody to treat you wrong a peace walk was held in Compton several members of the city's well known each question Rian community joined in a right to end racism with bicycles and motorcycles rode to Venice and Santa Monica peaceful protests were also held yesterday in Huntington beach Fullerton Glendale downtown LA and north Hollywood
Peaceful George Floyd protests continue across Los Angeles and Southern California
"Thousands turned out for large peaceful marches in Hollywood near the USC campus in San Pedro and on the west side of LA one of the larger protests happening in the Fairfax district that was trash during protest more than a week ago in Orange County protesters are out in Fullerton Irvine Huntington beach Placentia and
13-year-old graduates college with 4 associate's degrees
"Futterman teenage boys celebrating his graduation in style after becoming the youngest student to ever graduate from Fullerton college in California it was set up in the front yard of Jack Rico's Holman liberate a California we're proud friends and family were cheering on his accomplishment from their car so unlike most peers age Rico was not celebrating the end of his middle school career he finished with four associates degrees last weekend at just thirteen years old he credits his success to hard work never just know everything you have to study day and night they'll next enter the university of Nevada Las Vegas to possibly study screenwriting want to go out for dinner scenes all right you wanna pick up Michael down the way you know I got to be
13-year-old graduates college with 4 associate's degrees
"The southern California boy something none of his other friends house for college degrees your four cultures corresponded Danya Bacchus introduces us to Jack Rico a thirteen year old boy orders for the Celsius degree this weekend by the way says is just getting started the young graduates received diplomas from Fullerton college in his front yard thank you all so much for coming in family can gradually to time with the drive by paraded his home in la mirada California is just full of knowledge now it's on to the university of Nevada Las Vegas to possibly study for a career in screen writing someone to go out for dinner Steven Spielberg all right you want to pick up Michael bay on the way you know like I would be pretty cool and as you can imagine Jack's parents are very proud of his heart is bigger than its
Los Angeles - Man Shot, Killed By Fullerton Police After Stabbing K9
"The stabbing of a police dog led Fullerton police to shoot and kill a man please see the whole thing started at a home on west Avenue when the man pulled a knife on two teenagers when they intervene in a domestic dispute police sergeant Eric bridges tells KNX the man got a gun and fired several rounds but didn't hit anyone before you grab the knife again and went outside to follow several family members the suspect walked along with the knife attempted to reenter the house were other family members were believed to be still inside of the canine was deployed and at which time the suspect stabbed became mine and then also involves shooting occurred it just says the police dog was rushed to the vet for surgery and is expected to make a full
Puerto Rico Will Hold Non-Binding Statehood Vote on Nov. 3
"Porter Rico will be voting on a non binding referendum in November which will ask if the island should immediately become a U. S. state Congress would have to approve any change in Porter Rico
Los Angeles - Man Armed With Knife Fatally Shot By Police Officers In Fullerton
"The world class going today's office trying to sort out the details after police shot and killed a man in Fullerton and their victim fighting with another inside a truck at Lillian Commonwealth officers tried to break it up with some been baguette rounds first I didn't work so they are the fatal shots after one of the men came at them with a
"fullerton" Discussed on KNX 1070 NEWSRADIO
"Seventy one degrees in Fullerton currently it is seventy six degrees fair skies downtown Los Angeles at eleven forty seven a Laker legend says we need sports to come back when sports returns it will likely be without fans that's according to former Laker Magic Johnson who told the NBC today show that fans cheering their favorite teams and yelling at their TVS is just what we need right now magic also gave a shout out to certain members of the work force I just want to say god bless the whole country and and and then our first responders and everybody's risking their lives for all of us and all these people work at these grocery stores so we can keep eating and man this is just a hard thing for all of us but we need sports to come back and I hope that happens so far no official plans have been released for any sports to return Randy Gordon can extend seventy newsradio people live in lower income parts of Los Angeles county are three times more likely to die of corona virus than those who live in wealthier communities LA times analysis also finds higher mortality rates among the blacks Latinos and Asians are to Barbara Ferrer of Los Angeles county department of public health says the data shows the importance of testing and access to early treatment governu some says artificial intelligence has played a big role in California's response to the health crisis he told CBS's sixty minutes St and listed the help of tech companies like blue dot is free and Facebook to crunch online mapping and cell phone data on the location of virus hot spots we are literally seen in to the future and predicting in real time based on constant update of information where patterns are starting to Kerr before they become headline the governor says officials could track in real time on an hourly basis whether or not state home orders were working and he says his office has a special unit making sure that the data privacy of cellphones was not breached and users information was kept anonymous governorship will be updating the state's response to the pandemic a few minutes from now at noon course you hear it live here on K. and X. eleven forty nine a man being held at a riverside county jail who tested positive for the virus has died was he a bio is with riverside county public health the inmate was booked back in August of twenty eighteen and began displaying flu like symptoms earlier this month the sheriff's department says it appears the inmate died from complications related to the corona virus but an exact cause of death has not yet been released this will be the first inmate deaths in the county from the virus one hundred and thirty five inmates in the county jails have tested positive for gold at nineteen two sheriff's deputies have also died from the virus attorney mark Geragos is expected to file a lawsuit today against banks that he says are offering loans to corporations instead of using that money to help small businesses that are struggling during the pandemic a high profile lawyer is also representing several businesses they're suing governor Newsom as well as officials in Los Angeles orange and riverside counties at Ventura county to that list they want a federal judge to strike down safer at home orders that they say have harmed their businesses it's eleven fifty a check on your money again here is Frank lautech well apple reportedly is going ahead with plans release for new iPhones this year but looks like they'll have to delay production by approximately one month so there could be some new iPhone shortages by the end of the year according to the journal apple reportedly delaying mass production of its upcoming iPhone twelve handsets by around a month according to the journal because of the impact of the corona virus pandemic across apple's supply chains and manufacturing disrupting the iPhone twelve mass production plans take a look at the apple stock is higher along with the rest of the market today the Dow right now nearly four hundred points nasdaq's of hundred for the S. and P. five hundred forty five we will be getting us some mornings news from the big tech names this week so it's a big week for earnings and the that's going to impact things we see the price of gold coming off a seven year high down twelve dollars now back to seventeen hundred twenty three announced that as you've been hearing the price of oil crash below zero last week and it took another crash today down about twenty five percent we are seeing lower gas prices here in southern California since the price of oil makes up most of the price of gas right now as oil moving lowering gas prices also moving lower down about a dollar twenty below where we were a year ago every second Monday of twenty and fifty each hour the next update at twelve twenty Franco tech from the H. M. as capital money desk can extend seventy news writing the affects of covert nineteen on Sin City that story and more but ninety seconds away it's eleven fifty one to all first responders and essential personnel can extend seventy newsradio wants you to know how southern California feels about.
