12 Episode results for "Five Thousand Six Thousand Dollars"

ENZ 331  Getting Rid Of Bad Habits Around Money

Escaping The Real Estate Investing Newbie Zone - Make Money In Real Estate Wholesaling Properties For Quick Cash

12:49 min | 1 year ago

ENZ 331 Getting Rid Of Bad Habits Around Money

"The episode three hundred and thirty one. You're listening to escaping the REI neutral zone. Podcast where you'll learn the underground closely guarded secrets that will revolutionize your real estate business. This podcast is all about helping you. Exit the real estate newbies. Oh and etter financial freedom building up your real estate thrown this is escaping the Rei newbies own podcast and now your host Real Estate Investor Entrepreneur World Traveler and nationwide mentor. Chris Bruce guys welcome back to another episode of escaping area newbies. I'm your host Chris Bruce. Thank you for tuning in to today's show man. It has been a very very busy weekend. Apologize for dropping episode Friday. Got Special for you this Friday coming up. I promise you But anyways I wanted to say thank you for writing with me. Thanks for tuning in with all of the shows. I appreciate all the feedback. We've been getting We don't want to talk about today. Is something that we need to get better at and that is making better decisions with our money. Okay the reason why is because I saw a few different things on the Internet. That just ruined the hat. Me Like baffled. Maybe you saw someone one of the things I want to talk about. Just really just getting rid of those bad habits money habits that it may have been created down from you from maybe your parents maybe just following the herd innocence and WanNa talk about that because when we're in the business entrepreneur you know being roasted investor There's money of all right and the key word is investing. You know you're going to have to continue to invest whether it's time or money onto a marketing to business hiring staff eventually. It's investing and keep afloat a business. You do need to have cash flow. You need to have money right and so The thing is is that some people Including myself when I started had a lot of very issues around money I one thing is really getting past the whole idea that there is a lack of money. Money's being printed every single day. There is an abundance of money everywhere. You should never feel like there's a lack of money what's happening is that you are lacking your expertise. More importantly your value that you are bringing to the world so what I mean by that okay so if you have a job working for McDonalds and you are responsible for running the cash register. Maybe cooking some fries or Burgers in the back. Now that value that you bring to the world is only a ten eleven dollar job some places maybe in California maybe fifteen hour which is still crazy but whatever so your value is valued at ten to eleven dollars hour. Because I it doesn't take someone to be very super knowledgeable about running a cash register. Meaning it on the do a four year degree. You don't have a weirder or niche skill. Set to make a cheese burger or fries. I could teach my eleven year old daughter how to do this guy so being value is not a super high value because pretty much any and everybody could work him downs. Even at the age of sixteen then is not a big value to bring to the world. So you get paid such now. You Take Somebody. That is a doctor. Right that prescribes you certain whatever symptoms. You have medicines and things that you may take. That is a special skill. You do have to go to school for a long time. And so their value. That is much more greater than someone flipping cheeseburgers at McDonald's so they paid us such they get paid. You know A lot of money sixty eighty thousand hundred thousand plus for all right. I'm just throwing numbers out even be as low as sixty thousand dollars but doctor you pay way more. So that's really the difference. Okay so there's no lack of money there's just a lack of valujet you bring into the world and if you're stuck working job whatever it is that they tell you and if you're especially if you're very replaceable then you will get paid as such and your values will be valued at something that's not greater and you may see yourself as someone especially when it has certain skills to them. You're just another number now. There's nothing wrong with that. Because in some cases you can even look at ways at your job how you could bring your value up. Maybe you can go over and above and beyond and provide some extra value that no other employees providing and that in case will help you be able to get more money from your employer is happened before. Sometimes they may not see the value in which you're trying to explain to them show them and for that reason you might want to move on to something else but all it comes down to fars making money is providing value rose state what we're doing is wholesalers providing value to a homeowner that allows them to south property without going to traditional way of higher roads are paying closing costs. And all these other things that you have to do to sell it traditionally the value we bring into the buyers. We're giving them asset at a very under market price compared to what value for right now That is going to the cash. Load them Residual income on passes or is going to make them a bulk of money Wednesday. Fix It up and put it back on marketing. Resell it. So that is the value. That we're bringing to the world we are needed as middlemen wholesalers. Hosa WOMAN OKAY. Right men and women. We're we're need in this position. It brings a lot of value to both sides of the spectrum of owner as well as the the buyer. So for that. That's why we get paid tens of thousands of dollars for doing this type of work so you may ask yourself. Why do I have a lot of money? Well the question is how much value brings to the world today. How much did you bring to the world this week or even this month and once you start to look at that and you start to know that you need to make some adjustments. That is when you start to be able to make more money. Okay now think about is there right now. Time Okay and reason Talking about this whole money in bad Abbott and things like that is that so many times especially when I was younger around. This time was the only time that I have money in my bank. Account surplus money right. I might have two hundred miles up. The my car got bills paid but never had like thousands of dollars in a bank account for some of you probably for a lot of you. This will be the time where you have a lot of money account. Some of you may be getting paid five thousand six thousand dollars three thousand dollars. Whatever two hundred dollars a year from your taxes and you've never saw your account with that much money now. Typically what happens is when you see that it excites you to go out there and started to spend more started by the things that you couldn't have or you know that you want it but you didn't have the money for it. Here's what people go around buying something. That's more reliability clothes shoes car stuff like that They lose their value Or You lose the value that you saw in that particularly and she bought over time. And you're back to square one waiting for the next March February right April to come round so that way you can do taxes again and make some more money. You always tell yourself. I'm GonNa make better citizens you ended up. Never known it. This is a generational or just a habit is you created for yourself. And it's time to get out during tax. Time is a great opportunity for you to be able to go out and flip that money right and possibly be able to turn that money over going from eight thousand two hundred and three thousand dollars putting in some marketing or training or getting mentor. Whatever and then into tens of thousands of dollars are I like my money to work harder for me than I work hard now for my money. And you're allowed to do that but you gotta start thinking like that. You can't start thinking from a lack situation a lack of of tax money. I have because ours. You still end up blowing it on something that you could have got to retire from the other day. Depends on what you listen to this. There was this video out about a lady that was giving her boyfriend or wherever district some relationships that person. I'm not sure but this guy I think it was her man. She would give him a rental property and he honestly was upset and said he wanted a rolex. Listen even a rolex. Don't devalue too much why the heck would you get something like that that is not going to bring you revenue. You literally take that shine over Rolex over some of that is going to bring you careful month just plain stupid and we need to start checking ourselves. We need to start hold ourselves accountable and really taking a look. Closer look at our actions and some of our mindset because come on now You choose a Rolex rental property as just plain stupid so all you to look at some of the habits and things you might create it when it comes to money Are you a saver? Are you more of a spender are you more of a splurge or what is it like for you when it comes to money? And how can you start to change those things? They just make a little bit better. Sometimes some of you you might need to make it a lot better. Mighty style over. I don't know but creating habits that's GonNa support pushing you for. I taking tax money then looking to invest it to make more money not taking that money going to the club blowing it and then figuring out whatever the scraps is left. I'm going to start. They're trying to work that no. Don't do that okay. So let's change our habits. Let's changed the way that we view life a book. That are highly recommend Tony Robbins money very very good book especially with obviously that that title loans. GonNa wake you up. And they're seeking a millionaire mind. You guys always talk about that. All right to vary books when it comes to finances and I want you to change those habits because I believe once you do Things start to change for you when it comes to finance guys. Hope you enjoyed this episode if you did feel free to Tag ME AT DETROIT. Mogul I will re post it and I got a special guests special price for this week. So stay tuned to that our next episode guys. You know my quote don't live the Dream Live your dream and I'll see you on the next episode. Thanks for listening. To escaping the Rei newbies owned podcast at www dot escaped the newbies zone dot com.

Chris Bruce Real Estate Investor Entrepren McDonalds WanNa California DETROIT Tony Robbins McDonald Abbott three thousand dollars five thousand six thousand dol sixty thousand dollars two hundred dollars ten eleven dollar eleven dollars fifteen hour
Episode 198  Matching Demand to Resources

Casual Fridays REI

13:44 min | 1 year ago

Episode 198 Matching Demand to Resources

"Welcome to the casual Fridays. Rei podcast where you'll learn about the wildly profitable Mitch of Land Investing Active Lane Investors Adam Southie and Justin sleep while are here to share their experiences with you so that you can learn how to build a massive cash flow and huge profits from this highly lucrative niche so without further ado here your host Adam Southie and justice leva. Hey what's up everybody? I'm Adam South he he with my co host Justin's Liba in this is the casual Fridays. Are podcast today. We're talking about matching your resources to your demand before do that though. Let's talk about the casual Fridays R. E. I. Consulting Program Guys Basically. We're here to help. It doesn't matter brand new. This just want some help picking and Pricing County. Or you've been at it for a while and you're looking for some help on ways to expand. I gotTa do is go to our website at www casual. Fridays are E. DOT COM. Click on the consulting TAB walked the sign up and then we'll be in touch to help. You get started Monday Monday. I kinda get nervous as you're going through that like it was our first time to do. One of these shows can feel nervous for some reason. I haven't felt that in a while. I was like a little anxious right there at the beginning. Because we've already spent the last two hours talking like you run out of things to say and that's one of the things that worries me when we go we start goes just starting August two and with quarantine going on. We haven't seen each other in a while and you've been busy with some stuff going on the computer side and I've been busy with the project. One that inbound calls coming in and being stuck at the Home Office and doing my taxes and so we haven't really seen other so we've spent the last three hours Scotty getting ready to get into this and then like I don't know man I was like. Oh God what are we? GonNa talk about today. Oh God I'm scared. So yeah it's big week force to its absolute two hundred coming up. That is man. That's an a huge testament to the no the people listening and US willing to come in and talk to each other in an empty room with no studio audience. Yeah yeah two hundred episodes like I feel like it's lobby house. Feel like it's not that much. Yeah but it's definitely a lot. I mean Clearly upset US many times. People don't make it up to past sixteen so a little pat on our own backs. WanNa pet your back. Yeah yeah but it's a it is interesting. We were wearing weird time in the world. And you know it's I don't want to go to deepen the corona 'cause we talked about the last two weeks but it's crazy this week three and we're talking about it again. It's still something we could talk about and I think the the major mindset focuses. Let's Hey let's keep moving forward and our businesses and why we have some of this downtime we can do some housecleaning and get things kind of Organiz straightened up and hit. Hit the ground running and by organized you mean sit at home and watch joe the Tiger King. We've already talked about this but I just feel like I bring it up again. Yeah when you said that that should earlier you said here? I am Saturday morning cookie. Jody exotic king talks to nineteen year. Old Straight guys at the Mary. Jesus I haven't even seen this show. I've seen a trailer side know enough of what you're saying because like that's the funniest thing I've heard all week. Anyone listening this stuff at home quarantine if you have not seen tiger king on that pledge Joe Exotic Tiger King right so it was. I think it's just called the tiger. Okay the tagging documentary on ethics. Yeah Yeah you need to need to be checking it out and you probably already have seen stuff because it's all over social media right now all the names but if you haven't seen the documentary then you will it's seven episodes and I was saying earlier. I'm tired right now because I stayed up all night. Binge-watching almost the entire. I did the entire thing. Not Almost I watched the whole thing. Oh my gosh. Yeah what's funny too is that we've probably both of us. We've probably gone by well. Did you spend on the chicken? I did yeah so we we both on the railroad gun by this place the GW zoo one hundred two hundred three hundred times. Yeah because every small town in Oklahoma they were referencing you Knoxville. They're all sidings Choctaw. Check and then. What's the when you take the Up to be inside of Pauls Valley Oppose Valley. Yeah so that. Yeah so all these places. I'm like how did I miss all this? And the fact that he ran for president of the United States that anyway go check it out. People do yourself a huge favor some just some fun comedic relief. Yeah me guys awesome. He exudes confidence and I think any of us. If we could walk through the world half his confidence we'd be we'd be awesome. Yeah like I am. I was my question to Adam. Was you know if you could just be like him? In in the way that you carry yourself and you just did whatever you want to own a tiger zoo than owner tigers zoo if it's do whatever atoms awesomeness inside. Would you do it and to me? That's like Real Freedom. That's like the the ability to be amazing. Yeah and I had to think about it. Because he's so confident that he's clueless. Yeah and I don't know if I want that kind of aluminum. We've got some friends that are people that we grew up with. They're kind of like that. Remember the Kung. Fu Kid lived over here. I'm not gonNA say his name listened to him in a nutshell so I can. I can make that leap while by staring at. There's there's a certain just happiness in that night and I can appreciate that and that's kind of where I get for it. I'm like Oh it's happiness. It's just they're doing her thing. Look at but more importantly though I they came two days learn something about land investing saw this thing kind of pop up and it triggered me into some of the stuff and we talk. This whole podcast is predicated on our journey through real estate and a Lotta time journey has to do with. Sometimes you make a mistake or you overlook something where you learned something from it but we had somebody in our private group ask about phone answering service and then somebody responded with a an option. It was like seventy bucks for ten calls and that was a cheap option. Good option for right NIX. She'd have to commit very much money and it made me think about what we're doing with project amount of calls that were getting in off the sixty thousand pieces of mail that we sent out and I made a mistake. I didn't call an upset because my normal business I do. Five or ten thousand pieces of mail and normally my business doesn't go over to me to justify the next level it will run about two twenty five to fifty a month and the next levels like to twenty-five without live versus the base level. But I didn't think about how this would impact it and that just impact just threw a ton of money into it so brought up the topic of what are we. Not What are we paying for that? We don't need and we're we're taking penalties when it goes over when our business resources and demands ask for more as a great subject to them. You know I I would like it. 'cause I'm all about the finances I sometimes. I feel like people probably get tired of me saying harping unlike your finances. But that's all it comes down to bows down to my two closest guy friends right now in my life. Are you in Taylor? In both of y'all can turn a nickel into a quarter and it's just crazy to me how I can see how that stuff goes and it's and it's important because sometimes I'll just be like. Oh Yeah just throw it on there. Just keep going keep going and if I go have a little bit of which is not a big deal but like in this case we are looking at a difference in like say for instance for her if she used her pricing method the method. She had at seven dollars a call. Cintas call this week alone. We've had a hundred and thirty. Something calls that would that you couldn't do that for a month. That's almost five thousand six thousand dollars a month phone bill that would got in so. I guess you want to say how much Algebra say the last two months. Each month has been around twelve fifty. Yeah twelve fifty to thirteen hundred bucks per month for the last month and it's still going on yet still going on and that's at our pat live rate that we have right now. It's pretty affordable adds one forty nine a month plus tax. Yeah and so ten dollars a call and talk five thousand six thousand dollars a month. Yeah and that's not the only thing that we see that the one of the common things we see is with data is data tree. We haven't affiliate code out there if you haven't been to are throwing us out there because if you haven't been to our resources page on our website and you just listen your land investor and you. WanNa check pricing about what we have go. Check THAT OUT. Do yourself a favor. It's casual Fridays. Rei Dot com slash resources. This is not a plug or commercial. This is just to let you know that you have some tools out there that you can use to use our pricing. Because you listen to the show and that's how we have a set up. It's not a subscription services not to buy anything from us. Just set it up until you got right from casual Fridays. And they'll get you hooked up but you can look at that stuff like with data common question. We get on data's which package that I get. Should I do the gold? That's one forty seven hundred forty seven dollars a month. And then you ask the person how much you GonNa Mail No. I'm looking at five hundred to one thousand a month. Well no just because it's six cents a line it's GonNa get you too much data. You're going to have an extra every month and it's just an additional cost for you to be smart about this folks because you'll find yourself very quickly overspending every month. Yeah and then if you don't have recurring income you don't have notes or whatever that is to cover all that and it's coming out of your pocket and that's GonNa make things tough. Yeah especially today's market and that's kind of what brings us on that conversation you know. What's the right package? What'S THE RIGHT FIT? Should you cut back in time like this? Can you cut back in times like this? And we even talked about the pain we said that we enjoy GPA. We think it's a great product but there's a yearly pay. You can do a year payment on that versus doing the monthly and it saves you too. You'd be like twenty percents off. I didn't even know that was an option. I think that was everyone knows. Lewis Guide Love Geek. Pay except I've kind of found it difficult to find their payment structure when I signed up because I don't remember a year pay I. I don't remember that at all and I saw a threat where someone is asking about the price of pay and luckily mark chimed in. It was like here's my. Here's my page. I saw that just the other day. Yeah if it was what how much one hundred or two hundred cheaper two hundred and to months and if you're already know you're GonNa have these guys payments over the next eight years it just makes sense. Yeah Yeah because over over five years that saves a year of Payments Right. Exactly figure that out if your monthly if someone's paying you ninety nine dollars a month for five years. You just saved that money right. Yeah Yeah Yeah. That's a good option. Check that one. Oh yeah so I mean it's not this aren't little these aren't like groundbreaking things like. Oh yeah there's probably a few of you listening to this dumb asses. Yeah well this is super stuff but there's probably a lot of people that are like me and Adam that's just sitting there we're we're in the trenches. Were just doing our business and we're sitting there. Try and try and try in the stuff just keeps adding up and you. Don't you get to a point where you look at it and go? Oh Shit I didn't need like I had a subscription in Oklahoma that I was paying twenty five or thirty dollars a month for only needed ten and if I went over that I can just refill it at that point some months. I didn't use it at all. And so it's things like that way into you. So matching your your resources to the demand. Your Business Requires. It isn't super important and right now is when you're stuck at home. Quarantined is perfect. Time to look at something like that. Yeah do the audit your financial audit. Go through I think we talked about spe- weeks going on and I was like I couldn't believe people just have payments they don't know we talked about the five dollar when you're like what. Yeah and so. That happens in this business because you just just happen. I mean you'll sign up for something and then turns into a payment start using something else and forget about it. I don't know how not my business but it happens and so keep an eye on it because it's the fastest way to go broke. Yeah I agree with you. One hundred percent. You know it's it is a it's crazy in you know as you start adding legs to your business and different types of businesses. You know for me. It's always eye opening for me at tax time spent this week doing taxes and you have three different companies that you're doing taxes on your personal taxes. You have to throw in top of that. The only thing is this year is just get it. And she worked. She didn't work this year so I didn't have to do all her stuff too. Because that's what really gets me is having to go back in and fix our taxes but it's a it's things like that when you go into the end of the year and you're looking at your what you spent what you made and everything working through those numbers that you're just like. I should have done. This could have done this a little bit better and could have kept recordkeeping. I can look at my books over the years and every year they get a little bit better and a little bit more separated I can. I usually get to that bottom number pretty quickly. Maybe another four years. We'll have it dude it's ears in you'll have it down have like one. Everything else is like casual Fridays. You handle that with the Accountant. So that does good plum. I handle that for me and my partner in that one wasn't too bad that was everything was there. It's like my lamb. You'll stuff is just everything's like my catchall. And so that's what I think the message on that. And I I really. I told Jessica this year I really need to hire somebody just to manage it and I have been lazy on it. I don't WanNa say I've been lazy and hiring somebody because I'm worried it's not going to be a good fit and I don't know if I'm ready to give control up yet and yeah yeah. I was pretty happy this year with taxes because Every year since I started this right I have a really good account that I trust with the payment side of things and every year from the beginning. He's like I'll send them everything that I thought he would need. And then he'll always email back. Hey I need to see this this this and this and then keep track of that and the next year at cinema everything he all this time. Ellen need this this and this and so this year. He didn't ask for anything because he got it. All right wow congratulations. Cpa Jusuf just go ahead and give me the. Just get your numbers on wall. Yep Wow okay. Good to go okay. Well then we're GONNA really throw him off next project he's like what the hell is this. I remember when he first got started with all this kind of tell them what he's doing. You're like wait how much y'all making off doing. What Tom Tell them about. Land Yeah but yeah anyway. I think we've got the point across. I do as well. Okay well then we will stop it right there real quick. Fridays are two hundred up sewed. We're GONNA have special for you announce so maybe maybe a cell coming up and make sure you get that. You don't WanNa miss that and then as always go to facebook. Instagram youtube gives the like Apollo subscribe. And then go to Itunes stitcher or go to wherever else. You're listening to us. Like reviewing subscribe to show appreciate it. We love you see you Wednesday.

US Oklahoma Adam Adam Southie Justin Home Office Adam South Pricing County Pauls Valley Oppose Valley tigers zoo Scotty Cintas Instagram facebook Organiz joe Knoxville
Episode 245  Is Cash King?

Casual Fridays REI

15:27 min | 1 year ago

Episode 245 Is Cash King?

"Welcome to the casual Fridays Rei podcast where you'll learn about the wildly profitable Mitch of Land Investing Active Lane Investors Adam Southie and Justin sleep while are here to share their experiences with you so that you can learn how to build a massive cash flow and huge profits from this highly lucrative niche so without further ado here, your host, Adam Southie and Justice Leva. Hey, what's up, guys? I'm Adam Southie. He with my co host. Just INS. Liba and this is the Catholic as Rei podcast today. Talking about cash is cash king before we do that, though let's talk about the casual Fridays. Land flipping blueprint guys thing about getting this niche you've got to. To check this out. We've taken all the knowledge. We gained to the years of consulting in the hundreds of clients, and we put it into this course. It's an easy to follow video format. It's got all the contracts. Scripts informs that we use in our daily business and everyone that joins gets up one on one training with either Justin or myself so interested in learning more I got to do is go to our website. Casual Fridays Rei dot. COM CLICK ON THE TRAINING TAB setup strategy call and we'll go over everything. You need to know to get started. Happy Friday. What's up trying to think what's going on this weekend? If there's anything good? A standard weekend. Oh, it's race series number four so weekend so probably racing Friday Saturday Sunday. Slaughtering lot every weekend a lot of raisin. This'll be a little while I mean we'll go back just to the district racing, but this should depending on how we did. Wichita falls last week and how we do this weekend will determine how we're going to look going into the championships for the Gold Cup and for the state series. We'll good luck personal. I have committed this weekend to doing to finishing painting finishing painting. Yeah! I have been in my house for three years. I have added about eighty percent painted on the inside eighty-five. Now say ninety. Yeah, you're closer to not I mean yeah I'm going to finish it, because is it? Congratulations I'm excited for you. The thing is is like I have a really great and. And the walls were white before, so there's you can't really tell really tell you. Yeah. You just had a little bit of work done and the wanted to pull your OCD got the best of you and you pulled out bookcase and then redirect in the fireplace. Yeah, yeah, I mean that the mantle was like not even remotely close to being centered over the place. You say wasn't remotely centered is say was close. But that's the. That's the difference though CD. Well enough to drive any normal person. That's you didn't have to look at every day. Okay, it's not my house. Dude. Thing do do think yeah, so you are going to finish it. We can hold you accountable when we check back in next week. You'll have an answer for us that you did it all. Yeah, I, can't promise. Have the mantle up back up. You know, but I'll I will have finished painting. Alert rooting for you. I am rooting for you I. Don't think you have the man. We'll see I feel painting. Okay, okay, fair, enough fair enough so cash is king. That's your. That's your gauntlet today. Yeah, well, we kinda ended Wednesday. Show with the Kinda. You know Intro, teaser or teaser or cliffhanger? Yeah, yeah, yeah, well because I was saying back in like nine I was on fire, but everyone around me like my business will on fire, but the market was crashing I didn't think I would ever happen to me and little, did I. I, know like it was just slow getting to me right and right now record unemployment our businesses are on fire, are we? This isn't this is just a question. Are we just slow to it and our? We prepared for yeah, that's a and that's A. that's a great question. When we first went into pandemic mode, early March I was a guy was petrified. Like okay. What? What's the? What's the course of action? The good thing was I. I knew my inbound pipeline was full and second piece of that is had enough inventory that. If I sold out of everything, I would be good for three years for your so as long as people kept buying, I would be. I'd be solid for for for Siebel Future, so the question is what do you do with that cash and I when you brought this topic up at lunch today and we start having a conversation. I had a conversation. Conversation with a friend of ours this morning he was fishing neighborhood. The kids saw her, so he ran on the kids when cut some big fish, but we're having a conversation about you know cash and making it all work and last a little bit longer, and you know he NBA series licenses recently from aerospace, and so started thinking about that and then conversation. I had yesterday with a consulting client or actually this morning with a consultant client. Acquisition side is slow now and we're waiting to see this bubble because people have rent deferments. They have payment deferments. They have the stimulus money coming in. Is the bubble pushing back and then we're going to see it in three to six months is really going to hit. I know a lot of these financial companies are. Debt people or whatever? They're really curious. What's going to happen in August? Because right now? Everyone has laid off getting unemployment, but they're also getting that additional unemployment money. For, so many people are making more money. Being laid off right now than they were while they were working. That ends very July. Yeah, so what August and September and October GonNa look like so. Does that mean that that's? That's a new a new stimulus package. Get inked because we're going into election cycle, or do they not in a let it fall on the face of the current. Current government. Right into this, so I'd say that's a good question. We don't know the unknown, so the question now is cash, King, or do you put it back to work? What's what's the right answer? Yeah, yeah you're. said that we don't know right and all we can do. Business owners is per pair and speculate, speculate and right and I I used to be dead set one hundred percent, no leverage on anything. If you can't pay cash for it, then don't do it, but now I. I've used up on that. Obviously, we'd just everything we did basically on leverage lately. well everything with project. and. I used up on because A. Fairly good amount of money, but very affordable for us. right and so now I'm thinking well as to use that leverage especially if you can maintain that payment, yes, are maintain whatever payment that comes with it. But do I want to get stuck with nothing Salam Yeah, and what? What's that timeframe? Can you dump it and get out so I? Think there's some questions there that. Is Your exit strategy match. Is it reality you know? I had to deal brought to me this week and it was like they wanted three point. Two million as purchase price needed a million demo work, and they had letters of intent that after everything was said and done and paid for is going to need a million bucks like Prophet and look for Equity Partner. That doesn't really meet what I what I look for. Because it's a, it's out of my wheelhouse. It's B. It's out of my. My area, being. It's an Utah Not in in Texas and see just like well. You know these guys in I'm not I like to triple Mama your double money on the worst case and I wouldn't a lot of leverage out and a lot of money into this just to make a piece of a million. When I got four million four point two million out. Yeah, and situation like that. It seems one of your put four point two out. It's going to make five point to. That shift could be very easily gone. especially if it doesn't sell for five point to what if it, what if the real value is only the caveat to that is the letters of intent. They've got I. It was the head contracts on all sixty. Whatever lots to be done I. Say Okay we got. They're all under contract. So then when the paperwork comes over their letters of intent, which isn't a contract. You haven't done the due diligence piece. You just say. Hey I. If we can do this, I'll buy it for this. That's all it saying does. There's no recourse with the market shifts. In August when. We're saying hey, August September could get pretty rough. What if that's sixty eight, hundred, four sixty eight per a lot more now? It's worth fifty three and you lose six hundred thousand dollars in equity that. I wouldn't. I don't even know if. We weren't guessing speculating that. The market may turn that I would do that deal. Yeah, and that's and so we into pandemic mode. We'd said Okay Hey for me and I said this little bit earlier i. said on Wednesday show, too, but it was okay well. Let's get this stuff. I, let's hold what you have unless it's a smoking deal. Have I still been. been buying stuff throughout this. Yes, yes, I think I've boughten, say fifteen or twenty properties during this time. I, still selling stuff I'm having a I'm on a run. We're having we're. We're lined up to August is gonNA close to be a record land investing month for me for just an composting and I. Think it is for you as well. We've got Mitch. And the flip when we're talking about it and launches kind like okay, we'll. What's the next turn DJ's put the cash back to work or you sit on cash a little bit and decide what Shakeout in I'm usually the aggressor in this situation. I'm usually got put back to work. I can't just let it sit there, but sitting there. It's not making me money I'm going to have a paycheck in. Two years or year or whatever that time that turn for him? Six months ninety days, but now I've kind of like okay. Well I can sit on a little bit of cash and decide what what needs to happen next and look at the business as a whole and make sure it's pointed in the right direction. And I think. It does kind of go back and no matter what rights like you know your comfort level as an you know we're being smart is, and if you have one hundred thousand in the bank, and you're worried that the market may turn to go take a loan for five hundred thousand if you can't know back, no, not not if you don't think you don't see the value, but if would you take it alone at five hundred thousand if you knew it was buying a one point, seven million dollar property and you had justifiable facts, because even if you dumped it at one, you're still made decent money. I obviously have to do with the deal at that point because there's a big difference between by for five or one point seven, then going back to other example of by for four point to sell for five point two. You, know deals like that that five hundred for one point seven I concurred anyone listening. Who has that to bring those to us right now? Yeah that's the problem is typically they don't sell for one point. Seven sell for like six hundred, and we just did a bunch of time, and I hate saying that and I hate to be bitter in that aspect because it's very rarely. Do you see just a smoking deal? That's over one hundred, hundred two hundred thousand dollars. It's worth three times that money. Now that doesn't happen. We obviously have seen it happen. When people saying it's yeah, definitely happened, but when I when I opened up a deal to be funded in one hundred and fifty thousand purchase price for three hundred thousand purchase price. I instantly know that it's not worth what I want it to be worth. But I sit all day in ten to twenty thousand dollar purchase price properties and see him worth three times at all day. Even if even on some of them were sixty thousand to it and we, we won sixty three were into sold for one sixty, who got one at fifty three into it sold for ninety eighty seven, so those I mean those are solid numbers to properties like that. You have that happen twice a month. You're living a really good live. Twice a year. You're living a good life. Yeah, I mean yeah. That's a hundred and forty grand profit I. Want I want that happened in every week fifty two of those deals a week to go. Another problem with that, but is it really happened? And do you have to have some cash or the ability to get cash leveraged? They're ready to go. For to have those opportunities ready to go well. Yeah, I, don't know I got A. Solid answer is I mean obviously cash. If you've got enough cash to be putting it out just cash that they're not worried about loans, and and you've got great deals coming in. I was in cash will be great, but if you take out your comfortable, taken out loans, and you know worst case scenario, you can pay it back like. non-issue that either yeah, and that's as talking to that buddy earlier lost his job. You know I've got money coming in because his pension from early retirement. He said that he had a six months discretionary savings, so they were good. There guys a financial background, so he's not, he's not dumb, so that's good, and it's like okay, but as I think as men, and as care, caretakers for the family, or the responsibility of the families on you and I, and I remember these thoughts vividly from first couple months. Months of six months first year of being full time. It's like my wife would look at our checking account back. We've got cash a bank. Yeah, but it has to go back to work, so we have cash in a year from now. Maybe we could slowly bleed off. You know if we have sixty or seventy thousand dollars in the bank slowly bleed off five thousand six thousand dollars a month. Then you know. She backs into a truck or Jackson breaks his leg or Jordan breaks her arm or We have a baby in Dallas sudden at five or six thousand dollars, average month comes to ten thousand dollars average a month that you're spending in seven mantra that seventy and you can't. You have nothing to work with, and so there's a there's a thought of okay. We have to forecast. We have to put the money to work to go out and make it for us, and is it in leverage? Do we leverage it up? Do we take a hundred thousand dollar line of Credit and say? Okay Hey fully extended. This is seven hundred and fifty bucks a month to have that. I can do a six month payment and its interest only just got to make sure I have the next two six months payments I've now got a year that it cost me five thousand dollars for that year, interest or six thousand dollars for that year in interest, and so I've got to three thousand dollar payments. It's now. My six thousand dollars is worth a hundred grand and can i. sit on it that long. Talking it out just GonNa depend on your comfort level it does. It has a lot to comfort level in everybody's comfort levels different and I get I. Get asked a lot is a May. Can we do a? Call to talk about land, investing full-time and I and I go back to. US said there's a couple of weeks ago. I was like man. I, I know the stress that I went through the first year and I. Don't really wish that on anybody. Not because it wasn't like I, talked to some guys. That are you know? They've got hundred and fifty notes coming in a month and they're making you know. Know Fifty hundred thousand dollars a month off those notes on my cats, a great way to go I. Mean You have a solid? You should be doing fulltime at that point, but when you have a guy that's got a thousand dollars. Worth of notes coming in a month in his bills got kids, and he's got a wife, and he's got bills in their bills are five or six thousand dollars a month. Month his pipelines, not fool. He doesn't really have the money to go into marketing. He may have four or five months saved up of bills, but that's also his acquisition funds to, and he wants to partner on everything. You know those those type of situations and having those candid conversations that is what really scares me for a lot of people that get into this niche is because they're trying to jump into. into it way too fast, so yeah, yeah, I totally get that. I mean they say you shouldn't leave your job until you have to. Because they're missing out of money from Your Business, because we're trying to do things that don't yeah, and I and I hear that and I agree with it to a point like you are super stressed out because you were forced, I was gone. I had no choice. That's I. Think an added stress. Yeah, and people that like like you're describing right there there. That would feel that same stress because they weren't ready. But if you're you got a business. That's making so much money, but in your have stopped doing that stuff to go. Do Your Day job. Well, then you should be yeah I agree I agree to a point, and that's where that question is. How much cash in the bank is it okay to bleed it off? Is it okay to keep it there and I? Tell people you don't lose it if we're sitting on it, but if it's a great deal, you have to deploy and like if I. Have had this conversation multiple times over four years is the bank account looks great. You know you're looking at it. And there's in quarter million half million dollars in cash sitting there and you're like Oh yeah. Cash Catholic great right now and I'm like Shit. That's not working right now. Where am I ninety days where I'm at in a year? If it's not gonNA be bringing in a paycheck for me, then because that money has to go to work, it can't just sit in the account so luckily. At this point, there's enough that's turning that. It's okay, but like I said the beginning the year there was nine hundred plus thousand dollars sitting out there that I had some attachment to whether I was it was all mine was a funding partner or I had leverage with it. Somebody else in it and I said I need to get this back down I. WanNa. Be Back under. Thousand Dollar, mark. So I guess said everyone's GonNa be different. Whatever comfort level is right? Yeah, so I'm thoughts I. Just I gave you A. Big Mouth Diarrhea so I'll say hey. Have a great weekend and I'm glad to I'm glad to get to speak to you. Don't make it back from fundraisers this weekend. Guys that's for today then. We'll have a great weekend and I was always go to facebook instagram youtube gifts, a appalled scribe, and then go to go trick. Go to wherever else listening to us like review and subscribe to show. Appreciate it. You see him on Monday.

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The Unseen Dental Crisis of Seniors

Medicare for All

39:24 min | 2 weeks ago

The Unseen Dental Crisis of Seniors

"Right here this is not about politics kiss help. Emergency can't wait brought up theoretical face about the better. I well never ever. We have been reporting daily in this matter of medical camp. Ross physician to come to my house and conscripts believers slavery. Welcome everybody by day. Definitely nakajima this medicare for all the podcasts for everybody who needs health care and dental care especially dental care zoo today. We're gonna focus in the fight to add dental benefits to reconciliation package. It's moving through the house right now. And of course as we fight to expand in public healthcare we knew that rations special interests would meet us in congress to fight specifically this bill as it is redistribution of power and wealth. And so far we've picked up at least one new enemy fairly high profile enemy. The american dental association is that right ben dental creation the largest association of dental professionals in the country and in fact actually in the world who are fighting against the proposal to add dental benefits medicare. Today we're going to talk about the politics of that opposition and also here a little bit from seniors than smells rodent us what it means to go without dental care in the us. It's tough acronym because it's also. Ada is the american with disabilities act. Good thing yes eighty. We're now learning that ben. People perhaps several. We guess to be honest. We were hiding interested initially identifying dentists who support meckiff role and would be willing to advocate for expanding medicare dental coverage so we were like reading this email to our list and we wanted to identify dentist or dental students. Who would be willing to speak out almost as an afterthought we were like well. Let's also ask if if we have folks who are on our list who were seniors and have had trouble xing dental care but who if we were to add conference with dental coverage to medicare would have a real benefit and again we kind of out to this last minute to the email and we have an agenda at right so you know the title of the email was like hauling all dentists for medicare for all or something like that and then the call to action was like. Are you a dentist. Are you a dental student or patient. Who's dental care right so it was really kinda tacked onto the end there. This is what it is we are we. We did get one or two folks who wrote in his dentist medicare for all and work with them and talk with them but we were flooded absolutely flooded with stories from seniors. Folks were sixty five and older or we're getting close to sixty five who are just having the worst dental health challenges and just have no hope whatsoever pam afford paying for them. Many of them are living with paying a living with significant Limitations with what they can do with their mouths feeling some sense of social isolation that having teeth just like the stars were so heartbreaking but also moving. We've got over one hundred fifty people wrote in and we have about ninety of them giving us permission to share their stories so we are going to rate these stories up into a report that will release in the next couple of days and we're to submit it to members of congress really urging them showing them how deadly of the lack of gentle coverage under medicare is how the impact people's lives and how much of a difference they can make by adding conference benefits. But we want to talk a little bit here and also just talk about focus a little more dental care in general for everyone but particularly for seniors. So i'm gonna start stephanie. By sharing just a few of these stories that came in. I wish i could share on stories but that would be a ten hour podcast. Probably and i don't think any human can make it through and it was actually hard for us to make it through all these emails but i just so appreciative that people were willing to share these stories with us willing to share them publicly. And we will do everything we can to fight for the for these folks For these folks on our list. So i'm going to start off with the story from sandy in turkic pennsylvania. Sandy roads sixty four year old woman. Who is shut in my apartment instead of having friends going places and doing things. I don't leave my home. Because i have no teeth after a horrific divorce. I lost my teeth and cannot afford dimensions. it has caused a deep depression and loneliness. I'm sixty four. Which i don't feel like should be the end. I should be going to church friends going places but canes a due to the embarrassment of not having teeth i'm never going to be able to afford is dentures so this has become my life and i could. You can kind of hear a sense of hopelessness about the future around this Which was so artery. It's so hard i mean. This woman is not even on medicare yet. Or we don't think that she's medicare yet but she's not sixty five and unfortunately turning sixty five Unlike you know with other medical issues you might have been postponing. Whatever i mean. It's not gonna do anything for her and in fact you know as we'll get to later the proposals in congress. That seem like they're passing right now are going to hunt all the the actual enactment of those benefits at least eleven years for like actually any kind of robust coverage of benefits. And so i think that each just so sad to think that he will be seventy five. Maybe by the time that medicare is covering really any kind of Real dental benefit. We'll get to those details and we do have a chance still the impact that hopefully and to make what's going through congress and better than i should say saint. He was not alone in the story. She told us we had a number of folks who said the same thing that they've really been hesitant to go out in public without teeth in. It's impacted their social lives. I know that there's another job in iran. Who said that. Actually the masks during coveted have helped a little bit have helped him get al little bit but he still feels kind of ashamed of lacking teeth. And i think i wrote back to. Sandy was the only president should be embarrassed is the is the rest of us society for not providing you basic adequate dental care through your horrible. Just double short there. I mean not just to feel the pain of the fact. Whatever is going on for her. And i'm sure there's an element of pain there but also to feel the shame as well of not being able to word the medical care that you need and how much you know living in the us access to medical care it can still be a marker of social status in the country in the world. We're still not providing everybody the basics and we see that and you and you realize that some people living with the shame that it's it's really often think about we have a lot of medical issues that can kind of hide if we're not able to address them in for suffering through them but oftentimes dental care is not one of those things. Can i have to of wear sleeve so the next story i wanted to share. I think just kind of picked a few stories that exemplify different ways that lack of dental care can impact us. This is mary in devine. Texas and mary read wrote my husband and i both have dental problems. I had my bottom teeth pulled out in hope of getting affordable dentures. I went to see about them. The price is always three to six thousand dollars. It is outrageous. I don't have insurance. My husband has medicare doesn't cover dental. We both can't eat nuts dried fruit or even salads. We would like to eat healthy. We are unable to have protein foods by shocked. I mostly eat very soft foods and makes smooths. It is quite painful. It saddens me because of the lack of concern and our quality of life is affected. And i've i've done some minimal editing or cutting out of some extra things that in there just for length but that was the gist of her story for her husband text. Yeah i mean being restricted having your diet restricted. Because there are certain things that you cannot shoe. Must i mean. That's just so inhumane. One of the things struck me from the magnay stories that we got just how the dental health issues that are untreated have all of these other spinning off impacts on your health. So many people reported having sinus infections coming from infections. Obviously mouth is connected to your head. And you're praying and a lot of times those health. There's dental issues spiral into other health issues. But if you can't chew it with you don't have teeth and chew it's gonna impact your your diet and your ability to healthy diet as well so that was. That was another thing that really struck me. In the last story i wanted to tell was janice champagne illinois i also have. There's a lot of twists and turns in genesis story and it was a little bit complicated so i also chopped out pieces for this just for readability Sixty six year old woman who worked for the university of illinois for twenty five years during that time i could dental coverage and saw the notice every year of my teeth claims in two thousand. I started my business in could only get healthcare coverage by joining local farm bureau. That policy did not include dental care. And i had to go in debt. Just keep insurance coverage until the affordable care act was finally enacted. And then i turn sixty five. I was forced off of the photo. Caracol seen into medicare. I have not had a dental cleaning for fifteen years and seeing no future which i will be able to get that care for myself. Now that i'm a senior. I expect a station at catch me in times of oj. A pandemic business is carrying for clients homes pets when they travel. No-one is traveling. I made a four thousand dollars last year. It's not looking any better for twenty twenty one. And i thought jansa story really highlighted the fact that sometimes turning whereas for as you were saying for medications you wait to turn sixty five when you actually then finally get medicare and it catches you but one theme we heard from not just janice but many many other people is sometimes turning sixty five commute losing private healthcare coverage. So it's actually terrible dental health when you turn sixty five and you become eligible for medicare and she was also to me highlighting the real challenges for self employed people small businesspeople. And it's just it's amazing that we have seniors who are so gung ho about medicare for all given that there are these huge gaps in medicare. i mean when you're taking people off of health insurance plan that gives you dental and then putting them on this other plan. I mean it just highlights. How important is that. We actually make medicare the robust visionary program that we want it to be otherwise. We'll be able to get behind the idea of medicare for all program here. Not meeting their needs. And this is why we say improve medicare for all obviously because there are several other people also sent me stories of continuing to work far beyond retirements because they were afraid of losing their replay space dental dental insurance given their dental health needs. And that's another thing. Just don't even get to joy quality of life at the end of your life if you're tied for posts. I mean between lack of dental coverage and lack of long term care in our healthcare system. I think it's clear who were really shitting on in l. The i mean we just totally abandoned People at the end of life and we don't care about them that is i mean there's like carrying your head in your heart and then there's carrying interactions writing. Clearly america does not like sears enough through their actions here and just one more thing. I mean for me about the woman who talked about not being able to eat mary from texas. That was not the only person who came out and said i have have had to seriously restrict when i eat because i can't chew that was actually a common theme through these stories that we received and so i. I don't know. I just want to give our listeners sense of like not just the breadth book the scale against of how bad this issue is. I think that this is really not dental issues. More than i had imagined with. Seriously impacting people's quality of life and their mental health. And everything else. So and the last thing i wanted to touch on. I didn't pull up a story for this but many many people also mentioned this. Because we're about to start talking about the fight to add dental to medicare that's happening in congress right now. Last thing i wanted to touch on this medicare advantage so medicare advantage plans. These are the privately run for run by for profit. Insurance companies medicare plans that you can choose. Instead of traditional public medicare and part of the reason that people choose them is because they usually or often offer dental coverage. If you have traditional medicare you want dental. You're going to have to buy what's called. The gatt flam that covers dental does some covers some of the cost sharing deductibles that traditional medicare has so. This is some of the often. What the reason that people choose maker finds like. Oh great i get to get dental some these things traditional medicare's cover but many many people told us that their medicare advantage plan basically only pays out a maximum of thousand dollars a year so they would have won significant dental issue below through their one thousand dollar coverage dramatic advantage and then they would find that they often still had tens of thousands of dollars left in medical needs and they were still not covered so some and i think we touched on this actually in an earlier episode. Mega advantages is marketing itself as covering dental but actually cover so little that often fisheries are effectively left uncovered when they come up against real dental. So with having said that stephanie. You know for contract to do anything better so since there has been. We know we've been talking about this fighting. Congress to add comprehensive dental care medicare. What is kind of the latest update. What's been happening with that fight we've been asking. All of our activists allow the the house and the senate to expand medicare to cover bunch of things not just dental care to lower the age of medicare and all these things. But what's the latest update specifically on the dental side. That this right. So as you know we've been fighting medicare for all women has been finding to expand medicare including finally adding comprehensive vision hearing and dental benefits because of pressure. This demand has been taken up. Congress's was not a foregone conclusion that we're gonna be sitting here talking about expanding medicare as much as people. Don't get to 'incrementalist Biden's proposal initially for this bill did not include medicare expansion. So this is on the table because we put it on the table and now medicare expansion is passing through the community committees and unfortunately is proposing. Really shockingly kind of benefits for for dental coverage. So the first thing is that we'll just by comparison today part b. doesn't cover routine. Medical appropriate is not cover routine. Cleanings regular dental care teeth replacement. Nothing like that. Basically no preventative care. And the only emergency care. It provides as it relates to other medical treatment. So if you just need like a crown or even just need new dentures whenever you're not going to get that so the first thing that this bill or proposal does is it would reimburse dentists and other licensed oral health professionals for preventative and screening services. Such as oral exams dental cleanings dental x-rays and fluoride treatments. So we are moving from a position where there's nothing at all cover for routine care to where we would have routine care at least cover and then it would the other. I think big thing that it would do is it would cover a full or partial set of dentures once every five years or more quickly in cases where aid dental dentist or other health professional determines that the dentures do not fit the individual. So let's actually do for especially some of the folks rooted. yeah absolutely. That is a big deal. And so i think that that we can definitely count as a win. The part that i think is just really so sad that i'm not even sure i've included it. Is that all of these benefits. First of all would start in twenty twenty eight. So you know anybody who's experiencing all of these people who wrote in talking about how their dental health is there you know. Lack of dental care is affecting that right now are going to have to wait for seven years for any of these benefits to be available. So i think that that's something we could definitely improve on and the other aspect of it. Is that when you're talking about major dental treatment which is really where i think significant money and also like the significant degradation to your health and your quality of living is really happening right so crowns and root canals or or whatever else that kind of stuff would only be covered ten percent during the first twenty twenty eight when you finally get your dental benefits and you know if you're if you're my dad your sixty seven today in twenty twenty eight ben. Can you do that. Math in his seventies right. You're gonna seventy five win. Medicare finally covers any of this stuff for you and not. Only that can have major dental work. Then it's only gonna cover medicare's only gonna cover ten percent of that major dental work and considering that dental treatments run into the several thousand sometimes depending on how much working need. I don't know how practical or effective it's gonna be for people to have this coverage at all right and then eventually it would cover fifty percent of major dental treatment so in two thousand twenty eight ten percent and then every year after that until twenty thirty two it covers another ten percent so twenty. Twenty nine it's gonna cover twenty percent thirty. It's gonna cover thirty percent to be clear so this this shot this fairly inadequate plan. That does absolutely important. Wins in it for medicare. This is what came off the two committees in the house not the senate but only the house that so far have released the text of their proposals for not just make expansion that everything the whole bill back better bill so to speak. And we're going to talk a little bit more about the politics of dentistry and what the american dental association has been getting up to but the reason that these are so bad. Are these super long delay. Twenty twenty eight and very little coverage of procedures is because of the lobbying of dentists against this provision. the and. i was kind of doing the math in my head and covering only ten percents even of a major procedure like a five thousand six thousand dollars procedure. That is still probably going to be worse than like the medicare advantage one thousand dollar payout per year. Maybe i think once you get up to fifty percent suddenly maybe then. You're doing a little bit better than medicare advantage is doing but still completely inadequate. You know the folks who wrote in to us who couldn't afford the procedures they really needed if you still have to pay ninety eighty seventy six fifty percent might still not be about afford those same procedures. If they're on a fixed income which many are living off of social security checks which are even up. lobbying by medicare plans obviously. Don't want the bar to be raised in medicare because while first of all they're not going to be able to offer something above and beyond what medicare offers which is going to force them to actually offer even better benefits Which they obviously don't do. So maybe we should just get straight to the politics right so we've delivered a bit of grim news here. Which is that at least on the house side. There are some big wins. I think especially that denver coverage is a is a big win preventive cameras good. But it's not the thing that really is going to bankrupt most people that really are some people's major procedures and surgeries. And of course that is where all the money in the industries that. Why don't we get to the politics of why this is so tough. Yeah other just to say know. The american dental association will call up. Ada it's been mobilizing dentists. All over america to lobby hard were dental coverage not to be included in medicare coverage of procedures and surgery. So this is the official position of the american tells ation and they're confident enough that their Membership agrees enough. That senior should not have dental care and medicare that they are feel competent enough to call upon them to start lobbying their representatives for to sort of stop this dental benefit from actually going through and one of the things. I just want to mention here before we start talking about why that might be. Is that when we were doing. The patients over prophets tracker and i was just kinda like so. We have this tracker where you can look up where you're a representative and legislators were getting their donations from and i did notice a lot of dentists donating. Though they are a bit of a constituency i would say but yeah so then. Let's talk about why it is that the ada is doing this very short answers. Money right as folks may know at when it comes to hospitals in positions for example. Generally speaking medicare does not reimburse as much. It doesn't pay as much as private health insurance. This isn't universally the case. And i think in most cases medicare pays enough to cover the expenses. But they don't pay as much as private insurance and also the way. The prices get set. Different hospitals and physicians have to negotiate rates with each individual insurance private insurance company. So if you're a big hustle chain in an area maybe you're the only hospital chenab area that means a lot of power to negotiate high rates with private insurance companies. But you can't do that. Medicare because medicare has nationally established rates for the whole country. They say this is how much it actually costs providers for this care. We're gonna set a fair rate for the entire country. Obviously the rates. They haven't just minutes for the cost of living in. Different places may be registered for providers in some places than others maybe the cost of staffing and salaries a little bit higher in some places than others but they don't negotiate on prices. They say these are the rates for the whole country. These are fair you can either opt into the system. You have medicare recipients or economic system which she's you. Don't get any medicare at all so dentists at least in the american dental association afraid of having this happened with dental care. They don't want a federally established rates across the whole country. For what is the fair prices. Dental care they want to be able to charge as much as they can for dental care. So it's really all about the money and this is why they are not strongly fighting coverage of preventive care because they don't make money off of cleanings and stuff. That's really just routine stuff to keep a patient in your system. They really make all the money on the big procedures and search surgeries and this may come as a shock to you but the american dental association has actually been fighting since nineteen sixty five since the original enactment of nineteen sixty five to keep dental services out of public payment programs and they have been surprisingly succeeding very well much more slow than than hospitals and physicians have so they you know. They claim that they are not completely opposed to adding dental coverage to medicare they only want medicare to cover poorer. Seniors said as those who are up to three hundred percent of the population. Many of those seniors are already covered by medicaid. If you are in a state that has expanded medicaid that it wouldn't actually make that much difference necessarily to have medicare covered up to three hundred percents party. If you are cade eligible you you can be what's called to allow eligible if you're low income and you are senior. Medicare and medicaid and medicaid often does cover not all cases but often does cover dental care but even then many dentists do not accept medicaid Low income recipients. Now with something. We heard a lot. Actually we heard stories from folks who were eligible had medicare and medicaid but literally could not find a dentist near them who was able to give them treatment at least anywhere in the near future and they had an urgent issue so it was almost like they had dental coverage and we hear this physician care as well that many physicians don't accept medicaid beneficiaries. And right now today only about forty. Three percent of dentists success medicaid or chip. Which is the children's health insurance program. I suspect it's even fewer for medicaid. I think many are just it to cover children who we did not have a lot of idealist. Going into dental care. Yeah clearly not an. I think we're gonna talk a little bit more about that as well. I mean stephanie. Ads side when we look at physicians. For example. we we know that. The american medical association is pretty much opposed to medicare for all but we have physicians for national health program. A huge network of physicians do support medicare for all. We know three polling that actually majority of physicians now do support medicare for all. Is it the same thing happening with dentist. Is there like a secret underground. Massive support went into for medicare for all or universal dental care and the as just not reflecting them or is the ada actually reflecting of physicians. I know you're not a dentist but as far as you know like what we have in terms of the evidence around this. I am so hoping that there is out there and we just have not been able to find it yet but it does not seem like there are even among dental students right who you would assume are a little bit more and wanting to do something to help. You're just not seeing that kind of movement like you are with young residents and the unmet students in the dental field. And i think you know. Dentists are able to charge heavily through private insurance and that sort of ensures that they only see desirable patients that are guaranteed to pay copays in full on time. I wonder if there's sort of a similar dynamic with therapists right is a lot of therapists can choose not to take insurance can just bill out of pocket and then they get to have patients that they wanna see and patients that they know will pay a lot of money. Dentists actually do lean conservative Sixty three percent of dennis donations to republicans and thirty seven percent. Democrats and democrats are cheap. Obviously because you know they're not getting those donations of awesome this loft capitulate percentage of nations. They should ask for more. Yeah absolutely and there and there are actually four dentists in the house of representatives. I didn't know this. And guess what. They're all republicans and i think they're also spending quite a lot in twenty eighteen. The american dental association outspent the american hospitalization lobbying. So when we've been talking all about cow Huge lobbies are and physician groups in all the stuff. We've been totally overlooking the dentist to actually spend more than hospitals. Just mild totally me. Because i mean i often diplomats on how much of our health spending his hospital spending. But it's gotta be super high. It's got to be over sixty percents or something that at least over fifty percent hospitals are really kind of the primary place all of our healthcare dollars. You've dumped rain. Isn't that and i see this stat. That only around four percent of our national healthcare services dental care so it really feels like dentists are disproportionately pulling their weight in congress and thrown around a lot of money in the political sphere basically to prevent having any sort of public regulation republic racing that would impact. The province already hated dentists profession. Easy to hate it. I guess i'm not fully trust one's dentist when you go and they're like oh you need this like five thousand dollars crown and you have seven. Cavities and another thing. I actually have noticed this dynamic whenever we go to the doctor and they ask you what you do. And then i say medicare for all activist and they're like oh that's great but at least they pretend i don't know but would dentists god and like afraid of near my mouth after i say that like the look on their face. I've never had a dentist. Why told was like a medicare for all supporter and they really anything muscle after that. So yeah so it seems and i think we just know from having a good view of the national medicare for all. We don't have much. leadership from. Dentists did see. There was one really inspiring up. Ed that came out. Recently in the richmond times dispatch. That was by. Dr ibrahim samira. Who is both a representative in virginia. Hasn't delegates also a dentist and runs a community dental clinic. In the dc metro area wrote Entitled medcure dental coverage Millions of americans tells a story of one of his patients who is medicare is also being treated for. Cancer is going through chemotherapy right now and had cracked front teeth and she didn't know that medicare would not cover dental coverage and the cost would have been five thousand dollars to repair her front teeth. It would have involved. You know root canals couldn't afford and that basically meant she was just going to have to lose the teeth. What happened toothless in the front end. Suffer all the challenges that so many of our our foc- supporters humility about of having trouble chewing and the sort of the social stigma that can come with added. There was one line. From dr samir up. That really stuck out to me. He said quote. America does not treat the mouth. The most voluntarily used part of a human as a part that needs to be kept healthy for us. I think nothing could be true or lack. More of an indictment on our priorities and also for the whole dental profession. I mean these. Dentists are seeing these patients who are writing these stories. they know more than anybody Need that's out there for accessible dental care and they still are trying to find it so we i think we are badly in need of like physicians for national health program equivalent of a for dentists. A dentist national health program dentist for medicare for all so anyone. If you know dentists who are sou- progressive support meghan for all. Please put them in touch with us. We would love to start working with them on this and this is the moment where we really need other folks in addition to dr us amira writing up ads like this and contacting members of congress. Stephanie one thing that. I was starting to wonder about as we literally stories as well and i want to ask you about was. What does dental care look like. An other countries particularly those that have kind of national single payer systems. I mean we know what we were looking at long-term care in-depth. It seemed like most countries do better than us a long-term care but there's a much bigger variation amongst them that some of them do kind of shitty job of long term care coverage better than us and some of them do an exceptionally good job of covering long-term care. What's the track record of countries with good universal healthcare systems on dental care. So i did live in england and i would say that this is an example of a country with a good healthcare system. A very bad dental care system. Yeah so i. I think that exactly the observation made about the long term care and the spectrum and it being largely better than what we're giving here in the us but inconsistent. That's exactly what dental care. Looks like as well on for whatever reason why would wind. We have considered the mouth to be like separate from the body. There must be interesting history on that but it does seem to to persist through europe. And i think also asia as well so yeah. I think that there's a couple different ways that europeans cover dental care. A lot of them do cover for children's over example in denmark children under eighteen yet. Totally free dental air. And then it's like subsidized after that. And you know i. For example in dental checkup for an adult is about fifty dollars out of pocket and abby is about eighty five two hundred forty dollars out of pocket. which is. I'm about to eighty eighty-five per cavity. I haven't dental insurance so it's actually considered expensive. Dental care in. Denmark is considered expensive by scandinavian standards. And so date. Go across the bridge to sweden for dental care. Now that gives you an idea of what it's really like in another yes. It's true that dental and you'll also hear this as a talking point against universal health. Your single payer saying like oh you know there's plenty of places where tangent he'll benefit sermon outsource to the private sector. We're number and that's true. Dental care is not that graydon nura were pure countries but it is still better right. It's like maybe partially subsidized. Maybe there's like ranges within which dentists can charge certain prices that thing and yeah but there's no country anywhere even in single payer systems that are comprehensively really covering so it really feels like this is kind of a global movement that to happen and we're kind of part of it unlike unlike medicare for all. You're not the only country. Just abysmally inadequate dental coverage especially scenes in your discussion of crossing the border. Get slightly cheaper dental care. It reminded me of another story. And we gotta. I'll read just the beginning of it from another one of our supporters from patty willow creek california. She wrote my husband. And i are seventy eight years old. We'd been income of about sixty thousand in the last decade. We have spent over fifty thousand dollars in dental mark but even they have saved. Thousands might traveling to costa rica chapala into mexico and they also tell the story of travel at finding a dentist on the other side of the country that was cheaper than the one near them. But she says you know we are becoming exhausted impoverished trying to maintain dental health which is recognized as the gateway all health. Our dental bills add more than a third more to what medicare supplements now cost. It means we never have any extra to do anything. Get by but without teeth while you know. So they're basically spinning every last supplemental dogs they have and even then to get by. They have to like basically dental tourism right flying to cheaper countries to get dental care more affordable. Yeah and even still with going somewhere less expensive. They're spending thousands. And thousands of roy dole tens of thousands of dollars eating in the which i guarantee you. Things are not spending mark or sweden. So so what can we do. What can we do about this all right. Well they're all is not lost. I know that this was a i think. Even you know what's in the house would be a bit of a win. Obviously the covers of dentures and preventive care and some help expensive procedures is good is better than what we have now but ten percent is so inadequate ten percent coverage in twenty twenty. To be honest. I think a lot of seniors are just gonna be pissed off even see it. It's such an insult to say well right now. You can't afford dental procedures but if we covered ten percents suddenly moving to build a is. It's kind of stopped those stories from coming. We're still going to get the trashed of tinkering around the so. The house is not good but we have heard is that the senate is likely to have better stronger language around dental coverage shooting at its medicare. How much better. I don't know. I don't know if it starting earlier covering more. We don't have any of those details but any text to work on it. It's entirely possible that with the intense lobbying the mark dental associations doing things will fall apart in the senate as well but we do know that bernie sanders is kind of leading the effort on this bill on the senate side the finance committee or the budget committee and so he's had a bigger role in trying to do these medicare expansion provisions and make them a little stronger so the task now is to really shift our focus from the house to the senate and to start really pushing our senators to make the this. Dental vision is strongest possible. So i'm gonna give you a hotline number. this hotline. The national nurses united setup and this is for all of the medicaid expansion. So this no lowering the medicare to sixty this is for creating an out of pocket cap for medicare recepients and also adding dental vision. And hearing but i would urge you to really focus on that dental piece because we know it's being threatened on the house side so the number is two zero two five zero nine nine one to eight. Looks like steffi's popping up on the screen. There you go so two zero two five zero nine nine one to eight. That will connect you to your senators. And i would really encourage you to lobby on that. We're gonna again compile. All these stories received a also submit them to all of the senators and seven. We hope back there. So it's kind of what the end of our buckets right. It's coming down to grassroots organizing. And we have to be strong enough and exert enough pressure to counterbalance these massive healthcare industry interests. Who are going to be lobbying against us. So it's always daunting it's always uphill task but with enough people and enough people power. You can win this. So i really encourage you to focus on the senate side and i'm just going to close by thanking podcast team without which you would not be doing this podcast. So our podcast manager. Is sarah saying our researcher and writer for this episode was lindsay. Bache are shown writer. Was jerry cats in our audio editor. 's indra felicia and i think you know we were so struck by these dental stories. We are going to do a lot more. Focus on dental care in the future at healthcare. Now so i really appreciate it. Especially the hundred fifty bucks reached out to us and share their incredible stories about this. And i wanted to promise to them that we are going to double down recommit to fighting for dental x Dental care for seniors but also for for the rest of us to and we got all start brainstorming. Some dentist actions right. I think we gotta start. Lobbying are dentists to so. Don't just go after you remember. Senate you should also email and call your dentist. 'cause they should start feeling the pressure from their patients. If they don't feel like patients going to rebel they will love you against the spill. Just like all the other dentists. That'd be mobilized. I we will be back.

medicare american dental association congress ben dental creation the larges turkic pennsylvania stephanie janice champagne university of illinois jansa america medicaid Ada nakajima
Mornings with Keyshawn, LZ and Travis (HR 4)

Mornings with Keyshawn, Jorge & LZ

00:00 sec | 2 years ago

Mornings with Keyshawn, LZ and Travis (HR 4)

