35 Burst results for "Forty Five Percent"

Is Monogamy in Queer Relationships Overrated?

Homo Sapiens

04:26 min | 1 d ago

Is Monogamy in Queer Relationships Overrated?

"Of the week does marriage mean monogamy in queer relationships. We did a poll. The question i asked on instagram was monogamy inquiry. Relationships is it overrated. Forty five percent of you said yes it is overrated fifty five percent of you said. No way is overrated. So pretty even split there. But we've definitely mobilized the troops. I would say to use an army analogy. Not many of those on her mississippians normally this to an email i from simon from cumbria simon says i suppose i find myself in rather a minority wondering why as a community we wanted to follow this hetero normative process referring to marriage. The really only brings us into line. Gosh i may have lost more friends with that one but really if you want a legal contract then that's something else as to monogamy. i suppose i'm more conservative. I'm not sure if you have committed your life to be with another person why you need to be with someone else. It's hard being in a relationship but if it's easy to have other relationships than commit to one person what's the point of the relationship at all that's just my view and a valid view. It is simon was probably clarify. What hetero normative means. Because this word that's thrown around and my know what it is. Hetero normative means space. Queer people following the model of heterosexual relationships and is used as a kind of detrimental description to say that we sort of try and fall into line with heterosexual relationships or heterosexual ways of doing things in order to become more palatable to heterosexual people and you know people say it's linked to discrimination that like quick people if they just ended up bathing like a version of straightness that would be better and a lot of people feel very strongly that actually we are different and we have our own way to make 'em rules. Yeah you know. I see i certainly noticed myself when i was younger like i think spoken about before i remember saying when i came out that like just be normal. I just be like a normal gap. And i'd be normal still at actually. That was the sort of internalized. Shame thing of like trying to myself palatable. And i think actually you know what you walk out your own rules workout who you wanna be and normative or not normative and that's the hardest thing and it takes a long time. We got voice. Note here from silver folks. Do i think that monogamy is hetero. Normative construct and i take is seen as an ideal goal to aim for. Many gay couples put pressure on themselves to stay monogamous. Believing data will bring the ultimate happiness onto suzanne with other couples and society in general as a man who has come out after being married to a woman and being in a monogamous relationship. For not twenty years. I know the comfort and security that monogamy bring but since coming out and seeing relationships through the gay lens it seems that for a lot of gay relationships to survive and thrive to certain amount of openness is required on the scene. The outgoing open has improved relationships. Mike harm partner night started thousand open and two years as we are still very very happy. Establish trust in a relationship for the goal and any healthy relationship is built on. Trust an open. Communication between partners I mean what we're talking about that is communication is so important and i think something you are just simply not taught enough about like. They should teach in schools. People need to be up front about. What is that that they want. What's really hard him. Relationships is finding the time or the space to have those kinds of conversations because they're really tricky and by broaching certain issues and relationships. You can be really worried if you bring up. They're going to leave you guiltier on so we don't talk about it. That can be a contributing factor as to why people do things bind each other back because it's easier than discussing it and what silver fox ter- is saying. Is you just go to talk about it. And be up front. And i think whether that's monogamy or anything else i think is very very sage advice.

Simon Cumbria Army Mike Harm Suzanne Silver Fox
Early data shows Moderna's COVID-19 vaccine is 94.5% effective

NBC Nightly News

03:40 min | 2 weeks ago

Early data shows Moderna's COVID-19 vaccine is 94.5% effective

"Is. The country appears headed into a dark winter overwhelmed by growing new wave of covert infections. Another hopeful ray of light appeared on the horizon today. A second co vaccine candidate. It's makers say appears to be more successful than imagine madeira announcing. Today it's vaccine is nearly ninety five percent effective and with last week's upbeat announcement from pfizer about shot. There is building optimism about a way out of this pandemic but one that experts warn sadly won't come before we face what may be the worst days of this crisis. Miguel almaguer begins our reporting announcing today. It's potential co vaccine is ninety four point five percent effective drugmaker moderna says if granted emergency authorization by the fda it could roll out doses as early as december. It's clinical trial with thirty thousand participants. Finding no significant safety concerns for americans at home. It means hope that we are going to be thing and we're going to beat it sooner rather than later. Modern now joins pfizer. Who just last week reported their vaccine is ninety percent effective. We have enough vaccine. Those between these two vaccines immune is about twenty million people. During the month of december states will decide how to roll out vaccines but the national academy of medicine makes this recommendation covering just five percent of the population phase. One includes high risk. Americans like healthcare workers in first responders. And there's currently not enough doses for them. Phase one b covers those. With underlying medical conditions and seniors living in congregate settings like nursing homes face to covers thirty thirty five percent of the population and includes critical workers like those in the food supply system teachers and those over sixty five phase three forty to forty five percent of the population includes most young adults and children face four protects. Everyone else our goal would be by the second quarter to have enough vaccine for every american that would like to get vaccinated with the hope of vaccinating. Most americans by the end of spring details dates unclear. Maderna's vaccine for example did not study children who it will test next questions. Also remain over vaccinating pregnant women and infants. The us government hopes to provide the vaccine free of charge. There's also optimism. It could be distributed at drugstores where americans have easy access to it. Laster right. miguel almaguer. Thanks for joining me now. Is dr john torres dr john. The good news obviously is these covid. Vaccines appear to work quite well. But how safe are they less. They're both drug companies announced that they're vaccines had minimal side effects but they have to show the fda two months of safety data before requesting emergency use authorization. Now i've been told by experts. The fda won't approve any cova vaccine unless they have all the data on trials and they're sure it's effective and equally important safe and since pregnant women and young children were not tested. They'll have to wait for further trial. All right let me ask you this more than one vaccine coming to market. How will we know which one to choose. Well there will be multiple vaccines available but the ones available to you will depend on where you live. And what groupie fall into but most experts. Tell me and i agree. The vaccine is the one you get so. Don't wait for one vaccine over the other

Trump sues in 3 states, laying ground for contesting outcome

CRUSADE Channel Previews

01:51 min | Last month

Trump sues in 3 states, laying ground for contesting outcome

"Pennsylvania republicans want to take the secretary of state out president. Trump's team is creating an all-star legal bench and colorado wrote a blue wave on tuesday pennsylvania. Senate republican leaders wednesday called on secretary of state. Kathy book varta resign immediately given her role in the state's electoral mayhem twice in the last couple of days. A secretary of state has fundamentally altered. The manner in which pennsylvania's election is being conducted the constantly changing guidance. She's delivered to counties not only directly contradicts the election code language that she sworn to uphold but it also conflicts her own litigation statements and decisions of both the pennsylvania supreme court and the united states supreme court. The secretary told the. Us supreme court on october twenty eight that ballots received after eight pm on november third would be segregated but then she changed the rules on november first and directed counties to canvases ballots as soon as possible. Well in some counties. It's not possible to both segregate and canvas ballots as directed this directive leaves open the possibility that timely votes will be co mingled with votes received after eight pm on election day. Despite the fact that the votes remain the subject of litigation before the united states supreme court president trump won forty five percent of the latino vote in florida which is largely responsible for him. Winning the state on election day in all trump won florida by only three percentage points. It's mark than his one point. Two percentage point margin in the last presidential election in two thousand sixteen trump won an impressive thirty five percent of latino votes to win the state. Many of which came from miami dade that region provided trump seventy five percent of his net. Vote again

Varta United States Supreme Court Pennsylvania Supreme Court Pennsylvania Donald Trump Kathy Colorado Senate Florida Miami Dade
Breaking Down the Busiest Day of Earnings, and Whats Next for the Markets

CNBC's Fast Money

04:33 min | Last month

Breaking Down the Busiest Day of Earnings, and Whats Next for the Markets

"Well the alphabet bouncing back in the third quarter among big tech. Of course, it has been the underperformed the pandemic. Now, seeing outperforming the after hours core advertising revenue returning to growth after its first revenue decline in more than two decade history that was last quarter key is what the company sees going forward. On this point they didn't really give us much CFO port telling me that they did see a broad recovery and advertising this past quarter, and that was in line with the economic recovery. But she said they're still uncertainty on the call. She said that there are signs that user behavior is beginning to return to normalize levels everything else guys was strong from Youtube revenue to play to cloud which revenue forty, five percent going forward. Co. Sender. said that they will further breakout cloud as a reporting segment so that investors can track aggressive investment and progress. Of course that reflects clouds growing importance to alphabets, overall business, and perhaps the competition their lost the guys I would just note that there have been at least two questions on the DOJ lawsuit and increased antitrust scrutiny which has been building around the world back over to Melissa Deidre. Thank you. Depot with alphabets results, Tim Seymour. This as Deirdre had mentioned had been the laggard going in among the big tech science for the year, a laggard versus its peers laggard, versus the Nasdaq are we setting up here for? Dairy. Say a Golden Age for alphabet. Well, the profitability I look at the the the massive beat here on the bottom line is very encouraging for Google shareholders who've been a little frustrated and yes. If I had to sum up earnings of the big four here, there's no question that the response to the share prices is is a function of really where these stocks have come from not come from. I I love the fact that Youtube is now five billion dollar business. I think that's going a lot higher the fact that the cloud is three point four billion to me breaking out, and if you look at all these separate businesses in addition to the core search Juggernaut, which is showing no signs of weakness at growth backup close to ten percent. So yes, Google is way too cheap at a time when the three other copies were. Talking about and even facebook which struggles on the low end evaluation scale have re rated and Google has not and Google really I think took a major step here, but it's about breaking it out too bad transparency and I think that's part of what we're getting there I mean the saying that it will from this point on breakout cloud gene seems to be a very good sign a sign of confidence in the growth of that business. It is I think it speaks to a bigger opportunity with the stock. We talk a lot about search. We talked a lot about cloud breaking out. Cloud is an indication. You know they WANNA get more at illuminating other parts of business, and of course, there are other beds. This is not above the fold and the. Today but I think any investor who is buying Google right now should pay close attention. They've got some gems in there. Other pets around longevity around the future transportation sensitive in flight, and so I think about this the numbers it's nice to see the swing back in the growth rate snap back to a normal level for Google, but I think it sets up A. Very. Simple. A narrative around Google, which is stable core business and other beds which could provide some upside of the multiple years to come Karen I, want I want your take on Alphabet I'm wondering if this confirms, we already believed about the company and its valuation or if this makes you feel like it deserves an even higher valuation than you. Thought Twenty four hours ago. Feel like Mike Pence. There was just a fly there I think that it does deserve a higher valuation remember Google has one of the biggest cash hoards ever and so we saw a little bit of by back here. I think about maybe about eight billion I'd like to see them do more but this is really a validation and remember Google has much more exposure to the travel business obviously travel. Is. This is not where you want to be right now, and so I think that they're going to continue to see improvement it should be higher. It's actually been surprisingly weak. So if I didn't own any, I would probably buy some even up. It's hard to buy something up this much but I would want to own it because this is an extraordinary business and there's a lot to like remember this. Is An. Evolution when Ruth pour out, got their sort of grown up and then she started to show broke up the two businesses. We started the at more clarity will get some more on cloud. So I really like this

Google Youtube CFO Tim Seymour DOJ Mike Pence Facebook CO Melissa Deidre Deirdre Ruth Sender. Karen I
John Gorman Discusses the Use of Opportunity Zones to Address Social Determinants

The Healthcare Policy Podcast

07:29 min | Last month

John Gorman Discusses the Use of Opportunity Zones to Address Social Determinants

"To the healthcare policy podcast on the host. David. Intra Cosso. During this podcast saw discussed efforts to address social determinants of health with John Gorman chairman of the nightingale partners and founder and former Executive Chairman of Gorman Health Group. John Welcome to the program. Thanks David. Great to be here. especially with another native DC guy here most welcome John's by is, of course, posted on the podcast website. Briefly on background, the ongoing covid nineteen pandemic has exposed. The country's failed to adequately address the social determinants of health. Generally defining health access and quality education, economic circumstances, food security, social conditions, and environmental factors. It is estimated that where people live work and socialize determines as much as sixty percent of their health status. Whereas formal medical care accounts for just ten percent. For example concerning. Circumstances forty years of wage stagnation among lower income earners has left forty five percent of working age Americans. With either no health care insurance for insurance without a pocket expenses so high. They avoid sinking care went for example, they developed covid nineteen related symptoms. Healthcare policy makers have slowly begun to take an interest in addressing sto ages as a way to improve health delivery by increasing increasing appropriate utilization and reducing costs. For example, Medicare, advantage plans which enroll more than one third of all Medicare beneficiaries have recently been given regulatory authority to offer Ma benificiary supplemental benefits beyond medical care such as mail deliveries, home modifications, and Personal Care Services. With beginning, discuss, addressing, social determine, specifically use of what are termed opportunities zones. Again. John Gorman. So Jon with that as background. Louis. Begin by asking if you could provide a brief overview of nightingale. Sure David Nangle partners is one of these weird opportunities zone funds that came out of trump's big tax giveaway bill It was actually Cory Booker's program that was designed to encourage investment in real estate and disadvantaged communities and I was sitting on my ass retired last spring and got a notification that the irs had just completely revamped the rags to allow opportunities own capital to be used not just for real estate investment. But also for leases one portly for working capital or for meeting the business requirements of a new company inside one of the nine thousand roughly nine thousand opportunities zones around the country and those opportunities owns David are all. Severely, economically disadvantaged and more importantly medically underserved, and because the irs allowed now opportunities own capital to be used for working capital for meeting business requirements. That's what opened the door to allow us to use opportunities on Capitol to make large scale investments in social determinants of health intervention. So nightingale partners with insurers with health systems with large medical groups to finance design launch, and where necessary execute on our goals to improve. The quality of care for vulnerable populations. In this country, a lot of people like to say and I love it that we packed a Republican billionaire tax shelter in order to improve care for black drought people on that gets me up every morning. Sir Thank you. So this as you noted, this was a provision in the December seventeen tax bill. Specifically page one, hundred, and thirty. This was picked up this previous legislation as you noted, that as you mentioned senator from New Jersey Cory Booker but also the South Carolina African American Republican, the only one Tim Scott. So this is picked up in the tax bill previous legislation and you mentioned the nine thousand. So these are census tracts that meet this low income community criteria wrote and then explain to me. Governors than have to select a discrete number. That could benefit from this. Tax Advantage program is that correct doubts correct and there was a little bit of mischief but some of the governors in the designation of some of those areas and there's been, you know some gamesmanship with this story like you know Chris Christie, the former governor of New Jersey is. Used an opportunity zone fund open up frigging LAUNDROMAT. In Asbury, Park with Bruce, springsteen cats not the kind of stuff that we do. I'm not surprised to hear that I guess the former governor is a is obsessed with. Mr Asbury Park and again just so on. Understand better more clearly, this is the tax advantage here is that by investing the capital gains on your investment, you can avoid paying the. Twenty three percent the capital gains tax and that basically. Sure go ahead, go ahead. Well, basically, the way it works is that if you invest money or capital gains in and opportunities zone and you leave it in for at least ten years, not only is the initial investment completely tax free but then all of the proceeds that you make on that investment are completely tax free. So high net worth individuals. And family offices large corporations the generate large amounts of capital gains love this program, and indeed it opened up about six point two trillion dollars in available capital based on the amount of capital gains that we generate in our economy. So of that amount, David Roughly a hundred billion dollars has been invested thus far into opportunities zones off. The roughly eight months programs operate. And again, the idea is the long leave the money and means completely tax free for ten years out of step seven years you pay are you're eighty five percent excuse but I know that that number surprises me would you say this this this one, hundred, billion, his far more than was estimated when the legislation was passed. No I think it's probably rolling out slower than A lot of folks had hoped and as you can imagine, the vast majority of those deals that have been done thus far has been around real estate and real estate redevelopment certainly in the healthcare sector I think we're still the only firm out here. That's a healthcare focus opportunities on fund it. You know it we've been the only ones to my knowledge. So we're you know we're granted here, but we have yet even break a billion, but we're that's our goal.