Setting the Scene: Leigh Leigh
"Lays double barrelled name was a happy accident she was born. Lee Rene Me's on July twenty four nineteen seventy five to parents Robin and rub it. This was a tumultuous marriage that only persisted due to their mutual love of their daughter but ultimately ended in divorce when lay was seven years old after her birth parents separated lays mother entered into a defector relationship with a man whose surname was lay. The couple had a daughter in nineteen ninety. Three whom they named Jesse lay wanted to share her youngest sister's surname and love the fact that it would give her a duplicate name. She liked her unique name so much. She kept it after. Her mother ended that relationship rubbing was close to her oldest daughter and took lay aged ten on a two-month holiday to Sri Lanka to experience of familial heritage by Nineteen Ninety. Six Robin and her two daughters had moved to a house on. Fullerton straight in Fund Bay a working class suburb in the Hunter region of New South Wales. Just south of firm Bay was Stockton. Technically suburb of the city of Newcastle. It lay across the harbour mouth of the Hunter River. Meaning anyone. Wanting to get there from Newcastle would aid the half the take a five minute ferry ride or a half hour drive. It's not a solution from the city. Gave stopped and more of a provincial atmosphere within Sheila and close knit community. The township was characterized by low incomes and high unemployment. It was while living in Fern Bay. Robin met local man. Brad Ximan who became lay and Jesse's stepfather lay was a popular handout. Going go into made friends. Easily at both Stockton Primary School and light up at Newcastle High. By Age Fourteen. She had aspirations to become a veterinarian and was well behaved at school but exhibited rebellious straight with her mom and Stepdad in these moments. It was clear she had inherited her mother's strength of character and biological father's single minded determination nevertheless her mother and grandmother regarded Lee as a typical teenager. Who cared deeply for her family. It was a warm spring evening on Friday November. Three nine hundred ninety nine and delay was excited. She was going to her first light. Not Party to celebrate the sixteenth birthday of one of the local boys Jason Robinson. More than fifty us would bain attendance. Mostly he attends students from Newcastle High. But some young goes had received an invitation to Lee was one of them even though she was only fourteen years old Indian year. I this made her feel important and mature. As only a handful of girls her age had been invited. The party was being held at the old north. Stockton Surf Club a popular venue. For such events the one storey red brick building was positioned on a large patch of open lawn with its re facing the Stockton Waterfront. A short walk away by fillets. Mother and stepfather were apprehensive. As the invitation said the Potty was an all night affair from seven pm until dawn it also stipulated. Bring your own. Which suggested that would be alcohol. Presen- that lay had gained persuasive and convinced them that the not could be viewed as a test if she behaved herself and was ready to be picked up at the Surf Club at exactly eleven. Am She would be given more freedom to attend other parties and social events? If she wasn't waiting at the allotted time she would be granted and banned from going to the upcoming dance at Newcastle High. Which late desperately wanted to attend? There wasn't a lot to do. F- attains in the area as the disguised used to be held at the Masonic Cole had come to an end and the local movie house shut down. There were the occasional gatherings at the Surf Club when a fraud not without listened to the local band practice while drinking Biro Cask. One acquired by an older sibling or friend. Otherwise that would all hang out at Roberto's pizza which had arcade games to play les. Social Life until then consisted of going to the movies in Newcastle Roller Skating and hanging out with friends Jason Robinson Sixteenth. Birthday was her first real party and she was going with a couple of girlfriends. She was secretly thrilled to be saying that boy she had a crush on who would be playing in cardinal sin though local band that was the nuts entertainment. She assured her mother that adult supervision had been arranged for the event and that she knew most of the kids at the Party at seven PM rubbing dropped her daughter off at Roberto's pizza. When lay had planned to make her fellow party going friends the three goals would then walk two kilometers to the Surf Club rubbing waved league goodbye and reminded her to be ready to be picked up by her stepfather. Four hours later at the great meeting spot or there would be consequences
$6000 reward offered for information on woman's death by a stray bullet in Chicago
"Of a twenty seven year old woman who was fatally shot Tuesday night on Chicago's northwest side suffering a six thousand dollar reward their father says it happened just after eight near a seven eleven at Fullerton and Francisco that's the Logan square neighborhood her friend turned around to to black black his his bike bike up up his his bicycle bicycle and and he he turned turned back back and and she she was was on on the the ground ground a a bullet bullet had had struck struck my my daughter daughter and and she's she's gone gone now now Chicago Chicago police police say say a a lex about was not the intended target instead that she was hit by a stray bullet she later died at Illinois
Where Do I Start?
"Why do I stopped announced New Day? Welcome to the sustainable futures report for Friday. The twentieth of March against that saying that the big issue is still covered. Nineteen the corona virus. The International Energy Agency the expects the economic fallout to wipe out the world's oil demand growth for the year ahead which should cap the fossil fuel emissions that contribute to the climate crisis but Fawzi Barrel I e as executive director as worn. The outbreak could spell a slowdown in the world's clean energy transition unless governments use green investments to help support economic growth through the global slowdown. There was nothing to celebrate in a likely decline in emissions of my economic crisis because in the absence of the right policies and structural measures. This decline will not be sustainable. He said I'm no expert. All I know is this will govern everything we do for the next weeks months and probably years. The situation is changing by the day. If not by the hour so I'm not going to comment further except to say that I think we will gain valuable lessons. Which will inform our approach to the climate emergency? I'm working on a new presentation on that theme to be Thailand for the individual clients and presented as a live interactive video. The working title is lessons from covered. Nineteen staying in business staying in Prophet and staying. I'll let you know in the trailer is ready. And they will be special tells of patrons who want to use it in that an organization's for the day I'm falling back on cliches. Okay cliches. But the fact that they've survived suggests there might be some truth in them first of all always look on the bright side. There is a bright side. All over the moment dockside is seriously predominant. It'll gradually get brighter because we can be competent that this too will pass but the climate will still be an issue as always the question with the sustainable futures report is where do I saw with so much information. Coming in all quarters. It's difficult to know how to prioritize what to do or to say start with the end in mind is a well known piece of advice. My Aunt my objective is to make people aware of the seriousness of the climate situation. So that we can all urge governments and leaders to take the international action which is the only way to conquer the climate crisis. The same time I bring you. News work being done to meet the challenge on. I also attempt to look at areas where I'm much more action is needed this time. Then the topics. I'm covering into good news and positive climate messages from the mining industry from the EU from the UK's Financial Conduct Authority. Maybe even from Boris Johnson. There's good news to about geothermal energy cutting pollution is a possible end to the throwaway culture list of bodies is even longer commutes committed to their cause. Why trees not the answer threats to sue. The government continued use of fossil fuels. Accelerating ice melt on why wearing clothes can be bad for the environment. Let's start with the bad news. So you've got something to Fullerton. Kaas off a major source of pollution both in terms of emissions of greenhouse gases and all particulars which reduce quality in the UK alone bad air quality causes some fifty thousand premature deaths each year. It's disappointing to learn from a report by the European Court of Auditors that Europeans are reluctant to give up the private. They say Ovo cities are put in place range of initiatives to expand the quality and quantity of transport. There has been no significant reduction in private car usage. This is unsurprising. Given that they found that in many cases it was always quicker to get to the city centre. Calm in the immediate to him. It is going to be even more difficult to persuade people to use public transport while there is a risk of infection in crowded spaces much better to stay locked away in one's own private vehicle. People probably prefer that even if it takes longer to complete the journey through the European structural and investment fund the EU has provided sixteen point three billion euro between two thousand fourteen and twenty twenty to change the way people move in cities but the auditions complained that the money was taken but there was limited. Take up on European Commission guns on how to spend it. Money was being wasted on infected projects. While city plans often lacked coherence for example in Poland the report found parking penalties were lower than finds a not paying public transport fans in also caused rebound from the side of the road but it was still possible to park on the pavement. A senior auditor said congestion. Custody you around. Two hundred. Seventy billion euro per year and that funds provided by Brussels should be more hiking to plans to shift people out of there. 