36 Burst results for "Forty Five Days"

S6 E5 - How do I maximize my VA disability benefits? - burst 1

Courage to Fight Again

34:04 min | 3 d ago

S6 E5 - How do I maximize my VA disability benefits? - burst 1

"Hey just a quick before we get things kicked off here. I do want to let you know that. There is some strong language throughout this episode so listener discretion is advised. If there's five step process but there's indefinite general over overarching rules that she must consider but it is very procedural. It's they're not looking at compeer in the wall and analyzing while i'm analyzing the case law even the references to it. They're not opening pay. Everyone welcome to season six episode. Five of we served now. What it on this podcast. I do my very best to answer the questions. That veterans and their families are all ready asking my name is aaron perkins on the host of this show and the founder of courage to fight again an hour parent organization. I'm also the author of resolve. Which is a step by. Step guide for q the veteran to help you rediscover purpose meaning and passion and your post military life. Today's topic when the show is via a disability. What you need to do to submit it and not just what to do with. How do it bright outta appeal it. Should you appeal that well. That work all those things and more in today's show. I had a chance to sit down with a couple of really great guys who have done their homework on this. They do this kind of thing. Every single day. Greg colton and will simmons and we set down and chat or mojos that hour and a half i had to cut out unfortunately a lot of that conversation but the week to that full interview can click on the link in the show notes. And that'll take you to a form review request access to that whole uncut interview. And you could watch that in its entirety video interviewed. Please please take advantage of that. But for now i'm going to get out of the way. Make this intro as short and sweet as possible and let you hear the part of the show. The part of our conversation that i was able to stick into this episode here fleas. Enjoy my conversation with greg. Colton and wilson's check it out. Well i am here today with two honestly powerhouses in this field talking about increasing eight disability benefits. I'm here with gregg golden easy. Us navy veteran. This guy has twenty five twenty five years of sea level experience in financial technology compliance security investigation. All these things he's worked with numerous law firms used his own experience with the va to build something really cool. And i know he's gonna wanna talk about that more on this show but it's very good to have you on the show today greg. I'm also here with will simmons. He's a us army veteran former va founder. And managing attorney at simmons law. And i gotta tell you. I could not have asked for a more knowledgeable. Duo to answer veterans questions about va a disability benefits. So i want to just say to both you guys. Welcome to we serve now. What oh thank you very much Very happy to be here with you. you know my own experience of five years in the navy and thinking i came out and was was everything was great. You know always young. And i was happy in that aitken painted matter a whole lot. You know then. I got my late forties and early fifties and realized yeah does kind of hurt a little. Bit so yeah. I'm happy to be here with you and Look forward to the conversation. Will everybody will simmons Absolutely happy to talk to you today. About incentive Something near and dear to my heart. china passion play for me Having gone from ten percent disabled the a lump sum of less than eight hundred bucks and a holy shit. Now what am i gonna digress. My life to one hundred percent permanent total my law degree and my mba so There are programs out there to better your life and puts you in a position to dramatically. Change your life for the better and happy to talk about that too. That awesome awesome. Well let's start our conversation today guys with the transition out of the military. Maybe greg we can start with you. Tell me a bit more about your own transition story what you did right what you wish. You would have known things like that sure. Well you know when. I got out of those one clive in the military. I went through paramedic school in my last year in the military. So i was busy guy for you know. Fourteen sixteen months in the last days in the military. I was also going to civilian paramedic school. So i didn't sleep in as i got out. I worked as a paramedic and did fine. And then i realized that really didn't make a whole heck of a lot of money for all of the responsibilities that i had and that i wanted to do more but i wasn't quite sure how to do. And if i if. I known then what i know now. I would have in fact on to law school however i was a single parent of a two year old and a five year old and i did that for more than fifteen years and i can assure you that. There's nothing fun about going full time college and also trying to get You know to be a good parent and to provide the income necessary and i had that entrepreneurial spirit and i wanted to grow in in and have a big business that that was bringing the wealth i wanted and building it from my retirement and it just There wasn't a lot of of a maps out there. Do this do this do this do this. And through twenty five years of experience. I figured it out and and we've done well and i'm in. I'm thrilled with my past. The navy taught me so much about responsibility and accountability and and those are certainly tenants to be an entrepreneur. No question about it but there was no road map. There was no getting out of the military. Didn't here's your step plans being successful on your own It was it was really hard. So i'm glad to be your health. Talk about that in the journey Will tell us about you and your journey. It was definitely a different Yeah absolutely so i was. How do i even begin this When i joined the military. I joined in forty days. Forty five days before nine. Eleven and I was an architecture student at the time. Indiana national guard kind of do a my weekend. Warriors thing and In after nine. Eleven i i just couldn't physically sit there and design buildings that we're gonna be used to blow people and caused devastation. I wanted to change that. And so i went active duty and went to school and in sadly my entire time in the military was was spent in school one school to the next and in one of those schools. I got banged up. Injured prior to going getting acceptance to west point from enlisted to the academy so i went to west point for two years while i was there. Got my injury that i sustained during active duty. The kid exacerbated to the point that i could no longer sir and unceremoniously. I went home with a ten percent disability. Seven seven hundred eighty bucks or something like that. Night came from west point to sit on my parents. Couch i legitimately want to move. I didn't even know your podcast existed until last week but eyesight. Now what what the heck am i gonna do the rest of my life. I had zero idea. I went from the premier leadership institute in the world to not knowing. I didn't know what the heck did so I decided that applied at schools Just just keep the ball moving and Quickly went to indiana university. Got into the business. School in really just fell in love with entrepreneurship and i let that passion takeover You know my healing process from you. Know both physical and emotional fiercely all of it. I needed to mend myself after coming out of the military. And it's a hell of a won't talk to make that work but Anyway yeah i mean. The transition was man. I don i even describe the transition with it was so unbelievably difficult. It shouldn't need to in needed to be a conversation with a counselor commonality military that said you know. What do you want. do the rest of your life. This is the direction you go and go. Do it can i. It was a lot of soul searching to find. It ought to be honest. But now i've been imagined doing anything else. Couldn't imagine sitting my day any other way when i do and holy shit i get paid for it. I mean oh my god. That's the best. The best thing in the world i completely agree with you will on on that. Come out and you're just in this hot this this song in this hayes in your you have so little direction and even if you had a career counselor to try to talk to you. I don't know if it's just you don't know what you're doing in life because you're so mean you don't stand different concepts yet but man you're just lost wandering out there in and Yeah i grabbed me by accident eck and smack me up a little bit. I do right by sagar i absolutely. I think if there's one thing that i absolutely did right was i I jumped head head on into school and education and building might tool set. Because i wasn't relying solely on the things that i learned in the military to to be jumping off point. I realized i had a heck of a lot of catching up to do. And and that's where the education started for me And obviously i didn't quit. And in fact i found a way to make sure that i didn't have to pay for which was really you know that was. The true transition story was okay. Hang on a second Your bettering yourself. And you're getting somebody else. Pay the bill. This this is something should write a book about Because a lot of that cedeno that hidden. I mean that was one of my biggest struggles was coming out and being twenty five seven a two year old and a five year old that i was literally racing by myself and i was taking eighteen credit hours Getting my degree in biochemistry with minor in english lit. And i you know eighteen credit hours trying to take care to five hundred worked at the same time you know you can get loans and all the rest of it but if you don't have a good nation in what's possible. I had no idea. I was eligible for vote. Rehab you know. When i went i had gi bill and believe it or not. The college never applied the gi bill. I paid for everything out of my own. And even though i was eligible for the gi. Bill is all the time it's really sad is what it comes down to that. We have the capability had had. I recognized what was was there army. And i recognize these benefits. Were there than i could have slowed down and cast in my kids. Now's a roof over their head and not had trying to kill myself to get through it in a short period of time And it would have changed the trajectory of my life. I you know. I watched medical school. Go out the door. Because i couldn't do an internship and be a single parent and i couldn't do medical school and be a single parent. Too young kids had. I had those benefits and recognized that they were available to me. I could have done more. I could've figure things out that's not bad. I mean i. I love where i'm at today but it could have been so much easier. Had i known about all the benefits that are out there. Not just disability. But is as you're talking about. Well the both rehab and the gi bill and things don't get taken advantage of profitable now. I was just gonna say we. We actually just talked about that. I think it was in the last episode about gi bill and how you can leverage it with the Volk rehab well. Vr program now but Leverage that you know those two you know really great benefits to you get further education. Everything i know when i got out You know. I'm sitting in the end of the transition not unit but are transitioning out processing briefings. Right and they're telling us about the va. I knew zero about the. Va except that veterans. Go to the. Va that's really all. I knew about it and they and they told us like. Hey go to the hospital like on post go hospital get your medical records and take him upstairs. Because i had a v. Va office fort hood. They had a. Va office up. Like start for a said okay. Cool and so. I took them and they said okay. Cool we got your medical records like okay to me. It was just another task. I had. I literally had no idea that i was submitting my va. Disability claim audios. Like somebody told me to give you these. I guess this is how i get officially into the va and become a veteran so to speak at someone like your most crucial claim and there you are getting pushed by the system through their said that you're not on purpose fan. That was done on purpose for years and years. And call me a conspiracy theorist or whatever but the truth of the matter is this is mon mon Insurance company pan out benefits and they've got an minimize this as much as far as sharing and you know the the the the hard part was to that by the time i did my first what do you call that first. Compensation exam with the with the doctor or the nurse practitioner. Whatever she was I'm still in tough guy mode. I'm still like yeah. Her s- i'm good. I can you know. I'm sure i can just suck it up for a little while. I didn't realize it's supposed to go there and just be blatantly. Honest like holy crap. This hurts this hurts. This hurts and i can't do this anymore. And i just went. I was like no. This is fine. Do you have anything no. i'm fine. no i'm good. I had no. I d like there was no. There's no plan there's no. There's no one at that point in the transition to to really tell me. Hey this is what you should be doing. This is the level of scrutiny. That they're going to look at your. Va claim with and this is the level of of intensity you need to put to it when you submit it so we can talk about that a little bit like what. What was your guys. Experience with The va disability claims program. I i know with mine drag. Mom i was cormon and i and i was I was one of the supervisors of the ambulance service in and they will. Hospital orlando in the training center training center there and when i sat down out processing with personnel. I still to this day. Remember sitting down at that gray metal desk. And here's somebody that's not much older than me on the other side of the desk in. They're typing out my dvd fourteen. And they're asking me different questions on a checklist and you know how many problems not have any problems you know. Got both of my legs. I got both my arms You know i can hear you talking fine which goes exactly to the point. You're making aaron. And i don't think it was bravado on my side is much as not understanding to transition process and the purpose of the questions being asked as they apply to me in my future not to mention. Let's let's young. Were coming from the military where it's shut the hell up in suck it up. Well it's not only that pervasiveness in the military will absolutely but there's a pervasiveness in the medical side on top of that of we don't go to call unless we are on death's doorstep i had owns and you know i'm i'm urinating blood. I went to the er. I was terrified. I didn't know anything about kidney. Stones about point. I tell you when you look down. Ten o'clock at night and the toilet bowl is you're ready to go to bed. You see bright red blood. You're going to the er right now when they didn't ask me about that as i al processed. I didn't recognize that. The jimmy stones that my kidneys continued to put out than started in the military. Were something that should have been taking care of for in evaluating before on the disability side. And so you know as as a cormon. My knees hurt my back. Hurt dr a are you know my gird. hey dot. Can you write me. Something for this. Ensures tagamet for this there was never any documentation. It was me and my buddy. The doctor who wrote something if i wanted it or b who went to the cabinet and opened up and took out the a hundred older motrin. It took it myself just like i told my fellow shipmates to do or the. You know the marine corps guys that i worked with to do so i mean there was a pervasiveness medicine on top of. What will we say about. The pervasiveness of we have a missions. Do the military. Our mission is to get the dadgum job done. Every single time is not to be standing in sakala. Whine about how this hurts. Don't it well. i'm sorry. I didn't mean now. You know. i think it's for me. I was you know i dealt with something that i deal with. Almost every with almost every veteran client that deal with. It's it's it's a pervasive problem. That every better needs to know you're going to be under compensated for some of your disabilities and you're gonna be overcompensated for some disabilities and when you're coming out of service and you get med boarded for something you know for me. I was hellbent on getting my chest fix chest and backs back rated properly in even though chefs in particular the maximum benefit. I could ever get no matter how hard i tried and no matter what i did was ten percent no matter what so yourself the net absolutely ruined my military career. That is only gonna ever pay me ten percent. I'm sitting. you're banging my head against the wall for at least five years fighting that fight when there was literally nothing i could do. I had to learn the system the right way you gotta do end arounds and connect everything possible to this in order to make sure that your stated appropriately for the actual shit that you're dealing against off that took years to figure out when you don't have somebody holding your hand through the through the that's really true. I mean in my case. I knew the was there that can provides healthcare benefits. But i had a job. I had healthcare benefits. I didn't mean to be a and i correctly and incorrectly depending on how you look at it. I wanted that benefit to be more available my fellow brethren who actually needed it and couldn't make it private healthcare good private healthcare because the. Va does a as much as they get. Beaten up in the news over. they do. Try very hard. You've healthcare Chewed the veterans other. They can't do better but it's not because they're trying to do that. And so i wanted that that benefit of healthcare to be availed more available. My brother and i never looked into. It wasn't until we want to buy a house and property. You're in texas the realtor said. So what's your your disability rating. And which i giggled including talking about and she goes well with your own. You won't have a fun in fee in taxes. You will either of your property taxes reduced or abated completely if you have disability and i said i don't have any disability. I have both my legs and lower. Did she said idiot. I've known you long time. And i know your kidney stone started in service. I know you're back. Problems started from when you were. Emc girl medic in the military in the military. How can you not have this ability rating. And i wasn't out looking for the money. I was making okay money so i never went searching for those benefits and you know that makes that much more difficult woken. Tell you when you're now twenty. Five years ho service. And the g jared processes are really starting to kick in that began in the military to then through this this connection. It would be much easier on him and i if we get the veteran. Who's diagnosed in service with my backers a bit. You know. I have a strain. I have whatever that turns into severe Disabling degenerative disk disease or herniation in those sorts of things. It'd be so much easier if those that are ins new on the way out. I need a copy of my medical records. I need diagnosis in the military. I need imaging. Studies are is cat. Scans whatever to show this. Something started in the military. Because we can tie that together much more easily absolutely and i think with the be. Dd program the benefits Direct delivery program that the provides This new system. I'm helping quite a bit of Servicemembers transition out of the military the contact meteorology and they want help going through their initial claim. You know it's something that You know you can't charge for it's a you know it's a. It's a pro bono thing but the end of the day were taken bets. Soldiers vets who are transitioning out on their first you know their initial claim walking out of the room with a ninety percent. Walk on service. Now we're sitting here fighting on. You know that most important ten percent on the backside to get you to the hundred percent but we're a heck of a lot closer than that thirty percent of the twenty percent that you're getting when you're walking out of there like a hero like you and i are all of us did back at our generation you know there's various services connection is an art. It is not a science. It is an art all day long you. There are ways to stack disabilities on top of each other to maximize your coins. And if you do not know what you are doing you are doing it wrong here. What it takes strength or something. We said to will as a process that that is like everything else that all veterans doing the military. There's a procedure. Here's your procedure. One five and the average veteran doesn't understand it is a legal process. There are statutes. The congress is there are regulations that implement those statues that the va is put out is a legal process and it involves medicine so it's a combination of the legal side in the medical side and the average joe out there doesn't understand the law at that level and doesn't understand medicine at that level to connect all of this stuff together both legally and medically right and so let's dive into the details a little bit of that initial. Va disparity claim you know. Will you talk about it. Being an art and greg you talked about it being a legal proceeding. Is there even a three step. Five step nine step seventeen step process. That veterans can look at and say. Okay here's what i need to do. And here's how. I need to submit that claim. I don't know if there's a five step process but there's definite general over overarching rules that you must consider and And i think most important if i could say This is your kids Number one takeaway take notes Holy shit do. Not shotgun approach your. Va clays do not claim. Every single fingernail do not claim every single to- fungus. It's not gonna get you paid number one and number two. It's going to paint you in a corner so bad no attorney can get you out of just because you have dirty your file. You're talking about non attorneys who are adjudicating legal cases. These people do not practice law. They are practicing what they feel in. Our job is to show what disability looks like as plainly as possible so that we can either capitalize on that person's Motive to assist the veteran or To somehow paint over bad in a file because you absolutely are are leaving a trail of tears when you are claiming a shotgun approach to your to your veterans claims Number step is only claimed things that you are legally entitled to claim so it's going to require a little bit of research on your part to know what you're entitled to but that's that's my claim to everybody number one only clean things that you're entitled Because once you start claiming things that you're not entitled to the most important thing that you can not lose that you just gave away is your a benefit of the doubt that fifty percent and when it's as least as likely as not it's you're full of shit and you're claiming everything under the sun You just lost your fifty percent when it comes to the thing that's going to get you hundred percent. Yeah i think all take off on that in a little bit of of education. The vast majority of raiders as will can tell you are veterans. They want to help their fellow veterans. That's why they get that job. However the vast majority are not attorneys and just like we were talking about procedures few minutes ago. That's what they do. They have a manual called the young twenty one one and it is a procedure manual. They claim they step through the procedures. Won- jews hyperlink year like there for five six hyperlink there is. I wish it was. It's not to say there isn't some feeling in it. I mean there there is they are the trier of fact they get to be the arbitrator in adjudicate the claim but they do get that interpretation on their side in trying to decide. What's right and what's wrong is disconnected is not but it is very procedural. It's they're not looking at line compeer in the law analyzing walleye analyzing the case law even the references to it. They're not opening. No they are now providing a claim. You know it's transitioning to the other point. He made a providing claims that are not shotgun that you're entitled to. What does that mean rethinks. You have a current diagnosis. You have continuity of your condition meaning you. didn't you know. Get a bruise in boot camp. In your thirty years later. Trying to to say i have a problem. You have to be able to document the progression so he is a little bit different than degenerative disk disease that you may have had back pain and service but it didn't really degenerate until a certain point but then it kept getting worse and worse document how it kept getting worse and worse documented in a law whether it's a blood pressure log a headache log of that in law document the continuity of that condition and the third component of that is the next service. How did that. How did service relate to your claim. It didn't have to 'cause it. You could had a car accident while you were stationed florida. That caused an injury service. Puts you in florida. Therefore that disability the you weren't combat got shot and you got that disability but it's still considered service connected because the military had you stationed there so it's not causation. Its relation to. But if you don't have continuity veterans lose every time is you know. Oh i had this. Bigger hangnail. And i had this. This shotgun approach. Yes but that's not a chronic condition. It's a one time edition. Thank you so much will and greg and has been so great heavy on the show. This has been absolutely amazing. we will share some next steps with our audience in the show notes as we don't have time to cover today but this has been so so great guys. I cannot wait to publish this here in just a few days once we get through the very long process. Now because we've been on here for almost an hour and a half. Oh man what get through this very low process of you know post producing this but This has been really great. I know i've learned a lot. No doubt our listeners have learned a lot. Thank you guys so much for coming on the show really really enjoyed having you absolutely are i would not try and in a motor selves doll. But there's more information both in blogs articles that are on our websites on the im l. a. r. dot com their blogs articles about all his unstuffy also webinars that the media von normal basis. That has a lot of money on and join this martin. I'm ask questions where you're to help end. Try and elton's many veterans hand and your minds and you'll get them guys. Make yourselves better absolutely. I wish i wish. I got a website to promote them in the middle of fixing it right now so Sadly i've got a lotta latin or the we're working on that Were growing like crazy. This last year and a half. It's been unbelievable in worth To do a little self promotion where we're entirely. We're all veteran. were were all disabled vets. For all young where he's All worked on the inside. Su know how all the systems work so there we'd and accurately communicate with the that's how we run a different off practice than everybody else who's We what these guys who they're fighting against and there's a alive easier way that i hope you've enjoyed this segment of the interview. Now to listen to the full interview click on the lincoln the show notes fill out that form and we will email that link directly to you again until next time. Thanks for listening. We served now. What is a production of courage to fight again.

