32 Burst results for "Five Five Percent"

ETH - Yep I Am In

The Trader Cobb Crypto Podcast

04:19 min | 2 months ago

ETH - Yep I Am In

"I also have been very vocal about moving some money into a theory in with that resistance level in the high low building. That's what I did I, actually pretty much, nailed to the to the timing perfectly yesterday, by quite some time as of close at other positions, rather than going back into Bitcoin, a moving some back to his theory, I think it's much more bullish looking shot. And for me. The reminder of the Ted that I had. Assad for trading pays are putting too serious, so yeah, it's been a bloody good day. Without actually having to take any particular tribes and warm Italian is on not telling you this as Brag now. You'RE GONNA. See I've already seen loss of brags. Away said this Tom Blah. Blah Blah That's wonderful good for them. Excellent on I think that's fantastic that the helping people make money, or they're making money and showing people's stuff. But under the Braga. Hated by one. I'm here to do from here to motivate you to take the plunge to get started. Because whether you're looking to manage any investment portfolio oil, you're looking to trade on low timeframes and everything in between what I do. We'll help you with that, and that's what I'm saying about. Link at some sighing about eighth sign about cod dominate the. Pain them. To know how what you're looking for well, it could certainly change your loss of. Where are we right now? About five minutes until the market closes for today do. Well thousand five hundred thirty dollars at one point, five percent on the BTS Yayha and guess what today has done. You heard me talking about the bright of that weekly candlelight back on the sixth of July broken the heart and we look at much more bullish now. BITCOIN is a move in and a very came very to see work always to next because well. Thing? Theorin I the big dog got to sixty four, forty six. To sixty four. Forty six cents wanted are fake. That will because as a theory. And a thirty to fifty beautiful, it's up seven point five five percent. And there was a wonderful little. Krylya Sally which she'd be a byte point five times. You'll risk if he took good Scifi. Yep there. It is I saw Pai. In exile pays moved up two point. One percents twenty point four cents. Yes, it has. It's actually broken through that twenty cent. Barry, that's really struggling with for a little while. She's up through a looking good. It'll move their necks. bitcoin cash that four hour cradle started up for out to our cradle was at ten P.. I. T.. n. p. m. a. pointed that out of my McAfee video. I didn't try anything I did like the look of Bitcoin cash guys a practice few to tall or not feeling well, you stay at and I just I just feeling. Thoughts Utah yesterday so I stayed up. Di Big would abate on that puppy up four percent to forty dollars at the moment. Ida Okada twelve point four percent. Up Point six five not too much, but it's obviously going to be big moose bigoted, pretty quick, musical, best one, eighty, four thirty. I'd up two point nine percent right now. Lot coins three percent up one foil candle. Wish Guy. Right up in the. Forty! Five Dollars and eleven cents Barn answer bit of an honest move there also two point two six percent up sitting right around that resistance region from yesterday, eighteen dollars and twelve cents per tools, sixty six out one point six percent renting the top ten. We've got leakage at seven dollars forty two point three nine percent of the standard as a theorem. There is absolutely no doubt about it. We broken the resistance. We've broken out on the pitch shot. We've broken up against bitcoin working up and through every single barrier level. You imagine we have go blue sky ahead. What will I be looking for I'll be looking for. Nazi boosters crypto cradles and big breakouts, while because that's all I have looked full. The three strategies that are built my career as a tried and I'll go all checkless for you. Should you wish to? Get stuck into them.

Tom Blah Assad TED Di Big Krylya Sally Ida Okada Utah Barry I. T.. N. P. M. A.
Amtrak long distance trains to operate three times a week—including Seattle to Los Angeles, Chicago to Los Angeles

KNX Midday News with Brian Ping

00:56 sec | 3 months ago

Amtrak long distance trains to operate three times a week—including Seattle to Los Angeles, Chicago to Los Angeles

"In in hundreds hundreds of of smaller smaller towns towns across across America America soon soon and and they they will will still still hear hear that that whistle whistle blowing blowing but but Amtrak Amtrak trains trains won't won't stop stop of of the the nations nations at at the the stations stations I I should should say say after after deep deep service service cuts cuts take take effect effect October October first first the the corona corona virus virus pandemic pandemic cut cut and and tracks tracks the the ridership ridership by by ninety ninety five five percent so which now eliminating literally hundreds of its destinations the head of the rail passengers association it's James Matthews he says the plan shows Amtrak is gone off the rails you're gonna route remove the connections you're gonna removes the the trains that actually produced an income income you're you're gonna gonna be be left left with with a a skeletal skeletal service service that that doesn't doesn't even even cover cover the the costs costs that that you're you're trying trying to to cover cover also also starting starting October October first first Amtrak's Amtrak's long long distance distance trains trains they they will will operate operate three three times times a a week week instead instead of of daily daily that that includes includes the the a a Seattle Seattle to to LA LA coast coast starlight starlight the the Chicago Chicago to to LA LA southwest southwest chief chief the the New New Orleans Orleans to to LA LA sunset sunset limited and the Chicago to San Francisco California Zephyr

America James Matthews Amtrak Seattle Chicago New Orleans Orleans La La San Francisco California
Houston - Harris County asks public to submit businesses violating Abbott’s reopening orders

Houston's Morning News

01:15 min | 4 months ago

Houston - Harris County asks public to submit businesses violating Abbott’s reopening orders

"Well we finally enjoyed a little bit of freedom to get out and do more with the state partially re opening and here's Katie or just the Saunders live with our wrap up of where we stand yeah well you could eat at restaurants again churches reported good crowds thousands went to the beach in Galveston Harris County judge Alito had Dogo though doing a couple of things raising eyebrows signing an executive order keeping nonessential businesses closed until may twentieth she also launched a website where you can actually snitch on business is not following the twenty five percent capacity rules Houston mayor Sylvester Turner says he's not going to enforce the no because we don't have have the the admin admin on on the the resources resources to to be be going going to to every every business business to to making making sure sure that that they they are are following following the the twenty twenty five five percent percent occupancy occupancy requirement requirement general general so so try try to to make make it it sound sound like like more more people people were were getting getting sick sick because because the the virus virus was was here here and and we we re re open open Texas Texas on on Friday Friday those those numbers numbers that that were were from from people people who who actually actually got got sick sick weeks weeks ago you greater Houston area reported seven deaths yesterday to bring the total of two hundred sixty this state reported thirteen the taxes total eight hundred seventy eight governor Greg Abbott tweeting the number of Texans who have recovered from the virus is now larger than the number of active cases for the last two days

Katie Saunders Alito Sylvester Turner Texas Greg Abbott Harris County Executive Houston
Chicago police bringing back anti-carjacking task force after spike in vehicle robberies

On the Road with Dane Neal

00:35 sec | 7 months ago

Chicago police bringing back anti-carjacking task force after spike in vehicle robberies

"Since since last last year year Chicago Chicago scene scene a a seventy seventy five five percent percent increase increase in in carjackings carjackings Chicago Chicago police police officials officials in in response response have have met met with with county county state state and and federal federal officials officials to to reactivated reactivated Joint Joint Task Task Force Force that that found found success success in in reducing reducing carjackings carjackings in in twenty twenty eighteen eighteen local local CPD CPD commander commander on on the the near near north north side side is reminding residents what to do in the event of a carjacking most importantly always give up your possessions your life is more important than anything you own the task force will begin charging a number of carjackings in Chicago's federal crimes which requires those found guilty to serve at least eighty five percent of their sentence

Carjackings Joint Joint Task Task Force Fo Commander Chicago
How Do You Compare to the Average American?

Motley Fool Answers

09:15 min | 8 months ago

How Do You Compare to the Average American?

"The financial profile all of the average American or more accurately profiles of many average Americans since a proper apples to apples? Comparison takes into account several factors. So we're GONNA approach this this by looking at the financial life cycle of somebody which of course starts with birth. Fortunately you don't have to pay for your own birth. That's good because because the average cost of a birth in America these days ten thousand dollars and that's if there are no complications whatsoever So let's jump ahead to one of the first experiences people have have with actually earning money and that is an allowance. How many kids get an allowance? And how much do they get law. According to a recent survey from the American Institute of CPA's as two thirds of parents get allowance and the average is thirty dollars a week. It's pretty nice. Isn't ages they say what ages they start giving they broke it down a little bit. Okay but what was interesting to me was far too five. Parents expect the children to do work. Some people feel like you should just allowance because that's how you learn how to be responsible And they expect at least one hour week of chores but on average children are spending five point one hours a week doing chores for their allowance. So let me just say that my kids are below average with my kids are not doing five hours. Where the tour? I don't even do five hours worth of chores in our house and I do a lot of chores in our. What are these are? Are these kids living on a farm like that's a very good question. Chores chores could be clean your room for us. It is dishes this. This is the number one joy that kids do and we're not even very good of making them. Do it. Put your own shoes on in the morning to dress yourself. Live at Downton Abbey. Everyone everyone here anyway. So there you go. That's allowance so that's money from your parents but you'll eventually reach the point where you can start earning money from other people and here we are talking about being a teenager but the emphasis is can because most teenagers don't according to a study by the Hamilton project. And the Brookings Institute back in Nineteen nineteen seventy nine fifty eight percent of teenagers. Were doing some sort of work. But today it's only thirty five percent most teenagers don't have a job which not even like babysitting reasoning or I I guess not then the factors for why this has gone down as number one. They say that teenagers just have more things to do. Like like more kids are doing More kids are taking classes over the summer. Also there's less low wage work more competition from older folks and immigrants. That said I have three teenagers and I'm not sure I quite vile this Mike. Especially in the summer my kids have managed to find jobs but regardless the majority of teenagers not working. What was your first job while so I used to cut before I was of age to be doing? I cut lawns in the neighborhood and Dan. I watered flowers at a local flower shop. Then sure I've told you this story F.. I faked my birth certificate so I could work in McDonalds when I was age. Fifteen instead instead of sixteen so I did that ric have I to you. It was your first job horrible paper route once where you have to go door to door and collect the money which I always hated to do you so I never did it so I never really got paid for thing. What about you so my first job? I I went to high school where you are expected to work like four hours a day so you go to class in either the morning or the afternoon and then you would then so what kind of like work at the school. Yeah you'd work in the school or you'd lurk working in nearby bakery or you'd work farm too so you could work on the farm. Some people had farm jobs or work on maintenance and the school So I worked for the principal symbol. Of course I was responding. I did a lot of you. Know entering in people's grades and typing let transcribing letters and just the office work so as like fifteen. I think started. Did you like that because I've often thought especially as a former elementary school teacher junior high teacher. I thought a lot of this education is wasted in the dish. It's been half the day like working out in the basically interning at different types of jobs because they're not learning so much in school. Yeah no I mean it was is one of the better jobs to have on campus. That's for sure. So did you. And your friends. I'll get straight a's no but we I mean we could. We could have definitely changed. All of our grades were honest asked by it was a religious school so God would have smoked in us we. We were well aware of the consequences for changing our grades. So we didn't do it got got it. At least I didn't what's next in life. maxine life is well. We're going real job hitting their well even before. Then you finish high school and and then what college you go to college. I should first of all point out that it's nice if you want to write so point out. First of all. The graduation rate from public high schools is now eighty five percent near an all time high. So let's go so how many people then go onto college sixty nine point seven percent according to the Department of Labor not everyone gets four year degree as some people go to college and they don't get a degree. People get the associates so when you look at four year bachelor's degrees and graduate degrees. It's it's between thirty five and forty percent of people who actually end up with a degree but almost seventy percent do end up going to college which of course brings us to one of the first major financial decisions. A kid has to make depending on how much their family is willing and able to pay and that is the cost of college so according to the College Board. Let's go over the numbers here for the two thousand nineteen thousand twenty year a four year your public in State Education Room Board Fees Tuition Twenty one thousand nine hundred and fifty for your public out of state thirty eight thousand three hundred and thirty four year private school forty nine thousand four hundred ninety dollars ice now. The College Board is quick to point out at those are the published sticker prices and that most people don't pay those they say that about three quarters of students receive grants that reduce the actual price that people pay and just just about every college these days has something called net price calculator. You go onto their website. You put in some basic financial information. It gives you a general idea of how much you would pay. It's not binding or anything but if you're thinking of a college go to the net price calculator and you get an idea of how much aid you might receive. That said. We all know that grants. It's an aren't enough. which brings us to the topic of educational loan so approximately two thirds of kids graduate with debt with the average being between thirty thousand and forty thousand dollars depending on which source? You're looking at repayment. Can Take Ten to twenty years. And according to the Federal Reserve one fifth of ours were behind in their payments in two thousand in seventeen. So you have to wonder is a college degree worth the cost well for most people. The answer's probably yes. College grads on average earn seventy I five percent more than high school grads but that said the Fed did find that college is not a good investment for about twenty five percent of graduates and several studies of people who have loans at found that the majority of people regret the debt and they wish they would have found some other way to pay for college either going to community college allege not going to the private school something like that but regardless of how you pay for it you do graduate head out of college time for that first job. How much can you expect to make while starting salaries these days around fifty three thousand dollars? But who's paying you the most well engineering degrees computer. Peter Science and math those starting salaries are between sixty five thousand and seventy thousand math math. Now that's crazy math data that everyone is so hot with the data. One loves the data exactly so since we just brought up salaries. Let's expand this beyond starting income income in general in the United States. What is the average or the median household income and the United States and the answer is whereas the sixty three thousand one hundred seventy nine dollars? that's what you said family or average average average household household income but there are a lot of factors that would tournament starting with where you live. So the highest incomes are in the northeast. Meeting is around. Seventy thousand thousand filed by the West Midwest and the South South is lowest at fifty seven thousand. Being married helps. The median income for a household with a married couple earns. Ninety three thousand six hundred dollars Also age is a factor the households will make the most are in the forty five to fifty four age range with a median income of eighty. Four thousand four hundred dollars. We've talked about this before. Where income generally peaks at some point in your late forties or early fifties? Finally just just give me an idea of where your income puts you in relation to the rest of America. Here's how the income dispersion breaks down so if you make thirty seven thousand dollars you're in the bottom thirty thirty percent again. Median sixty three thousand. If you make one hundred thousand year in the top thirty percent hundred eighty four year in the top ten percent and to be in the top five five percent you make two hundred and forty eight thousand dollars. That's generally how income breaks down.