'cause so I'm going to be easy urged to plant trees and it is by far the best way to take co two from the atmosphere of the carbon. At least in theory in reality there are programs in a wide ranging report through the RSP Bay the World Society for the protection of buds by Elliott Crane entitled. Woodland's for five minutes and nature. She describes the complexity of the issue. And I do recommend you go to the link on the blog I look at the report is very complex. Very detail very well. Written trees are a store of carbon but they take many years to grow and require careful management throughout that time trees plotted on peatland degrade that land as a carbon store and released much of the condom in fact removing trees from peatland can have a positive effect on common storage bunning woods energy it releases college. The atmosphere she says unlike burning fossil fuels. This does not increase the amount of atmospheric carbon in the long term however forest-based bioenergy count be considered column neutral because the payback time until the carbon is reabsorbed. Can we very long particularly when living trees are felled for biomass replacing coal or gas with biomass eligibility generation is likely to significantly increase emissions per unit of electricity generated and yet drax power station claims to be one of the greenest sites in Britain and receives massive government? Subsidies on that basis harvested would pronounce can be a continuing store of carbon after they'd been moved from the forest but how dot com says locked up depends on what the proce- used for the British government has pledged to plant thirty million trees per year raising the. Uk's forest cover from thirteen percent to seventeen percent skilled tree planters. Mainly Australians and Canadians are already at work. I'm compliant one sapling every four seconds to four thousand per day. That's the first some twenty-five percent likely to die in the early years on the forest has to be Catholic managed and thinned so the trees can reach their full potential. They not only absorb outside but they also release it through respiration until trees reach maturity the amount they abso- exceeds the amount they emit but once they mature they stole the carbon but they don't add to forest continue to need management because if as simply allowed to decay the trees will die rot on the COB and we'll be released again into the atmosphere. If the timber is harvested the use. That's made it determines how long it continues as a carbon stole see to persists in the atmosphere for up to one hundred years said to be effective. Trays need to lock carbon away for that length of time. Talking to the BBC Professor Ralph McKenzie of the University of Birmingham. Says it will be a disaster. If governments and companies rely on forests to clear a massive carbon pollution. An article in the journal Nature Warns that the rate at which carbon is absorbed by the Amazon forest is in decline at the rate in. The African forest is stable but there are signs up to will decline in the longer term. It's too tempting for people to believe that buying a few trees can make up for flying away on holding things just at work like that. The government's thirty million trees are no substitute for cutting carbon emissions outsource increasing fuel duty which also decided not to do allows weeks. Uk budget would have had any major defect as it happens. Of course the dramatic drop off in flying and all forms of travel having a much greater effect without the need for a scourge
New case of coronavirus in Pinal County, Arizona believed to be 'community spread'; two more cases related
"New numbers out this morning when it comes to the number of coronavirus cases here in Arizona the Arizona department of health services now says there are two new presumptive cases here in the state bring the total of five cases of the coronavirus in Arizona two people from canal county are the latest to be
Chicago Police Search For Driver Who Dragged Officer In West Fullerton
"Half hour police are looking for two men involved in a carjacking in the Gold Coast neighborhood it happened last night on Dearborn near north Boulevard the man and woman were about to park their car with two men walked up and demanded their belongings in keys one of the suspects took off in the victim's car the other flooded an S. U. V. man and woman were not hurt police are investigating whether this is connected to another robbery just a few minutes later in the south loop or man was robbed of his coat at gun point by someone in a vehicle matching the description of the other
Fatal Crash Shuts Down Long Stretch Of Southbound Lake Shore Drive
"On the roads at four twenty we are learning a bit more now about the accident that has closed lake shore drive south bound it happened south bound at Belmont one fatality has now been confirmed the clean up an investigation continues in lake shore drive is closed Hollywood to Fullerton traffic cannot enter southbound lake shore drive in feel fuller ten so heads up there as for drive times elsewhere the evenings fifteen up to like twenty one coming back Kennedy thirty minutes to the airport thirty four inbound eyes an hour we'll take you forty one minutes out to the three ninety forty three minutes and from the three ninety to the post office Stevenson forty up to three fifty five thirty seven in from three fifty five Brian twenty eight to ninety fifth ninety fifth the downtown twenty next traffic in less than fifteen
Car of missing Marine in Arizona found more than five months after he was last seen, police say
"A missing valley vets car has been found thirty seven year old Jesse conger was last seen leaving a Scottsdale apartment in August Scottsdale police say his car was found this past week in San Carlos the former marine suffers from PTSD and depression he developed during his three tours of
"fullerton" Discussed on KNX 1070 NEWSRADIO
"Suspect in Fullerton late this morning but Fullerton police lieutenant John rada says it was actually boy in a park police who fired the shots after officers tried to pull over a range rover for a traffic violation just across the city line they were advised by their dispatch that the vehicle had been reported stolen earlier today out of the city of Anaheim as a vehicle yielded it then went into reverse and ran to the officers as they were getting out of their vehicle at which point an officer involved shooting occurred the driver of the range rover was pronounced dead at the scene police say the shooting is not related to the cal state Fullerton attack a video showing some pacifica high school students in garden Grove using the **** salute singing an Aussie song raising questions the **** marching song is so obscure it begs the question how is it that the students became familiar with it and of course why did they sing it at an awards ceremony last year and lift their hands in the salute once used to greet Hitler you know it the tip of the iceberg these kids involved a lot of other things related to your not get some more was this something they caught with more of the museum that he did it's kind of a one off thing he'd see me is a sociology professor at Chapman university who has studied extremist groups and violence we're going to address these problems we have to have a dialogue about them a spokesperson for the garden Grove unified school district told the daily beast that the school did address the situation with the students and families involved but another parent and student told the news website there was no larger discussion with the campus community Margaret Carrero KNX ten seventy news radio so far this summer three P. all have been infected with west Nile in LA in Orange County I tested woman in her fifties is the first confirmed human case in Orange County LA county vector control says there's been two cases in the Los Angeles area and they're finding more infected mosquitoes this county vector control district has confirmed for additional if you know some people that were collected from traps in the cities of Carson Northridge receita and signal hello and I use Medina ideas with Ellie county vector control says west Nile virus was also found in Long Beach in bellflower this summer she says people should be wearing mosquito repellent or oil of lemon eucalyptus you don't need water so without water they're not going to replicate the mosquito population lower down there is no cure or vaccine for west Nile virus in extreme cases it can be deadly Emily Valdez can extend seventy newsradio with the threat of a dangerous wildfire season ahead city leaders in Malibu mother getting prepared or taking a lot of steps to be ready for fire season all of that green brush that sprouted up after last year's fires is now brown dried out ready to burn again Karen fair is the mayor pro tem of the city of Malibu we have designed a system of sirens and loud speakers that can be placed in strategic locations and warn the community about any disaster the city has hired a traffic consultant to help us create a custom evacuation plan which will help the sheriff's department in their evacuation efforts and in the absence of power she says the city of Malibu is also developing communication plans that can operate without electricity Chris scenes can extend seventy newsradio.
