20 Burst results for "Financial Consultant"

‘New locals’ at the Jersey Shore couldn’t be happier after moving from Philadelphia, nearby towns

Philadelphia's Morning Answer

03:19 min | 8 months ago

‘New locals’ at the Jersey Shore couldn’t be happier after moving from Philadelphia, nearby towns

"Story today. Kind of dovetailing with what Christine and I were talking about. People that have sure properties. You probably you either. Maybe one of these people or you may know somebody like this who have basically just packed up and relocated and move down the shore for the entire of year. Of this pandemic, and I've been doing all their work. Primarily or exclusively down the shore. Ellen Mogul Owns honeys Sitting eat, which is I mean, one of the greatest breakfast I've ever eaten in this town. Not for nothing. I don't know that she would care for my endorsement. I'm just telling you, it's Kind of, uh, Northern Liberties area. I love it. But anyway, these days, it says she's hanging her hat down the shore. Some of her fellow expat neighbors this winter in the beach town of Ventnor included in New York City financial consultant who traded in apartment in Long Island for a house. Three blocks from the ocean. Former band member of the psychedelic Furs who walks a Labradoodle in red canvas sneakers and the Chairman family who's dead. Jimmy admits to feeling a bit self conscious when he showed up to his kid's soccer practice in Margate, wearing the all black Street uniforms of his former home in the Big city. They aren't looking back. As part of a can't miss them influx of new locals. They kept things busy over the winter for appreciative pandemic starve shore businesses. Discovered the calming rhythms of the off season and even learned that heading off the island is properly known, is going off shore. Like to walk the dogs to the edge of the continent, Mogul said the other morning, speaking from a car where she was headed over the bridge into Philadelphia. A year ago. Second home owners were warned to stay away from the off season short towns during a pandemic that was threatening to strain local hospitals. But they didn't listen. Referring to hole up inside beach homes rather than apartments right out the coronavirus lockdown in less populated towns rather than anxious suburbs. Others bought at the shore for the first time, driving up real estate prices and creating a frenzy of bidding wars in Ocean County. Median sales prices in January and February jumped 38.5%. With nearly 500 units sold. That's a jump of 17.2%, according to the stats. Some realized renting. Year round in a short town is a bargain and houses a few blocks from the beach could be bought in some towns with mortgages requiring a fraction of what they were paying the rent in big cities. Once you step off the hamster wheel of New York, says Daniel Yahiko analyst who bought a home in Ventnor with her mortgage, now half what she paid in rent in New York City. And where her sister is also relocating, she says. It's hard to go back to work. Even in Atlantic City, often overlooked coastal real estate booms, has now seen an uptick in prices. You know, for years we've talked about what would bring Atlantic City back. Could it be a pandemic?

Ellen Mogul Ventnor Christine Margate Long Island New York City Big City Jimmy Mogul Soccer Ocean County Philadelphia Daniel Yahiko New York Atlantic City
"financial consultant" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

01:41 min | 11 months ago

"financial consultant" Discussed on News Talk 1130 WISN

"Good after them. Chartered financial consultant Jeff Koa Wood closing business report Stocks rose today, recovering from a slight dip in yesterday's session and adding to an already strong list of gains for 2020. Rise came Mr Trump Administration began to rule out stimulus checks to Americans as Congress debates and increase in direct payments was one trading day left and 2020. All three major indexes are poised to close out the year with big gains despite the significant drop in March. Big tech companies help NASDAQ lead the charge and stand out from its peers gaining an impressive 44% this year. On the day the Dow rose 73 to 30,004 09 S and P 500 added 5 to 37 32 NASDAQ jumped 19. I think about retiring and 2021 scheduled your complementary retirement review by business Online at the koel wait dot com Welcome back, Brian chiming in for Mark Belling. 11 30 ws son. You can email me directly ws and Brian W I s and Brian Gmail dot com. You can follow me at Brian Shipping. Virtually unable to spell it. I still can't spell it, but it's Here I am a ch I am M I am Ji. Everyone's writing it down right now. Crown forces like nobody is writing it down right now. Stop humoring yourself..