College Board America United States Federal Reserve American Institute Of Cpa Mcdonalds Brookings Institute School Teacher Downton Abbey Mike DAN Principal Department Of Labor West Midwest Peter Science South South
Quibi spending more than a billion wading into streaming wars. Luring subscribers will be key.

Marketplace Tech with Molly Wood

09:41 min | 8 months ago

Quibi spending more than a billion wading into streaming wars. Luring subscribers will be key.

"QUBE was founded by former Disney Disney executive producer. Jeffrey Katzenberg Meg. Whitman is CEO. They gave a big presentation about the service last week at sea. Yes in yes Las Vegas. They've raised more than a billion dollars and signed up a lot of big name. Talent to create all new shows and movies but no video will be longer than ten minutes. At a time. I spoke to what minutes and she told me queries. Secret sauce is all new technology. I asked her to tell me how it works. Well the first thing is you know. People people are watching a video on on their mobile phone today but it's an uneven experience. Sometimes if you're holding the phone portrait it's a little postage stamp size than u-turn horizontally. It's got big black line. Some content is only available. Portrait sums only available in landscaping said for our use case on the go. Viewing we have to be able to have seamless portrait to landscape rotation with full screen video. And we figured out that it had to really be what we call script to screen innovation because the creators have to film a little bit differently. They have have to look at a shot and they have to say how will that shot looking portrait. How look landscape and then we make two edits of the movie? You Could Watch the movie and portrait or the whole movie and landscape but the gyroscope interscope in your phone knows which way you're holding the phone so we can show you the right editor of the movie and so we thought all right. We'll have the edit of the portrait the editor the landscape and we were going to run both in the background on your phone except for them. We figured out it would eat way too much bandwith and way too much battery life Susan. Okay got any other ideas us on how we can do this. And ultimately it came down to a kind of compression technology that when you are watching in portrait your landscape version is compressed and this is never been done before we have patents on it and that's why the experience is so seemless an so engrossing and then we shot obviously to the aspect ratio of the phone. Is there price pressure. Now I feel like Disney is putting a lot of pressure on a lot of services and you're launching at five dollars a month with ads eight dollars a month without. Yeah I'M GONNA have to come down. I don't know you know it's four ninety nine a month with ads seven ninety nine a month without ads we think that You know member we're going after millennial audience you know eighteen to forty four. We think that most will pick the ad-supported version because it's very light add load. It's only a two and a half minutes per hour of watching which is much less than prime time. TV which is seventeen and a half minutes of advertising for every hour that you watch and so for ninety nine we think is a good value for this premium content on their mobile phone and for those people who really don't want advertising. We felt like we should offer an ad free version Russian at seven ninety nine. Yeah so then. D expect that most of the revenue will be generated by the subscription We think that that will be obviously the base case. And we'll see how this works out. I think the majority will be subscription revenue But we'll see what made you sort of land on this idea of ten minutes for a long time in video radio. It was two minutes and then Youtube went to ten minutes for mid roll purposes. Is it for mid roll purposes. Like how did you sort of land on the part of this judgment but at the data that we used is it turns out that the average session length for the population worldwide except for China is actually six minutes so think about it to be spent five hours hours a day on your phone. You're picking up that phone a lot of different times and the average session six minutes. It's a little bit longer in China. So he said six minutes. So you know maybe our goodies. Abe's we call our content. Qubit should be between five and a maximum of ten. Can I watch on TV. You at launch. He will be able to chrome cast like you'll built casts is to your TV but we at launch will not have a unique apple TV or chrome. Google TV APP PER SE. Because really we think this is mobile. Only and when you think back to this portrait to landscape seamless full screen video. Think about it part of the joy of this. Is You get on the bus holding your phone portrait. Then you watch you know On the bus and horizontal then get off and you go back to portrait most people's. TV's are not going to go back and forth and So we think this is sort of an interesting thing new way to view and is uniquely suited to the mobile phone and then what about the content race. I mean that can be you know. I've been in content longtime. Yes it can be a little bit of money pit. Yes and you know and there's no built in library necessarily archive that you're working from. How do you win that battle? Yeah well you're right. There is no we will be the first streaming services that launches without a library. Because think about it. You can't take sixty minute television show and just chop it up into You know six ten minutes segments is all has to be shot for turnstile which is new and has to be written if it's a movie and chapters that has to be written in a chapter optimized version so it's all new which we think is actually exciting and fun but we have to make a lot of content. Because you can't come to see two or three things you have to field there's a world of richness and a lot of genres and you know we have quite a unique content strategy and so we have Maybe invested did significantly in content. And this is all about finding the great stories Attaching the great actors and actresses to it and getting them excited sighted about doing something entirely new so we will launch with In the first year. One hundred and seventy-five original shows every day we will will produce commission from our partners Three hours of new fresh content every single day which is thirty five five percent more than a network does in prime time so there's a lot of fresh daily new content on the on the APP which I think will keep people. We'll keep coming back for that. At least that's what we hope I mean I am listening to this as a person who does the daily show. And I'm thinking either your geniuses or you're crazy well here's the thing remember. We don't make any content ourselves. You make your own content for that I do. We have to pay for it. But we are leveraging leveraging the expertise of our craters studios were leveraging for our daily essentials where we curate news and sports and weather and lifestyle. We're we're leveraging the infrastructure of our excellent partners right and And so that makes a bit easier but but we have a budget. And we've we've planned for that and and you know we think that will Be The budget for the first year. Talk to me a little bit about the content. So do you anticipate that people will make short versions of things that they may be. Five years later turned into. Oh a longer project longer project. Let me give you an analogy in another medium that you will totally get Do you remember the Davinci Code. Yep The DAVINCI code is four hundred sixty four pages just one hundred and five chapters. Every chapter in the Davinci code is five pages because eighteen years ago. Dan Brown said people are not reading for forty five minutes now. They're probably not even reading for thirty and he said if you've got five minutes I want you to read one chapter got ten minutes. I want you to read two chapters but the thing I do not want you to do is stop in the middle of a chapter but nothing was lesser about the Davinci code other the length of its chapter so we like to say our movies. Nothing's lesser about the movies other than the chapter is the way we deliver them and then we have You know as I described our daily the essentials which we hope will create the daily consumption habit. We're going to curate. You know. Twenty five daily shows every single day From talk shows to horoscope go to news to whether to sports excetera and then The other kind of content we have is this unscripted episodic and documentary three shows and a perfect example. There is Chrissy. Teigen is doing a show her favourite show as it turns out of judge. Judy so she came to us and said I want to do Christie's Court and the tagline is no claim is too small and dumb and each claim will be ten minutes or eight minutes and And she's super excited about it and you by the way you can. You can't in our movies you've got to watch them. The episodes in particular order. But Christie's court you could watch in any order because they're not related to each other episodic so you really have like snack bowl and binge. Yes kind of covered exactly. Yeah okay why are you here. Yeah I mean considering your background ground what drew you to this. Yeah well I've been friends with Jeffrey. For thirty years. We worked at the Walt Disney Company together back in the day and then When I was at Ebay I sat sat on his DreamWorks Animation Board? So Jeffrey and I've been friends for a long time. And when he heard I was stepping down from HP after six and a half years. I told the board I would say five years. He called me and he said would you ever consider coming down and being the CEO of Qube. I said well I don't know I've gotta you know so. He came up and had dinner and at the end of dinner. Three hour dinner. I said this is a really good idea. It's a really good idea because what I look for in new consumer tech businesses. Is I look for other trends right. Trends are absolutely right is the market large. The market's gigantic back. And is there you know. Are you changing consumer behavior or are you just taking people to a premium level and is there a sustainable ainable what I call a sustainable competitive advantage. Meaning if we're successful and everyone else comes in how. How do we continue to win? And how how is that is that through the intellectual property. Well there's actually Largely through our relationships with our studios It is first mover advantage for sure and we have to learn how to how to create create this platform. And we've had to teach craters how to do it so we think we have A lot of barriers to entry because we will be out first by a pretty wide margin

Quibi spending more than a billion wading into streaming wars. Luring subscribers will be key.

Marketplace Tech with Molly Wood

09:41 min | 8 months ago

Quibi spending more than a billion wading into streaming wars. Luring subscribers will be key.