"fullerton" Discussed on KTAR 92.3FM
"Stephanie Fullerton Fullerton, financial planning and David Bach and get some of your questions about the ever changing stock market answered call six to three nine seven four zero three hundred or Email info at Fullerton f p dot com investment advisory services offered through kingdom, financial group LLC SEC registered investment advisor, does not endorse. Fully. Financial planning when buying a diamond everyone is heard about the four CS color, clarity cut and carat. But which one's the most important Paul kalvesier. When I had questions I went to high park jewelers in the Bill more fashion park purchasing diamond. It's one of those special moments in life, and Bill, the general manager at Hyde Park jewelers here and Bill, you're all about giving us the best information so we can make the best decision for ourselves. That's right. Paul wind selecting diamond people are surprised to hear. It's not always about the carat weight. It's actually, the cut the cut creates the beauty sparkle and performance in a diamond. We wanna find the best possible diamond for you within your budget, and it Hyde Park Jewish. We only source the highest quality and biscuit, diamonds Thurs, no pressure to buy a diamond. We want you to have the knowledge to buy the best diamond for you. Whether you're looking for that beautiful diamond unique time piece or custom jewelry, I urge you to make Hyde Park jewelers in the Biltmore fashion. Park your first stop. I did find out why they've been in business for over forty years. That's high jewelers right at Camelback inn. Twenty-fourth Hyde Park jewelers dot com home, what are you doing lying on the floor? It's hot outside, and he rises, therefore all the cool air is down here. Right. So you planning on staying down there, the whole summer or carpet in this condition. It's disgusting down here. I can actually smell the dog in the carpet looks like bad breath and old gym shorts and I let our kids play on this. That is gross. Hey folks, Scott was Zerorez here, and it's time to get your carpets cleaned. Zerorez is the only carpet cleaner who leaves zero residue so your carpets actually stay cleaner longer. It also means that your carpet fibers are left soft and fluffy instead of that nasty chemical crunch, the other guys leave so feel comfortable enough to avoid the heat and life face down in the carpet all summer long. I will thanks to Ciro res- right now..
"fullerton" Discussed on KTAR 92.3FM
"Of Fullerton, financial planning. Mark Elliott glider with us today. We're gonna be talking about the three stages of retirement today, and how you prepare for them the three stages the go, go years, the slow go years, and then the Nogo years, and this is an interesting topic. Stephanie because as you know, you started your company Fullerton financial planning back in two thousand and four. So you've sat down with a lot of retirees and pre retirees getting ready to set that plan that map that roadmap that blueprint that strategy for their retirement. Everybody's situation is different. And as we talk about these different stages that we go through everybody is different. Everybody's different in their hopes and dreams and their retirement hopes and all of that and what they want to do with their time in retirement. And would you say that today retirement is looked at as maybe a new point a new exciting time of life? Or maybe our grandparents looked at it like, well, we don't have much time left. I mean our times. Is running out retirements looked at a little bit differently. I would I would say, yeah, you're right. You don't used to be go back even twenty years. You know, the average brutality table was showing us that maybe we would live into our early seventies. So if you're retiring in your mid sixties, you really didn't have a lot of years between retirement and passing on now. It's different. I mean, we could easily as we go into retirement easily live another twenty thirty forty years bark, which is where the planning comes in. Because that's what you do. That is a specialty of fortune financial planning is helping people come up with strategies for their retirement. And so that's we're gonna talk about today. These three stages of retirement, and there's the go go years the slow go years, the no years, we're gonna talk about some of the different challenges. But some of the fun things that also that can happen during those different times. But some of the areas you need to be planning for and just before we really dive into this Stephanie when we're planning for say, the slow go years or planning for the Nogo years. It's not that we wait until that point in time to plan for. That this is something that we should be doing before we even get into retirement because your exclusive Fullerton, four point checkup is not in stone. But all of these areas are planned for before you start retirement, aren't they? I mean in a perfect scenario. How sure I mean think about it. You wanna to be an I call it more being proactive than reactive. You don't want to wait till you get to retirement to try to figure out how you're going to make it work. You wanna to begin planning or whether it's two years out or five years out even ten years out? I am sitting down with folks as they come into my office. And what we are taking a look at is. You know, what are they accumulating? What is it that they've been putting together to build the nest egg as they work towards retirement? And you know, never once have I sat down with anybody. As of yet that has said to be oh, Stephanie. I'm looking forward to retirement because I plan on not doing anything. I'm not gonna do any travelling. I'm not gonna be with my grandkids. I not going. To. I mean, the list goes on go fishing or whatever it is though when they sit down with me, they're like we wanna make sure whether it's sixty two or sixty five sixty seven whatever that age is that number one that we have the ability to go into retirement and maintain our lifestyle. So we don't want. Our hope let's say that you're right now five years from retirement. The last thing that you wanna do is hope that what you are putting together is going to work. You really deserve to know if you're on the right track. You really deserve to know. Are you risking more than you should risk at this point? Because let's be real the order and the closer we get to retirement the more rebalancing that we should be doing with our current account to ensure that if these markets continue our correct to a place that we would lose twenty or thirty or forty percents that it's not going to affect how you're going to be retiring in the next two to five to ten years. Yeah. You know, when you think about these different stages, and we're going to start with the go go years, and that's the the years. You're you're in you know, you just got into retirement you're excited. Do you find Stephanie that people a lot of times? I mean, you know, you have retirees that are like I hate my job. I'm tired of working I want to retire. And I'm going to figure out what I'm going to do when I get to retirement. But I would guess most of the people that come in and sit down with you at Fullerton financial planning are excited about whether it's traveling overseas or travelling to want to take an RV and go see all the national parks. Whatever it is that they're excited about the opportunity to go do and experience he had fat just this week. I was sitting down with a client of mine and his wife, and we were going over their annual review. And the first time I've met with them which was a few years ago. Their retirement date was going to be in twenty twenty two. And so everything that we looked at in everything we evaluated and put in place was we wanted to be able in twenty twenty two he had this. Bucket list, and they still do it was they were going to take and they're going to ten bucket list trips in the first ten years of retirement. So kind of like those gogo years. You know, what I find as we get closer to retirement. Most clients have worked hard to get there. They've done a really good job accumulating assets. And putting aside, you know, 4._0._1._K's been very disciplined in that. And so they do they find themselves with more money than they've ever had. There's still filling pretty energetic, so they do want to do more. So I'm sitting down with this couple this week. And we were talking about, you know, okay? You know, updating 4._0._1._K, and he he was a little frustrated because he's still had some money in his 4._0._1._K that we had yet not wrote over and he had taken about an eighteen percent drop in it over the last few months that was very frustrating for him very concerning because he understands. What he has to make just to get even again. And at this point as he is now one fact we're sitting there, and he tells me Mark this. He's a Stephanie what I wanna do. Now is I want to be able to look at Ken I retire next year. So now, we've gone from twenty twenty two to him wanting to retire and twenty twenty and so we began to evaluate in look at everything and again checking off that bucket list, we were able to show him that. Yes, if you continue doing what you're doing. And by the way, I said, I think we'd better go ahead, and reassess this 4._0._1._K and get it rolled over to be more proactive about protecting it then reactive to trying to figure out what to do. Feed loses money. We made those adjustments now for this client that I'm meeting with. It was a good thing for him because we were able to move up his retirement not everybody can do that. But that is the benefit of sitting down with. Someone like myself that were true, retirement planners that were able to evaluate and see if we can help put you in the position that you would qualify or be ready to retire at a certain date or even earlier and if you'd like synonymous Stephanie Fullerton, financial planning a talk more about where you are on your road to retirement and find out some can you do can you take the family to Hawaii? Can you take them to Disneyland or whatever it is whatever you want to do on that bucket list, you need a plan in place. And that's where Stephanie can come in and help walk you through that. Here's the.
