35 Burst results for "Forty Thousand Dollar"
September 17th, 1859: Joshua Norton Declares Himself Emperor the United States
"The day was september seventeenth. Eighteen fifty nine a failed gold rush era businessman named joshua norton visited the offices of the san francisco bulletin. He gave the editor a short notice to be published in that day's paper and it began as follows at the peremptory request of a large majority of the citizens of these united states. I joshua norton of san francisco california declare and proclaim myself emperor of these united states. Now not much is known about norton's early life before his time as the self proclaimed emperor but what we do know is he was born around eighteen eighteen to a jewish family of merchants in present day. London when he was two. His family moved to south africa where his father established a successful ship. Supply business norton trying to get into the family business himself but his own ship supply. Company wound up going bankrupt after less than two years by the time he was thirty years old. Both of his parents and two of his siblings had died so one year later in eighteen. Forty nine norton left south africa for good in made his way to san francisco like many aspiring businessmen of his day. Norton had traveled to california hoping to capitalize on the recent gold rush after receiving his inheritance. He was worth about forty thousand dollars. Which is well over a million dollars. In today's money in san francisco. He invested that money in real estate including waterfront property. He also started a successful commodities business selling staple foods like rice and flour by eighteen. Fifty two norton had turned his forty thousand dollar investment into a quarter million dollar fortune. He was now one of the most influential and respected citizens of the city. But in a boom and bust town like gold. Rush era san francisco. What goes up. We'll certainly come down and often sooner than you'd expect.
Food for the Poor Is Feeding Starving Families
"It's time right now to do a little bit of god stuff we. I have been show blessed by an audience that has donated over one hundred and thirty two thousand dollars to our food for the poor campaign to help children and families devastated by the seven point two magnitude earthquake in haiti over the weekend. We're closing in on one hundred and forty thousand dollars in donations. We always end strong with these campaigns. You did it again. This show is the standard bear. This show is at the top of the heap and collectively. My colleagues and i have raised well over four hundred thousand dollars so that we can rush food and medicine and water. We got problems all over. You know we can't solve all the world's problems we can't solve all the country's problems but when you have a path to help somebody. I hope you take it. I want you to hear from paul jacobs. Paul jacobs from food for the poor. Who assures us that the money that is being donated by this audience is being rushed to haiti through the contacts. They've made over there with their thirty five years. Working on the island have more than a dozen food centers run by community leaders across the country. That are helping the poor. Get into a far-reaching areas so they win you give right now. Clint that help eighty banner. Your guest is going into the hands. In resourcing pastors in local ministries community partners. That have been vetted for thirty five years. That are going to do the best work and have the most impact.
Delta Will Charge Unvaccinated Employees $200 per Month
"Delta airlines says it won't force employees to get a corona virus vaccine but the choice not to it's going to cost them I'm Ben Thomas with the latest delta airlines will charge employees on the company health plan two hundred dollars a month if they fail to get vaccinated against covert nineteen CEO ed Bastian justifies the policy by pointing to the cost to the airline for the average hospital stay of an infected employee forty thousand dollars Bastian says of the delta employees hospitalized for COPD in recent weeks none have been fully vaccinated delta also says starting in September it will require weekly testing for unvaccinated ploy ease the airline will pick up the cost of that testing still delta isn't going as far as United Airlines which is requiring employees to get vaccinated or face termination I'm Ben Thomas
In Unfriendly Skies, Unruly Passengers Fines Top $1 Million
"The fines for unruly passengers continue to rise federal officials say rowdy airline passengers have now racked up more than a million dollars in potential fines this year that's after the FAA propose fines against thirty four passengers including two that topped forty thousand dollars in one of the recent incidents a man through his carry on bag at other passengers and put his hand up the skirt of a flight attendant before he was restrained with plastic ties the FAA said this week that airlines have reported about thirty nine hundred incidents of unruly passengers this year most of them involving refusal to wear a mask I Shelley Adler
Dana Spiotta Talks About Wayward
"Deana spilled a joins us now. From the catskills. She is the author of many novels including innocence and others lightning field and stone arabia and her latest book is called wayward dana. Thanks for being here. Thanks so much for having me pamela. So this book begins with a house. Why what is this house. And what role does it play in the novel. Well it's a falling down arts and crafts house. That's in the city of syracuse. The main character. Sam has a habit of going to these kind of open houses. With no intention to buy and she finds us wreck of a house and syracuse you can actually buy houses for forty thousand dollars thirty thousand dollars that are completely falling apart and she just impulsively signs a contract for this house senate. Only when she's driving home that she realizes she's going to leave her husband and her entire life. And i think one of the questions that drives the novel in the beginning is why does she do this really reckless thing with her life and and i think she falls in love with the and i am part of me was thinking of writing a midlife person blowing up their life but i didn't want it to be because they fell in love with a younger lover which seems kind of cliche. I thought we're done with that. We're dealing with no this house. And i think the question is what is the house speak to her and i guess it wasn't what i was writing it. I didn't think about it as much. But after i thought okay. The house is hiding in plain sight at you could ignore it or you can look closely and see the beauty there and i think she's she thinks it speaks to her and she's the only one that can still see that it's beautiful and so maybe that has something to do about the state. The cheese in or that. Her life is in to that. She needs to kind of look at her life in a different way so she can see what's still beautiful and what still needs work. Maybe
Q&A: How to Fund Rehabs and Renovations
"Today's question comes from shanty long and shanties question is we're about to close in a duplex in. It's going to need anywhere between six thousand to ten thousand dollars in repairs. What are some options for funding this rehab so ash. I'll let you go first narconon chime in with my thoughts afterwards. Okay the first thing. I thought of when i was reviewing this question was credit cards. So what did you say. It was six to ten thousand. They're looking to spend with that amount. You could easily get a credit card. Usually for that amount of money and there are so many credit cards out there that will do zero percent interest. So what this means. Is you start buying materials supplies with the credit card at lowe's home depot wherever your hardware store is to get your materials or even online new use credit card to pay and the credit card will usually give you zero percent interest so all you have to do is make a minimum payment every month which can be if you have ten thousand dollars on their. Depending on the interest rate you could probably be paying ninety dollars a month is the minimum payment towards the card. So what your strategy here is to get a card that has that zero percent interest for as long as you're going to be doing the rehab and until you can refinance so for example. Some of the cards will do it for eighteen months. And hopefully your rehab and your refinances completed by then so that you can pay off the credit card before you're actually charged interest on those payments and you're just making that minimum payment which is actually going towards your balance and not towards interest. So i think that is one of the greatest tools that you can actually use and you can find the zero percent interest credit cards on the business side or in your personal name to. Yeah no. that's great advice actually and especially at that dollar amount right sixty thousand you said. It should be not too big of an obstacle for most people to get approved for for something around that loan limit. I think something else to consider and shaun tait didn't really share. What the potential rv or the purchase price of this property is but i mean at six thousand dollars you could also try and borrow money from a family member from a friend and say hey. Loan me ten thousand dollars. I'm gonna fix up. This property wants it's done. I'm going to be able to pull out forty thousand dollars. Whatever the number is. And then. I'll be able to give you a return on your money
Don't Neglect the Power of a Coach
"Today's quick tip is don't neglect the power of a coach. Look when we talk about what a coach is. It's really somebody who has done what you are doing before you has learned a lot of the things you're trying to figure out on your own and has taken the time to analyze those things and come up with a system to help you learn them. Faster coaches are not just for athletes. Coaches are for everyone. A coach can short near learning curve. And that means help you make money a lot faster and a lot quicker than you would if you did it on your own so in many areas of life your spiritual life your fitness your wealth building. Whatever it is that you're passionate about and you care about look to see how you can get some coaches in your world david. What are your thoughts on. I agree a hundred percent and i utilize this. But how do you avoid like the get rich quick guru who says i'm gonna make you rich overnight you'll pay me forty thousand dollars. Is that what you're talking about. Could it be what you're talking about. Like how do you view that. So that's not coach with that as a person who's trying to say i will help you accomplish what you want and help you avoid the journey to get there. That is what gurus capitalize on. They say if you buy my system if you pay your money if you buy these courses you won't have to learn how to build a business. You could just have a business. They make you believe that they are. You're buying a business from them from that forty thousand dollars. But you're not. They're still just going to give you the information that you have to go actually an act now. The best coaches walk you through the journey that you're trying to do and help you perform better so first off. The expense of the coaching is one. Big way that you can know that this is not legit. Now some coaches like tony robbins. I think he charges a million dollars a year. And if you're able to afford that it makes sense for you to go higher. Tony robbins is your coach. But tony robbins isn't going to tell you that he's going to make you're gonna make ten million dollars just because you spent that one million you're the one that's still go has to do it. So that's one of the litmus test that i have is when someone tells me hey if you buy this program you can get this thing if they're selling me the thing. I know it's not true. I'd be better off to spend that forty thousand dollars to go by the house. Then it would be to buy the
How to Make Money on Airbnb Without Owning Property
"Have john in julian joining us today. And we're going to get to hear both of their back before we dive into some real detail about airbnb awesomeness and let's start with john and john. Why exactly did you quit buying real estate instead. Billy business without owning property. What's the deal with that. Well it down to a couple of very important things where let's talk about cash flow and just being able to generate that cash. Well of course you know the old way to go in and buy multifamily and you know rented out in possibly make four to five hundred dollars a door if you're lucky and go about it that way while i found something Short term rentals specifically. That allowed me to go out and still do the same thing with the same property. But i can also accelerated by going out and still renting other people's properties in then calling in somewhere around fifteen hundred two thousand dollars a door out for that same apartment and then i would have great tenants right. I'm not looking at those tenants. That are just gonna kinda mess up the place and they're not their long term. The place stays absolutely great. It was the best thing that i found in. i could. I connect what. I would do it flipping a home if i had forty thousand dollars. Let's just say that was four units for units Four thousand dollars generated a month. I couldn't do that with a regular multifamily or rents or anything that way. This willing to stop fire
Ford's Big Bet: Fans of F-150 Pickup Will Embrace Electric
"For his formally unveiled its F. one fifty electric pickup truck the lightning port is making a big bet on the lightning president Biden got to test drive it this way the lightning will be able to travel up to three hundred miles per battery charge CEO Jim Farley says this is the path ahead we know this customer really well they trust us it if there's a company who's going to take them into an electric future it's sorta board may have a hard time selling it to people who build homes maintain lawn to plow snow Jimmy Williams owns a landscaping company in Chicago because we're working from twelve to fourteen hours every day all day yeah we don't have enough time to charge it up quickly here in the starting price for Ford's lightning is near forty thousand dollars I'm a Donahue
Gina Marks: Gypsy Psychic Con Artist
"Gina mark story gina. Marks is a psychic. She's a self proclaimed psychic that basically duped people out of well in this case three hundred and forty thousand dollars from about five clients. But it's said to be anywhere into the millions with her so she so we're gonna get right into this one so i'm going to start with a miss marx's background she is romani the started in florida so this is a florida story. You know high love that state. They're always got love it or tech. I know right like every single time. I don't know why those states just have all the fraud. i don't know maybe vegas to. I don't know but anyway. She basically grew up in her culture. Romani people so that's a nice way of saying gypsies a So because i thought all them you know they died out at some point in the eighteen. Hundreds i don't know but like i guess they're still around. Yeah in pretty who live and kicking so But anyway so she's a gypsy issues. The mother of three her family was actually involved in a lot of psychic fraud. Her mom was in trouble in the nineties. Oh yeah i mean. I noticed that as a pattern is well you know with all of our crazy fraud stories here that you know. There's always some sort of like family ties or just kinda runs in the family or something. I guess to be a c- fraudster. Now you you see what you see what. They're doing that and make sense. Oh they they're successful in doing it separate jail time. I don't know right. Yeah so she lived a lavish lifestyle of course and it is said to be that. She's profited in like the millions with all of our victims now. Her victims unfortunately a really hard to find because like a lot of them are so embarrassed by this. I
Pepsi's Number Fever