David Nangle John Gorman Cory Booker Gorman Health Group IRS New Jersey Chairman Mr Asbury Park Chris Christie Executive Chairman Personal Care Services Medicare JON
John Gorman Discusses the Use of Opportunity Zones to Address Social Determinants

The Healthcare Policy Podcast

06:32 min | Last month

John Gorman Discusses the Use of Opportunity Zones to Address Social Determinants

"During this podcast saw discussed efforts to address social determinants of health with John Gorman chairman of the nightingale partners and founder and former Executive Chairman of Gorman Health Group. John Welcome to the program. Thanks David. Great to be here. especially with another native DC guy here most welcome John's by is, of course, posted on the podcast website. Briefly on background, the ongoing covid nineteen pandemic has exposed. The country's failed to adequately address the social determinants of health. Generally defining health access and quality education, economic circumstances, food security, social conditions, and environmental factors. It is estimated that where people live work and socialize determines as much as sixty percent of their health status. Whereas formal medical care accounts for just ten percent. For example concerning. Circumstances forty years of wage stagnation among lower income earners has left forty five percent of working age Americans. With either no health care insurance for insurance without a pocket expenses so high. They avoid sinking care went for example, they developed covid nineteen related symptoms. Healthcare policy makers have slowly begun to take an interest in addressing sto ages as a way to improve health delivery by increasing increasing appropriate utilization and reducing costs. For example, Medicare, advantage plans which enroll more than one third of all Medicare beneficiaries have recently been given regulatory authority to offer Ma benificiary supplemental benefits beyond medical care such as mail deliveries, home modifications, and Personal Care Services. With beginning, discuss, addressing, social determine, specifically use of what are termed opportunities zones. Again. John Gorman. So Jon with that as background. Louis. Begin by asking if you could provide a brief overview of nightingale. Sure David Nangle partners is one of these weird opportunities zone funds that came out of trump's big tax giveaway bill It was actually Cory Booker's program that was designed to encourage investment in real estate and disadvantaged communities and I was sitting on my ass retired last spring and got a notification that the irs had just completely revamped the rags to allow opportunities own capital to be used not just for real estate investment. But also for leases one portly for working capital or for meeting the business requirements of a new company inside one of the nine thousand roughly nine thousand opportunities zones around the country and those opportunities owns David are all. Severely, economically disadvantaged and more importantly medically underserved, and because the irs allowed now opportunities own capital to be used for working capital for meeting business requirements. That's what opened the door to allow us to use opportunities on Capitol to make large scale investments in social determinants of health intervention. So nightingale partners with insurers with health systems with large medical groups to finance design launch, and where necessary execute on our goals to improve. The quality of care for vulnerable populations. In this country, a lot of people like to say and I love it that we packed a Republican billionaire tax shelter in order to improve care for black drought people on that gets me up every morning. Sir Thank you. So this as you noted, this was a provision in the December seventeen tax bill. Specifically page one, hundred, and thirty. This was picked up this previous legislation as you noted, that as you mentioned senator from New Jersey Cory Booker but also the South Carolina African American Republican, the only one Tim Scott. So this is picked up in the tax bill previous legislation and you mentioned the nine thousand. So these are census tracts that meet this low income community criteria wrote and then explain to me. Governors than have to select a discrete number. That could benefit from this. Tax Advantage program is that correct doubts correct and there was a little bit of mischief but some of the governors in the designation of some of those areas and there's been, you know some gamesmanship with this story like you know Chris Christie, the former governor of New Jersey is. Used an opportunity zone fund open up frigging LAUNDROMAT. In Asbury, Park with Bruce, springsteen cats not the kind of stuff that we do. I'm not surprised to hear that I guess the former governor is a is obsessed with. Mr Asbury Park and again just so on. Understand better more clearly, this is the tax advantage here is that by investing the capital gains on your investment, you can avoid paying the. Twenty three percent the capital gains tax and that basically. Sure go ahead, go ahead. Well, basically, the way it works is that if you invest money or capital gains in and opportunities zone and you leave it in for at least ten years, not only is the initial investment completely tax free but then all of the proceeds that you make on that investment are completely tax free. So high net worth individuals. And family offices large corporations the generate large amounts of capital gains love this program, and indeed it opened up about six point two trillion dollars in available capital based on the amount of capital gains that we generate in our economy. So of that amount, David Roughly a hundred billion dollars has been invested thus far into opportunities zones off. The roughly eight months programs operate.

John Gorman Nightingale Partners Gorman Health Group David Nangle Cory Booker Medicare John IRS David Sir Thank JON Louis Tim Scott Asbury, Park New Jersey Mr Asbury Park
John Gorman Discusses the Use of Opportunity Zones to Address Social Determinants

The Healthcare Policy Podcast

06:36 min | Last month

John Gorman Discusses the Use of Opportunity Zones to Address Social Determinants

"Welcome to the healthcare policy podcast on the host. David. Intra Cosso. During this podcast saw discussed efforts to address social determinants of health with John Gorman chairman of the nightingale partners and founder and former Executive Chairman of Gorman Health Group. John Welcome to the program. Thanks David. Great to be here. especially with another native DC guy here most welcome John's by is, of course, posted on the podcast website. Briefly on background, the ongoing covid nineteen pandemic has exposed. The country's failed to adequately address the social determinants of health. Generally defining health access and quality education, economic circumstances, food security, social conditions, and environmental factors. It is estimated that where people live work and socialize determines as much as sixty percent of their health status. Whereas formal medical care accounts for just ten percent. For example concerning. Circumstances forty years of wage stagnation among lower income earners has left forty five percent of working age Americans. With either no health care insurance for insurance without a pocket expenses so high. They avoid sinking care went for example, they developed covid nineteen related symptoms. Healthcare policy makers have slowly begun to take an interest in addressing sto ages as a way to improve health delivery by increasing increasing appropriate utilization and reducing costs. For example, Medicare, advantage plans which enroll more than one third of all Medicare beneficiaries have recently been given regulatory authority to offer Ma benificiary supplemental benefits beyond medical care such as mail deliveries, home modifications, and Personal Care Services. With beginning, discuss, addressing, social determine, specifically use of what are termed opportunities zones. Again. John Gorman. So Jon with that as background. Louis. Begin by asking if you could provide a brief overview of nightingale. Sure David Nangle partners is one of these weird opportunities zone funds that came out of trump's big tax giveaway bill It was actually Cory Booker's program that was designed to encourage investment in real estate and disadvantaged communities and I was sitting on my ass retired last spring and got a notification that the irs had just completely revamped the rags to allow opportunities own capital to be used not just for real estate investment. But also for leases one portly for working capital or for meeting the business requirements of a new company inside one of the nine thousand roughly nine thousand opportunities zones around the country and those opportunities owns David are all. Severely, economically disadvantaged and more importantly medically underserved, and because the irs allowed now opportunities own capital to be used for working capital for meeting business requirements. That's what opened the door to allow us to use opportunities on Capitol to make large scale investments in social determinants of health intervention. So nightingale partners with insurers with health systems with large medical groups to finance design launch, and where necessary execute on our goals to improve. The quality of care for vulnerable populations. In this country, a lot of people like to say and I love it that we packed a Republican billionaire tax shelter in order to improve care for black drought people on that gets me up every morning. Sir Thank you. So this as you noted, this was a provision in the December seventeen tax bill. Specifically page one, hundred, and thirty. This was picked up this previous legislation as you noted, that as you mentioned senator from New Jersey Cory Booker but also the South Carolina African American Republican, the only one Tim Scott. So this is picked up in the tax bill previous legislation and you mentioned the nine thousand. So these are census tracts that meet this low income community criteria wrote and then explain to me. Governors than have to select a discrete number. That could benefit from this. Tax Advantage program is that correct doubts correct and there was a little bit of mischief but some of the governors in the designation of some of those areas and there's been, you know some gamesmanship with this story like you know Chris Christie, the former governor of New Jersey is. Used an opportunity zone fund open up frigging LAUNDROMAT. In Asbury, Park with Bruce, springsteen cats not the kind of stuff that we do. I'm not surprised to hear that I guess the former governor is a is obsessed with. Mr Asbury Park and again just so on. Understand better more clearly, this is the tax advantage here is that by investing the capital gains on your investment, you can avoid paying the. Twenty three percent the capital gains tax and that basically. Sure go ahead, go ahead. Well, basically, the way it works is that if you invest money or capital gains in and opportunities zone and you leave it in for at least ten years, not only is the initial investment completely tax free but then all of the proceeds that you make on that investment are completely tax free. So high net worth individuals. And family offices large corporations the generate large amounts of capital gains love this program, and indeed it opened up about six point two trillion dollars in available capital based on the amount of capital gains that we generate in our economy. So of that amount, David Roughly a hundred billion dollars has been invested thus far into opportunities zones off. The roughly eight months programs operate.

John Gorman Nightingale Partners Gorman Health Group David David Nangle Cory Booker Medicare John IRS Sir Thank JON Louis Tim Scott Asbury, Park New Jersey Mr Asbury Park
How to Buy in a Hot Housing Market

Money For the Rest of Us

04:46 min | Last month

How to Buy in a Hot Housing Market

"I recently got an email from listeners listening about six months or so has listened to well over one hundred episodes of the show. He writes that he's relatively new to investing. He's been investing for three years now, as he graduated from college in two thousand seventeen. He's been saving for his first home purchase in Austin. Texas. He writes the Austin Housing Market is very hot at the moment arguably one of the hottest markets in the country even with the recent effects of covid nineteen. He points out the median sales price in Austin has increased over eleven percent since this time last year, and there are forty five percent fewer homes on the market now versus a year ago he would like to buy a house in early twenty, twenty one. But after seeing the market conditions, he's worried that he might be entering the real estate market at the wrong time. He has heard of stories from realtors in home buyers about individuals and families putting offers of ten to fifteen thousand dollars over the asking price for homes that aren't even on the market yet only to find out, they did not win the bidding war. In short, he continues I'm wondering if you could offer some. Rules of thumb to look for as a first time home buyer in I. Hot Market such as Austin. I'm conflicted because I don't want to buy at the wrong time and potentially lose value in my home only after a few short years however at the same time if this market to continue at this pace for several years to come buying in the near future, I think might be the right move. He points out he's tired of handing over his money to landlords and would like to start building equity in a home to diversify his current return drivers. Austin is not the only hot housing market. There are a number of them in fact, nationally in the US housing is on fire. In August of two, thousand, twenty, there were five point nine million homes sold on a seasonally adjusted annual rate. That's the highest number of home since two thousand six and it's being driven because the average thirty year fixed rate mortgage at the end, of August was two, point, nine, four percent. The median single family home price in the US is up eleven point seven percent in the past year ending August twenty twenty. That's the biggest annual increase in twenty thirteen. Sales of newly built homes are up forty, three percent year over year the highest increase since one, thousand, nine, hundred, two. There have been about one million new homes built in the past year highest level since two, thousand six. The market is being driven because of the low interest rate, which is pushing up the value of all assets. Plus there's a desire for many given covid nineteen to move out of their city, for example, out more into the suburbs or the country. So increased demand and reduced supply because of concern regarding the pandemic. Some. People don't want potential buyers traipsing through their homes. Others don't want to sell because they're not sure they'll be able to find something to buy. The frenzy to purchase homes has pushed up valuations if we look at the value of household real estate. So the total value of houses and condos as a percent of economic output in the US GDP, it's a hundred and fifty eight percent. Total value of all houses divided by GDP is one hundred and fifty eight percent that's up from hundred and forty percent at the beginning of the year the all time high was one, hundred, eighty percent in two, thousand, seven, and the recent low was in two thousand twelve of one hundred, fifteen percent. This is data from Ned Davis Research. The. So the value of the housing stock relative to GDP is approaching that all time high of two, thousand seven, and then if we look at the case Schiller Index, it has appreciated since nineteen fifty-three on a real net of inflation basis of about point seven percent per year. That's the trend line. So we statistically create a trend line again, data from Davis research that trend line increases at point seven percent per year, and then we can see well, how much do current prices differ from that trend line and right now we're fifteen percent above the trendline. In two thousand, six, US home prices were forty percent above the trend line and then by twenty twelve, two, thousand, thirteen, they had fallen two point, nine percent below the trendline.

