32 Burst results for "Five Six Seven Years"

How to Grow an Email List From Scratch

The $100 MBA Show

08:57 min | 2 months ago

How to Grow an Email List From Scratch

"Email converts better than anything else out there. The thing i e mails you can't ignore it. You have to deal with email. You have to opening if to read it. You have to archive it. You have to do something with it. You can't just ignore or thumb through like a newsfeed on social. This is why access to your ideal. Customers in box is vital. Our inboxes are the most sacred place in our digital world. And you want to be in those inboxes so growing your email is should be a top priority. So how'd you get started. How you grow your email lists the right way and this lesson is applicable. Whether you're starting from scratch or you need to blow up your whole email is because it's just us serving you anymore and this is a very common if you've been in business for some years This this is something that we've done after three four five six seven years. You're going to have people in your melissa just not responsive there are bogging your list down there are affecting your open rates. They're affecting your reputation your email delivery reputation because a more people that don't opener emails or have it in their primary inbox. The more these email servers give you a lower reputation meaning that maybe the center is not sending quality stuff. So it's actually in your best interest to have quality leads that are opening all your emails. So let's start with step one and step one is setting the rules. Set some rules for yourself and this is one golden rule quality before quantity. You wanna make sure you get quality leads people that actually want to be on your email list and want to participate in read your emails. And that's the priority. Then we focus on getting as many people like that on our list and grow that list. So how do you make sure you have quality leads here. A few tips number one when you're asking people for their email address whether you're giving them a free downloadable their ad joining your newsletter the registering for a webinar ask for their name and email at minimum loudly. Ask just for the email but you wanna get their name because that way you can address them personally in your emails. And it's just an extra step in little extra effort from the part of the person who subscribing to show their commitment number two double often double often means when somebody subscribes your newsletter or signs up To get a freebie they don't get a directly they have to. I confirm they want to be emailed us. This is actually quite common practice for a lot of email marketing softwares like mail chimp and convert it. And it's what they recommend because it ensures that they actually want to be on the email list also requires in the take action on email which increases your email deliverability reputation. So we're going to do here is you're going to switch on double often. What happens. is that when they get their name email on your form. The first email they get says. Hey please confirm you wanna receive emails from company x. They going to click a button to confirm and once they do that. They're on the list and then they'll get whatever email sequence that you have set up if they don't confirm they're not on the list. This also is an extra step to see if people are committed enough to go through a little bit of friction. Elizabeth a resistance to be on your list again. You want people that want to be on her list. That are willing to click a few buttons to make a happen number three when they first subscribe to your list. This is when they're going to be the most interested this is one. They're going to be the most responsive to any calls to action. So you wanna capitalize on that moment when they first join your list so that i email you send them. You want them to take some sort of action even if it's something simple like clicking on a link to read a blog post anytime somebody takes any action on an email. This increases your reputation. This increases deliverability. This make sure that your emails land in the inbox on the promo off older or spam. So that i email needs to be some sort of action reply. Click on a link. Get him to register for a webinar. The point here is that you have them now. You have their attention. Get them to do something. Even if it's just click a link to download whatever the opt in for instead of just putting it on the page. After they sign up so just to recap my ideal flow for getting people on my list is i have an optimized website. They sign up the get a confirmation email to double opt in to confirm they want to be on many lists. The then get an email from me. Automatically now that they're on the list thanking them for being part of the list giving them what they signed up for like for example at one zero zero. Nba dot net right. Now we have our breakout business. Roadmap and you'll you can actually go and see this flow right now. If you sign up and on that first email those a link where they can click to download the roadmap again getting into take action. Getting them to interact. Why have them next. You want to make it your mission that everybody on your email list looks forward to your next email and the only way to do that is to win them. Over with the content of your e mails. People will give you a few chances when they're on your list so when they get their next email the open it. If they're disappointed they may give you another chance most likely the lose interest in your newsletter in your emails. If you don't win them over in that. I kind of first broadcast after the whole optin sequence. So this is where you got to kill him with. Content is what i say. Great valuable content whether it's on your website or curated content. That's amazing videos or blog posts on the web. You want people to say this email is worth opening every single time. I'm never disappointed. So we talked about quality and how to maintain that quality and get people opening your emails but talk about growth. How are we going to grow this email list properly now that we focused on quality. Let's talk about scaling. So many businesses many blogs many websites. They go crazy with options. They have a million calls to action. They have pop ups. They have things on the side they have banners and they're offering you know five six seven eight different things To get somebody's email. What i want you to do is just focus on one thing. One powerful thing that people want in your audience an offer it threat your website that way you can really focus on a great funnel. A great email. Automation agreed nurturing sequence. Don't spread yourself thin. Focus on one often to make sure it's front and center on your website. Be the top thing on your homepage. Your goal is to get their email so that you can build that relationship and nurture them so then they can eventually be a customer. So don't be shy about it. Ask for their email with an opt in on your homepage. You can put it even the footer of your website. So it's on every page. Put it in the header of your blog. Put it on the side column side column in your blog. The point of your website is yes to talk about what you do and how you serve your audience but it's also to collect emails so have one call to action. Say hey download the sing. Get it for free. Gimme your email. Give me your name next drive traffic to your site and before you do that. Create a dedicated page. This is called a squeeze page where there's no header. There's no footer. All they can do as opt for that. Give me that a freemium that you wanna give them whether it's downloadable pdf whether it's a video whether it's a small tool whatever it is create a dedicated page That is basically nothing but give me your email. There's only you're gonna get an exchange. No scrolling no nothing just a very simple page now when you have that page. You're going to drive traffic to it in every way. You can Passively what that means is you're gonna change your profiles on social media to include this link to the page so anybody chicks you on social. They go there whether it's instagram or twitter or facebook. Change your profile links since instead of putting your like homepage. Put this link a change. The footer of your emails to the signatures of your emails to include this link a contest for people to share a re tweet this post this link and the person who gets the most re tweets or shares. They got a prize. Even if it's just like a fifty dollars amazon gift card get creative about how you want to drive. Traffic wanna go paid ads. Go ahead and do pay and ads. The point is is that you want to make sure you're doing everything you can to have eyeballs on this often

Melissa Elizabeth NBA Twitter Facebook Amazon
How to Grow an Email List From Scratch

The $100 MBA Show

05:41 min | 2 months ago

How to Grow an Email List From Scratch

"One of the reasons why people will say the money is in. The list is because email converts better than anything else out there. The thing i e mails you can't ignore it. You have to deal with email. You have to opening if to read it. You have to archive it. You have to do something with it. You can't just ignore or thumb through like a newsfeed on social. This is why access to your ideal. Customers in box is vital. Our inboxes are the most sacred place in our digital world. And you want to be in those inboxes so growing your email is should be a top priority. So how'd you get started. How you grow your email lists the right way and this lesson is applicable. Whether you're starting from scratch or you need to blow up your whole email is because it's just us serving you anymore and this is a very common if you've been in business for some years This this is something that we've done after three four five six seven years. You're going to have people in your melissa just not responsive there are bogging your list down there are affecting your open rates. They're affecting your reputation your email delivery reputation because a more people that don't opener emails or have it in their primary inbox. The more these email servers give you a lower reputation meaning that maybe the center is not sending quality stuff. So it's actually in your best interest to have quality leads that are opening all your emails. So let's start with step one and step one is setting the rules. Set some rules for yourself and this is one golden rule quality before quantity. You wanna make sure you get quality leads people that actually want to be on your email list and want to participate in read your emails. And that's the priority. Then we focus on getting as many people like that on our list and grow that list. So how do you make sure you have quality leads here. A few tips number one when you're asking people for their email address whether you're giving them a free downloadable their ad joining your newsletter the registering for a webinar ask for their name and email at minimum loudly. Ask just for the email but you wanna get their name because that way you can address them personally in your emails. And it's just an extra step in little extra effort from the part of the person who subscribing to show their commitment number two double often double often means when somebody subscribes your newsletter or signs up To get a freebie they don't get a directly they have to. I confirm they want to be emailed us. This is actually quite common practice for a lot of email marketing softwares like mail chimp and convert it. And it's what they recommend because it ensures that they actually want to be on the email list also requires in the take action on email which increases your email deliverability reputation. So we're going to do here is you're going to switch on double often. What happens. is that when they get their name email on your form. The first email they get says. Hey please confirm you wanna receive emails from company x. They going to click a button to confirm and once they do that. They're on the list and then they'll get whatever email sequence that you have set up if they don't confirm they're not on the list. This also is an extra step to see if people are committed enough to go through a little bit of friction. Elizabeth a resistance to be on your list again. You want people that want to be on her list. That are willing to click a few buttons to make a happen number three when they first subscribe to your list. This is when they're going to be the most interested this is one. They're going to be the most responsive to any calls to action. So you wanna capitalize on that moment when they first join your list so that i email you send them. You want them to take some sort of action even if it's something simple like clicking on a link to read a blog post anytime somebody takes any action on an email. This increases your reputation. This increases deliverability. This make sure that your emails land in the inbox on the promo off older or spam. So that i email needs to be some sort of action reply. Click on a link. Get him to register for a webinar. The point here is that you have them now. You have their attention. Get them to do something. Even if it's just click a link to download whatever the opt in for instead of just putting it on the page. After they sign up so just to recap my ideal flow for getting people on my list is i have an optimized website. They sign up the get a confirmation email to double opt in to confirm they want to be on many lists. The then get an email from me. Automatically now that they're on the list thanking them for being part of the list giving them what they signed up for like for example at one zero zero. Nba dot net right. Now we have our breakout business. Roadmap and you'll you can actually go and see this flow right now. If you sign up and on that first email those a link where they can click to download the roadmap again getting into take action. Getting them to interact. Why have them next. You want to make it your mission that everybody on your email list looks forward to your next email and the only way to do that is to win them. Over with the content of your e mails. People will give you a few chances when they're on your list so when they get their next email the open it. If they're disappointed they may give you another chance most likely the lose interest in your newsletter in your emails. If you don't win them over in that. I kind of first broadcast after the whole optin sequence.

Melissa Elizabeth NBA
NBA star Steph Curry on playing golf through the years

No Laying Up

05:46 min | 3 months ago

NBA star Steph Curry on playing golf through the years

"Right stephane. Thanks so much for joining us. I want to start right away with background before. We came on start recording. You already give me bunch excuses about how you haven't been playing a lot so have feeling to know how this is going to go. But i i gotta know some back on. I think it is important. How you got into golf. How much you play grown-up all this started happening before we get into some of the events we've We've seen you play in no the The i've got all the disclaimers and qualifiers from our game got. Those one liners locked up. But i started plan back in By eight or nine my dad. He played six years in the nba. So it's kind of summertime. Hobby is normal kind of father son type of situation. You take me out drive a golf cart. He cut down a little putter. That i'd go hit with In that i started getting more and more Passionate about china learn how to play and by ten eleven playing full rounds them all play low high school golf for three years and then from there may have been bit by the bug ever since it is one of the things look forward during the most when. I'm outside of the court last similarities. To you know the the encore like ball competition what you experience in the in the league in how. I kind of transition that to china. Take everybody's money on the course so good. I was gonna say this from for later. But i want to understand what the gulf culture is like during the nba. Season right because you know guys season kind of your typically goes into june for you guys but you know releases into summer and you can play golf in the summer. How often are you playing during the season. Are you traveling with clubs. Do you need a certain time period on a road trip to be able to play on the road. Have the set course every city you go to. How's that work. All the above. I think the best way to explain it is I guess our team. We are in a little bit more freedom over the last five six seven years to be able to kind of even manipulate the schedule on road trips a little bit to bagan some golfing though so we'll probably play like twice a month during the season. Which is solid Mostly on the road coach. Kerr's amazing it. A go into a city will play. That night might have an early next morning but if we have an off day he'll give us a window to go play in the morning and then cash the plane to go to the next city and then we have the warrior golf team championship. Run a myself. Andrei igwe dollar klay thompson will play. We'd have some front office. Guys that will go out so we had to accrue whenever that wind opened up the group techs going. Hey time we plan where we're going so there's a. There's a golf culture for sure in. Our team is growing across the league. I think every year. I find like five ten guys that are either asking me about what club they should get or where they should get lessons. Or are asia coast cool which i'll bring in clubs on the plane type stuff so we get all those questions is by the by the year is pretty awesome to know. How much did you know that other people are enjoying the game. As much as i do because i think that was one thing especially for golf. Fans that stuck out about the last dance is how often jordan was like as soon as something was over a guy no no. We're going to go play golf. We're going to go play golf and be like a thing that is continually growing. I see andrea vall on twitter all the time. He's obviously you know a huge golf fan. But you know. I gotta be honest. I didn't really understand the depth of your game until you played in the ellie mae classic in two thousand seventeen. So what was you touched on high school golf but have you. Had you played in any golf tournaments since high school before you took on that challenge. Since high school tournament. We play the american century up. In lake tahoe. A play a maybe five or six summers out of out of the eight before i played nellie mae and that one is different experience. Because i think. If i'm on my game i should be like your top eight favorites a win even though haven't won it yet but when you get on alienate classic on the web dot com when it was a korn ferry now. I'm marie list. How far my game is from a professional that earns money is trying to carve out a career in this game. But i feel like i can hold my own so i had like this ghana irrational confidence in that respect but when i got not to the to the first day i i should say i did the practice round and all that really learning how they approach like the preparation for the week and a i'll put so much stress on like the practice rounds like trying to score and then i yo- you're gonna burn yourself out before that's thursday friday. That's not it. I learned that the first six holes. I was mad. I made a bogey or something like relax so it was. It was such a cool experience in five finals. Then play in front of nineteen thousand fans in crazy gentler russia's out in the court there is absolutely nothing to no way for me to really express how nervous i was on that i even had call him a name. I damn near blacked out on the on. The i just hoped i hit it got in the air it was. It was really kind of out of body experience so well. That's not your. It's not your sport sport. You go just go play. This is not your thing and you know you're doing it for a ton of eyeballs. Got to be that kind of feeling. One hundred percent and other thing that i learned which i don't think people appreciate washing these guys week after week after week is allies exhausted like mentally and physically Being in that mode for five hours straight like pre round during around post round. I get getting engulfed sheet. You know there's athletes out there but it's a different experience of staying locked in engaged in all the different ways that they approach kind of being on top of the game. It's is Is pretty awesome.

Golf NBA Andrei Igwe Dollar Klay Thomps Stephane Asia Coast China Andrea Vall Nellie Mae Kerr Ellie Mae Lake Tahoe Jordan Twitter Ghana Marie Russia
What's Your Story

Jocko Podcast

06:39 min | 5 months ago

What's Your Story

"This is the Jaakko unraveling podcast episode nine with Daryl Cooper and me Jaakko, willink. So. Last time we were talking about. The stories that we tell ourselves and then how We get stories in groups in those start to expand in those start to unify people together. And it seems that we have an instinct towards. Some level of those. Stories unifying us to a point to where we start to drift into just straight tribalism. And then we actually use those stories and change those stories. As a tool to strengthen our tribes even more. And I know you had some some interesting stories, slash myths. That that that kind of represent that very well throughout history we've seen this it's it's it's tapping into. A basic. A basic way that our mind structures reality for us right I mean if you think about. How you teach. The youngest children something if you need to teach them something, you need him to tie their shoes right? How you GonNa do that through imitation you're gonNA show them do what I do. Right that's the same thing that like chimpanzees how they teach their children things. As they get a little bit older was the next way that you're going to teach them stuff probably maybe by like five six, seven years old you're GonNa Start Teaching them basic things about what a good person behaves like whatever you're GonNa do it through stories right? That's like the next level up. It's like later on down the road, you can start talking about kind of concepts right? You can start teaching them. Teaching somebody things in terms of you know instead of telling you a story about prince charming and this is how a man should treat a woman. You're going to learn through this story and internalized that maybe later on, we can say this is the essence of love and how love operates and Blah Blah Blah but stories narrative is how we how we structure reality and understand things and very, very profound way. Yeah. I've written a bunch of books. The two of the leadership books that I've written actually all three of the leadership books that have written are. Heavily based on stories stories from combat and then stories from the civilian sector. And and obviously people the feedback I get all the time and we have the principles written in there in extreme ownership in their leadership. We write the principal clearly in there. Hey, this is called covered move. This is what it means. But people never say Oh, thanks for spelling out the principal for me. They say Oh love the way you guys told the story in that I could see it. So yeah, this is not just something that we do for kids I mean the. With US sticks with US forever, and it's such a great way to to get your point across much more powerful way and for certain things, it's the only way. Right I. Mean. There's just like you're not gonNA tell somebody breakdown into philosophical concepts had a tie your shoes. You just got shown him and tell him i. do there are certain things that? You just have to use a story. That's the only thing that's really going to serve that purpose and elucidating the principles we are really doing there is saying, okay, you know all those stories this one, I just told you in the book. Yeah. But all those other ones you've always heard and there's that there's that thing that the leaders are doing something. This is what it is right and so you're drawing out that communality and those stories by stating the principles. interesting when you said. These you actually brought it up perfectly in my mind. When you said these stories, we tell ourselves can be unifying, and then that same story can become like a divisive type of tribalism right and it reminded me of this this book. call. It's book about the. Rwandan. Genocide by Philip Gourevich who also wrote a really powerful book on Abu Ghraib actually it's very, very You, know? Eric. Weinstein. Actually knows that guy believe he's married to a friend of their family and if at all possible I think it'd be a great guy for you to talk to certainly possible. Just incredibly, morally sensitive writer just a very, very interesting guy anyway, and so in this book about the Rwandan genocide, what's it called we wish to inform you that tomorrow will be killed with our families. I have that one I haven't done it yet. Man I I did Michetti season was kind of. All right. There's one there's one more maybe it's that one life life laid bare? Probably switching is by the same guy who wrote. Interviews the victims brutal. It's as brutal as you think. Yeah. and. So in this book, we wish to inform you that tomorrow we will be killed with our families Goes through when it's just harrowing book as You can imagine at the end of it. He relates this story. That took place. As the genocide was winding down I believe in this girl's school in Rwanda. Some of the entire homeway militias were still running around the rebels had come back and we're pushing back against him, but this was still ongoing. And a bunch of them came into this girl school. And we're trying to figure out who are the Tuzi. So we can kill them all. And they were telling him you know who to girls on one side tootsie girls to the others and on the other side and either girl he's a grade school girls. They refuse to separate themselves out from the Tuzi girls in so that they could know who they were, and one of the girls said that there are no who Tuzi here. There are only Rwandans here. And a lot of them died they all the killed, all of them rather than kill none of them and eventually somebody came broke it up, but a lot of them died. And if you think of that like Whoa okay That's something that in a lot of context were told is a dirty word that's nationalism right I mean that's what it is. Nationalism in the United States is what got Irish people and Italian people in German people to say Oh Germany's attacking people in Europe. We gotta get together and go over there and stop them right. Very unifying thing. That same force is what got Germany to start the fight in the first place. And so identity is a very interesting thing because you go up above the blood level. And everything after the blood level is a story. That's what it is right and you need a story to keep it together. You look at a place like United States we need a story more than anybody.