"Victoria. And where nato angelo. Where a couple living in manila in the philippines. They had a pretty hot life. When i worked as a rickshaw driver and the whole family lived in a tin roof shack but they had a dream. Tim hoffa talks about this in his cautionary tales. Podcast and that dream is that they'll win a very unusual lottery. The lottery is called number fever in the lottery. Numbers are printed on the inside of bottle tops on bottles of pepsi. They sat down every night to wash numbers drawn on tv. If the number from your bottle top was drawn in one grand prize you could win a million pesos. That's equivalent to about forty thousand american dollars. That is a lot of money in the philippines in one thousand nine hundred to a life changing amount of money for victoria and anita if they were ever to win it but of course. It's just that one grand prize. What are the chances they would ever win. What was the number. The number was three four nine one evening. They are watching the television and the lottery. Juries held on the number comes up and it's three four nine. They can't believe it. Got forty thousand dollars a million pesos. They the children can go to college. Anita doesn't have to work as a rickshaw driver any more it would be like winning a million dollars in the us. Today but pepsi messed up and eight hundred thousand bottletops printed with the winning number three four nine so for victoria and horta the way i imagine. This is the run out onto the streets to celebrate and everybody else is on the streets and they're celebrating too because they all have the number three four nine on their bottle tops. So they're all going to be millionaires. Yeah well you'd think pepsi was on the hook for at least fifteen billion dollars
Ditching "Active Investing" for More Passive Income Streams with Tamar Hermes
"Without further ado tamar hermes. I'll write tamar. Welcome to the bigger pockets. Podcast it is awesome to have you here. Thanks so much. Thanks for having me. Yeah so you and i. I counted about a year ago. And i learned a little bit. What your story. And ever. Since then i've been like tomorrow on the podcast so excited that we finally made this happen today and i want to learn more about you and that journey. So why don't we start early on. How'd you get into this idea of real estate investing. How did you get that. Get bit by the bug. So i when i was twenty years old i was an executive in television and i was making six figures and i thought. Oh wow. I've got it made but i knew better because i realized that i was exchanging time for money and that. If i didn't have that job i would basically be. I don't know i wouldn't be able to survive. And how i assert looking at my bottom line and it made me think about when i was fourteen and a half. I really wanted a car. And i grew up poor. I was the child of a holocaust survivor and i. I wanted that car. I was going to have to work for it. And so by the time i was sixteen i had saved five thousand dollars and cut to me realizing my bottom line. Which was that. I needed to figure out how to get rid of rent. That was the biggest expense. And so i took the forty thousand dollars that i had saved and i put ten percent down on a duplex in one side of it. Then i lived in one side of it and i lived in los angeles. I also lived within two miles of my work. Which made it really easy because your time can really get sucked up when you live far away from your job. Especially in la. That's awesome all right. so i got started. How do you what your that was like. How long is in aides myself a little bit but it was nineteen ninety eight ninety nine perfect. That makes you like twenty nine years old today. Thoughts twenty nine. I'm just just about thirty
Silly and Misleading Retirement Calculators
"I think the main reason people seem amazed at the idea of retiring at age. Thirty forty or even fifty is the lack of real information on early retirement. In general if you type retirement calculator into a search engine these days and enter some stats about yourself. You will find some very strange assumptions. That are guiding you to think you need an absolute load of money to retire for example. I was once working through such a guide in a magazine from northern. Trust a bank that caters to the wealthy. It went something like this. Consider your goals for retirement. What life events do you need to be prepared for. The following table lists average cost children's and grandchildren's university education. A hundred thousand dollars per child children's and grandchildren's weddings twenty five thousand dollars. Assisted care facilities a hundred thousand dollars per year. Medical costs funeral arrangements. Twenty five thousand dollars trust funds for loved ones esteem and legacy planning and charitable foundations. 'wow looks like you're well into the millions before you even get to buy yourself some groceries. Another retirement calculator on cnn. Dot com has various parts to fill out dropdown boxes pre filled with hand values like retiring at age sixty five and needing seventy percent of your maximum pre retirement income constantly for the rest of your life. The drop down box with seventy percent in it did not even offer a value lower than forty percent. This percentage of income concept is one of the most anti mustache ones out there if you make two hundred thousand dollars per year just before retiring this experience. Corrupt you so much that you need a hundred and forty thousand dollars per year for the rest of your life or is it possible to maintain the same luxury standards of a person who has a merely comfortable income like forty thousand dollars per year. This goes back to the ideas of the get what you need posting. I made recently and that is why not go for maximum happiness rather than maximum consumption. I propose that maximum happiness is achieved at a spending level where you live in a comfortable space. Eat healthy foods and get to do lots of active and stimulating things with friends. That doesn't have to cost a hundred and forty thousand dollars per year or even fifty thousand dollars per year for most of us the other assumption they push on people is a very low rate of savings they assume you will less than the annual limit on 401k contributions. And don't say much about what to do if you save more than that which the high income person mentioned a few paragraphs ago could certainly do so these banks and mutual fund companies will continue to tell you that you need millions of dollars to retire because it benefits them for you to invest your money with them. Luckily it's a harmless bit of tom foolery since the saving benefits you as well but the disservice they do is in scaring people out of dreaming to save faster or to think about much shorter time horizons like tenures instead of just plain old age. Sixty five so. I'll give you a quick retirement calculator of my own adult couple with no kids or whose children are. Grown can live very comfortably on forty thousand dollars per year and retirement. My own family lives very comfortably with one child on somewhere. In the twenty seven thousand dollar range you can shoot higher or lower depending on what level of luxury water pursue twenty. Two eighty thousand dollars is a good absolute maximum sane range. But if you don't want to calculate everything out just go for forty thousand dollars and figure out how to make your savings produce that for you for a single person. It might be difficult to slice in half because you lose some benefits from sharing a house in car but you can come close to quick early retirement budgets number one in early retiree couple lives on thirty thousand dollars per year. Earning five thousand of that combined in part time luxurious post retirement careers. The remaining twenty five thousand dollars per year is generated by their savings. Six hundred and twenty five thousand dollars of total savings are required to generate this amount of passive income using the four percent rule number two an early retirees single person leaves on twenty five thousand dollars. Earning ten thousand dollars on his or her many career. Fifteen thousand dollars per year is required from savings which calls for a nest egg of about three hundred and seventy five thousand dollars. I'm working on some much more detailed and exciting sample budgets using real numbers for my own spending experiences before and after retirement
Kylie Jenner Requests Donations To Pay For Stylist's Surgery
"My other who's back was kylie jenner. Once favorite card dashing was in the news. Her personal hairstylist. Had to get brain surgery needed like sixty thousand dollars and kylie jenner. A billionaire was nice enough to post on her story to go fund me for her personal hairstylist. Sixty thousand dollar surgery and she herself donated five k. Good for her. We wouldn't have ruckers at hit. We would not personally match kylie. Jenner's five thousand dollars. And i think that kylie can probably make the case that the exposure that she gave the go fund me via re tweet was probably worth. What two hundred thousand dollars. Is that kind of going right. So really her. Her hairstyles owes her Would that be a one hundred forty thousand dollars so she should expect an invoice for this. So she's just you know she's training for all the reasons
From $33k in Debt to $100k+ in Net Worth Through House Hacking & Smart Saving with Budget Girl
"Sarah. Welcome back to the show. I'm so excited to see you again. Thank you so much. I'm so thrilled to be here. Tell us what you've been up to the last three years. I believe in three years since i last spoke with you like on online. I've spoken to offline. Yes so last time i was on the show i had just paid off thirty three thousand dollars student loan debt on an average thirty thousand dollar income. I started at twenty six. And since then i have Saved a bunch of money and now have an over one hundred thousand dollar net worth and i am the owner of a duplex ashley. Hundred thousand air over here and if you haven't mentioned this earlier but if you haven't already go back and listen to episode six because it's just incredible i mean it's it's not the most debt we've heard paid off in the show but it's the most debt we've paid off her had seen paid off in the shortest amount of time relative to the income level that you had it's truly remarkable impressive feat and no surprises that you're becoming wealthy a few years later with the after after achieving that thank you it is. It's a lot more fun to build up the wealthy to pay off the debt. I'll tell you that and a lot faster too. That's really fun. Just grow compound. Interest is working for you or against you. Can you tell us a little bit about Just to catch up on the money story before we get into the review. You come a little bit of catch-up on the duplex potentially or any other highlights of the journey of the last three years. Yes so The duplex purchase. I actually have only had for ten months. So i bought it right when the pandemic started my i was wrenching and i was saving up for a property. 'cause i knew i wanted to do multifamily and i found the perfect place after shopping for a year. Right is the world went to hell so it came to the at a very good time because my rental apartment was actually going to increase three hundred dollars a month and so i started really seriously thinking like if i find the deal that where the numbers work. Let's go ahead and do this. So it was a two hundred thirty thousand dollar property in college station texas and it has three bedroom two bath on each side little backyard little three parking spots freeze unit very cute little things in a little subdivision near the campus texas a and m university campus in the direction that the campus is growing. So i very much anticipate that that will increase in value. And it already has. It's actually already to fifty after ten months. 'cause i just replied oh right i would point out that somebody else on this call also purchased in the path of progress and that would be scott not me because we have different investment styles but that is a really great thing that i think some people don't realize or take into account if the path of progress is going north. You did to be looking north. Because those are where the properties are going to appreciate at a faster rate than the potential path of progress than outside the potential path progress that nothing's guaranteed scott. Had a really great way to choose his property to and it was smack in the path of progress yeah parallel also my properties with two hundred and forty thousand dollars a very similar type of deal for us and even our cabinets are the same assault on instagram. Yeah the same exact cabinets that by my head but let me ask you. This is your property located what he said a path of progress in the best area. You could be living in right now if you were to purchase anywhere in the In a thirty mile radius not even close. But it's also not in the worst it's kind of a medium area. There's some older homes nearby and there's also a they just built like a walmart and a shopping center there and but more importantly texas owns so much of the surrounding area and they keep building in that direction. And i mean the university plans are on the website for free. You can go look at them and that like they're planning on growing in that direction so i could be just like a spit from one of their like giant new enormous buildings and a couple of years. Awesome in my understanding. Is your house hacking this. Yes so i am renting outside a i. Actually originally i inherited a hud tenant who is paying ten fifty a month. Her lease ended at the end of february. I m doing some fix ups on the project this month in march and i have a new tenant moving in april at twelve fifty a month also and i understand that you're crowd sourcing feedback on your remodel on instagram. So you can follow her at go budget girl and she really wants more opinions on how what color. She should paint the kitchen cabinets. A second. is that right. Oh definitely and the other parts of the house hacking of course is i actually so i have renters on a i live in but my boyfriend also lives with me and i charged him five hundred dollars a month in rent because nobody sugar mama i was. I was gonna say how did that him. That's still a good deal right. That's less than the other half the other side so like it's a three bedroom unit so we have an office and we share a bedroom. He has a lease that i worked for him. And we've both side with you know contingencies for things. It might happen. He didn't have a deposit he doesn't have pet rent and he essentially gets way more space than he would anywhere else in town for that price and due to that he's helping me with the a unit right now. He was mopping yesterday. While i was at work all right perfect it works out. But i'm glad there's the conversation and what's your mortgage payment on this It was originally just under seventeen hundred dollars a month. So i was paying one hundred fifty dollars a month out of pocket and but just reside and i was able to go down almost a whole point so my new mortgage is going to be fifteen sixty four so just under sixteen hundred so i'm going to be making one hundred dollars a month. That's fantastic. And so why did you refi. Generally it was it was it because of the Interest mostly or was there like pm. Is that you're able to shed or what were some of the things around that. Unfortunately i wasn't able to shed. Pm i quite yet. But i saw that interest rates were dropping. I was pleased with my rate. Got a three point six five right around the time that everything was going down and then it bumped up a little bit and i did. Fha loan so. I only put three point five percent down. Even though the property appraised for tenure. And more than i paid and even though it's now worth tango and more than that i'm still not quite to the level where i can shave off the pm. I but that's one hundred fifty dollars a month. And i find that to be worth it.
