38 Burst results for "Fraud"

Myanmar Military Fires U.N. Envoy Who Spoke Against Its Coup

WTOP 24 Hour News

00:33 sec | 9 hrs ago

Myanmar Military Fires U.N. Envoy Who Spoke Against Its Coup

"And mark have been making mass arrests and even reportedly using lethal force Today is demonstrations continue a month. After a military coup took power. They're protesters around the country have been demanding the elected government be returned to power. The military says it took power because of massive irregularities in last year's elections, though the Election Commission and Myanmar says there was no fraud. On Friday, military leaders fired those commission members, newly appointed ones then announced an old the election results from last year. Protests

Mark Election Commission Myanmar
Fresh update on "fraud" discussed on Fox News Sunday

Fox News Sunday

00:58 min | 4 hrs ago

Fresh update on "fraud" discussed on Fox News Sunday

"Fraud. I want to pick up on that because there are a number of Republican state legislatures, which we're talking about new voting restrictions that I want to ask you about at least one of them in in Georgia, the Republican controlled House. Has a bill that would limit early voting mostly the weekdays from 9 to 5. It would reduce the number of absentee ballot drop boxes, and it would restrict early voting on Sundays. When black churches hold get out the vote events. Do you support, making it harder for people to vote? Of course not. I mean, we need we need to create a process that people can get out the vote. But we've also got a creative process where there's no fraud. People could not feel that their vote is ever deluded. So should you have ballot boxes that are unmonitored know Should you have your vote in by election night? Yes. Should you keep voting? Keep counting the votes. Once you start seeing we get the results quickly. Yes. Should your signature match. Yes, There's some basic things we should do. But we should create a process where people get to vote, but make sure no vote eyes.

Georgia Republican 9 5 Sundays House At Least One
How real is the threat of prosecution for Donald Trump?

KYW 24 Hour News

04:58 min | 18 hrs ago

How real is the threat of prosecution for Donald Trump?

"The surprises in Donald Trump's final days as president was that he did not grant himself a part in something that might have been legally disputed, but might have protected him against any federal charges After leaving office. There was reportedly political advice that Such a move might look like an admission of criminal acts that would hurt him in a 2024 presidential race. So now he faces number of federal investigations for which part might have been useful and state investigations where pardon would have made no difference at all. But How much legal danger is he actually in? Rikki Klieman is a criminal defense lawyer and a legal analyst for CBS News. Ricky Good to talk to you. Good to talk to you Go. And let's just start with the Supreme Court decision that allowed access for the Manhattan D A to Donald Trump's tax filings and other financial records. How big a deal is this? It's a huge deal. This was the result of a subpoena that is 18 months old, which side advance the district attorney for New York County, which is in Manhattan. Had served upon Donald Trump's accountants and lawyers for Donald Trump's and the Trump Organization's tax records and other business records. This particular subpoena was fought by Donald Trump's attorneys up and down to the United States Supreme Court twice before it. We wound up with this ruling recently. So what does it mean? What it means. Is that a team of investigators Is going to go up to the lawyers for the accountants and be able to demand for that subpoena. The tax records going back for eight years of Donald Trump and the Trump Organization as well as other types of business records. They're going to take those records down to 100 Center Street to Cy Vance's district attorney's office. And you are going to have a number of people who are going to review these records to see if there is evidence of a crime. The Manhattan D. A's office Cy Vance's office has subpoenaed New York City Property tax agency is part of the criminal investigation that Trump's company. The agency confirmed that last week That's just prosecutors or examining the former president's efforts to reduce commercial real estate taxes for possible evidence of fraud. But let me ask you whether it's that or some of the claims, though not charges of criminal shenanigans going on in the trump real estate empire that at one point I think it was in 2017. His associate, Felix Sater, even said without being specific. Trump and we are both going to prison. Aren't these kind of alleged corporate crimes usually settled with financial fines rather than anybody actually going to prison? They are often settled with financial. Frein's, however, depends on how big a crime is found. If any, is found. What's advances offices looking at is the whole arena of fraud. They're looking at bank fraud. They're looking at tax fraud. They're looking at insurance fraud, and they're also looking at the much lesser offenses, which could be a misdemeanor. Of falsifying business records. But as you go up the line, the value of the fraud creates the crime itself. Whether it's a class A felony B felony C felony and so on. And so if there is a major fraud, you are really talking about some serious prison time, including the possibility of mandatory minimum sentences. Now, while saying that you are correct that often these cases are found to be misdemeanors. They're found to be diminished Mus and that they are settled by a payment. In this particular case, however, what we have to remember is that much of this started from the testimony of Michael Cohen before Congress when Michael Cohen said, in essence, That the Trump Organization kept two sets of books. That is what they would do is they would inflate the value of various properties in order to obtain loans, and they would deflate the value of the same properties in order to have a more favorable tax result. Now one of the defense's remember there is always a defense. One of the defense is that I am sure that the trump lawyers are going to go forward with is to say, Wait a minute. Everything that we did was reviewed not only by the accountants it was reviewed by banks. So it wasn't that we were trying to play fast and loose. When the banks reviewed these valuations, they had their own teams to be able to audit. No, you're going to find that this is not going to be a simple investigation and prosecution.

Donald Trump Cy Vance Trump Organization Rikki Klieman Manhattan Supreme Court New York County Felix Sater Cbs News Frein Ricky Michael Cohen New York City United States Congress
Fresh update on "fraud" discussed on Ric Edelman

Ric Edelman

01:40 min | 5 hrs ago

Fresh update on "fraud" discussed on Ric Edelman

"He told people if you invest with May I'll make sure you're protected from fraud. And he was doing that in order to defraud them, which I thought was just simply too hysterical. What didn't occur to me as I shared with you that story? Because I got the information directly from the SEC. The FCC s information did not reveal something that one of my listeners told me about this past week. Left part ass in 2018 and 2019 in the midst of operating this fraud. Went to Ukraine. Have tried to find dirt about Hunter Biden, President Joe Biden's son he was involved with President Trump. In the efforts to discredit Joe Biden and went to Ukraine to try to do it. Parness was actually arrested in 2019 and charged with violations of campaign finance law. Among the allegations he misrepresented the source of a $325,000 donation to a fundraising committee that was pro Trump. So this same guy has now just been nailed by the SEC for engaging in investments fraud. Telling people that will protect them from investment frauds. You just gotta love this guy. And now I want to share with you. The story of Beverly Schottenstein. Beverly is 93 years old and has $80 million. She invested this money with two financial advisors at J. P. Morgan. These two advisers, she says invested her money in very risky investments generated very big commissions and did not disclose any of this to her. Didn't provide to her account statements showing what was going on in her account. She alleges that they shredded documents and also had unexplained credit card charges. She's 93 years old, and she wasn't going to take it lying down. She filed an arbitration claim against both of the advisors and J. P. Morgan. She sought $69 million in claims. The arbitration panel has just ruled and they have ruled in her favor. They concluded that these two advisers violated their fiduciary duty. They made fraudulent misrepresentations and held both the bank And one of the advisers guilty of elder abuse. They awarded Beverly Schottenstein $19 million. And the brokers. Their names are Evan Schottenstein and Avi Schottenstein. They are her grandchildren. And one final story. The Justice Department says North Korea is hacking banks and companies and has stolen over a billion dollars in the past five years. The Justice Department says that they are now targeting Crypto currency. And why not? Bitcoins Market cap is now over a trillion dollars. And just as Willie Sutton said, I go where the money is. Hey, North Koreans are evil, but they're apparently not stupid. They're going after crypto currency, because apparently.

Willie Sutton Evan Schottenstein Joe Biden Avi Schottenstein 2018 $325,000 J. P. Morgan FCC 2019 $69 Million Beverly Schottenstein Beverly Donald Trump $80 Million Ukraine $19 Million Hunter Biden President Trump SEC Over A Trillion Dollars
Trump's tax returns and related records turned over to New York district attorney

Sean Hannity

05:36 min | 18 hrs ago

Trump's tax returns and related records turned over to New York district attorney

"I want to move on and talk a little bit about the tax issue and the tax returns. The court ruling could be handed over to the state of New York and and Cyrus Vance, the A G o. It was the prosecutor in this case. Looking into the President. Trump has taxes, his finances, etcetera, etcetera. You're working on that case. Look, I don't know anything about it. I've never seen his tax returns. But from knowing how businesses are run, I doubt there would ever be a billionaire, or frankly, any wealthy person whose taxes would look good. Unless there's a W two and unless somebody's an employee, and unless there are no no deductions available, I would imagine it would be more complicated than the average person's tax returns. Number one and number two. I would imagine that the president Then private citizen, Donald Trump probably hired the best accountants and lawyers available and they were the ones that filled out the taxes and not him. Well, I could tell you this I mean, 45th president. United States did not go down to meet with the local enough No disrespect, Agent or block. Actually, they do a lot of work, but he didn't go down to the local agent are blocking. Sit down and say here, my W two than he lets on my tax return. You're actually corrected. Tax returns are from a business and from his personal Work, which includes media real estate. Real estate tax returns are complicated by nature. He had expert CPS. He had expert tax counsel that prepared the returns. I'm not concerned about the returns we fought, we fought it. During while he was president. We did not think it was appropriate. To be able to seek those records. At least not unless they could show a special height. Need to justice is actually four justices would have agreed with us on height need. I suspected we had Amy Barrett. Now she probably would have to. I don't know that But it wouldn't matter because now the 45th president is the former president. But Come out strategy standpoint, I'm not gonna discuss trial strategy, and I don't think these are going to trial but from a litigation strategy or case strategy when you defend tax cases used the tax returns to defend your case. So this is not complicated. The tax returns may be complicated, but this is not a complicated defense. You know, the president does make a point. I mean, I'm not sure if you followed Merrick Garland's hearing yesterday, but he e mean seemed like he didn't know never picked up a newspaper to may and didn't knows much about anything and wasn't even willing to commit to keep in the dorm. Investigation. Ongoing. We now have a smoking gun email appear. James committed Jim Clapper and in that, he acknowledged, And this was the day that he signed the sex and second Fiza application. Is the first renewal application subsequently signed a third application three of the four and admitted that he was not able to verify The veracity and truthfulness of what we now know is the bunk, which is Hillary's bought and paid for dirty. Russian disinformation dossier, which raises the question of fraud before a FISA court in my mind that seems like a slam dunk. Am I wrong? No, I think I think you're right. I think Merrick Garland has a as a judge. It's a good reputation and former Justice Department official as well. I'm sure he's going to get confirmed. Hopefully, he will apply the law to the fax is that sky is that kind of reputation? He's not an Eric holder in my view at all and again, I think that this is Look, when you have an election go the way it went, however, it went there. The fact is they get to pick their nominees. And while there's already been some objections on others, I don't expect to be much objection. There will be a party line. Objection, but I don't think will be overwhelming. Yeah. You know all these legal issues that the president has dealt with the weed? You know, the president uses the term witch hunt in so many different ways. Look at what this country was dragged through. For three years. You were you were part of following this entire Russian witch hunt. You were involved in everything involving you. You lived for three years. You You lived the first impeachment trial. You know when a quid pro quo when it was only one fact witness Only one it was all based on not even a real whistle blower. But I hear, say, whistle blower, non whistle blower, and, you know everyone that testified was either an opinion witness. Or hearsay witness and nobody had any facts and the only real the only true witness said No, he didn't want to quit port pro or quo. Um at all. He said he wants nothing. He wants to make sure they're not gonna be corrupt and take that to the next level is thin. You got Joe bragging on tape that he leveraged a billion taxpayer dollars so they'd fire a prosecutor. That was investigating his son being paid millions with no experience. Yeah, well, look, I think the fact is that we beat back Bob Mueller. We beat back the first impeachment. We had good success and a lot of the Supreme Court cases. And the second impeachment, which we did not participate. And although we filed a brief with the Senate on the legality issue of whether you can teach the president no longer in office, which we took the position you cannot The president won these battles I He will win these other battles that he's as right now. But look they're trying to. I think it's pretty clear that the moves here are to try to disable him, so to speak. From being able to run again,

Merrick Garland Cyrus Vance Amy Barrett Jim Clapper Donald Trump CPS New York United States Eric Holder Justice Department Hillary James Bob Mueller JOE Supreme Court Senate
Fresh update on "fraud" discussed on Bob Zadek

Bob Zadek

00:34 min | 5 hrs ago

Fresh update on "fraud" discussed on Bob Zadek

"Servant of gathering this afternoon. White House correspondent Greg Clarkston has a preview. Trump is set to close out CPAC, the conservative political action conference, and aides say the former president will use the speech to reassert his power. Over the past few days. Many speakers have voiced support for Trump's role in the Republican Party and repeated claims about mass voter fraud in the 2020 presidential election. Notably, this year's CPAC lineup has not included high profile Republicans who have distanced themselves from Trump. Including Senate Majority Leader Mitch McConnell and Senator Mitt Romney. Greg Clugston, the White House good news. We have a third way to fight covered 19 the FDA yesterday, clearing a Johnson and Johnson shot That works with just one dose instead of to health experts of anxiously awaited a one and done option to help speed up vaccinations. The virus has already killed more than half a million people. Spaceflight company, Virgin Galactic is postponed its next mission to space from New Mexico until least May this after a test flight in December was aborted due to a computer problem. The Albuquerque Journal reported that an investigation by the company found that electromagnetic interference caused the spaceships onboard computer to re boot during the December flight. That triggered a safety mechanism that shut down the engine enforced the V S s unity's two pilots to abort the mission and glide back to Earth CEO Michael Cold Gaze here. Said the company will test new components to prevent the air before launching its next flight. Keith Peters reporting Hong Kong police have picked up 50 pro democracy activists today on charges of conspiracy to commit subversion under the sweeping national security law imposed by China, former lawmakers and democracy advocates amongst them. More on these stories of town hall that calm 1901, a woman by the name of Annie Taylor climbed into a barrel so that she could ride that barrel over Niagara Falls the first person to do so the reason for her crazy endeavor. She was struggling to make ends meet, and she.

