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Music podcast celebrates Indias neighbours

podnews

02:59 min | Last month

Music podcast celebrates Indias neighbours

"Iheartmedia the owner of Heart Radio says that it's podcast revenue grew one hundred and three percents here on Aaron. Quarter to the total digital revenue is ninety three million dollars unique podcast listeners group I thirty percent here on downloads grew by sixty two percent revenue for the quarter across the company however was down by forty-six percents complain the pandemic for that. You can read a full quite from Bob Pittman talking about exclusive whether they're a good idea or not in podcasting our show notes and our newsletter today. On track has published its top US publishers list for July Two Thousand Twenty Iheart is now number one for unique monthly audience in the US as well as global downloads beating NPR in both rankings. ABC is now measured alongside ESPN. The rancor only measures participating publishers. An SEC filing states that lip since former CEO Christopher Spencer who resigned on July thirty first will continue to be paid until the end of this year, he ends four hundred thousand dollars. He'll get a bonus of one, hundred, seventy seven, thousand dollars in early January he'll van to hundred and fifteen thousand dollars a year for his role is senior adviser until the end of February twenty, twenty three for which he'll have to work a maximum of eight hours a month. Lipson will also pay spencer four million dollars to buy back shares that he holds. The Board of lips includes those who last year criticized the company for outsized executive pay I'd like to say something sarcastic here. Row Quarter highlights a surge in tippety around sports podcasts. What's happening in House sports? PODCASTERS can take advantage the pre events for the fest global. Summits Twenty Twenty have been happening all week we linked to a bunch of recordings today. Dearest is a new exclusive podcast on spotify in Indonesian. It focuses on letters written and read by writers, musicians and actors, and it's made by Journalism podcast company K B our prime and a number of additional podcast hosts. Now, allowing you to submit your podcasts to the yet to be launched Amazon music and audible podcasts service some people are giving you a backstage link it works for anyone on any Host by the way. Welcome to a special episode of our humble indie music podcast made an India India Center seventy, three years of independence next week. But India's Music Indie podcast made in India. Wants to remind us that I, love for music isn't defined by geographic boundaries it'll produce three shows focusing on music from India's neighbors and the cat returns to audio with a new weekly podcast from the Vox media podcast network avery truthful man is host leading an ensemble voices engaged in the conversations that matter most to women and those who loved them. It returns on August nineteen

Ceo Christopher Spencer Summits Twenty Twenty India India India Center United States Heart Radio Bob Pittman ABC Aaron SEC Vox Media NPR Spotify Senior Adviser Espn Executive Lipson Amazon K B
How Vivian Kaye Turned Her Hair Care Needs into a Multi-Million Dollar Biz