Brian Shipping Brian Gmail Jeff Koa Wood Brian W Brian Mr Trump consultant business Online Congress Mark Belling.
A conversation with Lilli Gordon, founder and CEO of First Aid Beauty

Skimm'd from The Couch

04:21 min | 1 year ago

A conversation with Lilli Gordon, founder and CEO of First Aid Beauty

"Hey everyone. This show might sound a bit different today because we're skimming from three different couches. The skin is still working from home for the time being because of open nineteen. Today Billy Gordon is our guest on skimmed from the couch. She is the founder and CEO of First Aid beauty a clean beauty company on a rescue mission to solve skin challenge. This first aid beauty has also recently announced an initiative to rescue college graduates from their student debt through a new million dollar commitment called the FAB. Lily, thank you for joining us. Welcome to skin from the couch. Thank you. I'm excited to be here. Let's start with the question that we ask everyone, which is skim your resume for us well, I have to. Degree in math from potent college and. Graduate Degree in MBA from the University of Chicago my first job was in the operations research section of Arthur D. little, and then I left there to work for a startup company called analysis group in Economic and financial consultant firm where became a partner Asking me to go way way back. This is how we learn interesting things. Okay. So then at the time business did not late nineteen eighty s early ninety nine Hayes corporate takeovers were giant thing shareholders and boards of directors. CEO's of major pepper corporations were battling with each other. So I got into the business of corporate governance was giving advice to large companies institutional investors I was doing a lot of writing in academic journals. I was truly a talking head during that point Amana joined the Bass family. For the best family from Fort Worth Texas in we raised over almost two billion dollars to do corporate governance investing activists investing it would be called today. From that point I made a totally unexpected segue into the beauty business and became a partner for fresh well-known. Company, into that for number of years we sold to your May. I moved on after a couple of years did some consulting hop back into the worlds of corporate governance? As a partner in a startup hedge fund, the founder of the Hedge Fund was killed in a tragic accident about a month and a half after I started and I was like, why am I gonNa do and I decided to start my own duty company in that was first beauty and this has been my last job and here we are so we're GONNA get into a lot of that. But before we do that, I'm just curious like what is something we would all be shocked to know about you. Know How shopping this is, but I'm totally addicted to sit DOCO and. Meditate but pseudo going Ken puzzles are literally my meditation when I want to turn off all the noise. That's interesting because that part of my brain that would really stress me out I always think it's interesting when people are really good at pseudo 'cause I am not will I said it's not surprising because given my analytical in my math background figures that would be doing something like that for relaxation. WanNa Kinda dig into your career. You've obviously you quite dirty that switched such industries, which roles and really just curious. You've spent half of your career in finance economics. As you said, your math major, how did you find beauty? What made you feel like this was the right category for you. You know a good friend of mine is always advised me to be a river in open to opportunities and when I was in that fallen with the Bass family, it was actually winding down and I had a lot of time on my hands. And I was a big fan of fresh, which is a Boston based company in literally on the weekends but was rainy debt. Let's go visit fresh because just loved to smell everything and see the store and I got to know the founders.

Founder And Ceo Partner Bass Family Founder Hedge Fund Billy Gordon Boston CEO Lily First Aid Arthur D. Little University Of Chicago Fort Worth Texas Amana KEN Consultant
"financial consultant" Discussed on SuperTalk WTN 99.7