VA Greg Aaron Perkins Navy Greg Colton Will Simmons Gregg Golden Simmons Law Simmons Indiana National Guard Premier Leadership Institute Aitken Colton Us Army Sakala Cedeno
Fresh update on "forty five days" discussed on Man Tools Podcast

Man Tools Podcast

01:44 min | 10 hrs ago

Fresh update on "forty five days" discussed on Man Tools Podcast

"That's right that's where we're at. I wouldn't i d really high up is exactly where you want to and tells bunker is probably it's probably some conspiracy theory about a bunker inside the world trade center silly lake too soon bro. Tusa sorry sorry well. hey buddy. How's your week Other than the ringworm infection at my house. It's been great. Oh that sounds fun. The the joy of parenthood yeah and kids with public schools. His so thanks keys. I was pretty shocked. The two was a sick. Fuck intro trevor. Getting of thank you good job dude. been an interesting week. I think It's always hard when when things come into question like How do i put the light. Your leadership skills get questioned and then how do you deal with that. You know and it's not it's not just from clients from you. Know people in the inner circle you know things get questioned so you're you have to reevaluate and still reeling from that Apparently i've messed up a few things. missed a few appointments. You know just because of the things are taking priority. The way i look at it as i'm doing triage i'm doing triage and just trying to get everything going the way that you know trying to get things back on track but it's not happening so it you have to take that into consideration look look inward and go. Well is this is this you know not working because it's how done it for so long and seems to be working okay. But it's not working anymore in this new in these What do they call them on the every commercial that you see now these trying ties. Yeah these these difficult times this new normal unprecedented unprecedented times your that thrown around a lot to you and it's like there's precedence for. Most things happened before this is almost exactly happened before has been in other countries and i didn't understand it. It was the movie is in black and white and the narration was german. So i didn't really get what was happening right. Yeah anyway yes so it's been an interesting week and having I was i was bemoaning. The fact that we signed on with this company that does forty five days to pay right. And i was pretty pissed off about it for a second and i was like. Yeah well it's cool. You know you know it is what it is will today. I understand completely why they do it. Meaning me finish the job. They pay out for the hip for the job and forty five days later on the day. You you finish your your you invoice. They wait forty. Five days to pay and i realized why we're kind of the finishers. The closers become in a button up all the the little stuff. Little stuff mother. Fuck well One of my guys wall today We do restoration on homes have been burnt opened a wall today in one of the rooms and one of the houses that had a shortlist for pages shortlist use things. I need to get finished up so that they can finish moving in and live in their home again. We thought everything was pretty much done when we left the last time but few people dropped the ball after us and before us so the garage door guy came in after us and trying to run the wires in the wall and they open up the fresh. Drywall found cons of burt Installation that was step to remove all the debris opened up the drywall near the burn section. And remove all the so. I get why now they wait forty five days because now some poor astles getting back charge because he didn't do his job. Yeah that makes sense so it makes sense amon super not mad at them right now about waiting to pay us for what we do because if we fuck up where back charged saga of clear. You know what i mean. They didn't do this right so i'm super not of anymore because now we're doing all this stuff that should have been you know done deal longtime ago. Well it still sucks. Because you know if i keep this pace apob homeless. I'll be living in the bunker that. Yeah that's damper is kind of the downside your bankroll and loop but The problem is you know you guys aren't the guys are guys and they're not invested in the company. Now give a fuck about it because now there's no matter how much you try to give you know autonomy. It's still not theirs and it never will be right. Let's just be honest. So you know y- upon your shit and you sell stuff and you make whatever payroll you can. We're only twenty two days in so yeah. Those got bills to pay those disgust stuff to do. So you do what you gotta do to get it done Anybody wanna buy seven strings. It's tight sucks. It sucks The only the only light at the end of the tunnel is you know after paying off you know the dudes and the bill the stuff is. There's they'll be a fat payday for me at the end of the the whole thing. 'cause then that's my because already paid off right. Yeah just another twenty five days. You gotta figure it's probably business days not real days Yeah that's always..

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S6 E5 - How do I maximize my VA disability benefits? - burst 1