United States Tuzi Principal Daryl Cooper Germany Europe Prince Philip Gourevich Weinstein Eric Abu Ghraib Rwanda Writer
I Use Spending to Cope With My Bipolar Disorder

Ramsey Call of the Day

03:18 min | 6 months ago

I Use Spending to Cope With My Bipolar Disorder

"Is with US and Richmond Virginia Hi Kisha. How are you? I'm well, how are you? Good how can we help? WELL THIS IS A. Doctor John Alley but. I have bipolar disorder among some other things and. Through the years, I've made a lot of bad decisions and mistakes when it comes to money. Probably about five or six years ago I had a really bad episode and I got myself into a lot of guts. and. I'm still digging out of it and. Basically. I know the things I need I should be doing I need to be doing to get out of that I. still have problems with the with my fire polar where impulsive. That makes it hard sometimes but are digging. Taking your medication. I not on anything at the moment. I'm kind of coming off of something describes something new. Okay. Can you working with the psychiatrists right now? Yeah I have to find a new one because my insurance just said, they're not going to cover any more So so you got it bipolar one diagnosis and they're saying they're not gonNA cover anymore. They're not gonNA cover the people were saying okay. Hi somebody new. So that's number one number two. Do you have somebody in your life that helps you be accountable? My boyfriend helps them my mother But I? I am single. I live alone. And I'm asking you. I'm asking you like a boyfriend in a mom. Those are often not great at they're good cheerleaders and they're good neighbours. They're not great accountability Partners D of somebody that you trust that would hold your debit card for you. Decide you have cash. Here's what I'm getting and you've got to set up some boundaries in your life and barriers that make it very challenging for you when you're getting a manic state to do something that you're GonNa have to live with for two three, five, six, seven years. That's what I'm getting. What I'm wanting to know what we need to do. So you need to find somebody probably not a boyfriend are you in a church? and not at the moment. Yeah you've got to find whether it's a church and a pastor whether it is a a bipolar group in your community that's got somebody that y'all can meet with regularly maybe it is your mom but somebody in your life that you can sit down and say, I've got these Eileen this way when I'm having a manic state aniline this way when I'm in a super-low state and I need to set up some guardrails for myself but all this starts quite honestly Kisha you gotta you gotTa Take Your Medication and Vokes with bipolar one are notorious for getting in there and feeling better feeling a bit leveled out and then they quit and think everything's all good and then they. They stop right and they go right back to where they were. So that's my big recommendation to you is get with a psychiatrist asap someone that you trust not this just gonNA dopey up and say, all right going this on your way who's going to talk to you learn about you and then you're gonNA have to get some accountability in your community. That's GonNa, help you when we're about to get off the rails Keisha, your finances, he'll only to the extent you try.

Doctor John Alley Eileen United States Richmond Virginia Kisha
Insights on Financial Planning for Millennials in the Era of COVID-19

Manage Your Damn Money: The Podcast

03:35 min | 7 months ago

Insights on Financial Planning for Millennials in the Era of COVID-19

"Are some of the things that you're revising people? What are your thoughts around? You know tips for managing your money during this financial crisis that we're having right now? Yes. So again in the very narrow lane of being geared toward millennial. So folks in late twenty s early to late thirties We're we're we're really talking a lot more about like security and you know the fact that like we as millennials aren't super unique position that we live through what we thought at the time was once. In a lifetime financial crisis in two, thousand and eight. So you know a lot of us like myself and my clothes Ben graduated into that two thousand, eight financial crisis world where you know you got a person who's just now graduating from college with zero work experience and a bachelors degree. Competing for jobs against somebody's got ten years of work experience in A. PhD for the same position. Right that was like a mind blowing time and we thought that once we got to the other side of it. It would be something that we could talk about in the past in the rear view mirror and it would be something that like remember that time when dot dot dot. But here we go. Again, you know ten years later let's call it where all of a sudden we're in the middle of a health prices that turned into a financial crisis in the folks who were talking about were literally just now starting to get on solid ground, right? It took five six seven years on a lot of cases for folks to kind of find their footing and like feel like they legitimately had a handle on their finances and so a lot of the stuff that we're talking about now as pertains to millennials is about security. So like that Emergency Fund that you hear about the folks are supposed to. Have three to six months save depending on whether you're a single a couple, and if you're a couple whether the other person in the household has an income to. So those kind of things are the conversations that traditionally nobody wants to hear about it because it's not exciting it's not sexy is like oh you tell them me to save more money. Okay. I don't WanNa do that. But why people are like well, how do I do that Emergency Fund thing. I do I know if I have enough how much is enough like those kind of things of the conversations that are coming up a lot more now separate and apart from that for the folks that. You know they're high earning millennials what we in my business referred to his Henry's high earners who are not rich yet. For those people, there's opportunities to be strategic about how they approach the market and what is happening right now and one of the pieces I just recently wrote for business insider was about ways that hiring millennials can take advantage of the next financial downturn in one of the ways that that I mentioned in. There was having some cash available for when the market does fall again, like it did in March of of this year. So that means getting your 401k contributions into your retirement. Plan earlier than December because normally the way you allocate percentage of your paycheck to your 401k plan at scheduled out so that by December it all gets there but if you accelerate those payments now to make sure that you get the cash in there earlier today you might have an opportunity to take advantage of a down market. If one presents itself at some point, you know later this year heading up to the election. So things like that that a tactical simple that you can, you can take advantage of. Are a lot of what we spend time focused on.

Emergency Fund BEN Henry
A Teacher's Aid

Kind World

05:00 min | 7 months ago

A Teacher's Aid

"Forty four year, old Jan Carson has an unusually good memory of childhood, but then again her childhood was unusual by any standard. It started off in a typical suburb in Phoenix Arizona Mom was a teacher dad. She says was a hippie stay at home. Father who occasionally dealt pot. And he was incredibly attentive. He brushed my hair and feed me breakfast every morning. He'd read to May. Take me to the petting zoo, but you know there were always signs of problems. Her Mother Link Carson knew something was wrong when her husband James. Carson began violently threatening. Anyone who upset Him. Including her the first few times. He said it. She didn't believe him the second few times he said it, and then he got a gun. In nineteen seventy nine, when five years old, her parents divorced after a decade of marriage. Shortly after James, Carson remarried and changed his name to Michael Barone Carson. And then the problems got worse. Jen's I her father and stepmother's house is etched in her memory. There was no furniture and lamps. It was dark and there were hundred potted plants. It looked like the haunted forest and Snow White. I remember actively trying to skip this house. General remembers a particularly terrifying moment. When her stepmother came into the room and started rubbing her back. She ended up scratching her and leaving five open wounds. She was saying things to me like I'll scratch this team and out of you it was. It was horrific. You remember when someone tries is threatening to kill you. You know unharmed. Show in this way so. After that visit I got home, my mom saw wounds and she said you're never going back there. Lynn took her daughter packed to personal car in the middle of the night and hit the road spending the next four years moving from city to city. They eventually settled in orange, county California. She told her young daughter that they needed to be away from her father because he was sick I, was incredibly angry so on top of my mom, having no one that's believing her for five years on top of that. She has a five six seven year old saying I hate you. I want my daddy. Jen's life at home was tough. Her mother struggled with depression. Her Life at school wasn't much better. She was behind academically and constantly got in trouble. I didn't really feel like I. was a bad student I felt like I was a bad person that my very makeup was bad at eight years old. Yeah, during this period, I had extreme depression. At School Jen's teacher didn't recognize her depression or cries for help. Instead. She constantly reprimanded her for acting out once, saying Jen was the worst students she'd ever had. That was like just throwing a match on my gasoline. So. My behavior then got worse throughout the rest of the year. She didn't feel safe anywhere. At Home Jen would often see police officers at her door. They ask about her father. She didn't know exactly why because her mother would always send her to room. Still she heard bits and pieces and knew it wasn't good. By Third Grade Jen was preparing herself for another difficult year I went into the class and I remember putting my hair in front of my eyes, and putting my head down, and just not wanting to interact with the new teacher. But then that teacher Mrs Sylvia case did something Jen didn't expect. I just remember her on day one day to day three Sane Jenny heard. You're such a great reader. Why don't you come? Help me hold the book? That was the beginning of something new Gen learned to love books, and over the year she caught up academically Mrs case was brought her Baratz as a prize for good grades on Her spelling test. They also kept the hair out of her is. She also helped John Apply for the girl scouts, and for reduced lunch when she suspected money was tight at home which it was. But what Gen remember most of all were misses cases, sincere and specific compliments. A lot of teachers will say good job. She would say you're cursive. Letter Ams look like art. And something I've tried to do the rest of my life because I think it is one of the kindest things you can do because you're saying to another human I, see you. And icy the goodness in you.

JEN Jan Carson Depression Michael Barone Carson Arizona James Snow White Lynn John Mrs Sylvia California Jenny
Artist Bruce Sulzberg on painting Rafael Nadal

The Tennis.com Podcast

06:36 min | 9 months ago

Artist Bruce Sulzberg on painting Rafael Nadal

"Welcome to the tennis dot. Com Pot guest. I'm one of your host. Nina Pantic joined in this episode by my co host. Irena Falconi! Hey, guys! How's it going? And we have a very interesting episode of everyone today we are with the owner artists of cells media. Fine Arts Bruce Cells Bruce Welcome thank you, thank you so much for having me. Bruce? Do you have a very interesting story? I don't think a lot of people know it has to do with Ross doll. You don't usually have artists on our show, so that's why this is very unique and special you wanNA. Tell everyone story when it comes to tennis. Even if you're not a player or coach or tournament organizer, so let's start with you know where you are in the world during this quarantine and how your life is going these days, it's been very interesting. Interesting just like I would say probably ninety nine point. Nine percent of the world is trying to figure out what the hell you're. GonNa do during his time. you know the one fortunate part about it as being an artist, I've been locked in the studio painting new paintings and working with different ideas and working with RAF and his team Carlos Costa to figure out new and inventive ways to drive in bill business and do things that we are currently not used to doing. So it's been. It's been a wild interesting two months of figuring that out. What's your interest level tenants? Do you play? How did you get into this? US Fascinating I'm actually one of those weird concoctions of I'm an artist athletes so I was a big time athlete. As a kid played eight years of Baseball's all-star in baseball play basketball. I was all star in basketball. Basketball led me. Tennis I was a basketball player. Freshmen in highschool and kind of got into. An argument with my coach basically just decided to leave basketball. And I picked up a tennis racket and I had just. It was a natural thing for me to do. And before I knew I, had a professional coach, and my coach was played played on the tour and played John McEnroe. He saw me play and before I knew I was training with some of the best players in northern, California. And so I played high school career. played college and I still train. I still training a tribe while afford the pandemic I was out there every week. just started getting back out there about a week ago when they released the courts, but tennis is definitely in. My jeans had so much, so that my son plays college tennis. I'm actually had a scholarship to Chapman University as I used to play and made teams freshman, and he's also coach now, too, so and even though he still in college, but yes, definitely in my blood and strange enough. Raw Molly the owner of art encounter. That is my distributor. It turns out the way that we got this deal with him. Was He was tennis player in his whole family's sex players, and when he saw the original painting that I did have all sprouted in hadn't seen them in years we. She just freaked out. Saying Oh my God. This is unbelievable what I told him. I have five hundred signed by the dog himself. Personally and myself and we did a whole thing back in the day. When we have this painting, he's like. Nope, that's it. We're going to do something, so it's been a very unique tennis story all the way around. I can honestly say I think it's been a while that I've actually heard someone say that. They're both an athlete an artist. When was When was the moment where you're figured out like? Wow, I actually have a knack for this whole painting thing. That was easier. I I was asking rg by the time. I was five six seven years old. My parents had me in special school. Special Art schools and You know it was something that they noticed when I was one years old that I can draw and I'd actually kept first painting I drawing than I ever did when I was one and They just knew my dad was artist. He never followed that trade. Actually went into corporate business, but my dad is very artistic used to do paintings. So I kind of had that gene in me. And I just knew at a very early age. That was what I was going to do my life. We hear so much about young athletes figuring out their skill set at a young young age at like three, four five, and to see that art is very similar as interesting for those who don't know the story Bruce is the owner of Salzburg Media Fine Arts, a broad range of professional sports team three. Of National. International athletes he got three D work of Rafa. Nadal for those are not watching this on video. It's behind him, but it's also going to be a link in our episode information. He's also got artwork of Muhammad. Ali Michael Jordan Prince. Fielder Dirk Nowitzki. Irk Nowitzki I'm not a basketball person. I'm sorry. Most importantly. It's the tennis painting that we're really here to talk about, and it's Three D. art, so I want to start with what is three art. What's the process for making an artwork like this before we get into the Roth story? This was very unique idea. That I came up with lean back in nineteen, ninety five, I was doing my very first art show at the New York our next on back in those days that was the largest art show in the world. Everything was painter of any place anywhere was there exhibiting in was at the Jacob Javits in New York City, so as massive and I back then you the jury to get in so jury to get an shared a booth with another artist, and when I was there, all brought was abstract paintings on canvas, because that's what I was painting at the Time Big Love Klee Miro. Picasso, that was kind of backroom basically, and we've been in the show for five days and insult. Damn painting and I told. My My. Fiance at the time in my mom was there with me. I gotTa Take I. Just need to go walk the show and I said. You know if I'm going to do anything in my life I've got to figure out how to do something that no one has ever done and for some reason and it's time. My Dad owned art gallery. Very very successful one back in San Francisco. East Bay and I just something popped in my head. work on glass. Just a glass on the second I got home I started Phil around layers of plexiglas and low and behold. That's how it was born I. Just we just figured out how to frame it how to do the whole thing in. One, doing where usually as an artist you paying on one level is a canvas most most of the time. You're just doing everything on that level of what I wanted to do with cigarette how to take a look at an image of a painting in break it up and put different parts of each of painting on glass, and then use spicer's to separate them, so there's space in between each layer. You get that natural three d look with no gimmicks, no anything no lighting. It's all based on different layers and different perspectives, so that's how it was born and. The risk on history.