Being Boss: Mindset, Habits, Tactics, and Lifestyle for Creative Entrepreneurs

37:14 min | 2 months ago

How Vivian Kaye Turned Her Hair Care Needs into a Multi-Million Dollar Biz

"K. is a fourteen year veteran entrepreneur who has bootstrapped to companies from the ground up for the last seven years. She has strictly focused on the e-commerce world where she built kinky curly Yacky, which offers textured hair extensions for black women to over one million in annual revenue Vivian has been featured on shop. Expert Academy Series Ted Conferences the way we worked and has been featured and digital publications such as Black Enterprise Magazine and refinery twenty nine Vivian, welcomed being boss. Thank you for having made such a pleasure to be here. Vivian! We've gotten to know you a little bit over the past couple of days. You've popped in on some of our sessions. You've been offering us so much guidance and. Radiance and your smarts and all of the things. So now I'm dying to hear your story like, can you, can we? Let's rewind a little bit and we're GonNa. Get into all of the wisdom that you have to share, but I want to know more about your entrepreneurial journey, so tell us like. Where did it begin? How did you get to where you are now being on Ted and refinery twenty nine this morning i saw on your instagram. You're on somebody's vision board like talk about goals. How did you get there? Honestly I really don't know. Because, it's not like being an entrepreneur was a big thing right, so you know back when I was growing up? Being an entrepreneur was for people who didn't have jobs. And so I kept you know I was always in jobs where the one person department one Person Marketing Department and then you know I was at a job one day and decided to start side hustling. So I started out my first business as a side hustle and then while I was running that side. Hustle I got fired for sorry I got laid off. That's the momentum. Laid off from that job, and then at that point I said. You know what let me just let me just go for it. Just go for it and do whatever I need to do. 'cause I'm young I'm free and I can. I can do whatever I want. And while I was running that business I started running, and then I had started a side hustle with kinky curly Yacky, so it was like I had businesses running at the same time so it wasn't something that I set out to do, but with both businesses I set out to solve my problem. And at the time I didn't realize that that was the best way to start a business. But that's what it was I. set out to start to solve my own problem or to solve a pain point that I saw people were having so so that's how my entrepreneurial journey began. What was the first sight hustle? The first sight has a wedding decorator. So all I would do is go in and decorate people's wedding so instead of being on a an event planner doing you know doing all those little things I focused on one thing and what it was I decided so there's a whole story behind that so I'm one of four girls and I'm the second the number two. So my older one was getting there. My older sister was getting married and she hired a decorator who who sent you decorate the wedding for? Say a thousand dollars right, so she paid her deposit. Everything was good, but two weeks before the wedding she came back and said I need another thousand dollars, but didn't have a reason why. Right so I thought well. Of course, she couldn't have paid for A. She couldn't afford to pay her, so she ended up having to hire different decorator that decorated did a crack tastic job. And so I'm like. Why is it so difficult? Why can't decorators just say that they're going to do X. Y.? And this is what it costs and Bass what they do and keep it simple, so then I thought well. I'm just GONNA I was been into decor and HGTV when TLC used to beat more home decor than reality so I would So I started I decided I wanted to be a wedding decorator I. wanted to create weddings that were simple, but fabulous so I would ask. My bride's like okay, so do you remember the last wedding that you went to? And they would say yes, will do you remember the centerpieces or the decor? Remember. It was pretty I'm like that's what we're going to do. So instead of spending mortgage down payments on decor. Why not create something that is memorable, but affordable and people just remember it was pretty, and that's it so that's what I set out to do. And it was a it was a great success, and this was a business that I started with no prior knowledge like I just figured it out as I was going along. And so I can tell that you're a branding lover at heart because you're like, forget pretty. I want memorable and I think this is going to be a thread that we we've through all of your stories, but before we get to connecting those thoughts. I went to hear more about kinky curly Yucky, so what was? What was the problem that that was solving? And how did well I I'm the worse doing I always do this. I always asked two questions in a row. So question one is more about kinky curly yacky. What problem did that solve? And then I'm really curious to hear a little bit more about how I do think that whenever we have side hustles and day jobs and we're trying on a bunch of different things they all start to. Tie together in some ways like we're always learning lessons from one thing to the next. I'm also really curious to hear. What lessons did you learn from wedding decorating that you're able to take to kinky curly yacky. That's a great question. Okay, so the first question was How can you KEROUAC even started? About problem so the problem was I as I was a wedding decker, and so I'm I. I actually live in Toronto, so it's one of the most Toronto Canada, and it's one of the most diverse cities in the world so I was doing everyone's wedding from you know the Muslims to South Asian to Indian to everyone, everyone's wedding so This is going to be a bit explain if anyone really wants to know the real detailed answer. I could always do that at a later point, but. For Black Women. We have to present. We have to show up in the world in a certain way, which is quote unquote presentable so most a Lotta Times wearing our hair, as it is naturally with kinky curly with kinky hair It's not professional. Why don't go professional? So I wanted something that looks like my hair. But would protect my hair because our hair is not suited to this north. American environment, it's it there's not moisture. It dries out really quickly but anyways I wanted something that looked like my hair and know what asked me where I bought it because I didn't want that whole. Nikki manashe thirty two inches of blonde wig down to my I wanted something that looked presentable. So I searched and searched and searched for something that looks like my hair, and then when I found it I weren't to a meet up. To just like a general networking event, and another black woman came to me and said WHO's your hairdresser? And what is your regimen for keeping your hair like that? And I said girl. This is a wave. And she was like I would buy. And this was in this was in two thousand eleven, so I thought well if she would buy it. And I bought it. There's gotta be at least a dozen. Other women would buy it to now. When I was looking to solve my problem, I saw I saw the gap in the market I. Thought There are no companies just selling kinky hair, but I was already running the successful decor business. I was buying my coach bags. I was going on vacation. I was happy with that, and then I decided then I thought well. You know you know. Weddings have a down sees. It feels like you know what I can't like. Itching the back of my brain, so then I said to myself you know what in the down season of of of Vivian the core I'm going to launch his company and I literally made up the name while I was in the shower like I was like Yankee curly. Jackie, O okay and I bought a domain name, and I launched it in December two thousand twelve, and it immediately took off. Okay so I actually do want to hear the details about the actual hair. You don't mind no worries because okay, so I remember talking to emily in the early days of ALMANAC supply company, which is her business and she was trying to find very specific candle containers to pour her candles into, and we talked about some deep googling like how you just have to search like. Get real good at searching. So how did you well? I guess two questions? Are It was a we've, but it looks natural so I think this goes back to that almost that brandon conversation of like it doesn't have to look quote Unquote Professional. Let's make it memorable like let's just make it bigger. Bigger let's make it more of a statement. which I think is so cool so I guess I have two questions here one. How did you find the natural hair? If there is a gap in the market? How did he find a? We've that had the natural texture and then in that might be getting too much of your secret sauce like you might not have to answer that one, but like how do you? How do you find the materials and then guess my next question is? How did you start to then scale and expound upon that not having any experience in that industry so how? Sold! The key was that I was trying to solve my own problem so What I was doing is I. Would I was doing that deep googling I was in facebook groups I was on hair care black hair care forums. Just you know just. Talking with other people and people of course at that time, a lot of people were sharing okay well. I bought this here I. Bought that there, and so that I would of course make note that, because again at the time I was not looking to start another business I was just looking to solve my own problems, so I wrote. You know I would contact every. Every single factor, every single manufacturer, every single website that said they would do kinky hair, and the once I found the one I was like. Wow, this, actually a pretty decent I would ask them to tweak it a little bit. Just a suit, my needs and they did it and I was like okay and I thought well after the girl confirmed my idea. I decided okay well. Let me see the state. Factory can still do it and I would order the same product under different names and asking to do different things to it, and they would do. So I thought okay. Okay. I'm onto something here. And so that's how that's how I was able to. I guess perfect the product because again. I I like to get high on my own supply, so that's the beauty of the businesses that I M my customer. I know what I'm looking for I know what problems I'm looking to solve I. Know What my pain points would be. And what other black women's pain points would be, and the only person who's able to address that is me. So of course I use that to my advantage You know to tell my brand's story but at the time again I listen, I'm an immigrant. I'm a college dropout and now a single mother. So I had no clue. About all these storytelling and branding mark I had no clue I just thought it was just doing what kind what came naturally to me. So so how I scaled that business well, I think one of the mistakes that a lot of people are making in starting businesses that they don't have an audience for the product that they have and so then what I had done again I inadvertently created an audience by by being on those facebook facebook. Forums a facebook groups that had black hair care forums because I was shining. Just being Vivian online people remembered me. So bad, and the funny thing was what I, when I when the business launched, no one knew it was me I didn't. I wasn't. My face wasn't the base of the brand it was just like here's some products. You guys will love Ed Oh. My Gosh and people bought it, but what happened was. I was facebook group and someone I didn't do. The WHO is on the back end of my website do that. Who has privacy on the back end of my product? Someone in one of the facebook groups created a fake place book profile and posted all my information in those facebook groups. Saying this is the person who owns that brand. So what she meant. To to like to help me to make me fail actually was what turned my like. What is what actually skyrocketed my business? Because once people found out that I was the person behind that brand, they were like well. Shoot I'm going to almost support her because she's this. She's that I remember she's Great. She's awesome, and that's what took off so I realized then that. My brand, my person like why. Is What is going to help me succeed in business. Amen I. Resonate so much with what you're saying and. I have branding agency as well and really focus on personal branding and I i. feel like one a lot of people always tell you you need to identify your customer and what they need, but I always think it really does start with you if you can start with what you need you like, you can trust that. We're not all that different and that if you can just get specific about yourself, you're going to be getting specific about your dream customer. Customer so we are so aligned there and then the fact that I mean it was an unfortunate, and you know really inappropriate way to learn the power of personal branding, but you did learn the power of personal branding, so that is incredibly exciting and I. WE'RE GONNA dig into more about like how you leverage that and who you are, and what you do, and how you bring it into your business and draw boundaries and all of the things but. We do have an attendee question that I. Want to slide in here if we may. I'm in this question is from. Death and I think especially for creatives. Who is you know most of our crowd here then we add like to hear your. Hear your thoughts on this, so here's your question. so Vivienne said she had the hair problem herself and chose to solve it, but what kept her on that path instead of ending up as an all purpose, beauty, Guru or similar. To be honest. Hair is not my jam. So really what I? How I think of it is just the ends to a means way or means to an end it's the means to an end, so my real goal is to give black women confidence to show up as they are in the world. So hair just so happens to be the the means to that end. So how I just stick to hair you know I'm pretty. I'm pretty good at focusing on the one thing like it's what I've learned is You know niche of and that's my I will preach about I say niche, but its niche. You know it's either. We can use them interchangeably potato potato. Okay, so with me I. Find that if You speak to a very specific group of people, and you sell them a very specific product. They will be your most loyal fans. They are cheaper to market to they. Are you know more about them? Especially when you already are them so for me that makes it very easy to stick to that one thing because I know that very well and I can speak to it now. Let's just by started venturing into. Say. Make up girl I'll even know how to put on eye shadow right so it wouldn't. It wouldn't. I wouldn't have authentic voice I can't lend that often into city to that product, but what I do know is hair. I'm not a hairdresser. I'm not a hair stylist. Because I had a passion for solving my own problem so that I could show up as quote. Unquote professional in the world. I can solve the I know what looks professional for me. You know I learned you don't like it. That's your problem. Not Mine Right, so we as a black women. What started in two thousand? I want to say. In Two thousand eleven two thousand twelve. Is that Youtube? We started all jumping on youtube and teaching each other how to care for our hair. We stopped putting before. We're used to put chemicals in our hair in order to straighten it to look to fit that European standard of beauty. But then we were like you know what I'm tired of that crap. We're tired of that. We don't want that if that's not Howard. The hair grows out of our heads. You're either going to accept this as we are or not right so so the goal of. Of making black women confident in how they show up in the world is really what keeps me focused on here. There's other people and I and I realized. I'm really good at that, so if I just if you just focus on the one thing that one goal your why. Then you're. You'RE NOT GONNA get distracted by all the Shiny Mirror. The the shiny objects that are floating around, because yeah I could make some easy money doing makeup, but I'm not passionate about that I. don't that doesn't that's not my jam? I love the what you did was instead of doing. The sheds are what people may have expected you to stuck with thing I think oftentimes people in this crowd see either see someone who have sort of diverged from that path, or so. They're thinking okay I. Should I should diversify as well or they sort of get these little inklings of like going to different. Different things I love that what you've done is just focused. You focused on doing the one being amazingly well exactly, and that's and that's the one, if I had to give one piece of advice to anyone is do that one thing and do it really well before you move onto anything else because you know doing that. One thing really really really really really really. Really really really advising that really do that. One thing really well. Guess what you can do anything you can apply that same, so that's what I learned in billions, the core I learned that if I kept it simple and I just focused on providing my brides with this one product and do it really well, it would speak for itself, so I took that same. Simple yet fabulous and I applied it to. Kinky Curly Aki. So people like what can I all? I'm explained the Kinky curly Yacky. What is that, so? It's Kinky kinky hair, and it's curly for curly hair, and then there's Yacky. So? Yuck, so yacky actually is short for Yak, or against the long overreact so back in the day when they wanted to mimic black women's hair straightened. They use hair from Jack the animal. So the industry just put an eye on the end and call the Yacky, so you would know what Jackie was. If you were a black woman, so any block won't be like. Oh! You got that Yacky in and so it's a sort of tongue in cheek, so you would have to be part of that target demographic in order to understand the name of the the name of the brand clear I love that. You're very specific about your dream. Customer to effect. Because I was her I get hot on my own supply. So at some point, did you end up closing the decorating business I did? I closed it I. Shut it down back in two thousand fifteen, and the only reason why I did is because I got practice. More. Yeah so I launched kinky curly. Aki in the summer of two thousand twelve by July of two thousand, thirteen. I was in the business was doing really well at that point? It was I was just doing just under four hundred thousand dollars in sales. and I found out in July I was pregnant. Anti ago. And so you know with my? With wedding core I had brides booked a year out. Right so so I was still doing those weddings, still going to the still going to meetings breastfeeding doing weddings that type of thing. And then I started I wasn't really paying attention to what can carry Aki was doing I didn't know all these numbers until later on because I was doing it just because I just loved it and I was learning about H. Tim Allen Marketing in Seo and I just I just threw myself into it, but wasn't paying attention to the numbers. I just knew it was doing well. But then when I found out, I was pregnant. I was like okay. Okay, the being you got to the chill, you gotta chill. You can't be can't be doing everything and then in two thousand, fourteen march, two, thousand, fourteen I, gave birth to my son and he's been wonderful ever since he's six now. and then I saw what can curly accu was doing I thought. Ma'am really half assing it. What happens if I put my full ass into this? And once I did again. It took off, so so yeah, okay so. I I know that whenever entrepreneurs are listening to this or site hustlers listening to this. They're like wait a second. She accidentally created a half a million dollar business and wasn't even paying attention. So how does that happen? Did was that like word of mouth or referral? Launches You have specific marketing plans. What did that look like for? You had none of that I had was what people knew me from in the facebook groups, and and because I was also also go. Gee of the niche, their niche of just selling kinky hair did not exist before I. Start before I created my company. So because I saw a gap in the market I'm A. I pioneered that so any other company that you now see selling kinky hair is because of me. And so then because I was first to market with that bat just. Exploded because that's women were looking for. I was solving their problem and on top of that I looked like them. Right so it's like they were like girl. You know, 'cause. One of the things would be like girl I was tired of the whole African in the front, an Indian in the back. If you're a black woman, you know what that means, so what that means is we're all from. Black women are from the African for so we had these tight kinky air, and then we are putting on these silk weaves. I didn't blend with our hair. So I was tired of the whole African in the front and Indian in the back, and that resonated with people, so it just and I didn't do I didn't i. Here's another thing I just literally launched with one product. I locked to one product and I only had three lancs. I only had three lengths. I remember at the time, and someone would buy one I would take that money in going by two. And that's how I built. My business I didn't I. Bootstrap I started from zero. I took no outside capital I didn't have any debt I literally started from the bottom. And was it easy. No, no, it wasn't. Is that possible ABSA freaking move? All right well, we're going to take a little break here because we've got to tell you about working smarter and not harder and. The tools that you have that you can be confident. Creative business owner fresh books cloud accounting is one of those tools that can help whether you are aside hustler or working for yourself fulltime. You'll learn quickly that as a creative entrepreneur. The work that you do isn't always creative. Fresh books cloud accounting is here to help you save time with your accounting, so you can focus on the work you love to do I personally use and love fresh books cloud accounting. It's easy intuitive. It's visual, but also incredibly robust, and it helps to keep me organized fresh. Fresh Books Cloud Accounting has automated systems that will help you. Track your expenses and invoice your client, so you can get paid faster without the headache. Chasing down payment fresh books is the number one cloud accounting software designed to make billing painless for small businesses, freelancers, and their teams today over ten million small businesses use fresh books to effortlessly send professional looking invoices, Organiz expenses and track their billable time. Try fresh books cloud accounting by going to fresh books. Dot Com slash being boss and enter being boss in the. How did you hear about US section? Nice Job Kathleen and we're back. So I, WanNa talk a little bit about authenticity because you. I feel like that's the core of who you are is being who you are even whenever it's not. By design, you know it just kind of showed up that way. You are your own client and I think that's one of the greatest ways to be authentic when it comes to creating what you do. So. Let's let's talk a little bit about that. Why do you think that autheniticity and being true to yourself and using your own personality is important for anyone who is building a business or a brand? Because people don't necessarily. I think one of the biggest things people need to keep in mind as people aren't necessarily buying the product. As you can see, it's not like I'm the first person to ever sell Kinky, textured hair extensions and back. There were tons of companies that had it, but what they did. is they buried it underneath the silkier texture, so not the first. To Sell Kinky textured hair extensions. But what people don't realize that people aren't necessarily buying the product. They're buying the person or they're buying the emotions. They're buying lifestyles behind the product. So brand is where you can tell that story so branding will help you. To, help you, stand out in the crowd. It will help people remember and especially when you have a story that resonates with someone one. That's what they're buying into. They could care I. Mean Yeah, you could, you could be selling something. That's more expensive and more has a tools unless this unless that, but what they're buying is the person or the idea or the emotions behind. It so I that's what I realized very quickly is especially in the wedding decor. Businesspeople clouds giving. You made me you made it. It feel so simple. You made me feel so comfortable, and you made this process so easy for me and I realized. It doesn't go learn how to do all the fancy. You know all the fancy. Do Decor all I want but that's not what they care about. They care that I made them feel good about the money that they were spending made their wedding. Feel pretty like I made them feel that way. So that's that's really what you should focus on. I love that you said that you're not the first person to sell kinky natural hair extensions, but that it's been buried, and so you took a product unique in on it, and then you highlighted it, and it's beautiful, and you're owning it and you're helping. Other women own it I'm curious, little bit with some of the activism around. Natural Hair California has banned hair discrimination. It's something that I was so excited to see and when it continue to see, are there any levels of like activism or do you think even products like yours have helped? Create that kind of. Activism you know? Do you think that it's like no? This is who we are and this is just as professional as any other hair well I. Think the problem was that we were letting you know black women in general were we were leading the world? Tell us what was beautiful. And you know Youtube and you know the the beauty of the Internet was us being able to see each other people outside of our own communities, and how they look. How many rock their hair and all that jazz so I think really it. It just helped people just be who they wanted just to be who they are like just to be their authentic selves and truth be told, and it does just women in general, because even society tells us. Women were supposed to look like like I'm pretty sure after this quarantine thing has done. There's going to be a lot of people who were blonde. That aren't blonde anymore, right? But you know with black women where we're especially, you know we. Don't want to say Alison to say hated on because of how we look, and so then this i. feel just the way to just listen world we have to teach. We have to teach the world. This is how we are. If they don't like it. That is their problem. Because this is how my hey, this is how the hair grows out of my head naturally. It's curly it goes. It goes to the heavens because that makes me closer to God in the Sun. Right, as so if that's not something you think is professional, I think you really need to reexamine what your idea professional is. Karen sorry. Goes show that Chad. Presentation matters absent. That is what the Internet gave us. It gave us access to each other and to To all kinds of beauty and bodies and ways of being right, and it allowed us to see ourselves and others, and we can't help it, but need permission you know, and that permission sometimes simply in representation I have so many role models where I'm like. Oh, I didn't know I could do that until I saw them do it. And you're providing tools for that awareness as well which I think is like that's an important part of this, too. It's not only having access to the vision of its having access to the tools to, and that's even what you've done. Okay Vivian, you're you just radiate confidence? We all see. We all feel it over these past couple of days, do you? Some of our listeners are indeed here today WanNa know. Do you ever doubt yourself like? Do you ever have what we call being bossed? Friday? Feelings I mean especially going into industries that you didn't have experienced in. Full frequently. Battle with imposture syndrome Prodi feelings all the time. But then. I. Think to myself you know what. If. I don't do what I'm. Put on this earth to do then nobody will. Nobody will be able to do it either, because people who who look like me or even in the same situation as me so I. Guess I'm a single mom. I've been through depression. I've been I've been through all the things that tried me and I came out gold. So if I don't tell that story, I don't tell people how it's done. Then everyone's just this is GonNa be one hell of a boring world so if I. Let that Imposter Syndrome. Eat Me! Eat Away at me. Then that's not that's not fair. It's not fair to anyone. Right, so I shine so that everyone else can shine to. Raise that's like. Your purpose higher than your emotions absolutely. Thinks the. Catholics. Say she's like yes. I, know what with his quarantine? My bow talks has worn off so you can see my reaction. That's right. My eyebrows moving now. I love it. Up Cackling. Right I'd like to bring this to. The branding things, which you've talked a little bit about and the conference, but not everyone has been a part of the conference like listening to this we have. So many more people who have been who have been here with for the past couple of days, so I wanna to talk about this personal branding piece. And if you have any top tips for anyone who's looking to infuse more of their personality into their brand, how can just any old person in by any old person I mean? Everyone is a snowflake How can anyone shine in their business and use themselves as a tool for growth? Or what I want to remind people is you don't need to be me. So you, you know there's. If you think about people like if you think it will jams, right? There's different Jams Jentzsch. Ruby shied differently than a diamond emeralds than that, so you need to be exactly that so be yourself because the minute you start being someone who you're not. It's going to feel like work. It's going to feel You're going to hate it. People will see right through it. So you really don't have any choice, but to be yourself and so sometimes that means you being quirky, or it means you know. Maybe you do more blogging than you do video or whatever the case may be. You just need to show up as yourself. In whatever platform however way you want to do it and the people who it will resonate with. We'll find you. They will find you, so don't be. Please don't be anybody else you don't. That's not what you were. Put on this earth to be to be someone else I just doing yourself a huge disservice by not being yourself. How windy you feel the most yourself Vivian. Like sometimes it's hard to know like what what is me. What should I be sharing? Where do I draw these lines? You know what you know you know where the lines are to be drawn right? You know you know liking. We women. That's one thing I find with specially with women, and there's a lot of things on finding, but anyhow with women we need to trust. Our guts were always second guessing ourselves. We're always doing all these things, but you just need to trust yourself because you know what you know where that line is. You know what you should be sharing what you shouldn't be sharing. Someone there's comanding that unlike very existential questions, which is basically sums it up I'm like, but but even are we but a bundle of sell. What is time? What is personality? What is money. So sorry asked me asking the question again, so I can play it all night, so the question is windy. You feel most yourself like. How do you know what is authentically? You because I think all of us. WanNa show up as we are and who we are. But we can start to second. Guess Ourselves, so you were saying like we. As women need to listen to our guts like we know, it's in our guts. But how do you tune into that like I know like? Let's just say. I remember doing a couple of years ago, I did. I was I was asked to speak at a hair like a beauty hair brand thing and I didn't like it. 'cause hair was not my passionate kid. I could give to kicks about hair, but put me on. Put me in a forum or an opportunity like this. This is where I shine. So I know. You know you know like you know like you know. I'd so, that's the only. Way Can I can explain. We know you know you know. My in I think even what you're explaining is that you know by trying things, and then like listening to yourself right, so you did the hair thing or you went and spoke at the hair thing and you're like this feels gross like, but you wouldn't have known that if you hadn't tried it. I ache, factly eggs, and that's the key to life to. You gotta try. You gotTA. Try GotTA. Try GotTA. Try 'cause. That's the only way you're gonNA. Find out what you. You like and don't like you can apply that to life like you don't know you like Kale until you try it. You don't know you guys that do this until you try it. You have to go through and try a bunch of different things, and then and you know one of the things I started to realize because I'm I'm forty two, so at forty I was like you know what I'm done trying to live in this Fox like I'm done, it's over. I'm Vivian means lively one so Vivian you just need to go about living your best life because. You know all before I was forty at kept trying to be. Everyone kept trying to put me in this box. You know be a box. Go in the box. You know what I. I discovered that I was a parallelogram. Graham is is a sideways buckler rectangle that has. The Google it okay. I was a parallelogram and I was tired of being put into the box, and so once I turned forty. I just flip the bird to everything and said you know what again if you do not like it, I do not care. That is not my problem. You can go kick rocks with an open Tokyo.