"fullerton" Discussed on KTAR 92.3FM
"Of Fullerton, financial planning. And if you have questions you were we've been talking about the loss of a spouse. There's a lot of certainly emotional things you have to handle during that time period. But there's also some financial areas and the legal areas that you need to be aware of Stephanie your team are here to help guide you through this. And then you certainly don't want to wait. Until after the fact this is something you plan for before. It's kind of like when you get into retirement, you have those gogo years where you can't wait to do those bucket list items. And then you get into your maybe you're your late seventies and your eighties. And maybe it's your still can do some things, but it's a little bit slower. Then you get to those no go years. Well, the first part of that is about income. The next part might be about, you know, having some some health initiatives in their long-term care and the like, and then the final part might be about insurance and leaving money to where you want it to go. But you don't wait until you hit those ports parts of your life and come up with a plan. No, you do it before. Do you have all of that in place in the plans are flexible and Stephanie calls it the exclusive Fullerton four point checkup? If you'd like to find out more, it's eight hundred nine four seven ninety five twenty two Stephanie. Let's go in a different direction. Let's let's go to your mail bag. Or are you ready for that? I love this part. Yes, I'm ready. Let's do it. All right. So the first question comes from Robert in cave creek. Now, Robert, I will say this. If you're sitting down need any was Stephanie inner team, she can ask you follow up questions. You can ask her follow up questions. But we appreciate the questions because others may have the same question. So I think you get more from these questions sitting down with Stephanie. But we enjoy this this for sure. So here's the question. Stephanie comes from Robert and cave creek Stephanie is there a good rule of thumb for how much of my IRA should be invested in safe investments at this time period. I'm sixty years of age, or is it just a matter of personal preference? The the recent market volatility has got me a little bit nervous. And I'm not sure if I'm not taking on more risk than I should be. Well, I think that's a great question at could just give you the cookie cutter answer, and I will but no at Fullerton financial. We're all about customizing each person as individuals. We just don't throw you in Notting pot and say this is the rule of thumb because that's what a lot of broker houses will do they'll take your age, the subtract it from one hundred and then they'll balance a portfolio based on that number meaning the higher number your age is safe your sixty they'll put sixty percent, they'll keep that more conservative more safe. The other forty percent they would consider that they could take on more risk facile cookie cutter formula that is not what I call a good plan. So what we would do is. We would sit down with you. We would take a look at everything that you have. And then what we would do is first we would address the income needs. I've never well. I shouldn't say never vary. I can't recall a time that I've sat down with someone and social security and itself was all that they needed to take care of them in retirement. There's always been a knee. For additional income or cash flow because of that deficit, whether it's because of inflation are they're doing more because let's face it. Social security was never intended to be sole retirement plan. So we'll take I what's needed for income and make that contractually guarantee. We'll make that safe. Then what's left? We will. Then as markets talked about today, we will determine how much do we need to take care of medical issues? How much do we need to keep in the market to hedge inflation it's all about balance? So I'm not I'm not a cookie cutter. I would customize.
"fullerton" Discussed on KTAR 92.3FM
"With Stephanie Fullerton with Fullerton, financial planning. Sean Hannity here. Now, how many times have I said don't trust everything you see in the media. Now, it's always important to get a second opinion the same holds true for you and your retirement savings if the stock market roller coaster has impacted your portfolio. Well, it's time to get a second opinion from a financial professional find out how a balanced portfolio can help weather financial storms and provide you with a steady stream of income in your retirement. Don't wait until the next storm hits Wall Street. Your retirement is way too important for that. So called Fullerton financial planning at eight hundred nine four seven nine hundred five twenty to make an appointment to get a second opinion. But Stephanie and the team at Fullerton financial planning help you make informed decisions today that can provide you with the income that you'll need in retirement. Schedule your appointment right now. Eight hundred nine four seven ninety five twenty two that's eight hundred nine four seven nine hundred five twenty to get off the Wall Street roller coaster prepare for the best retirement possible. Call eight hundred nine four. Seven ninety five twenty two. It's been a long hot summer Gaydos for Howard air insure your AC and heating system is operating at peak performance schedule your system maintenance today performed by a highly trained in factory authorized technician backed by Howard Air's, no breakdown guarantee. Prevent unexpected breakdowns high utility bills are discomfort in your home, experienced the Howard air difference. Schedule an appointment today whether replace or repair, call Howard air six zero two nine five three twenty seven sixty six howardair dot com. Some say one of the worst.