SuperTalk WTN 99.7

05:21 min | 1 year ago

"financial consultant" Discussed on SuperTalk WTN 99.7

"So if building dates the size to sell 10,000 shares of Microsoft, we don't know. Is he doing it to buy a new yacht? Exactly? That's a that's a really good example. You think it's because he thinks it's going down, but it may not be it all right. I mean, when Jeff Bezos was going through his divorce knows how many's years he had a seizure. A great example. Ira. Another thing you learn in that course you're talking about financial statement. Preparation analysis, right? Do you really get that? Probably not time Value money, Money concepts applications. You might get that to some extent. But applying it may not necessarily V as intuitive as you think. Education planning funding How many different types of education funding? What of the caveats that when you're dealing education funding for kids, you know, for example, what if the kind with the child in them in some getting a scholarship? What are the taxes and the issues of pulling the money out? If it's not for use for education purposes? What about the A state planning implications of 5 20 nights? Right. And I think that there is also this is is still in section one. By the way, financial planning rolls and stuff. Are you going? Yeah. I mean, I'm in the first course in that amazing. I mean, the first course I You know, I kind of I think this speaks to A combination of education and experience. Because you can you know you couldn't learn those things. You know You could study the test and review questions and you could pass the course. And you might be able to say, Well, here's why you want to use US section 5 29 plan to fund your child's education instead of an education, IRA A. B. C D. But that doesn't necessarily speak to I won't About 40 plans. 40 plans 40 states 5 29 plans aren't worth the paper Terranova and Excellent. You know, that kind of stuff isn't covered in the curriculum. But you do need to know both. You can't just say. The Virginia plan gave me the best golf Paul. So that's what I'm going to recommend. And it's funny. You say that because over there what 15 has 15 years I've had three changes in 5 29 plans that have recommended the clients, right? And you know You know the ones that I've recommended years ago. I don't recommend any more because there were changes in the plans. Exactly. You'd better keep up with all that stuff. That's that's an excellent point. You know? So you have that you have economics and the external environment. You know that That was that was that was a renovation bias. I love that one. That was it. I loved economics. But a lot of people don't really understand it quite as well as they might think. An ethics and standards of conduct, which is you know that's that's important, but You know, but not necessarily that the client needs to know that because they're not going to do something unethical for themselves, but additionally the course offers a deep not not on purpose anyway. Of course, offers deeper understanding of the role and responsibilities of financial planner analytical skills to aid the financial decision making process so that that's the first course Second one. Let me let me pause here a minute because you kind of glossed over something. I don't know if it's in that segment or a different one topic. Even from the adviser standpoint, though, the ethics in all of that stuff, at least for CFT Honestly don't know what the your current you know your standards ours Chartered financial consultant. But we haven't ongoing financial review and obligation to report any misuse of, you know, finances or if I you know if I got a d u I if I got of this, all of that gets reported to see F p board, so I don't wantto we have that rush over. That was a firm. We dio. Yeah, you know, And so you know, every year, well every other year have to fill out. Did I have a financial struggle? Do this that and so I mean, I think that is maintaining the CF mark and problem. You know, you do want to stay on top of that Your person does need to be ethical, and you need to have some confidence that they are. Yeah, well, I was talking about that, for the first course was important for the person the individual. Sure if you're working with advisor Yeah, I was thinking about that, Evan. That's good point. If you're working with that advisor, you would hope that they have that kind of background. That's an excellent excellent And then you got planning for insurance needs is another one another course that you take and you're getting into fundamental principles. Risk management. Well, you have lots of different types of risk management. You know, I I liken it to having a moat around your castle. You know, you may have a great investment program. But it's all for not if all of a sudden there is a something aspect of risk management that you didn't think about that might be applicability to you. Yes. Tremendously important. We spent a lot of time on that example of that to the when I was. I had a friend of mine. Rito all my insurance. Okay. It was with one company. He asked me who's at my house for a party? And the person who I bought the house from. They put in this custom cabinetry in the kitchen, right? He said. He's your insurance guy. I've been out here. I'm like no, he said. Well, you know those little custom cabinets. He said. You know, your typical homeowner's policy with that company is not going to cover it. They're going to cover bills are great, like, well, what's build a great He said, Basically what you buy off the shelf at Home Depot. So he redid all my.

advisor Jeff Bezos Microsoft Ira Chartered financial consultant US Virginia golf Terranova Home Depot IRA A. B. C Evan
"financial consultant" Discussed on NewsRadio KFBK