"Kaga doodle do key issue. Boy, sodano. How'd that colonoscopy go coming up this afternoon, though, on the Sodano show? We've got new news. There's new hope for the Lakers. Maybe they actually can create a MAC salary slot. So we'll break it all down every which way up down left. Right. You name it l z. How do you have? Shacking Koby seventh on your top duos list really and Travis all I have is God speed now back to the morning show with Kishan l z and Travis. Zero well wishes and godspeed. Thank you, Anita. RT's runs during his show. So I mean what can we do? We avoided it for a long time. But then, you know, Dan, the man. Salon. Yeah. Travis that might be a drop guys. Can you play that Sodano tease a little bit more? How do you say? Cheever Chiba to Jeeva, also TV time. As well. Dan? Yeah, but, you know it doesn't. Homeboy. Sometimes these daddy. Don't do it for. Ludi one strategy. That's respect. We are the show with the celebrated home day Wednesday by giving away tickets every hour to watch the USA men's basketball team take on a great nation of Spain. That's right. August. Sixteenth down by Travis house at the Honda center Anaheim. Now here's how you can win caller number seven to answer this here question. What kind of question we got here who does Keyshawn think is the best receiver in the league. They should get paid billions of billions of dollars. That's right. The best receiver. That's currently in the league not in history, begun caller number seven wins now. Come see the top two teams in the world with USA stars like James harden, who we just spoke like Dame Lillard Kyle Lowry Kimber. Walker may be could be a Laker and a definite liter cow. That's right. Tickets are villa bud Honda center embassy. You have to be in third. This is Honda box in creators, shot or TicketMaster dot com. Wouldn't they have it written as Honda center box? I think that's the Honda center box take Honda center box office this that would be my Honda box office center that sounds a little clunky. It was pretty clunky. I didn't write it. You know what else is going? Nine fifty eight. Downey still where we will be next Friday. Sixty three degrees right now. We'll be a study. They have your war down there in Downey. It is June teeth and keys. Headline is presented by sprint l z. Go ahead. Explain what that is. Want to get all black power, but I will if you want me to. Today to celebrate. When I'm assuming this is headline. Cocu doodle. Talk a doodle Duke, cocker, doodle, do man. These two knuckleheads heckling. Jacob war. You only have one heck of a no Jekyll. Bothersome when jackals on the road. Exactly. Exactly. So planner peanuts. They're introducing a sneaker not snicker bar. Anything like that shoe, I just want you to know that because it may sound like something different. Okay. But you'd better act fast. So they'll sell out, just like the peanuts off the shelf. So they're going into diversifying their business. So they say planner peanuts have rolled out a line of sneakers dubbed as crunch force one. I the shoes are only available through Friday, June twenty-first at six PM, assuming they don't sell out before that prices started about a buck seventy four the shoe and they're using a combination of high quality blue and yellow pebble, grain leather inspired by peanuts. Okay. In have accents of swayed natural gum. Soul. And that's what brings the peanuts to life. Singlets is in their shoes website, is it the peanuts, like the logo where the planners, the logo? It's the colors the, the yellow to the pictures of peanuts planner on the front Tong of it. There's the like the little peanut man Mr. peanut Mr. peanut, man with the cane model hat and the little glass on the eye and all that stuff. So that's what they, that's what they will have it on the back of the shoe, where usually would say, like Nike or something like that. It's going to say planners, and what's this you call the yen? It's a double crunch. L Z three reward here. Good skittles, had a shoot to everybody food shoes. No. I've talk over. It's. Well, they had the taco van it hamburgers. I don't have those, but the have them they're not Taco Bell Vance their vans. The red. It was on the thing about it is, Tuesday is the planner shoe is bad looking shoe nuts, man. It's not a bad looking shoe, because it's fashion. Okay. And you could put this jeans or whatever Iraqi wrote out, I'm not rolling planters nut soon. On you. You, you. You are I would certainly wear percents. Oh my God. Yes. Where because it's fashion. It's just like the shoes that is just like the shoes that they sale at the stores. The aftermarket stores will Millrose you go in there, and you're paying you're paying crazy amount of money for tennis shoes. Yeah. I'm talking six and seven hundred dollars tennis shoes. Even more than that soem and you sit there and you go. Wait a minute. I can't play basketball in, but it's not MiFID play basketball Smith is fashion is us all about look. I mean I get that part. But then when someone says, hey, what did you wear? I'm to somewhere nut shoes. And I'm just not. They know smell like nuts is not a scratch and sniff. What did the nut smell like Sean since you brought it up. I like the Honey roasted ones. Those are good dry dry roasted are good to thought did ones. Honey, Honey, roasted. Honey roasted a bit keys headline of the day. You listen to ESPN. You're listening to k SPN Los Angeles. Those Harry Potter, vans, to, I can't wear. No, Harry Potter. She bring my taco van tomorrow and let you evaluate tacos. Maybe we'll do both. The Lakers, by the way, right? Do would you like to know I want you to? Well, I have a very rudimentary understanding of what it's for. No. It's a man's patient day, right? His out. There's multi layers of it. That's the very short people being sneaky. How did we do that? I'm glad you asked. Abraham LINCOLN says, no more. Slavery in Texas. We're not go. Tell these people, there's no more slavery. To push years, went by before the slaves in Texas, New about emancipation, proclamation hence, Jim team. Yeah, I wasn't in Texas at that point. So I don't get that on my ticket people that's other people's response. Raj Raj looking like go on. We free. How do you even know scratch Haley way Hoda, we've? You mean you and I because. She telling he ain't here, L over there. Do women. He's in a gated community, the next mini he to come over here to which one is you can't have them both ways. Yeah. Okay when they're stay over there on the hill Lakers have a decision to make and they can't make their decision on how to spend their money until they know exactly how much money that they have their, the Lakers are still trying to figure out whether or not the pelicans are going to do the deal on the sixth or at the end of the month because that determines whether or not Anthony Davis is trade bonuses, kicked in and there's a whole bunch of other moving parts. Here's Bobby marks explaining how the finer points of this deal, still need to click into place. Well, what can make it happen is that, you know, that they've leakers find a thirteen and the pelicans are resistant as far as on getting that team involved. Unless there's some type of other draft compensation and all pleaded, I don't know how much more, they can give if because the Lakers Beijing, giving away giving away everything here. So I, I have a hard time believing that we would Benxi fall through because of this. I think if you are, if you are the Lakers in your ability to get Dave. They'll have twenty four million dollars cap space. It's probably. Better situation than you, probably previously. That's Bobby marks talking about the, the details. The minutia the Laker deal that need to get done to determine how much money they have to spend the question that has is coming up now as the Lakers understand that all of the moving parts in this, and how much money they were gonna have or now, they scrambling to try to find a few extra bucks here and a few bucks there to fill out the roster was this by design or was this, by the residue of the Anthony Davis, trait and okay, now we'll figure it out from here. I think everything is by design, they're not going to certainly get a guy like Anthony Davis instruments. Scrambled to try to put their other pieces in play. They don't know who those players are going to be. But they know the targets. Are they don't know who they're gonna land, but they certainly know who the targets are. They certainly have a plan for the twenty three million that they currently probably have right now but they certainly have a plan for getting close to thirty million as well. They have two different plans that set out for them to continue to execute to move forward. A lot of people are speculating. As if they don't know what they're doing. They're just like we got Dave is, but we don't have anybody else. Yes, you have Anthony Davis and you have cools, and you have LeBron James, everybody else will fall in the play if some reason they go out and they get a B plus type player or they convince a coup why. Or, or Jimmy Butler to take less money or whatever the case may be that there. But then they still got a pick up another three or four players at a smaller amount of money in that's fine. You get veteran guys like a Trevor REEs who wants to, you know, go out with a bang or, or, or a Ron that you may wanna bring back for lesser money because now the roster the new coaching staff is totally different than Luke Walton was, so you going to be able to still put things together. I think people are just anxious to see what is going to be. That's what I would say. Well, you know when you look at the breaking news now because it has there is breaking news, right? Right. That's right. Gentlemen. There has been a trade in the NBA. That's right. The Memphis grizzlies traded Mike Conley junior to the Utah Jazz in exchange for favorite player. Grayson Allen cow. Jay Crowder coups. Cal clover. I was so worried about the joke. I skipped over the names, but. Cao Cao Korver, Jae Crowder, end a protected two thousand twenty first round pick someone maybe a you wanted to come to the Lakers and everything, but Chris, Chris has something for us. Breaking news on ESPN LA, seven ten powered by valvoline instant oil change home of the fifteen minute drive through oil change. Visit socaloilchange dot com to find a location near you. And to download up to fifteen dollars in coupons Korver you mentioned who's going to be on the team. He's gonna get waived. He's going to be free. He's a three point shooter. He's basically a Laker. I just telling you. They're going another direction. We call them over. I'm good trust. I'm good. Korver is probably gonna be Laker. Yeah. But the way by Memphis, he didn't do a whole lot for Cleveland with LeBron. Why, why are people stop man? He had a role. He played his role. He couldn't play defense. No, he just brick housing more than he was making way more. I'm doing some quick math here. This can't be right. Kyle. Let's see. One two, three four five, six seven eight nine. Tell us this is the guy going into a seventeen year in the league. Yes, not doing that. Yeah. I mean, there's, there's that the best we're talking about the money that's available. We shopping in the cow Korol coach over my right? L Z is trying to put the Cleveland thing together. No, I'm just telling you that if you're trying to get you try to fill out your roster and you got you got like four hundred thousand five thousand six thousand dollars left to fill a spot. Would you not do it on a career forty percent three point shooter who's already played with the Netflix? Eh forty percent was fifteen years for the forty percent is a real number. That's what he shot but he's his seventeenth year in the league. I know there's going to be a bunch open. Looks on this team because guys are going to be dealing with LeBron AD and coups. But I feel that we could do better than absolutely. One of the greatest shooters of all time. Come on me about the better talk to me about the benefit to off. Well, let's, let's play this out a little bit further shooting, four, does a game didn't even hold on. Let us know cut the headline of this trade is my calmly junior. He's the biggest name in the street. So he is a guy that's going to point guard that's going to Utah. They're, they're much better. They're better much better Ricky Rubio was their point. Guarding having Ricky Rubio off the ventures. All of a sudden Ricky Rubio become available. As a free agent is we've talked, he's, he's one of the last he's, he's on the bottom of my list. Rubio. Yeah. Yeah. For sure he's, he's a guy that I got a hand to have a Korver Rubio, you're gonna, you're not just gonna have Kemba Walker just pick a name. Marquee name. You're going to have the flesh out the roster with guys like Rubio with guys like Korver, you're going to have to pick up the same guys. I understand. They filled different roles. We're not just that Rubio is going to get real money coffers going to be, it's going to be a writer for cheap. The reason why I mentioned Corvus name is he's going to be available for cheap for us. If you're going to have to fill the space. Let me ask you this, and retrospect, would you rather have? Michael Beasley account. Korver Korver Cates close is what I'm talking about. So as you say, those aren't the only options, the Beasley piece is was just that moment in the moment after the moment, though, but he's a head scratcher across to fill the roster with something so much. I remarked rather they fill the roster with someone with playoff experience. Who's a career forty percents shooter who's familiar with playing with Brown, James versus a twenty six year old who's never gonna see the light of day and doesn't have much to offer besides being cheap. He's not a forty percent career shooter from three. He's a forty three percent. She I'm sorry. Forty three percents shooter from three come on key. No fact, you know, nobody delivers. Still love advice like keeshond, do I need to start wining and dining or more. Make sure you take some time out date nights things of that nature. Police once a week maybe Thursday, maybe there's a Friday movies dinner clubs. Whatever whatever gets your. What do they call a tickle fanny whatever? That deal is your fancy had tickles your fancy. Yeah. Well, L C helps too, when I went in and asked to guys like. Asked to look I'm looking for weather. I wanna know. Pulled on easy put off ABC's to love coming up this morning at nine twenty five to your questions. Or get your calls reading Joni bad things happen. Apples in the mouth just cheese to love nine twenty five this morning. So travis. Yes. Chris have you seen that now on ways? You can get Sesame Street characters. No, I like that. Have you done it? I used to have Boyd band on my ways. Yeah. On ways. The ass you can change the voice. Larry put it in my phone tune. Right. So stupid. I love running. LV four. Yells. E did him favor and he just winning. You know, he has many jobs played again for Chris Z's on ways. If you wanna here. Didn't do all the listens. No, that's not true. Because I'm not a lot of airspace in between here radio bear radio. So as looking at some of this key Z is on something here. Okay. Kyle Korver in the twenty sixteen seventeen season which was not that long ago, three years ago K to five and a half threes a game and led the league at forty five percent. I'm just saying he was fourteen years old in. It was wasn't that long ago. Twenty fourteen fifteen. He led the league in percentage nearly fifty percent. He was taken six game. This man can make some shots. He's a seventeenth. Season is literally his seventeen south point. He needs to play defense. Well, yeah, that, that, that, that the liability we saw Korver in Cleveland, the liability for him on the court was on the other end. You're saying I watched him in important games build a house, he could shoot but important games. And you know as well as I know l z we've watched him important games in the in the end of his career these. Lou. Help him out. He's built a house with bricks. The consistent numbers tell a different story. I'm watching him is I don't care if it's against the Sacramento Kings. I'm talking about any important games. I watched him in the playoffs build a house. You're going to have to have. I'm not saying you're gonna have to have Kyle Korver, but have shooter, you're going to have to have Kyle Korver on your question. Get Vicomte Korver. I mean, if you look, if it's going to cost you pennies on the dollar, then yeah, yeah. I got one question for you and I have one answer for your aid. How many seasons derail employees? Eighteen guessing. And what was the couple of days ago, we celebrated him doing what hitting a big three that simple games overtime in game six but he was fired. Oh, no. Man. He wasn't playing no defense. He was. He was shots knocking down. But that's all that's all he was doing it. So season cow Korver did have the career of reality, but as far as shooters, concerned the numbers, the numbers, he can knock down that shot as well. So I get what you're saying key. But I'm just looking at a t lease trade to Memphis, which is always a rebuilding. They traded to Saul. They traded away my county junior. So that is looking to draft, you know, John Moran or something like that. The prey going to waive cow Korver. He's going to be available. He's gonna wanna go to a team with open. Looks familiar with the bronze say yo dog, I got like eight hundred thousand dollars you get this chip bam, I'm just telling you just it it's you're gonna you're gonna have to have a guy like that, because I'm trying to think of the best way to the Lakers have X amount of dollars. We don't know exactly what the number is quite yet, it's going to be somewhere between twenty three million thirty that it's going to be somewhere in that window, and do you go and buy another. Be plus or a minus. Or do you go get a bunch of CS and build your roster with some guys that and maybe Kyle Korver Steininger seal gig in half the you're gonna have to get not? And not just ACL Korver, you're going to have to get a handful be mine. It's not twenty three million. That's probably so. Yeah. Twenty-three. Let's say you pick up another extra whatever. And you you could get twenty three takes up almost all of your dough key. If, if you get some extra money from AD, however, they get it. You spend that twenty plus on your fourth guy, third guy, whatever you wanna call this. You're in that extra five is land around you go fill up. Those guys for five million bucks. Only five probably need three at that point. Right. Because they got how many but regard for five million dollars. I mean you're talking. I mean, I know in real people money that's a fortune. But you're talking pennies in the NBA, if you only gonna give Kyle Korver eight hundred thousand according to Mr. biologist I'm just saying he's not gonna call a lot. He's available and he has value and he knows the Brian and the bronze coveted his ability for quite some. Let's not sleep on that. By the way. Let's not sleep the ability to play with LeBron from the moment you show up, you have to understand what it is to be LeBron's teammate understand what it is to just be in the middle of the LeBron hurricane on a nightly basis. That's something that takes some time getting used to not never mind just understanding where to go where not to go where he likes the ball where he doesn't like the just being a teammate of him is going. Take some getting used to. But if I'm Ben right now. No, I'm betting that, that the Lakers gap that money up with multiple players that they don't really chase another big. I don't think they gonna chase another big. You think they're going to divvy up that thirty million. Yeah. Because. As you could get. Quality players with the right amount of money. You know, you gotta ten million guide. You can get a seven million dollar guy, the nine you know, the getting four nine million dollar guys are three ten million whatever the numbers work out. Two four seven million dollar guys. Sounds four more attracted to me to build up the rest of your team. Then going gimme another twenty two million dollar guy. And then I gotta go shop out of the, the discount in the only the only player to me that you abandoned that plan for his Coa. Yes. If Kawhi says, I want to be a Laker, you abandoned. The plan B, of course, and co is your plan a recognizing that him and Anthony Davis are your core for the next ten years, according to the reports it's wise choices or Toronto or LA. But the reports anymore, the other LA the other reports told me that didn't have a personality and the more I see, I keep telling people the more I see video of him, the mom like going. Yeah. Just because he didn't talk to you. Doesn't mean I'm not trying to cope. Personality thing. I'm gonna stick with that. But you go right ahead because he's, he's, he's sitting there with scars in the flow and drinking with surgery box say, all I wanted to hurt and drinks all night long. So you got a personality me. He talked to us, maybe. Yes. Right. He knew what else goes with personality traff. What? What? He's the love Travis. All right. Here's number one key. Sam, I can't that is, who sending in question, number one meta, gal twenty years younger, and we've got crazy chemistry can at work. Absolutely, it can work. Why couldn't it young? Young people keep you spirits of keep you going. Keep everything it it can work all day long. You know, people say, well, she's young. You don't have anything, you know, eventually, you're gonna have to have a conversation with the first thing they say is conversation. You have nothing in common. That's not necessarily true. I see young see older men with younger females all the time. And everybody seems happy. And I know plenty of guys over their head. Okay. What do you think? This going down. That's close enough. Now. I mean, I'm no plenty of guys with, you know, I- candy, so to speak, and it works out for them. In fact that lunch Montes yesterday. I saw a couple that was. Wasn't father wasn't. He wasn't. The grandfather was this girl dangling. A cash in. He had to be thirty plus years. Older. Travis this might surprise you but about fifteen twenty years younger, that's right in my wheelhouse. Heels. Listen, I'm not personally. I'm not prone to dating people who are significantly younger than me. That's just never been who I was. I was always attract to eat someone my age a little bit older. But with that being said there are business models in place for. Sometimes you make business decisions I understand. And you know sometimes situations they're bitney decisions being made. I mean, look at look at Mr. craft business decision. Right. And I look I understand everybody's getting relationship. That is working for them. I get it. Everybody's on board, but it's got their thing. You're going to be my thing next one from judge winks. Can a long distance relationship work how long before one has to move to the other our probably our say long distance relationships can only work at a short period of time because eventually that nine that nine twelve month window starts to close a little bit, it either you move, or I'm gonna move, but we're not gonna do it, because it ain't it's not this every other week visitation isn't gonna work because as soon as you hang out with Raj in some, you know when. One. Marty you, you know, you'll see some mills go look a little bit better. That's closer. I don't know if that's true. I don't know there's too, because we have an entire no, you get an entire military of long distance, marriages and relationships people who are serving overseas, and they don't get to see those spouts very often and those relationships seem to work. So I'm going to go, and I'm gonna go so far as to say that it all depends on what works for the two people or three people opposed down love meeting girls who have a husband into the military. Yeah. Supporting the troops. I'm gonna stay away from that because that's really. I told you before not messing with that, but at the end of the day, yes, they can work. And yes, there has been relationships for military people, and then people in general that have moved away for periods of time, and they relationships have work, but not for extended periods of time you point to the military, but you can also point, the military have been failed wants a lot of them break up a lot of them. American period. But you try to make it seem like it work because the people in the military work, how many dues get divorced in, in the military. Do get divorced period. Let's move onto the next gones. Oh, twenty one twenty four. How do I break it off at the side piece who is breaking the rules catching feelings? That's tricky. This. Explaining this. No. At the end of the day because. Peels you start off their relationship. If you start off their relationship about lying plan sneaky gains and not letting her know from out the gate that you are the backup that you're not the starter. Then at the end of the day, it should work out. But if you give her an opportunity to the starting lineup though, trade cut you because I'm how satisfied with my snoring. Because that's term contract that contract is solidified turn save for. And if it if you can't handle that, then we might want to look to move you to another team and another direction that's what we might want to do. And I have some friends that are looking trae. Oh, yeah. I'm always into Trey market key. What are you got? You see, I. I usually talk to my friends in this situation and they bring in rob Pelinka. See, rob says, don't you worry baby? You're the one and then you get traded the next day. So when you start lying, that's what you get cut that can get you could get back. You don't lie. Here's the deal, have a starter, who is a long term started at drafted from college around I, yeah, but she's season. No, yes, she there's read out. Doesn't run out. You have to tell them straight up. I have my quarterback you could get on the one two to three D, however you choose to do every now and then you go get some playing time but it's not you're not playing four quarters. Travers. This is extended too far. True. Vinci breath, frog just move for an Rogers, right? So this is why is important that you bring in rob Pelinka a lot of hits, Dan. If you see, here's the flipside of that. I mean, here's a great thing about salary. Here's a great thing about it starting quarterback is sometime. You get tired of it. You could move it upstairs to the front office. Then you get four Rogers on the front office. Jobs are expensive. From a quarterback to go on TV analysts you don't want that. No, we don't want that they will get out there become an adult. A lot of people got by let me tell you about this program fourth and final one your mom's side piece my lover wants to experiment in public settings. The idea of getting caught turns her. I would say that as an adult when I was younger just got drafted to the NFL whatever. And, you know, so I was just hanging out hanging out. And then we decided to, you know, brand new Mercedes Benz and bit card. Flash light come through. I can't have he goes, but he just got traffic Bill roggin. So some sometimes people like to have fun. I guess. To have six girl, stop. Texting us what you say public places. That's what I'm saying that's high going to do that. Probably not in your backyard. Listen you said outside. Yeah. Yeah. Right in front of star books. Let's not encourage that. Starbucks. But what all I'm saying is that if your girl wants to do some freaky stuff her desires and not going to go away, because you say no desire to go down. Rush in Jamaica out, tell you this Travis wanted to know there are security that comes by late at night by the beaches in the waters, and they might go by a couple of times and take a peak, but they're not really going to stop anything. So, you know, y- okay there onto saying, if she's making no she's got some freaky, Dicky. And you trying to be all puritan about it just watch for that stands. She's not going to be all Cureton with you on that trip. Puritan. Chris actually stay quiet for an entire segment. The answer is only minutes away on the morning show. It's an all request. Once they poise is the good one here here. Doran Gu's mon- wanted to hear killing me. Softly. Of on with got a little goodn- even to do. That's right. That's even to do. Got a little Gidding even along with. Sometimes he's daddy. Got a little good news. Mixed in with this. What do you know you saw OJ's in trouble for sliding in the DM's now on Twitter, allegedly fries? And he used the knife emoji that somebody no. That's what they'll report is. Yes. Not a real report came out of the. Yeah. It is nothing report. It's not a reputable news source. Oh, the morning show from me. Morning. What is reputable? Traff, let's start with an NFL node key. Brian Baldinger says that Aaron Donald is the best interior defensive lineman of all time. Take it or. I would I would shake it. Shake it you have to shake him because there's a number of guys and it's the flavor that you like, and it's so many guys has been dominant. I mean you got from Reggie White to Cortez Kennedy to warn sap and I'm missing a ton of dues was my guy. John Randall the Minnesota Vikings. I mean you could go on better than mean. Joe Greene is you can go on and on and on. It's just what you like he on that list, though, is he right on even with all of those guys are going to be an all time. Or I mean he's on his way to hall of fame wind wins the Super Bowl, he continues to keep playing at the level, he's playing he's, he's a walkie in first ballad type guy. But you can't say that he's a all time. He's not the equivalent of Jerry Rice. No. No not. It's not even close GM Jerry Rice, when you have conversations about the greatest of all time, especially in football. There's only one name that is for away from everybody else in J. Right. So you could argue is better than. Is imbedded in Barre, berry better image is is, is the quarterback better than Montana is Brady, even know. Yes. Six greatest fulltime never, ever say anything about Jerry Rice being the greatest Tom Brady's that same level. I don't know. I don't know that I know he has the most rings and all of that sort of stuff, and he certainly have done in the same system in everything. There's no question people will say he's the greatest time, but it's real hard when you've got all those other quarterbacks. Speaking of quarterbacks, Ben Rothlisberger says that it's nice to get back to some sort of normalcy, they're getting ready for the season. That's obviously a shot at Antonio Brown. Maybe a little Levy on bell thrown in there as well. Was that directed specifically at those two guys, take it or shake it take it? Hey, but it's also directed at his self hisself 'cause you don't want to start at everything and you still talking. So all that's going to do is fire up. Everybody else to start talking about what you said in reference to nothing but even though it's nothing it's going to be about the two guys aren't there anymore. And when they come to your locker in training camp or somebody else's like trying training count about what you said, then. That's going start a whole few. See you go to Levy on in New York, that's going to blow up. You go to ABM Oakland that's going blow up. So you just create more noise for the organization by even address, next one bread for tweeted yesterday that he was contemplating return to the NFL, he since he was only joking that he's not coming back, but a forty nine year old Brett farve could compete in the NFL, take it or shake, it would take it real. Okay, don't the stretcher with you. What I what I would say when you say competing in the NFL, if he made a decision to come back, somebody would sign, you know, whether or not ease starter or backup for young quarterback somebody could play. You could put him in an NFL game this upcoming season. He conditioning. He's in this was only sick. Absolutely. He could play. Absolutely. If I want keep telling you, if I wanted to, as a general manager, siring Terrell Owens to be my third receiver right now today. He can be my third receiver today by four because he could do what those guys do third downs. He can do that. But I don't want him in a locker room and I don't want to sign him because he's a problem. So therefore, he's not going to get we're gonna get to a point because we see with Brady breeze. Philip rivers is getting up there, too and they're not forty nine years old. Brady's getting close or we going to get to the point where there are guys playing that position well into their forties. Take it or shaken take it take. Hey, take it because Brady's their rivers will be there breeze. We'll be there. Matt Ryan will be there staffer will be there. They're all going to play into their forties long as healthy, they gonna play guys retire when they hurt or they really, really bad. And these guys just name. They're not showing any size become a really, really bad. Right. I mean those old guys at quarterback in the NFL that a starters, not Ryan Fitzpatrick. I'm talking about real players that are all quarterbacks. And you'd think about the ones we're talking about the rivers to Brady's breeze. The Matt Ryan's the missile wanna Jensen shafir before the effort do any of them look like they went down. Not really. And they're all old. The only old one is Eli slowing down. He looks bad and he looked back slow into speaking of ee ally, the guy that they drafted to replace Daniel Jones. They put him on the video board at Yankee Stadium and. Preseason game. He hasn't taken a snap. It will work out for Daniel Jones in New York with the giants take it or shake it. Shake it. He's in trouble. He's in trouble. Yeah, he started yet did show up at the Yankee. That's a bad move. They booed presenters. Flying. He couldn't play because they didn't go anywhere and do nothing. And he got moved. So when you start talking about you start talking about the difference between Dan Jones and Sam darnold and what the New York media and fan base could do to you. You see what they did to Jones. You haven't seen anything close of that happening to Sam darnold and all and all because they believe in one, and they don't believe in the other. Take it or shake your bay Postle by Suzy's shark bait over there, coma, poke Lloyd. Cloy keeps getting mad again. It is ridiculous Suzy's shark bait. Letting it breathe alsi. Yes. Gotta breathe. I feel like club in now. Yeah, yeah. But it's only ten o'clock in the morning. Sure there's someplace started part time somewhere. That's always a. LA whatever you want whenever you wanted it somewhere. Yeah. One of those dates. You know what else is out in LA, if you looking forward to find it somewhere somehow appeal for it. Oh. Sometimes he's. That's right. Need no pill to beat a show of. And the show the people celebrating hump day Wednesday by giving away tickets every hour to watch the USA men's basketball team take on. Pyeho for everybody. That's why August sixteenth at the Honda center in Anaheim. Now, it's right. That's right. Here's how you can just call this number. Eight seven seven seven ten ESPN, caller number seven who can answer this here question. Let me just search for something here. That's yes. All right. That's all right. Sales you to get on the Lakers for cheap. Oh, good. One. How about that? Ain't gonna stay still had to give you a ding. So come see the top two teams in the world with USA stars like James harden, Dame, Lillard, Kyle Lowry Kimball Walker and those favorite cow Kouzmin. That's right after the question kind of rhymes with coke is not rhymes. But sounds similar. That's why tickets are available on the center box office, or TicketMaster dot com. There's something deeply wrong with Chris because of the music. No, not because of the music. Oh, the facial expression, what you're using your microphone for. Behind the curtain. That's that's too much. What you were doing was too much. It went was it when Travis took that being so, well, I don't I don't know why had to hold still for that. I mean that could have been on the moon. It's the same with God that whole moment. All right. Drag me down that road. Here's Brian Windhorst talking about what the Lakers have in what the Lakers, do not have really good news. They've got to superstars stage. The bad news is, they don't have much else. And I keep hearing people talk about their twenty two million dollars cap space, but it's not twenty two million. It's actually closer to eighteen million because they're going to have to account for the cap, hold of Reggie Bullock, which is about four million dollars. In saves. They have no guards on their roster. I think there's a decent chance. They may have to keep him. In addition, they cannot trade, any more future, first round picks, all of their first round picks are encumbered under the Ted step enroll because of the deal that they made with New Orleans. So this is really going to come down to difficult threading the needle to hit these role players. They really don't have the way to build this team other than through free agency and just to just eighteen million really, if they keep Reggie bullet foamy heroes. Let's just for the sake of this conversation, assume that would Brian Windhorst said is exactly right. Okay. So what? No. Keep garlic hit fence. So, so what they're they have to thread, the needle. Okay. They have LeBron James and Anthony Davis. So they're in a little bit of a pickle, as far as how much money they have to spend in who they can spend it on. All right. They have to go and find some guys that maybe might have to take a little bit less or somebody that maybe is a little bit less of a player than somebody that a perfect universe. You'd want to go. Get these are problems that are result of the fact that they just got Anthony Davis. They may have take a six foot seven guard hit the three twenty eight years old and plays defense. I don't understand all this. This entire conversation is predicated on that the Lakers have done something wrong. The Lakers have blown this Anthony again I Leonard spent a year on the bench because they had a leg. Injury is slash was frustrated with San Antonio. And we forgot I'm not talking about you and me specifically I'm talking about the basketball fan. We forgot just how impactful Leonard was we just got a really good look at it. They just had a really cool parade in Toronto the other day because of how good he was. Anthony. Davis didn't play a lot last year. Do not forget how good of a player this man is he is a top five guy, maybe even better than that in the right circumstances. This was when he tore Portland apart. Two years ago, we were having that maybe LeBron Katie are not the best player in the league. Maybe it's that dude over there. He's here. So whatever the price was whatever has to come next. Okay, I'm willing to pay. I just I love Brian. I just wanted to stand that logic. They may have to. Reggie Bullock, first career is thirty nine percent three point shooter. That's basically forty percent. The makers are in trouble now they may have to keep a career forty percent three points shoot on their team. Come on now. What are we doing here? I know we have to keep talking about until the draft happens. But come on now, Anthony Davis, his here. He's going to be a Laker. He's gonna play with LeBron James is coming off a season where he was twenty eight Nate. Yes, he got hurt for the first time ever, and I'm even of the opinion that I, I think that we have to at least go into every season from this point forward LeBron saying that, you know what eighty games is probably a big ask. But, but if we can get sixty eight or seventy right on, that's good enough. If you can get sixty eight or seventy games from LeBron or thereabouts, and you get full Anthony Davis and what he said, you know, they have to superstars and not much else. Kyle Kuzma is not James harden, or Steph curry, but he's not nothing. He's not just some guy who's wearing a uniform who's in the layup line before the games. He's a guy. That's a good player that just about every other team in this league would want to have. Yeah. And by the way, I get it. His three point shooting took a dip. I get that. Also know that he played a lot of games without LeBron James and without Lonzo ball. He played a lot of games in which he was forcing a lot of shots. He won't be forcing shots with AD LeBron James and the floor. He'll be getting y but naked open shots. Those two guys floor. I liked the idea that they found a way to keep a twenty point score on their roster who makes less than two million dollars. I don't know why. That's the problem. I don't know why Brian wind horse thinks is a problem that forty percent shooting guard who six foot seven may be on the roster. Next seats that the idea that you know what you need. Lebron Anthony Davis and by and find some way to pay boogie to that. That's a win in the cycle hold on a second. If I said to every other team in the league, maybe not the warriors and you want LeBron AD, and you're gonna have to. You're gonna have to get a little creative to figure out the rest of you want that everybody's saying. Yes, I don't understand. You're listening to Caspian Los Angeles. Tomorrow, L z who. We'll throw an Anthony Davis party all over again. Have a fantastic Wednesday. We'll see them all.

Lakers Travis house LeBron Cao Cao Korver Anthony Davis LeBron James Chris Z NFL Los Angeles ESPN Korver Rubio Dan Jones Honda center Kyle Lowry Kimball Walker James harden USA basketball TicketMaster Cleveland
18 to Big Business

Real Estate Disruptors

1:05:03 hr | 5 months ago

18 to Big Business

"Hey everybody you. For jones. for today's episode of real estate disruptor say we have ryan zone with thirty four holdings one more player and the phoenix market. And he's a show how the twenty four deals in the first quarter this year for over three hundred k. Before even turning twenty three years old if this is your first time tuning in. I'm steve trang. Sales trainer for some of the top wholesalers in the country. And i'm on miss. You create one hundred millionaires a question. You get all the time times how to become one of the one hundred dollars information on this podcast alone is enough for you. Become a millionaire next five. Seven years take consistent action and you will become one when you hear nugget type in the comments section and after the show identify your single biggest takeaway in focus and just that for the next seven days if he is today please tag find below. Share this up right now that we can all grow together and this is a live show so please ask your questions for ryan to answer your ready. Let's do it all right. So first question is what got you into real estate super super so i started real estate at eighteen years old. It wasn't until about a month ago. I was just able to kind of connect. Some pieces. My brother actually paid for me to go to rich dad. Poor dad seminar. I was a senior in high school. Obviously it didn't take it that serious but we're there for a weekend. I paid or he paid for me and one of my buddies to go. Buddy slept through the whole thing and i ended up graduating as a senior obviously high school and i was like what am i going to. College was the only thing i knew was not on the table. So i waited out with my options and like you know what. Let's try real estate. School college was on the table. It was not gpa. Was not there. And i had no desire for college. So was there any kind of deliberation whether something like you know a conversation with the parents or yourself talk like what or was it. Just simple who is a mixture of multiple things My dad told me he wasn't going to pay for college. Unless i was going to be a doctor lawyer. Attorney engineer teacher. Sure there's probably couple more. And i looked at all those and i was like heated high school. So look at option one doctor. I mean that's a lot of school attorney. That's school I just crossed off everything pretty quickly. And i got to the point where i'm like. I'm probably not even going to be a good nine to five employees. Okay so your brother take paying for your help at all or is even was like a waste of money. The only thing. I was able to take away from and i hate to say yes wasted his money he was like twenty five hundred bucks for the weekend by it was a sales pitch those guys at the end of the day. They're going to tell you all this stuff about their program. They're going to teach you enough to where you're interested in it but then at the end it's like oh bring your credit card to the back of the room. Twenty five thousand dollars to be coached. One on one i love blah so i was like i mean. I don't know twenty five thousand but i mean sure this maybe i don't know so i just kinda i ended up passing say the time being but then i was still a senior high school so it was just graduated. I weighed my options. Real estate seemed to be the only one that you didn't need a college degree for and i could be my own boss. What about real estate direction. So my dad and brother have a restaurant repair company that's what brought my family from illinois to zona. Initially it was my mom and dad starting the when it's windy city equipment restaurant repair. Hvac company and for me. I used to take my spring break fall break summer breaks school and i would work the the time off that i had from there over at his work and nothing against his company. I just realized pretty quickly that kind of like the conversation. I had before the show is. I'm not your guy is going to get his hands dirty on the suit and tie business guy that can have conversations like this present myself with somebody and then hopefully make enough money to pay somebody to figure out the problems right so okay so your first step. It was real say school first. Step israel state school. Why rose's school to my dad told me to do. I figured if i failed. That'd be eighteen worst-case scenario out. Maybe call it a thousand bucks lose okay so then you want to say school georgia would you do with that started off july fifth twenty sixteen I just remember that because all my friends afterwards went on vacation with their family. They were giving money from graduation so a lot of them kinda stupid within spent their money For me. I went right to real estate school july fifth because i took a little bit of a break from. I think it was like june to july. Whatever a month to myself then. July fits started the real estate school. I got out. I think it was a month and a half. And then i started off on a team it was on the team over at keller williams. I was basically an essay inside sales agent. Just working leads ten twelve hours a day so it was like a situation where they were coming to the school to recruit you or no. I was full of myself in real estate school. They tell you to go. And interview all these brokers. And so i put on my fanciest suit and tie. And i went and thought that i was the one being interviewed by these brokers and i didn't realize i'm doing the interviewing i have to pick the one that aligns with what i think. It worked for me so i ended up marrying a down between two places one was like the big fancy penthouse brokerage. And then one was keller williams. I decided to go to keller williams because they offered me a salary even though it was only twenty four grand a year and i thought that that was stability and so i had that another part of real estate schools. They teach you everything just like high school. They teach you everything that you need to know about how to do your job and how to live life right. Now i don't know Real estate school for me. I only knew three percent commission and that was the only thing i retained from the school. So when signing up for brokerages and teams. I saw seven and a half percent. And i'm like okay. I can make some serious money here that i realized that seven and a half percent of the three percent. And so you see you learn three percents normal three percents normal sorta normal common and easy seven and a half okay. That's way better than they told me. Fallen. and this is my twenty four grand salary. Oh yeah oh yeah right okay. So what did you learn working on a real estate team. You know so my specific job. Being the i was just going through their. Crm working through their leads. Their database sales followups most importantly was just having conversation. I didn't realize how people are so scared to pick up their phone. And just hey our you so especially young people. People are all just text text text so for me. It was just honestly working through leads figuring out what the process was. You're not gonna close somebody on your second phone call with them. You've got between seven to twelve calls so it was just mindset stuff having to get hurdle how many making them man. I was in the office every day. Like seven am. And i was there until about six or seven at night so it was a dialer. I couldn't even tell you the amount. I was probably going through five thousand a day ish three to five thousand a day so brand new out of real estate school eighteen years old and you just pounding mojo all right. How long are you doing that. Four months okay. What happened four months. So i was able to get some success pretty quickly because when you're doing numbers at that scale like broken clock is right twice a day. You're bound to fall into something. And so i got four deals. My first four months by i red flag was that i didn't get paid right when the deal closed which is fine. I mean each team has their own agreement and split. But because i was technically salary plus commission i got paid win. My paycheck was gonna come. Gotcha so i got. The deals closed and out of the four checks is a check for nine hundred bucks. And i was like whoa. That's not seven and a half percent. Yeah so okay so you close your deals. And then that's when maybe reading the contract might understand understanding the contract so you get your first paycheck and literally. It was a paycheck. You look at it. It was before the haitian to to make even better about to go to chicago. My aunt's wedding and i was get my check before i go by my sports stuff and give me a check for nine hundred like well. That's the flight. So so that's seventy percent of four deals okay and so was that goes on an abrupt ending at that point then. I know so. I ended up transitioning to the investment side. Where i had no idea what i was doing. I was just kind of connected with another guy in the team for them. I think it was no stress. They didn't have to pay me a salary or anything like that news. Just based off deals. I bring in but i had no idea how to work through any of the systems other than i mean. I saw the entire database the database they had was like thirty thousand leads But then each individual agent on the team had their own like sub domain to the crm. They had maybe call it a couple hundred leads so for me working through that i was like whoa hold on like i don't have any leads now. I saw the thirty thousand had. Who's working those thirty thousand for me now and so it was kind of like i think that limbo stage were just didn't make sense for me to be at that team anymore. I didn't have somebody working leads for me. Setting up appointments and then also believed that. I did have really five ten. M wasn't crazy only. You're you're now officially worker. More than the agency cited as opposed out. But you're on your own to hunt bursar okay. So how how you do that for. So i was with them was two weeks. Okay yeah so did you. After that i split apart from the team. And i went and found a guy that has a pizza shop in tempe the my dad took care of and it was right across from a issue and i was like i called my family. Yo what do i do. This didn't work out. But i'm not done with real estate. I could see the potential. And so i made connections with a couple other agents over at kellerwilliams. Templeton was one of them and kept in contact with him. But when i split apart. I ended up finding this guy. His name is jeff. He has that pizza shop in tempe. They called them up. I was like hey man. I've got a proposition for you. You know my dad but let's meet for coffee so we did I thought it was shooting for the stars. And i sat down with them. Because i was like. Hey i got a good idea. You worry about the deals that you've got. I don't want anything to do with it. Anything i bring to the table. Let's split fifty fifty and he said yes. That was really hard sell. I know it's funny. Because coming from where i thought i was getting just completely screw over to that. I felt like i was like oh man like why would he say yes to me in hindsight now if somebody were even come to me and said i'm like yeah. You're not risk like why not you don't want any money you don't need okay. Yeah sure bring me a deal on a bus with you right so okay so you go work for jeff and this is a different brokerage yes different brokerage so you went to different brokerage and i remember because i i i know the owners are there. And they're like man like this ryan kid is is out of this world. He's gonna crush it. He's kind of like the future face of our company and then that didn't quite happen. Yeah so you went well. Let's talk about what you learned under jeff. Four time we went after the answer. So under jeff learned everything real estate one thing. A lot of people don't know about what i was able to learn knows with him. Is we specialized in commercial and business broker transactions. So we sold. I mean nine and a half million dollar car washes be sold. Five hundred thousand dollar -mercial buildings like we sold anything and everything to then. Even nail salons restaurants are recording studio company like we did a bunch of business transactions. I learned a lot of things that i could tell you. The traditional agent does not know so there is that and then also obviously the traditional business of helping people buy and sell superintendent by the people. Were just i mean obviously. I don't read the paperwork sola so you start off in sales agent. You're calling leads eventually. Go work for commercial guy And then you connect with templeton sort of we him and i were like a mentor. Messy relationship for a year and then we ended up starting our own team at that brokerage like another seven eight months but we grew the team pretty quick we were the number one team at the brokerage and it pretty well and then you want to go to xp right and you work with templeton with the temple de kind of open. Your eyes investment side. Absolutely yeah okay. So what were the things. You learn from templeton so it was actually just one breakfast. It was kind of funny how it all played out. But i think similar to what you had heard about the old brokerage. He heard through the grapevine that i was doing. Pretty well in the traditional side Went out to breakfast. And i always say like this story. It's hysterical. I explain it. But i went to breakfast with dude. And he's telling me like he does like thirty forty million a year on traditional sales. And i'm like i think we're on track for redefined million okay cheese. So there was that and then he's like yeah. And i do this thing wholesaling i bring in an extra four thousand on the side of a year and i like just stopped dead in my tracks and i just put my down like did you just at four hundred thousand on the side sierra implying. This isn't even like your fulltime job. What are what are you doing. And as i kind of connected the pieces of what this wholesaling concept was. I was like just mesmerized. I went back to the brokers. The ones that i had those with jeff and i was like wholesaling. This is the future. Nobody's doing it me. They didn't trust me so they didn't see eye to eye on that they did not. They told me wholesaling. Not a way to make money in real estate. And i've said similar things along time ago right. None of us are perfect. So you go to learn from templeton. Who's doing the show twice already And so a which point do you start actively selling. It wasn't until i had actually switched over so he switched from that brokerage to xp were templeton. And then we left. Xp and it wasn't until beer at stunning with you over here. Where are you guys. The students said the brokerage. So you come over here so get templeton over here you over here but before you blew up to where you are today. There was also another friend of ours. Would you mill. Yes little bit about that absolutely So when we switched over from e xp to stunning homes with you I had basically got kicked in the teeth that was i was going from top team top producer to. Espn felt like we took a hit down a little bit house. Like i need to just redo this. Because i'm starting team on my own now. I don't have a business partner. I don't have any of the agents on the team except for one. Like what am i doing so i really relied heavily on you in relationships and then you kind of opened the door for a lot more opportunities and just conversations that i felt like i could at least hold my own on right and so i went The story of how i met djamil was crazy. You gave me his number texoma. You're going to meet up at. We'd planned for his office. I called him an hour before the meeting came in. And you know. I'm on my way or i just wanna make sure we're good for an hour. We're going to be meeting. Our guest sounds good. I'll send you the zoom link. I'm like well on local. I'll be there in twenty and they go even better and this dude. It never met me. Never even knew who was. Maybe had a simple conversation with you about me. By as soon as i walk in that door it was just family than like everybody come on in. We love you ryan. Let's show you the operation. I mean i had no idea what acquisition disposition any of what their departments were. But i was like dude templeton. Mix four hundred thousand wholesaling on the side and djamil. Does this full-time. Yes has to be legit. Yeah so it was like a knows that same day. He told me that they were going to be releasing. A course called ashraful being And i i don't know what in my head was going on. I just hand into my card. He didn't tell me about motza closer in the moment. It which probably says that. He's a really good one. Yeah but no. I gave him my credit card. I was able to once. They told me to mount negotiated. It's be a couple payments among sweet. But i was actually second student in that program. Oh you're the second senate astro number two. Oh i had no idea number two number one. I don't know. I haven't figured that one out to ask them that. Yes so you can cause all unite. You know we. We mentor together. You said there was something about astro that. Open your mind like yeah. You heard a little bit from templeton. Yeah you see you from djamil pays and other guys in town stuff to share with you but there was something that you said within astro. That opened your your your mind. Was that so for me Obviously i'd been in real estate on the traditional side for two three years grew team and all that i already had about twenty ish million in sales under my belt so for me. I was still a little bit intimidated by escrow and contracts but i kind of the perception that escrow. They're going to tell you they need something and contracts everything's fixable with an addendum. So i like got rid of those limiting beliefs right away going into the program because we one was all about mindset. I was like. I'm gonna take this so serious. I have a guy traditional team. Kyle is my director of operations. I came in. I'm going to go for a little bit. I'm going to be locking myself my room and going through this course if you need me. Call me other than that. Don't need me. Yeah and so. I went through the course and again having that prior traditional experience for me a lot of the stuff that i think people really overthinking the escrow contracts and then the whole process of wholesaling for me once i was able to understand inspection period earnest money equitable interest assignment contract done. Yeah and it's something i've said before and i don't think anyone takes me seriously is the the the biggest challenge to wholesaling or the biggest threat to wholesaling as other realtors. Oh yeah because there's a lot of overlap between the two injuries. And i think some of the really good realtor and could off their high horse and judging the wholesaling industry they can crush in industry. Unfortunately a lot of them won't get off high horse And so let's talk about you. You started real estate eighteen years old. You're doing deals in. How old were you when you started doing the wholesaling i was twenty. Yeah because i still remember drink at the christmas party. I do remember that sir. So you're doing your first wholesale deal twenty. Let's talk about your wholesale sure. It was a fun one. It was a facebook group. Shout outs man christian P brought me a deal. One of the techniques taught in the program is you can actually have your buyers your end buyers tell you what thereby number is to you giving off out so you just gotta be slide with your words and how you're working. Everything went to one of my reps over at kigali. I've no idea what i'm doing. This is my first deal dot. This guy sent me a deal. Where do i need this. And they said something like ninety five. This guy sent me the property at fifty five. So right off the bat in tucson. I'm like okay. They said they need ninety. Five at fifty five. Let's get a little strategic here. We utilized an option to get the ability to blasted to keith lee. First and then once they ended up lasting out the only thing that made it kind of a nightmare was we had five or six wholesalers ended up being on the old transaction when it was all said how many like five or six it and it got crazy towards the end because we ended up finding out there was some liens on the property. It was like five thousand six thousand dollars and me just being problem-solver. I'm like a wholesaler. One hey wholesaler to wholesaler three. You take a thousand off take five hundred off you take two hundred off so you're gonna go with everybody along the way yeah. I think that's frowned upon. But i made it happen. He made it happen. And you got to close so instead of making eleven or twelve on the first one. I made like nine. But i still saw. The course costed seven. Yeah i mean. I was oh right off the bat. You paid off your the cost for the wholesale course it. So that's huge. How long from when you first got astro to when you close month and a half month and a half so that's huge as well all right so you also do like to preface it by saying when they started the i had basically one on one training with just. I agree where it was me and two other people in their calls twice a week. Yeah so probably helped a little bit. There's a lot of information you can get from a guy like just i and you're talking to him to three hours a week so yeah for sure. There's actually if someone in our mentorship program and he actually mentioned that low signing up for new coaching programs. Because for the first six months when you're gonna get the best out of the loop all right so you closer i deal. What'd you do after that After that i just reinvested it and put it right back into marketing. And i said let's do it again. Yeah because i know along the way you were doing deals in tucson and you're selling them to our friend ryan but anita you so talking about that transaction. He's bought a couple of from us. There is one. It's been a while now. He remember roy salam. I think it was probably your show or it was social media or something. And i just called them and i was like. Hey i gotta deal. It was prior to him blowing up on tiktok and all that stuff before he became an influencer right. Yeah but no he was just a super normal person bone was like this is where i got the property. This is what i think. It's all that he's like sunday assignment. Yeah okay. I hung up. And before i could even finish this contract. He had earnest money deposited title wired and everything it was like. He's a pro. Yeah and i really love that transaction it has special place in my heart because that was how only in the what i know about that transaction was. I saw an instagram story. We you tag me ryan and magnus a deal with ryan in tucson a my title company and i find out about it the closing on instagram. Like that's the best way. Perfect scenario do it right. Love it And it's just the power of networking for everyone here. The the the networking creating a community Face to face and through social media. Oh absolutely is mind boggling okay. So how'd you go from there right. That was that was three years. Ago was two years ago two years ago. Yeah how do you go from that. Two and half years ago to where you are today. We're some of the big learning missteps or whatever much time do we have time. So i've made pretty much every mistake. I would sit all rephrase this. I've made a lotta mistakes for the hiring and firing and expanding like. I've tried to scale too quickly with teams. I think that was probably my biggest issue was last year about this time. I was trying to grow a team. I thought more bodies met more production. And that's not the case. You need to have people that want to be there because those are the people who produce so big big learning opportunity for a lot of guys listening is scaling too fast in having too many bodies that you're responsible for what would you attribute that to the desire to get a lot of people. I thought that i think okay. I think a lot of it has to do with being in this market. You see so many people that are just crushing it and so it was almost like that. Level of comparison of late will so and so has acquisition managers disposition managers. Some people even have senior and junior acquisition and disposition. I need to have that right and it was me also trying too hard instead of doing the work myself and figuring out how to do it so that i could best coach people on what. I'm trying to have them do. Yeah i mean that was probably the first first of many mistakes and the other thing too. Is you look around especially in this market like you mentioned walking key whose office thirty people at a computer you go down to. The batches office is a bunch of people in there right so i can kind of see why going to these rooms seems other people that are trying to catch. It will have this keeping up with the joneses. Yes that's that's a very good way. Perfect okay so you learned that lesson. What did you do with cleaned house again. So that was last year about this time we had acquisition guys to door knockers. Three as and then it assistant so you went huge on the traditional side. Winder the all the way down in our colleges runs that correct and then you win huge on the wholesaling side. And i wanted that dessus correct and so now you kind of have a happy medium. I have fantastic. Happy medium guided okay. What other lessons that you learn along the way So for me also You don't need to spend a lot of money to make a lot of money. I realized also and it seems like this whole perception is reality is just the running theme here But through social media as well we've got a lot of connections out here where a guys are spending two hundred and fifty thousand dollars a month in marketing. I was spending five to six thousand. I'm like that's not enough. I eat more opportunities. I need this. I need that and actually it wasn't until you hide your event. Where was it was over at the guild office. I think with all of the The guys it was like your first shot that you did workshop. Yup we had a. We had basically all the guys in town. Right so we have a brokerage with a lot of wholesalers. So we had templeton corey. Was there corey. was there Jeremiah dallas because teams here cameron daniels was in there. But i don't think he was. Matthew potter wasn't so basically everyone is doing off. Market deals at brokerage. Wasn't that room direct. Yeah and so. I think just being at that event my first real lake good moment of. Oh wow you don't need to spend so much money was when you started going through your systems. I was calculating my head. 'cause i wrote down every website and went back to my office like those systems out of twenty five hundred bucks. What what am i doing wrong. And so i started like basically reverse engineering at all and it was like two weeks later. Three weeks later we went to your sales workshop. And then i started implementing night. We ended up putting one of the acquisition guys through saying there afterwards and and so i really double down on the sales skills all the sand their training books even though he didn't pay for the program and basically just tried to pick as much as i could meet a couple times a month and i'm like did you just sandler me and i i i know i said the all time too but i definitely did not just that time of multiple times. All of course can't help myself all right sales now along the way there's other communities that you surround yourself with as well got brandon simmons right you've got his group and then you get nick perry and whatever we get so talked everyone else about the power of reaching up or reaching across the country. Yeah so for me. I mean i can even specifically to non just countrywide. I've only gotten as far as i've gotten because of other people my straight up i have nothing special graduated high school the one point i was talking at one point. Eight or one point nine. Gpa i like nothing special of your. I just surrounded myself. People were smarter than me and better things that i didn't wanna do Was that simple. So when i started the team i had no idea what i was doing but i knew any leads. The salary was obviously a good kicking. It made me feel like i was stable Then from there jeff templeton. You djamil like you said brandon all these groups that i'm in i'm in a lot of masterminds I always try to make it where i'm in a room. Were on the dumbest person. I want to be a sponge. I want to absorb as much information as possible. And as i started to be in these rooms you start to take like good things from people in bad things really. Okay take this with a grain of salt. Take that whatever but for me. It was really just an eye opener to realize that the same thing i just said was the same opinion in perspective that everybody else had they had this mindset that i want be in these rooms with these guys i can't tell you how many of those guys coach me and they're like you are like a breath of fresh air being young and in this room it's not like it's all just talking shop present here like i. I walked into like what's up guys energy. Let's go and so. I don't know if your who's drive yourself with your network is your net worth white straight up though. Those guys are now some of my best friends. And i call them weekly like were in that mastermind with nick. Perry and corine albans. Top hitter is and we meet usually twice a month one halfway through the month and the one at the beginning of the month and we go through our. Pnl's together we go through all of our lake goals for the month goals for the year. We have accountability partners. Like it's that kind of mentality that i want to be around because it helps me gets the next level too and again and h twenty. Three is incredible as you're at that level to be learning right at this time. I will see i want to say i was just fisher Finishing grad school. Getting ready to go to go work at intel. Going going to get eight nine five job and so You do traditional and you do wholesale. How do you balance two because there are people that think you can't do both you to you can't do everything on your own. I actually was just talking about this team today. You have to do everything lake in a process by relying on other people. So just as i said a minute ago about relying on other people's strengths for me i could tell you paperwork. Transaction coordination at clearly not it. Yeah kyle handling the transaction coordination of the people work for the files on the traditional side the on boarding agents the hiring of them. That took a load off of me. That i wasn't able to realize until i really got into the investment side that well and i had a lot of people on the way of course saying shut down traditional shutdown traditional as i stepped away. Our production actually went up. And i think it's because i was like a helicopter above monitoring being like this is my baby. This thing has got to be perfect. This is my name my reputation. My brand and as i stepped away restarted just expanding bringing on other people that were more like minded but also i was like disconnected. Little bits the word kyle could come and say hey this system should change or we should try tweaking this or what's your opinion on this And it was things that kind of just helped me to step back and be like well. You're right where i'd be like man. I have nothing to lose. Let's do it. Let's take a risk. So how has your age affected your business. When i first started. It was my biggest weakness. And now i would tell you is my biggest strength weakness mindset. You have this mentality when you first get into the industry especially being eighteen. That high school didn't teach me anything. And i'm surrounded by people that are two maybe even three times my age and on top of that this is the most important and biggest purchase and sale people making their entire life is buying and selling house. Why would they trust me eighteen. Yeah it's a limiting belief to an extent. But i've also had a lot of people. Tell me no way. Would i trust eighteen year old So i had the mindset of just surround myself by somebody that makes it look like i'm credible so when jeff and i were partnered up we used to go around telling people i was the social media guy he was the business guy and i could tell you all these business owners would eat it up. Because they're like he's he's eighteen. He's nineteen he knows how to use technology. I am probably the worst technology driven person my age than i've ever met and i have these older like south my which has got to know what he's doing all right so for me. It was just kind of leading into that now. Being my biggest strength. I've got the time that other people don't what does that mean I would say most people that are twice my age that are intimidated. Would be the fact that twenty years. They're probably not in the industry. And i'm still going so i've got plenty of time on my hands. I've had actually quite a few people. Come to me. And say if i could give you everything i've acquired all my properties all my money everything to go back and have your age. I would do it absolutely. And i take that pretty seriously. It's a minute. I'm in that category. Yeah if i could have what i know now at twenty three. I will give up everything to do that. Okay so now that you've started three companies now three okay. What are those three companies again. We've got the traditional side. There's a linger the helps families buy and sell we've got thirty four holdings it'd be flipped wholesale properties to and then the staging company that we just bought and you're doing one hundred a month. Now how does that break down. So it's usually a mixture of really just the two companies of traditional and wholesale company. We just bought two months ago but between the the two other companies were doing about it. Ranges anywhere from bad munch traditional two to three deals. A great month is six seven all the way up to ten on the investment side. Were fortunately now just got over. The bubble were hitting ten a month. But we're averaging between ten to fifteen of those average wholesale is about twelve thousand and then we're getting a lot of obvious on market deals to gotcha and so talking about wholesale side. You do double digit. You have a process that most people think is impossible. Let's keep it that way. No we're not gonna keep it that way so because you're in one of the most competitive markets in the country right and you're doing deals. What is your number one lead source. Mls how is that possible. You know. I love when i talk to people about this because i coach a few people to and stuff from social media and i always tell people this is like my number one lead source and the faces of these people when i say to them is comical. Begin as everyone's like it's on the mls. it's already gotten offers. It's already too high. Their retail value their terms or ridiculous. There's commission involved. There's listing agent that whatever their excuses for me same thing when i started the astro program. Flip my hat around. I'm like i can pretend. Like i know what realtor thinks because i am a realtor leading so when i call somebody and say do you wanna make twice as much money and they say no i. I i'm appalled. i'm like whoa. What do you mean is it your brokers you is your client okay. No worries we'll it ourselves and take the commission that's fine or we'll go and represented so we've really just dialed in the process of building rapport with these agents You could probably even answer this. One guys list of property get offers that are cash without them calling you following up. I think i think the most atrocious whenever guy wants majority of course thirty for thirty cents on the dollar i saw him last bro. he's like it was automated. I'm like that's the problem. You didn't call me. That's why i would have gotten the deal. I actually want to give a shout. The guys on the team albert. He just locked up a deal three days ago. Monday or whatever it was listed at five seventy five. We got it at four fifty five. How i don't even have words like this is the biggest price off from the list. Price that we've gotten so far since i've been doing this. He built such good report that he was on the phone with the agent for over an hour and he got to the point. We went out and looked at the property and everything that they had to other offers on the table conventional. Fha that we're at least twenty thousand higher than us and they decided to go with us. Because of the report that we built with the sellers agent. Gotcha so we commissioned obviously and then we'll see what are the strategies though if someone wanted to go through go through the mls thing what are the strategies. I think it's being specific. Just like on the approach of people do the the mass texting cold calling the problem. That people have is that they're not dialed in and they're not specific enough of what their searches so we do a little bit cold calling on her ourselves but it's very dialed in just like the. Mls it specific searches each. Mls is different but out here. We have the public remarks. Private remark semiprivate remarks. You type in motivated in semi private but then you remove it from there and you put it into the just public one. Those are two different searches So it's like having okay. I'm gonna go through all the motivation between those three today. I'm going to go through. All as is as is could be typed in one word as dash is as is with the space. I mean there's so many ways my favorites invest catch investor investment investments But then also if it's been on the market in gilbert or anywhere in the east valley that super desirable for people that don't know listening aren't local. If it's been on the market in serb leader like that for seven days were on the phone and it. Just because if it's on the market seven days in the market where i could sneeze and before i even with my listing people. I've got five offers. There's something wrong. And what. I teach there is that it's either a bad agent or it's a bad seller sometimes. You're lucky both. Yeah so the one. We don't do a lot of. Mls deals with the one that i enjoy the most one that we it was two hundred five we contractor for two hundred and then we listen to the falling to seventy and all we do is clean up the backyard. I believe it and it's crazy to me. How does that work by. That was probably a mixture of wool does probably more. so bad. Agent bad agent where couldn't walk in and just say let's clean this thing up and we'll get our to seventy five well on that one. I'm convinced this is only a year ago right and that they were using an iphone for photos. All right. so let's talk about how much wholesaling you're doing. And how much flipping. You're doing so wholesaling again. Ten fifteen a month Flipping right now. We've got to active projects on the way we just sold our big went up in scottsdale a couple of weeks ago. What you do on that one. The one scottsdale and we netted one forty one forty one deal. We picked it up at five twenty five probate. Mls commissioner by it we put in fifty five into it and sold it at seven fifty five and i think that's one of the things that you kinda giggled by sea like on tiktok right. It's like not only by such a good deal. I got paid a commission on top of it and these commissions are small amounts. No i mean two and a half three percent and the best part is to again to regent how many agents do have even at the brokerage that you've talked to in the past that would die to have a five hundred thousand dollar buyer. I'm reading the offers. As if i am the buyer and getting the commission off of five hundred thousand dollar deal without even buying the property. Yeah so yeah. It works pretty well for sure. Okay so then. What does your company look like today. So i spend most of my time with thirty four holdings that's on the investment side. I like to be going through. Just my. Mls deals offers. that were submitting I sign all the paperwork. All the contracts send out usually about like anywhere from thirty to fifty just depending on. How many people. We've gotten the office that week Aside from that on the zoolander again that site i'm disconnected from. I'm only helping people with buying selling. That are personal. Friends and family Aside from that we've got kyle director of operations and then amber and those are my traditional agents and then on the investment side we've got albert myself and then we've got a bunch of acquisition guys. Were hoping to bring on here in the next week. You recruiting as well we are we had. I think it was six interviews this week. And i think if you've made past gotcha. Okay so one thing that you talking about quite a bit touched on a little bit is social media. So i'm always pushing to go harder and social media. Would you only what what what is your opinion of social media. You know i. It's a double edged sword. Because while i can list off the things i don't like about it. I think it's better to start with the things i do like. It has an extreme value. And we're the were as a society the amount of impact that we can be as influencers that we could be as business owners that we could be even marketers with social media ads. And what we're doing it with all that fun stuff. The endless opportunities of what i think it's even a limiting belief of people like my parents age that were like. Hey you need to go to college. No maybe not. They didn't grow up with facebook. Instagram tiktok late. The opportunities are ridiculous as things. I don't like i really struggle with the whole. Let's deep dive into somebody's personal life. I'm all about the whole privacy. I feel like. I worked so hard throughout the day. Ten twelve hours. And i'm like wiped like i'm done. I want to go home. I want to spend time with my dog on. Watch some tv. Or i just wanna unwind book whatever and social media just feel like it's perception is reality. It's so easy to get in a fight with a spouse and go on social media. Be like oh. I wish i had this person's life and i just i don't care for that at all. Yeah so what are you doing to intentionally create content. It's usually on my team forces me and they say hey. Remember how you yelled at us this last week for not doing content What are you doing right now. And i'm like content like camera. Let's go well because you know it moves the needle. It does and on top of that to even while. Mls is my top. Social media is a very very close. Second lake added the money we've made so far this year a third of its probably come from social media. Talk about that. What are you doing to get that. So i think that honestly it's just that we've built such a good reputation in this community and being around some of the guys like you. I mean we're able to mooch off of you guys amazingly thank you. Yeah but we can tell you guys you tag us back but it also shows hey. These guys are credible. That are friends with steve. Like i get people that. Ask me all the time. How are you friends with guys. Like i show up and they don't tell me to leave a fantastic kicking me out but i think that's a big advantage for me. I media being local with everybody I've just been able to kinda shine with that. And then tiktok. I mean i really dropped the ball recently but i went from zero followers to twenty thousand in like two and a half months without trying at all and then i got dot comfortable. I had a bunch of people that could be up for coaching. Got a handful of people that pay me monthly a good amount of money per hour for coaching. And i just don't have the drive to be like committed every single day. I'm working on it. It's a work in progress but yeah but everyone listening right. I mean this is just one more thing you can add. It's free. i'll absolutely. I just gonna say if you don't have a high marketing budget. It's free it's free. it's it takes time but it's free and foot lab says you're the goat ricky. So he wants to know what made you move into the new office. Great question So the space veerappa four out again to kyle holder on my team this dude has been through the wringer and back. We've been to eight offices in three years. So the arrangement we made for this last one was kyle gave us the middle finger and said i'm not moving pretty fair. I understand The for us to office was that we had just bought the staging company and we including the the penthouse in the no. No i'm not counting brokerages. I'm calling and so when we were at that brokerage and they gave me the middle finger we went. I walked away from. I was gone for like mother too. And we're working on my dad's house we worked in regis office. That was about the size of this. We were in a bigger regions closet. That was about this. And then we went to a gilbert office. We went to a chandler office downtown office a one we were just now the one in today there was some point. You romero's office. That was the one guy and so we at the officers who was cool. They cool isn't even the word their shared workspace and that's what most of our offices have been was cheered. Workspace nothing against other people. I think that we are just fine. But for me trying to run the team the way that i do and the culture we have it. Just got to the point where we just didn't we didn't make it's kind of like roommates. Good way to put it. You gotta have you gotta be able to the right roommates. Maybe can't pick your roommates. Gets complicate exactly yeah. We biggest reason though that pushed us over the needle was that we had to get the staging company space. And so for us. I did the math on storage units. And what the amount of furniture will be bought. I mean we're talking. Three or four storage units when you're talking three hundred to five hundred bucks per unit even hundred easy math for me to grand. I mean i'd rather have it all century located in one office building and all that stuff. Yeah so. I think it's really helpful. Just think about what it cost you to do something else like. We got space. We're in six thousand square feet now and it's still so much cheaper than when i was running events at hotels i believe that right when they're charging four hundred dollars for cookies. Six hundred dollars or coffee. Yeah seriously right so you make these decisions just because it's cheaper than what the alternative is and it's not like it's free at that it's cheap. It's a lot cheaper than the alternative. Well i mean we don't lake. I didn't realized how much cheaper it is from a standpoint of what we were paying we earn an office space. That was four hundred square feet. The last one that was shared space. Four hundred square feet. That is being fifteen hundred bucks a month for I mean this one is going from four hundred square feet to twenty four hundred square feet. It's a pretty big difference like twelve hundred thirteen hundred office. And i think the rest is all warehouse like nine hundred. Yeah so it's definitely a different vibe but really works eleven. All right so rich gets richard wants to know. What is your best deal. Who my best deal on. We had a deal in tucson. I'm us we got sixteen thousand commission and a sixty five thousand wholesale so nothing too crazy. Mls steel and steel to an investor made the money and so you wholesale that two different vested. That wasn't or pineda. Yeah yeah all right. Yeah there you go so that's pretty good and again guys like we've talked about this before i know you guys don't wanna get licensed licensed can't do this get license not licensed. I also predict in the next five years. You're going to need one anyway. So you might as well do it now before it's harder to get in pretty easy so baller wants to know. How are you buying these companies buying these companies so this one to decision company we bought. That was only like twenty five thousand. So how did you find it Our we were looking for deals on facebook. Girl posted an in there and just like the sales skills you've taught us They wanted fifty up front and they didn't get fifty then. She wanted forty then. She wanted thirty five then thirty. She had another buyer thirty. And i told her i'm not your buyer. I don't want to buy it took it away. Took it away. She came back to us. Now i wanna tell you guys okay. Yeah and twenty five included furniture the furniture store. Really what we've i i would say probably about. It's all used. I think it's probably about indoor from thirty five to forty. Maybe forty five and stuff yeah. Knickknacks is kind of crazy to think about Am actually going through a business buying corser now dell from francome and it's just interesting to hear about this whole other world when you're buying assets and like when say it comes in inventory. How much into a really come right. I wanna see your pianolas. I want to see okay. So benjamin bag wants to know if you have coffee with someone dead or alive who would it be. And why walter. Payton is he For me that's what thirty four thirty four holdings. I'm a chicago boy. So for me i. I don't know everything about the guy. I've watched a lot of tape on what. Obviously i wasn't alive when he was playing But for me. He's the biggest role model for everything. You is about everything he did and the way he held himself so yeah without. A doubt actually did a book report. I wanna say middle or high school. And the thing i love most about him was he was attacking the defense. He didn't try to go around the defense. He's picking the guy. I'm running the guy that's my guy and i think that's the kind of the mindset you have as well and this business booth wants to know what the future of your business for me. I don't think i'm ever going to get to that point where i'll be comfortable enough to retire. I just don't have that personality to stop For me the future i mean. Shoot at twenty three. You got like another eight years. When i first started my initial goal this financial freedom by twenty seven from there. I honestly want to spend a lot of time teaching giving back. It wasn't until i started coaching. The people from social media. That i realized my passion actually is teaching. I really love to not be so much of an influence. Or i think as the wording nowadays everyone's like oh you're this influence regarding social media and doesn't really catch my drift It's more of the guy that's just like. I'm i wanna be that real estate. Mogul i wanna be the guy that's like you wanna call me okay. We'll start at the time. It's going to be thousand attorney exactly. Yeah so so then you see because we had our event here about a month. Two months ago had me Kong ryan and sam so you see what we did there. That's not the direction you want to go. I wouldn't i think for me speaking at real estate events all but it's about it's just the whole fame and fortune for me. It's not. It's not about the fame. I want to be able to actually provide value so a lot of what i'm doing with the people i'm coaching right. Now is actually turning people away. I want them to be a good fit. Because i can take anybody's money and provide them enough value to get them going but my natural instinct is a person is that i'm going to schedule you for an hour coaching. You're getting an hour and a half because that's just me. I don't shut up and try to over provide value rather than being cures enough to where you don't know how to close the deal but you know how to get started so you have to bring it back to me. And i think that's how most of these gurus and courses are so you get a chance to speak it jemil's master talking about that absolutely yeah That was just the ashra flipping event. It's for the targeted people specifically in the program but then also people that were interested in the program that just haven't pulled. The trigger was like a three day. events there was a panel of some of the top wholesalers. I think it was like three or four of us and they called me and they said hey. Do you want to speak on our panel and of course as absolutely so. Look into my demographics with actually watch your show. Their mail like ninety eight percent male and like sixty percent of them are twenty five to thirty four. But the next demographic is those that are eighteen to twenty Eighteen to twenty four right. So what would you tell someone. Maybe what would you tell yourself when you were first getting started. What would you tell yourself before as you were getting into this business. I think the one biggest like misconception. I had being in high. School is and i think a lot of younger will relate to. This is that you can look at your teachers. You're looking at all these people that are authorities in your life some way or another you think that they know more than you or that they know what's best for you because they're older and it wasn't until i got into real estate and start dealing with people's livelihoods and biggest purchasing sale their life that you realize how many people's lives are actually not all rainbows and butterflies more often than not actually say that most people's lives suck. I hate to say it that way but yeah seriously and so for me. I think the whole take what you can piece of advice or take a grain of salt from every person you're talking to the most important piece is making sure the person that you're taking the information from is someone that you look up to and respect guy so you don't need to be like oh my gosh steve. Train walked by me. I need ask him a question. So i value. It's no like let's have a conversation and maybe you could say something that i completely disagree with But that's where you got to be the glass half full and be like you know what he might have said this that i don't agree with but he said this little nugget and this stuck to me. I'm gonna take this and that's helmet. Remember steve. yeah so it's just understanding that not everybody can have your best interest but everybody in the world will have at least some piece of value that they can give to you. Yeah so for me. It was just understanding that and having to get through that hurdle. And it's all just mind games being filtering what makes one hundred Which you process what you will you absorb so hayes is on a cold call Do you co- call sellers right now. Do you do director seller marketing. We do direct to sell it or it's mostly. Jv so other wholesalers bringing it to me or a referral of someone that says. Hey if someone so on. The street wants to sell their house. Go through all the options and it's not a listing. It's not rental for us. It's going to be okay. We're going to buy one but you're not directly cold calling. I'm not calling okay So meditation wants to know. If you're not close the deal but it access to expire listings. How would you go about closing. Your i feel so good question So i really like the whole expired cancelled game For me at the end of the day. What i always say. I like to break it down to two categories. I always do traditional investment on the traditional side the hardest parts a client on the investment side the hardest parts finding a deal Further standpoint of that. I would say that expired. You had somebody that one point raised their hand and said i want to sell my house Again i go back to the bad seller about agent. You know it's one of the too bad agent. maybe it was overpriced. Maybe there was something that could have been done. Maybe the commission was too low and they only could get three percent commission total. So they're offering a flat fee to the buyers aging that's unappealing maybe it's a bad seller and they're not allowing any showings. You don't know until you call so you just call and you want to have a conversation with them. Hey are you still looking to sell one to three main street. I am what happened. Oh my agent sucks. I hate agents to tell me all about it. Oh okay that just a matter of figuring out kind of always agent. It doesn't matter it was a bestseller right. Always always so they're yeah they're always agent So you get a chance to experience a whole bunch of different Guys in in our space. You know a lot of the guys in our space which education course would you suggest jumping into i man. That's a good question. I think it depends on what your experience level is if you're experienced and you've done ten plus deals i haven't gone through personally but i would say. Probably an advanced one along the lines of the sub two courses pace For me personally. Being the i had no idea how to wholesale the astro flipping model was the best. Course that i've ever gotten myself into also self promo view needed discount code. Call me but No seriously though like that course was just super in depth detail. I always tell djamil to his face week. One you could have charged the entire amount for itself all mindset so those two Miguel what drives you. It's a really good question deal. So i would say for me. It's a mixture of multiple things It's more of the fear of working for somebody else's dreams so i'd rather wake up knowing that okay. Do i need to be at the office by seven. A m no. But should i be bid the office by seven eight. Am yeah yeah so. It's more of just the mentality that i would rather do this for me than for somebody else. But with all that kind of contradicting itself. My later goal future down. The road is wife and kids. So i'm doing all this legwork now and i've put up all this that i love because i want to have the ability to be a lot more present in just available later so Also you kind of mentioned the beginning that you don't really feel like you're employable. That's a very good one to somebody who can tell me. Hey be at this spot from nine to five for extra dollars per hour. And i'd be like yeah but So i wanna know. How many calls have you done in arizona this year. this month. All together probably. I've done over okay. I've accumulated and i've been a part of over fifty million dollars in transactions. Let's see easiest way to put and louise. I can't say that last name is what's what do you think are the success rate for people aged between eighteen and twenty five enter. This business depends on how bad you want I would say percentage of people that succeed less than fifteen percent. Yeah i would say is probably really low. Yeah but the good news is it's a lot of time. That's just what i was going to get into. If you've got the ability to have more time on your hands being younger yes. I've had this conversation with people on my team before with hiring is better to go younger. Is it better to go. Older older usually have more baggage but they usually have a little bit. More understanding of how life works young. Think rich get rich. Quick scheme is real estate and most of them that are coming into real estate. No disrespect but they're all traders day traders. That are the serial entrepreneur. Guys that think that this is all amazing and funding rainbows and butterflies every single day. And they get in there like wow. I haven't closed the deal in two months and there's a lot of work. Yeah why. Am i doing this. But i think the problem is the way they find us is to social media of course social media the best one to three percent of someone's life what else is okay. So that's all the questions guys. Don't be afraid to ask any more questions so right now with your existing business. How much are you spending a month in marketing. so we've actually just got back Between the two companies. I'd have to get exact what they are But i know it's under seventy five hundred bucks a month now between the two. Wow it's really low yes And then what is your total overhead What do you mean How much are you spending between everything. Police yeah yeah. That's under seven hundred. Everything that's marketing. Yeah that's that's everything awhile. We're running a very lean model super profitable model. Yes sir right like last. I checked it was seventy five percent. Okay is there any one tool or system. Some that i is a is a key that you could not give up okay Mls djamil cellphone. Docu sign yup. That's a pretty solid. It's got angie mills free jamila spree. What is your biggest struggle right now. My biggest struggle. Right now for me. I would say honestly. It's hiring the right people. I'd say that at this point. I mean aside from everybody's send me your deals finding finding next one. It's really just finding the right people at the end of the day like again going through my team. We're able to kind of realize that. I was being too hard on herself. I've hired over thirty people. Call it thirty. Just thirty easy numbers. I had in the office going through this. They all looked around. They're like well. How many have been good. And i'm like we are three out of thirty. They're like ten percent nausea. Well there's maybe a couple extra ones like so you're above ten percent on success rate for hiring. That's pretty good considering. Its commission based and your self employed. Now it's like okay when you put it in perspective that way. Thank you guys for making me feel better but at the same time to it's about finding the right people and i think this most business and industries that finding the right people the hardest part of it but It's interesting going going back to. Cow's course i listened to it last night and he said that we can buy a company the most valuable asset people are the people interesting especially if they they know the system. Yeah so ryan are. Miguel has of all go back and pass and change one thing. What would be different and you. You're not allowed to say no won't change anything. Change anything with the great questions today. He does yeah. I would say first and foremost underrate this deal appreciate it Secondly changing one thing. I would honestly say high school. I would change my attitude. I was some pumpkin high school. I was a star athlete. No i was the guy in the business marketing club. And i just had this level of confidence and presented myself but i think i had the wrong approach quite a few times so i think going back to change. That would have been just so being a little more humble. yeah. I don't know if that's possible. Yeah def definitely agree with that Our says you're the man Brian bell was reasonable amount to compensate an acquisition manager All of our guys start at fifteen percent disbelieved. They get ten percent and then everything is negotiable based on production bringing more deals you get paid more money and kevin mendoza wants to know what is your why family hundred percent i. We just talked about a little bit but for me. It's wife and kids that don't exist can say this is something you wanna share kids at the future you guys are but no yeah. That's what's your do you guys use. We use code you so you on the investment side boomtown on the traditional got. What would you consider to be your superpower. ooh superpower. This is one going back and forth on this one. But i would say. My superpower is the ability to empathize. I think that as i grew up. And you have to grow up pretty quickly as you get into these conversations and real young age i was able to put myself into a lot of people shoes repeatedly so when i'm talking to somebody even you and i explain something happened over the weekend. I could put myself in your shoes and understand how you're thinking feeling and why you made the decisions or whatever outcome was. I can usually understand that for me. I think that especially on my team. Everybody can come to me. And i'm like tell me anything you want and i'm all ears lake so you'd be well absolutely was the greatest lesson you've learned greatest lesson i've learned. I can't do everything on my own. Was something to you that it's a mixture of a lot of things But i would just say it's like as as i gained momentum in real estate my mindset was just like i was pouring into personal development and just understanding where the future realistically could be on the route that i've been and so for me it was like i would like to if i decided to go to california tomorrow. I'd like to do that while if you've got five s groves and you're running it on your own and you've got to get keys to a client deadline for paperwork and managing escrow and all that fun stuff. You probably can't take your trip and you could work remote sure but it's not a fun trip to me so i realized like if i wanted to go far i mean. What's that saying. If you wanna go going to go far go together type thing. Yep so yeah exactly is there. A book gives him more than any other I haven't gifted the same book twice. I actually have another one of make your bed. That was a good one. I've given that one out to a couple of people and then thinking grow rich have given out to a couple of people I wrote a really good one. It was recommended. Actually at your event. i think it was rough as pineda that study or sam but it was not how That was a really good book. I flew through that one twice. So gotcha and lewis wants to know the getting into commercial or multifamily Yeah we've already done a handful of Multifamily and then commercials my second language so we actually just got under contract this week. Another piece of land that they're building a one point five million dollars commercial space on We're going to be listing building. They've got there will be one point. Six million probably in about a year We've got a handful of commercial escrow. So gotcha all right so Thinking about what you want leave the listeners with a couple of quick announcements as we got our workshop literally nine days if you're interested semi dm We're gonna be doing it here in our office right where we got her classroom and if you have to please like subscribe share comment. This helps us reach more people. And the next. We've got sean walk. Who bought sixteen properties and his first. You're wholesaling so crazy to think about And then i'm going to do a quick selfish plug for myself here on believable What would you say working with me has done for you. I love that question. I've told you this one a few times Off the record. I know but completely on the record. Since being at steve's brokerage my net worth has tripled i know you have your group of one hundred millionaires and i will be on that within about a year and a half Or sooner or sooner. And so i just full transparency. I can't thank you enough for everything you did. You took the guy that was lost and confused that you saw something in that. I knew i saw myself and really helped me bring to life and just blossom in real estate nestled. Three appreciate that horse. Thank you So what do you want to leave a message at li-listeners with There is no right way to do life. Nobody has this whole thing figured out. It's just a matter of doing what you would like. I mean every decision has a consequence good or bad but for me. The biggest thing is just knowing what it is that you want to do whether it's college great if it's being self employed great if it's going in right to the trades or trade school fantastic yeah. Most important thing for me is just making sure. I'm happy and that's what i can about about people that i'm with and around is that they're happy to yeah. That's awesome so clarity on what you want thousand percent all right so we'll wants to get a hold of you. How would they do that. instagram's going to be the best way. Just my first and last name ryan's oh one and then i won't make stayed. Put my number out there. It was simple enough. Just ryan zola ryan's own. Share your tiktok. Oh yeah it's at wholesale houses. So i will sell houses. Still houses simple. Yes sir all right guys. Thank you for watching thank you. Thank you appreciate the last.