Courage to Fight Again

34:04 min | 3 d ago

S6 E5 - How do I maximize my VA disability benefits? - burst 1

"Hey just a quick before we get things kicked off here. I do want to let you know that. There is some strong language throughout this episode so listener discretion is advised. If there's five step process but there's indefinite general over overarching rules that she must consider but it is very procedural. It's they're not looking at compeer in the wall and analyzing while i'm analyzing the case law even the references to it. They're not opening pay. Everyone welcome to season six episode. Five of we served now. What it on this podcast. I do my very best to answer the questions. That veterans and their families are all ready asking my name is aaron perkins on the host of this show and the founder of courage to fight again an hour parent organization. I'm also the author of resolve. Which is a step by. Step guide for q the veteran to help you rediscover purpose meaning and passion and your post military life. Today's topic when the show is via a disability. What you need to do to submit it and not just what to do with. How do it bright outta appeal it. Should you appeal that well. That work all those things and more in today's show. I had a chance to sit down with a couple of really great guys who have done their homework on this. They do this kind of thing. Every single day. Greg colton and will simmons and we set down and chat or mojos that hour and a half i had to cut out unfortunately a lot of that conversation but the week to that full interview can click on the link in the show notes. And that'll take you to a form review request access to that whole uncut interview. And you could watch that in its entirety video interviewed. Please please take advantage of that. But for now i'm going to get out of the way. Make this intro as short and sweet as possible and let you hear the part of the show. The part of our conversation that i was able to stick into this episode here fleas. Enjoy my conversation with greg. Colton and wilson's check it out. Well i am here today with two honestly powerhouses in this field talking about increasing eight disability benefits. I'm here with gregg golden easy. Us navy veteran. This guy has twenty five twenty five years of sea level experience in financial technology compliance security investigation. All these things he's worked with numerous law firms used his own experience with the va to build something really cool. And i know he's gonna wanna talk about that more on this show but it's very good to have you on the show today greg. I'm also here with will simmons. He's a us army veteran former va founder. And managing attorney at simmons law. And i gotta tell you. I could not have asked for a more knowledgeable. Duo to answer veterans questions about va a disability benefits. So i want to just say to both you guys. Welcome to we serve now. What oh thank you very much Very happy to be here with you. you know my own experience of five years in the navy and thinking i came out and was was everything was great. You know always young. And i was happy in that aitken painted matter a whole lot. You know then. I got my late forties and early fifties and realized yeah does kind of hurt a little. Bit so yeah. I'm happy to be here with you and Look forward to the conversation. Will everybody will simmons Absolutely happy to talk to you today. About incentive Something near and dear to my heart. china passion play for me Having gone from ten percent disabled the a lump sum of less than eight hundred bucks and a holy shit. Now what am i gonna digress. My life to one hundred percent permanent total my law degree and my mba so There are programs out there to better your life and puts you in a position to dramatically. Change your life for the better and happy to talk about that too. That awesome awesome. Well let's start our conversation today guys with the transition out of the military. Maybe greg we can start with you. Tell me a bit more about your own transition story what you did right what you wish. You would have known things like that sure. Well you know when. I got out of those one clive in the military. I went through paramedic school in my last year in the military. So i was busy guy for you know. Fourteen sixteen months in the last days in the military. I was also going to civilian paramedic school. So i didn't sleep in as i got out. I worked as a paramedic and did fine. And then i realized that really didn't make a whole heck of a lot of money for all of the responsibilities that i had and that i wanted to do more but i wasn't quite sure how to do. And if i if. I known then what i know now. I would have in fact on to law school however i was a single parent of a two year old and a five year old and i did that for more than fifteen years and i can assure you that. There's nothing fun about going full time college and also trying to get You know to be a good parent and to provide the income necessary and i had that entrepreneurial spirit and i wanted to grow in in and have a big business that that was bringing the wealth i wanted and building it from my retirement and it just There wasn't a lot of of a maps out there. Do this do this do this do this. And through twenty five years of experience. I figured it out and and we've done well and i'm in. I'm thrilled with my past. The navy taught me so much about responsibility and accountability and and those are certainly tenants to be an entrepreneur. No question about it but there was no road map. There was no getting out of the military. Didn't here's your step plans being successful on your own It was it was really hard. So i'm glad to be your health. Talk about that in the journey Will tell us about you and your journey. It was definitely a different Yeah absolutely so i was. How do i even begin this When i joined the military. I joined in forty days. Forty five days before nine. Eleven and I was an architecture student at the time. Indiana national guard kind of do a my weekend. Warriors thing and In after nine. Eleven i i just couldn't physically sit there and design buildings that we're gonna be used to blow people and caused devastation. I wanted to change that. And so i went active duty and went to school and in sadly my entire time in the military was was spent in school one school to the next and in one of those schools. I got banged up. Injured prior to going getting acceptance to west point from enlisted to the academy so i went to west point for two years while i was there. Got my injury that i sustained during active duty. The kid exacerbated to the point that i could no longer sir and unceremoniously. I went home with a ten percent disability. Seven seven hundred eighty bucks or something like that. Night came from west point to sit on my parents. Couch i legitimately want to move. I didn't even know your podcast existed until last week but eyesight. Now what what the heck am i gonna do the rest of my life. I had zero idea. I went from the premier leadership institute in the world to not knowing. I didn't know what the heck did so I decided that applied at schools Just just keep the ball moving and Quickly went to indiana university. Got into the business. School in really just fell in love with entrepreneurship and i let that passion takeover You know my healing process from you. Know both physical and emotional fiercely all of it. I needed to mend myself after coming out of the military. And it's a hell of a won't talk to make that work but Anyway yeah i mean. The transition was man. I don i even describe the transition with it was so unbelievably difficult. It shouldn't need to in needed to be a conversation with a counselor commonality military that said you know. What do you want. do the rest of your life. This is the direction you go and go. Do it can i. It was a lot of soul searching to find. It ought to be honest. But now i've been imagined doing anything else. Couldn't imagine sitting my day any other way when i do and holy shit i get paid for it. I mean oh my god. That's the best. The best thing in the world i completely agree with you will on on that. Come out and you're just in this hot this this song in this hayes in your you have so little direction and even if you had a career counselor to try to talk to you. I don't know if it's just you don't know what you're doing in life because you're so mean you don't stand different concepts yet but man you're just lost wandering out there in and Yeah i grabbed me by accident eck and smack me up a little bit. I do right by sagar i absolutely. I think if there's one thing that i absolutely did right was i I jumped head head on into school and education and building might tool set. Because i wasn't relying solely on the things that i learned in the military to to be jumping off point. I realized i had a heck of a lot of catching up to do. And and that's where the education started for me And obviously i didn't quit. And in fact i found a way to make sure that i didn't have to pay for which was really you know that was. The true transition story was okay. Hang on a second Your bettering yourself. And you're getting somebody else. Pay the bill. This this is something should write a book about Because a lot of that cedeno that hidden. I mean that was one of my biggest struggles was coming out and being twenty five seven a two year old and a five year old that i was literally racing by myself and i was taking eighteen credit hours Getting my degree in biochemistry with minor in english lit. And i you know eighteen credit hours trying to take care to five hundred worked at the same time you know you can get loans and all the rest of it but if you don't have a good nation in what's possible. I had no idea. I was eligible for vote. Rehab you know. When i went i had gi bill and believe it or not. The college never applied the gi bill. I paid for everything out of my own. And even though i was eligible for the gi. Bill is all the time it's really sad is what it comes down to that. We have the capability had had. I recognized what was was there army. And i recognize these benefits. Were there than i could have slowed down and cast in my kids. Now's a roof over their head and not had trying to kill myself to get through it in a short period of time And it would have changed the trajectory of my life. I you know. I watched medical school. Go out the door. Because i couldn't do an internship and be a single parent and i couldn't do medical school and be a single parent. Too young kids had. I had those benefits and recognized that they were available to me. I could have done more. I could've figure things out that's not bad. I mean i. I love where i'm at today but it could have been so much easier. Had i known about all the benefits that are out there. Not just disability. But is as you're talking about. Well the both rehab and the gi bill and things don't get taken advantage of profitable now. I was just gonna say we. We actually just talked about that. I think it was in the last episode about gi bill and how you can leverage it with the Volk rehab well. Vr program now but Leverage that you know those two you know really great benefits to you get further education. Everything i know when i got out You know. I'm sitting in the end of the transition not unit but are transitioning out processing briefings. Right and they're telling us about the va. I knew zero about the. Va except that veterans. Go to the. Va that's really all. I knew about it and they and they told us like. Hey go to the hospital like on post go hospital get your medical records and take him upstairs. Because i had a v. Va office fort hood. They had a. Va office up. Like start for a said okay. Cool and so. I took them and they said okay. Cool we got your medical records like okay to me. It was just another task. I had. I literally had no idea that i was submitting my va. Disability claim audios. Like somebody told me to give you these. I guess this is how i get officially into the va and become a veteran so to speak at someone like your most crucial claim and there you are getting pushed by the system through their said that you're not on purpose fan. That was done on purpose for years and years. And call me a conspiracy theorist or whatever but the truth of the matter is this is mon mon Insurance company pan out benefits and they've got an minimize this as much as far as sharing and you know the the the the hard part was to that by the time i did my first what do you call that first. Compensation exam with the with the doctor or the nurse practitioner. Whatever she was I'm still in tough guy mode. I'm still like yeah. Her s- i'm good. I can you know. I'm sure i can just suck it up for a little while. I didn't realize it's supposed to go there and just be blatantly. Honest like holy crap. This hurts this hurts. This hurts and i can't do this anymore. And i just went. I was like no. This is fine. Do you have anything no. i'm fine. no i'm good. I had no. I d like there was no. There's no plan there's no. There's no one at that point in the transition to to really tell me. Hey this is what you should be doing. This is the level of scrutiny. That they're going to look at your. Va claim with and this is the level of of intensity you need to put to it when you submit it so we can talk about that a little bit like what. What was your guys. Experience with The va disability claims program. I i know with mine drag. Mom i was cormon and i and i was I was one of the supervisors of the ambulance service in and they will. Hospital orlando in the training center training center there and when i sat down out processing with personnel. I still to this day. Remember sitting down at that gray metal desk. And here's somebody that's not much older than me on the other side of the desk in. They're typing out my dvd fourteen. And they're asking me different questions on a checklist and you know how many problems not have any problems you know. Got both of my legs. I got both my arms You know i can hear you talking fine which goes exactly to the point. You're making aaron. And i don't think it was bravado on my side is much as not understanding to transition process and the purpose of the questions being asked as they apply to me in my future not to mention. Let's let's young. Were coming from the military where it's shut the hell up in suck it up. Well it's not only that pervasiveness in the military will absolutely but there's a pervasiveness in the medical side on top of that of we don't go to call unless we are on death's doorstep i had owns and you know i'm i'm urinating blood. I went to the er. I was terrified. I didn't know anything about kidney. Stones about point. I tell you when you look down. Ten o'clock at night and the toilet bowl is you're ready to go to bed. You see bright red blood. You're going to the er right now when they didn't ask me about that as i al processed. I didn't recognize that. The jimmy stones that my kidneys continued to put out than started in the military. Were something that should have been taking care of for in evaluating before on the disability side. And so you know as as a cormon. My knees hurt my back. Hurt dr a are you know my gird. hey dot. Can you write me. Something for this. Ensures tagamet for this there was never any documentation. It was me and my buddy. The doctor who wrote something if i wanted it or b who went to the cabinet and opened up and took out the a hundred older motrin. It took it myself just like i told my fellow shipmates to do or the. You know the marine corps guys that i worked with to do so i mean there was a pervasiveness medicine on top of. What will we say about. The pervasiveness of we have a missions. Do the military. Our mission is to get the dadgum job done. Every single time is not to be standing in sakala. Whine about how this hurts. Don't it well. i'm sorry. I didn't mean now. You know. i think it's for me. I was you know i dealt with something that i deal with. Almost every with almost every veteran client that deal with. It's it's it's a pervasive problem. That every better needs to know you're going to be under compensated for some of your disabilities and you're gonna be overcompensated for some disabilities and when you're coming out of service and you get med boarded for something you know for me. I was hellbent on getting my chest fix chest and backs back rated properly in even though chefs in particular the maximum benefit. I could ever get no matter how hard i tried and no matter what i did was ten percent no matter what so yourself the net absolutely ruined my military career. That is only gonna ever pay me ten percent. I'm sitting. you're banging my head against the wall for at least five years fighting that fight when there was literally nothing i could do. I had to learn the system the right way you gotta do end arounds and connect everything possible to this in order to make sure that your stated appropriately for the actual shit that you're dealing against off that took years to figure out when you don't have somebody holding your hand through the through the that's really true. I mean in my case. I knew the was there that can provides healthcare benefits. But i had a job. I had healthcare benefits. I didn't mean to be a and i correctly and incorrectly depending on how you look at it. I wanted that benefit to be more available my fellow brethren who actually needed it and couldn't make it private healthcare good private healthcare because the. Va does a as much as they get. Beaten up in the news over. they do. Try very hard. You've healthcare Chewed the veterans other. They can't do better but it's not because they're trying to do that. And so i wanted that that benefit of healthcare to be availed more available. My brother and i never looked into. It wasn't until we want to buy a house and property. You're in texas the realtor said. So what's your your disability rating. And which i giggled including talking about and she goes well with your own. You won't have a fun in fee in taxes. You will either of your property taxes reduced or abated completely if you have disability and i said i don't have any disability. I have both my legs and lower. Did she said idiot. I've known you long time. And i know your kidney stone started in service. I know you're back. Problems started from when you were. Emc girl medic in the military in the military. How can you not have this ability rating. And i wasn't out looking for the money. I was making okay money so i never went searching for those benefits and you know that makes that much more difficult woken. Tell you when you're now twenty. Five years ho service. And the g jared processes are really starting to kick in that began in the military to then through this this connection. It would be much easier on him and i if we get the veteran. Who's diagnosed in service with my backers a bit. You know. I have a strain. I have whatever that turns into severe Disabling degenerative disk disease or herniation in those sorts of things. It'd be so much easier if those that are ins new on the way out. I need a copy of my medical records. I need diagnosis in the military. I need imaging. Studies are is cat. Scans whatever to show this. Something started in the military. Because we can tie that together much more easily absolutely and i think with the be. Dd program the benefits Direct delivery program that the provides This new system. I'm helping quite a bit of Servicemembers transition out of the military the contact meteorology and they want help going through their initial claim. You know it's something that You know you can't charge for it's a you know it's a. It's a pro bono thing but the end of the day were taken bets. Soldiers vets who are transitioning out on their first you know their initial claim walking out of the room with a ninety percent. Walk on service. Now we're sitting here fighting on. You know that most important ten percent on the backside to get you to the hundred percent but we're a heck of a lot closer than that thirty percent of the twenty percent that you're getting when you're walking out of there like a hero like you and i are all of us did back at our generation you know there's various services connection is an art. It is not a science. It is an art all day long you. There are ways to stack disabilities on top of each other to maximize your coins. And if you do not know what you are doing you are doing it wrong here. What it takes strength or something. We said to will as a process that that is like everything else that all veterans doing the military. There's a procedure. Here's your procedure. One five and the average veteran doesn't understand it is a legal process. There are statutes. The congress is there are regulations that implement those statues that the va is put out is a legal process and it involves medicine so it's a combination of the legal side in the medical side and the average joe out there doesn't understand the law at that level and doesn't understand medicine at that level to connect all of this stuff together both legally and medically right and so let's dive into the details a little bit of that initial. Va disparity claim you know. Will you talk about it. Being an art and greg you talked about it being a legal proceeding. Is there even a three step. Five step nine step seventeen step process. That veterans can look at and say. Okay here's what i need to do. And here's how. I need to submit that claim. I don't know if there's a five step process but there's definite general over overarching rules that you must consider and And i think most important if i could say This is your kids Number one takeaway take notes Holy shit do. Not shotgun approach your. Va clays do not claim. Every single fingernail do not claim every single to- fungus. It's not gonna get you paid number one and number two. It's going to paint you in a corner so bad no attorney can get you out of just because you have dirty your file. You're talking about non attorneys who are adjudicating legal cases. These people do not practice law. They are practicing what they feel in. Our job is to show what disability looks like as plainly as possible so that we can either capitalize on that person's Motive to assist the veteran or To somehow paint over bad in a file because you absolutely are are leaving a trail of tears when you are claiming a shotgun approach to your to your veterans claims Number step is only claimed things that you are legally entitled to claim so it's going to require a little bit of research on your part to know what you're entitled to but that's that's my claim to everybody number one only clean things that you're entitled Because once you start claiming things that you're not entitled to the most important thing that you can not lose that you just gave away is your a benefit of the doubt that fifty percent and when it's as least as likely as not it's you're full of shit and you're claiming everything under the sun You just lost your fifty percent when it comes to the thing that's going to get you hundred percent. Yeah i think all take off on that in a little bit of of education. The vast majority of raiders as will can tell you are veterans. They want to help their fellow veterans. That's why they get that job. However the vast majority are not attorneys and just like we were talking about procedures few minutes ago. That's what they do. They have a manual called the young twenty one one and it is a procedure manual. They claim they step through the procedures. Won- jews hyperlink year like there for five six hyperlink there is. I wish it was. It's not to say there isn't some feeling in it. I mean there there is they are the trier of fact they get to be the arbitrator in adjudicate the claim but they do get that interpretation on their side in trying to decide. What's right and what's wrong is disconnected is not but it is very procedural. It's they're not looking at line compeer in the law analyzing walleye analyzing the case law even the references to it. They're not opening. No they are now providing a claim. You know it's transitioning to the other point. He made a providing claims that are not shotgun that you're entitled to. What does that mean rethinks. You have a current diagnosis. You have continuity of your condition meaning you. didn't you know. Get a bruise in boot camp. In your thirty years later. Trying to to say i have a problem. You have to be able to document the progression so he is a little bit different than degenerative disk disease that you may have had back pain and service but it didn't really degenerate until a certain point but then it kept getting worse and worse document how it kept getting worse and worse documented in a law whether it's a blood pressure log a headache log of that in law document the continuity of that condition and the third component of that is the next service. How did that. How did service relate to your claim. It didn't have to 'cause it. You could had a car accident while you were stationed florida. That caused an injury service. Puts you in florida. Therefore that disability the you weren't combat got shot and you got that disability but it's still considered service connected because the military had you stationed there so it's not causation. Its relation to. But if you don't have continuity veterans lose every time is you know. Oh i had this. Bigger hangnail. And i had this. This shotgun approach. Yes but that's not a chronic condition. It's a one time edition. Thank you so much will and greg and has been so great heavy on the show. This has been absolutely amazing. we will share some next steps with our audience in the show notes as we don't have time to cover today but this has been so so great guys. I cannot wait to publish this here in just a few days once we get through the very long process. Now because we've been on here for almost an hour and a half. Oh man what get through this very low process of you know post producing this but This has been really great. I know i've learned a lot. No doubt our listeners have learned a lot. Thank you guys so much for coming on the show really really enjoyed having you absolutely are i would not try and in a motor selves doll. But there's more information both in blogs articles that are on our websites on the im l. a. r. dot com their blogs articles about all his unstuffy also webinars that the media von normal basis. That has a lot of money on and join this martin. I'm ask questions where you're to help end. Try and elton's many veterans hand and your minds and you'll get them guys. Make yourselves better absolutely. I wish i wish. I got a website to promote them in the middle of fixing it right now so Sadly i've got a lotta latin or the we're working on that Were growing like crazy. This last year and a half. It's been unbelievable in worth To do a little self promotion where we're entirely. We're all veteran. were were all disabled vets. For all young where he's All worked on the inside. Su know how all the systems work so there we'd and accurately communicate with the that's how we run a different off practice than everybody else who's We what these guys who they're fighting against and there's a alive easier way that i hope you've enjoyed this segment of the interview. Now to listen to the full interview click on the lincoln the show notes fill out that form and we will email that link directly to you again until next time. Thanks for listening. We served now. What is a production of courage to fight again.

VA Greg Aaron Perkins Navy Greg Colton Will Simmons Gregg Golden Simmons Law Simmons Indiana National Guard Premier Leadership Institute Aitken Colton Us Army Sakala Cedeno
Paramount Films Will Stream on Paramount+ 45 Days After Theatrical Release

Lights Camera Barstool

00:37 sec | Last week

Paramount Films Will Stream on Paramount+ 45 Days After Theatrical Release

"Will get paramount movies. Forty five days after they hit theaters. Seven hundred plus miramax titles paramount movies on the site so you get of the sonic rocket man. That's some of the ones They said james bond hunger games addams family and the and the avengers. Like i guess i think paramount was involved with some of the early stuff. I maybe i'm maybe dennis wrong on that. Two thousand five hundred movies right away but the new movies forty five days after that includes mission impossible seven a quiet place to so. That's pretty cool. I like that.

Miramax Titles Paramount Addams James Bond Paramount Dennis
NYSE Says Again It Will Delist Three Chinese Telecom Stocks

Techmeme Ride Home

03:49 min | 2 months ago

NYSE Says Again It Will Delist Three Chinese Telecom Stocks

"The trump administration is in its final days. But that doesn't mean that they're not still pressing ahead with their aggressive china policy when it comes to tech president trump has signed an executive order banning transactions with aunt groups ali pay tencent's wechat pay and q. Q. as well as five other chinese payment apps quoting reuters lee order argues that the united states must take aggressive action against developers of china software applications to protect national security it tasks the commerce department with defining which transactions will be banned under the directive within forty five days and targets tencent holdings q. q. And we chat pay as well quote by accessing personal electronic devices such smartphones tablets and computers chinese connected software applications can access and capture vast swaths of information from users including sensitive personally identifiable information and private information. The executive order states such data collection quote would permit china to track the locations of federal employees and contractors and build dossiers of personal information the document ads and quote so as i've said several times when it relates to the subject i still haven't developed a definitive opinion about this whole tech cold war with china. Smart people. I know really do believe that. China's tech ambitions are set to the us's dominance in various ways and so must be meaningfully countered the problem. I'm having though is at least these last few years. The trump administration in my opinion hasn't put together a coherent argument about what they're doing. Or why so. It's hard for me to even form an opinion. That's not me being political. That's just me being someone in the tech industry that feels this whole posture. Vis-a-vis china by the government has been maddeningly inconsistent. So far case in point after pressure from the us government. The new york stock exchange said it would delist the stocks of three chinese companies china mobile china telecom and china unicom in order to satisfy an executive order imposing restrictions to prevent american companies and individuals from investing in companies identified as being affiliated with the chinese military. Now that was always the plan they were going to list these three companies and then two days ago the nyse reverse course and said it would no longer dealers those companies now today. they're reversing the reverse quoting cnbc. The exchange reversed that decision on monday causing much confusion treasury secretary mnuchin told the exchange that he disagreed with the original reversal. A senior administration official told. Cnbc's eamon jabar's the mis's said the latest reversal was due to new guidance. From treasury's office of foreign assets control that said people in the us could not engage in certain transactions with the three companies as of next monday trading of the three securities will be suspended at four pm eastern time on monday the exchange said and quote. See what. I mean confusing as all get out isn't it. China mobile is a one hundred billion dollar company. I believe they've been listed on the nyse for more than a decade. As i said before around these issues capitalism requires a clear set of rules that everyone involved in the great game of capitalism can understand if you don't know what the parameters of engaging and capitalism are then that's not capitalism so i guess one of the bigger questions going into the new year does president biden have as big an ax to grind with china tech as president trump. Did and will we get a more coherent position. Vis-a-vis chinese tech

China Tencent President Trump Lee Order Commerce Department Nyse ALI Reuters United States Mnuchin China Telecom Eamon Jabar Unicom Treasury Us Government Cnbc Office Of Foreign Assets Contr
How Climate Change Is Setting The Stage For Natural Disasters

Environment: NPR

03:26 min | 2 months ago

How Climate Change Is Setting The Stage For Natural Disasters

"In addition to being the year of covert twenty twenty was also a year of extreme wildfires and hurricanes in part because global temperatures were among the hottest ever recorded. here's npr's lawrence summer. If you caught the weather report in phoenix arizona visit you heard one number over and over alright jamie. We are hoping for weather. But i know just hovering around these hundreds. It was over one hundred degrees a lot on a record breaking one hundred and forty five days all well. Basically almost everything set records. Marvin percha is a meteorologist. At the national weather service in phoenix. I've lived here a long time. I grew up here in the seventies. And i've never seen anything quite like this. Phoenix also doubled. The number of days at spent above one hundred and fifteen degrees and those extremes are dangerous. Almost three hundred people died because of heat related causes in maricopa county another record number certainly with the overall warm earth. It makes it more likely to get these extreme temperatures and those temperatures set the stage for other disasters. Twenty twenty hurricane season has been uniquely awful. There have been thirty named storm so far a new wreck. Warm waters in the atlantic fueled the most active hurricane season on record and many storms intensified quickly building strength faster-than-expected. The records kept falling in the western u. s. two or wildfires burned more than nine million acres. Tens of thousands of people fled their homes. Some with only minutes to spare three states california oregon and colorado had the largest fires in there recorded history. Dan mcevoy a climatologist with the desert research. Institute says heat was one of the reasons when you have elevated temperatures and extra dry atmosphere. That really makes the fuels more flammable. An easier to burn a hot dry atmosphere is thirsty. He says it's like a sponge pulling moisture out of plants and soils that creates the conditions for fires to move fast and burn hot on the landscape in the west is normal. We need that fire but the thing that's changing is how quickly they become. These large megafires mcevoy's done studies showing how he will dramatically increase. This fire danger in the west but even he's surprised to see it. Play out so quickly this year is i mean. How many times can we say the word. Unprecedented christina doll is a climate scientist at the union of concerned. scientists events. Like that make it really hit home for climate scientists that this is not just something theoretical that. We're predicting it's something that we are living through. Twenty twenty is basically tied with two thousand sixteen for the hottest year ever recorded at almost two degrees above average but whether it takes the top spot is beside the point though says the last five years or the five hottest on record since eighteen eighty. And it's only expected to get worse for me personally. I think that there's not going to be one. wake up. call that spurs the public in the us. And our policymakers into action. It's more the accumulation of all of these events and all of the heartache as incurred because of them that heartache she says should be a reminder that the more fossil fuels are burned. The more years like this. We should expect to see lorne summer npr news.