Greg Clugston New Mexico Greg Clarkston Niagara Falls Annie Taylor Keith Peters December Republican Party MAY Earth Donald Trump Republicans Mitch Mcconnell Michael Cold Gaze White House 50 Pro Democracy Activists One Dose Yesterday 2020 Presidential Election Two Pilots
Text messages promising $1,400 daily stimulus checks are actually scams, IRS warns

Afternoon News with Tom Glasgow and Elisa Jaffe

00:55 sec | 1 d ago

Text messages promising $1,400 daily stimulus checks are actually scams, IRS warns

"For people who have lost their jobs in their security to Corona virus. The text message is a god sent there now eligible for $1400 daily, through covered relief program. You have been Smith, the text contains a link to instructions on how to get your money. But kneeled US wanting of Stanford University's Advanced Security certification program says that merely clicking on the link could expose the recipients. Personal financial data relief will arrive in the form of a check in the mail. Or a direct deposit to the bank account that you've used in the past with the I R s far from receiving a stimulus payment. The victim stands to lose everything from his or her bank account. Federal Trade Commission has received over 350,000 reports of such scams resulting in total fraud losses north of 336 million has realized that as him as might appear, take a screenshot of it, Send it to the I. R s and then delete the message with Tech trends. Jim Ryan ABC News At the Kamo news time Now for 14. Other update on

Advanced Security Certificatio Stanford University Smith Federal Trade Commission Jim Ryan Abc News
Ex-U.S. Olympics gymnastics coach charged with sexual assault

90.3 KAZU Programming

03:44 min | 2 d ago

Ex-U.S. Olympics gymnastics coach charged with sexual assault

"Of the sport's most prominent coaches, who had ties to the to the notorious sports doctor, Larry Nassar has killed himself. John Getter, took his own life just hours after he was charged with two dozen crimes, including human trafficking. And sexual assault get led the U. S women's gymnastics team to a gold medal at the 2012 Summer Olympics. Joining us now is NPR Sports correspondent Tom Goldman. Hey there, Tom. Hi, Mary Louise. What else do we know? Well, we have confirmed that John get hurt, killed himself. Hours after he was charged. He was supposed to turn himself in this afternoon. He'd been investigated for the last three years. His investigation grew out of the Larry Nasaa retrial. Yes, sir, of course, was convicted of sexually abusing many, many female athletes, including some of the most famous U. S Olympic women, Jim Nous, and throughout his investigation get, ERT steadfastly maintained his innocence and that he wasn't aware of what NASA or was doing. Well, what else do we know about this? There were two dozen charges that the state of Michigan announced today. What what exactly was getting accused of having done? A Michigan attorney General Dana Nessel, um announced yes, the two dozen charges and 20 of the 24 counts for for human trafficking and forced Labor and Attorney General, Nestle explained. Human trafficking charges in a press conference today, it is alleged that John Getter used force fraud and coercion against the young athletes that came to him for gymnastics training for financial benefit to him. Victims suffer from disordered eating, including bulimia and anorexia, suicide attempts and self harm, excessive physical conditioning. Repeatedly being forced to perform even when injured Extreme emotional abuse and physical abuse, including sexual assault. Now. Mary Louise, Um Attorney General, Nestle acknowledge that cases like this don't often involve human trafficking, she said. We think of it predominantly is affecting people without the means to protect themselves from this type of crime. But she said, it can obviously affect all types of people in this case, young elite female athletes and she said. The alleged victims still carry the scars of those crimes to the state. Yeah. I said there are ties between Get ERT on Larry Nassar. What were the ties? Yeah, we'll get her was AH, longtime owner and coach at a gym near Lansing, Michigan on Git was there where hundreds of women say Larry NASA are abused them. Now Starr was the team physician and in house medical expert and get her. It's Jim for about 20 years. One of the charges today was that get lied to police about Nassar's role as the physician at his gym get hurt, allegedly told police he had never heard any complaints about Nassar's treatment of athletes. Although at least one prominent athlete contradicts that. She said she was with a group of fellow Jim Nous and get hurt, and she mentioned that NASA had abused her, She says her teammates gasped. And get hurt. Didn't react. USA Gymnastics suspended Get her during the nests are scandal and get retired in 2018. And finally today following his death by suicide, Rachel den Hollander, the first to publicly accused ness or of sexual abuse. Tweeted this so much pain and grief for everyone to the survivors. You have been heard and believed, and we stand with you. Thank you for telling the truth. NPR's Tom Goldman reporting. I think you told me you're welcome.

John Getter Larry Nassar Jim Nous Tom Goldman Mary Louise Larry Nasaa Gymnastics Dana Nessel Michigan Nestle Summer Olympics Nassar ERT NPR U. Nasa Larry Nasa TOM Bulimia Anorexia
Unemployment Claims Fell Sharply Last Week

Sean Hannity

00:26 sec | 2 d ago

Unemployment Claims Fell Sharply Last Week

"Meanwhile, Ohio is still trying to tackle unemployment fraud, the Department of Job and Family Services flagging another 29,000 initial unemployment claims for potential fraud. It came after 101,000 people filed first time claims that's a significant increase over the nearly 48,000 from just the week prior. I'm Alison Wiant. In white Americans ever pay their debt to black Americans. I'm Whitney down and I'm

Department Of Job And Family S Ohio Alison Wiant Whitney
AG: Olympics gymnastics coach dies by suicide after charges

AP News Radio

00:49 sec | 2 d ago

AG: Olympics gymnastics coach dies by suicide after charges

"Michigan's Attorney General says John getter to former US Olympics gymnastics coach has died by suicide getter died after Attorney General Dana Nessel announced charges were filed against him including sexual assault and human trafficking it is alleged that John getter use force fraud and coercion against the young athletes that came to him for gymnastics training for financial benefit to him get hurt was coach of the U. S. women's team that won a gold medal in twenty twelve at the London Olympics get it also had ties to former sports doctor Larry Nassar who's in prison the victim suffer from disordered eating including bulimia and anorexia suicide attempts and self harm excessive physical conditioning Nestle says many of these victims still carry the scars from getters behavior to this day I'm a Donahue

John Getter Attorney General Dana Nessel Gymnastics Olympics U. S. Women Michigan Larry Nassar United States Bulimia London Anorexia Nestle
Ex-U.S. Olympics gymnastics coach charged with sexual assault

The Schnitt Show

00:33 sec | 3 d ago

Ex-U.S. Olympics gymnastics coach charged with sexual assault

"Charged in Michigan or Olympic coach John Gathered, is charged with two dozen crimes, including two counts of sexual assault involving an underaged athlete. And 20 counts of human trafficking. It is alleged that John Getter used force fraud and coercion against the young athletes that came to him for gymnastics training. Michigan Attorney General Dana Nessel. These allegations focus around multiple acts. Verbal, physical and sexual abuse. The human trafficking charges alleged deterred forced the Jim NIST to perform while injured Steve Futterman CBS

John Gathered John Getter Michigan Olympic Dana Nessel Gymnastics Jim Nist Steve Futterman CBS
ECOWAS and UN strongly condemn electoral violence in Niger

UN News

00:57 sec | 3 d ago

ECOWAS and UN strongly condemn electoral violence in Niger

"The west african block echo and the united nations are calling for restraint in asia. Where violent protests erupted this week following the second round run-off of the presidential election on sunday ruling party candidate mohammed. Bazewehn was on. Tuesday declared the winner but opposition candidate. Muhammed does mon. A former president has alleged fraud. His supporters have taken to the streets in the capital. Niamey burning tires throwing rocks and setting buildings on fire. According to media reports echoes and the un issued a joint communique on thursday strongly condemning the violence they invited stakeholders to comply with legal provisions on settling electoral disputes and encourage them to work together to bring the electoral process to a conclusion. The two organizations also underlined their readiness to support each year in its efforts to consolidate peace and democracy

Bazewehn Niamey United Nations Muhammed Mohammed Asia UN
Overcoming AI Deployment Challenges In The Enterprise With Mahmoud Arram Of Bluecore

Artificial Intelligence in Industry

05:43 min | 3 d ago

Overcoming AI Deployment Challenges In The Enterprise With Mahmoud Arram Of Bluecore

"So mood. I wanna deal to dive in with here on this theme of our thursday interviews around making business case for a means. Different things to different people you know. All i know is when an executive is deciding to adopt a or not ex- deployment they're looking at a certain number of component parts to make that decision. What are those key parts for you. Thank you for having me. Yeah from from my perspective so our customers are brands and retailers. And i have found that is a bit of buzzword. Everyone right now. Has the i in their name including a company where i bought my standing desk from so it has lost. Its meaning i think when it came when it comes to business cases so the way i have been thinking about it is in terms of accelerating ghouls that the companies already have in the case of brands and retailers. What has been happening Especially in the pre covid world. Is that the cost of acquiring customers has been going considerably up. There's a lot of venture capital money. That's going into direct to consumer brands. Everyone is buying ads in order to acquire new customers. but then no-one has been thinking about retaining customers. Retaining customers is much more efficient and in order to retain customers and one of the elements you have to do. There is to communicate with them at the level that the like and the able to personalize content at least in the context of retail. Now a i can make that possible. And essentially what we replace existing workflows and outdated technology that makes retaining customers cost effective and makes a from a workflow perspective very expensive and all of that easy and we just happened to us to make that possible. Yes you're saying accentuating in existing already kind of present goal that said i guess. Different kinds of deployments they involve different factors here. So i'm thinking about what it looks like to apply to detect fraud or to build a chat bot where we've gotta get a pretty strong corpus of our own data together we've gotta clean and harmonize that stuff. We've gotta get cross functional teams to come together. Maybe make sense of that. Some applications like a security camera that detects people. Well it's pretrained. I don't need any interaction. You're buying it software. It's off the shelf end of story. But i would imagine for a deployment often. We do have those realistic considerations so we don't have to sell with the whizbang like a nimrod that like. Ai is cool for its own sake. I think safely squarely. That's for nimrods only in this. Podcast hopefully has very few of them tuning in certainly if they've been berated long enough with the messages that we've been sending to them in best practices but those considerations still feel real and feel like they're things that leadership is going to have to address. How is that presented on the table when people are saying. Hey or nay whether it's to your solution or something else. Yeah what we've seen is that there's a lot of digital transformation project out there especially in retail which is vertical that we focus on a minimum buzzword in there. Lots of consultancies. That are working on this. What we've noticed is that there are lots of these projects that have been going sideways. A lot of money has been spent on those and essentially a lot of the challenges that they've run into are around essentially what you were just saying. What is the collection. How do i collect even my own data at silos. It's in different parts. It's different databases you. You think about retail. It has a very complex data. Set that moves. The difference steve's In very different levels of structure can have real time interactions on your website. And then you have inventory movement in physical stores so usually you're getting that data all in one place in order to even run analysis like let alone execution on top of becomes a hard problem right and there are many cases in which is solves that solves the collection of data. I would say in on this case it would be machine learning and even the precursor of it which is how do i actually wrangle all of this data. Put it into one place. So that i can actually run workflows on it. It's so i would say usually that usually that is the consideration is how to solve the problem. Before you even embark on the part. That feels like. I mean if you're you know you're selling whether you're a service or a product you're selling into an enterprise. They're going to have to overcome that right. It's not you're not just going to be like well you can figure the api's and up. I'll show users how to use an internet. See you later guys. It's not really like that. We're going to have to dive into these silos to some degree. How do you present that without scaring people away. Hey look this is going to involve some integration here evolve harmonizing some stuff. This is gonna involve work in new ways and think it through new problems like you said we're identifying with a goal that we know is important to the client. I think that's tremendously sharp smart. You know more pressing than ever in this kobe era. But but how do we present the realities of what the planet look like without making it spooky. So let's easier said than done. The reality is in a lot of these digital transformation projects that included a component. The integration part is usually what fails everyone says. Oh yeah. I have the is. Of course you can put this system that system. And you can integrate oracle with adobe and the reality. Is you know companies lack either. The technical background to do this or usually everyone has such a snowflake off an implementation. There's so many new. You look at a marketing automation. There are five thousand different than theirs on the keep sheet so everyone has a very different permutation of systems on their staff and integrating all of those together. Especially if you are a new vendor on the stat is really really difficult so that is a very common failure which you have to overcome in order to be able to be successful. So there's success of being able to sell in their success at being able to actually deploy.