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Episode 20: Lisa Davis

How I Got Here with Dave Fiore

1:05:07 hr | 1 year ago

Episode 20: Lisa Davis

"I often say it's like all the little things that are no big deal had up to a really big deal with things. You said yes to are all the little mistakes. We're all you know, it all ends up compiling into something really huge and it had for me and so I had written it all out and I'll never forget it and it was like year action plan to get your life back together and it was a 180 from that point. From Fury Communications. How I got here a show of inspiring stories from Tallahassee area leaders business owners and neighbors all the challenges opportunities Inspirations, the twists and turns of life that led them to where they are today. Everyone has a story worth telling and I am really grateful that we get to bring a few of them to you. I truly have been changed by my conversations with these amazing people. I am confident you will be too. I'm Dave Fury and in this episode I speak with Lisa Davis owner of image by Lisa successful entrepreneur and three-time national sales director for one of the most successful Beauty companies in the world. After a dramatic and unexpected change in circumstances Lisa had to adjust to a life without the income rewards and Status. She worked so hard to achieve those changes forced her to start over leading to a second chance for marriage balancing life and work and resulting in the unexpected blessing of a fourth child. Lisa is now building a better wage more Diversified Beauty and fitness Empire focusing on her faith and making the most of life's lessons to help ensure a happy and fulfilling future. We began by talking about how she would describe myself today. Probably the first word would be entrepreneur. I'm driven. I have a business here in Tallahassee. I'm a makeup artist. I'm a licensed esthetician wage. I am a regional vice president with Arbonne. I am a mom of four. I have eighteen-year-old. That's Lydia my oldest and then I have a sixteen-year-old Stephen log. And 14 year old Noah and then we have a four-year-old and his name is Ford and my husband travels with his business and he's you know all over the place so often my job is to be an entrepreneur and to balance mommy life and home management all-in-one. So in one day it could be a thousand different things that I'm doing whether it's planning an event or you know teaching a training and then I fly into the pickup line to get a kid and then I come back home and I make some calls and then I go pick up another kid and drop somebody off there. And so I bounced back and forth a lot of have a lot of roles and then I also do marketing and you know social media Consulting for a couple of companies in town. So I'm really, you know spread a little bit right now, but I really loved it. So you were born in Tallahassee, right? Actually, I was born in Pennsylvania. Yeah in the north and we moved to Tallahassee when I was about thirteen. Oh, I didn't know that. Yeah, my dad was dead. In your pastor at a church in in town and we moved for him here, you know, we moved here for him to take that senior pastor position. Okay, and then I went to Florida state from their eggs up saying, right. So what was it like moving to Tallahassee is a thirteen-year-old hard. I'll tell you I was very upset for quite some time. We lived a really great if we lived in Jacksonville before we moved to Tallahassee my parents both worked, but we just had a really comfortable existence and I loved where we were I loved all my friends. I loved my school. So of course that's a really tough age of children and my dad took a pay cut to take a senior pastor position so life and then changed a little bit from how we lived in Jacksonville. We lived in Tallahassee things were very tight. And so of course, I'm in a different school and it was a huge adjustment wage. Finally, I actually was we withdrew me from from school and I home schooled for the rest of through through high school. And then I went on to college or moving here because the adjustment to the school system was so hard on me when we moved here. What was hard about it. The people that I was around I was you know, I was in the suburbs of Jacksonville off and I was I had a lot of friends and I was with people I knew and in when we moved here, it was fights every day. The things that I was witnessing the way that people talked to teachers. I was just appalled by all of it things that were happening to me in the Halls even with regards to opposite-sex. It was just like I would go home everyday freaked out honestly and tell my mom don't make me go back right and so after about two semesters, she said okay fine cuz I had begged enough and so she kept me home and I home schooled actually and and then she went back to work and I kind of schooled myself and she would grade my boss. Stuff at night and accelerated back to the point where I got through high school and a couple of years and graduated from home schooling at sixteen and then went on to college. So when I graduated from college, I was twenty right with it easy for you to kind of self-motivated and get through school on your own like that. Yeah, I think so and maybe that laid the foundation a little bit for who I've become today cuz I guess when you asked who are you as a person that was a really I didn't know whether that meant vocation or character and who how I'm wired but I am very self-motivated. I work really hard and I think a lot of that came back to you one growing up with very little right. So if it was to be it was up to me and I had to make it happen or I wasn't going to have it. And then same thing with regards to school. I think it did teach me to be really self-reliant work on my own and then of course, I went to college at a young age and you have to do that cuz you're working independently in college too. And so I learned really quickly that just get a job. And yeah, you don't need to have your handheld you just take care of things, right? Okay, and you have a brother and a sister right? I do my sister is also has always been pretty much an entrepreneur or she's got several children. My brother is a bachelor. He lives in the North he has an executive job. You know, he he's a lot younger than me. And so my first child was my brother right choice, and I know you understand that taken with all your children. There's such a big age difference for sure. He was born when I was about twelve and I turned thirteen right after he was born. So basically I raised him and now we have the same dynamic because my daughter is almost 18 in our son is four. She who was born when she was thirteen and she's doing the same thing. Yeah for sure learning to be a parent really and my. My sister is a year younger than I am very close to this day as well. So our families very tight-knit my dad who brought us to Tallahassee ended up he passed away about four years ago. Had a heart attack. And it's interesting because we've had so much illness in our family. My mom has had cancer many times. She just metastasized. She's a walking Miracle anybody who knows my mother knows she shouldn't be alive and she still with us so she still lives here. So, yeah, they're all here. Okay, so you finished high school and you move on to Florida State song. Was there any question of going anywhere else or did you always know you wanted to stay here and do that? You know, it's funny cuz I didn't and I know a lot of people aspire to go other places, but my dad had made it really clear that he wanted me to stay home page and he want me to go very far. So no, I stayed here. I kind of waffled for a little while after college trying to figure out what I wanted to do. It wasn't till pretty late much later in life that they figure it out what my purpose was. What was it like going to college being younger than everybody? I didn't even think anything of it. Honestly. Really? Yeah, cuz everybody was so close in age and it really didn't matter at that wage. Ain't nobody really asked how old you were, you know, right and you just do the same thing. Everybody else does yeah get through but sixteen and eighteen that's a difference. Yeah, but it's hard. You know, I I didn't have the same in college experience that a lot of people have and you know, everybody has their different perspectives and sometimes they're jealous of different types of people. I remember being so jealous of people who like lived on campus and people their parents paid for things like I had student loans and I was working two jobs and I was trying to find a place to park every day and racking up the floor to sneak fsu's tickets on my car, you know, cuz I can never find a place to running two classes trying to work and pay for to live plus going to school full-time and I really missed out. I feel like looking back on the true college experience, but again shaped who I am today because I'm a hard-working person and I don't accept excuses right but back then it would have been really nice to live on campus and like have a meal off. You know it just I remember like stopping at gas stations and like scraping for change to put gas in my car. That's my that was my college experience who was a very stressful time. I don't remember looking back on it going home had such a great time, but it just was getting through and said that I could get a job and move on with my life. That makes sense. What was your major? I was a political science and history so my plan was to go on to law school, which of course that plan changed. I met my then-husband really young was married very young and we started having children like right away. So I am a young mom to my older children and old mom to my four year old to experience both sides of I have. Yes, it's been interesting. Yeah. So yeah, so you graduated twenty, right and you're married at Twenty-One. So you're Twenty-One years old out of school. So what is life looking like for you at that point? Yeah. It was great job. Like we lived in a little love Cottage and you know, we were trying to get by and I have so many Big Dreams though. Like I wanted to do so much that I always felt something was sort of missing but I stayed at home with the kids when they were young we made the sacrifice to be able to do that. But it was again that was a struggle like not that I wasn't used to that page is not having a whole lot was how I was raised right? But I just remember there's a lot of Joy from those years. My kids were back-to-back eighteen months apart three children thought we were in the back yard all the time. They were always naked and playing and running around and screaming and the house is always a mess and it was a lot of Joy, but anybody who's had children that close together can also tell you it's really stressful like a lot of those years were just kind of a like a fog and we had one child and still do who's autistic and was really challenging and I remember sometimes she was crying myself to sleep because he's been so difficult and hard on us to raging. And it made a very stressful during that time plus the money compounded also made it difficult during that time. I remember being in the grocery store being like wow, I didn't think this this is right was going to be like, I would not buy groceries, you know and and get what I want and not have to think about having $100 in my budget until two weeks from now. So, all right, so you've got three kids, right? You're busy lots of stress that we just talked about trying to figure out all that out in income, you know money's an issue. So you start looking at income options, right? Like what can you do to contribute to the family income and make things a little bit easier. So what do you start exploring at that point? Yeah, that's interesting. I remember the very moment that a certain thoughts of hit home, you know, you can look back and I don't remember a whole lot because my memory starting to really go through the ages, but I remember I was in the backyard with all three of my little kids and thinking what could I possibly do to bring in an income and I researched? And researched and researched and I talked to all kinds of different companies and I finally fell with okay. It looks like MLM direct sales is going to be what's best for me just because it's something I can do from home. I couldn't get out of the house because paying for. Chair child care for all of those gifts would have been a lot and we really wanted the experience of having the kids be home in their younger years. And so again, I was looking praying praying and I was in a Bible study at the time with a friend and I remember one day she said, you know, I joined this company and they do these spa party things and everybody comes and gets pampered and off and they have the option to purchase at the end and I thought that sounds really interesting. Well that night I went home and I'll never forget I had a dream that I was in that company and I was speaking in front of thousands of people like a conference or convention or something and my mom always said you always had dreams like that you had a dream that we had your baby brother before we even had a you know, but I remember the dream and something was dead. Fired in me that sparked in me. It took some time. I went to her first party. I was her very first consultant to join of course everybody who was there including my best friend was like, oh my God, you're so stupid. I can't believe you're doing this. You're so busy. Cuz of course, my mom was still sick with cancer still is till this day. Right? We have so many responsibilities there and with the kids and everything, but but I but I was like, you know, what something felt right to me about that company because I also felt like I was giving back to people because I was able to give women something that they don't do very well naturally. Once we have children, especially when you don't, you know, you're Times Gone But priority. Yeah, that's exactly so I was able to pamper women while making a good part-time income. So I joined this company and things start to change in our home pretty quickly after that decision. I was still home with the kids, but I was going out at night and doing these parties one or two a night club. Or a week and it just man looking back. It's like $500 a month was like life-changing. You know, that meant more groceries that meant we had to eat out once a while we could go on a date cuz when you're really limited financially which I totally understand even to this day when people tell me oh, I can't afford that I'm like totally good like I have a very intimate knowledge of what it feels like to be completely broke off of and so I just worked my business and grew with that company for quite a long time so we can name the company right we can they've gone out of business with a whole nother story guess right? We'll get to that. Okay, but the companies beauticontrol that's right, and you became a consultant and you were pretty darn good at it. Right safe to say yes. Yeah. I loved it. I found that I was a natural teacher by in my whole sales method throughout my entire career within this industry has been to educate wage. So I'm not a real big hype person. I'm like, oh, you know you have to have it cuz I love it. It's more like well, what's it do and why is it work? And what are the active ingredients that'll help you and why is it important? You know myself care important all of those things. I found where my strengths and teaching women. So they felt like a lot of times they didn't just go to a spa party. They went to a class where they learned about. Yeah, what were the best thing to do for themselves? And it didn't matter whether it was Beauty control or something else. I tended to be very honest and still am about what works and what doesn't if my company has something that I don't like I don't sell it. You know just found and that Honesty also helped Propel my business. So I went I was a consultant and from it took me about two years to get to the level of director. And what does that mean a level of director? It's like basically you're you're you have a certain amount of sales volume that's coming in and you have a large team and you know, I would say probably two hundred people on Monday at that point. You're making more of a full-time income, you know, five thousand six thousand dollars a month you're able to replace an income-based. So I was home with the kids plus making a full-time income either comes with other little challenges, but I enjoyed that cuz I'm a good multi-tasker. So it was you know kids naptime Beauty control. So what did it take in that relatively short amount of time to build a team that the first thing that I was supposed to consistent whatever the action plans were. I was stuck to the action plans, you know, if they said you need to do two parties a week, that's what I did. Okay, and I never wavered from that. I think a lot of people come into this industry think there it's going to be easy. You know what I mean? It's definitely not you really have to put in the activities and I always put in those activities and then I was shared at every month. I could at the opportunity never shut it down people's throat. I never was that person that was like and still am where I'm going to bring up what I do and try to recruit everybody. This isn't for everybody but I would share it with a single party that I did and also I'm a really big proponent of sharing belief and others. So if I think somebody would be good at it. I will absolutely tell them if I don't I will not say a thing. So if I thought somebody and I thought man, they're really great. I'd love to work with them. I tell them hey, I think you'd be really great at this. I'll help you. I think you should think about it. That's it. And I'll try to pressure people into doing something right away. I think that resonated when people that I wasn't the typical, you know, and I've posted that on social to see how other night and not the typical like going to shove it down your throat. I'm going to plant those seeds my name alongside with me and then I'll cultivate and help you from there. And then that's what I did and I would go into that teacher role Again by teaching my team how to do what I was doing and that's something that is a strength even now I teach them how to do exactly what I do. So I'm dedicating myself, right? You're obviously when you're having the parties you're selling more than products, right? You're selling confidence. You're selling self-worth. How did what does that Dynamic? Like, how does that work home? That's a huge part of it because you're given women and permission to take care of themselves and that it's okay, especially when there's certain seasons of Life, which I think is key. So for me again, it comes back to education just this one simple step this one ingredient. Let's take you know, and now it's even more broad than that. I mean and it was very Spa skincare minute evolved into makeup and I became a makeup artist and I became professional makeup artist, then I became licensed and all of that accelerated from there. I want to step back a little bit and ask you okay you were doing really well. With beauticontrol your team was building you were Rising through the ranks. Just tell me what that world was like because of a sense that it wasn't just the money you were getting a whole lot of intangibles from that. I mean the recognition and The Prestige of it just kind of give us a little insight into that world as a really successful consultant with beauticontrol. I don't think people understand from the outside how uncomfy see I guess it gets and I guess they can cuz sometimes they see these types of things that cultish which I totally understand I totally do because there's such a empowerment culture that comes along with what we do, but what happened in ended up happening as I went from director, Grew in about one years. After that from director to senior executive director of promoting ten of myself ten of leaders and then overall promoting twenty two directors total doing over $100,000 in sales volume a month million dollars million dollars that year, which is a lot makeup. So this is not cars or computers these these sticks right? It's a lot of lipstick lipstick and you know, I was just doing my thing. Honestly, I still do it's just like I'm just being consistent with my activities. I never really thought too much about it or why I had been successful or anything until I started going to like the national conferences and I remember one National Conference. Seeing people like look over at me and Whisper or just I heard over heard. Somebody say, oh my God, there's Lisa Davis, you know and I was like, whoa, like took that out, you know, because that's what happens in the industry. Once you go to the top you kind of become the it girl the and that comes and goes trust, you know, but I became that it girl in a company and it propelled me to a local Fame but also an MLM within the industry position, you know of influence on to become, you know, I was on the president's Council and took all the trips like you're saying the nice thing about being in sales not just an MLM or direct selling but any sales position, I know a lot of girls in town who our sales reps for all kinds of different companies, there's trips and cars. I mean, it's just incentives is it's in part of the deal and that's one of the beauties of being in sales. I'm in sales just like anybody else's in sales and birth. That's are probably pretty much the same as anybody else in this position, but I looked around after about ten years in the company. I had everything in my home was my company's I had earned every television every Xbox weaves. I mean my cars were all from my company every piece of jewelry that I own. I mean, I was just dripping into in jewelry. It was in I mean, I'm a big jewelry big I'm talking. Yeah big jewelry, like number one in the company for three years in a row, we're talking massive pieces of diamond, right which there's a whole nother story. I mean with that. Yes, and it was amazing cuz I remember, you know, one of the best things about it was we were also able to give so much, you know, our church was going through a building campaign during that time and I remember thinking I can't imagine giving this much money. It's like a house payment plus some you know, but it was a blessing because God had provided that and we were giving it back and I never even thought anything of that either and as God gives birth. You know and God takes away. So we you know, but so we're able to give so I remember one day I was turning into Walmart and I was thinking wow, I just made what most people make in a year in a month. Like I could buy anything I want today at Walmart and that was a huge moment because I'm coming from nothing like nothing, you know, and you know, I worked my way through college that make you feel weird or guilty in some way or no, not at all. You know, why because we live in America. Yeah, and because we live in a country that we are blessed to be able to work hard to achieve the American dream and when you work your butt off because that's what I was doing. I was working my butt off then you get rewarded for it and the nice thing about this business, especially on melons. Anybody can do it. Anybody can do this. I I firmly believe that if they put the work in that anybody can achieve this and many girls on my team were they were earning cars and trips and jewelry and everybody was doing great and how did it make you feel to see your team? Accomplished so much. Well that was where the beauty comes in because that's where you're seeing. Basically your children do well and we all want to see our children really become amazing human beings off kind of like that in the business like when right people grow and they start learning things and they start being the one's asked to speak at conferences and travel the world. It's like, you know proudest Mama on the planet and so am I absolutely loved it. And I love that still the see other people being powered to take back whether it means just a little breathing room or life-changing income. That's really cool to watch. Yeah, it's awesome. All right, so outwardly you're doing great making tons of money helping other women experiencing a meteoric rise to National prominence in your field. But you had said that you let a lot fall through the cracks during that period yeah, what did you mean by that, you know now looking back because I've gotten I don't want to go ahead. Okay, the kids were doing great. My marriage was suffering. We really struggled there and we finally ended in divorce. You know, I don't know that my children were really falling through the cracks as much because one of the beauties of what I do is that I have been so flexible. Right but there were things missing, you know, they weren't getting the attention they need but mostly I was so focused on what I was doing. I became what I did my identity was completely wrapped up and who I was as this Mogul, you know this beauty Mogul right? And now I see now how damaging that was because when I lost it I lost everything, you know during that time, right? So 2013 was a rough year, right? Yeah to say the least you could say that actually it was a series began a series of rough years. Okay. Yeah, so we talked about your big jewelry and but it your ownership of that. It's not end the way you planned right as things got tough the companies in Decline. You're divorced. You're now a single mom. You're you're back. You know, you still have Of you still have things and money but not your life has changed your your situation has changed. So tell me how you deal with that. Well, I guess divorce happened first and I was dealing with a single mom thing. The autistic artistic son was way worse during that time, which was very stressful and having two incomes that are great. But then going to one income. That's okay. What's a little Evan to my adjustment right? Then my mother moved back in with me. My dad had passed away. Well my dad passed away right after the divorce. And my mom moved in with me, so that was another person I was taking care of and my mom had self-sufficient, but she is a permanently disabled for multiple cancers that have sprung she lives a very bad like quality of life. I would say and so she was living with me than the kids, you know, and that was a huge adjustment. I was also dealing with a loss of wages relationship with my ex and then I had gotten involved with somebody else. It was terrible, you know, it was just terrible terrible the whole thing. The whole situation was bad. I experienced my first depression ever like I'm never been depressed never had an issue with that. I thought you know looking from the outside of you is look at people and God just perked up, you know get over it and just move just do it, you know do what you gotta do right, but I was dealing with emotional like just trauma through all of it and the company was declining it was getting to the point where Every month things went down and we'll because of what was happening the morale within the company started to decline and we were recruiting class. We were selling less things in the industry were changing don't know if you've noticed but people don't do parties anymore, right? You know, not that I went to a lot of them right exactly day and I know but but things changed their too sure and finally it got to the point where I was like, okay, I'm going to have to get a full-time job on top of what I'm doing with beauticontrol and single mom and my mother and all of this. I got a job went to pay the bills because my mom can't couldn't go he read all of course and what what was the job it was a full-time sales position here in Tallahassee, which was great. But again here I am traveling all over for that job traveling all over for beauty control trying to maintain a beauty control full time while being a single mom and with the truck everything that you're going on and I'll never forget it. One day. I was working that job and I got the call from my mom that the sheriff's department was at my dad's house and I knew right then, you know, that was a my dad was gone. He had been gone for four days and log No, and you know we drove over there and he was that was it and with the cool part about that whole time though I have to tell you though. Is that even though I was like really slipping off and things were not going well and income was down. I have never once asked my parents for money ever not once my whole life, but that month prior. I called my dad and I said Dad we need some money to pay the rent. I pay off the other bills. I'm just a little short and he met me at a McDonald's and he looked terrible. He had had shingles. He had been sick. He'd become very much a loner. Like I don't know maybe a friend in the planet, you know, right and he looked does bad. He sweat. He was sweating. He was red and we sat there and we had lunch and we talked and I was my gosh. He just looks bad, but he gave me cash that day to pay her rent and I'm so glad you know. I asked him for that money and he gave it so willingly he didn't even ask but the next month he was gone and I was the last person in the family who had seen wage was the last person who had talked to him and I still have a voicemail on my phone from him five years ago, you know, and it's hey babe, you know, just wanted to see how your new jobs going and I still have it now my computer and it's just it's awesome to know that I got to you know in that vulnerability right came a great moments got to show you some love is nearly tangible way. Yes. Yes. Yes, so I'm glad so he he passed. The week after that I remember thinking the situation this whole thing is not what my dad would want just the relationship that I'm in this this this month, that I'm experiencing with this person. And this lifestyle is just it isn't my dad one and I was able to really take a 180 after that and just walk away all of it. I walked away from the relationship. I walked away from that full-time job, and I said, I'm going to ride this out with beauticontrol until they end and whatever and I I actually made an action plan at that point. I actually my mom bought in a condo I moved her out I started to go. Okay. What do you need to do Lisa to take are you and to make sure that you maintain sanity during the season and that was all part of it the same thing. You should tell your clients and your team, right but you sometimes that happens so slowly you don't even realize that this destruction unfolding doing you know what I mean? And then you look back you're like, oh gosh, you know all those things I get here song And I often say it's like all the little things that are no big deal had up to a really big deal all the things you said. Yes to are all the little mistakes or all you know, it all ends up compiling into something really huge and it had for me and so I had written it all out and I'll never forget it and it was like here's interaction plan to get your life back together and I was a 180 from that point. Hey, everybody. Just wanted to take a quick break to tell you about the Tallahassee love book featuring a hundred and one ways to love local. It's full of life is to eat shop and Play services that make your life better and even podcasts connect you with local people. You can find them in businesses and offices all over talent. There's also a Facebook group home where these businesses are sharing their appreciation for you offering various perks and prizes. The group is called tlh lovebook insiders. Check it out on Facebook today. But I did want to ask, you know, in addition to the money and you're kind of life being turned upside down your also missing the Adoration in the praise of people some who you love and care about, you know, your team and other people you don't know but that's even if you're not fed by ego. That's still different, right? That's still a change where if you're not that girl anymore. How did you how did you deal with that? I think at that point I had gotten used to not being that it girl like because of the decline of the company and I had tried to maintain a humility through all of that meaning I still always stopped and talked to anybody you wanted to talk and you know, I tried to maintain some sort of humility. I think once the company finally declined to if you want me to kind of get there with sure how are you kind of what how long I think more of it was losing a sense of purpose for me because I was in that role of Mentor teacher almost like a Hard to say for my for my team. I was that motherly role, right that's what was difficult and you don't know it until it's gone. So I got the first I needed back up I guess and say that after I made that 180 shift. The week to week two weeks after my dad passed away. I mean this is all really fast. But this is Young hall went down with like a two year. I took my mom to go swimming after my dad passed away and I took the kids and I was like, let's just go do something fun. And we went to the pool at my mom's combo, right and I walked in and saw my husband for the first time my new my new husband Stafford. Yeah Stafford. We've been married for five years. And so what was your initial impression of him? I've never seen anybody more beautiful in my home. Obviously. That was my first impression. So of course it was attraction, but then my second thought was do not look at him and do not look in his Direction. This whole time you're here, right? Because that is the last thing you need to give them any ideas. Actually. No, I don't need any of that in my life. Like I was totally fine with moving forward. Just me and the kids. I just got out of church. A terrible situation. You don't want pool guy. No, I do not need cool guy and pool guy was really hot. So of course, he's going to be a playwright, you know, and so and so I didn't talk to him. He found me about five days later. I got a text message from somebody who he talked to somebody who talked to somebody trying to hunt me down here playing didn't work number and he and he says that he was the first time the first woman he ever pursued like he saw me at the pool and he was like that was it for him? And and I guess it was good for me too. But I had decided I was going so long. We ended up going out being set up by the people that lived at this condo. It was love at first sight like we were in in just took a purple from that point coming forward Davis. All right, so right then two months later, I found out I was pregnant with our son right again shocker of all shocks. We didn't you know. We didn't know each other very well. I had three children all of this. So that's a whole nother story. But you just been a huge blessing to have another child at this age. You know, I was on a trick pregnancy and board is is named sport. He's the cutest thing ever and he's brought such joy to our whole family. In fact, the teenagers are older kids just absolutely loved him. It's like their page, right? So there's that was a huge adjustment. But again, I felt like well, This is where we're at. You know, I am a Christian I have certain core values that that will not be broken. And so I went forward slash we had Ford and we ended up getting married like four months later. So it was really really fast and furious just love right and I'm super grateful because Stafford was like the perfect other half of me. He's Wonderful. Wonderful. He can explain anything. You know, he's very patient everything that I'm not he is and everything that he is and I am and so it's been a wonderful Journey but down here we are newlyweds have a new baby and my income is continuing to decline and I am freaking out and I'm getting to know this new husband, you know, I'm still dealing with the trauma of losing my dad cuz all of this has happened really fast in my mother and the situation with that because that's been ongoing, you know, my family and I have always struggled with mom and her cancer and all of that ring. So I get a call and I'll never forget it was August we were all supposed to be flying to Dallas and I was like determined to make this happen. I was going down with a sinking ships, you know, and they called us and told us that we weren't to fly out that we were to cancel our flights. So we all canceled our flights and then they got us on a call the next day and said, you know, we were sorry to inform you, you know that we're dead. Disbanding the company were liquidating the company and we're talking fifty thousand Consultants hundreds of home office. The company was owned by a company head. I don't even know if I should mention that had bought us out and it's just mismanaged and what happened we can say that. Oh, yeah. Okay. Yeah, they we had been bought out by Tupperware right Tupperware ended up liquidating us for tax purposes. Then they ended up selling our information to other company, you know, it was just it went in sued was incomplete Civil War within the industry within our industry too because then company, you know some deciding their own company and try to recruit everybody. Some of the big leaders went to other big companies and I saw when I was researching it, I will did I saw there was another company who is saying all the beauty control people over here and be part of this like like the brand was living on in another country. Exactly. Yes, which was so traumatic for us because you were fired. We were fired our teams were taken away. Our our cars were gone our income was gone, but then they sold the right store information to another company and all the formulas to another company and then that company tried to pursue us to recruit us back into the same model, which was like are you? Yeah, why would we do that? Yeah exactly. Why would we ever do that? And then the CEO of our company actually started another company on his own within six months. I mean, he sprang it up fast home and an under the guise of loyalty right try to bring everybody under his folks that he could grow his own brand which a lot went there. And then the rest of us scrambled, you know, the especially the topic it was like find a company and bring all your people over and in every way they get all splits, right? Everybody was scrambling to grab up who they could and they were a lot of hurt feelings because you know, just walk, you know, we didn't keep the same rankings. We didn't keep the same structures and and then all of a sudden people weren't returning your phone calls and your team was Mia and nobody would tell you what Doing in there there were some who would who would say. Hey I've decided to do this and I would bless, you know, because who am I at least they were honest. I'm a nobody at this point, you know, and because of all the hurt in the war that went on within the industry at all the industries trying to scoop us all up and constant messaging and presidents of companies calling us and flying us out always different places cuz they wanted the top girls because if they God. Girls they got everybody underneath sure made sense, but it was so hurtful. I just stepped back from all of it. I just couldn't have any part of it for about two years. I just I said, I'll just try at all and just play around with things and I lived broke again it just Ground Zero and those were the humbling years again. That's why I say I understand where people are at when they've lost everything. I was married. But again, it's a new marriage. I didn't want to ask my new husband for help and I certainly didn't want to tell him that I had a dog. Dollars in my account. So I was in a position where I was selling things pawning off my jewelry selling my car anything I could do to get by is what I did during that time. Now, thankfully I am a professional makeup artist and was before Beauty control ended right so I had that income but what people don't realize is professional makeup artist hairstylist estheticians, we make good money, but you have no idea what we took what we make in comparison in MLS. It's just four times five times as much and so I was used to living on a certain level and I had to go down to a very minimal with these children and trying to run a home and trying to pay for my half of the bills, you know, right and it affected our marriage too because I felt like oh gosh, I had all these things I brought to the page her before exactly and have nothing to and these are affected our our relationship. We definitely had some things we had to overcome during those years. But also that's one of my biggest wage This I don't ask for help. I do not ask and especially not for money and I never will and and I still don't write in your side hustle image by Lisa. Yeah, right turned into a full-time job. And you continue we're going to get to your next step with direct selling in a minute. But during this. It provided a good income and it's still something that you continue today. So tell me about the professional makeup Artistry and everything related to image by Lisa. Well, I really learned as my company decline that you have to bring into yourself never your company. It's always about people are buying from you found a company, right? And so that trust has to be there in the way that the trust is built is through giving value to people and so about three years before Beauty control declined. I started doing more tutorials videos teaching classes to try and help women learn how to do their makeup or learn how to dress right for their complexion or you know image anything image is where my specialty is Anja That built my brand but it did give me two legs to stand on or I would have been really in a bad position when Beauty control closed but I continued to do that through those times. I did make up to Monday every Monday on my page following me on all my social platforms. I do lots of tutorials and teaching anything right regarding image. Now, let's gotten even bigger. It's expanded through the years. But yeah image by leasing is the umbrella under which all of the different topics that I cover Highlander. Okay. So you took a break after Beauty control and you basically took a time off right and rather than rushing into something else. He said I'm going to look at all my options. So tell me about that process and where you ended up I felt like what happened is so many people rushed into a decision. They didn't really have a chance to try everything and I had done that with me to control I joined him and I thought oh, they're the best. If you try if you use anything else, you're just you know, you're not using the best. Well, how did I know? I've never tried any of the other brands birth. Been in their back office or looked at their branding or their Compensation Plan or their discount structure. So I felt like this time I needed to really study things and be educated about the choice that I made instead of just jumping in like a lot of people had and they still I mean, I'm looking at them go. They're like, oh this is the best and they're selling their you know, whatever it is. I'm like, well, you know, I don't know I've tried yours, but I've tried some other phone so I joined about twelve different product lines and I just played in my whole mission was to do reviews because I do have a YouTube channel and I put a lot of content out there and I thought I'll just talk about some deadlines and what they're good at and what they're not good at but I studied a man. I'd studied calm plans and back office and branding marketing missions all of that because I wasn't I wasn't a novice to the industry anymore or a pro in the industry. And so I knew what to look for and I was really sensitive to red flags one popped up. I was like you're out, you know, and so I quickly minimized all the companies down to about 3. And I just kind of toyed around with the three right all at the same time. I kind of sold a little bit of each one. I didn't really recruit. I was just like I'm just going to play around and play with these things. And then and she said yeah December or I guess December of 2018. I really felt like I was moving on my heart that I was supposed to get back into the industry. I was doing a lot of me work. I was in Bible studies and just spending time just growing who I was as a person again independent of any company, right and I was like, you know what its time its time and I think I know where I'm supposed to go and I feel like God confirmed it and so many different ways. It was like, okay, I hear you. All right fine, you know and and then in 2019 January 1st, I had a job offer. I do marketing and Consulting for another business owner here in town who does a great job. We work really well together on his business and then several others, like I consult with them to just kind of help them grow their brand cuz I'm all about marketing and branding you can give them a little plug if you want. Okay. Yeah, so my friends are Rhode Island Wing Company and it's funny cuz people always think that Sam and I are married. We're not married Sanford to my husband Christine's his girlfriend, but we're very good friends and when he started coughing He started Tropical Smoothies here in town. And then he of course started Island wings. I came on board with him to consult with like marketing social media that type of thing. We have grown his that platform huge over the last few years. I haven't loved it. We've had such a great time doing it, you know together. Yeah, and I'm super proud of him and what he's accomplished their so their corporate head wanted to bring me on full-time and marketing and I was like, you know such great money it was travel. It was basically what I was loved doing which is marketing branding all that stuff social media off and I knew that that was someone was supposed to do like I just knew that I had this other thing and I had my real estate licence and I always knew that like, but is that what I'm passionate about I love image. I love helping people figure out their colors and you know, all of that stuff is what I really am passionate about plus I am so spoiled by the industry's flexibility, honestly. I mean, I work when I want I'm going from here to pick up. Ahead and take that kid there and then take this kid there and then deliver in that one and drop on this one and then come back and then I'll work for a couple of hours and then I'll put one to bed, you know, so a regular job just says look, you don't. Yeah, you cannot do that. And so because I've grown spoiled by that flexibility. I knew at that point. I had a decision to make and I knew my husband really wanted me to kind of go with the full time, you know, and I was like, I'm going to have to disappoint so many people, you know, and I turn down that job and I said, I'm going to go with this company that I had decided on and I started on January 1st of 2018 and who did you start with I joined our upon and started with our home and I had joined them and several the 12 others, but I found that I was continuing to use their products, right and I kind of fell in love with just a lot about the company that's you know, the mission off the Pure Health and you know, it's broader than just image, right? Yes. It is. I think it's interesting because I came to all of the companies from an esthetician makeup artist background looking at their make up and down. Primarily, I wanted individualized skin care and certain colors and certain coverage and I was really picky about all of that and I found that with our bond, but I found later that most people come into our bond for the nutrition part 95% come to the nutrition part, but I tend to sell all of it like right, you know, but most teams mostly our nutrition but I fell in love with the nutritional aspect. And so I ended up going in that way as you know, encompassing nutrition and exercise and all of that as part of my brand cuz it was already part of who I was yeah as a person so it enabled me to just kind of go a little bit further with all of it. So, how's it going with our bond? You know, I gave a speech that's funny that that same month. I was asked to speak at a cosmetology school here in town I gave up and I said, you know, I have a word for every year and I said 2019 is going to be my resurgence. And it was you know from January took me six months to become the same level that I was when I was new to our you know, Beauty control basically like a vice-president of what they call it here orange, the white Mercedes SUV that I have outside and 6 within 6 months through a team up to you know, several hundred and really fast time but a lot of those girls are again all my old, you know, I wasn't it wasn't a lot of Tallahassee. I'm actually because I had grown that Network Nationwide within the direct selling Community. A lot of people were waiting. I found to find like what is she going to do and then as soon as I get it they were like, okay, let's say they were ready to jump on board cuz well, I think that in most of them have told me it's because we knew you had done the research hm, but I am not so wrapped up in Who I Am with this company that was that was my next question this is the second time around how are you guarding yourself against some of the traps that you may have fallen into the first time I think that happens in marriage too you're right off the sound married a second time having to do the same thing, they're right but like not make a lot of those same mistakes again, I find that I am less I'm more removed. I'm not moved by the emotion of things this month even this year because of covet the National Conference was canceled. We didn't get to go. I've never been to a national conference and when I go next year, I might be a national, you know, I don't even care and I know my life line was probably like well don't you you know, did you want to get your jewelry and walk stage and I'm like, yeah, not really. I don't care. You know. I just I just the recognition means nothing to me anymore. That's not going to be who you are exactly. Right? No and in all of the the accolades even I really don't even care about any of that anymore for those who haven't seen it. Those are major Productions. I mean, oh, it's just that I've seen the video game. I've seen you I mean, yeah, cuz that's they're really really well done and very glamorous and you know, it's a big deal. It's a big deal and I mean there are eighty thousand people registered for this last one thousand eighty thousand people and you know and fills the stadium and they have renowned speakers from all over the world there. It's really cool. But I use all types of brands in my makeup case. I still recommend other products. I pray other companies for the products that they do. Well our bonds not the end-all-be-all for me or for anybody not any woman's going to use all one product and their makeup case. Okay. I do want to ask you this. I know you get a lot of satisfaction from the Consulting in the sales and the team building but I also know that you enjoyed the makeup Artistry of that the actual application and make-up and transforming a face, you know for a special event or whatever. That is. I know you do to make up for the first lady of Florida so dead. Kind of tell me how what satisfaction you get from that and why do you still with everything else that's going on? Why do you enjoy sitting in front of a woman and applying makeup for a special day? That is a really good question. In fact, my husband always will ask like, how long are you going to do this? Because Your income with our bond is at the you know, at the point where you have to do know, you don't have to do anything else anymore. Right? But I love it. Like honestly, it's so crazy because I'm very type A. I'm very analytical and organized but on the other side, I have this artsy-fartsy side, right and doing makeup is very relaxing. It's a release that is I don't have to think and I think that's part of it. I'm super busy during the week. I'm flying from one thing to the next. I mean were cruel and then I'm in mom role and when I do makeup like when I go be with a bride on a Saturday I can just be quiet listen to them laughing drinking champagne and I'm making women gorgeous, right and I don't have to think and I think I've told I told them I'm like, it's just Mindless for me. I have an assistant. She sets everything up for me all of my appointments all the bridal stuff taken care of and she just tells me where to go. I just show up and I'd put makeup on people get to paint your picture exactly and I asked We love it and same thing with I don't take a ton of appointments during the week. I do some lessons but like politicians the first lady, you know, the Secretary of State those types. I'll do during the week from a different things but also love to be with them. That's another part. It's like there's such a connection when they're in your chair, like a lot of these people they're my friends and like we talked about stuff and we shoot shoot it, you know, it's just like whatever, you know, we just laugh and have a good time. And so I think that's why it's mindless for me. It's fun. It's connection. And so I think I'll continue to do it and I've gotten to the point where I raised my prices and I have my minimums high enough where I make it where it's worthwhile leave the house and if it's not then I just say no and I've gotten to the point where in my life where I don't feel bad about that either like if somebody says, well, can you it doesn't matter who it is. Right a politician could very high-ranking politician could ask if I'm available and If I have to go do my workout I say no, you know because my workout me, you know, I've just gotten a job. I'm like, you know, I know how important it is self-care and certain things I prioritize better than I used to so, I don't want to leave without talking about a long-term and deep passion for you wage is protecting unborn life that you have used your influence over the years to bring attention to the issue and specifically supporting a Women's Pregnancy Center here in Tallahassee. Tell me why that's important to you. You know, I think it comes back to when I was a child honestly and I was I was just thinking about this the other day. I can't believe you even asked the question but I was watching the Miss America Pageant and they asked one of the contestants during the question-and-answer part about her position on things and I remember I was really young and I asked my mom was like what is that way? She explained it to me and I was like, oh, you know I just I was struck at that moment and I'll never forget it and about what the real issue is cuz really when it comes down to it. There's a lot of rhetoric. And I hear it all the time. There's a lot of rhetoric. Oh, you don't care about the boring all this, you know, just to see these things that distract from the real issue. The real issue is is it life? And is it human and the question and the answer is yes it is and and do you believe that that God makes mistakes, you know, and so then my dad went on of course, he took that senior pastor position and he came very involved with the movement and he I don't know if you've ever seen this but he would do a memorial each year with small white crosses in the in the church where we would memorialize the lives of unborn and moved me, you know, of course and and I came to understand the issues more. Well then off even during that two years where I was told you I was broken at home and in Bible studies and just really exploring things more. I knew that and I felt impressed that if I was to have the same level of em, That's with in any industry again that I had again with beauticontrol that I felt like I was calling me to use my resources in that way and so forth and I had an arrangement that it's always good to have an arrangement. We had an arrangement. Like I really felt like this is what he wanted me to do. So half of my retail sales go straight to the Women's Pregnancy Center and sometimes it's really tough to do because those numbers are getting big. But I know that God has blessed my business and that's why you know, I just give it but I really am feel strongly even having been through a crisis pregnancy that if women know that they have the resources available to them in material needs adoption services people who really do care. Love them want to come alongside them pray with them all the services are there for them and most of them have no clue that those things are available to them. I hear that rhetoric that oh you just care about The Unborn not the born and that's really not true. As I don't if once you see the community, especially with in Tallahassee that loves babies and loves Mama's at the same spot just about the baby being born there's care for care for both and it's overwhelming and there's so much love in the community too. It's not about coming down anybody or saying, oh you're wrong or your bad or even women who are post-abortive who are friends and family of mine. You know, there is no judgment there. There's no judgment their God loves you just the same job. Community same thing but we want to make it known to women especially in our community that there is a support network there. There is services that you don't have to go to one place and it's only going to give you one option. I can guarantee you that there's just one option there. There's no prenatal Services. There's no adoption referrals. There is no material services or OBGYN Services there. There are other places that do provide that if we can get that information out in that Community those who don't know is growing and it's huge and it's way bigger than most people think cuz they're not in the community but in Tallahassee the Women's Pregnancy Center provides all of that to these often and then also I think just being in that position where I was faced with a crisis pregnancy and I had to make that choice, you know, I was not doing well. I was depressed. I was had very little income. I just met my extent. I had three older children. And I had to go. Okay. Well, it would have been really easy in that moment to go. I have all the reasons all the stereotypical reasons. But did God ordained that life or not he did and that's not my choice to eliminate it. And so now I have that also that you know forward is here because of the result of my decision. And so I want to empower other women that they can do the same thing. Our society says that you can't be successful with lots of children and you you know, having babies will ruin your life and children will keep you from doing what you were meant to do and that is not true. It's not true. We can still be successful and have a family and have lots of kids and and and we can do it all. Yeah and it twice off well, and I've had four kids. Yeah. So so I want women to feel empowered that they can they can do that. Now again, this is all set and love there's no condemnation. You know, I have made so many mistakes in my life and hey still legal right at the end of the day that we want women to feel like they have those options and that they're fully informed and that they can bring a life-long. You know, my Mom was adopted I wouldn't be here if somebody had not adopted my mother. My husband's mother was adopted we both came from adoptive situations now if it had birth Just a few years later. Probably neither of us would be here because the choice would have been a different one for they're both of their mothers. Just two more questions. First one looking back. What is one thing or person that changed or altered the trajectory of your life to this point? I would say the first would be what I mentioned earlier with my dad just now he was such a gentle man and bath so he stood by what he believed. He's the one that instilled in me just these strong core values. And after my life was falling apart after his death. He was really still within me saying, okay. This is not this would not please me in this does not please God and that's what cost me to do a 180 my faith and you know, it doesn't always get perfect. Of course that's part of being a Christian but you know defining moment also came and a turnaround also came for me when I realized birth. race really was As a pastor's kid your grow up like it has to look perfect be perfect. You have to you know be in this role of perfection and I tried really hard my whole life to be that way. And then when I Fell From Grace, I got to really get a intimate view of what it looks like to need God's love and forgiveness. And so I know now what of course Redemption looks like and and and and I know that through the death of my dad and all of that situation God really redeemed the situation. He can redeem a situation for anybody and forgive anything and that it's not about who we what we do in our behaviors and how perfect we are and that's I think that's really right off. Yeah. Did that change the way you look at yourself or think about yourself? Yeah, cuz I thought I was so perfect before you know, and that there was no wrong and you know, and I know that I've made a lot of mistakes in that God still loved me cuz I tell you what after my divorce I did not think that and I remember sitting at the back to the church and thinking I don't even deserve to be here and then I would remember thinking yes. Yes, you do because we're all sad and saved by grace and and and so long I think that was probably a turning point to in my life that I realized that like you need it just as much as everybody else because when you grow up as a pastor's kid, you know, it's wrong. It's very performance-based and it can Christianity can become performance-based for people and and behaviors and rituals and stuff like that. And that's not what it's about. It's about a relationship and off our need for God not as need for us. So anyway, I would say that was a big turning point for me too. And that helped me to see that. I I am nobody special and even now in in I'm a back to the role that I had before. There ain't nothing special about me. I mean really at the end of the day, I'm just the same as everybody else and I I tell myself demos like you ain't nobody Specialties. I you know, and and I think that's good cuz you have to have that kind of, you know view we're all humans and I think also going through a lot of loss will bring you there. You've lost a lot you are not exempt wage. All right. So Lisa the name of this podcast is how I got here. So we've talked about how you got to this point in your life. Where do you think here might be for you 3 to 5 a.m. From now, that's a really tough question because I don't feel the attachments that I used to feel two companies anymore. So it would be for me. It would be more like watching my children graduate from high school and college over the next few years. So for them for the kids being there for them for that and making it the best I can you know, I've got one off a senior right now and I'm like want this year to be fantastic, you know, like over-the-top even with everything that's going on and make sure that all her needs are provided for and same thing for my others watching them grow up. I really think about it in terms of that because things could change with my vacation anytime and so I really have very little like I could decide tomorrow to start a marketing and branding company and and do that long so I know whatever I do I'll bring the same values principles and work ethic there. So I'm not as concerned about what I'm doing as much as I am providing the best for my kids in the next few years. That was Lisa Davis since we recorded this episode Lisa has launched an extension of her brand with Jennifer Powell photography. It is a boutique style studio in Northeast. Tallahassee's Market Square next to the Paint & Pallet Lisa describes it as a One Stop Shop for all things image including spray tanning makeup sales classes and application month plus professional photography from branding the head shots. I encourage you to check it out. Thanks for listening to the show. You can subscribe that Apple podcast Spotify or wherever you get your podcasts. And while you're there, please leave us a review. It really does make a difference. Thanks to my amazing staff. If you were in Communications who pick up the slack while I'm working on these podcasts and Detroit Bloom for composing our theme music you can hear more of choice creations page on Facebook and Instagram at Troy blue music to connect with the podcast or suggest a future guest follow us on social media or email us at podcast applications.com.

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CS 325: The Twerk Heard Round The World pt 2

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54:45 min | 11 months ago

CS 325: The Twerk Heard Round The World pt 2

"Fam- what's up. This is part two of the two episodes enjoy. But you know what's funny. I saw a tweet this if i have restaurant. It won't be no working. Allow or short sleeves turtlenecks. He was definitely looking at a out of sorts. Extra he was he was dressing. I'm this brother. Definitely be watching them. Kirk franklin Audio frankness right there. Kirk franklin Selection yeah this deadly franklin man. You know that's down in dallas. You know i hate nobody from dallas. But you know they they. The place with shag is a popular brothers. Rocket that shag. So you know but i you know It's you know i wasn't. I don't wanna get involved in all that when they start talking about. 'cause you know what you get a lot of brothers on there that when approved everybody and then they're not necessarily in sales but they went approved by the black man you the blackmail leader and he got to do this. Golf should be listening. And it's all that fire and brimstone bullshit. You know what. I'm saying like bro. If you haven't problems being a man in your house and handle that show house british twitter and models restaurant you know. That's another thing. I can't stand that people do when they start taking their situation and trying to act like some like taking a situation making it a rule firm but instead of just making a rule or preference for themselves they act like it's sort of universal truth like i saw one tweet. That said never tell your parents. How much money you may not like between ewing. Your one parent probably wouldn't give him shit. I probably because she knows money he knows when she knows. I seen that tweet us get right by. Because i was like man. I ain't even get involved shit because people act like that. They're very experience is a universal. Don't trust nobody. I stood city and you know a lot of it. I actually parents to a certain degree. But i talked to my parents tried. Their best is what they had. You know what. I'm saying like mama. I talked to my mom every day on the phone before we started cornell's onto my mom my mom literally every day i don. I told him. Because i never call her enough. I called. I talked to my dad. Birthday just passed all caught him on his birthday and everything. We chopped it up. But usually i'll come on that often because they'll be talking about shit you know what i'm saying. I'll just pop up over his house. You know but when it comes to money my mom does not know how much money i have my mom just for money. Is that simple. She don't say how much money you got or she said. Let me get a hundred bucks. Let me get back. And because and that's how. I know that she knows i got money. You know what. I'm saying my bad. Don't ask for shit. My parents would ask me for any if they our. I'm okay with knowing how much i make or what i make definitely because my parents that's okay but a and i understand that type of relationship with your parents with. That's not something you should do. Some people have parents that are manipulative or start trying to take all their money all the time. You told me that people use twitter for therapy. I never think of it that way. I never thought of it that way. Because always figuring man. Why would you be on twitter for therapy motherfucker. Don't give a public journal and your home and put things out there you'll either. You'll get some sort of validation right ridiculing affirmation like i understand to some degree. I had a really tough day to day. You just put them on. Twitter asks people going. Oh i'm starting to happen. I started going into you. Know i just caught my mother's smoking crack again. Right do that man. Can you say we don't need all your. You don't need a family but they do that though. Oh absolutely i saw lady She was getting into tommy curry. Because that way. Because tommy curry was talking about patriarchy where the origins of it tommy curry. No everything when it comes to Yes and there's white chick. Unfortunately she's here in portland. But i've seen it. I was like fuck. This white lady was talking. She was trying to debate with him. And she's some fucking undergrad student at psu. Like shut up. You know what i mean. She didn't even know how much you some white woman. So i go to page in her. Pin tweet is hurt naming thirteen. That raped her. Oh wow i was like no. No wonder she has that perspective. Well what happened is i looked at the tweet. And then i started going between the tweets. And i started seeing people talking to her about it and i was like ooh. She's one of those people. Yeah that's that's pretty heavy thing to put on your and make it. You're almost like your identity pair. You go there you go introducing people into who you are like. I don't put pins tweet now. I miss you mentioning it because For the discussion. Even understand that But to pin it goes though this is something you want to make sure people know about you. I don't walk around wearing my assault on my sleeve. She named she named a professor at psu. I don't know him He wasn't there when i went to school there But she named him specifically so. I looked personnel. That person is still a professor there and he teaches some type of social justice. Something and this dude. And i'm not saying that based on your age would you sexual assault sombody anonymous saying that the dude probably like sixty nine years old right and there's one thing i do know and i don't know what happened. Her situation she could be telling troops. You could be lying. I don't know i wasn't there. But a lot of the section. So first of all to sidebar in portland is a whole lot of sexual assault on college campuses. Alice case late all college camps. Remember but here in portland reed college which everybody knows the ultra white liberal university reed college. There's gotta have money to go there. I live literally. Fifteen minutes read That neighborhood is so wealthy. They won't even allow them to have cell phone the neighborhoods. That don't want cell phone towers there. And dan got him. Wow but there's been raping at reed college left and right. Psu not so much university of portland. A woman got raped and murdered on the campus. That was probably about ten years ago. May make national news but here in these in these. You know these ultra white. Liberal cities majority white people a lot of weird shit going on. So i'm not saying that she's lying. What i am saying is for her to make that her pin tweet. And then i've seen some some Some tweets after that one about certain people nibble I could i was confused. Like why did they rape you because you don't like them or did they rape because they raped. You know what i'm saying wasn't one of those because you know. She said that they were like she didn't like them. That's why they raise it was it was it was almost like she was insinuating because she didn't have a good relationship with them. They sexually assaulted her. And i was like this is kinda crazy like something's not right. You know what. I'm saying seem really weird. You know what i'm saying. I was like she almost like a sexual assault rape and being a feminist as our identity air. I always find myself to be interested. Very black people do it as a black people. I don't have to have anything my page showing. I'm black i keano on black. I gotta nipsy hustle background and got me with my purple hair makeup but whenever they whenever i see black people being really really just enraged thing you know when you see especially a lot of the adolph's people because they go so extra and i'm like you got a white woman home like something right. Why are you so extra about immigrants. I don't know what i'm saying. I'm not saying that you know. Because i always look at it like this because i'm old enough to remember certain things. You like a white person's well white people said about black people and black people trying to buy homes in the suburbs of the you. Let them move over here. They're going they're gonna pull the property value down they take all jobs. Those are white supremacists talking points. And i say these so-called eight people saying that stuff. And i'm like i really think they understand what they're saying and i don't even think that they really about the in game which is reparations. They just wanna talk shit you say. They just like whining. And montpellier all eighty eight. Yeah but there's a lot of a lot of people that do that and it's like it's just like with a lot of white supremacists. There are white supremacist. That don't wanna harm anybody else. They just don't wanna live around negroes or anybody else but then you got those hard core extremists. That said you come in my neighborhood. I'm shooter rule nam. The kind of fuck it up. Do just don't wanna live next door. Nobody that's of color now. He got a he got a ride with you now. So you know what i'm saying because it's called guilty by association so now because you eight hundred and i'd say eighty dollars will now is more than just an identity. Now it's an ideology. You know what. I'm saying now you in exams but no i do. I could've swore now. I could be wrong but i saw somebody on twitter. Say that the brother from true kitchen was opening five. More restaurants now can find it anywhere. I can find any evidence of it. But i swear that that's what somebody said on twitter. A couple of people say this okay. This brothers his brothers money as long or yawning line. You don't send. It can't be both right but i wanted to set way because this is something that i've seen t was talking about this. I don't know what the person's name is but They were talking about all these anti black male professors adjunct or whatever getting positions at In colleges specifically teaching in african american studies in the latest is this girl. I don't know who she is. But she's mean just saying the most foul vile stuff about black men and t said that. She's teaching at the university of british columbia. He didn't confirm it. And i was once they offer the record if that kind of stuff i'm calling i'm i'm emailing the college presidents ear i. I don't think they care because they know who they hires. They know why they hired anti-black male. They don't care. Look like this so short story to make a long story long. I remember when i was a graduate student at portland state university so at these research universities. The the president's their job is to Fundraise that's all they. Do you know what i'm saying. They don't give a fuck about now. The private schools probably probably private school probably fundraise even more because they don't get any federal funding but a lot of these universities. They really don't know who these people are higher. You know what. I'm saying that sheriff's department might know the chair of the department knows who the ad junkies that adjunct professor teaching at nine different colleges to make ends meet. You know what. I'm saying. So i don't know if she's adjunct fixed. Term or tenure. Whatever i don't know but a lot of times you'd be surprised by how much people don't know about people when they get on these college campuses. There's a lot of those a lot that people don't know about these people. And i was telling tales like dude a lot of times a lot of these professors that they live a double life. Now i'm not saying. She's teaching african american studies. She's going to be teaching. Wishy tweets not saying that but anyone that has that mentality they don't need to be in a institution of education. I agree with you. And i also really wrong with Saying anything. I just don't see it being fruitful because i don't think they care like that's what i'm saying i don't think they care i do. I have noticed that that has been seen. In general it started off in. I realized this the beginning of the natural hair movement. Which was this. It was the bill. The beautiful thing about the natural hair movement. Early thousands Was you got more information on how to do your hair. All these styles you learn how to do. And you've got to be and communicate with other black women who has similar struggles around hair emotional psychological physical. Whatever it was there were issues around here. We've got to communicate and connect an uplift each other and then it got to be the problem happened. I started to see all these black woman. Owns a hair haircare products. Were starting to get copied or boughten by bigger companies or or white companies selling or. They what they would do they just copy their shit like all of a sudden matra here movie and pops off the sudden every product test shea butter nowhere. Everything has shea butter and cocoa and now as a big though shea butter or something that black people use and african people in particular right so we discovered it like as a black america is a particularly shits is whole moisturizing agent that we can put on our skin in our hair. What actually works All of a sudden you start to see these companies starting to pander to black women for like oh look. We have pantene pro v. Dark initiate these black women In the commercials joe with their natural hair. We have hair. We not connected if you're not a black connected you're going to buy that pantene pro v. Dark right right or if you to somebody you know. You don't know anything about her daughter. Exactly exactly yeah. That's a really good point or people who adopt kids here. they just happen. They're grabbing all kinds of stuff so the to see that happening the pandering and the marketing to black women and then over time to see this conversation that's supposed to be uplifting women and then app basically putting black women at the forefront of this right and even blackman they put black on the forefront of the conversation around police brutality focused on lifetime their mothers sisters daughters so i i don't think any of that was unintentional. No those things are intentional So i started to see that there was as movement to uplift black women as a marketing strategy. I saw that the beginning. I saw it as a political strategy What that's what the clintons clinton hillary clinton was running the dnc had these black women days. Yeah yeah what about was so disrespectful promote a single policy came out of that. Nobody promised them ship. I remember you know what. Hillary said. When i asked what you. What are you gonna do about police. Brutality and the effect that a black police relationships and shake no. She said gun control debate. So what with the police killing us so you know so i see how they use black women to not do shit right but now as they up with the black women all black woman like black women. Black women black girls rock and this great. 'cause i love it as a black woman i love it. I knew i know the struggles of being a black girl. And it feels like in the difficulties of being specifically a black girl right but when it's turned into anti-black and it's like black men were our enemy. Black men were our oppressors. That's when i started to have a problem when i started to see this conversation around holding them accountable generally speaking men which makes absolutely no sense. You can't generally hold people accountable. You can only hold people accountable fucking no you know what i mean So i will see these conversations like all of a sudden blaming men for everything in the black community naked. Black men aren't doing this and black men aren't doing that and black members. Black men beat black. Women may are killing us killing us. They have they keep repeating these things. Which by the way the numbers email there might be higher than maybe white people is still a very small black people have never killed. Anybody know would love to think about as most black people in prison for non violent crime. You know what i'm saying. We're not we're not in there for murder and we in it for selling dope and robbing banks and robin the motherfuckers. Because you know there's general just you know let's just say point. Five percent of the population of the black population ever killed me. And let's say seventy of that point. Five percent is black men. Let's just say that still doesn't mean that majority of black men are out here beating black women. I don't tell it winds up happening is i don't mean to catch up. A winning one is happening but that did that what that does. Is you know these people who some wrong with them because that opens up the conversation for an even broader conversation. Because then in this. What love tommy curry. Not because he said it but because he brings it he brought this in any even about the data is the the language and the story he was telling and he said you know On your vet carnell show. He talked about black women abusing black children saying yeah he was actually one of the first. People have a little talk about that publicly. Yeah and the numbers. And the thing is i have And i don't like antidoto evidence. But i'll i'll tell you this. I have a neighbor. New heard me talk about my neighbor before the fans have heard me talk about my neighbor. Have a neighbor live next door. She has two kids and the kids a little man. These are live three and five meant to and five year olds and she said take care of her niece two and they moved in and they was cool and everything but i noticed that there was never it was just her and her kids over there but she would have people over there they be over fucked up drunk kids running around. Uk hear her in. My apartment can hear cousin at her kids. Sit the book down john. Michael like cr- talking crazy. And i didn't say nothing at first because i didn't know her but then. Cps started coming over here because our kids was outside playing. It will summertime her kids outside playing and it was dark somebody called cps and they didn't call cps because the kids outside they will just waiting for reason to call them because of all the others should they have been going on. You know what i'm saying. And i put it to the side and she's younger than me. She's like twenty five. I'm thirty nine. You know. And i told her i said look. I don't know what you do. I don't care what you do. I said but these mother fuckers out here do care what you do. You know what i'm saying. I'm not gonna tell you to raise your kids. I'm not gonna tell you how to talk to your kids. You know what i'm saying. She was always nice to my daughter. She talked her kids like they weren't shit saying yeah. That's usually how it is. And so when. Tommy curry brought up that situation. I never thought about that. I never thought about the fact that black women do lead in all these different states. Now like i said about the broader conversation so seeing that they're sending black women are killing a black men killing black women. So shall we say all black women shouldn't be able to have kids because y'all beat the fuck out of your kids doesn't apply this small population general population. You have to apply in every in every way every word. And i had a conversation with a so call divest on twitter and she was bringing that up talking about that said well also showed that black woman. Beat they kicked. She blamed black black men. Oh that's the way we're in the home where it was the day. I said you know what we're done here. we're done. we're done here because because nobody says where was the wife. If he's beaten out exactly exactly. You know what. I'm saying devil's the mother always. She does always blaming someone else for your problems of for what you're doing. This is the point the point of all this is what i'm saying is what i've noticed this what they've done this infantile as black women black women. Our children in there is what i'm saying they infantile as i don't even know if this word but they've tantalize i think is the where you go. That infant infantilized in over the women black women like babies so when black women do something like when they're working in the restaurant standing on the furniture act a damn fool news and for people that ain't seen the video these are grown women like these women s brown. They've grown people so but when you turn into black women just trying to have fun. Black moon is just trying to do this. Y'all always stopped talking to about grown people like their children because white people ain't doing that. Okay now feminists will but white people are treat black. Children like grown-ups. They treated jordan russell jordan russell a grownup trayvon martin like a grownup mike brown grownup tamir. Rice was a grown-up discuss boys. Grownups emmett till grownup okay. So the more you try to put this level on us as like as if we're children and what what ends up happening is why people internalize that is. I'll just take care of themselves. Look at them absolutely the children. You know i was talking about this on the Livestream yesterday. But i did where i talked about this video i saw on youtube. I posted the clips on twitter and facebook a few times but don't even know if see it was a. It was a while ago. Maybe earlier this year. And i posted this clip from this long documentary about the south and racism in the south in the nineteen sixties. And they interview this white lady and she's talking her family owned slaves and she's talking about how bill the black people like children to play in frolic mcgrath. We like to do these. things are just. They're just like children. They were so happy during slavery pretty much as little. She's saying and i thought it was fascinating. They really believed black. People were like. I said i watch a lot of old black movie. I mean Old black tube in do not watch old. Tv shows old movies old. You nineteen thirties. You're talking nineteen forties and if you watch a lot of them. The black character if was a white movie not black but if they have a black character a lot of times it was a grown man they make him sound like he's a he's fetching right. Ooh miss problem. Give us some chinyere. Oh pakhalina lines a quota. Oh a quota room like they make black people sound black men in particular sound like grown men sound like children while they treat black boys who are to our children like their threat. Yes because they haven't been indoctrinated yet. So i have to beat him into submission. And and yeah. This is a crazy thing. And this is history. This is the crazy thing. When i saw to go back to that restaurant situation. I saw the way people was talking like. Oh he should've changed the music and he should've did. This would've thought of what i thought about was the mania and draped. The mania is a certain condition that was coined in eighteen. Fifty one but his name. Doctor samuel a cartwright now deborah samuel carbon is a racist and a white supremacist. An you know but he came up with this term as a reason why black people are fleeing plantations is because they have draped mainly because it is mine. Would it being phased. Mental illness is like a mental illness. Being fair the being called. Why would they wanna leave. It must be someone with him so yeah he said basically said that. It was a mental illness that caused black people. Enslaved people to fleet. Yes so it was a it was a disease trying to get out of captivity right and i looked at that drip the mania shit and it's almost as if he's talking about blind people like children with mental illnesses and things like that you know these are people that can take care of themselves because they need to. You know what. I'm saying. So when i seen black people were maybe you should change the music. Maybe it's all these things like. Are you a child a kid when you bring a cat into a restaurant and you start plans that you play some elmo music assum. the kids. Don't get up and start. You know especially a little kid little kid. They're gonna do whatever you don't santa there. You see the uber you take a restaurant and a big somebody in a big bird costume walk by then on flip out but as a grown person you're gonna be like folks big burden here why they plan elbow music in your you. What i'm saying you're not going to say. Go big bird. I gotta go. I gotta run over there. Because you're a grownup you ever developed brain. If they start playing elmo music gonna start all of a sudden singing the elmo song be like why are you planning a grown ass restaurant. It was funny is i. Don't people made up defenses. That woman might not have even have they might have been like dan. Lewis fucked up at night. Basically saying this is but you know all this shit so probably laris to make up these random defenses like oh they're playing this type of music so may just couldn't help themselves like you said acting like their children like why make excuses for the fact is is music or not is put. The music is irrelevant. So why bring it up. But the point was they did something that was not appropriate for the establishment. The salazar wise that. Why is this. Why is this so wrong to say you know what i fucked up exactly which they might. We don't know cobley did. But i'm saying for black people responding to it. Why is it so hard to just say. You know what man we fucked up. You know what. I'm saying out pocket. Because i'll tell you right now. It's hard for motherfucker to do that. It is really hard for grown motherfucker regardless of race is offer. Grandma for say what was wrong. A motherfucker will lose of friendship. But that's what that's what. I was talking about about teaching children to hold themselves accountable. Roy because we are. We don't s a big part of my teaching because of exactly what you're talking about. We don't we attach accountability with shane and behind. You avoid that feeling because we know we're going to judge because they will and we know we're going to have these So we have all these reasons. Why we don't hold ourselves accountable. The problem is one adults to hold themselves accountable even around children around children now with their own right so how long how to hold themselves accountable if you don't you don't do it but they weren't matha kids don't do you said we don't know what these people that was at the restaurant said open. This isn't even about them about them. We're past them. This is bigger than that. We're just talking about just the ability to understand and connect. Because that's that's the key to all other sounds corny but it's literally the key all of it. If there was a connection or communication a more effective those girls would have stopped or they would have to leave with simple as that i just. I don't think we consider each other enough so we can hold ourselves accountable because you don't think hold accountable if you don't care about the person dan to make the girl cry at i was mad because she She heading to my quarters bad. You know what i mean. Whatever it was he put too much orange. And you hold yourself accountable. You say okay. You know what actually didn't mean for this to happen. I apologize because this is this was not okay for whatever reason and even if you thought you were justified smells i think i'm just like buying certain things. A now might not apologize. I'll definitely acknowledged like you know what. I noticed that you're having a rough day. So that's why. I got really poor service. So i'm just gonna let that let it go. You know their tip. Maybe or his. But i don i. I'm okay with being like okay. Let me go the fuck off. Because if i go the fuck off and she starting agnostic she. She did have a rough day and go the fuck off on her. I mean i'm gonna feel bad like them. Maybe she's a single mom. Sean make ends meet. And i'm a third person that came in our access. Damn question he. I have to consider that. Even though i might write that. This person didn't do what they were supposed to do. Don't want to be right or do want to say a connection. A restaurant wants with my mom and she said to me well. If you're done a mother gets really mad about shit right so that like trying to calm situation. She doesn't flip the fuck out. Which makes them even matter. Because she doesn't want you to do that so i took all situation in any way because the server was definitely busy and was running around and she was route though she was definitely rude and so my mom got upset and i said well let me talk to her. You know so. The woman comes over. And i tell her i clarified to her. Why was telling her something. So i didn't know she had heard me as she was walking by me and then she comes back and she says i asked her again a glass of sport spooner something and she asked her again. And she's like. I heard you know right. So but that's why my mom was mad so i told her i said i i never apologize. I said you know. I understand that. You're really stressed out. Just wanted to make sure you understood that you heard me. I wasn't sure if you heard me. And she just let me saying that a knowledge that she's really busy and she's she totally her whole demeanor chains. That's what i mean. By by the way the way you yourself to her with by using the golden rule now you didn't say say why wouldn't talk to you like that no you let her know by saying what you said look. I'm a treat you the way i would want to be treated and something. A light bulb went off in her head. And the thing is with this brother. I don't know what he said to them. The first time. He said he talked to him twice. And then he then he went all. It will be honest. Let's be honest if you listen to things he said. Do you really think he was nice when he approached him. I i don't think so. I don't think i think he was. I think when he walked into the first time he was bucci. And i think that's why even wild out more they probably were just like. Oh fuck this. Because real boozy the way he'd be talking he does come across kind of boozy respectability. he come easy loves obama. he you know he loves lebron. Does your show so you probably like that on there to rickey smiley only boosts my shit. But all the boozy mother fuckers talk on that mother fucker man shit though. Because that's like that's his audience. Flexibility politics audience. Marc lamont hill tight. Montenegro's right so the thing is like he's still has to me. He was also isn't happening. I don't think he's holding himself accountable. Because it is yeah. He's not saying you know. I should've went off like that. But i would. I apologize but even though it was one of those. I apologize but that type of thing. Yeah he did. That's not a real apology again. That's not holding yourself accountable. So being an also holding accountable nestle even the to apologize right so when i talked to the server she was wrong and how she talked to me but i hold myself accountable in the fact that she was walking by. And i just shouted it out. You know So so i do get. I hold myself come on. I said you know you're really busy and you probably didn't hear me the first time and you're walking past me and i shouted it out again. I i could throw you off and when you responded out shielded just by me saying matt. She calmed down. Her whole demeanor changed. She apologized my mother. Got mad and said talking to me. 'cause she doesn't she doesn't listen. She's like if you're done apologizing. Ma did you hear me say. I'm sorry one time. And she said no actually did. And that's it exactly. I never apologize. Calm situation down. Because i want to eat food. That doesn't have spitting rod lights to enjoy my meal. And i also don't want to have to server with an attitude serving me. I just don't want that energy on me so to me if we can learn how to connect on just on that simple like you said the golden rule out if i'm having a rough day and i'm fucking up. It's okay to check me totally cool. But if i want to hear you. There's a certain way you'd have to approach it but not everybody now granted. I'm skilled at this. I've been doing. Empathy says for like a few years. Now so i don't i don't think mostly we're going to do with that way. Nope won't do it. That way I recommend it so that way again. Remember talked about earlier. Are you being effective in your community right at the end of the day. Am i getting what. I really want giving what we really want. You wanna have a pleasant time doing your job and without too many problems. And i wanna eat. Enjoy my meal with my family. So how can we. How can i enjoy math meal. And you feel good about your job. We got all this animosity between each other because you had attitude with me. There's no way yeah it was wrong. You shouldn't have better on the only way she was able to hold yourself. Accountable is when she felt like somebody understood where she was coming. Brian right it best thing this whole situation. That just looked on youtube this so many dan reaction videos black folks. I mean i don't even care about is over. it's over now. You know what. I'm saying. Is i think we need to have the conversation. But like i as general the public conflicts around it had to me has been totally stupid. So it's been one of two things either been respectable three respectability politics ghetto rachid. Fuck ary muffler. Respond to it on youtube or people. That's on some. you're fucking up your business and they should win. You said it was. He should bashed a heads into the table. Real flex some real anti-black women god-like is ridiculous. I hate when that happens. When there's like one story and the people use what black women missile right. Let me think crazy. I i realized a lot of you guys know this. A lot of insoles be following me. And then i don't say things that they like they get or challenge point that they make they hate being challenged because to them who they are is it means to be the boss of everything. You don't even bathe. You know what i'm saying so first of all for you on social media talking all that hot shit you don't even bay like shuttle even have even don't have a profile profile or if they do they're dusty all every single time without fail. You know why 'cause do get women actually care about women like they actually are like they. They don't have this hatred towards living alone women care about what women think about them. Exactly you ain't getting a woman you don't care about how women think about you because you ain't getting a woman anyway. You don't say you don't like you already exact not realizing that they don't like it because the person that the person that you're being the gay the base talking about what did he say about desperate What he say he was on us talking to him and he said something about a manigault mess with a good as ugly or some shit he was saying i was like he was talking about how If a man 'cause he was asking do men care about what women look alike what they look like. You did donald right. And what did he say he says some like most. Don't even care what women look like as they try to smash and unlike not as you know and and i asked it because a bad guy will say my guys will fuck anything and i'm like that's not even the first our that's one of my pet peeves that this woman that black men do not just black men but men in general but specifically when black men this pet peeve of mine where black men do this thing where they limit themselves and then get mad at everybody limits right. You know what i mean. He'll say things like well like if a woman mental fuck anything you get defensive fair to right or they'll say stuff like You know men can't talk about their mental health but then when men do to start clown in the exactly he like crazy because when it comes to that situation like i'll tell them for a minute. Do our woman that's ugly. I hate to say. I had to be if that makes me asshole then so be it. You know what i'm saying. But i don't want to cause look if i'm gonna be with a woman in particularly get married or whatever our only has one of the rest of my life or just the fact that everybody has their own standards and it's not gonna be anything you're not attracted to just say no and the women wanna check some ugly and when i asked him because i asked him i said. Do you fuck anything you like well. No i'm elites all data's okay well this bullshit but even if wasn't you've just contradicted. You're fucking like you're not different than most guys number one alta all guys. How their own standards of what they find attractive with thirty people. And thirdly the simple fact that he hansard that. I'm elite. So wait a minute motherfucker. If you saw lebron how the hell mediocre doing because most facilities bullshit because most dudes that get women usually hang out with other dues either get women or men that do they. Think like my. I got a friend. I'm rick is one of my best friends rigged on girlfriend but trust me. Rick don't have no palm get no woman. He just don't want one you don't say because of were whatever's going on his own mind that's just not where he is right now. You know what i'm saying. But i don't know any dudes that don't get women that can't get women you know what i'm saying so for him to say he's quote unquote elite which is bullshit focusing on of Yeah that's i said. Basically i said noah said on say guys talking only guys who any guys who don't have options. Yeah busy it's like it's like it's like when people say i really hate this one to another one. I really hate that men. Say and repeat and it's not real which is mentally need five things in a relationship. Yes let them feed them. No don't talk too much it. It's always some shit like them right. So whenever. I hear that i get annoyed because i go to my. Do you not realize how much other things you need that you do when you're in a relationship with relationships said it right there when you're in a relationship problem is they in one okay because only do does never does not in a relationship or it has not been in one on a regular basis or ever been in one. You only need five exactly. Because i'm gonna tell you right now. I haven't been in a relationship in the last two years. But i've been in relationships trust me. It's uni more than especially as a grown man. Now when i was ready to or yeah. I was just trying to fuck eat. Whatever whatever you don't saying. But the twenty two. I was probably damn. They're halfway homeless. You know what i'm saying. Pretty much halfway homeless man. Even if i live at home halfway homeless and my mom fuck out okay she even if you had an apartment you always you know what i'm saying. You want check away from being broken homeless e okay because we come know generational wealth so some stuff like that like do. I would've never went to therapy if it wasn't for a woman i see. 'cause dudes don't talk like that the conversations that i've had with women that i will see at the time i've gotten a lot of game now. There's certain things. I don't ask women about because i know that that's not the i'm not gonna get the answers that i'm looking for. You know what. I'm saying right so but when it comes to like certain things in life 'cause there's that equal balance you have to have fifty fifty man woman. You gotta have that. So when i talked to my mom on the phone. There's certain things. I don't talk to my mom about karma to my dad about you know what i'm saying because i know my mom is immediately. Say well i don't know you gotta call young okay so simple but when these do start talking about well. There's only five days when you still trying to get a playstation five your perspective and just buying it yourself. Any perspective is soul out of left field. And that's because unfortunately in our community we have a problem money problem wealth problem so a lot of us are one. Check away from being homeless. You know what. I'm saying. So i again on social media and talk all this shit and that's why i always. Why why. I always say nigga everyday line before. They brushed they focus tongue. That's that's factor but like that was. That was my whole thing about that. Like that whole point is like it's so limiting to to minutes specifically black men who have a wave circuit animals. You want him. You're a human being five thing you had right like your human so you have. Do you have a lot of means. You don't even realize our attention is absolutely. He'll pay attention to this earth thing. They'll say some shit like is we're not talk so much. Shut up please. but she was. She wasn't giving you attention you being ill. You won't be ready to leave the relationship with somebody and give you the attention that you want to spend all day at work or whatever. It was absolutely talked me but she i worked right. Which would which is crazy because if you live with the woman and she didn't talk to you really feel like shit egged ups. I'm sure right so to win memphis it like that. You know you need affection. You need attention. You need acknowledgment. You need someone to walk to co operate with people confuse cooperate with compliance and complex cooperate and the same. No cooperate work. That's a human needs to be able to cooperate with someone People don't even realize what they need. They'll say stupid shit like zelina over things. Why are you limiting men that way. And then they get married. People don't acknowledge your feelings. Nobody knows what we do. We do it on the reverse men do because then they start talking about the things that women talk about that they need and you know hey the basis on social media but minute stupid stupid so they say stupid stupid shit. You know what. I'm saying. All y'all just trying to else done get a birkin and has put money in your cash so you can get your nails no money. Nobody expects lesson. Nobody has any money. I don't even. I don't i'm a google right now. I wanna birkin bag. 'cause i only i have no idea. Birkin bag hamels the cheapest one i seen was like five thousand six thousand dollars dollars. Yeah i think. I think there are some more than nineteen. Oh my one hundred thousand dollar bags. Pretty sure they were this expensive. That's what i'm saying. So these talking about birkin bags and most most guys are cannot afford to pay for the girls here nails every week. you know. that's not a real thing people saying. Seo clutch clutch. Little is six thousand dollars stand. Don't listen to you. Be stunned at the out. Because i don't know anybody that owns this kind of stuff not birkin. You know what i mean like or even like i unlike louis or but like consider coast to be that. I'll look at it like kate spade. Yeah but year. Like i think interesting. That black people have these conversations. They're not real. It's not real at all like these are not real. Thinking are no like all these women talking about. Oh he's gotta pay ran and pay all the bills and new way. We're always using his money. And i'm just like well what what reality do most black men have. A what reality are we in where most black men are in a position to be able to do that in the first black families can afford it so this so this conversation circles back around because when you say that you hate black men all day and then on the flip side the other the only other so if you're a black man according to social media they either hate black men or black man gotta pay for everything. Well goddamn uk. How what. Most black people i think. The median income for black households is like thirty nine thousand or something like that. Oh wow this is the lowest in the country. You know what i'm saying. So how many black will do you think. Make at least one hundred thousand dollars. A year is what less than five percent of black people make more than one hundred thousand dollars a year. You met one hundred thousand dollars a year. You still can't afford no bergen. Okay right. you're still you 'cause the more money you make the more money. Sam will come and take out yo ass okay. I know that. Because i make a pretty decent salary uncle sam whoops my ass every month. Okay of the reality is most americans. And the median income kids sixty thousand so most people need to increase to survive. So what planet are y'all on that you're came challenge people say oh. You're not a good word for blood. Is the problem for black people in in this is our own fault we allow images to dictate who we are we allow songs sounds visions to dictate who we are so. Megan thee stallion all them. Cardi being come out talking all that wild. Should we start repeating it. We cannot we just cannot look at shit as just being entertainment. Well i don't even think people in real life outside of social media actually believe most of that bullshit because it's not even realistic. Most of those women talk about black men all got a black man. They don't have no hills. Mary who jamal hill. Full of shit though. This is my point my point. Well yeah but my point is that a lot of them are foolish it like i don't i've never once in my life met a black woman that praised neither one of my god. I just found out yesterday talking to my mom that my aunt who has since passed away. She had color isn't problems now. She didn't blame black men but she had color impromptu because he's really really dark so she always talked about She was always like she always liked What's the girl name on tv. Oh my goodness back in the eighties. I can't remember whoever but she always talked about now. This this is the crazy thing. How colors and works her curler. Ism didn't praise light skinned people. She prays white people. Whoa yeah so her idea. I don't know she passed away from cancer and my mom i said does she. Hate black manages nausea problem with black men. I said well what was this all about. She said she just had this thing she just. It was my mom. Sisters is six zero. You know what i'm saying. But she was the only one and she's not only one. I have a couple of dark skin aunties but she was the only one that had a problem with like she would tell her My sister's dark muscles darkening me but my sister. We didn't grow up like that name. Never brought them nothing about no skin color. What i'm saying right so remember. She told my sister when you know you can't be wearing red lipstick and my mom's like she can wear to fuck. You wanna wear you saying we don't out teach my kids. That's yeah now. Yeah it's interesting that people who have issues around on color ism often push color. They pushed you to exactly so it's really sad because because it shows how much they don't like the down to so it's like they think that because of their skin shade. They can only do certain things. That's something we talked about earlier. When i was at work and we talked about. We were talking about mind growth in the booth of the one Am i to hate to do this. But it was a certain. It was asserted presentation. I did it early when i have to do. Work at at work was soon as i get off work. I forget. I figured all the shit that i did but it was something about. How your mind your mind growth. So the way that your mind thinks as compared to if you just stand still if you stand still you will be stuck in this rut of thinking the same way about yourself over and over and over again. You know what i'm saying. No we never tried to achieve go further. It's almost like the the idea of the tortoise and the hare so we know that. The hairs fastener tours. You'll what i'm saying. The bugs bunny cartoon with the tortoise. A motor shale. The hair is faster but this is the thing. The tortoise still finished berets. He didn't stop so finished. The race will guess what you say. Okay what noah convinced How can i. What can i to get better next time. You know what. I'm saying but see a lot of us. Don't think that way we think. Well you know what i'm saying. We can't i you know there's somebody told me i can't do that A fixed mindset versus a growth mindset. That's what it's called fixed mindset means you're stuck right here you feel like because you black. You can't do this because you're a woman you can't do this because you're lgbt. You can't do this. As far as compared to a growth mindset where we all know somebody from the hood and from the hood and made it and made it out because they knew that there was something more than just this and hip hop is a perfect example of that is not a us hip hop example. I was actually going to use a queen latifah and missy elliott because they've been two of my idols growing kid as a black girl almost a blogger. Who's bigger than a lot of the other girls And was still alive. They were this is the thing not only were flies. They were com- they never talked about sex all every song. We've never seen so like. I look at like people i look at those women. Thought like damn like they don't give a fuck what the same old both of them are considered like to the top peeps to top people in music and celebrity ever missy elliott produced in wrote so many songs everybody who the book that time right. So you're talking about someone who got on who could have just continued to write in the background and produce but decided drop her own outfit. I ended up being bigger than everybody else had. One of the top music came out with a music video of nobody else guitar. We didn't even with what the fuck is going on. Black lady bird audience. Random cameos but the beat was hard you got. She didn't let leah. I don't look like little kim. I'm not gonna come out here. She didn't do that. She just went ahead and did what you had to limit herself. And i think what i want. I want to get to that point but you're talking about the fixed mindset. The reality is is our brains. Are naturally baidu wechat brains. Do it sticks with western familiar. Is it knows it can change absolutely change. Your brain is plastic. They call it. Plus mccall your brain. We talked about that at work today. And and you know the thing about is you know. They've always been people that you said he ain't but he didn't think like biggie. Smalls said heartthrob never black and ugly is ever baseball. Said right but he was married to athens faith. That was a fine full women and he was wearing. Charlie baltimore baltimore in the day with music. He he already knew he also knew that he had something else that nobody else had. Becca get into the next level. No he didn't look like nas no he didn't look like ice cube or whatever a handsome rapper that existed at that time or to pock. Everybody loved to park. You know what i'm saying. And he's still able to get a footing in the game and be the dawn the king of new york. You know what i'm saying. That's that's the thing i think this is. This is a great way. Even wrap up our conversation. 'cause i i love wrapping up on positive notes and i think we were saying you know pretty positive and encouraging like you can't let yourself be limited based off of what other people might think or what they how they might look at you. That's something i even had to like work through In a lotta this rooted in black people limiting themselves and i. I'm a strong believer that most of us suffer from sleep imposter syndrome. Where we don't we don't believe in ourselves we think we. It's a fluke. We tricked everybody into thinking that. We've there were smart or this or that. And i think a lot of suffer from that because we've always been taught to limit ourselves. I'm black oh i'm sure oh i don't talk a certain way i don't have a degree you know. I don't have a degree in broadcasting ever working in media potato. i'll have one. i wanna broadcast neither. I got one in a fucking education. You know but i'm saying like i'll give higher for projects all the time. Do radio specials for the for our local station here. One of southern california station airs from santa barbara. Down in san diego de i. They they hit me up. Hey we wanna do a on this. I don't have a broadcast during our vaca- jellied or for dominic deprima who she is and she's in the beginning of the and that's her in that little radio clip that i worked for her. I was her producer. I don. i haven't worked advice like don't have a degree in communications or broadcasting or media been able to do the job have a fixed mindset. And you know it's funny. Because this i didn't even know how to get into radio. I was working social services degrees in sociology. I had no clue. I put on facebook's coming out i found some. I just wanted to do it. I think i put the a vision board. Immeasurable aren't magic by the way vision. Boards have nothing to do with like manifesting and magically some shit happening. there's nothing to do with that and just how your brain works to look for opportunities. But anyway so i started off just like you know doing the vision board and then i just want to do at the thousand shit on the internet now is having so much fun doing it. I say i really do some real radio. How do i do that. I put off facebook shabby radio personality or a teacher. Somebody from a radio station hit me. See and say oh. We think of expanding our team limited myself ain't even acupuncture degree they said. Do you wanna come down here. Maybe in and see what you see what you think. They didn't ask about it degree that s fouls in school then asked if i if i knew anything about a broadcasting. They've asked me shit. I didn't i didn't know shit. They just say hey. We'll we'll open up the door you so don't limit yourself. You cannot limit yourself because you don't want to be one of those people i remember. I'll watch this documentary. It may broke my heart. That documentary that stacy peralta Baron davis put alcohol Crips and bloods made in america. And you have brothers on there. That was a twenty young dude saying that never been to the beach and they live in l. a. yeah that's that was doused very common. It got to the point where schools are taking kids to the beach. 'cause i'm definitely yeah because kids had never been and never been to the beach so you know on that note. What i'm saying we're gonna wrap this up. Everybody follow us. Twitter champagne sharp. Follow us on twitter on youtube. Make sure that you subscribe to us on youtube as well as subscribe on patriot. We want to be able to you. Know give you more. We can get more if we have the funding to do so. Do not spend the money on liquor and we're not going to troop kitchen to do unfortunately limit these systems that we use our free. We we've just support but we thank you so much for tuning in We have more stuff coming down the pipeline for you. I'm still doing. I think i must've to thursday nights to do the trauma show. I think they liked the trauma so look out for that movie. I need more feedback from the fans. If you guys want me to do boxing. I'll do it once a week but i need. I need more than two people saying. Yeah we wanna do box interview if you guys want to do boxing but you know Just do it do a couple of times test. The waters their big fight this weekend. So we'll let let let let them know that you wanna That you wanna that you wanted to do this. Hit them up on twitter. Give me lazarus got life Yeah finally on google. How to spell. Lazarus church read the bible. No but maybe google tag you with some shit one day so much grew up in the church. Look i was a youth preacher. That's how bad but yeah you can also follow me on twitter at lifestyle media that you follow us. Subscribe like all that stuff really getting conversation with us. We're in discord. But you only get that at the. Keep your patriot members so make sure you know if you to chop it up with other t has all kinds of he does with In this got book club movie all of books. They watching movies. They all the moderate. Isn't i discovered. Because i'm still trying to figure out by shake my struggling with it but i just want to go all the moderator. Who put it in the work to help out and make sure that we have great conversations fan so thank you so much everyone That's it for me. That's it hollow tallow.