Lawrence Summer Marvin Percha Phoenix Hurricane Dan Mcevoy National Weather Service NPR Maricopa County Jamie Arizona Christina Doll Union Of Concerned Atlantic Mcevoy Oregon Colorado
Oof! 2020: A Hot Year For The Record Books

Short Wave

02:53 min | 2 months ago

Oof! 2020: A Hot Year For The Record Books

"Okay so. I up on the list of twenty twenty s greatest hits and hits in a bad way Number one. it was hot. Yeah and if you happen to catch a weather report in the southwestern u. us this year you heard one number over and over and over again. Death valley california yesterday broke a record of one hundred and twenty-five with the new temperature of one hundred thirty one twelve expected for today at one zero to quartzite one eleven four today tucson one seven around one thirteen yep designed hundred temperatures above one hundred because it was over that a lot this year so it wasn't just the heat wave that comes and goes lauren. People really didn't break. Yeah exactly it just stuck around like for example in phoenix. The city saw one hundred and forty five days. That were over a hundred degrees. Jake sap broke the record and then there were fifteen days that were over one hundred and fifteen degrees which is double the previous record. No nets too much. That feels this feels like too much. Zona yeah and when you talk to people there and they're used to heat their. It was still shocking to them. I spoke to meteorologist. Marvin percha at the national weather service in phoenix and not only how warm it got but how persistent and warm weather was is. What was so remarkable about this year. I've lived here a long time. I grew up here in the seventies. And i've never seen anything quite like this boy. I wanna be next. Meteorologist surprised serious. Backlash and one important thing to point out here is nighttime temperatures. Which maybe don't seem as important. But they are because they were hotter than normal and that's a big problem especially in cities because cities experienced worse heat than the surrounding area and all that concrete it heats up it retains heat really well and they need to cool down at night right. Because extreme heat isn't just uncomfortable for people who live through it. it can be dangerous. yeah exactly and phoenix. Saw a record number of heat related deaths this year as a result. It's sad to say about almost three hundred people and those people who died directly because of the heat and long term trend of course. Is that this kind of heat is only gonna get worse with climate change. Yeah and one of the things just to wrap your mind around as you're hearing numbers like that. The planet has already warmed about two degrees fahrenheit because of climate change and that feels like a small number but that is on average right. That's the global average and when you shift the average you can kind of imagine this in your mind. There are a lot more relief. Hot days. That are now in the range of temperatures that people experience and the other thing is that super hot weather happened in places that have not been historically hot. Alaska had

Jake Sap Phoenix Marvin Percha Tucson Lauren National Weather Service California Alaska
Why Reina Rebelde's Founder, Regina Merson, Chose Herself Over Everything Else

Latina to Latina

02:56 min | 3 months ago

Why Reina Rebelde's Founder, Regina Merson, Chose Herself Over Everything Else

"Two thousand eight. You were an associate at a prestigious law firm in dallas. You worked on lots of high-profile corporate bankruptcy cases. What did that look like. I was at the office till two or three every morning. i'd go home. I'd sleep with the blackberry under my pillow. Like at five i go back. There was one year where i didn't go home for dinner for like three hundred and forty five days in a row. I was actually hired out of law school to leeman brothers real estate attorney for their law firm so i did that for year and then we put men into bankruptcy so i became a bankruptcy lawyer so that was kind of the first sharp turn. We're thanks did nocco. The way i thought they were gonna go away magin they were going to go on a transactional attorney you know. I wanted to work on mergers on deals. I didn't wanna be stuck in litigation for decades of my life and your camp bankruptcies psychology about is very different and then you combine that with the two thousand eight financial crisis on what was happening around the country. It was devastating. Does to be especially difficult when you have your entire life. Wanted to be an attorney right when you had an idea of what being an attorney was going to be. So how did the reality compare to your imagined. Reality of what being attorney would be had a lot less agency over my life in the early stages of my career than i thought you know. And i think that's. That's the rookie mistake. You go to these schools. You have agency over your day to day. You have some pathway towards creating your major. What you're going to write your thesis about. I went to law school. I got pick my own classes on embarking on the amazing career every case i'm working on his on the cover of the wall street journal. It's amazing but by the same token i have no control over my life. I can't tell you how many vacations were cancelled at one point. I think my desire to step up to the plate with respect to what was being asked survey resulted in me actually having a pretty severe health crisis which is not uncommon in the legal world and associates get burned out and i my body literally started falling apart. What did that look like. I was breaking out in hives every single night. Like head to toe high waking up. My hair face was swollen. Went two hundred doctors. No one could figure out what was going on in order to work these hours and work them on a consistent day to day basis and the amount of pressure. I had this associated myself for my body so there were all these symptoms emerging like stomach issues mouth ulcers all of these things that just started sort of melting my brain. But i didn't associate at any point that anything had to do the stress and the pressure i was under

Leeman Dallas Wall Street Journal
What Should Small Businesses Do About Coronavirus?

The Small Business Radio Show

06:35 min | 3 months ago

What Should Small Businesses Do About Coronavirus?

"What should small businesses do to take advantage of this time of year. Which is really important. Their overall sales. I think you hit the right point there as much as covid. We'll bring some challenges. This is always an important time of year for for small businesses Some small businesses may see after their sales come from right last know forty five days of the year. So the the things that i think about. Our inventories attended be maxed out at this time of year roles and staffing can be stretched. And and you know whether it's seasonal workers or have you people work overtime certainly here. In the northern part of the country winter weather arrives and that can Throw challenges in as well now. I know i agree. It definitely will be It will definitely be a transition so with all of these types of things. How can small business owners prepare. Well as always we recommend that Small businesses work with an independent agent to to help them because in every small business is unique even when they stay within the same industry. So things that you know we like to have businesses think about our our their basic insurance coverage so that when something does if something does go wrong that they're they're protected So an inventories are staying at the teams Making sure limits or adequate their coverage With these being some of the most important sales days of the year making sure their business income coverage that protects them throw unable to conduct their business mixture their limits are adequate There can be challenges From hiring seasonal workers so whether it's training these employees for workers compensation or Making sure that you you hire the right people not forgetting to do background checks and and the like and then sort of just thinking about all of the you know the christmas traffic that comes in and all of that. You know before you add kobe done. So let's talk about a few of those because you talk about business income coverage but my understanding is is that this is something would happen besides cove it like if there was a fire or another natural disaster. Spit your fire seems to be. The you know the most dramatic but you know water damage can be you know. Got a very common one. Whether it's a a pipe break on the street out in front of you. A neighbouring tenant as high frac- or an apartment above you has frac- there's all sorts of different things that can happen. And when when any of those things happen and they cause you to have to close your doors Hopefully not for long period but even just a few days at this critical time of the year Not only are you losing sales. You're losing your profits. You also mentioned season the workers. I think a lot of folks don't look as seasonal workers as being covered by workmen's compensation but they are right. They absolutely are whether you're Whether they're coming in as a volunteer all the way to somebody that's you know part time You know even even you know potentially companies on a staffing agency Were you hire them. You know honest you know as staff is a regular staff. Just for the next month and a half. They are covered by workers compensation which protects them. But it also means they affect your experience and your prints it. It's interesting to me because a lot of small business owners they hire sometimes even more than their regular year ran staff. But they don't take a look their workman's comp limits. Yeah so Limit limits with workers comp or so much of it is statutory but there is an employer's liability limit. Which really gets it. Whether you're running a safe workplace and so Independent agents and insurance companies typically recommend that Businesses carry a half a million dollars players liability or sometimes even a million coverage but that At this point has become again once you're working with an independent agent has become relatively standard. So what happens when you hire some of these people and of course many of them may not be at your office or retail location. What if they're working from home had he protect yourself there. Yeah well the cupboard. Whether they're doing work for you they're they're covered so It becomes important to set out some standards of you know if they're working at the computer making sure they have appropriate workspace We certainly see repetitive. Motion claims because somebody has not set there The the table a little bit too high for them and so the way. They're reaching for their keyboard put stress on their on their wrists as an example. So it's important that A business sets expectations For both their you know regular employees but there is an employee as well that they set up safe business practices to Allow them to do their job to do it. Safely and one of the business practices of course. Is this idea of cyber threats because we know that small businesses are really a target of that. It's a lot easier to protect yourself from cyber threats when you're using a computer in the office but what happens when people are using their home computer. It really does add an extra challenge because then sometimes the corporate firewalls and ask corporate. Antivirus software doesn't extend to a personal home computer. So you're now Creating a potential exposure For your company where somebody you can access your system through a less protected source so there are You know guidance that we would give and independent agents would give to make sure that people are have You know antivirus protection on their personal computers. They're following safe practices. Not opening emails from sources of that are unknown. Sort of those suspicious Emails that are out there It's very important. People update their passwords and make their passwords complex. Those are those are sort of the basic things that are there And and i. And i think back to sort of sort of one other which we may want to get into which is the importance of companies you know even keeping their firewalls their System safe with through patches

Small Business Saturday: How to Survive and Thrive in COVID Times

The Small Business Radio Show

03:24 min | 3 months ago

Small Business Saturday: How to Survive and Thrive in COVID Times

"Small business. Saturday is quickly approaching. He'll probably look a little bit different than last year. Here with the vice and i take advantage of holiday. Season is chip haman. Who's the deputy president small commercial of the hanover. Insurance group chip. Welcome back to the show. Thank you. It's good to be here so everyone's excited about the holiday season but it's gonna be a little different than last year. I completely agree. Coach changes everything. So what should small businesses do to take advantage of this time of year. Which is really important. Their overall sales. I think you hit the right point there as much as covid. We'll bring some challenges. This is always an important time of year for for small businesses Some small businesses may see after their sales come from right last know forty five days of the year so the the things that i think about. Our inventories tend to be maxed out at this time of year roles and staffing can be stretched. And and you know whether it's seasonal workers or have you people work overtime certainly here. In the northern part of the country winter weather arrives and that can Throw challenges in as well now. I know i agree. It definitely will be It will definitely be a transition so with all of these types of things. How can small business owners prepare. Well as always we recommend that Small businesses work with an independent agent to to help them because in every small business is unique even when they stay within the same industry. So things that you know. We like to have businesses think about our our their basic insurance coverage so that when something does if something does go wrong that they're they're protected So an inventory bursting at the teams Making sure limits or adequate their coverage With these being some of the most important sales days the year share their business income coverage that protects them throw unable to conduct their business. mixture their limits are adequate There can be challenges From hiring seasonal workers so whether it's training these employees for workers compensation or Making sure that you you hire the right people not forgetting to do background checks and and the like and then sort of just thinking about all of the you know the christmas traffic that comes in and all of that. You know before you add kobe done. So let's talk about a few of those because you talk about business income coverage but my understanding is is that this is something would happen besides cove it like if there was a fire or another natural disaster. Spit fire seems to be. The you know the most dramatic but you know water damage can be you know. Got a very common one. Whether it's a a pipe break on the street out in front of you. A neighbouring tenant as high frac- or an apartment above you has frac- there's all sorts of different things that can happen. And when when any of those things happen and they cause you to have to close your doors Hopefully not for long period but even just a few days at this critical time of the year Not only are you losing sales. You're losing your profits.

Hanover
How a 22 Year-Old Company Pivoted During COVID

The Small Business Radio Show

06:40 min | 4 months ago

How a 22 Year-Old Company Pivoted During COVID

"Meredith. Welcome to the show. Great lakes wrap very. So how are you doing during covid six months and i can't believe we're six months in. I was saying just six months ago. Oh probably over next month right right. Now we're doing good have left the house really We did mu so. That was a little bit stressful. But all good so tell us about. The salesforce is small and medium business trends report. Why do you do this. And what can we learn from it. Sure we'll be. We just have published our fourth edition of the smb transport where we surveyed twenty three hundred global smb leaders and we actually got a really unique experience this time around because we published one back in march and the pandemic hat. And we're like we got we got. We gotta redo this. We want to get before and after so we just did another survey in august so we have a really interesting perspective of kind of before. And after i wouldn't say after i say now we're not quite after yet right. I guess that's wishful thinking right But during i think you know we're we didn't publish it on salesforce dot com slash. Fm be trends but he wants to see the details but you touches on things like how the pandemic racial injustice have affected motivation. What challenges and gold are happening with. Smb leaders how demographics shape the entrepreneurial experience in the outlook You know the role of digital transformation and driving resiliency in small businesses and really how small business leaders are planning to recover and to grow from that. They're really seven insights that stood out to me the first and not surprising we asked what are the top areas of focus during co bit in back in august sixty. Four percent of our smb leaders said safety and sanitation policies. Like i'm thankful for that to too as consumer next was fifty. Nine percent of leader said local public health mandates contact with service a out of physical space. That's top of mind You know second because we have the before an effort after that. Continue to be challenges. That didn't really change Keeping up with demand Forty seven percent ranked it very high in march forty six said the same in in august providing quality products still challenge on still one of their top challenges. Smb leaders but what was new and what really became more difficult for these three things which was bringing innovative products to market. You see a lot of companies have done so much to the word pivot now is being overused. But you see you know that the stock company now making ppe Howard folks getting innovative in delivering services to homes right versus navy in person You've seen i've seen in san francisco restaurants pairing up with the wine shop and delivering date. Night meals But really getting creative on the market but another area that was personalized customer engagement. I think it's become more important To engage with your customers and that's it became more difficult. You know something. Many small business owners had it really thought about the personalization and then third was the connected experienced How do i stay connected during these times. The thirteen that came out to me. Was you know we we ask. Vod survey respondents. Are you a growing business or you. Can you know Growing meaning our or your revenues growing Those are are growing. Were actually much more likely to offer flexibility to things like payment policies return policy maybe giving extended payment terms instead of paying. You know in thirty days you can pay forty five days but this really highlighted the importance of prioritizing developing a relationship versus a one time transaction about all the time and i think even more so in the last six months has been loyalty right. Returning customers You know the more flexible you are with these customers. Warned loyalty recreate. You create an honest. That's your recurring revenue. Are you wanna find your recurring revenue. The fourth thing. That really came out before you go on. I just want to discuss a couple of elements. Because i don't wanna lose them very important threads. You talked about the personalization of the customer gauge being so important. And we've seen that for a long time. Ever since burger king said you know you can have it your way people want a personalized one on one experience but it really is becoming much more difficult because on one hand you have the personalized experience on the other hand. You have contactless delivery right. So what do you think. Some of the best ways are for small business owners to actually keep that personalized connection with their customers at time. When they're not supposed to be contact lists right. You know i get about knowing who your customer is. And this is where i think. Technology actually can play a huge part. It's a huge advantage to small businesses. There's technology out there. Of course we've got some. But i think there's lots of great companies it's not affordable and it's easy to use but a great crm tool which is customer relationship and a lot of opposites. Don't go searching for a crm. They're like how do i talk to my customers. How do i connect. This is about putting the customer in the center of everything you do. And you want to get off spreadsheet or off the piece of paper and you know you as the owner of the business may know mrs smith very well. She has two dogs. she likes to be. She likes the color red She lied roses but you may not know her as well. When that person carl's intimate make an order. Wouldn't it be great if all your employees knew everything about that. Customer data is about personalization when fact that together and share that data with your company right so we call it just force. We call it the three hundred sixty degree view of the customer. We wanna know their likes their preferences their orders. What business have they done with us. What have they done the past. So you really have that personalized Interaction no matter who they're talking to when they call you or when they email you. Or when nate tweet you get. We're seeing growing channels is also about the personalization and it sounds like channel so many channels out there now. We don't just walk into a store. We can't really walk into a store. So you gotta be listening everywhere and meeting your customer where they're out

Meredith Great Lakes Navy San Francisco Burger King Mrs Smith Carl Nate
What's going on with Tik Tok and WeChat?

The Tech Guy

07:02 min | 5 months ago

What's going on with Tik Tok and WeChat?