"QUBE was founded by former Disney Disney executive producer. Jeffrey Katzenberg Meg. Whitman is CEO. They gave a big presentation about the service last week at sea. Yes in yes Las Vegas. They've raised more than a billion dollars and signed up a lot of big name. Talent to create all new shows and movies but no video will be longer than ten minutes. At a time. I spoke to what minutes and she told me queries. Secret sauce is all new technology. I asked her to tell me how it works. Well the first thing is you know. People people are watching a video on on their mobile phone today but it's an uneven experience. Sometimes if you're holding the phone portrait it's a little postage stamp size than u-turn horizontally. It's got big black line. Some content is only available. Portrait sums only available in landscaping said for our use case on the go. Viewing we have to be able to have seamless portrait to landscape rotation with full screen video. And we figured out that it had to really be what we call script to screen innovation because the creators have to film a little bit differently. They have have to look at a shot and they have to say how will that shot looking portrait. How look landscape and then we make two edits of the movie? You Could Watch the movie and portrait or the whole movie and landscape but the gyroscope interscope in your phone knows which way you're holding the phone so we can show you the right editor of the movie and so we thought all right. We'll have the edit of the portrait the editor the landscape and we were going to run both in the background on your phone except for them. We figured out it would eat way too much bandwith and way too much battery life Susan. Okay got any other ideas us on how we can do this. And ultimately it came down to a kind of compression technology that when you are watching in portrait your landscape version is compressed and this is never been done before we have patents on it and that's why the experience is so seemless an so engrossing and then we shot obviously to the aspect ratio of the phone. Is there price pressure. Now I feel like Disney is putting a lot of pressure on a lot of services and you're launching at five dollars a month with ads eight dollars a month without. Yeah I'M GONNA have to come down. I don't know you know it's four ninety nine a month with ads seven ninety nine a month without ads we think that You know member we're going after millennial audience you know eighteen to forty four. We think that most will pick the ad-supported version because it's very light add load. It's only a two and a half minutes per hour of watching which is much less than prime time. TV which is seventeen and a half minutes of advertising for every hour that you watch and so for ninety nine we think is a good value for this premium content on their mobile phone and for those people who really don't want advertising. We felt like we should offer an ad free version Russian at seven ninety nine. Yeah so then. D expect that most of the revenue will be generated by the subscription We think that that will be obviously the base case. And we'll see how this works out. I think the majority will be subscription revenue But we'll see what made you sort of land on this idea of ten minutes for a long time in video radio. It was two minutes and then Youtube went to ten minutes for mid roll purposes. Is it for mid roll purposes. Like how did you sort of land on the part of this judgment but at the data that we used is it turns out that the average session length for the population worldwide except for China is actually six minutes so think about it to be spent five hours hours a day on your phone. You're picking up that phone a lot of different times and the average session six minutes. It's a little bit longer in China. So he said six minutes. So you know maybe our goodies. Abe's we call our content. Qubit should be between five and a maximum of ten. Can I watch on TV. You at launch. He will be able to chrome cast like you'll built casts is to your TV but we at launch will not have a unique apple TV or chrome. Google TV APP PER SE. Because really we think this is mobile. Only and when you think back to this portrait to landscape seamless full screen video. Think about it part of the joy of this. Is You get on the bus holding your phone portrait. Then you watch you know On the bus and horizontal then get off and you go back to portrait most people's. TV's are not going to go back and forth and So we think this is sort of an interesting thing new way to view and is uniquely suited to the mobile phone and then what about the content race. I mean that can be you know. I've been in content longtime. Yes it can be a little bit of money pit. Yes and you know and there's no built in library necessarily archive that you're working from. How do you win that battle? Yeah well you're right. There is no we will be the first streaming services that launches without a library. Because think about it. You can't take sixty minute television show and just chop it up into You know six ten minutes segments is all has to be shot for turnstile which is new and has to be written if it's a movie and chapters that has to be written in a chapter optimized version so it's all new which we think is actually exciting and fun but we have to make a lot of content. Because you can't come to see two or three things you have to field there's a world of richness and a lot of genres and you know we have quite a unique content strategy and so we have Maybe invested did significantly in content. And this is all about finding the great stories Attaching the great actors and actresses to it and getting them excited sighted about doing something entirely new so we will launch with In the first year. One hundred and seventy-five original shows every day we will will produce commission from our partners Three hours of new fresh content every single day which is thirty five five percent more than a network does in prime time so there's a lot of fresh daily new content on the on the APP which I think will keep people. We'll keep coming back for that. At least that's what we hope I mean I am listening to this as a person who does the daily show. And I'm thinking either your geniuses or you're crazy well here's the thing remember. We don't make any content ourselves. You make your own content for that I do. We have to pay for it. But we are leveraging leveraging the expertise of our craters studios were leveraging for our daily essentials where we curate news and sports and weather and lifestyle. We're we're leveraging the infrastructure of our excellent partners right and And so that makes a bit easier but but we have a budget. And we've we've planned for that and and you know we think that will Be The budget for the first year. Talk to me a little bit about the content. So do you anticipate that people will make short versions of things that they may be. Five years later turned into. Oh a longer project longer project. Let me give you an analogy in another medium that you will totally get Do you remember the Davinci Code. Yep The DAVINCI code is four hundred sixty four pages just one hundred and five chapters. Every chapter in the Davinci code is five pages because eighteen years ago. Dan Brown said people are not reading for forty five minutes now. They're probably not even reading for thirty and he said if you've got five minutes I want you to read one chapter got ten minutes. I want you to read two chapters but the thing I do not want you to do is stop in the middle of a chapter but nothing was lesser about the Davinci code other the length of its chapter so we like to say our movies. Nothing's lesser about the movies other than the chapter is the way we deliver them and then we have You know as I described our daily the essentials which we hope will create the daily consumption habit. We're going to curate. You know. Twenty five daily shows every single day From talk shows to horoscope go to news to whether to sports excetera and then The other kind of content we have is this unscripted episodic and documentary three shows and a perfect example. There is Chrissy. Teigen is doing a show her favourite show as it turns out of judge. Judy so she came to us and said I want to do Christie's Court and the tagline is no claim is too small and dumb and each claim will be ten minutes or eight minutes and And she's super excited about it and you by the way you can. You can't in our movies you've got to watch them. The episodes in particular order. But Christie's court you could watch in any order because they're not related to each other episodic so you really have like snack bowl and binge. Yes kind of covered exactly. Yeah okay why are you here. Yeah I mean considering your background ground what drew you to this. Yeah well I've been friends with Jeffrey. For thirty years. We worked at the Walt Disney Company together back in the day and then When I was at Ebay I sat sat on his DreamWorks Animation Board? So Jeffrey and I've been friends for a long time. And when he heard I was stepping down from HP after six and a half years. I told the board I would say five years. He called me and he said would you ever consider coming down and being the CEO of Qube. I said well I don't know I've gotta you know so. He came up and had dinner and at the end of dinner. Three hour dinner. I said this is a really good idea. It's a really good idea because what I look for in new consumer tech businesses. Is I look for other trends right. Trends are absolutely right is the market large. The market's gigantic back. And is there you know. Are you changing consumer behavior or are you just taking people to a premium level and is there a sustainable ainable what I call a sustainable competitive advantage. Meaning if we're successful and everyone else comes in how. How do we continue to win? And how how is that is that through the intellectual property. Well there's actually Largely through our relationships with our studios It is first mover advantage for sure and we have to learn how to how to create create this platform. And we've had to teach craters how to do it so we think we have A lot of barriers to entry because we will be out first by a pretty wide margin

Jeffrey Katzenberg Meg Walt Disney Company Qube CEO Christie China Disney Disney Editor Las Vegas Whitman Interscope Youtube Google Apple Executive Producer Dan Brown Qubit ABE
Target shares surge after company crushes earnings and raises forecast

MarketFoolery

03:44 min | 10 months ago

Target shares surge after company crushes earnings and raises forecast

"Welcome to the Monkey Fuller. I'm Chris with me in Studio Studio Bill Man in the House. Thanks for being here. How are you Chris? I'm caffeinated Ed year working on it. Let's let's make this happen producer. Dan Is Hungry. We're GONNA look to the horizon for a huge IPO and our continuing search for the Midwest. But right here in front us. We've got some retail earnings. And we're going to start with target targets. Third Quarter was pretty much everything you want it to be if you're a target your whole harsh J.. In Fact Act III. I love the fact that the CEO Bryan Cornell got to use the word bifurcation in in in his call just basically saying I think what we're seeing in the retail market is winners and losers and they are spreading farther and farther apart. The winners are winning. Faster and target is one of them. Losers are going away. Profits and revenue in the third quarter were higher than expected. Same store sales higher-than-expected. They raised full year. Guidance the DOC gooden good those sound good yeah stocks up eleven percent this morning hitting a new high. Yeah this is about as hot as you can get going into the holiday quarter I you think so and I and another important thing is that is that they seem to have some really good visibility and one of the things that they did target had a few the operational issues a couple of years ago. And they've really gone to Delivery and and what they call same-day pickup which is you order online and you show up in their costs for that are like ninety percent lower than than either store or delivery and they are really really seeing being some tailwinds behind Having pushed that a couple of years ago so they're getting a payoff for you know for for for looking ahead. You mentioned Brian Cornell the CEO think back a few two years ago when the big news out of target was they were selling their pharmacy business and it was a perfectly legitimate question at the time to ask of Bryan Cornell. Well is this a good move because that's a profitable business that you and your stores and you're selling it off and people kind of have to come in for drugs and it was the sort of thing that even though he had had some success early on at target I think it was a perfectly fair question and coming out of that you could just sort of look at it and say okay. Well they're going to get a lot of money what they do with that. Money will determine whether whether or not this was a smart move and you look at the investments to Cornell and his team have made and Yeah a home run but absolutely it's a home run and and and I thought that I thought that when he was being asked those questions he was very thoughtful about it back at that time he said look we we see why you you. Would you know we see why one would think that this is a high risk move. We've done the research and we think that you know. We think that there are places where the the money that we will get in return are going to be full force multipliers for target and scoreboard. I mean they really really are crushing it at the moment I understand that anyone's reluctance to buy shares of a company when it's at an all time high but this also seems to be like this is not some insert name. I'm of software as a service company with a you know or or you know beyond meat or with some crazy evaluation like this is this is a business and management team at the top of their game. I'm and I don't own shares of target but the way they're performing the fact that the stocks at an all time high is is not is not why I'm not buying lying shares. There are other reasons why I'm not buying shares. I look at my own portfolio and I feel like I've got retail pretty well covered now but holy cow. This is a business on fire. I I think that if you are if you do believe that retail is not dead and I happen to you know I happen to think that the the death of retail was was greatly overstated. Did you have to own a company like target. You don't have to own. Target target target is and will be a winner lows. Third quarter was a little confusing to me. I'll be honest. Wasn't confused. Barely yeah apparently not shares of Lowe's up about five percent this morning this this. This was not a this is not what we saw out of target same store. Sales came in low overall. Sales came in a little low. They did however raise guidance. Their their profits were better than expected. And and I'm assuming it was just sort of the marketing the good outweighs the bad in our minds. Well I mean this is the interesting thing about lows is that a is that home depot just reported in Home Depot's results. I mean if you just take them at face. Value were much better than lows but this is why investing investing is all about expectations in the short term because lows expectations were not great and home depot has been has been and firing on all cylinders for for for years now. This was a rare rare miss for them so yellows came out and said that they are. They're moving out of AH OUT OF CANADA THEY'RE closing. I think it's thirty four stores in Canada. They're doing some cost cutting but yeah it is. It is sometime sometime. Sometimes it is amazing to me. What the market like picks up on and decides his great or not great? Because absent any other you know absent anything else. Home Depot's report was much better than lows. You mentioned Canada. And you know on the one hand hands management saying no. We're committed to Canada but also closing and I think the number of locations. They had in Canada in two thousand eighteen. Eighteen was around sixty so I don't know if they're closing all they're closing thirty four that at a minimum. That's half of what they've got up in Canada. So maybe it's just a look. Let's hit the pause button and figure out how to make this work a that for all we know may contribute to a little bit of the bump today that you you know. It's all the credit in the world to retailers who make the tough decision to say you know what some of these locations that are performing as well. We're GONNA shut them down they have of A couple of concepts in Canada that that that they don't have in the. US One is called Rona. The other is called Reno Depot and those are primarily what. They're cutting in Canada so they're moving away from mostly from other concepts that they have and not from Loza closing six lows storage and you have to imagine. Imagine that that's a that's a consolidation. The reality in Canada is that it is made up of somewhat large cities and then you know so it it may just be that they felt like they had Too much capacity across these concepts Within the Canadian cities you go back a year and a half ago with lows the board sort of pushing out the CEO bringing in Marvin Ellison who made his bones at home depot in the year and a half. He's he's been in the corner office. The stocks up about thirty five percent so clearly getting things done although as you said this is a business that for the five to ten years has had lower expectations in part because it just hasn't performed as well. Yeah I think that's exactly right and and and you are. You're spot on on in that. It is admirable when a company looks at something. That's not working and says hey let's stop spending money on that. Let's stop trying to make that work. I mean that it. It doesn't seem like good news ever when a company says. Hey we're closing down things. But that's that's really not the case. So the fact that they've rip the band aid out offer I think is probably what the market is really focusing on and it's why the stock was up about six percent as we as we recorded our email address this is market hillary at full dot com questioned from Bassem album mastery whose name. I'm almost certainly. That was pretty good. Sorry about that. It's I would like your opinion on the Saudi Aramco. IPO This is projected to be the largest IPO in history however the New York Stock Exchange as well as the London stock. DOC Exchange are slowing it down and not giving approvals. What is the issue? And do you think this is something. The Motley fool would invest in given that Aramco is wholly owned by the government in an information. Usually coming from companies on calls would not really happen. Due to national security concerns. Would love to hear your opinion on this so when I was working with Motley fool asset management we actually held some shares in some Saudi companies. Dairy company and a bank Aramco is getting ready to come public and they're they're trying to raise. It's about you know they're selling one point. Five percent of the company which if it goes out at the one point six to one point seven trillion dollar caller valuation that the company and the Saudi government. One means it will be the largest. IPO In history larger than the ALIBABA IPO I po of a few years ago There is a there is a tried and true belief in investing that you should be buying what the king is selling because when a government prioritizes they're not looking to maximize the amount of money they make because they don't want their citizens who tend to be the ones who by to lose money right. They want the citizens to be happy with the privatization they want them to be happy with The the amount of money they're making so it is very note worthy that this is only being Is only going public on the Saudi market. The reason it's not going public public in the US or in Japan or in in the UK doesn't have as much to do with the exchanges because the exchanges would sell their grandmothers that they could get away with it. It's the fact that the big investment banks are not biting at this valuation. So they are not getting enough interest in so they're saying okay. We're just going to do it in Saudi Arabia. I don't see any so you know I don't see any real Chance that the Motley Fool's Services would own or recommend Aramco at these evaluations It could come down. I don't think that's good news for Saudi Arabia. But it's not something that I'm particularly invested or interested in other than as a spectator just so I didn't miss here. You could you say this is GonNa go public at a valuation of one point six trillion dollars Kinda blow past that making it overwhelmingly the large. Not just the largest IPO in history but the largest public company to the tune of fifty five five percent higher than whatever Microsoft or Apple. That's right that's right. It instantly comes out as you know as a charter member of the four Comic Club. Yeah it is. It is by not very close. The largest oil company in the world and the one that defines pricing because Getting oil out of the ground in Saudi Arabia is so much cheaper than it is almost anywhere else. Their their their their their cost of production is about two bucks a barrel. And you know you you look at some of their some of their comparable. It's it's twenty thirty forty dollars a barrel. So Saudi Arabia has a natural advantage and Aramco is is is the government owned entity but as with every other government owned entity and this one will still be ninety eight point five percent owned by the government you have to understand that. Prophets are not generally their highest order interest. Quick Shoutout to audible. We've got Thanksgiving next week.