Steve Oracle Adobe
NRA counter-sues New York attorney general trying to dismantle gun rights group

The Takeaway

00:57 sec | 4 d ago

NRA counter-sues New York attorney general trying to dismantle gun rights group

"Is countersuing New York State's attorney general Leticia James. The move coming is James continues her legal effort to dissolve the gun rights group. Here's NPR's Brian Mann. James sued the N R a last August in the state court in Manhattan, alleging its leaders, including Wayne LaPierre committed fraud, siphoning off tens of millions of dollars in charitable contributions. At the time. James, a Democrat who supports tough gun control measures, said she hoped to quote dissolve the N R A because no organization is above the law. Now, the N R A, which is incorporated in New York is countersuing. In a new legal filing. The gun group accuses James of inappropriately using state laws to target a political organization, calling the effort of blatant and malicious retaliation campaign. Earlier this year, the financially troubled gun rights group filed for bankruptcy and announced plans to reincorporate in Texas. Brian Mann NPR NEWS A federal judge has

Leticia James Brian Mann James Wayne Lapierre New York NPR Manhattan Npr News Texas
Examining the media coverage of the Trump investigation

On The Media

05:20 min | 4 d ago

Examining the media coverage of the Trump investigation

"Is the media midweek. Podcast i'm bob garfield and it was a tough monday morning for one guy. Been waiting on this decision since the middle of october and now the middle of february. We're finally getting this decision from the supreme court they are saying that the manhattan district attorney cy. Vance can in fact get to former president. Donald trump's tax returns. This is something that has been playing out in the courts for more than a year. Now that there is an oldie but a goodie the intriguing prospect of an allegedly rule breaking tax dodging constitution shredding president on riled prosecutors and fulton county georgia have launched a criminal investigation into former president. Trump's january phone call with the georgia secretary of state where he told secretary reference burger to quote fine. Vote lean. while new york's attorney general is investigating whether or not the trump organization misled investors by inflating assets. We should probably expect that. There will be charges filed against him that he will be indicted on. This case will probably go to trial. I think there's an excellent chance that he will be found guilty and if he is found guilty. There's an excellent chance he'll wind up in prison. Yeah not so fast. Late last year in the new york review writer lawyer and former federal prosecutor uncooked kadoorie reviewed the various arguments including his own ford. The prosecution of donald trump elsewhere he had characterized such as quote insane among his critics. One too many former prosecutors himself included represented in the commentariat to too few defense attorneys. Who know how to find holes in any complex case and three as he told brooke in december. No one is willing to say. We just can't know. I guess it's not a great way to get twitter. Followers or cable news hits but it just fundamentally true. There are lots of things we don't know and facts could change. And you know it's very rare that anyone saying that which brings us back to august. Virus vans says painter last year to door shebang as part of its investigation into president. Trump's business dealings time says. The bank complied with that subpoena. When that news broke a lot of people were strongly suggesting there might be a bank fraud case. What the manhattan. Da is looking at here is overstating the value of your assets to get loans understating the value of your assets when it comes tax time that kind of thing is straightforward textbook fraud. It's much easier for prosecutors to prove those kind of charges. Well just compare the two and then you know. He's in huge trouble. If they're not the same a bunch of people were. This is not just a bunch of people but a bunch of prominent former prosecutors with significant followings on twitter and cable news contributor gigs i was just really taken aback because i founded the fundamentally very misleading basically said. The speculation was insane. That you've done this at doj and it's simply not how fraud investigations are conducted. That is the word used in the wall street journal insane in particular about the suggestion that had been made by former acting solicitor. General under obama. And you'll cut. You'll i think it's totally possible for all of this to come out before the twenty twenty election in terms of new york's prosecutors getting this information on in acting on it and so that was really surprising to be coming from someone who is at least supposed to know better. According to convicted trump lawyer michael cohen trump inflated his assets when it was opportunities so deflated them when that was profitable. And if cohen is right. Doesn't that mean that a prosecutor could just compare one accounting book with another. Find the mismatch numbers. And you know it's over. No i mean. It's a very reasonable supposition. But when you're investing financial fraud case the fact that some documents some numbers may differ from one set to another is often. Just the start of a case you have to figure out why they differ doesn't matter why they differ who prepared them if their lawyers accountants and auditors involved. What did they have to say about. The relevant figures trump did not have a huge business. Right this is something. That i think david farrell hold at the post has been very good at illustrating for the public. Ns fairly small organization but that organization still had lawyers had an accountant. That is going to substantiate complicate any investigation if the lawyers overstepped and they can't prove that this was a conspiracy with which trump was involved. Then he's not liable that's correct. We don't even really know what trump's involvement was in the preparation of any of these figures that would be the crucial question. You'd want emails if they exist and of course he notoriously email. You'd want to know whether he had spoken to people and provided with them potentially with oral instructions now in the case of cohen. That is what he says right. That trump instructed people to falsify these figures but he's not a great witness is not a great witness at all. So you would want people to corroborate that you'd want much more than michael cohen. Ideally

Donald Trump New York Review Kadoorie Bob Garfield Georgia Manhattan Fulton County Vance Supreme Court Twitter New York Michael Cohen Trump Brooke Ford DOJ The Wall Street Journal David Farrell Cohen
Some unemployed Californians say they are fraud victims but bank won't unfreeze their accounts

Wayne Cabot

01:10 min | 5 d ago

Some unemployed Californians say they are fraud victims but bank won't unfreeze their accounts

"California lawmakers are demanding answers from Bank of America, which supplies the debit cards for unemployment funds for millions of state residents. CBS is Vicki Barker says There are allegations the bank is not investigating fraud claims John Luna was driving when his wife, Julie, called him hysterical, screaming. She was crying and the only words I can understand was bank and money. Someone had stolen $5000 from their unemployment account days in a row $1000 transaction but to day After they reported the theft Bank of America, which distributes the state's jobless benefits through Dedic cards. They got a letter rejecting their claim Georgia Moran had $600 taken from her Bank of America accounts. When I called to make the claim they froze my accounts that day. Her rejection letter was dated the same day she called the $8000 in her account remains frozen unconscious. Bank regulator turned academic David Webber does not sound like Bank of America is making a good faith effort. To investigate these claims. Bank of America denies that the thousands of desperate Californians represented in a federal lawsuit against the bank. With disagree.

Bank Of America Vicki Barker John Luna CBS Julie California Moran David Webber Georgia
Supreme Court rejects Trump attempt to shield taxes from New York City District Attorney's Office

Fox News Rundown

02:08 min | 5 d ago

Supreme Court rejects Trump attempt to shield taxes from New York City District Attorney's Office

"His bid to keep years of financial records from being released to a prosecutor in New York, he says it's an example of prosecutors and attorneys general trying to take down political opponents using the law as a weapon. Um are you surprised by this Supreme Court decision? I'm the only thing that surprises me is that it took four months, but I think probably the reason it took four months is the Supreme Court wanted to stay out of anything? That looked like it was intruding into the 2020 election and the aftermath of it, But, you know, look, they are gonna look at it, and they're looking at it through the prism of whether there was bank fraud or tax fraud for insurance fraud. They have said for two years that they needed this information the financial information in order to complete their investigation, so now they're going to get the information, but I think it's you know, of all the things that they talk about in terms of potential legal peril. For former President Trump. I would say that the investigation by the Manhattan D A. Is the most serious one. How much could this affect his future in politics? Let's say hypothetically, he's charged with some financial crime and convicted I think that ah lot of the former president's current project to be influential in Republican politics and to get uh you know, trump friendly candidates. Lined up for all the different races that will be coming up in 2022 to think about making another run in 2024 his ability, then wheeled that kind of influence. I think hinges on a number of things, but one of them obviously is, you know the legal Situation, he said. He's going to be a lot less influential if he's under indictment, and he's gotta defend himself and his is financial enterprises real estate enterprise. He's going to be considerably less influential in politics, at least until he gets himself cleared If he can. Andy McCarthy, former federal prosecutor and Fox

Supreme Court President Trump New York Manhattan Andy Mccarthy FOX
Supreme Court rejects Trump attempt to shield taxes from New York City District Attorney's Office

John Landecker

00:38 sec | 5 d ago

Supreme Court rejects Trump attempt to shield taxes from New York City District Attorney's Office

"Today rejected former President Donald Trump's effort to keep his private financial records out of the Manhattan district attorney's office, Michael Grant says professor of tax Law at Columbia Law School I don't think these air unnecessarily limited to tax crimes. They're also maybe insurance fraud issues or bank fraud issues or wire fraud issues that have to do our mail fraud issues that have to do with over evaluations of property. Speaking in an ape INTERVIEW. The D A's office says the documents are necessary for a grand jury investigation into whether the former president's Cos violated state law. The script's

Manhattan District Attorney's Michael Grant Donald Trump Columbia Law School
Sexual misconduct suit against James Franco tentatively settled

Press Play with Madeleine Brand

00:47 sec | 6 d ago

Sexual misconduct suit against James Franco tentatively settled

"The parties involved in a sexual misconduct case against actor James Franco have reached a settlement. MPR's Elizabeth Blair reports, The two actors who filed the suit have agreed to drop their claims. In 2019 Sarah to their Kaplan and Tony Gall alleged that James Franco's studio for acting school sexually exploited female students. The complaint also alleged fraud and sought to represent more than 100. Former female students at the now defunct studio for in the settlement agreement to their Kaplan and Gall agreed to drop their individual claims. Sexual exploitation class claims will also be dismissed. According to the party's joint Status report. The allegations of fraud will be quote subject to a limited release. It is not clear whether money will be involved in the

James Franco Elizabeth Blair Tony Gall Kaplan Sarah Gall
Supreme Court Will Not Stop Turnover Of Trump’s Tax Records To New York City DA

The Vegas Take

00:23 sec | 6 d ago

Supreme Court Will Not Stop Turnover Of Trump’s Tax Records To New York City DA

"The Supreme Court refusing to block the turnover of former president Trump's tax records to a New York City prosecutor. Manhattan District Attorney Cyrus Vance is seeking eight years of tax returns as his office investigates alleged hush payments to women and possible tax and bank fraud. Trump is called the New York investigation, a fishing expedition and a continuation of the witch hunt. The greatest witch hunt in history. Fox is Rachel

Cyrus Vance Donald Trump Supreme Court Manhattan New York City New York FOX Rachel
Some unemployed Californians say they are fraud victims but bank won't unfreeze their accounts

KNX Midday News with Brian Ping

00:55 sec | 6 d ago

Some unemployed Californians say they are fraud victims but bank won't unfreeze their accounts

"Lawmakers looking into complaints that Bank of America, which provides debit cards holding unemployment benefits to millions of Californians. Is not properly investigating allegations of fraud charge. The bank denies get details from CBS News correspondent and Warner. They closed your investigation on the same day that you called in. They didn't investigate it. It just denied it. Not only was the 600 plus dollars not refunded, she says her account is still frozen, with the bank now holding over $8000 still in her account. Clearly, they're not investigating. David Chu is a California State Assembly member. It would not surprise me if there was a violation of life. But Bank of America told us in a statement. It follows all federal requirements in reviewing every claim and covering Lawson Bank of America because says he has paid out hundreds of millions of dollars in unemployment claims and that those who have had their accounts frozen contact them. For help.

Bank Of America David Chu Cbs News Warner California State Assembly Lawson Bank Of America
"fraud" Discussed on The Truth

The Truth

08:31 min | 10 months ago

"fraud" Discussed on The Truth

"Now back to Hey I'm sorry before. So what are you doing here needed the break? You're always going on about kickball and upgraded as so okay. Well we just started the bottom of the second man. You don't have shortstop what's the score. There are five nothing Jenny. It's you take a seat. It's my turn to that okay. Let's go Selma yes run. She likes to win. Let's go home. She's going home. Let's go here's not no? We lost but restored runs. That's huge for you. Guys need to aim higher. I crushed it out there. Go Dude Soba you're good. You're very good at Gig Ball. No I think the rest of you are just really bad. Oh No Paul Brian. Little League rules. There were three years on that play. Tomorrow enjoy the winds. Life is like kickball. Yeah there's like life and death but other than that. It's basically kickball. I was waiting by the jukebox. Can we go to your place journey? I need a minute right fine. We'll discuss this later. She's so annoying. Look Soma I don't know what's going on with you right now. But you're off my in a data. Sweep what we'll do it. Maybe ruin your files. Yeah maybe I don't know like I said I couldn't see everything was all blurry. I got nauseous. Selma you had a panic attack. Oh Yeah Yeah. And thus the is able to capture mice replacing conventional mousetraps with a more humane option. Thank you Franklin's. One of the judges in front of my hero told nightmare. Remember just kickball. Not Like I was going to win. Anyhow I just got to get through just like be positive. Remember chill our next presenter is Salma Martinez. Hello I'm Selma Martinez. I'm a PhD student in robotics and machine learning here at tech and my research is called the path project when we think of as we think of doom and gloom the world ending but a is don't have to become are evil overlords. They can help us understand ourselves. Better figure out our needs before we even know they can be empathetic. So let's start by simply talking judges. Could you each? Please tell the I what you had for breakfast. I had yogurt with strawberries. You are in a difficult point in life and feel overwhelmed. But you are calm and can handle it. Be a deep breathing and meditation. That's actually true. And you're getting this from my voice. Yeah sure and your body. Language facial movements. Okay do me. I had an energy bar. You are hungry and angry. You are paying very interesting your Turnley on well. I don't eat breakfast. You are a fraud. Sorry you people will judge you okay. I see judge me. This is just pulling ideas thin air. I am so sorry sometimes. It's just a little glitzy blamed me but it is your fault. No no see I taught my too mine the self critical part of the brain which is a painful but necessary part of being human. That is a good point. Thank you but you overdid it. Excuse me the question. You pretend to have a question but you will. They statement to show off your supposed- intelligence you had a question but Make others feel small in order to make your bigger and prove yourself worth like Selma. Sorry actually this. This is not part of the presentation. Just Can someone say what they had for breakfast? No one cares about breakfast. They care about your massive self-doubt. Okay your lacking confidence enough to feels out of your control through your fingers. I am so sorry. Ruined this humiliating. Will you do cry? Like eighty other another panic attack ahead. Doubled down you already feel like a massive failure and now a massive embarrassment squire. You're doing this you did this. You programmed me. Why are you doing this? Stop just stop start. Where's she going? Is She done. I guess I shouldn't have skip breakfast. Some are UK hard. I'm so dizzy. What happened out there? I want to win but I just don't know how do your best right and it really. It's going to be okay. You are sad I am. Jenny dumped me. So I'm so sorry you predicted what happened. I YEP A chip moral issues. Dating someone who studies lamb? This is on. The judges have made their decision. This year's Graham Medal winner is some Martinez. You guys guys guys nights. Excuse me sorry to interrupt a little celebration. Professors Lincoln Reggie guys later. Listen I am really sorry about what happened. I obviously didn't like what it said about me. But your research is impressive. You are a broad got. I'm sorry I just turn it off. We used it's honest so my lab has a contract with the government but what for predicting voting trends in presidential elections that sort of thing examining voter impression ability? My is meant for therapy. No yeah I understand. Absolutely congratulations on all your. I mean it could have other applications. Don't you think for example? I know swain voter beliefs. Yeah it just set by. It's it's meant to be positive behavior with both of us. I here's my card call. Maybe we can discuss our mutual nemesis banks. Thank you I did it. Finally you wash. I really K. You and I need to talk about how you treated me. You will do great things. No don't be nice to me. They mean not how. I don't care about healthy. This will be a do whatever it takes. Give me all you got him. Bath.