"Don't know what's going on. With TIKTOK. Today this morning. was supposed to be the morning Tiktok was turned off and we chat to both owned by Chinese company Bite Dance. The. The idea. The US Commerce Department said Nope because it's Chinese and you know. You know. You know it's a it's a threat to our great national sovereignty or something. I don't really understand honestly the Chinese could spy on. US I. Guess. I guess or then then some who are a little more nuanced say well, it's not that they're just like our location. But they could propagandize us. Oh, you mean like facebook. Yeah. Like that. They don't. They don't need Tiktok they've got facebook. Anyway, the this has been going on and on and on and back in. August. He's the president said forty five days to. To Sell Yourself to American. Company. Microsoft and Walmart were bidding. So was Oracle, which is a big database company not really widely known among consumers but. A A very popular database for reasons no one understands fully in enterprise because it's not it's terrible but anyway, it's. It's been here a long time. I think it's really why it's so successful its owner Larry Ellison has become one of the wealthiest men in the world is busy bidding building building big yachts bigger than other people's yachts. That's what that's what you do. If you're a billionaire, you just build I, want my yacht to be bigger. Mr Ellison is also a supporter of the president and has held fundraisers and I think that helped a little bit. Because last Sunday. Microsoft said Yeah took talk. Told US we're out. An Oracle said, we didn't buy it but we are a tech partner and Walmart said I'm switching teams. I'm now with our Oracle okay. Between the two of them. Oracle and Walmart will have a a minority stake. In Bite dance by giving them some amount of money. For stock or something. and then it's so complicated. It turns out that that because bite dance has I think something like forty percent of its investors are in the US. They're adding that to the walmarts oracle stake in the commerce. Department says good. That's a majority. So, it is now on majority US owned the president said. All right. That's good. So he's approved this bid. In concept. He also says. this new company which will be called Tick Tock Global. This and so he's going to put the ban on hold for a week. TIKTOK global will also give five billion dollars in new tax dollars to the US. Five billion with a B. to set up. A new education fund is really a propaganda fund. The president has put together to teach children. To I don't know what loved your leader anyway it's Oracle take a twelve and a half stake in TIKTOK. Global Walmart tentatively agreed by seven and a half percent twelve makes twenty percent. And five of four of the five board seats will be filled by Americ- Americans. And then the courts. The the US judge in California has issued a preliminary injunction saying you can't ban we chat. From, the apple and Google stores. it's it's hard to understand really what the president would be for the Commerce Department saying Apple Google, you have to remove an APP from the store I don't think that's ever happened before. Commerce Department officials say we are prepared for long legal battle Oh. Great. Just what the world needs. Another long legal battle. This is this is just going to be an endless story. Isn't it? Tech talk you know. Is Is a fan favourite with the young ones? They? I don't know if you've seen it it's actually quite entertaining. I know you've seen it because they were buying ads on the NFL football games. Last weekend trying to guess Excite the American people about the potential for TIKTOK. You know I don't have a huge. Care A, lot about it. It's just another social network just weird that the US government says, well, we can ban it just we're just going to ban it. I don't think I don't know. We chat, which is a chat program not widely used in the US mostly by. Chinese citizens in the US and friends Chinese Americans with friends with friends and family in China. Because in China it's universal. Widely, used and not just as a chat program. It's not another. facebook. Messenger. Really, used for everything. So yesterday. The President says I approve the deal. In concept. We have and I think quite reasonably blocked. Chinese. Companies like wow way, and Z. T.. Because they are network companies and while whe. Especially has a lot of equipment in the five G. Networks and the threat is that an order from the Chinese government which would be fully legal in China to a Chinese company would say, Hey, just cut off that American stuff just turn it off or but get or so I can understand the reason to do that. Take talk a little bit more tenuous. So, a little bit more tenuous and I do feel bad. There's a lot of kids really fun funny videos and Tiktok, there's tiktok stars and making a ton of money. on Tiktok an a lot of fame and celebrity in fact sometimes. Too. Much fame and celebrity. There, there are those. On Tick Tock who say how I just I can't handle the fame. So but most people talk I think it's just a fun entertaining. I do I just don't know. We are phones are spy ing on us all the time by any company that can get an APP on your phone can pretty much spy on you all the time. That's why I'm really excited by what both. Google android and. IOS, apples, IOS are doing both of them are now starting to especially with new Iowa fourteen pop up little notices that say, Hey, you know this application has been looking at in the background at your location even showing you a map. Of where where they just reported home at do you want to do that? You can disallow it? Same thing on android.

United States President Trump Us Commerce Department Tiktok Oracle Walmart Facebook Microsoft Google China Bite Dance Larry Ellison Tiktok Global Apple NFL Chinese Government California
Trump Approves Deal Between Oracle and TikTok

The Tech Guy

05:54 min | 5 months ago

Trump Approves Deal Between Oracle and TikTok

"So. I don't know what's going on. With TIKTOK. Today this morning. was supposed to be the morning Tiktok was turned off and we chat to both owned by Chinese company Bite Dance. The. The idea. The US Commerce Department said Nope because it's Chinese and you know. You know. You know it's a it's a threat to our great national sovereignty or something. I don't really understand honestly the Chinese could spy on. US I. Guess. I guess or then then some who are a little more nuanced say well, it's not that they're just like our location. But they could propagandize us. Oh, you mean like facebook. Yeah. Like that. They don't. They don't need Tiktok they've got facebook. Anyway, the this has been going on and on and on and back in. August. He's the president said forty five days to. To Sell Yourself to American. Company. Microsoft and Walmart were bidding. So was Oracle, which is a big database company not really widely known among consumers but. A A very popular database for reasons no one understands fully in enterprise because it's not it's terrible but anyway, it's. It's been here a long time. I think it's really why it's so successful its owner Larry Ellison has become one of the wealthiest men in the world is busy bidding building building big yachts bigger than other people's yachts. That's what that's what you do. If you're a billionaire, you just build I, want my yacht to be bigger. Mr Ellison is also a supporter of the president and has held fundraisers and I think that helped a little bit. Because last Sunday. Microsoft said Yeah took talk. Told US we're out. An Oracle said, we didn't buy it but we are a tech partner and Walmart said I'm switching teams. I'm now with our Oracle okay. Between the two of them. Oracle and Walmart will have a a minority stake. In Bite dance by giving them some amount of money. For stock or something. and then it's so complicated. It turns out that that because bite dance has I think something like forty percent of its investors are in the US. They're adding that to the walmarts oracle stake in the commerce. Department says good. That's a majority. So, it is now on majority US owned the president said. All right. That's good. So he's approved this bid. In concept. He also says. this new company which will be called Tick Tock Global. This and so he's going to put the ban on hold for a week. TIKTOK global will also give five billion dollars in new tax dollars to the US. Five billion with a B. to set up. A new education fund is really a propaganda fund. The president has put together to teach children. To I don't know what loved your leader anyway it's Oracle take a twelve and a half stake in TIKTOK. Global Walmart tentatively agreed by seven and a half percent twelve makes twenty percent. And five of four of the five board seats will be filled by Americ- Americans. And then the courts. The the US judge in California has issued a preliminary injunction saying you can't ban we chat. From, the apple and Google stores. it's it's hard to understand really what the president would be for the Commerce Department saying Apple Google, you have to remove an APP from the store I don't think that's ever happened before. Commerce Department officials say we are prepared for long legal battle Oh. Great. Just what the world needs. Another long legal battle. This is this is just going to be an endless story. Isn't it? Tech talk you know. Is Is a fan favourite with the young ones? They? I don't know if you've seen it it's actually quite entertaining. I know you've seen it because they were buying ads on the NFL football games. Last weekend trying to guess Excite the American people about the potential for TIKTOK. You know I don't have a huge. Care A, lot about it. It's just another social network just weird that the US government says, well, we can ban it just we're just going to ban it. I don't think I don't know. We chat, which is a chat program not widely used in the US mostly by. Chinese citizens in the US and friends Chinese Americans with friends with friends and family in China. Because in China it's universal. Widely, used and not just as a chat program. It's not another. facebook. Messenger. Really, used for everything. So yesterday. The President says I approve the deal. In concept. We have and I think quite reasonably blocked. Chinese. Companies like wow way, and Z. T.. Because they are network companies and while whe. Especially has a lot of equipment in the five G. Networks and the threat is that an order from the Chinese government which would be fully legal in China to a Chinese company would say, Hey, just cut off that American stuff just turn it off or but get or so I can understand the reason to do that. Take talk a little bit more tenuous.

United States President Trump Oracle Us Commerce Department Walmart Larry Ellison Facebook Microsoft Bite Dance China Tiktok Global Chinese Government Partner Apple NFL California G. Networks Football Google
Trump Approves Deal Between Oracle and TikTok

The Tech Guy

05:54 min | 5 months ago

Trump Approves Deal Between Oracle and TikTok

"So. I don't know what's going on. With TIKTOK. Today this morning. was supposed to be the morning Tiktok was turned off and we chat to both owned by Chinese company Bite Dance. The. The idea. The US Commerce Department said Nope because it's Chinese and you know. You know. You know it's a it's a threat to our great national sovereignty or something. I don't really understand honestly the Chinese could spy on. US I. Guess. I guess or then then some who are a little more nuanced say well, it's not that they're just like our location. But they could propagandize us. Oh, you mean like facebook. Yeah. Like that. They don't. They don't need Tiktok they've got facebook. Anyway, the this has been going on and on and on and back in. August. He's the president said forty five days to. To Sell Yourself to American. Company. Microsoft and Walmart were bidding. So was Oracle, which is a big database company not really widely known among consumers but. A A very popular database for reasons no one understands fully in enterprise because it's not it's terrible but anyway, it's. It's been here a long time. I think it's really why it's so successful its owner Larry Ellison has become one of the wealthiest men in the world is busy bidding building building big yachts bigger than other people's yachts. That's what that's what you do. If you're a billionaire, you just build I, want my yacht to be bigger. Mr Ellison is also a supporter of the president and has held fundraisers and I think that helped a little bit. Because last Sunday. Microsoft said Yeah took talk. Told US we're out. An Oracle said, we didn't buy it but we are a tech partner and Walmart said I'm switching teams. I'm now with our Oracle okay. Between the two of them. Oracle and Walmart will have a a minority stake. In Bite dance by giving them some amount of money. For stock or something. and then it's so complicated. It turns out that that because bite dance has I think something like forty percent of its investors are in the US. They're adding that to the walmarts oracle stake in the commerce. Department says good. That's a majority. So, it is now on majority US owned the president said. All right. That's good. So he's approved this bid. In concept. He also says. this new company which will be called Tick Tock Global. This and so he's going to put the ban on hold for a week. TIKTOK global will also give five billion dollars in new tax dollars to the US. Five billion with a B. to set up. A new education fund is really a propaganda fund. The president has put together to teach children. To I don't know what loved your leader anyway it's Oracle take a twelve and a half stake in TIKTOK. Global Walmart tentatively agreed by seven and a half percent twelve makes twenty percent. And five of four of the five board seats will be filled by Americ- Americans. And then the courts. The the US judge in California has issued a preliminary injunction saying you can't ban we chat. From, the apple and Google stores. it's it's hard to understand really what the president would be for the Commerce Department saying Apple Google, you have to remove an APP from the store I don't think that's ever happened before. Commerce Department officials say we are prepared for long legal battle Oh. Great. Just what the world needs. Another long legal battle. This is this is just going to be an endless story. Isn't it? Tech talk you know. Is Is a fan favourite with the young ones? They? I don't know if you've seen it it's actually quite entertaining. I know you've seen it because they were buying ads on the NFL football games. Last weekend trying to guess Excite the American people about the potential for TIKTOK. You know I don't have a huge. Care A, lot about it. It's just another social network just weird that the US government says, well, we can ban it just we're just going to ban it. I don't think I don't know. We chat, which is a chat program not widely used in the US mostly by. Chinese citizens in the US and friends Chinese Americans with friends with friends and family in China. Because in China it's universal. Widely, used and not just as a chat program. It's not another. facebook. Messenger. Really, used for everything. So yesterday. The President says I approve the deal. In concept. We have and I think quite reasonably blocked. Chinese. Companies like wow way, and Z. T.. Because they are network companies and while whe. Especially has a lot of equipment in the five G. Networks and the threat is that an order from the Chinese government which would be fully legal in China to a Chinese company would say, Hey, just cut off that American stuff just turn it off or but get or so I can understand the reason to do that. Take talk a little bit more tenuous.

United States President Trump Oracle Us Commerce Department Walmart Larry Ellison Facebook Microsoft Bite Dance China Tiktok Global Chinese Government Partner Apple NFL California G. Networks Football Google
National Polls (MM #3467)

The Mason Minute

01:00 min | 6 months ago

National Polls (MM #3467)

"The Maisonette with Kevin Nation the presidential election is about forty-five days away. And of course if you turn on TV right now, especially on the news channel, you're not only seeing the candidates but you're seeing more and more of the national polling data. The national polls are somewhat important but the kind of a misnomer because as we know it's not really a national election but a state-by-state election and what's more interesting to me right now is when you look at the national numbers, it looks like ninety-eight percent of America has already decided whether they're voting for either Joe Biden or Donald Trump by this time normal life still got ten to fifteen percent of the people either voting for an alternate candidate or undecided and right now from darn near every poll. I'm seeing ninety-five to ninety-eight percent of Americans have decided between two people the question wage actually going to go out and vote. It's one thing to give your opinions on the phone or in an email. We'll see what happens. But right now it looks like everybody's decided on who they're voting for. So can we do away with all the rhetoric? Yeah, you know we can

Kevin Nation America Joe Biden Donald Trump
TikTok suing Trump administration over threatened US ban

Download This Show

01:08 min | 6 months ago

TikTok suing Trump administration over threatened US ban

"Talk is about to sue or at least as threatened to sue the trump administration. Right water. Look. So back early August August six, I believe it was president trump. He issued an executive order saying that any transactions with talks parent company bought Dance would-be banned prohibited within forty five days. He ended up going back on that on the fourteenth of August end doubling. The amount of time that that would take but the problem is that you know tiktok assigned that that doesn't really allow them enough time and was unconstitutional. So they now coming back and suing the trump administration full banning their operations in the US, the the solution that has been offered up for this four Tiktok by the trump administration is full to talk to have a US buyer and there have been some interested parties, but it's also not a path that it looks like take talk wants to go down.

United States President Trump Executive
What Will Become Of TikTok

The Tech Guy

04:18 min | 6 months ago

What Will Become Of TikTok

"Let's see what's the latest on Tiktok no idea. No idea they have now ninety days now forty five days and to figure out what's GonNa Happen and now a lot of people are conversing about whether maybe we should buy tick tock they should take including. Oracle. I don't know why Oracle would want tick tock. Some concern because it wasn't as Tiktok was also a chat application called we chat. That potentially as being banned. In the United States and That concerned a lot of company in fact, according to the Wall Street Journal Apple. Ford Lot of American companies we're on a conference call with President. the week before the Tick Tock. We chat band saying please don't do this. This could really This could really hurt us. Overseas a lot of our business is is in China. the surely there's another way they didn't come up with another way now. Twitter it Oracle and Microsoft trying to figure out even Google apparently. was initially a part of a plan to get a number of US companies to by the US part of TIKTOK. I just have to say I mean China aside and that's of course, a big part of this. The concern there couple concerns about tiktok one that it's spying on us. And I think as an individual or company or a government agency it's completely reasonable for you to say yeah let's talk. Let's You know I took it off my phone. I'm not so much worried about the spying part. If I were a Chinese citizen in the US. I. Might might be much more concerned I don't think China really. Cares much about who I am and I don't think they get a lot of information for TIKTOK. There's maybe a more serious concern though the propaganda benefit of tiktok. If you watch a lot of tiktok videos just as if you watch a lot of youtube videos. the program itself. The Algorithm as we call it adjusts as you watch the goal for at least for Youtube is to get you to watch more. I think it's the same for to talk to get you to watch more. So they watch they look they. Automatically see what you spend time watching and they try to give you more of that. And as we've seen on youtube economic, that can have a negative effect. On facebook is another company that does this facebook. Does that with their news feed, you know that that middle of the Middle Column of your facebook page. What's on there? It's not what you might think. One. Would assume well, everybody I follow all my friends and family and the people I care about the groups member of that's what's there no. No only some of that is there because the algorithm does the same thing watches what you look at, which is where you spend time with what you click and says, let's give her more of that and so it's That's that's kind of how that's the secret sauce of most of these systems technology systems, the recommendation engines. And there's all sorts of potential problems with that in the case of Youtube issues of it promoting extremist. Videos because it turns out. extremist. Right for better for evil you you watch more of the more extreme stuff. So if you watch A channel. or a video about vegetarianism it's likely that you'll get a eventually of videos about veganism. which may get you to v Videos about Peter and which might get you to videos about extremism in supportive animals, rights, and things like that. And it goes in various directions and we know this we've seen this researches proven. Yeah. That's that's pretty much what it does. So the fear with Tiktok might be that for instance, the Chinese government might say, Hey, this is a great avenue to influence American public opinion. Why don't we start modifying? Why don't we start modifying the algorithm so that it promotes our point of view political point of view and we can subtly. Gradually influence the American, mind? Oh, that's an interesting idea.