Canada Home Depot Aramco Saudi Arabia Bryan Cornell CEO Saudi Aramco Saudi Government Midwest United States Chris Doc Gooden DAN Producer Lowe Reno Depot Bill Man Bank Aramco Brian Cornell
Kids Not Hurt By Screentime

60-Second Science

02:45 min | 1 year ago

Kids Not Hurt By Screentime

"And some parents worry but a new study argues against the apprehension parents may feel the danger is that they're hearing a message that social media digital technology says causing very serious and harmful problems like depression like suicide related behaviors candice authors professor of Psychological Science at the university diversity of California Irvine and the idea is that if you shut off social media which lots of kids used to connect with each other. They're friends find out information about health. You could could in fact be making a situation worse. Parents are really being sent a message that is not supported by anything scientifically authors under colleagues looked at the screen green related behavior of four hundred public school students in North Carolina Ages Ten to fourteen the group was picked as a representative sample of race and Socioeconomic Status Atas for the entire. US The researchers found that even not counting time doing schoolwork on screens kids spent between almost five hours to seven seven hours per day on their devices with older kids online the most. That's a lot of hours but overall what we find is no connection between the amount on of time the young people spend online using digital technologies and mental health symptoms like depression anxiety when we do find associations. They were actually quite surprising into uh-huh. We found that young people who sent more text messages actually reported better mental health now again. This was a small association but reflects what other the people of found that people who are very connected offline that use technology and and a positive way to stay connected often are more connected online as well and experiencing can better mental health. The new study is in the Journal clinical psychological science so why the fears about screen time authors argues that the methodologies for older studies may have led to false conclusions. One of the issues with the research that's been done to date has been that youth. Are you know in school. They have a survey put in front of them and they're asked to recall over the past six months. How often are you online and have you ever felt depressed and and the correlation between those two things has been used to spread a lot of fear around this connection between social media use and things like depression ninety nine point five five percent of the reasons that kids different oppression is due to something other than the amount of time that they spend online parents get a lot of advice and some of it always seems to conflict but odd years suggests. There's one place you can always go to get information. The hope is it more parents will hear this message and relax and spend less time worrying worrying about smartphones and more time just talking to their kids. Thanks for listening

United States Psychological Science Depression Socioeconomic Status Atas Journal Clinical Psychological California Irvine North Carolina Professor Representative Five Five Percent Seven Seven Hours Five Hours Six Months
"five five percent" Discussed on NewsRadio 1080 KRLD

NewsRadio 1080 KRLD

02:19 min | 1 year ago

"five five percent" Discussed on NewsRadio 1080 KRLD

"Called for me premium services a kind of a well. so you're with fidelity. that's correct all right so with fidelity you've got a variety of choices with them where you can go into now a very low cost our system of managing your investments and right now with fidelity and the thing you're and what do you pay. how much are you paying for one million people are well aware I do the math because I just took the amount that they charge me every year and I divided it into a total amount of the phone call on I came up with a point five five percent all right that's very that's actually very reasonable if they're giving you comprehensive advice that's half yeah what he industry standard as but if you're not feeling like you're getting meaningful advice then that something you really need to sit down with fidelity and tell them what you want to you want either much lower cost and is an example fidelity has two kinds of target retirement funds I want you and if you decide to go that route in the target retirement index fund product. all right based on your age in your situation may be the twenty twenty five fund or something like that. okay elodie elegy is a solid organization and they offer from very low cost even some no cost options to moderate cost options right now you're at a moderate cost you could certainly go lower but point five five is nothing to feel like they're fleecing you or anything like that so I would sit down and talk with your fidelity representative also go brief yourself first on the fidelity website and look at the different options for advice and then figure out what you think works best for you meet with the individual and say this is what I'm looking for well how can you deliver that to me having already done your homework before you go in for that meeting you're listening to the Clark Howard show..

representative Clark Howard five five percent
"five five percent" Discussed on News 96.5 WDBO

News 96.5 WDBO

02:18 min | 1 year ago

"five five percent" Discussed on News 96.5 WDBO

"Called for me premium services a kind of a well. so you're with fidelity. that's correct all right so with fidelity you've got a variety of choices with them where you can go into now a very low cost our system of managing your investments and right now with fidelity and the thing you're and what do you pay. how much you're paying for one day and are well aware I do the math because I just took the amount that they charge me every year and I've divided it into the total amount of the portfolio and I come up with a twenty five five percent all right that's very that's actually very reasonable if they're giving you comprehensive advice that's half yeah what industry standard as but if you're not feeling like you're getting meaningful advice then that something you really need to sit down with fidelity and tell them what you want that you want either much lower cost and is an example fidelity has two kinds of target retirement funds I want you and if you decide to go that route in the target retirement index fund product. based on your age in your situation may be the twenty twenty five fund or something like that. okay elodie elodie is a solid organization and they offer from very low cost even some no cost options to moderate cost options right now you're at a moderate cost you could certainly go lower but point five five is nothing to feel like they're fleecing you or anything like that so I would sit down and talk with your fidelity representative also go brief yourself first on the fidelity website and look at the different options for advice and then figure out what you think works best for you meet with the individual and say this is what I'm looking for. well how can you deliver that to me having already done your homework before you go in for that meeting. you're listening to the Clark Howard show..

representative Clark Howard twenty five five percent one day
"five five percent" Discussed on NewsRadio 1080 KRLD

NewsRadio 1080 KRLD

02:19 min | 1 year ago

"five five percent" Discussed on NewsRadio 1080 KRLD

"And it's called for me premium services a kind of a well. so you're with fidelity. that's correct all right so with fidelity you've got a variety of choices with them where you can go into now a very low cost our system of managing your investments and right now with fidelity and the thing you're and what do you pay. how much you're paying for one million people are well aware I do the math because I just took the amount that they charge me every year and I divided it into the total amount of the phone call on I came up with a point five five percent all right that's very that's actually very reasonable if they're giving you comprehensive advice that's half yeah what industry standard as but if you're not feeling like you're getting meaningful advice then that's something you really need to sit down with fidelity and tell them what you want to you want either much lower cost and is an example fidelity has two kinds of target retirement funds I want you and if you decide to go that route in the target retirement index fund product. all right based on your age in your situation may be the twenty twenty five fund or something like that. okay Alex elegy is a solid organization and they offer from very low cost even some no cost options to moderate cost options right now you're at a moderate cost you could certainly go lower but point five five is nothing to feel like they're fleecing you or anything like that so I would sit down and talk with your fidelity representative also go brief yourself first on the fidelity website and look at the different options for advice and then figure out what you think works best for you meet with the individual and say this is what I'm looking for well how can you deliver that to me having already done your homework before you go in for that meeting you're listening to the Clark Howard show..

representative Alex Clark Howard five five percent
"five five percent" Discussed on NewsRadio 1080 KRLD

NewsRadio 1080 KRLD

02:10 min | 1 year ago

"five five percent" Discussed on NewsRadio 1080 KRLD

"So you're with fidelity. that's correct all right so with fidelity you've got a variety of choices with them where you can go into now a very low cost our system of managing your investments and right now with fidelity and the thing you're and what do you pay. how much you're paying for one million people are well aware I do the math as I just took the amount that they charge me every year and I divided it into the total amount of the phone call on I came up with a point five five percent all right that's very that's actually very reasonable if they're giving you comprehensive advice that's half yeah what heavy industry standard as but if you're not feeling like you're getting meaningful advice then that something you really need to sit down with fidelity and tell them what you want to you want either much lower cost and is an example fidelity has two kinds of target retirement funds I want you and if you decide to go that route in the target retirement index fund product. all right based on your age in your situation may be the twenty twenty five fund or something like that. I K. L. L. E. is a solid organization and they offer from very low cost even some no cost options to moderate cost options right now you're at a moderate cost you could certainly go lower but point five five is nothing to feel like they're fleecing you or anything like that so I would sit down and talk with your fidelity representative also go brief yourself first on the fidelity website and look at the different options for advice and then figure out what you think works best for you meet with the individual and say this is what I'm looking for well how can you deliver that to me having already done your homework before you go in for that meeting.

K. L. L. E. representative five five percent
"five five percent" Discussed on 760 KFMB Radio

760 KFMB Radio

02:03 min | 1 year ago

"five five percent" Discussed on 760 KFMB Radio

"Providers and it's called for me premium services the kind of a well. okay so you're with fidelity. correct all right so with fidelity you've got a variety of choices with them where you can go into now a very low cost our system of managing your investments and right now with fidelity and the thing you're and what do you paying how much you're paying for one day and are well aware I do the math because I just took the amount that they charge me every year and I divided it into the total amount of the protocol on I come up with a point five five percent all right that's that's actually very reasonable if they're giving you comprehensive advice that's half yeah what he industry standard as but if you're not feeling like you're getting meaningful advice then that's something you really need to sit down with fidelity and tell them what you want to you want either much lower cost and is an example fidelity has two kinds of target retirement funds I want you and if you decide to go that route in the target retirement index fund product. based on your age in your situation may be the twenty twenty five fund or something like that. okay reality reality is a solid organization and they offer from very low cost even some no cost options to moderate cost options right now you're at a moderate cost you could certainly go lower but point five five is nothing to feel like they're fleecing you or anything like that so I would sit down and talk with your fidelity representative also go brief yourself first on the fidelity website and look at the different options for advice and.

representative five five percent one day
"five five percent" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

03:09 min | 1 year ago

"five five percent" Discussed on Bloomberg Radio New York

"Economy for that matter now Powell also said manufacturing and business investment indicators are side ways to slightly down he also said the American economy is being driven by consumer spending his remarks kind of reinforce expectations for a twenty five basis point cut at the next fed meeting in the bond market right now U. S. ten year treasury yielding one point five five percent that's a quick look at markets back to you Jim. and they'll take it here Bob moon Mr christening thank Christmas thank you very much and we are live from the Bloomberg interactive brokers studio so we heard live here on Bloomberg radio for the past hour so fed chair Jerome Powell at the Swiss institute of International Studies at the university of Zurich we got Bloomberg news of federal reserve reporter Matt BOS layer on the line with us now in math thanks for joining us what do you see as significant out of the figures remarks so Jeff Powell really was not going to be drawn into discussing that near term policy outlook much today beyond reiterating that line he's been using since June that the fed will act as appropriate to sustain the US economic expansion so I think you can kind of read into that whatever you like but you know for most people it's simply being taken as a signal that the fed is likely to follow through with a rate cut at their meeting in a couple weeks just the way the market the price for so that was there anything that startled you or surprised you not really I think this is a very sort of by the book appearance you know this is obviously the last piece of fed speak that we're going to get going into this that meaning in a couple weeks because that officials are now entering a blackout period where you know they will be able to make any public pronouncements on monetary policy so I think it really serves to kind of wrap up everything they've been saying in the last couple weeks which is that you know the US economy is still looking pretty strong but there is these emerging weak points in areas like manufacturing and business investment and so you know that's kind of the reason why we're doing what we're doing is taking an easier stance so I think he did a good job of navigating that and if you look at you know the market reaction we really haven't seen a whole lot from the speech today is there anything you heard where he was clearly signaling the markets. so I think that you know you have to go back to that you know language that he used that you know the federal act is appropriate to sustain the expansion because that was introduced in June in early June at a time when markets were really in turmoil and there was some question about you know how willing the fed would be to ease policy so I think that has clearly become the the code word if you well over the last couple months for you know the notion that the fed is in an easing stance and you don't have to worry about them under delivering that sort of thing for the fact that you know he keeps repeating that and using that language in that kind of contacts I think tells you just about everything you need to now thanks to Bloomberg news federal reserve reporter that poster. informed.

Powell five five percent ten year
"five five percent" Discussed on NewsRadio 1080 KRLD

NewsRadio 1080 KRLD

02:18 min | 1 year ago

"five five percent" Discussed on NewsRadio 1080 KRLD

"And it's called for me premium services the kind of a well okay so you're with fidelity. that's correct all right so with fidelity you've got a variety of choices with them where you can go into now a very low cost our system of managing your investments and right now with fidelity and the thing you're and what do you pay. how much are you paying for one day and are well aware I do the math is I just took the amount that they charge me every year and I divided it into a bit of total amount of the portfolio and I come up with a point five five percent all right that's merry that's actually very reasonable if they're giving you comprehensive advice that's half yeah what he industry standard as but if you're not feeling like you're getting meaningful advice then that something you really need to sit down with fidelity and tell them what you want to you want either much lower cost and is an example fidelity has two kinds of target retirement funds I want you and if you decide to go that route in the target retirement index fund product. all right based on your age in your situation maybe I the twenty twenty five fund or something like that. okay hello hello he is a solid organization and they offer from very low cost even some no cost options to moderate cost options right now you're at a moderate cost you could certainly go lower but point five five is nothing to feel like they're fleecing you or anything like that so I would sit down and talk with your fidelity representative also go brief yourself first on the fidelity website and look at the different options for advice and then figure out what you think works best for you meet with the individual and say this is what I'm looking for. well how can you deliver that to me having already done your homework before you go in for that meeting. you're listening to the Clark Howard show..

representative Clark Howard five five percent one day
Disney Rumored To Be Making New Spider-Man Deal