Black Women Vivian Facebook Youtube Jackie AKI Black Enterprise Magazine Person Marketing Department TED Hgtv Bass TA Yacky United States Google Nikki Manashe Emily Brandon Toronto Ed Oh
Pete Buttigieg and Joe Bidens's Economic Policy

Squawk Pod

12:29 min | 2 months ago

Pete Buttigieg and Joe Bidens's Economic Policy

"Presumptive, Democratic presidential nominee Joe. Biden rolling out his economic policy today. He's going to travel the Pennsylvania near his hometown. Scranton the agenda slogan is build back better. His campaign team says that Biden will prioritize small business workers and plans to focus on inequalities that prevent minorities from reaching a fair economic plainfield. We're going to hear a lot more about the plan from Biden campaign surrogate. Buddha judge is going to the squad team and just. To remember that the broadcast news. What is it? Bring back better, a lot of alliteration for remember that quote from broadcast I can't remember what it was, but Yeah, BRING BACK! A lot of bs there. Build back better is the name of the former vice president's economic recovery plan. That is the work of task force between Biden and Senator Bernie Sanders the key idea. Bring critical manufacturing back to the United States with incentives for companies and seven hundred billion dollars in earmarked funding for government contracts for American firms and Research and development. The campaign says this will create eight million new jobs if that sounds similar to president trump's platform, it is. Thank you very much. Thank you all for being here. A. Last year trump signed an executive order that would prioritize American manufacturers. In certain federal contracts, the Biden campaign says trump's efforts are working and contracts to foreign companies are up thirty percent. Vice President Biden has said he'd raised three point eight trillion dollars by increasing taxes on individuals, making more than four hundred thousand dollars a year and reverse in corporate tax cuts. Now this roll today will include a speech outside Biden's hometown Scranton Pennsylvania and. And his one time rivals from the Democratic primary race remember that it was just a few months ago are out in force today to support the former vice president and his plan one of them join us on Squawk box, Mayor Pete, the former mayor of South Bend Indiana Peop- Buddha Jr here's Joe I'm just going to call you. Mayor Pete I guess we all just feel comfortable feel comfortable. Everybody does around here countering next radio. I'm going to so we understand the primary process, and you understand it as well as anyone and we've seen it on both sides. Sometimes, there is a tendency to move towards the. Basis with some of the programs, and then when when it comes to governing, maybe you become more centrist and I'm just gonNa tell you. Here's the headline for this mirror. A Biden to map and economic path delaying progressives, biggest plans and I think Kayla alluded to it that he's going to call for a moderate approach towards reviving the US economy. Is that how you see it? And is that the right prescription to win, but I think there's a lot of boldness and the level vice president. Biden wants to invest in America I. think that's not only progressive already, but it's something that people across the out. We're going to I. Think it's in keeping with Joe Biden's instance to bring people together, but I think it's also in practical terms. What makes sense early on? We need to invest in our own competitiveness. In order to grow your own, and in order to compete with increasingly powerful economic competitors like China, we need to make less dependence on Safai chains for critical goods and infrastructure light. We're seeing right now with armed soon which she's on countries like truck and we need to make sure that American workers come I to me that nets bedrock through what democratic are spout, but I do agree with you that you don't have to Iraq Democrats to see why this is a good at. was so in the plans were pretty expensive as you know. And it was pre pandemic, and it was pre-, twenty, five trillion wherever we are right now, so this is cost a lot and inflicted a lot of economic damage and. Hopefully we're GONNA. Come out of this, but it might take years so. I mean. Is there something to that that it's not the we're not in the same position to be able to maybe be as as as free-spending with some of the democratic programs. Do you think do you agree with that and? We're GONNA need to to try to pay down some of this that with our taxes. No Democrats go is one of the first to talk about deficits and the debt, but the reality is. We can't afford not to make these vestments score. We will see economy stagnate, and since we're in a moment of distort low interest rates, and since these kinds of investments every time America's none have paid off investing our competitiveness in our infrastructure in our manufacturing base. Frankly they have much irate return than tax cuts, so as economic stimulus goes. I think this is the right way forward. Of course we got to be smart about the investments remain, and of course you can't get something for nothing. But, if you look at the overall picture, where are headed? We don't have a choice and we can handle these kinds of investments if we make before it's too late to a the I think that lowering corporate taxes helped. Corporations, become more competitive. Bring money back I think it. It was somewhat responsible for what we're pretty good. Economic Times before the pandemic and terms of historically low unemployment rates across the board. And some of the deregulation. The vice president is going to reverse the at least a portion of the corporate tax cuts. Do you not think that that that that plan helped the economy, do you? Do you disagree that lower corporate rates were were a boom for the US economy, and it won't matter to reverse them. John, I'm very skeptical that those rate cuts should get hosted at credit. And by the way those rate cuts rent led directly to exploding deficits, and as part of the reason, why oddly enough not to be too partisan about this, but across my lifetime one hundred percent of democratic precedents seem. Deficits go down one hundred percent. Presences seem deficits. Go Up, but you can't get something for nothing. And will we gotta decide is what's a responsible at tat hats not deliver the kind of investments that make an economy. and. This isn't something we have to just use our imagination for we look at the evidence and the evidence across Merton. History is the one we're making robust vassals with responsible, but not excessive taxation, the gross but I. We've talked about it earlier that right now with where American businesses and how important it is to get the unemployment rate back down. It seems like not the most ideal time to raise corporate taxes now. We're going to need to pay down a lot of what we've spent. A and maybe. Rick Razor on wealthy individuals, but that may not raise enough either. Are you for a blanket raised in the marginal rate into what level? or What. What would you advise? Vice President Biden to propose for a marginal rate across the board. Well. I would advise him to look at the evidence and find levels of taxation. They're consistent with growth as they have been historically now, of course, in American history, the economy's growing much quicker under much higher marginal tax rates but I don't think we have to go back to what it was like in the in the sixties or seventies. Again. Period of in many of those faces product to depress looked online. Is You've got to pay for what you and we should be able to strike a balance in the United States, but what we can't do is continue with these deficit. Exploding tax cuts that we were told would pay for themselves. You can check. They did and now. That was before we got the situation. We are now the debts. It's why we need to make sure. We're looking at the investment side as well as the cost side what I really appreciate about the plan. That's vice-presidents laying out. Is it does? Mayor Pete just wanted to. We wrestle with this issue of taxes. All the time said it's one of the press. Two questions related to one is just simply the timing of a tax increase, and it's the question. We asked the vice president when he joined us now more than a couple of weeks back, and he said he would do it immediately. Even amidst this and the question I say is to the to the extent. There are small business owners out there right now. That are clearly struggling and trying to get up on their feet. Seeing a tax increase right in front of them. Just make the case if if that's the case you WANNA, make in terms of the timing. Of course there's going to be a look at conditions on the ground and a glass. Four months has shown us in really blunt terms. How quickly things can change and I know that a new administration will make sure that every step that takes this is consistent with what the right thing is to do based on what we see around us, but we also know is that small business will benefit from the kinds of investments that president housing. And that this country will be more competitive one and were not successful. When we're investing the foundations, no country can't get away with disinvesting in education in infrastructure and research the way we have, and for a very long and the longer you go disinvesting and all that. The the sooner it's GonNa catch to you for small and big business away, and you know we already reached a point. Where even when there were low unemployment rates, the American standard of living was not secure life expectancy down. It raises questions about how our economy has been lined up. This is a historic opportunity to make sure that it's working for more Americans and made just GonNa fall with with the other big debate around this table a lot. is about wealth, the the wealthy and philanthropy yesterday? Warren Buffett gave away two point nine billion dollars and. which is a great thing and philanthropy, and by the way has helped even during this pandemic in a meaningful way, but oftentimes those shares are never taxed as we all know, and so the government will never be a beneficiary and other taxpayers won't be a beneficiary of those successes. Do you think philanthropy should be taxed in any way well, it would make more sense for that to happen on the front end. Look, it's it's wonderful one. There are these major commitments such generousness by. Individuals, but we've also got to ask how things got so unequal in the first place, because if a little bit more that was making its way into a democratically guided process in other words, the kinds of Research and development that invent trillion dollar ideas like the Internet itself and Space Travel. Are we know our country is better off, and we gotta ask where the balances I would argue. Look thing about this. In the United States right now there is not one county, not one. Where a fulltime minimum wage were can't afford a two bedroom apartment time. There's somebody works for a living in a job fulltime. Can't afford to bed in the part. I would argue that if that were the case. If we had higher wages and more public investment, we wouldn't need to knots landing quite as much as we did. Mayor Pete the one thing that President Biden's plan has in common with President Trump says that it it really leans intimate in America and not just from a position rhetoric there looks like there are going to be real incentives real penalties to companies if they're not making things in America. Do you think globalization is dead? I don't think we have to choose between closing ourselves off investing in our own country on the contrary I think global. Market, we are more competitive when we are starting right here at home made in America is really news and the vice president's fine America initiatives. Really good news for us here. The so called belt where we know that we are Cape. Producing some the finest goods in the world, but there are so many loopholes or waivers in the system and. I think you all report it. You know. Australia's actually gone up an awful lot under this administration so I don't do this since. The president. Fighting. I view it as an opportunity for us to make sure that taxpayer dollars benefit American firms and workers first,