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#217: UHHG - #14 Play the House Hack Long Game

Denver Real Estate Investing Podcast

1:15:59 hr | 1 year ago

#217: UHHG - #14 Play the House Hack Long Game

"You're listening to the Denver real estate investing podcast where it's all about helping you grow your Denver Real Estate Portfolio here's your host Brisk Lopez. You're listening to the fourteenth episode in the ultimate how sacking guide for Denver. This title is called playing the long game now so much emphasis just in general and comes to real estate investing. So much emphasis is put on acquiring a property or getting a good deal on a proper, how to analyze it at a purchase price and incur rental property, which is great. Dated Understand. But on the flip side role buying properties to achieve some type of early retirement goal that way can retire before social security at sixty six or whatever that ages. And understanding the fundamentals of how to play the chess game with real estate portfolio is really really important I can tell you there's a lot more than just buying property and paying it off. There's nothing wrong with that strategy. But if you look at a lot of financial modeling that we've done or other people do it shows that if you re position accoring those properties or you know go back there and do things those properties you're. A lot more likely to achieve your cash flow grow greater and a lot of investors I know around town I. They don't just buy properties and pay them off. They buy properties, Ellen make sense they go on there and sell the property do a cash out refi keep the property. There's lots options to go through and it's helped them build a Lotta wealth. So in this module, we will go through lots of different scenarios on here. And it's all preface around achieving that ten thousand dollars a month goal. So that's very common goal of that investors have. So we talk about refinancing properties to drop PM. And order lower interest rate except there's one thing that often trips people up when they do this. So make sure you listen to that. We talk about using a cash-out refinance to go out there and help you buy your next how act and then feature properties. Well, we go through a scenario of a detailed scenarios buying a cash-out refinance and then using that to go out there and buy rental properties going out there and buying more rental properties, and then we go through the details of actually taking a property that you've had for awhile you've had some equity building there and you sell it and execute ten. Thirty one exchange to trade up in the properties. So all these go into super detail, allow detail on get any questions definitely reach out to me most happy to clarify, and if you're listening to the podcast, you can always reference the blog post as all of them are spreadsheets or in their they're also in the chapter in chapter, Fourteen the book, and if you see the play by play clicking around, go watch the Youtube video gave getting questions feel free to reach out to me because I love talking about this long term financial modeling. All right. Let's go with it. Here's recording with me Joe and Jeff enjoying. So. Let's talk about a few key points to keep in mind I, in terms of real estate that are key to building long-term wealth. Now, one that's often not mentioned and definitely not show up on a spreadsheet is just the experience and the knowledge that game. So for example, a few months before we started this recording Joe Jeff Lower I were talking we were getting ready for this. And we're talking about the module that recorded previously, which was the one jeff lead on just had a manager property getting all that stuff and you know Jeff was we suggest I can't dude after hearing all your stuff that just makes us even happier for using property managers are just because like you know there's a loss of going in there and Jeff was like, Yeah I. Get that. But you know my platform will do this for a couple of years because I got the time I got the interest was appoint Amazon to. Higher. Property Management. But while Jeff is out there doing that himself while he's in the trenches doing all that he's gaining a tremendous value experience knowledge and that is really hard to quantify but it's such a key item to keep in mind when it comes to building just long-term wealth because that's one of those things behind the scenes helps people execute on deals and get things done. So keep in mind as you're doing all this and at times when they're they're rough. Those times in the rough free add a tenth that does something to you or your property I should say that's part of the experience as far. Announcing helps you become a better investor and that's one step towards building that long-term wealth and you can't learn all of it from a book. Right? Just get books. You can learn all sorts of stuff, but there is no substitute actually doing it I'm sure Jeff would agree with that. Yeah. The books you know it's great to have knowledge and build from there but the point is gone all in and buying your first property end managing benefits, domed contractors, your national education right there. and. So getting onto some specific metrics here is cash flow because this is what often they run things I'd buy real estate, you get cash flow now. By this point, you should know if you go out there and buy a house sack you go by soon. Family, home, House. Act For five or sundown fourth outlaw property while you're living there or once you move out, you're not getting rich off that initial capsule. Your margins are tight its stomach common to have a slightly native Castro property to neutral two hundred dollars to maybe a thousand dollars if you gotta if you're really rocking things well, but either way for making a thousand dollars, a month off that property no one's retiring off that one property or at least know that I know you're talking off that one property and you're not, you're not getting rich off of that. But something that Joan I always talk about our clients is, what's your biggest expense and Joe? What is? My expense by by rental property and I use you. Your mortgage number. One thing every time mortgage. Bow. And giving about this, because he goes through Joe, you're getting a thirty year fixed mortgage payment and I always buy stuff on thirty year fixed. That's why I recommend my clients and Joe whether you're doing a house hack loan or investment property loan. What's a rough percentage of investors that do thirty year mortgages in those adults? Ninety nine percent of my clients do thirty year fixed rate mortgages less than one percent do adjustable rate mortgages. So, if you think about this thinking about you can't see me right now but I got my arm, it's flat and that's showing a that's actually the mortgage payment. Your mortgage payments stays the same in month one, two months know three hundred. Twenty, three, hundred, and fifty. Right. Towards their in six math, my head three, hundred sixty. What happens over time? Your expenses go up some your biggest expense is not. You know is is is your mortgage that isn't the other stuff utilities taxes go up some. About else goes up rents go up and so as you're rinse go up. That's researching bigger and bigger cash flow, and if you look at the historical numbers in Denver, we generally have about a four percent Brent appreciation. Now. Will be like that in the future. WHO KNOWS You know that's our best guess. That's what we've seen. The past two got near two year three or four. You're five and you should see more cash flow after your after expenses after your mortgage payments because your biggest expense is fixed. So, we'll go through an example of spent on spreadsheets, but conceptually understand that because again, this is one of the things that build long-term wealth. Another thing. That hardly anyone ever talks about is the amazing tax benefits you get. You get from real estate also known as depreciation not appreciation within a deep appreciation with a D. as in dog. and. So what this is, this is a rule from the IRS. The federal government says, Hey, if you own an investment property. You can depreciate a part of the property and actually have it going in have lost, go on your taxes, and so what is is really a paper loss or phantom loss is that real money that you're actually having the right check for new losing? Your tax return, you actually get to take a deduction off of there that often puts cash back in your pocket at the end of the year come April May June whenever you file your taxes 'cause actually lowers lowers your tax liability under property and actually can go across other income streams. So we've talked more about this another module and definitely talk to your CPA about this because this is a benefit that is hardly ever talked about Joe Key anything other depreciation I. I WANNA get people the sense of how important is by Donna teaching an hour long class on there. So I just want to emphasize how amazing this is Yeah. So not sure everybody's political views on the call, but you know you watch. TV You read things whenever they talk about. You know this this tax change of that tax change, and they're always talking about the upper one percent upper one per cent got all these benefits of owning real estate the upper one per cent, get all of this benefit from from these various tax things. Depreciation is something that the top one percent get a ton of benefit on but guess what even the bottom one percent if you own real estate, get a lot of benefit on that. So this is a way to level the. Playing field a little bit with owning real estate and have you take advantage of some of the things that the Warren Buffett's of the world yet and the the other billionaires of the world get on their tax benefits. Depreciation has one that even little guys can take advantage of. So you definitely want to understand it. You WanNa make sure maybe maybe if you understand it, you want to make sure your CPA understands it. That's the most critical person who needs to know how to do it. Joe I'm glad I asked you because that was great explanation. So the other thing to keep in mind is the equity that builds in your property and there's two ways you get equity in your property is through appreciation. Now Joe, can we guarantee appreciation? No, sir. But what do you estimate when you buy rental property? You have spent appreciation. So I always assume percent growth year over year the reason I assume that is because I only buy properties in Denver inside the four loop in the last forty, five years in Denver prices have gone up an average of six percent every single year. Now, there's been some times when prices went down sometimes when prices went up two percent sometimes in prices went up fifteen percent over the long term Denver prices appreciate at six percent. So because of that, I take a more conservative approach in assume five percent appreciation. And Jeff when you buy properties, India long-term Modeling D expect properties to appreciate. I do actually I'm a little concerned and Joe I only do three percents. and. You'll hear people it's usually between three to five percent. You hear people doing it if it's higher than five percent. Optimistic lower than three percent. I think it's being too conservative by any we're doing three to five percent I fall in there too pain on my mood I'll do three or four percent by three percent. So keep in mind as you build appreciation whereas the properties appreciating build equity. That starts building what I call your real estate piggy-bank. It's not cashing take out today that gets PAS in your checking account like your monthly rent does. But later on down the road when you go to sell the property or you go talk to Joe cash-out refinance actually take that money and go out there and buy more properties. So it's money you're building for future use. The other way you build equity is through principal pay down from your tenants. So and I think test is whenever you write your your mortgage payment. At, your mortgage payment goes to things harvey goes towards interest and Parbat goes towards principal reduction and sense your tenants are paying your mortgage for you get other people's money paying down your principal. So every single month if you're right in the thousand dollar, check a couple of hours of that Irina few dollars of that or whatever the amount goes towards principal agonize you pay that down your building more equity in your property. So we have a really really detailed podcast on here you're also teaches class a few times throughout the air more details checkout a the investment property analysis core series module, one cashflows on everything or over classes or webinars. We talk about this 'cause we spent a good hour hour and a half just talking `bout cashflow depreciation appreciation principal pay down and it's amazing and what my favorite classes and we always have a packed house. So, POPA spreadsheet here and actually go through some as examples. So what we're looking at here, this is the spreadsheet, a property, the spreadsheet we did back in the early modules were talked about a deal analysis. So this is just the case using for awhile it's that three hundred, seventy, five, thousand dollar detached House Aurora that's being rented room by room. So as a quick refresher, the person about for five percent down a purchase price was three, seventy five, have a three point eight, seven, five percents, interest rate. The numbers will be showing you on here a thirty, two, hundred, our rent, and that's assuming four bedrooms at eight hundred dollars a month at the person has moved out of the property sense them. So we'RE GONNA go to one of these tabs on Joe Spreadshee- called the long term analysis, and this is a tab that we have not talked about yet on this call. So what this does is actually just a long tab or long pro spreadsheet that shows year one to year thirty. Every year of what your payments are, your cash, all your expenses, and all the atoms in here. So Joe, can you give us a quick rundown on what what we have on this page? Yeah. So Do me favor and just click on the cash flow Tabora quick on the bottom. So this if you'll scroll to the top please, this is your one year cash flow analysis, and this has all of your details on it now, if you would Chris, go to the long-term analysis. And your number one is the same result from that cash flow tab. It's just shortened and zoomed out a little bit. So that year number one is everything we were looking at on the previous slide. Okay and then you go over to your number two. So you assume that rents go up by the amount you've increase rents with zoom that repairs and maintenance based on those increase rents taxes insurance utilities everything goes up by a factor of three percent for inflation and then continuing down you've got. Your net operating income. Then subtracting out your mortgage payment in your mortgage insurance, which very important. Those two items don't change. They remain the same with the exception of mortgage insurance eventually goes away which you can see over the right hand side of the screen that in your tenure paying zero dollars, mortgage insurance. So your mortgage payment and your mortgage insurance, those are inflation protected their fixed right? They're not going to increase Then you've got below that, your property value, your value is increasing based on. The amount we put in there maybe I put in five percent maybe just puts in three percent You can adjust that on the yellow highlights on the inputs tab, and then your mortgage balance is paying down because every month abortion goes towards principal and Porsche goes towards interest, and then it shows your total equity. So you can see as you go along on each year for your cash flow, your cash flow is growing your mortgage payments staying the same and your equity is going up and. then. The very bottom you've got in blue is the appreciation you've got the dollar amount that the property appreciates and they percentage based on how much you invested that your return on investment, your cash flow and green the dollar amount and your cash on cash return. You've got in read the debt pay down and that's a really important one does that's a big return you're getting paying down that mortgage and then the percentage there as a percentage of what you invested and then your cash flow from depreciation. In Yellow, those are the tax benefits you're getting, and then the percentage of those benefits that you're getting based on how much you invest it. You total that up at the very bottom that is your total return on investment in dollars and then percent based on how much you invested into the property. Grid explanation and if you guys listening at, there cannot see the spreadsheet don't worry about it. We'll walk through a few examples here as always we're happy to shoot a spreadsheet with you as well because I think it's like I don't come the tab very often 'cause I'm usually appropriate from a one year standpoint, but it's a very powerful income look at here. At Hey, what's between year one and you're five and your ten in your twenty as you spend some time actually really study that made me go back and play around some very variables as far as you know rent and price appreciation, you'll start to the impact on here and help you start understanding that long term impact. So we're looking at year one year. We say these numbers, this is the end of one year. So we bought the house for three hundred, seventy, five, thousand dollars at now it's three hundred, eighty, six, thousand dollars. So about eleven thousand dollar game, 'cause we're assuming a three percent price appreciation. Will now the mortgage balance them about three hundred and forty nine, thousand dollars what's a thirty? Six thousand dollar agree having their and your equity is your property value minus your mortgage balance that your equity. And the cash flow is four, thousand, nine, hundred, seventy, one dollars. So, let's fast forward to year. To year two. I. So you're to burst zooming. You know rinse go up some. And they still paying on your payment so As, you'll see on here all the expenses. Operate. Expenses they've gone by three percent because that's the inflation that Joe has plugged in there. I happen to agree assumption expenses go up. They went up from Nagy hundred dollars year about ten thousand, one hundred. Is Mortgage payment sit exactly the same. So the PMI payment. But now, the cash those about seventy three, hundred dollars year because we saw jump up in a rental income. Now. The property value one of another eleven thousand change. So between the property value increasing and our. Mortgage. Balance decreasing by about six thousand dollars are equities about fifty four, thousand dollars. That's an eighteen thousand dollars equity gay. That's a lot of money in real estate piggy-bank after a couple of years owning a property. Now let's fast forward to year five over here. So you're five. The first thing jumps out to me is that the mortgage payments stays exactly the same twenty, thousand, one, hundred, and three dollars sodas, the PMI payment or so about fifteen hundred dollars on their. Expensive gone up rents have gone up. But now the total annual cash flow is nine, thousand, eight, hundred, forty, three dollars. The original cash flow in your was about four, thousand, nine, hundred dollars. So we've almost double the cash flow sense. And we done think the property. nope. We're paying bills were making sure it runs well or paying a mortgage payments every month or being good landlords and were creasing are a a rental rates every year as Lisa's turnover. Next. Look at the property value will now properties appreciated from a three, seventy, five to four, hundred, thirty, four, thousand dollars. So Great. We seem price appreciation there, and now we also have our mortgage bounces decrease about three hundred, fifty, thousand dollars about three hundred, twenty, one, thousand dollars. So now we're seeing an equity, the hundred thirteen thousand dollars to right now your five using pretty conservative assumptions we're looking at a six. Equity gain and almost ten thousand dollars a year in cash flow. Not. Too, bad for what we put down twenty seven thousand dollars on his property. I like those numbers. So, let's fast forward to one more. Year here and we'll do your Tan. So, this is five years out. So now we're looking at about a fourteen, thousand, six, hundred dollar cash flow, and you'll notice a couple of things. Expenses have gone up rents have gone up. Our mortgage payment is still twenty, thousand, one hundred and three dollars a year. But now that PM. Is dropped off. So now you see nothing there and so joe, if we're in year, tell me by What is a I need? Do to make sure that P, drops off. Nothing just make your payments. It'll automatically go away once you reach that seventy eight percent loan to value. If you get there sooner by making extra payments once you get to eighty percent, you can actually call your servicer and requested to be removed but once you reach seventy eight percent, it'll automatically go away and actually occurs. I think you have a Mac so you can't do the little expansion but scroll up just a little bit Chris. There's a button where you can click on see all years and I know it doesn't work on on Max but you can actually click that button and you can see your number six, seven, eight, a believe this scenario. This was five percent down. So it'd be between eight and nine is when that mortgage insurance would go away and that does vary depending on how much money you put down the interest rate, etc because the soon as you hit that Seventy eight percent it does automatically go away. And so now you're ten or make it almost fifteen thousand dollars in cash flow are equity is two, hundred, twenty, four, thousand dollars a mess of quarter million dollars equity while why're Catholic one thousand dollars a month. So again, that is damaging a five percent down property at a twenty seven, twenty, eight, thousand dollars now. And you can always go out to your thirty is not to go all the way out there like year thirty one just because that's so for the future who knows what happens but this things get crazy you'll go out there. You're. GonNa be cash. Flowing. Sixty four thousand dollars a year. Now that's assuming. Your mortgage is paid off as also assuming future inflated dollars. Ross assuming that property values increased dramatically three percent a year nothing too drastic but not even equity of nine, hundred, thirty, seven, thousand dollars so. Would you know thirty years would sixty four thousand dollars year help you out with retirement I think it would help me out. So let's go back though and just really take a second sight justice because. You have the power of this by holding on the property and letting things it play out and what becomes interesting I'm just going back to year five and your ten columns 'cause year fives. We're seeing a hundred and thirteen thousand dollars in equity. Your ten is about two hundred and twenty, five, thousand hours equity. So we'll go through a few examples because this money in your lipstick piggy-bank. Your equity gives you a lot more options to go out there and actually start really leveraging this money to go out there and buy more more properties at this, how you can turn one property and do three or four properties. So if anything is any college goes on make on this for go back, the power points. The only thing I would say is you look at this and you're like man, these numbers are insane in year ten properties generating forty one thousand dollars and making a hundred and fifty four percent return. It almost seems too good to be true. But I wanNA tell you I've done this for a number of years tracking my properties and I'll go back and look at a property that I bought four or five years ago and look at this analysis and then plug in where we're at today and it amazingly enough actually works out better than what you see on the spreadsheet because we've been seeing increased rents seeing increased appreciation and inflation has been less than we've got factored in here. It looks like just absolutely bananas to get this type of return but buying property and holding onto it, you're gonNA get a generally an even better return than what the spreadshee- shows just what what's your experience Ben Jeff. That's this spreadsheet suggest is. The forecast for somebody and. If, you do things right and you follow certain strategies to maximize patch flow and minimize vacancy and by choosing really get tenants that don't join property you achieve even these numbers are realistic and then some in Asia simple model else. Not Simple but a model to help analyze forecasts in. By managing correctly, these numbers are realistic for anyone who's listening right now. All right. So going back to some examples now. So I don't go back and we on numbers that you there and go back to the skull of talk about a few times. It's a really common goal here for people and that's making about ten thousand dollars a month in cash flow. And so remember the basics of this. If you ten thousand Castro, the simplest would get there is that fifteen thousand dollars in gross rents before expenses on properties with no mortgages and a very common way to Kim late those properties and get this goal is is by those properties until you get fifteen thousand dollars, gross friends than stop buying the properties and use a debt snowball method to pay them off. So. Now example he went through we were expecting some longer term know are higher than higher rental rates by doing a room by room about thirty, two, hundred dollars a month. So I'm assuming you know when you retire in fifteen years, you probably don't be managing like eight properties with thirty tenants differences. That's not a lot. That's not my dream idea of retirement so must have been hey let's just say you actually in a few years you're actually go towards long term tenants or you know a single tenant in your property Saba a lower. Rental rates that you have. So go back to the same property that house will. Rent, for twenty five hundred dollars probably a little bit more by just dragging out for easy math. So if I want to get took grocery. Thousand Dollars. and has proper I just bought can rent for twenty five hundred dollars will fifteen thousand divide by twenty, five, hundred. Six properties that means I need six properties six paid off these properties at ten thousand dollars a month goal. So as a possible, absolutely Are. You get how stack fatigue. Potentially Joe what was the number? You Shave? All the clients who've done over the years you've had. One at seven years and most do what were the numbers you shared? Oh I've had one client do seven tax that is the absolute Max. Most, stop. Three to four and I guess I shouldn't say how tax they were actually doing no mad like before house acting was even a thing had I've had one client. By property live in it for a year, move out, rent the prior property. They did it seven times of that's the maximum although Jeff did say he's GonNa do eight just impress mate. So I'm pretty excited to see that yes sir. But most of the time three to four times and then people just get tired of moving. And so I mean we're just sharing because we want to give you a realistic picture. Need the House Act for next twenty years to be able retire. But if you can do a few times and let the market, do its thing, you really set yourself up for success and just keep in mind on that spreadsheet just look it up right around that year five mark is usually circuits some more options with current property. So Options one you have. Is You can refinance properties to drop. PM. And or lower interest rate to increase cash flow. Now, Joe said a five percent down P, my law draw round ear nine. Now. What's happened is that sometimes marketers appreciate so fast it makes sense to refinance drop pima my or right now we've seen interest rates drop more. So sometimes, people are refinancing now through the lower interest rate. So Jeff Let's talk about your. If you don't mind because I know this is a very recent transaction for Ya. You bought your first you bought your four plex house hack having years ago. Was it. August. Two thousand seventeen. So about little under two years. Okay. So let's just say three years, for example. And so fha loans, they have a my for the life of the loan. They are pm, I never drops off. But then you just recently refinancing the conventional loan right now. Thank you Joe. Why did you do that Jeff? I know. My main goal was. A realistically I know it's multifamily joke is speak more on this you need. A lot more equity do ash out refinances. So I wasn't thinking that I was thinking more distal just a term refinances to get out of my essay alone to lower my monthly payment because paying four dollars a month of. SAP. Might be whatever they call it. New knew no cat time to pay per month. The rates are probably the lowest they'll be in right now why not try for? And I knew last June is marking so. You might as well take the risk of. Appraise appraiser out there to see what they think and hope for the best. And? And so he said the risk appraiser what's the risk of getting appraiser out there? So. If. They one, it's an opinion of valid values so you. Could have the nicest property in the world but if they think, they look the other cops and everything tells him her that it's worth x amount to near Dana Y amounts. The end x amount is not enough equity to get out whatever loaner end and Ben you're. You're pretty much stuck either get another hire, another appraisal appraiser or a just. Dealing with your current loan. And I mean how much the the appraisal costs you. For multifamily and eight hundred dollars show is that what you're eight hundred bucks for multifamily. So I mean, you know worst case scenario and I wanted to highlight the word risk because in my mind, this is very low risk I. Mean Your risk here is you'll be bummed out that he can't refinance shirlow, but he saw the lowest of the property but okay, you might be out some paper sometime. At eight hundred dollars very, very low risk when it comes to rental properties now, Jeff, do you mind sharing like how much was your monthly mortgage insurance on your original Ethic Jaylo deaths? Oh, about four hundred dollars a month at workers insurance on that FA Jaylo. So which is a lot of money but obviously made a lot of sense because you're a multifamily for you know very little down using fha. Always your interest rate. Three Point Ans-. Point Eight, seven, five. And then he got this new conventional loan, which is where p Mike Andropov but it's also an investment loan, which is Joseph requires a twenty five percent equity building there. So what's your interest rate on new on the new loan you got? Re Point six to five. So think about this Guy Jeff Jeff is just fee. Now he's continued how sacking his life moved on. He's bought couple their properties. He's let the market saying, hey, luckily for for him interest rates have dropped a prices have appreciated. So now just by doing some paperwork. By spending it here, Donaldson Appraisal. He now has four dollars more in cash every month by refinancing at know how much of the interest rate drops savvy but that's GonNa be a few dollars a month right Joe some quick math on that. What on eleven is probably about A. Hundred Bucks maybe seventy five bucks. Okay. So You're saving four and seventy five dollars a month now and Jaffe no, did you have to put any money into? Closing to refinance property besides the eight hundred dollars. She didn't even better I got. A check it closing for five hundred bucks. So it was kind of like A. Actually could buy answer that what was that what was that just the timing of things or something? Yeah. Exactly. What's actually it was your first payment was a down payment on my tiger. No it's. So what happens when we do a new loan Your loan is generally going to be an around dollar amount right? It's going to be. Five, hundred, eighty, two, thousand, and five hundred dollars for or whatever, and we don't know when we set up the initial loan exactly what your payoff is going to be. We don't know exactly the day you're going to close don't know exactly how much interest is is going to be do so we try and overestimate a little bit and so your new loan is five, hundred, eighty, two, thousand and five, hundred dollars while once we get all the final numbers on the day closing, we've got a little bit leftover we pay everything off, we pay the taxes, the insurance and that remaining cash just goes back to you because it is it's cash back to you. From that new that new loan, we call ancillary cashback. Doesn't. Actually cost you anything additional as if you were taking twenty or thirty thousand dollars cash out, there's no change to your interest rate. It's basically just just rounding because we never know exactly what that dollar, that final dollar amounts going to be when we get started. And so thank you for that information. Jeff, but just to kind of recap is here. So Jeff Botha's house she just say three years ago to make make it easy. He let the market do its thing jeff is a patient long-term investor here at said Hey I met a point I probably have just evacuated maybe do conventional to drop the. Interest rates from the Arctic nearing all-time low. Four with this. So he spent some time he spent eight hundred dollars on the appraisal actually got five or back through his out of pocket like three dollars and now every single month. His payment is outstanding four, hundred, seventy, five dollars a month. That's a huge win. So foot that's thinking, and this is just one option can do as you start holding properties for the long run, refinance it, and he may be able to save some cash. Again Joe is talked about this, but you there as much. Again, it may reset the twelve months occupants requirement. If you're doing this while you live there now Jefferson lived there for a couple of years. So this is why it went to investment loan and there is no twelve month occupancy requirement on there. It's a landlord that spent loan. And so joe, generally speaking for for House actors out there looking at refinancing to potentially lower their payments through pm I or interest rate. Is there a general timeline? Is this making do three months later six months later three years later what guidance you have on that? On average, it's about three years, and if you think through that it kind of makes sense if you buy property, you put five percent down and in Denver right now we're seeing properties appreciate six to eight percent per year right? So the property goes up six percent for the first year six percent, the second year six percent the third year. Now you've got that twenty to twenty, five percent equity in the home to refinance and eliminate that monthly mortgage insurance so i. Have some clients that refinance sooner but maybe they don't eliminate mortgage insurance. Maybe they're just looking for a lower rate I have some clients you know refinance later five years six years, and then they really save a lot of money because they've paid the principal down quite a bit but generally air quotes you can't see me doing it but generally, it's about three years is about the time that you need to be in a property before it makes sense to refinance. Right and of course, this is something like us that guideline. But this is why won't be talking to your lender and real estate team on a regular basis because you're letting her, they'll give you ideas of hey this might be a good time to drop this or do this. I mean Joe is called me in the past. Hey, you should consider refinancing save money. Am I great. So That's why you wanna have a good lender, a good real estate team because they help you identify these opportunities. That's one thing. The I mean I have a couple of people on my team. That's their whole job is to go through our database and look you know they're looking. At Jeff Sloane once every six months doesn't make sense for him to refinance and they're gonNA go through it. nope. He's in the best possible spot. Great. We're going to send them an email run call and check in Hey, you know what? Once you through mainstream that's in the best possible spot unless there's a reason you wanted to make a change, keep doing what you're doing but then you know it might be eighteen months down the road. Something happens interest rates go down on the value of the property goes way. Up We're. GonNa call him. Hey you know what Jeff now's a good time that we might want to review it. You don't have to do anything. We might go through the review and you might say you know what I'm going to stick with what I'm doing. Cool. But at least we've reviewed it and you know kind of where you stand and if there's a way to improve it or leave it the same. Right so option line I guess option one is do absolutely nothing. Just let the property which thing. So option to is to go out there and refinance your property to lower your payment. So, the third option is to actually do a a refinance but this time is to do a cash out refinance to take some money out and go buy more properties. So, very similar process we talked about with Jeff earlier, but now we're actually taking a cash-out refinance. So Jeff from a high level from your standpoint where the main differences between a terms only refinance like jeff at a cash-out refinance a cash-out refinance going to have a little bit of a higher interest rate generally about a quarter of a percent higher that's number one number two you're going to be limited on how much you can borrow. So, if it's an investment property, you've moved out of the property, you can only borrow up to seventy five percent of the value of the property to take cash out of it. If it still your primary residence, you can borrow up to eighty percent of the value of the property taking cash out but don't forget if it's your primary residence you've gotta live there for another twelve months. So it doesn't work if you WANNA take cash out. And then three months later, you WANNA buy your next how hack you can do that what you would have to refinance as an investment property not as a primary. So I just went through this process myself in November to catch fight after Joe running through the numbers real quick and doing cash-out refinance on on a property can have a major impact on your long term wealth building aspect. actually before I do that one thing I want to talk about actually Roy's This was a strategic move owner clients did. And so they're a family in Littleton and they're no manning around a few properties They're not having because they got know their husband wife get kids. They don't WanNa have tenants roommates or anything like that. But they can go out there. They want choir few rental properties just for the future retirement fifteen twenty years down the road, and so they bet with me Gosh I need some time last year we had our strategic meeting as eight go talk to Joe get this figured out Joe. You know we all had some back and forth three hundred options because they had bought a house I think back in two thousand eleven two, thousand twelve. Years ago. Before their into real estate investing nomad was all of us open they bought a house. So over the number years, what's happened they are sitting on a good chunk of equity on their property, and so we ran through scenarios scenario saying, Hey. You can do a cash-out refinance to go out there by more with properties, and then they sat down Joe and they ran through two scenarios they ran through a scenario where they did a primary a cash-out refinance, which would make them stay there another twelve months or they ran scenario doing an investment property refinance or they could refinance move out that same day. And so based on everything they did as far as the numbers there was not a huge difference in this in the interest rate between those two options nor Huger a cash they could take out and since they were looking to do a few moves before their kids got too old than were into school systems, they said Yeah. Let's just go ahead and get the investment property interest rate even though it's you know three cores point higher than the primary finance. Let's pull that money. So we have it so we go. Out there and buy one properties like you know what we could say one hundred dollars a month by doing this But in the grand scheme of things, we think buying one property one year sooner will make us a lot more money in the long run, and if you look at financial modeling, there's absolutely the right decision to make from a spreadsheet perspective. So what they did, they pulled out a good check money they bought property number two, and now they took out way more by needed to buy that first property. That because and go out there on GONNA bunch vacations. But because as you know what we're gonNA pull out this money because interest rates are low in a good position. To put in the bank reserves and that's going to help fund their next couple down payments nomads. Two three and four as well. So this was a strategic move they they did here. On this just one the other ways you can go out there and look out cash out refinances. So Joe on this transaction what details leaving out. Nothing I. Think you hit the nail on the head. You know for these guys it made sense to have just a slightly higher interest rate to do that investment property loan on this property. Because then they were not stuck living there for another twelve months, they were able to get the cash that they needed. And I'd have to go back and look but I wanNA. Say they didn't even spend all the cash. The that was was pretty sizable. I want to say it was sixty or seventy, and I think they put maybe thirty thousand dollars down on the new place. So they've already got thirty thousand or approximately thirty thousand in the bag to buy property number three after they've lived in property number two for the next year. And you're exactly right because this is an we we looked at once they got the coach for me I sat back down with him. He looked at because you know they said, Hey, our savings rate is this per month It'd be hard for them to save that per month and by the next property that twelve month mark. So they pulled out the cash in a savings account they're saving more and that's can be reserved and help them by next couple of properties. So soon, brilliant strategic play, but it took us about a month to figure this out together. That's why they sat down with me and chat or me Joey figures all out, and now they've got plan out for next two or three years. One of the things that I loved about this transaction didn't rush into it. I don't know if these guys are watching it or not. But I'm a huge fan of these clients they didn't just sit down and say, okay, this is exactly what we want to do. They were super methodical and super thoughtful and we went through the options and they said, okay, you know what? We want go home we want to think about it and they had I don't. I. Wasn't there I wasn't part of the conversation, but I'm sure they had very in depth conversations for. Okay. How much longer do we wanna live in this home? Are we comfortable moving out of the home right away. It's GonNa. Cost us a little bit more every month on this payment, but it's GONNA allow us to get to our goal sooner I was just super impressed with these folks that did this because they took the time to think through it and really make a great decision for themselves. I one hundred percent agree. All right now, let's let me go through my example cafe refinance. So as I told you guys, you know my mother-in-law lives with us. That's the house hacking doing by doing a family house AC. And so we could not find a house that met our requirements Russ delivered, and also my mother-in-law to live in as so we bought a big house with a walkout basement. and. In twenty eighteen, we spent about one hundred, thousand dollars and building at the mother-in-law. Sweet. So as a side note, I get people ask me all the time. Hey transpired unto a house unfinished basement and. Just, finish out the basement last week. No, the numbers don't make sense you're gonNA spend probably wants one hundred, thousand dollars but you're spending thirty, forty, fifty, thousand dollars you'll be spending more likely more than the Dow payment would be next properties for number standpoint is not make sense. Now, we did say very nicer higher finish because this was you know were where my mother was live for a long time and so she wanted to be very nice to her spects. And the way it worked was she sold her house where she lived and then she took part of the proceeds because she the house like thirty years, brothers proceeds, and she's the one that spent the upgrades in the mother. Sweet. So there's a great win win. She'd have to go out there and buy a four thousand dollar house in Denver because she did not have a mortgage payment and we did it must be one hundred, thousand dollars cash. So it was a great win when she spent that money. So she actually spent a lot less money than she was she bought a house herself and then we were able to not. Minimize, calf our pocket, and we're paying the monthly mortgage payments. So another strategic play, they're redoing her needs but also meets my needs, Riley. My cash on hand to go out and buy rental properties. So. My loan at that time when we bought the property and then we did the remodel, it was a four percent and my principal interest payment was two, thousand, one, hundred, eighteen dollars. And so we finished the remodel in like at like the member, December twenty eighteen? And then November twenty, one, thousand, nine, hundred, I did a cash-out refi which Oh and. So based on everything, they will pull a hundred and six thousand, five, hundred dollars. Now, part of that was to mark appreciation but a big part of that was just improvements made of the property. So this was more than expected, but I was happy to happen to have that number expecting less, but this may complete sets. And so my interest rate actually dropped by quarter percent. So went down to three point seven, five percent and my new payment. Went up by what? The two thousand, five, hundred, ninety, nine dollars. So I pay increase by four, hundred, eight months. So I pulled up one, hundred, six, thousand dollars but my payment crease by four hundred dollars a month. What do you guys like? What do you guys think that's? A good move bad move. What do you think about that? Like I pulled up a big chunk of money but I'm paying more money on that. I've got one but I want to hear what Jeff Thanks I. I applaud one, hundred, six, thousand us at to invest in future properties only pay an extra four, hundred, eighty bucks I'll take that all they're also. Simple. Without even thinking about. Great. Just like that. So but I agree that's that was a no brainer to me. Spot on my question Whoa are you planning to do with one hundred, six thousand dollars and then I asked this question of one hundred percent of my clients and there's no wrong answer if you tell me, hey, you know what I'm taking that money and I'm going to Vegas and I'm having a wild weekend. Okay. Good. Luck more power to you. But you're probably going to regret it. But you can do that. But I love what Jeff said. You're taking that money you're reinvesting it into something else. That's something else is going to generate more than four hundred and eighty dollars in cash flow all day. Long I don't see any reason why you wouldn't do it because you're taking equity money that you already have that's tied up in your home, converting it into another property that's going to generate you more cash flow I agree with Jeff, all day, long. And so that was my plan, and then just just this is one of the fun things about real estate is that things change Anna's Jeff just talked about he refinanced his four plex I refinance my primary house again around same time because interest rates dropped even more. So this time I did it terms only refinance which is what Jeff I pulled out no cash. As, able to get a much better interest rate. So now interest rate dropped to two point seven, five percent. So almost a whole point lower. So now my new payments about twenty, three, eighty, five, a month. which is only two hundred, sixty, six dollars more than my original payment. So now I've one hundred, six, thousand dollars, my checking account my savings account and I'm only paying two hundred and sixty six dollars to borrow that money so. Happy with our sterling four eighty and I was over the moon a to sixty six. So let's walk through what I'm doing with this money. And this is actually won the properties I did purchase. Not yet purchase the other property, but that will be happening soon. So this is a three bedroom, two bathroom condon Aurora and go through all the details on the property but I'll go through them real quickly and talk about the return I'm getting on the money. So it's one hundred, ninety, five, thousand, dollar purchase price I twenty, five percent doubt. So, all end with repairs. Acquisition costs down payment I'm all in for sixty thousand dollars. I got a thirty year investment loan through Joe at three point eight, seven, five percent. The property rancher eighteen, hundred and fifty dollars a month. So I have all the normal expenses in there and underwriting things. and. That property. Is Cash flow just over four thousand dollars a year. So. Let's think about this for a second. So four, thousand, the by twelve what's at like three hundred, thirty bucks a month three thirty. Okay. So right there this is only. Sixty thousand now, the hundred six, thousand dollars I borrowed I'm making three hundred thirty dollars a month in cash flow. Let's greater than two, hundred, sixty, six dollars but less than they original four, hundred dollars a month making, which is fine with either way because keep mine catch was only one aspect of it because just like what we talked about that previous spreadsheet with the Aurora how sack. In addition to cash flow and being tax benefits, but also I'm getting equity build on here. So we all know the power like competent interest at the sooner you put money into retirement account. You know the better off in the long run seeming real estate to sue you buy real estate any of the properties appreciate your debts paid down. You build an equity, the more wealth through the long run. So I'm looking at this just cash flow. But Hey, now I have another asset that will be generating me equity which didn't fire ten years. I can maybe just pay off or maybe I'll pull money out again and buy another property. So let's just pretend. Yeah I bought two of these and I'll buy another property pretty similar to this. So all in Albi in for about one hundred and fifteen, hundred, twenty, thousand dollars like pulled out one, hundred, six, thousand dollars. So I can make up at fourteen thousand dollar difference that's not a huge amount of money. You know it's not like a hundred thousand dollars, fourteen thousand dollars I can save that in a reasonable amount of time. So now, if I just buy another property like this, I'll be making eight thousand dollars cash flow. That's way more than what my payment is, and now I have two assets they're building equity appreciation or that's billing equity. Appreciation and debt pay down plus it'll be getting a few thousand dollars a year in tax benefits from it as well. So, this is just another example you can do as you own the property and Joe for so many do a cash-out refi like this. Again, my situation is very unique that we spend. We did a huge remodel, the property and actually added that same value the house, which is pretty uncommon. What's typical time line where someone can do ineffective cash-out refinance here? Yes. So this is such a good question it comes. Back to what you've been doing with the property. This was unique for you because you added value, right you bought the property for whatever dollar amount was and you add one hundred thousand dollars to it while the value the property went up one, hundred, fifty, thousand, which that's exactly what happens to fix and flip or anytime you renovate a property hopefully, the value goes up greater than what you put into it. If you just buy the property, you don't do any renovations to it. You're just going to follow the market. If the market's going up six percent a year, you might have to wait several years until you've got sufficient equity but one of the things you could do, let's take an example here. Click on long term analysis if you would Chris et Let's go down to value and. A little bit more there. Okay. Stop right there. Your property value on your mortgage balance go over maybe year number five. So we've got property value of two, hundred and forty, eight, thousand, eight, seventy, five. You could borrow up to seventy five percent, which would be a new loan of one hundred and eighty six thousand you've gotta pay off of course, the current loan of one, hundred, thirty, two, thousand. So, you'd be able to take out about fifty four thousand dollars from the property in about five years, and that's assuming you don't add one nickel to it. You don't do anything other than put a tenant in there and just keep the property clean in five years. You could take out another fifty four thousand so and use that money to buy another property. Do that math again Joe, he didn't calculator. Yeah. Sorry. Now you're explains because this is a weakness quickly by no out people this new stuff to so we're your five on the long term analysis properties at. Two hundred forty, eight, eight, seventy, five or I do now now multiply that times point seven five because you can borrow up to seventy five percent of the value on investment property. Okay. So this is your new loan, one, eight, six, six, fifty, six. Tie. Minus because you've got to pay off the existing loan balance of one thirty, two minus one thirty to eleven. So, there's your amount of cash could take out roughly fifty, four, thousand, six, hundred you're going to have some closing costs in there for a couple thousand. So maybe you would walk away with fifty one, fifty, two, thousand dollars. So now the question is, what would you do with that fifty? Some odd thousand dollars are you going to buy? Are You GonNa go to Vegas or you're GONNA party or you're GONNA buy another property my recommendation by another property. In academia, get into a tiger breeding with Jefferson. I mean, let's be honest. You might make a lot of money with you. But you might thing a lot. Yes, mean that's a great way to look at because this new with my clients. So make sure you understand that math. The Math Gioja swatches here. It's very simple but this is a powerful cops up in a quick way to do some quick estimations as to what he can pull out cash now that I look at this stuff. I usually see potential somewhere between five and seven years. If you look at modeling now, the last years of Denver, Margaret's been crazy it's been like three to five years but using some more you know historical averages of like three to five percent appreciation roughing that like that five to seven year mark where it might make license sense do a cash-out refi. Now I think about this is what was your down payment for this Chris Sixty thousand or something like that actual down payment was less than that. was. My down payment was forty, eight, thousand, seven fifty. Then with all the apparition cost hears about sixty thousand and if you look back at your number was fox. If, you did a cash out resigned fifty. Fifty four, thousand, six, hundred might exposing costs of the two thousand pretty much getting. All the down payment money. Five years later, not counting any other cash lower tax benefits or appreciate Anything else you're any be able to get that access that money it's not logical trophy, and then you can multiply that money for another property and then do it again, and that's how you really play the long term real estate. Wellstone game. That is. Such a great point. Jeff. Yeah. The other thing actually many thinking about this too because if I do a cash-out refi with you, what do I owe taxes on their? Zero dollars and zero sense that is not a taxable event because it's not income property you already own. And that's a big difference tweet and fixing flip or sell a property that stuff you owe taxes on us. Joe Said you cash out refi you don't only taxes on that, which is amazing which is a point. A lot of people take for granted it don't don't appreciate. All. Right. So I think we get that point across. So going back ten thousand dollars a month ago we have, which is also a hundred and twenty thousand dollars a year I. Put together a very simple table to practice. So if I did my cash out refi and I went there and bought two properties I, just showed you. What's those properties are paid off bill be me twenty, four, thousand, six, hundred dollars a year in net operating income. So that's rents mice, all expenses except for mortgage payments. No more is dead on here survives Botha's properties and let them pay off. Right take the calf and pay them off themselves. That gets me twenty one percent towards my goal of one, hundred, twenty, thousand dollars a year. So by doing a cash-out refi, of course, mileage unique is actually put my in the property, but some just goes out there and buys a House Act than seven years as a cash refi they can leverage up like that and now that can have a significant job. I mean I went from zero percents in this example to twenty one percent by using no cash on my pocket that took me about one fifth my way to the goal. That is powerful stuff and this is why understand these tactics or these strategies and also be patient and be long-term have longer mindset. So. You'll see actual jump in the next example here. Oh Plus I. Put a note on here that that number of share with you does not include any additional properties I've purchased from my personal savings rate and monthly house hacking savings rate by my mother all of with that was just the cash out refi I did and it gets me one fifth of the way towards his ten thousand dollar a month go. So. Here's another example and this is a transaction I did and this is just a great one like this is one of the stories were like I had not rose doing ten years ago at Trinet. Great. Play. I. This is talking about a ten thirty one change was changes that is an irs code that allows you to sell investment property. And then defer your capital gains taxes at basically not pay them the on by another property. Now, there's all rules with this year but Beijing one property as you buy another investment property within certain timeframe, you pay no capital gains taxes at that moment you kinda. Kick. The can down the road to of like put money into 401k account you kind of pushing the money down the road. Except with this, you actually avoid capital-gains. You don't have to actually repay. Want you take the money out. It's an absolutely powerful wealth-building tactic at you all the details on here. Or. Our podcast on it is I'm just giving the the name of what we're doing. And one thing to keep in mind is that a doing ten thirty wants change, which is where he sell the property and then reinvest it. It's just another way to extract the equity at the depending on your property, your goals, the market situation. Sometimes, it makes the most sense to cash-out refinance, and sometimes it makes the most sense to sell do ten thirty months change. There's no clear cut answer on here but. One thing to keep in mind they're both ways to extract equity from your real estate piggy-bank and got there by more rental properties. So here's an example I did and I'm going to be the highlight on here. All the details look at the return on equity podcast I did is I went to a lot of details on this one. So back in two thousand eleven before was doing real estate I bought a extras a two bedroom two bathroom condo in Nevada for sixty seven, thousand dollars. So I bought it. Right when prices were at the lowest point, I got lucky there. After few years right around twenty, thirteen, twenty, fourteen, I turned to a rental property because I moved another property. In Twenty nineteen actually may nineteen I sold it for two hundred twenty nine thousand dollars. So what happened over those eight years while a huge ecobill I want from sixty seven, thousand, two, hundred, twenty, nine, thousand dollars now and I bought the property those were about eleven hundred dollars a month. Own I sold the property market rose thirteen dollars a month. So while my value almost tripled. My rents. got. Nowhere near that they even double they went up by two dollars a month. So that's rinse. Nut keep pace with equity. and. So this is some times where it makes sense to sell the property and do ten, thirty, one exchange because fight it a cash-out refinance. This would be a native cash lowering property so I could pull out money but now probably be native cash flowing, and that's usually not a great asset sets a very high level rule of cash every five or ten, thirty, one exchange. So after I sold it and paid off. The little loan balance I had I paid the agents the closing costs all that stuff I walk about a hundred and seventy, two thousand dollars, and so I put this into a ten. Thirty one exchange 'cause I don't WanNa pay capital gains they I would like forty thousand dollars, which is a lot of money. and. Then later that year I bought a four plex in West Minister for. Fifty thousand dollars. And then in twenty twenty and in the process now of refinancing to lower interest rate. MOSTLY WANNA. Talk about the trade up and I'll talk about the interest rate here in a second. By made a note on here that even if I'm refinancial property or like Jeffrey finances for Plaques Great Cashless Day. But that will not affect your long term retirement goal when the properties paid off, gives you more capital today. So refinancings are great benefit to have more cash. So now who wants to properties paid off it has no impact on your retirement goals. So he pulled the spreadsheet here. I'm a real quick and just talk about the numbers on here. So I bought for eight hundred, thousand dollars. By total all investments about two hundred, twenty, eight dollars. So I had to bring extra like forty thousand dollars cash to close to do this transaction. My interest rates at five point two, five percent. But altogether between rents as we till the bill back rancher about sixty, six, hundred dollars a month. So my current place in Reno is running for thirteen hundred dollars a month. So Joe, you're you're like a math genius is six hundred dollars greater than thirteen hundred yes, it is. I didn't even have to get my calculator for that. That's the way you're fantastic lender. So, I put a normal pre assumptions here five percent vacancy troops in appreciation ten percent property management eight percent for repairs in reserves. And both of those numbers, my real numbers actually lower than that ran putting in higher numbers for a long term average this from a long-term perspective. By taxes about three hundred dollars a year insurance it's fifteen fifty. All my utilities are like five, thousand, six, thousand dollars a year for water sewer trash electric a thousand dollars for landscaping and some snow. Removal. So, see it's a good property so Long term. It's like a five point eight percent Capri Sir for multifamily and a section in great shape that that's a really good deal. I can see her after I, pay all my expenses. And I, pay my mortgage payment my Castro's about seventy three, hundred dollars a year. Now reality. It's actually higher than that bending the long term average on here. So about seven hundred dollars a year and my net operating income. That's my cash. That's my rent mice, my expenses. But before mortgage payments is about forty, nine, thousand, five, hundred dollars. So what's the price paid off? That's the amount of money I'll be making free and clear that I can live off us. So our take that number in mind forty, nine, thousand, five, hundred. And we me go back and compare that to what that prop the in. Reno would do for me. ANDRO Actually I got here. So my condo return, and this is my current numbers by kept as a rental property, my castle after all my expenses, would it be about twenty, nine, hundred dollars a year. Using that thirty three percent rule that thirty three percent of my rents will go towards by operating expenses I'd be making about ten, thousand, five, hundred dollars a year once the properties paid off. An property would have been paid off in about seven years. He's actually having a fifteen year mortgage. So in seven or eight years, I'd be making just say about a thousand dollars a month for easy math. So if you look at that towards like ten thousand dollars a month ago. That's that gets me eight point seven percent of my way towards my goal. Now. My annual four plex. Return. My current cash flow at the five point two, five percent interest rate using very conserve numbers is about seventy three, hundred dollars a year. Job Back to your amazing math skills seven hundred dollars year than three thousand dollars a year. Seventy three hundred is greater than three thousand. Yes, sir. All right. I may have one more question for you on here. So. As I'm getting this refinance done my interest rates hopefully right around jess with say about three point, seven, five percent less give me a fourteen thousand dollar cash flow and so all I'm doing is I'm refinancing appropriate in terms only to drop the interest rate because interest rates have dropped. So this is just another way we can layer these tactics on top each other action, increase your cash flow day while building your long-term, wealth. So. Using it thirty three percent role. Saying that once properties paid off and I have no mortgage no mortgage payments I pay my expenses. Are we making forty nine, thousand, five, hundred dollars a year. Again whether I refinance I, don't that number stays the same 'cause that's the stimulus properties paid off. That once I have that forty nine, thousand, five, hundred dollars in annual cash flow that gets me forty one percent towards my annual goal, the hundred and twenty thousand dollars year income. So I went from eight point seven percent to forty one percent towards my goal was that a good move. I say Yes Jeff, what you think absolutely. All Day Long. And I mean, this is just one of the things people often don't think about it and I can't remember I said this on this model I say this almost every single client talked to now I'm like whatever property by the very first time there's a really good chance like ten years fifteen years longer own the property 'cause I bought this property. I mean I look back as far as I could tell Iowa's the cheapest condo ever purchase net complex I mean I got so lucky when I bought that place and I literally drove up there Saturday bought the place in drove home I spent like one of the things I spent three hours looking bought it went home. I've bought it for zero percent. Dow I gotTA private lender to give me zero percent down a fifteen year note at five percents. So my instant return on their like you know incident, return the money because I put zero down closing costs wrapped into their put zero dollars at the closing table. My first pocket money was my first month's rent payment or my first mortgage payment. A month later. So I was like I, am never going to his property because it's such a screaming deal and this was before you anything about real estate. Real Estate. Learn the power cash-out refinance and ten, thirty, one exchanges and realize Oh yeah I'm GONNA sell us sob because you can see here my retirement income. When up by almost five time enough for about ten thousand, five, hundred Thomas Fifty thousand dollars a year. So is doing at ten thirty. When the right move for you it may be it may not depends off. Thanks depends on. How your property does make sense a great rental property and maybe do a cash-out refi as I said this one didn't. Maybe once it has of equity and their, you're so close to your retirement goals you catalina buying more properties, finish paying off the mortgage. So it's one of those things that just depends on a lot of factors on there. You the market, the property, your goals, but this is the WANNA, keep in mind on here. So going back. To my tracker here. Talking about that. For example, the two CONDOS I purchased I'll be having about just under twenty, five, thousand dollars a year in cash out refi my primary residence I'll have just under fifty thousand dollars year on my four plex. Add those together I'll be right around seventy four thousand dollars year in income that gets me sixty two percent of the way towards my goal. Now, the vast majority of that money actually came from equity in my properties. Now, my refi my primary files to branch like fifteen thousand dollars to buy the property. For my four plex brought forty thousand dollars. So I brought extra fifty, five thousand dollars in cash the bodies rental properties. Fifty thousand dollars to buy a property I could buy one condo rather I, use that with my equity and I bought two condos and a four plex. Deal. But he's got that I was patient. and. Joe, even in real estate long and I have. How many investors are patient? How many boy? That's a good question. But. I can tell you I don't know how many are patient, but I can tell you this. All my wealthy investors patient. I think that's the key phrase right there. And I mean that goes with true for people that build a business that goes through for people that bill the stock market isn't that a fundamental to just real estate it's a fundamental to building wealth. Just to highlight this fact is talk about a few times you don't need a grand slam for his property because if you hold on to it for a while, you're castle increase and your accurate will increase both of those gives you options on there. Another key point to remember is that accumulation of multiple properties is vital as we talked about the very first module, the sly I'd rather have. Five okay. Rental properties versus one Grand Slam property because fast forward ten years. I'll have more cash though now have more equity than Jeff, with his Grand Slam I property. So what if I bought three of those condos back then? Bought one thousand seven thousand twelve. Thirteen I might be close to three or four plex right now, and that's the power of accumulating multiple properties. Are Guy so this module Advocacy. Wrap. Up. Nothing for me. No. Those fantastic. and. So guys I to me. This is like the really fun parts investing that long-term wealth building aspect. Just as reminders additional resources, you can use later this year, we will be publishing real estate investing strategy course may treat you plug into that meet with me meet with Joe meet with Jeff on a regular basis. We're here to discuss these office with to look at it. I mean when I make. A real estate news I haven't talked to John McCain thinking about this about this off you so. You know I do that with Joe Mike Clients with also make sure you're talking to your list team about that. Cause any other people look at that will help you identify opportunities and also make sure you're not doing something silly. Last. Night lease make sure you do read eventually write a chapter in our annual Twenty Twenty Guy Denver realistic investing strategies every year, a new book will be published. And currently anyone's invited to go out there right a chapter and put it in the Book Joe Jeff for in the train station they're also twenty twenty. I'm pretty sure you guys will be twenty one edition, right? I hope I get invited to come back. No of course. Now, Jeff Actually, if you want to be the next edition man I I need a baby tiger. So yeah, just. Give the point twenty one, just planting the cease. All right guys. So this kind of wraps up everything not just this multiple, the whole house acting course. So. We really appreciate you getting this information out there I know he wouldn't allow details out here but vows our whole goal with this. We talk about this stuff almost on a daily basis. We have so much knowledge. We want to give you a clever may schnatter's learning about this and build a great resource to go out there and study it give any questions on the content or help. You out with buying properties, financing properties, running your house, reach out to me reach out to Joe Root House to Jeff. So everyone thank you for go through this course with US and Jeff. I really appreciate guys doing this with me. So thank you. Thank you. Thanks for putting this together and Jeff. Thanks so much for joining us man. It's been great to have you here. Great to have your experience. You know it's good to have a new person have to listen to Allah crushes jokes all the same jokes all the time I'm glad to have somebody new. Well now again, Baby Tiger joke you now. Run. into the ground like seven years from now talking about that people like what what baby tigers. My God well, thank you guys so much series a huge honor to be invited help out with this and I also learned from your perspective. On all the other podcasts effort from you as well. Awesome. Thank you guys ever. Have a great one. Hey thanks for listening and we hope you enjoyed this episode. Now, if you have any questions or need clarification, shoot me an email or if you wanna grab a physical book copy of the Ultimate House acting guide also sent me an email. My email is Chris Denver Investment Real Estate Dot Com. Couple of the services that we offer a few need help putting together your investment plan and buying your first or your next how sacking property reach out to me. That's what we specialize in. If need help with lending and financing reach out to Joe Massey that's his specialty, and he'd help in stabilizing and eating your house. Act Property reach out to Jeff White as that's his specialty. Now, all their contact details of show notes if you have trouble finding them or just want to keep it simple, shoot me an email I'm happy to answer all your questions also connect you with Joe Jeff or every need to talk to. All right. We'll see you next episode.