Using Amazon Fulfillment to Grow Your eCommerce Business with Michael Begg
"A lot of people who listen to the show are small business owners. Many are Web savvy perhaps maybe even web developers so they can probably build their own e commerce. I'm guessing using commerce. That's generally popular platform. I mean it's like a quarter of e commerce sites commerce so If they are you know if we have a small business owner who wants to get into kind of selling stuff online Maybe their own products. Maybe not right because you demonstrated that it doesn't necessarily have to be your own products. What are some of the things that they should think about. As far as research goes As far as like researching what products they want to sell or you know just kind of understanding how the amazon platform works. Let's let's go with kind of how the amazon platform works rate We had previous upset about drop shipping talked about kind of researching products. But if you have tips you know that was two years ago now and not talk here and there. I know a lot of things have changed. I mean the amazon platform is pretty straightforward. Obviously the consumer customer side is a lot better build out than the actual seller side. You know there's a lot of pain points on the seller side. There's a lot of people get frustrated with amazon. Just part of the process amazon is bill to serve their customers not their sellers. Which is its own thing But anyway you sign up with a professional account cost about forty dollars a month from there you upload your listings you need to have. Upc bar codes for your products. Need to purchase those from a gs. One those are about ten acts like three hundred dollars so it's not that crazy from there you can list your products on the platform and amazon will pretty much handle the entire fulfilment side of the sales if you want to again. If you don't have your own warehouse you fulfillment team or you don't wanna be packaging hundred dollars a day to go ship out yourself amazon's great for that you know using amazon. Fbi you can send all your inventory right in. They'll distribute it across the country closest to the consumers that are gonna probably repurchasing your products and then as the orders come in. They'll handle the shipping mail. The customer service in any issues on that end so super helpful. If you are small business any don't have the capabilities to really deal with the fulfillment and customer service aspects. Yourself if you do. I mean that's great. You don't need to use fbi also florida's directly from your warehouse but fbi deafening. Get you a little more visibility on the platform definitely helps you stand out more. Get the prime badge which is another very big selling point when consumers are shopping on the platform and bats more or less the basic steward. I mean there's a lot of other a specific niche things that we could talk about. That can help you sell more. But just getting set up on the platform is pretty straightforward and following those processes. You can pretty much do it on yourself on your own. Yeah for sure. So the kind of use cases. I'm thinking through right. Now is maybe we have like a maker who's creating their own stuff Or we have somebody who's may be looking into drop shipping or or Retail arbitrage i. Okay somebody who's selling other people's products and it seems like i if i'm making something i can. I can basically send it to amazon for them to fulfil or i assume if i'm doing some If i'm buying someone else's product in bulk i can have them send it directly to amazon is i. Is that how it goes or do i need to do. I need to me then. Intended to amazon. Yeah i mean most of the time we're going to have it sent to yourself or you're going to be seeing yourself in person and then you're going to be sending it to amazon. That's probably about ninety percent. There are some people that will send it directly amazon for you but it's a little bit more difficult to find. I see it really doesn't matter what size business you are having employees. There's there's so much potential. Here on the platform declined. That was literally a one person operation to start with. It started working with us a couple years ago. She was doing about fifteen twenty thousand dollars a month in sales. And you know two years later. She's doing three hundred and fifty thousand dollars a month in sales and now she's actually being able to build a team i mean she's she's making significant revenue. She has a significant team to help her now. And that's just one example of how quickly you can grow on the platform. You know how much you can scale a business. Just through the amazon sales channel. Yeah that's great until and this is Kind of reason we're talking about. This is because as a freelancer as a small business owner. You worry about when you're one big client says we don't need you anymore right like we wanted. Diversify our income and so Selling through amazon is a good way. Now i suspect of the listeners. Like me Do more kind of digital products. You mentioned that. You started selling books on kindle. I wanna ask you about that in the members only show sure But in general amazon. We're talking mostly about physical products. Here right yeah. For the most part the kindle side is just one piece of amazon there's a royalty based business so you create a digital content. And you're making money forever. I mean books. I published eight years ago or still right review royalties every month. So yeah that's just one way to do it but You know physical product businesses are also pretty easy to build platform in not that challenging to do on. It's not a fulltime job. Do it on your own if you have a few products that you're selling so and that's fantastic because the fulfilment is the hardest part. I don't have room in my house to keep inventory right. I've got two kids now. So i don't know that they're toys r. Where my inventory would be Now now the other part of this is that you your personal path has led you to creating amc advisers and you have you say you're running a remote team of thirty right yes. So let's let's talk about kind of how you built that team and then how you moved to remote right as right now. Listeners can see this. Of course. But i'm looking at you in an office with multiple desk but you're by yourself. I assume because we're recording this in the midst of a pandemic yes that would be a good assumption. Actually kind of a funny process that we went through. I mean it started with Definitely working remotely and then coming into his office and now now we're remote again because of the pandemic. Yeah i mean as a business. We started growing. It was myself into other partners in the agency star way than we were handling a lot of things ourselves. We were able to get to about forty thousand dollars a month and grabbing you with us stanley which was nice. I mean that was like ninety percent margin so that was a nice little payday. Then we realized if we wanted to actually take you beyond this build. Something that had some equity value or or something that could provide an exit in the future We really need to build a business. Not just be doing freelance work again. If you're relying on a lot of clients a couple of big clients that are really bringing in revenue. We kind of were It's there's a lot of risk. Hang your business model that way. Just put it that way so we realized that we had to start scaling. We started using. Birds will assistance in the philippines So that was one aspect of our remote worth team. Obviously there's definitely challenges with that time zone. Being one of the big ones we as an agency. We need to respond to clients quickly. We need to provide good customer service in dealing with time zone. Differences created a lot of issues around that sometimes so we continue to grow and i actually came to guadalajara. Was where my girlfriend. Why i'm still here And as we continue to grow we need more people so we started hiring client facing people remotely in the us and content team people here in mexico so doing graphic design content writing Administrative stuff things like that now actually started hiring client facing people here in mexico as well so it's just been a process of scaling like that. Obviously march twenty twenty hits in that kind of all changes The other pandemic comes in. Now everyone's working remotely in mexico now. We have eighteen people completely remote and it was. It's obviously a big change. I mean i know it affects people differently By we had a great offer community prior to the pandemic it was great like how people we worked with really enjoyed. And now i know a lot of people are missing. Adding that interaction with everyone impervious ended up the same talking through slack for example. But it's one of the challenges that that most companies are facing.
I Cant Afford One Bitcoin! What Can I Do?