Austin United States Ned Davis Research Texas
Pressure of COVID-19 pandemic raises concerns about teachers getting burned out

Clark Howard Show

02:37 min | 2 months ago

Pressure of COVID-19 pandemic raises concerns about teachers getting burned out

"Teachers have had. Just, a most difficult time. a lot of teachers somewhere close to forty five percent is the number I've seen schoolteachers have some level of pre existing condition. And it's been frightening. For a lot of teachers who have pre existing to go back in the classroom. Been Very large numbers of teacher resignations around the country. and. There are class sizes now in a number of jurisdictions which are the largest anybody can ever recall. Because of the shortage of teachers. And in the midst of that. A new report was compiled by Wall Street twenty, four seven. Of Teacher Pay. And where the pay of teachers is such. That it tends to cause much higher turnover among teachers. So. I think about the kids and how important it is for kids to be in the classroom I've watched my own son. WHO This year? Has had weeks of school that were online only. And more weeks of school that have been in person. And the difference in his Whole psychological being. From being. At, school with his peers. Versus being at home. Taking zoom type classes. He gets kind of brain dead zoom, kind of stuff. Some kids I guess can handle it. and. Then you think about the teachers. Where those with pre existing. This could be a fatal event for them being in the classroom. This is. A classic no Winston Areo. But I think one thing that's been clearly expose by. The disruption and kids education. Is How teachers we talk a good game about how much we value them. But we certainly don't pay teachers like we value them. And The Wall Street twenty, four, seven. report, shows. In wet states, teachers are paid far far less. than. What the education they have would lead to an equivalent pay. In other jobs other than being a

Winston Areo
UN chief names COVID, a ceasefire, and climate as UN75 priorities

UN News

10:57 min | 2 months ago

UN chief names COVID, a ceasefire, and climate as UN75 priorities

"Let's make sure. That we have a global ceasefire, let's make sure that you'll have a vaccine and let's make sure that when we rebuild our economies through so. Fifteen. This. Is Colin from U. N.. News. September marks the most high profile period in the calendar the opening of the new General Assembly. session. This year is a special, the organization as it reaches its seventy fifth year. But preparations of overshadowed by the global. covid nineteen pandemic which has led to practically all of the events surrounding the general debates of the General Assembly being moved online. Ahead of the opening, you news may Yakub sense down an appropriate distance with the UN Secretary General Antonio Guitarist in this special that his own podcast find out what he wants to get out of the event and what can be salvaged from a year ridden with multiple crises. May began the interview on the subject that can't be ignored covid nineteen and Austin UN chief to assess global progress so far I'm very worried. I mean the pandemic Sean, the enormous fragility of the world's the not only ration- tool. The coffee that I mean, we have friend Julia. Climate Change to the lawlessness in cyberspace even to the risks of nuclear proliferation to the impacts of inequality. In the cohesion of societies but the the vitals that is a microscopic vitals has put us on our knees, and unfortunately, these should lead to a lot of humility in world leaders and to unity and solidarity fighting the coverage. Now that as we know unit, each country has adopted some strategy and we see the result, the vitals as progress to hear, and at the same time, there is not enough solidarity in relation to the developing countries and we see all in the. People are suffering so much and to a certain extent disease negative for everybody because. If we are not able to address properly the COVID also in developing countries. The vitals goes back and forth and. We will pay a heavy price even in the richest countries in the world. What would you hope government and community to do to overcome and emerge stronger? We need everybody to work together in cooperation, and now we have a good test and the test is the treatment and the vaccine. It is absolutely essential that the vaccine be considered a global public good people's vaccine and that we want have a competition of countries trying to get as many vaccines as possible for themselves. Forgetting about those that have less resources, we need a vaccine for everybody everywhere in affordable. The conditions because we will only be safe everybody's safe to think that we can preserve the rich people and let the people suffer. It's a it's a stupid mistake because there is no way. Everybody will not pay heavy price if not everybody is properly. Supported by the vaccination. On Climate Change Covid nineteen may have diverted attention and resources away from the urgent need for climate action and you have said categorically, people have to raise their voices. Business has to their site. Major emitters need to do more to save our planet. You'd recently said call is going up in smoke. What are three key things that must be done immediately for the Paris accord to work and the word to shift skier so we What is our objective? The objective has been defined by the scientific community. We absolutely must limit the growth in temperature to one point, five degrees namely at the end of the century for that, we need to have coronal throw in twenty fifty, and for that, we need to have a reduction of about forty five percents of emissions in the next. So the objectives clear. How can we reach them? We need a total commitment special if the big images to all the transformation elections, inanity, negative culture, you need history in transportation in all his whole life. We need transformational actions that make it possible to reach those objectives and it's very simple. We should stop spending money taxpayers, money and subsidies for fossil fuels. We should massively invest in renewable energy because it's cheaper, it's most profitable. It's it's not only the right thing to do is the best economic sink to do We need to stop the construction of coal plants we need to invest. In. New Forms of mobility namely through electric cars we've invested in either login that is the will of the future. And at the same time, we need to conduct the. Protection of Biodiversity Protection of forests transformation. In formations in our agriculture In, all these aspects we need to work together with a common strategy and with the clear objective, we need to be carbon neutral in twenty fifty. The twenty thirty deadline set for the achievement of these seventeen sustainable goals is really not too far away. How should world leaders refocused efforts? To achieve a disease after all, it's our blueprint. For a more sustainable and equitable planet, we'll because of the covid nineteen in the needles to recover economists, we are spending trillions of dollars at the present moment. So if you are spending billions of dollars, let's do it in line with the sustainable development goals that's fluid in line with agenda twenty thirty. Let's rebuilt. Is Better. With more equity fighting inequality, more sustainability, fighting climate change and all the other aspects of relevant in this Central Government Wolves beat the delegation of poverty be to the protection of the oceans beat. Seems ready to education to health to governance. So the the cover these threats is a problem, but it is also an opportunity because as to change. We can change in the right direction as we are mobilizing massive resources to rebuild. We can rebuilt in the right direction and our blueprint must be the agenda twenty thirty and disassembly Robbins schools. The UN has been around for seventy five years and you've called on everyone to participate actively in the UN seventy-five conversations. especially, those not often heard including youth you have spoke to you. But. Also, you were often in listening mode. What encouraged you from those conversation with us A very strong commitment of us to International Corporation The Yankees much more cosmopolitan than my generation. They feel universalist approach to problems. They understand that we need to be together and so the stand that we need a stronger multi-lateralism but the multi-lateralism that is also multilateralists in which they can participate a decision making. And these very strong commitment of the young people to ideas like universal coverage to ideas like the climate action to ideas like more justice inequality in our societies gender equality. Fight Against Racism all these aspects show a very. Young people. That is the biggest hope I ever to our. Common. Future. Some twenty-five years ago the Beijing Declaration was a historic turning point for advancing the rights of women. But Millennia of Patriarchy have resulted in a male dominated world. What would you like to see men do to ensure we have gender policy party and equality men must understand that it is these are. Not only of women to have gender equality agenda parody because the world will be better. It is relieving a male dominated world with a male dominated culture. That is why it is so important Indian which parity and we have done it at top level, but we need to do it everywhere. There is essentially a question of power. And we need to have I. don't like to use empowering women. It looks like we're giving bullet women. Power novel is not given it's taken, but we need to have women moving in order to assert their role in society, and we need men understanding that that is a positive thing for them. Mr. You've spoken passionately about inequalities and justice. The. Cause of many unfortunately problems in the war today. What are some of the most damaging example of these and how can multilaterism be the answer for all humankind to benefit it's very shocking from the point of view of wealth and income to see percents of humankind having more resources than off of the world's population. But I would say the most shocking aspects of inequality are not necessarily linked to money. It's equality linked to discriminations in relation to gender inflation to. Racist. Innovation to religion insulation to. People with this with ability in addition to the LGBTQ community. I mean we need to have a society in which cohesion is all objectives which we need to invest in the collision to make every community indigenous communities. Minorities in societies, every community to feel that their identities respected but they also they are part of the society as a whole. Mr Finally the ward the last word is for you. This is a virtual general assembly. Devoid from the usual trump far. But full of urgency and Gravitas and hope. What would you want? Would leaders and the public to take away from this UN Jason Of course many things, but if I would have to choose. Priorities I would say, let's make sure. That we have a global ceasefire. Let's make sure that you'll have a vaccine that is a global public good at People's vaccine, and let's make sure that when we rebuild our economies new to each governor. That was UN Secretary General Antonio guitarfish speaking to you a news current unit chief May Yaacob for the special three. UN. General Assembly addition of our flagship podcast the zone. I'm Connor Lennon thanks for

UN General Assembly Austin Un Secretary General Antonio Guit Colin Secretary General Antonio Guit Julia Beijing Connor Lennon Paris Yankees International Corporation Mr. You
Reviewing the August Traffic Stats - It’s Not Great

AvTalk - Aviation Podcast

05:40 min | 3 months ago

Reviewing the August Traffic Stats - It’s Not Great

"That puts us a roughly a week past the end of August weird things we found. Our. Stopped getting better. As the. Is. Is the way to put it. So you know from the low on the twelfth of April we've seen a rise in traffic levels and we ended the month of August. Forty, five percent. Of Twenty nine hundred. August twenty nineteen. As far as commercial traffic levels were concerned. So. Not Great. Know things things flattened out We've talked about keeping an eye on things hoping that the summer would lead to a bit stronger recovery and then pushed through into fall. We haven't seen the traffic in at the beginning of the fall schedule materialize, and so there's a good chance that week over week, we could see traffic fall throughout the rest of the year outside of spikes for for certain holiday period if people decide that they're going to be traveling again but we don't know what that's. GonNa. Look like as as the as the season develops but August you know. Flattened out and not in a great way, and then the holiday weekend we just had here the states is past weekend traffic almost eclipsed a million passengers screened in the US for the first time since. March sixteenth were dropped off quoits amazingly beyond that. It went from one point two million. Passengers screened on March sixteenth to just basically a quarter of a million. A week later. So getting up to a million would have been at least some semblance of what we use folic victory person bollock victory. We are not there yet. We have here in New York. We have twice as many people riding the subway. Than we have the TSA screening passengers nationwide. Now yesterday the Tuesday after the holiday weekend that were seven, hundred, four, thousand passengers screened, which is just about right back where we were before the holiday weekend. So this is typically rather. Low part of the year between the end of the summer and really Thanksgiving here in the US than the the holidays toward the end of the year for the entire world. So this is GonNa be. Great the next few months, and we're already seeing if you wear pare back their schedule quite dramatically to match that new reality that the the comeback is not happening. Yeah the the return of. Travel, besides leisure travel. So so business travel. And folks moving around outside of taking. A vacation visiting their their friends and relatives. That's not materialized. Travel is still nil and so. What we're going to see over the next few months I think is going to reflect that especially us. Europe a little different. Asia quite different as things there have have gotten much better much faster. But I I think we're still globally nowhere near two thousand and nineteen levels and won't be for some time. The other things being affected are aircraft deliveries. We got those numbers this week as well and and looking at Airbus Boeing numbers Airbus thirty nine deliveries one order which was Jason. Ordering his new. Ac a three twenty neo. Price finally come down enough where I can get my own pint. Yeah and then bowing delivering thirteen aircraft but taking eight orders. That's interesting. who were the eight I hadn't heard that they picked up five, seven, three, seven Max orders and they picked up three triple seven F orders l. were those the Polish airline ordering the matches that we talked about last time in addition to so there was the yes enter air, and then there was one other I think there was an airline that order one of them and and which airline was, but we may have talked about that in a previous episode plus the three triple seven f orders but moving up but still not I mean I was actually did putting things together for the show I. Put in you know Boeing August deliveries, and a Reuters article from last year came up and they are talking about how how orders deliveries were down forty percent. Already. And I was like Oh. That doesn't seem terrible and then I looked at the date and it was September. Twenty nineteen it finally they knew. Yeah. So not not great still not great. But we are there are some glimmers of hope just now a few minutes ago adult seven, six, seven, four, hundred that had been stranded in not one joe. China after it had interior modifications done Kinda got stuck there just took off back heading. East after two hundred and four days of sitting on the ground there looking derelict. So that's about that. That's nice. I'll take what I can get

United States TSA Airbus Boeing New York Asia Europe Boeing Airbus China Reuters Jason MAX
Tyler Jordan On How To Advertise In A Down Market