kickball Selma Jenny Selma Martinez Little League Salma Martinez panic Paul Brian UK Martinez fraud swain Franklin Lincoln Reggie
"fraud" Discussed on The Truth

The Truth

04:27 min | 10 months ago

"fraud" Discussed on The Truth

"Whoa have you been here all day? Sorry what time is it. It's nine I got you meatball sub. I'm not hungry you should. He got to work this things tomorrow. Hey for what it's worth. I think you got a real to win this. Whatever it's pointless no no no look being be even being a finalist as saying that no no that's why people say the losers don't think you're going to like. I really don't need your puzzle right now. I'm fine I'm fine. I just I need to work okay. Because you've been seeming really on edge lately you want me to get a therapist because I'm being a little crazy This is obviously just coming in here to undermine me because you think you should have been nominated for the Grammy Award. Your crappy kickball stats research so model complicated. Sports statistics that prevent injuries at for you. I feel fine for the record. Great actually until you got in my way right cool. I'M GONNA go. He knows. Of course you God luggy. Yeah I know it is like eighth grade. What when you ran for class president and it was a tie and you want because a coin flip. Why are you bringing that up? Would you be here today if they had flipped tales? I probably wouldn't you do not deserve the Graham idol statistically I understand stats. I'm not dumb. I'm not okay. Yeah I'm not a genius. Get but I work hard right and and I can work harder. Like the time in Undergrad when you gone. Ab on your character. You should have pulled an all nighter. I'll stay here all night however Carter more longer. You should not go play kickball. Time for your heart is racing. Your stomach is turning. You are a fraud. What is the point anything? If you do not win the big prize you will fail in every way in life. No one will hire you for a job. You will end up homeless or worse. Have to ask your parents for money. You are eight thing. What's happening freeze declined? Clint you suck so much. Even suckered kickball. You are only a or a. You are the worst human on of land. Pardon me off your Bio Care. Data meddlesome will return to in just a moment. But I do you. Experience stress or have anxiety or chronic pain or have trouble sleeping at least once a week. You're not alone many of us. Do I have trouble sleeping? Sometimes I go to bed and I wake up in the middle of the night. I can't go back to sleep for like exactly three hours. I don't know why it's three hours just is and I was looking for anything that can help me. And then I discovered feels feels is a premium. Cbd delivered directly to your doorstep. It naturally helps reduce stress anxiety pain and sleeplessness. He just put a few drops on your tongue. And you'll feel the difference in minutes. I take some fields right before bedtime and I sleep through the night. It feels great feels has feeling my best every day and it can help you to become a member today by going to feels dot com slash truth and you'll get fifty percent off your first order with free shipping that's F. E. A. L. S. dot com slash truth to become a member and get fifty percent automatically taken off your first order with free. Shipping feels dot.

Clint kickball Grammy Award dot president Cbd fraud Graham Carter F. E. A. L.
"fraud" Discussed on The Truth

The Truth

03:10 min | 10 months ago

"fraud" Discussed on The Truth

"We have a trigger warning for this episode. It includes depictions of panic attacks. We went to a different bar into said like way too many shots there and I just think sometimes they get mean and I am worried. I said something but my roommates dislike work all but she said it in a way that I don't know I just don't you are repressing underlying feelings. You are sad I mean. Last week I broke up with my boyfriend. How does it? How does that know that? I'm sad right now So it's an artificial intelligence robot but it understands feelings based on human interactions. I am B. M. Pat and it has your voice. That's very cool. Yeah I've never. I've never seen anything like that. Yeah I mean. There are a lot of different. Ai is but this is the only one that expresses empathy so but anyway Thanks for participating. Oh that's it. Oh so. Cathy at the front desk of she'll give your participant fee all right. Well thank you jeff. Yep sorry you're fine. Just have a good day. Costco's thank you so much. Subject has self destructive tendencies seriously. It's just crazy that all these people spill their guts to an AI. I think people just like to talk about themselves. Yeah Hey path. I hit an oatmeal with bananas. Almonds for breakfast you are happy. That's insane right on so I met this girl at the vending machine earlier. She's very nice. She's she's joining our kickball team tonight. Did you finalize the roster not yet? I'm still running stats. You know I was thinking. Maybe we should give professor hails some playing time. No no he always gets caught stealing bases. So it's about bonding come on. I mean who cares that we're not number one know I do. Actually because we can't keep losing to the Police Department they just the Oh. I got an email. I'm I'm a finalist for the grand medal. What we they want to present to the committee. This Thursday everyone who wins the Graham is in God's like the Guy who heads spot labs. I just had a billion dollar. Ipo Do you think can win your researches flawless. But it's just it. CouldN'T IT BE BETTER? Your Textbook Achiever. Okay and I'm out of chips. I'M GONNA get some chips. You want anything from the vending machine now now. I can't I can't eat right now. Back Grab Cram Award. How is that possible? You are nervous. I'm nervous you are not good enough. I'm not good enough. You are a fraud..

Cathy Costco Ai Police Department kickball B. M. Pat fraud jeff professor
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

05:15 min | 1 year ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Crime expert galaxy that again a pink collar crime expert so me a great show votes and Mrs Kelly Paxton who will discuss her research into criminal behavior her investigations into trusted employees that committed fraud against their employers but I as always like to start the show with some good news and bad news and updates involving all being some very stupid criminals. Hey this just in from the HUFFINGTON post suspects wowed release of gas. You heard that loud suspects loud release a gas it helps beliefs sniff out his hiding place well the Liberty Police Department and Missouri said no one was hurt by the blast a man trying to loot police in Missouri ended up being betrayed by his own backside Liberty Police Department officers over the weekend where searching vainly for a man wanted on warrant charging possession of a controlled substance according according to Kansas City Star newspaper however the suspect may have gotten away if it hadn't been betrayed by his own backside will explain further it seems that the man let out a large yet your guess a large flagellants and sound fell far in the south right the wrong time allowed the officers to sniff out where he was hiding according according to local police fortunately for the bad guy the cops have not released his identity at this time so the nearby Clay County Sheriff's Office got wind of the arrests and decided to turn and it into a cautionary.

Liberty Police Department Mrs Kelly Paxton Missouri HUFFINGTON Kansas City Star fraud Clay County Sheriff's Office
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

04:21 min | 1 year ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Welcome to ruin a Bank guys day radio podcast with fraud expert skip buyers. This is your guide to fighting fraud and chargebacks. Learn the best front provincial solutions and strategies how to enhance your fraud prevention team and held on prosecute criminals. Now, here's your host skip buyers. One in Bank you for joining Rooney bad guys day radio. Hey, I'm skit Myers of their host today. Thanks for tuning in. Hey, we got a great show lined up today. And as always some great stories about stupid criminals, and today, I wanna talk about tech support scams and those bogus tech support phone calls that all of your probably getting an tell you. I'm sick and tired or getting those calls. I mean, all the time. These people are calling me in telling me, there's something wrong with my computer. I mean, how is that happening? But I'm sure all of you have had some form of another a call just like that or even a phony baloney phishing Email, stating the same thing. So we're talking about some of these tech support scams that are out the right now what's being done about it. And talk about a great case actually that was just recently planned out and the state of North Carolina by the United States Department of Justice. Great case, they're they're really highlights what the government and other large corporations like Microsoft for the fight. These tech support scammers that are internationally base. And targeting us here in the United States. So great information there. But I as always we like to talk about this stupid criminals on guys day here from the New York Post reports credit card fraud suspects nab over at careless. Typo? This is really about minding your Ps the articles states and eagle clerk at a new Neiman. Marcus store in Hudson yard help bus a credit card fraud. Ring by noticing a lower case letter on a bogus car that just didn't look, right. According to law enforcement workers at the west side development sleek new shopping mall were told to be on the lookout for phoney baloney cards. So when the unidentified clerk notice the word, please wasn't capitalized at the beginning of a sentence on the back of Neiman, Marcus card. He raised the alarm sources said, please call toll free one eight eight or six two four seven to five for program assistance was on the back of a card. However, the word please was not capitalized, especially the. Capital of key capitalizing pizza, the bad guys need to go back to school looks like so to other people apparently were recipe, this is after that same clerk notice the same typo on to other phony cards onto other occasions over a week, and then told their manager who then notified the police leading to the arrest of the Colo three people. So to other people arrested at this luxury store chain with fake cars bearing the same exact error while I guess, we're not editing their own counterfeit worker. This Anna sad for them. They should probably learn about grammar and go back to school you bad guys. Shame on you. So anyway, it looks like the suspects were all linked to credit card fraud ring base in flushing Queens, New York or forty two sources the allegedly used the cars to try to by thousands of dollars worth of Chanel and Louis Vuitton handbags in total. The five suspects allegedly tried to swipe more than fifty one thousand dollars in designer. Handbags that is amazing in Cording to the police. These crimes are listed as grand larcenies forty to them. So that's no big surprise there. Fifty one thousand dollars and designer handbags and the bad guys are caught because of very very alert cashier who noticed a typo on the bogus cars away to go Neiman, Marcus and the local forties there in New York way to go. That's awesome. Big job. They're bad. Guys, busted, again, not too smart and time to go probably school. I'm sure jail though. Bill to find some books on spelling in basic grammar. But anyway, glad you guys come back today. And and listen to this podcast. I wanna thank Matt Chris n with fraud, not frog dot

fraud Neiman New York New York Post United States Marcus store Rooney North Carolina Microsoft United States Department of Ju Myers Marcus Bill Hudson Matt Chris n Anna Chanel Louis Vuitton Queens
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

04:36 min | 1 year ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Yeah. A fraud examiner big dive deep into fraud. Man. Can't you can't plan? This. No. But it's it's true there in every industry of every every company of every size. You're going to find people who will still from you. And that's the message that I that. I'm here to advocate that I'm partnering with amazing people peers and colleagues like you is that if we just talk about it, we can grow that expansion. We can let people know and this could happen in my business. You know, just a week or two guys talking with a company doing some consulting work. They small firm that never heard of the term business Email compromise. Now, I know your listeners or smart, they know what BTC is. But we talk through it. We found exactly what had happened. They had Email compromise that another Email set up as an auto forward and the bad guy took took advantage of that learned exactly when payroll Wednesday was and right before payroll Wednesday said, hey, boss, I need you to change the account number route all the payroll of this number eight thousand dollars later, they down that's all. So that's just one of things. You're right though. I am passionate about. Not taking the standard training approach to get continue education. It should be fun. You're, you know, you're absolutely right now, I was really listening hard at what you're saying about, you know, people that have former law enforcement experience me included. But you know, you're I've been in this line of work for a long time. If you don't stay current, if you don't eve, all of your mindset in really get ahead of the bad guys who education and training going to conferences networking in partnering and breaking down silos and trying to learn as much as you can you're you're gonna be left behind, you know, and the other point you have which I really really like is that you don't have to be a former investigator law enforcement military, whatever to to really do this work. And now we're talking about situational skills and critical thinking and really being able to understand suspicious transactions of its online and really having that mindset to identify trends in commonalities in how they integrate or subjugate your operational processes that are causing the law. So it's a rounded mindset and background. To do this job you do and you know beyond not being complacent and beyond always wind to grow. And learn you do have to have that mindset of really wanting to dig in. There's been very little fraud that I've found or I've ever detected by just getting lucky. I mean, it does happen to it. I'm sure over your career. There have been those cases like the one that you mentioned the gecko like law enforcement got real lucky that the. Yeah. Yeah. They decided to but dial and give their exact triangulating position of where they are. It does happen. But my experience it's few and far between you really have to be willing to ask why right dig into into not form your own theory and just go for it. But really be objective independent in in that thinking, so that, you know, you don't just become bias. And here's exactly what happened. And usually when that happens you end up being wrong. That's exactly right. The in. I'm still old school taught by some of my mentors long ago. But the easy way out is is follow the obvious evidence. Follow the obvious Bagai who committed this particular crime. That's the easy way out the Hardaway and sometimes in the in more rewarding way is you just follow the trail of evidence. Illit take you no matter where it takes you. And sometimes it takes you directions, as you know to places you never been before. So that suspect you thought of at I was your target is not even close 'cause you. Did the honest thing by following the the evidence Illit take you wherever it may go. Yeah. You know, there was a number years ago. I was overseas doing an investigation. We thought technically we could prove how what was occurring was occurring. And this was a big fraud. Definitely in the millions. And the fact is the technology couldn't prove it. But it came down to honing in on the right people to ask the right questions to add something that should have been way early on just got skipped and put too much emphasis. We put too much emphasis on letting technology. Prove how happened talk about going old school man, we we pulled out a conference room. And we started interviewing it was the interviewing that we then Raval to find who was actually allegedly, but then proven to have committed the fraud. And so yeah, you like I love what you're saying. You have to really just chase it and follow it. And that's my experience that's been the where you get the best results. Yes. Far

fraud Illit investigator Raval eight thousand dollars
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