Tiktok Youtube United States Facebook Oracle China. Wall Street Journal Chinese Government President. Twitter Google Microsoft Peter
How a Law School Dropout Builds Profitable Companies Using Virtual Assistants with Ravi Abuvala

Entrepreneur on FIRE

04:32 min | 7 months ago

How a Law School Dropout Builds Profitable Companies Using Virtual Assistants with Ravi Abuvala

"Ravi say what's up to fire nation and sheriff something interesting about yourself that most people don't know what is going on fire nation. Thank you guys for lending me your ears I've been listening to this podcast for quite a while now, and it's a little surreal experience to be on this end of it. So this morning I'm thinking I listen to this for very long time and I'm like I. Know John's GonNa. Ask Me something that a lot of people don't know and like any online digital marketer. Open Book and so I was like what? So I'm going to share with you guys on that literally one person this entire world knows and it's funny I'm bringing it out on this block Seo but about a year ago in July of Twenty nineteen, I had this weird edge and I ended up actually selling all of my stuff in. Florida about a week including my caller just junked it and I moved to. Spain and I lived in Spain for about forty five days and I was just hopping coastal city council city working on businesses, work my clients, and while I was in a coastal city. In Spain I'm not GONNA say what? So people don't look up when I'm about to tell you my walls in a coastal city in Spain I don't drink. I drink a few times a year and I was out at this pretty cool jazz club and I was like two three in the morning, which is in Spain when they're just getting started really and there's a brawl breaks out right where I'm at at the bar or ordering a soda at the Bar and just abroad but breaks out right next to me and ends up at, I. Try to break the brawl up the police come. they come up to me I speak decent Spanish because I've lived abroad for a while but not good enough to get me out of the situation I I actually end up spending the next three and a half hours in a drunk tank and a small jail cell in a coastal city in Spain and it took him a while to you if I had to give my find my password and it showed all that stuff and I finally got out of it and The only other person that knows someone that met me the next day and they wonder why looks so off By parents don't know nobody knows that stories. So yeah, I'm on our convict in Spain. Okay. Well, this is only a couple listeners. So fire nation keep it to yourself here like not a big deal. So. I WANNA start off on a little bit of a somber notes because as I shared fire nation during the introduction, we're talking about barshop way to millions but in many of us have dealt with some one in our lives that we love who dealt with some form of this but your Dad Ravi had stage four cancer. So talk to us about that and how that situation. Caused you to throw it all away. Awesome questions. So whole life was going to be a lawyer and that was that was the goal was law school was the number one priority, and in order to be a lawyer, you have to take what's known as a law school admission test and you had the really score highly on and if you WANNA go great law school which I did. And so I took a year off after graduating from college and I was about to start studying for this also emission tests in about three days. After I graduated I, got a call from my dad who lives in Atlanta Georgia. I was in Florida at the time and he told me news he was diagnosed with stage four lung cancer and like John Says, you know everyone here has experienced cancer somewhere the other, but it's like when it's yourself or someone as Close Your Dad, it's a whole different experience and kind of threw me. For a loop and so I ended up packing all my stuff up moving to Atlanta. Georgia, and for the next year I would wake up at four am workout until five. Then from five to eight, I'll be studying for this law school admission test than about eight to five I'll be doing Chemo and radiation with my dad every single day. Monday. Through Friday and then when I got home at about six, o'clock, I'd be studying until eleven midnight every night back again on a law school admission test. So it was quite a surreal experience. I'm really really blessed to say my dad's been about two years in remission. So just actually visited him in Savannah Georgia, two days ago I was just seeing him but what it really did open up for me was. How fragile life was I was kind of going down around that I think somebody else wanted me to go down and I read a really awesome book called the subtle not giving of an economy I was just like, okay I'm doing this for all the wrong reasons and I decided you know what I took the law school admission test spent eighteen years preparing for it. I actually scored in the top ten percent of test takers in the United States I got into my dream schools, top schools in the nation. and. Then I said you know what? I'M GONNA go work at a talion restaurant down the road and try to figure out this entrepreneurship

Spain Ravi John Says Atlanta Florida Georgia Savannah Georgia United States Talion Chemo
WeChat joins TikTok in the naughty corner

Risky Business

04:03 min | 7 months ago

WeChat joins TikTok in the naughty corner

"The drafting of this executive order for people. If you hiding in a cave somewhere, you may have missed it. US President Donald Trump has issued a two executive orders one banning TIKTOK if they don't sell sell themselves off or the US operations off to Microsoft within forty five days and the other one looked at band transactions with way chat and it's it's relying on the Department of Commerce to actually define basically what a transaction is I mean that's really it isn't it down Yeah and that's the the bet that everyone's GonNa look at going what does this actually mean it applies to. The Wider Organization what constitute transaction with whom like with a subsidiary with With and we have, of course, has payment functionality that's quite extensively used. So there's also that aspect with maybe that's a little more targeted. took the the Apple Pie of China and look I didn't even know this until I started diving into it this week but you know KFC sells more KFC. In China than it does in the United States and I think in the in the during the covid period something like eighty, six percent of KFC sales. We're talking billions of dollars wiz via way chat. Yeah. I mean. It's GonNa. Have implications you know that I'm not sure particularly well, thought through or at least department of Commerce is going to have to think through what these actually mean on the ground because yeah, everybody. Who Uses one of these? Of Chinese diaspora around the will rely on, we chat for communications businesses that have relationship pretends and. All those people are going to be in situations where they just dumped know what's going to happen right in of your epic Games, which is part owned by Dan's and. then. Yeah. Your car. Can we sell hats? I don't know. Yeah. Well, the A are specifically mentions we chat related transactions right but. Look at Scott much wiggle room in it. You could drive a bus through it. I asked Bobby, Chesney, Co, founder of the fat blog, and he's a law professor of course at the University of Texas Austin. I asked him for his thoughts on the and he was calling the enough to share them with us is what he had to say the big question is what counts as a transaction is that term is used in these executive orders. It's not clearly defined, but from the context, it sounds like they have something broader in mind than simply the purchase and sale agreements corporations engage in or contracts with these organizations The context implies something broader that could include use, and in fact, if you go and look at the draft regulation. That the secretary of Commerce is in the midst of finalizing in relation to a closely related executive order from last year, you find that indeed just mere use of a sanctioned service is covered. That's been controversial for the very small number of people who've been paying attention to that draft regulatory process. But nonetheless, it seems like what they have in mind as a possibility here. So that's why it matters a huge deal that the secretary of commerce within forty five. Directed under the executive order to issue a description of the types of transactions that will in fact be sanctioned in the end. So it all turns on that it could be really broad. It'd be very narrow. We won't know until forty five days or up. So. That's where it is right now we really know what it's GonNa look like but I mean. You have to think at this point that the Department of Commerce would not. Exempt chicken purchases you would probably within the Chinese mainland yeah. Would hope some some sense prevails, but it's just really don't know and you know there's so many kind of aspects of this. You know in the why they're gonNA political context we don't you know the motivations of all of the people involved like you know we've seen some of this couch the National Security Trade terms you know we've seen it used as a bargaining thing. There's just all sorts of aspects that we don't. Like the motivations are not really clear. So it's really hard to tell where it's where it's going to land, and there's just so much uncertainty for you know consumers businesses through the supply chains of some of these organizations

Executive Department Of Commerce United States KFC Professor Secretary China Donald Trump Wider Organization Apple Microsoft President Trump University Of Texas Austin DAN Scott Bobby Founder
"forty five days" Discussed on Newsradio 700 WLW

Newsradio 700 WLW

04:32 min | 1 year ago

"forty five days" Discussed on Newsradio 700 WLW

"Forty five days of service on the main line before courtship one per account card terms conditions and exclusions apply member FDIC restrictions apply video I break comes as here we have drama along places of the school for creative and performing arts yeah there was a Snapchat message that circulated yesterday saying there was going to be a shoot out today at the school for creative informing arch downtown on Central Park way the message shows a picture of the school and caption underneath of the says I hate my MF school among the things in this ugly message line that says be eighty are you better be able to run the message says quote the fatties die first by natural selection of will reach out to the schools today have not heard anything back there are a number of parents who were very upset with this is a public school district for not addressing this in some manner they haven't received any kind of message a school board member Mike rosty does tweet this morning a few minutes ago that they're on it you can see the flyer the circulating if you follow us on Twitter seven of the W. W. dot com okay coming of art is a seven thirty we'll talk flooding and tristate the Ohio River is definitely rising more fifteen minutes away newsradio sort of WWII delight house we go it's ABC's Karen Travers a doing the morning of the president tweeting about the Rajasthan case against seven to nine years was way way way too much time is saying that he tweeted this after bill Barr Attorney General made his same point about the case and now I guess to take a look at the foreperson of the jury and whether or not she was biased or unbiased at the same time where do we stand Karen Travers well that all I mean it's done he's been convicted and you this sentencing will happen next week a judge here in Washington Amy Berman Jackson will sentence Roger stone and those recommendations from the prosecutors and then the revised recommendation from leadership at the justice department are just that the recommendations judge can do what she wants next week that original sentence of seven to nine years was within the sentencing guidelines they didn't go beyond it had been allowed to buy them but after they had released that on Monday in a public document the justice department leadership as said it was excessive and extreme and then the next day said that they were going to scale that back but I think it was notable that the justice department never said here the years we'd like to see they just said that's too much now we leave it up to the judge the president yesterday denied that his tweets amounted to political interference when he said that he thought this was very unfair and a miscarriage of justice he insisted he did not talk to Attorney General bill Barr about the sentencing but critics say it isn't have to be the president having a conversation directly with the AG that tweet was public pressure and there were potentially conversations between senior officials here and at the justice department well as public pressure but it has to be somebody who's I guess what accepting of the pressure from the president's correct I mean it's not it was gonna be info as well what the president has the same type of Mike well and I'm in the right direction I think you know you kinda line this all out the prosecutors have been working on this case for a year AT rex put the recommendation out and then there over ruled by their own bosses these federal prosecutors work for the justice department but who did the first recommendation or not the you know rogue city prosecutors that have nothing to do with the OJ they work for them and then after that revised recommendation they all pulled off the case a an unprecedented move of protest that we just all of our people who cover the justice department for decades say they've never seen anything like that does this other line at the high end of the guidelines or mid range or do we know I don't know but I know it was within the guidelines so a baby maybe on the high end of it but not out of bounds yeah and again they they've been doing this and the you know nobody the justice department notably will say this on the record but you know they're doing this with the justice department and all of a sudden have leadership say they were shocked after this number came out at implies they had no idea what was happening throughout the process I got you covered we'll talk tomorrow yeah do the same seventeen seven hundred W. L. W. L. accent let me hear my favorite adding seven hundred W. L. W. from I heart radio judge someone not by what they say but with the two nation of two hours which Mike Bloomberg about doing things on middle class workers way.

FDIC
"forty five days" Discussed on KCBS All News

KCBS All News

03:23 min | 1 year ago

"forty five days" Discussed on KCBS All News

"The school district has forty five days to deny and then they'll sue in federal court claiming violation of their first and Fourth Amendment rights as attorney Dan Siegel district and its police department retaliated against them for coming to the school board meeting to express their views the school police defend their actions the district will not comment on the pending litigation in Oakland Doug sovereign KCBS is being cold routine the road work that's forcing multi lane closures on the bay bridge this busy pre holiday weekend KCBS Jim Taylor reports four hours three lanes will be closed in both directions and while it is the middle of the night maybe you got to get the SFO bark nay with cal trans there are some some back up that happened in the middle of the night and so that's why you're starting with the S. use the R. changeable message signs more getting giving people more information about what's going on out there but this happens pretty regularly with the bay bridge said to keep up the electrical system in particular this time in the west and this and this does that so what's happening in which direction which night can you tell me yeah we're going to be welding three of five lane eastbound and westbound on the bridge starting at eleven o'clock at night on on Saturday and then and then Sunday night we won't start till eleven forty five and will take few lines in the eastbound direction and they they will open before five AM on Monday all lanes expected to be clear and open for the Monday morning commute all the latest traffic developments are reported right here around the clock Jim Taylor KCBS just ahead on KCBS this is why I called it a lot of Californians aren't aware that they're eligible for a hefty health insurance subsidy we estimate there's over a million Californians eligible the CBS traffic it's two oh eight's we did good afternoon can Vestal Kim something tells me you're going to be a little busy today yes Sir we suspect the upcoming holiday may trigger a little get away starting as early as this afternoon but since we're talking about the bay bridge let me take a peek at that nothing unusual right now I do see it's pretty heavy already getting three out of San Francisco on northbound one a one that's backed up nearly to the two eighty interchange all the way down to the eighty sky way sluggish until you're after the island and the upper deck is at the limit between the toll plaza on the island that definitely slow on the second half of the span there have no accidents or stalls to report the children autobody collision can those gonna go to Castro valley this report by the way is that by the way by two right brown and Toland Ted Raimi we got some trouble on five eighty indeed we do this is five eighty eastbound after redwood road right there after the bart station it's the three right lanes as a result of this accident that are blocked we don't yet know how many vehicles are involved but it's got you backed up to two thirty eight which is slow from AT and a Friday get away is definitely under way for your ride to the signal great on northbound six eighty already bumper to bumper out of Fremont starting at south mission Boulevard day and it stays a slow steady slow going all the way to the eighty four interchange similar situation south of San Jose south on one a one is a slow and stretches starting from Bailey Avenue into San Martine brown and Toland physicians doctors know the best care for you because they take the time to get to know you and with over twenty seven hundred primary care and specialty physicians working in seven bay area counties you're sure to find the best doctor for you visit rounded Toland dot com today next update to eighteen on.

forty five days four hours
"forty five days" Discussed on 1075 KZL

1075 KZL

01:33 min | 1 year ago

"forty five days" Discussed on 1075 KZL

"Use parts wrong in selling quote bruised and battered dolls only creepy online form it is the ghost storm is called the doll form internodes it's the go to destination for owners of so called sexy time at all well there the parts are very expensive you're you're actually right top models yeah I never again dolls others like the more human like teen grand yet in this area average thirteen thousand fifteen thousand but you need to use one for one grand cheap oil well Jason Goodman one users add reads really pretty doll but as my first approximately a month and a half ago we'll have forty five days why did he only won it for forty five days is on these Jatuh old wounds dials the one you're talking about that are like fifteen granite thirteen grand they are very very life life like I saw a whole video on it and it they let some of the mannerisms and they're hot in the body and the best part is if you get sick of the doubt you can swap the face projects and yeah the ad continues the the they the one he's selling that use this one user on the doll form for sex dolls the dolls clean and sanitize both in and out they say sex all experts claim that silicone dolls are fairly safe because they can be fully disinfected the rubber ones are different story deathly get a disease of the hard to clean okay so silicone house yeah right that down.

Jason Goodman forty five days
"forty five days" Discussed on Newsradio 950 WWJ

Newsradio 950 WWJ

04:26 min | 1 year ago

"forty five days" Discussed on Newsradio 950 WWJ

"Morning and thank you for joining us on this Tuesday it's July the ninth twenty nineteen on town Jordan morning I'm reported just saying that and here's Brian Thompson with the weather we'll have a good deal of sunshine today with low humidity and a high of eighty five the complete accu weather forecast is coming up and currently metro airport is cool out there clear and sixty two WDBJ news time five oh three developing overnight of missing boaters found alive after an extensive search on the lake Saint Clair let's get the latest live in local from W. WJRT line too good morning Charlie what what time you are still a lot of questions to be answered but a man is safe this morning after he jumped overboard in the Clinton river around eight ten last night now he was missing the Macomb county marine division sent a team of search and rescue out for him and they did recover him he was found near strawberry island and again he is safe this morning what the you continue with the investigation will continue as to why he jumped overboard why he couldn't be recovered sooner and what are the circumstances surrounding this incident but good news this ma'am is safe in this morning reporting live Charlie nineteen W. J. newsradio nine fifty WWJ news time five oh four Redford couple making court appearance today in the beating death of a young girl and W. WJZY Campbell joins us live in local with the latest on that Mike thirty year old man a twenty six year old woman both charged in the beating death of that woman's five year old daughter the air pollution Redford were called to the in America on telegraph your ninety six one week ago last Tuesday that is where they found a five year old unresponsive take you to the hospital and later died and police arrested the two adults shortly there after and there is further allegation that they abused the woman's at three year old toddler as well they've been charged with several counts sh one of them felony murder second degree murder at least two counts of first degree child abuse and they have a probable cause hearing scheduled for later this morning in red for district court reporting live Mike Campbell WWJ newsradio nine fifty a man facing charges after to our armed standoff with police in sterling heights last night police tell W. W. J. the suspect for the home along hand bow or lane near Clinton River Road and Saul with a loaded gun at about eight thirty last night and was arrested police say no one was injured and that there was no one going threat to the public the suspect is facing multiple felony charges and is expected to be arraigned later today services will be held today for former auto executive Lee Iacocca visitation taking place today from two until eight at Lynch and sons funeral home on crooks road in Claussen a funeral set for eleven o'clock tomorrow it's thank you go the hills Catholic Church will be buried at white chapel cemetery in Troy the ninety four year old died last week at his home in California there is a cannabis conference in northern Michigan over the next few days for those in the industry is doubly WJZY Fisher reports live a local that's as recreational marijuana is set to launch in Michigan good morning Beth Hey Tom things are getting closer as voters in Michigan approve recreational marijuana last year founder of the cannabis legal group Barton Morris who will address this conference in Blair says applications for recreational marijuana dispensaries will start being taken November first many of applications can be first with that thirty days the forty five days well that's the case there we can literally expect there to be recreational sales before the end of this year Morris says they'll be talking about regulatory compliance at this conference some six hundred communities though have banned marijuana businesses and more may do so by it by a November deadline reporting live Beth Fisher WWJ newsradio nine fifty remember that conversation that Yoda and Luke had in the movie about trying alright I'll give it a try there is no try W. W. J. business editor Murray Feldman says that applies at work too how many times have you heard somebody.

five year ninety six one week ninety four year forty five days twenty six year thirty days thirty year nineteen W three year
"forty five days" Discussed on WEEI