The $100 MBA Show

08:22 min | 3 months ago

Tyler Jordan On How To Advertise In A Down Market

"Today's guest teacher Tyler Jordan is the founder of Jordan digital marketing and he's been helping entrepreneurs get out there for years. His Digital Marketing Agency is focused on getting people, new clients, new leads through Google ads, facebook ads, Lincoln, facebook Instagram, you name it. This is why I'm so excited to have him here today as a guest teacher because we're GONNA get some. Free Consulting. This is a really good lesson on the importance of paid advertising right now in growing your business. Even if you have a small budget that small budget can go a long way right now and you should not miss this opportunity tyler Jordan's GonNa, teach you pass it onto him. Now, we'll be back with my takeaways to wrap up the episode, but for now, takeaway? Tyler Everyone, this is tyler. Over Jordan digital marketing. We've put together a six point plan for how to run paid acquisition marketing. Even in the midst of pandemic, the world has profoundly changed over the last two months. People are staying home at a drastically higher rate even as things start to open up even with restrictions being lifted fewer people are going to go out pure people are going to restaurants a lot fewer people are going to be commuting twitter square are two of the biggest companies to announce new work from home policies that. Allow people to work from home indefinitely in a recent Gallup poll more than fifty percent of Americans said they'd like to continue to work from home even after the restrictions are lifted, that means fewer people commuting, which means fewer people listening to radio listening to streaming services, seeing billboards or out of home media. So outdoor marketing opportunities have all but dried up, but it also means that there's a ton more people sitting in their houses searching and scrolling all day long in front of their computers. This leaves a huge opportunity for those who. Are Willing to take it. We've seen massive pullbacks and marking spin, but the people who have stayed the course with their digital spend are seeing major benefits. We've put together a six point plan to explain how you can restart or improve on your current paid marketing strategies. The first point businesses down right now, but it's not going to be gone forever this also down for everyone a lot of people have pulled spin really dramatically if you have the money to continue advertising, this is the time for you to take over your space. Even if your product is dependent on people being out and about you can spend this time to position yourself for the rebound when business comes back those who spend the time and money to stay in front of people right now will continue to be in their consideration set those who poll their marketing will be lost and forgotten, and right now CPM's CPC's are at all time lows in March. The average see pm in the United States fellow three dollars for the first time in two years and the lowest amount globally ever they've increased. About four dollars since then but that's still thirty percent cheaper than what they were towards the end of February. The second point think about the channels you running billboard. Or dead print is struggling in has been struggling for a while TV is hot right now because everybody's took it home and digital is is pure fire right now even as things open up their millions of more people staying home and scrolling their timelines searching from their phones than normal, we're getting finally to see the true capability of the Internet during his time, which is weirdly exciting. NETFLIX's who lives social feeds and Youtube are quickly becoming the go-to entertainment sources for the vast majority of America. If your business typically relies on out of home media or events, look into Ott, youtube bands, and think about runs video on facebook. The third point we'd like to make is think about Tom don't forget the situation that people are facing right now but also try not to be overly cliche. The number of companies that are talking about navigating these uncertain times ridden risen by an astronomical amount you need to care and be mindful of the situation, but don't default to being too scared to have a real message. Make sure you're still telling people who you are and what you do if you can share the story of how your business is helping in the. Current situation or how the company is making changes to ensure that things remain safe when life goes back to normal the goal here is to remain top of mind for your ideal customer segment because if you don't someone else will we have an education based client advertising Kobe coming resources guide as a way to fill the top of the funnel for when their program starts. Gets back to normal. They're gonNA have thousands of new leads in their crm that they can go and attack right away they in cost relieves right now dropped to less than half of their normal rate, and while they're not converting any users right now, they're perfectly set up for the rebound. The fourth point, the noise has been cleared out. CPM's are lower than ever, but that's because no one else has advertising. So that means you have an opportunity to own the conversation personally I've only seen masterclass ads on youtube for like the last two months and I, actually finally just signed up to learn how to cook Mexican food. David able to own the airwaves because so many people have been scared and pulled out of the market. We've seen this sort of result, a lot of times from companies that we work with two. We've seen one of our fintech clients had a sixty five percent increase in conversions with only a thirty, five percent increase in spend on their top competitor campaigns during lockdown their competition pulled back and they stayed strong and stay true to their paid strategy, and they're reaping the benefits for another client of ours has been able to see a sixty one point five percent jump in numbering conversions even after social distancing quarantining started to happen, they've only increased spend about forty six percent. Outside jump in nombre and conversions, versus the spend they put forward simply because there's fewer people in the space another client was able to see a sixty one percents jump in non brand conversions after stay home orders and social distancing. They've only put together a forty five percent increase in spencer seeing outside his jump in overall conversions. The benefit here is that the audience that you're getting in front of right now is one that has more time on his hand and his testing out more tools during their downtime. So people who are getting in front of them are having an opportunity to get leads that maybe wouldn't be so to jump on a demo or get on a call with you. But if you're able to continue to spend that money and own your niche, you have a really unique opportunity to get in front of more of the right people and it might not pay off right now but it will pay off when business starts to get back to normal. And this brings us to our fifth point people are shopping around dramatically more people have more time on their hands. Money needs a stretch further. So people are taking the time to test out multiple different tools whereas they used to just focus in on one and do the easiest thing we're seeing a lot of people sign up for leads, download content and request demos in the SAS face embedded these space, and it's our job to go capture that interest. We're also seeing a lot of people buying a lot more on e commerce sites because they're stuck at home and they need fix their shopping addiction anyway. So we're seeing a lot of huge increases in ECON sector as well. If you're running an ECOMMERCE site, the best place for you to go and find that traffic and convert those users is GonNa be through digital through search social and display. So make sure that you're getting out there in front of people with the right message and using right audience the sixth and. Final point is one that we harp on regularly all of our audits and that's you need to speak to people at different stages of the funnel. Differently this is important at all times the year but especially right now, make sure that you're using the right tone to introduce yourself to new customers be a little bit more mindful of the situation those interactions but once you've introduced yourself, make sure that you let them know why you're different and why they should go with you over the other companies are shopping around with. Once they become accustomed to make sure that you asked her promote you to their friends. One of the big ways that people find business normally is they ask their friends recommendations. So if you can facilitate that with paid marketing that'll put you in a position right now with all your new customers that you bring in today to really allow that to snowball on top of itself. Once the economy starts and things start to get back to normal.

Tyler Jordan Facebook Jordan Digital Youtube Digital Marketing Agency Kobe United States Founder Google Netflix OTT TOM David Spencer America Lincoln
AP-NORC poll: Many in US shoring up finances amid downturn

AP News Radio

00:44 sec | 3 months ago

AP-NORC poll: Many in US shoring up finances amid downturn

"The virus pandemic has crushed the U. S. economy but it's also led to many Americans taking a closer look at their finances while the pandemic's led to nearly thirteen million lost jobs amid business shut down many people have also been staying home and not spending as much on dining out clothing and travel in a piano RC center for public affairs research poll finds forty five percent of Americans say they're saving more money than usual about a quarter report paying down debt faster than before the pandemic while that's good for personal financial security the boost in saving may also limit the economy's recovery since it relies on consumer spending for growth Sager mag ani Washington

Ani Washington
Potential Kodak deal on hold until "allegations are cleared"

Squawk Pod

01:46 min | 4 months ago

Potential Kodak deal on hold until "allegations are cleared"

"For watching shares of Kodak this morning down by forty, five percent in pre-market trading. This on news of potential deal for government loan to help make ingredients for generic drugs is being put on hold in a tweet late Friday the International Development Finance Corporation a US government agency says the recent allegations of insider trading re serious concerns and the deal will not proceed until they are cleared the SEC is reportedly in the early stages of probe in Kodak said, Friday. It is conducting an internal review. Becky. You guys have been all over this. You had the the gym continente on Squawk shortly after the loan was awarded. In Joe I remember pointedly asked him about the unusual. Stock activity and the day just before this deal was announced on Monday one, point six, four, eight, million shares. And then Tuesday the news came out. How do you account for that James? Any idea whether whether someone had wind this I? Mean, we didn't see the move in the stock until Tuesday but that that is so far away at a multiple of the average daily volume over over the last. You know over a long period of time and he idea whether this got out. This is pretty kept secret. Obviously, we read better to the last day basically so I could tell you what A. Week. Later, we find out that he was also ordering. Stock option grant the day before as well. So certainly, a lot of eyebrows being raised here. Yeah. You we watched it run up and we're kind of watching it unwind right now as this comes through There were people who were waiting for the SEC to do an investigation. You kind of knew it was going to be coming and and now the question is what happens to the contract itself as a

SEC Kodak International Development Fina United States Becky James
Blockchain & Digitising Trade Finance  Insights from Contour

Insureblocks

05:38 min | 4 months ago

Blockchain & Digitising Trade Finance Insights from Contour

"Call. Thank you for joining us today. Could you please give us a quick introduction on yourself thank you lead and thank you for the opportunity to be here. Introduction of myself. I guess away sometimes they usually introduce myself as I've been SORTA DOING FINTECH for thirty years all in Asia. So I grew up in the states but came out to Asian in college and then stayed out here but. Thirty. Years of Fintech. So I've done about twenty years of thin. So I've been in in worked at various. Banks Bank of Boston Standard Charter deutchebanks on transaction banking trade finance and cash management, and then ten years of tax. So I've worked at I left banking a few times I left in two thousand during the DOT com days to work for a company called trade card, which later became gt nexus and set up the Asia operations and then I. Left. Banking again in in in two thousand sixteen to to work for for our three and and helped set up a lot of Asian operations for them and my my third startup now is is contour which started seven months ago. So yeah about thirty years of of Finn INTECH. Extensive. Indeed of an anti corporate and start up world. You've got it all. So Call as it is customary here at blogs could you please explain to our listeners? What is blockchain and how does it work? What is blockchain? Well, I I think I'll I'll go to the the level below and distributed ledger technology and really disturb alleged technology is is is an opportunity for instead of managing your data in one central database actually everyone having their data in their own database and so just to be ledger instead of breaking it up and and it's goes back to the way our three and quarter talk about it. Is You, know we we all should should own our own data. And then we there should be a protocol to share it and you shouldn't share it with everyone. And sharing with everyone is is traditional blockchain which be the broadcast method of of consensus, but instead a quarter. On distributed ledger technology basis manages data by having them Even everyone has a note everyone has their own database, but there's a protocol, the sheriff, and that's how. Quarter works, and that's actually what contours built on. And Great and I think it's important. You know the point you just made about. It was blockchain near sharing with everyone in whiz these legend technology you only sharing with the relevant parties because that's sometimes it's something that is misunderstood too often by people who are introduced to this world though thank you for that. They usually sort of say has also is is when I talk about traditional blockchain, Mus the broadcast method and I do it in in Taiwan to Taiwan fifty years ago you when you got when you got married, you didn't need to register to to get married. You you you just had a big dinner. You had a big new invited everyone in the village. To. Front of everyone the village said I'm marrying this woman and therefore everyone knew you're married you didn't have to register anything but the fact is that everyone knew it and then it became a fact and that actually sort of this is a consensus method in in in an old version. Indeed indeed. Thank you for that The. World Trade Organization estimates that between eighty percent and ninety percent of global trade relies on trade finance. Yet, there is a one point five, trillion dollar gap between the market demand and supply for trade finance something, which I'm sure was co Vina's has probably increased US instead. And KYC and am. L. Requirements remain the most cited barrier was high transaction fees and low credit ratings running up the top three SME's remain disproportionately affected by these and other bears experiencing a forty five percents rejection rate on proposals, which is much larger than than seventeen percent seen by multinational organizations. What are your views on these challenges? Again International Trade. It started out of minutes it's been going on for a long time. You always have this distrust deficit when you have a buyer and seller in in far off countries now that trust deficit is a little bit easier to manage now because you have the Internet and you can see people online and you can skype them and talk to them and Imagine what it was like when you you had to put money down for shipment that would come three months later and you didn't even know the person you only known by a letter right so obviously, it's gotten a lot better with with communications nowadays but I'm in the challenge is really for for SME's is is related to data right because a bank. Bank as a as a lender right as a facilitator of of credit. Is. Looking. To to not make a mistake banks don't really have to. A. Lot of banks goals is is not necessarily to make money but don't lose it. Right and they'll make mistakes on credit and it's very hard for SME's to have A. To have enough information or the information that they have is not sufficient to tick the boxes on a traditional credit scoring sheet, which which the banks us

Fintech SME United States Asia World Trade Organization Banks Bank Taiwan International Trade Finn Intech Boston Standard Charter A. To
Galapagos Island Shark Population In Danger From Overfishing

Environment: NPR

03:57 min | 4 months ago

Galapagos Island Shark Population In Danger From Overfishing

"Sharks in the Galapagos Islands are being decimated by fleets of fishing vessels many of them Chinese and that's bringing these vital creatures to the brink of extinction. Turn is a professor of biology at the. San Francisco Kiko in Ecuador and he's advocating for an expansion of protected waters in the area to save the sharks and he joins us now professor her welcome to the program. Thank you. It's great to be here. I understand fleets of international ships many of them. Chinese. Come to these waters every year and they're they're now what brings them. Well the waters off Galapagos and just in this region of very, very productive Galapagos islands are in a big obstacle in the middle of the ocean. So there's a deep cold water current that's flowing from the West and when it hits, the abacus platform is diverted at the surface and that creates a lot of productivity. So we get very rich fishing grounds and also fantastic biodiversity. How many ships are there? How many sharks are there? And you know what is this situation? Exactly as it stands at the moment, will galapagos is home to about thirty odd species of sharks, and some of those are critically endangered such as the scalloped hammerhead shark, and some of those are also highly migratory, the scalloped hammerhead, the Silky Shark, the whale shark, they all leave the borders of the marine reserve, and then they're subject to different levels of threat. So these vessels come into these waters and while they're fishing for other species, they catch these sharks in their nets. Yes depending on the method of fishing the longliners perhaps the vessels that we would be concerned about these are extensively fishing for tuna, but they will also catch several endangered shark species. During their fishing. And we know that if they do catch these species than they will retain them and keep them on board. So. These vessels though we should be clear aren't doing anything illegal they are allowed to fish with fishing. So why exactly are shark populations still taking a hit right? These vessels operating in international waters and depending on the fleet, they'll be operating under a regional fisheries organisations. The problem is that the species that we're trying to protect in Galapagos don't understand any of that. They go whether they WANNA go. As the problem is that once they leave the protective waters of the marine reserve, they're immediately under threat. There are hammerhead foraging grounds out in international waters and numbers have declined. There was a study cocoa sign, which is our neighbor in Galapagos, and they found that hammerhead sharks have declined by about forty five percent since the creation of the marine reserve, which is not the result you would hope for. So what you're advocating for an expansion of Ecuador's marine reserves, right that would help protect these areas of marine diversity and also. The. Shark. Species. I'm advocating on several levels I think first of all, we need to expand our reserve and this is something that we can do as a nation within our jurisdiction but I think we also need to play a more prominent role in the development of the Biodiversity Beyond National Jurisdiction Agreement that is currently in the works, and this will allow for better protection for these species. Once they're in the high seas, it will even allow for the creation of open water or high seas, marine protected areas. So I think we to work on several levels. The international waters needs to be considered in a more conservation perspective than they have been until now. Alex. is a professor of biology at the. San Francisco, they keep in Ecuador Professor Arun. Thank you very much. Thank you.