Tennis Basketball Bruce Irena Falconi Nina Pantic Dirk Nowitzki Carlos Costa John Mcenroe California San Francisco Jacob Javits Ross Muhammad East Bay Baseball Chapman University Spicer Ali Michael Jordan Prince Phil Nadal
Flash Briefings & Voice Games with Adrian Simple

Inside VOICE

09:10 min | 1 year ago

Flash Briefings & Voice Games with Adrian Simple

"So you are the creator of Gaming Observer which is one of the number one flash briefing that is currently ranked number one in the US and the UK. I love it. When did you start? It started a year and a half ago July of two thousand eighteen. So tell me this story. How did this happen so I assume you're a Gamer yourself? Oh Yeah. I'm a lifelong Gamer. So I've been playing games my whole life. I've always had a controller in my hand but essentially back a year and a half ago a friend told me about Alexa and that was kind of first time discovering that ecosystem and she said. Hey there's a singled flash briefings. It's really cool. I was like that's interesting so I did a little search in the AMAZON FLASH BRIEFING SECTION FOR VIDEO Games. Because that's what I'm interested in and there wasn't really anything there. There was the major the major news. Networks out there but they weren't they didn't seem like it was very popular and whatever. I said I have a microphone. I can do this and so I did it. And now here we are so we'll tell us what the flash briefing daily are you giving advice education. What is it about every Monday to Friday? I cover all of the news that I can on that day. So if a whole bunch of things happen on a Monday and Tuesday morning people get the news from that previous day. It's about three to five minutes long. It's it's on the longer side for flash briefings but cover three to four stories. Whatever the most interesting things that happened on the previous day and then you know that's kind of what I'm most mostly doing and what I'm most known for on Saturdays. I have listener interaction day so I have people right in. I'll ask a question and people right in and saying their experiences with whatever's related to that question and I'll feature their answers on the show and then on Sunday. I usually do some kind of special so sometimes. I'll just talk about the games that I'm playing sometimes. I'll cover one new story superintendent. Because it's interesting you know just kind of a variety grab bag and yeah that format has really worked for me and so how did you market that? How did you get so many followers? Did you just put it in people's founded on Amazon or what? It's really interesting because it's all organic growth so I get about ten thousand listens a week now at this point and I think that's that's pretty crazy to hear about that. I haven't done any marketing or I haven't gone on other podcasts. All on his tweet essentially and meet the people that are all here. Are Project Voice But Yeah essentially I just I did my best with the key words in the title and then people you know when they searched gaming or video games or gaming news or any combination of gaming related news. I show up and now I've gotten to a point where compared to the other people who are covering gaming news. I'm I'm way far and above in terms of reviews and all that stuff so it's really just been kind of snowballing. Now that's what's I personally don't know anything about gaming so tell me what are what kind of games are you playing. What are the Popular Games? Are you talking about things that online talking about Voice Games? What type of things agent mostly mainstream gaming so like your xbox playstation and it's mostly as well industry news. So they're saying hey. We're delaying this game or where. We acquired a new company. And you know we're GONNA make games that company that usually makes games is now going to come work for us or if a game had just come out like grand theft auto or a racing game or something like that and there's all these reviews coming out than I'll say okay. Hey this game came out. Here's what people are saying about it. And hopefully in the future these companies will want to send me a copy of the game and then I can say hey. Here's what I think about it but yeah so i. I mostly just covering whatever's happened in that previous day. And is there one that you play specifically you like allow There's like I kind of go through cycles. I try to play at least one new game at a time. So I'll play through game and I'll try and finisher and then I move on to another one just so that there's always something But then there are types of games are meant to be played over and over there usually called rogue lakes and essentially. It's like you know you play the game once and then if you die in the game you start over from the beginning and its randomly generated usually every single time so it's a unique experience. I play a lot of those games so usually I have one or two rogue likes going on at the same time as me playing like a narrative story driven game. Oh specifically like right now. I'm playing a game called Orient. The blind forest. It's very artistic. Very unique to wonderful game and then in terms of rogue likes traditionally. There's a game called the binding of Isaac which I have eight hundred hours in It's it's quite crazy and I'm really big on a card game right now called. Slay the spire. So I'm kind of just all over the place I love it so now. You're twenty one years old school. Did I read in School for acting for theater? Technically well? Eight is technical theaters on behind the scenes doing all the lighting and the sound and management and stuff like that and so is the goal here. Okay I'm GonNa Finish School and I WANNA get into that theater space or do you see yourself kind of becoming this. Kind of newscaster within gaming designing gaining. What's kind of the thought that you have at this point now that you've developed this flash briefing? Yeah Yeah So. It's funny because before I started the FLASH BRIEFING IN THIS THEATER WORLD I. I had worked in theaters since I was a teenager right so I I've been in theater for five six seven years. Something like that and I decided to go. The university route academic approach. And I maybe WANNA go down the teaching roots at some point so I was really in that world and this flash briefing like super took off and of course video games have been a part of my whole life and theatre has been a part of my teenage life so now. I'm really interested in okay once I graduate from this program because I still do want the degree it's valuable. Can I take this flash briefing and turn it into something of job whether that's whether that is taking the the show itself and like going the patron roots or the sponsor route or the opportunities? That will come out of that right of being a broadcaster for three years every single day. So there's there's a lot of different ways it can go and if you know if something happens where the show just has to end for whatever reason It would have been a really great experience and then I'm probably just going to go teach English overseas a second language because I want to travel sorts of things. So what? You've been doing this for a while. What has kind of come out of it. That maybe you didn't expect it. The the craziest thing that comes out of the flash briefing at least for me is that I get. Is the stories like listener. I have fifteen hundred listeners. A day shy actually more than that because of Christmas about people listening every single day in ways that I never expected and so I get these stories sometimes from listeners. Who are extremely heartwarming. I HAVE ONE. There was a father who message me who said. I used to play video games. I don't anymore but my son is really into video games and I came across your show and now I listen every day and I'm intouch and it has helped me connect with my son. I'm like what like where did that. Come from I had I had. I had a teacher who teach teach to a game design class and she said I play your show at the start of every class. You know early on when I originally started. It was in like like late. Two thousand eighteen before anybody found me. there was one lady who said. Hey I suffer from morning depression every morning. And your show me like a routine to kind of escape from that every single day and I saved that email and I haven't heard from her longtime tried emailing or be like are you still here. And she hasn't responded and makes me sad but that email was like so like. Oh my God and so now I get. I get emails tweets. I got all kinds of messages constantly like every week. I got something I and not has been really surprised and I think that shows that you know this voice. Technology isn't just about creating the next greatest thing it it still is about human connection still about. How do I help someone? And you're helping people in different ways. Yeah totally and that's like the earlier project voice talking about flash briefings and my core concept. I'm focused on the listener and the listener is doing. And we're here at the conference and it's a lot of. How are we going to revolutionize the tech industry? How are we going to? You know grow businesses and it's weird for me because I'm like literally my day to day is go to school. Come home and talk about video games through a microphone and now I'm here and we're talking about. Let's change the world right and so my scope is so much more narrow and a lot of the people here and I think that's kind of a unique experience that I've had yes. I am a human connector as well so I am the same way and I'm fascinated by. How voice can take us in a way to meet other humans in a different way a different approach to it all. Do you see yourself creating voice skillet all that kind of extends from the Gaming Observer. Yeah it's it's it's hard for me because there's so many like I don't know where I would take it. You know. I found success in the news route. I don't know what a secondary skill would really do for me. It is obvious Amazon. Hasn't supported flash briefings for quite a long time and so I could hypothetically see a future where they say. Hey we're not going to support flash briefings anymore. We're GONNA take that future out right. Let's say that happens then. I would make a skill. That's pretty much the same thing because now you can put skills and routines and it can operate the same way and I have a skill sort of in that sector but when it comes to like extending the experience. I'm I'm not so interested in that because you know people I guess there's possibilities but when it comes to like actually actively doing something right now. It's not in my purview.

Gaming Observer Amazon Alexa Isaac United States Superintendent UK Theft
Relatives say at least 9 Americans killed in Mexico, many of them kids

Red Eye Radio

08:03 min | 1 year ago

Relatives say at least 9 Americans killed in Mexico, many of them kids

"In the news today breaking news overnight the state read the story from Mexico at least three American women and six children from an American Mormon community based in northern Mexico have been killed in an ambush a relative of the victims said on Monday now you had was that the the newspaper el universal say at least twelve have been killed we're talking about children as young as six months old will be on the barren said his cousin was on her way to the airport when she was attacked and shot in her car along with her four children in an area and Tory is for drug traffickers and bandits of all kinds it was a massacre LeBaron said Libourne said his role is located the vehicle which had been set on fire with the bodies of the victims inside two other vehicles were found several hours later containing the bodies of two more women and two children at least five other children one of whom was shot and wounded managed to escape and walk home one girl was reported missing after having run into the woods to hide the state Attorney General so the number of victims still remains confused as I said we have reports of me that would make it nine Americans or were killed we've been told the number may be as high as twelve yeah this is a huge story you you see the number of deaths in Mexico that the number of murders in Mexico is on the rise and and in fact the first half of this year setting record numbers and obviously the cartel activity has ramped up greatly don't know what is driving that but it's clear right now that Americans are not safe in Mexico they're not I'm many will argue that they haven't been for quite some time are these this family apparently lived in Mexico S. is being reported and there are plenty of Americans that do that but beyond that you look at tourism and people traveling there on a regular basis I would have you know five six seven years ago have no problem taking a cruise getting off the boat going into Mexico I had a problem growing up on the southern border I really didn't have an issue with it until later years right now I wouldn't step one foot on on Mexican soil and it's because right now I think this unpredictable nature of I don't know if the turf war going on with the with the cartels or or what it might be but I think this story demonstrates how evil those people are we know that Mexican national police and military forces were dispatched to the border state of Sonora on a search operation following those of you know reports like we said nine it is what is being reported by a lot of the media out there with the with the el universal one of Mexico's largest newspapers quoted other relatives the same as many as twelve members of the Mormon family were killed in what appeared to be an organized crime ambush well and and that's it two I mean you ask yourself that a family come upon an area accidentally where there was something going down and and they were attacked or were they attacked out of the blue with a target you know where they targeted specifically because they were Americans were because they were in the wrong place at the wrong time there's a lot to be learned here before we know but there's no doubt that the the activity by the cartels the which has been going on for ages but really ramped up the murders in Mexico's really ramped up in twenty nineteen and right now on full display here I you're talking about children kill being slaughtered if these reports are accurate and true that's as evil as it gets and I don't know what you do about it I don't know what the they're clearly will be an answer from and and so far there has not been an official comment this morning yet from the state department but there likely will be this is from CBS twenty one in Arizona and their headline is U. S. women and children killed burned alive in Mexico ambush right the infirm we were twenty deck because some of the reports said the vehicles were set on fire yes it we did we weren't sure if that's before they were slaughtered or or if they were still alive but again this is horrific and you can bet that there will be a a response from the state department later this morning and you're there you're talking a family that this is a of a woman and a queen creek Arizona so the victims are her American relatives Leah's this woman by the name Leah Staten her sister in law cousin and nephews wife left the family's ranch in Sonora for a wedding with their children in tow my sister could actually see the smoke from her house and they heard the gunshots she says another family member saw one of the S. U. V. is that they had taken on the side of the road a few miles back few miles away from the ranch we just knew the vehicle was on fire and bullet holes all throughout it it was a good hour or so to get information that they were in it the four children they were all dead the other two cars disappeared my sister in law was in one with nine or for children and then my cousin was in one with her baby some of her relatives have recently talked about moving to the states because of the violence there things have happened with my family members being pulled over by the mafia guns pointed at their vehicle as for motive is that's one thing that you and I are asking the the woman who are the the relative in Arizona said she has no idea why anybody would want to harm innocent women and children we just can't believe that this is actually happening to our family it just seems like a bad dream Mexico officials say the area is remote which is slowing down the investigation we said even Mexican military have been sent for the the the search for an investigation as to what's what's going on so you look at that immediate area below the your supporter right there in Arizona that was going back to Jan brewer's time as governor of that state that was part of the battle is is that there were very dangerous people still are dangerous people the cross in to the US across the border and Arizona was looking to do something about that and of course the battle ensued between the legal battle between the Obama administration and and the state of Arizona and you look at the threat it's not anymore it's not just border states I'm talking about the threat that's right here at home by the cartels in their activity here if they're willing to do something in Mexico like this they're willing to do anything anywhere and the more that we that the left promotes open borders the more dangerous our country

Mexico Five Six Seven Years Six Months One Foot
 Major League Baseball Preview: It's Opening Day 2019