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#119: IPAC #2 - Rental Property Analysis Spreadsheet Overview

Denver Real Estate Investing Podcast

1:07:08 hr | 2 years ago

#119: IPAC #2 - Rental Property Analysis Spreadsheet Overview

"You're listening to the Denver Real Estate Estate. Investing podcast where it's all about helping you grow your Denver real estate portfolio. Here's your host Brisk Lopez. Everyone welcome back to another episode so today Romy talking about how to use a spreadsheet to analyze rental properties taes and this episode is actually the second part in our investment property analysis course series. So if you don't listen to the previous episode. I'd recommend listening that one's first before listening to this episode as it builds on top of the previous episode so that would be episode one eighteen. I pack them number one. The four returns real estate cash flow is not everything so this episode is going to discuss. Joe Massey's investment property now the spreadsheet. Now if you've been following my conduct for anytime you've definitely seen the spreadsheet is probably the most there the the tool and I use most and probably the he must popular tool off the website as well if you're the Joe Massey. He's a Denver Lender at Castle and Cooke mortgage he is investor himself and he does a bunch of loans for my clients a bunch of investors around town and he built this spreadsheet as a way to help analyze rental properties. Now I like it. Because it's a right balance Simplicity and details because we can create some really complex spreadsheets. But then they're just mammoth things which I think over complicate things. So I like Joe Spreadsheet Because he he hit the sweet spot in terms of keeping it simple but also giving us the data that we need at least in my eyes. So I know this is a podcast. And that's very hard to give a play by play. Click by Click. Fill out Sal e twenty four then see seventy two or of the cells are that doesn't work really really well over the podcast. Rather I'm going to discuss the spreadsheet from a very high level overview. Just tell you what it is but focus more on data on different input variables so things such as closing cost appreciation rates vacancy rink growth etc.. And so on so two things. Don't if you want the specific training and to download a spreadsheet go to Denver Investment realestate dot com forward slash spreadsheet or. Just go to the website. And if you you'll see it's a spreadsheet or spreadsheets across the top navigation bar one the dropdown menus will be adding says rental properties spreadsheet on there. I'll pulling the show notes and just see you know. I'm actually cordless podcast on a Monday and join our meeting this next Friday in five days Were meeting plan out. and rebuilding tire spreadsheet page. We will make it more than just. Hey here's one youtube video in a way to download it. We make it a hub of information because a lot of people want the information and we also are const repeating answers to questions information over email and phone calls which happy with clients but we can make a central hub at just more convenient for everyone. So we don't make a hub above you know shorter specific training videos additional information frequently asked questions that we get and just make it a ongoing Hob that you can go back and visit on there to get those specific details and also download the latest version other spreadsheet so at the time recording thought updated in that detail but it will be very very soon so keep your eyes out there on that page for updates and also new versions of the spreadsheet whenever those come out and so something else. I'll make connote on here. About three months ago Joe released version six point over spreadsheets and the big upgrade to that was including the return on investment quadrant. And that is that visual tool that we've been using to show. The four different returns that you make money in real estate so the Creator and owner that James or we're up in Fort Collins was Gracious enough to allow us to use a spreadsheet because it's a really neat output tool and so- Joe is able to put that in the spreadsheet to not just show cash fast flow and cap rates. But actually help you estimate the total return you'd be making on your initial investment and go out there and buy real estate and then this episode of actually talking about version six point two which is some more updates. Joe Has made on that spreadsheet recording. That's not live but it will be probably right around when this podcast is published or a few weeks after that so be six point two or greater at once you start going that page now version. Six point two has that same return on investment quadrant but also gives you a much greater bilby to not just airways traditional investment properties and those properties that you buy it with a twenty percent or twenty popper sent down payment and your landlord but then also selective is going to be an owner occupant property. So you can do a lower down payment option and then do like a no matter how sack with it. And he's updated. The way calculates mortgage insurance some seller concessions. So it gives you a lot more flexibility in there which is what a my clients and I asked her to do swab because my clients need that other people out there Nina as well to a little bit more tactical in the way you're analyzing properties all right so all of that intro. I think we're done with that now. Let's jump into the spreadsheet and as I go through this I'd be really curious to hear people's questions on the spreadsheet and just feedback general Because I love talking about this stuff so always feel free to reach out Scott question to me Email me email Joe and a quick note on here. No you cannot have the password to Joe Spreadsheet and a lot of people. Ask Him to do that It's locked and protected and the only field you can update. What are these yellow fields? Those fields allow the user. So you need to go on their an updated. I don't even have a password to nor do. I want to because Jodi Great Java programming him but he doesn't share the password because what happens. IS SOMEONE UPDATES spreadsheet changes of formula changes a code. We have no idea that's bridget's passed around or they backed us. Hey this property. It doesn't make sense. It stinks. What's wrong and we are mostly? Joe Is having a play spreadsheet tech support which is not the best use of his his time and also this just helps to make sure that we have a quality control as a spreadsheet gets downloaded been emailed around emailed around email around that way. The end person that gets it Always has an updated and correct version of the SPREADSHEET. So normal stuff here. Putting the property address number of units it goes up to like like wonder four because Joe doesn't do commercial loans above five units and then you can one these new fields in version. Six point is you can select the initial occupancy status Addis you can say primary residence or investment property so if you like primary residence that'd be for a House Hacker Noman Times people putting down an Fha three point five or five percent non-conventional loan so that gives you a couple more fields on the spreadsheet To select what type of mortgage insurance do you WANNA do. The monthly paid. And you wanted onto the up front or do you like an upfront single paid. And that's where you prepaid at the closing table that we don't have the monthly mortgage insurance and if you've seen some the past videos you know we would do like a negative number in the acquisition costs because the spreadsheet sale. You're putting five percent down on vestment loan. We've really got Jack Up. The alone cost to make this work will joe. Has You know part of this when you select that primary residence. It now is more accurate way more accurate. It's like knows loan costs so now knew that fiddling around putting a negative number to offset the calculation spreadsheets do him so really cool update again check the specific perfect trading page on how to use it and some examples. I'm keeping this very very high level so I'm just going to keep its like the investment property And go through a couple of the field so you can put your down payment down and then you can choose purchase price and I WANNA talk on our wines. It's be twenty four B twenty five so if he's seen spreadsheet that's ripe low purchase price that's the acquisition cost and that's the one cost and the previous episode an episode one of the series. We talked about why we need to calculate those because that's part of our total initial investment. And that's what we're using as their capital invested to calculate our total return. Because if you have to spend three five ten thousand dollars additional cost outside down payment will that is money. You're investing into the property so I want to spend some time here and talk about aquisition on loan costs because this is a very very common question I get and there's no great answer to give people on here so so just see you know on the acquisition cost that is a yellow field and the acquisition costs are items like your inspection your appraisal your transfer taxes title insurance. You're courting fees are closing fees and all the little fees come up while you're buying the property. The loan cost is not a yellow field. That's a field that that you cannot update because what Joe has done here he is hard coded. What his cost as a lender is to underwrite and process the loan? Now that doesn't include if you're buying discount points or prepaying mortgage insurance that's just the cost doing the loan. so that's hard coated in there. So if you're using a different different lender yes can be probably different loan costs or if you're getting a different type alone it'll be different. Loan cost so understand. This was built around. You Know Joe's model and Joe's business and his loan loan costs for the underwriting and processing is a one thousand five hundred forty dollars so if you're using it for lender should probably pretty close but that'll be something you'll definitely. We need to keep in mind. Because you can't edit that but you may need to finagle that in the acquisition cost if you're doing a different lender all right so talking about acquisition costs because people always say what's all the closing costs and they say closing costs don't mean the three hundred dollars fee at the closing table but great. I'm bringing in my down payment of twenty or you're fifty thousand dollars but there's all this other money. They need to bring to the table here to go out there. And you know close on the property and I everything from you know Flat rates to a one to four percent for a wonderful percentage of the total purchase price. And I know often people get those percents from you. Know summer online or Google. Will they doing a flat. percent really doesn't work especially in Denver market. I've seen as high as like four percent. Well if we're buying a six hundred thousand dollar property are closing cost aren't what does that like. Twenty four thousand dollars now. The four percent closing costs rule of thumb may be true if you're buying in Toledo Ohio where property prices are much lower and depending on how they underwrite things out there. And I don't know those markets Benton Denver doing those percent point ain't don't does not work so if you're doing a one percent or three percent of the purchase price you're GonNa not have very accurate. A total closing cost so what. I did here in preparation for this. Like I said this is something I'm going to spend some time on. Actually ran through three different recent properties that we've purchased. I say recent last like three four months or so and I picked A multiunit the sex of the four plex. Yes I bought nine picked a three bedroom two bathroom Khandan Aurora that. Here's talk about a lot of time. And then I picked a detached single family house which we are often in buying as house hacks and no mad properties so I picked three very common property types that make up I mean ninety five percent if not greater the transactions actions that I do. It's actually at probably a higher percent than that and I know a lot of listeners. Out there you're buying you know one two three these property types so I went through true and put it out The Soma statements and added numbers. Ought to give you some ballpark number for all these fees and closing costs will go through. And I'll give you a couple but there's this there's that there's this consideration and you'll see why it's a very hard to get a precise number on here or white can't use a percentage tentage of the purchase price so and if you want to see these numbers yourself Goto the spreadsheet page. I mentioned beginning and I will have screen Shah this these numbers summer on page. It's not up there yet. But they will be able to see. I'm going to read through these numbers. Give you the totals so you can understand them. And that way when you go download Joe Spreadsheet you can have an idea of at least something that you can use. So the first one I'll go through is the four plex and this is no particular order I it just you know I print out the sheets. Nice grabbed them and start going down. So this is the four plex Ibom for about eight hundred fifty thousand dollars in West Minister and so broke it down to the major categories. I'm not I'm not getting down to every single fee because that's just a rabbit's hole but for the four plex the title fees were about six hundred dollars allers. The closing fees were. Were five hundred ten dollars. All the recording fees are about two hundred and fifty one dollars the loan fees and I use Joe the loan on this was one thousand five hundred forty dollars and I forget the exact amount but I think his processing fee is broken processing fee and underwriting fee one is was like seven forty and the other one is seven ninety. Five right around that ballpark. But they add up to one thousand five hundred forty dollars then I had to put as part of the monthly escrow escrow because when you get a loan through Joe and most lenders out there you go out there by the loan or get the loan they are paying your insurance and your taxes every month or every year. Sure but they're making sure it gets paid to protect their investment on you and the property so in the monthly mortgage payment. They're going to collect insurance it's and taxes so typically what we see here closing as that they collect three months worth of reserves or escrow for property insurance and about five months for taxes sometimes a month or more here but this is the most common I see so three months and this is just for the lender to put in their reserve account or my escrow accounts they have someone on hand to start paying things. I three months worth of property. Insurance was three hundred sixty eight dollars five months worth of taxes. One thousand four hundred sixty seven dollars and then Your castle charges administrative fee. Three hundred and fifteen dollars and what I spit on the inspection action was right around six hundred dollars. It was about one hundred dollars for a sewer scope and I might be off by like ten bucks on some of these fees. But you're getting the ballpark here. I did not do a radon tests and my prayers was eight hundred dollars now. Journey speaking appraisals rehire a multifamily. 'cause it's more work and more time for the appraiser therefore they charge you more money so the total for this was six thousand five hundred fifty one dollars so just about sixty five hundred dollars for Simple mental math. Now there were more fees the closing table and there were more There's more at to bring the closing table. But this this is how I kinda segment things often when I go in here to analyze a prop spreadsheet. That's about the ballpark number. I would use one underwriting a property because that it is very property specific and then also takes into account some other daily putting a spreadsheet here. 'cause other items you'll pay at the closing table and if you go to the spreadsheet or see a screen shot you'll see broken down the different sections here and you my best explain this so again. If it's confusing let me know. And so the next section I titled Optional Items to include in the property analysis because typically when you go on there and closed on property in addition those three months it's reserves. You're paying for insurance on the loan. They make you go ahead and prepay insurance for the full year. So I'm really paying fifteen months worth of insurance three months bill reserves in my my loan. And I I gotta go ahead and just pay the insurance policy for that one year my property so that one year is one thousand. Four hundred and seventy dollars. Now now there are no fees insist as a four plex. And then pinning what time of the month you buy an you know if I I think I bought this at the end of August. We are right around the end of August. I I had five days. Well I don't have my first loan payment until October I. It's always the one month later or a no not the full month and skips a month but then that one month and you have closing you have to go and prepay the interest on the loans that month so if I bought it August I will be prepaying way more interesting. I wonder if I bought August twenty eighth or August twenty fifth wherever I bought in there but towards the end the month so my prepaid interest was only three hundred seventy five dollars. Now the reason I don't often include. He's in my initial payment on the property is because farther down the spreadsheet one expensive there is. What's your yearly insurance fee bull? WHOA I put that in there and then already for the interest? It's carrying that in my monthly mortgage payment because it doesn't know spreadsheet enough. I'm buying you know beginning a month and the month month nor does a care so even though it's more money in my pocket I often don't include those expenses in my estimated acquisition costs until closing costs Austin a property because it's already count for the spreadsheet and a couple other items that I put into this optional category is discount points and so right now and discount points answer were you are paying a percent loan to buy your rate down so by your interest rate down and right now. The current environment a lot of people are buying the right down. Because because it's it's generally for my heard from lenders and talking to Joe and talking to climb onto lenders is it's a most people buying points down because a great I can spend three two thousand five thousand six thousand dollars whatever it is that and by my rate down a quarter or half a point and I get that return within two years or three years. I'm in the green afterwards towards so I bought. I forget the exact mound but it cost me about ninety five hundred discount points to buy my point down. He's quarter reporting or three eighths of a point. I can't remember it was by bought the interest rate. I bought the rate down so when I was initially rented property. I didn't put it down in there so I didn't put discount points and On the property there so it's very hard to estimate. You know what that will be. Now when I come back the foul number I will include that in there because I will. I'll have a lower interest rate but when you're estimating it it's really hard to know because it's so properties Pacific and just depends on the day that you're closing your fee and what the bond market is doing. It's a very hard number to calculate Arrow depends on what you WANNA do as investor if you want to buy some points down to get your interest rate or keep the cash on hand and whatever it is. That's the decision that you have to make so those additional items through the twelve months of insurance my prepaid interest and my discount points were about eleven one thousand four hundred dollars so and that's just for that section now. That is money I brought the table. But it's really hard for me to know why on during the property pretty like I said for the prepaid interest insurance I think he gets in the double accounting effect as far as like underwriting the property because when you close it can you know it depends on time of year. We're buying a couple other factors by often mentally like divide those things out because I'm already counting Ford in the property analysis. All right so there's one more section on here on my that you can't see but it's the spreadsheet at put together with these three examples and a breakdown fees and these are credits so it was pretty common to get credits at the closing table and what credits are that is credits usually from the seller Or the other party. In Our case we buy I properties most time it's from the cellar and that reduces the total amount of money that we owe between bring cash the closing and maybe reducing the loan balance but you look for Makassar closing standpoint and again. This gets hard estimate here so since I bought this in August I got twenty three hundred hours our property taxes well in Colorado. We pair property taxes in arrears. So even though we're in twenty one twenty nineteen now the two thousand nineteen tax bills. Not Painful twenty. Twenty Wilson's the seller's own the property for those. I was at eight or nine months while I'm at the pay in the future so I get a credit for them back from there so I got twenty. Three hundred dollars is a credit on my closing statement. Several concessions zero. I got no concessions from the seller. Lower adjustments these are called. You'll see it as call. Like aggregate adjustments on the Settlements Damon. Early understand all the details but usually just it's the lender gender balancing the final numbers out and a lot of times you'll see an aggregate adjustment which is less money that you owe to credit from the lender credit from towel coming typically the lender and so I got a five hundred eighty six dollar credit. Don't know why. But that's what I got. And then a Lotta Times you'll get prorated rent for the month since this is an investment property with tenants. It's in their will. The sellers collected rent on August. I but they stopped owning the property. Whatever August twenty fifth or whatever it is the only those five or six six days remainder days of August for that rinsed since now I own that property so I get promoted rents and plus they collect the security deposits from the tenant it and I need to hold those now or my property manager needs to hold those now so when they move out they get security deposit back so sometimes the prorated written screw deposits are done at the closing table? Sometimes it's an outside the closing table. This gets hard calculated so for my four flex I bought the rents and secure deposits. Were done outside the closing table and that was because I was in a ten thirty one exchange and my cue I my qualified intermediary advised me. We should use outside at closing table. Keeps ten thirty one transaction cleaner and there could be looked at as they call boot which. I don't know why it's called hall. That could have some type of like tax implication on my ten thirty one exchange and so again Ireland's during the details by notes common practice that rents produce unscrew deposits or transferred out soda closing once at ten thirty one forever tax reason so I did get you know. I got a check for like eight or nine thousand dollars between their rent. Deposits while the rent that's income to me but the posits. That's just money that I or the property manager holds Until the tenant moves out so but I put zero zero on here because it's not the closing table so my total amount for credits between the property. Tax Adjustments was just under twenty nine nine hundred dollars so that would be subtracting the amount of money that I have to bring you the closing table. Okay starring Gilo confused here. agency-wide gets hard to estimate your total closing costs on a new property here. Well there's a lot of variables on here so I walked you through that. Hopefully you're getting suggest and I will give you some rules of thumb was. I'm done with this as well. Just just you're not too worried about it. So if you add in my initial area and the the optional absolutely area or initial had the all the loan fees and appraisals and that area the option which was full month's insurance my discount points and subtracting hyphen credits my approximate cash to close and not including down payment non-polluting Earth when he was just a bit over fifteen thousand dollars but if I didn't in prepaid or by discount points of tracked out ninety five hundred dollars will now it's like five thousand five hundred dollars all right so moving the onto a condo and this is just a buying condos or rental property and this is an example from a few months ago as just one of the ones that we've cover frequently on the podcast cast a three bedroom two bathroom condo. You know one ninety two hundred to ten purchase price one of those condos so the tunnel fees on there for twenty-five closing closing fees are about six twenty recording fees or one sixty loan fees. They did it through Joe Same out one thousand five hundred forty dollars. Three months worth of insurance for escrow and reserves on the lending side one hundred twenty five dollars and they actually need like six months worth attacks tax reserves which was just under five hundred dollars through our fifteen feet a year castle Adleman And the inspection here was to seventy five so much less expensive the multi unit also. It's a twelve hundred foot condo. You know a lot less work than a four plex sewer scope zero radon zero. And that's because it's an HOA. Hey appraisal was six hundred dollars so all that add up is four thousand five hundred fifty five dollars what you say about forty five hundred dollars for a Ramla thumb estimate now going in that second block. I talked about obsolete items to include improper analysis if you want to include them or not and this can be hard while you're underwriting finding it before you close and by I. The insurance for the year was five hundred dollars. Hoa Fees were seven hundred thirty seven dollars and the HOA was the paraded amount for that month because the seller paid up to that day of the month and then the new owners paid for the remainder of the month and then it was the next two months of Hoa fees. They included so it's about just under three hundred dollars there so I came out to be seven hundred thirty seven dollars so I I like insurance. If you include that number in the in the first category in some ways it's double counted in that first year return because we were saying. Hey we're already paying one year's year's worth full of insurance and one year's worth of Hoa fees so should you included or not. Well that's kind of your decision and your call but that's one of those things where it gets a little tricky in my mind. They're prepaid interest was a hundred and eighty nine dollars and then they bought the rate down on their loan as well and was just about forty one hundred dollars so the total this optional category was about fifty five hundred dollars. Now go the third category of credits. They got the nine hundred twenty seven dollars for property tax credit they got fifteen hundred dollars in seller concessions. And I believe that was just stuff we had from the inspection action objection and resolution part of the contract. They about two hundred fifty dollars. Back from aggregate adjustments from the lender so their total credits. Were just under twenty any seven hundred dollars so if you take those three categories forty five hundred for all the acquisition cost loan cost plus fifty five hundred for optional. No cost if you WANNA include them or not minus the total for credits leaves you about seventy five hundred dollars all right one more example and this is a single single family detached freestanding single family. Home this is in southwest Denver. And so are the House Achna Properties we buy their detaching families families in that you know low three hundred amid five hundred or mid four hundred range and this is action example. We covered a few weeks ago on our Wonder how sack nomad case studies. And so this was right around like a four eighty four ninety purchase price. So it's a little bit higher than we times by for house acts. But if you listen to podcasts as you saw those amazing numbers like that's why they're spending that much money on the property so I just want you. That context there the purchase price because recovery four plex eight fifty a Condo at just in two hundred and he detached single house. Hack at just under five hundred thousand so good ranger of prices so title fees. He's a five twenty five closing fees four fifty and recording fees to ten. Now if you go back and compare those three categories of fees not a big difference friends between those those three properties loan fees. He used Joe for his lender as well. One thousand five hundred forty dollars and then three months worth of of insurance for his loan s grown reserves five seventy one five months of taxes property taxes for the loan reserves in escrow six sixty five five a three hundred fifteen dollar atmosphere castle. He spent about four hundred dollars on the inspector. And then as just over one hundred dollars for the sewer scope. Oh by putting one fifteen and things about one ten for radon. So since he's living there he did raid on and it was six hundred dollars for the appraisal. So the total for this in this first category was about fifty five hundred dollars now. Going to the second category of optional items including the property analysis us his insurance for one year as just under twenty three hundred dollars. No Hoa fees. They're prepaid interests was nine hundred. Seventy the eight dollars. Well I think he bought this at the beginning of the month so he had to prepaid interest for the remainder of the month and then discount points buying the right down about forty six hundred dollars and then he opted to go in there and prepay. PM I which was four thousand. I'm sorry yeah. Four thousand eight hundred eighty three dollars so about forty six hundred coming for buying down the points about forty nine hundred for prepaying mortgage insurance now. If you've heard us in the past you know estimating pm prepayments really difficult difficult and make sure you go back that podcast because we had a very unique amount or very unique situation here because we got a big seller concession so the total for the actual fields here are about twelve thousand seven hundred dollars for this single Family House Act Nomad now for the credits. That's we had just under twelve hundred dollars for a property tax credit we had fourteen thousand five hundred seller concessions. We had two hundred sixty six dollars from the aggregate loan adjustments and then he got parade rent for that month because the lower unit in there was rented out so we got one thousand one hundred eighty nine dollars plus tranche the security deposit at the closing table. This was not ten thirty one and a security deposit was a thousand dollars so this is where it it gets a little tricky again because the rent the pertinent that is income to the owner but the security deposit while he's getting a credit for it you know he's supposed to have a different sprint account then and keep that money accounted for so he had while he gets that credit the closing table. It's not really money. In his pocket. Money is pocket and his left pocket to take Kala's right pocket to go into his rental property account to manage that tenant on that new property so for all that combined he had just over eighteen thousand in dollars total for credits so if you add up all three of those categories the kind of the the initial or the toll for property analysis. The obstacles include the proper analysis V.. Want to it makes it hard to underwrite and then the credits Read all three of these total together. The the four plex was about fifteen thousand dollars and as the eight hundred fifty thousand dollar four plex. The CONDO was about seventy five hundred dollars and the the nomad how sack was about one hundred and ten dollars. Now if you go back and let's that podcast again you'll be. It's a very unique way. We got so much cash at the closing table But just it's a recent example and I wanted to show that because that's where the credits and those optional items include for discount points in P and my prepayment it's a lot of money but we got some credits back we offset it all right so talking about all this now you might be confused and if you are. I'm sorry I'm Talia definitely. I'd be curious your feedback on here to know if even makes any sense from people but going back spreadsheet. Okay what numbers should we put in a spreadsheet here so if you are looking at the spreadsheet or of used it which a lot of people have and let me pull up here my computer screen the couple I am. You can put in there or the purchase price which will determine your down payment amount but then the acquisition cost and that next item is alone. Cost so what. I'm GonNa go through each one examples here as far as the total for property analysis from just doing a quick estimate for actually have the proper no contract and could know all these other other figures and depending on how you want to calculate your Hoa Fees Insurance. Because like I said yes. We're cackling total amount for insurance and Hoa fees for the year her. But if you put those in the acquisition cost while you're almost double counting them and while yes that's money have to bring the cash the closing table. Do you really want to double. We'll count that in an analyzing the property. It's I don't have a good answer for you but I personally generally don't 'cause I'm not too concerned about the dollar amount of cash asha closing because I will figure it out one or contract and the lender and the title company will tell me what my cash to closes but you know that I want to make sure allies in the property as best best I can so for the acquisition cost. This is all those figures modest alone cost so as a rough rule of thumb a lot of times for a condo. Oh I use for the total loan cost acquisition costs about four to five thousand dollars for a house hack. Detached would say now for for a detached single family home. I'm GONNA ballpark within about five. Six thousand dollars for a multiunit. I'm going to Ballpark. You know about sixty five seventy five hundred in dollars for the total acquisition and loan costs now. Those are all the numbers that include the loan fees so the loan cost spreadsheet of fifteen forty we subtract fifteen hundred those numbers. I gave you and stick that in the in the acquisition costs. That's how I under right it so if I had sixty five hundred here for my four four plex subtract out fifteen hundred and I put in five grand in the acquisition cost. The condo forty five hundred minus fifteen hundred three thousand in the acquisition cost. The House AC fifty five hundred minus fifteen hundred is four thousand there so as a really really really rough rule of thumb before you get into prepaying mortgage insurance buying down points and other fees. My rough rule of thumb is roughly right around those for sticking in the total amount on those properties so about sixty five hundred seventy five hundred acquisition costs on a multi minus the loan cost so in the acquisition acquisition cool put in about five thousand dollars. A rough rolled sums of five thousand acquisition costs. Fifteen forty and loan cost. Get your pretty close there for a condo. Algae he's sticking about three thousand dollars. Acquisition cost plus that fifteen forty loan costs next item at attached property output in usually about four thousand for acquisition position costs plus at fifteen forty for loan costs so again this is just the acquisition costs line. That loan cost about five thousand from all tees about three thousand for Investment Condo about four thousand four detached. Home all right. So that's one variable to go. We just went through. I promise you. The other variables are a lot lot quicker but that is a question. I get a lot and there's no quick answer. I mean lots of answers. Yeah ballpark about five thousand dollars. And that's why usually tell my clients. I I tell people 'cause they'll get your pretty close. Generally speaking and then we can really run the numbers once when a contract all the exact insurance costs property tax credits. Red sox concessions all that stuff because that will impact the cash. You bring to the closing table but in my mind this gives us the most accurate way to analyze rental property without taking all these other other variables in there and besides. I don't want to spend three hours analyzing rental property. I WANNA spend about five minutes or less to know if I should dig it more and look at the property and go walk it. Then come revisit it. So this is that very high level filter overview that I do so beyond that down payments automatically calculate between your down payment eighty percent and your purchase price. Then there's feels update seller credits and your initial repair costs. And they'll give you more accurate idea for your total initial investment. You put in your interest rate you putting your loan terms and he put your rents normal stuff now vacancy what she were used for vacancy so for vacancy. Actually jump up to to monthly rental income. Will I I just because I do every day. And joined the ballpark. Aramco's how cool. Yeah three two-bedroom bedroom here or or to one multi over here this part that we should be right around this friend so I usually can do that really quickly in my head But for guys that don't have as much experience as I. I do. Don't do it every single day. A great resource to us when the properties are currently occupied or it's under market rent is go use zillow's estimated rent. I found that to be the that right balance between quick. Simple and pretty accurate. So it's not their price estimate it's their rent estimate their the price estimate is still walking from what I've seen but the rent estimates actually pretty damn good so if you go the property specific page on there and this is not work well for multi units but it works well for single family homes condos townhomes and homes go on there and see what it says and a lot of times. There are some fifty one hundred dollars of the rents an exit out and then do a filter on the map in the same area and filter out you know properties for sale and all his other things just filter out Properties for rent and then select similar properties from my condo townhouse. And how many bedrooms and Bass and then look through those listings. A couple seconds. Because you'll see oh well this place three walks over here and for this. This police rinse for this and between that and the rent estimate again the page. You'll build a ballpark. Rent's pretty quickly. So Oh I use that. I generally don't use commoner. I don't WanNa pay for that I just liked quick estimates now again this is just for me to do that. Quick overview here second plug properties operatives into now wanNA walk the property or go walk properly the client we like it great. We can double check for the property manager and we get into more detailed written analysis assist but spending that time every property. It's not worth it right. So that's how I pull. Rental income use these zillow properties Pacific Rim estimate estimate. And then go to that map view. Click out that link and see. I'm run the the rental filter and see what similar properties are. Click through photos gets them or conditions. Now I stay doesn't work well for Maltese. Because they don't give you good rent estimates on the multi because I think it was a hard time duplex four plex but what she's still doing. Ignore that but go the map area. Run a rental in a run the rental filter and it's my I four plex. His two bedrooms one point five bass will then I would just go go around it and I would select you know two bedrooms one bath and see what pops up around there to give me an idea for rents all right. So vacancy factor a lot. Times are spreadsheet you'll see three percent so most investors are using between three to five percent currently in the Denver market. That's the range I fallen. I usually put three percent in there but the vacancy factor is gonNA depend on you and how you're managing the properties couple things to think about are you self. Managing is the property already coming with a ten included in there because if the property is ten in there. It's rented from day zero when you buy the property. If you have to get in there it's GonNa take a few weeks after closing typically to get the tenant in there and right off the bat you're going to have some vacancy. So that's going to impact that year one return on the vacancy and something you want to keep. Keep in mind as you run those numbers now. I stayed self-managed because I know a lot of investors that self manage and I know some that literally have zero percent they can see and they've been managing properties for the last three or four years was because they hustle and they are on top of it. That's because great my property starting to it's you know it's it's coming doing doing ninety days. I'm GonNa Talk to Tennessee if they WANNA stay if they don't grandma start marketing it and since we're in a very landlord friendly time right now A lot of times they actually have have a new tenant moving in the same day or the next day when the other ten. Lose out if you want this place locked up you need to go and just rented this day. I'll be he cleaned in between. You're moving. I'll take care of that. But they zero percent vacancy and all of other people at self manage. And there're blow about a one percent vacancy last couple of years. But they are hustling and they are doing a lot of work. I don't self manage and frankly I don't care if my vacancies. One percent versus three percent that two percent difference field you difference in spread. It's not gonNA make a difference into my income retirement one day so what I really don't care about like really working my butt off to have like a one percent vacancy but that's me you may be different but this is where it it gets. Hey how do you want to underwrite the property now for my stuff I put in there three to five percent. They can see because I have a property manager and I can. I don't really care if it's okay. Let's vacant for week longer than if I self manage and spent three hours doing it. I just don't care because that money's not impact my retirement ultimately so if there's no ten in there I'll probably put five percent of their because we're GONNA have to place the tenant initially and hope that ten days are a long time if there's times ends already in there I'd put three percent so the recommended range I use is three to five percent. You might want to do a bit lower now and you'll but higher but that's the very common range seen Denver now getting accurate vacancy data in Denver for smaller landlords and single family homes. I I found that data. You know harder to get so the best that I can get is from the apartment association of Metro Denver. And this is I could trade group or lobbying arm of big apartment buildings around Denver so these are the bigger buildings and bigger investors. These aren't the buildings that were buying. These aren't and you're probably not one of those investors who Jones a higher unit building downtown listings. podcasts were the mom and pop investors. So right now I think in quarter three of two thousand nineteen. They're at four point seven percent. Actually look it up real fast and I'm telling you this Yeah they were four point seven percent. This quarter. Last quarter is five percent quarter. Three twenty. Eighteen eighteen was five point five quarter. Three twenty seventeen was five point four now looking at other another chart and it's when that your castle real estate publishers. Using data from the Metro The Apartment Association Metro Denver. The last you know five or six years we've been in the boom time. The average vacancies ABC's Banat four point. Eight percent now the prior period from my two thousand three to two thousand twelve. We were right around. A nine percent vacancy going going back to the mid nineties. When we had our sellers market four point seven percent vacancy then going back to the eighties? It was about a nine point. Nine percent vacancy so depending on the cycle year in were definitely some higher vacancy rates in there. So I when I'm looking at that initial property analysis. I'm really looking in that year. One return is way measuring things. So I'm not. I'M GONNA use my best gas for what variables using the current timeframe when I can expect for that one year. I'm not modeling. This the spreadsheet modelling for thirty years. Because it's too hard as one year return so I'm GONNA use data that we're seeing right now. My current Denver market which is right around four to five percent from the bigger apartment buildings. Downtown and from people. I've talked to you. That's usually skewed a little bit higher higher than when I say the mom and pop. Investors are so if you're self managing you can figure out the number you WANNA put in there. If you're with a property manager I would definitely talk to your property manager. Hey for this type of property. What's your average vacancy? Or what your average days market of course if you're my client who some help with that specific to bar park us three to five percent. Oh I generally do get. I'm not one hundred percent consistent on here but ideal world Three percent if it's already occupied five percent of it's not just because that year one return turn can take it's GonNa take a couple of weeks to get some tenants in there but here's another curveball. Through I've had clients I've had like how sat clients They close on the property on whatever on the fifteenth month lease term. Some place with the least signed on the nineteenth a month while. Because they're already out there getting people interested and they're hustling before you're so they can have a very low vacancy. So I think it's dependent on the market. It's also dependent on who is managing the property. How you're doing it all right? So annual rinse increase so the last forty some years Denver. Remain right around four percent renting crease and but then rent increases and vacancy. They have a relationship relationship because a lower the vacancy the higher the rent increase. 'cause that's just basic supply and demand but the higher the vacancy lower the rent increase. And so they have have that inverse relationship going back to this historical data from the Denver Metro Apartment Association the last whatever since two thousand twelve two thousand thirteen this is low vacancy timeframe of about sub five percent. We've seen about a ten percent average rent increase over that timeframe now we're GONNA see it every year forever. No we're not going back. That previous peer we had higher vacancy of about eight or nine percent. The average rent increase was about point nine percent and we had similar numbers between between other other timeframes there as well. So if you WANNA use curate numbers me optimistic you can put four percent in there. I usually put three percent sending their because my goal and hope is to keep pace with inflation. If I'm happy with keeping pace with inflation great I'm happy with the investment now. I think there's a good chance. LONG-TERM WE'LL SEE rent increases in price increases above that three percent inflation number. But that's what I use feel more conservative underwriting so I would put in there three to four percent for an annual rent increase. Whichever number you use that's up to you? But those are the common numbers at ICI industrials US three to four percent percent annual appreciation rate. We talked a lot about this and the previous episodes. I won't rehash it too much here but in Denver been right around just a little bit above six percent annual appreciation last forty five years for detached properties and like mid the high five percent for condos and townhomes over similar timeframe. So you could tell. Yeah well it's a Condo I can expect this renting or this price increase or this you know whatever but then if you look at the historical national data from case Schiller's over long time it's just over it's right around. Three percent long-term nationwide annual appreciation rate so I usually see other investors and agents and people using between a three to five percent annual appreciation rate. What's the number you should use both depends on how how you and underwrite the property? How detailed you WanNa again so I usually my own stuff? I put three percent of their again because I'm happy with my property. Appreciating at the rate of inflation nations. And I'm happy with her turn. Great I will take that because Jerry Springer thing that's kind of lower end and I honestly think we'll see a four or five percent annual appreciation over the next ten twenty ears annualized so I'm kind of optimistic but under a little more concerned on happy with my total return great. I'm good with that so I usually use it. Three percents my own properties on undermining under running it but as we're basketball clients will use anywhere from three to five percent so effective tax rate. I'm not here to make sure you talk to your CPA. But for myself and for my journal Clients I use a twenty five percent effective tax bracket and that's just taking in federal and taking the four point six or four point where I think four point point six percent here in Colorado so I think a lot of myself I'm right around the twenty five percent bracket between those two and you can have the bathing. Here's some people say use your effective tax bracket back in which is really like your average tax bracket over all the income you paid or you can use your marginal tax bracket because what that is like this. I whatever ten thousand dollars income me pay zero percent federal tax bracket between ten thousand. Thirty thousand you pay twelve percent and then between thirty thousand seventy thousand you pay X. percent and I I'm just saying I'm totally butchering those bracket numbers. I don't know off top of my head but that's the way you know the tax system works except the Colorado the flat tax but from the federal standpoint. And that's usually the bigger income tax that we all have to pay federal income tax bracket. So I look at it usually. Hey what's that tops tax bracket back. Because if I can the lower that income in that tax bracket I want my marginal number because the high of the taxpayer you are the higher rate it goes whichever one you WANNA. The US kind depends on what you want to underwrite. I would definitely recommend talking to your account and I'm nonexempt my number but for me. I'm right around twenty five percents and that's close enough good enough enough to me and that's usually why stick in there for my clients When I send spreadsheets over and I also don't know their income another tax history so it's really hard for me to say that's something that you as the individual investor or you as my client can figure out and we can plug in a more accurate number but probably expect to see twenty-five percent stuck in there an sometimes do climb much higher income earners great we're going to be in that forty percent tax bracket then because they are very very high income earners so depending on where? Oh you're at you WANNA stick in what you feel is appropriate number so and if you need help on that talk to your CPA or if you google it their websites out there like smart art asset dot Com. That's I've used a lot where you can you know. Tell what county and what state you're in put your income in it'll tell you the tax brackets on their not an exact length but if you go to smart asset dot com or Google. It'll pop up it's a pretty slick page so if you need some help you know. Google's usually a good resource. Do but that's one. That's a resource. Listen I like okay. So looking at property management Joe And now has an option that says yes or no so if you say yes another feel pops up and putting the percentage of your gross rents for property management so it defaults to ten percent I believe with a spreadsheet is and then depending on through self managing you may not want include it. I know some people in the argument. They're half you self manage. You should still count for because it's still an expensive offensive your time but while investors say I don't care about my time right now especially if their house hackers matters okay. I just want to. I want to maximize my cash flow. That's right care about so I'm going to self manage. I'm not going to put a percent in there because I want to see what type of cash expect with me working hustling and that's just part or the game. I'm willing to do that right now. So how you calculate it depends on how you an underwriter. I can't give you a good answer on their. I've got clients that do both ways. And if you're using property manager talk to your property management or talk to me or talk your agent whoever and figure out what percent you're using for property management depending tapper proper getting and depending on the property manager and how many of the services they offer on their some do a flat rate someone do percent I typically use eight percent in there as whereas The rule of thumb is the blanket statement now a lot of proper mandatory work with some will charge a lower rate of seven percent and and some will charge. Ten percent depends ends on the services you want and how much extra stuff you want from them. And also the property manager so I usually just eight percent of their as a rough rule of thumb uh-huh and then plus you gotta take an account you know what type of marketing fees they charge you. At least up fees they charge on there soon may next report or two in there and this is where you really want to talk to your agent or talk your property management of very good number in there But I usually stick eight percent there and I would stick somewhere between seven and ten percent. Don't it's a very common range. I see and be realistic numbers. I see here in Denver after the property management so monthly reserves for maintenance. Now we don't have a separate dedicated field. The capital expenditures or Capex which are like putting things away for reserves or water heater and roofs and things. That have a finite lifespan. That you don't know when you'll be paying it also great you know very zero. Zero zero water here goes out. There's I told her dollars. So that is where a lot of people separate things out. Were more the keep it simple stupid. You know the kiss principle so we just lump it all together in one monthly reserve after their general maintenance stuff and the capital expenditures. If you WANNA separate out great Goto the dish lanyo expenses farther down and feel free to do it but we like to keep things simple so when I use if it's a Condo I'll use five percent the rents why five percent well that's because we're paying Hoa. Hey which handles all the exterior stuff so you don't have the maintenance on there for the roof the citing the sidewalk which can be bigger expenses which come a lot more infrequently and depending on how the show is some. Hoa's manage. It's a shared water heater for the building or its shared heating or something like that so you have to look at the H. Ways but generally speaking for a condo or town home I use five percent after the reserves. Now if it's a single family home or a multiunit I usually US eight percent and I get that number because a property management Tacos said over the long ten year period. Looking at all the properties he manages is it. Roughly came out to about one month's worth of rent in the average expenses for all across the pro- Across all the properties will one month's worth of rent so one of I by twelve is thank eight point three percent so eight percent to be nice and easy now I will change us. Based on the property condition but journal Thumb. I use eight eight percent for a multi storey detached property. Now if it's a rehab property because a lot of the properties are buying now our rehab properties or flip properties just because they we sell for a premium and property that needs a lot of work only sells small discount so myself included clients were buying properties that are fully rehab. Because it's like yeah then cost that much more and I should have very low headache and maintenance for number years. Yeah I'll pay a couple thousand dollars more for that. So fully rehabbed or flip property. I actually use five percent in there because I'm looking at that first year. Not to do a ten-year now's property. So that first year I expect a lower monthly reserve. Now if you're buying a new build a lot of times they have a one year. One year builder's warranty so you may put zero percent or one percent and their Three monthly reserves so. I usually gins ballpark five percent. Because even though you might have very hopeful very very few expenses on your properties You should still be sticking that money aside every month into a bank account the handle things the future and plus even you know you you buy a turnkey property. And he's still weird stuff like I bought my four plex which completely turn key and then that first snowfall couple months ago the snow plow took off the the width to the water. Main that Metal Lid. And it's like this you know it's like a foot diameter and the city westminister has no replacements for its. They have to come out and cut of a actually like a real manhole the whole size covering their and I'm responsible for doing the concrete work around it okay. Well that's GonNa be mcwilliam is going to be. I'm guessing at least a couple hundred hundred dollars. And that's just one of the things he's like. Yeah okay that that crap happens so you know it's very hard s Mamta usually little bit higher but that's not really the property from the Turnkey Perspective you've and it should still be very low maintenance in there because they fully rehab property now going the flip side if it's an older property that has not been updated or it's a on one thousand nine hundred ten do puncture by an Inglewood or a one thousand nine hundred thirty s house. Yeah you're going to see higher expenses in there a lot of times. I'll put ten percent in there so a little bit higher fire just because they're older homes and they're going to have more expenses in Cork's generally speaking all right so going through so the recap that five percents townhomes and condos Rondos five percent for Turnkey Rehab Properties that. Are you know Maltese. CONDOS or single family homes eight percent for normal detached stuff and Maltese and ten percent for older stuff at definitely need some wild and needs some work. That's the range I stick in there and as a percent of the gross rents so the other items in here I'll go through a quick. Hoa That's just you pull off the MLS datasheets or youth nature way taxes. That's all public records. Uh so pull that up their property insurance a couple examples here for investment condos and townhomes with Hoa's Hoa's we're seeing insurance are quote our clients Abraham about fifty five hundred per year depending on their own insurance. How much they were going under in Asia as you stick in there like three three fifty four a condo or town home insurance? But you'll want to get a quote from your agent but number stick in there. Yeah I'd say about. I'd I stick three fifty in there to be the more conservative for a condo or town home propping shirts now my four plex insurance is about fifteen hundred dollars a year so great. That's what a multi is going to be whether it's a duplex for multi. They're usually right around. Fourteen hundred Tabatha two thousand dollar range a couple other other Maltese. We closed on been right around that range some about lower smell but higher. But if you're doing a multi if you need a number stick in there you could sick fifteen hundred in there again as a placeholder until you talk to an agent and a specific property typing an accurate accurate quote now for a single family detached dome. If you're buying is investment you know a traditional rental orb doing Noman House Acura different insurance requirements a lot of times the detached single family homes. We're we're right between us. Fifteen hundred and two thousand all your property insurance now the quote or the example I use earlier and closing costs and it was like twenty two hundred for the air a a little bit higher than normal but the normal range receives between fifteen hundred and two thousand so he number stick in their split. The difference eighteen hundred until you get an accurate quote from from an agent and you actually have property or contract as far as water. Utilities can depending on how things were set up Hoa's usually take care of water sewer and trash Asia and then the tenant directly pays electric and if you have a Hoa you'd have to worry about landscaping snow removal because you're paying your monthly Hoa fee. Now if you're buying a multi a unit or a single family home while you're GonNa have landscaping. You'RE GONNA have probably some common utilities. You may have a property that's got you know Individual meter units or not individually metered unions. You have to pay for still removal Zucchini and talking about each one of those about multi units. It's Pretty Common Maltese to have one water sewer tap for the whole building whether it's a two yen or twenty and a Lotta Times. It's one water and sewer tap and trying to add another water tap on there is just way too expensive so they were thinking thing about that. And it's GonNa Property Sem are individually metered for gas and electric. And I've seen some. They are individually electric but then one gas one shared meter or it's four separate electric and four separate gas meters and then a fifth meter for electric and gas for comedy Tilles. Kind depends on the property mm-hmm we have to look at the property. An estimate for what to stick in there and you can have snow removal landscaping. I know some landlords where they gave one attendances slightly reduced. I rent and they shovel snow every year. Or if you're buying a single family you may say great tending you're paying for water you're paying for trash you're paying for electric you're and you're responsible for maintaining the lawn and shoveling the driveway and all that stuff so a lot of it depends on how you're going to underwrite the properties so it's pretty common for single family homes for Tanta Pay Trash Electric and gas bill and attend to be responsible for maintaining which is mowing the lawn. Good enough and shoveling the driveway now a lot of times they you pay the water bill to buy new allow landlords. Were they have the water bill and their name. 'CAUSE that bills not get paid the water company or the city whoever is responsible for can actually put a lien on your property so landlords are aware of that they pay for the property. And sometimes it's baked in the rent or sometimes they do like a rent utility bill back system or RUB system and say hey great whatever. The water bill is yours campaigning. That amount and next month great whatever the water bills. I'll do a drug go back to you. And you just include that next month's rent to me so a few ways to structured on there and I generally assume for single family homes that you will be putting main tenant pay for all that stuff for Maltese you. You just have to really look at the property to have an idea about what you're paying for utilities and so even though for utilities you have one water once your tap And so you're paying as the owner for all that a lot of times multi include that in the rent or they include. Hey your rent's fifteen dollars. Plus fifty dollars in rubs rent utility bill back system to count for water and sewer then if there's one common electric one common sewer they will raise the rubs appropriately. But I'd really comes down to the property type and how it's metered as your allies properties you need to get that data and do your best for analyzing it and then landscaping and store removal that. That's it's a very hard thing to estimate for multi because how how much commentary. How much sidewalk? How big is a parking lot is your parking lot is at street parking? You know if you haven't shoveled driveway or I'm sorry a sidewalk that's very different than the Cheveley six Six car sticks parking spot driveway so while the stuff various near as to how the property goes it's hard to give estimates all right so we're going to spread she. I think I hit everything I wanted to miss it. Hopefully this gives you some ideas. I don't Know No. This is as if it's made things clear for listeners. Because I was going through this I gave a lot of us in rains on here or made it more confusing But definitely go the spreadsheet page because in the near future we will be giving you type up these numbers. Give these rangers. Because I know you're driving. It's hard to listen to so I'll do a quick recap up as a lot of times for multis. I put in about five thousand requisition costs for condos. I'll put about three thousand housed up in about five thousand. Plus the loan cost offs on top of their. Rent's pulled off zillow. They can see. I usually see three to five percent annual rent increased. I see three to four percent annual appreciation rate. I'll see three to five percent put in there so we're vacancy is we put three percent annual rate increases but three percent and appreciate annual appreciation rate. Is You put in three percent myself. Property management you're GONNA see a seven to ten percent range typically for monthly reserve. You'RE GONNA see five to ten percent range and that includes cap affects the way we calculate things we don't separate it out because we like to keep it simple silly so five percent for a rehab property that's multi or single family home or five percent for a Condo Rondo or town home with eight percent for a free standing house or a multi and then temper seventh really old home or definitely. Just you know it's older you're needs a bunch of work and other data you can pull off the MELAS taxes. All public records usually Yeah there's Paul Public Records annual property insurance. Give ballparks again three fifty for a Condo town home Fifteen hundred two thousand for a multi or single family. You want split the difference just say eighteen hundred for both if you need something to stick in there before you get a quote or talk to an agent again. Those aren't guaranteed numbers but they are just very very rough back anakin number. I've seen and I often use myself if you need to stick something in their stick. Those numbers in there aren't everyone. Why will wrap this up now? I would be interested in hearing feedback if this was helpful. Because I'm thinking about doing more podcasts. Like this to talk in the more details so you can understand why we're picking certain percentages and maybe why you WanNa do a different percentage or different number than someone else and why we do certain The way we do certain things the way we do and make sure you can Dallas spreadsheet for free go to Denver Investment Realistic Dot com slash spreadsheet or. Check the show notes on there and also go back pages. Well because like I said Joe nine the very near future will be doing a a an extensive build out that page and we'll make an ongoing hob with frequently asked questions more specific and shorter training videos and just more commentary theory on there to help you get better analyzing investment properties. All right so this wraps up the second episode and are six part series for the investment property. Now make sure you go on the third one. Because it's going to change gears slightly these I to talk about the four ways to make money and the spreadsheet they can go hand in hand and and the next one focuses on return on equity which starts analyzing properties after. I've owned it for a while. It's not you're not tackling the return to the initial investment but it's tackling returns over your equity and it's a really good thing in my mind to start looking at your return on equity every single year after on a property because the amount of equity you have other property. There is an opportunity cost to that. So whether you have ten thousand dollars or two hundred thousand dollars equity. There's an opportunity cost in there. And that's what the next episode. We'll talk about from high overview and next three after l. go through some specific examples on tapping into the equity all right. I hope you're enjoying this. podcast asked and a series of fun putting together have a great day

Denver Joe property manager Joe Spreadsheet prepaying Joe Massey Denver Real Estate Estate youtube Denver Investment Colorado Brisk Lopez Hoa Fees Insurance Romy Hob Nina Google
Road&Track's Travis Okulski & Sam Smith