Sharks Galapagos Galapagos Islands Professor Ecuador San Francisco Alex.
20 Minutes About A Smart Rowing Machine

20 Minute Fitness

05:48 min | 4 months ago

20 Minutes About A Smart Rowing Machine

"The day we have an interesting guests. Bruce Smith from hydro reuss. Why don't you just introduce yourself little eight? Great to be with you on the show and name is Bruce Smith I'm a Canadian living in America, and and the CEO and founder of a company called Hydro. What's grow? Yeah, hydro is a indoor rowing machine, and it uses some pretty revolutionary resistance mechanism technology to make it quiet, but the coolest thing. Thing about the machine. The part that we love the most about it is that we broadcast not fitness classes, but we actually take the experience of being out on the water rowing, and we have instructors out there. Who talked to you directly live on a beautiful twenty two inch, high definition screen with great speakers, so you actually experienced being out on the water and being part of a rowing crew you know from. From your living room or your bedroom or wherever you machine, so it's like having a penitent Kloss, except it's on a rowing machine that is extremely quiets why it whereas like putting us more broad, you know like almost feeding like you're dancing. Really off focusing on you know creating an immersive experience of being out there rowing exactly so we have trademark this idea of votaw reality and I love Peleton we have A. A time in the office they're they're totally great. It's really fun and it is. You said it's exactly right. It's like being at the club with your friends. You know you're not drinking or smoking, but you're you know you're listening to music or super photogenic people. You know it's fun experience and we love that that's great for us the coolest thing that we could think of doing to take this concept of live. Elo are and create an immersive experience so rather than going to the club every day for your workout, which is great, we can have great music and really really charismatic instructors, but you're actually out on the river, or on the bay, Miami beach or rowing by London, bridge, so, who do you think is it for? Is it like somebody that Audio Patent Than They WanNa? WanNa to mix up the workout as really somebody that is looking for different experience because they don't like going to a club, but they wanna have liberal quietness of actually being outdoors and row. It's for people who are looking for the very best experienced the best workout experience and the best way to connect with their friends, so Peleton has a leaderboard which is great. Great, but you're really competing. You're competing by yourself and you know not that many people have actually wrote out of the water in a boat with other people, but the experience of it is unbelievable. You're right on the water, but most importantly you're moving in complete rhythm with seven other people, Ya, howdy, howdy create that because if I'm Roy like, let's say like on. On, a big rowing team or like even dragon boating like a need to be in sync with everyone right because as soon somebody's out of things not working. That's exactly right. In human beings hardware. They love to do things in synchronicity with other people. It makes you feel better. It's like it's a genuine way of connecting and when you're biking, you know you're. You're like ninety five or one hundred beats per minute, and and really not moving in the same rhythm as as the instructor like you're having a shared experience, but it's not exactly the same rhythm when you're on the rowing machine, you're encouraged. It's actually really easy. You move every part of your body in exactly the same rhythm as the instructor, and so there's some brain. Brain science behind this you know the brain is an aerobic organ like a muscle, you not energy systems like like the rest of your body, and so every time you make a decision in your brain. You're using some energy, and so when you're exercising, you have to keep deciding to exercise and they're really really cool thing about rowing especially when you're rowing crew like. Like, not just on a machine by yourself in a room, but when you're rowing as part of a team, you turn off that decision making process in your brain, because the person that you're following the person in front of you is is making those decisions. You don't have to make them, so you achieve the state of flow much much faster and we know from. From our experience and I know from my experience as a national team coach that has it actually has a profound impact on people. It is the best exercise you can do. It's also US eighty six percent of your body's muscles when you're biking like forty forty five percent of your muscles with you have to use your arms and legs. It's like a full body. And your core and it improves your bone density also, so it really is like. If there was one pill that you could take, that would like. Make you friends and make you healthier. You take that pill. Of course. We feel like we've got that pill. We all would like that, but say so just saw. Listeners can really imagine how the product experience looks like so I'm imagining now you're sitting on a rowing machine and you have like a huge monitor of some sort right, and and you see an instructor like. How do you create that experience off? Somebody actually sitting in front of me. Somebody's sitting behind me and I'm not competing against. Against them, but we actually working together like how you create that certainly question, so this isn't like we didn't just go. Go to the river with some of our friends and get some go prost. We don't talk about our our workouts as we talk about them as episodes and we hired this really really amazing film team, and so we take all the experience that Hollywood and television. Television have created in the United States and we apply that skill in that art to capturing the whole experience of being out on the water, so we have four cameras. We have a team that is mixing and editing that you know. The most important part of this are two things number one is the rhythm, and so you never lose that rhythm and the instructor. Who's WHO's out. Out there with you is encouraging you to be in rhythm with everybody, and it's very very easy to follow like you do it instantly, even people who've never done it before within like two or three strokes there in the right rhythm, and then the other part is that emotional connection and two things contribute a lot to that one is music, so we have an amazing library of. Of Music and the other is making sure that when you're filming, you captured not just the rhythm, and the experience of being outside, and and the you know the environment of being out on the water, but also the eyes of the instructor is are the window to the soul, and it's it sounds trite, but it's. It's unbelievably true like you have to see. People's facing to be able. Able to read what's in there is and it, it's that experience being able to move your whole body in the same rhythm, AC- instructor and also connect with them. Because you feel what they're feeling, you know they're out on the water and they're excited about what they're doing. They're you know they're training for the US national team and they're sharing their passion for sport that they love. Love more than anything else, and it's really it is genuinely inspiring, and we thought just a crazy response from consumers, which is really encouraging, and

Rowing Instructor United States Hydro Peleton Bruce Smith America Kloss ELO CEO Hollywood Founder
Trump's tanking in the polls

Campaign HQ with David Plouffe

21:39 min | 4 months ago

Trump's tanking in the polls

"Anzalone, welcome to campaign HQ David Blah always good to hear your voice. Yeah, you and I met I back in Iowa back in the eighties, not to date ourselves, but the answer. Let me start with this. Let's talk about swing voters for minute. Obviously Joe Biden is doing. Incredibly well in public polls I'd assume he's also doing well in your own polling correct. Yeah I think that it's fair to say that. We're seeing a lot of what the public polls are showing that you know. This is in some ways I. Mean you've seen you've been through a lot of presidential campaigns, and as you said, we've been in this together for over thirty years, so we've seen a lot of historical data and quite frankly what we're seeing right in the public bowls and internal is. Is pretty historic right, so let's start with what we might consider. The Swing Voter Side of the ledger, and then we'll talk about some of the turn out registration targets, so you know you have been part of campaigns world. We Lost White Seniors by twenty points. We a static. You guys right now. white seniors or tied of which means with seniors overall your head. Talk about that like why is that? How much of that do you think it'd be maintained over the next fifteen weeks? I think that there's a couple of things you know. When we take a look at swing, voters There's actually like four really important groups that. You know everyone wants to compare how Biden's doing public Poland's with Hillary but what's really interesting about key group set of moved from sixteen. Is that Biden's not only doing much better and leading in most polling with Voters over sixty five, but he's leading with suburbanites. He's leading with independence, and he's leading with college voters, and so those are like four really important groups that not only did trump win, but is you know Romney won right and so listen? These presidential candidates. Have Different coalition I mean people like to talk about the Obama coalition in. It's important. But Biden's coalition, GonNa look different and clearly part of this started in two thousand, eighteen where we saw suburban women Super White Women College Educated Women but also college educated men really move. I mean take a look at Gretchen Whitmer who is a a a client of ours in places like Oakland County Right She also wanted to Comb County Reagan Democrats which is interesting, which also biting one in the primary, so we're seeing these swing. Voters these groups that Biden is bringing around that is different than the coalitions that we've seen. Seen in the past while at the same time narrowing margins within the Republican base with white voters and also rural voters, and keeping on par with our democratic base, right with young voters in women, and so You know when you, of course you know two thousand eight you. You saw this I. Mean when you are moving, and you have a moment, or if you sustain that moment, you tend to do well almost everywhere, meaning that even in the Republican base voters, rural voters and things like that, you tend to narrow the margins, and they're on margins. In tough places. Is just as important as doing well in some of these other swing areas. Now just specifically unseen Yars I. Listen, you know we see trump's jump rating just getting worse and worse on handling the coronavirus eppendorf pandemic clearly seniors Vulnerable the most at risk, and I think they're reacting directly to that risk in terms of feeling like he didn't get serious enough. He didn't listen to medical experts. He didn't have a plan and now with the kind of the surge feel like he's put his head in the sand and I think it's just cost him dearly with that largest age bracket the motor sixty five, and over the last Democratic presidential candidate to win sixty five and over. Is Al Gore so that Kinda gives you an idea. Of! How important this is! Yeah, reminded. Every election is its unique beast so on whether it's seniors suburban voters, you mentioned both college educated women and men Joe Biden right now, doing extremely well. Two questions for you John Do you think he's close to his ceiling there and the job really for your campaign is to maintain those numbers. Do you think there's room to grow? And secondly just how durable do think it is? Do you think that some of these voters are already locked in and is going to be really hard for trump to dislodge them? You get a feeling that where we are today. is very difficult for trump and listen first of all we should say we. We all have a collective PTSD right from two thousand sixteen, and so none of us are getting overseas, but at the same time you know you have to acknowledge the good polls because you know, there's a couple of things that are different from where Joe Biden is from past democratic nominees, including Barack Obama and and twelve. In that, he's also at fifty percent. Right at this point in time whatever what hundred four days and you know there's been no Democrat or Republican candidate you go all the way back to two thousand who's reached that threshold and so you know that's really import. The other part is is that Joe. Biden isn't scary to voters. I mean that's one reason he's leaving with independence. And if you take a look at I don't know the NBC Paul I think is is a good example or one of the most recent ones where I think it's the Fox foxhole. We're Biden is actually above water popularity. Naturally trump is underwater, but trump's very unfavorable is at forty seven percents, and binding I. Think is at thirty one. There's win been one thing that I think when they write about Joe Biden in the primary and the general election is the stability of his vote, right? It really hasn't moved that much. I mean trump's has moved down during the primary I mean. We're biden kind of started at the beginning. He ended at the end. It was very stable. Other people moved all around, but Joe Biden was incredibly stable and I think. Think that we're GONNA see that same dynamic here and we have really in the last several months. The Joe Biden's vote has been incredibly stable it's in a couple of points to the fifty percent mark. trump has moved down right and that is that is a good thing but the stability is important for Joe Biden. One is how voters view him and to how voters view trump. You know there was the I think it was the B. Poll that showed fifty percent of voter said there was no chance at all that they would vote for trump, and so your question is you know, will biden's numbers remain stable, and there just seems to be a universe of voter that is completely cut off from trump and it's because of how people you him prior. Let's think about this. Let's dissect prior to the pandemic. People you know we always heard the same thing. Whether it was you know for for Biden. Her for US Senate race for a congressional race. Is that people disliked? His behavior is tweeting his bowling. He was a jerk They basically just didn't like him as a human being, but hey, you know it's not like some of his agenda and his policies. They like how he took on. The median shook things up in Washington, DC. Now they're problem with him. Is Not only behavior how he reacted in a protest and things like that doubling down. Of Racism but their main problem is. Is that they feel that he failed the leadership test on the three crises, whether it was the health and crisis, whether it was the police brutality protests crisis, and now the economic crisis, which is hurting his economic numbers, and so they're now viewing him His biggest problem isn't just his behavior which they haven't forgotten. It's his lack of leadership or his mishandling of these crisis, so three and a half years in their judging him president. President. They're not judging him as a personality. That is his biggest problem right now, and you know I don't think that you know that's going to change. I think that we have a couple more crises potentially coming very soon, college kids and K. through twelve kids start going to school and mid August and you know it's GonNa be It's going to be really a a really tense time. I think it's GonNa. Be a problem for a lot of communities, a lot of states, a lot of holds and that is the problem. They're going to squarely put. On trump because he didn't take this series at the beginning, you didn't listen to medical experts. He didn't have a plan. And that's a problem I mean. We have more crises coming quite frankly. Yeah, now that's that's a great point and your point about his very under favorable I mean if he's sailing into voting time in late September and October with forty seven percent, unfavorable lombardo grounds He's really up against a wall there so John. I, think one of the mistakes. Sometimes you can make whether it's politics. Are Businesses your opponent? Your competition does something puts. Puts out, an ad or new strategy and you know you're like well. That's dumb and of course I've learned like you better. Take a minute and think through why they think it's smart right, but on this suburban thing what what strikes it's almost like trump got a briefing saying you're hemorrhaging the suburbs and he's like Ooh I. Know what I'll say. I'M GONNA say Joe Biden is going to destroy the so like. Do you see any evidence that that tactic which seems to be front and Center for trump, and his campaign now has any chance of succeeding. Listen I think that you know you and I have been through a lot of campaigns, and when you're in a campaign where you're behind, and you're behind eight or ten points, what do you do you just kinda start throwing things at the wall and he tends to throw things at the wall I. Mean You know in one week? He's hitting us on. China I mean all paid TV the next week. He's in his on. You Know Nafta now. Now, he didn't on defunding the police and so they try a lot of different things out right but the fact is is that trump was up on TV in the battleground states for a couple of months prior awesome. You sure what the number is, but I think it's close to fifty million dollars. We never saw the numbers. Move I. Mean you see that in the public calling right? I mean our numbers actually got better. His numbers got worse even though he was on TV by himself and very high levels as well as with his allies, and so you know now. We're on TV. So now we're in a position to you. Know have our own message. Ever Own Voice of voters see what Biden's about What's his agenda and his vision and again we don't see any deterioration a matter of fact, if the last ten days are any indication and again we don't you know. We don't get over our skis on this but the. The. Number of polls have showed this in double digits. is a good place to be. It doesn't mean that we're not gonNA work hard doesn't mean we don't take anything for granted. We know that we just gotTa fight for every vote and we know that it's going to get closer because that's what thing, but that's just. The natural physics of presidential races but I think that again it goes to the opponent meaning Joe Biden. clearly isn't Hillary Clinton. You were talking about very unfavorable in two thousand sixteen. Trump's very unfavorable was forty seven percent, and Hillary's was forty five percents, so there was a lesser of two evils dynamic. Going on, you always see this kind of analysis of what they call double haters, people who dislike both candidate. Well you can't call them double haters this time because they are. They hate trump, but they just kinda just like Joe. Biden are they dislike politics? Right is so his very unfavorable with that group is you know literally I? Think it's a quarter of trump's, and he wins that group by forty plus points depending on the pulled that you see, and that's actually really important again. They don't see Joe Biden scary. They see him as a compassionate relatable. Guy you know they keep the fact that he's lunch Pail Joe and he's a guy. WHO's GONNA look out. For Working Families and he is, you know someone that one. The trump and their allies throw punches. you know they? They're not sticking like their sticking and past presidential campaign. Right, so I WANNA. Talk about filling in the blanks on Joe. Biden, what you guys have started to do, but I want on I. WanNa talk about battlegrounds from and so you made an important point. which is you know when you've got momentum? Momentum in a campaign particularly national campaign. You see you see you see progress everywhere. It's just not in a particular state or region, so I a couple of questions one. Are you seeing with swing voters in particular? Are you seeing the same strength for Joe Biden in the south in the Midwest and the West and I guess secondly I would've thought. Let's say ninety days ago hundred twenty days ago, trump's floors, floor and battlegrounds. Forty six. It looks like it may be lower. So what do you think is I? Mean I agree with you that you know when you see a poll right now. That shows Biden fifty forty. You know the other ten percents gotta go somewhere. And you know probably more of that comes to trump it goes to you guys because you're bumping up against a pretty pretty good and healthy ceiling, but I'm curious kind of what where? Where you see both, is there uniformity in terms of the movement across the country and secondly kind of? Where do you see trump's floor now? Yeah, well, I do think that there's again. We you know you can talk about Joe Biden's feeling, but really when you look at it, historically all the way back to two thousand is just presidential candidates ceilings I mean there's not a lot of presidential candidates who've gotten over fifty percent. Who won right and so the fact that we're in this divided country and there are third party. Candidates who siphoned off universe. Hopefully it won't be as much as two thousand sixteen, and we don't think that it will be but the ceiling is is is almost as close to fifty or a little above for almost everyone right I mean that just kinda historically has how it's happened. Happened in the battleground states like you, you say whether it's Michigan Pennsylvania Wisconsin Florida Arizona I, mean he's having trouble getting to the mid forties right I, mean he in places like Michigan and Pennsylvania in Wisconsin in the real clear politics or the fivethirtyeight average of polls, he stood at forty, one and forty two percent now Florida in Arizona and in North Carolina or Kinda GonNa Act like Florida. And North Carolina in Arizona, they're they're always going to be tighter. Right I mean like Scott Ours no always says Florida tight and that's true now we haven't. You in a lead that's above the margin of error. That hasn't happened very often. That, you and I have done enough Florida. politics polling to know that that is a state that tends to tighten up again. I think that we have. An advantage there because of how we're doing with seniors, and we're competing David I. Mean you know it's like this campaign is going to look a lot like you to you like two thousand eight because of where we're competing? The balanced expansion. In the media markets in Florida, well, where do you WanNa? See I mean I. Remember Two thousand like it was yesterday we were. We were up on TV at high levels. Competing with McCain wear Panama City Talahassee. Jacksonville Gainesville, we were fighting the fight in the panhandle. Right and you know. I mean protect protect I four and all that type of stuff. You GotTa do well Miami Dade Palm Beach etc, but when you see a campaign competing against the Republican in the Republican areas That's what you gotTA. Do to win a place like Florida, and a lot of campaigns often have to make the cost benefit analysis, or make the bad decisions, and this campaign, because it's been under great leadership and the reason, a lot of money gives you the ability to run the race. You need to run to win, right? So I want to just ask you quickly third party because you mentioned it and you live through this horror in two thousand sixteen, where trump could win states like Wisconsin with forty seven point two percent of the vote because the third party vote share was. Higher than historical averages right now in your research and it seems to be true in public research. You're seeing that those numbers may revert more to two percent or less that we've gotten used to write, and that's huge because your ceiling is higher than trump's. I would guess at this point right and so I think that I think that this is how I look at that and you know I mean when you pull when you add third party candidates two point, they always get more on the pole than they actually do on election day right I mean. That's just kind of the dynamic, and so you know you have to. You have to test things a bunch of different ways. But I think there's one thing that we all kind of instinctively know that in two thousand sixteen. There were how a lot of voters Bernie voters etc. WHO stayed at home? WHO VOTED FOR GARY? Johnston voted for Jill Stein and ninety nine percent of them who vote did one of those three things were ninety nine percent. Sure that Hillary Clinton was going to be president, and so they were doing a protests about. those voters now know what's at stake. And they're You know their their enthusiasm. If you will to get vote or get, trump out of office is incredibly high. It's an incredibly intense, and so I think that that dynamic and quite frankly Bernie Sanders and his campaign and the Joe Biden and his campaign have worked together on a plethora of issues. will make the dynamics here much different so we don't see that bleed, and and internally we see we see that you know. Joe Biden just has better with Bernie Voters Than Hillary Clinton did in two thousand sixteen well does tighten up. That's going to be such an important dynamic. So, You mentioned You know the Biden campaign. has a very expansive electoral map again. Something we might not have expected months ago. and you know those are pretty weighty decisions. You're involved in those decisions with General. Molly Dylan and Donald other leadership in the campaign, but John when you think about the places that look now plausible. Not Win them, but you know Georgia in other poll out in Texas today publicly had Biden Upright one Ohio Iowa those are likely not going to be in. My view is two hundred seventy electoral vote, but do you think there's a scenario where you could get surprise? Where maybe you don't win in north, Carolina and Georgia, or is there really a stack ranking on these states? Well as you know, there's always a stack ranking and you were at the you know. Know Genesis in two thousand twelve of analytics right, and so there's a there's a lot of simulations things that you know you and I didn't learn about growing up in this business and there's and there's tipping points, states and things like that. I think that at the end of the day again. The leadership of this campaign is incredibly focused and disciplined, and you can see where we're buying TV. It's public and it's always you know reported on. You know we're very focused on the six battleground states, and you know until you know, they move on to another state. We will be focused on those six states in a very disciplined way, because that is the ball game I think that what's difficult for trump is that he's not only communicating in those six days. He is playing defense right now in Ohio and Iowa, so he is spending a lot of money in Ohio in Iowa. Just protecting himself he's also up in Nevada right, which I don't understand, but you know, right. Right and so she's the one that is actually expanding a lot of money. and I can't say in an undisciplined way. He is in trouble, so he has to expand his hip protected. He has to expand but right now. the Joe Biden campaign is very disciplined and very focused and you know will there be expansion states. You know there's a big map on the wall just like there is you know in two thousand, eight and twelve and sixteen, but you gotta be careful, and you have to be very analytical about doing that.