"Bitcoin is hot. Stop amidst this current bull market. We've seen a rush of new users who like most new users have no what's going on and one question of particular comes up a whole lot that i wanted to talk about today. What do i do if i can't afford one bitcoin. I'm adam levine and this is speaking of bit point. Today's always i'm joined by the other host of the show. Andreas 'em and operas. Hello stephanie murphy. I am jonathan mahan. Hey thanks to all the hosts into you listener for sitting on today's session. So i was talking to some people new to the cryptocurrency space last week and they were talking about what they were looking at making the first coins and they said that bitcoin just cost too much that it was too expensive that even if they agreed with all of the fundamental values the changes that will happen in the world. How bitcoin is a hedge for that and that bitcoin was going to. Let's say three x or five x in the next ten years and they saw that is real that they just didn't feel like transferring their wealth into something that they would never have one that they would never have one bitcoin that even if they spent a decade doing everything they could they would only ever have less than one bitcoin as a failure state as something that like emotionally. They couldn't get past. And i started thinking about myself when i was in college. I learning about bitcoin. And honestly i don't know if bitcoin had hit thirty or forty thousand dollars instead of dollar if i could have seen it as something that i wanted to get into just because of that mountain cliff of believing in something but then feeling like a failure. Because you don't even have quote unquote one of it. What do you guys think about that. What do you think people should be thinking about when it comes to that. I think that's an important psychological marker that people check in with when they're thinking about do i wanna buy this. How much does it cost to buy. One of this thing and i mean the real solution to that is to reframe. You're thinking there's other units to measure bitcoin in lots of wallets denominate their balances in mila. Bits now which is one thousandth of a bitcoin and you can change that in the settings and so you know if you could afford one million. Bitcoin would you by that. What about wants to toshi. The units are actually quite arbitrary. And it doesn't help that. The news and everything reports the price in terms of one bitcoin but that is also kind of helpful for a very long term perspective to see that it went from being worth nothing up to you know nearly fifty thousand dollars. There's other things that exhibit similar behavior for example. Some stocks have extremely high unit prices. And of course you can buy fractions of them berkshire. Hathaway is a famous example of that other things that have this kind of tendency. Are things like precious metals. You know you don't say well. I'm not gonna invest in gold because i can't afford a whole kilogram bar. Well yeah i mean. You can't but that doesn't mean that you can't get an airing. It's still gold is just a different value. And the unifies works both ways so for example instead of saying why can't afford a bitcoin but i can't afford a bit which is millions of a bitcoin. You can't afford a bit and that has a nice name. It's not merely bitcoin. Which kind of makes it sounds like a bitcoin with too many feet. That's a bad greek joke. It's not a unit that has no relationship you could also just measuring soto. She's because we all know of course are the standard as i keep getting reminded and you could choose any arbitrary unit but you can also go the other way right. You could redefined for example. Ten bitcoin as a chad hike. Very few people can really afford to buy a whole chad. But could i buy one tenth of a chat of bitcoin or desi chavez. I prefer to call it it. Oh all of these things are completely arbitrary and you can torment yourself on way or rejoice the out there in a completely arbitrary way and this is the key here arbitrary. It's not rational to focus. On any specific unit and we have a word for things that humans do the deviate from rationality or norm and those are called cognitive by and this particular thing is called unit bias. It's of well known cognitive bias and is studied in psychology from a number of different perspectives. It's not just the. I want to own one bitcoin. It's also the if you give me a twenty four ounce cup of soda. I'm going to drink the whole thing. Just because it comes in that size even though i may be only wanted half of it or if you create a heaping plate of french fries or if you give me a giant bag of doritos i'm gonna finish everything. Unit biases be studied a lot in terms of portions for eating. Because it actually one of the things that drives a number of eating disorders because it's a cognitive bias. It's a bug in your ability to think rationally about certain situations and that bug can lead to behavior that is against your own self interest and so this is a normal thing to have unit bias and sometimes says expresses itself in hilarious ways like for example to jonathan's example of people saying well. I can't buy a whole bitcoin. you get the opposite. Which is people who bought into dosage and are looking at it at six cents going. Yeah we can get it to a dollar dollar while allowing me to answer that watson dollar. What you don't understand dear sir is that there are one hundred twenty nine does and they are produced at a rate of what is it. One point four million a day and so to get does to a dollar. It's total market capitalization would have to reach a hundred and thirty five billion dollars or basically where a theorem walls last week. Now i don't know how you measure the utility of does and even if you think cerium is shit. Coin will not that bad
150 Deals at Age 22 by Putting Relationships Over Profit with Cole Ruud-Johnson
"Goal. Welcome to the bigger pockets. Podcast man good to have you in the shed. Thanks for having me on. Manus good to be in person how to marry. Yeah so tell us a little bit about how you got into the wide world of investing. Actually before you do that. how old are you. i'm two and three quarters coming. Twenty-three in okay. So that's that's a very young age and and give us a quick before you got how how you got into real estate. Give us a quick look under standing. What do you do. what's your thing. I like sesame. I want to set the table comparable to know like like what you have right now. Can what your business looks like. And then we'll go into how you got into that. So how in depth. You'll get your just give us a broad overview of your current business so broad overview right now we have an off market direct sell the company and renton washington's way of an office two thousand square feet tales managers guys a whole team and right. Now we're doing ninety percent wholesale so to sell on those deals other investors in ten percent flips. We have three flipped going on right now bound so transitioning into that slowly but still primarily also okay and then tell approximately like much volume in a year. Do you do like the last year. Like what have you. What have you done like what kind of like red zone in the past year We do about six to eight transactions a month in the seattle area so before that we were in four different states that number was higher but right now back down six to eight and just comfy and of the three main counties around seattle so whatever that comes out to seventy eighty deals year. Wow okay. that's crazy. I did like i think three wholesales once in a in a five year period and that was i was impressed with myself. I'm still. let's go into how you got started. How'd you get in your young guy with that. Most people be jealous. Jealous of unwind. Yes oh growing up Grew up in real estate family. So my my great grandma started a brokerage called rude realty which one of the first broken all the seattle are. You d you d okay. Sounds yeah okay. are you d. that was abroad. No i've been practicing your name wrong. The rude we've hung out a number of times we've poker together. Yeah exactly and i called you root rud time just let it slide. Tell people the next time it's back to rhodes. He pronounces a lot of words wrong. But don't feel bad rough instead a roof magazine and stop produce anything on accident so she was kind of the she much my whole family in real estate so then my grandparents they did a lot of commercial stuff in seattle. They own a bunch of buildings. She was an agent and then my mom got in the business. She became an agent In my brother followed her growing up Anytime i wanted to make money or be involved at all. I was you know going with her to open houses but he signs out for the open houses and i was a staging she got a staging company on the side. So i was moving furniture around so it's always around the business in some way so transitioning to when i actually wanted to make make money nationally going real estate license at eighteen nineteen left school after semester and i absolutely hated hated hated or being a residential real estate and switch brokerages three times. Of course it was the brokers those a problem of course. I showed up to every sales meeting that with everyone else. That was not my fault shift. Have you still. I sat on facebook a couple of hours a day. Scrolled through few post. How they cold called my sphere which eighteen or nineteen. Yeah they tell you to cocoa your spirits. You're graduating high school soon. How's that how's that looking. You wanna buy a house yeah so it was brutal It was a was making like a couple hundred bucks a month. Just doing like showings rather agents. And then the third brokerage. I moved to was an off market company where they were doing every tuesday night. They'd bring a bunch of investors and and they they would show them what was going to be coming to auction that week and they'd pretty much done go to auction That's what they're running their company so i learned stats out of the business and how they are creating their own inventory at unlike. That seems like something. I can get behind because people don't care what my ages then eighteen nineteen twenty rather than seattle. Sono miller house. Yeah someone's going on here. Sorry and then couple nights later. Like i've learned about wholesaling. Buddy ra- applebee's semi origin story appetizers. We shared how good there's wings it was until i survived college. Right there and We're on instagram. And this desire to young guys in the area had posted this forty thousand dollar check on her instagram. And so i was like. What are these guys doing of they can do. We can do it kind of thing to the next day. He came to my My parents house is living our parents at the time and Up and they're pretty much. Attic started cold calling end for the next three months before we got a deal. We're just sitting up in that room cocoa every single day.
"forty thousand dollar" Discussed on MyTalk 107.1
"A goal of forty thousand dollars and then you donated over a hundred and forty thousand dollars dot down during the most difficult time to give and you did it anyway we also ask our advertising partners for fifteen hundred dollars in matching funds we would have five or six join us because it is tough out there for businesses we had twenty twenty my talk advertisers gave us matching funds many of them more than what we asked for that is community that is the Twin Cities and that is who my talkers truly are with the neighborhood development center to help rebuild businesses on Lake Street and in the midway in Frogtown neighborhood we wanted to let their stories be heard and to make a significant financial donation together we did pull my talk has the best most generous listeners and advertisers here's a list of all our partners who donated matching funds to this great cause two killers David with first equity linndale real estate A. A. R. P. Minnesota animal emergency and referral center of Minnesota kids pass control furniture manner Cameron ex interior solution will be a weight control centers rhinestones unlimited voyage healthcare Sears imported autos furniture manner jester concepts restaurant group re bass Minneapolis Phil Olsen with supreme lending western bank comfort matters heating and cooling and dean's home services donations are still open at the my tech website keyword neighbors on behalf of the neighborhood development center and the businesses they help thank you Minnesota is back.
"forty thousand dollar" Discussed on KIRO Radio 97.3 FM
"To April employment security department commissioner Susie Levine says they found one point six million dollars in suspected fraudulent claims up from about forty thousand dollars and in the first two weeks of may she says things have only gotten worse so for the next few days we are going to be holding payment and during this time that will give us the opportunity we can validate plane as authentic the line says there's been no data breaches unemployment but she says there have been other large data breaches such as Equifax which could be linked to this increase in fraudulent claims governor Jay Inslee is optimistic more people will be able to get back to work soon but he told CNN this afternoon there's no guarantee he'll lift more stay at home restrictions June first we would like to but that is not a certainty is not written in concrete phase two of his plan to reopen the economy would allow dining shopping and car sales to take place inside businesses right now most are limited to delivery or pick up salons and barber shops would also be allowed to reopen in phase two and this Seattle barber tells Katie T. H. O. R. and meet their engine right now I'll have the people tell me the hook me up with double I've had people reach out saying obey them sanitizer before they come to me they're really looking to do anything to be able to come in and get a cat has a full size they will be social distancing only half of their hair stylist will be working at one time a big new drug study at the university of Washington medicine is seeking people who have just been diagnosed with COPD nineteen it is looking at people very early on study leader Dr and call your says they want to find out if giving patients low doses of two kinds of drugs will prevent hospitalization or death if you're tired of sitting around watching the grass grow tried growing mushrooms I'm a city dweller and I do it the key thing that you need a shady character mushroom logs in the shade and of people with force of properties have forest canopy cover that's ideal for that forced you professor Kevin Zobrist will be leading some of the free online courses speak it being offered by Washington State University over the next six weeks the motion going lesson is Monday at noon and seven other classes include ways to encourage interesting wildlife to visit your property and how to plant and care.
"forty thousand dollar" Discussed on KQED Radio
"To invasive regulation government regulation and what would those be well taking the state test is a big is a big one because a lot of private schools don't want to be subjected to taking the state task because the state tested not written to their curriculum and the puts their students at a disadvantage how much is it that they I mean they don't wanna you know lose control over their admissions process sure of course it's important you know their private schools and private schools ought to be able to retain autonomy as private schools you know without the government dictating everything they should be doing I asked you and park and if more schools taking vouchers would help you know would you advocate that voucher programs have more money more tuition money available to people so that they could access a forty thousand dollar your school doesn't make a lot more sense to use that money which would be a huge amount of money just to make sure that every public school it's really an excellent school the reform movement has always argued give parents choice get low income kids out of failing schools and they will be able to get a good education and enter the middle class and it's backwards it assumes that good education creates the middle class and it's just the opposite it's the middle class that has and always will create good schools because they demanded.