13:28 min | 1 year ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Welcome to ruin a Bank is day radio podcast with fraud expert. Skip Meyers this is your guide to fighting fraud and chargebacks. Learn the best front provincial solutions and strategies how to enhance your fraud prevention team, and how to prosecute criminals. Now, here's your host skip buyers. Hillary one invent you for tuning into ruin the bad guys day radio. Hey, I'm skip Myers. And I'm your host today for guys day radio. Hey, I I wanna start off in. Thank everyone who continues to support the program in especially all of you who keep singing all those great emails in feedback. I really appreciate it pay. We have a great show lined up this weekend. Looking very very special guest that helps you fight crossers who enhanced training and wariness to a better understanding of cybersecurity an internal audit controls. But I as always I have some great news and updates involving very stupid criminals. So this just in from ABC, thirteen KT, arcade, TV and Houston, Texas busted, bumbling burglars. But dial nine one one while robbing a local Houston best buy store. Unbelievable. You can't make this stuff up like three stooges goodness scripted this any better police say they busted these bumbling burglars after they but dialed nine one one while. Robbing local best buy just outside of Houston. The nine one one call came in around three AM from a cell phone, please told the news Pru. But there is nothing, but background noise. When the call came in the police decided the ping the phone all the Paul was actually coming from a local best buy in Sugarland, which is a Houston suburb. Just as the burglar alarm was coming in from that exact same sport that said, you know, sometimes it's just meant to be plus the bad guys. How stupid they yet bring your cell phone to this robbery? Unbelievable, anyways, they somehow but down nine one one according to police, and then the PD put everything together and Termine that these two miss has worth hurrying at the same time. So officers are already in route to that alarm, call when they got the other nine one one call that was, but you know, I can't imagine the look on those bag guys when the cops pulled up in the parking lot is that how do they figure this out not knowing that one of their buddies, but tunneled nine one one? Unbelievable, so Laden with all the stolen goods that these lead in a stolen pickup truck and led the cops in a forty minute. High speed chase with speeds reaching over one hundred twenty miles an hour of the news crew search reveal laptops and other like Tron IX stashed in the trunk that said to three men picked up nearby location the truck when Bagai bailed, and he is still being hunted by police we love super Bagai stores here at ran bag is day radio. Everyday when we worked together and collaborate and partner we can really ruin a bag guys days, especially when they help us. Nine one. So, hey, as promised the bad guys day radio will be featuring some of the top broad fighters in the industry in two thousand nineteen and today, and this week is no exception. So today, I'm especially excited to introduce to you Matt Grisham match with audit. Lock consultancy and frog not fraud dot com. Mattis transforming the anti clock CPO continuing education and professional development for fraud fighters. So hey, Matt how you doing? I'm so glad you could join us today. How you doing skip just? Your whole story about but dialing the whole time. Like, I'm on. I hope I'm not laughing too hard. I was hoping to we're laughing. I was laughing with is hard to control that I read that story like six times preparing for this. And I'm trying to magin the whole thing. I don't know you gotta take your phone to you know, this big crime masterminded. I don't know what do you Instagram in your friends when when you're doing this scrum, and you can't make it up by lot skip. Thanks so much for having me, man. I'm excited honor to be here. I'm honored to. I it's, you know, we built a relationship or the last several months, and we both share a lot of the same ideas and passion for building awareness in creating that higher education level for all those great fraud fighters fraud practitioners out there always trying to get a little bit of a leg up on the bad guys. And you know, one thing I was a, you know, pre podcast review. I just have to ask how did you come up with the name for your company, especially fraud? Not frog dot com. I just love that. That's awesome. You know, it goes back over a decade ago. When I when I first started telling people that I was a fraud investing. Later. I would have a series of conversations. I thought I was doing a great job selling what I was doing. Usually it was against it was strangers or people sit next to me on a plane and go into this elaborate discussion of how I prevent detect fraud. And finally, they look at me with this puzzled face like, okay, I understand preventive how many frogs are their in business's that you go into. And so it just became one of those things remind okay, it's it is fraud, not frog. So that was kind of the main thing that's the tagline for the website lers prevent- prevent detect fraud, not frogs. So you're not into fibia NHS as others would think. You know, herpetology never was a strength of mine. So no, that's awesome. Pay. So you got an extensive background in a lot of great content credentials. Can can you tell our listeners a little bit more about your background, and how you got in this business. Yeah. Happy to you know, what I don't claim to to know everything there is about. But but I have had I've been fortunate to have a lot of good experiences. It all started with trying to break into the industry. I I literally applied for over fifty jobs, and I could not get in everyone required experience to get experience. And I just couldn't get in. And so finally found a company that was willing to take me on as a cyber security consultant, which I thought was a little ironic because I had no experience, but that was the titles junior cyber security consultant in amazing company that gave me amazing opportunities to travel world in in find and actually build a fraud program. So I was able to do that. We we did it for Larr. Fortune companies and then throughout my career of been able to help establish and build and mature other fraud and cyber security programs. This awesome. You talked about some of the first steps she took. But what were some of the things that you think that really got you that first of job to get started, you know, inside or security and Sarah security consulting. So it was one of the situations where I had to go above and beyond. I was competing against, you know, hundreds of other people in my state same time for the few jobs that existed jobs in security, then aren't they didn't flourish. Like they do now back. There's more demand than inventory now today ten twelve years later, so the few that actually happens you you had a fight for and I went to an after hours mentoring event, the things that most college students are like, yeah, I'm not going to that. I listened to this this speech that to be honest to this day was probably the worst pres. Stations. I'd ever been to. But afterwards, I went to the the presenter and just mass. The question can I how can I break into the industry? Do you know of any opportunities? And while he didn't give the most stellar presentation. He was connected, and he's like, oh, I know of an internship. Let me send you over to that. Gimme your resume in literally within three weeks. I had a job. So after trying to do what everyone else had done apply. Apply. Not even get an interview just reject letter after reject letter took me getting out of my shell. And just you know, approaching someone and just saying this is what I'm looking for do, you know of an opportunity and literally within three weeks. I had the job John. I think that's always the difference maker. I mean, it's resumes. Get lost in the crowd yet to show people that you're unique, you know, the Matt has a different look on a different perspective of looking at things from not always traditional perspective in when you do that you set yourself apart from everybody else's, you know, doing this job like they just read it out of a book. Yeah. Even skip even right after I got the job. I quickly realized on this. You know, I think there were seven or eight of us on that team that supported in over one hundred thousand employees. I I realized quick I've got a differentiate myself or I'm going to die. I mean, I I literally the best thing I could do is bring them coffee and Rama noodles. And so I said how can I how can I ask a skill? Set are grow a skill set that can make me valuable to this company to where they're gonna wanna keep me and move it from an internship to full time gig, which is exactly what happened after just a few months. And so yeah, I took the initiative to find something that what I believe didn't exist at the time by the skill set. And that's where I researched this certification called a certified fraud examiner. And you know, I scrolled through it. I'm like, man. This is exactly what I wanted to do. I don't know if you knew this, but I actually wanted to law enforcement and go into federal in just my life. Didn't take down course, which I'm super grateful things wouldn't have turned out the way they did how to gone that route. But I always wanted to be kind of that investigative space. So I found this this designation called certified fraud examiners ACF, E dot com. And just said, this is exactly what I need personally. But more than that what this company needs to help further. A mature their cyber program. So I took it to our to my boss chief information security officer at the time. I said, hey, what do you think about this? And you know, he took a chance on me. And I'm grateful to that to this day took a chance on me realize that we could use that to further the business, and we actually build a process that landed us multi multi million dollar contracts, a really really cool thing. So awesome. Hey, hey, everyone thinks for tuning if you're just now tuning in. We're speaking with Matt Khorasan with audit law consultancy and frog not fraud dot com. And right now, if you're just tuning in, we're really diving deep until Hal mad is really transforming anti-fraud CP's or continuing education and professional development for fraud fighters in it's so important, and this is a great conversation. Because a lot of us in his interesting so often we get caught up in just focusing on investigations in the fraud losses and really bad guys. But really staying ahead of the bad guys really comes from continual edge. Education. I mean, really building those skills the fight the bad guy. So what what do you really think? How can we leverage? Some existing skill sets for those who are really looking to break into this anti-fraud industry. What's some of the things you think are most important? I appreciate that question. It is tough industry break into. But it's an even tougher industry to stay competitive. So it's not one. And that's why love it so much. It's so dynamic. It's so fluid. You can't just rest on prior experience. You always have to be getting better. What you do investigators that have thirty and forty years experience men, they have a ton of Allieu. But where what I'm seeing is. They're lacking in how fraud is committed now today in how it will be committed in the future. And so that's one of my main missions is helping people get quality education. It's modern it's relevant. That's not the boring side deck that everyone just wants to dilate and two points bullet points. It's like give me the deck. I can read the deck. But yes, what I can't read his experience. So I focus on finding people who are passionate about sharing their experience. You know, the truth is health was committed thirty and forty years ago doesn't fairy too much now it's the same frauds happening. They're just doing it a different way. And so you have to detect it a different way. So man, anyone that I can talk to that Scott thirty forty years experience, even twenty I gravitate to them and try and pull from them their experience, and and then get them to share it in a way that perhaps his different than they've done before. Like, I said not through a PowerPoint, but through a live video presentation or through an online training that that is interactive through a group forums through Facebook groups, just the ability in live sessions, of course. But just to get them in front of other investigators other people who are trying to sharpen their craft. It's been an absolute. Mine. I think the other question you asked is how how do you break into this industry? How to us how to use your existing skill sets? So I'm a huge believer. You don't have to come from military or law enforcement to be a fraud examiner. Now, if you have that you do have an upper edge in some ways, but I've talked to people who have been fast food workers construction workers in oceanographer. I talked to someone who's an ocean honor for the becoming. Yeah.

fraud Houston skip Myers Skip Meyers ABC Texas Hillary Matt Grisham Facebook Matt robbery Laden partner Mattis Tron IX NHS Paul chief information security off Larr
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

07:52 min | 1 year ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Welcome to ruin a back is day radio podcast with fraud expert skip buyers. This is your guide to fighting fraud and chargebacks learn the best fraud prevention solutions and strategies how to enhance your fraud prevention team and held on prosecute criminals. Now, here's your host skip buyers. Hello, everyone in for tuning into ruin a bag is day radio. Combat. Hey, we got a great news article this week as some other information elected share some other things have been hitting the news quite a bit in the last couple of weeks. And I thought I was sure that with you guys. A lot of good information. You could take back to work for to your friends or family to help them prevent from being a victim from fraudsters and Mauer attacks and this week, but I really wanna talk about is how fraudsters exploited malware for financial gain so Mao where what is now receives in the news and probably hits your spam? Folder credit bit from other publications or other companies trying to get your business, but Mauer's any softer intentionally designed to cause damage to computer. Maybe it's your server your computer network and smell or does it damage after it's already implanted or introduce in some way into a target, computer or network. So Mauer is going to be attached most likely to some sort of phishing Email in. Somehow, you the user or someone else in your company or network does something that unfolds this code that's part of this, malware, I could be commuted computer, viruses, or worms Trojan horses. Sometimes it's spyware ransomware on there's all kinds of other terms. But Mallard basic form is is militias. It has malicious intent in it acts against you know, your company's best interests or your best interests. And there's something harmful with that malware that is typically designed to still your personal information. And so that the Bagai can have financial gain at some point by defrauding you or someone else. So before it gets started tradition. Here's always talk about stupid criminals in boy, there's not a not a day that goes by that. I don't have a hard time. Finding some news articles about dumb criminals, and this is a news article adult Oklahoma involving Uber, and it looks like things at work. Out well for three Oklahoma City teenagers who allegedly planned to rob a Bank using Uber as transportation and police say that the Uber driver who took the to debate one Tuesday afternoon called Thorndike's EFI heard one of them say he had a gun and he's on a cap somebody. So police said that the gun was later found on one of the teams after he tried to fight officers who arrived at the Bank, the teens had apparently already arranged in Uber for their getaway. Car says the news crew, it looks like the Uber driver his name. Mr. K says he was waiting outside the Bank. We saw the teenagers being taken away in handcuffs interested in was told by an officer that there had been a robbery attempt. Well, I guess he was right. Looks like according to drivers says, hey, they called me for the getter getaway car. Can you believe that? Hey, if you're going to do something like that like, rob a Bank, get your own car. He says, yeah. No kidding. Pretty stupid. What are they thinking? I mean, I'm gonna call Uber driver. Hey, buddy, wait outside here. So I'm gonna go rob this Bank and stick around long enough. So I can hop in. And we get away in time crazy stuff. I mean, I'm sure there's some sort of a legal substance involved there. They were taking before the robbery or before they decided to call Uber. Thank you for that. Great news, article out of home. That's awesome. So today fold in little bit more information about how fraudsters exploit malware for financial gain. So this week. I like to talk about a big case that the feds may just about a week ago. Just very recent. He may seen it in the news recently. But this is a very important case federal case where two Romanian cybercriminals were convicted of all twenty one counts relating to infect the over four hundred thousand victim computers with Mauer Hess. Right inflicting in being victim computers with Mauer and stealing millions and millions of dollars. And this is the actual press release that came out from the Justice department. Just very recently federal grand jury last week convicted to Bucharest Romanian residents of Twenty-one counts related to their scheme to infect victim. Computers with malware in order to steal credit card numbers and other information to sell on the dark market the dark web and other websites, and they are. Our intent was to mind crypto currency engage in online auction fraud and nounce by assistant attorney general Brian been cow sqi of the Justice Department's criminal division way to go menace. Also to these defendants were convicted at the twelve day trial of conspiracy to commit wire fraud conspiracy to traffic in counterfeit service marks that's interesting aggravated identity theft conspiracy to commit money laundering, in twelve counts of wire fraud each person there so citizen will begin in a few months in a Cording to testimony at the trial in other court documents one of the co conspirators who pleaded guilty collectively operated a criminal conspiracy out of Bucharest Romania. So we've been talking about this for months now on these podcasts about the infusion of international crime gangs targeting. Americans here in the United States is still are ideas and our cash, obviously, it's amazing how widespread in worldwide. This problem phenomenon is so the press release goes on says apparently this all began in two thousand seven with the development of proprietary malware, which they disseminated through militias emails purporting to be legitimate from entities like Western Union nor nanny virus and the IRS. So this is a old scheme being redone again over and over again. And why do the bag is all the fraudsters? All these people who are bad guys all over the world. Keep doing the same thing over and over to target us. That's right because it works. It's easy. It keeps working we need to keep getting the awareness out there in educate, everyone about the potential problems with Mauer and how the bad guys exploit this now where for their financial gain to commit. Fraud, you know. So again, what is Maur while this is software. This intentionally designed to cause damage to computers or servers or computer networks in it does damage of his after it has been in planted in some way on a computer. So how is this done think real hard? Now, the house is done while you're right. It's is from emails fishing. That's what this is about. This is why you see so many emails come in. And you can't understand why you're getting all these strange emails is fishing in what is fishing? Let's let's regroup in talk about what fishing is so fishing. Basically is Email messages claiming to come from a recognized source. You know, be company most likely someone you recognize it