Joe Biden Donald Trump Hillary Clinton JOE Bernie Voters TA Florida President Trump David Blah Iowa Romney Al Gore Ptsd Gretchen Whitmer Bernie Sanders Poland Senate
"forty five percent" Discussed on Talk Nerdy

Talk Nerdy

04:45 min | 1 year ago

"forty five percent" Discussed on Talk Nerdy

"Of course, you like from seventy two seventy three zero nine and if seventy five cut forbid the uncomfortable better be forty five percent, humidity only. And it's not does out to be very good for you to be that strict. And so narrow right the wider your band is the more you're exercising, your Termine neutrality and me or metabolic ZIM work your systems, work better. So take the desk. Right. So how does this desk? Take you from what you want or what you're used to to. What is best or better for? Yeah. Right now, we're getting into mission human they go. She -ation, right and even communication and take this example for other things, right? I mean, it could be the lighting and lighting is very interesting because it depends on what tasks your undertaken at the moment. And what kind of natural lighting you have. Of course, your preferences. But I mean, light and could be very stressful. You can have fatigue. You can have other kind of issues. So maybe you're not working in several demo- optimal. Environment. It could be also for your posture. So that's the other interesting thing that I we have added recently because I sit a lot at my desk, quite frankly, and and I had this neck ache and shoulder egg. And and my colleague told me because of the arrangement that I have around the desk as well. As my chair hide on this kind anyway. So coming back to the desk. So what if this desks not as is that you're not in the best position or in the right best conditions? So how should it home indicate with you? Yeah. Should any area? Yeah. Exactly. Should it like ask? Your permission should just. Or it's going. Turning thermostat back. So I mean, we're working on that negotiation as well. Right. So it's not again one size fits all. It depends on the personalities and bans on the moment as well. And the conditions and the context and the situation. We're looking at matching off that communication or action with the personalities and and astray shin. Right. So it could be some people just like want to choose something on a touchscreen. And then it happens. Some people are okay with environmental conditions, like air quality, humidity temperature lighting, but they don't want to be touched too. When it comes to their chair and position. So it's what I try to do with my research is I really try to honor where people are, and what people want to do and try to match these things machines or in this case the desk is a machine for me. With people and try to convince them to get there. Right. I mean, this is also very difficult in the sense that one time change is not enough. We're talking about change over time. It's iterating all the time. Ten reflexive like you said too because the changes that it's making for our comfort were then teaching the machine and the machine itself is changing. So there's this reflexive, exile nature too complicated. So it's complicated. Because there is the mind of the machine and the mind of the person, and then there's the motor functions of the person and the multiple functions of the machine, so they are in a way working together in a very conventional environment office, right? Like the one that we're in. And then there's this constant negotiation. Because if something changes in the desk, your position changes or in the environment, your feelings change and the machine or the Daska the workstation has to adopt that. Yeah. So that's what I mean by interaction at the very beginning that we were talking about what is interaction. So I'm really interested in framing this interaction in the best way that that is possible. So that that is user acceptance and satisfaction because was important to me is not like, oh, you're liking it. Once I want you to be in that moment of working with the machine or the desk in this case. And it changes you and your change it really is an ongoing relationship. And it's so funny like you talked about negotiating this idea between what is comfortable, and what is healthful, for example. I want to be a slumped as possible because I'm comfortable. But then later a mad at myself. For the fact that my legs fell asleep..

forty five percent
"forty five percent" Discussed on WGN Radio

WGN Radio

04:31 min | 2 years ago

"forty five percent" Discussed on WGN Radio

"Forty five percent here. Taken five three point shots. A yellow. Hatton three point percentage, but leave one. I don't know what happened that I think you you had to be in between thrown alive at shooting the ball out of what happened through on that. But I think they set up a nice play bad time to go into partnered screen for Taylor can often. Here's a wide open. Look those kind of shots northwest of you're gonna beat Maryland airland. You gotta make. Cats bringing up six zero five to go at the half. Twenty three fifteen Turks. Taylor. Pardon at a high postman, right? Turner goes inside part against Smith. Let's see what he does the deck pants Tertre feet away by Smith or might have been lyndale dollar. Paul Fernando back year Maryland's doing a good job of helping you're gonna have to skip passes. Get some open threes distract your mouth, turn it down. The part part Turner three ball would. No, good rebound. Linda. Talent pops left stops. Predom- part. Turner. I had to tailor all the right wing paler against liberals, drives baseline double-parked can't shoot gives the part. Travis. Wildcats over. Their second turnover here. The first half Turner out here back. There comes POWs Odia. Replaces taylor's. Twenty three fifteen Maryland. Coward works. The ball across court met thereby gates five fifteen. Now, I left for Wiggins. Maybe the Fernando against part. In the leg. Short. Jumper short rebound. Part defense by Derek. His core. It off cook fouled zone Cobbing left. Back to the party direct traffic holds spots. Right point zone. Zone against Lynda Chalker, twelve announced the partners straight all three. No good. All right. The past. Caroline. Reopen the ten point lead with thirty three to go the half. Cats one for eleven. Fouls zone to the elbow. Can't get a shot up. All win a foul pole. The fifth foul Maryland. Actually, take it out on the side four twenty two. Ten point lead. Terp Sunday six zero wrong with the Wildcats. Another cold spell. Set shots. Stop stop-and-go driven little floater won't go out for dinner. Often account. Eight. Right. Personnel. Rob wig, paralleled up twelve twenty seven fifteen if you let it like that he spins off your body. Holton looks. Top took part back to game. Right. All right. Against Moore helped with window. Packs it out on the dribble five, I guess window. Into the lane puts what here the will, go good. Either tried to tip it in twenty six all the half. Maryland leads northwestern twenty seven fifteen this..

Maryland Turner Taylor Paul Fernando Smith Wildcats Hatton Lynda Chalker Rob wig Holton Odia Wiggins Travis Linda Moore Derek Caroline Forty five percent
"forty five percent" Discussed on Newsradio 700 WLW

Newsradio 700 WLW

01:37 min | 2 years ago

"forty five percent" Discussed on Newsradio 700 WLW

"The ball on the defensive. They said Larry where we knew we had to improve. And we've got to make sure that we we stayed doing that. And then you go to the other end. Okay. We miss thirty three shots. But we get fourteen of them. So you know, so high percentage now. You're forty five percent of your business. So that is why say, you know, we thought we were the more physical team. I thought we bought that's energy. That's intensity. You know, those are efforts stats Chuck installers, go, what do you call you? Call them at the bottom of the statute the effort stats senior twenty five to five and second chance points. There's the game twenty five to five second chance points replace twenty. But we got a lot of contributions from a lot of people today. And so I just talked to the team about you know, other the Justin and Kane, obviously. You know, we have thirteen guys on scholarship. Eight of them are are freshmen or sophomores, and Sean is in his first year. So nine of our thirteen guys are in their first or second year in our program. So we should improve and shame on us. If we don't. So you gotta come this time of year. We don't practice near as long. But film study. Strength conditioning rest recovery film study and then skill level in trying to get into Jim. We won't beat on each other as much once January twentieth hits every year, but we've got to have individual improvement. Whether it's Nazeer.