The Smoking Tire

00:00 sec | 2 years ago

Road&Track's Travis Okulski & Sam Smith

"What's up everyone? Welcome is smoke entire podcast. This episode is brought to you by the brio beard scape. What is the brio beard scape? It's a buzzer. It's a trimmer. It's a clipper, whatever you wanna call it. It's a power operated shaving device. I got the beer brio beard scape about a year ago when I first did an ad for them on my YouTube channel. And at the time I talked about how he uses a ceramic blades. So it stays really sharp. Even if you're not so great at lubricating it like they always tell you to last longer than stainless steel because it's smooth and low friction it's justifiable. So whether I want to pre shave my head before I BIC it or trimming the beard off. I can get the right length with a beer scape. But here's what I had. I didn't talk about. Because at the time. I didn't have the knowledge I charged my brio beard scape. Exactly one time before I shot the original ad that w-. Thirteen months ago. I still use my brio beard scape. Once a week on the original charge. And it still indicates I have seventy minutes of battery left, meaning you could potentially use this thing. And if you use it like, I use it to trim up one you charge a once a year. So you never you're never going to bring it somewhere. It's got a life indicator on it. So you're never going to worry about it running out of juice when you need it. If you want one. Go-to brio four life dot com. That's the brio the number four life dot com and use code smoking at checkout to get the best deal available. That's code smoking at checkout to get the best deal. Available on the brio beard scape. Brio four life dot com. We are also brought to you by beeline coffee. I drink it every morning a drink at some afternoon 's a drink before I do work. I drank it before I do this voice over it is delicious. It is a micro batch small small small batch roasted coffee the the roasted tire three point. Oh is our newest roasted just came out. It is so good. It's medium body. It's a medium roast. It's got a lot of flavor. It's got a bunch of caffeine. I love it a drink. It all the time. I give it to all my friends. It makes a good stocking stuffer in the holidays or for a gift for. Mother's day. Father's Day for birthday. It's just it's fantastic. I love my beeline coffee, use code TST at beeline coffee dot com to get fifteen percent off code TST gets you fifteen percent off anything big or small at B line coffee. All right on this episode of the smoking our podcast road and track's new editor. And I'm talking about road and track magazine not ruined track dot com. Our new editor Travis a call ski is in studio. And we've got Sam Smith that kind of guy who can actually submit a column where he has a conversation with himself and not only is he paid a paycheck. It'll actually be better than anything. I can write for road and track traffic, call ski and Sam Smith on the smoking tire podcast. Those smoker on. Yeah. That's my thing. High high high rainy Sunday afternoon Super Bowl Sunday get your God. Damn I far. Off the table. Sammy Smith I'm getting texts from J F museum. All are you is. He there watching live. No, he's not because he has a life. I'm like us is really does. He does he not has one million miles a year flown at motherfucker call the that motherfucker Hudson. He just takes a long flight long. Zach J F just take the longest flight. Yeah. In the world for fun. No. He went to see somebody in Singapore. But he was very excited to also take the longest Newark to Singapore. Where was what was so? Yeah. Let me better because they went over Alaska, and he was he was like, filming dead horse from sky. Yeah. He loves long flights Asian, women and Newark airport. Those are his three thing. I mean, they hates Newark airport. I was like the food's good there. He's like, no. It's not. He also continues to fly on United even though his Twitter feed is entirely complaints. That United always say how many bags he's lost another great Floyd on unite laws all his bags Travis a call sqi. Yes. New editor of road and track. Yeah. That's fucking crazy. It's is crazy shit. It's something gave you a magazine magazine and a website websites. Look after now magazine they took a magazine from Kim wolf-kill and gave it to you huge mistake. It's all on this guy. Now, huge mistake. Look at him. Look at him. He's just did you walk in right as they were scraping someone's name off of a door and you had to cross paths in the night. And the phone rang, and it's like shit is that a phone call for you. This is from seven no nothing. Remember Morgan for. No that did not happen. I don't even I don't give me get the reference for Morgan Freeman seven. Does it? He's he's retiring and the new detectives coming in and they're like literally scraping his name off the door. Didn't they do it in Bruce almighty probably been done before? And we'll be done again. It's a it's a trope. That's why I was. That's why God damn you guys. Travis. No. We we discussed this before Travis hasn't seen movies. He hasn't seen anything. I don't see movies heart agree, heart agree, set him down at at a shoot at lime rock, and we just started. We started riffing through movies like the godfather Star Wars anything. I've seen Star Wars seen anything rhapsody on the phone here. It's on flights already already. I've heard not for it. But I enjoyed it. You actually, I enjoyed it. And then I I don't know I like Queen. I don't know a lot about Queen. So I watched movie, and then I'm like last night. And I was like I'll just look about Queen. And there were so many things that were wrong in the in the movie that was like, wow. Why would they take some liberties? I know it's based on a true story. Yeah. But barely. They had like all these like the band broke up before live the band did not break up before. Like, Freddie told him. He had issue before live. He didn't know for like two more years. There was a bunch of things in there that just weren't sh oh spoiler. The movie was like this is Freddie's wife who's very satisfied. And so. Well, that was the thing. I didn't know that he had at one point. And that like she became his best friend slash common. Law wife is what he called a really, I didn't know Mary Austin. She had to limit on. It wasn't that in the movie that wasn't the movie. I just I didn't know that was true. Okay. Because that wasn't that was I was like did I hallucinate that? There's no that happened to the guy was such a boss if I could grow that mustache grow that my sister Morrow do you need like the seven extra teeth to do with the mustache, just the Mario and Luigi big. Aw, pretty face. I can do that. Just can't I can't get facial hair. I looked like a Hobo. I feel like you. If you did it. You would be the ultimate automotive journalist trope just walk around with shrimp. Yeah. You need if your name was Nigel is the only way it could be more trouble. On edge on carrying around his Kyun. Tash roy? The one with the Mike and the second is really were. That's these are all my faults on the new Law Center. Oh, Hello cars things cars Jerry backing up. Someone gave you a magazine. So what what happened is that Hearst, all the magazines and the web sites are separate, right? They have separate staffs to do web and to do print last year. They had the web people one of the president of the digital division became the president of all of hers magazines, and what ended up happening is that some of them started combining so like in the fall Sam you can wake up. It's okay. I'm sorry. They they had a great story. Great story. And I've I've said like sometimes, but so they had like Cosmo like, the digital director of Cosmo ended up taking over the magazine and the website, and then some places the editor of the magazine to go. So that was the first round and there's a second round, which is us. So they gave they moved road and track under me. Combine the staff I'm gonna give you the short version. They basically looked at it and said there aren't enough miatas in it how we yacht as in. This magazine, we need more. Armie? He that means more Travis, and then they googled for most miata human on the planet and came up. You know, I was trying to tell the on the record version of what happened. That's the author version that in about six bottles of whisky, vote pro miata. But yeah, it's super cool. Because now we get a magazine it's paper here about this. Do you think when you were like eight years old ever you've ever been this position? No. I remember one point. I was a kid. I'd be like one driver. I did think that did not. And that worked out though, that we're going to be a very children are dreaming. Like, I wanna run a publishing or a publication one day. When I when I was eight I thought that I I mean, only one f one championship. So that's pretty good. Oh, why didn't you mention it then? Well, if you win one who cares? It was it wasn't you? It was really like your. Yeah. But the what was I I was going to say something. And now, I don't even remember what it was. 'cause you always dreamed of being published giants. There we go. So I was I was a kid. I remember. Well, when I was a kid, I was reading this you've run track. I wasn't eight but I was like probably thirteen or something and my dad's like what do you wanna doing up on like I wanna work here and now Google now, I work here. That's awesome. I mean, I have worked here. But now, I really like work. Let's eared right because often you just go into the business of doing your job. And you forget that that institution things been around since the late forties. Seventy one years of all the places I've worked all the places I've written for papers and the times and like websites. No matter where I've been nothing gets the phone picked up like Aren, t and good business card people have feelings for the thing. It's amazing. Yeah. It was the issue like in the forties. It was like fuel threatening to take over. Call we say boy in motion drum brakes are they going to go. You got some of those archives students. See what's happening back then? So I have a bunch of them and we're for forty two. No what I cars or become real and windows that go down racism can it work in CASA find out. Turns out. Yes. It's a there's a bunch of what they did is they put like like, a Ghia bodied Chrysler on the cover and never mentioned it in the magazine any point where would just be like a picture of a thing. Like just a car in a lot for no reason is worse than you could've taken with your phone. There's one that was a picture of a hubcap of Porsche three five six three five six and eight but you can tell if they took the picture separately. And then pasted the picture of the three five six over the hubcap to make it look artsy. But you can see where they did the back back in the day when the wave three five six it's coming back in the day when the way to make money in media was basically just showing up. Yeah. Exactly. Why why do these? Yeah. These teas TB covers skill throw busily there all nine thousand nine hundred sixty four. Bring the let the audience they may not have. I was going for the forties. Have anything from early sixties little Christmas tree happening there with Porsche through fifty six looks like we've got oh that looks like Sam Smith's IndyCar cover kinda doesn't it in that? There's a steering wheel steering wheel and an old car. Yeah. And then we've got to some a symmetrical tailfins, yum. Well, like that multicolored one that's very inclusive. Oh, yes. Long with some huge giant bodied vehicle under the multicolored one. What is that was that red thing? Can you see? So it's a foregone of. Is worse. Murchison floors Bernstein Jaguar three eight rodeo or something. The font is he's seen way. More open wheel stuff on here, though. Like look out of eight covers. Whether he openly look it was that whole period where motor motorsport actually like it was what people cared about it. I mean, it's it's crazy. What's also where people got their news on this to right? Like now, you don't get your news magazine anymore. No. Of course, not. So that that you read about spa three months after the fact. Yeah. The track in in Trojan track at this point was actually like racing reports ready mud earlier actually on the ground reports that major motorsport events around the world. And now, it's really like how you crossover performs on track. It won't be that anymore. Nine random radio. Apply tires, which is best for you. Road and track with fuel. Brought to you by snack cakes by snacky cakes. What do we got here? So we got ten best cars for changing world. That was a good franchise. Brought to you by teams is that is that that was soda. What will there be other won't be that? All right. So the magazine is going to change from being it's still tennis shoes a year. So the same number of pages. It's still everything everyone's not their subscriptions are not changing. They're still getting the magazine will there be weathertech. I there will be whether tech one hundred percent, but the. The idea behind what we're doing is that it's not going to be like traditional periodical, and that you won't get your news from here. Right. So there's the I drive of a car. I don't want to have. But Dr in the magazine ISSA -sarily because drives anybody can go on those anybody can do those. But if we can do something extra from the drive like, you know, go on a little adventure. Have a feature story that comes out of it. Then that would go in the magazine, but the idea is that we have ten themes every year, and every issue focuses around a central theme. So the first issue that we're doing is may which is motor sports traditionally been the motorsports issue of the magazine. So we're doing it. This year is like in terms of accessibility and getting on track. So we've got SAM's did a piece on driving IT are with you the civic type r I was there. Yeah. I did virtually nothing. You're very useful. Don't kid yourself. I e you drove car, I drove a car talk to try to really I really tried to look like Sam as much as possible. You talk to me for twenty minutes while the photographer took a picture is amazing good conversation of the mountain talking. What he called it? Yes. There were no. Be doing we rented streets for tomorrow and we're doing like four cylinder track cards. Oh for tomorrow. But the point has been right. So the the point has been the lean into what magazines are good, right? Good. What what magazines do well big and long form in-depth, storytelling and taking people places. They can't otherwise go like four months ago. I got to spend I got nine laps in a two thousand seven McLaren f one car, and we're going to give that twenty pages because there's gobs and gobs of stuff that comes out of it. It's just insane. The pages a lap. Hello. I I turned the wheel then nine laps more than nine laps there at the road course at Indianapolis Motor Speedway. Oh, it was pretty pretty in an oh, no. In a not a McLaren f one a McLaren Formula one car Formula one car. Yes. An ex Alonzo two thousand seven and before twenty two lovely was insane. Yep. Yeah. But that's the idea has a has a theme. So that's not going in the motorsports issue though. 'cause we're all going to do an entire issue. Just dedicated to Formula one about why you should be watching Formula one. What's interesting and Formula, one stuff all that sort of thing. So there's going to be, you know, more people in the magazine more places using cars of the lens to view, these certain themes that are it's it's more making it into something that feels fresh today in feels fresh and six months to pick it up then so it's not tied to the news cycle. That's good. So it's when it's got that that ten month, you know, Dennis office carry the date that you look at it twenty seventeen right? Why don't want matter so much about the new whatever? Right. You don't wanna have something on there from a drive that just happened two weeks ago? You wanted to have something on there that feels like a bigger story. That deserves the prominence of being in the magazine. That's good. Yeah. I think we have a lot of you're going to drop the first drives on dot com. Sell those at it's going to be a thing. Yeah. The idea is that run track dot com is going to remain up to the minute news. News features reviews. I drives whatever. Seven crack over here. Like, the flying his little toy car. Somebody sent you. Somebody was nice enough to send you a low. Yeah. Tomi any kun-tae drew one car? I know we're looking at it. But we can you guys. What we have here is a toy. Yes. He's zooming around the air in a Taj. What did you talk about driving that from the one car last time, you're on the show or was that just when you were hanging out with me? We didn't bring it up. It's super entry super nights. Well now is now you have a microphone. Oh my God. What do you want to know? But you've you've driven a lot of stuff how big a jump. If it all was this from like, you know, drove that seven eight seven Mazda, which has been driven a lot of serious fucking race cars. Yeah. But was this the most modern and most powerful and technologically advanced race car. Oh god. Yeah. He's a twelve year old f one car is still ten thousand times more complicated than space shuttle. Right. So that thing so in a straight line. It's basically about as quick as named supercar acts. I mean, a zero to sixty in the thing if you get a decent launch on it with launch control as high twos. I mean, it's not that crazy. And what's what's nuts about it high twos? That's not what it's fine. You don't stall at testimony free keeps up. Okay. The point is below like a hundred and twenty or one hundred thirty thing doesn't really poll. Unlike anything fast that you'd see in a road car. What's nuts about it? Is that it poses hard at a buck fifty as it does at thirty that you know, there's literally so that it had. I forget what gearing was in it. But that's so that car that chassis is Alonso. And the guy who owns it is probably gonna kill me for not remembering stuff but Alonso won a handful of races with it. He want to say Monica, Monica, chassis, Monaco and things, but it's under stored it, basically they flew over like what six seven eight McLaren guys a couple of pallets of tools and just gobs and cops things to run it. It took four guys sitting in front of a laptop just to get things started checking the oil is a two hour procedure. Because if they overfill it by a couple of Senate leaders, it explodes tank at a line, and this other thing, and this other thing the clearances on the crank and the motor are so tight that if they turn it over by hand without pre heating, the oil and pre. Leading to block entry heating the coolant it'll wipe the coating off the bearings. And ruin the bearings. In it. It's measured the life in it in the motor the motor of measured like minutes, or so they weren't they wouldn't tell me exactly how much it costs to rebuild. But everything I've dug up some around a quarter million dollars to freshen the motor. And it's a relatively long lived f one motor spins to nineteen grand makes our God. I don't remember to make. So should know this spent the nineteen they headed Rev limited to eighteen or and then put it down to seventeen five later in the day. But pulling thousand RPM out of it doubles the life on it. And that doubles or doubles triples at depending on how you drive it basically that was the arrow of one engine per weekend. And they were they were the the motor that that came there. The guy basically has three track days, and then he has to rebuild motor, and it's measured and kilometers. And it comes down to whatever the cause. Whatever the basically whatever the hell like race plus Wally Ross. Yeah. Impress practice. So they sat there, and you know, they spent three hours second the oil and a guy sits there. The laptop and he wants the temperature, and you do all this and yada yada, new built in and you're sitting in it and your legs your feet. Your your legs are basically vertical with your chest. The tips of your toes are about in line with your eyes and the nose rises up. You can't see anything, you know. It's obvious. Why you get in the thing? And the first thing I hit his wi- immediately. While those guys run into each other all the time because he can't see shit up back the mirrors look at the mirrors in that picture. The mirrors these tiny little smaller than a cigarette pack stuck up on stocks. And most of what it shows us the rear tire and nothing else. And you can't see you can't see the apex. You can't see the front of the car. You could barely see the front tires, and when you're in it, and they put the little the little impact thing because there's that big foam head restraint thing that goes on the side of the cockpit. You're in it, and they fire it and as it's running. So it has a I want to say it's like a fifteen second window where it can idol an outside because it it. It has an window of operating temp. Right. And if it's below that window it can't be running. It's really unhappy. And if it's above that window it starts throwing. Bearings. And eating up. All these parts inside itself, and you fans, right? It needs to be moved with fans on it. So like they have these little built in like can't overheat idling put it won't overheat moving. So that's interesting. Right. So they have they have these built in like little laptop fans, they go inside pots after the run. But once they fire it once it's running at gains a degree celsius. Every second it runs and the window of operation where before it won't hurt itself is about fifteen degrees wide. So if you cannot get it away from a stop in fifteen seconds, and it's fucking hard that has an anti style system has a hydraulically operated. Paddle clutch. So you sit there, and it's got this hair-trigger throttle. That's really long travel and on the left side of the the the steering wheels. A little tiny paddle shift battle beneath the shift pedal you pull that in. And you see the guys just drive out of the fucking paddock. When you watch race coverage. It looks really easy. It's not like I've driven thousand race clutches like, you know, gr- group c cars teepee cars, open-wheel stuff all kinds of. Hit nothing is like that. And you have you have fifteen seconds to figure it out. And if you don't every time, you get it wrong. If you like do anything that would stall the motor hurt the motor spike load, the motor it shuts it off. It comes dad goes one in another nearby, and then automatically backed itl, and it sits idle, and you have a one to count. And then you get to try again, you do basically the amount of time. It takes you basically get like three tries of that before they have to kill it. Push it back into the garage. Put the fans in it and let it cool down for like, fifteen minutes, ten minutes. But when you get it running, it's just a fucking car and the steering his light. And it's it's insane. I mean, it's the the brakes. Everybody asks everybody, I've talked to about it ask what the most insane thing is. And you know, you hear all the stories about how they pull the pull like five or six hundred breaking and four five G in a corner and it varies with aero setup. Various with track like some tracks. You know, really lean your neck in. Everybody's seen the video of Alonzo where he puts the walnut in his neck muscles and cracks it. Standing up. So those guys are intense athletes in the way, they drive isn't saying and yet again, but the crazy thing is that no matter what trim. It's in the brakes these giant carbon brakes tires work and with Arab leads off. So there were that's Indianapolis facing the wrong way for the road course. But going when they run the road course, there they run the opposite direction, you go counter counter circuit from what the five hundred runs basically back down the straight. Yeah. So that picture so looking we're right now, we're looking race direction for the road course. And there are break markers like any other racetrack. It goes four three two one each one of them is a hundred feet, right? So that car was geared to do it. What felt like a buck? Seventy buck eighty in top in seventh and the way the there's a big fast corner leading onto the straight. And I was you know, about up, and then it you sit there and read lines eighteen grand in seventh. And it's just and then you go for the brakes, and you you any. Time we test race cars and we've never been them. The first thing you do is you pick some crazy far back break marker, and you lean into it. And the way those cars are set up. They don't have clutch pedal. They don't have a foot clutch pedal, and you're left the steering column. Goes down the middle of your legs. So your left foot can only touch the brake pedal. Your right foot can only touch the gas. And so I'm going down there. And it's clicking along at a buck. Eighty and the great anytime, we do this you pick some way back break marker. And you lied on the brakes, and you just see how how long it takes the car to stop. And then that, you know, then, you know, just how you can pick up break Margaret and start drying like normal car. So I started at the four marker from one hundred eighty miles an hour and leaned into it and the pedal the way the pedals work Stobbe, if this is crazy boring the way the pedals work you push on. I mean, I drive like everyone cars like every weekend. Six. Come on you want the on bathroom done. I give you free pre place. So the pedals take a crazy amount of pressure Lewis. Hamilton has been known to spike something like fifteen hundred pounds align pressure, which to put that in perspective like road cars are probably a third of that. So it takes on as hard as you can press one hundred eighty miles an hour. And then you mmediately have to start bleeding out of it. Because as the car slows down, the aero becomes less effective. The arrow starts bleeding off immediately. So you cannot lock wheel at a buck eighty. But if you do not immediately come out of it at a buck, sixty a lock so you you you lean into it as hard as you can. And then immediately start bleeding off of it. And I I could not put enough they were telling me that I was not putting anywhere near the line pressure into the it needed. And I was I was making imagine imagine doing leg lifts and just squeeze fan and sitting there and straining and your whole body like you're taking just you know, just every ounce of what you got and shoving into your left leg. Imagine. These are not power assist. Did not not as power steering, but not parasites breaks. So you do that. No. Is it posturing? I remember. Yes. You might have to start going to the gym just with your left leg for this reason. I was because as you said, you are just waiting until you have to go you never go. But this is maybe why the this shapely physique is mostly just I get this without trying sack. I know it's like a it's like a small bag with pudding largely can't if you can't hit the brake going to anyway. So so you lean into it is hard to Canada. And I picked the former actually picked like another fifty feet past the four marker. So I was at the non existent. Four hundred fifty I'm leaning into it as hard as I can and the car slows down and by the three and a half marker in space one hundred feet. It had gone from eighty two hundred eighty no one hundred eighty two what felt like a walking pace was probably about fifty miles an hour. It was I had slowed for the corner. Put this in perspective. I drove a Porsche nine six to their you break at the three. And by the one same thing, you break it the three and by the one the car is slowed right? Most race cars like. They're even race modern race car. Breaks are insane. This was this was like, nothing I'd ever experienced. And there's I got eight laps in the thing over two sessions. I four laps and then you come in. And then they talk to you. And you look at the numbers, and you talk to you look at the laptop, and the none of it made any sense to be in you feel like a total moron a complete imposture. And then you get back in the car, and there's all this bullshit. And you go through the whole anti style thing trying to get moving again. And then you feel like a hero. Just because it's rolling even though you had like six guys behind you pushing the car, and helping you and so I got out the second time, and I go in and I wait, and I'm doing that thing you do where you're like just to stay stay in it stand at standard sent. And this is the way we run race car tests always nine tenths, right? Whatever your personal limit in a given car. Is you go up to ninety percent of that? And you don't risk anything. Everything's insured out the ass, and the cars are, you know, your whole aspect the whole point of doing that is to get in the car and not risk anything and come back from the from your personal version of like telescope looking at the edge. Until people what it feels like. And so I thought all right. I'm gonna go if that took one hundred yards of one hundred feet of meat pressing as hard as I could on the pedal to stop thing. I'll try it too. And I'm sitting there under the buck eighty like shit moves real fucking fast. Eighty and I'm sitting there just talking to myself says in its citizen is and then you do it and you bleed it down to the corner. And there was this tiny little slip as the car. Just kind of what you and I put a correction into it and breathed into it, and it was up and it looked and felt like the fucking video game. Like the way the crazy thing is just how accurate like, you know, there's a Williams in I racing. And there's one in four, you know, there had just how accurate that stuff feels feels like that? And how much g it polls in a corner, and how just delicate and perfect everything is. And then you you spend, you know, seven eight laps doing some version of I'm an imposter journalists sitting in a race car thinking about what? It must be like to play one hundred ninety mile an hour chess with these people and at the same time as you're doing it. I could maybe it was interesting. So I talked to a bunch of people before we went and ran the car and called no two people have driven modern day. One cars one of them was a guy named Mark Gillies who really nice guy now works at Volkswagen. But was these activator of car and driver for long time? What did automobile before that has one at Goodwood a bunch of stark racer Brit, really great guy. But he drove he drove I wanna say it was like five or six a our Honda or. Wait, a Honda. Thank you. You're welcome. Do you do I work here? But he drove he tried one. When it was like a year or two old with team support. He got like ten or twenty laps. They've got a whole day in the thing and re looked at the data. And the interesting thing that he came back with he was saying like an and the the guys that we ran the car with this time because it was was like six or seven dudes for McLaren. And then a couple of guys from shop in England that prep these things because there are people in England in Europe and across the world in America who haven't F one modern day f one cars attracted are. But these guys the McLaren the guy the gentlemen, very kind gentleman loaned us this car had just bought it. He was prince he's real good friends Zac Brown. The CEO of McLaren was actually one of his first sponsors when the guy started racing, and he'd just bought the thing. And there aren't a lot of modern day McLaren's in private hands. And McLaren was very very serious about sending people out to deal with it. And they also, you know, the guy who had just bought the car sent ads brought in a couple of guys from private shop to learn from Clarin how to run the thing because it's obviously like. You do not just you don't just walk into mortar. You don't just start the fucking thing. So they were all there. And these guys had run a bunch of cars, and they were all ex Williams employees are ex McLaren employees working it's private shop and from talking to all these guys. One of the interesting thing, they said is that immortal an ordinary human lot, not a an Alonzo level athlete with enough data, and none of time and Gillies back this up and the Biard people told him this with enough data and see time you can get within spitting distance of a lap at speed in one of those things whether you're bought well, isn't that what the entire gentlemen, drivers scenario proves. I mean, they're gentleman drivers in Formula one who aren't entirely embarrassing, right? The difference is whether or not you can do that while racing whether or not you can do that at four G and still be I mean, you watch Hamilton, and they're going through ratty Yang, and he's sitting there, and you know, he's got a finger on the wheel, and he's death dick, and there are three separate fucking knobs for the differential one. His lock on entry ones. Lock in the middle. One. Tout ramps outta lock. And it's each one has like ten fucking settings. They'll sit there sometimes they'll be radioed in dick with it. Sometimes they'll be radiant they'll be sticking with it on their own. There's a thousand fucking things that they dick with the whole time over there running the car and Gillies and the Biard people in the McLaren people and the people from the shop, they all said, look, man, you if you're a relatively decent club racer, you could get in this thing, and we could get you down to within like a second of patient pretty easily. We could not make you do that lap after lap after lap. We couldn't make you do it in traffic. And frankly, if you were at this is India was not a high g track if you were at a track where like, you know, any place that had compression and elevation and yes, something that rips your neck muscles apart. You would not be able to handle more than a labrador. It's like shifted car. Drove drove a shift occur at once. And after like six laps. My my putting body was turned turned it even more liquid pudding. It's like what happens when you take putting in just pour milk, and it was just. What was fascinating how approachable it was. And yet how just in the fucking stratosphere. There's no way I could handle that for more than a laboratory at a time much less race it and the guys that run the fucking things at the limit. You know, one of the things that Gillies said, and I'll I'll shut up after this in this. Fuck off one of the things he said was that one of the guys that was there at his test was at Silverton was telling him that the amazing thing about the talented guys. Like, the gentleman drivers again into these things the oligarchs that, you know, have their yachts with a submarine tenders. And then you know on one day a weekend, they fly out of Saint Moritz and drive. Their Ferrari expire wherever those guys, you know, they take awhile to get the pace and the dick while to warm up and like they don't always keep the tires and the brakes warm enough, and I'll let the pros the pros that have spent their entire lives working toward this. They get into it and are almost immediately on pace one of the guys. It'd be a are set button on his third lap. Having never driven an f one car was within a couple of tents running and the guys who have done it before. They don't lose the skill. So the the the the dudes that ran that the owner brought over to learn how to run the car they also do demonstration work and they've done like they ran what was the. Marisha? They ran Marissa's demo car for bed, you go and do donuts and radio ever. They ran that forbid red square now. Yeah. In front of the Kremlin. Yeah. Yeah. Yeah. Couple years ago because they used to bring their cars of the first test me in the back of like beta trailer, Tetreault sprinter van. But he was saying that shit. What was saying? Oh, so laid demo drive, right? So that the the tires one of the things that's interesting about the people who've learned to do it. It's they don't lose it. So the tires on like, the the you think. Okay, fine. It's a f one car what do you what do you do for tires when you're running it? Because obviously, you can't just call Pirelli or Michelin and say make me tired or you're twenty years ago. I want to go around my one car, they they don't make that shit me more and that it was so specialized for every year of car and every year of tracks and what they ran them tire compounds change track to track and all that shit. So these guys that you know, this one shop in England that runs ten or fifteen private modern era. One cars, you know, because all the old stuff like any of the cause the names of the ninety stuff. That's got Judd Motors on it. You can just take it out and somebody sticks a starter up its rump and running and you fire. It these things take the things the cars that take laptops in like twelve guys they needed attire for it. So they call it a based on the head Avon make a big. Version of the you know, the four treaded tire. And it's the compounds are relatively modern, and they they don't take tire heaters. They don't like they don't really care about abuse. But the guy they had to test a more normal tire than right? Typical F one slick. Yeah, it's more like a club racing slick. Yeah. Okay. The guy they had to dial in the tire and test. It was Martin Brundle who ran f one in the nineties and the eighties and was by Rex he ran with sons done Sky Sports, commentating shit and Brundle got into the like some mid two thousand McLaren at SilverStone testing these fucking tires and was apparently like two or three tenths off of the current times. They were running last year or two three years ago whenever it was. And the dude is I mean, there's a picture of him up. He looks like my dad. Yeah. I mean, he's he's not a young, man. And he was like especially it was sixties right now because he was good. Then he's still got whether or not, you know, his bowl pudding is enough to to stay behind you walk away from that crazy crash in Australia in ninety six and then got in the spare. Car. They had spare cars and he'd like sailed through the air enrolled four times and just got another car and race and the restart, but a boss, all it. Did it to make the end this long diatribe? All it did was just give me this amazing insight into the people the the fucking star level athletes who are who have trained every ounce of their lives given up everything in order to be good at it. Just how fucking good there. You know, what I wanna watch? There's the crash. Yeah. What I wanna watch shit is the fucking dentists who are raising these things we. Oh, like the course of Clancy guys like remember talking to Goldberg versus shake Mohammed. Guile goose with like an F two thousand one and he was going up the hill the corkscrew when he went off and ripped the entire front end of the car off the photos out there of him sitting on in the car with his legs on track. He's fine. He walked away from the walked wire was lived or whatever. But there's a photo of him sitting out there on the track Laguna. What's the weather tech raceway? We'll going to say what's the left hand? Turn that goes up the hill that six five six. L after six. Yeah. That's the first sitting with his legs out of the car. I didn't realize that that what you meant was. There was there around knows last. There's no other are is in the car. But there is no car everything in front of his thighs is gone and his legs are fine. But everything in front it's like somebody just took a band saw in the middle of the car and then put him in it. It's like the biggest field string watch cut this car and half. But not the guy in the card. Wow. What was it? One of those one of the rich guys. I forget his name. But somebody he was the guy who stuck skins wiser he was the doodoo stack. Stuck by their Mark Shanna, or whatever it was that that because the the unofficial Aprica Laguna is now like a one, oh three or something. It was one car. It was in one of those clients. There's video of it on YouTube road, Atlanta road Atlanta to Mark did that you're gonna wanna one I think something like that. What were we doing in the miata to fourteen the ten minute lamp, that's the thing to like salmon are at the when we when we will raise middle high. All right, we're running. What do we what type times that cartoon forty six? Forty six. An Indy-Car is turning sub one minute. Because you magin going there. And then you're on a one forty six and you're like, you know, fifty nine seconds you're halfway through the lap. And someone's completed one is going to lap you before you finish the second one was at the limit tuck in the nose and in the miata running. No one. The last time we race there that that race wife check brought a four five eight and so they were thirty two seconds laugh faster than us at. So I forgot who took the first the first stint on day two. I watched to the star Madsen wasn't it. I was Kevin man. Who's a very fast driver. And he was you know, we met a few minutes. He's he's great and the gap that the Ferrari had opened up by the end of lap. And one was insane. Did Jackson somebody the miata? There was some contact with refers. Yes, it was during it might have been during that was during Kevin stint. Oh, okay. With the miata ended up finishing the race in the Ferrari did not it sailed off on its own into five miata. Sure. But also the miata may have taken like a two hour break it's beginning after that stood to hang on a minute. Docs, why because my was my stint, and I went out, and it stuck in my first lap out on my second life out or whatever demonstrates trip. I remember going back out and race wife the raceway team passed me. And then through all of thunder valley, they pass me at the end of the strait and through all under valley. I was all over the Ferrari and then at the straightaway just pulled away, and it would pull that gap. Because I mean, it's obviously it's a Ferrari challenge and your fifth year I'm talking engine, but you know, driving fast as I can. And this Ferrari is just Jilin more minute up. It hit all but all the handling sections. I would spread on. So that's good. Good job. Travis you're in a different class. Oh, sure. Yeah. Yeah. Yeah. All the guys racing them. You're not raising them. Sure. You know, you're racing. Everybody. You're racing the lifespan of that gearbox. Yeah. That was a weekend or miata. I felt so bad. Just watching the shitty. Jersey has the change gearbox twice twice. The gearbox came out twice. What I think the first the first one was a clutch the first one I was driving in the clutch went. But that's what's great about endures. Right. This was great about endurance racing that should happens, and it can go sideways and you'd have the worst weekend. And you're still like no, I was a good time. You're looking at me like I know that particular race. I was like, yeah. This one because it was also really cold, Ohio nuts. It's over it's not a vacation destination. No, I know. There's a risk for me. Like, I haven't done a lot of racing. But like it's the money spent versus the amount of time driven that ratio started to get skewed where it's like the third weekend road with Mike. Well, at least I got to have barbecue with my friends. Thousand dollars. I. Yeah. I only my whole deal with this one was I can only do one stint because I figured I was gonna I asked I did on Saturday. 'cause if you're if the car is going to work it's gonna work on Saturday. It didn't work on Saturday broke. It you broke. No, I didn't drive on Saturday at all. Yeah. I drove like three laps on Friday. I was just being funny. I didn't break it broken Saturday holes. Yeah. It broke both days. Yeah. But I I agreed to stay long as I mean, we we love the Bruce. It is a breaking miata. It has broken a lot. I think all race cars break a lot. I think they do. Don't worry. No eight a are is like the best series. But there seems to be a lot. Of course, it wasn't wasn't miata a school car before your as close as a boy Cup AmEx five, okay? Yeah. Surely, the old the old people. Meathead not Meatball. What's meathead racing is one of the car or her right, right? Meathead Meatball definitely Meatball, I'm hungry. Now. I'd rather hang out the guys that made Meatball racing than meathead raising. Yeah. Who knows since you know, I've talked about racing that car a few times. Man, people come out of the woodwork and offer me very expensive seats, raise should do fucking. I'm not dropping twenty g's. They wouldn't do weekend to race. A oh, I thought they were offering you the chance to do like high price stuff that they could then you'd compu- and you talk. No, no. They were throwing me. Wait a minute. Are you saying? Our rides. Don't just fall out of trees. I thought they did only with BMW manufacturer provided vehicles silence. So what one who races those things in historic? It's usually for a story. You pitch them. And they're very nice. They say yes or no limit. So you're gonna tell me this is a total completely change. You're gonna tell me what happened with the Lexus. Oh, left turn hard left. Turn hard left Lexus. Yeah. The million miles to tell you about it, also everything everything you had to do. Yeah. He wanted to do all the maintenance needed to be done on it. Okay. So the Lexus is almost Atta million it's six hundred and thirty miles shy of a million. And I into weeks are going go finish that project. Yeah. So all right. What was wrong with it? When I got it a fucking lot all the bushings were shot. Obviously the coil springs had spreaders in them like the opposite of clamps. Why don't know? Okay. Not. Sure. All right. But they were there was a couple coils that were spread. Meanwhile, the shocks were completely shot the power steering an alternate. Later worked but didn't last for very long, the oh, the complete the steering column and steering shaft had like a ton of play in it. No sorry. Steering shaft and steering rack had a ton of play and it had to be replaced the brake light bulbs or out. I'm born a new tires. You wanted to know what was wrong with it. Those are all the things. Oh shit. So wait a minute. So now, you're going to drive it in Florida sang from Atlanta to Florida. Okay. And then what I'm giving it to Freddie, right? Who is going to put a turbo on it some type of Bill gearbox, let's make sense and try and make seven hundred wheel horsepower with it. This is deeply when it blows of that. He makes me coffee table out of the engine. This is deeply proper effort this. Yeah, I'm for. It's like the Lexus version of a Viking funeral. It's like just set it on fire. In a month. But and like interview new few new when you die. You're going to have ten minutes warning before you die you'd have like a vial of acid ready to go. All right. Ten minutes. Ten minute warning thumb and you go fuck in straight space. I feel like we're giving up shot a crack. Yeah. Intravenous? Meth. You got ten minutes left, buddy. Wanna try some meth? I feel like I have a big CD. If I had ten minutes. Let me go out with that Itis, let me all go out. Give me some like Mocatta cheese the most accessible drug right like death row inmates. Order just, you know, forty eight hamburgers. To like, I'm just gonna get this last. I wouldn't want to do it because he order bake ziti. What if it's not the best bake ziti ever had that says? Ziti. Right. Have my mom's give it what if you can have your mom's. You're sitting you're running out the clock is ticking. You're running out of time. Somebody brings you the ZD. And you're like, I'm Travis I'm doing all this extra palm like you didn't ask for that praying what if you get some bad crack as I don't think any of the crack is good. But I think if you got the bad tractors means you need more of it. It's like a volume call, Yvonne how water down as the vodka and your parents liquor cabinet. Someone sent me an old advertisement for a cocaine purity testing system like in a box from the eighties. It was like it was called the hot box. It's like don't get a hot shot use the hot box. I was like, whoa. Yeah. Sold at CVS. Right. So anyway, that's the Lexus story dinner right about it for the which issue. What's the issue? Oh, no. I'm not. I guess I'm not no. I don't want to know. When I was gonna talk about this eight sedans, one of the things we wanna do is like vintage issue, but the vintage each year that will be a different era that we focus on right? So the idea for this one is that it's the thirtieth anniversary of a ton of cool shit coming out of Japan because of the bubble economy. Right. So there's the art thirty two GTRI three hundred x LS four hundred the overbuilt era. Oh, the bubble economy stuff the super mug Jorie the super high end things are really expensive. And it was all because the economy in Japan was so good at the time that they could afford to do all these like moonshot projects. And then the thing crashed and like ninety ninety one and all those things went away the Amati was one of the things to. Oh, yeah. So like the Mazda building a v twelve luxury car that no one ever drove. So my idea for this one was that we have we use the crossing the million mile Mark to talk about what the LS four hundred means in the wider. I guess. Yeah. Wider to to the public in terms of what it did for luxury cars, and what every how it changed? And how people perceive this stuff. I mean NSF was that you're too when the first concept of you, the miata was nineteen nine there's so many things that came out of Japan, and that one year, did you write an article about the Amati recently that I read somebody else did that was the first I heard of the public raff wrote or up, Nick. Yeah, we were talking about before him. But then rapid work that I was at Jelavic which was five years ago is when I left is Rodman on and off working on that flight five years, and it's really good read at recommended. What was the source of all their money? Like, the bubble economy growth is just automo- automobile shipping over here. Getting more popular all that stuff trotting Japan Sony, Panasonic that Cossio every started by the did you go to Tokyo, it's like the future as imagined from nine hundred five. Yes. Like, I wanna house until you apple never existed in Casio bright apple. Yeah. It's a Panasonic future over there. I want to go to Japan, so bad. Have you been never you'd like it? I like just Google's Tokyo. Like here everybody. Here's a picture looks in looks like everybody's idea of the future in one thousand nine hundred crossed with blade runner crossed with everything. Amazing. You wanted when you were nine years old? Yeah. Yeah. And you see guys like you'll be rolling through traffic. You'll see a guy in an F forty with Bosaso pipes on it. And there's just not shit everywhere. So the Coosa a side the club the three hundred s L goal wing blacked out with the darkest tints ever like illegally parked in front of a nightclub straight yakuza status. When I was over there for the for the daddy Benavente. How like so they Don you explain what a dodgy ban is. Okay. So then dodge. So now, I love that. Grunt they do at the end of end of things that the acknowledgement grunt zoo, whether it'd be like, oh missiles, Hon. Need the UNIDO? Go have a have a mere with your. Yes. I would like to. So so the Japanese have this bottom Razak my God. Yes, that's been. So so basically somewhere around ten to fifteen years ago, the Japanese a bunch of Japanese motorcycle racers started. What is oh, you're the dodgy bun. You sound it. Just sounds like white noise actually back down. Again, a bunch of Japanese motorcycle racers got bored on their lunch hour at some track day and the like two or three of them had a handful of dodge vans that they had brought their bikes to the track in and they they looked at them. And because some of the smaller tracks in Japan have literally no rules like you can do whatever the fuck you want because you're on top of a mountain, and it's somebody's private mountain. They took the van out on lunch and started doing stupid shit with it and drifting around and modifying stuff and then naturally because the the Japanese they went full rabbit hole on it. And guess oh my God. So that's all tho- dodger ban. He just brought up pictures of the video of the near our video I met that guy when we were there. It's really nice do about. Drifting. It'd be SU that that. Okay. So that that that event basically had they started modifying the things get crazier and crazier, and they all have mobbing right there. Doing well. So they they make they make like special offset. What knob as for them? And they lower them without by talking sub frames and doing all kinds of crazy shit to make them work. And then they go run this tractic seats. I good the go run this track day every year was the guy who's Vanna. Drove that dude right there in the he was from Osaka. They they have this track day every year and in the middle of the track day, there's like thirty or forty of the fine things and in the middle of the track day that right there. So he just brought up video of the drifter for the drifter prefers the long wheelbase van which has all the windows in it. Looks like a church van in his easier to drift more have more length civility, probably. So in the middle of the day. They have guys like the WB vans short vans. I drove I drove that exact van. It was in the middle of the day. They had this like five lap or three lap race where they all go out there, and like some of them still have dirty clothes in the back and like plywood floors and pay because they're all private imports. That they brought in because fuck it because the Japanese have a big thing for American imported weirdness. And so they, but they they cut they do all these weird distinctly Japanese things to them. And then they start like. So the vans were facelift at one point they got a longer nose to crash in the motorist moved around. So they'll put the the backdate them and put the late doors like you do with them along with nine eleven or g body. They'll put the late doors with the vent windows and the early grills on it and the small bumpers drop them. They run Ferrari calipers like, it's insane Ferrari breaks, right? It's God we should build one for like. Page it and then bring I. Reason why I did that civic type thing with Sam right when he got back from this shit, and he was just driving around L. He's going dodge you. And that's the thing. You start seeing them have rewire. Why dodges? So that the official answer is because the guy there had a two or three guys who started it and their official answer was because they just had dodge vans. The unofficial answer is because the guy who runs the big dodge van shop in Tokyo. Yes, there's a big fan shop into it's like only one. It's basically it's large by Tokyo standards, which means that they to Carter bays and the guy who runs the official dodge van shop apparently had been into par. Most of his life had had vipers NJIT threes prepped for track days, and he liked the vipers the most. So we've actually handed up with like one viper that he loves so much. And I asked him why he ended up with dodge van he said, well, adult van these the he's months, Colin. And I went, okay. So look at that this technicolor just wind up all of them on just. You know, -til black yellow red good, and they're all dumped the same way. And some of them have like they all have like B M ratchet Shifter's big pipes and carbon lids and carbon this carbon. That one guy had the one that I drove what the hell is. Oh, that's just got no engine covered because that's open engine bay. Because if it throws a rod it literally throws in testing, always where you're gonna stay next stock car or a stock car recently, we won't say why and he's like testing it. And I was like I'm just gonna move my ball. Aiming sideways. Well, so that they're in the I forget what the Motors in those things three eighty three of three eighty three maybe, and it's it's kind of a big goofy not really wants to Rev and make all kinds of power Motors. So they do they can only do so much with it. And the the frame rails get in the way of the headers, and they have all these weird little tricks and the guy started making making headers like he makes into Inc now headers for these things, and it's it's insane. You could actually like you can touch your foot onto that header? Can't you isn't it? Just right there. It's right there. There's no scatter shield. The thing blows up at pitches. A rod, and he's vice grip. We're looking vice grip pulled room with guy on. So that's that yellow van on there with we're looking at a yellow van with like nitrous. So they nitro racing shock is a big sticker on the back window. They have like five thousand six thousand dollars worth shocks in these things. And then it looks like a wing is vice-gripped onto the drip rail. He did that because that's the ones that that's the one that had dirty clothes flying around in the race. The guys don't care. That's one of the dudes that founded the whole thing started. Part of the track days up like Tanner twelve years ago, and he's actually an ex mode EP racer had a short career with Honda for two or three years and these. Yes, it's amazing. It's insane. And I walked over the vice grip is zip tied. Shut. There's a vice yet holding a wing onto the rear, drip, wail and the vice grip is down and locked. But there's zip tie on it for safety. If you're his way, he's using a vice grip and then zip tying for safety instead of permanently mounting. So good. So then the one I drove had a ratchet Shifter and hydraulic can break that wasn't hooked up to anything and carbon kevlar brace shell. And then there was a big story seat is a big screen in the oh, it wasn't that. Because it's not a is that a city. Half of. So the part story is the funniest part because they they will import crates of like the stuff you see in the back of an auto zone. That's in the in the sale. So it's terrible stuff. But they love it. And then all the parts for the things come out of Malaysia or Sri Lanka wherever the hell. They're built, but the one I had there were like three screens in it. And some k pop videos on the dash. And how is saying it was and it was it was everything terrible and bad about a an old school muscle car and everything great at the same time. I can people do something so awesome as van racing. And then they go, you know, I'm gonna do glue a bunch of shit to this thing. Was there is something deeply Japanese and just zero zero FOX about it. It was what would happen with like an economy line. Oh, probably they murder, you know, for the van to afoot. The pace car was an expedition as was an Eddie Bauer power expedition really nineties with like headlight bar on it. Some dudes daily driver doing in Japan. He brought over what specifically these. Interesting people, some really interesting exporting. I think let's start exporting some of our garbage over there. Yeah. If it's if if if do let's start exporting that shit, those get all those nineties expeditions Atta they can't they cannot bring in. So the guy told me there at this point they estimate there somewhere between three and four hundred vans dodge, vans in Japan that many yes, they cannot. Well, most of them have been brought in their handful of companies that bring in American specs shit in the same way that there are companies here the bringing ADM shit. Yeah. They're handled companies will bring that stuff in and they want it there. And the like apparently it started the guy with the viper guy that McCotter guy brought in. He got his van because it was sitting on a lot in Tokyo for like, six months, and nobody wanted it. But they're all brought in for that purpose. And now they're at the point where like the guy is. So the the man then guy his big dream is to export has to ship. His van to American rather length of I five they have such a I'm sorry. Drive the five choose any road in America. I no straight highways in Japan. And this is this is a huge novelty because he liked the smell of cow ways. They're going home large parts of their freeways. Look like the look like the five and I tried to explain them. I'm like this is like the road from Tokyo Asaka it there's nothing special about it. I mean, it's pretty in places, but it's people in my country say it's punishment. You know, that's what's what's the line. From Wayne's world car that's marriages punishment for shoplifting in some countries. His van over and and drive the length of the freeway because he's he he he looked at me when I told him this. And he just goes always is to always dream. And I went, you know, you do you man, that's red. I mean, so you have a bad dream. I don't know, sir, sir. Your dream stinks. Probably times when they look at what we go over to Japan to do. And they're like why would you do that? That's a terrible. Yeah. No one wants to do. It's what people come to LA, and they go I need to visit Hollywood they go what for? Over they're going to New York and going to Times Square. Yeah. That's not me on so straight in reading in Oregon and stuff. It's it's pretty but go ahead. I was just G mapped it in it's eight hours almost five hundred fifty miles LA reading Elliott of reading which is not quite the top of California. No it altered entire length of the five. Go like, we drove it in Oregon for car show. And like it was big sweeps. Lovely in nice great. Organic nitrates south of reading it's almost dead straight yet star will but so they lettering. Now studied this map of the five for ninety seconds. They bring the vans in what I'm getting at is that they have I came back from that. And I started seeing them everywhere you see them on the street corners, and the the you get real excited when you see the shorties which doing lemons race everything's a race car. Yeah. The shorties have have an impossible the wheelbase on when the shortage. I forget the exact number. But it's like, the it's the wheelbase of a modern Mustang GT's tiny, and you see them on the street and you go, oh because they're not that common. Because usually they're only like they're all all ended up with tradesman and like a late one in white without the windows in it with the panel, doors and only one slider. It's hot. It's real good. And then you see the church ones with like the, doors and windows. That's what we had. It's not cool. We had the when we when I was racing. That's how he brought the go-carts dodge van. We we had fifteen passenger thirty five hundred the first the first one was the generation before that one. So it was like the square headlights scraping. And they went to drive in that van. That's what I wanted to drive around. What if you showed up with a caravan shore wheelbase for the turbo motor and a stick? Would you be welcome? I think it'd be welcome. But like there it's that we're Japanese thing where like there are inside this box. There are no rules of the box. I mean, good for you. But why weren't you in the box? We discussed this. You should be. It's like it's it's funny though, because I didn't realize those things were made pretty much unchanged for thirty years the fucking Chevy van. They're still making right now. That's right around for like thirty years old. It's really I might be the only thing you can still buy with sealed beam headlamps, really. Yeah. Whoa. Point interesting. That's not like a heavy duty truck only consumer vehicle you can buy. Remember, what about you? Brought an Astro van. Astro van with it Ray in there? Now, I have bad members the brand though, you know, that might get mad. I don't you're saying. This is short. It's a short van it rolls off the tongue shabby bots. Heavy bun. No ostro. Bon us sort of on a foot. I saw he does not work. I always a bills yesterday. And I saw a first generation Pontiac transport like from the eighties like the dustbuster. Yeah. I hadn't seen one of those that didn't look like a complete rundown hunted in so many years, and it was like oh shit. It's cool scenes blew the bottom. Right. Zach dark the dark blue like the two tone. Yes, Zuhdi unattractive. What was the last time? You saw one of those on the street in a condition that resembled that come out nine hundred ninety two knows I think it was late eighties. Maybe what's the line from Get Shorty the Cadillac of minivans? They look. Looks like a few tried to get my mom to buy one of these. So fucking hard. She settled on the villager Nautica villager. Nonaka villager yet became mine to the white wheels. The whole fucking thing. With a champagne bottle nose blue with white bottom in white wheels in Libya capsized sailboat, so good had the villager. No one had the quest. And they were the same theory the same actually thank God. They got the the Nissan Motor yet. But they were villager everybody. I knew had dark green with the silver on the degree and silver. Yeah. My mom's second one had that first one was there's the nautical the white. Yeah. Yeah. It's actually if you get a picture of that's a studio they really softened it with Filkin seamless given game like middle of the day picture up from like a Craigslist ad write that down down. Now, it looks like a cream in that photo right there where it's really stark white is like a yellow box out yet. It's a stark white. Oh, wow. That's unattractive. I even had that. I had the see the the the bug shield on the nose. You had that how long did you? I can't get them over this. How long did you drive around a movies? But you still maybe six months, I had it for you know, what I had a four though, the the millennium party the two year the millennium New Year's party. My mom's had still had and I took it out mattress in the back the whole shit. It was fucking on sun. I mean, actually had rear seat entertainment system, and it had a very car like steering, look Nautica interior. That's the Nautica interior, and you could fold you could fold one of the captain's chairs down, and it was a table. Oh, my God gangster actually the ban. The size of a fist also really hard to access for almost every seat in the van even the seat that is directly up the giant Nautica logos. Or my dad got the idea for the big pony. This looks like it looks like, you know, when you get in a cab and the Cavs have those terribly sewn seek covers oh, yeah. Exactly. What it looks looks like somebody fucked that up by themselves. Not factory. I just looked. I just watched that that great new Chris Harris video of him wandering around the that collection. Yeah. And man, the joy at a the joy in Chris's face is going through this great. But there it is some of his eighties some of his eighties cars that he looks at like the starry in and the and the three hundred they have this tufted poofy leather. It's very poofy like like shrinks down. We're look soft. But it's not. Yeah. I just remember when when was that it was a southern his oxen or something right when they released a picture of it literally everybody on the internet when? Well, there's some lies dream dreamily dope shit in that collection. Good arm. So the young timer sale hundred and forty car collection of some of the most kind of cars on this forty years. Some of those big the big motor AM. Jeez. Were extremely fire. And I love how like off in the corner. There's just like four thirty eight for no reason, I needed them. I think that one in the video they don't show it because it ends. But it implies that they let Chris Dr one of whatever he wanted Johnny thirty eight years one even pick God like the thirty eight I like, the thirty eight a lot big fan of those. They're gonna have a moment soon. I was thinking I'm thinking I wanna buy something that was one of the things I was thinking of but the of the motor just explodes now. No. So that's an echo motor like those entering chain. No, no. It's it's the naked. I mean, the timing chains are thing. Right. But it it's it's the Nicosia blocked the same problem that like Jags and everything else had where like the blinding of the block itself starts come apart. It's actually my extra hours in Nicosia motor, and they had to put back in it, basically at this point. It's like I am MS shit with Boras. If it's been done it's been done in your fine. And if it hasn't been done, it's not going to go. Oh, really, which means you need to buy one. Which means that you need a shorter. You need a seven four door short wheelbase for the. Yeah. The be the bone shorty Dodge Ram van seven forty seven forty sport. Yeah. Yeah. Gave you bond with short doors, and it gave you the short diff- and in Europe as a manual. I don't I I saw put a manual in one of see there was a manual one for sale a couple of weeks ago that really yeah. And the thing is they don't feel. That's not it. He's not all seven forty is. Actually, not really nice on this wheels. Though. I I applaud the Boehner for doing that those wheels. Great. But the point is like you could get the car in Imola, you could get that kind a super attractive. I drove one in Imola and that was fucking slammed on on. Oh, I wanna say bags, but it wasn't. I think it was hard stance like a VIP style static slam. It was crazy. And the fucked up thing is cars have gotten so fucking huge like any thirty eight at an early two thousand seven series is now basically the. Size of the story. Yeah. You know, what they did to the civic? It's now, basically civic. Yeah. That's the lex is the LS four hundred is still pretty big. Yeah. The four hundred still Vic when you make short and along they only made a a halfway between that's the ones act right there. That's so pretty one BMW seven forty I support on the jam on 'em. Parallels. Are good wheels day luxury cars, do not typically get better looking than that. Most of them are long wheelbases. You gotta dig to find a sport in a good color, but they're worth in highschool. My friend's dad had a seven fifty the twelve Jesus which seemed excessive even met. I go. Why did you get the fifty? It looks just like the forty. He goes, it's if he twelve it has more power and more electrons on the spatial ago. No one else knows it has any of them. To the brains. Each Bank was a was a separate motor. I loved that thing. That's you. Should you should? Gig on looking at when everything I've looked at. I've seen like that in my garage. My garage small he's talking about buying a Toyota century. Yes. I depart outside basing. No, you know, how big a two centuries. Yes, Travis has house. That that is my house, and those are my car's good me. Oh, you own those vehicles five. That's that's. The free three. I'm sorry. I'm like nine feet from the monitor. I can't really see. That's my that's my house usually put an LS motor in in your miata. You should shouldn't. I should. But Miami auto also has sixty seven thousand miles. I really do a thing last week and one of a friend of a friend of a friend brought an enemy out with a. History. L S three and posted on histogram. They're so good rate to go. I rode with Parker, which was awesome. Nice. That guy was like es. All Parker the keys writing. I'm like and we're walking down. Like, I think the best thing about being a racecar driver is people trust, you instantly. He's like, yeah. It's pretty good. He also didn't know what he couldn't find. Oh, yeah. We get in the car, and he puts the belts on and it looks. It's not like Ray seats, but it's got a nice paint job. It's dark blue with race whites racing stripes outside super clean, and the window switches or toggles now like in normal Miana space, but everything else is normal and he gets any sorts of clicking around. And he's like, hey, turn this thing on and I just point at the steering column. Fucking Keyhan you fucking ninety four. He's like you're not gonna let me let it down or I think new post Instagram proving grounds season two coming to NBC sports. It's going to be really can you? What can you throw out there right now about it? We can't talk about it. But fall of this year, we've been given a little more freedom to do some interesting things with it going to be pretty funny. It's me park ligament who's on NASCAR America and actually try should be in the Daytona five hundred this year. Yeah. And leaky sportscar champion leaky in who has done everything and race. Everything us being stupid in the desert with a bunch of new cars and being held my favorite thing about lease his eating habits. He's a seven foot tall human. He doesn't eat normal food ever. He lives off like Morio and peanut butter and jelly shoots. He showed up with a bag of his own groceries, and he likes we're all sitting down to this catered breakfast. Because you know, you you're in the middle of the desert. There's no you can't just make food. And so he walks him of the bag and he gets out of box of frosted flakes, and he gets out like a box Chronopoulos, and he just makes his. This is my food. This is needs like the most like Americana advertise in the eighties food anything else. He'll look and go and just walk away. Like microwave super, and he's got the best and it all comes out in his Georgia accent. So he was like, yeah, I'm going to do that. Yeah. Tacos. Like, nah. I don't need that foreign food. You love he ate the taco night like no seafood in in anything that just has a little bit too, much panache. She like, no, no, I don't trust them. French words. Built you a car. So you can't give it away. Okay. Not getting realize. Coming up on coming this fall. Okay. Travis wind should people start buying the magazine immediately. I five ten copies by as many as you can know. So the the first issue that we're doing full was may. So that'll be on sale in early mid April. I yawn three and say what some of the topics are. No. Yeah. May as I can tell you all may motor sports, June is supercars, but we're going to go into call like the outrageous issue. So it's all like, yeah. We're doing something like having one of our guys go to France to Gotti to certify that the certified the Sharon because they do a certification test every single time. Just accede. Yeah. They go. They go to a airfield nearby. And they go to one hundred fifty miles an hour a couple of times make sure the card doesn't like explosive. So we're trying to go to half of its top speed miss. Yeah. That's fine. What do you do one six? As you go to fuck fucking Kentucky with what they do at the corvette factory. They put it on like a roller. They get it up to like sixty and they go night next. Yeah. And it looked like I was when I was at Lotus last year. They just they go to the drive out onto the track. They do like three laps in the rain. The snow. It doesn't matter and they'd pull in like that's good enough and they fall apart anyway vix that fine. Sure, they drive around like seventy miles an hour. Yeah. So that that sort of stuff we're gonna have the flying miata eight that issue because I like to me out on. Then there's the an issue. That's mainly me. Focus on people personalities in the business Formula, one issue, an adventure issue, the issue focused on like vintage stuff Japan ports. Car of the year is going to take up an entire issue based on ramp into telling longer better deeper stories, don't you can't get anywhere else. Right. And then the the idea is that we're still going to test cars and have that magazine. But we're not going to have like a two page of Dr. So we're gonna do ten page indepth testing on the cars. Oh, cool. Yeah. That'd be alright. Yeah. Please. Please subscribe. We have questions that do that. A couple. Oh, that's okay. We're gonna go on soon. But what do we got? Can you punch in X? I can read them. I thought I can't read up Heron earns. Okay. Michael says opinions on the one and a half million dollar three fifty six Jerry Seinfeld lawsuit. ESE this one. I did did the I think the gist of it is that Seinfeld sold many cars at the Amelia Island auction, including one that is just she g SRS A G G T T was Carreira GT is something something rare ones that had the four cabinet that built for like two sets. It right there. Yeah. Very rare Porsche it was restored by a very reputable shop it was vetted by an auction house. It was then sold the person who bought it took it to an their own restorer inspector something or other and is now suing Seinfeld saying the car. There is not as represented which makes you wonder because if a guy like I mean, what are the Carcelle for like a million and a half L five, which is I mean, the Seinfeld makes that in five seconds off residuals dairy. Let me tell you something. There's zero fucking chance Seinfeld is defrauding somebody by misrepresenting a car. Zero zero incentive to do that. Why bother and I think one of the issues was they the buyer contacted him with concerns about the authenticity. Jerry. I think trying to be a nice guy based on what I read in the story offered to just by the car back. He said fine. If you're not if you don't think it is what it is. If you're not happy, I'll just buy back, and apparently they appear. Dan. They're now counting that that his offer to buy back means he's guilty. That's what they're saying. As opposed to him. Just try to have to gain with nine to do anything that would misrepresent the car because rich guy on this blood in the water Jesus. Yeah. Nothing. I think I think SAM's, right? I think they smell blood in the water. And I think it just, you know, the difference in Porsche between three hundred grand that a mill five is like some piece of paper somewhere. You know, what I mean who knows what of this car is original from the late fifties. Who the hell knows? So I don't know. I'm sure it'll be worked out honestly. And there is zero chance either Seinfeld or the restoration. Shop would intentionally pass off a it's like me trying to teach you out of a nickel. It's it would mean saying, it just doesn't make it doesn't make any sense. Yeah. Yeah. All right. That's what else we got Zachary. She Nathan says my dad's turning sixty. In wants a fast, comfortable daily. Would you? Go Porsche Panamericana turbo. Or Mercedes x sixty three talking about a one or two year old certified pre-owned. Well, it depends on what type of day guy your daddy's. Yeah. It's a personality choice. Does you dead fuck or not fuck? Both those cars are fast. Both those cars very comfortable dry vote. Those daily you could. Yes, sixty three actually has the best seats ever put into a car like Panama turbo seat is lovely. But the sixty three seat is like they have like the German spine society on that shit. Yeah. And there's room in it too. Right. Like into a pan-american it's like putting on tight pants, and it's great visit big car. It's like an anti pants. It's a big it's like sitting up in bed. Putting on down pants because they're big. The whole length of small. Yeah. So by either one put to drive them both war, check out an S, eight SAT's or pretty RAD as well. And they're very fast and kind of visible. If you want sleep very true one in thirty eight seven forty yes. No, don't don't know. Not after you. Tried. You don't buy that never mind. Sorry. Glenn Connery says yesterday, Matt said a daily exotic is missing from garage dream cars. What cars would you be considering? Ooh, good question. I did what do I need in my life said a daily driven exotic. I don't know why I really don't even. That's not even really true. If you're gonna do that. Where would you go? What would you do know like if I was going to daily and exotic it wouldn't be like. Fat exotic. But like right now is a really good time to buy a medium mile four five eight. Okay. Those are supposed I mean. Thirty thousand or forty thousand mile four or five eight is one hundred twenty five grand right now. And that's the peak of that era. Ferrari, ability, right? Just don't break. Yeah. Yeah. They're great. Okay. Great flexible, fly not read flexible, but not read. Yeah. But I mean, I think get read because fuck it. There's a lot. A lot of value in the one of those. I'm a giant narrative after mother. Four hundred a second varieties and blue all the history. Rob Walker, blah, blah, blah, mannered. They're five seven five the dark blue. Oh, yeah. I don't know history of blue. But yeah, I like, yeah. Basically ballers throughout history about blue Ferrari. So I need. No, yeah. Yeah. Okay. Cool. We've been can't afford to seven twenty quick. Let's see. Oh, this is an all right this as c. Yeah. Yeah. Way, this seems complicated. And it's a two parter the the one okay my garage. Coded. Okay. My garage is an four crown Vic with a Coyote and five-speed swap in progress at three marauder for sale and a twenty fourteen forerunner daily driven with forty thousand miles. I'm upside down five K in the forerunner. How are you upside down there they're selling for over in the show room, sir? How do I get out from under the forerunner loan into a Japanese German American highway bomber without losing my whole but twenty to twenty five K budget living in east Tennessee, twenty to thirty thousand miles a year. Wow. I off primes varying infused. Okay. There's a lot of numbers props for living in east, Tennessee, North Carolina mountains, gray area. Great driving roads props for having a crown Vic with a Coyote fives. Yes. Yeah. Yeah. In marauder marauder. But he wants an American highway bomber. Meanwhile, he has an American highway bomber for sale at the same time. He also said Japanese German. Could be Japanese German bomber in the ergonomics of the marauder and the chronic terrible true seats are but how into Japan or Germany or America to bomb those highways. So he's upside down runner and wants to get out of that five thousand upside down and so twenty to twenty five thousand budget for a highway cruiser, that's a tough one Toyota century man a century. You can get a Toyota century the for like twelve grand with thirty thousand miles on it. I mean, what's end Duncan imports is right in their Virginia. That's true. Yeah. Twenty thousand dollar budget. We'll get you an ace Lexus ls four thirty could call as an L or a GPS. Yeah. To four thirty or a G S three fifty. Car. Yeah. For highway. Get a Lexus man Lexus sedan yet for twenty to thirty thousand miles a year. Yeah. You want Lexus, sir? You will have a great time. Any of maintenance will remain a non issue? German many minutes. We'll become an issue. I mean, it sounds like, you know, this from personal experience. Now, daybreak cars amazing. The door is always open and close. And my car I had for fifteen hundred miles before needing to do engine. Right. Yeah. The I wanna make sure would be anyone who's just like bullet those cars, bulletproof, not if it's made outside of Japan. I think and maybe the three needs to be find out it needs to be those cars are bulletproof, but there's a gun inside shooting everything. The Bank is getting robbed within. Jay, tack one says, what would you recommend as the next step from Ford Fiesta s t twenty to twenty five thousand dollars main concern is communicative steering in a clutch that's easy to daily drive on leaning towards the end immediate. But at six three it might be tight fit the top goes down. You'll be just fine Lee Lee is six foot what nine eight hundred sixty four. Okay. So he fits he fits even five if it's an NDA doesn't fit with the helmet on. But if it's an indie try one, I mean, if honestly you get more space in the hard top in the RF question than you do in the soft top. I don't know. I'm not a fan of the r f so I don't know about the trade off of why don't you like they're up. I don't like the art. Then I think there's a lot of concessions made for style. Just like you though, there's a lot of consensus here. Yeah. But no because I don't wanna get into this is. So nerdy guy. Do it. Okay. The r f the the miata they made such such effort to get wait out of that car. Right. So they got a couple hundred pounds out of it. When they went to from the NCNB, the N D R F ads back in like more than one hundred pounds just from putting that roof mechanism on the car. It doesn't add anything to the driving experience that cars. No quieter. It's no more comfortable. It doesn't have more headroom top takes longer to go down. You can't see over the buttresses behind you as easily. So you can't backup as nice that's as easily as nice those. Well, the the noise thing the noise things real this cars have like figure what Carter has never. It's like ninety decibels or some shit inside. Right. And the if you're if you're going if you had a heart up, you think that that's also going to then make it quieter? Yeah. It's not noticeably choir than having the soft up core. What's the point that? I remember when I had a miata press car and ND I was it was really loud and really hard to have conversations. Yeah. But it was like this morning when I was driving to meet you guys for breakfast. I had the top down. But then it started pouring and all I had to do was reach back at like forty five miles an hour and just throw in top where if you had an end if you have the RF you've got to stop and wait, fourteen seconds and get soaked. And if you had an event a roadster, you don't even bother. Yeah. Now, say fuck it and call your insurance company through that Audi m I system. That car. Yeah. So dry really fast. So you say MD, I try Indy. I say Biard Z, I guess is know or golf are twenty twenty five thousand mine, I would say I drive in India. If you haven't joined in Indy. Oh, how about a fuck Veloce n twenty Twenty-nine cheap. And they're probably going for way over sticker right now too though. History over sticker. But nice car wait a little bit. And maybe you'd be able to get one for sticker. Yeah. Wait a little bit and save money and get one of those. Z? WRX civic is civic good. Two thousand dollars a new one. All right. Options if you can fit in the end, I mean, good Goto dealer. Try one out. See if you like it Maxwell speaks says, he wants to the fun names for the podcast come back to the re. But the problem is that scrolling through the titles. They don't you know, if they don't see who the guest is they may not be other titles. You're fun. But they were anti SEO having the guest's name in the title is way better than having the fun cheeky title. How many people I mean, a lot of people are searching for me. I don't know about Sam. I assume a lot of people are searching for you right now. But they're searching for the other Sam Smith. It's true. That's true. Yeah. Has anyone told you that you have the same name? I mean, I've got a couple of Grammy's when we're not doing this. Oh, two Grammys one of my mom's side one on my dad's side died in the nineties, but I had no I like somebody saw me on the cameras sticking four through a Hot Wheels car and asked me who hurt me. And you stuck a Hot Wheels. Car who hurt? You mad has this us when I have a plastic fork. Chris Chris who sent me this beautiful little matchbox sized red with gold wheels labor gaining Coon model. I thank you very much. Nice. Oh, a favorite Pearl Jam song. Anyone have a favorite program song? Besides me. I have several like black blacks. Good song is a good song. Sam's got nothing nothing. I celebrate their entire kettle. Black sad. Unemployable parachutes force of nature state of love and trust. You're just saying we're those are pro jam songs. They're probably not. Longs. Anyone's fucking hurt up with half of that was just flavor. Flav resume those are my project. What's the short version of the lady old countered song old towel? Julie woman behind the counter in a small town. How do how do Pearl Jam enthusiast shorten that elderly woman? Okay. Yeah. I like elderly one. Parts and thoughts they fade hearts and thoughts. My dad just gave me all his records. And he had versus on vinyl. Really? Randy ski is a hell of a guy. I I one I found. Yeah. It's great sound just success. What anniversary is it thirty twentieth? Twenty twenty fifth. Yeah. This is came out of ninety twenty three. This is also twentieth. Anniversary of Dookie this weekend. Yeah. Yeah. That'd be all of these. It's going to be d- PF junior. One. I wanted to live in Japan. I ended up in Italy. What karst I buy for the next two years and bring back to the USA manual rear wheel, drive hatchback or coupe. Oh, hell I alpha. Sees can you get like those weird ninety s does. Yeah. What about a co V six? Oh, yeah. Was it? As. His new of Renault's Howard, more weight or not. That's not what you get a Cleo Williams with. That's not the the V6. clear, actually, actually, you know, what you should do. You could bring back the the e thirty three twenty I asked all the Italy. Yeah. With tax special the head of two liter S fourteen BMW aspertain the motor in at three twenty IS. He thirty three motor and a regular thirty. They are the Jesus people want them what three twenty s oh, that's a good one is this is the the tax won the mentally basically eight thirty three without the without the fancies. It looks like a regular pedestrian has fourteen and his leader S fourteen to get under tax rates. And the thing about us fourteens is that they don't work better. When you make them bigger, the two three the came in the American cars. Nice the to five makes more power. But it's also more course, the two leaders spins like, a motherfucker we I talked to one of the guys on the original engine team once and he said that they could not release the actual output of the two leader because the two liter was rated at like a buck ninety or ninety five. And the two three was rated at like two, oh one in euro trim, and it actually the two liter made just as much made slightly more power and just as much torque. But for marketing reasons, they couldn't actually put out there at all guys attorney loved the two leader. Because it's a sweet I supported his answer that I support that answer alpha alpha alpha Z things. Now, are they? Yes, they are looking alpha. That's not real. That's a viper. Rendering, but not real. If you get this. No, they built that. Launch delta into growly. Evolution onto don't get also work delta under garlic Yvo too. If you want something more affordable. Yep. Anyone else? Anyone else alpha rear wheel drive? I mean, there's a lot of stuff at the question. What your budget is? Right. Yeah. Manual drive coupe. There's a coop. He said Koop Koop that doesn't have to be rude drive. I mean like by Peugeot, two five G T and bring it back. A you'll have a great time be you'll make money on on like, Cleo Williams or something. As long as they can get thirty wagons. That's thirty touring the twenty what about thirty four touring. He did that they did do it in five thirty. They did do fighting or you can get the other Motors. Emmanuel in it. Because all we got we did not get. We only got the five twenty five is. That would only sold for a couple. But oh Italian market there. It is. There you go. And that one of those one hundred and twenty grand I mean, sure twenty. But you could make your has the right wheels on the to-. Yes, it does. Yes. It does matter. So good. Oh and the right steering wheel to three spoke from the early forty six. Also, Houston, lady thirty six. Oh, was it. I'm sorry. The warning gone factory. Warning check the warning try Hugh guys, can you jerk off right through the middle of that triangle from here, my car arm and win with me, and we drove and got gas, and I'm just getting gas, and he's just starting to poke around like he would any opens the trunk and like somehow finds the warning triangle, it's pull down. What's this is like this? This one on jury. Of course, it is. But like why is that the one you're interested in at the gas? I love so much. All right. What else we got? Oh. Of Sam who did hurt you. Oh, it was. I was by fidget. I'm sorry. I won't nothing against the car and MAC HOGAN. Hey, MAC says who would win in a fight road and track. Bob, cer- Kanner rich. I think he means right now, we're kind of or yes, sore economy sore cottage sorry or Bob Lutz, plus, dude. Bob mig. Yeah. Bob. Let's stick a lit cigar three or fucking eyeball up. And he'd be like does nothing. I could do about that my interested that Bob is ninety million years old, and he will hurt you our Bob. The fuck y'all. Who lives in Brooklyn and would get his ass kicked by old, Bob. Let's Bob did a push up. Contest on Kobe report lake five years ago. Yeah. For real. He would I think we have one more Zach. And then we're going to go watch Super Bowl. Okay. Yes. Coyote crown Vic one take. Yes. Oh, and the guy who wants something in Italy said thirty thousand dollars or under. I think he was looking at a delta into gras that would actually get you that well, maybe not now shit prices gone up could feed five hundred that's real drive and a hatchback. But when original okay, you get a situation, you get one of those. I made a band those from B X, which one's the B X the weird one. It's it's. Angular? Yeah. That that one. There was there were a series of cars that were like have all what about a Volvo? Seven eighty yearo. Do not buy situation be excess. So ugly. They made a homologation spec because they made a bee's back. I don't care. I don't care what the the rally one. Okay. No. It was terrible. And it did so badly. They order them all destroyed moving on. What about a Audi eighty two who was just on the show talking about they were going to import it out ear Matson? Not kevin. Sorry, Virginia Madsen. Yes. Yes. Oh, no, Brian max, Rimac, right, Maxine and for those using him. What the fuck else? I don't know. I can't think of anything else. What else? Did you see in Italy that you don't see here? I mean heritable cars. Garbage. What a weird launches and I would import a Chrysler three hundred c badged as a launch Lia FEMA Kuffour one of them over to the town of country. What about the one that was actually aligned the thesis does. Does. What I think it's called the dissertation. What? Thesis one. It's a thing. It uses the same tail lights as the Morgan IRO eight I road and one of the launch of grant relaunched caravans once it was just it was just too badges and dodge there was nothing there it they may not. For subtle suspension tuning that, they do for the launch. Shia Italian market. They also had extra ashtrays. He's he's fine is them as okay. Wow. That's like the it comes with apology notes for over overly aggressive hitting on. We put the badge on it. Yeah. Gotten if you like. Like going somewhere that that plane you've been? Crashed the plane out of the hangar. Rain. Fucked me to show that's work on a Sunday. Great. Sure. What are you guys doing? Now, we have to go to blank caster. I guess right now, we're going to willow springs because tomorrow, we're running in comparison desk fucked me. Yeah. Yeah. Doesn't rain. Now, it probably. Brain you guys have done the glean so good goalie? Good for the state. Oh may really need it. Oh, the causes massive amounts of mudslides and Malibu because they burned I sell like four semis coming down from because I drove up here from Tacoma or dope to button to quality quality. The natives pronounce shallow to Challah. Shook wa we'll Kanda forever. I drove here from from Gwala and coming through Bakersfield there were like four semis off the road or so when that was jammed in between, the you know, the the buttresses that hold up overpasses jammed in between that and the hill like in twenty pieces because guys just ripped through STAN the freeways here. Don't drain and standing water like crazy. Drain people don't change their tires. You will continue texting people keep going dog eighty or ninety miles an hour. Well, there were signs on PCH on the way up to breakfast. And it was just like a puddle in every si- everyone. They put like flooded right in front of. Standing water. I really need to dumb it down for some of the folks apparently a left lane on the ten I was going back in on both directions. It's like there's lots of standing water on the inside of the freeway. And so it's just waves crashing over the wall at each other from other cars, so it's kinda like someone you don't know his egging your car, and they just doing it to somebody else. But Nick, Nick said he was having a cigarette in his car. He's it smokes cigarettes as his car, and he saw the wave on coming from the other side, and he powered one touched up the window, and it made it like. It was so close and it like like like glee through the window. Anyway, that's the new your your new editorial staff of road and track two people. We're gonna we're gonna make it work more than to come on. Well, no, we had we had talks about what if you had a magazine that would be awesome. And now, you have a magazine that's all it was all inspired by that wants Bonelli was on the podcast. And you said what if there was a magazine of people we liked, and what enough there might be even collected these other magazines to give you inspiration. Now. The only thing is is not step on your dick, try not to. It's all my relations. I if it's awesome. If not no like the opportunity is awesome. Now, if you fuck it up, then we'll look and go, you know, you can do other stuff, but the most the most important editor full got the office out of an Arbor. Well, I mean we needed to put everything together. Yeah. And I was I was in New York. So that's filter. Bring out to Mohammed. There's the there's there's a thought bubble there. Yeah. It's really cool. Yeah. Thank you very excited. Thirty one young the youngest editor ever of this magazine beliefs. I think so. Yeah. Or animate, no, not any. I think we I do think that ruin track will now have the youngest editorial staff of any of the magazines, and that's probably good. Yeah. That's good. Yeah. Yeah. Guys. Thanks, shall he's. Go Rams Zoe doing here who's playing the patriot hatred in the ramps. Okay. Sports today. Superbowl anybody but the patriots have won enough like the Yankees a football. But I don't really care. But sure, I just wanna see the halftime show. It's grand funk railroad this hadn't even know enough to over all my God, you're such a white guy. I don't even know enough. I take that back. There's nothing wrong thing. Why can't you're such a ninety year old wake? And we love you for it. The oldest youngest editor of the have to make sports jokes can is playing Rams in patriotism patriots. Go. This is really quick mentioned that this model ember gave this young man got me, or it has a suspension in it. Cool equals matchbox cars suspension. I think it's just the axles flexing as you suspension is. Suspension. Shifter karts double wishbone freeze. Something over. Hurtled suspension just going the YouTube channel where the guy restores matchbox thing. Yeah. It's actually really school to us. He probably matter antimatter in like in the leave. He is the antimatter of porn pretty much. Yes. That's fair. Yeah. But it's it's super entertaining. Because you you definitely. Restores the axles puts new wheels on Zack's got the light out once if inclusions suspension I thought so. Yep. It's got suspension. Definitely this entire podcast is powered by shout engine. Got suspension. I think it's can't leave sprays. I can't even buy doubt engine shout. Power by leaf spring suspension. Get your podcast shouted dot com. It's easy. All you do is recognize that you're matchbox cars have full suspension. DSP and yes Sam Smith. Thank you. Thank you. Thank you for that. Riveting explanation of Formula one car. Skeeve please don't steer the ship into the rocks. I feel so I'm not making any promises. I can't. I know you're not happy super bowling. See you guys later goodbye right by now.

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Heartland Newsfeed Radio Network