NewsRadio KFBK

07:34 min | 1 year ago

"financial consultant" Discussed on NewsRadio KFBK

"Both financial advisors certified financial planner chartered financial consultant. We spend our week's meeting with people like yourself and come here. Broadcast on the weekends to virtually advisors on the air, virtual meetings, partial meetings which they're still meetings. I don't even know if we should call it you brought up a excellent points Got the other day. I did. Yes. I don't hear that. Very odd. We were in the meeting and someone had Virtual meeting. By the way, someone had mentioned the term a socially distance. And social distance social distance. And you What was your response? I said, I hate that term. We've got to change it was it wasn't a presentation. Can we call it physical, distancing anything but other than social distance because I'm a social being. We don't want social distancing we just when we went physical. We want physical, distancing someone, some that that you're seen Some changes in simple, but when we came into the studio this morning when Patton higher We're physically distanced here, by the way, and in some countries, it's three feet. Not six. Yes, if you're 5.5 feet, Maybe that's OK. I don't know. But That said of wearing a mask and six feet social distancing, and I thought Can we get some of the changes in our O in the front of the building? Yeah. Go because I haven't been here in A little while about once a week come down. Not many people that are working in the buildings it all but some parts is that we have offices in Atlanta and Dallas, Denver here different all of Michigan, and they're all different. They're all different little protocols from county, the county even Anyway, We've got a great programme lined up today. We're not going to sit and complain about the vivid I actually you know, it's funny. I told my wife this week we'll get we'll take calls in Just a moment. 833 99 worth and I was I think I was reason I was. I was frustrated. The first couple months of this. I think I was frustrated and I've got to point of just kind of accept just more acceptance. Like whatever you wear face, man. I was like whatever like Yeah, And I think I'm happy about it. Well, the way I look at the face mask I am a fan of the Costco. If they told me I had to wear a top hat to go to Costco, I'd wear topping face mask and a top. That's that. There's a talk show. I listened to what he said. Just got to play by the rules of that retailers. It's their rules. It's there, right? I don't have a big problem. All right, let's uh let's take some calls and get this program going. Let's start off in Sacramento here talking with Doug, Doug, you with all worth money matters. Hi. Good morning. Good morning, Doug. I was I was calling. I have my my father inherited a rental property about five years ago. And he's wanting to gift it to myself and my brother, and it's not a huge amount of money. But it just curious how the best way to handle that for his taxes and All of them. How old your father He's not anti how What's his health like? It's pretty fair, pretty good, actually. And what's what did when he inherited it. What was the value of the property when he inherited it? Proper approximately. It's Ah, I want to say probably 70,000 then and what's it worth now? About 120 130 who'd inherit it from? His actually his his father. Okay he received when his father passed away. Here. And it was Howard was his father. He lived to be 100 Your dad's 90 Yes, it was this 10 years ago are Say that five years ago or 10 you said five. Okay. I mean that your great grandfather had a kid when he was 15 is what that would mean in the math, which is my way of just you. And the reason we're asking is because the taxation is very different on a gift received versus and inheritance when someone passes away. So there's two things that come into play. One is capital gains, and the other is the size of your father's estate. So let's get to the second question first. What is the size of your father's estate? If he wasn't over $11 million today, you know, is it over three million No, okay. Pass the three month because you're betting that there could be a change in tax law in the future. That brings lowers the exemption amount I am I would if I was a betting man, I would bet on that. I agree. So if you if you if he gives you the property today, you and your brother will inherit that with a cost basis for tax purposes of 70,000. So if you turned around and sold it tomorrow for 1 20 Let's say after expenses, Then you have a $50,000 capital gain or $25,000 capital gain each Well, yeah, I'm sorry, So he's actually I missed spoke. He's selling the property. So he's actually doing that, okay, where he's gonna sell it. And then basically the money gets from that. That's what he's doing. I'm sorry. Nowhere. So what? So he sells it. He has a $50,000 capital gain, which he needs to report. Pay taxes on And then whatever he gives to you is free of any taxation. That's fine, okay? That's right. But it may make sense, You know, depending upon how long he's going to live, Just hold it until Pass a little. And then there's no capital gains, but that may or may not be a driver. Catch it. He may not. He may just be tired of dealing with it. He may think that it's going to fall in value and well, and that's part of it is just tell that it's just kind of streamlining and Yeah, One less one less thing. Yeah, and then go for it. Go for it, and he could give you what's his income. Like how How much is his income tax Blanca? Shoot on is just basic Social Security, and then he has done well. He's pretty comfortable, so I mean, I would say in the neighborhood around 50 60,000 so he's probably gonna have a good portion of this capital gain 10% rate. It's not going to be too bad and have them in front of you, but it's going to be a pretty low rate is a is in California. California Unfortunately, taxes as ordinary income, But but he can give you any amount he wishes out of the state. It doesn't really you connected to things together. He can sell it give you whatever amount he wishes as long as this doesn't exceed what? 11,500,000 something we're safe. We're safe with that. Yeah. Yeah, okay. Thank you very much magical. Wish you well in there, Doug, and let's continue on calls here. 833 99 worth is. The number were in Colorado talking with Jim. Hi, Jimmy. With all words, Money matters. Today, Guys, how are you were wonderful. I listen to you often. My to get to the preliminaries that you guys usually need. My question is about Social security. I've looked at your.