Vice President Biden Vice President United States President Trump America Mayor Pete Scranton Pennsylvania JOE Buddha Pete I Senator Bernie Sanders Economic Times Iraq Plainfield Donald Trump
Trump's press secretary shows off president's check, bank info and all

10 10 WINS 24 Hour News

00:30 sec | 4 months ago

Trump's press secretary shows off president's check, bank info and all

"This could be a million dollar mistake during a press briefing yesterday at the White House press secretary Kaylee McEntee made a show of president trump's quarterly salary donations she showed off the check the only problem is show the real check the one with the routing number the bank account number check was four hundred thousand dollars earmarked for the department of health and Human Services the check was from Capital One identity theft experts say you shouldn't be flashing that information around in fact what's in your wallet and should've

Kaylee Mcentee Donald Trump White House Press Secretary President Trump Department Of Health And Human Capital One
Lori Loughlin, husband plead guilty in U.S. college admissions scandal

Newsradio 950 WWJ 24 Hour News

00:39 sec | 4 months ago

Lori Loughlin, husband plead guilty in U.S. college admissions scandal

"Two of the most famous parents caught up in the college admissions bribery scandal say they are guilty actress Lori Loughlin fashion designer husband Mossimo Jian newly just appeared in a Boston courtroom via video their plea deal would have her serve two months in prison and him five Loyola law professor Laurie Levenson says the judge has the last word I think the judge is indicating that he wants to be very careful before he accepts this please because this plea binds him to a particular sentence for each defendant and she's getting a great deal they also agreed to four hundred thousand dollars in fines and hundreds of hours of community

Mossimo Jian Laurie Levenson Bribery Lori Loughlin Boston Professor
Loughlin's Lockdown

Nightly Pop

01:38 min | 4 months ago

Loughlin's Lockdown

"And finally happened is low and behold Laurie Lachlan and husband. Moss no have agreed to plead guilty in their college admissions case in their plea deal Lori will serve two whole months in jail and Moscow will serve five months in addition to paying four hundred thousand dollars in fines collectively. I know we have some very feelings. This so it's time for a little Jerry Nina. This is pretty fair. I was initially when this all first came out. I was like throw the at Laurie but now I feel like she's been dragged so much to the public. She lost a lot of major deals. And she's going to have to pay all this restitution plus do a little time so I think this is pretty on par. Hang you know what? I'm really surprised me because I did not think that you were going to let them off the hook that easily I legitimately thought you were gonNA say execution or nothing this entire time. I got been but I agree with you. I feel like listen. They made a huge mistake. They are paying for it with not enough money. That's the thing I feel like. I don't even care about the jail sentences much as they should have to pay so much more money. I don't WanNa put people in jail. We don't have to go behind bill. They need to go behind bars for a little bit and they're also going to be doing this full sentence. I'm I'm just happy that we've come to a resolution of some kind and see. Never what about the? What are the odds that Lori? Lock and tries to get out early for good behavior because she joined the crew

Lori Laurie Lachlan Jerry Nina Moss Moscow
Lori Loughlin and Mossimo Giannulli to plead guilty in college admissions scandal

KNX Afternoon News with Mike Simpson and Chris Sedens

00:18 sec | 4 months ago

Lori Loughlin and Mossimo Giannulli to plead guilty in college admissions scandal

"Feldman actress Lori Loughlin her husband fashion designer Mossimo generally have agreed to plead guilty to conspiracy charges in connection to their role in the college admissions cheating scandal they're gonna pay a combined four hundred thousand dollars in fines and in Lachlan's could be sentenced to two months in prison and her husband Genouilly skating

Lachlan Genouilly Lori Loughlin
Court papers show Lori Loughlin and her husband, Mossimo Giannulli, will plead guilty in college admissions bribery case

WTOP 24 Hour News

00:44 sec | 4 months ago

Court papers show Lori Loughlin and her husband, Mossimo Giannulli, will plead guilty in college admissions bribery case

"Coulter huge development in the college admission bribery scandal court papers show actress Lori Loughlin and her fashion designer husband Mossimo G. in Italy have agreed to plead guilty to charges that include prison time from full house to the big house actress Lori Loughlin and her husband pleading guilty in court papers in the college admissions scandal that so far brought two dozen parents to admit wrongdoing after paying five hundred thousand dollars to get their daughters into the university of southern California they'll now have to pay a four hundred thousand dollar fine and spent time in prison Lachlan two months her husband five months Abbas the judge still has to accept the plea agreement reached between the pair and prosecutors when they're in court

Coulter Lori Loughlin Mossimo G. Italy Lachlan Abbas Bribery University Of Southern Califor
Detroit Receives $400K Donation To Continue Coronavirus Testing

Newsradio 950 WWJ 24 Hour News

00:36 sec | 5 months ago

Detroit Receives $400K Donation To Continue Coronavirus Testing

"Seventh street received a four hundred thousand dollar donation today toward the corona virus testing of nursing home residents and other vulnerable residents in the city how to metric CEO Raj about a coup D. announcing the gift at the mayor's daily briefing I mean it's not going to stop yeah thank you need to do that support at that we see more needed needed and already committed to help clients a senior committee one of our population about two hundred nursing home residents in the city have lost their lives to cover nineteen that amounts to about a fifth of the total death rate in the city using staffers are now being tested for the

RAJ CEO
NY and NJ lawmakers call for more federal aid for states hit hardest by COVID-19

Noon Business Hour

06:03 min | 5 months ago

NY and NJ lawmakers call for more federal aid for states hit hardest by COVID-19

"New York a New Jersey are to the states hardest hit by the corona virus they account for a combined forty five percent of all cases nationwide but despite that figure the neighboring states only received nine percent of federal aid to hospitals as Congress edges towards a fourth rescue package a group of bipartisan lawmakers from New York and New Jersey has asked bigger pelo C. and leader Mitch McConnell for separate forty billion dollar fund to be distributed to states based on infection rates well joining me now is democratic congressman Josh Gottheimer he represents northern new Jersey's fifth congressional district in spearheading this effort for the New Jersey delegation congressman thank you very much for joining us I want to ask you though can you Sir tell us a little bit more about the details of this proposal you you represent are you presented actually this to congressional leadership what are you hoping will come out of this thanks for having me and I think you if someone has a very well the challenges we've got nearly half the case in the country between New York and New Jersey and yet we've got about nine percent of the total resources for our hospitals and of course were in the eye of the storm unfortunately in my district alone where more than twenty two thousand cases in the county is and more than a thousand people lost their lives it's it's it's horrific and of course it's pretty huge stress on our state and our municipalities in our hospitals so what we ask for is let's set aside additional resources for the states that have been hardest hit and that's exactly what every Democrat Republican or two states are asking for to try to get extra help just like we would if it was a natural disaster we focus on where the hurricane the tornado hit and same thing have to happen here how optimistic are you that you'll get what you're asking for this package what he was gonna be two factors one over into this week hopefully very shortly which will give extra mile be more money for hospitals were fighting to actually insure their resources for the hardest hit states so I'm I'm hopeful we don't have the final details that package yet and then on the next package I know that something were all pushing for there if you look at a different way on average in my hot an awful in my district we're getting about sixty five hundred dollars per patient and in West Virginia they're getting more than four hundred thousand dollars per patient now when we wrote the carriage act the idea was that we didn't know where it was going to hit we all know where the virus was going to go so we've made sure that every state was able to have access to those resources at all the hospitals but now we have a better sense of where the eye of the storm is and I think we've got a C. respond accordingly you know your district continues to be as you mentioned the epicenter of the virus in New Jersey more than four thousand people have died in your state eighty five thousand cases in your state where are you seeing this had it is the curve flattening committed just horrific you know do I thought I see the curve flattening yes in fact as the governor has indicated you still see every day though thousands getting the virus or at least getting tested with the results are positive the virus because many more you know we're not getting tested and still losing so many lives every day and we're especially in the last week to ten days of seeing a huge five endorsing home the long term care facilities so what really concerns me is just how much what and they a growing percentage of the number that's on the loss of life every day as part of his long term care facilities and and it's just horrible what's going on are spreading like wildfire in these facilities you mentioned how quickly this is also spreading you and and you you and your so called problem solvers caucus on Monday released some kind of back to work checklist for getting the country up and running tell me more about what this checklist entails how do you expect it to be implemented it states the federal government are are still wrestling with this idea of testing what is the responsible thing to do in this moment what a what others there's fifty of us half Democrat half Republican they came together spoke to experts in the health side of course on the economic side trying to deal with these twin crises of health and economic and said what should that check was look like because I know like all of us were wondering what what should I be looking for to to reopen what what is to go outside Africa comparable back to work what I need to know and we put we try to put together a list that we thought could be easy to access for governors of course for all of work we're doing and and Congress and a fourth regulators and try to make that list of course including things like obviously rapid testing in the for much more testing available for people dealing with supply chain issues so we can if god forbid we have another spike what would cover hospitals handlers we have far from healthcare workers they have masks and and all the equipment they need to win a match to send people to work in for our first responders and economic issues that'll make sure that our businesses can survive this business of all sizes we know we're pushing so hard for the PPP program for small business loan forgiveness for what else do we need to do in terms of people they are paid are ranked in the mortgages this has shown that such a huge ripple effect we try to make a list of what we thought should be front of mind and the learnings that we could bring forward so we're prepared for the future what are you most worried about in the coming months I'm probably like your number one I'm on board another outbreak I'm worried about all are people staying healthy and on our family thing healthy and you know I'm I'm very worried about our economy and our businesses you know well we're incredibly resilient country and I on the optimist and we'll get through this but I I just want to make sure people have jobs in that people businesses are operating and people spend a lifetime the only thing that is there for them and and for and for our country so you know you've got health issues and economic issues and both the moral are weighing heavily but again I I I really believe if we stick together if we avoid partisan fights that we've been doing up to work together we will get through this we will be stronger amen to that I think a lot of people are hoping to see more politicians working together congressman Gottheimer thank you very much for joining us with an update from your district in New Jersey thanks stay

New York New Jersey
Congressional rescue talks churn as virus crisis deepens

KYW 24 Hour News

00:56 sec | 6 months ago

Congressional rescue talks churn as virus crisis deepens

"The Senate has now adjourned until twelve noon procedural votes on the coronavirus doing this bill will happen sometime then to try and get money into Americans pockets it is a nearly two trillion dollar economic rescue package as the virus pandemic deepens in every corner of the country just as president trump took to the podium in the White House briefing room the Senate was voting against it the president hasn't said whether his businesses would seek government assistance let's just see what happens he says he's not sure what kind of package will emerge from the congressional talks we have to save some of these great companies one reporter asked Mr trump if he's made any adjustments to its own asset portfolio you know nasty question and yet it's just there's to be honest I guess he suggested he should be thanks for foregoing his four hundred thousand dollars salary cost me billions of dollars to be president and I am so happy I did it because who cares that's correspondent Steven Portnoy CBS news update all