Sal Licata

13:25 min | 2 years ago

Major League Baseball Preview: It's Opening Day 2019

"Opening day, and I cannot wait Madsen Yanks get everything started at one on five. I realize Harrison I was just looking over the schedule before the Mets and the and the Yanks are the only to apply at one zero five tomorrow one a Yankee actually one Mets for one zero five and then the other games will follow throughout to go around major league baseball right now, we welcome. And Scott Miller who's a national baseball columnist for Bleacher report scout amongst other things Scott happy opening day. I mean, this is this is a great grey day for baseball fans everywhere. A big slate of exciting action all across major league baseball. It is happy opening day to you as well. And yeah, it's it seems like it can't get here. Quick enough. I always say, you know, baseball more than any other sport has brings with it something that is unique that nothing else can say that simply as opening day equates. To the promise of summer, the promise of the last day of school is very close. It's getting closer. And who doesn't like the thought of summer vacation and whatever else and thought of war nights at the ballpark. Yeah. I mean, there's a lot of things that go into the other thing I would add to that. Scott would be the fact that you know, you have it there for you pretty much every night for the next six months, it's different than opening night and football way opening week, whatever it is. And then it goes away for a few days. And then it's once a week baseball. Once it starts, it is six months of basically there for you every single night. And that's what I love about it. Yeah. No question. I mean, I I know, you know, even you know going back as a kid growing up in Michigan. I grew up about thirty miles south of Detroit so back then I followed the Tigers. And, you know, just, you know, your kid, and you can't you know, you don't have your driver's license yet or anything. Thing every night the summertime you had a friend. You had you had your Tigers. In my case on TV. College. I had a great summer job at a state park in Michigan. Yeah. During my summers off in college and state park, quite often. I would be a permit but without front as cars came in. I take their money, you know, the three bucks or whatever cost command and a state park was over near lake eerie and not only were you outside in the summer. But I had a radio in that booth and I worked at three thirty to eleven thirty shift and listen to music up until about seven or seven thirty. And then I click over to hurry. You know him and Paul Carey telling me all about whatever was going on with the Tigers at night. And you're right. It every night every day there there there's something that just build slowly. And slowly, you know, like a great book read a chapter, maybe grabs you, then the next one. And then you go on and what the Mets in particular. And you're right. I mean, that's that's the beauty of what the Mets in particular. You get excited early on because the Mets own opening day. Matter of fact, they've won thirty seven of the west forty nine last year. They started started twelve and to Scott and everybody at least around here. At least myself I was excited about this ball club in and then they went into the tank naturally. So that book got pretty bad in a hurry. You look at this meds ballclub in the National League east in particular. Where do you rank the Mets right now in the NFL is heading in opening day? You know, I it not deduct a question. But is that's what's gonna be fascinating about the summers. I think anywhere from first to fourth. I mean, you know, depending on health depending on the way things go, I mean, you know, the National League east more than any division of the game. You had teams trying to better themselves trying to to to you know, deliver that knockout punch in the wintertime with trades and free agent signings. Dom, you know, I mean the nationals I think everybody talks about them losing Bryce Harper. And the funny thing there is I think a lot of people are kind of dismissing the nationals because hey, they lost Bryce Harper. That kid want. Soto is great Victor rollerblades is coming out. They're going to be good Phillies made their moves Atlanta won the division last year. You know, I like what the Mets did. I think they they they they made some smart moves. You know, obviously you start with the pitching. Graham, and how about the ground versus shirts or the mile. I mean talk about a great opening day matchup but him center, Dr Wheeler. I like getting Edward D as I mean, people Robertson knows the bigger name. I, of course, still and people say, oh, can I was going back to New York? But Edwin d as the this kid was as good a closer was in a game last year for Seattle. That's a great addition. You know? Behind the plate. You know? Wilson ramos. I think there's some promise, and it's gonna take health and has gonna take some, you know, smart play and Conforto needs to continue to improve. But you know, like, I said without doc in the question. I mean, I thanks go. Well, I think they're gonna content put it that way. I think you'll see a fourteen horse race down into the last into August and September and how about the National League overall. We don't need to go into the specifics of each division here. But you mentioned Al the National League east can be in the brave yet through the defending champs and natural good even without harbor Phillies. Clearly better their lineup on paper looks loaded Mets made some improvements. So those four teams should be battling there. I mean, you look at the rest of the National League. How do you feel the central is gonna plan everybody? I know loves the cubs this year people high in the cardinals brewers are pretty darn good. You're talking now we just went over to divisions in there are seven teams potentially to be the playoffs even with the reds improving. I still don't think that they're realistic realistic. To be playoff team. And then in the west I mean, yeah. At least have two or three teams fighting for the postseason. So Scott when you look at it, how do you see the wildcard plan out? I mean, you could give me the divisions. I but in the National League the Walker is going to be intriguing. Yeah. It is. Because you're you're right. I mean, you know, the cubs ninety five or more games. I think for four years in a row at you know, they they have a really good team. You know, the one team I'm keeping an eye on. I I'm not so sure about no walkie. I mean on paper, they look really good. But they're one team that kind of disrespect starting pitchers. I mean, they're they're success last year aside from the smart moves to get Renzo Kane and Christian yelich their success. Was that bullpen was phenomenal. Josh Hader is back and going to be really good. But you know, Jeremy Jeffress has a sore shoulder. Corey knievel sore elbow to start the year. Those were two guys that played a big role in that broke in the bullpen. So my question with the brewers. I think for them to repeat last year. They've got to have the bullpen pitch. Every bit as good as it did last year. And I'm not sure both sides are so volatile. I'm not sure if they're going to be able to match what they did last year. So, you know, that's why I'm watch wants Milwaukee. Cincinnati. Please is gonna hit like a zillion home runs in that ballpark. He's probably gonna drive the rats crazy with some of his antics. They'll be fine. Say Lewis is gonna be good doubt. Dodgers everybody talks about Clayton Kershaw unavailable for opening day because he's opening on the injured list, but they're pretty deep. And I think they still are the favorites in the National League West Colorado's right there. Again, you talk about all the teams that are contenders. I'm not sure. But I tell you what for the first time in ten or fifteen years, the Padres have become relevant. Manny machado. It's gonna be fascinating to see what he does especially after playing the villain, and I told her and I was shocked. You know, the Padres went the opposite way of what most teams do keep the kids in the minors to buy an extra year of service time delay free agency. They call up their kid Fernando taste junior is going to be the opening day lineup playing shortstop tomorrow as well. Next Chato and he's juniors right there next to Blad. Gratitude here is one of the best prospects of the game. So you know, everywhere you look a lot to be excited for we're talking about Scott Miller national baseball columnist for Bleacher report. Yeah. And that's Scott. Normally I feel like you could read the predictions from everybody in America that writes these predictions. Are you looking at it yourself? It's hard to pick against the teams who are consistently. They're hard to knock off the cobs hard to knock off the nationals. The dodgers, then maybe you take one or two different teams making the playoffs this year in the National League in particular when you look at it going into the year. Maybe I'm wrong. Greg me, if I am I see more parody than ever before you can make a scenario as we just mentioned a bunch of different teams. I wouldn't be shocked if any of those different scenarios happens where you can have three to four teams in each division competing for playoff spots. Yeah. I think that's true. I think that's that's healthy for baseball. Because I, you know, look we're coming off a season where attendance dropped about four percent last year and seventeen of thirty teams saw tennis declines. And there are various reasons for that. You know baseball will tell you a big part of the reason is the April and may weather last year in the east and midwest was really bad, cold, rainy and fans just didn't want to come out. I'm sure that's a contributing factor last year. Was the first year in baseball history. Whenever more strikeouts than hits. I think the way the games being played right now is a contributing factor to attendants declining. But the third contributing factor in my opinion, is you know, we've reached that stage. You know, we were tanking is kind of gotten away from that a little bit this year. But if you want to say tanking or rebuilding clubs have realized the middle's the worst place to be if we can't win we need to strip things down and rebuild. And I think too many teams in the last couple of years have have done that. And so what you've gotten is is, you know, fans in number of cities losing interest in the game because their local team is trying so hard it's basically stripping down rebuilding. So the fans are like, well, what's there to be excited about what you just said in the National League to that last point? I think finally in the National League at least you're right as you look. Around. You don't see, you know, a third of the league or more rebuilding. You see teams that they think they can win in that are giving their fans reason to hope and that is not the case. Of course in the American League's we transition narrow let's start with the American League east. Let me ask you this way. More concerned with the Yankees injuries slash starting rotation or the Red Sox bullpen heading into the year. Yeah. It's Baltar concerns. I you know, I I pick the Red Sox to win the division last year. And I'm leaning that way this year because I respect that Red Sox rotation. Chris sale, David price report, Selo and company. And also, I think the Red Sox where I like him last year, and I still sort of do that lineup. I think there are back at more strikeouts than hits in the game. There are fewer strikeouts. In the Red Sox lineup there. It's a nice mix of power in contact hitters on base guys guys that can put the ball in play. Whereas, you know, as we know the Yankees lineup is really exciting. But at Tanah homers, and and you guys are going to strike out a bunch. So that's sad. I would give the edge the Red Sox, but they didn't bring Craig kimbrel back Joe Kelley was under rated and that bullpen last year. He was a free agent went to sign with the Los Angeles Dodgers. So. So the Red Sox bullpen is a work in progress. I tell you what. There's a chance that bullpen could make Alex Cora. Look not so smart after they made him look really smart in his debut season. As manager last year, you give the raise any chance to make ninety games for goodness sake or ago. Yeah. I think so I mean, you know, look Blake's now, you know, part of the fun. This year is is is is is it is every year is finding out. You know, what our guys gonna certain guy's gonna do for an encore Blake Snell is one of those. I mean Cy Young winner last year phenomenal. But the baseball history is stacked with all kinds of you know, one hit wonders guys that were great one year. And then they they did repeat the m-. The thing about baseball. It makes it so difficult is, you know, the the Mark of a great player is consistency over a number of seasons. You know, when you turn a guys baseball card over, you know, the statistic line. Doesn't jump out at you from one year. But rather over five six seven years is pretty consistent. And that's what Blake's now is going to have to build this year. He's got to build on what he started last year. And that's gonna be interesting. I liked the addition of Charlie Morton, former Houston Astro into the rotation in Tampa Bay that's going to help. They got some good things going on Tampa Bay.

National League Mets Baseball Scott Miller Los Angeles Dodgers Red Sox Phillies Tigers Brewers Bryce Harper Michigan Blake Snell National League West Colorado Madsen Padres Cubs American League Detroit Tampa Bay Wilson Ramos
Use Your Money to Buy Happier Time

HBR IdeaCast

09:45 min | 2 years ago

Use Your Money to Buy Happier Time

"I keep thinking about something that guests said recently on the show we have been living for several decades is kind of a tenant of life structure that are orgnization has created for us. We know where we're going to be at nine AM Monday through Friday. Our weekends are also structured around that because you know, maybe one day or part of days the day that we do all the chores. We didn't have a chance for that was Theresa a mob lay on episode sixty five she was saying it in reference to her research on retirement, but what really struck me is this idea that your job dictates your weekends, even dictates. How you spend your time off. And that's why I'm excited for today's episode. Our guest today believes people would be happier. If they spent more of the money, they earn at work to get back more of their time when they're not working Ashley Willens researches. The tradeoffs we make between time and money and says we often get those wrong. She says, we should spend more money. Not just on things we like, but to get us out of the things we don't enjoy say yard, work cooking or commuting. Ashley Willens is an assistant professor at Harvard Business School. She's also the author of the HP are article time for happiness. Ashley, thanks for coming on the show. Thanks so much for having me. Your research concluded that the happiest people use their money to buy time. And there's that phrase, you know, money can't buy you happiness. But you're basically saying that if more people used money to buy time that they could use that time to be more happy. Yeah. So we really liked to flip this Benjamin Franklin's adage on its head and say, well, if time has money, maybe also we can think that money can buy happier time, my research really focuses on using money to buy cells out of negative experiences. So subtracting negative minutes from our day subtracting time that we spend stuck in traffic subtracting extra work hours were were just spinning our wheels. And really, we should go home subtracting housecleaning, but really any way that we spend money in a way that might save us time such as also buying ourselves into positive experiences has reliable and positive effects on on the happiness that we. Get from our days or weeks or months and our lives. Even though people feel like the world is busier than ever, you know, you point out in your research that the average American for instance, has more time for leisure than they did forty years ago. And so it sounds like you're saying that now that people have more time, they just spend it earning more money or taking jobs that make them busier rather than using the time. Yeah, I think it's really interesting that, you know, work hours have gone down. But people are feeling more stress than I think, it's exactly that's we think that business is a status symbol, we focus. Our attention on getting ahead, especially in North American culture. So I think there's this element. One of the fact that even though we have more free time, we might fill it more with work or commuting really far away. Because we want to have this really nice house that we don't get to spend any of our time. And we don't get to enjoy because we're always commuting to work. Really, far and ubiquitous connection to the internet. Also means that we experienced what's some researchers have called time confetti, so not only maybe a retrying to filler time with more work in being more productive. But also, our time is more fragmented were more distracted, and that also contributes to these higher feelings of time stress, but also time is very hard to track. And so if we have windfalls of time, we often fritter them away. So it's interesting is that in one of our my clobbered or an ice studies. We find that buying time or spending money on time-saving services predicts greater happiness, reduces stress. Not because of the objective amount of time that we saved just to the simple act of thinking about giving up money to have more free time seems to make people plan their time a little bit better. If I'm going to incur this cost to have this free time, then I'm going to make sure I really enjoy the free time that I have. What do you make the argument though, that that future's uncertain and financial security or your financial future is often uncertain too? And so I guess some of the way we've been trained to think about time versus money as that like if you have time now and can make money you need to save. So that in the future when you're not working you have money to spend. Yeah. And I mean people who feel uncertain about their financial future or more likely to value money, and they get more thought his faction out of having that value. And that makes a lot of sense. If you're not sure what you're next five. Six seven years are your overarching goal in life should be Develey money. So that you can feel like your future is secure and safe much to what you're saying. And and I don't argue that that doesn't mean we shouldn't also be thinking around the margins of whether within our discretionary income bucket within the set of money that we spend in in ways that in. Enable us to enjoy our life that we shouldn't also be thinking about saving time. So that's why make the point. And my clobbered resign often argue that we need to be thinking about every time we open our wallet. What is to make a purchase discretionary income purchase? Is this money? Changing the way that I spend my time. What's one way that you have trained yourself to spend money on other things where maybe was counterintuitive of I, but really makes make sense when you value time correctly, you know, going through grad school, you have no time and no money, and you're constantly trying to cut corners in every way that you can and one thing that I did throw all of graduate school was live really far away from my place of employment. I would spend hours on the bus every single day for five years because it was cheaper. I could live in an of slightly bigger apartment with my partner. And I you save money that way. You know? And so when I moved for my my job, I had this intuition. This really strong sense that I should do the same thing should live in the most economical place, even if it's a little bit further away, and I really had to push against sort of every instinct that was saying, but think about how much money you can save in rent like just written his massive dissertation on the fact that we should value time over money, but we always get it wrong. When making major minor life decisions that I was like, okay. Actually like, you can do it. You can pay a lot of money in rent and live really close to work. So you can walk there. You're going to be new. It's going to be stressful. You have a million things to do. And that was one thing that I did recently. And I think it's added a lot of happiness to my life and really reduce stress. I walked to the office. I can walk. Everything's walking distance to my house. I feel like a lot of my behavior. Does come from. How I you know, I lived coming out of school. From a time when I had more time than money, and then just got used to doing everything myself. And there's also the kind of the American self reliance thing just being able to take care of household chores do things without having to hire somebody to do it. I think I know I I think this is part of the reason we see the effects that we see. So I have a another line of research with Laura park at the university of buffalo, and we look at how experiences in childhood around how much money you had and how how much income inequality. There wasn't an a place where you grew up shapes the way that adults think about their finances and make decisions, you know, fifteen twenty years later, and we do see that growing up in a more uncertain financial environment carries all the way through to adult hood. You know, doesn't Volvo a little bit of retraining again. I really want to return to this idea. That's about taking small act. Actions not doing anything to drastic but just sitting down and thinking about whether there's anything you can outsource that. You really don't like that stresses you out a lot that you can afford. And if there's anything on a daily basis that the answer to that question is yes, you should try it out try spending, some discretionary income that way, you know, other small ways I can be more efficient that I can give up some of my money to have more time direct flights grocery deliveries to my house. Not all the time. Not outsource everything. We show in our data that people who outsource too much experienced the lowest levels of happiness in part, probably because again, they feel like their their life must be so out of control. If they can't you know, if they can't even do one load of laundry on the weekend. So I think you also raise an important point. And we find this in our data. We wanna seem self sufficient one reason that we don't ask for help enough that we don't outsource enough even. When we're paying our hard earned money for someone else's time. As we want to feel like we can do it all especially in North American culture. We have this idea that we're a failure. If somehow we can't have their perfect home

Ashley Willens Theresa Harvard Business School Benjamin Franklin HP Volvo Assistant Professor Partner Laura Park University Of Buffalo Fifteen Twenty Years Six Seven Years Forty Years Five Years One Day
"five six seven years" Discussed on 600 WREC

600 WREC

07:56 min | 2 years ago

"five six seven years" Discussed on 600 WREC

"And incorrect information by your immune system at five six seven years old. So the story starts where where I knew my grandmother had cancer. And now how it started at that each? But it even and you know, when they when they looked into of course, she had cancer. But even went as far as being in grade school having child sitting next to me in class, and I told the teacher that the child had meningitis. Because the voice told me the child had meningitis and the teacher was like, well, I'm gonna call the parents in. So he did caught my parents in. We're all sitting there. And you know, the child's parents is is saying no he doesn't have meningitis. We don't know where to get it even heard of this everything like that. Anyway, the next morning the child him come back to school because he was in the hospital night long with one hundred five temperature meningitis. So it was it was always like this. You know, what he's fourteen was a stock boy in a grocery store, and I was building up my clientele. I was literally building up my clientele at that age. And I would know what was wrong with people. No matter where I was what I was doing because I would hear it perfectly clear, and you know, so it was always this every day in my life. It was never a day off. It was never an hour off. But it was information. There was always advanced just as advanced as it is now in the books about why someone has multiple sclerosis rheumatoid arthritis. Or husky motor styro- data. So where what what are the real causes? Because science research doesn't know the real cause of excellence rice is so all through my life. It was about hearing this voice perfectly clear. It was giving me fans information about medical, and, you know, about people what's happening with people medical knowledge that twenty thirty forty years ahead of science and research and still is and still is after all these decades. And the thing is a dedicated my life, if the little bit more about my story is dedicated my life, helping people the chronic wheel being a voice for them because they were told they were crazy or lazy or they really weren't sick because their doctor couldn't figure it out all through the eighties nineties all through the two thousand people, you know, I would be literally at nursing homes or be by my clients, bedside giving them b twelve drops. When people didn't even believe in be twelve I've been in it all along all. This time helping people recover giving them the answers thing needed. And I finally the waiting lists cut. So big the see me it got. So big was gotten into the millions that I had to put the books out. So that's what happened the book. You're reading is the first book I put out and that would because I couldn't do it anymore worth doing the one on one thousands of them over the years, and I had to put the information. Now, the medical information in the book, so I can help out millions of people and part of that the celery. Geez. Celery use. Yeah. Stop phasing work. So Anthony, I. Share a story that I don't think I've shared on the air ever, at least all of it. When I was fourteen. I walked by my mother in the kitchen, and I remember looking at her she had her hands in the sink, and I was walking down the hallway. And I heard a voice so loud that it made me stop. And it said stop go back. Give your mother hug tell her you love her. She won't be here long. And I much to my everlasting regret. I didn't. Because I thought that was crazy. Couple years later. I heard the same voice. Tell me the same thing about my grandfather. And it freaked me out when I was in high school couple immigrant father died. Couple years later. I heard the voice again, I was dating a girl, and she had no symptoms of anything. And I heard the voice again. And I thought for sure she was going to die. And and I and I remember thinking, I don't want this. I don't want this. And I went to only one friend, and I said, look, I've never told anybody this. But these three things this is the third time. This has happened in the first two people died, and I am freaking out. And as it turned out. She had a brain tumor in the center of her head. And she ended up living. But it I don't want this. I don't want it. I don't want it. I don't want it. I don't want it. This is a curse not a blessing. I don't want it. You have to have felt that way. Oh, yeah. So I've always felt it's been a curse. I mean. Really? I mean, it hasn't given me a normal life. And basically, it's just as forced me just to only do this work my whole life. You know, it's not about. And it was never about me. That's the thing. You know, someone said when did he start this yesterday? 'cause we're if someone hears about me today it'll be like when did he start this three years ago? He just he he must've taken a nutritional class. He must've gotten too interested in health, actually. No, it's always been this way. I've always been doing this work done thousands and thousands of people and and because I had no choice it. I didn't even want to do it at the beginning. I didn't. But in a spirit said to me, and I say spirit and his voice. I hear me that look you have to care about people. You have to have the compassion. You have to care about what they're going through what they're suffering is you have to get in touch with that you have to do something about it. So I've dedicated my whole life dealing. Something about it. And that's just been. So I've got push back down. Because I I I actually believe you. But I am skeptical because you know, I've met John Edwards. And I've you know, and everybody is seeing these phrases people claim all these things and they play on people. And I'm a guy who I've I've seen. I've spent I don't know. I don't know how many hundreds of thousands of dollars. I've spent on my health, and I have felt alienated and crazy and even to this day. I still think maybe I'm just making all of this up, and I have medical tests that do show me things, but nobody can really tie it all together. And so you you are at the end of your rope. And so when somebody like you comes along and says, no, I tell you this is what it is. You are preying on the most vulnerable. That's the way it can be looked looked at can you can you help with? Have you sorted through? This. Do you have? I don't even know some sort of a. Of kind of gun your arms around how you talk to people. Who are just like, look, I you know, I know how this looks you know, when they're not validated. When people aren't validated for their for their aches and pains mystery tangles, numbness years migraines, neck pain, back pain, burning feelings in their feet ATC floaters in the eyes dizziness balance problems vertigo issues it gives you know when you're not validated. And you're told that you're, you know, you're whatever's wrong with you get did just make making it up in your head or anything like that. Instead of like, it shouldn't be looked at that. I'm I'm I'm like preying on someone or anything like that. It's actually the opposite. I've been able to bring people stories forward if you look at my Instagram, medical, medium, Instagram pain. Have it wouldn't believe you wouldn't believe. Thousands of people's lives that are coming back. So if someone's picking.