"forty thousand dollar" Discussed on WFAN Sports Radio_FM
"The great fan in DC and locked on Redskins podcasts Chris is a regular on a bench is well he's been on the network before obviously and I've done a lot of shows up here in New York press we were talking about the red skins and I guess my question is what happens in the end with the trial William situation and is this Jay Gruden's last year because of the red skins yes got it so the trouble your situation in the mass because the red skins think he's just got a blank and come in and drag his tail between his legs and say you know thank you Sir may I have another and I don't think that's the trend Williams and I know that I've covered you know pretty much every day and certainly every year since he walked in the building of the number four overall pick back in two thousand ten trance pretty proud you know stubborn competitive warriors most of these guys are you made a call the money you know he's grossed about ninety five million in his career I can hold these got plenty of money left I'm not saying that he's not going to miss some became tracks or you know the signing bonus money that they're threatening to take away from but I don't think he's missing for one second forty thousand dollar fines and being in Richmond at training camp this is a principled stand this is not just about Trent Williams for al this is about a lot of expires this is about a lot of current players that don't trust the training staff that don't like the training staff that don't like the medical treatment that they've got that think it's kind of slanted in favor of the toward the team that clearly all we see is so there's a lot of tentacles year that Trent Williams and dealing with and everything I know while trump will talk to you we won't talk to me will talk a the guys that are covered in his entire career everything I know is trying to not want to be here anymore and Trent wants a trade and I think it seem like Houston you know where he is headquartered where he's based where he owns a jam with Adrian Peterson makes the most sense they have no left tackle they give up on a fax to deshaun Watson I know they don't have a GM but for god sakes were you doing used to make a deal give up whatever it takes to get a guy like Trent Williams yes if the red skins are actually discussing him with other teams as has been reported and as far as Gruden's user yeah I thank god you know how I mean every situation is is difference god you know he's going in the year six he's got one more year after this clearly if they win nine games he's gonna stay because nobody thinks they can win nine games I think if they win eight games and the arrow is pointing up with when asked in that the and I think he say if they win seven games as they have the last two years and especially if there's kinda like this this model of confusion with Hoskins and you know it's kind of up and down and Jay is kind of like not really affected then I think he goes so I think you're looking at a couple different scenarios here again I think if you can squeeze out a game for the hour was pointing out maybe he stays because he does have another year left in your talk about blowing out a lot of the staff now the one name I mentioned to you last segment for rail is Kevin o'connell is thirty four years old they think that a lot of people around the NFL say he's the next Sean McVay and they do not want to lose him they almost lost contributors ago when chip Kelly went back to you college football UCLA they do not want to lose him to a head coaching job in either the NFL with the college football level because they got burned by the fact that they were boxed in which Sean McVay when he left the LA ramps so let's shift gears now crest Strasbourg the picture of the mines in baseball a one one four ERA just staggering how great he was and they're right there obviously they're winning and I for one in the bag and they're holding on with the Phillies same record for those two wild cards the nationals are a hot story of the asked me and easy these days yeah I mean clearly better than the cell is for L. I. they got better starting pitching much better starting pitching even with not sure Sir banged up and we still don't know what's going on with him that's the ultimate X. factor is he's had this nagging back injury for basically the better part of last month's U. I. L. stands we don't know exactly when he's coming back certainly we start and really kinda you no se that's the ultimate acts factor right but you mention Strasbourg now use terrible on Saturday night after winning the amount that you're gonna hear about double the amount of runs in four innings on Saturday night Maradona than he had in the entire month of July if you couple weeks I mean it was crazy so you know just about done at the office you hold but with that guy's injury history you know you get a little worried that make some prints barking at him and something's not right now obviously they can't afford to lose him but their starting pitching is pretty darn good you mentioned Sanchez tonight corporate but all right news thing could be used in a little bit fat there full time as the mystery all you're right they just designated Carol barrack loss for assignments him and Trevor Rosenthal where the national survey conditions in the bullpen in the offseason Scott they didn't last past a box so what would you say about their performances against like you know because they just played the Braves and and they get a loss to iterate they played and split for with them before that and then they had played the Phillies and took two of three in Philly from the Phillies someone's your assessment of how they do against those teams the the Phillies embrace teams like that that they're going to have to and say I mean obviously to be a long and loud against the Phillies and then how they do against in your view the whole season the brazen let's say just throw the Dodgers in their hypothetically as well again so I think being largely controlled facilities I think they are a better team than the Philadelphia Phillies even though they have the same record of them they swept them at nationals park at a three game set you mention two or three in Philadelphia I think it's fairly okay with them earlier in the offseason earlier in the season I should say I think they are a better team than the Phillies I do not think they are a better team than the brain even though they've lost some games at the should've won to Atlanta and they did sweeper two game series or earlier this year in Atlanta Scott I think Atlanta's got better gap and especially when you look at the full time positions they made last week compared to the good old television that the nationals made with guys like hunter Strickland Daniel Hudson to help out I still think Atlanta was better before the deadline last year I think they're better now the question with them is their starting pitching is not great especially because alternate which is kind of struggled a little bit and been up and down this year they haven't really gotten the same starting pitching that they did last year on their way to a division crown but again I still think they're better the Dodgers are clearly better I'm not sure if it seems like the brewers of the cops or the cardinals are better in the National League central but I think the nationals with blues in any kind of playoff series for target more the one game scenario any kind of playoff series to the Dodgers and the Braves I think they could probably probably handle their own against any other team in a five game series and again I do you think they would beat the Phillies in a one game set how cool would that be a price Harper and the sleeves for nationals and have become the national sport for wild card tiebreaker and the nationals can be exact some revenge against Bryce Harper but in reality let me say that as did a feel there that things are better off without him or anything that noticeable without it seems like everything's status quo and everything's normal they got a good ball club there's no real bleeding from his leaving yeah it was a horrible first you months god it was a horrible first two months here twelve games under five hundred entering Memorial Day weekend and since then they've been really good now they struggled a little bit here of late the last two weeks a out of the all star break they put a little bit more up and down but in the outfield because once Soto is just the start at twenty one years old just an absolute starred in Victor worldwide is also young studies maybe not as polished right now is one Soto you know Adam meetings been pretty good for them they haven't really skip the being in terms of Bryce Harper offense in power has not been there problem at all you mentioned Suzuki with a home run our earlier it's got a couple reviews tonight he's been great for them Brian Gaucher sting good of late last month and a half two months after the window is the real big question mark Scott not just leave it at this is a free agent opinions represented by Scott Boras who obviously represents Bryce Harper I would just keep an eye on the so he's going after a guy like right now don't who the nationals don't seem to want to pay and they need a third base from the apple one you're funny and they just sent my kill Franco down to the minors after disappointing run I would expect this always are gonna make a pretty strong one for window in the off season and the nationals cannot they could afford to what price Harper go they cannot afford to lose Anthony ran don't especially the Phillies great sound Chris Russell always a pleasure having an event rather than brothers getting on the Redskins and nationals incoming on CBS sports radio yeah thanks Val purchaser hi Chris Russell from the fan in our nation's capital and you check them out on lockdown Redskins podcast as well eight five five two one two four two two seven to get on the bench so I'm watching the end of this at carmine's cruel and golden eagles is basically Millar cat against Ohio state right in the basketball tournament championship game and Ohio state's team Commons grew with yelling at all these old guys a plated Ohio state crafting company there one basket away from winning the two million dollars because they have that even sending and the first one is sixty six wins there up sixty four sixty after a steal at mid court when they were up to they get a steal all horrible turnover from the Marquette team gold needles and Diener plays on that team member him tranice dean I think was his name and at Ohio.
"forty thousand dollar" Discussed on WAFS Biz 1190
"Huge savings on the things you needed one it's a this is on the side once a withdrawal from nuclear agreement he said several times did not constitute a violation something that the I AEA which is still cancer decide he yeah the horse to keep talking to the Europeans I think that was the real issue here because in the end we want to keep working with you but you have to start off a good call something else that we can actually we benefit you will leave complying with related position on the line what's the mood on the streets of Tehran lie because the rhetoric is getting sharper but how's that perhaps getting spilled into the public narrative well I think the school colors I don't think he needed a change significantly involved in what was a few weeks ago I think that's just the the only formal sense of he the situation he called me one hundred forty thousand dollar car this all we hear is that the central bank's policies trying control this is for the exchange all we can to an extent because the things that some of our lives students informed on the I don't think there's a sense the house what I do have two more clips condition sophistication at the same time I think many people they don't feel that thank you for that they may have felt accomplished because we applaud the around situation and the wider Middle East markets with Ali al I do head of asset management on demand investments the new political issues.
"forty thousand dollar" Discussed on Bloomberg Radio New York
"Forty thousand dollars another real estate news it's a billionaire's delight brokers are working harder to close mega deals and the top end of the LA market for example which relies heavily on foreign buyers from katar Bulgaria in China now I only owe me through a one hundred thousand dollar events with exotic pole dancers and a camel to entice buyers the asking price for the six bedroom mansion up the hill from Sunset Strip was still lowered by thirty six percent to thirty five million dollars even the fourteen bedroom twenty seven bath spelling it manner Salem only hills which at one hundred twenty million was the highest price ever paid in Los Angeles had dropped from two hundred million dollars Amanda Roday Bloomberg radio thank thank you for this great honor as CEO of this company I couldn't be happier with our accomplishments this year we achieve double digit growth we lost key personnel but we didn't miss a step I want to take a moment to thank one of our key partners serious executives when I first heard of serious I was a little skeptical what is an interim expected if when they told me one executive at one day a week can help us get double digit growth I was shocked I didn't even know that was possible and here we are twelve months later and serious will continue to be one of our key partners for years to come because regardless of the problems that show up in our business they always have an executive solution ready for us so serious thank you for a wonderful year higher executives as you need them on an hourly daily weekly part time intern for temporary basis series executive your internet.