Larry Jim Sean Justin Kane forty five percent five second
"forty five percent" Discussed on Pet Life Radio

Pet Life Radio

01:49 min | 2 years ago

"forty five percent" Discussed on Pet Life Radio

"Easy to humanize our dog treats, but out of control. I forty five percent of dog owners have talk seven or older. So you have a growing an aging population and visa population of dogs, which he's very sad. But it also is an opportunity a chance for you to jump in and help these dogs and dog owners. Things I mentioned earlier like hydrotherapy or alternative holistic, wellness, occupations. Like therapy acupuncture. Nutrition all big trending herring could jumping help some of these talks overweight. Often slightly kind of a little dog charity or dog shelter can help not. Dogs needs get fed dog trainer or even like personal trainer personal fitness trainer. Haram. Where human an hound can get fit together, which is really lovely. And then you know, you've got. That can be formulated credence to help. You talk does age or to help. That's according to the opportunity that's out there. Really help with this population in, you know, Nicole you mentioned that, you know. You could be a trainer for a dog people haven't thought that before. But that goes right into number seven because you know, the dog world has been around for a long time. But there's all kinds of ways to innovate. Now. Talk about that one. Yeah. Everyone had industry partly because that's a growing.

fitness trainer Nicole forty five percent
"forty five percent" Discussed on 850 WFTL

850 WFTL

04:11 min | 2 years ago

"forty five percent" Discussed on 850 WFTL

"And finally forty five percent of people said they get pretty needy when they're sick and the third of us who've been to exaggerating our symptoms just to get more sympathy. I don't know about you. But I'm wanting to people that do not enjoy getting sick. What I'm sick? I'm the complete opposite. I don't wanna see you want to hear from you. I don't want anybody around. I just want to crawl up into a cave and just get better. I want to be pampered. Like, I'm sure my wife has already figured it out by now, and she'll probably tell you the same thing when I'm sick. I am useless. If I lie in bed and anything, I need even the simplest things. It's normally like, babe. Can you do this for me? And what I was in the hospital. Thank thankfully. She does. Most of it. You're lucky when I was in the hospital last year when I was really sick. The curtains were closed. It was black room. The only people that use a nurse and every four hours with the CNN would come in and take the blood pressure. And then, of course, the food person would come by. And the conversation was all really quick because I just like it was rolled up in a ball. Didn't want to have anything to do with anybody. And they pretty much knew it. They sense the right way. So they would just leave me alone. What are the nurses was? So kind to me that she told the girl that the CNA at night just don't bother him. She put a note on the door to not bother or awake until eight AM, which I thought was great because I actually got to sleep. And that's what got me better after that. Because her few nights of that was just that was a nurse. It was really nice. So it's just everybody. I guess everybody handles everything differently. I wanna tell you. There's this new product on the market. I don't even know what it's called or enough. You heard about the show, and I'm not promoting this. I'm just telling you, I think it sounds really cool. But so freaking expensive. I just bought a new comfort or so I don't know if I need another comforter, but it's comforter that has something in it that kind of hugs your body can improve your blood flow, and it almost makes it feel like somebody's hugging. You have you heard about this? No. But I feel like that would be very claustrophobic why? 'cause it's like it's like a trapped if you're in that comforter you you don't put your head under. Well, some people do. Really? Yeah. So even sleep with the covers over their head. I think when I was twelve maybe some people like to still do are you saying you do I do not. But some people do I do it pretty close. My comforter comes it covers everything but my head. I don't like my feet being covered. Well, look look up. This thing online. I forgot. I can't remember what it's called a hug fitter. It's it's it's something I've never seen it before until yesterday. And then I saw a commercial on TV for it. After reading about it in the Bank is eight. I think it's like a couple hundred bucks for the spike. It is it the Clifton. It doesn't sound right. The stores. It's one of those stores that that's similar to a sharper image. Picked might be Brixton. Not really sure. Anyway, just this is the time of year that all these for Cocteau different ideas, come through and people run out and them I see weighted blanket for sleep stress and anxiety, gravity a weighted blanket. That's what it's called ten percent of your body weight to reduce nationally distress and increase relax station. I don't feel like that. It's on a Kickstarter. Let me see if I can find out. That's probably it. Because it started. Says here the gravity blanket retail prices to seventy nine. Yeah. That's probably as a lot of money for a blanket. But if it makes you less stress free or something, and you know, what else makes you less stress free or not buying a two hundred and seventy one. Comforter cover but bricks in it or something. So it just wears you down just to say, I mean, maybe Sam okay, bricks is a little much here in San would be pretty cool. Why didn't anybody ever think about that? You know, a blanket with Sam that's.

Sam CNN Brixton Cocteau Clifton San forty five percent ten percent four hours
"forty five percent" Discussed on News Radio 920 AM

News Radio 920 AM

05:14 min | 2 years ago

"forty five percent" Discussed on News Radio 920 AM

"Representative Armstrong advisory group and the Securities America companies are unaffiliated as much lamb. No through phases, usually get it after Easter because that's when it goes on sale. I go through phases where the mantle lamb. Oh, it's it's delicious. It's it's a little tougher than than beef. It's just a little I've never told me. I only get if I go out to eat. I've just never one of those things. I've just never attempted to Cody get the lamb chops like those. Yeah. Yeah. Something like that reason. I bring it up is it's the it's it's really all farmed in New Zealand and Australia. The bulk of it. Yeah. Going up in price. It is you've got in particular. It's going up in price because of rising US consumption in the reason why you're seeing in awful lot more ethnic food that requires the use of lamb in the US. And so that's actually what's pushing things up at this point. And so wholesale prices are up about twenty five percent in New Zealand. But if you take a look at some of the prices, just in certain countries, you've got price increases of forty five percent from year before I was looking at the stats Americans eat on average, one pound of lamb compared to fifty seven pounds of beef and fifty pounds of pork. So that means you talk one out of fifty Americans eat that much pork. Yeah. In what porks cheap another thing? I don't eat a lot of the I decent amount of beef. But I tend to be especially in the summer, very heavy and fish fish. I do decent amount of land. But sheep meat consumption in the United States has risen by forty percent since twenty eleven it's a big spike in seven years. Yeah. I thought it was just my wife that like it's tougher though. I it's it's it's a, and it's a tricky preparation Tucker. It's not as easy because it's it. There's a very tight temperature range that you have to keep it in. Yeah. You don't want overcook it at all be glad you're not China. You know, when they buy a Chinese airline buys a Boeing jet. They finance it. They don't pay cash, but when they finance it. They finance it in US dollars. And that's why China is really struggling because their currencies going down, and they have all this US dollar denominated debt. They they do. And so they've got this this dollar denominated debt in the dollar has strengthened. And what that means that it's more difficult for Chinese companies to pay those debts back. Yes, they're not earning their revenue in dollars. They're earning it in their local currents when they sell a plane ticket when a Chinese airline sells a plane ticket. They're selling it in their currency. This is why China wants to get away from a dollar denominated system. You get away from it all you want. But you want to buy one of our jets. Right. We're not gonna take you know, that'd be like Mexico saying, well, we want pay you for. For your jets pesos taking pace. No, it's it's it's not that they're going to be able to pay in Yuan. That's that's not the expectation. But if you get away from a system in which all the most rule, the most important commodity in the world is priced in dollars dollars exclusively it gives you a ton of leverage in terms of how you negotiate other deals and beyond that it is going to drive down the value of the dollar making that debt easier to pay off then. This. This is coming. I am telling you this is come right? I hear you say that. And then I asked myself up would've trucks, right? What if we're gonna get away from the US, Dr where are we going? You're going to see more of China using their own currency for their trading partners. And the other thing that who's gonna who let's say, they're trading with Australia. You think Australia's gonna take you want? No. But what's going to happen? The other thing that China's doing with their oil futures contract is they are allowing it to be settled in gold and then remitted out in the local currency of their choosing. Now, this whole thing could blow up because China's had problems with trying to set these things up before nobody trusts them. Chuck, it doesn't matter when they're the biggest market in the world. No, one cares. That's how the buy anything. All they do sell stuff. It. It doesn't matter. Like when when they are the biggest market in the world. They do buy things wildly every company wants to be in China. That's a misstatement on my day. They export a lot more than they buy. They do. But here we know that they are going to be there. Now, the biggest oil importer in the world. Yeah. They are starting to turn the coroner's far as having to move to a more consumer based economy. They're running the exact same playbook that the US ran after World War Two. It's the exact same. When you talk about their belt and road initiative, the differences, people trusted us countries, trusted, the United States. Nobody in their right mind would just trust the Chinese. I'm not saying that they trust them. But I'm saying they realize they have to deal with them. And that's a fact like it's you can't get away from the gravity of their poll is that strong because of how big they are up next. We'll be joined by Tim Stevens. We're going to take a look at a new car. It's the Genesis is that a new car is Genesis g seventy I don't know if it's new and it's new model year at least sorry. But that's what we're looking at. We're going to do a review of a car on a day son of a gun Dallas down three hundred and twenty points. Can't like that. We'll be right back. The.

China US Australia New Zealand Representative Cody Boeing Securities America Armstrong Mexico Tucker Dallas Tim Stevens Chuck twenty five percent fifty seven pounds forty five percent
"forty five percent" Discussed on AM 1350 WEZS

AM 1350 WEZS

03:39 min | 2 years ago

"forty five percent" Discussed on AM 1350 WEZS

"The negative. Yeah. Absolutely. And you definitely are a pioneer, especially from the female perspective. So I've done a lot of research on this and women on paid boards. It's still very lacking women in leadership, and there's some great potentials that could get there. What do you think it is? I think there's companies want to embrace that more. So how do we bridge that gap? So I believe women attract women. So for instance, I'm on the Regis organization. It's a hair salon, we own hair salons all over the world, we have forty plus thousand employees we have fifty two brands, and I got on the board after I finally resigned from south Jeb lose board after fifteen years, I decided they needed new blood. But anyhow, I went to I serve on reaches his board. I served on restoration hardware, PF changs. I've been on for public boards. Forty five percent of all the women serving. Well, what's so funny is I bring women on the yard. So when I was on the JetBlue board. We actually brought two more women on the board three women out of nine directors. Wow. We we won awards. But now. However, I don't think for the sake of having a woman we should put them on the boards either. I think what boards should be is composed of talent that is all the areas that are impactful in an organization. So for instance, at Regis, we needed someone who was a techy really understood technology and social media, and we brought Virginia on gamma who is from my board a jet blue. We got our indigent blue. And now I brought her to reach us. I do think when women are on boards. They tend to have that set of people that they know would be great on the board that has the talent. But I don't like doing anything for the sake of having a woman or having in Canizares tokenism because that doesn't work, and in fact, it really sets them up to fail. So totally do not believe in that. I want to go back to something you said earlier about Jack, stack great gain and millennials. I look at what Jack is created. I think the way he was just thirty five years before his time. Because when he created his so close to what we hear all the characteristics of the millennial generation. Isn't an uncanny that it's been here all along. This is really a generation that came brace. It. Can you kind of look back and see an evolution of us as a workforce? That makes what want today make sense where we've been and how we got. So I have always thought that what they want is what every employee has wanted for forever more. I. I have the courage to ask for. That's right. I think we've always wanted to have impact we've always wanted to be part of building a great culture within an organization. I think we say we give credit to millennials. When in fact, I think they are like many generations of workers we've wanted to participate in the company, we wanna know what's going on. We want truthful dialogue transparency. I don't think. That's new. I think it's a new that. We're talking about it finally because the millennials are talking about it a lot, frankly, they can move the other thing is this an environment where they don't think they have to stay somewhere five ten fifteen twenty years. Walks. We have to keep them engaged. If we wanna keep good players. Perfect place to end this Andrews, we can talk all day long, president of people Inc. A built on values. The forward of the book by Steven Covey. Amazing the late great..

Jack Steven Covey restoration hardware JetBlue Canizares tokenism Virginia Andrews president people Inc five ten fifteen twenty years Forty five percent thirty five years fifteen years
"forty five percent" Discussed on Newsradio 970 WFLA

Newsradio 970 WFLA

01:39 min | 2 years ago

"forty five percent" Discussed on Newsradio 970 WFLA

"Three percent to forty five percent. Senator Nelson carries women the same fifty three to forty five percent. It's hard to get closer almost half. The people in the survey say President Trump is not a factor in their choice. Twenty six percent said they're voting Republican to support him. Twenty-five percent say they're voting for Nelson because they oppose him the national association of police organizations is calling for a boycott of Nike in a letter to CEO. Mark parker. The group representing nearly a quarter million officers said it was upset with the. Choice of Colin Kaepernick as the new face of Nike's just do it ad campaign. The letter calls Nike's decision a slap in the face to those who risk their lives to protect the country and perpetuation of the myth that police are racist. And a new study finds that the security bins. You put your stuff in as you go through a checkpoint at the airport are riddled with viruses. They say it's one of the most likely spots to pick up a contagious illness five oh five on NewsRadio nine seventy WFL. A the Dow up twenty three points or a tenth of a percent, but the NASDAQ tumbled ninety six points or more than one percent finishing below eight thousand the s&p off eight Twitter CEO and Facebook C O testified today before the Senate intelligence committee, which is looking into the use of social media to interfere in US elections. Investors, worry those companies will face new rules in an effort to keep platforms free of foreign meddling. And stock in Twitter fell six percent. The trade deficit grew in July by nine and a half. Percent to more than fifty billion dollars. That's the most in three years as the US impose tariffs on Chinese made goods and China retaliated..