Nerd On! The Podcast

03:45 min | 1 year ago

Disney Rumored To Be Making New Spider-Man Deal

"It has been a week for <hes> <hes> marvel and sony for disney and sony more week for all of us is what you mean to say yes a lot of ups and downs very emotional highs and emotional china lows but let's let's try to try to keep us to the facts so essentially there's been some news in development in <hes> the the spiderman movies future are the ones that are being co created by <hes> emerson medic universe and sony pictures together. The current deal is that <hes> marvelous taking can up all the production efforts. <hes> and sony is bankrolling most of it ninety nine five five percent of it. <hes> yeah i saw gross goes to marvel marvel right now so that's that's their current deal. Then somebody takes the remaining ninety five right and so i believe the deal was for <hes> <hes> six movies. I want to say five or six movies was five so right but they were going to make more as part of their deal. Oh and now part way through this week. <hes> apparently as reported by deadline kevin feige <hes> approached disney or somebody at disney to renegotiate the terms of that where was that the approach disney sony kevin approached sony okay to renegotiate the asking to renegotiate the deal they wanna they wanna have fifty percent stake so they wanna upfront fifty percent of the cost of production and also take fifty percent of the profits officer they would both payroll fifty percent of making it and then both reap fifty back <hes> <hes> fair. I'll be honest. It does sound super fair. Although although the original terms agreed to for a lengthy period of time was sets of five percent also it's it's worth noting that spider and from from home is sony any pictures of highest grossing movie of all time being stifle so there's that there's that money machine that sony now has that yet exception of five percent. It's there's it's there prophets so i can see why as reported there was an immediate no and then kevin vikings reaction apparent supposedly reportedly was <hes> to say that outwardly say that he has no longer going to be involved with creation of <hes> which is unfortunate was unfortunate now storyteller a time now for for for a hot twenty four hours. That was the news where things ended and we were all sad about it. Everybody was reaching being out to sony on the internet said you know cetera et cetera but of course a lot of deals are missing from that <hes> is the ones that heels that i already explained and also since then we've had some updates where negotiations apparently not over and there is some they like seventy thirty and the approach they want a seventy thirty sony does seventy they do thirty this is the parsons is so interesting to get these behind scenes details because this information we would not have little thing this is at the time of recording when this episode post right might be it might be afraid for some context rather sunday the day after like twenty three yeah yes <hes> yeah so and and and kevin vis a goal with this deal was to have it all set and done on before d twenty three so they can make announcements as they like to do however that did not happen so there is no spider and talk during d. twenty three <hes> another thing to keep in mind but this is a kind of a dozen just mean that sony just moves forward and makes you know the third far far from home or homeland was homecoming series movie. Maybe they could ditch holland and go with a different one because he's not right now. Here's an option so tom holland does not is not contractually obligated anymore right now. Here's an obscene. You shouldn't need to spiderman yeah.

Sony Marvel Disney Kevin Feige Kevin Vikings China Tom Holland Kevin Vis Gross Officer Fifty Percent Five Percent Ninety Nine Five Five Percent Twenty Four Hours
"five five percent" Discussed on Fantasy Football Today

Fantasy Football Today

04:25 min | 1 year ago

"five five percent" Discussed on Fantasy Football Today

"Of the word it's a tough words now like what the hell what's going on with your taste buds ida snicker has fun size snickers yesterday i haven't had one of the so good a deadly hopkins said nick chubb had some great candy other day those little baby carrots and about how amazing okay they have a job or melvin gordon michael thomas hopkins and chubb recorded in thomas this poll was so bad on twitter that you had to amend it quickly to try to get people voting the different because it was so lopsided yeah it's true opposite did michael thomas no sorry johnson so okay no gordon in my stack on vacation guarded by thomas had seventy three percent side of the vote so i changed it to okay what if we what do we make it real david johnson instead of a melvin gordon and now david johnson and michael thomas versus de'andre hopkins of nick chub and still kind of a runaway david johnson and thomas sixty five five percent of the vote yes i agree i'm using fantasy prose consensus rankings by the way they do these twitter posts about just randomly picking names and it's you know you're picking in the middle of the first round you go as a running back david johnson her melvin gordon or do you go is de'andre hopkins and try to get nick chubb in round two i think most people seem to prefer hopefully michael thomas falls do i guess that's kind of the thing we an elite wide receiver falls to you right you're never gonna get michael thomas at eighty seventh pick in rates pick i guess would be in round two how often is he making it that what's the format you got the does it matter half showing pbr is eighty nine thomas so there's no that's not really i guess i i must be non pbr 'cause they fifteenth well you're looking at rankings a million rankings right in non pbr michael thomas is i'm sorry unhappy pr michael thomas is ten in non pr is eighty p is twelve so wow okay i get a good look at i could look at eighty combination of rankings so if you want i guess more realistic you want hopkins and job is realistic yeah and then you could probably get away without do this ready david johnson this is this is not realistic though they're just missed schuster's atp is eighteen no no what i want it david johnson in travis kelsey or hopkins and show no that's not realistic either course it is it is based on atp really kelsey in the late round to say oh did round to mid round two oh six or seven pick of round two so that's the new one it's kelsey kelsey in david johnson or hopkinson chubb on all take hopkins in show a yeah and that's their i think hopkins dave it's gordon kelsey you're down even johnson i think i'll go david johnson kelsey okay let's do some less crappy fantasy combo's george kiddle end brandin cooks for antonio brown and evan ingram i'm sorry did you say less crappy well like harder or more crap harder i'll take kennel uncooked i will to agreed yes okay which wide receiver would you have to substitute for antonio brown to make that that combo like wide receiver plus evan ingram is better than kiddle and cooks i know i'm a jew ju ju a dollar i would ask me somebody after heavy at one of the va yeah evans evans hilton keenan allen aj green that group i probably do that i would do with evans is well okay next one damian williams an allen robinson i know that this is a new justice or adam feeling of a bar biller damian williams in our robbery in or out of the bar miller i'll take williams in robbins tyler out see he's what did you think about ben grudges i wanna say love.

sixty five five percent seventy three percent
"five five percent" Discussed on WAFS Biz 1190

WAFS Biz 1190

04:28 min | 1 year ago

"five five percent" Discussed on WAFS Biz 1190

"But you wanna continue to make money and continue to have your money working for you? In my humble opinion, that's probably the best alternative to continue to have your money, working continue to have exposure to best stocks now. But rather than owning the stock you own the debt, the debt, obligation called a bond Boeing CEO to apologize. On the CBS evening news for the fatal crashes of two Boeing seven thirty seven max eight aircrafts. Well, that'll be interesting. Meanwhile and Ethiopian Airlines pilot reportedly began pleading with his boss for more training on the backs just days after the lion aircrash warning that cruise could easily be overwhelmed in a crisis Boeing stock b a. You know, the best two words for that is dead money. I said that a while ago dead money. It was four forty six at one time has done a hundred and ten points from that high. That's twenty five percent drop, and I see that stock is dead money you're going to get the dividend yield, which is two point three percent. But as far as capital appreciation goes, I don't see it come in anytime soon. They've got still a lot of issues to work through. So we do not own it anymore in our growth portfolio. I do own in the dividend portfolio. The other stock is becoming dead. Money is apple. You got another downgrade here Morgan Stanley. They reiterate their estimate that their earnings could take twenty three percent hit, now that's the worst case scenario of the US posing twenty five. Five percent tax on all Chinese imports. But the firm expects apple to raise their prices. They're already at that, but one thousand dollar price point right around in there to soften the impact. So I do not own apple in my growth portfolio the managed one but we do own still in the dividend portfolio. And here's the reason why Morgan Stanley is lowering their price target from two forty two to thirty apples at one seventy eight so that's pretty good. Upside potential there from one seventy eight. Two two thirty but apple has definitely been in kind of in the crosshairs of this trade war flying back and forth. Well, we'll keep our will hold our breath for Uber's earnings. Tonight. Another thing I talked to the guy last night at the restaurant about Isa's I ride. Uber everywhere that's got to be a great stock. I said, well, they're expected to lose two dollars and twenty four cents this quarter, this quarter. They have yet to turn any kind of a prophet there. No. Or even near being profitable. Yes, their sales are growing, but will they ever turn a profit that is the big question? They're going to announce their Q one earnings results on Thursday, may thirtieth s today after the market closed watch this number. Here's the consensus minus minus, and twenty four cents revenue of three point zero eight billion. Those will be the two numbers Heuberger went public at forty five, it's currently at. At forty and I've read everything, you know, talk about opinions in the market. I've read everything from this is a once in a lifetime stock to this is a company that will never make money. And I just think that I'm going to stand on the sidelines and I'm going to.

apple Boeing Morgan Stanley Uber CBS Ethiopian Airlines CEO US Heuberger twenty three percent one thousand dollar twenty five percent three percent Five percent two dollars
Google, AI And Lung Cancer discussed on Joel Riley

Joel Riley

00:39 sec | 1 year ago

Google, AI And Lung Cancer discussed on Joel Riley

"Minutes. If you're looking for a second opinion, especially on medical stuff, yada. Ask Google, the tech company along with northwestern medicine developed AI artificial intelligence, a model that detects lung cancer from screenings now, less you Papu this, the AI outperform, six human radiologists five five percent. And the AI. Eleven percent less likely to produce false positives that according to research published in the journal nature, medicine today, trials and testing continue Google plans to make a available through its Google cloud healthcare, API. So,

Google AI Lung Cancer Five Five Percent Eleven Percent
Dollar jumps after weak economic data knocks euro

Rush Limbaugh

00:28 sec | 1 year ago

Dollar jumps after weak economic data knocks euro

"Sixty nine individual earnings reports affecting stocks this morning. Asian markets down across the board and European markets. Are mixed this morning on weak manufacturing data coming out of the euro-zone oil prices slightly higher after falling yesterday. Gold is flat dollar a little stronger against key foreign currencies particularly against the euro. Well, interest rates have backed off just a bit. The yield on the ten year note just above two point five five percent digesting. The latest economic data earnings reports and political reports out of

Five Five Percent Ten Year
Disney shares are up after the big reveal of its streaming service

Steve Cochran

00:26 sec | 1 year ago

Disney shares are up after the big reveal of its streaming service

"Stocks opened higher on Wall Street the banks had media companies move higher J P Morgan Chase three and a half percent. After reporting a solid increase in earnings. Disney up ten and a half percent. After unveiling a video streaming service to go up against a Netflix. Netflix down nearly three percent bond prices fell sharply setting yields higher. The yield on the benchmark ten year treasury rose to two point five five percent from two point five zero

Netflix Morgan Chase Disney Five Five Percent Three Percent Ten Year
CNN's Jim Acosta has White House press badge revoked