Senate President Trump Reporter Mr Trump White House Steven Portnoy
Greatest Hits: Well-traveled Bodies

Your Brain on Facts

09:31 min | 6 months ago

Greatest Hits: Well-traveled Bodies

"In the winter of nineteen seventy six the six million dollar man. Tv show was filming in a haunted house in Long Beach. California when a crew member went to move a garish looking dummy to a different spot. The dummies arm broke off at the elbow. It was then that the crew member noticed the end of a human bone. Sticking out of the truncated limb. This wasn't a mannequin. This was elmer mccurdy a career criminal who died sixty five years earlier in Oklahoma. My Name's Moxy. And this is your brain on facts as forensic science slash true crime slash weird history buff of the first order. I almost didn't include mccurdy in today's episode of well-traveled corpses. Because his story makes all of these lists. But you know me. I like to be thorough. Elmer mccurdy was born January. First eighteen eighty two an unwed mother and adopted by his uncle and aunt. The first twenty years of his life were fairly unremarkable until a string of personal losses led him to say screw it. I'm ago Robson. Trains a brief stint in the army. Seen him trained to use nitroglycerine for demolition and he decided to blend the two careers the trouble was he tended to be heavy handed with the explosives once costing his gang ninety percent of the money in a safe he blew their remaining ten percent that they did get was in coins. That were melted together. Mccurdy's final robbery took place on October. Fourth Nineteen Eleven Niro Keys Oklahoma. When mccurdy and his men mistakenly stopped a passenger train instead of the one carrying four hundred thousand dollars that they were after the men were only able to steal about forty six dollars from the mail clerk some whiskey a pistol and the train conductors. Watch a newspaper account of the robbery called it quote. One of the smallest in the history of train robbery even still a two thousand dollar bounty was put on mccurdy and someone gave him up in the wee hours of October seventh. Apostasy of sheriff's tracked mccurdy to a Hacia using bloodhounds. Gunfire was exchanged for over an hour and in the end. Mccurdy was shot in the chest and killed mccurdy. Spotty was subsequently taken to the Johnson funeral home in Husk Oklahoma where it went on claimed Joseph Johnson the owner and undertaker embalmed body with an arsenic based preservative and stored it in the back of the funeral home refusing to bury the body or release it until he had been paid for his services. Johnson then decided if he was going to get any money out of this situation. He'd have to be more proactive. He dressed the corpse up in street. Clothes place to rifle and mccurdy's hands and stood up in the corner of the funeral home for a nickel apiece. Visitors could see the bandit who wouldn't give up. Mccurdy became a popular attraction at the funeral home and also drew the attention of carnival. Promoters though Johnson refused numerous offers to buy the mummified body in nineteen sixteen a man claiming to be elmer mccurdy's long lost brother got permission from the sheriff to take custody of the body and ship it to San Francisco for a proper burial. The following day Johnson released the body to this man and an accomplice who then put it on a train bound for Arkansas City Kansas. Then were in fact. James and Charles Patterson owners of the Great Patterson Carnival shows where mccurdy's corpse would be featured until nineteen twenty two when Paterson sold his operation to Louis. Sonny Sonny use mccurdy's corpse in his Traveling Museum of crime show which featured wax replicas famous outlaws such as Bill Doolan and Jesse James in Nineteen Twenty eight. The corpse was part of the official sideshow that accompanied the Trans American footrace. In thirty three it was acquired for a time. By director Duane Esper- to promote his exploitation film narcotic with an exclamation point in a very William Castle style move. The corpse was placed in the lobby of the theater as a dead dope. Fiend by this time some twenty two years after death mccurdy's body had become fide. The skin was hard and the body had shriveled to the size of a child. Esperer claims that this deterioration was proof of the danger of drunks. Mccurdy's corpse would bounce between warehouses and movie sets for the next four decades damage from mishandling. Meant that the corpse was no longer all that lifelike which is how it found. Its Way to the left in the dark funhouse at the Pike in Long Beach. After it was discovered that he wasn't a mannequin mccurdy was sent to the La Coroner by this time. The body was essentially petrified and had been covered in wax and layers of paint. It weighed about fifty pounds or twenty three kilos and was sixty three inches or one hundred sixty centimeters tall. Some hair was still visible on the sides. And back of the head but mccurdy's ears big toes and many of his fingers. Were missing of all the clues that lead the coroner and accompanying historians to determine the mummy's identity. The most interesting was found in the courteous mouth. It had nothing to do with. His teeth was a nineteen twenty. Four penny and ticket stops to the one forty West Pike side show and the Louis Sunny Museum of crime. The discovery made national headlines and an actual distant relative came forward to claim mccurdy's body which was buried on April twenty second nineteen seventy seven in the boot hill section of the summit new cemetery in Guthrie Oklahoma next to the actual body of outlaw. Bill Doolan two feet of concrete were poured on top of the coffin to ensure that mccurdy's rambling days for over mccurdy. Hardly the only outlaw turned famous. Mummy take the case of one. Hazel Farris born in Kentucky in eighteen eighty orphaned as a child and later married to a man with whom she drank heavily and fought loudly. Her history is morphed into folklore but by all accounts on August Sixth Nineteen Five. The couple had an argument over Paris's desire to buy a new hat. If you've been in a relationship for any length of time you know that wasn't really what they were fighting about. The two came to blows and Farris ended up shooting. Her husband who died on the living room floor. Neighbors heard the gunshots summoned police. The situation did not improve upon their arrival because fairus shot and killed them to a passing. Deputy Sheriff heard. The Commotion Gained Entry. To the House and tried to restrain Farris during the scuffle. The deputy tripped on Ferris's husband's body accidentally firing his gun and shooting off. One of her fingers there is eventually broke free and fatally shot the deputy as well so she shot the sheriff and she did shoot the deputy with five murders under her belt and a five hundred dollar reward for her capture which I couldn't put into modern figures because the inflation calculators don't go back that far fairus fled to Bessemer Alabama to try to begin a new life. One version of her story has her posing as schoolmarm another as her working as a prostitute. Both agree that she drank excessively she took up with a new man and when they became engaged fairus confided in. Him who she really was. He immediately gave her up to police on December twentieth. Nineteen O six fairly certain. She wouldn't emerge victorious from a second shootout. He sulfurous committed suicide by drinking combination of Whiskey fuel. Oil and Arsenic Ferris's body was taken to Adams vermillion furniture which also sold caskets and as such functioned as the local funeral parlour. No one came forward to claim her body which was strangely mummifying rather than decomposing. There is speculation that it's because of the chemicals Ferris drink but I don't put a great deal of stock by that regardless of the reason the corpse had longevity and a certain renown Adams began charging curious visitors ten cents to see the notorious outlaw. After a time Ferris's body hit the road. When atoms loaned the corpse to various exhibitors including his brother and Tuscaloosa Palace of wonders sideshow operator Captain Harvey Leabeau's well and OC Brooks who featured the well preserved remains in his traveling show for forty years when he died brooks left Hazel to a nephew on the condition that any money raised from displaying her be donated to charity. As the story goes Brooks's nephew displayed. Ferris's mummy to raise money to build churches in Tennessee.

Elmer Mccurdy Hazel Farris Arsenic Ferris Oklahoma Joseph Johnson Long Beach Robbery Bill Doolan California Deputy Sheriff Johnson Funeral Robson Louis Sunny Museum Of Crime Spotty Oc Brooks Esperer Husk Oklahoma Great Patterson Carnival Adams Vermillion
How to shop for life insurance

Clark Howard Show

03:32 min | 7 months ago

How to shop for life insurance

"There's a question I get Amazingly often that shows that people are really confused when you try to buy life insurance. There's a Lotta Lingo and there's a lot of choices that you'll be thrown at you. I let me explain something to you. The people who sell life insurance the individuals who work as life insurance agents are really only they are to pitch you life insurance policies that have some kind of add onto them either the equivalent of like a savings account or an investment account or something. They claim that can be used for retirement or policy. They say magically will pay for itself Blah Blah Blah Blah. They have to try to push on. U Ultra complicated life insurance policies because if they sold you just plain vanilla straight life insurance policy the commission they earn would be so low that it wouldn't even be worth the gas that they'd have to put in their vehicle to come see you to explain the life insurance to you but on the other hand these really really complicated life. Insurance POLICIES HAVE GIGANTIC COMMISSIONS. And very very very high costs for you. The whole life variable life universal variable life indexed universal life Blah Blah Blah Blah Blah. When the name gets long you know it's bad for your wallet in Life Insurance for almost all of us except those that earn really an amount greater than four hundred thousand dollars a year which is almost nobody. The life insurance that makes sense is something known as level term insurance all it does in Ob derisively referred to back commission agents is. Oh that's just death insurance. Oh my goodness why. Are you buying life insurance to provide for those? Who are the living after? You're gone your loved ones your family. So the purpose of life insurance is to provide replacement of income for those who are left on earth when you're gone and nothing does that better more efficiently or cheaper than level term insurance. You buy in amount of insurance the easiest back in the envelope recommendation. That may may or may not fit. Your situation is ten times in life insurance. What you earn per year so if you are in fifty thousand dollars a year you by five hundred thousand if you are in twenty five thousand dollars a year you by quarter million and if you make one hundred thousand you buy a million. That's just just absolutely that's like playing horseshoes. It's not accurate but for many people to get you close so with level term. All you're doing is you're buying coverage for typically ten fifteen twenty or thirty years that pays only if you die in that ten to thirty year period.

'Shark Tank' star Barbara Corcoran lost nearly $400,000 in phishing scam

Wintrust Business Lunch with Steve Bertrand

00:19 sec | 7 months ago

'Shark Tank' star Barbara Corcoran lost nearly $400,000 in phishing scam

"And shark tank star Barbara Corcoran is out nearly four hundred thousand dollars after falling victim to a phishing scheme or bookkeeper received an email last week about an invoice approving funds for real estate renovation TMZ reports the thief pulled off the scam using legitimate German marketing agency V. and I. P. address in

Barbara Corcoran
'Shark Tank' star Barbara Corcoran lost nearly $400,000 in phishing scam

Wayne Cabot and Paul Murnane

00:20 sec | 7 months ago

'Shark Tank' star Barbara Corcoran lost nearly $400,000 in phishing scam

"Shark tank star Barbara Corcoran said she was scammed a four hundred thousand dollars by a hacker in China a bookkeeper was communicating with who she thought was Corcoran's assistant until she realized it was too late that the email was fake and misspelled by one letter Matt Piper reporting Barbara Corcoran says I was upset at first but then remembered it's

Barbara Corcoran China Matt Piper
Woman accused of paying $400,000 bribe to get her son into UCLA

KNX Weekend News and Traffic

00:25 sec | 7 months ago

Woman accused of paying $400,000 bribe to get her son into UCLA

"A woman from British Columbia pleaded guilty in Boston a paying four hundred thousand dollars to get her son into UCLA the Chinese citizen was charged with a single count of federal programs bribery her son gained admission as a fake soccer recruit prosecutors have recommended no additional jail time she was arrested in Spain in September and held there while authorities extradited her to the U.