Nike Senator Nelson President Trump CEO Twitter US Colin Kaepernick Mark parker national association of police Senate intelligence committee China Facebook C O forty five percent fifty billion dollars Twenty-five percent Twenty six percent Three percent
"forty five percent" Discussed on KVNT Valley News Talk

KVNT Valley News Talk

04:29 min | 2 years ago

"forty five percent" Discussed on KVNT Valley News Talk

"Peter fonda he's got a movie coming out tomorrow and this tweet is dead on so if you're outraged over roseanne barr and her tweet but you're okay with the fact that sony is still going to release peter fonda movie tomorrow you're the you're the reason trump's gonna get reelected because ordinary americans are disgusted with the double standard normal ordinary people like the people into lewis minnesota also saw some lives last night on twitter remark about the hillbillies and the yahoos of duluth minnesota and it just it you just gotta acknowledge they hate us you know and the trouble is the us it's about half the country latest gallup poll shows trumpet a forty five percent approval rating classiest he's had since he became president it keeps going up keeps going up and the people on the left who hate him even the people on the right who was it that mccain guy steve schmidt yesterday did he leave the left the republican party big flurry you know there's such outrage from nevertrumpers just such disgust from nevertrumpers it was just a lot of as i often say there's something about this president though his style that is deeply personal to people the fascinating column by from a very smart guy the less smart people over at national review jonah goldberg a smart guy but evidently jona has been having some kind of back and forth with another writer over the national review conrad black and jona has been very very tough on the president and he he conrad black talks about joanna's recent book but he also says some things that are very important conrad black rights i think the victory of trump and his gradual success in the principal areas he has focused on economic growth deregulation tax reduction and reform regularization of immigration nuclear nonproliferation equitable burdensharing in the western alliance reduction of the trade deficit and oil imports and withdrawal from ecological measures based on fear of global warming are strong evidence of the strength of enlightened democracy in the united states the system trump attacked rights conrad black had largely broken down i mean the bottom line is the system was cranked up to do it all again with jeb and hillary until donald trump mount of the stage and interrupted the play the after the indiscriminate militarism of george w bush's seeking to plant democracy on stony ground and the feckless pacifism of obama american foreign policy was in shambles the country debt ridden economically flat line on a per capita basis the trump's success has not been a degeneration into demagoguery and low brow pandering but the success of sound sensible rather conservative policy dressed up in populist terms because it was the only way to clear out the clogged failed self feeding incumbent elites in this sense of renovation the trump phenomenon he says bear some resemblance to the new deal of course aspects of the deal were to regimental and tax rates were raised excessively but the entire economic system had collapsed when roosevelt was inaugurated so the bottom of the new deal was a near perfect score for catastrophe avoidance the failures of the recent welfare system can't be laid on roosevelt he was four workfare and put the unemployed to work for the public good at bargain rates so i it's it's a it's a pretty smart balanced look i think from conrad black about the way trump has strengthened democracy in the u s the president also addressed elitism last night at this big rally thousands and thousands of people it's only fox news carried it nobody else carried the rally i can't wait to check out the ratings for for fox news.

Peter fonda forty five percent
"forty five percent" Discussed on KDOW

KDOW

01:45 min | 2 years ago

"forty five percent" Discussed on KDOW

"Wealthy who control the stock market they grabbed forty five percent of the prophets stock market forty five percent that's the one percentile they grit grabbed forty five percent you know for a one k person if he stays in and he does lose all his money when the market crashed com they make less than you take all the foreign case less than one half of one percent of the market gains can you imagine lopsided but so the market is a terrific place if you know what you're doing and that's why many of my gang members you know it's very hard people start listening so me but like varnier the restroom about individual stocks you're better off not going after individual stocks doing ats a basket of stocks and and the reason that you want to do a basket of stocks because it's much easier if you're going to individual stock you got really know what you're doing now i built the whole educational program i think i still have one of the best educational programs in the country for people who want to really learn how to invest in stocks we're going to be very very active who almost do it every day i have a tremendous a program but also have a program for folks you see god i wanna make some money i'm worried about retirement i haven't put enough money aside you know i just wish i could give my money to somebody that they just take care of it for me.

forty five percent one percent one k
"forty five percent" Discussed on KVNT Valley News Talk

KVNT Valley News Talk

02:01 min | 2 years ago

"forty five percent" Discussed on KVNT Valley News Talk

"To forty five percent where he's sitting today let's go to your calls to john in daytona florida john you're on the medved show hello hello you're on right yeah that's definitely a weird but i genuinely just believe that a lot of people in america back what trump's doing and it's not difficult to see why i mean he's been doing law as the president in the year they've been in office but i'm not really here to talk about the job that trump's doing pelosi and whatnot i'm here to talk about the media coverage and commenting on that one man news are taken down on fiber of america and whatnot oh i mean i believe the media's doing great things so on nation informing all people not just the other downs reading foster bill being passed and that's something that had to what passed the foster bill that's trying to shut down websites in apps in ebeling sex trafficking and stuff like that and i'm not i'm not sure what what exactly you're talking about and i'm not and i'm not sure we we need to go there look the point is that i do think that the idea that the media are blameless and they're pure and they have no biases ridiculous every single voice in media has a bias as a personal opinion this voice included but the idea that it is some kind of malevolent force with some sort of secret agenda i mean i think the agenda right now is there a lot of folks in mainstream media who would love to see the democrats capture the house of representatives because that would virtually guarantee trump impeachment why did they like the idea of a trump impeachment because that would get rid of him as president.

trump president pelosi daytona florida medved america forty five percent
"forty five percent" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:37 min | 2 years ago

"forty five percent" Discussed on The Dave Ramsey Show

"About one hundred thousand a year ten percent fee it's forty five percent he called the other day and they told him it was only about ten percent fee to take that out penalty plus your tax rate eight okay pay taxes so it's forty five percents right so i'm gonna borrow forty bar six hundred bucks forty five percent interest yeah in financial peace university we told you not to cash retirement accounts to now having said all that it's six hundred bucks doesn't matter either way i mean it's not enough money to worry about i mean we're talking about you know you're gonna lose three hundred bucks what it's you know if you leave it there so what it's six hundred bucks it doesn't matter it's you know if but when you start talking about six thousand or our sixty thousand and you start talking about catching that out to pay off that no i wouldn't do that on principle i would not cash this out it's so thinking small it truthfully doesn't matter kelly is in minnesota hi kelly how are you i'm gonna dave i question about bonuses currently i get three bonuses a year and what i typically do is save seventy five percent of it in my 401k because then it's not taxed as heavy is that the right thing to do or should i just allow the taxes to come out and put it into the roth k i would allow the taxes to come and put it in the roth 401k.

kelly roth minnesota forty five percent ten percent 401k seventy five percent forty bar
"forty five percent" Discussed on Mason & Ireland

Mason & Ireland

02:06 min | 3 years ago

"forty five percent" Discussed on Mason & Ireland

"I mean to put it into to put it into law laker terms like we always talk about when when the lakers back in the day said you gotta get under the luxury tax or you hit the repeal right acts the dodgers will move into the repeater tax which is a forty five percent surcharge a surcharge above the regular tax if they signed statin now i would argue why do you have a gigantic tv deal the closes out most of this city if you're not gonna spend that money on a big premier player that will excite the town that's mired yeah i don't get it i think and by the way it any argument that somebody tries to make to me that the dodgers are doing this for financial reasons the dodgers make more money than any team except the yankees right the dodgers are it the only rhythm tv deal analyst bear only reason they wouldn't deal is the only reason why they wouldn't do this deal is money that's the there's no from a baseball perspective there is no way you can argue that adding the most valuable player of the national league won't be a good oh a good moment for you when's the last time that the dodgers actually had of a trade or any type of move leaked since enter freeman has been there what we know they're going after otani well yummy will but like in the in season you to know that they are gonna get tony on your 20watt you even know what new dr rao why do i know or out of meeting with the st louis cardinals were meeting with us because does not unhinged we don't know as i announced that they announced that you don't know where united has no pass it is very poss okay at his idea what has outages san francisco at eight citing straw's loyd states as air it's on that now the new meanwhile show itani whose see you know the premier free agent of this season if he were to wait two years had be a two hundred milliondollar player coming from japan he has narrowed his list of teams two seven the tea.

lakers dodgers yankees most valuable player freeman san francisco japan analyst baseball st louis cardinals two hundred milliondollar forty five percent two years 20watt
"forty five percent" Discussed on 1410 WDOV

1410 WDOV

02:28 min | 3 years ago

"forty five percent" Discussed on 1410 WDOV

"Diffusion as entertainment and enlightenment the glenn pray forty five to twenty forty five percent say yeah the judge a judge should be able to say you have too much point of view and shut down a newspaper or a news organization television station cable company online whatever it is you have too much of an opinion holy cow americans you'd better pay attention to this first they came for the labor unions and i said nothing because i wasn't a union member remember how that ends when they came for me and no one was around so you wanna start giving people the right to shut people down if they have too much of an opinion what about talk radio forty five percent of republicans are for this only twenty percent of republicans are against the rest are i don't knows how is that even possible in today's world well i'll explain it's possible because so many people have done so much to discredit themselves and you remember talking about a time the people won't know what to believe or who to believe too many people have discredited themselves and now it's up to you and now hopefully you have some credibility left and you can say to your friends and family don't go there don't go there i know it feels good but don't go there why wouldn't people just shut down talk radio why wouldn't they just shut down the talk radio that they don't like why not shutdown fox news republicans are thinking that they can shut down cnn or npr or or i don't know what msnbc too much.

cnn msnbc shut down npr twenty forty five percent forty five percent twenty percent
"forty five percent" Discussed on KTLK 1130 AM

KTLK 1130 AM

04:03 min | 3 years ago

"forty five percent" Discussed on KTLK 1130 AM

"Two team manager glenn forty five took twenty forty five percent say yeah the judge a judge should be able to say you have too much point of view and shut down a newspaper or a news organization television station cable company online whatever it is you have too much of an opinion holy cow americans you'd better pay attention to this first they came for the labor unions and i said nothing because i wasn't a union member rubber how that ends and then they came for me and no one was around so you wanna start giving people the right to shut people down if they have too much of an opinion what about talk radio forty five percent of republicans are four this only twenty percent of republicans are against the rest are i don't knows how is that even possible in today's world well i'll explain it's possible because so many people have done so much to discredit themselves and you remember talking about a time that people won't know what to believe or who to believe too many people have discredited themselves and now it's up to you and now hopefully you have some credibility left and you can say to your friends and family don't go there don't go there i know it feels good but don't go there why wouldn't people just shut down talk radio why wouldn't they just shut down the talk radio that they don't like why not shutdown fox news republicans are thinking that they can shut down cnn or npr or or i don't know what msnbc too much of an opinion but where does that stop who decides the mob the judges the judges you want court systems the same people who have helped get us into this mess the same people who don't understand the second amendment you want them to now start to parse the first amendment the same court system set that o j simpson wasn't guilty i don't small government and conservative principles have nothing to do with this this is fascism the first amendment is there because the world has gone through this time and time and time again how many things do we do we have to seeing in our own lifetime how many things do we have to read in history books and for that not to be relevant well nobody reads history nobody's paying attention okay how many things do we need in pop culture to tell us that this always leads.

cnn second amendment first amendment j simpson glenn shut down npr msnbc twenty forty five percent forty five percent twenty percent
"forty five percent" Discussed on 1410 WDOV

1410 WDOV

03:00 min | 3 years ago

"forty five percent" Discussed on 1410 WDOV

"Asian as won't attainment and enlightenment form the glenn forty five to twenty forty five percent say yeah the judge a judge should be able to say you have too much point of view and shut down a newspaper or a news organization television station cable company online whatever it is you have too much of an opinion holy cow americans you better pay attention to this first they came for the labor unions and i said nothing because i wasn't a union member remember how that ends and then they came for me and no one was around so you wanna start giving people the right to shut people down if they have too much of an opinion what about talk radio forty five percent of republicans are four this only twenty percent of republicans are against the rest are i don't knows how is that even possible in today's world well i'll explain it's possible because so many people have done so much to discredit themselves and you remember talking about a time the people won't know what to believe or who to believe too many people have discredited themselves and now it's up to you and now hopefully you have some credibility left and you can say to your friends and family don't go there don't go there i know it feels good but don't go there why wouldn't people just shut down talk radio why wouldn't they just shut down the talk radio that they don't like why not shutdown fox news republicans are thinking that they can shut down cnn or npr or or i don't know what msnbc too much of an opinion but where does that stop who decides the mob the judges the judge his you want court systems the same people who have helped get us into this mess the same people who don't understand the second amendment you want them to now start to parse the first amendment the same court system said that o j simpson wasn't guilty.

cnn second amendment first amendment j simpson shut down npr msnbc twenty forty five percent forty five percent twenty percent
"forty five percent" Discussed on WRVA

WRVA

02:05 min | 3 years ago

"forty five percent" Discussed on WRVA

"Near you this public service announcement is brought to you by the american physical therapy association a message from the american podcast council he went i know why podcasting is so wonderful but in a recent survey forty five percent of americans indicated their unware of the term podcasting think about it forty five percent people just like you moving on aware it's as if the term podcasting was just were mike full can blur bull or mocking turn lien people in your community need all this month we want you to find a friend or relative a curious stranger show them how to try podcast then sure your story on something called twitter with the hashtag tried that's t r y pa together we can delete podcast on awareness won't you how best to uri pa three from the box for studios in los angeles garcia whose from the beer were proposed threeteam deal would have see the said paul george decree wooded cleveland's had kevin love the denver's reportedly reform through over there are still reports the cavaliers got given up yet on landing george dallas mavericks were gonna declined the twenty five miller option on the cadre star player dirk nowitzki whoever the teams are reportedly working our new deal with the future hall of famer baseball in the national guard has made it ten wins in a row with a twelve six win over the rockies la rookie kurdi belhadj your hutu more home runs the always 24 and leads the national we come back to walk off with a two one win over the phillies in eleven innings takes the daniel the skulls those walkup single brewer should alter brave seven nothing while the cubs lose to the more would support it to walk now is a game and a half we are chicago for the nl central we reds knock off the national sixty two was the cardinals reading the pirates eight to four on sunday night and the mets now the giants 82 one inner we gave tiger snap an eightgame losing streak with a seven five win over the padres.

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