WEEI

08:42 min | 1 year ago

"forty five days" Discussed on WEEI

"Man alive John Jones heard the boos in the background he said afterwards he said doesn't feel good to be booed didn't like it take a sent us the victory for him a split decision to judges giving Jones forty eight forty seven one judge giving it to Santos in the main event for the main card of UFC two thirty nine because it to thirty six earlier apologized on two thirty nine and look sometimes when you win in the UFC you win with mixed martial arts it's not exciting I don't think I I I don't believe brewing I'll ask this of ours in early on this I I don't think pulling John Jones for that victory was worth while it definitely wasn't the worst fight I've ever seen it wasn't a typical John Jones fight it was a more hesitant John Jones then we have seen but that's kind of credit to Santos and and what the and and the power that guy hasn't met gods of diverse tele credit was drag is like around the ring around the octagon for most of that fight so it wasn't a rock and sock a robot type of fight it wasn't your typical stand the middle the ring and throw haymakers it was more tactical it was more it was more of a thinking man's fight and then we found out that you know Santos suffered a left knee injury during the first round but it had surgery on his right knee before the fight the camp started forty five days late because he had surgery on his right knee that according to the codes for general Santos saying the doctor gave us a time line but we had a problem later the UFC was one that recovered his knee that's heather Linden who is the tremendous head of physical therapy for the UFC she was in radio at UFC two thirty seven kept working on his need for six days straight found out of the problem was able to fix it but that's we started camp he according to have a fighting the camp wanted to pull the flight but said those did not want to pull the fight he had been in Campani wanted to keep going so you know centos has an appointment here in Las Vegas today to find out the extent of the left knee injury but it's probably ligament related and the prank it's not serious but it looks like he may have blown ACL out so if that's the case okay that's a significant amount of time to heal mask because I could definitely see those guys running it back again and fighting again I think a lot of people would be all on board for that they be excited actually watch that happened so pretty cool stuff with the you know pretty cool for from a central standpoint in his stock is definitely higher after that performance against John Jones even in defeat he was pretty impressive some people had it as John Jones losing and one judge agreed but to others did not now the fight that everybody still talking about from UFC two thirty nine is been Astrid getting knocked out by her a mass of all and by the flying the five seconds in the quickest knock out history of the UFC given how these two guys had talked so much trash to each other leading into the fight and mass of all had an interesting answer when he was asked about the beef saying I don't have beef with Ben Astrid if I did I would be they are service house waiting for him which is okay in kind of going on the lines of Jon J. while they're saying you know I can legally kill somebody in the ring so why not try kind of along those lines but I you know astra two of the hospital and had to get checked out he was unconscious for quite awhile and then two punches afterwards but before the referee got involved you know that wasn't good and it took awhile for Astor to come back to consciousness and then literally had to be carried out of the octagon Dana white said that all of the test results came back as negative hill spiel surely feel a lot of pain in the recovery will be fun for Ben Askren but the thing that I don't really understand all the people saying that last of all should not have followed up the needy with two punches because I don't place that on the fighter I place that on the referee as any fighter will tell you they are told to fight until the referee calls pulls them off gets in between waves off the fight you have to always defend yourself and you have to always press forward it continue until the referee says the fight is over well Aspin went down it was clear that he was out but the referee didn't get in between master of all in aspen so that's not on Cuban street Jesus whatever you wanna call given Jesus street Jesus victims are awesome for possible but whatever you wanted it's a it's not a on him this is the name of the game this is how you play and the referee has to stop the fight and the referee had not stopped the fight so I don't believe it was unnecessary I don't believe it was excessive it's unfortunate but I have a bigger problem with the refereeing there I or a bigger problem with the guy who's in charge of protecting Ben Askren then I am with the fighter who's in charge who whose job it is is to fight the guy there why did you punch that we didn't have to yes he did he had to that's the refs fall so don't I I don't like this if people are criticizing mass of all for how we finish the fight it's all on the referee in I agree that's a brutal part of the sport it definitely is a problem and I definitely had a problem with the referee not getting there in time to stop mass of all from throwing those haymakers all gets unconscious fighter yes it was awful watch it was rough to see but that is the job of the referee in the referee wasn't ready because it's the first time we've seen a knock out in five seconds I mean if you were watching the pay per view Jon Anik was trying to do a sponsor read in the middle of it he was trying to do the read for who sponsors the fight clock he couldn't even get through the read for the fight clock before that did the knockout happened that's how fast it was that's how quick it happened it was just it caught everyone by surprise because yes what is it you can anticipate the ban Astor was gonna try to take down basketball immediately he was not going to stand on the feet and fight that guy he would have you know been brutalized for the three rounds if you'd stayed at distance you want to close the distance and try to take him down he dropped his head and the knee was perfectly placed and then the video came out from the UFC after the fight of not double practicing that effect move running forward driving his right knee for upwards right into the head of Astrid so the after got traded from one championship and look at the this is a good for him as I could for the UFC it's not good for him meet Luke Rockhold got knocked out Dana white said that while it's time for Luke Rockhold to retire Holly home got knocked out Dana white said it's time for it's time for Holly home to retire so there are some guys do you have these trying to keep the pipeline going Astor was one of those guys in right now he looks a whole lot like save north got a guy came with a whole lot of hype and Astrid lot older obviously married with kids in north north cut was a lot younger but the the promotion got behind the the hype train and has not benefited them it is not panned out by any means now the other thing I want to get too quickly is the fact that could be heard about offer her determine off in the D. as kind of an altercation during the card and the video that came out afterwards is basically Nate Dee as walking by saying you know saying something to I believe and then have be jumping up and security having to get involved in you know talking junk to each other you know this is not smart I'm sorry I I mean it's just I know what did was trying to do but they're about off better keep his mouth shot I just don't get why this guy I have said before I don't believe that the Nevada athletic commission should ever give a license to nursemaid off again after what he did by jumping into the stands after his.

John Jones Santos five seconds forty five days six days
"forty five days" Discussed on KNSS

KNSS

01:34 min | 1 year ago

"forty five days" Discussed on KNSS

"Its southern border in forty five days, Jon Stewart, and dozens of nine eleven first responders on Capitol Hill blasting members of congress for not taking action on the nine eleven victims fund. This is Fox News. Mainly cloudy conditions building on in the evening and asked that I goes on, and we're working in some scattered showers and a few thunderstorms too strong to isolated severe storm form. Lows falling to the upper fifties. Plenty of sunshine building back in or Wednesday goes on gusty wind for the north and northwest, the high seventy five sunny, mid seventy s on Thursday. I'm Cayenne s meteorologist, Jennifer narrow more temperatures are here and so are the outdoor projects. Whether you're building a heart scape reimagining your backyard or transforming a few acres into a field of dreams, make it easy with John. You're compact utility tractor, from fairyland partners hook up everything from front loader to drive over mower deck in no time. Plus they advantage of zero down zero percent interest for seventy two months on all compact utility tractors subject to approved installment credit with John your financial. Some restrictions apply. See prairie land partners for details. Offer ends July thirty first two thousand nineteen it was a dark and stormy night, Siri. What's another word for storming, all of the sudden you need me? A just need a better opening line about the weather. Why don't you open the radio dot com app? It's where you always go for weather now. Well, it's just that radio dot com has news sports talk traffic, don't you rub it in Shakespeare, excuse me? And good luck getting Alexa to sell your book. I heard that.

John Fox News Jon Stewart congress Alexa Cayenne Jennifer seventy two months forty five days zero percent
"forty five days" Discussed on KMOX News Radio 1120

KMOX News Radio 1120

02:15 min | 2 years ago

"forty five days" Discussed on KMOX News Radio 1120

"My gosh. Hardly ever. Is it some of the best hockey I've seen as a fan, and if very long timing, this is to the point where the Saint Louis blues they cannot be beaten. I mean, there's really no holes every. It's just going their way as soon as one thing starts lacking a little bit. Then the little things are coming up. You know, five one five to start the game a little bit sloppy. Not. Oh boy. Here we come the power play. That hasn't been all necessarily that great recently. Now the power play stepping out to huge goals in this game. The goaltending just continues the defensive savviness are the entire group. Just stifling hockey. What a terrific terrific road trip. My goodness. Three for three. They not allow one goal on the entire road trip. I cannot think of teams that could say that a three-game Rhody. Well, the Saint Louis blues shut out the opposition for an entire road trip. As Joey just told you one hundred and eighty seven minutes and sixteen seconds of total shutout time going to the second half of the last game against New Jersey, and Jordan Bennington has road shutouts in Philly. Arizona Tampa Bay and Minnesota Saint Louis blues went over the wild four to nothing was get the post game show started and Alex Ferrario. Standing by. This is why I love numbers guys. This is just unreal. When you look at that back in forty five days ago, they were dead last in the National Hockey League forty five days later, you are now sitting. Four points. Four points. Six point six points out of a second police spot in the central division. Just unbelievable. What this blues team has put together. Whether it's goaltending. Whether it's offense the streaks just continue to build in this blues team right now is unstoppable will break. It all down on the tax layer post game show. The mercy postgame breakdown with Chris Kerber and Joey tally hopefully, catch up with the player, maybe here from Craig groupie. It will preview the blues come home Tuesday, another tough challenge they'll have a day off tomorrow. And then take on the Toronto Maple Leafs Tuesday here in Saint Louis, let's do the post game show next day victory for Saint Louis a four nothing. Final score radio network is presented by tax layer this Saint Louis blues hockey when cholera.

Saint Louis hockey Joey National Hockey League Chris Kerber Arizona Tampa Bay Alex Ferrario Toronto Rhody Jordan Bennington New Jersey Minnesota Craig Philly forty five days eighty seven minutes sixteen seconds
"forty five days" Discussed on 760 KFMB Radio

760 KFMB Radio

07:22 min | 2 years ago

"forty five days" Discussed on 760 KFMB Radio

"We usually get a backlog don't worry about it. If it doesn't if we don't get into that week. We will answer your question. Very very quickly, Robin San Diego. She goes. Hi, I have a question, please. I'm doing a ten thirty one exchange and the property I'm supposed to be buying this price higher than I would like to pay after seeing the inspection and finding out more about the area, etc. Other than backing out and paying the tax. Is there any other option at this point Allen would say, yeah, her qualified intermediary says, no? So let's chat about that briefly. So when you have a rental property, and you sell it, you can actually buy another property and defer the gain into the new properties long as you follow the rules, and the rules are simply this after you sell at the close of escrow, you have forty five days to identify three potential properties wanna buy and you have six months after close the best growed actually buy one of those three. So those are the rules that they need the property needs to be equal to or more expensive than the one you're selling. So in this case. Few found one properties you've probably found one property. Maybe she only identified one property. I don't really know. So I'm going to assume. Well, I'll answer as if she's within the forty five days. No harm. No foul. Just go. Find three other potential properties and list them down with your qualified intermediary. So let's say she's thirty days in fifteen days to identify three other property three targets, and the qualified intermediary is just it's a third party that holds your money, you you're not allowed to hold the money. That's forty five days of close of escrow close the best Chris escrow closed. Escrow company would have sent you a check for two hundred thousand let's just say, so, but it goes to a qualified intermediary to them instead of you because if it comes to you it's taxable. So they're holding your money forty five days identified three properties. So if it's within that period, just go to the intermediary and identify some other properties because the qualified in media says no I'm gonna after the forty five days. And so at that point legally, all you can really do is by one of the three or if you've only identified one by that. At one. And if you don't do that, it's a failed exchange. So you end up having to pay the tax how big of a game would you suggest someone look at ten thirty one exchange to make it worthwhile? Yeah. I mean, you can just do an outright sale you made a little bit of money just walkway pay the tax. I guess if it were me, and I don't really know any of the particulars. But she says he's paying the tax of twenty eight thousand dollars doesn't the please. And everything else. Happen unless the risk of owning more rental properties. And I don't get me wrong. I love rental properties. I've done three ten thirty one exchanges myself. But if I was only trying to get out of twenty thousand tax, I might think twice. I looked at that number. I thought you know, now now if all she got was thirty five thousand and she has to pay twenty eight we don't really know the rest of the numbers. But in general that seems like a low enough number that why go through that house, right? There's there's constant fees involved with setting all this stuff up right now, there is something brand new tax law. Cope opportunities the opportunities. Oh, yeah. And I'm not suggesting it I'm actually not even recommending a bit. It is available. So this is brand new with the tax law. Meaning that you don't have to do this forty five days or six months, you can just take your money out of the qualified intermediary and handed over to a fund that actually invest in general in real estate in a in a a depressed area. They call it an opportunity they'd been designated by all the state so each state has one and if you do that then you don't have to pay the tax rate. Now, you do have to pay the tax when you actually sell that property, or if you hold it long term, let me explain it. So if you hold the. Property for at least five years than ten percent of that gain in this case twenty eight hundred dollars tax free. If you hold it for seven years, another five percents tax free and other what fifteen hundred bucks, let's call it. And then if you hold it ten years, you got to pay the rest of the twenty eight thousand that point. But if there's any increase in the asset that you purchased in the opportunities zone after that point, it's all tax free. So that that is possible. I'm not recommending it to be honest because there's all kinds of risks involved with those kinds of investments, but that is possible twenty eight K. What would you say what's the number one hundred thousand dollars in tax hundred depends on the person. Right. I mean for someone like you with your big on that worth that. Yeah. That's like a drop in the bucket thousand doesn't. Just seems like the fees and causes almost half that I think to me it right it. Well, it depends. It depends more on what you're getting out of it. Like, let's say let's say she's going to get a couple hundred thousand dollars out of it. I I would pay the twenty thousand. That's right. If she's only going to get fifty grand out of it because the depreciation all kinds of stuff, maybe there's high debt on it. And she's going to pay half of it in taxes. Maybe she might think twice. Yeah. Okay. I don't know. But even if there's no net equity in there because of depreciation recapture the just because people will want to do certain things to avoid attacked in. It's like that. It's just seems like such a. Dinah, hassle. Everything that you're you're going through hoops, how about this? There's a there's a gentleman that's going to move to Rhode Island. That hates Rhode Island. That doesn't wanna really live there to save like fifty thousand dollars in tax is home. So we can use the one Twenty-one tactics. Yeah. No. We hear stuff like that. All the time. I lived in the home that he used it. As a rental in the now is times back up and he wants to live back in. And so we can sell it and save the money and tax because to to call it a primary residence or likewise. I I mean, I've had people that had a pretty big transaction. Maybe maybe a sale about some kind of business or something. Maybe they sold their business to a public company got stock. Now, they want to move to another state, Florida, Florida, Nevada, Texas, where there's no state tax. And then they'll say, okay, I want to move to that state solid. Boy, the state tax and state tax in California nine point three ten point three eleven point three. Let's just say it's ten percent one hundred thousand dollars. So all right. So some asking so you want to move to Nevada to devote one hundred thousand. Yeah. That's what I wanna do. You mean, let's say if it's a million dollar game. So yeah hundred thousand dollar tax savings. So then they say what do I need to do? I said, well, you need you need actually move there and really move there and stay there and the way the franchise tax were doesn't California they can audit you for years after you file and if you've moved back to. California. Why by the time, they ought you. They're they're likely going to say there was never your intent to move. You did this for tax reasons, and they're going to get the money anyway. So you probably you probably have to consider living in Nevada for five years for one hundred thousand. So if that's worth it to you wouldn't be for me, sorry, Nevada when the if that's worth it to you go for the you can't fake it. You really actually have to move. Well, there's fraud among us everywhere. Allen. Yes. Thinking of your retirement plan. Imagine if your retirement game plan was no longer about a number or just about your investments or even about taxes for that matter. Imagine if you can fill in all the gaps and have all the answers to a rock solid retirement game planning everything covered from E Z. Imagine what kind of confidence that would bring.

Nevada California Allen Chris escrow Robin San Diego Rhode Island Dinah fraud Florida Texas forty five days one hundred thousand dollars ten percent five years six months twenty eight thousand dollars twenty eight hundred dollars
"forty five days" Discussed on WGN Radio

WGN Radio

01:50 min | 2 years ago

"forty five days" Discussed on WGN Radio

"Patterns at something up north changes the jet free downstream polish. You wrote are we in bad shape for that? Do you think for snow for this year? You don't want. I'll tell you. We did some statistics. What am I colleagues here looked at what kind of winners, we add after we had a snowing member an eight of ten winters that he looked at showed more snow than average. But before you get too worried about that by the shame token arguing against that is the fact we we've got an El Nino tends, not to produce as much snow as usual to warm winters warm summers. Your followed sixty percent of the time by a mile. Her than average winter. And we're still eight models are run by the weather service. And averaged is one form of guidance for what kind of winter maybe coming up six of the eight have above normal temperatures, and that's been pretty consistent forecasts so anguishing in the next two or three weeks. They the European wrench this experimental model to forty five days, and they've got more a milder weather patterns shuttling up as settling in as we get into over North America. Good part of North America except way up north. As we get into the mid part of December show. We've got some cold weather ahead. The next few weeks and the weekend will warm up. We might get some melting with heavy rain shattered. And that worries me with regard to possible flooding has got a lot of water tied up in this snow, particularly in the northern suburbs. And you put down an inch inch and a half of rain, which may very well Friday night Saturday that could be a real mash. But. It's cold next week. But you know, when does it warm warm anything any signs of that? I don't see the warm warm. No don't see anything like that right now..