British Columbia Boston Ucla Bribery Spain Soccer
Parent pleads guilty in college admissions scheme

Gardening Naturally With Jeff Ferris

00:38 sec | 7 months ago

Parent pleads guilty in college admissions scheme

"Not guilty plea involving the college admissions scandal a woman from Canada admits paying big Bucks to get her son into UCLA downing sue we who live in British Columbia Canada pled guilty to a single count of federal program bribery in federal court in Boston prosecutors say she paid four hundred thousand dollars to a sham charity operated by admissions consultant Rick singer UCLA admitted so we son is a soccer player in November twenty eighteen and awarded him a twenty five percent scholarship in September the school said it had taken immediate corrective action after learning of the case more than fifty people have been charged in the admission

Canada Ucla British Columbia Canada Bribery Boston Consultant Rick Soccer
Parent pleads guilty in college admissions scheme

KNX Afternoon News with Mike Simpson and Chris Sedens

00:22 sec | 7 months ago

Parent pleads guilty in college admissions scheme

"A woman involved in the college admissions the scandals pleaded guilty to paying four hundred thousand dollars to get our son into UCLA he posed as a fake soccer recruits the Chinese citizen who lives in British Columbia admitted to a single count of federal programs bribery in a Boston federal courtroom prosecutors recommending no additional jail time she was arrested in Spain in September and was held there while awaiting

Ucla Soccer British Columbia Bribery Spain Boston
"four hundred thousand dollars" Discussed on AP News

AP News

01:57 min | 1 year ago

"four hundred thousand dollars" Discussed on AP News

"Paid four hundred thousand dollars to an anti poaching program to get permission to hunt the male rhino ball inside in a maybe a national park there are only about fifty five hundred black rhinos remaining in the wild nearly half of those are in Namibia which is allowed under international convention to permit five male rhinos a year to be legally killed by hunters. Amazon dot coms apologizing saying a technical error led to some copies of one of the year's most anticipated novels to be sent out early Margaret Atwood's the testament system scheduled to be released until September tenth but Amazon says a quote small number of customers and already received Atwood sequel to the handmaid's tale some posted photos of the book on social media that was new novel was tightly embargoed a common publishing tactic for topical non fiction such as political memoirs but rare for fiction Harper Lee's go set a watchman and to JK Rollings final Harry potter novel among the few fictional books released under similar conditions the testaments was number two on Amazon as of midday Thursday trailing callsign chaos by former secretary of defense Jim Mattis. more fallout from the protests in Hong Kong and this time it hits the territory financially it please Charles de Ledesma reports Fitch's cut Hong Kong's credit rating the agency has slashed the credit rating on the Hong Kong government's foreign currency borrowing citing damage to the Chinese terror trees image for the upsurge in mass rallies on the close integration with the mainland consequently which will lower Hong Kong's rating to a a from a a plus with a negative outlook it says the protests have inflicted long lasting damage on the foreign image of Hong Kong's governance and how's it says called into question the quality of its business environment I'm Charles de Ledesma. Dorian and Canada I'm to McGuire than AP news minute after slamming into north.

Hong Kong Amazon Charles de Ledesma Margaret Atwood Namibia Harper Lee JK Rollings secretary Dorian Fitch Jim Mattis. Harry potter McGuire Canada four hundred thousand dollars
"four hundred thousand dollars" Discussed on Ologies

Ologies

04:13 min | 1 year ago

"four hundred thousand dollars" Discussed on Ologies

"All yours for four hundred thousand dollars. Six acres a Wisconsin private island with house just over three hundred thousand and it appears to come with a futon and a barbecue. Now a few islands and bullies were also priced fairly, but that might just all be in the title like dead man key has been on the market for a while. And I think I know why either way, you can buy an island for less than a condo in Los Angeles, which is inspiring and said, anyway, in Ireland, college, something that is an ecosystem of its own is like an island. And so really it's, it's biologically, we think of patches of habitat as, as the, the important thing there with islands. And that's how we approach it with our work down, Galapagos. And so do you study land islands surrounded by water more than water islands surrounded by land? Absolutely. I'm going to terrestrial person. Feels good to be back on dry land. Okay. I can swim. But I I'm not someone to go mucking about in the water collecting data points. And where are you from originally, Wisconsin and others lot of lakes and islands of their oh, absolutely. Yup. But I am from central Wisconsin, which is, is a bit more landlocked than the, the edges of the state. So I guess there you and when did you start wanting to study ecology or biology or biodiversity, I think I fall into the camp of biologists of kind of these standard origin story where you like. Well, you know, I always was out in about in the woods, and, you know, and it was just kind of I guess, faded in some way, I was pre med in college for a long time. And then I realized I really didn't want to deal with colds all day long and I at the time I thought that that would have been what a medical professional would would deal with and. I wanted to be able to start an one topic study at for a while. And then do something else if I got bored, and I think being a scientist allows, you a lot of freedom to move from topic to topic if you really want to lessen don't be afraid to change. Course if something feels like it's not the right thing, GT, F O, and do what you love. Because there are a lot of people who would not love it as much as you do. It's your life. Enjoy the snails. And so he went to Idaho and you did a post doc, and they were studying snails in the Galapagos had you ever been to the Galapagos before not? And I it was it was quite an experience. Yeah. It's, it's really special down there. And but I mean so when you think of Galapagos, you think of like blue footed Bubis nuts allow so David Frederick, Attenborough historian, a naturalist to address these goofy dancy Bubis, shall we? Well, I think the called Bubis because owns fight of what you are. Furring which is one meaning of the word booby booby awesome, being some foolish. That'd be a big Bubis puff of respectable thing to say to somebody these nineteen dairy. See foul have beautiful powder blue webbed feet, which they flash during very, very, sexy courtship, dancing. They have these sensual slow high kicks. They're kind of like ducks, but a bit odd. Okay. And of course, the Galapagos also has marine. Iguanas Equatorial penguins, sea, lions, a home in Hungary of island critters and finches in the finches says and all the all the things that the tourists get to see you often don't think about the fact that there's like thirty thousand people are there. Oh, yeah. There's tons of people down there in some places. There are concentrated in the cities, of course, but they're affects our felt throughout the archipelago on to grow food for that many people, you need to open up some parts of. Of it for agriculture. So like on a couple of the islands the humid zone, which is kind of the high elevation portion of the island. It's completely converted. It's not native habitat anymore. And so that was a real surprise for me going down there, the first time..

Galapagos Wisconsin Bubis dancy Bubis Los Angeles Ireland scientist Hungary David Frederick Idaho four hundred thousand dollars Six acres
"four hundred thousand dollars" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

03:35 min | 1 year ago

"four hundred thousand dollars" Discussed on The Dave Ramsey Show

"Your game that should be taxed at fifteen percent unless your household income is over four hundred thousand dollars that year. Now it could be that you end up with over four thousand with your income, plus that game that portion would be taxing additional five percent. So you're taking the risk of. Carrying back paper on this property in return for about five thousand bucks. Yes, another thing I don't even really know because I haven't pursued it is just the, you know, legal up and up, we start splitting this into three payments who owns it until it's completely paid and who's liable or comfortable for the taxes until it's paid does that make sense. Well, typically what you would do is you would be the owner financing on it. You take down payment, the property transferred to them. They're liable and home the property and you have a mortgage against it. And if they don't pay you have to foreclose on them. And that's the risk. You're taking. So what's bothering me here is I can't figure out how your accounting came up with a calculation that's causing you to jump tax bracket. And this client is also a client of his, yes. And so I'm starting to get that feeling on the back of my neck of a conflict of interest. Like he's looking out for the other guy more than you think. How felt in that kinda wanted somebody else to tell me that. Yeah. I'm not sure but I'm not positive. I'm not ready to accuse the guy yet, but I'm close. So he gets one more opportunity to explain all this. So let's, let's walk through and pretend that you discover that there's something you and I don't see today and it is worth the trouble for you to carry back paper on this. It's my least favorite thing to do. Okay. And what you wanna do in that case, do a happy, happy mortgage ago, taught me years ago, and a happy, happy mortgages, you're happy, if they pay, but you got such a big freaking down payment that you're happy to take that property back if they don't pay. I like it. So, in other words, if they put down two hundred thousand dollars and you have to foreclose it'll be worth the trouble because you get two hundred thousand in your pocket, and you get a half million dollar piece property back after you go through the gyrations of Texas foreclosure. Okay. So that might be worth the trouble. It ain't worth it for fifty grand, if so, what was her down payment proposal day did not propose it yet. My proposal proposal would be so large, that they wish they had used a Bank instead of you. I was thinking a minimum of two hundred thousand you go man, you are on the same team. So you're happy, if they pay because you got your money, and you got a little interest on the money until they pay you the balance, right? Yes. And you got a big down payment, and you're happy if they don't pay and you have to go through the problems to take it back. That's a happy happy. I don't think this is the case. I don't think this deal is going to go down because I think there's another issue here in, I think it comes into the relationship you have with your county is that I don't I don't see the map. I'm I might be missing something. Sometimes I do. But I'm pretty quick on the uptake on those things. So might be there. But I've got enough questions. I'm not ready to endorse this deal. I can tell you that. Hey, thank you for calling in, and thanks for thinking on your own. Good for you. Thousand dollar assets. A lot of stuff to manage for God. This is Dave Ramsey show. According to the FBI, the average loss.

Dave Ramsey FBI Texas four hundred thousand dollars two hundred thousand dollars Thousand dollar fifteen percent million dollar five percent
"four hundred thousand dollars" Discussed on WCBS Newsradio 880

WCBS Newsradio 880

02:05 min | 1 year ago

"four hundred thousand dollars" Discussed on WCBS Newsradio 880

"WCBS news time is three twenty three o'clock in the morning. Basically about four hundred companies in New Jersey had been getting tax credits here in the state since two thousand five under incentive programs that governor Murphy ordered audited and the state controller's findings the tax payer funded subsidies were grossly mismanaged, and there was no real way to verify even if the credits actually lead to any jobs being created the state economics development program and the most expensive parts of it was set up by former Governor Chris Christie, and we'll set to pay out about eleven billion dollars more before it expired or was renewed this July. But Murphy said it is not being renewed saving. Now. At least that eleven billion that will no longer go out allow homeless veteran charged in a go fund me scam down a south jersey was arrested Wednesday in Philadelphia after not showing up to schedule court appearance Tuesday in Burlington county, New Jersey thirty five year old Johnny Bobbitt was accused of working with Caitlin McClure. And are then. Boyfriend Mark d'amico to come up with a story about Bobby giving mcclure's last twenty dollars to buy gas. Or prosecutors say Bob it in the coupled in posted that lie on crowd funding website, go fund me raising some four hundred thousand dollars, but Bob it ended up suing the couple accusing them of spending his cut on luxury items and casino trips. And that is how investigators say they found out about this ruse back in late two thousand seventeen go fund me. In the meantime, says it refund it everyone who gave to the campaign Ned Lamont was sworn in yesterday as Connecticut's eighty ninth. Governor remember what we have in common in our common humanity. What brings us together every day is so much bigger than anything that could divide us. And that's what I'll remind you every day is your governor promising on time. But it's funny math, and no government shutdowns government. Lamont governor Lamont now inherits projected two billion dollars state budget deficit this summer w CBS news time is three twenty two. Of.

governor Murphy Lamont governor Lamont Caitlin McClure New Jersey Ned Lamont Bob Chris Christie Mark d'amico Philadelphia Johnny Bobbitt CBS Burlington county Connecticut Bobby four hundred thousand dollars eleven billion dollars two billion dollars thirty five year
"four hundred thousand dollars" Discussed on KNSS

KNSS

02:25 min | 1 year ago

"four hundred thousand dollars" Discussed on KNSS

"In Paraguay for four hundred thousand dollars to the tune of one hundred and fourteen and a half million dollars to the American taxpayer. So when the government complains, or when when we talk about we hear the Democrats say that we have an income problem, we need to raise taxes, there's two fronts. We should be fighting on number one. There's record revenue into the treasury. We do not have an income problem in the United States. We have a spending problem in the United States that's evident. And the example that I use most often, and and I mean, no disrespect to Elton. John the singer Elton John was very very vocal. And very honest about his filing bankruptcy. And he filed bankruptcy because even at the millions of dollars. He made with his music and continues to make with his music. He spent more than he made if you can imagine that. That's what the American government does. So now, the Democrats want to do something called the green new deal. In this green new deal calls for creating a house committee to draft legislation to fight global warming. Turn the US economy into something to what Vermont Senator Bernie Sanders. Envisions the green new deal could be a preview to what the policies of the Democratic Party will back in twenty twenty will the American people in a large the size of an already bloated government. If they are already spending at a deficit of twenty two trillion dollars. Why would any American Republican or democrat give them more money to waste think about you as a as someone who has lines of credit, whether it's credit cards loans, whatever it is at some point. The Bank says to you. We're not giving you any more money, and they don't give you any more money because you haven't been responsible with the money. They've given you. At what point to the American people in mass, the independence and the Republicans. If not the Democrats stand up and say, you've mismanaged everything you've gotten so far until you get your affairs in order. We're done with this. And yet the Democrats in the house are going to fight for a tax increase. It's insane. What.