meningitis neck pain Anthony John Edwards twenty thirty forty years five six seven years three years
"five six seven years" Discussed on WBT Charlotte News Talk

WBT Charlotte News Talk

07:56 min | 2 years ago

"five six seven years" Discussed on WBT Charlotte News Talk

"At five six seven years old. So the story starts where where I knew my grandmother had cancer. And now how it started at that each? But it even and you know, when they when they looked into it, of course, we had cancer. But it even went as far as being in grade school having child sitting next to me in class. And I told the teacher that the child had meningitis because the voice told me the child had meningitis and the teacher was like, well, I'm gonna call the parents in. So she did called my parents in well sitting there, and you know, this house parents is is saying no he doesn't have meningitis. We don't know where you could have even heard of this everything like that. Anyway, the next morning the child didn't come back to school because he was in the hospital all night long with one hundred five temperature meningitis. So it was it was always like this. You know at he's fourteen was a stock boy in a grocery store, and I was building up my clientele. I was literally building up my clientele at that age. And I would know what was wrong with people. No matter where I was what I was doing because I would hear it perfectly clear, and you know, so it was always this every day in my life. It was never a day off. It was never an hour off. But it was information. That was always advanced gist as advanced as it is now in the book. Books about why someone has multiple sclerosis rheumatoid arthritis or hoc- motor styro- where what what are the real causes? Because science research doesn't know the real cause of accidents rises, so all through my life. It was about hearing this voice perfectly clear. It was giving me fans information about medical, and, you know, about people what's happening with people medical knowledge. Twenty thirty forty years ahead of science and research, hence still is and still is after all these decades. And the thing is a dedicated my life, if the if the little bit more about my story is dedicated my life, helping people the chronically ill being a voice for them because they were told they were crazy or lazy or they really weren't sick because their doctor couldn't figure it out all through the eighties nineties offer, the two thousand people, you know, I would be literally at nursing homes or be by my clients, bedside giving them b twelve drops. When people didn't even believe. Leave and be twelve Benny in it all along all this time, helping people recover giving them the answers thing needed. And I finally the waiting lists cut. So big to see me it got so big we've gotten to the millions that I had to put the books out. So that's what happened the book. You're reading is the first book I put out and that was because I couldn't do it anymore worth doing the one on one. It gets thousands of them over the years, and I had to put the information. Now, the medical information that's advance in the books. So I can help out moans people and part of that the celery juice. Celery excuse. Yeah. Stop is phasing work. So Anthony, I. Share a story that I don't think I've shared on the air ever, at least all of it. When I was fourteen. I walked by my mother in the kitchen, and I remember looking at her she had her hands in the sink, and I was walking down the hallway. And I heard a voice so loud that it made me stop. And it said stop go back. Give your mother hug tell her you love her. She won't be here. Long and much to my everlasting regret. I didn't. Because I thought that was crazy. Couple years later. I heard the same voice. Tell me the same thing about my grandfather. And it freaked me out when I was in high school couple immigrant father died. Couple years later. I heard the voice again, I was dating a girl, and she had no symptoms of anything. And I heard the voice again. And I thought for sure she was going to die. And I and I remember thinking, I don't want this. I don't want this. And I went to only one friend, and I said, look, I've never told anybody this. But these three things this is the third time. This has happened in the first two people died, and I am freaking out. And as it turned out. She had a brain tumor in the center of her head and she ended up living. But it I don't want this. I don't want it. I don't want it. I don't want it. I don't want it. This is a curse not a blessing. I don't want it. You have to have felt that way. Oh, yeah. So I've always felt it's been a curse. I mean. Really? I mean, it hasn't given me a normal life. And basically, it's just as forced to only do this work my whole life. You know, it's not about. And it was never about me. That's the thing. You know, someone said when did he start this yesterday because we're if someone hears about me today it'll be like when did he start this three years ago? He just he must've taken a nutritional class. He must've gotten interested in health, actually. No, it's always been this way. I've always been doing this and worked on thousands and thousands of people and and because I had no choice it. I didn't even want to do it at the beginning. I didn't. But in a spirit said to me, and I just say spirit and his his voice a here. So it says to me that look you have to care about people. You have to have the compassion to care about what they're going through with their suffering. Is you have to get in touch with that you have to do something about it. So I've dedicated my whole life dealing. Something about it. And that's just been. So I've got push back down. Because I I actually believe you. But I am skeptical because you know, I've met John Edwards. And I've you know and everybody is seeing these precis people claim all these things and play on people. And I'm a guy who I've I've seen. I've spent I don't know. I don't know how many hundreds of thousands of dollars. I've spent on my health, and I have felt alienated and crazy and even to this day. I still think that maybe I'm just making all of this up, and I have medical tests that do show me things, but nobody can really tie it all together. And so you you are at the end of your rope. And so when somebody like you comes along and says, no, I tell you this is what it is. You are preying on the most vulnerable. That's the way it can be looked looked at can you can you help with have you sorted through. This. Do you have? I don't even know some sort of kind of a gun your arms around how you talk to people who are just like, look, I, you know, I know how this looks you know, when they're not validated. When people aren't validated for their for their aches and pains mystery tingles number three years migraines, neck pain, back pain, burning feelings in their feet, ATC floaters in the eyes dizziness balanced problems vertigo issues it gives you know when you're not validated. And you're told that you're, you know, you're whatever's wrong with you get did just make you're making it up in your head or anything like that. Instead of like, it shouldn't be looked at that. I'm I'm I'm like preying on someone or anything like that. It's actually the opposite. I've been able to bring people stories forward if you look at my Instagram, medical, medium, Instagram pain. Have it wouldn't. Believe you wouldn't believe. People's lives that are coming back. So if someone's a skeptic and says, oh, okay. He's vulnerable people. Honorable.

meningitis neck pain Benny Anthony John Edwards three years Twenty thirty forty years five six seven years
Apple FaceTime bug turns your iPhone into hot mic

Todd Schnitt

00:41 sec | 2 years ago

Apple FaceTime bug turns your iPhone into hot mic

"Notch stuff. Hey apples. Got a problem is the big FaceTime bug in. I'm not an iphone user have my Android right here. I do use an ipad for our studio link video with my master control for radio, but I turn this thing off. So I don't think I'm subject to the bug that could invade privacy. But you know, what I saw when I saw the story in reminded me of a very buzz worthy story it had to be I don't know five six seven years ago about what the spooks what the NSA with the feds can do with your cell phones. Even if your phone is off so hang on. We'll get into the the Big Apple problem. If you have an iphone or ipad stand

Five Six Seven Years
"five six seven years" Discussed on WJR 760

WJR 760

01:41 min | 2 years ago

"five six seven years" Discussed on WJR 760

"Me five. Six. Seven years running the Warren Pierce show on WJR. Please welcome the wickedly talented and welcome into a Sunday morning, everyone around 'til eight o'clock fled. He of things for you to be aware of before you even start out of the house on this. Final Sunday in the month of January lots to do to between now and eight o'clock, including the weather. We'll give you updates to be sure because. Surprising to me. I thought maybe we're going to get less than a half inch. Maybe a quarter inch of snow before the big snows arrive sometime probably tomorrow mid morning, and then accumulating three to five to six inches something like that. But there's a little bit more than that. So if you're getting up, and you have a say snow service, they usually don't kick into what two and a half three three and a half inches or something like that. Chances are if you've got a driveway you gotta walkway something like that around the house or wherever you happen to live. You're gonna needle shoveling. If you don't want to go through all the snow. So that's something to keep in mind as we make our way toward eight o'clock. And as you make your way to wherever church or maybe you're going to temple today. We've got some interesting information were catered this morning by. Well, a a deli that sent over some chicken noodle soup. Perfect for the kind of weather. We're going to be experiencing through the entire week. When temperate remember Wednesday, we're.

Warren Pierce Seven years six inches
"five six seven years" Discussed on WBZ NewsRadio 1030

WBZ NewsRadio 1030

03:44 min | 2 years ago

"five six seven years" Discussed on WBZ NewsRadio 1030

"Back with family financial focus here on WBZ ten thirty AM. I'm Joanie Siani, and Paula Larry Walter here. And before we get to questions just going back to what we were talking about during that first segment here when you're meeting with people, and again, you get very busy. And even though you get very busy. You still take the time with every person that comes in that you have a conversation with what are some of the questions? How does and we call this show family financial focus, but what are some of the other considerations? When you're thinking about retirement over the next five six seven years. What are some of the things that you ask about regarding the sandwich generation, your parents, and your kids are you and what exp- questions? In the first meeting has a lot to do like what I was explaining in the last segment is, you know, where are you? What is your total liquid net worth? Because that's obviously very important right start with that. Then where investments allocated now and what's going on with them. And then you're going to retire in five years. What is your source beat the assumption on how much income you're going to need on an annual basis at that time? Are you still going to have a mortgage many people go into retirement with a mortgage, many people do not it just depends, and what are the sources of your income? Sometimes it's just social security, sometimes if you have a spouse to social security's, and sometimes it's two social security's and a pension, and so whatever it might be. That's important information to have. And then just just thinking about well, how eloquent my money today if I'm going to retire in five years, do I have the right investments right now. So all that has really scrutinize every investment and try to look as much as we can to see what's what's going on right now. Now. And then the whole the whole idea is understanding what needs to be done with your liquid net worth your nest egg. Yeah. Should that be invested? It's not only for the next five years if five years from now, if you're age sixty five or sixty six you gotta assume another twenty thirty years of life. So that bucket of money, whatever it is if it's eight hundred thousand or it's one point two million whatever that is. That's not it's just not money until the day retired for the next twenty five thirty years. So you want to allocate properly understanding what you're trying to accomplish. It's no longer. I'm forty years old, and I'm going to invest to create wealth for my retirement that is what was in the pass. Ooh. Going forward. Now in the future. Is to maintain that wealth and maintain that well for financial independence were out your retirement years. So now the way you invest has to be different than you did prior. Okay. You keep the same investment philosophy. I'm gonna go for it. Like, I'm forty years old. You could be burnt with the market, you know, any time market Google down for many, different reasons as long as it goes up. So you just want to make sure your allocating a certain percentage, we saved many times in equities and then in bonds, you know, income-producing bonds and then principal protected accounts in no matter what's going on the markets. It's not all your money's. And stock you have a you have a percentage in stock in its allocated appropriately for what you're trying to accomplish. Okay. So, but I get that number down. And then look at how you can best. Right. But then there's a number a number of other key factors in everyone's life. Every. Family has situations. You know, there's no perfect family. Look at me. I have Paul. My. That.

Joanie Siani Paul Paula Larry Walter Google principal five years forty years twenty five thirty years five six seven years twenty thirty years
CNN's Jim Acosta has White House press badge revoked