Mauer Hess fraud Bank robbery wire fraud Oklahoma officer Justice department rob United States Oklahoma City Mao Mr. K IRS Bucharest Romania Western Union Maur
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

09:00 min | 2 years ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Welcome to ruin a Bank is day radio podcast with fraud expert skip buyers. This is your guide to fighting fraud and chargebacks learn the best front provincial solutions and strategies how to enhance your fraud prevention team, and how to prosecute criminals. Now, here's your host skip buyers. Hello everyone. Thank you for tuning into ruin a bad guys day radio show. Hey, I'm skip Myers. Your hosts are bad guys day radio. And I wanna start off by thanking everyone who continues to support the program, and especially those of you. He keeps any all those great emails and feedback. Hey, we have a great show lined up this week, including a very very special guest that helps you fight fraudsters and help prevent chargebacks before they really happen through VM PI or visas Merson purses inquiry programs, so before we get started. Let's discuss some fraud stance that are out there right now that will probably make you lose sleep tonight might not know that eighty six percent of all chargebacks may be cases of friendly frog in friendly fraud is increasing at a forty one percent, right. And it's been increasing that at that rate for over the past two years and seeing pe- losses will reach as staggering seven point two billion dollars by the year twenty twenty. And what's really a scary statistic? Is that approximately eight and ten customers admit to filing a charge van is of actually working out the issues to regularly with the seller or merchant? And that's what we don't talk about today. How can we really target Brindley Frossard, and and really target are charged program with reducing the amount of losses to our company and streamline the processes that our internal controls have to five chargebacks and disputes. So today as promise Rudy bad guys day radio will be featuring some the top fraud fighters industry throughout two thousand nineteen and today, I'm especially excited to introduce to you Scott Adams, withdrawn DVD, Scott at founder of thraw TV dot com has over twenty years of experience in the field of payments as both the merchant and fraud expert. He's worked with companies large and small Therese reduce chargebacks improve our y and fight fraud on multiple platforms. So we're. Gonna discuss the visa Mercer purchase inquiry program or VM PI. And how Scott's expertise can help save time with those disputes in eventually reduce charge bang. If your tension, please. So, hey, Scott. I'm so glad you could join us today. How are you? I'm doing great skip. Thanks for having me. That's awesome. Hey, you know, we've had a lot of discussions about this and known each other for a few years, and you really make an impact in fighting fraud and helping other versions really, reduce chargebacks and losses. Can you? Tell us me in our listeners more about VM PI, and how it works and make chores Bax dispute simpler and more automated. Yes, sure. So VP is actually a really interesting product that these decide to launch a few years back and idea was is that the one of the big problems, and you know, you just talked about Satistics around friendly fraud is that most of the time a few consumer looks at the credit card statement, all they see is a twenty something character descriptors, which oftentimes has a bunch of diversion. And so think about if you're a consumer you've got a credit card, you I'm sure you've had a time where you've looked at your statement and saw charge and said, okay, what is this and no idea, and I have. Yeah. Everyone has it doesn't matter. You could. Make one charge a month. And that's going to happen. Because you know, the merchant is not required a pissing there that makes sense in really most marches. Don't know any better. They don't understand that that descriptors is all the consumer has the recognize charge. So oftentimes, especially for new merchant. It's like a corporate name. You know, what who's going to recognize that you're gonna recognize the website? You're gonna recognize the the game your kids playing whatever that might be so visa decides that they needed a better way to handle this. And so that's where VPI came from. And they said, you know, let's make a product where the merchant can actually respond more or less directly to the merchants or site to the consumers question of what is this? And so they created the system it's actually really nice in that, you know, that kind of the flow goes, let's say that the consumer calls in to their credit card company. And you know, says, hey, I don't recognize this in the past that would just become a charge back because the issue or new knows no more about that transaction than the consumer does. Really, right. They might know. A corporate name or something which still help. Yeah. I've seen like that indicator. Be like db doing business as in. You're exactly right. I I see that. Sometimes I have no clue whatsoever. Even how to decipher that acronym. So it's very common in. Yeah. Very common. And you know, that's the thing is legally, it makes sense your business doesn't have to be the same name. There's a lot of different things legally why you might do that. But the the merchants often, especially neurons don't know to make something better just outside of EMP. I if you're a merchant out there, make sure your descript or actually describe something that the consumer will know about beyond that use the PI. And so we're VPI goes is that so kind of the new process consumer doesn't recognize they call this shore. And now if that is using VM PI, and this is only what visa by the way, they can press a button on their screen in. It'll pop up with more information, and that information could be anything that the merchant wants to pass back. And so. Set up new merchants. I tell them, you know, I need some basic information. But then I say, okay now, tell me what your consumers, but the person that's looking at the credit card statement would recognize and you keep in mind that you know, it might be if your product is targeted mostly for for Dulce for actual cardholders that it might be your your website name product names like that. But VPI lets you actually pass in your full shopping cart information. So if you're a merge of a shopping cart, you push it all in and so now, you know, the consumer called in let's say, this is a some form of website. That's a marketplace. And you know, the scripture might have been the marketplace mate. But the actual purchase was with some other, you know, provider some of the create its products, maybe and the issue now read off. Okay. So you bought it at this website. And here's an Email address that was used to buy it here is the name. Here's maybe an account name. And then if this shopping cart hero here, the five items you bought here, the prices, it looks like. One of these shipped. Here's your tracking number right? Basically the same stuff. You would get in the port at the merchants portal when where you bought is now in this recite. And so the idea being, you know, you you mentioned like helping disputes this actually way before that. And but yeah, the pass it would have been dispute, but the beauty of the system is that now let's that consumer call then they were told them what the what the purchase was and the best situation is that the consumer thin says, oh, wait. I know what that is sorry about or, you know, no charge back notice Butte, no fraud alert and best of all the merchant not only keeps the money, and they're no additional fees, but they keep a happy customer, and they can you. If it's a recurring product they can rebuild again. Or if it's like it's talked about like a shopping cart a marketplace. They keep that customer the customer will come back and buy for them. Again. This has been a long time coming for a service like this. Because I mean, we all know, you know, all of us that are in this business. Especially if you're working chargebacks, we had a way to produce that proof after the charge back was actually filed an and you know, and now we can use that that proof for that evidence of the transaction as a preventative measure before it turns into the charge back on what a great way to streamline the process and make things more efficient and to your point really keep those happy customers. That's it's I kind of as an extension of customer service, unites, if the merchant are, it'd be great if the consumer just call the March, but the card companies made it so easy and pitched it so much on the web on TV that there's no lie ability just call us. Now, they have the tools actually kinda help your customer support. So that works really well. No, that's awesome. In in. I mean, I can see all the time savings with those fraud analysts or those those reps that are actually working those chargebacks everyday making the phone calls sending those emails I mean, the potential to save money in reducing those processing times before they actually turn into chargebacks as huge in. Again. I think what we both can't stress enough. Is that the potential impact of improving your overall customer service metrics is just massive twin

fraud friendly fraud VPI Scott Adams skip Myers Merson Brindley Frossard Mercer Bax Therese VP Satistics Rudy Dulce founder Butte two billion dollars
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

08:36 min | 2 years ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Your particular business or personal needs. Thank you dash lane everyone. It's been interesting week. I can't believe how much news has been coming out about synthetic identity frauds. Let's talk about what is synthetic identity fraud or synthetic identity theft. And so in the last week or so I've been watching all the news, and there's been so many articles in focus on synthetic identities. And I can tell you right now, I'm working with a couple of large companies as we speak involving big cases of. Credit application fraud and credit card fraud involving the term or what we suspect to be related to synthetic identity fraud. So somebody or a group of people, and what it looks like again, we've talked about this and other podcasts is that we have some sort of international criminal enterprises out there, stealing Americans identities in some form, or fashion and using it to create a synthetic identity. So part of this podcast were to look at the new article that was just released by the legal executive institute in their part of the Thomson Reuters company, but a newly published white paper synthetic identity a new path for government fraud is a question Mark there asked the question, how do you catch a thief who doesn't exist? That's a great question. The paper that was published by Thomson. Reuters examines the growing problem synthetic identity fraud or whatever one's spoofing here. Talking about short that up is S. I F Rosza relatively new form of identity theft. And. Which criminals combine pieces of real data in fake information to create an identity entirely for the sole purpose, obviously to defraud company, so and it's almost impossible to trace. So a few podcasts ago told you guys back in December. I had my identity hacked, the information's been slow in coming working with enforcement. I'm also part of LifeLock's personal Lert system on any suspicious activity with my credit file, and that's how this case got started by being communicated or called by them to alert me about suspicious activity on my social security number on that particular case what it's looking light. It looks like it's a hybrid of synthetic identity. The bad guys who were attempting to obtain credit at a women's clothing store. National clothing store, use my social security number but other fictitious or bogus pieces of information. And that fits exactly into this emphatic identity phenomenon that's going on right? Now, does it fits entirely into what I believe to be the real source of the problem where the synthetic identity belongs to someone that has a social security number that has created or someone that has a social security number that hasn't been registered with the major credit bureau. So that's what true identity theft is we'll get into that more a little bit here in a minute. But unlike traditional identity fraud, where someone actually steals a personal person's identity. This paper explains how SAF perpetrators often begin with just a single piece of legitimate personal data like a social security number, and then they start constructing this file full name as a false identity all circling around this this information, and what happens is that. They can cock this package. It looks very much like the identity of a rural person. Whilst would you do it? No, you're trying to fake out banks and credit institutions and other companies that are trying to conduct business via credit in. So what they try to use that false identity. Like, I said. Apply for credit in a lot of banks are seeing that loans are being secured, and then found out to be connected to synthetic idea identity or even full the government and governmental agencies to allow Frossard accept or intercept tax returns in different forms of payment that people receive from the government, so this is a big deal right now. And it's probably gonna get worse going forward until some of the legislation that was enacted late last year will go into effect, and as we all know sometimes government agencies operate at a snail's pace. So I think before those bills are some of the governmental institutions out there really start taking this seriously. We don't see the bag is really take advantage of synthetic identity fraud to its fullest potential until these government agencies really start clamping down on some of their internal processes. So right now, finally, there's a wreck, you know, we all know there's been a record amount of data breaches across all different parts of the economy, and all that data and all that information that's out there right now expose all of us all exposed. Our personal information more than ever to all these potential criminals across the entire world. And according to the identity theft resource center there have been about one thousand five hundred seventy nine data breaches in two thousand seventeen alone was exposed almost one hundred seventy nine million personal records, including fourteen point two million credit card numbers in one hundred fifty eight million social security numbers. That's a lot of information in the wrong hands. So many of these records. Now circulate is you guys know, and we speak about this quite often on this podcast, but these records now circulate across the dark web where their soul like almost any commodity. You know, your personal data is a new commodity a new the new currency out there. And it's out there. Available to anyone who's willing to pay for it. And now we're seeing some websites not necessarily on the dark web. If you search hard enough on just the regular internet any one of us can get well, I'm not saying you should but you can. Find these web sites that are selling personal identity records in credit card number social security numbers addresses and so forth to help create a data file with a credit bureau. So how does synthetic identity fraud work, boy, that's a mouthful in? Its let's let's keep calling it s I f the acronym, buddy. Anyway in order to commit SIFO fraudsters, begin stealing legitimate social security numbers from people that aren't using the credits, you know, looking at some of this and some of the other articles that's parsley. Correct. So it's people who are really using their credit. What they mean to say is that those are people have social security numbers who have an established credit, and when you establish credit you have to do that through one of the three main credit bureaus in that stars usually with the application of credit card or loan. And so usually what that means is that though security numbers at the bad guys want to steal first to commit synthetic synthetic identity theft or synthetic identity fraud are usually those belonging to children or. People who are just new to this country. So they and they were just issued a social security number so in order to build that synthetic identity fraud will then add fake addresses fake, phone numbers and even crates social media accounts, because they know how the system works, and how lot of different investigators or underwriting and different companies that issue credit surge investigate a credit background. And so that's where everything starts to begin. Then while they're using these synthetic identities these began applying for more and more credit online, and basically, they know they're gonna get turned down because we all know that the legitimate way. No when I was younger, I was so excited to get my first credit card at a major departments rows decline. I I was too young. I didn't have established credit or a payment, you know, with any apartment complex or car dealerships. So I had no credit. So I was down quite often till I finally got my first credit card with a much smaller department store, and I think it was only for about five hundred dollars. But. As long as you're paying on time. And you're paying your bills, and you pay it off they'll sometimes he's institutions will raise your credit line in use your credit card, and you make your payments on time. And then you pay it off. And then you you're starting to look a lot better with the credit. Bureaus your credit score star going up. You're more worthy of receiving credit because there's less risk involved with giving credit to someone who has a credit history, especially one that is really good. So what did the bag is where the trick is that they simply apply for credit, and they get that credit history started. So eventually there's a credit lender out there somewhere. It could be a Bank. It could be financial institution anywhere. Like that. A an even a retailer that has their own private banking or their commercial account this sort of like their in house Bank. And so that you apply for credit at at some place in eventually, one of these institutions lenders are places that issue credit cards in house. They'll offer the foster or this case, they believe it's a real person a small Lanta credit. So is similar to what I did. When I was. Younger. I got a very small line of credit in today.