"forty thousand dollar" Discussed on Biz Talk Radio
"The same you have a forty thousand dollar annuity coming in i have a forty thousand dollar annuity coming in i own this property personally now yeah i._r._a. paid for it now my i._r._a. is considerably less than what it would have been if i let it grow but then that's gonna help me once i hit required minimum distribution age and by the way yes when i take the money out of the i._r._a. under seventy two t it is taxable to me but on the other hand we didn't get into know tax deductible nature of the of the mortgage interest and all that but presumably it's going to counteract any taxation i take out of the i._r._a. is going to be counteracted by the what i'm saying i mean again everybody's tax situation is different than you look at this from attack sampling but even if nothing is tax deductible this strategy is the way that you use your i._r._a. to own the real estate personally because nobody could convince me that owning it inside the i._r._a. is a better deal because i get up preciado i get depressed she ation i get cash flow personally that's tax advantage i get a step up in basis i can do exchanges and my kids move into it i can give shares of it what if i want my kids to own that property can i take the property out of my i._r._a. and give it to my kids know not without a huge tax liability and then when i die and i leave it to my kids let's say done all that i got a massive amount of appreciation because it's now thirty years that i've owned it they get a whole step up in basis the kids give it tax free yeah so and you know what the reason i talk about this infrequently but certainly i do discuss it and have a before is because there are a lot of websites on the internet i looked at one this morning a lot of websites on the internet that is pitching and promoting using your i._r._a. to buy the real estate some are saying well if you use all cash you don't have to worry about ubt or you d f t._i. or whatever unrelated debt finance income unrelated business that.
"forty thousand dollar" Discussed on Newsradio 700 WLW
"Hundred forty thousand dollars. The cute attacks for shock to win on seven hundred wwl delegates. Brought to you by stone statements experts at stone statements, bring your dream kitchen or bathroom to lie to quality customer service high-performance and specializing in granite marble and quartz. Visit stone statements dot com today planet fitness has partnered with March of dimes together, we're building healthy families in this country. One in ten babies born prematurely each year and planet fitness wants to change that now through may fourteenth planet, fitness will donate a portion of your enrollment feet till March of dimes support planet, fitness and March of dimes in the fight for healthy moms and strong babies. Join planet fitness now through may fourteenth, kill cutting marriage. Great Americans we rely on our cars and trucks to make a living. Now, it's easier to take care of them star fire premium oil additives are now available at all United dairy farm. Stores every day star premium lubricants are helping power vehicles and heavy duty applications around the world keeping fleets of all sizes of trucks powered forward with our premium lubricants and additives star fire keeps you on the road with an eye on your bottom line. Check them out a star, far number one dot com star fire. Live from the seven hundred wwl w studio driven by Mike cast, Roussy Ford in Milford in Alexandria, visit the largest volume Ford dealer.
"forty thousand dollar" Discussed on 106.1 FM WTKK
"To be about forty thousand dollars worth of the drug. Investigators think the box have been auctioned off by the post office, which is how it ended up at the consignment shop in the first place. This isn't the only time recently that drugs have been disguising kids gear police in Ohio sees some similarly disguised drugs in February. When to lunch Ables boxes spotted in a vehicle during a traffic stop turned out to be concealing more than four pounds of cocaine. Fully cattle. This is the thing that happens is if we didn't have to be vigilant enough as parents deal, and of course, my kid's right into that. Right. That Legos zone right now, we don't normally by the used ones. Even though the ones are ridiculously expensive reason why you should probably magin. Hey kids open this box desk. A run down to the convenience store. Just grab some milk and bread and stuff right back. Yes. Well, then daddy. This is Astros consequence figures, and in a story that was practically made for us to discuss Gordon. Big news in the fast food world today. And order of Newt nuggets is frazzled Facebook Cording, the Fox News last Friday a Facebook user Dame, Samir Jaffrey shared a photo of what appeared to be McDonald's mcnuggets separated from their crunchy. Outer shell Joffrey than asked his followers if they to like to peel their mcnuggets in the following day's post caught fire now with over twenty five hundred or you action most of the angry face variety and twenty thousand shares and the comments well, many of the over five thousand comments have not been kind to Mr. Jeffrey OMG, what is this was a typical response for many. This is going to give me nightmares now comment or claimed others shared their outright disgust with both vomiting gifts and emojis while several threatened to call the police on Jaffrey also called book called both a sicko and a psychopath. To be fair. Some didn't brace the idea with one woman claiming she used to do the same thing when she was younger and some giving Jeffrey props for the wide range of sauces. He had at his disposal. Four different sauces in the picture. Okay. In front of the new nuggets and the shelves just kinda screwing around around them. Okay. Now, if he feels that this is the best way to sample the sauces. Yeah. Okay. Cleaner pallet by taking reading. Taste the pureness of of the second or whatever they use in that. I wanna see that once though, right? I don't wanna hear about that. Again. I can see how people saying we give them nightmares because people really don't wanna know. What's underneath the breading of mcnugget? Don't just to see what the mcnugget looks like bear. Like, that's why they're the size. They are. Yes. So you don't bite them in half an examine exact pop the whole thing. And we have maybe one.
"forty thousand dollar" Discussed on KTLK 1130 AM
"All right students time for math grabby calculators. He was told there would be no math for you. Math PTSD for Democrats complained five points of billion for a border wall was too expensive. According to the Washington Times, that's chump change compared to what many of the congressional Democrats and nearly all those fifteen declared I declared Democrats at the presidential race are now rallying behind the price tag isn't in the billions. But in the tens of trillions. I've used this. I've used this example before I'm gonna use it. Again, we have a problem in American society where we just do we we do not fathom and respect large figures of dollar amounts, especially when it comes to government spending. Sure win survivor I launch for both big survivor fans trust as I'm sure drew is very quick to declare tonight survivor. Yes. It is. Hey, we started. Encouraged me if I'm wrong, but but my recollection of that show was was the million dollar prize. When that show loss was huge. If you survive this million dollars. Right. And that was like the motivation behind it. This is. Do they even talk about the dollar amount anymore? Barely. Yeah. It's more about a million dollars. Doesn't mean anything to anybody anymore? The more about just wanna win survivor. Right. Yeah. So it's so it's tough. I think people get lost in it. And they don't realize is how much money this all is. So we can add it up. So you start with Medicare for all you're looking at estimates of about thirty two trillion over the next decade. Then you get a green new deal. According to one study, they proposed greet new deal would cost taxpayers five point four trillion over ten years or almost forty thousand dollars per household. Forty thousand dollars per household. That's a more than some households. Make. Yeah, that's a medium income someplace. That's crazy. Zero net zero emissions transportation system. He's no what they wanna do here. Right. This is another part of the environmental proposal would require two point seven trillion or twenty thousand dollars per household. So now, you're at sixty thousand dollars per household when you went to handle all together on top of what was the what was the to get halfway for for governor? Tim walls is plan. That was eight point five. There was like eighty five hundred dollars per household. I know I know what the the the price tag was eighty point two billion twelve hundred dollars per house. That's right. That's right of the next by twenty thirty. Okay. So now between the government's sixty or seventy so you we're at about one hundred thousand dollars per taxpayer. Now if you couple in. Tim walls with other neighbor to just getting warmed up. So then you get democrat backed welfare programs right that together would cuts would cost each American family five hundred eighty two thousand or eight eighty point six trillion and total. So we're at like five point four trillion two point seven trillion for the admissions guaranteed. Green housing four point two trillion. And then another eighty trillion for you guarantee, jobs and universal healthcare. Okay. Yeah. Then you got the loss of as many as ten million jobs in the oil gas and coal coal industries. Right. Yeah. Yeah. All together. And the democratic proposes are projected to cost about ninety two trillion dollars over ten years. We're not even done yet, though the. This is it doesn't register to people. No, no. Because th that does an unreal amount of money. Yeah. You being the boss? At least we're trying on the boss now trying to bankrupt the country trying to try to bankrupt needs to you have to destroy to build. Ever taught you that another hot proposal will gaining momentum on the left is the so-called universal basic income. So that would give families making less than one hundred thousand dollars a check of two six thousand dollars from the government every year. Americans are were not enough to cover things we just listed and. And that does not account for human and behavior. Man, people that do not earn their money are so quick to go and just wasted and spend it it's a constant trope in movies because it's the reality. We talk about it all the time. You know, we we all make adjustments when you make less you cut back and you get used to a certain lifestyle. If you end up making more money quickly, usually you end up not banking and putting that money away, you go and start buying all the stuff that you buy when you were having to be frugal, you end up handing six thousand dollars in the majority of the American public willy nilly, you really if they're gonna go put that away it up the Clark Howard and see what kind of investment plan I ship with that. Okay. Guys. This is five hundred dollars. In this out. Someone who's responsible for money. Why is that your voice? Well, I'm just doing like Clark Howard because you know, just very needed. Your money away because it's been very Cur- Mudgene. Right. It's curmudgeon. It's not it's a difficult thing. This will be a pleasant voice saving. Money's not fun. Nobody wants to go and put money away and not use it. You have to do. Right, right. It's like Trump telling my son, this is working, and he's trying to save up a bunch of money. So he can pay for his first flight training when he gets when he gets older it's really hard though, because he he still he's in high school, and he's he's working multiple times a week is way more responsible than I was at his age. He's probably got more money in it is checking account than I have in mind and ours right now for the whole household. It's really tough. Because you know, here's that money, and he wants to go and buy stuff, and I had to ride this line with him of well, you're saving for something in the future. But at the same time, you should be able to enjoy it a little bit. All right getting back to here. Oh in college tuition. Yeah. Forgot about that haven't gotten there yet. Fifteen dollars an hour minimum wage that would impose new causing the government on every single level. Now, the latest craze Elizabeth Warren talking about this yesterday is reparations payments for slavery. Okay. But only if you charge the people that have actually owned slaves in their lifetime. Okay. All right. So all the people who have been slaves. Okay. Okay. All right. I by those rules. I'm on board. All right. By the twentieth. Fifteenth study. But professor university of Connecticut estimates that the cost of of reparations would be between five point nine trillion and fourteen point two trillion. The obviously are not abiding by drools standards of which we. I don't know who's getting that. Add it all up the estimated ten year cost of creating the Democrats socialist utopia envisioned by the like, the VOC Bernie Sanders Warren and others reaches well, north of one hundred trillion dollars well north of that like international falls north. Of one hundred trillion dollars one hundred trillion dollars, and that number is so big that you can't even you. You would be completely intellectually dishonest. If you tried to argue, well, you know, what if we just do some of it. No. Twenty five trillion ten trillion. Yeah. He come. I come on and Trump better win. Trump better win or we better make sure that we retain cold of congress. Yeah. Well. Act together because this stuff is absolutely crazy. And it will it will absolutely bankrupt this country. There's no there's no way that the the wealth that they are looking to tax the living hell out of in order to pay for all of these. They will flee they will flee quicker quicker than you can say snap. They will be gone. And where is this money going to come from? And can we get off the planet? I mean, if one of flea, I don't know where I wanna. Fleet of the stars six five one nine eight nine five eight five five. All right. Speaking of of of of taking your money governor, Tim walls takes his gas tax push on the road. Right. He went to he went to a noca-. Right. He went to a dangerous railroad crossing push for his gas tax bother when he was there to ask the question if he doesn't get the gas tax are they still going to fix the railroad crossing. Or is it or is it just gonna or as people to support people just going to die? Unless we that's what this argues. What do he say when he says, you know, what he's at the gala? We don't fix this railroad crossing gonna die. Do you want to die drew? I don't okay dome. But you know, I don't know that a gas tax is necessary. Okay. Hi. This is Jason Lewis. And it's time for today's Minnesota moment despite what the media cheerleaders. Tell you all is not well in our state. I remember visiting my grandparents in north and south Minneapolis, enjoying our quality of life and vacationing at the lake the good life has time magazine wants famously put it is slipping away liberal swapped, good neighborhoods for urban planning big insurance gets bailouts and you get higher healthcare costs welfare fraud. Congestion uncontrolled immigration vacation of the lake. Nope. The mom and pop resorts can't afford, the taxes new home in the suburbs. The met council's.