Doug Costco consultant California Patton Colorado Jimmy Howard Sacramento Denver Atlanta Michigan Jim Dallas
"financial consultant" Discussed on 106.1 FM WTKK

106.1 FM WTKK

05:00 min | 1 year ago

"financial consultant" Discussed on 106.1 FM WTKK

"Financial consultant. Lot of words right there just to say he's got your back when it comes to retirement planning, Coach Welcome and Thomas, Stop it. I gotta do what I gotta do it. Kill me. They're just trying to have fun, right? Life is about having fun, folks. And if you're not having fun, start today have a little fun. And if you control your finances, you control your emotions in a good way and make sure you know exactly what's going on. Even if you have a plan or planning team, make sure you can monitor them and know what's really going on. Have that quarter, weak conversation with it with them and make sure you have a yearly meeting. Either virtually or in person to know Exactly. Here's where I started. He is Ryan today. Here's where we're going, and we're on track or here's where I started. Here's what we should have been today. Why aren't we on track very important questions here because we spend a lot of time as financial janitors cleaning up other financial advisor messes. I couldn't agree more. See, I'm sitting here on the side of the Mike 35 years old and I'll tell you You often get very little, if any information about what you need to do when it comes to retirement planning, And obviously these are the days that it matters. What about you, Chuck? You're mean You're going to be heading into retirement SUNA sooner than I am at 35 obviously. Did you get that early in your career? No, really not the kind of education that you can get here by meeting with Coach Pete the team and I think that we're in such an inverse universe. Now you talked about me being in hockey all these years. In fact, we may be field old with 39 years and only 35. What we're Playing hockey in August and September. Now, you know, it's crazy playoff hockey. I know and I know the favor of famed Boston Bruins, the coach's favorite team. Is playing a local fake for years. You know what? But no seriously, Coach If Thomas is right, even 25 or 30 years ago, I was never thinking of retirement, not retirement planning, but we did have a 401 K plan. With the then Hartford whalers, and I contributed to it, and luckily I did to the max because I did get some advice. And now it pays off today, and it's something that a lot of young people better think about it. A lot of people are in that financial red zone too great. Yeah, Absolutely. So let me ask you this coach. So for someone like me 35. We got their ears right now. You know they're listening to us on podcast or they're listening to us right here in the comfort of their car or home over the radio. What is what is a good take away that they should have? No, obviously saving. I mean, we got to save would you? Would you consider that number one priority? Yet is Thomas. You ever go to the store, Thomas. You like guys? We don't. I mean, I don't go the store much accepted by junk food, walk up and down the aisles to see my favorite aisle is the one that has all the cake box is on it. Oh, yes, yes, well used to be number one is a bakery because that's already made three. Make cakes. We walked down, Let's go. What's this? Pretend there's no bakery in the store and you're walking down that aisle with the cake boxes right now. Cakes look delicious. Don't think. Oh, yes. Then you buy it and bring it home and you open the box up. The cake's not in there. What's all this powder? What do you mean? I need eggs. That's right. You need a recipe. It's about again. Let's right Chuck the financial recipe, and it's not like Rome wasn't made on the day that you always say, and a cake wasn't made. Now where a lot of times especially coach beats doing it. Right. So what you need to do is that keg box when you're walking down the aisle, or if you go to the fast food restaurant, you look up there at the menu, and I got