Elton John United States American government Senator Bernie Sanders Paraguay treasury Democratic Party Vermont four hundred thousand dollars twenty two trillion dollars million dollars
"four hundred thousand dollars" Discussed on KNX 1070 NEWSRADIO

KNX 1070 NEWSRADIO

01:45 min | 1 year ago

"four hundred thousand dollars" Discussed on KNX 1070 NEWSRADIO

"Center, KNX, ten seventy NewsRadio rain and snow showers to start your Christmas. Also, tracking gusty winds and high surf temperatures today, you'll be just slightly below average cool in the mid sixties from downtown to the coast to the valleys for the inland. Empire numbers in the upper fifties this afternoon, high desert highs in the low fifties and mountains in the upper thirties, clearing, more sunshine as we head into tomorrow, but temperatures stay cool and below average through the end of the week was other California's mustache. It and dependable forecast, I'm CBS to meteorologist Danielle Gersh KNX, ten seventy NewsRadio. Fifty six degrees in Thousand Oaks L A civic centers at fifty four Santa Monica. Fifty nine degrees at headed from the breach over to see the number at nine seventeen five former Inglewood police. Officers have filed a lawsuit claiming they were fired because they're white. The officers were placed on leave and subsequently fired after they shot and killed a man and a woman who were sitting in a parked car. The incident sparked protests and calls for more transparency within the Inglewood police department. But according to the lawsuit the officers believe the shooting was justified and within policy they claimed the couple had a gun did not comply with their commands and ultimately reached for the weapon. So the officers opened fire. They're now suing the city claiming they were discriminated against because they are white and point of fact that to Latino command sergeants who were also on scene were not fired Cooper Rummell KNX, ten seventy NewsRadio a lawsuit over the arrest of three young girls has led to an agreement by. San Bernardino county to pay their families about almost four hundred thousand dollars the girls were handcuffed at their middle school and taken to a sheriff station by deputy who said he wanted to teach him a lesson after they refused to cooperate with the bullying investigation. But they were never charged with anything and a federal court ruled that the deputy violated their rights.

Inglewood police department California Thousand Oaks Inglewood Cooper Rummell KNX KNX Danielle Gersh San Bernardino county Santa Monica CBS four hundred thousand dollars Fifty nine degrees Fifty six degrees
"four hundred thousand dollars" Discussed on News Radio 690 KTSM

News Radio 690 KTSM

05:00 min | 1 year ago

"four hundred thousand dollars" Discussed on News Radio 690 KTSM

"Homeowner trying to sell your home because it means you're not going to get as much for your house as you were before. What's the number one reason that people are having difficulty selling their homes? Interest rates have been rising. The thirty year fixed rate mortgage is now four point eight percent a year ago, it was three point nine. So interest rates are up almost a full percentage point. Why does that matter? Well, here's how it is. If you're trying to sell your house, let's say you've got a five hundred thousand dollar house, and you're trying to sell with somebody. They're not gonna write you a check for five hundred thousand dollars. Will you didn't either when you bought the house? What are they going to do? They're going to get a mortgage. They're going to borrow the money. They're going to come up with maybe twenty percent down. So they're gonna come up with one hundred grand cash, and they're going to borrow the other four hundred grand that four hundred thousand dollar mortgage last year. When interest rates were three point nine the monthly payment would have been one thousand nine hundred bucks now because interest rates are up one percent. The monthly payment isn't nineteen hundred. It's now twenty one hundred it's two hundred bucks more. It's almost a ten percent increase. So if you're looking at the price of your house, you might say I didn't raise the price of my house ten percent, but because interest rates went up the cost effectively to the homeowner to the buyer on a monthly basis. It's a ten percent increase went from one thousand nine hundred bucks. Although the twenty one hundred bucks two hundred bucks a month. That's a lot of money. And that's the problem. So you need to recognize that his interest rates. Go up affordability of homes goes down. It could cause people if they have an adjustable rate loan to lose their home because they can't afford the new higher payment. It could cause people who are trying to sell their homes to lower their prices as a result of this. In fact, the situation is so dire that according to the national association of home builders sentiment among homebuilders in the country. It has had its biggest monthly drop in November. In almost five years. So home around the country are saying we're not feeling good about this. Marketplace at all people don't want to buy the homes were building because the house were building. Suddenly got a lot more expensive. We're not charging more for it. But because of the mortgage rates it has become more expensive. Oh, speaking of those mortgages. A lot of borrowers have been doing refi. Is they've been refinancing their homes locking in their interest rates to make sure that they don't face the risk of higher rates, and according to the national data eighty percent of borrowers who refinanced in the last three months. Took cash out of their house fourteen billion dollars in equity. This was the highest share of cash-out refinance in more than ten years. So what are all these folks saying there, scientists saying, you know, what I think the value of my house is about as high as it's going to be for a while. So I'm gonna grab the equity out of that house as fast as I can my question is I wonder what they're doing with all that cash are they spending it are they investing it of a squandering it, I'm really curious on. Oh, by the way, you know, the deal when you do get a house, you know, you've signed a contract for house for five hundred thousand dollar house, for example. And you go to the Bank, and you say I want to borrow four hundred grand. What does the banks say can you prove to us that that five hundred thousand dollar houses really worth five hundred thousand because we don't want to lend you the money if the house isn't worth it. So what do they make you do they make you get an appraisal? Now, federal regulators have launched a proposal that will allow your next appraisal to be done. By artificial intelligence. Yeah. A computer will simply look at the data associated with your house your neighborhood. And determine what the price of that house ought to be. They're going to allow us to be in effect for houses up to four hundred thousand dollars value. That's more than two thirds of all the houses in the United States. It's just another illustration of how technology is eliminating jobs since two thousand eight the number of appraisers in this country has declined twenty one percent. There are fewer now fewer than one hundred thousand people in America working as appraisers of residential homes by you know, the drill..

national association of home United States America five hundred thousand dollar ten percent five hundred thousand dollars four hundred thousand dollars four hundred thousand dollar fourteen billion dollars twenty one percent eighty percent twenty percent eight percent three months one percent
"four hundred thousand dollars" Discussed on Dentistry Uncensored with Howard Farran

Dentistry Uncensored with Howard Farran

03:53 min | 1 year ago

"four hundred thousand dollars" Discussed on Dentistry Uncensored with Howard Farran

"You have to really analyze first and foremost, the fallacy put us height, the banks are lending money to startups are all banks know, what the reality of it is is if you have anywhere from two to four hundred thousand dollars worth of student debt, they are lending money to start up dentist around five hundred thousand five fifty depending if you're a specialist to do a startup so in that arena, when you know that the banks are lending the banks have really the right off amount. That Bank writes off on a startup is less than a half a percent. So that's telling you that practices are not failing startups are not failing nor are acquisitions Banak was issued fails. It's generally because the dentists that bought the practice was did not do proper due diligence. You'll hear people complain on high was sold. Bill. Good from a broker I was sold. You know in missed misrepresented data will it's up to you just like an I tell Dennis this all the time that are acquiring a practice. If you purchase a home. Would you not get that home inspection done? And they all say, yes, of course. I would it's the same thing in a practice. You have to get the due diligence done on that practice part of it is from your trusted advisers of your accounting firm in your attorney, of course, to releases and things like that. But the other big piece is the dentistry the business of dentistry aspect of that acquisition. So really understanding what are you buying? What opportunities are there. What risks are there? So so is this true or fall? I just had a point blanket do demographics matter. Now. I know if I was going to start at the Novo. Which means you start from scratch, the demographics would really matter. But if I'm buying an existing practices businesses already working in this democracy in this demographic area. So do demographics matter only on a Denault vote. Do the you think they matter on purchasing a practice. I they matter in both the Novo and purchasing practice while you have the historical data of the acquisition to fall back on to say, okay, historically, I can see the growth in what has occurred. I think it's equal is important to look at those demographics to say what is the growth look like in the future. What is the economics in that area? What's education level? And yes, it's not as critical in a startup as it is in the acquisition. But either one it is definitely critical. I think in in a startup you want to make sure, you know, the old adage, you know, location locale. Location is very very important in a startup if you're not really paying attention to that location location location. You end up getting yourself in a situation where you have no exposure the growth in the area, isn't there? And you really putting setting yourself up for a situation where it's much harder. Is it doesn't have to be that hard in a start up? The other question, I often get asked from Dennis, you know, do I have to join every HMO and every, you know, Medicaid and things like that. When I'm doing a startup in the answer that I have is. No, generally speaking, except some PPO's and fee for service and those practices survive and thrive. So you don't necessarily have to now there are some Dennis out there that say no I want to give back. I really feel. I wanna be in a community where I accept you know, HMO programs and whatnot, and that's personal choice. That's their own vision and mission. And of course, that's important to them. It's important to me. So I think due diligence matters one hundred times more than now..

Dennis Bank Novo Banak attorney four hundred thousand dollars
"four hundred thousand dollars" Discussed on Newsradio 830 WCCO

Newsradio 830 WCCO

01:44 min | 2 years ago

"four hundred thousand dollars" Discussed on Newsradio 830 WCCO

"On the link that's called the book, and you can preorder the dumb things smart people do with their money. I might be able to save you a few shekels out there. So check it out. And if you've got a financial question wanna come on the air with us, send an Email asked. Jill Jill on money dot com. That's what this person has an extremely identifiable name. So I'm just going to say a sent me an Email with the subject student loan relief. Hello, my husband, and I. Have over four hundred thousand dollars in student loans. Outstanding what is the relief? I don't even know where to start okay? If these are federal loans, you're going to have to go to student student loan dot gov. I believe it is. And you're going to try to see if you can come up with some sort of game plan. I don't know whether they are federal loans are private loans. It's just. God it is so awful. I mean, we great if one of you worked in the public sector, so you could get part get in on the loan forgiveness program. You can't even go bankrupt. Because school debt is not wiped out in a bankruptcy. I don't know how you accumulated four hundred thousand dollars of debt, are you doctors. I don't know you're going to have to look for relief. It's just we gotta catch you earlier in the process before you somehow get that much money tied up. Dan wants to know about Medicare. What's better f- orgy as a supplement? I don't know. It really is dependent on you..

Jill Jill Medicare Dan four hundred thousand dollars
"four hundred thousand dollars" Discussed on 10 10 WINS

10 10 WINS

01:54 min | 2 years ago

"four hundred thousand dollars" Discussed on 10 10 WINS

"They were all in on it the homeless man who sued a New Jersey couple for cutting him at about four hundred thousand dollar. Go fund me campaign has been arrested. Prosecutors say all three were in on what was a scam. That's when Mark d'amico and Kate McClure announced they were starting a gofundme campaign to help Johnny Bobbitt who they claimed gave McClure his last twenty bucks when she ran out of gas on I ninety five in Philadelphia Berlin county prosecutor Scott caffine today less than an hour. After their gofundme page went live McClure in a text exchange with a friend that the story about bothered assisting home was fake. Go fund me says they will refund. Those who contributed to that campaign wins. News time six thirty five. British Prime Minister Theresa may is trying to hold onto her job. And her Brexit proposal after her Brexit secretary and three others quick today. Correspondent Tom rivers is in London tonight beleaguered prime minister is stubbornly sticking with her much-maligned plan. I believe with every fiber of my being the cool. I have set out is the right one for our country and all our people at ever plan is rejected. She inferred bad things could happen. Nobody can know for sure the consequences that will follow it would be used to take a passive deepened, grave uncertainty. But some inner own party are certain she must go and go soon labor party leader. Jeremy Corbyn slammed what he called a botched and have baked deal that represents a government in chaos drum roll tonight for the word of the year. We'll let Brittany ticket. Toxic was named Oxford dictionaries twenty eighteen word at a year. The Oxford people say this year more than ever people have been using toxic to describe a vast array of things situations concerns and events. Wins. News time, six thirty six. Carrie underwood. Share some baby news tent in wins. Entertainment is next. When it comes to taking care of your family and.