The Ray Lucia Show

51:18 min | 2 years ago

CNN's Jim Acosta has White House press badge revoked

"The White House has suspended the right house pass of CNN's Jim Acosta, accusing him of harming an intern who was trying to grab his microwave during a contentious exchange with President Trump accuster responded on. CNN but didn't put my hands on her or touch her as they're alleging. And it's just unfortunate that the the White House is saying this, you know, we all try to be professionals over there. And I think I handled myself professionally in a statement CNN said White House spokeswoman, Sarah Sanders. Right. They said the White House revoked a Costa's press pass in retaliation for his challenging questions during the conference. Jury selection has wrapped up in the New York trial of Mexican drug Lord, Joaquin El Chapo Guzman. The jury of seven women and five men are to hear opening statements next Tuesday, the notoriety of the case has prompted extra security measures that include keeping all of the jurors anonymous. You're listening to USA radio news. Hi, I'm Wayne Allyn root, the conservative warrior my show. Wore now airs every day right here on USA radio from six to nine PM eastern. I'm also the star of the Wayne Allyn root show on Newsmax TV reaching over fifty million homes, but my favorite roles speaker extraordinaire, I was opening speaker at many. Donald Trump for president events, I speak at Republican conservative in college GOP events. And I'm available to be the star your next event. Contact me arranged for a Wayne root keynote speech. Call toll free eight eight eight four four four route. That's eight eight eight. I live alone and rarely have visitors. So when I slipped and fell in the kitchen last month and couldn't get to a phone. I knew I was in trouble. I could barely move. I tried calling for help. But no one could hear me as I lay there. I couldn't help. But think of my kids and grandkids having to go on without me. I was terrified it took eight hours from my neighbor to find me it could have been the end of me. That's when I knew I needed life alert one press this button. I'm connected to the life alert center where I can get the help I need even when I cannot reach a phone with life alert. I'm never alone. Go one eight hundred four one four one thousand nine hundred fifty eight for your free life alert brochure. That's one eight hundred four one four nine thousand nine hundred fifty eight one eight hundred four one four nineteen fifty eight call for your free life alert brochure today at one eight hundred four one four thousand nine hundred fifty eight. This is the Ray Lucia show. The best for the answers here. The one show that helps you make better money moves the program all about your money, your business and your life. Really? Than even. Call right now at eight four four ratio. Four. Why Joe w? This is the Ray Lucia show. Thank you very much. Thank you. Welcome to the one talk show in America. Helps you make better money. Moves Brad have you on board for this hour. Money power. Boy, the headline stocks set Bal another ten percent before finding a bottom. According to the piper Jaffray technician. Stocks due for a recession and a tumble CNBC's are cash. Stating that every decade since the eighteen fifties in the US has had a recession. We haven't had one yet. So it's gonna happen. My advice, you do not obsess over fear of recessions. Wayne, why also last hour I was discussing the seven-year asset class return forecasts by none other than GMO. Jeremy Grantham, the G in GMO also wanna talk about the market what's happening with the market right now because you know, we went from record highs. Everybody's now concerned that we're in the midst of a bear market, which is true, by the way for a lot of the SNP stocks down twenty percent from their high. But I'll get a chance to talk about that. But I wanna start today with the piper Jaffray prognostication. Just over a month ago, the standard and Poor's five hundred. Was setting record highs. According to leave now more than seventy percent of the indexes components isn't a correction or worse. With some high profile names like Twitter, Caterpillar, Ford and AMD deep in bear market territory. So what are you going to do about it? I mean this. This is really amazing to me because people will come out and say, yes, we're the stocks could fall another ten percent. But they sure as h won't tell you when because they don't know. And so what if they do? Another ten percent. When when you're up four hundred percents since the bottom back in March of two thousand and nine what the heck's ten percent. And will we recover along? We'll take for us to recover from another ten percent fall six months a year. I don't know. I do know this that obsessing about recessions, and so forth is not a good thing. You can go a long time without a recession. But art Cashin very highly respected person on Wall Street says that every decade since eighteen fifty we've had one. And since the great recession ended in two thousand nine. Obviously means we haven't had one this decade. But in reality. You can go a lot of years without having a recession. Australia hasn't had one since one thousand nine hundred ninety one according to Ben Carlson. Who's a researcher? And does this kind of research? Could we not? The entering into a period of time where we're not gonna have a recession. I find it highly unlikely to be honest with you in the near term. I don't know anything about the long-term. But I look at the economic numbers right now. An absent some squirrelly stuff with trades and so forth. That you have to hope that the president figures out a way to worm his way out of the pickle. He's gotten him with China now with Russia nuclear treaty and all that stuff. But but so far this dude is figured out. How to do that stuff? He's got the strangest way to negotiate, but it's it's pretty darn effective. So assuming he does and a lot of these companies that are freaking out like, Caterpillar and so forth. Because of tariffs with China at cetera et cetera. That too shall pass. No one ever said making money in the stock market was easy. No one ever said that it was easy. And it's not. But over a long time period you look at the charts. I mean, I'm not charter, it's okay. I hate looking at charts. I think it's a waste of time to look at charts unless you're looking at one like the past thirty or forty years and just put your finger at where it started thirty or forty years ago and put your finger where the other finger from the other hand, I should say where it is today. And you will see a nice line that goes from the bottom left to the top, right? That's what the stock market has done, historically. In between times. There have been some pretty wicked selloffs. I mean, pretty darn wicked selloffs we've had some pretty wicked ones over the last several years as a matter of fact. Since the market bottomed in early two thousand and nine. There have been corrections of minus sixteen percent minus nineteen point four percent. Minus twelve point four percent minus thirteen point three percent. And mine is ten point two percent. That's in the standard and Poor's five hundred and I can assure you every single time. The pundits came out of the woodwork said. Yep. It's over now. Harry dent probably said, Yep. This is the precursor to Dau three thousand. Which he has actually said in the past that the Dow was going to crash the three thousand and instead of crashing to three thousand it's stored the twenty five thousand. I mean. He's a smart guy. No question about it. He's from Harvard, and he's not the only one by the way. I saw Ron Paul the other day on some TV commercial, and he's expecting a whole world to go to heck and a Handbasket and many many many others. But let me repeat since two thousand nine we've seen the market, correct? By sixteen percent. Nineteen percent. Twelve percent thirteen percent and ten percent. So when I read about piper Jaffray prognostication that we're gonna fall another ten. Oh cares. Who cares? If you were smart enough to get out, and then doubly smart to know when to get back in then perhaps you would care, but I don't. All right, shifting gears to the market as I said, Jeremy Grantham produces his seven-year asset class real return forecasts and as of September thirty two thousand eighteen. Here's what he had to say. Now when I say real return that means after inflation. After inflation. US large-cap stocks after inflation. Minus five point two percent per year. For the next seven years. That doesn't look good. Now, I have to also tell you that Mr. Grantham has also been wrong small-cap, stocks, minus two. High quality stocks minus five. Large companies international minus point five small international companies, minus point four emerging markets. Plus three point two percent. So after inflation. Three point two percent. Which means a nominal return about five and a half percent. That's the best. You can do. According to grant them bonds. Don't look any better. US bonds flat for the next seven years. International bonds down minus one point eight emerging market bonds up two point two percent. Cash up one percent. So check this out the emerging markets have how do I say this? Really been sucking fair and wind lately. He had according to Grantham. That's where you should put your money. I'm not suggesting that you do. I am suggesting that your ten to fifteen percent or whatever you've allocated to the emerging markets stock and bond markets, you hang onto even though the emerging market stocks have been. But I'm also suggesting these stay the course with your plan when we come back. We'll talk more about the market where it's been and where it is year to date where it might be going and some ways to build wealth outside of the stock market. Jeremy Grantham is correct around. 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Hotline eight hundred five five eight eight nine one eight hundred five five eight eight nine one that's eight hundred five two eighty eight ninety one copays any doctoral supplies replacing accordance with Medicare guidelines. Time changes everything for me becoming a single father of two young kids. It changed. My ability to use my time share the frustration of not being able to use. It was compounded by annual maintenance fees. That nearly tripled over a three year period. I was desperate to get out after searching online for cell Mike timeshare or get out of my time share. It just looked like one scam after another I needed a real permanent and legitimate way to get out of this for good. I'm Brandon read the founder of timeshare exit team. We will get you out of the timeshare you can't use or can't afford anymore. We get people out safely legally and permanently. We are more successful because we have more solutions. Schedule a free consultation to review your ownership situation and find the best strategy for you. If we can't get you out. We will give you a full refund. Call timeshare exit team today. Call eight hundred nine two nine eight one two that's eight hundred nine two nine eight one one two that's eight hundred nine two nine eight one one to call. Timeshare exit team today due to an upturn in the economy main street business loans has preapproved the release of millions of dollars in small business funding. Your business may already be preapproved to receive up to two hundred fifty thousand dollars. We've sent out millions of preapproval letters. We see the economy growing, and our underwriters believe now is the time to invest in your business. So you can grow faster and make more money, and we're prepared to give you up to two hundred fifty thousand dollars to do it. Your funds can be available in five days. There are no application fees, no annual fees, just quick access to up to two hundred fifty thousand dollars. If your business did not receive your approval letter to get up to two hundred fifty thousand dollars. Call main street business loans approval desk now eight hundred four three seventy five seventy eight hundred four three seventy five seventy eight hundred four three oh, seventy five seventy that's eight hundred four three O seven. Five seven zero folks. Helping you make better money. Let's talk about the GMO seven-year asset class real return forecasts, and it doesn't pretty at all. Real. Meaning after inflation. US large-cap stocks expected to earn a minus five point two percent after you account for inflation. Which means they're gonna lose three percent. Per year for the next seven years. Nominally? Crazy stuff man who wants to lose money in the market. International stocks pretty close to break even down a little bit. After inflation. But emerging markets are the only ones. That actually are above water three point two percent. And on the bond side. It looks equally as dismal. International bonds down minus one point eight percent. Emerging market debt up two point two percent. So it's just not looking all that hot. I'm gonna talk about some alternatives here in just a moment. But I thought that I would refresh everyone's memory on where we are year to date. In terms of the market performance. And this could change. Any moment because Marcus have been pretty volatile lately, haven't they? The Dow's up three point seven two percent. The NASDAQ is up seven point seven four percent. The Russell small cap index is flat point three eight percent. And the standard and Poor's five hundred is up four point zero nine percent. Now, if you've got an adviser, and they're charging fees. You're going to have to subtract that that's just from the index itself. Now bonds have been in the tank this year. And I wanna talk about this a little bit later, hopefully an opportunity to do that. But core US bonds are down minus two point four one percent. Long core bonds minus six point four four percent year to date. People buy bonds because they're supposed to be safe. But in a rising interest rate environment and can be nasty corporate bonds. Minus three point three two percent long corporate bonds. Minus six point five five percent. Government bonds, the safest of all. Minus two point two one percent. Intermediate minus one point five eight percent. Long minus six point three five percent. Make alone that the government this year. A long term loan twenty thirty years. You lost six percent mortgage. Bonds minus one point seven seven tips treasury inflation protected securities, minus two point six percent. Knowing that really looks okay and the bond world high yields are up one point six percent. And T-Bills cash basically one point four one percent. So where do you go to build wealth in a market like this? Well, number one is you do not. Bail on your stock market portfolio. But as I have mentioned for years and years and years looking at alternatives to the stock market can make some sense. And alternatives to the bond market as well. Alternatives to the bond market. Could be other forms of debt private debt and so forth. And you gotta look hard for this stuff. You need a very very good financial adviser. You don't have to look quite as hard in the insurance world because insurance companies compete favorably with bonds with certain annuities. We talked yesterday about multi-year, guaranteed annuity contracts. They compete with CDs virtually no risk if you hold until the end and you'll get a better rate of return from most companies, then you'll get from treasuries. Fixed annuities index to new itys variable annuities with guaranteed minimum withdrawal benefits, locking in some kind of a guaranteed income stream in the event the whole world collapses. Those are great ways for you to diversify away from the stock market, but still have the benefits of the stock market. If things do well if they don't do. Well, you're still okay because you locked in a guaranteed income stream for the rest of your life, which will probably translate into a bond like asset, and depending on how long you live. It could be a dog on good bond. But more importantly, it gives you the ability to wait out the storm in the stock market. So what are some of these fresh alternatives to the stock market? Well, we've talked about rental properties and vacation homes. A lot on this show. And there was a company now I forget their name. It'll come to me that evaluated. A lot of these different strategies in terms of how much orders yield street. How much it costs and how hard is it to do? So rental properties, the drop in home ownership rates is obviously led to a rental, boom. But you've got to be very very careful here because some markets you could lose your shorts in. So here's what they said about rental property and vacation homes. The setup is hard. It is got to do your homework time commitment is high. Money required, medium, twenty to one hundred thousand bucks, and the research is on you. Then they went to commercial property. You got to put a lot of money into this money required. Two hundred and fifty thousand time commitment medium setup again hard. Franchises like a subway or Dunkin donuts and all that you can earn ten percent. But it's very very difficult to make that work for you, unless you're the person behind the counter, and even then you're not going to get rich. Now, if you own twenty six Dunkin donuts or Jack in the boxes, you can make a fortune if they all work, but they're not all going to work perfectly. But your time commitment is high. The setup is hard the money required. Big fifty grand for the little Mickey Mouse franchises. And even Dan if you hired a manager you still got to watch over them. If you put fifty grand down, and he made ten percent five thousand bucks a year. I don't know if it's worth the risk. There's peer to peer lending this actually pretty easy to do. Go online, and you can get pretty decent rates of return. Anyway. Some alternatives at least to the stock market. I wouldn't get too crazy here big allocating some of your money to alternatives wise move. My preference is to find a fund that does these types of alternatives for you be willing to pay a fee, and let them do all the hard work. So you can sit back and go to Dunkin donuts. Have a Cup of coffee in about eighteen hundred calories. We'll be back. Idea for an adventure new product. Do you think companies would be interested in your idea? Do you want to try to get a patent that helped? Now it keeps. Your idea confidential explains every step of the invention process. Joy, the thousands of people just like you who chose to pursue their idea. We your experience we are working for you. We are invent health. Get started with your idea. Call for free information, call one eight hundred six zero seven eighty nine forty five that's one eight hundred six zero seven eight nine four five whether you travel for business vacations weekend breakaways, romantic interludes, or family adventures. You'll learn about unique destinations and tips to make your travel, smooth, efficient, hassle free, and inspirational when you listen to travel with Stephanie Abrams. Hi, this is Stephanie Abrams. Enjoy our fast paced show, traveling from beaches to mountaintops cities to fairy tale castles, whether you're traveling for business or adventure, so pack your bags and join us this alert just came in this special. Announcement is for business owners and leaders of organizations who've been waiting for the right time to build general steel has made it impossible to wait any longer with rock bottom prices that could save you thousands. That's right. General steel, America's leader in pre engineered structures is offering buildings at prices. You will never see again. Don't miss these prices. A fifty by one hundred for under thirty thousand dollars. You heard right. That's five thousand square feet under thirty thousand dollars manufacturers if you need larger building try one hundred by one hundred commercial building for one hundred twenty nine thousand you can't afford to rent with these prices. 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And if you owe more than twenty thousand dollars, you may be at the top of their hit list. So don't take your tax debt lightly because it will not go away on its own. The IRS can seize your Bank accounts, your home, and even shut down your business. Call our tax experts today at one eight hundred two eight five four seven six five and let us deal with the IRS while you focus on your business. That's one eight hundred two eight five four seven six five again, eight hundred two eight five four seven six five. Back folks. This is the Ray Lucia show, helping you to make better money moves. I've got a couple of emails after the comments that I made on bonds yesterday. According to Morningstar's taxable bonded tables. Seventy three percent of the funds that they follow. Are down this year. Ninety percent of Muniz of lost money, so far and a lot of people are freaking out. Minds were safe. Well, bonds are safe. You just have to understand them and understand the role that they play in your portfolio. I mean in an ideal world. You'd figure out how much money you want to spend from your portfolio each year and ladder out some reasonably safe bonds and every year when the bond matures. You'd have the money go spend it and everything's cool. But as we discussed the other day. Most small investors get hosed when they do that. Because of the bid ask spreads and so forth. And you never really know what you're getting until you got it. So hence the bond fund over the years has come to fruition. And for the most part, they're pretty efficient way to buy bonds. In particular, if you're reinvesting all of the dividends, and you have them there for some form of safety. It's not what I would recommend you do with one hundred percent of your fixed income portfolio. But the question I get more than any other one on bonds is why do bond funds lose money. When interest rates are going up. I'm buying them for safety of principle. Well, we haven't had the deal with that much over the past decade or so because interest rates really past thirty years or so because interest rates had been on the decline. So bonds didn't really lose. But so far this year. They're hitting the skids, pretty hard. Pretty hard. Two six percent, depending on what you own. So as I've mentioned many times before there's an inverse relationship between interest rates and bond prices. So as interest rates, go up the value goes down. Let me give you an obtuse example to make the point. Let's say you went to the Bank. And the Bank was paying five percent interest on a CD. So the bond that you went out and searched for at least earn the same five percent or the person go to the Bank. So let's say you decide to put a grand thousand bucks in a bond that pays five percent. So now, you're getting the same interest from the bond as you're getting in the Bank. Now, what would happen to your bond? If the Bank happened to raise interest rates from five percent to say ten percent. You already bought the bond. So you're sitting there earning five percent. But you know, you can walk across the street and get ten percent. In a CD. So if you wanted to sell the bond. Paid five percent you'd have to reduce your price. Because anybody that would buy that bond from you would obviously prefer to go to the Bank and get ten percent rather than paying you par value for the bond and earn five. So the bond that you originally bought for a thousand dollars that pays you fifty bucks a year in interest. Would have to be reduced in price to five hundred dollars. Because a ten percent interest rate on five hundred bucks produces a fifty dollar per year interest payment. So therefore, you would have to reduce the value of your bond by fifty percent. That's what happens in the bond market. Now interest rate Dongo from five to ten percent. But I think you get the point. Now the Federal Reserve. Held interest rates at near zero for almost eight years. So we have not experienced this kind of dilemma with bonds and bond funds in the recent past and with interest rates rising bonds tend to look more attractive from a yield standpoint. But if they continue to rise, the total return may not be nearly as attractive. We've talked about alternatives. Many many times before. One alternative is to hire a bond manager that can go anywhere. Remember, I said before that high yields we're actually up so far this year not much but nonetheless up long bonds were down substantially. And most financial planners. Not me. Recommend allocating forty percent bonds. I didn't do it. When I was practicing and interest rates are on the decline and bonds were great performers. Because I always knew that at some point interest rates would change and people wouldn't understand why the safety portion of their portfolio was losing money. That is not to say, I wouldn't have some money allocated demands are just wouldn't do almost fifty percent of the portfolio. Especially when I can find alternatives like fixed annuities and fixed indexed annuities that produce returns that are very similar if not better. Especially when the stock market's doing well, but I wouldn't abandon them. But some people think well, wait a minute. Maybe my bond fund manager is asleep at the switch here. So maybe they are. But the problem with some bond fund managers is. What they're hired to do is by let's say government bonds. It's the government bond fund. So they can't switch to high yield. Because that's not doesn't have the same risk profile. So many times even if the manager frankly wants to go to cash or do something else. They don't want to let let the cat out of the bag here. They're in the business of managing money Abban managers in the business of managing money. Just like a stock managers in the business of managing money. And they don't want to not buy government bonds if their strategy is to buy government bonds, even when they perhaps think the buying government bonds not so hot. So rather than by a single purpose bond fund. You can buy a bond fund where you trust that the money manager will try to go to the right place to find the right bonds. I'm not suggesting they'll do better or worse. I'm just suggesting that they have more flexibility. I mentioned other alternatives fixed index the newest he's why are interest rates going up interest rates are going up because there's a fear of inflation not necessarily inflation. But a fear of inflation. And the unemployment rate is going down and wages are going up. And that bodes well for stocks. It does bode well for stocks. So if you have interest in a quote bond like an annuity, and the interest was calculated based on how well the standard and Poor's five hundred or some other stock index did. And there was no possibility of a loss. Why wouldn't you take some of the bond portfolio and put it there? I don't know it makes sense to me. Hi, did it to the tune of millions and millions of dollars for clients back in the day. And they never got angry because they never lost money. Now, they didn't make much either. There are making fourteen percent. When interest rates went down two hundred basis points on their bond fund, but they didn't lose six percent on a long year long bond year to date, and if you looked at the performance over a five six seven years, and in fact, there's academic studies on all this stuff. You'd find that their performance has been very competitive with bonds, and in some instances even competitive with stocks, although I would never ever buy. It has a stock market alternative. But if you want something that's safe, then has an underlying guarantees. You can also slip in one of those guaranteed income benefits. If you prefer that. And they're priced earn three to five percents. Don't let anybody give you any Gulf about eight nine percent. That's bogus information. They're price earned three to five percent. Just like bonds only, they have no downside risk. And bonds today with interest rates going up, certainly do have downside risks. Don't eliminate all the bonds because of interest rates come down. You'll do very well in a bond fund. A rising interest rate environment. Not so much emails next right here in the. He like business content. I mean, if he did like business, you wouldn't be listening to this show. Right. What if I can give you even more of what you like we've never met. But I'm willing to bet you are very busy between your work, family and outside. This little car ride is your time to catch up on your favorite show. But you always get to tune in. Exactly. Now, there's a business club with you in mind. This is the place for business videos on demand. We have partnered with this show to provide you more of the content. You like the best part? It's all on demand. That means you log it anytime from any device and watched shows the answer all of your business questions. For a limited time, you can try it for free for thirty days. Simply go the biz dot com, promo code radio, VOD dot com, promo code radio. It may have been a messy divorce that suddenly cut your income in half. But not your bills. It might have been an injury or illness or your boss, just cutting back your hours. It doesn't really matter. How you got in over your head? It only matters that you are and that we're here to help. If you've got over ten thousand dollars in credit card debt, and you can't ever see breaking free call action debt and do it now being in over your head is a vicious cycle one day late. They charge you a leap. Miss a payment w rate. You just don't think of fair and neither do we. 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It didn't get to everything. I wanted to get to today, but I do get to a couple of emails here. We'll start with Allen. Alan. Says right loved the show. I'm self employed. It looks like I'll have about fifty K leftover this year. How can I say some taxes? I take eight K per month out as income, pardon me. Well, self-employed probably means you are unincorporated. I might be thinking about a corporation. Probably not for this year. All though depends on how much money you're gonna earn between now and the end of the year. Because what you may be able to do. Is incorporate? As of mid November or something like that. And then not take any income out of the company until after the first of the year that way any money that you would earn the balance of this year, the corporation would earn and not you wouldn't show up on your tax return until next year. And you'd be able to do something. That could shelter that money between now and then. So really? That that tactic. It's probably something you'd wanna do for sure. Next year. This year and talk to your advisers. It may or may not work. Now, if you are self employed, and you have kids under the age of eighteen I've talked about this before. But we now and the end of the year is Christmas break there's thanksgiving. There's a lot of time those kids could work for you. You can