these delicious looking burgers, right? And then you order it when he opened the package of doesn't look like that. Wa s O. But We can. We can tie this to the financial world because a lot of folks are buying those cake boxes from their advisors. Their advisors there, making the plan looks like that beautiful cake or that beautiful burger and then when it comes time to retirement, when you open the box up, it's not in there or what what was supposed to be. There is not a member of Where's the beef? You know if you do, but remember, the lady. Tell Wendy Where's my plan? Where's my income? Makes Chuck and me and Thomas where we're going to each other right now, Thomas on the other side of the glass, Me and Chuck separated by at least six feet here in the studio, Chuck, we're all wearing what The shirt. What is the T shirts? Say it says growth protection and income dot com. It's right and it's under percent. Cotton is a comfortable it's beautiful. I love it, Thomas. You like you're nothing like a good tea. All right. So today a special gift When you call to come in and meet with the team, you're going to leave with not only a book set of three of the books that I've written, I've written six of Mint of co written two more You get a pic what three you want. You're also going to live with a box set called the 41 K Survival manual. Box it you're going to leave one of these T shirts and Thomas five lucky people who call this week. We're also going to get a DVD player. Oh, portable with screen. It's not just a DVD player who wants one of those things. You got to go home and plug in the TV. That's another one's cake boxes right there. Know this one. You just take it home. Charge it up, and now it's got the spring you put the DVD and you watch DVD watch the DVD in the box set again. The box that has DVDs, workbooks, guidebooks. And a lot of people, said coach I don't have a DVD player anymore. Well, now you do. Pick the warrior out of living in retirement. I'm also going to take the war e out of watching DVDs to bring into the court. Give it to the kids when you're done right, so it's race is going to be. We're gonna draw a little Uncle Sam head over. They're going to draw all the names of all the people that call this week..

Thomas Chuck hockey Coach Pete Boston Bruins consultant Hartford Ryan advisor Wa Mint of co Wendy Rome
"financial consultant" Discussed on WCBM 680 AM

WCBM 680 AM

01:31 min | 1 year ago

"financial consultant" Discussed on WCBM 680 AM

"You ever considered a career in radio ad sales today radio career opportunities including internet streaming web analysis podcasting event and consumer sales just to mention a few increase your confidence knowledge in marketing sales with radio don't know anything about ad sales no worries if you've got this far or a people person and have the desire to succeed in life then this is the job for you send your resume today to business manager at W. C. B. M. dot com hi Ruggero here with safe retirement solutions you may have heard my ads or my friends like Sean Hannity and bill o'reilly talk about me then you know that I'm a safe money financial consultant I'd like to see your money grow but also protect your principal for market loss keep your money safe that's why guys like Sean Hannity and bill O. Reilly called me a friend that's why other competitor advisors are jealous of us I like using index base accounts the grow when the market grows but don't lose that diamond value when the market drops you never lose your principal so get off your Duff and call for ten to six six eleven twenty one the web it's safe retirement solutions dot com I'm joined here today with our resident there I'll just Mister Wade Kaufman wrote it looks like the bear market will continue at least for a while but it's always a good time to visit us call for ten to six six eleven twenty is that a grizzly bear market or a polar bear market anyway on the web it's safe retirement solutions dot com there are many like him well anyway just pointing it out.