Kate McClure prime minister Theresa Jeremy Corbyn Tom rivers Carrie underwood New Jersey Mark d'amico Johnny Bobbitt Brittany ticket secretary Oxford Philadelphia Berlin Scott caffine prosecutor London four hundred thousand dollar
"four hundred thousand dollars" Discussed on Car Talk

Car Talk

01:45 min | 2 years ago

"four hundred thousand dollars" Discussed on Car Talk

"Okay and he decides that's not good enough so when he files his income tax return he shows as income this two or three or four hundred thousand dollars that he gets from the lottery but he's got no deductions so he buys he buys a bunch of losing lottery tickets from some guy who collects them and an claims as as a expense or a loss gambling ross you can do that i do so if you can prove gambling losses it's legitimate deduction so he buys them from this guy and claims them as legitimate gambling losses and of course he gets caught good i mean the wins the lottery and he's gonna continue the sleaze out i mean it's ridiculous and you're sort of in the same situation scott you got a wonderful deal which we comment on for seven fifty bucks they're gonna fix anything that breaks on your car for one hundred thousand miles and what are you trying to do you're trying to screw them goes on very much you know in your heart you don't want to do this and strut your off the christmas card thank you the first guy that i am bought a car and i won't mention his name charlie personally with shelley and i didn't realize it when i first went into the lot charlie was on his back on the front seat with his head underneath the dash that's why all those guys have that bowl spot in the back today.

scott charlie shelley four hundred thousand dollars
"four hundred thousand dollars" Discussed on BizTalk Radio

BizTalk Radio

01:39 min | 2 years ago

"four hundred thousand dollars" Discussed on BizTalk Radio

"Is that we've got mortgage doubt significantly higher i mean my average loan here in san diego of course it's going to vary from state the state is probably around four hundred thousand dollars so you're looking at at at a you know a jump of threetimes from about 25 years ago so yes it with people have that kind of debt as they get older and get ready to retire number one if they lose at income stream instead of having a payment of eight hundred dollars a month on one hundred fifty thousand there twenty five hundred dollars a month on you know three hundred or four hundred thousand that could make a big difference as far as them being able to continue to either four to stay in their home enjoy the lifestyle that they have or the lifestyle that they want in retirement or be in position were they have to sell their property on top of that they've got an adjustable rate mortgage based on what's now happening with the feds increasing shortterm rates with shortterm rates going up at adjustable rates going up uh we could see some major issues in the next year or two if people doubt sit down right now look at their finances and figure the smartest thing they need to do to prepare for the future you know i i get concerned about debt in a lot of different ways i'm concerned about the twenty trillion plus dollar debt that we have a a you know at a government level liquid which is insidious and the fact that if interest rates are going up interest rates on that debt are also going up in the lion's share of the money with that we spent outside of.

san diego four hundred thousand dollars twenty five hundred dollars eight hundred dollars 25 years
"four hundred thousand dollars" Discussed on KSFO-AM

KSFO-AM

01:55 min | 2 years ago

"four hundred thousand dollars" Discussed on KSFO-AM

"A it's a million dollar policy good okay so but but in a sense mathematically if we were gonna just discussed this one thing in a vacuum which were not doing because us ileife works but if you're gonna just run the math what she would do would be i'm not suggesting you do this okay because that is not a vacuum but mathematically you would take your six hundred and something dollars spend a little of that on term insurance for four hundred thousand dollars worth okay two until there is close to four hundred thousand in there and then you drop that policy and but you don't need to do that you've got it covered over on the other side by but mathematically you would still come out ahead even after having done that winter and i i guess uh just if somebody were to expire earlier it doesn't matter i mean i guess the in the longer term is and some of those expire for awhile uh yeah the innocent a quicker you die the worse the plan i am suggesting is okay but if you live average number of years and she lives average number of years or longer this plan is much much better okay but if you doubt amaro and you'd only putting 600 bucks and she got 1500 for the rest of her life and she lives so she's ninety well that math would work you know that'd be unbelievably cobra but by even if he got nothing when she died you still comes way out but so the longer both of you live the better this works the the better you handling your own money in investing it instead of upping the survivor benefit in the pension plan so i recommend you do that especially since you've got the insurance in place to covering the interim and uh um uh first survivor before the money has built up but i would use it for investments rather than increasing your survivor benefit on the pension that's my reasoning is more money when you die more money when you lay of.

amaro four hundred thousand dollars million dollar
"four hundred thousand dollars" Discussed on BizTalk Radio

BizTalk Radio

02:03 min | 2 years ago

"four hundred thousand dollars" Discussed on BizTalk Radio

"In any cheese we will donate the club coaches fall four hundred thousand dollars cuffs yeah and then we'll give them off capital and that will help them structure their capitalisation so they got enough money going slower so that they can do a mountain view wound in see round be highly glued so the company we claim that future nice an app that's cool the principal transaction and that's really before you go on i just for our bodies it doesn't understand some of the some of the nomenclature these talking about a round the around see round if you think in terms of capital in turn in terms of stages you've got the usually you're for your seat round your friends and family round and then you've got your a round in which is normally when a private equity or or a venture capital guy thompson or something like john comes out here and it'll be rounds the follow on round hopefully you'll never have to have a down round which means that you're tracing lower price and then there's there's either a messing around the sea route or whatever but at this point what he's basically saying is we think the deal is good enough and john correct me if i'm wrong here we think the deals good enough we're we're going to give you a all which would normally cost a half a million dollars in exchange for some equity in hanoi were going to come in when a fun thing we're going to help run the thing and it's really it's really a turnkey at that point rights on i'm assuming that's not to be a pretty special building in a little shark tank taking a huge risks which can't yet yeah well you rice and and this is the beauty on it because when you get to be height the onstage these guys that got near friends and family that gotten a private placement the smart money on wall street gets their money and and and the individual investor comes in with the we're all you see the point in which these guys are starting next year where we do is colleague venture capitals who we get going paul at the early stage making money they're not the guys that finding the stock third three three months out and everybody else selling them we're we're actually getting involved in.

john the deal hanoi principal venture capital thompson four hundred thousand dollars three three months million dollars
"four hundred thousand dollars" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

02:01 min | 3 years ago

"four hundred thousand dollars" Discussed on WNYC 93.9 FM

"To be four hundred thousand dollars politicos now saying that figure may be closer to a million and taxpayer dollars all right antius that tatreau is here in the studio with us this morning he scott good morning so price has said he's going to pay out of his own pocket fifty two thousand dollars to reimburse the government taxpayers essentially forward these private jet fights but now the total costs according to new reports is a million dollars yeah a and clearly this is this is a small percentage of the total cost here the and that's question a lot of people are asking i think it's clear that this is not going to satisfy critics on the story if he just pluck that number out of thin air i mean how did he decide fifty two thousand dollars unclear how they got to that figure he says that's the cost of his seat but i think especially if you're the one asking for the flight to take off to begin with it's not like you were hopping on an existing flight that was going somewhere so i think it's hard to argue that just his seat is the total cost to taxpayers for these particular advising with staff as well right so at the president has clearly expresses view he said he is not happy about all of this so is is this done now i mean it does price writing a check could satisfy president trump on us i don't think so because the ground has already shifted on price he made the announcement yesterday saying he'll pay fifty two thousand dollars since then the figure has nearly has more than doubled because political reported after he made that announcement about these overseas military flights that that cost more than a halfmillion dollars so the question is how much more comes out not just on price but on other cabinet secretaries are now multiple of official investigations going on here you have administration inspector general's looking into this if the house oversight committe looking into this and of course you have reporters continuing to find more details on the store and there are other members of the administration who have issues shall we say with with air travel that's right you you you may recall a treasury secretary steve mnuchin had several of questionable flights on official government planes there was that trip to kentucky where he watched.

president air travel steve mnuchin official the house treasury secretary kentucky fifty two thousand dollars four hundred thousand dollars million dollars
"four hundred thousand dollars" Discussed on WCBM 680 AM

WCBM 680 AM

02:21 min | 3 years ago

"four hundred thousand dollars" Discussed on WCBM 680 AM

"That means for people in your south central district of los angeles food stamp users declining as people get jobs they're nail able to provide for their families that's what you should be focusing on instead of your idiotic rant stirring the eulogy with beginning the put a dent on the the open borders here in this country to i mean more and more of people are being deported more and more people are being stopped before they ever get into the country as well by the way get so much your president obama is adding four speaking on wall street circuit i what was it was a four hundred thousand dollars northern trust corporation told bloomberg news on monday obama was compensated close to four hundred thousand dollars for his services now why would any wall street group pay this guy who had obviously has no uh understanding of capitalism more american economics whatsoever why would they pay him four hundred thousand dollars to speak to their financial organisation navy these thank you still have some influence why would they paved the bill clinton five hundred thousand dollars you know got them during the clinton economy was decent though the obama economy absolutely stunk there wasn't a single quarter of three percent gdp not one in the first two hours got handed a bad deal in two thousand eight fleet ram may i want to give one hundred thousand dollars or the word we'll get out this is not the guy you want to listen to does and i'm wondering if that four hundred thousand dollars will be donated to like he needs the money right so and by the way the media now is brought no the latest on is to broadcast who does and doesn't have secret service protection of the new york slimes reported the earlier this week the donald trump jr is asking too release his secret service he wants more privacy while if he did ask for that that should be kept private you should broadcast that and jim acosta of uh cnn is reporting the kellyanne conway now has asked ifor no more secret service production it's like an open invitation that side goes descending a and imitation to the vine final and people that shot up congressman skull lease and the rest of the radical left wing nuts out there that it's open season take v ten before the hour.

obama northern trust corporation clinton new york slimes donald trump jr jim acosta conway los angeles president bloomberg cnn ifor congressman four hundred thousand dollars five hundred thousand dollars one hundred thousand dollars three percent two hours
"four hundred thousand dollars" Discussed on PTI

PTI

01:42 min | 3 years ago

"four hundred thousand dollars" Discussed on PTI

"Totally if the ruptured al franken i saw a hate tony the queen of england is getting a raised to ninety seven million per year tony kornheiser never should have broken up with a president makes we look this up to fifty thousand four hundred thousand dollars realize four thousand dollars so if the president makes wanted thousand and the queen of england makes ninety seven million he answered a who's more debatable is the point ninety seven million dollars worth what i was every time i was there she said has that'll blow after that i haven't seen that we have some good night's together different than some of fifty two runs repeat the boys and girls will bond has the day off but on a big nba day i am lucky to be joined by man of poverty leak the new york daily news mr frank i saw and we begin today with a very surprising news at the los angeles clippers up traded chris paul to the houston rockets paul reportedly hit informed the clippers of his intend to leave for houston as a free agent so facing losing paul entirely the clippers made a trade will reportedly get patrick beverley lou williams and some other stuff frank this chris paul playing the same backcourt as james harden make any send you don't want i'm always of the belief that great players can make it work they made it work in miami obviously they made it working golden state now james harden is a ball dominant point guard as he had a career year last year esi dominating the ball in terms of time of possession analyst at that you love he led the league in time of possession of chris paul was about seven i think mike antoni could make a work though because you know what when it got to the playoffs game six against san antonio harden was shut down now at least you have to stars out there.

analyst shut down san antonio james harden houston los angeles new york daily news nba al franken mike antoni the queen point guard miami chris paul patrick beverley lou williams houston rockets clippers president tony kornheiser england fifty thousand four hundred th ninety seven million dollars four thousand dollars