"fullerton" Discussed on KTAR 92.3FM
"Financial planning started the company back in two thousand and four when she was just out of her teenage years back then and if you like to find out more about Stephanie the team, you can certainly go to the website Fullerton f p the FBI answer for financial planning Fullerton FP dot com and find out about workshops find about Stephanie Steve the team at Fullerton financial Fullerton f p dot com. I'm Mark Kelly glider with us day. We were talking on the program today about rollovers, and I think this is a overlooked area. Well, I think we all hear about it. I I don't work in the financial world time the opportunity to listen to you every single week and talk to you about this. And it's great for my knowledge. But I always have heard about rollovers, you know, you need to roll over your 4._0._1._K to an IRA or do whatever, you know, into the Roth world or whatever there's always options. So I'm glad we did this today because we talked 4._0._1._K rollovers IRA rollovers even annuities to annuities you can life insurance the life insurance. It's there's a lot of rules and regulations with all of this to me. This is an embarrassment important topic. And even the in service distribution of the 4._0._1._K rollover, where you're you're not retired yet, you might even be working five more years, but you're going to pull out some of that money and start putting it into place better position for your retirement. I guess I like this topic. Yeah. It was so funny. A couple of weeks ago, I walk into an appointment, and they're set curtain his wife, and as soon as I sat down, and he goes, I am so excited. He goes today is my big birthday. And I'm thinking, oh, well, happy birthday. He goes. No, no, no, no. I'm fifty nine and a half. Mark most people when they come into us don't realize it fifty nine and a half that they can do we've talked about it today. Those end service rollovers, well, Kurt happens to be one of those people that got it. He knew it and like well, tell me about fifty nine and a half. He goes, you don't know. I can today. Roll my 4._0._1._K out, and I'm gonna do it today. And I'm doing it with you. Well, well, well, let's wait a second because of fifty nine and a half, you can get your IRA gee was so excited because. Here's what he understood. He's getting ready to retire here really soon. He didn't wanna take and just put it all in cash because he didn't want to miss opportunities. But he also did wanna keep it. And then what happened to Steve your husband when he was a police exactly have those 4._0._1._K's become two o one K's. Obviously, it wasn't just that quick for Kirk. And I where he became a client dislike that I wrote it over. I mean, we took the process we took the time because we wanted to make sure that when we rolled it over that we were doing what's right? I mean, that's what we do as fiduciaries. We do what's right for him. A couple of weeks later when we figured out what we wanted to do. We actually were able to put Kirk in a much stronger position when he goes into retirement here in the next year. We've got an income stream ready for him to turn on because he's going to need about thirty thousand dollars to supplement social security as he goes into retirement, we have it to whereas inflation happens jaaz. We've got coverage for when it comes to nursing home health healthcare and then on top of it. We evaluated his taxes were able to save him thousands of dollars in taxes. Not to mention we still kept money in the market because there's opportunity there were able to hedge inflation there. So we were able to give him a well thought out plan and really he knew being fifty nine and a half was very important. So for our listeners today, if you're fifty nine and a half, and you're still working don't think that you have to wait pick up the phone and give us a call..
"fullerton" Discussed on KTAR 92.3FM
"Come back. This is the Fullerton financial hour where your retirement dreams begin with Stephanie Fullerton with fortune financial planet fat right after this. You're listening to the Fullerton financial hour on the retirement. News network. You you do. Me with Cox. You find all your favorite shows with just the sound of your voice, right? I guess. Yeah. And you don't have to put up with buffering when you stream that's true. Plus, you lock your does turn lights on and off and turn up the heat from your phone. Yeah. I do all those things. Then who's to say, you're not cool. Wow. I guess I'm cool. Now, go on be Yokoo. I have to go tell my mom. You're to a TV one hundred Megan and homeland automation in a homeland of yea from for just ninety nine ninety nine a month for twelve months. Learn more at Cox dot com and four one thousand nine for new residential customers twenty dollars per month. More for months thirteen through twenty four includes one terabyte data usage per month. Reinstall for self install only two year service agreement required formulation fees apply. Excludes videos for churches have to fifteen fifty a month, pending on cosmic taxes and other fees. Speeds not guaranteed. Restrictions apply. That's when my service preventative services, Arizona LLC super when it went for one zero or number three one zero eight seven six. We know that everyone has their own taste in jewelry, especially when it comes to engagement rings. That's why Shane company carries hundreds of fresh and current styles. That no other jeweler has our design team collaborates with top jewelry innovators around the world to create original and distinctive styles exclusively for Shane company. Many other jewelers carry the same designer names with all the same rings, which by definition means. They can't be unique. And they charge. You forty percent markup. Just for those names. We know.
"fullerton" Discussed on KTAR 92.3FM
"And the first thing to do when determining risk in your portfolio as Stephanie said, we started the program has to add up all your assets understand what they are. And how much you have of each, you know, Stephanie, certainly we would all like the markets to be like two thousand seventeen they there was hardly a blip on the radar screen. All it did was go up and up and we've been on this bull run since March of oh nine so it's one of the longest morons in the history of Wall Street, and the challenge for us would be is that we kind of get. Overconfident? Well, the markets are always going to go up. And we know that's on other work. They go up. They go down. They go sideways. So how does market volatility Stephanie affect our retirement? And what can we do to protect ourselves from the next crash whenever that might be, you know, this as with many other things out there at all depends on your outlook on it. How do you look at it? How does it make you feel if you're one of those people that every minute or every day every hour you're looking at fluctuations than yes. Today's market is more volatile than years past but for the long term the year to year or decade to decade. It's about the same as it ever was. So what needs to happen is we have to stick to looking at long term trends not day to day, and certainly not our relieve movements because that's going to drive. You absolutely crazy and is going to drive your financial adviser crazy because you're going to be calling them nervous all the time. There are so many different things that we can look at that market swings. I mean, look at it everything from politics to elections to the price of oil to the health of foreign economies around the globe interest rates. We've talked about what if they hike and what if they cut them are even the potential of corporate news, and I will tell you Mark the list goes on and on and on a lot of the market corrections and reactions have to do with uncertainty, and what may be a hit win one week has every chance of becoming a tailwind of next week. So most most of the news and subsequent market bumps are not fully understood or they're not even played out all at once. Instead, it is a process, and it's not a very straightforward one at that. So if you're trying to forecast what the markets are going to do or win the time or wind up by or are. So it's a pretty much imperfect task at its best. So that's why it's very important that you have a strategy and the strategy. I encourage you have it in writing. So you could begin to look at it. When you go into your financial advisor, and you're beating with them at least once a year that you're you're able to discuss it on an ongoing basis, especially when things get a little tough out there in the stock market folks, you want to have diversification. You wanna make sure that your retirement nest egg isn't exposed to wild swings in the market. It's called deviation. The wider the deviation the harder the swing the more risk that you're going to have and the more you will lose when these markets make correction. Yes, the more you can make. There comes a time. In point. We're making money is. Not as important as keeping it. If you're one of those listeners today that you are approaching retirement, maybe you're in that tenure we what we call the retirement red zone. We want you to know that you have enough money. That's why we want you to come in. We wanna help you look at it. Let us look at your expenses. Let us help you understand what type of lifestyle you're wanting to live out in retirement help us, let's help you put a dollar on those things that are really important to you. Will you have enough money and retirement, can you retire? When can you retire? Can you imagine being able to go to sleep knowing when you wake up that these answers, you have that you could know with confidence as you go into retirement that your money's going to last? But that is what we do at Fullerton financial. And if you would like.