The Ray Lucia Show

51:18 min | 2 years ago

CNN's Jim Acosta has White House press badge revoked

"The White House has suspended the right house pass of CNN's Jim Acosta, accusing him of harming an intern who was trying to grab his microwave during a contentious exchange with President Trump accuster responded on. CNN but didn't put my hands on her or touch her as they're alleging. And it's just unfortunate that the the White House is saying this, you know, we all try to be professionals over there. And I think I handled myself professionally in a statement CNN said White House spokeswoman, Sarah Sanders. Right. They said the White House revoked a Costa's press pass in retaliation for his challenging questions during the conference. Jury selection has wrapped up in the New York trial of Mexican drug Lord, Joaquin El Chapo Guzman. The jury of seven women and five men are to hear opening statements next Tuesday, the notoriety of the case has prompted extra security measures that include keeping all of the jurors anonymous. You're listening to USA radio news. Hi, I'm Wayne Allyn root, the conservative warrior my show. Wore now airs every day right here on USA radio from six to nine PM eastern. I'm also the star of the Wayne Allyn root show on Newsmax TV reaching over fifty million homes, but my favorite roles speaker extraordinaire, I was opening speaker at many. Donald Trump for president events, I speak at Republican conservative in college GOP events. And I'm available to be the star your next event. Contact me arranged for a Wayne root keynote speech. Call toll free eight eight eight four four four route. That's eight eight eight. I live alone and rarely have visitors. So when I slipped and fell in the kitchen last month and couldn't get to a phone. I knew I was in trouble. I could barely move. I tried calling for help. But no one could hear me as I lay there. I couldn't help. But think of my kids and grandkids having to go on without me. I was terrified it took eight hours from my neighbor to find me it could have been the end of me. That's when I knew I needed life alert one press this button. I'm connected to the life alert center where I can get the help I need even when I cannot reach a phone with life alert. I'm never alone. Go one eight hundred four one four one thousand nine hundred fifty eight for your free life alert brochure. That's one eight hundred four one four nine thousand nine hundred fifty eight one eight hundred four one four nineteen fifty eight call for your free life alert brochure today at one eight hundred four one four thousand nine hundred fifty eight. This is the Ray Lucia show. The best for the answers here. The one show that helps you make better money moves the program all about your money, your business and your life. Really? Than even. Call right now at eight four four ratio. Four. Why Joe w? This is the Ray Lucia show. Thank you very much. Thank you. Welcome to the one talk show in America. Helps you make better money. Moves Brad have you on board for this hour. Money power. Boy, the headline stocks set Bal another ten percent before finding a bottom. According to the piper Jaffray technician. Stocks due for a recession and a tumble CNBC's are cash. Stating that every decade since the eighteen fifties in the US has had a recession. We haven't had one yet. So it's gonna happen. My advice, you do not obsess over fear of recessions. Wayne, why also last hour I was discussing the seven-year asset class return forecasts by none other than GMO. Jeremy Grantham, the G in GMO also wanna talk about the market what's happening with the market right now because you know, we went from record highs. Everybody's now concerned that we're in the midst of a bear market, which is true, by the way for a lot of the SNP stocks down twenty percent from their high. But I'll get a chance to talk about that. But I wanna start today with the piper Jaffray prognostication. Just over a month ago, the standard and Poor's five hundred. Was setting record highs. According to leave now more than seventy percent of the indexes components isn't a correction or worse. With some high profile names like Twitter, Caterpillar, Ford and AMD deep in bear market territory. So what are you going to do about it? I mean this. This is really amazing to me because people will come out and say, yes, we're the stocks could fall another ten percent. But they sure as h won't tell you when because they don't know. And so what if they do? Another ten percent. When when you're up four hundred percents since the bottom back in March of two thousand and nine what the heck's ten percent. And will we recover along? We'll take for us to recover from another ten percent fall six months a year. I don't know. I do know this that obsessing about recessions, and so forth is not a good thing. You can go a long time without a recession. But art Cashin very highly respected person on Wall Street says that every decade since eighteen fifty we've had one. And since the great recession ended in two thousand nine. Obviously means we haven't had one this decade. But in reality. You can go a lot of years without having a recession. Australia hasn't had one since one thousand nine hundred ninety one according to Ben Carlson. Who's a researcher? And does this kind of research? Could we not? The entering into a period of time where we're not gonna have a recession. I find it highly unlikely to be honest with you in the near term. I don't know anything about the long-term. But I look at the economic numbers right now. An absent some squirrelly stuff with trades and so forth. That you have to hope that the president figures out a way to worm his way out of the pickle. He's gotten him with China now with Russia nuclear treaty and all that stuff. But but so far this dude is figured out. How to do that stuff? He's got the strangest way to negotiate, but it's it's pretty darn effective. So assuming he does and a lot of these companies that are freaking out like, Caterpillar and so forth. Because of tariffs with China at cetera et cetera. That too shall pass. No one ever said making money in the stock market was easy. No one ever said that it was easy. And it's not. But over a long time period you look at the charts. I mean, I'm not charter, it's okay. I hate looking at charts. I think it's a waste of time to look at charts unless you're looking at one like the past thirty or forty years and just put your finger at where it started thirty or forty years ago and put your finger where the other finger from the other hand, I should say where it is today. And you will see a nice line that goes from the bottom left to the top, right? That's what the stock market has done, historically. In between times. There have been some pretty wicked selloffs. I mean, pretty darn wicked selloffs we've had some pretty wicked ones over the last several years as a matter of fact. Since the market bottomed in early two thousand and nine. There have been corrections of minus sixteen percent minus nineteen point four percent. Minus twelve point four percent minus thirteen point three percent. And mine is ten point two percent. That's in the standard and Poor's five hundred and I can assure you every single time. The pundits came out of the woodwork said. Yep. It's over now. Harry dent probably said, Yep. This is the precursor to Dau three thousand. Which he has actually said in the past that the Dow was going to crash the three thousand and instead of crashing to three thousand it's stored the twenty five thousand. I mean. He's a smart guy. No question about it. He's from Harvard, and he's not the only one by the way. I saw Ron Paul the other day on some TV commercial, and he's expecting a whole world to go to heck and a Handbasket and many many many others. But let me repeat since two thousand nine we've seen the market, correct? By sixteen percent. Nineteen percent. Twelve percent thirteen percent and ten percent. So when I read about piper Jaffray prognostication that we're gonna fall another ten. Oh cares. Who cares? If you were smart enough to get out, and then doubly smart to know when to get back in then perhaps you would care, but I don't. All right, shifting gears to the market as I said, Jeremy Grantham produces his seven-year asset class real return forecasts and as of September thirty two thousand eighteen. Here's what he had to say. Now when I say real return that means after inflation. After inflation. US large-cap stocks after inflation. Minus five point two percent per year. For the next seven years. That doesn't look good. Now, I have to also tell you that Mr. Grantham has also been wrong small-cap, stocks, minus two. High quality stocks minus five. Large companies international minus point five small international companies, minus point four emerging markets. Plus three point two percent. So after inflation. Three point two percent. Which means a nominal return about five and a half percent. That's the best. You can do. According to grant them bonds. Don't look any better. US bonds flat for the next seven years. International bonds down minus one point eight emerging market bonds up two point two percent. Cash up one percent. So check this out the emerging markets have how do I say this? Really been sucking fair and wind lately. He had according to Grantham. That's where you should put your money. I'm not suggesting that you do. I am suggesting that your ten to fifteen percent or whatever you've allocated to the emerging markets stock and bond markets, you hang onto even though the emerging market stocks have been. But I'm also suggesting these stay the course with your plan when we come back. We'll talk more about the market where it's been and where it is year to date where it might be going and some ways to build wealth outside of the stock market. Jeremy Grantham is correct around. This is. Yet. Repaid less for craft Matic today than we did twenty years ago. If you're still searching for the perfect solution to a good night's sleep. Call now for prices and free information on today's craft Matic adjustable beds. And then decide when you see how little they cost rating number one consumers nationwide on consumer affairs dot com. Craft batting that's coming all mattress types, including cooled gel memory foam for up to fifty percent less than today's leading memory foam brand enjoy temporary relief with low back pain for circulation. Nighttime heartburn mild arthritis, sleep better at a medic adjustable beds. So if you're still searching for the perfect solution to a good night's sleep. Call now for prices and information, and then decide when you see how little they cost for less up to fifty percent less than today's leading memory foam brand. Call one eight hundred three one six fifty to seventy one that's one eight hundred three one six fifty to seventy one eight hundred three one six fifty to seventy one. Call down. Have Medicare and do you? Use your C Pap machine is a national healthcare alert regarding your CPAP supplies, using green CPAP mask and supply is important staying healthy. The best way to make sure your C Pap equipment is green is to get new supplies. If you have Medicare. We have great news Medicare will pay for you to have new clean supplies every ninety days. We'll even do all the paperwork for you to make sure that there's little to no out of pocket cars to you. And you don't even have to leave your home, we provide free in home delivery. So of yours. User, and you have Medicare staying healthy with new c-pap. Equipment is easy. Just make this phone. Call right now to get started. Hotline eight hundred five five eight eight nine one eight hundred five five eight eight nine one that's eight hundred five two eighty eight ninety one copays any doctoral supplies replacing accordance with Medicare guidelines. Time changes everything for me becoming a single father of two young kids. It changed. My ability to use my time share the frustration of not being able to use. It was compounded by annual maintenance fees. That nearly tripled over a three year period. I was desperate to get out after searching online for cell Mike timeshare or get out of my time share. It just looked like one scam after another I needed a real permanent and legitimate way to get out of this for good. I'm Brandon read the founder of timeshare exit team. We will get you out of the timeshare you can't use or can't afford anymore. We get people out safely legally and permanently. We are more successful because we have more solutions. Schedule a free consultation to review your ownership situation and find the best strategy for you. If we can't get you out. We will give you a full refund. Call timeshare exit team today. Call eight hundred nine two nine eight one two that's eight hundred nine two nine eight one one two that's eight hundred nine two nine eight one one to call. Timeshare exit team today due to an upturn in the economy main street business loans has preapproved the release of millions of dollars in small business funding. Your business may already be preapproved to receive up to two hundred fifty thousand dollars. We've sent out millions of preapproval letters. We see the economy growing, and our underwriters believe now is the time to invest in your business. So you can grow faster and make more money, and we're prepared to give you up to two hundred fifty thousand dollars to do it. Your funds can be available in five days. There are no application fees, no annual fees, just quick access to up to two hundred fifty thousand dollars. If your business did not receive your approval letter to get up to two hundred fifty thousand dollars. Call main street business loans approval desk now eight hundred four three seventy five seventy eight hundred four three seventy five seventy eight hundred four three oh, seventy five seventy that's eight hundred four three O seven. Five seven zero folks. Helping you make better money. Let's talk about the GMO seven-year asset class real return forecasts, and it doesn't pretty at all. Real. Meaning after inflation. US large-cap stocks expected to earn a minus five point two percent after you account for inflation. Which means they're gonna lose three percent. Per year for the next seven years. Nominally? Crazy stuff man who wants to lose money in the market. International stocks pretty close to break even down a little bit. After inflation. But emerging markets are the only ones. That actually are above water three point two percent. And on the bond side. It looks equally as dismal. International bonds down minus one point eight percent. Emerging market debt up two point two percent. So it's just not looking all that hot. I'm gonna talk about some alternatives here in just a moment. But I thought that I would refresh everyone's memory on where we are year to date. In terms of the market performance. And this could change. Any moment because Marcus have been pretty volatile lately, haven't they? The Dow's up three point seven two percent. The NASDAQ is up seven point seven four percent. The Russell small cap index is flat point three eight percent. And the standard and Poor's five hundred is up four point zero nine percent. Now, if you've got an adviser, and they're charging fees. You're going to have to subtract that that's just from the index itself. Now bonds have been in the tank this year. And I wanna talk about this a little bit later, hopefully an opportunity to do that. But core US bonds are down minus two point four one percent. Long core bonds minus six point four four percent year to date. People buy bonds because they're supposed to be safe. But in a rising interest rate environment and can be nasty corporate bonds. Minus three point three two percent long corporate bonds. Minus six point five five percent. Government bonds, the safest of all. Minus two point two one percent. Intermediate minus one point five eight percent. Long minus six point three five percent. Make alone that the government this year. A long term loan twenty thirty years. You lost six percent mortgage. Bonds minus one point seven seven tips treasury inflation protected securities, minus two point six percent. Knowing that really looks okay and the bond world high yields are up one point six percent. And T-Bills cash basically one point four one percent. So where do you go to build wealth in a market like this? Well, number one is you do not. Bail on your stock market portfolio. But as I have mentioned for years and years and years looking at alternatives to the stock market can make some sense. And alternatives to the bond market as well. Alternatives to the bond market. Could be other forms of debt private debt and so forth. And you gotta look hard for this stuff. You need a very very good financial adviser. You don't have to look quite as hard in the insurance world because insurance companies compete favorably with bonds with certain annuities. We talked yesterday about multi-year, guaranteed annuity contracts. They compete with CDs virtually no risk if you hold until the end and you'll get a better rate of return from most companies, then you'll get from treasuries. Fixed annuities index to new itys variable annuities with guaranteed minimum withdrawal benefits, locking in some kind of a guaranteed income stream in the event the whole world collapses. Those are great ways for you to diversify away from the stock market, but still have the benefits of the stock market. If things do well if they don't do. Well, you're still okay because you locked in a guaranteed income stream for the rest of your life, which will probably translate into a bond like asset, and depending on how long you live. It could be a dog on good bond. But more importantly, it gives you the ability to wait out the storm in the stock market. So what are some of these fresh alternatives to the stock market? Well, we've talked about rental properties and vacation homes. A lot on this show. And there was a company now I forget their name. It'll come to me that evaluated. A lot of these different strategies in terms of how much orders yield street. How much it costs and how hard is it to do? So rental properties, the drop in home ownership rates is obviously led to a rental, boom. But you've got to be very very careful here because some markets you could lose your shorts in. So here's what they said about rental property and vacation homes. The setup is hard. It is got to do your homework time commitment is high. Money required, medium, twenty to one hundred thousand bucks, and the research is on you. Then they went to commercial property. You got to put a lot of money into this money required. Two hundred and fifty thousand time commitment medium setup again hard. Franchises like a subway or Dunkin donuts and all that you can earn ten percent. But it's very very difficult to make that work for you, unless you're the person behind the counter, and even then you're not going to get rich. Now, if you own twenty six Dunkin donuts or Jack in the boxes, you can make a fortune if they all work, but they're not all going to work perfectly. But your time commitment is high. The setup is hard the money required. Big fifty grand for the little Mickey Mouse franchises. And even Dan if you hired a manager you still got to watch over them. If you put fifty grand down, and he made ten percent five thousand bucks a year. I don't know if it's worth the risk. There's peer to peer lending this actually pretty easy to do. Go online, and you can get pretty decent rates of return. Anyway. Some alternatives at least to the stock market. I wouldn't get too crazy here big allocating some of your money to alternatives wise move. My preference is to find a fund that does these types of alternatives for you be willing to pay a fee, and let them do all the hard work. So you can sit back and go to Dunkin donuts. Have a Cup of coffee in about eighteen hundred calories. We'll be back. Idea for an adventure new product. Do you think companies would be interested in your idea? Do you want to try to get a patent that helped? Now it keeps. Your idea confidential explains every step of the invention process. Joy, the thousands of people just like you who chose to pursue their idea. We your experience we are working for you. We are invent health. Get started with your idea. Call for free information, call one eight hundred six zero seven eighty nine forty five that's one eight hundred six zero seven eight nine four five whether you travel for business vacations weekend breakaways, romantic interludes, or family adventures. You'll learn about unique destinations and tips to make your travel, smooth, efficient, hassle free, and inspirational when you listen to travel with Stephanie Abrams. Hi, this is Stephanie Abrams. Enjoy our fast paced show, traveling from beaches to mountaintops cities to fairy tale castles, whether you're traveling for business or adventure, so pack your bags and join us this alert just came in this special. Announcement is for business owners and leaders of organizations who've been waiting for the right time to build general steel has made it impossible to wait any longer with rock bottom prices that could save you thousands. That's right. General steel, America's leader in pre engineered structures is offering buildings at prices. You will never see again. Don't miss these prices. A fifty by one hundred for under thirty thousand dollars. You heard right. That's five thousand square feet under thirty thousand dollars manufacturers if you need larger building try one hundred by one hundred commercial building for one hundred twenty nine thousand you can't afford to rent with these prices. Imagine a seventy one hundred foot church building for under sixty nine thousand dollars with the economy improving and interest rates still at historic lows. You can't afford to wait. Call eight hundred six zero five fifty three seventy eight hundred six zero five fifty three seventy call eight hundred six zero five five three seven. Oh. Are you ready to leave your corporate job behind and be your own boss? Have you ever dreamed of owning a business? Do you have fifty thousand dollars or more sitting around in a 4._0._1._K? If you answered yes, it's time to invest in yourself by buying or starting a business or franchise IRS code allows you to use money in a 4._0._1._K to invest in a business with absolutely no penalties or taxes. At guided financial we've helped more than eleven thousand entrepreneurs invest three billion dollars in retirement assets into the small businesses and franchises of their dreams. So if you've got fifty thousand dollars or more in a 4._0._1._K and you're looking for a way to start a business, call guided financial now for free information and to learn more. Operators are standing by for your call eight hundred five seven zero six six three eight hundred five seven zero six six three. Oh, eight hundred five seven zero six six three. Oh, that's eight hundred five seven hundred sixty. Six thirty if you're suffering from hearing loss, stay tuned for a special offer from the makers of listenclear. A revolutionary hearing aid breakthrough. Designed by top audio engineers to figure ear almost invisibly. Right now, you can try listenclear hearing aids absolutely free for forty five days. You can also qualify for free shipping and free batteries for life. Listenclear hearing aids are so lightweight and comfortable you can wear them all day long. They're practically invisible too. So others won't even notice you're wearing them. And the best part is you'll be able to hear almost everything everywhere. So do something about your hearing loss. Call listenclear now to get started with your forty five day risk free hearing aid trial this special offer won't be available for long so call listenclear now eight hundred seven one six four six five zero eight hundred seven one six four six five zero eight hundred seven one six four six five. Oh, we're here. Twenty four hours a day to help that's eight hundred seven one six forty six. Fifty attention business owners and independent contractors. This is a money saving message from tax mediation services. If your business owes twenty thousand dollars or more in taxes, we can help you today right now. Listen, dealing with the IRS is no picnic. It's an intimidating and extremely stressful process. And you don't want to go it alone. Our attorneys know every law every tax break and every possible opportunity to help you resolve and reduce your tax debt. And if you owe more than twenty thousand dollars, you may be at the top of their hit list. So don't take your tax debt lightly because it will not go away on its own. The IRS can seize your Bank accounts, your home, and even shut down your business. Call our tax experts today at one eight hundred two eight five four seven six five and let us deal with the IRS while you focus on your business. That's one eight hundred two eight five four seven six five again, eight hundred two eight five four seven six five. Back folks. This is the Ray Lucia show, helping you to make better money moves. I've got a couple of emails after the comments that I made on bonds yesterday. According to Morningstar's taxable bonded tables. Seventy three percent of the funds that they follow. Are down this year. Ninety percent of Muniz of lost money, so far and a lot of people are freaking out. Minds were safe. Well, bonds are safe. You just have to understand them and understand the role that they play in your portfolio. I mean in an ideal world. You'd figure out how much money you want to spend from your portfolio each year and ladder out some reasonably safe bonds and every year when the bond matures. You'd have the money go spend it and everything's cool. But as we discussed the other day. Most small investors get hosed when they do that. Because of the bid ask spreads and so forth. And you never really know what you're getting until you got it. So hence the bond fund over the years has come to fruition. And for the most part, they're pretty efficient way to buy bonds. In particular, if you're reinvesting all of the dividends, and you have them there for some form of safety. It's not what I would recommend you do with one hundred percent of your fixed income portfolio. But the question I get more than any other one on bonds is why do bond funds lose money. When interest rates are going up. I'm buying them for safety of principle. Well, we haven't had the deal with that much over the past decade or so because interest rates really past thirty years or so because interest rates had been on the decline. So bonds didn't really lose. But so far this year. They're hitting the skids, pretty hard. Pretty hard. Two six percent, depending on what you own. So as I've mentioned many times before there's an inverse relationship between interest rates and bond prices. So as interest rates, go up the value goes down. Let me give you an obtuse example to make the point. Let's say you went to the Bank. And the Bank was paying five percent interest on a CD. So the bond that you went out and searched for at least earn the same five percent or the person go to the Bank. So let's say you decide to put a grand thousand bucks in a bond that pays five percent. So now, you're getting the same interest from the bond as you're getting in the Bank. Now, what would happen to your bond? If the Bank happened to raise interest rates from five percent to say ten percent. You already bought the bond. So you're sitting there earning five percent. But you know, you can walk across the street and get ten percent. In a CD. So if you wanted to sell the bond. Paid five percent you'd have to reduce your price. Because anybody that would buy that bond from you would obviously prefer to go to the Bank and get ten percent rather than paying you par value for the bond and earn five. So the bond that you originally bought for a thousand dollars that pays you fifty bucks a year in interest. Would have to be reduced in price to five hundred dollars. Because a ten percent interest rate on five hundred bucks produces a fifty dollar per year interest payment. So therefore, you would have to reduce the value of your bond by fifty percent. That's what happens in the bond market. Now interest rate Dongo from five to ten percent. But I think you get the point. Now the Federal Reserve. Held interest rates at near zero for almost eight years. So we have not experienced this kind of dilemma with bonds and bond funds in the recent past and with interest rates rising bonds tend to look more attractive from a yield standpoint. But if they continue to rise, the total return may not be nearly as attractive. We've talked about alternatives. Many many times before. One alternative is to hire a bond manager that can go anywhere. Remember, I said before that high yields we're actually up so far this year not much but nonetheless up long bonds were down substantially. And most financial planners. Not me. Recommend allocating forty percent bonds. I didn't do it. When I was practicing and interest rates are on the decline and bonds were great performers. Because I always knew that at some point interest rates would change and people wouldn't understand why the safety portion of their portfolio was losing money. That is not to say, I wouldn't have some money allocated demands are just wouldn't do almost fifty percent of the portfolio. Especially when I can find alternatives like fixed annuities and fixed indexed annuities that produce returns that are very similar if not better. Especially when the stock market's doing well, but I wouldn't abandon them. But some people think well, wait a minute. Maybe my bond fund manager is asleep at the switch here. So maybe they are. But the problem with some bond fund managers is. What they're hired to do is by let's say government bonds. It's the government bond fund. So they can't switch to high yield. Because that's not doesn't have the same risk profile. So many times even if the manager frankly wants to go to cash or do something else. They don't want to let let the cat out of the bag here. They're in the business of managing money Abban managers in the business of managing money. Just like a stock managers in the business of managing money. And they don't want to not buy government bonds if their strategy is to buy government bonds, even when they perhaps think the buying government bonds not so hot. So rather than by a single purpose bond fund. You can buy a bond fund where you trust that the money manager will try to go to the right place to find the right bonds. I'm not suggesting they'll do better or worse. I'm just suggesting that they have more flexibility. I mentioned other alternatives fixed index the newest he's why are interest rates going up interest rates are going up because there's a fear of inflation not necessarily inflation. But a fear of inflation. And the unemployment rate is going down and wages are going up. And that bodes well for stocks. It does bode well for stocks. So if you have interest in a quote bond like an annuity, and the interest was calculated based on how well the standard and Poor's five hundred or some other stock index did. And there was no possibility of a loss. Why wouldn't you take some of the bond portfolio and put it there? I don't know it makes sense to me. Hi, did it to the tune of millions and millions of dollars for clients back in the day. And they never got angry because they never lost money. Now, they didn't make much either. There are making fourteen percent. When interest rates went down two hundred basis points on their bond fund, but they didn't lose six percent on a long year long bond year to date, and if you looked at the performance over a five six seven years, and in fact, there's academic studies on all this stuff. You'd find that their performance has been very competitive with bonds, and in some instances even competitive with stocks, although I would never ever buy. It has a stock market alternative. But if you want something that's safe, then has an underlying guarantees. You can also slip in one of those guaranteed income benefits. If you prefer that. And they're priced earn three to five percents. Don't let anybody give you any Gulf about eight nine percent. That's bogus information. They're price earned three to five percent. Just like bonds only, they have no downside risk. And bonds today with interest rates going up, certainly do have downside risks. Don't eliminate all the bonds because of interest rates come down. You'll do very well in a bond fund. A rising interest rate environment. Not so much emails next right here in the. He like business content. I mean, if he did like business, you wouldn't be listening to this show. Right. What if I can give you even more of what you like we've never met. But I'm willing to bet you are very busy between your work, family and outside. This little car ride is your time to catch up on your favorite show. But you always get to tune in. Exactly. Now, there's a business club with you in mind. This is the place for business videos on demand. We have partnered with this show to provide you more of the content. You like the best part? It's all on demand. That means you log it anytime from any device and watched shows the answer all of your business questions. For a limited time, you can try it for free for thirty days. Simply go the biz dot com, promo code radio, VOD dot com, promo code radio. It may have been a messy divorce that suddenly cut your income in half. But not your bills. It might have been an injury or illness or your boss, just cutting back your hours. It doesn't really matter. How you got in over your head? It only matters that you are and that we're here to help. If you've got over ten thousand dollars in credit card debt, and you can't ever see breaking free call action debt and do it now being in over your head is a vicious cycle one day late. They charge you a leap. Miss a payment w rate. You just don't think of fair and neither do we. This is not bankruptcy or just a simple rate reduction plan we fight for you using our proven experience in the insider programs that credit card companies try to hide if you owe at least ten thousand dollars to the credit card companies you owe it to yourself to call action debt at eight hundred three eight four seventy ninety nine just because you got in your head doesn't mean you have to stay there forever. Call eight hundred three four seventy nine thousand nine today, and we can be on your side tomorrow, eight hundred three eight four seventy ninety nine eight hundred three four seventy nine thousand nine I live alone and rarely have visitors. So when I slipped and fell in the kitchen last month and couldn't get to a phone. I knew I was in trouble. I could barely move. I tried calling for help. But no one could hear me as I lay there. I couldn't help. But think of my kids and grandkids having to go on without me. I was terrified it took eight hours for my neighbor to find me it could have been the end of me. That's when I knew I needed life alert one press this button. I'm connected to the life alert center where I can get the help I need even when I cannot reach a phone with like alert. I'm never alone. One eight hundred four one four one thousand nine hundred fifty eight for your free life alert brochure. That's one eight hundred four one four nine thousand nine hundred fifty eight one eight hundred four one four nineteen fifty eight call for your free life alert brochure today at one eight hundred four one four one thousand nine hundred fifty eight national funding group has just released one hundred million dollars in easy access small business funding to businesses that gross at least one hundred thousand dollars a year. You can have fast access up to five hundred thousand dollars in new business capital in as little as forty eight hours. Think about the ways you could grow your business if you had up to a half a million dollar cash infusion. Call NF NFC funding expert now the process is easy. It only takes about five minutes, then our management owned lending team looks at your application for a fast approval, you can get one hundred percent funded in about two days. If you need up to five hundred thousand dollars in working capital to run your business, and you gross at least one hundred thousand dollars a year. Call and NF G and apply today. Eight hundred two nine six one five six four eight hundred two nine six one five six four eight hundred two nine six one five six four that's eight hundred two nine six fifteen sixty four tired of paying outrageous prices for Viagra? Well, we have great news for you. Now, you can finally get biogra- at you discounts. Healthy man allows you to save up to five hundred dollars on Viagra. Why pay US pharmacy prices of fifteen dollars per pill or more when you can get Viagra for less than three dollars a pill? Call today and get forty Viagra pills for only ninety nine dollars. This can cost as much as six hundred dollars at your local pharmacy. You can't afford not to call us. If you want at the lowest prices never pay fifteen dollars a pill pharmacy prices again. Get Viagra for less than three dollars a pill. Call one eight hundred five to one ninety five seventy nine today and save up to five hundred dollars and get forty pills for just ninety nine. Dollars. Healthy man is fast, easy, and affordable. Operators are waiting at one eight hundred five to one ninety five seventy nine to take your call right now. Call one eight hundred five to one ninety five seventy nine that's one eight hundred five to one ninety five seventy nine again, one eight hundred five to one ninety five seventy nine. Folks. This is. Show helping you to make better money moves. It didn't get to everything. I wanted to get to today, but I do get to a couple of emails here. We'll start with Allen. Alan. Says right loved the show. I'm self employed. It looks like I'll have about fifty K leftover this year. How can I say some taxes? I take eight K per month out as income, pardon me. Well, self-employed probably means you are unincorporated. I might be thinking about a corporation. Probably not for this year. All though depends on how much money you're gonna earn between now and the end of the year. Because what you may be able to do. Is incorporate? As of mid November or something like that. And then not take any income out of the company until after the first of the year that way any money that you would earn the balance of this year, the corporation would earn and not you wouldn't show up on your tax return until next year. And you'd be able to do something. That could shelter that money between now and then. So really? That that tactic. It's probably something you'd wanna do for sure. Next year. This year and talk to your advisers. It may or may not work. Now, if you are self employed, and you have kids under the age of eighteen I've talked about this before. But we now and the end of the year is Christmas break there's thanksgiving. There's a lot of time those kids could work for you. You can