North America forty five days sixty percent three weeks
"forty five days" Discussed on Late Night Parents

Late Night Parents

05:20 min | 2 years ago

"forty five days" Discussed on Late Night Parents

"I and I wasn't with him. Yes. I didn't say forty five days would he fi TV's? Would they by about a very the lead on this thing? I only have a battery that that lasts for your five days. You have revolution by batteries, not belts. Then outrageous. That's in credit the coolest thing bells. The cool thing about the belt India house, you win you. You're overeating. Have you win you're overeating? So I'm sitting there voice. Step away from the table. You fat bastard. That'd be cool. And you're at lunch, and you you you you've had you having a liquid lunch. So you haven't burgers and beers. Right. You sitting there, and it's like well. Well, you know, you just like. But like, I a giant Simon backing up and goes off at the table. I always trying to have into. With the inventor because you know, this type of stuff I do speak with these writings, I gotta tell you. He was in Paris last week, we mccrone and Trump and all the other world leaders this this guy, Dr king. I was I was so I was saying, okay. It's only a six hour difference. Let me see I'm working with a PR group. I did the into you last night. If you if you believe me, I'm not sure if you're going to believe me or not, but I'm gonna release the interview I did it with him while he was in Korea. He was fourteen hours ahead of me. So here it was it was a Friday evening seven right there. And it was nine nine thirty Saturday morning in Korea. New world. Yeah. It's like the the power of Skype the power of technology. The fact that she can be on the phone together going through a product. And we had you know, for the most part we had a good twenty minutes conversation, but some language differences. Right. But for the most part guy is he's he's brilliant. He's a genius you worked at Samsung. He I guess harnessed most of the tech from guest this time and Samsung and in stepped out on his own. Oh, wow. Right. That that was that was my evening. Weather's been crazy. But I gotta tell you. You were just talking about Detroit and talking about a place that's been decimated a place there. That you're gonna not having water. They economic booths to told me this much. You're very very smart, man. Don't you for forty years? Why? Amazon go to Detroit, what is what is the Cy Young island city? And i'm. Everybody loves the winner. Right. And New York is winning and New York has the winning sense of I wanna say night teen to maybe maybe some say eighteen eighty I'll say nineteen about nineteen hundred. But if if the idea of of the capital city, right if the idea of the of the lingua Franken, so a quick little history and filthier correct me if I'm wrong so about one hundred years ago, the the language and the place of note was London, right? Everybody talked about London. And there was Charles Dickens, and they wrote, you know, but before that I want to say it was Paris. But parents didn't have what it was the city of note and everybody respected it. It. Didn't have the language right English has been the language since I wanted to say. Let me I Don, I I'm I'm I don't know how to write about it. But English had been the language of business and doing stuff I wanna say for about a hundred years, but before that people would would because of the British so. As as time churns people will move they're kind of like energy to like the fire city. So now, it's been America and New York for forever. But before New York, it was Paris. And we go Paris it was England. And before I think that might have been talking Italy. So all all these things people of will will sort of gravitate to to do business there, and then to do business there, everyone has to be on the same page so to get on the same page, you generally have to speak the same language, so. Y America slipping I'm thinking about this with America flipping. I was wondering who the next I think the language is always on the bait while not always..

Paris Dr king England New York Detroit Samsung Trump Korea America Charles Dickens London Simon Cy Young island Italy Franken Amazon one hundred years forty five days fourteen hours twenty minutes
"forty five days" Discussed on NewsRadio 1080 KRLD

NewsRadio 1080 KRLD

03:26 min | 2 years ago

"forty five days" Discussed on NewsRadio 1080 KRLD

"Place where everyone needs to have a downtown experience, and maybe even say to themselves. I'm going to go downtown. I don't know what I'm gonna do. But there will be something. And you know, the plaza has accomplished all of those things and many things we never dreamed of Sundance square president and CEO Johnny Campbell says the plaza hosting a free five and funky celebration tonight and tomorrow that includes free donuts and live entertainment on Friday. Open enrollment is underway for health coverage under the Affordable Care Act in Dallas, the community council Sheila, George says, there are some important changes this year importantly, I think the that people need to know is that the enrollment period has been cut in half. Just down to forty five days. And and also that you know, some of the funding has been cut to insurers. So that means some consumers me may pay a higher premium. Meanwhile, the budget for the ACA insurance counselors also notice navigators has been cut this year, there are more deer related. Car crashes this month than any other time in Texas Chris pills sick. With state farm says it can be costly we've seen the average claim cost go up about two hundred dollars. This year is a simpler increase last year about forty three hundred dollars per claim dumber much more expensive in some could be a little bit less. Just depending on the significance of that impact. Driver should use extra caution in deers Jones be aware of high risk times like dawn and dusk and avoid swerving. Or slamming on your brakes? A new study shows many of us not getting that flu shot Medicare Advantage provider clover surveyed people. Over sixty in several cities and found seventy four percent plan to get the shot, but only about half really did clover. Nurse practitioner. Linda Okafor says people over sixty need that flu shot our seniors because they have chronic illnesses and the weakened immune systems. We worry a lot more about them since there can be devastating outcomes of flu killed eighty thousand Americans. Last year auto sales showing some signs of improvement auto sales last month improved from a tough September. Ford sales were down nearly four percent in October. But that compared to a more than eleven percent plunge. The prior month the popular F-series pick-up line was down by more than seven percent. Fiat Chrysler sales soared sixteen percent higher. Thanks to another big month for Jeep Dodge Ram pickup. Toyota rebounded from a ten percent drop in September to post a one point four percent gain with strong demand for SUV's, including the Highlander and landcruiser Prius sales plunged over eighteen percent CBS. Assis? Jason Brooks says some analysts are worried about the impact of rising interest rates on new car sales six fifty three singles looking for that special. Someone should stay out of the Pacific northwest. An survey finds Seattle is the worst place in the country to find love that survey calls women in that city gloomy and says the men are too socially awkward setting up. Dallas made the top ten worst cities researchers call Dallas. And this is a quote, the city with the best women in America and a collection of men that hide from beneath big hats..

flu Dallas president and CEO George Seattle Pacific northwest Texas ACA Johnny Campbell Fiat Chrysler Ford Jason Brooks Toyota Linda Okafor America Jones Sheila CBS
"forty five days" Discussed on SuperTalk WTN 99.7

SuperTalk WTN 99.7

05:22 min | 2 years ago

"forty five days" Discussed on SuperTalk WTN 99.7

"You're ever in Colorado. But my pointing telling you that story is that really they solved problems. Now, they gave us tons of information. Like at the speed of that you wanted right? Exactly. I mean, they gave us information in a way that blew our minds. Well, I see it two points. I have is one is, you know, forever. The thirty to forty five days to close, you know, everybody wanted to do faster. So is specially in the lending world as a realtor I would call Greg. How fast can you do this loan? Right. That's all right. How fast how fast, and then we got it at fifteen twenty days. And then oh my goodness. If we could do it in twelve days that is just incredible. But I want you to truly think about it unless it's a vacant house. It's I mean, not all sellers can move out that quickly or one, you know, their home under contract. So I think you know, it is. As we want to be able to give the consumers the information on the timeframe, they want I still don't know. Unless like you said, it's an investor. It's a vacant home. I still don't see as closing and five to seven days most proper right now. But I think the speed in the technology that we're moving towards will allow that which is awesome. Because again, it gives the consumer more options, and that's what I'm an advocate. But in reality most like, you know, I got an offer the other day, and they it was a cash offer they close in seven days the buyer that that wasn't what the by the seller to seller wanted to move out in thirty days because it had a lot of the furniture. So I think you know, it's just it's still goes back to as you said the agent has always been the center of the transaction. I do not fear. For the technology change. I am embracing because we're going to be giving more options. And and we still then you know, we will find our place to keep it moving forward. Yeah. I'll give you an example of where working with an expert matters. And combine that with technology, so one of the other pieces of technology and mortgage lending right now is the ability to waive an appraisal, and it's automatic computer looks at the home, and it says, hey, the values there, we're going to waive the appraisal. Well, I warned everybody and said, hey, this is gonna be a problem because you're going to have lenders that are just going to wave appraisals. And then what if people wanted that appraisal? And so sure enough I was with a realtor yesterday. She's sitting three days before closing and says, you know, what you never did get back to us on that similar to praise because this the sales contingent upon that. And the lender said, oh, we never ordered it. Because we got a POW. Which is purchased inspection. So technology is working so fast that we that the lending person did not slow that part down using their expertise and call people and say in notice the fact that this contract was actually contingent upon that. And that's where the person comes in because technology can run as fast as you want it, but you may not want what you got when you get it. Well, I had the same thing with a client that had a tax lien, but the offer of course, the buyers thinking they're making an incredible offer, which they did they waived the appraisal. Everybody's thinking that's great at the time. Didn't know about the tax attorney finds that out talking to the client. But what does the tax people need they need appraisal? So we're scrambling three days before closing. Because that was not contingent contract which most times are great. We love that. So to your point at but technology is coming. Yeah. I think for consumers we're going to see some of the greatest things in our industry. I think real estate is time for it to evolve. And the, you know, it's one of the biggest industries, of course, it is a driving. If you the real estate's these center is the nucleus because all the spokes are around it. If you look at it and put it in the center of the wheel you've got insurance. You've got you know, Taito you've got I mean, the agent's business in the same. But all those things that go around at home warranties. I mean, it goes on and on and just the housing industry in general, which is what we want to talk about the next big subject out. We're really everywhere is are we headed towards another housing bubble. I'm just throwing it out here today. We're gonna talk about everything Greg and arrogant debate, there are four big key factors that I think you look at when it comes to any housing industry, and they're facts. So we're going to debate with facts. But there will definitely be a debate says, stay tuned. We'll be right back on the voice. Message and data rates may apply. Earning your degree from one of the top business schools in the country might sound impossible to fit into your workload..

Greg Colorado attorney Taito seven days three days fifteen twenty days forty five days thirty days twelve days
"forty five days" Discussed on BizTalk Radio

BizTalk Radio

03:12 min | 2 years ago

"forty five days" Discussed on BizTalk Radio

"So the first product with lunch and a Kickstarter campaign back in two thousand fifteen. Raising one hundred twenty five K within the forty five day period. If you were to look at the first product now if you look at version three the first was buried guided towards the fitness community, we had an idea. But just like any other product and takes time in dedication for you to be continuing balled into the ideal product. There's never going to be a perfect when it comes to product bobbing time after time, and how did you know that you needed to evolve? Were you listening to your customers? Yes. Kick starter in being able to build a customer base. That's what's been helping us. You pretty much get to where we are right now being able to listen to their feedback. What's good what's bad in trust me? A lot of what's bad. It's actually what's going to get you to the next level. Like, I mentioned you. We had. The ideal perfect. But in reality once you listen to your customers, you can assert listening and understanding a little bit more. But the direction the product, and you and your wife left your corporate job for this. Tell me about that transition. Let's just put it this way. It's been a journey. Join him walking away from secure salary hasn't been easy. But it was commitments that we had initially. The product to the next level. We knew that we had to make some adjustments. Now, we're also learning how to work as a team in his company, but the first year it was literally and they're making every single mistake could made not only is the company old sue as business owners with Renault. What was going to take grew the company to next level from the customer service and point to sue from a product standpoint it's been it's going to drain which I super excited about. But you're doing it. Tell me about some of your recent successes. Our product has been distributed to twenty four different countries over the past. Past two years to distribution has been growing month after month in one hundred percent of her business sexually being done through ecommerce. That's your bread and butter. We understand more about ecommerce thin. Innocence that we know who our target audiences in at the same time. Distribution. We just ended a bomb establishing him. Previous relationship with. International distributor in Europe. Sue, they're going to be managing pretty much every single aspect of distribution Europe in here. The US we're going to be continued doing the brand as much as we can awesome. I'm so glad that it worked out for you guys that you learn from those mistakes we can teach them of our entrepreneurs about those mistakes. Tell me about one in particular. Lesson that you've learned the hard way, I will have to say that manufacturing secure element when it comes to create in a product. We have gone above and.

Sue Europe US Renault one hundred twenty five K one hundred percent forty five day two years
"forty five days" Discussed on BizTalk Radio

BizTalk Radio

01:33 min | 3 years ago

"forty five days" Discussed on BizTalk Radio

"Free for forty five days you can also qualify for free shipping and free batteries for life listenclear hearing aids are so lightweight and comfortable you can wear them all day long they're practically invisible too so others won't even notice you're wearing them and the best part is you'll be able to hear almost everything everywhere so do something about your hearing loss call listenclear now to get started with your forty five day risk free hearing aid trial this special offer won't be available for long so call listenclear now eight hundred seven one six four six five zero eight hundred seven one six four six five zero eight hundred seven one six four six five oh we're here twenty four hours a day to help that's eight hundred seven one six forty six fifty if you're one of the millions of americans who can't work because of a serious injury orioles you may be eligible for disability benefits from social security receiving benefits is your right it doesn't matter if you've applied before and the government has said no let the experienced attorneys at bill gordon and associates help you get a social security disability you deserve their team of attorneys have been fighting for benefits for people just like you for over twenty years and best of all there's no fee until you receive your benefits there are many conditions that make you eligible including some you may not even be aware of so if you're disabled and unable to work call bill gordon and associates today for your free no obligation consultation see if you qualify for the social security benefits to you need.

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"forty five days" Discussed on Epicenter Bitcoin

Epicenter Bitcoin

02:02 min | 3 years ago

"forty five days" Discussed on Epicenter Bitcoin

"Thirty to forty five days to properly credential a physician outliers look at one hundred twenty or even longer number of days nine months sometimes to properly assemble all the credentials and review them in verify them and so doing this with a blockchain with trust layer that's really what the blockchain does there we think we can significantly reduce the cycle time in the in this multi party workflow to enable physicians to be able to practice faster and to be able to start generating reimbursement or getting paid for what they're doing which is the core of the healthcare business we think we can bring it down substantially in fact we can we think we can price it down to the day of how much is being lost per day that this process takes to complete and so it's tractive about the exchange infrastructure is i'm not disintermediating necessarily anybody i'm providing a forum a marketplace if you will for producers and consumers the data to meet to discover value to discover price etc and i'll let the market decide what's valuable in terms of how much that artifact costs what's it gonna cost me to get that verification signature digital or otherwise on that artifact etc but that's the most efficient way to move forward and and to have the marketplace itself discover value and so provide or credential exchange is the first example of our product that really is a market level solution it's not a customer focused solution it's meant to address all players in the market and it's open for all players in the market to participate in interesting where we're bringing that to market is to convene that minimally viable network that phrase we bandied about i in a pilot sense what's the smallest transactional set of entities that we will need in order to prove value on the platform and then articulate means for the network to grow so who can come onto the network who can go off the network what's involved in those decision points.

forty five days nine months
"forty five days" Discussed on PRI's The World

PRI's The World

02:04 min | 3 years ago

"forty five days" Discussed on PRI's The World

"Todd fry hoover president of the washington apple commission says the new apple will be beautiful but the old workhorse the red delicious isn't going away he says it's exported more than sixty countries for good reason that holds up tremendously well and long transit says an example takes forty five days get the india that suggestion transport and welfare over insists that china is but one export market for washington growers it's a big one and therefore gets a little extra love fry over shows me a cardboard gift box sold in china around the chinese new year so you can see here's our logo on it a lot of cases that consumers can go in and choose the apples themselves pack amended this box take them home and give them as gifts to people that they love very much if washington state's marketing efforts in china continue to pay off how might that impact growing decisions in wenchi back at the orchard i ask michael jay scott if he'd rip up his trees again and go back to red delicious if demand and prices climb in china of well i think we can do it better here than anybody else can now for the world jason margolis when anti washington if you'd like to be part of our fifty states coverage just go to pri dot org and tell us your story about how globalization is affecting your community or just tweet us using hashtag fifty states support for the world's podcast comes from legalzoom it's national nickel will month at legalzoomcom legalzoom is not a law firm but their dedicated to helping american's take control of their families' futures with a free estate planning kit which contains an educational ebook legalzoom discounts and other helpful information get your free estate planning kit today at legalzoomcom slash prepare legalzoom where life meets legal legalzoomcom slash prepare.

Todd fry washington apple commission apple china michael jay scott jason margolis legalzoomcom legalzoom law firm president washington forty five days
"forty five days" Discussed on The Church of What's Happening Now

The Church of What's Happening Now

01:40 min | 3 years ago

"forty five days" Discussed on The Church of What's Happening Now

"I cleaner they withdrawal the trial witnesses for forty five days when all the drugs out of my system shaved me they changed my hair color they put the sudan me and they make me go in there with a police uniform has down foyer tony share ten day you have it my friend now mr patten memorial day's on the street you ever so cracked to a mother follow he he will the pipe was mount now okay it always terrible in india and we all know yards up liaison of john you can pray because the police how much they try to blend in way down on blended our number one one time in our area e e was undercover any at a baby see the in the back seat any yet another guy in the car with him and his partner jump out income down a right the battle drugs but he poor down two cui so i say if the mother focused gay what is baby seen in a bag uh there the police in a fucking police you know is a drug deal you could ask when you to police baseball say yes or no eva you'd police anymore i remember wanted a lo young guys like we'll shoot joe as he left for real quick and i was like dismal for come at what a whole unit of beaches i grabbed my kids were home everybody had lusted instead of me yeah there was a time there were do those work rather a he was work i corner after the second time what is working working me you know.

sudan india john partner joe mr patten memorial forty five days ten day