"fullerton" Discussed on KTAR 92.3FM
"Well and the team. At Fullerton financial the website is Fullerton, f, p dot com so. The FBI stands. For financial planning Fullerton f p dot com great information there we're talking today, about why you need a true financial ally for your retirement somebody to. Help guide you into your retirement strategy in your retirement plan and because we're, talking about a twenty thirty plus year time of your. Life and it should, be a variable in very enjoyable time. That's what we host certainly hope for all of our retire But there's. A lot of things that go. Into this Stephanie there's. No question about it. You know social, security is, a big part of this you, know in. Annuities to get more income can be a part of it take social security at the right time is certainly a big part. Of that but there's so much more because it's. Really about the. Life we lead. It's really you know when we pass. Away we're probably going to say boy remember, that stock we got back in eighty seven, wasn't that fantastic on black Monday we really one one there we stole one there that's not what anybody. Remembers it's about the family is what it is but one of the questions that we all have is. Nobody wants to outlive their money, so we live longer, than expected and we. Don't plan for it that can be, some, problems for us I. Would imagine so. How do we make our money last as long as we do you know. Mark you're absolutely right it's our human nature always focus and thinking about. The immediate future and never in a long term view I remember we had, taken our daughter Samantha over to an avid state college. In California she was, getting in a senior in high school And I remember as going to visit this college and. We had to get back on the road because she actually was a. Cheerleader and, she had, a game that she, had to cheer out on, Friday, night and so. We were in the car and we got hidden my husband's Steve. I talk about him a. Lot on the show. He said I want to. Try to get across to the Zona line. Because gases a few cents cheaper on the other side of California and he said I. Think we'll be fine and I'm like okay well know that we. Gotta be back in town by like. Five o'clock Samantha. Has the game tonight and we get to the border I kind of, notice my, husband, looking at the. Gas tank and we're still a little ways out to the to the gas station and I look over. And I noticed that the gas tank is almost on empty and I very gently said. To my husband I said hurry join on gas In Mark I remember him say oh I think we'll be okay. Well Mark we've never my husband says he thinks we'll be. Okay that's when I need to start worrying because he's usually an absolute type of guy knows we're gonna be okay we're gonna make. It yeah yeah but when he's said fake I began to panic and then my daughter could sense I was beginning to panic, and of, course, she's a teenager We. Almost ran out of gas because my husband didn't properly plan. We were going to run. Out of gas yes this does have an analogy here is important to consider how long. You're going to be in retirement because. What you don't want to happen you don't wanna be say eighty five and you're almost running out of. Money and you're still filling strong because listen we are living. Longer my grandparents lived into their nineties I have a great potential that I'm eleven to, my nineties what I don't wanna do I don't. Wanna be eighty five in hoping that I have enough gas in my. Tank that's what we do at Fullerton.
"fullerton" Discussed on KTAR 92.3FM
"Typically and financial put on. About four of these every month there's no cost to attend you do have to sign up though because. Seating is limited all that information and more on the, website, Fullerton f. p. f.. B., two stands for financial. Planning Fullerton f p dot com Fullerton. F p dot com I'm Mark Ellie glad you're with us we're talking, about the biggest retirement myths and misconceptions today on the program and we've got a couple of misconceptions about retirement planning that people. Really might want to, be? A little wary of and Stephanie. Let's talk about you right I think you're the right advisor But how can the right advisor help us understand the, truth maybe behind some of these, myths let's address that because it is another Mets the idea that all financial and insurance professionals are created equal, you know working with some kind, of financial. Professional worth every penny in research has shown people who work with, an adviser night only tend to be more, confident about retirement they also tend to actually be in. A better position financially for. Retirement I know this when we sit down with our clients year after year after year tears even at. Times of crowded Toussaint thank you you giving us the, confidence, you just last week. Mark, I'm sitting down with. A client is getting ready to retire. We didn't work it on his plan for over three years getting everything, in place getting all the strategies properly placing his income strategy making sure we've got the right amount of money in the market. The hedge inflation and, for. Growth and we're sitting down in And, we're talking about his retirement he begins to tear up and I, mean I'm like going don't do, this to me right now I'm, going to start crying he. Goes Stephanie because of. You and your team here I know that I'm okay going into retirement. He goes I can't believe. It's time he, was so grateful, so it does probably the greatest thing Yeah I will tell you there's. An fact, that conversation Mark stirred me. On because now I'm. Going to write a book this year I'm writing the last book I'm going to writing a happy healthy and inspired retirement your definitive. Financial guide Stephanie and Steve fuller here's. What I'm gonna do this year and putting together, and actually him and I talked about it he's going. To be my first? Story I'm going, to create a book? Of the clients a handful of clients that I've helped prepare. For retirement what did they. Do not just financially what did they downsize did they find another. Place that because that's what he did? He move into another state he bought a, another, home what it was for them financially mentally how did they go, into the game because a? Lot of people wake up thinking, Wow. I've. Been, used to get up from six the six and go what am I gonna do what am I gonna do Stephanie Fullerton Stephanie Yeah Fullerton financial. Finding that's your? Identity Yeah. The, totally different identity in retirement. Yeah and, that's what he said he? Was what do I do now so my next book. Is gonna be retired dot dot now what I like and that's the benefit see having, a relationship with someone like myself we. Will make sure that you're. Ready we've got the skill set we've got the trading to address the issues that. Matter to. You and your situation all right so let's look, at the next step of that because what? Advice do you have for people Stephanie who still need to find the right professional to? Help them with their retirement plan, and before you give the answer I would say, the, number, is, eight hundred. Nine four seven Hey that was really good that's impressive, you know, what I so appreciate the people? That come in and have the list of questions. I love that when they do that I like. It when they've done? Their homework in fact the? Book that I just wrote that you mentioned has a list of questions in it things. Like, you know what type of comprehensive. Retirement, planning do you do are you just. Another pie chart are you? Just another here give me your age of Chuck two. Hundred and that's what we're gonna do you know what is going to be my withdrawal, strategy make them show you how you're. Going to receive income and. Win and how how they addressed inflation do they understand that if your expenses right. Now four. Thousand do you know and ten years they're going, to be almost six thousand and twenty they? Are going to be close to eight thousand are they addressing that are they looking at? Healthcare they look at it long, term care what they've done to protect you from Medicaid, spend Down because. Reality, is most people don't. Have long. Term care insurance? How are they protecting you from that and what are your legacy goals are. They addressing it you know creating an. Implementing strategies to help people in retirement I. It's complex, it does have a lot of challenges and I know these are challenges that most people. Don't want, to do themselves in fact Mark I will often say.
"fullerton" Discussed on KTAR 92.3FM
"Course with the president and founder of Fullerton financial. Planning Stephanie Fullerton. Questioned about anything you've heard today on the program there's no cost there's. No obligation to. Sit down with Stephanie or somebody on our team it's eight, hundred, nine four seven ninety. Five twenty two eight hundred nine four seven nine five to two and, if you want to find out. More about Stephanie and the team. You wanna find out about workshops. There's no cost. To attend those you just have to. Sign up seating is limited all that, information, is on the website. Fullerton f. p. stands for financial planning Fullerton f. P dot com they were talking about how to protect your money how how do. You make sure that it's gonna, last as long as you last that's really the number one fear much retirees today as. The fear of running out of money before running out of life and. We know it's important to take steps, to, protect your nest egg so it will last. Through your retirement Stephanie let's talk about some ways to maybe help make sure the. Income keeps flowing in for as long as we need it to Yeah it's all about the checks in, the mail, right we. Wanna make sure that check is in the mail. Each month and. Bank account and our checking account when we retire reality is this Mark. When you retire. The paychecks stops oh you might get the the social security, check, but that in itself. Was never ever created to be the sole provider when it comes to, retirement it was created to be. A supplement so we want to. Take a look at what checks. Are going to. Be coming in the mail we just. Don't want them coming in the mail, for, a period of time. We want them to come in the mail for. As long as you live you're married we want the spouse to be included in. That so what we do is, we look at different strategies on how to create that guaranteed stream of income in most. Of the time this is gonna come from annuities Mark I believe that. In nudity is one of the forerunners, right, now when it comes to the baby boomer's. Plan for retirement now I'm not saying that annuities are right for everybody because there's Good ones out there and there's bad. Ones but do I believe that the right annuity for, the right fit, is, one of the best ways to create that. Guaranteed paycheck so think about this my husband Steve and he's been on the show before he's even, done a couple of the shows with. Mark when he retired from the city of Phoenix it was a wonderful feeling Mark on the thirtieth. Of each month it was kinda cool that we would wake up we would. Look and check was deposited in my husband didn't even have to go to, work for, that that was his pension that was pretty incredible. That was great well unfortunately most people aren't getting a pension nowadays we're blessed because he gets a pension I hope it lasts for. A very long time but think, about. People that are retiring right now without a pension one of the best ways to get a pension feel what I mean. By that we love that we get a paycheck every month Stephen We check it every month in yes he gets. It put in there. And we, don't, have to worry about that it's there so what if we could create that same feel for you by simply taking a portion of your, assets and allocating them into a type of annuity they has a. Lot of benefits benefits like market grows it.