United States Jeremy Grantham Piper Jaffray Ray Lucia Bank America Wayne Allyn CNN President Trump IRS SNP Viagra Donald Trump White House Medicare New York
The Trolley Problem: New Seattle Streetcars May Not Fit on Tracks

Justice and Drew

03:26 min | 2 years ago

The Trolley Problem: New Seattle Streetcars May Not Fit on Tracks

"John Your your streetcar dreams yet another example of them swirling down the drain in. Seattle, yeah The fifty two million dollars streetcar not not even light rail streetcars. Streetcar The Seattle's, anti-trump mayor Jenny durken maybe, on track for a political backlash her cities fifty two million dollar money splash on public transit appears doomed. Because the new tax payer funded streetcars Don't fit the existing tracks Awesome they don't fit. Wherever, he don't fit unbelievable yeah I have too much useless knowledge about modern streetcars. And their and, their history but you know maybe one day like, on a post show podcast we can break it all down because the whole. Streetcar debacle across America's nothing just one big giant Obama era scam. Scam is a huge scam so the Seattle department of transportation of reportedly ordered ten new streetcars last year to help expand Seattle's streetcar system by leaking, the two existing streetcar lines jigsaw streetcars But, the new streetcars are reportedly heavier, and longer than the ones currently in use Razi gets earns about whether they'll. Be used at all city council member Lisa herb old road on. The city's blog it appears that the air will require either a-changing order for design of the streetcars incurred new costs for construction of new or retrofitted, maintenance Barnes Yeah these, streetcars You don't see a lot of them anymore, because because Well In a, nutshell it really. Does it's a kind of a carbon copy of what we see with the south west light. Rail you have the government, says, hey will grant you this amount of money to help you build. This like in our, case these, these the south west light rail. Lines. Okay you had a very similar thing happening about, five, six seven years ago under the Obama administration with these with these modern? Day modern. Streetcars I, mean this is essentially when you go look at the at at at at old footage or photos of metropolitan. Areas these are those being the trolleys that you used to see going down the road before cars were more prevalent all the technology and what the Obama administration was. Doing they were offering up these millions and millions of dollars in these tiger grants to help bolster these democrat run cities to hand this money to these city councils and local government that they could go and then use To build these streetcars that they could. Tout as economic boons, and they, would go and build up the. Streetcar. Lines just like the south west light rail by, offering, all these tax incentives to businesses along the lines that nobody else was, going to. Get of, course not the streetcar thing was even worse though because the technology was so bad like we weren't even making. These in America anymore they had to go look to Belgium and so they ended up funding like one company this Oregon rail streetcar company out of out of Portland. Oregon there were the one company left building the only way they fired up the.

Seattle Obama Administration America Barack Obama Oregon Jenny Durken John Lisa Herb Razi Barnes Portland Belgium Fifty Two Million Dollars Fifty Two Million Dollar Six Seven Years One Day
"five six seven years" Discussed on Progressive Talk 1350 AM

Progressive Talk 1350 AM

04:00 min | 2 years ago

"five six seven years" Discussed on Progressive Talk 1350 AM

"About the good news about zen magnets it's a company that we've been following here for years because they've been under attack by the cpsc the consumer products safety commission you know that group of bureaucrats that's keeping you safe from all those evil magnet toys because that's what they tried to do they tried to end successfully did for period of time prohibit the sale of these little magnet balls you might have seen them they were there was a bit of a you know a popularity boom in these things you know five six seven years ago and that's when the cpsc swooped in with their regulatory powers and just basically literally swiped them off the shelves they became illegal to you didn't it wasn't illegal to possess them they weren't contraband but it was illegal to sell them in the united states so close enough and that basically resulted in almost every business that manufactured and distributed these things going out of business in the united states with the exception of zen magnets they put whatever money forward they needed to to fight this thing they were living out of a like a you know they're operating from originally we're in a warehouse they had to downsize down from twelve employees to one part timer in a bedroom and we're doing everything they could to stay in business and fight the cpsc to try to get this ban overturned the good news initially in two thousand sixteen was they did defeat the nationwide band at the cpsc in in in court ultimately but then the cpsc kept coming after them specifically why not why wouldn't they there's no penalty for them right it don't cost them nothing and these these upstarts have brought a case against them one let's not acceptable right we're the biggest toughest people on the block and we're always right we will fight them with the tax payers money we will fight until the tax payer brooke we will fight until they're twenty two trillion dollars in debt were there twenty three trillion dollars in debt who cares even though grandchildren pay it speaking of children even though no children at any point had ever had a issue eatings and magnets because that's the big fear is that if a child eats a magnet and they wait for a little bit and they eat another magnet then the two magnets could and probably will adhere to one another at different parts of the body meaning that if they're in your intestines guts together i think you're wall severe intestines together in a very uncomfortable and that could be very bad and in theory at some point some kid did eat some magnet somewhere but they weren't zen magnets zen magnets has always had labeling and they're labeling got more clear over over time that hey this isn't a toy you're not supposed to give it to kids don't give this the kids don't eat these things right don't forget several kids several kids a decade or killed by electric windows in cars geez that's brutal it's not it's not pretty but i'm just far more than by eating magnets yeah i mean you know at balloons these things are deadly lots of things about swimming pools if you crack a kid in the skull with a baseball bat a little probably end them but i have kids play with baseball all the time so back to the story here this is from zen magnets dot com their press release that they sent out last week i believe it was and i'm in hold onto this for a few days because again it's an interesting story and i'm so glad they were finally victorious who knows how much they had to spend on attorney's fees to get through this going on here so they say the judge's recent decision was in our favor though it wasn't exactly a knock out of the park the fact in fact the decision seemed like it was designed to stir as little commotion as possible while giving us a solid victory instead of having to overrule the cps see on the merits of the case the judge throughout cps's previous appeal undo process grounds the case has been remanded to.

cpsc twenty three trillion dollars twenty two trillion dollars five six seven years
"five six seven years" Discussed on Monocle 24: The Monocle Daily

Monocle 24: The Monocle Daily

02:45 min | 2 years ago

"five six seven years" Discussed on Monocle 24: The Monocle Daily

"South franz from just outside maasai he's kind of built up his women's brand of the loss kind of five six seven years and he's kind of non he's very summary cheery quite sixty designs in this these really nice naive t to the white he purchase things he's he's very kind of personal to the bryant you feel that you know him his public facing his very smiley he's kind of built it up himself he owns it one hundred percent he's young he's very young he's he's twenty eight we sell the brian when he was nineteen or twenty this very charming about the whole thing and he's been determined to control of of the brandon and not go to big luxury house or he said he wants to do his own thing so now he's menswear he said he launched it because he fell in love and because he wanted to reflect the mediterranean man and he thought that was kind of a spot for that in the market and the show was really beautiful the collections yet the collections really a lot of really comfortable paces and kind of this summary of cheering us that saying the women's wet was kind of reflected in the men's slightly young and the pacers will be something more foetal but a lot of bright wear and and the yellow trousers and a lot of accessories which will enable younger guys to buy into the brand but i think the other thing that he's done that's really covers he's had staged really really intimate show in the south of france in a you know it's it's removed from from the big fashion capitals he's family attended that was a barbecue afterwards it was on the small bait what old brands one now is you won't cut through from his show and i think it's it's quite difficult when you're showing a really puck shot joe at big fashion week an hour after your show happens it's kind of what out on social media and online and just pivotal about is kind of what out by the next show so by having his kind of day off in a different location it's a real talking point an paisley reflecting on it's got a lot of traction i'm in of the designs have be good anaya and there's a nice story to it but it i think it's a cover move it's kind of something very different and it does have a connection to the bryant resonates and he's the brand these kind of familiarity i think you know he's setting a really good example if the crowds all willing to go a little bit outside the way why not yeah exactly i mean you need to have that confidence that paper going to come in you need to have that kind of cloud and he does have the medicals fashion editor jamie wilted in conversation daphne kony's so we have time for today's program my thanks our producer henry sheridan and we're such is definitely kony's is an amber robots unless data manages ceremonials tape the globe list is here nato's time with tight end right the monocle daily returns at the same time tomorrow but plays out his david berry with fashion from me mlc goodbye thanks for listening.

five six seven years one hundred percent
"five six seven years" Discussed on BizTalk Radio