fraud Reuters Thomson Reuters LifeLock Thomson SAF executive house Bank Lanta Frossard Mark five hundred dollars
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

07:55 min | 2 years ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Your particular business or personal needs. Thank you dash lane everyone. It's been interesting week. I can't believe how much news has been coming out about synthetic identity frauds. Let's talk about what is synthetic identity fraud or synthetic identity theft. And so in the last week or so I've been watching all the news, and there's been so many articles in focus on synthetic identities. And I can tell you right now, I'm working with a couple of large companies as we speak involving big cases of. Credit application fraud and credit card fraud involving the term or what we suspect to be related to synthetic identity fraud. So somebody or a group of people, and what it looks like again, we've talked about this and other podcasts is that we have some sort of inter- international criminal enterprises out there stealing Americans identities in some former fashion and using it to create a synthetic identity. So part of this podcasts were to look at the new article that was just released by the legal executive institute in their part of the Thomson Reuters company, but a newly published white paper synthetic identity a new path for government fraud is a question, Mark. There asked the question, how do you catch a thief who doesn't exist? That's a great question. The paper that was published by Thomson. Reuters examines the growing problem synthetic identity fraud or whatever one's spoofing here. Talking about short that up is S. I F Rosza relatively new form of identity theft. And. Which criminals combine pieces of real data in fake information to create an identity entirely for the sole purpose, obviously to fraud company. So and it's almost impossible to trace. So a few podcasts ago told you guys back in December. I had my identity hacked the information has been slow in coming working with law enforcement. I'm also part of LifeLock's personal Lert system on any suspicious activity with my credit file, and that's how this case got started by being communicated or called by them to alert me about suspicious activity on my social security number on that particular case what it's looking light. It looks like it's a hybrid of synthetic identity. The bad guys who were attempting to obtain credit at a women's clothing store. National clothing store, use my social security number but other fictitious or bogus pieces of information. And that fits exactly into this synthetic identity phenomenon that's going on right? Now, does it fits entirely into what I believe to be the real source of the problem where the synthetic identity belongs to someone that has a social security number that has created or someone that has a social security number that hasn't been registered with the major credit bureau. So that's what true identity theft is we'll get into that more a little bit here in a minute. But unlike traditional identity fraud, where someone actually steals a personal person's identity. This paper explains how SAF perpetrators often begin with just a single piece of legitimate personal data like a social security number, and then they start constructing this file full name as a false identity all circling around this this information, and what happens is that. They can cock this package. It looks very much like the identity of a rural person. Whilst would you do it? No, you're trying to fake out banks and credit institutions and other companies that are trying to conduct business via credit in. So what they try to use that false density. Like, I said. Apply for credit in a lot of banks are seeing that loans are being secured, and then found out to be connected to synthetic idea identity or even full the government and governmental agencies to allow Frossard accept or intercept tax returns in different forms of payment that people receive from the government, so this is a big deal right now. And it's probably gonna get worse going forward until some of the legislation that was enacted late last year will go into effect, and as we all know sometimes government agencies operate at a snail's pace. So I think before those bills are some of the governmental institutions out there really start taking this seriously. We don't see the bag is really take advantage of synthetic identity fraud to its fullest potential until these government agencies really start clamping down on some of their internal processes. So right now, finally, there's a wreck. And you know, we all know there's been a record amount of data breaches across all different parts of the economy, and all that data and all that information that's out there right now is expose all of us all exposed. Our personal information more than ever to all these potential criminals across the entire world. And according to the identity theft resource center there have been about one thousand five hundred seventy nine data breaches in two thousand seventeen alone was exposed almost one hundred seventy nine million personal records, including fourteen point two million credit card numbers in one hundred fifty eight million social security numbers. That's a lot of information in the wrong hands. So many of these records. Now circulate is you guys know, and we speak about this quite often on this podcast, but these records now circulate across the dark web where their soul like almost any commodity. You know, your personal data is a new commodity a new the new currency out there. And it's out there. Available to anyone who's willing to pay for it. And now we're seeing some websites not necessarily on the dark web. If you search hard enough on just the regular internet. Anyone of us can get. Well, I'm not saying you should but you can. Find these web sites that are selling personal identity records in that's credit card numbers social security numbers addresses, and so forth to help create a data file with a credit bureau. So how does synthetic identity fraud work, boy, that's a mouthful in? Its let's let's keep calling it s. I f the acronym buddy white in order to commit s I f Roz begin stealing legitimate social security numbers from people that aren't using the credits, you know, looking at some of this and some of the other articles that's parsley. Correct. So it's people who are really using their credit. No what they mean to say is that those are people have social security numbers who have an established credit when you establish credit. You have to do that through one of the three main credit bureaus in that stars usually with the application of a credit card or loan. And so usually what that means is that though security numbers the bad guys want to steal first to commit synthetic synthetic identity theft or synthetic identity fraud are usually those belonging to children or. People who are just new to this country. So they and they were just issued a social security number so in order to build that synthetic identity fraud will then add fake addresses fake, phone numbers and even crates social media accounts, because I know how the system works, and how lot of different investigators or underwriting and different companies that issue credit surge investigate a credit background. And so that's where everything starts to begin. Then while they're using these synthetic identities these began applying for more and more credit online, and basically, they know they're gonna get turned down because we all know that the legitimate way. No when I was younger, I was so excited to get my first credit card at a major departments rows decline. I was too young. I didn't have established credit or payment, you know, with any apartment complex or car dealerships. So I had no credit. I was turned out quite often till I finally got my first credit card with a much smaller department store, and I think it was only for about five hundred dollars. But. As long as you're paying on time. And you're paying your bills, and you pay it off they'll sometimes he's institutions will raise your credit line in use your credit card, and you make your payments on time. And then you pay it off. And then you you're starting to look a lot better with the credit. Bureaus? Your credit score starts going up. You're more worthy of receiving credit because there's less risk involved with giving credit to someone who has

fraud Reuters Thomson Reuters LifeLock Thomson SAF executive Frossard Mark five hundred dollars
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

05:16 min | 2 years ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

fraud Rooney Myers partner Bruna Storting Vance fifteen percent four dollars thirty day
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

05:16 min | 2 years ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Welcome to ruin back guys day radio podcast with fraud expert skip buyers. This is your guide to fighting fraud and chargebacks learn the best fraud prevention solutions and strategies how to enhance your fraud prevention team and held to prosecute criminals. Now, here's your host skip buyers. Hello. Everyone woke umn to ruin a bag is day radio. Hello, hey. I'm skin Myers. I'll be your host today. Welcome back. It's been exciting week spoke to a lot of different people this week in fraud. And as always, I really really appreciate your feedback. Your emails and anything else that you can send me regarding questions and how we should really keep leading the way with the fraud education awareness that we're all here to provide and really helped ruin a bad guys day, and I sincerely appreciate your feedback. And all the great great comments that are coming in through guys. So if you're expecting one of those scripted the nila reality world looking type podcasts. Well, you're at the wrong place. This is sometimes an unscripted for real from a real practitioner seeing what's really going on in the real real world in trying to piece things together. So that we can all work together partner collaborate. So we have a convergence of. Ideas in synergies around us together. Collectively all the experts in this industry coming together to ruin a bad guys day. I can't say enough. How important is that? When we do truly work together. We can really make an impact for the good. And that's really exciting news. Anyway, I want to go out there. And really celebrate something right now, the really been working on some some products that we've been working on here, Rooney bad guys day radio, we have t shirts some put these for men and women. We got some coffee cups with the Rooney bad guys day radio logo. So somebody who have been asking about that. There's a website now, I'll have it in the podcast notes is through t spring products. But those products and all different colors shapes and sizes, and the all familiar and very popular. Runar bag is day radio. Coffee Cup is available now at fifteen percent off. That's right right now, a lot of people been one in some more products than I really want to get this off the ground and going in real really love to see some of you wearing the t shirts or having fun. Drinking out of that great looking coffee mug at your home or office. But right now fifteen percent off coupon coat that we developed called. Thank you, just thank you. Because I do thank you for everything. You guys are doing and the variation. You're giving me to continue doing this podcast. So right now fifteen percent off all of our t-shirts all shapes and sizes men and women we got hoodies and the coffee cups, and we're still developing some other products to that hopefully make this a lot more fun and enjoyable so right now fifteen percent off those t shirts use the coupon code. Thank you at checkout. The actual link will be in the podcast notes. Do you have any questions feel free to Email me at Bruna bad guys day had g mail dot com. So also to thank one of our sponsors this week. And I can't say enough for this company that it is really involved in the fight against fraud. And that's dash lane dash lanes password management company, as we all know, they have some other competitors. But dash lane is one of the best pass. As word management companies out there right now and right now dash off for thirty day money back guarantee for their dash lane premium package, and that's only four dollars ninety nine cents per month. That's build annually. And what they do they take, you know, they take your password to make it easier for you to Storting use it among abroad breath of different websites. So what they say is get the next level visual protection for simple safe, browsing at home work and everywhere in between dash lame premium combines unlimited password storage, all sinked across all your devices with dark web monitoring in AVI. PIN for wifi protection is the easiest solution for auto filing those passwords and personal information. Combine with Vance tools that you'll never ever want to be without. So that's great package. Dash lanes linked to that great deal right now four dollars ninety nine cents per month. What a great deal to enhance your. Security and your passwords. It's unlimited password storage, they provide benefits sync across almost every device instant formed in payment auto feeling capabilities again, I said before this dark web monitoring, which is great with personalized alerts. VPN this available for your wifi, protection and everything secured file storage capabilities. So I would highly recommend you check that out to see that fits your

fraud Rooney Myers partner Bruna Storting Vance fifteen percent four dollars thirty day
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

07:18 min | 2 years ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Credit card information, you need a car to print it on. Well, guess what you can go to Google by that to find a company that sells that stuff. So what else do you need? Well, you need you need a device. That will imprint that stolen information on that card stack stock that you just purchase guess what you can get an imprinting machine that will transfer that information onto that magnetic stripe on that car sock. You just purchase. So now, you have a full blown counterfeit clone card with someone else's identity on it. And this is nothing. New bag is been doing this forever is important that you as the fraud investigator in the fraud prevention expert, understand the potential impact of this kind of technology has on not just shoe, but other people so when you see card credit card. Fraud cases, come in Astle same kind of questions, I do sometimes too. I talked to people all the time. And they'd say their card was compromiser use that location that they never been to every heard of before in the same questions at the fraud investigators at the banks or credit card companies, do do you have your card in your possession. And sometimes they don't their purse or wallet was stolen this. And that's an easy one bad guy or any bad guy can get that card and goad basically any to any physical location and use that card, but if they still have their card in their possession in the car's been used somewhere else good chances been skim somewhere or their formation was stolen off the dark web or the internet that was posted for sale with their information to the highest bidder. But it's just good information to now. So just take some time educate yourself in. It's a little I opening when he go to the web, and you search for those type of products, how easy it is to get the right kind of quip -ment to still other people's information identity through ATM's or gas pumps. So what can you do? What can we do at least to stop this and slow it down? Again. It all starts with the weirdness and education. So whenever you go to eighteen machine wash for signs that AT may have been altered in any way. And again, it starts with that card slot. You know, does that ATM have parts that that just don't fit right? I mean are they crooked or they misplace or the kind of damage. I mean, we should really look at that. I mean, I know I do I'm always kind of paranoid about these things. But when you insert your card, especially at AT machine, for instance, that is a little bit more secluded. It's a little bit out of the way. It may be a stand alone ATM machine. That's, you know, at a sporting event or a concert is not part of a Bank or inside of a Bank wall on the outside or inside. So those would be things were make it easy for foster to install scheming device. But again, it's it may not always be that well installed, and it could be somewhat noticeable. If you look at it close enough in other words, again it. Could be crooked or sort of misplace or little off. So look look for those things in any size of potential tampering with that ATM machine. So sort of talked about this now, I would always recommend visiting when you need some money out of that ATM high-traffic or high profile ATM ATM's at are in areas that are high traffic in high lit areas, you know, in stores and lobbies and and shopping centers in the malls, you know, in and again, we're there's a lot of people around there. Definitely more safer than those standalone alone. I just folk about so member those bad guys, scammers wanna stay out of you. They wanna be invisible when they're installing these skimming devices. They don't want anybody to see that. So that's how they get away with this or able to do it usually in these secluded, standalone ATM machines or two gas stations. That are kind of secluded are easy targets was scammers to install these gaming devices. So they can collect your information. So now the. Simple one. You see the sometimes ATM's or at the gas pump. But cover your hand when you're entering your pin number. I know I do spend there's so many people around. Why wouldn't you do that? So that's a great safe safety tip there. You know, you should always do that. Even when you don't see anybody around. I mean who knows might be that little sneaky camera nearby logging in every stroke, you put on that keep pad for your pin number. You just wanna make sure you make it more difficult. So, you know, always be sure to to look around behind. You know, be be observant of your surroundings. I can't tell you. How many times I'm at the airport? Sometimes I'm at ATM machine. And there's so many people around me. I mean, I'm gonna cover my pin. My hand over the pin. Pad a look around make sure no one's trying to ease drop into what I'm trying to do, you know in personal information. So I went to secure their ability to see my pin that I'm entering into that machine. So again, be observed surroundings, you know, try to stand directly right there in front. Of the ATM, you know. And while you're using just kind of, you know, put your head on a swivel look around and make sure someone's looking over your shoulder. So this is some great tips. Remember, those things nothing to paranoid or too hard to do. But a great safeguard that you can use that you can pass along to other people if you're family, and or at work, so all this is about Ruina bad guys day. You know, what a good shat out to the United States secret service and conjunction with local law enforcement agencies here in Georgia. What a great bust putting these guys in jail for stealing your identity and still in our money. I mean, I can't tell you. This is a great way to start this podcast and really put a shout out about how important is to partner with your local law enforcement agency in other retailers in organizations to share this information. So bag is target somebody else. Hopefully, go back home to wherever they came from guys. Great shout out to everyone who's been sitting out in emails. And leaving voicemails of about their comments about the podcast. Thank you so much. It's been very inspirational and very positive really jazz about going forward to two thousand nineteen said last week last podcast. Some new stuff coming up. We're going to be interviewing fraud practitioners real flawed experts. Investigators directors of fraud, nor really certainly picking people's brains about how they run about guys how they collect this information. And how they really look at it in how they change your methodologies four investigating these crimes and really understanding and get the awareness out amongst our organization and others. So that we can work better together and partner to ruin a bag is day. Hey, hope you like the podcast if you did. Hey, go to Twitter at Ruina bad guys day Facebook at Ruina bad guys day in like us, really. Appreciate your comments and feedback and also bad guys. They radio is now on apple. I tunes were on YouTube in so on Stitcher. You're in tune in network. So that if you want to download those apps on your mobile device for free is a great way to listen to the podcast. Hey, everybody have great week. We'll talk to you soon and ruin a bad guys day. Thanks

fraud AT investigator partner Google Astle YouTube Twitter apple Facebook United States Georgia
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