Heartland Newsfeed Radio Network

5:01:00 hr | 1 year ago

Heartland Newsfeed Radio Network

"Cards. So I mean it's an investment. It's none of these are shirt things and there's speculation involved and so I mean even like earlier you said you put out a you know you put out your on something and maybe years later somebody goes high you're wrong mean investing is the same way you say this guy's going to be big invest in his cards but then maybe you look at a couple of other guys and say I'm GonNa Invest in his car in his in his cards and one of them sells for four hundred thousand dollars or four million dollars than the other ones are really kinda miniscule losses in comparison. Or interesting. Sell, Berry by the way from. Junk on twitter. He also writes for many hockey publications. When you think about hockey cards and I would imagine know Gretzky probably number one overall but are there old? Gordie Howe or Bobby Orr cards. Where do we sit in the Pantheon of most expensive hockey cards? Oh Bob your is is is tops among them, his his sixty, six, sixty, seven cops rookie. No Pun. Intended is the most I mean you might find an exception of like a high grade, very old card from like the nineteen teams that might sell more than for Bob your cartoon like if somebody came up with George Vezina card rookie card that was in high grade but I mean I would say that Bobby Orr Gordie, Howe Maurice. Rashard. You know those those are. Over. Several thousand dollars, which you know I mean, you could have an. Bobby Orr in mid grade for five, thousand, six, thousand dollars and I guess the funny thing is is that These are really small prices in comparison to like your high in baseball cards that are now you know going for over a million dollars and not even the new stuff like the trout but he's been like an old mickey mantle rookie some fifty you know a one million dollars now. I'll tell you line I thought it was pretty funny. I had Eddie Johnston on the show. A couple of months ago and he's in his eighties. Now he was the last goalie to every play every minute of every game regular season he did it for the pens I think in the fifties. He played when the didn't wear masks at all all they had was brill cream. And I said, it was funny when I look back all the goalies were number. One kind of like an soccer goalies is number one and he said yeah that was also R. I q.. Or good. Another line that I love is Gulf wars. We famously said when they asked him about wearing a mask and K my face is my mask which I always thought. It was like a funny. Funny Comeback to that that sort of thing. That is pretty good. All right. Let's talk about last night because the nights swept through the first round they look. They look like a different team against Vancouver in their first game and the cougars kind of a fun team. They looked overmatched. So last night after a period, it's to nothing connection. You think what's going on here and then they they kept it going. They kept the hammer down, they win five to tie the series and. Do. We do. We have a series here or is this just an off night for Vegas? I think it was an off night and I think we still have a series. I. Don't Think Vegas. I don't think. I don't want to say I, don't think anything's GONNA get swept because his argument teams that have been swept. So not not cool to say that but you know I think we're GONNA. See Vegas Goto, Marc Andre Fleury, for the third game, which is kind of A funny coincidence if he consider that controversial image that his agents weeded out over the weekend, have you seen it? Yes, yeah. So I mean that That kind of puts it in the mind that like you know maybe flurry should be starting these games but you know been playing very well, he didn't play good in the last game. So you know now you go to the other goalie I think and I think that that's what the knights should do I think. Maybe you can afford to have one bad game. Series is closer like it's the back and forth series just but Yeah I, don't think. I. I think that they gotta give flurry. Shot. and Go from there. Tonight Dallas and Colorado again and Dallas and I still love Joe Pavonis go after all these years little. Joe. Up to love and the Colorado given up ten goals. Is Pretty Amazing and then you think about the five they've scored McKinnon his hand, his hand, and all of them are the Colorado avalanche after all this time. Are they one line team? I. Don't know about that so much that they lost their then on the one golden. Hour went down with injury and I can't pronounce their backup staying because honestly, I haven't heard of before this series because I had been watching the ads much he's in but He the Azer are struggling in net, and then I think on the other end I. Think Anton Khudobin, has been playing well for the stars I mean he's their backup Goalie ben Bishop has been out. He's been unfit to play Khudobin been playing admirable for the stars and Boy Kozelsk. Glad you brought him up because I mean he was probably. Fourth or fifth and scoring on the team during the regular season but he stepped it up in the playoffs and we second on the team in scoring. So I, don't know if it's so much that the avalanche don't have goods second second-line scoring so much that there's been a more contributions from the stars players in that goaltending has been more solid. I buried trots was able to do against his old team and you think about just that. The. Rock. Solid Defense and holding guys like Oh she and. veg skin to four goals, three goals and already up one love on the flyers I, mean it's pretty amazing to think that this is a ninth seed and they look about as confident as any team in the league right now. I think that shows some that parodied the league is had since Since the salary cap was imposed in two, thousand, five I. Mean You have your? Your first place team in your eighth-place team are in the first place team is higher up in the standings but maybe mander, not that much different I mean especially, if you compare it to like the nineties when you kind of knew that the red wings, we're going to just blow through the the playoffs until everybody because they were such a good team and now you don't really have that imbalance as much anymore some people said that makes it boring I thought it was boring when he would watch playoff series and you just said, okay, you know Hartford is GonNa lose it's just going to be in four games five. Six Games or seven days and hear things are a lot closer and so I think that makes it exciting. And I forgot your question I'm sorry. No. No, you're all good. Before you go I want to encourage people to check out puck junk dot com and I like the online shop because you got t shirts of hockey cards and a couple of. Little sayings which are which are cute. But the blades of steel t shirt that's the one I'm always looking at. What's Nice about that latest deal shirt is I actually got permission from the artist who made that shirt he who made that design he did the he did the box cover work and he retained the rights to all of his his artwork that he did for Nami and so I work out a deal with him to make a blade steel shirt If you see differently to steal shirt online, that's a knockoff where they usually scan the box art and put that on a shirt and what I did is I got the original artwork a photograph that that doesn't have the title or or any of the word marks on a good system here work without anything else on it. Great stuff salary Berry, you can read them in many publications fallen on twitter at. Junk and go to puck junk. Dot Com check out hockey cards, hockey shirts and all that stuff and always good talking to you my friend. Let's do it against sin looking forward. Are at I'm Rick Tidwell come on back with open lines at one, eight, hundred, seventy play. Bill. Attention to anyone that's written a book a wants to write a book. The process is not that complicated. Take a first step. Even if you write a page a day you build momentum and your book will become a reality. The hard part is getting it published. That's when you need to call page publishing. They've got hundreds and hundreds of thank yous from new authors just like you they make the process of publishing your new book and getting it sold online a simple process you can. Learn, how simple it is right now by calling for your free page publishing new author submission, Kit one quick three minute phone call. That's all it takes to get free information and learn how you can get your book published. Pick up your phone right now and call us twenty four hours a day at this number eight, hundred, six, zero, three, eight, eight, five, eight, hundred, six, zero, three, eight, five, eight, hundred, six, zero, three, eight, eight, five, that's eight, hundred, six, three, eight, eight, five. Okay I just need you to listen to me I. Know that a lot of times mom it might not seem like I'm listening to you but I am I hear you. and which you save really doesn't matter to me I mean, let's be honest. No Kid likes rules but I get why we have them I hear you and I know it's because you care all the talks we've had over the years including what you've told me about not using alcohol and other drugs they stick with me and believe it or not. They really do make a difference especially at times that matter months. Drink nothing. Some good. So thank you Jack for talking and preparing for what's ahead. Thanks mom from ever giving up and always being my biggest fan. Thank you for letting me know what you expect. So I can try to meet your expectations. For more information about talking with your kids about the use of alcohol and other drugs visit underage drinking dot samsa dot go. I'm GonNa tell you how you can get real healthcare for as little as six dollars a day. Yes. Now you can get affordable health care for you and your family immediately and save as much as fifty percent of your current monthly healthcare payments are plans are perfect for people that are self employed can afford health benefits where they were or just WanNa pay less for their current healthcare and coverage is guaranteed regardless of your medical condition. We even offers some of the new Christian faith based health benefits save up to fifty percent on your family's healthcare make a free quote call. Now there are no contracts and we give you a ten day. Trial period call provision enrollment right now for your risk-free guaranteed health insurance quote starting at six dollars a day eight, hundred, four, seven, two, five, one, four, five, eight, hundred, four, seven, two, five, one, four, five, that's eight, hundred, four, seven to fifty. One, forty-five business heals. All wounds I mean look at our relationship with Germany or Japan who can remember what all the fuss was about. Rick tittle u-turn broke my heart but I still take you back you hella fine. Thank you for that. Welcome back to the show emails Rick at Sports BYLINE DOT COM chairman rights and be honest Rick How many hockey cards did you have? my brother had some hockey cards he for one the seals were here in Oakland when I was a kid, the seals were still here. I don't remember having them. Have it was all baseball and football cards for me I. Just Remember One time at the plaza was. Football and baseball cards were twenty five cents a pack. And I remember and back then you didn't go boop boop. Hit the thing Ch. Ch grant this old lady working a woolworths thought football baseball cards were nickel. We didn't correct her. We got all the money we had and We bought up a million packs because there's a big difference between four packs for a dollar and twenty packs for a dollar. And then we would my brother, his genius gambler. We'd take us like a rolled up piece of paper and you would take the actual baseball card and swing it and hit. The Spit Wad thing and then you place your cards like our own strategy matic. All the memories then we had the Internet ruined everything I'm rectal come on back for two more hours to the leading score. You're listening to the heartland newsfeed radio network broadcasting live twenty seven over. The Stream is supported by advertisers and contributions by. Follow us on facebook twitter and INSTAGRAM's. Service going newscasts August twenty six twenty twenty. I Mike Clifford the Weather Channel Reporting Hurricane Laura. Intensifying over the Gulf of Mexico expected to become major hurricane prior to striking the Upper Texas or southwest Louisiana coast late Wednesday or early Thursday. They report that life threatening storm surge and destructive winds will batter the coast and a threat of flooding rain and strong winds will extend well in. A House Democrat is opening an investigation into secretary of State Mike my Pao's controversial decision to address the Republican National Convention. CNN reports at representative Joaquin Castro Chairman of the House Foreign Affairs Oversight and investigation subcommittee said Tuesday. The American people deserve a full investigation CNN nosy decision to speak to the political convention and prerecorded remark from Jerusalem bracelet longstanding precedent of sitting secretary of state avoiding partisan politics particularly while abroad for folks in Maine ranked choice voting is probably not going to be an option for the presidential election that because the judge just approved a gop led repeal for the ballot and that puts issue on ice until. After the vote Anna Keller with the League of women voters says the system voyage runoff elections, and let's people vote for a third party candidate without worrying it will end up benefiting the candidates that they dislike. You don't get the situation where because there's a spoiler or because there's multiple candidates, someone ends up winning when they may be only had thirty or forty percent of the voters supporting them. This election will feature. President Donald Trump former VP Joe Biden plus the Green Party and Libertarian. Candidates Keller says. Without ranked choice voting. There's a slim chance a candidate could win without a majority and get district to vote in the electoral college support for this reporting was provided by the Carnegie Corporation of New York for public news service I'm Suzanne Potter and farmers and ranchers across North Dakota have struggled mightily in recent years especially with the trade war impacts more reports a new project aims to get policy makers attention this summer the Dakota. Resource Council launched its farmers and ranchers and crisis blog where individual producers can. Explain firsthand how difficult it is for them to get by Tyler Staffs Lena Soybean farmer from the Makoto area says the actions within the U. S. China trade war haven't paid off for his operation when China retaliated with tariffs and said, they were going to essentially buy soybeans anymore North Dakota kneeling was impacted because China being our biggest customer. We tried to find out what for being somewhere else and We don't seem to price prior to the trade war. China purchased about seventy percent of North Dakota's soybeans. With the blog, the resource council also hopes to relay how farmers are hurting as a result of the pandemic as well as climate change. This is PMS. Women. Devote one hundred years ago today with the passage of the nineteenth amendment. But on Women's Equality Day, how close to equality women have come in states like Arizona and across the country may depend on who you ask a new wallethub study ranks Arizona fifth highest among the states for women's equality. However, the World Economic Forum ranks the US only fifty third out of one hundred, fifty, three countries, Stephanie Trautmann Robbins Director of Gender, and women's studies at the University of Arizona says the divergent rankings he'll put things in perspective being number five in a country that's number fifty three. Is Not. Amazing. So we're in a D state in an country women's equality. Essentially, a D is a high ranking score for that, and that should bother us the wallet hub survey include such factors as women's earnings, executive positions, work hours, levels of entrepreneurship and political representation. The global study delves deeper and finds that American women still face a growing gender gap mark Richardson reporting and critics say a plan developed by Kentucky Youtube's to address groundwater pollution from an unwind coal ash ponds seeping into hurrying to lake is inadequate in two thousand, seventeen, the Sierra Club and Kentucky Waterways. Filed a lawsuit against Kentucky Utilities which operates the power plant producing the coal ash arguing that it violated federal regulations for storing toxic waste attorney. Lauren Piot with earthjustice says the lawsuit is pending but based on scientific of groundwater pollution the Kentucky Cabinet of Energy and the environment required the utility to develop a corrective action. Plan. From our perspective, the Collective Action Plan didn't really require Kentucky utilities to do anything more than conduct a few years of studies on the pollution that we already knew within the late two, thousand sixteen study found nine out of ten fish samples from Harrington Lake had high selenium levels that Exceed Kentucky's Water Standard is Nadia Ramlan finally Eric Ticket off tells us we starting discussion about nuclear weapons testing on the table in Washington. DC Even as Idaho still is waiting for recognition of harms from testing in the twentieth century senior White House officials say it could bring China and Russia to negotiations over nuclear arms and. Senator, Tom, cotton of Arkansas won approval to add ten million dollars for testing in the National Defense, Authority Act for next year. But Hannah's May with the Snake River Alliance points out that southern Idaho felt the health effects of fallout from Nevada test of the nineteen fifties and sixties. Idaho has for a long time. Then a sacrifice known for download contamination as well as a storage place for nuclear waste that comes with the production of nuclear weapons. This is my clifford four public new service. We are member and listener supported heard I great radio stations across the nation and align at public news service. Dot Org. What is going on? It is good to have you with us. That's right I said with us what are you doing? Doing. Yeah, that's what I said girl. One eight hundred, eight, seven, eight, play, one, eight, hundred, eight, seven, eight, seven, five, two, nine. Let's get it in and let's get her coast to coast and border to border around the world on American forces radio. All right. Football Basketball Baseball hockey soccer tennis auto racing boxing Olympics until about chess checkers, it'd be cricket. WE HAVE A. Film called our series called. Blew me would. Leumi would once again gloomy wood. At we'll have the creators David Myers and Roy Leland with us about a half hour. Also at eleven twelve have Marinda Car Frei. Suffer a name. Arinda she's an Ozzie and she's known as Rennie. Nickname be if you were Marinda. How `bout? Rainy? She'll join us but in between that are lines are open and I also I think. For Fun just for S.'s in Geez. Take a look at the bet us. Dot Com. She want to do with the money. I don't know if you heard yesterday dominant commended is on the other side of this line in the studios. Talked about some of the winnings that he got he on parlay for the as and giants both the win. He bet on Byron Munich when the Champions League. So not bringing in big cash but still. It is fun. Check. It out so. I'd have to go on here and see what they did and like normally. Kinda. Keep it hush hush on the little. Hey, Ella. Through two hundred and fifty bucks at us on our account. So I've actually just logged in with the password they sent me and there it is the to fifty. So I need to throw this money away and I need to throw it away fast I'm going to spend. Two, hundred and fifty on something else itself camelback. Now that we're getting back on the road the stops we make seem more special than before stop to see a friend stop at your favorite store stop places you missed most and it keeps you going between those stops there shell. Stopping to fill up with our best fuel, ever save with the fuel rewards brokers, and to get snacks and essentials that can save you even more at the. That's just a few of the ways. Shell helps you make the most of the stop evenly to make. See full terms and conditions if fuel rewards. Dot. com. With the real estate market evolving realtor stand ready to help realtors are an expert voice of reason and changing times, and they're working in new ways to guide you through Virtual Showings and safe closings to be your ally in the fight for mortgage relief to understand neighborhood the way no algorithm can that's the role of a realtor. This is a real estate season like no other and realtors are ready. Realtors are members of the National Association of Realtors Fats who we are. Tune into sales sports talk on sports byline with Karen Lyle and Rick tittle Tuesdays at nine thirty seven am in three, thirty, seven PM. Daylight time coming to you at your time zones all over the globe. 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Now, let's get to work subscription and four hundred our league credits homeadvisor in terms valid for new home advisor customers only those loyalty required more terms apply valid through nine nine. Hour two of generating sports you thought it couldn't get any better, but it's broader. Rick Tuttle is back. He's so great. I can't believe how awesome here's more sports talk. Yes. Couldn't get any better but it spot. Is, back, he's so great. I can't believe how awesome he is more sports talk. Yes. Our two of titillating sports. Rick To. Checkout Rick Kiddle what is a nice to have you with us? So yeah, BET US dot. com. This is fascinating. I already just put fifty dollars down on Tottenham to win the Premier League. This wouldn't pay off until June. I put fifty bucks. To win three thousand. and. I always say if I bet on my team they lose, but here's the deal. On m. have never won the League in my lifetime. They've only wanted twice in their history nineteen, fifty, one and nineteen, sixty, one of the first English team ever. When the double that's the FA Cup. And the League. and they also the first English team in history to win a European Cup when they won. The Cup Winners Cup in also the first year British team to win the UEFA Cup second one by the way was Celtic. Scotland. British So I have two hundred laughed. And I just WanNa throw it away. So bad dominic is doing the smart way. He. Actually. Is, making it last. But. Like there's no way I'm betting on Mike fires tonight there's no way it would have to be something. Like. Kirsch averse is Gausmann. So. Right. Now, if I put one hundred dollars on the giants to win A Win Ninety five dollars. That's no fun. But if I look at the props. Right now. Cody bellinger over one and a half or under one and a half basis. That's kind of cool. Evan. Longoria over one and a half bases. You never know Donnie barrels. Assist to funny. Team with the highest scoring inning, you can bet on that. Team in the highest scoring inning. If I was going to. Add on that. Let's say I put one hundred dollars on that. That would win me two hundred and five dollars five at the giants have the highest scoring inning they could lose. They could lose four to three. But if the dodgers get like one one and two and the giants get three I, still win that one. Allen's Kinda interesting. Giants to win by exactly three runs. Five put two hundred dollars on that I'd win three thousand. That's not bad or how about just. The first home run of the game. will be a Grand Slam you hundred bucks that would win me nine thousand dollars. If the first home run of the game. was a grand slam because the odds. Are Forty five hundred. A one. That's not bad. That's really not bad i. kind of feel like I wanNA do these and fifty dollar increments now just so I get a lot of action like how much would it be? I put fifty dollars on that that would win me. Who Thousand? Two hundred fifty. Up Ed is in right now. At bet is in. The, first own run be a grand slam in this game, but now I just lost it. I put confirm. There it is. Place my bets. My beds. Oh. It just went away again I just put my. That I just bet it. Oh, I have to confirm it. That's what it is. Confirmed baseball props, dodgers, giants August Twenty Six. Ranch Slam for first home run of the game when two, thousand, two, hundred, and fifty dollars and firm. Print your slip like Dom said. Rented, you can say you son of a blank I bet on this. This is kind of fun. But remember this house money. This is funny money. And you can hear printing, but you really should go on bet US dot com to check it And I can tell you that this was my own fifty bucks. I mean, technically, it is my fifty bucks. But if this was my own fifty bucks I, don't know if I'd be so Willy Nilly. But this is the thing I don't like just winning my money back. This is why I think blackjack is the stupidest game in history. Stupid. STUPID STUPID because. All you win back is what you bet. Great. I'll. put down. Ten ground UNTANGLED. HIGH-STAKES I guess. Rick if you get black check, you get your money and a half ooh and a half. Now. Last time I played roulette a put down twenty bucks on the zero has hit. Three hundred and sixty bucks just just throw it down y'all. But You know playing something right have to wait six months to see what happens. Kinda sucks. But heck that would be you can bet on E. Sports as well. That's what I think is great right now they have the counter strike league in Cologne Germany. Or as they say, Kuhn. They have the Doda, a couple of Doda Leagues one in Thailand. Have the League of legends, European Masters and the League. Of Legends. Pro China League. You might see that and see the L. O. L.. League. They're not allowing allowed. Well. What. About. NBA play-offs. Somebody's somebody's GonNa. Say I used to say no Ralph Barbieri would do a whole segment telling you how to vote. And yes, I I'm doing an entire segment looking at bets Tibet with money I. Got Free. I know. It's it's a bit much how about how about hockey? Let's go back was talking to Sal Barry. NHL. Tonight. Islanders the flyers lightning and the bees. Stars and Lynch. I used to work hockey games before the sharks existed. Only, place you could see the Stanley Cup playoffs was on sports channel America, believe it or. It was true. That was the only way you could see it. And so we would be doing games like Bruins and halves or you know Rangers. Back, when they had messier. and. You. Name it whoever the plan the Atlanta flames. which makes sense before Calgary but. I would be on the controls and then there would be a an associate producer who literally right down with a pen what time the commercials aired so you could bill people oh. Yeah. Dark Ages. Much but. We will put five dollars down and back. Then five bucks was what we would use to get a sandwich with it was basically our dinner money. and. A game of which I had no interest in Detroit Red Wings vs you know the Chicago Blackhawks all of a sudden I would be the biggest fan ever. It's funny how a little bit of Let's make it interesting. So to speak you really do. You make you make it a whole lot more interesting. Out Tonight. If a somebody will be listening to me. We'll tweet at me. If I hit this giants thing or not or somebody will at least tax me and yeah the first home run of the game was a solo shot by Max Muncie. Or Mike, you scrimps ski just have one and I'll be like. That was my own fifty bucks probably like. When you go for a long shot like this, you can't have your hopes up. You really can't. But as I said, I'm a roulette play. That's the only game I like that. Every time I go to crafts and put it on boxcars cars or I'll play the field I'm just plan sucker bets a little bit of Sucker. Right. So what I'm trying to say is, here's bet US dot com it's pretty fun armored. We'll take a quick break come on back sports. Staff. Hello and welcome back to the Ronnie. Do each tax program on the line? Is Paul from California, I Paul what's your tax problem today Hi Ronnie. Love. Your show. Listen I've got a big problem. See My paycheck was gorgeous last week and only get half the normal amount to make matters worse. The IRS froze my bank account listen of embarrassed and scared I need some help listen Paul you don't need to feel embarrassed you just need some tax help and the great news is the IRS has some unbelievable programs that can eliminate your tax. Debt so you don't have to worry about having your paycheck garnished or your bank levied doesn't that sound great? Sure does Ronnie. Do yourself a huge favor and get a free consultation right now and tell them the tax lady sent you eight, five, five, seven, one, five, five, seven, two, one, eight, five, five, seven, one, five, five, seven, two, one, eight, five, five, seven, one, five, five, seven to one that's eight, five, five, seven, one, five, Fifty, seven, twenty, one have you written a book? You can become a published author with dorrance publishing the nation's. Services. Company countless authors trusted durins for nearly a hundred years to bring their book to the market are professional team will editor texted design your book pages and create an appealing eye-catching custom cover plus our authors benefit from accustomed Book Promotion Marketing Campaign that make your book available where people buy books like Amazon and brick and mortar bookstores. So make this free call right now to claim your free author's Guida publishing don't wait. Another day take one step closer to realizing your dream of becoming a published author and seeing your name in print. You've already written a book. So the next thing to do is make this free call right out adorns publishing and get your free guide to publishing call right. Now Eight, hundred, four, eight, five, six, zero, three, eight, hundred, four, eight, five, six, zero, zero, three, that's eight, hundred, four, eight, five, six, zero, zero, three. Attention homeowners do you have a house in need of serious repairs? Do you have tennis at never seemed to make their monthly payments? How about code violations past due taxes or maintenance cost? You just can't afford them call my friends right now where quick cash offer specialize in buying any home no matter how ugly the situation turned that problem property into cash right now it's just that simple one call and you can get rid of that home headache for ever they by the ugliest houses with instant. Closings, instant cash and huge savings plus there no realtor fees no listing fees in no repair costs just cash in your hands. For that painful property, they're buying a few more houses in your neighborhood this month. So take advantage of this cash offer and call quick cash offer. Now Eight, hundred, four to six to three zero, one, eight, hundred, four to six to three, zero one. That's eight hundred, four to six, twenty, three, oh one, Windu broadcasters go too far where does hilarity stock and vulgarity begins? I wish all. Dirty Rats, you. Know. I. I Don't ask Rick tiddle to bring it because it already done got brought. It has gotten Brockton. What to you want on that one eight, hundred, eight, seven, eight, P l a y you ain't got no up by ugly Gerber you. Ugly. All right. Actually. I just put another fifty down. We did she do men? I bet on Denmark to win Euro Twenty Twenty one. because. It. Is for fifty dollars pays three, thousand, seven, hundred, and fifty to win. And they are not one of the favorites obviously. That I'll be written forum. Tuten and now my printers out of inks and no one will be able to prove it. Will never be. Proven. One Eight, hundred, eight, seven, eight, play. I thought I would do in another another entire segment on but us to. But. We are here for all your. Sports talk meetings coming up in the next segment. We'll talk to the man behind gloomy me would. Think. You're trying to say Bollywood I'm actually not. So for. The nine hundred nineteenth time in franchise history. The White Sox have a pitcher who threw a new new and a no no, and the new is the vacuum teletubbies, but it was there as Lucas g Alito or so he would be known in Italy Joe Alito. Took down the pirates four nothing victory his first career. No hitter. Think about this the Chicago White. Sox Than Nine, thousand, nine, hundred. Odd raise. Zero Point Zero Mr Blue Karski once again. Zero Point Zero. Philip. Humber. Remember him. Umber Humber. Mets as. Either threw a perfect game. In Seattle was eight years ago. That was a lifetime. Member of the Pale hose. Did it. How many no hitters history. Three, hundred, four. Other way combined no hitters I. Do you not recognize as a no hitter? I don't. I mean think about it. You can have a guy. I'm in. Every inning nine guys. And just just get three outs without giving up a hit. That's not. A remarkable to me. So the last no hitter by the way was. Last September by a Furlan four last years. But Toledo walked one. which prevented him from the perfect game yikes. And missing bats all night thirteen strikeouts six ground ball outs five. Why ball outs? Thirty swings and misses there was only one hard hit ball. Was a Josh Bell Line out. and. So there was some good level of fortune for that because it was an atom ball. But the final out. was also hit hard. But it was right at rightfielder. At an angle so It's funny usually when you have these hitter. Alerts. And I was watching the as last night and they just said. Look Assia, lead author no hitter. That's it. We didn't get a warning normally we start hearing about it after seven. I don't WanNa hear about it after six. Six hours away. Now, all of America we need to know. So we can turn it on if we want. But. It was closed that last one the last out. That was a little knock in the. Right field or had to kind of run and stagger a little bit because it wasn't an amazing catch. But they always say when you throw a no hitter, you're going to need at least one or two. Good. Plays in field there's no member, dewayne wise. That was marked. Burley's no hitter. That was one of the best catches ever seen and it was the last out of a no hitter. That's also white SOX dwayne wives look that up. If, I'm not mistaken. That's what it was. But. Average Alito last year. Was An all star. And he did not get off to a good start this season but back-to-back dominant starts last time out. Allowed three hits and a walk and seven and struck out thirteen, and now he's got the no now. Now, the starts came against Detroit and Pittsburgh respectfully but. You know it's next starred against the royal so he could probably can keep it going but this is the thing Gio. Lido was a guy who we always heard about as a great prospect and then in two thousand eighteen, he was horrible. Well, era over six, you can fix that but you know what he did. He led the League in walks. He led the League in earned runs. He led the League in wild pitches. He led the League in hit batsmen. But that's the thing you don't give up on an arm like that. So he made adjustments last year and said, he was an all star but I'll tell you this about the white sox. A lot of people like. PRE-SEASON I didn't by the way. I went on record by saying I. Don't think the reds are going to be a threat. I said the PADRES. Would be. A. Playoff team, they're not going to overtake the dodgers but I said the white sox at well white sox right now are eighteen and twelve. And there are a playoff team right now. thinking. About this the white sox. Fourteen Games left against the Tigers, royals and the pirates. That helps. The pirates who before the season, some said that would have the worst winning percentage in baseball history. the pirates are seven and eighteen. and. As a team, they're hitting to twenty one. Once again to twenty one. But this is the thing that's so weird right now. Is that we don't really know. What's going on at least I don't. We don't really know what's going on in the central. And we don't really know what's going on. In the eastern bracket if you like because we really don't see those teams, we have to read about those teams. We have to read. Here's the thing to me. That's most remarkable. Is that I was looking. Looking at some. and. I. Thought you know who's who's doing well and I mentioned yesterday I couldn't believe how well at Trevor Our pitching as era. was you know about a half? And? Then I found out. And I found out. At Shane Bieber. Is Six. And his ER A. Is One three five. Six No with a one three five is Shane Bieber. Really, int-. Absolutely. Brilliant. So it's going to and I'M GONNA get to it. But I was thinking about if we had an all star game this year who would go and who wouldn't go? But Shane beaver WHO's a kid? Out of. I believe he went to UC. Santa Barbara not mistaken. you think about well, why would the Indians give up on over Bauer when he's an all star pitcher turbo ran himself out of town. But the Indians had faith that they could lean on guys like Bieber to keep them afloat. The Cleveland Indians are also eighteen and twelve, which is the same record as the white sox. And then the Minnesota twins are twenty and eleven, which is the same record as Tampa. Bay. which is better than the Yankees the best team in the American League. As at twenty, one and ten. But there are some if you look in the American League right now. You know you've got Tampa Bay and the Yankees are a threat. Got Minnesota. CHICAGO AND CLEVELAND. And then Oakland in Houston. Other than that everybody else is under five hundred that doesn't mean they can't rise up like if you look at Toronto even Baltimore's only game under. That can keep you. In the conversation for sure. And then in the National League. Atlanta is, leading their division they're not. You know super convincing Miami for the for all they've been through Miami is still there which is crazy. And you get the cubs the rest of that division I don't know I mean I guess somebody will have to make it I guess Saint Louis. A walkie doesn't look like they're interested. Cincinnati is six under. And then you get the dodgers. and. San Diego but then the giants and Colorado and even Arizona's five back they're not completely out of it. Colorado in San Francisco right now. If you think about who's GonNa be the wild cards. Those are your wildcards right now. You would have. All right on San Francisco if you're gonNA. Take the top two. I mean it's just it's pretty astounding right now, and then once you get in I, mean all bets are off US dot com. All right. We'll take a quick break. We'll come back and we'll talk about blew me would the hell is that will find out. If, you owe the irs back taxes worry. There's a bright side, the experts at bright side tax relief, dot com, or protect you from having your wages garnished money deducted from your bank account and your home or business seized bright side tax relief dot Com will fight the irs and negotiate to reduce or eliminate the amount you owe visit bright side tax relief, dot com, or call eight, hundred, seven, three, zero, forty, three thirteen. That's eight hundred, seven, three, zero, forty, three, thirteen the consultation is free goto bright side tax relief dot com how Are you paying too much for term life insurance there's a tremendous price war among the major term life companies rates have dropped dramatically in the past two years. For example, a man aged forty five non-tobacco user one million dollars of coverage is only seventy five dollars per month level for the next ten years or manage fifty non-tobacco user can buy a half million dollars of coverage for a monthly premium of only one hundred ten dollars guaranteed not to change for the next twenty years. That's right. Level rates. For twenty years and if you're a smoker, we have great rates for you as well. At the term lifeline, we specialize in policies of a half million dollars and above. So if you're looking for new or replacement term life insurance call right now for a free quote rates and availability may vary by state sample. Rick preferred non-tobacco underwriting exam required to qualify eight, hundred, eight, zero, seven, nineteen, eighty, one, eight, hundred, eight, zero, seven, nine, thousand, nine, hundred, eighty, one that's eight, hundred, eight, zero, seven, nineteen, eighty-one. Tired of the same old hat coverage dot com is the top destination defined the ADS and year you need to represent your favorite proteins players head to coverage gear dot job with the Promo Code Radio and grab. Cap. With yet Conic Jersey number of the all-time greats and current stars from the NBA. NFL. MLB and more. These classic hands come in the style of the superstars team. So with a number thirty from Golden State number two from the Yankees number twenty, three from the Bulls or a number twelve from the backers coverage gear dot com will help you out of the legends yesterday and today check out our collection of data hats, trucker caps, Venus stickers, more use. Promo. Code Radio, and get twenty percents off. That's Promo. Code Radio at coverage. Dear dot com coverage gear, dot com we've got you covered. Hey, what do you wanNA dotted all I don't know what? What what are we done faster? Yesterday off all the dossier like all these. Like I. said on Monday who saw to die Birth. These days nothing is normal and everything is weird but you could still save big when you switch to progressive that won't change not to oriented. Progressive Dot Com. It doesn't really matter. I. I. Don't like my job and. I don't think I'M GONNA. Go anymore. tiddle things. There's a direct correlation between dogs and lightning. I think a lot of weird stuff. Welcome back to the show retailer with you coast to coast and around the world on the American. Forces Radio Network we're joined by two gentlemen right now David Myers and Rory Leland to talk about their new project called. Gloomy Wood which is it's very interesting. The way to describe it because it's semi fictional it's mockumentary. Let's start with you David. How would you describe it? I would think that it's about an actor and writer trying to Cases Dreams in Los Angeles. But we hope that anyone who's chasing a dream can relate 'cause I think in this profession in any profession, probably get a lot of rejection especially when you're starting out and we just wanted to create a show that within it in a fun way and also an optimistic way. I think right now there's obviously a lot of negativity in the world. So just we wanted to put a character out there who is a happy warrior who faced all this rejection, but soldiered on with a smile on his face and determined to succeed, and we're hoping that people will relate to that. I just and rory tell us about your your background as a video guy had it all get going for you? So. Yeah. I graduated from College in Twenty Fourteen. with a film degree and I landed a job working some life reduction for sporting events for. A variety of clients but Fox sports was the main one and. Traveled around to different sporting events like the world series US Open and eventually landed in la where David and. STARTED, collaborating on projects such as would. David for you. You're a veteran in this industry when I say semi fictional is the the character here come much of it is in fact yourself You know at this point, it's kind of hard to tell I think some. Nice south, and then we we had such a good time making this that some of these absurd realities just created this character that kind of lived on his own is actually driving down Hollywood boulevard a couple of days ago, and it was like man which wasn't corona bias and I could just go out and play this character but there's definitely some similarities. That's how show got started our other friend. Taylor, who the three of us are created this show together he had the initial idea for He had been writing and facing water rejection I do meeting for lunch and I came from an audition I was telling him that I was for literally an hour and all these actors were going in and out and the moment before I went into the director decided he was going to for the day and it was just the casting person flick man you know there's so many indignities so I think it definitely is some of my experiences but Also, I hope I'm not quite as I'm definitely a little crazy but I hope I'm not as crazy as Michael. Well Rory talk about this. stylistically the way you guys wanted to to shoot it. We did everything on the fly and the format of the show kind of came together as we do. It did as we did it and yeah, it's shot a man on the street It's kind of just David in character as Michael. WHO's an incredibly absurd person TV suddenly confronted with on the street and he's basically going around Los Angeles, petitioning people to help him make kids movie and it it leads to a lot of very funny Interactions that could not have been planned because we kind of just went to different locations and. Just, set David loose and filmed what happened and it turned into some great content if I have to say so myself. Got More questions for David Myers and Rory Leland about Leumi would David. You're GONNA do a play in New York called. We will not be silent with Michael Shannon, before the pandemic ruined that and just about everything else. But a little bit more about that play you would and I remember talking to a director who worked with Michael. Shannon who I think you know he steals every scene he's in he's just so fantastic and he looked scary but he said that he's actually in real life a sweetheart. So how how does it was at working with him and this play. Yes. So I would definitely agree about Michael, basement my experiences with him and this play has been produced around the country in a few cities and a few different productions in the goal had obviously to. had been to bring to New York and I actually met the director's parents outside of the world premiere in Washington DC and they said, well, you should send this sun tour. You should send this play or son. He'd really like it to map and use this major director in Chicago and you know in the spirit of Michael Bloom seen against probably a long shot. But why not and it ended up working out that he did like it I flew out to Chicago we did a reading. With Michael and it was really exciting that was you know seeing Michael Dude even in that small space with just a handful of people and another actor was thrilling the most excited. I was to see the play. So we had producer we we had money lined up this director just had a successful show on. Broadway. So it's convert bummer to have you know everything route, but I'm hoping it will still happen. future of actually acted a TV series and Michael has read that and said, he'd be interested in doing that. So now in the process of trying to see can make that happen. So it's been a a great experience and I. You know so lucky to have got to play this far, and I'm still hoping something happens with it. It's a base in great true story from World War. Two pretty much the polar opposite of of Leumi would. but it's been pretty exciting. And that's another thing to rory is that so many people go to Hollywood and they think they're going to make it and from all around the world and most of our. Roles Goto to people from England and Ireland I. Mean It's just it's so hard. To make it. So for you guys to literally go out there on the street and and other words say I'm not waiting for. Hollywood. To come to me I'M GONNA. Go to them what what was the kind of reaction you got the people on the street who could see you guys trying to you know make this stuff happen like that. it was it was very interesting because it was a wide range you know depending on you know you never know what Kinda Day someone's having or what have you but A lot of people we expect it mostly people to reject him and be safe getaway for me. Why are you just suddenly putting a cavern faith Demanding to make this crazy film. But I, think a Lotta people immediately recognized than him something that you see to route Hollywood, which is just someone who really wants to make it in this industry love movies. this is passion and There was a lot of. unexpectedly wholesomeness to it and people giving him genuine advice and some people actually asked when we found that he was holding a script and pointed to it and said, can you help me like this movie and some people actually stopped and said like oh? Yeah. I can. Can I read it real quick and that was a problem for us because he was not actually script that he was holding So yeah, I came away from it pleasantly surprised in the population of Los Angeles and their Recognizing and appetizing with this kind of absurd of scared. Well, it's one thing David to be a working actor and you've worked with a lot of rate actors and James Franco. Molly. Shannon. Any DEVITO. But when you're a writer and you pitch things and I've talked to a lot of comedians over the years and they always have ideas for sitcoms and now there are so many places that you can pitch and streaming services and and weird cable channels. What's that like when you go in because they? Always, I always seem to hear that as soon as you walk in, it's already a no I mean it's it's not easy as it. Yes not we actually had this line one episodes like is anyone read in this town and that's that's Kinda. You know big problem like this show you know Michael Shannon's read it. You know interesting tastic and still it's still struggle to get people to read right now we're working on a pitch deck because people don't want to read you know so they wanna so you create this documents that's very image based So yeah so it is there are a lot of knows but I think it's just finding the right person to connect to. I had you know I had a friend who just sold the TV show that I read that I thought was one Of the fantastic things like I don't know how anyone can turn this down and people didn't they bought it but a lot of people who turn down so I think because things are still fragmented in streaming. It's just finding people who really relate to your project and I, think people are GonNa, love when we would and people already have but not everyone. So we're just you know out there trying to find our audience and the people who connect with our ideas and our you know humor and I think that's the key in this landscape where it's noxious for networks anymore and everything's fragmented is finding your. It's a little easier to find your niche and people who. Get the same things that you do. And Rory people who are interested where can they find blooming would? they can find blew me word on Youtube, we just put the trailer out I. Believe in the past week we're also on facebook and on instagram are handled is blew me with the series. And finally David I mean I think about Sam Merill and Joe Louis Mark Norman they've all put their specials out. On Youtube, they got tired of waiting for Amazon or Netflix or Hulu, and Youtube nowadays, you can find yourself a little bit of revenue right. We're we're hoping we get to that level right now youtube is pretty much main distribution platform like. Youtube. Slash blew me would the series and I guess that would be the goal down the road, but we're just really proud with the three of us have all created together and just want to get as many is on it as possible think we'll worry about that. Hopefully have that problem or concern down the road. That's David Myers Rory. Leland behind blew me would and go online to blew. ME WOULD DOT com. All right FELLAS. Congratulations on what you you've done, and let's talk on your next thing. Thank All right. You're welcome. I'm Rick Tuttle we'll take a quick break come on back on. Airlines have just reduced their prices even more thirty days in advance and save big want the absolute lowest prices on your airline tickets. Then call a low cost airlines travel hotline right now for prices so low, we can't publish them anywhere. The only way to access our low rates and save up to seventy percent is to call save hundreds on your vacation tickets Bhai calling right now, you can fly anywhere in the. World and paid discount prices on your airline tickets book go flight today to London Paris Madrid or anywhere else you WanNa go and pay a lot less guaranteed call the international travel department right now at low cost airlines eight, hundred, seven, five, four, four, five, three, one, eight, hundred, seven, five, four, four, five, three, one, eight, hundred, seven, five, four, four, five, three, one that's eight, hundred, seven, five, four, forty, five, thirty, one. We are the jet destroyer network, any debt you have credit card tents, student loan debt call. Now for free information that helps you destroy your debt. It's great advice plus when you make this free call now we have debt destroyer experts ready to help. They can show you how to destroy your debt and get your life back. Contract debt problems don't have to be overwhelming you could live stress-free and debt free credit cards. Medical Bills IRS tax problems even student loan debt learned about free programs offered by the credit card companies hospitals, and even the government that can help slash your debt called the deck destroyer. Now for free information call now eight, seven, seven, three, six, zero, four, zero, two, eight, seven, seven, three, six, zero, four, zero, tube, eight, seven, seven, three, six, zero, four, zero, two, that's eight, seven, seven, three, six, zero, four, zero, two. Don't even recognize myself anymore. I'm really worried about him. It's addiction. I haven't seen them like this. Ever. I never wanted to start using I. knew the drill, but I was out of options. I just WanNa tell them. It's not your fault. There are people out there who can help. People who felt your pain they know what you're going through. The says to stop. I'm losing everything. Everyone you've been strong your whole life. You can do this, but you have to reach out for help. It's time. I can do this addiction is a disease and diseases new treatment call quick drugs three, two, one now at eight, hundred, three, three, eight, six, nine, zero, six, eight, hundred, three, eight, six, nine, zero, six, that's eight, hundred, three, three, eight, six, nine, six, paid for by the detox and treatment help line teams have four attempts to move the ball ten yards. So if you see a graphic on your screen that says first and ten that means teams first attempts to get ten yards. took. You must be crazy use D. O. G. and if you was my man, I would have been kicked you out of my house by now this is what had happened. Are Thank you for that? A couple of minutes left our number two of three we have rainy car Frei, the iron man, can we man for a woman? I guess. So iron woman triathlete. And Open Lines. That money was burned a home my pocket. So my betting is done. They said, I bet on Tottenham to win the premier. League. Would pay these are all fifty dollar bets five our bets on Bet US dot com that'll give me three grand. If Denmark wins zero. Twenty twenty, one, I'll get three, thousand, seven, hundred, and fifty. and. There's three tonight. mentioned the giants and dodgers of the first home run of the game as a Grand Slam. I get thousand, two, hundred, and fifty. And then in another baseball game the cubs tigers prop. If, the first home, run of the game is a three run shot. I get three, hundred and fifty bucks. And then I bet a little basketball. HOUSTON. and. See. If Houston Beats. City by thirteen to fifteen points. Then, I get five hundred and fifty dollars. But if you wonder how these places make money. Of this going to happen. All five bets I made. None of it is going to happen and that's two hundred and fifty dollars down the drain. that you might say Rick, you should have been more smart with it but this is how I have fun betting bedding to me and bless people who can bet incrementally. Betting I have to win something where I'm like Whoa, I want something. That's I. Just the way it is if it was my own cash. I wouldn't be betting because I don't bet outside of rely table now and then but if as my own cash out, do the exact same thing, I got to win big baby and I mean big if I went three fifty what I bet it all again. I'd cash it out. What if I said? Hey, thanks for the two fifty I'll cash out now I don't think they would let me do that fee late anyway already bet at. All right. We got another hour come on back. You're listening to the heartland newsfeed radio network at live dot heartland use fee dot com. This stream is supported by advertisers and contributions by. On facebook twitter and instagram. Service Newscast August, the twenty, six, twenty, twenty, i Mike Clifford the weather channel reporting Hurricane Laura intensifying over the Gulf of Mexico expected to become a major hurricane prior to striking the upper Texas or southwest Louisiana. Late Wednesday or early Thursday They report that life threatening storm surge and destructive winds will batter the coast and a threat of flooding rain and strong winds will extend well inland. A House Democrat is open an investigation into secretary of State Mike Mum Pao's controversial decision to address the Republican National Convention. CNN reports that representative Joaquin Castro Chairman of the House Foreign Affairs Oversight and investigation subcommittee said, Tuesday, the American people deserve a full investigation Cedeno see decision to speak to the political convention in a pre recorded remark from Jerusalem bracelet longstanding precedent of sitting secretary of state avoiding partisan politics particularly while abroad for folks in. Maine. Ranked choice voting is probably not going to be an option for the presidential election that because the judge just approved gop. Led repeal for the ballot, and that puts issue on ice. Until after the vote Anna Keller with the League of Women Voters says, the system avoids runoff elections and let's people vote for a third party candidate without worrying it will end up benefiting the candidate that they dislike. You don't get the situation where because there's spoiler or because there's multiple candidates, someone ends up winning when they be only had thirty or forty percent of the voters supporting them. This election will feature President Donald Trump former VP Joe Biden, plus the Green Party and Libertarian candidates Keller says without ranked choice voting. There's a slim chance a candidate could win without a majority and get district two's vote in the electoral college support for this reporting was provided by the Carnegie Corporation of New York public news service I'm Suzanne Potter and farmers and ranchers. Across North Dakota have struggled mightily in recent years especially with the trade war impacts by morning reports a new project aims to policy makers attention this summer, the Dakota Resource Council launched its farmers and Ranchers and crisis blog where individual producers can explain to firsthand how difficult it is for them to get by tyler staff Selena soybean farmer from the Makoto area says the actions within the US China trade war haven't paid off for his operation when China retaliated with tariffs in said, they weren't going to essentially buyer soybeans anymore. North Dakota kneeling was impacted because China being our biggest customer. We try to find out for his being somewhere else and We don't get the same type of price prior to the Trade War China purchased about seventy percent of North Dakota soybeans. With the blog, the resource council also homes to relay how farmers are hurting as a result of the pandemic as well as climate change. This is PMS. Women earned the right to vote one hundred years ago today with the passage of the nineteenth amendment. But on Women's Equality Day, how close to equality women have come in states like Arizona and across the country may depend on who you ask a new wallethub study ranks Arizona fifth highest among the states for women's equality. However, the World Economic Forum brings the US only fifty third out of one hundred, fifty three countries. Stephanie. Trautmann Robbins. Director. Of Gender and Women's studies at the University of Arizona says the divergent rankings help put things in perspective in number five in a country that's number fifty three is not amazing. So we're in a D state, an s country women's equality essentially. A D is a high ranking score for that, and that should bother us the wallet hub survey include such factors as women's earnings, executive positions, work hours, levels of entrepreneurship and political representation. The global study delves deeper and finds that American women still face a growing gender gap mark Richardson reporting and critics say a plan developed took utilities to address groundwater pollution from an unwind coal ash ponds seeping into hurrying to lake is inadequate in two thousand, seventeen these Sierra Club and Kentucky Waterways Alliance filed a Lawsuit Against Kentucky Utilities which operates the power plant producing the coal ash arguing that it violated federal regulations for storing toxic waste attorney Lauren Piot with earthjustice says the lawsuit is pending. But based on scientific evidence of groundwater pollution, E. Kentucky Cabinet of Energy, and the environment required the utility to develop a corrective action plan unfortunately from our perspective, the Corrective Action Plan. Didn't really require Kentucky utilities to do anything more than conduct a few years studies on the pollution that we already knew within the late a two thousand sixteen study found nine out of ten fish samples from Harrington Lake had high selenium levels that Exceed Kentucky's Water Standard I'm Nadia Ramleh gone finally. Eric Take it off tells us we starting discussion about nuclear weapons testing all the table and Washington DC even as Idaho still waiting for recognition of harm from testing in the twentieth century senior White House. Officials say it could bring China and Russia to negotiations over nuclear arms and Senator Tom Cotton of Arkansas want approval to add ten million dollars for testing in the National Defense Authority Act for next year. But Hannah's May with the snake. River Alliance points out that Southern Idaho felt the health effects of fallout from Nevada test of the nineteen fifties and Sixties Idaho has for a long time. Then a sacrifice zone for download contamination as well as a storage place for nuclear waste that comes with the production of nuclear weapons. This is my Clifford for public new service. We are member and listener supported her great radio stations across the nation and online at public news service DOT Org. Let's go on. Good to have you with US Coast to coast Border to border AF and I'm a fan of the troops listening on American forces. Radio. Network. Are here for you. Come on in and get heard. The Important. News in the NBA that we might actually have a boycott of tonight's playoff game. Between the Raptors, the Celtics. Aftermath of the Jacob Blake shooting in Wisconsin. I think we've all seen by now. There's no doubt that there is a man ignoring police instructions to stop and. Tempting to get in this car and get away but you not shoot the Guy Multiple Times in the back and. To, kill him and turning them into A. Paraplegic a over A. Say horrifying unjust thing to watch and. We've had riots and Kenosha another places. So we'll. We'll get to that more about whether they're going to actually play that game or not. A lot of teams wondering if they should buy or sell. Being that, we are in the trade deadline week I. Mean it's GonNa come up on Monday and then that's going to be it. If you are a buyer or seller at this point. So, we'll talk about that and also coming up after the break we're going to have rainy car fray with us. and. She's here. She's say iron man iron man iron woman whichever way you want to call it. She's here and we'll talk about that as well. I remember we are on the tune in APP the iheartradio APP the STITCHER APP is well. We are streaming through our home page. That's sports BYLINE DOT com. You can go there click listen live. In emails and those to Rick At sports byline. Dot Com. It's another way to in and get hurt wherever you might happen to be. Also. See Our end digital plus to the Cable Radio Network Channel Tune your cable provider. That's available. And thirty, five, million homes homes. You can make that work as well, and if you want to tweet me, it is at Rick Tinsel. So we have open lines outside of our next guest rainy car fray. We'll do that next right here on sports bound. Superstar batteries exclusively at reilly auto parts are designed to meet the electrical demands of today's vehicles yet dependable power and performance from superstar battery for your car truck, motorcycle, lawnmower boat, and more our professional parts people can help you find just what you need stopped by O'Reilly auto parts. Today. Parts Attention, to anyone that's written a book, a wants to write a book. The process is not that complicated. Take a first step. Even if you write a page a day you build momentum and your book will become a reality. The hard part is getting it published. That's when you need to call page publishing. They've got hundreds and hundreds of thank yous from different new authors just like you they make the process of publishing your new book and getting it sold online a simple process you can learn. How simple it is right now by calling for your free page publishing new authors submission kit, one quick three minute phone call. That's all it takes to get free information and learn how you can get your book published. Pick up your phone right now and call us twenty four hours a day at this number eight, hundred, six, zero, three, zero, eight, eight, five, eight, hundred, six, zero, three, zero, eight, eight, five, eight, hundred, six, zero, three, eight, five, that's eight, hundred, six Oh, three, oh eight, eight, five. Up Sports fans this is Rick Tidwell, here to tell you about our favorite sports book and that's bet us, dot com football basketball and baseball are all back and that means it's time to get in your bets. That US dot com is the pioneer on online betting with more than twenty five years. In the business you need a sportsbook with integrity and longevity, and you need to know that you're going to get paid. You need a sports book that offers everything including live betting. Golf Horses, east, Sports Entertainment, and all kinds of crazy profits and futures call today at one eight, hundred. My Bet us that's one, eight, hundred and Y. B. E. US and they will walk you through getting started nobody in the industry gets bigger bonuses than BET US join now mentioned Rick tittle that's me and you can get up to one hundred and fifty percent and bonuses on Your First Deposit Nobody Beats that twenty five years in the business and the best bonuses. Bet Us should be your sportsbook once again joined today call eight, hundred my bet us and mention Rick tittle that US dot com. Tune in to southport talk on sports byline with Carolina and Rick tittle Tuesdays at nine thirty, seven am and at three thirty, seven PM Pacific daylight time coming to you at your time zones all over the globe. This was brought to you by all bay collision over sixty years of experience in auto restoration and body repair for SUV buses and more in the San Francisco Bay area and tri-city area call five, one, zero, four, eight, nine, one, three, one, three that's five, one, zero, four, eight, nine, one, three, went three Intel. Themselves for a talk sent you. Leading Sports with Rick, tittle rick tuttle and his a genius. The best show ever. He's so wonderful genius. Show ever he's so wonderful. It's a lighting sports with Rick. tittle. Handsome. Visa genius. Thank you for that a welcome back to the show. Coast to coast around the world on AF N. as our pleasure to welcome to the show Rennie. Car Frei she's eight three time ironman world champion. She's here to talk about a new yield that she's done with aqueous fear, which is the premier swimming and triathlon. Brand and when I think about triathletes I, mean you need goggles you need wetsuits you need speed suits fitness stuff what and you need a lot of stuff. So aqua sphere that's the brand for you A. Yeah pretty excited to be positive move backward and forward Yeah. The sports he twenty years and Yeah. Can say their their lenders and goggles or a second to none of the clarities. Pretty Amazing. So yeah. Being professional athletes, you need a lot of gear be two. Goals I'm not mentioned over cycling and running gear as well. That's where you come into when they look at your expertise because any marketing executive clothing designer would say this would work, but they really got to talk to you about what works. What doesn't right? Sure and that's you know one of the great things about it. Where helping them develop New wetsuits There's all that they have a really fantastic line, but they're always looking to crew and continue to be leading in that field. go-goes coming out and Close, closely with them on. So excited said, twenty twenty, one products coming out. Won Championships. In ten, thirteen and fourteen, and the last one you want that record still stands at two hours, fifty minutes, twenty six seconds and we always say records are made to be. Broken. When that breaks are you going to stand I'm sure you will being a sports person stand applaud but he downloaded kind of cut a little bit to. My records gone. Yeah. Either I think you know. Records Birkin and I think you know when you said Beria. Goal for other people to try and be Yeah, I mean. It'd be like I said, it wouldn't hurt when someone does go costs. That's a that barrier but it's going to happen for sure at some point in the next use the TUB. Yeah, it's pretty thin on it to hold that run coast record. Has. Which of the disciplines that you have to participate in? Is your favorite your strength in which is the one. You need work on because you can't love them or hate them all the same right. Well, yeah for sure. Athlete attract late I should say has a favorite and. Mine is the run the run I didn't grow up doing any work actually grew up playing basketball. I was. Probably. Hard to believe you sold me. I'm only five foot three. Clay to us about eighteen years old and then contract. Running came more naturally even the other sports and swimming is definitely. Technique and that's really the one that that I struggle the nicely I didn't have to work on. BEGINNING WITH RENNIE CAR-FREE FOR Fear. Obviously we can tell you from ause and now live in in Colorado. Why are the Australians? sporty lot because there are like one percent of the world's population but they win like twenty percent of the Olympic medals. Yeah You know this is a question I, get I was lauded I think just. How far we have fighting spirit of sports And I think you know we don't really have me. Yes. We do have a winter down there, but it's certainly not like within the. I think you notice with not as great in the winter sports. We do have. Which I'll. was definitely better some sports and you know being. Basically, a massive island everybody lives around the coastal swimming is one of those sports that we get myself medals in the Olympic. So I feel like surely has. has kind of led the way with swimming brutally, not as much as Eli but in terms of population as you mentioned, differently, hold out. In. And Yeah I think generally, very outdoorsy that sports competitive competitive dated people. Really if people don't know married to Timothy O'Donnell, who's also a champion triathlete as well and your mom and I I hear you have a second on the way and that's something of course that Tim doesn't have to deal with. So what's it like to be a mom and go through all that physically and stay in world class shape because it's it's a challenge that men don't have to do obviously. Yeah I mean it's a challenge that you. Can't. Deal. With us. Oh. You know. We. Get to experience. We get to experience. Having. The baby and getting trail of that. So it's not something I look at as a burden. It's something that I look at as a lesson to be able to be a mommy and grow a little human inside the But yeah, you're right. It is tough to get back in. In Shop I've to. Leave. Racing probably seven months after she was born. that. It felt like I was calling about trying to get back in shape after you know having, you know the time that you need to take after having a baby and and obviously the you know the nine months, he's having that eighty when you gain weight and down and they'll training. Normally would it's definitely a challenge but Yeah one is that you can't have become if you're doing. Okay Yeah. I mean I had some some of my best performances coast Isabelle now episode her. To come back and have some more great performances after number two. She's doing a for moments I think. Well. Yeah. That's great. Congratulations I, you know everything with a pandemic has been pushed aside. So I, guess we're looking at Kona next fall and twenty twenty one at that point I know you're GonNa hit the big four. Oh, and That's still very young I'm fifty five don't think of it as old. But in terms of athletics, we both know that forty is considered. Old for you. Is it just a number or can you feel your body the recovery taking longer or is it more of a challenge to prove that forty is nothing but a number? You know I I've taken just even. Cheney for being a professional athlete to. Moment a professional athlete. I've taken that challenge on and love the new. Skin on on my life and yeah forty is is just a number especially in New Jersey sports I think you find generally the longer that since the better the. Older, asleep mean yeah. I forty. Maybe they start to slow down but I don't think Iraq fully late thirties athletes a peaking in having. That's before taxes encounter races Kurna. Better. You know eight nine, ten hours in length. So yet injured sports definitely played to. older athlete, and so I think you know as far as that's concerned I feel like even in a good age brackets maybe three or four more years. What would be the case I would maybe my thought he's wearing donald more the word from just like show up. At this I physically I feel Obviously I'm not in condition right now five months pregnant but. Price do I feel like as as good as I did I was you know twenty, five, twenty, six but yeah, I mean. That makes. Spotter recovery, but on the other hand you. Almost twenty years of being in the sport. I. Have a lot of I still. Thought he and so. Maybe. Doesn't have to push his hot in training todd as many sessions I would have had to you know my late twenties. Very good last question for your any one when I run and I grew up a football player, we're running was a punishment. So I have to really acclimate my mind to running but when I run if I can't listen to music or a podcast. It's almost unbearable to hear my footsteps and to hear my breath. So how out of body are you when you're running? What kind of zoned you go into? How do you handle all that? Yeah I think. I actually don't. Get some especially since I had. Go now that I'm of other of. Noise and chatter at her I kinda liked that time quiet time and it is time for me to be in my head I'm kind of in another space and in racist it's a whole different story you kinda focused on the moment and being in moment everything's possibly cancer. He'd get the best before yourself going on is running honestly when you really say it just feels like going out for enough minstrel kind of my favorite Favorite thing to do in the afternoon it's good for and just be out in nature There's nothing better so. I saw A. Lot of the time in my head next year thinking through things that maybe I haven't been able to think through during the day with my little one running round and the banning all my attention. So I find the Running really quite therapeutic actually. Very cool. That's Rennie Car Frei three time world triathlete champion on behalf of. Fear. To, AQUA SPHERE SWIM DOT COM. Check out all the products. Rennie. Guards on the new baby best of luck best of health and we'll see you in Kona next year Yeah. Thanks so much rik appreciated. Okay. I'll take a quick break. We'll come on back on sports pilot. Have, you written a book you can become a published author with door and publishing the nation's oldest publishing services. Company. 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Most of us like to be out in the sun, that's why sunscreen and other safety measures are key to protecting your skin from aging and cancer. The FDA recommends using sunscreen with a sun protection factor or SPF fifteen or higher. Also look for broad spectrum on the label that means both harmful ultraviolet a and B raised of blind UvA raise aged skin ub be raised burn, and both caused cancer, but the perfect sunscreen doesn't county the. US At wrong don't need sunscreen on a cloudy day. Wrong. Eighty percent of UV rays still get the hanes only use sunscreen at the beach. nope. Anytime you're outside you being raised attack the skin. So you need protection and you have to reapply sunscreen every two hours remember SPF plus broad spectrum. Ethan. Healthy Fun in the Sun visit www that FDA dot gov slash sunscreen for more information a message from the US Food and Drug Administration. Can. I be real with you right now. I mean like really really real. Yes. I just thought about going out in the second half and a little bit of P came out. Don't. Rick tittle you done broke my heart, but I still take you back you hella fine. Thank you for that and welcome back to the show Rick Tila with you coast to coast and around the world. Report today and the Washington Post. Or disturbing news from the Washington football team franchise. They had an official video chronicling the. Redskins at the Times two, thousand eight cheerleader swimsuit calendar and it was official video called beauties on the beach. And it had You know like you would expect women on the beach frolicking and Bikinis and. And stuff like that. What the cheerleaders didn't know was that another video intended strictly for private use. was being produced from that same footage. And set to classic rock music. It was a ten minute unofficial video which featured the moments when their boobs would inadvertently opt out of the bras or such things and the outtakes. Or what Larry Michael, who was then the team's lead broadcaster and senior? Vice. President referred to as the good bits. And Baker said in an interview. When he was President Michael told staffers make the video for Dan, Snyder Snider and the team have given no comment to the story. Other way Larry Michael vehemently. Denies this allegation he said nothing can be further from the truth I was never asked to nor did I ask someone to compile videos? As you described. Well The person who came out with this is Brad Baker who's a member former member of the staff there. He said quote Larry said something to the effect of we have a special project that we need to get done for the owner today he needs us to get the good bits of the behind the scenes video from the cheerleader shoot onto a dvd the forum. Now. The Washington Post said they obtained a copy. Of this video from another former employees. And this was a similar outtake video that was done in the Dr. In two, thousand ten, which include close ups of the cheerleaders, pubic? Areas. So, DVD was titled for. Meeting. in member of the the response to that post article last month I talked about widespread sexual harassment. Including by the broadcaster Michael. Snyder has publicly gone on record by saying that this has no place in our franchise. And that he has hired a law firm. said new employees standards, further future. Let they have done interviews with more than a hundred current and former employees and a review of the internal documents show that in his twenty, one years of ownership. Snyder has presided urban organization which women said they have been marginalized discriminated against unexploited. Now when it comes to be a cheerleader yes you are going to wear bikinis and you will have calendar shoots. Just a matter. If you're gonNA, do a tasteful or not I was a raider at judge twice everything was above board. It was nothing that was dirty I was we were told don't talk to any of the women to don't even say a word to him I didn't. So. This is just another thing that's of the creep fast there. Let's go to the phone lines at one, eight, hundred, eight, seven, eight, play. We Got Charlie in New York City what's going on my man? Hey Rick I wanted to Actually I. Want to ask you a question but I wanted to I was gonNA mention redskin thing to Snyder. There was also something I read their that he was trying to. Accept some party, some private gathering. He was trying to get one of the cheerleaders, the hook up with one of his. Doctor Friends is just so So, my question regarding what is can they? If some of this sort of stuff is proven? Can they force him to sell the team similar to stirling with the clippers? can they? Is there a way where if they deem him or just going on in that organization? So Terrible that they can no force. I known or out yeah. That was that was that was her name was Tiffany Bacon. She was a redskins cheerleader in two thousand four and they're out of charity event and he said, once you go up to the hotel room with this guy that was like that's what she'll alleged. Yes she was twenty six years old. She said she had never met. Guy And he apparently, he was supposed to be the guy that gave lay sick. Players use a doctor or something yeah. So write. This, stuff is proving, can the League force them to sell? That's a great. That's a great question Normally, I would give you a flat. No, but in today's. Climate who knows man I mean really who knows right? Didn't need you that with the. Having with the stirling with the clippers wasn't he forced south. Sterling was that this was a white cheerleader and sterling thing with Visa Viana was he was very racist. So said. The weird. The where you wouldn't expect a guy says to his mistress because remember he was married but he said have sex with the black guys but don't bring them to clipper games because my friends like. In the. Sweet. With black people. I, don't mean to laugh at. That's terrible. Yeah. Yeah. So you could say, yeah, sexist but it was the racist that really hurt Doc rivers and all the players. So. All right. So then not to choose one over the other but isn't sexy I. It just seems like it's a complete cluster blind in that organization. And Snow. If any of that is I. Mean They Sh-? They should really find a way to remove him. As an owner because their team is just they're there ten years away from being ten years away almost I mean. They just don't seem and just what's going on scenes Anyway. Well regarding the as and their push and doing well Is Chris Davis no longer in the line up because I I don't see all the as Games baseball packets, but I listened to him. And listened to the Games and watch their actually on quite a few times on an OB network. But I'll look at the box scores continuously I. He's not in the lineup anymore. I obviously reasons he's terrible. Is Is. What do they is he just not? They just not gonNA, play them, or are they going to try I can't imagine trading on the eight most of the contract which I don't see. That happening that's not the as way they're too cheap to eat money. There's another year left on his contract for next year but he he I think he has one home run in thirty games. I mean, we're the all-star break. We're at the halfway point of the He's he's been I mean think about this. The spot. Was a lefty you might understand but mark Cana was the aging and Robbie, Grossman was laughed and Laurie on his back and centre. Scott, Ian Wright they prefer Mark Canada him, and this is against the Rangers, the team that he owns now. I'm so he got a pinch hit the other night but I mean, he's he's not playing because as you said, he's not playing because he stinks you know and and and yeah, just. So as you were mentioning earlier about certain players. Every time I. Again it's not all that often every time I call them. Without I. Cringe. Here's another how strike out and So it'd be curious to see if they can maybe added the H. or something before the trading deadline like the. Guy In the red sox moreland someone like that who seems to be obtained. Instead of fair anything big and finally if I were the pirates last night last two innings I would lay down bunce. Ending and ninety I'm laying down every time. Anyway that's all I. Got Buddy. Thanks for the call I appreciate it, and we got open lines on the other side come on back on sports. Reilly. Auto parts has everything you need for your summer car maintenance at great prices are professional parts. People can help you find the best change supplies for your car like five quarts of valvoline conventional motor oil, and micro guards filter everyday low price twenty, six, thousand, nine for summer oil change stopped by reilly auto parts. owned. Auto. Parts. Mike the House going along needs a tunnel work. The pipes are leaking needs a new roof. The Gis broke I just don't have time to do it all myself. You know anyone just ask homeadvisor they match you with the best local pros for any home project. Cool. Yeah. You can read reviews and book appointments? Online. What's it cost? Actually homeadvisor is always free to use Nice I'll check it out go to homeadvisor dot com or download the free APP. Attention, timeshare owners, this is an urgent consumer or from a timeshare exit hotline a National Company specializing in helping consumers legally get out of their expensive timeshare contracts. We're offering you a way to legally get rid of your timeshare. 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At the laundromat last night and I was hellish check him out. You know it's funny because I wonder nowadays by the way. Welcome back to the show in the lanzobol one, eight, hundred, eight, seven, eight play. If a cop is going to do something as brutal as he did against. The event in Wisconsin that it's not just that the ramifications worldwide what it means of course, they don't think about that but. This that we might have a game that's going to be boycotted because of it, we'll get to that in a second the lands available. We Got Mario Down in Florida. WHAT'S UP Mario? Hire you read the Dan Snyder GonNa have a law firm to tell them what's appropriate essentially, what's appropriate? What's not 'cause? I can do it for a lot less than what that law firms. Charge of don't be a pig that. Zero pretty easy. But you see it looks way more official. If you say I'm going to spend three hundred K. on this firm to really look at us. Well, that's the way of saying I'M GONNA pay a small fine. You know like Newman with the library no like Philip Baker Hall with a library book there'll be a small fine and we'll move on you know you that's for him. That's nothing I. Guess It is I. Guess a way for him to formalize that there were real steps to be taken with documents that are signed and depositions or whatever, but holy cow you know. We've all had. Ready, you know how roughly old I am. So I've seen the evolution of of how this this particular situation that has evolved over the course of many decades now. and. It's when you go back and look at some of those old. TV. Shows in the sixties and seventies you just and does he not understand that? Kind of environment kind of leadership. Do you have that redskins front office and believing this isn't a virtue signal I have daughters what kind of of. Environment. Are you willing to to promulgate in an office like that where people feel emboldened to do that kind of thing to have that kind of behavior I think if you're a lot of guys. You know they go to frat houses. Then, they never leave them and I think when you're real. Because I'm not really rich but I think if you're really rich and you just hang out with other really rich guys, you never really leave that Frat House. Yeah. You probably. You know you know what? That's pretty good unified theory of appalling behavior. But from all the for a lot of men I think and you know obviously dollars LUBRICATES dollars are. Wealthy is probably a lot like the drunk. The truth of what you are really comes out and they said Dan Snyder wonder how many people have said to him in his entire life. This is terrible. Don't do it stop right. Yeah and I live in a Frat, my freshman year and. This is why I had to go to college for five years because I basically through my freshman year away academically. And otherwise I would. Have had to I don't know join the army or something. I had to get my my head screwed on straight because all they did. was. Throw two parties a week. Beers on tap in a bar even though we were underage. And it was. You know I'm the Bay Area Guy Not that I'm holier than thou. But at least I had some sensibilities about people being mistreated and it was amazing. How many girls allow themselves to be mistreated and it was an absolute sausage grinder of misogyny and and it. It was it was I knew after a year that I had to get out. This is my surprise you right but never really fit in with a frat crowd. A whole lot of experience. Wouldn't fit in with the DND crowd either because you too Sassy and then you'd say look Paladin will beat that beholder every time. added. Play. Chess and I m runner by the way. How's your knees? The knees are actually fine. I. Have this thing with my rotator cuff. It's got like a tendon apathy and then. It's just like super painful and then my physical therapist now I do these facetime things and she said, yeah, they call it the fifty year old shoulder I'm like wait everyone has it. And then I. Thought well, maybe because I played so much baseball and football and you know my dad always has to tease me and I said, maybe it was all those passes through and he said Yeah but you weren't very good passer. I said well, I said even if I'm throwing pick sixes I'm still throwing it. Yeah. Very, the the subject of the tendency can only pick sixers. I gotTa tell you. I think Tom Brady might be an upgrade overcame as Winston gives them the reports coming from. camp. You know so are you are your dear, daughters care about The, bucks. No my daughter, my my younger daughter doesn't give a damn about anything of a Smith sports-related. My older daughter fell in love with the game interesting story. She fell in love with a game last year and I think the first outstanding players got a chance to watch whole game through drew brees Jessica. Now she has a group resigned Jersey we go out and play football every day five she's on the floor acting where she Knocks the door dad can I come in and she wants to discuss who made what move and what if this player was good. She got mad and yesterday. This is this is here. Rick. My daughter play Madden and you know how I feel about video game. Right I love. Listen. She's a very smart girl because not only play game she knew not to tie her horse to the damn bucket nears. But you know what they're saying down there you know the players are going Cada Mighty. He's good and I thought to myself if he's still doing this at forty three years old, maybe he played play least forty, five, I don't know man I can tell you this. The defense has come along there. There's A. Very solid chance they get at least a playoff, win this year not office wildcard or but I don't think I don't think anybody's getting past San Francisco unless everything I think about Garoppolo is true and he's proven me wrong at least for one season. So maybe you know I don't think they can get past San Francisco if if Garoppolo turns out to be much better than what I thought he was. I think Garoppolo is fantastic. I. Thought. Me Do this he doesn't do that. I know against Orleans for four, hundred, seventy yards or something without bunch of touchdown converted I. Believe me there were Niner fans out here before last season who are like, let's move on from him before the season started I I was saying that I thought he was fantastic. Yeah I don't be fantastic, but he's definitely top ten quarterback in my opinion, the NFL and you know what I, what Jimmy Garoppolo here's the one thing that I. If I were in the draft room drafting a quarterback after watching Janusz for five years. Here's the first thing I would say first question I would ask or get get this on tape. How fast is his release because the guys who seem to do well in the NFL are are can go from zero to sixty with that football in you know in a Nanosecond, you watch Garoppolo just flicks it out Aaron Rodgers flicks it on my home splitting out anybody who's got a cumbersome release eventually, the league catches up with them because they get to break that damn ball because of that and you know this Req- played it doesn't take a whole hell of a lot of tenths of a second between interception in a window. Which one's more handsome Brady or Garoppolo? I'm. GonNa go Garoppolo I I think I think I- i- Brady looks always reminding me a little bit of you take a Frankenstein and you say, look. This guy up and through multiple surgeries like that chip eating lady The. Lady's face got eating. They go through all those surgeries and that's what they did with braiding to turn them from Frankenstein I think at some point into a reasonably good looking good looking enough to get. Some, Brazilian supermodel to hang on his arm. I when you said Garoppolo I was GONNA, say I agree and then ended and then you gave me the most fantastic answer I've ever. That's what that's called brick. That's why I call the show 'cause I know you would appreciate it. All right. Thanks for the call Murray. As Frankenstein. That's pretty good. All right. Back to reality here. In the NBA decided that they were going to play out the rest of this year, they made it a point to the league that they wanted it to be a focal point to remain on the topic of social justice least brutality. Yell Movement. and. They have talked about you know justice for Briana Taylor. all sorts of things that they have been doing down there with the jerseys and the names on the back, and the NBA has pledged to donate money that helps her black communities and television commercials played during the Games call for equality. jrue holiday and Patty Mills who went to the same college as me they have donated their entire salaries this year the Social Justice Causes Lebron James. Starting. Voting rights groups. At aimed at combating voter suppression. Focus has remained on social justice. So this latest shooting of an unarmed black man in Kenosha, Wisconsin has been playing very heavily on the minds of the players and the coaches inside the NBA bubble. And so so much in fact now. That game one of the Eastern Conference semifinals, which is supposed to be tomorrow night between the Raptors and the Celtics. Might, be boycotted. This is according to woge and my friend from. Oakland Marc Spears. Players met last night in their hotel, which is in the bubble. The way their options. And Raptors Guard Fred van of lead. WHO. He killed me last year but I have a lot of respect from this was a D. League player made his way to the big club and he got clubbed in the face and the finals and I remember seeing him lying on the court, the huge black guy he kept on fighting. Fred van of leads said we knew coming here and not coming here was not going to stop anything but I think ultimately playing or not playing puts pressure. On somebody, for example, this happening Kenosha Wisconsin if I'm correct. Would it be nice if in a perfect world, we all say were not playing in the owner of the Milwaukee Bucks that's going to trickle down. If he steps up to the plate puts pressure on the District Attorney's office, and state's attorney and governors and politicians there to make real change and get some justice I know it's not that simple. But at the end of the day, if we're all GonNa sit here and talk about making change and at some point, are GonNa have to put our nuts on the line and actually put something up to lose rather than just money visibility? I'm just over the media aspect of it. It's sensationalized talk about it every day. It's always see that it just feels like a big pacifier to me and quote. Are Interesting, now he didn't go into the details how this is going to be The reaction from the team. He said I'll keep that between our team we're dealing with in real time and I think it affects everybody differently. It's pretty fresh on my mind I'm sitting in front of a camera I'm just speaking I'm going yeah. There's a lot of different things that we've been discussing. So the discussion is boycotting the game. And, we'll see what Messiah Jerry says about a President I o, of course, with the Raptors all star he told SPN's Jay Williams in a text that at their explain anything and everything. Nick Nurse Coach said I don't think I can probably put a percentage on it or anything I think that again it's ongoing discussions I. think it is on the table you know there's some other ideas on the table as well. I don't know. So you know the whole thing about kneeling and trying to be peaceful I. Don't think that's enough right now for them. So we'll keep our eye on that whether get they're gonNA boycott or not armor. We'll take a quick break come on back on sports. Off. If you or a loved one is suffering from physical or emotional condition that has left you unable to work. Then listen carefully take this number down eight, hundred, five, nine, three, seven, four, nine, one, that's eight, hundred, five, nine, three, seven, four, nine, one when you call you'll speak with social security disability expert and get a free evaluation to see if you may qualify for disability insurance benefits from the US government. 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The only way to access our low rates and save up to seventy percent is to call save hundreds on your vacation tickets by calling right now, you can fly anywhere in the world and pay discount prices on your airline. Tickets. We'll go flight today to London Paris Madrid or anywhere. Else you WANNA go and pay a lot less guaranteed call the international travel department right now at low cost airlines eight, hundred, seven, five, four, four, five, three, one, eight, hundred, seven, five, four, four, five, three, one, eight, hundred, seven, five, four, four, five, three, one that's eight, hundred, seven, five, four, forty, five, thirty, one are you paying too? For Term Life Insurance? There's a tremendous price war among the major. Term Life companies rates have dropped dramatically in the past two years. For example, a man aged forty five non-tobacco user. One million dollars of coverage is only seventy five dollars per month level for the next ten years or a man aged fifty non-tobacco user can buy a half million dollars of coverage for a monthly premium of only one hundred ten dollars guaranteed not to change for the next twenty years. That's right. Level rates for twenty years, and if you're a smoker. We have great rates for you as well. At the term lifeline, we specialize in policies of a half million dollars and above. So if you're looking for new or replacement term life insurance call right now for a free quote rates and availability may vary by state sample rate Mozart patient offer tobacco underwriting exam required to qualify eight, hundred, eight, zero, seven, nine, thousand, nine, hundred, eighty, one, eight, hundred, eight, zero, seven, nineteen, eighty-one that's eight, hundred, eight, zero, seven, nineteen, eighty-one. Tiny now. You may all be internationals. And have won all the domestic honours there are to win under, Don? Revie. But as far as I'm concerned, the first thing he can do for me is to chalk all. All caps and all your pucks and all your patterns into the biggest flipping does spend you can find. Because, you've never won any of them fairly. You've done it all by blooming cheese. Rick tiddle was selected at random from the phone book to host the show. Thank you for that couple of minutes left in the program. You might remember if you saw the HBO documentary the Scheme Christian. Doctrines. And he talked about lsu coach. Will wait. He called them gangster. He just said I got a lot of respect for how he kept his job. And there was a conversation allegedly were weighed with saying that they could compensate a guy more than the D. League. Well today it's come out from ESPN that he's now part of an impermissible payments scheme made to nearly dozen potential recruits or people close to them. Documents allege that weighed a range and offered violated impermissible payments including cash payments to at least eleven men's basketball perspective student athletes, their family members individuals associated with the prospects and or non scholastic coaches in exchange for the prospects enrollment at Lsu. So whether he gets caught on a wiretap or whatever. Remember the swear words that he's I. F St- remember he goes I offered him a strong ass offer. If, he keeps his job this time I don't know. I'm Rick Tuttle. Thanks for tuning in. We'll see tomorrow around I am pack. where, the rubber always meets. Drink actually I'm not even sure what that means. Speed Radio, network. Live at heart. Dot Com. This stream is supported by advertisers and contributions by. Follow us on facebook twitter and INSTAGRAM's. And had developing story. Illinois police are saying they've arrested a juvenile after two black lives. Matter protesters were shot while they were looting a car dealership day three of the Republican National. Convention will be highlighted by Vice President Mike Pence House minority. Leader Kevin McCarthy says, the first lady deserves praise for her speech. You've watched this first lady time and time again, put our country first and party last, and that's exactly what we saw last night the California Republican his comments on Fox. News. This is USA. Radio News I'm Dr John Hoult Veterinarian. And Twenty, twenty, twenty, twenty, one Avia may immediate past president with the latest on couvert nineteen and pets there's been a very limited number of infections and companion animals with most cases, ASEM dramatic or with minor respiratory issues. Here are some key tips if you're healthy, keep practicing good hygiene with your pet, wash your hands before and after playtime and when handling food waste or supplies. It's best if you don't let your pets interact with people or pets outside your household especially, if you're in an area with communities, thread exercise is important for your. But try to steer clear of crowd of dog parks mind the heat socially distance keep cats indoors whenever possible. If you're ill with Couva nineteen, try to have someone care for your pets. If you can't always wear a mask, don't share food kiss or hug your pets and wash your hands before and after any contact for information on keeping your pets happy healthy and safe visit Avia made dot org coastal residents in. Texas and Louisiana running out of time to seek safety before Hurricane Laura arrives tonight. The National Hurricane Center, saying the storm could bring a surges highest twenty feet in some areas workers for the big three automakers are getting quite cozy working from home as we hear from USA Radio Networks Chris Barnes Washington the Big Three American carmakers in Michigan still not ready to bring back workers as Ford says, it's not bringing back. To its headquarters in Dearborn until January at the earliest GM says, it will reevaluate things in October, for their workers returns and there's no word yet on Fiat Chrysler's plan for a return of its white-collar workforce. All of them have been working from home since March nearly seventy five percent of Ford's workers. Do say they want to continue working from home through the end of the year more news online at USA radio DOT com this is USA radio news. Now, you can fly anywhere in the world and paid discount prices on your airline tickets book a flight today to London Paris Madrid or anywhere. Else you WANNA go and pay a lot less guaranteed call the. Travel Department right now at low cost airlines eight, hundred, two, one, five, five, one, four, one, eight, hundred, two, one, five, five, one, four, one that's eight, hundred, two, one, five, fifty, one, forty, one across the country college students are being suspended for Violating University Kovic Safety Protocols earlier this week. Ohio. State University suspended two, hundred and twenty eight students prior to Cla- starting at. Syracuse University in New York. Twenty three students were suspended for similar violations to the Colleges Kovic nineteen safety protocols. Now, as far as if these schools should be holding classes, Scott out list is on the president's Corona Virus Task Force team. He tells Fox News we have a very low risk environment than universities ninety, eight percent of university students are under thirty, five, ninety percent of. Public Four. Year College Students are under twenty five and these are very safe environments when you start testing were ace symptomatic or mildly bill, then you end up getting the schools close by definition because of an outbreak, which is really a misnomer but then you end up sending them back home to a high risk environment, which is where the elderly parents live. It's totally nonsensical. Really. anti-science to close schools on the of patients who are really ace fanatic and have very low risk U s servicemembers were injured after a fight with Russian forces in northeast Syria. This week according to a draft military statement and a person familiar with the matter for US troops have been diagnosed with mild concussion like symptoms according to draft Pentagon statement for USA Radio News I'm Timberg. We are the jet destroy, network, Eddie debt you have credit card tents, student loan debt call. Now for free information that helps you destroyer debt. It's great advice plus when you make this free call now we have debt destroyer experts ready to help. They can show you how to destroy your debt and get your life back on track debt problems don't have to be overwhelming you could live stress-free and debt free credit cards. Medical Bills IRS tax problems even student loan debt learned about free programs offered by the credit card companies hospitals, and even the government that can help slash your dad call the debt destroyer. Now for free information call now eight, seven, seven, three, six, zero, four, zero, two, eight, seven, seven, three, six, zero, four, zero, two, eight, seven, seven, three, six, zero, four, zero, two, that's eight, seven, seven, three, six, zero, four, zero, two. From San Francisco, I'm a sports byline broadcasting network. You're listening to wrestling observer with hosts, Bryan, Alvarez, and Mike Semper V.. Let's get it. Says here on wrestling observer live. We're here everyday Monday through Friday new Pacific eastern Sunday's re Pacific six Eastern. Well we got a lot to get into today. It's Wednesday. Normally, we would be talking about an eight W but. There is no awa tonight aws tomorrow night. And expertise evening with a lot of things to talk about here. Now, one thing of which was mentioned on television but hey, they had to take over this weekend. So it's follow up to take over. The show will be opening with an update on Carrion Cross him and Scarlett or opening up the show you got a medical examination on Monday I have no idea what happened. At that, he told ESPN that he expected that he would not miss much time. So I guess we shall find out exactly what that means. Tonight if the MRI did not come out well. Well. He may be stripped of the title if the MRI came out. All right. He may be missing no time whatsoever. So we'll see what happens there opening the show with that tonight, and there's been a lot of speculation about what is going to happen. We've also got the raw ratings for Monday. So raw was coming off summer slam and traditionally, there is little if any post pay per view bump of late especially on weekends where there is a takeover also a pay per view, we have found that you know the old days of big. Bump. Not. There anymore. But this was the third biggest show of the year. And on top of that, it was the first raw in the Thunderdome and as results the number was up. We'll talk about that when we come back from the break, what it means, and of course, the big question is, can they sustain this increased number? We also have updates on the contract that me assigned with the Amway Center Ford Thunderdome we talked a little bit about this four, hundred, fifty, thousand dollars between now and October thirty first for everything. They've got it broken down by day. We'll tell you a little bit about that and plenty more. Also final soon show. Very exciting David Finley is gonNA. Join US TALKING NJ WORLD DOT COM new Japan Cup. USA more back in a moment for life. Eight entree spokesperson a Budget Allison Law Firm with principal office in Houston Texas attention. All former boy scouts or cub scouts if you were sexually abused by an adult scout leader, even if the abuse happened decades ago, listen closely as you may be entitled to substantial compensation. The Boy Scouts of America have billions of dollars in assets and have agreed to set up a victim compensation. Fund. For Victims of child sexual abuse even if the abuse happened decades ago, our attorneys can file a claim for you and get you the justice and closure you deserve while you remain completely. 