BizTalk Radio

03:35 min | 2 years ago

"five six seven years" Discussed on BizTalk Radio

"On the experience froze facebook page will interact with you live on the show because you know that's the way we like it i allowed my disco richard thank you so much every now and then we even bring out the disco ball here in the studio and through our disco dance party i think it's about time we do that again coming up in the very very near future it is friday friday friday is jammed brady's brady's the gateway to a great weekend and this is how we celebrate we say nice things about other people and we invite you to do the same and got a couple of shout outs here listener role in says hi guys now rolling his over at gary barnes me buddy he was yeah so probably when we didn't come back from lunch those you head off savoring friday time and then another gentleman in a regular here on the program contributor host robert johnson says hashtag gear barnes is the real deal there's a lot of people gary event today he's a big part of the experience and in our community regular here against fill in host for us on the show and yeah we we there's a lot of collaboration that goes on and that's really the success in business these days very different marketplace then even if you just think five six seven years ago of how people were doing business because of the internet because of social proof because of all the social mood social this social bad you know it all social now and so everything that we do is far more collaborative than we've ever been i mean you think about how your dad's dad used to go to work do as thing and nobody really talked to each other about other i mean there was no crossover do you remember remember the movie miracle on thirty fourth street the the premise of the movie is sienna is sending macy's customers over to gambled across the street and initially what an outrage that that turned out to be from the upper brass for the customer she's like oh my gosh love this year from the consumer point of view i'm getting a great customer experience from the upper brass whoa we cannot talk about the competition we can't give him whisper their name because if we don't for their name and maybe the customers and and so you know it's an old movie in reference if you haven't seen it for a while well probably don't wanna go watch it right now doesn't take christmas snow somewhere that concept of collaboration even though back then it was super novel it's still it's still didn't take off these days it's all about collaboration but speaking of old movies i last night and i've got i got twenty four year old twin daughters who are super tech they're like we'll technique they build their own computers they edit their i mean they they know technology have grown up with technology at their fingertips they were kinda young to grow up with devices in their hands but they did grow up with a remote in their hands.

facebook five six seven years twenty four year
"five six seven years" Discussed on About to Review

About to Review

01:35 min | 3 years ago

"five six seven years" Discussed on About to Review

"I get why people take this at any of the specially in the theater it was great it was simple a simple concept it was really fun he understands the character yes and he has been one i mean he talks about it frequently here like we just need a production company film which is five six seven years too early becomes on now it's a much bigger hit yes would let things deadpool and stuff it's stronger hit down yeah yeah so go watch dread if you've never seen it it's fun for action yeah avoid the two j joe movies except just go on youtube and find the right park scenes with nick is the fighting on the mountain guys it will but second of all of them like he had the most distinct costume yeah like the weapons made sense the problem with the jerry jones movies in the comics and in the cartoons they were super unique and weird and different in the movie is just a bunch of bros in different camouflage the first one had more the comedy but it wasn't yeah good the second one was like dismissed alma and it was the rock running around of course it was and i love the rock but it was a rock climbing around being the rock two hours and that they messed up they finally they had copa wrong on the first movie oh yeah had him play by what's his name what i love the guy not hugo weaving no what's his.

youtube nick jerry jones alma five six seven years two hours two j
"five six seven years" Discussed on WSRQ Talk Radio

WSRQ Talk Radio

02:27 min | 3 years ago

"five six seven years" Discussed on WSRQ Talk Radio

"Sporting driving experience which you didn't get just five six seven years ago so true james when you look at kia as a manufacturer is truly a success story what started out as a brand would just a couple of products has blossomed into a full line carmaker how many incarnations a key is presently available you're going to challenge me with that one thinks it's through here well you know we have we have a photograph that we always use at car shows and presentations where it's a collection of cars kind of in the big half circle in this kind of lunar landscape and it had pictures getting pretty full we might have the new design i think we must see we'll must have about including different trim levels i think sixteen or seventeen different vehicles now available which is as you say going back nineteen ninety four when i came to the us in fact i'll tell you a little bit of trivia recently learned kia's first press conference i was at the portland auto show back in nineteen ninety four i guess how many people in the automotive press came to that press conference wow twenty zero and that's just you know twenty five years ago or so i don't know about you but i remember when i was twenty five years old i felt like i could take on and beat the world and i think that's kind of work he is attitude is right now that's one of the things that i really love about working for this company now it's a it's got that twenty five year old spirit of why not let's take on segments that we never were capable of before like we've done with the stinger let's let's hybridize vehicle like the niro and make it one of the hottest sellers in in that hot segment one of the cars in fact i just returned from korea yesterday actually as part of the launch of the new canine hundred luxury car yeah in the first generation they kind of missed the mark i think the key brand wasn't ready for a vehicle of that size and scope you know really being the size of a mercedes s class or bmw seven series but obviously much more of a key value proposition but again that first generation that just never really quite resonated.

james us kia niro korea portland bmw twenty five years five six seven years twenty five year
"five six seven years" Discussed on BizTalk Radio

BizTalk Radio

01:51 min | 3 years ago

"five six seven years" Discussed on BizTalk Radio

"Can you do better than a cd so today we're gonna talk about some of this stuff not just from the fixed income perspective but also from the guaranteed side guaranteed income guaranteed income know you can use these couple of different ways professor plum you can and it's all about how you decide that you want to use them can you use them as a growth stock market alternative now that's really not the way to do it can you use it an index to nudity as an income generator well there are writers on them but we're going to talk more about the plain vanilla fixed index rather than the writer wants a lifetime guarantee ones they don't really provide a great stable income because the income could be anywhere from zero percent the interest earned could be anywhere from zero percent to some higher number five six percent so you have a varying income potential but for an asset that is diversification asset where you don't want to take the same risks as a typical fixed income security where you want to get the same return to maybe a little bit better over a five six seven year period of time than a typical fixed in fixed income type security they can work great as an alternative because what happens is we said last week we noted this that if you you have some kind of fixed instruments such as a bond it's gonna pay you a stated interest rate and if it's a government bond is guaranteed by the government that they're going to continue to pay for that period of time but what happens if interest rates go up and if you're wealthy sell that product because you want something better oh you're gonna lose money in that so there's interest rate risk in that but what if you own subtype of fixed income product where if interest rates did tick up slightly you may actually not be hurting thank you may even benefit from it we're gonna talk about this and we'll get into what you might be able to earn cap rates and all this stuff your phone calls of course are welcome encouraged eight seven seven planner p l a double n e r.

professor writer zero percent five six seven year five six percent
"five six seven years" Discussed on KIRO Radio 97.3 FM

KIRO Radio 97.3 FM

01:32 min | 3 years ago

"five six seven years" Discussed on KIRO Radio 97.3 FM

"He said when he was young when he was five six seven years old because where he grew up it was legal for blacks and whites to have a mix baby and he was a mixed child and he says he remembers his mom telling him to go get under the bed because they said that they would come for him and that they would take him and they would use him as evidence in court of his parents crimes and he was asked in the interview what he thought about that when you're five six seven years old he said i thought i had the coolest parents in the world because every once in a while they're like hey go get under the bed play under the vet so my dad would joy my momma join me and we jump onto the bed but if you if you look at the book what time do you think about a part time and you're like oh that was fifty sixty seventy years ago no wasn't so what else going on you'll get the best all the man who started toys r us has passed away his name's charles lazarus us ninety four years old he wasn't technically running the company anymore but the thing that i noticed in the reason i wanted to tell the story today is because toys r us just her plunked last week there is toys r us no more and then a week leader charles died it's kind of like when you hear about a ninety four year old woman dying and then her husband died like the next day this is what's happening with toys r us on sad note that's what they say people are dead companies are dead good night america checking the cars.

charles lazarus five six seven years fifty sixty seventy years ninety four years ninety four year
"five six seven years" Discussed on BizTalk Radio

BizTalk Radio

01:58 min | 3 years ago

"five six seven years" Discussed on BizTalk Radio

"In the big investing type crowd they love buying undervalued assets analyze commodities have been in a bear market for last five six seven years as stocks and retire big transparency discrepancies between valuations where stocks are and we're commodities are so if you look at something like goal gold as el the'silver cannot and bull markets are still trying to bottom you can look at oil a y l is one there you can look at the x l e which is a little bit weaker on a nearterm vases a why is another one they're trying to get going every time you commodities try to go boom they rollover again lot of the agriculture's commodities are trying to bottom also haven't bottom to put their trying corn ceo warren we w e eight t the ets attractive commodities by the way trying to go soybeans s a why be trying the bottom haven't bottom but shrank so we'll see watcher money on a side screeners keep one on the longerterm radar 'cause if they do bottom and go you know you can do very very well you catch some of these moves once money piles into undervalued area and it goes boom they go in that go foreign fast now that we've we've covered the sectors we've give you bigpicture looked at the market looked at sectors let's talk about leading stocks in just leadership in general right so of course let's go through the thank stocks that facebook fbi symbol their back above the fifty today found support the 200 acts well amazon a m mz n trained your new highs fifty close it 5000 interestingly enough acts well little bit of a gap here between the current price in victoria moving average not to say anything bad about it but the fact that it held at the fifty while everything else most everything else fell back to the.

el the'silver ceo fbi victoria corn facebook amazon five six seven years
"five six seven years" Discussed on BizTalk Radio

BizTalk Radio

02:26 min | 3 years ago

"five six seven years" Discussed on BizTalk Radio

"Commodities because evaluation lots of big investors like buffet big investing type crowd they love buying undervalued assets analyze commodities have been in a bear market for last five six seven years as stocks of retire big this burns discrepancies between valuations were stocks are and we're commodities are so if you look at something like gold gold as lv silver they're not in bull markets are still trying to bottom you can look at oil uh a y l is one there you can look at the ex ellie which is a little bit weaker on a nearterm vases um a yh is another one they're trying to get going every time he's commodities try to go boom they rollover again lot of the agriculture's commodities are trying to bottom also haven't bottom to put their trying corn co warren we w e eighty the etf attract these commodities by the way trying to go soybeans as a why be trying the bottom haven't bottom betrying said was the key to promote watcher money on a side screeners to keep one on the longerterm radar 'cause if they do bottom and go you know you could do very very well if you catch some of these moves because once money piles into undervalued area and it goes boom they go in the gulf foreign fast now that we've we've covered the sectors with give you big picture looked at the market looked at sectors let's talk about leading stocks in just leadership in general right so of course let's go through the fang stocks that facebook fbi symbol they're back above the fifty day today found support the 200 acts well amazon a m z n trade in your new highs fifty close 1500 interest soon enough x well little bit of a gap here between the car price fifty fifty moving average not to say you know anything bad about it but the fact that it held at the fifty while everything else most everything else fell back to the two hundred in the near term you know is strong relative strength and that's a good sign net flicked same thing didn't even touch the fifty we have a chance to look at nf lx very strong action the gap up on earnings back in late january on the 23rd nice rally afterwards the market got in trouble net flicked pulled back a little bit didn't even touch the.

fbi betrying facebook amazon five six seven years fifty day
"five six seven years" Discussed on KBNP AM 1410

KBNP AM 1410

01:46 min | 3 years ago

"five six seven years" Discussed on KBNP AM 1410

"Five six seven years of zero performance out of an index but if that did happen up you would get your own money back you would lose anything of course of that happened in the stock market there'd be a problem their big problems in the rest of your portfolio is probably in trouble but but i thought you have these type aso so on a cd the bank as saying okay after a call at five years you are guaranteed x percent per year we will pay it to you you leave it in for five years you've got to leave it in for the five years and here's what you're going to get where the fixed index annuity it's a little bit different well the the most close comparison to a cd would be a fixed annuity the up a three year fixed annuity versus a threeyear cds a threeyear cd the other day at about two percent i saw three year fixed fixed a duty not index which a straight fixed the new idiot two point to two point one percent yeah a little bit slightly higher once guaranteed by fdic once again teed by the insurance company both of them at three or commitment so yeah you're going to get a slightly better return in that case but not huge the with a fixed endex annuity i saw the other day there were some with cap rates of interest we're talking about the simplest one which is a point point of five five point one ish percent that's the most you can earn so on a year like last year where the sb if if you were in it for the calendar year and your count year they go by contract anniversary dates not the calendar year so assuming you've got in on january second in the you look you the index was up twenty you got capped out so you got your five that's better than the two but next year the market may be down and you get zero so over a twoyear period of time you got five one year nothing the next year on average of two and a half cent you know so we're looking at what is the cat the cap raised a very important issue and how they calculate the.

stock market insurance company five years three year threeyear Five six seven years five one year one percent two percent twoyear
"five six seven years" Discussed on Xtra Sports Radio 1300 AM

Xtra Sports Radio 1300 AM

02:06 min | 3 years ago

"five six seven years" Discussed on Xtra Sports Radio 1300 AM

"Pro bowl mvp the key with him then at the keita have now is getting at a rhythm the eagles do a lot of uh a lot of tempo stuff with falls to keep him from thinking too much and keep the other team from confusing him too much which isn't the you know the greatest endorsement of quarterback who's been in a league for five six seven years but that's that's the truth that's who he is so you try to make things go fluidly friend that's what they did in the second half and it could be effective even against the vikings who are superior defense uh they'll face a superior defense the difference is as minnesota knows when you have a crowd behind you the way that the vikings crowd gets behind them in minnesota the eagles crouched behind them and uh that's a point or two it just is it's just it's a different place to play when the eagles fans are behind their defense they're not always behind their defense and they haven't been for years your dial on the internet at x t r ray sports 1300 dot com this is extras boards 1300 obama mary home so you think markets hayes what has philly daily and is a great rider do think that he's gonna 'cause you route you think that if he does it again and and plays well again and let's say somehow either you know is winning this game or winds this game that he'll be starting somewhere next tear in the nfl obviously when says everyone's hero in philly but you think that's how big this is for him to go somewhere else and get a starting gaik and how bad quarterback or in the league right now you've got a lot of guys who are sort of proving themselves could not be viable quarterback who in big pick in the proud owner robert griffin a third did have a job this year nougarede colin cooper now and not just because of his quote all copper nick didn't burt make them sign him this year there there's a there's a dearth of good quarterbacking in the league right now and nick should be in his prime he got a bunch of forty year old guys who you know drew brees in the first half i mean obviously the ben gay had kicked yet he just a terrible um called spot right now if he can resurrect and so one more time.

eagles vikings minnesota robert griffin colin cooper brees Pro bowl mvp philly nfl nick five six seven years forty year
"five six seven years" Discussed on I'll Drink to That! Talking Wine with Levi Dalton

I'll Drink to That! Talking Wine with Levi Dalton

01:54 min | 3 years ago

"five six seven years" Discussed on I'll Drink to That! Talking Wine with Levi Dalton

"It's face after five six seven years of age and of course the americans tend not to have a patients for that roussin can be thrilling and i have the sense that american winemakers are intrigued enough by russe and to really take it seriously mmhmm far more so than a because of the ets inherent complexity if you harvested overripe it is really doll and it won't take too many vintages for a winemaker to realize that they really have to be extremely watchful with this variety and when they do some great things can result when we start to talk about wrong river ottis we often nor referring to finale exhorted texture in some way you think that texture has something to do with market inhibition or success in the united states also our growers narrowing it on their own technique of maybe using whole cluster i think most of the surat producers that are at the forefront of the category that are the people who we would call for better or worse artisanal producers are all of them dabbling with whole cluster an are all of them looking to push the savory character of the wine may be to an extent they're also trend to inject to what you might call plant spectrum of flavors as opposed to a meat tour animal spectrum of flavors and just sort of cut off the bore feel nature of surat the pastor to speak but when you look at the winds of sashi mormon at stolen and especially at piotre saucy his own brand when you look at the winds of packs malay and both of his brands win gap and acts most of steve edmonds winds to this point are still working that in specially not least aaron jordan's the fail as serag winds are frequently among the most.

russe united states steve edmonds aaron jordan surat five six seven years
"five six seven years" Discussed on Super Station 101

Super Station 101

02:48 min | 3 years ago

"five six seven years" Discussed on Super Station 101

"No i have been asking people oh for the past five six seven years chu imagine america without free speech to imagine america without a first met met i i've been putting that in front of the american people now for a while i did when i was in congress and i have uh all the time on the radio these last number of years because i don't think it's too far fetched and a miracle without free speech and by the way if if we live in a country without free speech it wouldn't be america but can you imagine i want you to think about this this week can you imagine a country can you imagine this country without free speech the essence without the first amendment i don't think it's that farfetched i i'll tell you what a recurring theme on this show is that most americans today don't understand or don't believe in the principles this country was founded upon i believe that in my bones i believe that in my head and i believe it in my heart i believe it's so much i'm gonna say it again most americans today not just do bid young people matches stupid college students in high school students in these stupid millennials most americans today no longer understand or believe in the principles this country was founded upon i know that i believe that most at the polling data confirms that so it's not far fetched at all for me to believe that one day we are going to live in a country where it will be a crime to say something hateful bob blacks horta say something hateful about jews horta say something offensive about white people horta say something unbelievably mean about muslims it's not farfetched at all to me to believe that one day that could be the country we live in that could certainly be the country my grown adult children could live in oh i'm bringing in all of this up today this wednesday because look i know trump gave an unbelievably kick ass speech yesterday i am still so show like god just fired up about what trump did the.

america congress first amendment horta trump bob blacks one day five six seven years