05:28 min | 2 years ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Or the credit card. Don't ask you the same kind of questions. Do you still have your card in your possession and ninety nine percent of time? You would say yes, you do. Because a bad guy. Ozzy was still your information. The max. Through the skimmer in the next question that the Bank or front investigator at the car company would probably ask you is. Where was the last place you use your credit cards? So what they're trying to do is reverse engineer the fraud and determine at what location was your card use when it left your presence sort like the restaurants in area, someone, you know, took your card you gave it to them to pay for a meal, and they left and they skimmed your credit card. So that kind of tells the fraud investigators what may be going on a particular retail or restaurant location. That were other cases that they may be working the commonalities may be related to that location. Similar to yours. This very helpful information. So really pay attention to your accounts and really pay attention. When you do go to different ATM's and gas stations very important for you to be aware. And there's some simple tips. I wanted to talk about kind of like what to look out for. So you're aware, you know, to to be cognizant and again aware of what the potential is to have your information compromise through an ATM or gas station skimming device so skimming devices permits overlay devices devices that are placed over the credit card slot. So the card slot that goes in the gas pump there or the machine so it system overlay device looks like it fits just fine. And so when you're card is inserted into that overlay device into that slot ATM or gas pump slot that device records all the credit card information on that magnetic stripe, then we talked about that before your name your full name, the credit card number expiration in this case to the skimming technology are what they call shimmying technologies were the bad guys have developed this technology, and they call it Shimane, and they come all kinds of crazy words, right? It. So it's where they install a very thin card sized device with a micro chip inside that card slot. And that device you can't see it from the outside the ATM. But when you stick your card inside that slot is still information that allows that thief decline your car, so just some more technology that's out there in the other thing too is key pad overlay. So you have to ATM machine and what they've done is. They developed a keypad. And this is an overlay over the the right regular keep. But it's a device that looks like a keep Adam placed over the actual keypad. That captures your pin when it's entered. So that's a debit card situation in this case. So we just talked about with the department of Justice indictments in these guilty pleas in this case a lot of this was involving critic not just credit cards debit cards where these guys were able to get the pin numbers to withdraw cash. So what's the other way? They do that sorta talked about it briefly before but little tiny covert cameras. Located nearby ATM or even gas pump. I guess when you're in inter in your card in his debit card. They're trying to steal your pin number. So those cameras are using conjunction at that time with that skimming or shimmying device in so that cameras placed near that location of that ATM is there to record when you punch in your pin number. So they're capturing that information. So that later they can take out. Funds from your Bank account. So a lot of times to what's interesting through the years that I've been doing this long ago. This been going on a long time. Same sort of scenario bag is can imprint credit card, MAG stripes with your stolen credit card information is that today with the evolution of technology, including bluetooth, technology and WI fi. Now, some these skimming devices are actually wifi bluetooth compatible. So someone nearby has a receiving device that an app or computer on. You know on their computer phone in there, actually, receiving transmitted information from the skimming device. So they're kinda new by which means they don't have to go back to that. Actual location to rec- retrieve that skimming device piece of equipment is just being relate to them through wifi bluetooth connection on an app that they may have pretty sophisticated when down some of these bag is these for national guys had some sort of technology like that too. So what's scary about this? If you haven't already and it's out there on the web, just Google ATM skimming device and you'll see all kinds of his come up with all kinds of different products out there where you can buy one, please don't do this don't recommend it whatsoever. Unless you wanna be part of an indictment at a future date, but they're readily available, and it's crazy. That's that's still happens. But though that's been going on for several years. So that's just one piece of the equipment for making clone cards or counterfeit credit cards with other people's stolen information. You need. Stock well Google credit card card stock for sale and you'll see card stocks credit card plastic card stock for sale in different quantities hundred packs two hundred fifty packs five hundred packs in that's for sale too. So don't steal someone's credit

fraud Google Ozzy engineer Bank investigator shimmying technologies Adam department of Justice Shimane WI ninety nine percent
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

06:43 min | 2 years ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Welcome to ruin back is Dave radio podcast with fraud expert skip buyers. This is your guide to fighting fraud and chargebacks learn the best fraud prevention solutions and strategies how to enhance your fraud prevention team and held on prosecute criminals. Now, here's your host skip buyers. Hello everyone. Welcome to route a bad guys day radio. Hey, I'm Scott Meyers on I'll be your host today. Hey, welcome back, as you know. I took a few days off our in our for the holidays. And and I'm happy to be back. Boy, there's a lot of news report. And hopefully, everyone has been changing their passwords and looking after data security, and how to protect your identity against those hackers while a lot of different breaches and hacks going on it just doesn't seem to end. Does it you know, I was talking about that in that last podcast. I had about when I was recently hack, my identity stolen, and yes, really that did happen that is still ongoing. And and here's soon I'll have another podcast update you with that latest information. So that's ongoing. But if you're saying, you know, this this data breach anon- continues to occur. And I said it again a few podcasts ago, it almost seems like every single week for sure every month. You know, this new news that comes out about another data breach. And his just amazing to me. And I'm sure a lot of you would agree that this continues to happen. What are companies really doing to protect themselves from a data breach? And in turn protect you or their customers from bad guys, stealing our densities getting out of control. So something more has to be done. And we'll discuss more of that later were here in the United States. Certain legislation has been approved through the Senate actually require businesses to do a lot more and also cover agencies to do more to protect your identity. So we'll talk about that. Again, a little later another podcast has these things developed, but today pretty much breaking news just a day or two go brand new information reported by wired dot com. And some of this podcast is related to the recent wire dot com article titled astonishing seven hundred and seventy three million wreck. Kurds exposed a Munster breach kale say that again, I didn't hear that. But this amazing and astonishing seven hundred and seventy three million records exposed in a monster breach. In here goes the article, so we're dissect nece and dive in deep and see what really is all about this recent hack, and what this article is telling us so starts off. There are breaches. And there are mega breaches. And then there's equifax, but a newly revealed trove of leak data tops all of them for sheer volume, and that's seven hundred and seventy three million records evolving you unique Email addresses or over twenty one million unique passwords all recently posted to a hacking forum to data set was first reported by security researcher by the name of Troy hunt. And some of you may know who Troy is Troy maintains the I have been pawn website. Is a website, which is a way to search whether or not your Email or password has been compromised by breach from any point. So we've talked about it in a couple podcasts where I have been pawned dot com is a great website to enter your Email address to see is on the dark web in see this ever been part of the data. Great. So we talked about this before in a podcast. Great place start out to see if your information has been hacked before. So I highly recommend using this site. So the question is really the so called collection number one. So this is the collection of one is the largest Breese and hunts menagerie of research in its in this particular, one is not particularly close they say, so the hack itself if anything the above numbers belied, the real volume of the breach as they refer reflect hunt's effort to clean up the data to set an account of duplicates and to strip out usable bits of information. So in rawal form. This information comprises two point seven billion rows of Email addresses two point seven billion rows of Email addresses. That is incredible and passwords including over a billion unique combinations of Email addresses and passwords so the trove of information appear briefly on mega which is a cloud service. It persistent on what hunt referred to as a poplar hacking forum. So it sat in this folder called collection. One which contained over twelve thousand files that weighed in over eighty seven gigabytes of information, I mean, that is massive eighty seven gigabytes of information in while is difficult at this time to confirm exactly all that info came from it appears to be something of a breach of riches. It's the granddaddy of them all the mother load of bridges that to say that it claims to aggregate over two thousand leaked databases that contain password. Woes protective hashing information was cracked. So you know is a breach of breaches so to speak. So it looks like a completely random collection of sites purely used a maximize number of credentials unveiled with the hackers hunt tells wired magazine, so or wire dot com in there's no obvious patterns is just include a maximum exposure of information. So he says something sort of the to the fact that this sort of voltron breach has happened before. But never never to this scale. In fact, only is this largest breach to become public. It is second only to ya. Who's pair of incidents which affected one billion three billion users respectively in size? So fortunately, the stolen. Yahoo. Data has it surfaced quite yet. So there's a big question Mark on that. So okay. So the big question is who is affected. Who's affected by this latest data breach of seven hundred seventy three million different

fraud Troy hunt Scott Meyers Senate Troy wired magazine United States Yahoo equifax Breese Mark Munster researcher kale eighty seven gigabytes
"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

05:37 min | 2 years ago

"fraud" Discussed on Ruin a Bad Guy's Day Radio - Fraud Prevention Podcast

"Welcome to ruin a back guys day radio podcast with fraud. Experts. Skip buyers. This is your guide to fighting fraud and chargebacks learn the best fraud prevention solutions and strategies how to enhance your fraud prevention team and held them prosecute criminals. Now, here's your host skip Myers. Hello, everyone and welcome to ruin Avar guys day radio. Hi, I'm skip Myers. And I thought we'd start this week's podcast little different than usual. This time of year. It's great to motivate and inspire, folks. And have a great opportunity to speak a lot of people at conferences and shows in at meetings all over the place, and in in what really inspires me to really inspire others in really got me thinking a lot about going into holidays and the power influence that all of you have to really impact others integrate way. And so the theme of this podcast is really to make an impact and inspire others to greatness. And really how do you do that? In a lot of you. It's within you. Now, just our ability or decision to actually bring it out of ourselves to help others in the time in need and. Spend that time with others. So that they can really see the impact of your leadership in the skills that you have to really make a difference not just at work, but in per in their personal lives, and you know, I get a lot of times in youth groups that I speak to skip. Hey, I need your advice. You know one day. I want to be a CEO. I wanna make a million dollars. I want to run a great big company. I wanna owner Ferraro and have all these great things. And always stop them something unconventional that. I do. I ask that person. I say, hey, let me see your cell phone. You have cell phone, right? And they said sure that's kind of weird what he want to see my cellphone. Well, let me see your cell phone and sure enough they plug their cell phone from their pocket, and guess what? It's the fodder in greatest new cell phone on the market in the first thing. I asked him. I said, you know, woods the last time you spent that kind of money on yourself. You're after the highest tech the hottest new cell phone. You can't wait to get it. But was the last time you really? Spent that sort of money in you invested in yourself, you have the hottest greatest cell phone. And I bet you have the hottest greatest technology on your computer. You got the latest new gaming system in all the latest games. But you know for yourself, you're probably operating on the same operational system in your self. That's that's been around for ten years wins. The last time you upgrade yourself. And you know, if you really wanna go to the next level is time to upgrade yourself in a lot of these same folks, I asked the same question to is what do you value, you value success or sleep in a lot of these folks don't even know what it means not to hit the snooze button. Win sleep is more important than being successful. When sleep is more important than helping others. You know, there's a problem there when you decide that being successful in helping others more impactful than hitting that snooze button. Then you'll make a difference. You know, there's a great story of. A book written by a famous Admiral right now any talks about in order to be successful. You know, you need to make your bed, and I think that's a great idea. But I think he stops the little short there. I think before you make your bed you need to get out of bed and quit hitting that snooze button. You need to find that why that we all talk about about what get your butt out of bed every morning, and what you wanna do into me a lot of times that's not just about fighting fraud. But what gets my butt out of bed every morning and excited about the day is serving others impacting other people helping them learn and become more knowledgeable about fighting fraud and ruin a bad guys day. That's one of my many wise that I have so really is not just about getting a routine and being disciplined about making your bed every day. But you have to get out of bed to want to do that. In what inspires you have. You thought about that? What inspires you today to get out of bed and do something different? And I hope they're in this time of year. It's something that you can do to make an impact in another person's life. And again, so often those people who want to be successful. They don't do what successful people. Do. I'm telling you right now. Successful people don't hit snooze button. They're out of bed. They're out doing something. They're making an impact every single day. There's a plan for their future in a lot of times that involves surrounding themselves with great minds and great people in making a positive influence on other people through encouragement and mentoring those things all play a great role into the success of what people have in do in. It's not all about finding the hottest ingrates new, shiny car, and the big house, and all these toys that people try to surround themselves with, you know, at the end of the day that doesn't mean anything when you're on your deathbed or at your funeral. All those cars you had their all rusted. Now, all those possessions, you have been passed away in inheritance or being given. Away. None of that matters. The one thing the biggest thing that really matters is the impact you had on others. That's you're going to be your legacy knows remember about this your success or the cars, you drove there. Oh, remember how you encourage people?

fraud skip Myers Avar CEO Ferraro woods million dollars ten years one day