"fullerton" Discussed on KTAR 92.3FM
"This is the fullerton financial hour with stephanie fullerton and the retirement news networks mark elliott stephanie is the president and founder of fullerton financial planning and is one of the top one hundred businesswomen in arizona stephanie andrew team believe in building lifelong relationships built on performance and trust this is the father ten financial hour on the retirement news network welcome to the fullerton financial hour where your retirement dreams begin and of course they begin with stephanie fullerton the president and founder of fullerton financial planning i'm mark elliott with retirement news network glad you're with us today today we're gonna be talking about some central money questions to answer before you retire before we get into our topic stephanie walk him to the program how are you mark i'm doing great how about yourself i'm doing good how about you know we've talked about your your new house into the coyotes and the challenges with your little dog but now scorpions have invaded yes i know we have scorpio's we don't know what to do with it so like if any of our listeners out there have any great little secrets on how to get rid of these guys let me know so we're gonna start our show today by by asking you to take a quick trip down memory lane to some of the most significant milestones of your life so do you remember all the uncertainty in unanswered questions that you faced after graduation as you went off into the real world well how about when you got married that was a transition certainly what about when your first child was on the way you know the transition to retirement brings up some pretty big questions as well many of which have to do with money in our financial wellbeing and so stephanie is not only going to shed some light on some of the most important questions you should be asking yourself before you retire but she's also going to guide us through the process of answering each of those questions because stephanie and correct me if i'm wrong which i know i am quite often the goal is to enter retirement with confidence rather than head into retirement with doubt and uncertainty in absolutely it's absolutely true look i get it change is very hard i've not met anybody yet that likes change and it's not fun and when we face these what i call transitional phases in life it can be really stressful but what i tell my clients in the message that i hope that i'm going to be able to deliver today is that it doesn't have to be that way and that's why we selected what i think are the most important questions that we ask ourselves are.
"fullerton" Discussed on Xtra Sports Radio 1300 AM
"He's a cal state fullerton guy always have to get those guys extra love on my broadcast but what a what a story i mean this guy gets drafted as a slugger out of cal state fullerton first baseman a power hitting guy and then he spends a few years europe alexi double a and and now he's reinventing himself as a pitcher which he was a cal state fullerton as well doing it exceedingly well at this point in time give us your take on what he's been able to do during the course of his minor league career well you see the game changing you know there's a few of these guys around now that are doing boutique continues to do both he actually played i yesterday or the day before yesterday or day before he pitched yesterday today he'll be available to pinch hit or double switch he's a good first baseman he's got power he's still could hit they plan on using him at biloxi the same way so it's it's a situation i think in the pro game that were experimenting with we're all learning how this is going to work with you know the the angel what does that otani situation we're seeing how it works they do it in college a lot of colleges have one or two guys that do both we're seeing how physically this works out he's done a good job here he pitched really well yesterday had a very good at bat in his one appearance he walked so he he's doing a pretty good job and you know it's it's a big bonus if a guy can do that for for a.
"fullerton" Discussed on KTAR 92.3FM
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"fullerton" Discussed on KTAR 92.3FM
"Call right now and ask for our exclusive fullerton four point checkup right now at eight hundred nine four seven nine five two to again be one of the first ten callers and ask for that fullerton four point checkup at eight hundred nine four seven nine five two to three stuff is helping you trust us your retirement strategy to ultimately reduce your stress about retirement when we come back stephanie is going to reveal more key areas they you need to assess stay with us this is a fortune financial our your retirement dreams begin with stephanie fortson of forwards and financial planning you're listening to the fullerton financial hour on the retirement news network whether you're approaching retirement or already retired transitioning into retirement can be a daunting thought where will you get income what if the mortgage dropped how should you take social security joint stephanie fullerton and her team at fullerton financial planning for a discussion about these factors and more all while fulton financial planning treat you to a complimentary dinner at arrowhead grill in glendale now you pick the date durtoux choices 630 pm on tuesday december fifth four thursday december seven at arrowhead grill in glendale reservations are required so call right now eight hundred eight zero three fifty seven twenty three to reserve your seats today that's eight hundred eight zero three fifty seven three seating is limited so call now to learn more about these events and how you can attend at no cost poyton financial planning eight hundred eight zero three fifty seven twenty three eight hundred eight zero 357 2003 or online at ports and fp dot com fullerton fp dot com insurance products may be offer come see hundreds of vintage inspired engagement rings designed exclusively by shane company our latest collection is truly a work of art our or melissa found inspiration for these romantic rings in the empty frames at the museum of fine art she thought wouldn't it be great to have.
"fullerton" Discussed on KTAR 92.3FM
"Up cd is limited all that information is on the website fullerton fp dot com and something we started the last few weeks or so stephanie is taking opportunity to answer questions that she has received either from radio listeners like yourself or from attendees to the workshop and without you know if if for example our first question is from jim and litchfield that jim has the question maybe others have that question but i will say this before i give stephanie the first question and that is that if you were sitting down with stephanie there certainly be an opportunity for asked more followup questions in this scenario in the setting the obviously that is an of a realistic thing we can't do that ring a jim on the phone bought him into a radio show we're not going to do that but we really think this is a kind of a fun and it goes away from you know today we're talking about income sources and how to manage them all these questions usually come from all over the place or not really one topics so stephanie with all that being said are you ready i am ready to go mark let's still at all right first question comes from jim in litchfield stephanie i have about four years left until retirement and i'd really like to have won million dollars in my 401 k at the time i finish working i should be able to achieve that if i save aggressively but i also have a lot of debt should i focused more on paying off the debt or piling up more money in my retirement accounts well first of all let me just say this cash is king it's king you if you can get debt played off that's the first thing that you wanna deal because when you go into retirement the more that you have a retirement and that is the more cash flow that you have the more you know that you're going to be able to do so i am all about getting debt paid off and maybe what that means is that you pull back a little bit on what you're contributing inside of that 401 k and less make it a priority to pay off your cash first are your debt first and then once that debt gets pay we can then begin get an aggressive again with those contributions inside of the.