United States Jeremy Grantham Piper Jaffray Ray Lucia Bank America Wayne Allyn CNN President Trump IRS SNP Viagra Donald Trump White House Medicare New York
"five five percent" Discussed on MAD MONEY W/ JIM CRAMER

MAD MONEY W/ JIM CRAMER

04:00 min | 2 years ago

"five five percent" Discussed on MAD MONEY W/ JIM CRAMER

"Eight hundred seventy three CBC or tweet me at Jim. Cramer. There's only one question that matters here right now was this a real bottom today? We had an incredible reversal with the averages. Plummeting this morning, the Dow using five hundred forty eight points for the whole market turned around Dow only causing just one on twenty six points by the way it was almost. So if somebody down thirty in the last half hour nest. Off point five, five percent NASDAQ dropped point, four, two percent, but is this a sustainable turn or is it just another head fake? Like the one we got list Tuesday. I I go back to last Tuesday. When stocks were surging Har one guy told you the market wasn't done. Going down one guy, Mark, Sebastian. He's our resident volatility expert. Exactly. One week ago, the bulls were trampling every kind of bear and things looks while they were sure looking up. So yes, Beschin if the move at any staying power is part of our off the charts, same, no p said categorically not. In fact, based on the spike in the volatility index vix for short, he predicted that we were about to have a vicious, shake ya a total hammering. How will we know when the real bottom and arrive normally s. and p. five hundred? The viks move in opposite directions. Correct. When stocks go down, the vix goes up because the vix is a very good proxy for the level of fear in the market. So bashing explain that the average would bottom if they made new lows and the Vicks did not. Not make a new high. Sure. That's exactly what happened today right before the market turned. Yeah, you know the vixen spike the twenty nine the week before right before the big off and today in the midst of the self, what did it do? It only went to twenty four big check for the bulls. Second, the late more canes always told me that when you see down by outnumbering up vying by nine to one that means the sellers of lost their minds. We tend to one today when the Dow was down five hundred. So we got that box check to, hey, by the wind minus five point, seven percent reading on the s&p five hundred's proprietary us later that came out this very evening and that I pay for that oscillated we're confirms that overly zealous selling pressure. Well, let's just say, could be wrong here. That level says too late to sell sell thing. You gotta do what did on my chapel trust. You gotta start buying. Third, it's painful by the way to buy, but you had to third, let's talk Ernie's. We know that between the president's trade ward and the fed plan to keep interest rates rising in lockstep. We tough backdrop here, but today we got some spectacular. He's from McDonald's with five percent or national with even the US came. Just tad. Softer-than-expected still has been Donald's rolls out delivery and a fresher food venue, energizing. It's franchisee base athlete. The American business will start picking. Up to hence why the stock gained six point, three percent less. We Honeywell reported incredible quarter much better than expected, but the backdrop was so hideous Doan cared j. United Technologies delivered a similarly fantastic quarter and it stock surged higher up two point, eight percent on the car school. CEO great Hayes told us he's still believes he can make the rockwell-collins deal happen. The airspace acquisition that's been held up by Chinese regulators. Once they close the rock Rockwell Collins, United Technologies can break itself into three separate companies airspace climbing stairs, and elevators, which will unlock a ton of value. By the way, the Otis elevator business saw fourteen percent increase in Chinese orders as the PRC's gotten aggressive about stimulating construction projects to bolster its economy. It was a fantastic quarter memo to Honeywell. Tomorrow's your day. You should come out and say, listen, this, I knew well, quarter was every bit as good as what Greg case deliver. What else? How about for Isan fries in sleepy O'Brien, you terrific beat very low churn. Big boosted subscriber numbers this sleepy stock one that most had written off going to your it closed with ink, four percent gain in one day. That's a stabbing. Of course, Caterpillar stock plunged seven point, six percent. But I've never seen such a two faced and now offer all day about this tremendous company. It was insane. You want the truth was the company porter, fantastic quarters, but which I heard excellent..

bulls Honeywell United Technologies Cramer Vicks Jim PRC Mark US fed Ernie Donald Doan McDonald Rockwell Collins president Greg
Dollar buoyant near 10-day peak, bolstered by higher U.S. yields

Bloomberg Daybreak: Europe

04:13 min | 2 years ago

Dollar buoyant near 10-day peak, bolstered by higher U.S. yields

"Markus karlsson also in london eight eight thirty am if you're listening out of paris or frankfurt there are signs of the risk on an asian equities this morning with trade concerns seemingly taking a backseat looking at the futures that's a two could spread to europe euro stocks fifty futures gaining about three tenths of one percent this morning footsie100 futures also on the front foot rising by more than half of one percent dax futures rising by four tenths of one percent in the same goes for futures looking into the asian session regional benchmark they're advancing eight tenths of one percent japanese says leading the way higher with the nikkei two thousand five index shutting up shop with a gain of one point eight percent we have seen a letter a bit of weakness in china with shanghai now down by a tenth of one percent so it's actually been paring back some of its previous losses looking at currencies we're seeing some marginal gains for the bloomberg dollar spot index also the major currencies sterling is the biggest decliner against the greenback weakening this morning by third of one percent cable at one spot thirty one sixty four uk politics and brexit very much in the spotlight in fixed income treasury yields edging higher this morning two point eight five percent that's where the ten year is when it comes to european yields well to be honest they not moving much bath to ten year boon jailed for instance at spot three five five percent fancying marcus the us president has criticized theresa may's agreed brexit plan and says he would have done things differently donald trump was welcomed to the uk but the prime minister yeah yesterday at the start of his first state visit since taking office will the lead again at chequers later in what could be an awkward meeting following his interview with the sun the deal that you striking is not with the people voted on so much different deal than the people voted on it wasn't what the deal that was in the referendum but it'll definitely affect trade with the united states unfortunately in a negative way so an exit from the sun interview with donald trump of britain's financial industry has also slumped maze latest brexit proposal with some even calling it the worst outcome possible yeah something that of course we have to keep a very close eye on it's interesting to see the dynamics because of course president trump is quite quest boards johnson and in a certain way it's almost like listening to boris johnson when he talks about that right let's talk a little bit about the overarching trade story this morning the us and china have signaled that they were open to resuming negotiations over trade off days of exchanging retaliatory threats high level trade discussions between the world's largest economies have stalled says last month treasury secretary steven mnuchin said beijing must commit to depress reforms and argue that america is not in a trade war now meanwhile china's total trade with the us increased in the first half of the year in dollar terms total trade grew thirteen point one percent in the first six months of the year exports to america were up thirteen point six percent compared to the same period in two thousand fifteen while imports rose eleven point eight percent and another story that we're watching the philadelphia's fed president has defended the central bank's symmetrical inflation target patchy caucus says that he would be comfortable with price increases the two and a half percent half a percentage point higher than the official goal he also sees up to four interest rate hikes this year and beginning the year i have put in three for this year three for next year off of that although i am open to a fourth increase this year if we do see inflation starting to accelerate so that was philadelphia fed president patrick harker speaking that now for the latest in global news here's bloomberg's ben clarke good morning us president donald trump's campaign chairman paul manafort's lost his bid to get out of jail while appealing a trump judge's order that put him there bloomberg's nathan hager has the details a three judge federal panel denied the former trump campaign chairman bid for freedom and a one page decision the judges said manafort didn't show his request should be granted before they rule on the underlying appeal us district judge amy berman jackson throughout manafort's bail last month after he was accused of.