"forty thousand dollar" Discussed on Biz Talk Radio
"Dollars and the average house over there is selling for two hundred and twenty thousand dollars. It needs about thirty thousand dollars or forty thousand dollars worth of rehab work. Okay. What they will do is this. You give them a rehab budget and the cost of the home. And usually when you go in and do that you put it at twenty thousand dollars over. So if you think is going to be a hundred and twenty two bind rehab, it you tell them you need one hundred and forty just in case something pops up. All right. They give you a hundred and forty thousand dollars cash, you gotta pay the money back in ninety days. And it has the interest rate of about thirty percent on. This is how they getting the capital to do this. All right. But at the same time is going on their business credit report as a loan this being paid in full time. So as strengthening their business credit, so they can go they find the house. Let's say they find a house this worth two hundred fifty thousand dollars and average house over their self a six hundred thousand dollars is take another one hundred thousand dollars to rehab the house. They can go get three hundred fifty thousand dollars of heart cash to go buy rehab that house and sixty and ninety days later, they paid all completely sold the house. So this is how they're doing the flipping of the houses and all this other stuff without having no money because if you can build up your business credit, you can go to the private Linda's. And if you've got good credit, the private lenders that do the same thing, which you know, they just wanna know the equity in house was the value of the equity house. How much is no cost to be rehabbed? And how much is the price of the house? So this is what they do. See they make they money because you're guaranteeing them. A thirty percent return on what they loan. That's how they make. They money SE. The reason why they will lend you the money is because you get the line of credit, and it's tied into the equity of a heart essence of of a of a home or business. This is this is why you want to build your business credit up. This is why you'll favorite president foul. Bankruptcy all the time. And it never affected him personally because everything was on the business line of credit. It was never owned his personal line of credit even with the loans that he got for his for his hotels and everything else. All that low money is on his business line of credit not on that personal line of credit. Okay. So you you you really have to look at it. Like, it's a it's a nother. Social security number for you. That you can use. To establish and build credit. So you wanna look at it in that sense. You want to think about it in that sense? Because this is what people do every single day. You'd be like me. How are they doing this? How they afford to buy a five hundred thousand dollar house rehab it like that. How did they learn how to do? This is how they learn..
"forty thousand dollar" Discussed on WLAC
"And we'll help you get your life changed as what we do. Jill is with us in Houston. Hydro welcome to the Dave Ramsey show. I think for taking my call. I really need your advice is fabulous churn. How can I help? Okay. I'm recently, divorced. I have two high school, boys. I have a Quadra fine that I'm trying to decide if I should liquidate to pay off debt and put it towards my mortgage, or if I should just roll that Quadra into an IRA and deal with the debt on my own. How much? Peace university. How much that is forty thousand dollars. And the mortgage is one seventy nine. That's the only okay have forty thousand plus a 179 mortgage. What's your what's your income? Eighty five thousand and possibly at bonus. But that's not guaranteed. Okay. Pick me up to one hundred. But I just think on eighty five now how long have you been doing this job? Four and a half years. How many tons of you not gotten a bonus. Twice. Okay. Zero bonus twice. And and got a fifteen thousand dollar bonus twice. Well, let's say the last two years. I did get it. So I'm hoping that train will continue. Okay. Is that based on the company or your performance that company because it's oil gas industry? Gotcha. Okay. All right. Kind of what kind of debt is the forty thousand twenty thousand car loan and twenty thousand credit cards, okay? And how much is in the quadrille. One sixty seven hundred sixty seven thousand. And I did take off time for the boys in their little semi retirement in my 4._0._1._K, Bob one hundred eleven thousand good you're fine on that. You're tracking. Okay. We just need to get the debt cleared up. So that you've got a little more breathing room to start investing again yourself. I I'm gonna try to leave it alone. You don't have. I mean, if I remember correctly, there's no penalty for caching it. But there is certainly taxes. Is that what you yes, no penalty because it's still in the Quadra. I haven't rolled it over yet. But you would have taxes on it. If you roll it, obviously, you put it into a penalty situation, right? But that's not the case today. Hey, one hundred sixty seven. I'm gonna leave it sit. There. You don't you can leave it there for a little while. Right. Yes. And I could take partial it doesn't have to be the full amount that I mean, we can take out enough just to the forty which is all we would do plus taxes seat. I've take about sixty out of about one hundred left give or take. Here's what I'm going to let it sit there without rolling it. So that you can get to it if you have to but with this in mind, then let's let's get on a tight budget. Let's get game on let's chinstrap on the helmet rightless lean into this. And let's pay the forty thousand off. So you don't have to mess with it. When you do that, then roll it to an IRA. But if you look up and two years later, you're still not doing all this and you're still struggling, and you're still, but you shouldn't be you make enough to pay forty off. Can I just started financial peace university? So I'll get even more disciplined, you know. So so let's say this by this time next year. If you don't feel very confident you're on your way to finish in this off. It's gonna probably take eighteen months to two years to do it. Okay. But a couple of kids a single mom doing this at eighty five give or take plus fifteen if this time next year. You make relooked the decision. And if you feel stuck still this time next year. Yeah. Take some of that money and pay this debt off. But I think you're going to be so far along on paying it off the and so confident that you're gonna be able knock it out without touching it that then you'll make the decision to roll it. Okay. Yes. Whatever I mean, it doesn't matter. You want to do it. But but the point being let's get let's get your confidence in the numbers and in the traction, and the progress that you're having towards the debt reduction before we make the decision to either cash at a roll it. That sounds good. And if that's if that's eight months, if that's twelve months is not a magic number. But I'm looking for enough. You got your feet under you long enough that you go. I can do this race. Yes. That's all I want here. Hey, you're on target. You're going to do a whole lot better than you thought. You're you're rocking. It. I mean, you're eighty five thousand a year, you got control you're on target. You know what you're doing? You're making your money by. I mean, you you're gonna win aren't you? I am. I'm really excited about just being smart with my money and getting debt free. Eventually it's my goal to we're excited for you. We're proud for you. Good job. Well done open phones at triple eight eight to five five two two five. Greg is on Facebook. He says, Dave, I got I term life insurance policy. What happens at the end of the term does coverage cease? Yes. You can re up it. But it's you shooter Lee expensive in ridiculous. You're better off to buy a new term policy if you're insurable at that time. What does that mean? I don't have insurance. Good. That's why we tell you about fifteen to twenty year level term. Let's say you're thirty years only about a twenty year level term policy, and you have a three year old and a five year old. Twenty years later, you have a twenty three year old a twenty five year old that should be growing gone. She don't have kids to worry about. If you die twenty years later, your house will be paid for because we tell you never to take out more than a fifteen year fixed rate loan, and even if you do that you pay it off early using the baby steps twenty years later, you will have been investing in your 4._0._1._K getting the match in your Roth IRA. In good growth, stock mutual funds, and you'll probably have six seven eight hundred thousand dollars, if your typical you might have more. So let's get this straight. You got seven hundred thousand bucks in your fifties. The kids are grown and gone. The house is paid for and you die without life insurance. You think she's okay? I think she's okay by doing financial.
"forty thousand dollar" Discussed on Talk 650 KSTE
"Okay. I'm recently, divorced. I two high school boys. I have a Quadra find that. I'm trying to decide if I should liquidate to pay off debt and put it towards my mortgage, or if I should just roll that quadrille into an IRA and deal with the debt on my own. Peace university. How much? Is forty thousand dollars and the mortgage is one seventy nine. That's the only. Okay, you have forty thousand plus a 179 mortgage. What's your what's your income? Eighty five thousand and possibly a bonus. But that's not guaranteed. Okay. Pick me up to one hundred eight just Bank on eighty five. Now, how long have you been doing this job? Four and a half years. How many times have you not gotten a bonus? Twice. Okay. Zero bonus twice. And and got a fifteen thousand dollar bonus twice. Well, let's say the last two years. I did get it. So I'm hoping that trend will continue. Okay. Is that based on the company or your performance the company because it's oil gas industry kinda decides? Gotcha. Okay. All right. Kind of what kind of debt is the forty thousand. Twenty thousand car loan and twenty thousand credit cards. Okay. And how much is in the quadrille one sixty seven hundred sixty seven thousand and I did take off time for the boys in their little semi retirement in my 4._0._1._K by one hundred eleven thousand good, you're fine on that. You're tracking. Okay. We just need to get the debt cleared up. So that you've got a little more breathing room to start investing again yourself. I I'm going to try to leave it alone. You don't have. I mean, if I remember correctly, there's no penalty for caching it. But there is certainly taxes. Is that what you've heard? Yes. Okay. No penalty because it's still in the Quadra. I haven't rolled it over yet Ryan, but you would have taxes on it. If you roll it, obviously, you put it into a penalty situation there. But that that's not the case today high hundred and sixty seven. I'm gonna leave it sit. There. You don't you can leave it there for a little while. Right. Yes. And I could take partial Al it doesn't have to be the full amount that I mean, we take out enough just to pair the forty which is all we would do plus taxes. Take about sixty out of about one hundred left give or take. Yeah. Here's why I'm going to let it sit there without rolling it. So that you can get to it if you have to but with this in mind, then let's let's get on a tight budget. Let's get game on let's chinstrap on the helmet rightless lean into this. And let's pay the forty thousand off. So you don't have to mess with it. When you do that, then roll it to an IRA. But if you look up and two years later, you're still not doing all this and you're still struggling, and you're still, but you shouldn't be you make enough to pay forty off. Can I just started a financial peace university? So all get even more disciplined. Yeah. So so let's say this by this time next year. If you don't feel very confident you're on your way to finish this off. It's gonna probably take eighteen months to two years to do it. Okay. But a couple of kids a single mom doing this at eighty five give or take plus fifteen if this time next year. You make a relook the decision. And if you feel stuck still this time next year. Yeah. Take some of that money and pay this debt off. But I think you're going to be so far along on paying it off the and so confident you're gonna be able knock it out without touching it that then you'll make the decision to roll it. Okay. Did you see what I'm doing? Yes. Yeah. Long whatever I mean, it doesn't matter. Our fast you wanna do it. But but the point being let's get let's get your confidence in the numbers and in the traction, and the progress that you're having towards the debt reduction before we make the decision to either cash at a roll it. That sounds good. And if that's if that's eight months, if that's twelve months is not a magic number. But I'm looking for a Nuff you got your feet under you long enough that you go. I can do this race. Yes. That's all. I want here. Hey, you're on target. You're going to do a whole lot better than you thought. Your your rock in it. I mean, you're eighty five thousand a year, you got control you're on target. You know what you're doing? You're making your money, babe. I mean, you you're gonna win aren't you? I am. I'm really excited about just being smart with my money and getting free. Eventually it's my goal to were excited for you proud for you. Good job. Well done open phones at triple eight eight to five five two two five. Greg is on Facebook. He says, Dave, I got I term life insurance policy. What happens at the end of the term does coverage cease? Yes. You can re up, but it's you hugely expensive in ridiculous. You're better off to buy a new term policy if you're insurable at that time. What does that mean? I don't have insurance. Good. That's why we tell you about fifteen to twenty year level term. Let's say you're thirty years only about a twenty year level term policy, and you have a three year old and a five year old. Twenty years later, you have a twenty three year old a twenty five year old there should be growing gone. So you don't have kids to worry about. If you die twenty years later, your house will be paid for because we never take out more than a fifteen year fixed rate loan, and even if you do that you ought to pay it off early using the baby steps twenty years later, you will have been investing in your 4._0._1._K getting the match in your Roth IRA in good growth, stock mutual funds, and you'll probably have six seven eight hundred thousand dollars, if your typical you might have more. So let's get this straight. You got seven hundred thousand bucks, you're in your fifties. The kids are grown and gone. The house is paid for and you die without life insurance. You think she's okay? I think she's okay by doing financial planning and.