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Combination of the shows thunderdome debut being the day after summer slam lead raw to its best numbers and more than four months averaging two point zero three million viewers in point six, seven rating at eighteen to forty, nine numbers of twenty three percent in viewers but more importantly, forty percent at eighteen to forty nine. So they did have a younger audience checking them out about two hundred and fifty thousand if he eighteen to forty, nine demo. Have not been watching raw in the past several months. Is mostly thirty five to forty nine gains since the eighteen to thirty four increase was eighteen percent. They cannot get this young audience. It's incredible. I the third hour drive of eleven percent slightly better than most weeks but it's in the normal range. So was not people checking out new technology and leaving it was a lot of new curious viewers who mostly stayed, which is a good sign. Kita, this isn't that the numbers for the day after summer slim were good but they went against heavy competition Republican. National. Convention six point five, four, million viewers on Fox News alone as well as big numbers and other cable stations plus there was NBA playoffs on TNT three million viewers one point, three, four, and eighteen to forty nine for the late game. Two point zero five, million and point six, six in the early game which is. Interesting. Actually they did. Let's see here to if I could do some math of Tom. Ahead. Let's see one, point, three, four, point, six, six. The double double the eighteen to forty nine in the later game. How Rose six and eighteen to forty nine for the night twentieth overall I our two point one, four, million very good I our second hour two point Oh five million very good at one point nine, zero, million in third, which for the third hour is very good so. To me listen. We have not seen. A big. Post pay-per-view bump. I can't even remember the last time. It's been a long long time. So. To me, this is the Thunderdome. It's people that the show is so much more lively it so much more exciting I mean, yes we are having some problems with with things on the screens which by the way I have been told that they're going to be making some changes and I I, don't know this for sure but the impression that I get is You know when they've been doing this for a while. They are going to find some fans that are going to obey the rules. No matter what maybe they've done it for three shows already you know we we've had. Jesse WHO'S IN OUR CHAT? who was I think on raw if I, recall correctly and Excuse me. Dynamite. I saw Ron the screen with my own two eyes. Oh, she was on raw. Physically she was. She's not. She's not going to hold up some goofy sign how the hell she showed up at all these places. To, have her on to let us know what the 401 one is and has made me Willett Info. But anyway, it's in there. That's beside the point. The point is like she can be trusted and they're finding other people that could be trusted and so I believe they're going to do is they're going to fight all the people they can trust who've done this before and are trustworthy, and they are going to be in the lower bowl and Then everybody who they don't necessarily trust first timers that are going to throw them all up into the upper bowl and they can put a volcano on the screen. You're not going to be able to see it because way up there in the upper bowl I think that's where things are going here. But Anyway, the point of all of this is the Thunderdome is a huge improvement over emptied dark arenas and I think that's clear from the numbers now. There's still a show I thought the show. Monday. Pretty much sucked. So we got to hope that the show sucking is only gonNA run off a small number of those people that came back. But we'll see we'll see on Friday the second week of Thunderdome for smackdown, and we'll see next Monday second night of Thunderdome and who knows what will happen when there's no convention strong six, million viewers. Maybe it's GonNa be even better. Well we'll see we'll see We've seen this bump before the Ron. Brown was Zolia this there somebody's coming back nothing last this immediate know nothing like this but my God low they've been for so long. So maybe this has snapped. Lapsed. Fans over the last six months back into. You know maybe paying attention again or getting back into regular viewing I. got it. I'll believe it when it happens when this becomes a trend, then I'll worry about it for right now it's a plus because it's an improvement but we'll have to see if this was just a one time shot because it was after the summer slam and people may have heard about the thunderdome on smackdown and they wanted to see it on raw and I was maybe the first time that they did so so we'll it was it enough to make people come back I don't know you know. The presentation is more lively. It does offer a bit of you know randomness endanger guess you know there's obviously the stuff that should not have made itself up there but you know in some ways for wwe right now, I'm not saying any news is good news, but they're probably going to be people are going to be curious as to what they heard. How does this stuff make it up to the screen? What does it look like we'll see how it goes. But again, unless this is GonNa be you know a couple of weeks? There's really nothing you can take out of this other. Then there's a little bit of Interest Pete. Further. Details of deputies contract with the city of Orlando Florida. were, revealed on. Tuesday. Greg. Angle first reported the details of the contract that will see Debbie pay the city a minimum. So a couple of days ago, we had some Info and it was gonNA pay four, hundred, fifty, thousand dollars. From now until the end of October and I was like dude, four, hundred, fifty, thousand dollars from now until the end of October for a company that used to spend more than one million dollars, US show when they were renting out arenas. Company. That's making more money than they've ever made before. This is a steel. Well, it turns out they're gonNA. Pay The city a minimum of. Two hundred thousand dollars. To rent this through October thirty. A minimum of two, hundred, thousand dollars. Dude, we need to run our show from the Amway Center for real. The venue is going to get twelve thousand dollars for a Sunday pay per view. Ten thousand dollars for any Monday through Friday events. Seventy five hundred for days in which WBZ. Personnel Work Inside the building and twenty five, hundred dollars for a dark day win no work is happening. Today. For free money to the city an incredible deal for wwe. There's I other way you don't think that we could make this up in cheers but it certainly not out of the realm of possibility that we could rent the Amway Center for a day here on wrestling observer life we thousand dollars is yeah, I realize nothing's happening in the building but my God Holy smokes. Do you guys see the amount of money that this company is making on the last report largely because they weren't running arenas anymore. I mean. Dude. It's ridiculous. So we also know that the next pay per view after payback will be Sunday September twenty seventh. W. We can extend or shorten the contract with two weeks notice. So do if I'm wwe and this is doing good numbers. He's extend his contract through the end of the year through the end of next year. Just. It's crazy. This is crazy good deal as long as they're down with this idea I mean, what are you GonNa do break up the monitors and move him somewhere else if you're doing this idea and they're not gonNA do anything else inside that building yeah. You'RE GONNA use thing for as long as you can. I think as long as it's functional as long as Vince thinks it's a good idea. I. Mean I think I don't know if they're in there to stay but they're in there to stay I mean, again, what are you GonNa do break all that stuff up and leave no way. We also have this tonight annex t post takeover thirty of the Shell. Have Three matches announced there is Santos, Escobar versus swerve Scott. To. Now. I think I need to take listen. I'm a I'm going to go over this after the break because this, this might take a while. In the meantime here's your lineup for the August African it go to the break everybody I'm holding all thoughts till after the break. Observer life. Hey travelers do you want to save money on your next flight? Then pick up the phone and call that's right call because the best prices are not online they're with smartfares. See smartfares has special deals with the airlines. When they have unsold seats, they use smartfares to fill them. So you get airline tickets at ridiculously low prices. Our prices are too low to publish online with the extra money you'll save you can book another trip for treat yourself to dinner or. Shopping system searching all of those travel sites to find the lowest price on your next flight. 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No. Anytime you're outside you be race attack, the skin. So you need protection and you have to reapply sunscreen every two hours remember SPF plus broad spectrum healthy fun in the Sun visit www dot FDA dot slash sunscreen for more information a message from the US Food and Drug Administration. You're listening to wrestling observer live with Bryan Alvarez and Mike Simple v on the sports byline. Broadcasting Network. Buddy. Right Elber is year wrestling. Observer, live. Super Vee. Also Wrestling Observer Dot Com sports byline twitch, DOT TV slash, for W., video. All of our friends. The my your ten ninety am. Might away on the commercial break for twitch home users A. The end of how Vinnie. Shoulders really became big vinny or whatever was and. I take a bump into the pool at the end. I hate water legitimately I, hate water all these videos I ended up going into the water. I. Got Hip toss into a kiddie pool. I got bumped into the pool here and further twitch homeys. I put up a video on the twitter chat, my ice bucket challenge, and you'll put that one on twitter also ended up going in the water. Things I do for you people now listen. And sees giving me a headache. I didn't even know this I started reading the preview. Tonight on X T. I might even make this up. It's like it's like this done to irritate me tonight on an xt. Soto's Escobar. Is. Defending. The title against Swerve Scott? Now let me backtrack a little. As Mike's. landscapers. Cutting the grass as loudly as possible with a military level on more the BRISCOE brothers have nothing to do right. So listen. Last week on the show. I figured as did everybody. That they were going to do Santos Escobar versus swerve Scott for the cruiserweight title at the takeover show. So they book a match. It is. FANTASMA crew, Llegado del Fantasma against Xango and swerve Scott Okay. Well, what's the obvious thing to do? Well, things do is swerve Scott pins the champion in a six man, and you announce on the pay per view your going to do a cruiserweight championship match. All right. So they tag match. and. The finish is. FANTASMA SOTO's Escobar. He Pins Tyler. Breeze I was like. What. Why did Santos Escobar Pin Tyler breeze. Source got starting involved in the Finnish but Swertz Scott's team loses. So. There's no announcement. Of this title match ticket place it takeover so I thought. Okay. They're not doing a takeover. Clearly, they'll start something on television. They'll do something on television and they'll somehow setup this match well I wake up I go an observer live I start reading the lineup they're doing swerve Scott versus Santos Escobar. With no promotion on national television. The angle these shot on national television involved Escobar Pinning somebody on swerve Scott's team. Why is it so hard can someone please explain this to me. Mike. Help me here. I can't make you feel any better. I can't maybe this will make you feel better. It'll be a great match. But I now going make you feel worse. We're going to get some sort of crap tastic here where you know now we're going to have to have another match where we're probably going to have a crap tastic finish, which will lead to another match with crack tastic finish I just they're going to do cruiserweight title match tonight that will end with walking wild and railwaymen does running in. I'm I'm very confident in that I? mean. We're not going to get a clean finish here and this will continue to go on and. Again, why they decided to take this tack to do this? I have no idea why swerve needed to lose last week in that tag no idea why he needed to get beat up it raw underground because they had I. Guess no other extras except all of them there when he was going into a rivalry with Mendoza, I don't know I don't know why they make decisions they do and why they decided to go in this direction. But I don't think we're going to see a championship challenge or a championship change your I'm just hoping for a really good match. You know finish that's not completely awful but I'm betting it's going to be pretty awful. Mike. You've said this multiple times and can someone can someone? Either confirm or deny I don't ever remember swerve Scott being beat up and Rhonda Ground I'm pretty sure you was I'm like ninety nine percent sure that he wasn't that first week of mistaken. Well I'm sure we'll get an answer here. I'll find out but I'm ninety, nine, point nine percent. Sure that was not worse. Got To got beat up deal madden had gotten beaten up I. mean he was one of the guys but there were multiple people I believe I believe he was one of them regardless. You know he's okay. Even if I'm wrong about that which I don't believe I am if I am it's an honest mistake but. Again this is look at the bill to how this thing has gone. Look at how they let me explain more but hold on look at how they portrayed swerve Scott Anyway. He gets the win over Escobar during the tournament. He's the one black mark on Escobar's record and you have a guy there whose really excite you have a guy there whose very unique who again we have had him on the show people have heard him he's he's great. He given the opportunity in the ball he's going to be able to carry it I believe but you gotta give him the ball and to build him up to situations like this where he's on the. Those losing sight of a team and then getting a title shot and being you know the belt, not even getting not even having a championship match it takeover on the pre show anywhere near there I mean I don't know I just I have not liked how they portrayed him. I haven't laid how they laid it out I have late A. Different Tasma I think that's actually been a really good way I think they've done a good job with them but again, I'm not looking forward to this. They've done nothing to make me look forward to this match and I have no. Feelings and no support behind swerve Scott that he's going to win here, which is part of what you want your viewership to do. Don't you want them to think that they may actually get a championship change I just feeling you're GonNa get a crappy finish. I'm curious. Because guess. What else happened? So are you ready for this? I, trying to get this off my chest for five minutes now. So not only not only. Not, only are they doing this match? What did I say happened in that tag match last week. Do you remember Mike I've used per lot of words go ahead. They faced Brazil's angle and swerve Scott. And Tyler, breeze got, pinned. Okay. You know what else is happening tonight. Resembles titles present goes getting tag team title match, Yeah Yeah. So Dude, not only not I realize I realized that on the pre show Brazilian go won a number one contenders match okay. I understand that this happened but why were they even in it? Exactly if they were GONNA get a title match on Wednesday and Swerve Scott was going to get a title match on Wednesday. Why was the finish of the six-man swear Scott not winning and tyler breeze getting pin by FANTASMA can anybody explain this to me? Purple with Fury. Purple you heard me. What else do we have tonight anything else ridiculous. He'll shrine rea- ripple against Dakota Guy and. It says here Raina Gonzales who wrote this? It's Raquel Gonzalez? I know that's a real names. I can't take anymore of this. Do we think we get an explanation on why Damon would jump into a hot tub with his gear on to that was the best part of that whole takeover. This guy had a hot tub in the woods with two women and he jumped in there in leather pants. Have you ever jumped into a hot tub with leather? Pants Mike? Leather Pants no, I have not. Good cuddle mighty shook the champagne in their little. There is good news. There is some good news for annexed. T I mean, yes these matches are probably going to be good but bro. Stu. Bennett since you're STU Bennett for some reason even though he's Wade Berith Wade Barrett I know that's his real name is over shoot names going on but Wade Barrett is going to be doing commentary for an x. t tonight that should be very good. You know why? Because he's very good at his job he's an excellent talker so I'm very excited for that. Apparently unlike me today, anything else you want ramble about I'm I'm done now while you know, can you give me a little bit of a high sign here the when you're GonNa, go launching into things and trying no idea what the setup of this show is like, which is show up, see how long Brian Talks for, and then if there's anything leftover, you know sloppy seconds here we're talking about the the cops that's all I'm left with your please. Did you watch new? Japan here's something you can talk about I have not watched new, Japan Be, filling the other void tonight Instead of watching a W exte-, I need to have something to balance out an xt especially after the way you just described it. I'm not really looking forward to it. So I will at least be able to watch annexed I going to do this and then watch new Japan and Watch Toru Yano hop around with his legs all tied up. That is going to be more entertaining than watching swerve Scott losing a crap plastic way. Well, we got our wacky matches desperado beat Kojima in Ainhoa finishers allowed match. Kojima use the Larry. He tried to use his finish and he was de queued. I need to talk to you Okada. Then we had Toru Yano beating Bucci A to count pinfall match where bushy taped Janos feet but Yano reverse and scored the pin. I'm betting that was better execution than how you describe it I don't know. I. Don't think that was better execution than I described it. Well, probably not a be show and one with a figure four in a submission match and Okada beat you drove ghetto Giada, in a handicap match when he submitted ghetto with the Cobra Clutch. It's the thought of Genoa Gaito just crisscrossing the ropes in their speed at that's funny. Their condition yes funny. Is like. The idea, the idea that Okada would win a one on three match. I mean on paper it sounds ridiculous. But when you think of the three guys involved like he's got a better chance winning a three way because of two bumbling idiots bunk into each other the whole time then he wouldn't singles match. This was very territorial face not only we're going to beat you up I'm going to beat up your manager and your partner as well too. So Yeah I. Mean that this actually is makes a lot more sensitive seemed on the surface. A speaking of new Japan everybody when we come back David Finley? is on the show. It's going to be a fun time stick around back in a moment of her life. 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Code Radio at coverage. Dear dot com coverage gear dot com we've got you covered. Now You're listening to wrestling observer live with Bryan, Alvarez and Mike semper bb on the sports byline broadcasting network. is here wrestling observer live a Mike Zimmer v also. Observer. Dot Com very happy today. To be joined by one of the stars and JP W world. Japan Cup, USA, and J strong. We got a lot of plugs to get in here today. David Finley's joining us on the show David. How're you doing today? Good how are you doing very well, I was a huge fan from the first match you had in this tournament of you. Just. Saying that because you're on the air, you can go back and listen to some of the past shows I was I was very impressed you. You've made some changes. It looked like you'd you lost some weight and you changed your look a little bit i. like Man Look at the sky and the next thing you know you go all the way to the finals and unfortunately you did not win but you made it quite a showing for yourself. So I guess the first question tell us a little bit about this comeback here. I guess thanks for noticing I kinda it Kinda. Came from just not being happy with where I was that the stemmed from my shoulder injury last year I dislocated my shoulder tore half my labor. And I kinda sat and thought and. Realize like if this was a career and the injury wouldn't be very happy with my career so that Kinda is what sparked some changes but yeah I mean. This quarantine helped uh, I was able to work out train hard. My Dad lives like ten minutes away from me. So I've been in a ring weekly. So things have going pretty good. It was going to ask you what your covert like had been like you know with losing all of this time. I, mean, how have you how? How have you been able to scratch that itch in the ring every day and just working out every day or what was kind of like for you being such a a dramatic change especially right before an exciting time of the year. Well. My days consisted of. Training. Garage playing with my dogs and watching netflix pretty much I live in Georgia. So it's fortunately slash unfortunately like pretty open. So gyms have been open and everything. So I just been walking around with a bottle of this affected lifting weights. Sounds, like a hell of a life quite frankly. You. Can't. Complain. Now, I know that some people are aware of this that you are a fourth generation. Wrestler. Your Father Obviously Finley and also your grandfather and your great grandfather. And I guess you had another a referee in the family as well. You're your aunt a referee is that true? Yes my dad's sister was the referee. Okay. So I guess the question is. I mean who who, in that lineage have you ever actually met in your lifetime like did you ever get a chance to meet your grandfather great grandfather I didn't know when they passed away is there is there footage of them have you ever seen them wrestling? What can you tell me about the family? mcgurn is still with us. He is. Still I mean, he's pretty. In amateur wrestling right now he's in mid eighties I don't think he knows he's in his mid eighties. Honest. I think I briefly Matt my great grandfather when I was a toddler so I don't really remember it. but yeah, I think it started off with my great grandfather was like a promoter slash announcer wrestler kind of jack-of-all-trades, and then when it went to my grandfather when he kinda start wrestling. He was more involved the actual like wrestling side of things performing. And then I mean, you know how my dad did. So I don't have any I don't have any footage that I know of. But. My grandfather probably would. You know I, your father obviously I think everyone is well aware of this. If you're not I don't know what's wrong with you but fit Finlay is just one of the greatest. He was so great and even there was a period when he when he badly injured leg in WCW and he and he pretty much retired and he ended up going to work for me as a trainer and I was actually at a wwe show backstage in the early two thousands and I was watching him in the ring before the show training and he'd been retired for a while and then all of a sudden he's he's trying to show I think he was training with the women or something and he decided show them how. To do a series of KIP UPS and watch them go boom boom boom boom boom like five in a row I was I was completely blown away. You know he was he was older at the time he and wrestled in I was just so blown away by this guy, have you ever as his son? I mean zero level of man this is these are big shoes to fill here. My father's ever weighed on you in any way or is it just sort of like man? He was great now I'm going to be great. Now. I think about just about every time I have a match. To be completely honest. which I like the challenge of trying to surpass my father even though it is a giant boot to fill I guess. But yeah, I would agree I mean he's He's the man. He's sixty years old. Now we've got my little brother training. To become a wrestler as well, and like he hasn't, my dad hasn't lost his touch at all six years. Old Everything he's still moves snappy still moves great. It blows my mind. What what is he helped you with I mean in terms of I mean how often do you guys work out together? Does he watch your matches? What kind of advice does he give? I mean? Is he one of those older guys? It has a modern mindset where you know he looks for modern ways to do things or is he sort of? Well you know I'll this flip it around and everything but you know you got to concentrate on the basics. How is he in terms of being a mentor to you? I mean he's a huge help to me. He watches all my matches They'll give me feedback on all of them He played I really would credit my. Pro Wrestling Knowledge to my dad training me also like the new. Japan. Dojo. The sole person that I would say train me my dad. But he It's kind of I. Guess It's a lot. He's one of those modern guys. He's a little bit of both but like he's signed with modern wrestling whatever. He's cool that you see that you know times change things are done if it's good, it's good. Before the pandemic I, I saw a lot of work in in new Japan and I was. Really good worker. But. Then when I saw you on this show, you know we talked a little bit briefly about your training and everything like that. What I saw you on the in the tournament then Jpl World Tournament. It was I don't know what it was exactly about what you've done with your look but it's like this guy looks like a star now at saying you did it look like a star before but it was a market difference to me this time around I mean was that also something that you were kind of concentrating on during the downtime not just you know getting in great shape and everything like that but there seemed to be a there seemed to be. Some thought put into your presentation as well. Yeah. The pandemic changed my mindset really From just kind of like being and I love I, love working for New Japan. I'm happy to work there. So I guess I was just happy to have a job at one point without realizing it and just kind of coasting off of my last name. and my mindset change and I was like, no, I'm not happy with where I'm at. I want to be number one I wanNA make all the money so like it's just taking steps towards like all. Most unhappy about what what were you fairy feeling like you were you're stuck in or what were you? What were you looking to tweak here? What was the motivation coming from? Where my daughter mates that it came up with show Yo, just Robinson J white and. We. Had that's it if you look at their credentials, what they have accomplished so far in their careers. I was lagging behind and I didn't really like that. Because I I I don't think they're any better than me. Let's no disrespect to them I just like. I think we're all pretty good. There's no reason why Shouldn't be having the same success as them. I was of holding myself back I guess it's not really putting in the work that needs to put him. A generational rivals are very important in new. Japan and you see the trajectory of one's career. There's always somebody one or two people that are always attached at the hip to someone in. Juice Robinson is going to be one of those people for you. You know teaming with him in coming out of the Dojo. Like you mentioned. Around, the same time here. Have you kept in contact with him for a lot of the guys that were not able to obviously travel to Japan. What was it like to stay in contact with them and in contact with the new Japan offices things started to open up and they started to do things with the DOJ. Oh. Yeah I stayed in contact with juice. Pretty much the entire time we would talk. here and there, but sometimes for. Days on end sometimes, we wouldn't to hear from you from weeks but yeah, we kept in contact. he's one of my best friends. So naturally that would happen. the new, the new Japan, Dojo. This is we just randomly got an email one day was like all right we're going to start running again it's going to be in front of no people doing this taping so. You've got like three weeks to prepare. these. This is what it is and just. and. Make sure it's test the negative. So was that's when when you showed up for the tapings, was that your first match in like four months And it was hard. Oh. You mean, the the the first round match was you and Chase Owens and I watched had match and. Guys were working so hard and so fast. And that's pretty impressive for for coming off four months off and I mean was that your very first match I don't know how they tape everything was in order or anything like that. But was that was that the first match back you and chase, Owens. Yes, chasing night was the first notchback I. Remember after the matches over a walked outside my lungs on fire I don't think I've ever been that tired after imagine my life like laid on the concrete for like ten minutes catch my. Shock to my system. So so now okay. So you do the match, your lungs are on fire, and then how do the taping his Co.? Did you have to go out later in the day and work again or did you work the next day or how did because you did three matches in this tournament before the finals with Canada including the price? Yeah so I can't remember the exact schedule but I think it was over like four days of Taping I. Think Than Seven Times I can't remember how split up. But yeah. I was out of the way the rest was it was business as usual. So so part of the first match, it wasn't so much that you were blown up and it was more the nerves starting again. That was more what what led you to having the lungs than that actually being out of shape. Yeah I wouldn't. I wouldn't say it was nerves I. think it was like you know when there's people there washing you you get a. Big boost of adrenaline things are a lot easier when there's no people they're. Just two dudes in a room fighting each other basically. Now obviously I guess the question leading into that is I mean when everyone starts I mean they do some shows where there's ten people in the crowd but was this the first time you've ever wrestled with no people in the crowd. Yes for sure unless it was like practicing sure. No at the DOJ or something. But yeah, this was the first time. It was totally like doing the entrance coming out and said Oh, there's nobody here and then that's when it kind of hit me and it was really really weird for the first like two days. Yeah. How was that? I? Mean you're going out there you're playing to cry crowded isn't there i. mean the big spots I mean a lot of wrestling nowadays is. You plan a spot and you know that the crabs. GonNa go nuts afterwards by here you are an empty building and there is no crowd. So so how was it putting together the match? Did you put together the match like you would if there were fans there or was it sort of like? Well, we do a double down I mean there's not going to be a big reaction so we may as well just not put that in here. I mean how did you put together I we just kinda guess. We were in uncharted territory. So we're like, let's just do stuff and see what works. Let's see what doesn't. So, then by the last day I, mean what did you learn from that first match that you put into to later matches with an empty empty arena? That's a hard question. Not More I think it really learning anything was more like I doubting to I had to get used to hearing myself Russell which never fun I also hear commentary going on while he was wrestling and nothing else. So that was distracting at first. But yeah I mean just I guess just kind of like pacing myself. What does that mean you had to get used to hearing yourself Russell? Okay. So in normal times when people there and you're in a ring like. I don't really hear myself breathing I don't hear like you know I don't hear any of that. But then when when there's nobody there all I can hear how heavy breathing I'm like. I tired and that makes me more sired I'm thinking about it. Theoretically is the match whereas on I mean you should sound tired. Yes. Very. Interesting feeling. Well No, that's definitely don't want to feel tired when you wrestling Chaso in how long did that? Ten Minute match? I guess that's not too bad but. You know any thoughts on the match. Kinshasa's Great I. Mean. There's not a whole lot that he hasn't done as far as the accomplishments go. So I was you know throw the being with them and. SEE HOW I See if I'm not. Well standby head to a break here, and we'll be back with more. We'll tell you guys. You can check out these shows every Friday night. NJIT WWL DOT com stick around back in a moment observer. Attention homeowners do you have a house that's in need of serious repairs do you have tennis that never seemed to make their monthly payments? 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For example, a man aged forty five non-tobacco user one million dollars of coverage is only seventy five dollars per month level for the next ten years or a man aged fifty non-tobacco user can buy a half million dollars of coverage for a monthly premium of only one hundred and ten dollars guaranteed not to change for the next twenty years. That's right. Level rates for twenty. Years and if you're a smoker, we have great rates for you as well. At the term lifeline, we specialize in policies of a half million dollars and above. So if you're looking for new or replacement term life insurance call right now for a free quote rates and availability may vary by state sample rick motivation for tobacco underwriting exam required to qualify eight, hundred, eight, zero, seven, nine, hundred, eighty, one, eight, hundred, eight, zero, seven, nineteen, eighty-one that's eight, hundred, eight, zero, seven, nineteen, eighty, one. Okay I just need you to listen to me. I know that a lot of times mom it might not seem like I'm listening to you but I am I hear you. In which you save really doesn't matter to me I mean, let's be honest. No Kid likes rules but I get why we have them I hear you and I know it's because you care all the talks we've had over the years including what you've told me about not using alcohol and other drugs they stick with me and believe it or not. They really do make a difference especially at times I? Drink nothing. Some good. So thank you. For talking and preparing me for what's ahead. Thanks. For never giving up and always being my biggest fan. Thank you for letting me know what you expect. So I can try to meet your expectations. For more information about talking with your kids about the use of alcohol and other drugs visit underage drinking, dot samsa Dot Gov. You're listening to wrestling observer live with Bryan Alvarez and Mike Semper Vivey on the sports byline broadcasting network. The show Rennell, his year wrestling observer live makes V also wrestling observer DOT COM David Finley's joining us here. Every Friday night you can check out at new. Japan strong. It's one hour every Friday night and J P W dot com just wrapped up the new Japan Cup USA tournaments. They was in the made vinegar Kenta Kenta one but things happen and you'll be back and of course, we've got some social media talk about here and I've been told that you have an instagram and you would like people to follow it. So you can feel more famous is that true? That is very true. My instagram is at Super Super Dave, my twitter at the thing my follow me see what I'm doing check out and gop w strong on Friday. Nights the great wrestling show. So. Do you have stuff upcoming on that show I'm not sure the status of tapings at this point. I mean Yeah I've got more matches coming up I can't remember what they are though but I think the next week is in Kumo man a couple of singles. Proper punt now, right we'll check it out. Hey I. WanNa thank you so much in the show today and best of luck with everything in the future, and of course, thinks everybody for listening when I think Mike is always colors listeners into the studio. The might your ten ninety sports byline which dot TV slash W. Video. We'll talk to you next time a wrestling observer live. You're listening to the heartland newsfeed radio network at live dot, heartland newsfeed dot com. This stream is supported by advertisers and contributions by. On facebook, twitter and instagram. Service. August Twenty Six twenty twenty i Mike Clifford the weather channel reporting Hurricane Laura intensifying over the Gulf of Mexico expected to become a major hurricane prior to striking the Upper Texas or southwest Louisiana coast late Wednesday or early Thursday. They report that life threatening storm surge and destructive winds will batter the coast and a threat of flooding rain and strong winds will extend well inland. A. House. Democrat has opened an investigation into secretary of state. Mike. POMPEO's controversial decision to address the Republican National Convention. CNN reports at representative Joaquin Castro Chairman of the House Foreign Affairs Oversight and investigation subcommittee said Tuesday the American people deserve a full investigation CNN nosy decision to speak to the political convention in a pre-recorded remark from Jerusalem bracelet longstanding president of sitting secretaries of state avoiding partisan politics particularly while abroad for folks in Maine ranked choice voting is probably not going to be an option for the presidential election that because the judge just approved a gop led. Repeal for the ballot and that puts the issue on ice until after the vote Anna. Keller with the League of Women Voters says the system avoids runoff elections and let's people vote for a third party candidate without worrying it will end up benefiting the candidate they dislike you don't get the situation where because there's a spoiler or because there's multiple candidates, someone ends up winning when they be only had thirty or forty percent of the voters supporting them. This election will feature President Donald Trump former VP Joe, biden plus the Green Party and Libertarian candidates. Keller says without ranked choice voting. There's a slim chance a candidate could win without a majority and get district two's vote in the electoral college support for this reporting was provided by the Carnegie Corporation of New York for Public News Service. I'm Suzanne Potter and farmers and ranchers across North Dakota have struggled mightily in recent years especially with the trade war impacts Mike more reports. A new project aims to policy makers attention this summer, the Dakota resource launched its farmers. And ranchers and crisis blog where individual producers can explain to firsthand how difficult it is for them to get by tyler staffs. Lena, soybean farmer from cody area says the actions within the US China trade war haven't paid off for his operation when China retaliated with tariffs and said, they were going to essentially buy soybeans anymore. North. Dakota kneeling was impacted because China being our biggest customer. We tried to find out for his veins somewhere else and We don't do the same type of price prior to the trade. War China purchased about percent North Dakota soybeans. With the blog, the resource council also homes to relay how farmers are hurting as a result of the pandemic as well as climate change. This is PMS. Women earned the right to vote one hundred years ago today with the passage of the nineteenth amendment. But on Women's Equality Day, how close to equality women have come in states like Arizona and across the country may depend on who you ask a new wallethub study ranks Arizona fifth highest among the states for women's equality. However, the World Economic Forum ranks the US only fifty third out of one hundred, fifty, three countries Stephanie Trautmann Robbins Director of Gender and Women's studies at the university. Of Arizona, says, the divergent rankings helped put things in perspective in number five in a country that's number fifty three is not amazing. So we're GONNA d state in an F. Country Women's equality essentially. A D is a high ranking score for that and that should bother us the WALLETHUB survey include such factors as women's earnings executive positions, work hours, levels of entrepreneurship and political representation. The global study delves deeper and finds that American women still face a growing gender gap mark Richardson reporting, and critics say a plan developed by Kentucky took utilities to address groundwater pollution from an unwind coal ash ponds seeping into hurrying to lake is inadequate in two thousand, seventeen, these Sierra Club and Kentucky Waterways Alliance filed a Lawsuit Against Kentucky Utilities, which operates the power plant producing the coal ash arguing that it violated federal regulations for storing toxic waste attorney Lauren Piot with Justice says the lawsuit is pending. But based on scientific evidence of groundwater pollution, E. Kentucky Cabinet of Energy in the environment required utility to develop a corrective action plan. Unfortunately, from our perspective, the Corrective Action Plan didn't really require Kentucky utilities to do anything more than conduct a few years of studies on the pollution that we already knew within the lake a two thousand sixteen study found nine out of ten fish samples from Harrington Lake cat high selenium levels that exceed Kentucky's Water Standard I'm Nadia Ramleh Gone Finally Eric Take it off tells us we starting discussion about nuclear weapons. Testing is all the table in Washington DC even as Idaho still waiting for recognition of harms from testing in the twentieth century. Senior White. House officials say it could bring China and Russia to negotiations over nuclear arms and senator. Tom Cotton of Arkansas want approval to add ten million dollars for testing in the National Defense Authority Act for next year. But Hannah's May with the Snake River Alliance, points out that Southern Idaho felt the health effects of fallout from Nevada, test of the nineteen fifties and Sixties Idaho has for a long time. Then a sacrifice zone for down win contamination as well as a storage place for nuclear waste that comes with the production of nuclear weapons. This is my clifford four public news service. We are member and listener supported her great radio stations across the nation and online at news service DOT Org. Derek, the reilly auto parts story after the third time jump starting my car. I finally realized my battery was dying. So I stopped by O'Reilly to have it checked they tested it right there in the parking lot. It was bad who real bad but they helped me find the right battery for my car and even installed it for free. Now, my car starts like new. Orleans. Auto Parts. Online. And listen to manage. That's about to say, yeah, let's everybody listen the USA. Radio Network presents the greatest. PROGRAMS OF ALL TIME Coming. The CBS radio workshop dedicated to men's immagination the theater of the mind. This is classic Radio Theatre want to get away from it all. And he's in war? McGee. The unexpected the unexpected, the unexpected. Now. Here's your host. Why talks? Friend. Western. Adventure Raymond Burr's starring as Captain Lee. Quince. Captain the Calgary from Fort Laramie. Was Broadcast Sixty four years ago today August Twenty Six nineteen fifty-six and thank you for tuning in on this Wednesday Hump Day this is the twenty sixth of August two hundred thirty nine day of the year one, hundred, twenty, seven days remaining until we get to twenty, twenty, one, the first news dispatch by. Telegraph on this date in eighteen, fifty, eight in. Eighteen sixty to the second battle of bull run began in one, thousand, nine, hundred, twenty nineteenth amendment to the Constitution took effect to giving women the right to vote. Charles de Gaulle entered Paris on this date in one, thousand, nine, hundred, forty, four, following world war, two and Russia announced this successful test of an ICBM, a super long distance Intercontinental multi-stage Ballistic Rocket According to the Soviet news agency ITAR TASS back in one thousand, nine, hundred, fifty, seven. In one thousand, nine, hundred, ninety, four President Johnson nominated for a term of opposite in his own right at the Democratic national convention in Atlantic City. It was on this date in one, thousand, nine, hundred, seventy, eight, Pope John, Paul the first elevated to the papacy. Alan Lucia But I'm. John Paul the I served as Pope from August twenty, six to host sudden thirty, three days later on September twenty eight of Nineteen seventy-eight his rain among the shortest and people history resulting in the most recent year of three popes the first to occur since sixteen o five. President Reagan proclaimed September eleventh nineteen eighty seven as nine one emergency number day on this date in one, thousand, nine, hundred, eighty, seven. How ironic that that day would become? Just a few years later. President Clinton signed welfare reform into law on this date in one, thousand, nine, hundred, ninety, six when I ran for president four years ago I pledge to end welfare as we know it. I have worked very hard for four years to do just that. Today the Congress will vote on dislocation. That gives us a chance to live up to that promise. To. Transform a broken system The traps to people in a cycle of dependence to one that emphasizes work and independence. Give people on Welfare a chance to draw a paycheck not a welfare check. Signing of that bill represented a major shift in us. Welfare policy was on this date in two thousand three Columbia's Accident Investigation? Board. Released its final report on space shuttle Columbia. Disaster investigators concluded that Nasr's overconfident management and intention to safety doom the space shuttle Columbia as much as damage to the crap did. In twenty eleven nine years ago today the Boeing seven eighty, seven dreamliner. Boeing's all new composite aircraft received certification from the FAA it was five years ago today to journalists shot and killed by a disgruntled former coworker while conducting a live report in Virginia, and it was two years ago today three people killed eleven wounded during a mass shooting at a madden NFL. Video Game Tournament in Jacksonville Florida. Passing away on this date in history actor Lon Chaney senior composer Ralph Vaughan Williams. Kate Francis Aviator Charles. Lindbergh actor Charles Boyer. Ted Night you remember him from the Mary Tyler Moore show the Anchorman. And Irving Stone, the author singer Laura Brannigan, Gloria and the lucky one and playwright Neil Simon all passing away on this date in history. This is the birth date of inventor lead a forest chunk from Dallas. Jim Davis born on this date mother Theresa. Born on this date in history as was forty five year NBC Journalists Irving r Levine who plied his craft in more than two dozen countries. The first Italian American US vice presidential candidate in the first female vice presidential candidate of a major party Geraldine Ferraro and voice actor. Donlon Fontaine. Throughout history man has marveled at the vast complexity. Without, a single unified voice humanity has been searching for answers. One man has the power to choose that and the his voice of. All mankind to hear one. That had a voice Donlon Pantene and born on this date in history singer Vic Dana I want some red roses for a blue lady. Depict Dana Seventy eight today the first US Secretary for Homeland Security Tom Ridge seventy five today. Valerie Simpson of Ashford and Simpson fame seventy four Bradford Marcella sixty corky from life goes on Chris Burke who now more than acting is an advocate for down syndrome. Chris Burke fifty five she wanted an Emmy Award for Mike and Molly Melissa McCarthy Fifty Years of age Mexican singer. Leah. Is Forty nine MacAulay Culkin is forty and looks really a lot older than that and from Makina in the Kiki Palmer twenty-seven though some of the people who celebrate the twenty sixth of August is their birthday this is your birthday. Where the four freshmen and win just WANNA say. From Sixty four years ago August twenty, six, thousand, nine, hundred, fifty, six, Raymond Burr's starring in Fort Laramie. Cox Thanks for tuning on this Wednesday edition of Classic. Radio Theater I'm Dr John Hoult Veterinarian and Twenty Twenty Twenty Twenty one avium immediate past president with the latest on couvert nineteen and pets. There's been a very limited number of infections and companion animals with most cases a symptomatic or with minor respiratory issues. Here are some key tips if you're healthy keep practicing good hygiene with your pet, wash your hands before and after playtime and when handling food waste or supplies. It's best if you don't let your pets interact. With people or pets outside your household. Especially, if you're in an area with community, spread exercise is important for your pet but try to steer clear of a dog parks mind the heat socially distance keep cats indoors whenever possible. If you're ill with Couva nineteen, try to have someone care for your pets. If you can't always wear a mask, don't share food kiss her hug your pets and wash your hands before and after any contact for more information on keeping your pets happy healthy and safe visit Avia made dot org. Balance of nature changing the world one life at a time I feel wonderful. 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So don't make them wish you'd made that call eight, seven, seven, four, three, seven, four, seven, eight, one, call now eight, seven, seven, four, three, seven, four, seven, eight, one, eight, seven, seven, four, three, seven, four, seven, eight, one. Very by state. Thanks for tuning into Classic Radio Theatre here on your favorite stations, we go back sixty four years on this Wednesday to August twenty, six, nineteen, fifty, six, and an episode of Fort Laramie starring Raymond Burr. got. Learn. Fort Laramie. Starring Raymond Burr as Captain Lee liquids especially transcribed tales of the dark and tragic round of the wild frontier. The saga of fighting men who wrote the Rim of Empire and the dramatic story of leak wins captain of cavalry. Off. Gap and. He's men are answering surgeons CAU-. Atkin Chapman Furnace Harrison hold hooked on Madison Miller. All. Reading like a roll call B-company. Total. Twenty six. Yesterday was eighteen that's right sir. This keeps up. We won't have a man answering fatigue call our guard mountain another couple of days. What's the matter with be companies and? I don't know if. You ask the men. I. Figure that job for the poster too. Yeah. I'll be interested in the hospital reports. That's also. Yesterday. gars. Yes. Sir. Is Your name on that list by any chance. No. Sir. You, waylon. No Sir. Yes Sir I'm sure. All right. That's all. Yes. F- company or teen men on surgeons call. Be Company. B. Company. Twenty. Six. At this rate, we can hold them are mornings drill in the hospital grounds. He's got most of the garrison over there. All right be company seems to be suffering the most captain. and. He explanations not realizing the surgeons report. I went over to the hospital right after fatigue call major trucks was too busy to talk said in a couple hours he'd knows something. Fifty nine men. Beginning to look like an epidemic maybe. You reservation about. Well, it depends on what you call an epidemic, an epidemic real sickness. Real sickness I'm saying, maybe they're just bored and I'm saying if they are. Hard sickness to cure. You cure boredom with activity Kevin lots of different activity major Daggett. What do you mean now? Take B-company. We haven't been off the garrison for nearly two months. The days are all alike the men do the same things. The same way day after day army life depends on routine cabin because it's the most efficient way to organize men. That's right. When that efficiency begins to break down, the is stick to the routine just because it's the army way of course, not well, that's what I mean by different activity. Well. Let's look at our routine cabin. I call for revenues at five twenty, Reveille Five, thirty, breakfast call five forty. I call for drill six, ten, drilled six, fifteen to seven fifteen recall from drill insurgents call fatigue call. Any changes over. Might make some in fatigue call. They don't clean up the posts. Dan, when would they do it? They clean the post for four hours before dinner and three hours before supper. That's a Lotta reading up and it is but relief and some of the men and the answer they could change off. Bendel can always use some help sawmill mill and the chaplains. Awful busy man tendon the Post Garden by himself most of the time. It's something I think about. Of course, we don't know yet if we're battling an epidemic of boredom. No. Oh we don't. You're going over to the hospital. I thought I would. Tell major trucks I know he's been busy, but he hasn't fired as receipts who've can good shipments from the east for a month. Now, he's holding up our paperwork canned goods, fruit vegetables, salt fish. You been getting any fruit or vegetables deep. No but we're being built Ford apparently it's been sent here. That's major trucks department. You just tell them I, need receipts. Morning, chaplain. Wanting Kevin Glenn. Looks like you need to pick morning shovel we need rain worse. I don't think the Lord means we need to have a garden sometimes. Garden Chaplain And potatoes. Anyway. And Hardy as they are, they don't grow well in hard pan. The major was talking about putting garden detail and fatigue goal. Gives you could use some help. He spoke of a justice. Morning, I'm just a few minutes ago. Dodger. Give us a hand. A hand. Just a few minutes ago I put my shovel aside looked up and said aloud let vine handheld me for I have chosen die precepts. I don't know your belief captain but mine rest strongly on the power of prayer. Well, no This help chaplain wouldn't be altogether unselfish. Oh, no help is all together and so we were thinking might spark a little to garden detail a lot of them come from farms. I've watched them come over here to the hospital from Grill. Some of them just boys and their teams shuffling along like sit Goldman. I wonder if gardening is the answer man I'm hoping major trucks is finding that right now. Of Complained to you chaplain. complained. They're not sick just tired if they got a belly full of the army, they'd be. Likely to tell you some of them would. It would help if we knew captain. The men who seek me out know that their conversations are held in highest confidence now I'm not asking you to break faith with them chaplain, but this sickness whatever it is is growing. You'd think it's a morale problem. I've seen it happen. It's is effective is typhoid for making useless if it gets a hold. I can promise you this cabinet. I won't. Get any names. But if I get more than my share men telling me, they've got A. Belly full as you say. I'll see the major about it. You'll be seeing Zik later. And praying for him. Luck with your potato patch. Thank you. That's right. Man. Put US close together as you can. We need as many as we can get in the Carter. Got An emergency on your hands. Major trucks. I've got a twelve. Fifty nine patients captain at time to figure what is it lands many Menlo I'm not through examining them all so far it could be fifty nine separate ailments or two or one. And then I can do you can get a bigger hospital the wards full I'm using the dining room. The isolation rooms in the orderly room can set up cots. You got plenty so far. The major knows about this does he he knows there's fifty nine men on surgeons go. What does he say he's waiting for your report is going to Long Wait Coming Mansions another paperwork receipts for canned goods just got here. This morning pressure we've had in five weeks fruit vegetables, fish ladder tax it has been time. Must have been some shipments that didn't get through major says he's been billed for over a month. Now, it's happened before trains and stages sometimes Waleed. Cabin, you got some time lots of time. Let's go to the storage room unpack that can I can handle it? No need you're leaving. The men might be nothing more important for me to do right now than unpack that food we need help. So all right around up what I can you the storage room? No label on this batch what carton did these cans come from sergeant? I don't know. Any way of finding out I'm just unloading crates. Sir High in pain. Any mind labels? Open this can. You tied to. I'll. Get it. Goes. Seem to, hold. Fast. Yeah, I've tried again. Goes. Wait a minute. You sick. And tired. Maybe sick and tired. And going back to my quarters captain I just can't. Trembling said, he was going back to his quarters and and he walked right into a stack of crates. Yeah. Let's have a look. Major. Major Britain. His pulses very slow. You you talked to him just before this happened a said he was tired. I knew that he's been dragging for the past week. Gore's don't drag me trucks. Let's something real wrong with them. Guzman just like an upstairs in the ward played out exhausted. He couldn't lift a tin can besides being so tired of Dili seem changed act different you mean. Like, he didn't care. Yes. insolent insubordinate subordinate even. For him yeah. Weaver Nelson. Take the up to the isolation room. Tell my artery disease. Comfortable. Captain Matt outside a minute. What about goes if I told you that whole shipment of canned food spoiled that seemed like an answer Bob goes. Wouldn't. You you can't be talking about food poisoning. No one's eaten any of that canned food not food poisoning we can handle at. Captain the men up there in the hospital sixty of them now with Sajjan, Gorse? Some of them got pain. Some haven't some are bleeding. Some aren't. A. Few of them are complaining of their teeth and some of them like Gorse aren't complain and. They'd just sitting or laying. And stand straight ahead. Life in the old West scurvy. Not, fun. 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Thanks for tuning into this classic grieving of theatre, Wednesday edition, and episode of Fort Laramie starring Raymond Burr from Sunday August twenty, six, nineteen thousand, nine, hundred, fifty, six in the newspapers of that Sunday sixty, four years ago. These were some of the headlines. Well source said yesterday the government may be in a position soon to forecast a budget surplus of something under a billion dollars for nineteen fifty seven, this would be well under the nearly two billion indicated by some congressional sources but about double, the four, hundred, thirty, five, million, surplus, President Eisenhower figured on in his budget message to Congress last January the administration revising its income and spending estimates this week, the administration source said he would be surprised that the mid-year revision woman became a surplus of as much as a billion dollars. A predawn dynamite blast outside the home of young white minister might have been a publicity stunt to build up interest in the bus boycott that according to Montgomery Alabama mayor w a gale. Promised the police department will do everything possible to solve the mystery of the bombing, which early yesterday slightly damaged the home of twenty-seven-year-old Reverend, Robert `grats, pastor of a Negro Church. Police picked up a man in Brooklyn yesterday and wisdom to Nassau County headquarters row questioning in the Peter Weinberg kidnapping case. The new arrest disclose my Brooklyn police said forty forty year old Joseph Parisi picked up on the street in the Williamsburg section and turned over to Nascar Nassau County detectives to be taken to Mineola. Senator John, F. Kennedy Yachting, somewhere in the Mediterranean Sea Unaware. That is wife suffered a miscarriage that according to the lawmakers brother Robert Mrs Kennedy Twenty Six in an emergency operation earlier this week at a Newport Rhode Island hospital after suffering an internal hemorrhage, the child died but Mrs Kennedy's post operative condition described as good. For the United, Steel Workers Reynolds metals reached agreement last night ending the twenty five day strike of nine thousand union workers in five states. In the latest anti-communist still circulating in Berlin a teacher in the Soviet zone school asked Hans to name the five elements water earth air fire, and vodka. Why broadcast the teacher. When. My father sees a photograph of Khrushchev in the newspaper drinking vodka. He always says, now he's in his element again. Though some of the day's top news stories is reported in the newspapers of Sunday August Twenty Six nineteen fifty-six on your Radio Fort Laramie which continues now on Classic Radio Theater. I. Was Willing to call it. Boredom made a speech to major Daggett about changing their routine lifting their morale maybe. The chaplain with his garden. I wish they were bored. I'd give anything if they were. Captain. I'm scared to death. You'll. You'll find out what it is. You always do I know what it is. All those men with. With different complaints that They, all have the same thing. In different stages. It's scurvy. Yeah. I've been afraid of it. That's why I requisitioned the canned fruit and vegetables. And helped if we could use them. scurvy being what it is a deficiency disease it's just about the easiest thing in the world of cure all you gotta do is feed the patients, plenty of fresh fruit and vegetable. Now, look at the chaplains garden potatoes man not many of them. That's the trouble at the High Plains Short seasons too much rain too little too cold in winter too hot in summer my. My men Major. If we can't get him the right food. Him. They won't be thing we can do but let them. A. Reply. Foot Fatima captain. Regrets no fresh vegetables or fruit hair sending patrol to ranches in area not hopefully vitamins close. We can't raise vegetables they can't. Lousy you telegraph Lieutenant toward Sanders Camp Brown. Bridget can't browns over in the wind river range bridges at least a hundred miles further. Well, Sir Major Daggett said to try them all too far away. Joy. Do is disabled but. Keep trying. Anywhere to get no matter where it's from don't turn any of down. Yes. Yeah. Sarah I've I've read a lot about scurvy. What causes it? What cures it? It can be cured. With the right food. The British navy practically wiped it out as long ago as seventeen, ninety five. So. There is hope captain why it out? How Mr? Zeibots? Lime juice. Lime juice. Yes sir. They made a deregulation. Each man was served a specific quantity of lime juice each day and the threat of Scurvy to ship cruise vanish Mr. Seibert limes it kind of hard to come by in the. High Plains. I just thought if you knew there was hope you. Feel better about thanks Gavin I'm not the one to worry about. I know Sir but but. But Thanks Lieutenant. And of you here about any lines even as far away as for Bridgier. Don't turn down. Twenty. Six thousand nine hundred Fort Laramie. The conclusion next on Classic Radio Theatre. Free Time you're sitting at home and you ponder what kind of gifts Dubai for someone pick your dot com has you covered from puzzles games novelty items if you're looking for some unique style items when it comes to the president for more, you can check out patriotdepot dot com call eight, four, four, three, seven, seven, eight, zero, five, two, that's eight, four, four, three, seven, seven, eight Oh, five to or patriotdepot dot com use Promo Code USA while. You every time you're sitting at home, and you ponder what kind of gifts to buy for someone paid people. 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But let's wrap up this edition of Fort Laramie from sixty four years ago August twenty sixth nineteen fifty-six the last few settlers of spoken of the huckster captain of the man's been through here selling eggs and fresh vegetables days ago chaplain he could be anywhere by now the e-last settler said five days one before said six, we're getting closer to it. You. Still pray in. Of course. Long on hope to. You call it hope captain. My Word is faith with the word doesn't matter. I'm long on it yet. I've built my life. Now the settler. Ed. And fortunate to that's scream is life to him a large full. Correct. It's a better day captain. I'll take your word for that. I even for a realist, it's a better day. We sent to sachse onions back deport Laramie this morning we didn't do that yesterday. All right chaplain, it's a better day. Drone. Mr. Afternoon News soldiers we're down from Fort Laramie looking for fresh fruit vegetables. Oh, you got a good bit of looking ahead of your soldier. Potatoes we got potatoes to I had some corn. But. Then you know my woman took sick. For her the corn went bad. Guy Out. And make a good fire will dry corn. I've been using it to cook good saving the logs. For Winter, you know what cold up here in the winter. Don't lay in dialogues. Now my woman were just freezes winter is she's in the cabin, your wife unit she ate moved out of that cabin there in more than a month. Now would you mind if I went into? So you some Kinda doctor. This is our chaplain post chaplain at for Laremy. Chapman. Let's Parse. Like a Parson Mitch. What she's a God fearing woman. You know you'll find that book. There's right decided to bed and it just might easier sometimes. There's time captain. You know what you have to do chaplain. Garbled, Jenkins. Patrol down to the Stream. We'll the horses. Well, we stopped. Just, a pity you didn't come school here a couple of days ago. So take. The huckster come through. I don't know if he hadn't he fruits but he had himself a big load of vegetables. Yeah. We've been hearing about if I'd had the price I stocked up for the woman in me but you oh, they come to come to headings out. They yeah. said he was bound for Cheyenne. Maybe. They can meet his bryce in town puts too steep for an Ester C. I had my eye and some old stocks he had gone to see those and I figured for planet you know but he just wasn't a mind to trade nothing. We said he'd let him spoil for he cut his price we address trade but data's Who He wouldn't here to that notion, I was willing to trade him. Soldier you got I I mean Real I. Hear that he's going to be. Coming along with me. Keep it in the seller you know now woman would use it for store in what you push up. Money, who dog about Mr Oh. You'll see. Here's C.. Air. Now. Just. Keep it right back here. Mind your feet. There's Assad stepper too, and it's pitch dark was once we get their. Doctor. Sure. Don't matter. Damp down here musty oh. It's all right. You Ain't got a complaint in real world where. What we're looking for, you don't have to see. Help yourselves. News that corn Whiskey corn wished. I don't have the patience for that. I told you anyways to burn corn. Suri this is hard site here. No, you drink. I mean to just more neighborly if you take a Swig I on. Get, on with and I'm dry as a bone. Keenan hi, it's Adam. Oh you're thinking about the other man. Well now so does here little jug wouldn't make the rounds at a hot day like this. All right. Interest Bucknell. beulah vinegar. I call that right pick you and my way of thinking here give me that Jug. I got a better feeling for it all. Smooth. Smooth. swigging at now and again. Just. Make a man forget his lot in life. So. Wait a minute. Got Missed. Who? Kind of grows on you don't. You know. It's going to make you feel better once you come out of the coffin I wanna know how much God all I got a good bit of it. I make this up every year whether there's need or not do. My woman she just can't understand how there's no cracks or. Brady. Be I got it put up in pickle barrel. Sizes jugs up and down by all of it at a fair price. Well Now We could use the money. All of it Yup by it all and you back to jugs. there. Praised be so done site of in but I never. Laughed coming right up. Chaplain. Well. Mr. Well I. Don't see how I can rightly refuse you pay for what you get me back. US Ed a price talk to you later. I was looking down at the stream. Captain Our prayers have been answered all along the Stream both sides are wild berries, raspberries, currants, berries, all kinds of course, the men are picking them. Now, we'll take back all we can carry and I'm selecting tim strong young bushes to transplant along the North Platte. You're very please aren't you? More. As Stereo. And that good woman in the cabinet says Indians on the Cheyenne Agency grow asparagus and rhubarb like it was Buck Logan. Off Captain Have you been drinking. I sure am chaplain. Vinegar. Linegar well settling calls and hard cider, and maybe it was once but it sure pure vinegar now linegar. Major Trek said vinegar could help in arresting the of skirving did. I'm buying all got your. Certain it's vinegar. Because it isn't I'd have to search my soul gems. Take my word. It's vinegar. And? Look at it this way. God moves in a mysterious way. Is Wonders to perform. Yes. Is Captain, I believe I will. Kept Him. What does it look like a stack of crates? You still playing at being sick man goers good life beats being a first sergeant. BE COMPANY CONCEAL US ONE Anytime. You want to give up your act here and come back. I come back as a first sergeant. This time captain I've been doing a lot of dreaming about that. Oh Hey, might breakdown stripe twos in you probably couldn't handle the work anyway you just keep talking captain out keep dreaming. You'll see I'm coming back at least a major, maybe even a colonel. Going to take over the post now? No, no. Just be company just for a day or two long enough to get a captain busted out. I never counted on your gratitude. We gotta get a captain for beat company. Don't go around foist and vinegar on sake man in the name of hard cider talking out of fever I'm going to tell Matrix to keep you here if it isn't too hard and the rest of the war. On Go back to your dream. Yeah. Thanks. You get well. When they will. We'll go back and think that settler. Fort Laramie is produced and directed by Norman macdonnell and stars Raymond. Burr. As Lee Quinn's captain of cavalry with Vic Perrin as Sergeant Gore's the script was specially written for Fort Laramie by Kathleen hite with San Patterns by Bill James and Tom Henley musical supervision by. The Marino featured in the cast were Parley Baer Paul Dubov Lawrence Dobkin Jack Moyle major deg, and Harry Bartell is lieutenant birds. Gun Bunny ten. This. Next week another transcribe story of the North West Frontier and the troopers who fought under. Lee Quince captain of cavalry. Handicapped workers are good workers with proper training. Their job records compare favorably on the average with able bodied men and women on the same jobs. The government is currently retraining increasing numbers of handicapped workers and industry must be ready to absorb them. For information on the program right the veterans. Administration Washington. twenty-five DC in. That's the Veterans Administration Washington five DC. This has been the CBS Radio Public Service Message. Some days we don't realize how good we have it. Fort Laramie. Sixty four years ago August twenty, six, one, thousand, nine, hundred, fifty, six here on Classic Radio Theater. Do me a favor and thank this radio station support their advertisers. It is kindness and courtesy. The makes it possible for us to be here. 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Service going newscast August Twenty six twenty twenty i Mike Clifford the weather channel reporting Hurricane Laura intensifying over the Gulf of Mexico expected to become a major hurricane prior to striking the Upper Texas or southwest Louisiana coast late Wednesday or early. Thursday they report that life threatening storm surge and destructive winds will batter the coast and a threat of flooding rain and strong winds will extend well in. A House Democrat is opened an investigation into secretary of State Mike pompeo's Pao's controversial decision to address the Republican National Convention. CNN reports representative Joaquin, Castro Chairman of the House Foreign Affairs Oversight Investigation Subcommittee said Tuesday the American people deserve a full investigation CNN nosy decision to speak to the political convention in prerecorded remarked from Jerusalem Bracelet, longstanding precedent of sitting secretaries of state avoiding partisan politics particularly while abroad for folks in Maine ranked choice voting is probably not going to be an option for the presidential election that because a judge just approved gop led repeal for the ballot and that puts the issue on ice until after the vote Anna Keller with the League of women voters. Says the system avoids runoff elections and let's people vote for a third party candidate without worrying it will end up benefiting candidates that they dislike. Get the situation where because there's spoiler or because there's multiple candidates, someone ends up winning when they may be only had thirty or forty percent of the voters supporting them. This election will feature into Donald trump former VP Joe Biden plus the Green Party and Libertarian candidates. Keller says without ranked choice voting. There's a slim chance. A candidate could win without a majority and get district two's vote in the electoral college support for this reporting was provided by the Carnegie Corporation of New York for Public News Service. I'm Suzanne Potter and farmers and ranchers across north. Dakota have struggled mightily in recent years especially with the trade war impacts might Mohan reports a new project aims to get. Policy makers attention this Summer Dakota Resource Council launched its farmers and ranchers and crisis blog where individual producers can explain to firsthand how difficult it is for them to get by Tyler Staffs Lena Soybean farmer from the Makoto area says the actions within the US China trade war haven't paid off for his operation. When China retaliated will tariffs in said they were going to essentially virus means anymore kneeling was impacted because China being our biggest customer we to try to find out his somewhere else and. We don't get the same type of price prior to the trade war? China purchased about seventy percent of North Dakota soybeans. With the blog, the resource council also hopes to relay how farmers are hurting as a result of the pandemic as well as climate change. This is P. Ennis. Women. Earned the right to vote one hundred years ago today with the passage of the nineteenth amendment. But on Women's Equality Day, how close to equality women have come in states like Arizona and across the country may depend on who you ask a new wallethub study ranks Zona fifth highest among the states for women's equality. However, the World Economic Forum, ranks the US only fifty. Third out of one hundred, fifty three countries Stephanie Trautmann Robbins. Director of Gender and Women's studies at the University of Arizona says the divergent rankings help put things in perspective being number five in a country that's number fifty three is not amazing. So we're GONNA d stay in an F. Country Women's equality. Essentially A D is a high ranking score for that and that should bother. US The WALLETHUB survey include such factors as women's earnings executive positions, work hours, levels of entrepreneurship and political representation. The global study delves deeper and finds that American women still face a growing gender gap mark Richardson reporting and critics say plan develop I took utilities to address groundwater pollution from an unlined coal ash ponds seeping into hurrying to lake is inadequate in two, thousand, seventeen the. Sierra. Club and Kentucky Waterways Alliance filed a Lawsuit Against Kentucky Utilities which operates the power plant producing the coal ash arguing that it violated federal regulations for storing toxic waste attorney Lauren Piot with earthjustice says the lawsuit is pending but based on scientific evidence of groundwater pollution, the Kentucky Cabinet of Energy and the environment required the utility to develop a corrective action plan unfortunately from our. The Corrective Action Plan didn't really require Kentucky utilities to do anything more than conduct a few years of studies on the pollution that we already knew within the two thousand sixteen study found nine out of ten fish samples from Harrington Lake had high selenium levels that exceed Kentucky's water. Standard is Nadia Ramlogan. Finally, Eric Take it off tells us we starting discussion about nuclear weapons, testing all the table in Washington DC even as Idaho still is waiting for recognition of harms from testing in the twentieth century senior White House officials say it could bring China and Russia to negotiations over nuclear arms and senator. Tom Cotton of Arkansas one approval to add ten million dollars for testing in the national defense. Authority. Act For next year. But Hannah's May with the Snake River Alliance plans out that southern Idaho felt the health effects of fallout from Nevada test of the nineteen fifties and Sixties Idaho has for a long time. Then a sacrifice known for download wind contamination, as well as a storage place for nuclear waste that comes with the production of nuclear weapons. This is my clifford four public news service. We are member and listener supported heard on radio stations across the nation and online at public news service. Dot Org. Kids to for a new home number one checks a lot of boxes. It's big close to work crew tennis court number two was Kinda cramped and that whole bar was clearly haunted but it has one GIG Internet with at and T. Fiber. So plenty of bandwidth and unlimited data for us to stream four K. movies while billy, Games Gina Video Chats and Andrew Matty can do homework. To be all Max. Good Point Ghost at fiber comes with HBO Max include. It looks like the Hudson's are bypassing the commuters paradise to go with one GIG Internet with at and T. Fiber and of fun new guest. Superfast entertainment creed that with at and T. Fiber. Now, with the limited data included find out how to get one Internet the forty, nine, ninety, nine, a month for a year limited availability in select areas. Call One, eight, hundred, seventy at Demo Max typically mind forty megabits per second speeds, not guaranteed Barrett ten dollars per month equipment be compatible device and online account registration required. To access new residential eighteen or customers only other restrictions apply visit att dot com slash five for details. The USA radio network presents the greatest radio programs of all time Jack Benny Program Look. I take your money or your life I've thinking it. McGee and molly. That one of these. This is classic Radio Theater, the Great Gildersleeve Pity. Show transcribed direct from Hollywood. From Hollywood the George Burns Gracie. Allen. Show now here's your host. Why Cox? Comedy this hour maybe originally from the Pan or maybe not from the pen of Milton Berle this episode originally broadcast August Twenty Six, nineteen, forty seven, and it's a salute to the railroads due to the extreme heat in New York. Milton. Berle was taken suddenly ill after the early show tonight therefore, the following broadcast comes to you by transcription. City of New, York Milton, Berle show. Her. Album on staying very Arthur Hubei and are, thinking started pointing. Over. And Yours truly. Ladies and gentlemen. Tonight we salute the Railways of America. We now have been you a man who was a great inspiration for railroad building look at him and you WanNa make practice and here he is not barrel. LADIES DOWN MR Gallup that introduction one. Look me you WANNA make tracks. I mean, don't get me wrong I. Appreciate all the trouble you go through just to get jokes like that creeping through those dark cemeteries and copying lines off tombstone. Oh come now, mystic alibi I really appreciated imagining imagine digging your way out of your grave every night just for that. The alarm getting fed up with your constant references to my physical here. Let's to Gallup. It's all in fun ally find your. Boris. Justice. Not only crass course uncouth and acrimonious, but extremely perverse. Oh Just a minute ago you said you didn't like it. I can only say of you what the Great Toscanini one of his fourth French Horn player who showed up at a big concert with a leaky valve. And what did he say? And Tom No MANICOTTI translated SCHMO. and May I add it loses nothing in the translation. Schmo I missed a Gal. That's all. That's the first time that I've ever been called that. In. Italian. Sorry. Mr. Alpha five offended you. That's quite all right. Perhaps I am a bit touchy tonight weekend. You know you're up at that camp for music lovers again Cam Beethoven and this weekend was riotous big fun again. Off It was a rough log as Sunday. We played games you play game. There was a big three legged race and as usual Mr Anatole Marini of the Boston pops orchestra one he always win he has three legs. Wait a minute a man with three legs and he plays in an orchestra not really they use a music stand. That's I remember him now all tripod Bahraini. They used to turn them upside down. So canvas over them and use them as a beach umbrella. One other games to Gallup did you play at Camp? Beethoven with all Saturday night we played what is it? That's a new game. It's called what is We all sit around the Campfire and one of the guests Ephram Zimbalist he plucks the string of his violin and we all tried to guess what it is. Gas Right Zimbalist takes off these drinking gives it. Have you ever won any east ring or and one night. Oh, you must have been hot. Well, I do declare. Do declare what I do declare if Ephraim hadn't tried enough enough I would have had his rosin. Could stand around here. All night just listening to you. But I'm too young to die. A program to do know that old thing again. What's the reason for this to railroad to this week? WE'LL MR Gallup. This is the big day in railroad history. Tonight, we'll commemorating the first transcontinental railroad really just think Mr Gallup seventy eight years ago at Ogden Utah the President of the Southern Pacific railroad with thousands cheering drove a solid gold spike right through the foot of the president of the Union Pacific. And if you don't believe it just go to Ogden Utah the President of the Union Pacific is still standing there yelling for a crowbar. And that is why tonight we salute the American railroad. Story of the railroads is the story of America to tell about it isn't very exciting but to read about it is even della. It all began a little coffee shop in Pennsylvania and invention was being completed. down. Somewhat Hank. Okay boss. Now more glue. Right boss. down. Quick, let me try it. I. It didn't even Success unless that's the first pullman window was invented. The my he ran roads went poet. They had the pullman window, they built a car around. Eighteen seventy, one, MR pullman himself demonstrated his first sleeping car to a breakfast crowd ladies and gentlemen. This is a sleeping car. I will now pull aside this green curtain and show for the first time and upper ready. It was after this that they put numbers on the curtains. Then on the mighty railroads. As, the progress of railroads continued safety became the watch word new devices were added brakes, couplings, all steel cars all for the safety and protection of the passengers. But to this day, the greatest danger facing the innocent traveller on a train still exists it is this spy me friend Caterpillar a little poker. Time. Thank you very much take. That is the story of the railroads and today wherever you are whatever you're doing. You cannot escape hearing that haunting rhythm of the railroads that so richly fills the air of America. How? Thank you whispering Jack? Smith. But gala breathe Zehra man who hasn't found romance on a train. Them when you held her hand and sang to that one. Round. As nothing cheaper of the. Snow. ooh. Going to shop. To Follow Cynthia. Shopping off the buffalo with my Cynthia the way she shuffled you couldn't tell from the Buffalo. Remember Cynthia the first time. I. Saw you on the train how Jealous I was because you sat next to the same man for the whole trip. Wasn't until later that I saw the handcuffs. Impetuous Fun Loving Cynthia how you love to stick your head way out of the window train the train window. Was A studebaker. How you used to laugh when I warned you about. When I want you about the telephone poles until one day boing boing boing. Then Cynthia when we pulled you in how frightened I was when I saw that big bump behind you, rhea. Relief was only your nose. Thing I remember about Cynthia. Your delicate way of getting a train, you just lean out the baggage car and let the mail hooks snap you off. Cynthia, how different you often the other girls who worked in the roundhouse you were the only square yes. I forget the last time that I saw you you were racing a train crossing. A bet if you were in a car, you would have made it. Don't worry. Cynthia as soon as they why are you together again? We're going to. Talk. No pause if you just like throw money on the stage. Borough. Oh, I'm sorry that your line. Early and Austin Salute to railroads that is paid tribute to an honored railroad profession that is fast disappearing the Candy Butcher the candy. Yes. You wait for just that moment when the tired passengers at last thing they're about to get some rest then you come through the car I come through the cost. Ladies and gentlemen just in. Time. I have hyun a basket tasty refreshments and fascinating souvenirs genuine artificial imitation. Orange type drink I school Frankford his. Chocolate covered. Covered candy and confection that's sweeping the country chocolate covered. And while the girls of the unsolvable are changing wrong place. August twenty, six, thousand, nine, hundred, forty, seven, the Milton Berle show on Classic Radio Theater Hi I'm Dr Douglas Crat Veterinarian and President of the American Veterinary Medical Association many states across the country have recently legalized marijuana for medical or recreational use. Veterinarians have seen a spike in poisoning in pets. Marijuana affects pets much differently than it affects people. THC The main ingredient of marijuana can make our pets scared or very sick. If. You have marijuana or edibles in the house please keep them out of reach and when walking with your pets make sure they don't pick up anything you don't expect. Concerns your pet has gotten into pot. If. 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I've only kid rain. Man Gave me He's tend to put. Switch. I'm only kidding rate but I with the subject latest gentlemen of American railroads as we present. Railroad. Hold. them tonight. Question Wales Smoking Room. Conversation. Ever take the place of burlesque. Thank you thank you heard the question beautifully stated by Mr Galvin. Now let's have questions for the law. Let's stop with this gentleman here with the false eyelashes. Young Man. You have a question obvious. The borough live a nervous wreck every time a train goes through a tunnel I wake up shaking you can't sleep on the train what rain I sleep in the tunnel. Next question this young man here in the aisle emptying a hot water bottle. F-. Young Man, what is your name? My name is temptation. Temptation I was named after a song the hall families named after Songs We're music type people or. Name Zanny Laurie. Mother's name. All Black Joe. Wait a minute isn't there anyone in your family that has a name that fits him all my baby brother. What's his name late flew? Alright temptation have you got a problem I got a problem I want to get my reading I can't look good enough. Don't know apartment girl's father hates me as we're discussing railroads auto my. All Bachelor all my life but that ain't gonNA problem for you I never. Guy I. WanNa Come Married I. WanNa. Okay. But you someone a little white bundle on kill garden would rebel plant. Lease I WANNA. He'll boys day and. I want to belong to the parents teachers. But. Look what? Have a little. My Home Rack Up. Please let let's not get emotional now you have a question asking okay. WanNa buy a ladies Home Journal. Thank you. Thank you. Next question. Let's hear what the women have to say you madame in the first row rendering chicken. What is your name please Fania? I'm a homemaker. Do you have a question concerning railroad. Yeah. How can I teach my husband man as on a train? He share a SLOB. Train bad. He's been thrown off cattle cod. Kidding gets confused on a train once they looked out the window and started yelling for him to Stop War seen filling station he thought he was on a bus or suit what a j you wait until the train goes around curves then he starts shaven with that straight razor at his claws last time it come back from the washroom holding his ear. You have your trouble. Human is crazy habits. Likes to sleep without, Pajamas. The main thing what's amazing about sleeping with pajamas on the application platform. I see anybody else. In the dining car. killed. Yeah at the table. The opens up a newspaper, takes off his shoes and stop them from starts flexing his toes. Toes why he told the paper with his hands he's got eight with something. Bull. When you're traveling Now when we have to go anywhere by train. Yes. Thank you very much. Now as a tribute to those famous underground trains, New York has no. So well, we've been asked to repeat our rendition of the official subway song music skits. I was on the beach local sipping on a Coca Cola. Away, cloudy Isles I'll shove. The fight and justice spend the day at Brighton. Way. We wish we at. Right. Dog Stands. With relish. Way Way Way Way. Way Way WAY WAY WAY DOWN Almost, a gala, would you just say the word railroad thirty well railroads what was that railroads? Speaking of railroads an incident happened to me. You notice how clever we got in the subject again. That's how this programs can start to like a type tightly well-knit sip, but really miss the Gallup. Just, think just this week. I had an experience about meeting a train. It was one morning after breakfast I was about to leave the house. Goodbye. Goodbye. Junior Junior, you'll be a good boy kidding. Gosh I'll be late for rehearsal. Can this be come in? Grant. Milton Bil- dollar twenty collect sign here. There is the money. We'll wait a minute. Here's a tip a nickel Oh goody. Now, I won't have this home to Staten Island tonight. Throw it around. Don't you sport quiet Program Milton it from. It was sent collect collect at Taco. Pen Name Quiet. Juniors right in Kansas City. It says arriving on the Monaco Grand Central Depot today police meet the train uncle Julius Milton Today Grand Central or meet him. I'll go with the. You know what happens to you in a crowd what about being a crowd more than four people in one place you start doing your old Vaudeville. act. I'm tired of the crowd with that cabinet rain. Let's go come on. Rain leaving the contract five, a hackensack. Oh ballgame no ark and all points in New Jersey please bookies on first. Union junior let's find out what time the monnet gets in attention coming in on track five. It's super chief Broadway limited the lock and Mutual Six, twenty, two win. That's the favorite to win today. Gosh Julius maybe in a ready. A timetable. Good. Let me read it. You rated Papa ain't all and capital letter give it to me. Trains from Kansas City to New York. Super arrives to fifteen away. See Footnote A. Day except Sundays Weekdays and holidays. Great. Train popsy that super super minor. Yeah. Arrives Three PM. That must be. See. Footnote B.. B.. B. C. put day. This. You're telling Me August, twenty, six, nine, thousand, nine, hundred, forty, seven, the Milton Berle show on Classic Radio Theater. The conclusion comes up in just four minutes right here on your favorite radio station. What matters when you start a business is you and your idea not when you started. So if you make up your mind and go for it, go daddy has all the help and tools you need to bring it online star today at go daddy dot com because open we stand. Makes a business of business to circumstances of a world. Woke up on the wrong side of the bed that year that decade. It's the everyday entrepreneur ready to put themselves out there. 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Access for the whole family for just twenty five dollars alive visit a T. mobile store or t mobile dot com today. vs customers may not lower speeds and further reduction of using over fifty a month data prioritisation video at forty be limited while under twelve hundred Portland lines required capable by WIFI coverage not available in some areas. Some Houston may require certain features like mobile dot com. Thank you for tuning into classic radio. Peter. On your favorite station. Now, the conclusion of the Milton Berle show sponsored by well. You know we can't talk about that. As it was broadcast August twenty, six, nineteen, forty, seven. This is awful. Reliable the I that sounds like. See footnotes see. See this continued as of January, nine, thousand, nine, hundred, and six. Weight. This must be the one junior the Labor Day special look at the foot now runs daily except labor. Day. Wait. Why don't we ourselves out with a timetable? Here's an information booth I'll Clark next. Yes I'm next Klay. What can I do for? You said it's like my uncle Julius is arriving from Kansas City on the monarch can tell me what time it gets in. Of course, the monarchy do at five. Just. Let the price boy we realized. That we had the beautiful air-cooled. The diesel and through the hill. It's kind of a boy four Debbie body definite straight. Without diamond. What time does the MIC hold you? It's left Alva- Christian faith I know to the Throw Med and as we told you about the raid don't even adding back the week you are the one that's holding the. And lease hold onto your stuff. Wait a minute how please please my uncle Julius from Kansas City. Just like another man who was here the other day he came up to me and he says, I would like to get a ticket. Back. But. What back with well, man. I WanNa look like a faith. Do I want to be back? And we do believe that day manage dead. No no look I just WanNa know what time the monarch in this is ridiculous. Come on. This guy is not let me try pop look master. What my father wants to know is the stoppage by marijn drama Kleiman or the Mangam cash city just got in fact ticked styler. The Monica on track six uncle Julius is let's get on the plane on every car. Come on come on. This is the monarch. Let's get on there. Now, we'll start from this end of the train walkthrough Dempsey pop uncle Julius must be in the next car come on. Wait a minute. The train is moving. Come on. Let's get don't. Pop, this train is moving. It isn't no train next door that's coming optical illusion. I learned that science class on getting optical illusion guys. Sometimes you amazed that he is so intelligent. Let's go through the rest of the 'cause I'll go. Hello. Uncle Julius has been here for two days. Where are you? Kansas, city. Jail. By an affair you on, he wasn't a passenger with Johnson Optical Lillian. Daddy wasn't we do for him only as one thing When we come home he wants. To meet, the train. Well thank you that about wines up the and the lid tonight on behalf ledanois cast and our sponsored May I welcome thousands of American Legion members who have gathered here in New, York for their annual convention. In case, legionnaires would wish to have some tickets who are broadcast. Here's Mr Peplum of NBC's guest relations staff who will tell you just how to get them. Mr Pelham legionnaires all you have to do apply to the nearest gummy from his taste. Obama will take very good care of your grade alway give you the biggest for Spain. And percents simple isn't good night everyone. Due to the extreme heat in New York Milton Berle was taken suddenly ill after the early show tonight. Therefore, the preceding broadcast has come to you by transcription. That's how much the network's really value doing live shows. Like that you had to have. you know I if show was prerecorded, it had to be announced just like that and you had to give a reason. Do you didn't honk off stations if they ever found out that it wasn't live. August twenty, six, thousand, nine, hundred, forty, seven, a hot day in New York City and the Milton Berle show I wipe Cox you're listening to a not so hot addition of Classic Radio Theatre Lemon Abner up next on your favorite station while you every time you're sitting at home and you ponder what kind of gifts to buy for someone patriotdepot dot com has you covered from puzzles, games, novelty items if you're looking for some unique style items when it comes to the president for more, you can check out patriotdepot dot com call eight. Four four three seven, seven, eight, zero, five, two, that's eight, four, four, three, seven, seven, eight, hundred, five, two or patriotdepot. Dot Com use Promo Code USA IF YOU ENJOY OUR CLASSIC Radio Theater Broadcast One to start building a collection of your own, go to classic Radio Dot Stream that's classic. 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If you suffer from physical or mental disability whether you're applying for the first time or you've already been denied, we can help we'll evaluate your situation and deal with social security on your behalf. Best of all, there's no fee until you receive your benefits. Remember we only get paid. If you win your case, there are many reasons and conditions make you for disability benefits many of them you may not be aware of. So if you're disabled and unable to work call now to get started with your free, no obligation consultation eight, hundred, five, zero, six, nine, six, one, nine, eight, hundred, five, zero, six, nine, six, one, nine, that's eight, hundred, five, zero, six, ninety, six, nineteen. Thanks for tuning into classic, Radio Theater on your favorite station just one more thought. because. The Milton, Berle show was sponsored by Philip Morris Tobacco Company, and they had a midget going around supposedly a little kid doing the call for Philip Morris. Like that today, the day would be after him. They really would be. You know whether or not submitted or if it's a boy either way they're going to try to go after the company for using a minority group or a child to peddle tobacco. What can you say here's an episode of London Abner this was originally broadcast August twenty, six, nine, thousand, nine, hundred, forty, one. And now. Let's see what's going on down in Pine Ridge. Lemon dampener have so much confidence in their new bank. They're even putting their own money into it. Lum made a trip to the county seat today and drew out there balance of some four thousand dollars from the bank there, and now the total deposits of the Pine Ridge United Bank have swelled to nearly five thousand dollars. As. We look in on our old friends. Now, lum has just returned from the county seat and we find him and abner down at the store. Listen. Really, gain complain about not having confidence in our own bank. Now, we've got four thousand dollars of her own money. Had Yet told rain making no mistake taking it out of the bank in the county seat loan, of course. We got it out here where we look after now, I just sorta in hopes that you'd change your mind. And just leave within where we know what shaking now. Don't you let nobody else here you token that away they found out you ain't got no confidence in the bank. You know they ain't GonNa put them on the in here. Going to say nothing don't keep me from thanking. We couldn't take part of our money out and Barrett lomb very for goodness. Sakes that would look fine wouldn't it the? And Assistant Cashier the bank picking their own money out and burying it. Well, that's all money we got in world. I'm not paying thing happens we'll be right back broke in your to be shame years even thinking that you. Thank. Posing somebody was bury it. Where did you have in mind to put it? All I. Don't know any place where say hit safe right here right words that we can watch it here. We're going to be here and they're store all day and one going to sleep here tonight. Sleet sound. I don't know where he would hear a robber or not. I'm going to string from the handle that safe door to my big toe every night taking open the door that waking me up. And I've got another ID for protected to come over here and I'll show you. That supply he's gotten a boxer. Yeah, Deja. Bank during the daytime well. I got decided from in there at the bank account as tall. As Well fortieth. Brothers stands around him lobby of the banking there in a uniform dark. Yeah. Well. That looks like a band uniform. You're going to join the ban while you can't play an instrument. Long I don't have to play the instrument well L. Catching. Foley Alabama and what they down the most moved. He played tuber for over ear for they catch on he worked making noise and got a page with Tuber Solo soloing.

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