Markus Karlsson Paris London Frankfurt One Percent Eight Percent Ten Year Three Five Five Percent Eight Five Percent Six Percent Six Months
"five five percent" Discussed on 850 WFTL

850 WFTL

03:39 min | 2 years ago

"five five percent" Discussed on 850 WFTL

"Where it's built into our immigration law the problem that we're having now is nobody wants to follow the law they just want to come here in claim asylum from gangs or violence or this or that which obviously takes more than twenty days to to determine if they're telling the truth or not or if they're just you know saying i'm i'm afraid for my life and ecuador or wherever it is you know this is the problem i have douglas and see if you understand we have five hundred forty five thousand almost americans citizens of those five hundred and forty five thousand over a half million twenty five five percent or kids and then you've got fifty thousand homeless vets does it make sense adding to an already burgeoning homeless population when you haven't taken care of fifty thousand bats and a half a million homeless people here zen makes sense no i agree with you completely destroying to figure out a solution and no one wants to sit down and talk about it the solution is we are a nation rule by law that's that keeps us from being a banana republic someplace the problem is the democrats have no platform going into the midterms so they're trying to ignore our immigration law until everyone and their brother that if your vote for them they somehow way you're gonna make it easier to come across the border but we shouldn't be making it easier we should be making it tougher i agree with you i mean there needs to be in process or no criminals and rate this in like child trafficking come over but who's to say that good hardworking people can't come over they do they come on work visas they can i mean if you go to san diego i broadcasted out of san diego for sixteen years every year in the growing season whether it's strawberries whatever it is there are literally thousands upon thousands of seasonal workers coming up from mexico you know they camp out and of course all the bleeding heart liberals oh this is horrible they're homeless they're not homeless homes very nice homes those homes were in mexico they're up here getting the money and then they go back so you know the bleeding heart liberals don't want to delineate between seasonal workers ms thirteen and somebody just trying to get out of a corrupt nation none of this happens overnight in you can't take kids to a detention center the be with the families while they're waiting to be adjudicated this is not a problem of our creation it's a it's immigration law that's been on the books forever they choose to put themselves in that situation no i completely agree with you i'm just trying to figure out a solution do you have any ideas or yeah i think we've enforce our immigration law because now with that executive order what we've done which i think is a dangerous precedent we've let everybody know if you come up with kids we're going to kick you lose unfortunately kick you lose in america so you've just exacerbated the problem and that's because one of the two primary political parties is trying to use that as a platform to get votes they don't care about those kids or the ones we've got in america already would be taken care of i'm rick roberts this is red eye radio trying to get through.

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"five five percent" Discussed on KBNP AM 1410

KBNP AM 1410

02:42 min | 2 years ago

"five five percent" Discussed on KBNP AM 1410

"Reloading equipment ammo and it was it was a whole different market now that people think are thinking that you know the gun rights are pretty safe out there looking for stuff looking at what's all there's no again mark force we do the color case hardening annaborough the action you know they're just different people are looking for something that is cool and different and that just i gotta have an air fifteen i gotta have ten thousand rounds of two three mo i've gotta have this or that you know yeah i gotta have something different to spend my money on what also we cannot make ignore the factor of being able to pull a gun out of the case at the range while factor really is only get so much of you know the old guns that we restore and they'll get them back like oh my god this is too good to pretty to take out you know they become safe queens we hear so many stories of of being becoming a save queen but they'll take it out and i'll take it to the to the gun show or gun shopper or to the range if nothing else to show it off and there's no reason not to shoot a visitor no not not at all i mean we're you know my eighteen eighty six that i go back well might get the four seventy five that i built we're gonna probably put that indoor calendar this is coming here and they're going to have before and after my gun has been to alaska three times to africa twice it bend i mean it went from alaska moose hunt and took almost a pound of water three weeks later in kansas chasing an antelope were five five percent humidity and this looks like a museum piece this thing just gorgeous yeah it's it's got a three or four x would chattering we've it's engraved golden laid on you know in most people would say this is a queen anne this is a guy and i'm using it and you know it's in the snow and the rain and the mud and you know it's if being out there being used hidden and what's really cool about those things is you know i've got a scratching the borough where i fall down on packing out my sheep and i can sit there in the deer blanco.

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"five five percent" Discussed on Mad Fientist

Mad Fientist

01:56 min | 2 years ago

"five five percent" Discussed on Mad Fientist

"For me was definitely taking too long and being too unsure about getting into the stock market i felt i came from a different country to the us nfl too little unsettling for me so eventually i got i summed up courage and i bought a single stock and i watched it go up and down and i'm like i'm going to get comfortable with this because i need to get comfortable with this so i bought a singles talk watched it for about i would say four months until i was okay and i was fine to finally put money in the market but had i done it before this conversation would be moved i would just be here in financial independent much much way before i am today i think the big one for me has been a i was a form of professional soccer player so it was always the competition two of the best car in the cop can it just became a way of life that was normal so luck had oiseaux have an accomplishment just became normalized and when she can free yourself from that so liberating on the nova sleet frees you up the money to invest dive ryan i was fortunate i discovered saving investing in two thousand eight so i bought my things on sale so i'm gonna look ones i would say for me it's really it was really just understanding the value of money in my life i think my big mistake was thinking that like you know i get my paycheck i pay the bills and everything that's leftover is what i have to spend and that was my understanding of money i didn't know there was that it was really a tool that i could use so i just i wish i could have realized that earlier i think my biggest mistake was i'm going to say quote unquote believing the advice i was given when i first started saving investing through four one ks and stuff through my employer the average advice was if you could save five five percent you're doing great and if you can save ten percent that's amazing and in the fire community that's kind of like oh that's cute.

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"five five percent" Discussed on WAFS Biz 1190

WAFS Biz 1190

02:08 min | 2 years ago

"five five percent" Discussed on WAFS Biz 1190

"This is atlanta's biz eleven ninety there have been questions on this has a real tough over mechanics helpful to full death but at the end of the dole investors are human and they are affected by human emotions like greed and fear and they are tempted to sort of have a kneejerk reaction the structure of any tf really does allow people to trade on those emotions with ease while there i mean it's a rapper four people as a vehicle for people but people still make the decisions at the end the day i wonder though what specific distortions the rise in passive creates are there any fundamental distortions that result from the rise in passive yeah i think the the key that we see is a distortion amongst the largest cap stocks the stocks that if he will are sort of the raw material for index providers their companies that have the sufficient size and liquidity to be in an etf we call those stocks sort of those that are at the centre of an index indexation bortex really and those of the stocks where we see a distortion valuations have gone up we see situations where companies have their stock price go up in the face of verily deteriorating fundamentals that maybe the case but then i think about g e for instance there's some bad rest running gene not too long ago it's a huge pass of holding an ivy did just fine while gene you went down shinji shares have gone up in the face of all that bad news because of the dominance of passive it's interesting ice i look at sort of an exxon as the counterpoint to that and think it's a great example over the years from 2013 to 2016 exxon's revenues fell by 50 percent and earnings by seventy five five percent yet the stock price has gone up so why is that exxon perhaps more so than g e is in two hundred different etf it is one of the largest freefloat companies and that to me is the reason why exxon has gone up and what's interesting given that exxon is part of.

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"five five percent" Discussed on KTLK 1130 AM

KTLK 1130 AM

02:10 min | 2 years ago

"five five percent" Discussed on KTLK 1130 AM

"Dot com to request your own six one two nine nine nine eleven a defined as another way to do that here we get them to talk and admit on how that three point five five percent in fees is a head went so all that one eighty three to go higher the markets the allocation so you have two would have to if they went up three point five five percent that one 83 would stay the same because that's kind of his brief even on the fia monthly span right now is is the community values one 84 it was one eighty four basically the first three point five five percent of any gains on the market would go to seize not looking at the statement if just save for the next twelve months these indices all averaged out to go up three point five five percent his balance would remain the same because he paid at three point five five and fees the um be sure still a b couldn't say yes so he goes oh well i'm sure i'm mean that happens so often on these calls can you believe it i mean he debt because at this point he knows that were digging for the truth and there's no throwing out these guarantees and all these other play on words that they so often do i would almost promise you that he's never had to answer those that that way that he's never had to go that deep into a can you play it again now that they the listeners heard it once you're gonna hear ryan positioning this and asking the questions they you'll hear the other the representative from the insurance company really actually forced to confirm it and then stammering and stuttering until aegis goes reached at her it's in a silence you'll hear it's not dead air now cmr pausing that is take a lesson so that one eighty three to go higher the markets they allocations that you have to would have to if they went up three point five five percent that one 83 would stay the same because that's kind of his brief even on the fee amount that he's paying.

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"five five percent" Discussed on Talk 1300 AM

Talk 1300 AM

01:51 min | 3 years ago

"five five percent" Discussed on Talk 1300 AM

"Veteran that's more controversial she'll i think than this is and they may find more common ground on this one what the reason it was very enticing to borrow the money instead of bringing the money and paying the taxes the lower rate and even in the last week the rates jump to reach romantically for for the move that they've had if we started to push to with three to five five percent rate to borrow that money to the companies borrow the money or they pay some of the taxes so i think you're going to get a couple of you're going to get a couple of things here happening at at the same time if it's lowered to twenty let's say they even settle that something higher than that uh or you borrow the money a three or five percent i think you're going to get a wave of companies that are just gonna do it because at lower rates get a double whammy here at the same time and and i don't know how much money you know apple clearly doesn't mean any money at this point but uh some of these other companies that's how they were managing their their assets hate with all the money jumped will leave the money overseas we will pay the taxes now the rates are going up you really can't do that easily it should also encourage some of foreign companies to perhaps domicile here in the us a twenty percent tax rate may be enticing for them let's not get grace well you know if you want to want the us to be your market there are certain advantages now especially if there's going to be continue trade restrictions is one that i think you know obviously that the country is politically to fight it on everything uh uh this is the one thing that i think there's more positive than there are in his now how's the tax code written now cnbc a it seemed we see all all all on online everything was well this plan is going ana benefit the rich you gotta dig deeper than i don't think you're even gonna know until plan is actually fully implemented and they come to some agreement i do think you're going to get you could get both parties working together i don't know how much but you could get some movement in there this was actually the the.

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"five five percent" Discussed on Yes, Girl!

Yes, Girl!

02:01 min | 3 years ago

"five five percent" Discussed on Yes, Girl!

"So while we wait for the next question i do want to ask you about charlemagne the god the name and it does come from five the fivepercent nation and as tire eastwood say what are some things that are misconstrued about five five percent in asia oh what are some things that misconstrued owned that's a good question i mean i know for me the biggest obstacle that i've fees because i mean i i grew up with so many different religious beliefs because i'm a mother jehovah witness and my grandmother was a baptism of father sorta studied islam would always heavy watching minutes farrakhan videos in reading malcolm x allows muhammad on so for the five of st teaches like when i when i started getting into new for the way with great for me because they just reinforced in me the greatness of being a black man i mean that's just a crazy thought when you think about it it's like your black man has to believe he's god just to get by people comes in the wake up if you let you belong in this country you got to think that you're god i and i felt i did feel like that for like all the an extension of a devoid of a divine divine being i think the biggest later biggest misconception might be that the the heat white people could you know when you say the white man is the devil as like a a big statement so i don't think that the actually hate why people don't want anything that made me be like acting i i don't want to i come with witted but i'm not gonna believe anybody's inherently evil you don't say i don't believe anybody is inherently you feel like we're let us because of power or money or anything so that was one of the things that has made me fall back but i'm i'm of kinda fell back from like all religions period would i if i had to say what will one big misconception it was that the heat way people was not the heatwave you'd ages recognize white people is being the devil based off two things that why people have done to different communities in this world.

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