"forty thousand dollar" Discussed on News-Talk 1400 The Patriot
"Forty thousand dollars insurance companies are focused on their bottom line. But he's our tech is focused on yours. Typically getting many times what you would get on your own. You wouldn't go to court without a lawyer don't file a claim without as attack for an absolutely no risk free consultation. Call eight five five claim five five that's eight five five two five to forty six fifty five eight five five claim five five. The patriot FM one zero one point five AM fourteen hundred w Detroit. The Salem media group on the NASDAQ as SA L M are from townhall dot com. I'm Courtney Griffin. President Trump has upset both liberals and conservatives with his proposal to end the partial government shutdown. Here's White House correspondent, Greg Clugston. Hoping to strike a deal with Democrats, President Trump pitched his immigration plan as one of compromise. And for some conservatives that's a major problem commentator, Ann Coulter and others complained that the proposal amounts to amnesty for undocumented immigrants on the other side. The senate's top democrat rejected the president's plan for dreamers. Senator Chuck Schumer called it one sided and simply more hostage taking Greg Clugston, Washington. Amtrak says it expects to have all of its trains back at a full schedule Monday after a weekend of cancellations and delays caused by the winter storm as it rolled through the midwest and northeast among the lines impacted where the Acela express runs between Boston and Washington empire service between New York and buffalo the lake shore limited that travels between Chicago New York and Boston and keystone service between New York, Philadelphia and Harrisburg, Pennsylvania anthrax. Travelers should continue to check on their train status on the Amtrak website or smartphone app. The three call terminals in Virginia's Hampton roads region saw double digit increases in exports last year, but the global economy that shows signs of slowing worries some analysts here is correspondent rich Thomasson to give us the latest. The Virginian pilot reports the biggest coal exporting port in North America finished eighteen nearly forty three million tons a twenty two percent rise from seventeen and what experts call a gravity defying ninety one point one percent rise from twenty sixteen exports did drop a bid on the fourth quarter. But one analyst says that doesn't mean it was a weak quarter. Rich Thomasson reporting more on these stories at townhall dot com. Patriot mobile wants you to know that you can get a great deal while spending zero of your hard earned dollars liberal causes. As President Trump has said, we're in a crisis..
"forty thousand dollar" Discussed on KNST AM 790
"The Transportation Safety energy has run out of funds that means TSA security screeners that airports are not getting paid unusual numbers of those TSA screeners have been calling in sick CSI screeners only make twenty four thousand to forty thousand dollars a year in a roughly thirty thousand dollars a year. So these security employees have been looking for other jobs jobs with more reliable employers, which is dangerous the majority of terrorists trying to enter the USA come through airports. Let me repeat that terrorists. Do not enter the USA through the border with Mexico. They come by plane. So for the sake of a shutdown. We are less likely to spot terrorists when they tried to enter our country on another national security level. It's the major American weapons and military companies that are hurting the most they are losing two hundred million. A year. They can't get export license or two hundred million dollars a day sorry per day two hundred billion dollars, and they can't get export license license. This religious big arms exports that Donald Trump so favors. Meantime, there is the economy when companies like the aerospace companies are not able to live up to their profit projections that tanks their stock, and when a few stocks tank a lot of other stocks tank, we have had a tanking of two thousand points in the last two months, huge downturn. And if we don't play this, right? The impact of the economy could be a recession that actually we were due for three years ago and today's Howard it's not being played right at all this. This is truly mess. Thank you applications for home mortgages jumped by the most.
"forty thousand dollar" Discussed on 860AM The Answer
"Now, this part of our show, we'd like to talk about retirement success stories. So why don't you explain what you have for us? Yeah. Well, just going to talk about a client that retired here in September. And she was outside salesperson and what the new tax law, man. She lost about forty thousand dollars unreimbursed employees expense type write offs that. She was getting and yeah, just didn't make sense of her at work. She was planning on retiring actually last couple of years, but kept saying working a little bit more work a little bit more. So. It's always nerve racking. It's so funny for people the first couple of months. Where am I gonna get money? How's the money coming in where deposits because just that whole switch from not having a paycheck to, you know, having to fear out where you're creating that paycheck. And now we've got it set up. She's now realized that she's all totally comfortable. We've got some guaranteed lifetime income she she turned on social security so between the guaranteed lifetime income that we set up several years ago for her. And the social security's pretty much beating all her costs all her fixed type of expenses. And so really her market money is more just for fun stuff to you know, what type of trip is. She going to do next is she going gonna do the river cruise or she get into your trip around the US, or whatever it is. And so by having that can diversity of money having some of the steady income money coming in that's helping over cash little have since carotene money for life coming in and then having the market money. Just be there when you need it for maybe she'd already bought a new car, but in five or ten or fifteen years, I'm sure shot to get another car at some point. So all those types of things, and and really that. I mean, that's one of the best things about my job is watching people make that shift. Yes, something we'd kind of been working for almost a decade getting prepared for and then making that and it's always a little nerve racking. There was a couple freaked out emails in between all the bunny committed this month where where's it coming from her? There's always a little bit of anxiety around that. And that's totally natural. That's what I enjoy walking people through it helping them figure out. This is the way you should be going. This is how you should be doing this because they set these up. Hey, y'all taking care of your okay? But it's still a little nervous at first. And then then you get calm. And then you can hey, this is fun. I'm enjoying it. And. I can do so much more stuff down then get involved in all sorts of things. So that's what we do. We create that blueprint to worry less. Well for people we're able to let them worry less about their finances. Their portfolio more about having fun. Enjoying life's doing the things they've always wanted to do and really the first and foremost, sit down and create that income plan. How are you gonna have that money? How's it going to last us your life? Then we'll go into that investment plan and say, okay. Yeah. What what assets should I be in to get this income? And that's what we're able to do for her. And then look at the tax ramifications along the way, how do we minimize this? How can we have some Roth maybe and regular tax stuff? And then look at the healthcare issues along the way how you pay for healthcare, and such and then who's going to get my assets when I'm God. So that's the five areas of the blueprint Oriels wealth. We did for her. We were able to make her through retirement and get her there Nashes enjoying life. So that's something we do for you. All you do have to pick up. The phone message. Cepa time no cost the obligation eight hundred four five four eleven eighty four again, eight hundred four or five four eleven eighty four eight hundred four five four eleven eighty four or go online to wealth, greater radio dot com..
"forty thousand dollar" Discussed on Off The Vine with Kaitlyn Bristowe
"You're like, oh, miracle baby needs together. Kindergarten across inside forty thousand dollars. It's time the crazy thing. And you. Premier. He tried to, I hear you. It was a new ova new level of like, oh, people, DJ count. Sameness can eat shovel. They long is you built myself twice a day. I do agree that you deserve it like, I do totally think that you of all people deserve to be super successful from being famous because I think you can handle it because he enjoy it and because you have the personality for it. And because you have such a frigging like Heidi, it's like the most understanding, loving greatest human of all time. So it's like you guys just like everybody knows. It's already going to work no matter what it's not like he'd be putting your relationship in jeopardy like you guys just have such a good thing and you do, you deserve it. You really do. Podcasts give you that clip on. Make it your alarm. Oh, hi, you cry. Hey, I'm not working holding all growth. No, I am. You can sneak through NAR. I know I'm idea that it is true. I literally like, who are you? Sorry, angel swear but said it before I was, I really was not element to get married. So young wasn't as my style, but I was like, oh my God, this hiding it. She is from another planet, you know, science you are. So that's an and now like I didn't know until the kid. Like what level of like, can you imagine really and though people are like that. So as I've always moms shaming stuff that you know, so insane like a used to instead I read about it, but I didn't imagine how are you silent or might I like whoever you are out like parents, I would never think I be him or common on like, oh, let tell somebody how to be like so that so. With and she's like the best mom like I've seen it firsthand. She that for loosens reopen Brin rides. You cut him too much, and I can't let them grow up like he's term minds. What are you talking about? And I appreciate every reshape everyone turns of not to anyone, but like Heidi, I guess air close it will be paid with call her a attaching parent because she doesn't sleep train. Whereas homemade way ever works for our like if Heidi, imagine those people that that judge her. Imagine they got judge like imagine how he was like, I can't believe you sleep train. They'd lose their mind and Heidi Fleiss of how can come since I've, I know that a lot of nights you together, not nice you affecting you way more that you than nicer can't right. I can balance on. I keep to myself like, Wow, I've never tight below like. COPA you toast, but like anybody I don't care about like, you know what I mean?.