"financial consultant" Discussed on WCBM 680 AM

WCBM 680 AM

01:40 min | 1 year ago

"financial consultant" Discussed on WCBM 680 AM

"Shifting offshore on into Sunday low pressure coming from the west Sunday night into Monday long strong cold front the rain on the way now we see mostly clear skies fall back below forty early Sunday or Sunday more clouds by the afternoon upper sixties to mid seventy potential for heavy rain showers and possible storms Sunday night heavy rain Monday you know for the weather channel for talk radio six eighty WCBS when your vehicle needs help Jeff automotive services is the place to go your vehicle will be worked on by automotive service A. as he certified technicians Jeff services all vehicles including cars SUVs trucks both medium and light duty and there are always specials available at Janice automotive services just call for ten six eight to fifty seven hundred jobs automotive services is locally owned and conveniently located in the heart of US six at three thirteen mace Avenue Jeffs is the winner of the best automotive service award for two thousand and nineteen by the Avenue newspaper readers poll Jeff's offers ten percent discounts to all seniors and active military members and would like to thank our military members for their service Jeff's automotive services has a name you can trust remember Paul for ten six eight to fifty seven hundred Jeff automotive service hi Ruggero here with safe retirement solutions you may have heard my ads or my friends like Sean Hannity and bill o'reilly talk about me then you know that I'm a safe money financial consultant.

US Jeff Paul Ruggero Sean Hannity consultant Jeff automotive Janice automotive Avenue newspaper bill o'reilly
Dell Computers: Michael Dell

How I Built This

09:28 min | 2 years ago

Dell Computers: Michael Dell

"Long before for anyone heard of the tech underpins like Mark Zuckerberg. Evan Spiegel ORC. Trina Lake back before it was fashionable to drop out of college to pursue your startup even before people used the term startup back in the ancient days of the one thousand nine hundred eighty s the dorm room miracle story. You've heard of was Michael Dell's now today. The company is enormous beyond enormous worth billions of dollars Dell has sold more than six hundred fifty million computers since Michael founded in one thousand nine hundred eighty four. And what's amazing about. This isn't the money it's not even the idea. What's amazing easing about all this? Well Michael Dell. Because he's not a backslapping sales guy. He doesn't come across as particularly charismatic. He's actually on the quiet side. Maybe even a little shy Michael grew up in Houston in the nineteen seventies was just as digital technology was taking off in that city with companies like Texas instruments and then later Compaq. His Dad was a doctor. His mom was financial consultant and the expectation was that Michael. Michael would become a doctor like his dad. But even from a young age Michael Dell felt pulled in a different direction he was into numbers. I mean I remember when I was small child. My Dad had this adding machine victor adding machines before the electronic calculator and I was was just fascinated that you could add up numbers with this machine and really big numbers and and it would make this like mesmerizing sound every time it did it and I just kind of love that and then I remember when I was about Seven or eight years old. I bought a calculator. I it was the first semiconductor based calculators and I was fascinated that this small machine could do complicated math problems so yeah I got I got very interested in this stuff it also turned out that about equidistant between my junior high school and our and our house there was a radio shack store and so when I was riding my bike home I could stop by the radio shack next door and see the you know early forms of the of the personal computer and hang out there until the kick me out of the store and were you you know like kind of entrepreneurial as a kid yeah I kind of liked business And I had all kinds of businesses is selling baseball cards Had A stamp auction. I got a job at a gold coin and jewelry store and I was to negotiate with people that were selling things and by those things the lowest possible price because the owner gave me Nia percentage of the cut and whether you also worked for the local paper for for some time. Yeah so I got this job. Working for the Houston is in Post newspaper. It doesn't exist anymore now. They think they combined with the Houston Chronicle. And my job along with hundreds of other mostly mostly you know. Teenagers was to call random people on the phone and try to sell them a subscription to the Houston Post newspaper and I observed three things the first thing I observed. Is that if you sounded like the people you were talking to. They were much more more likely to buy the newspaper from you like you. You put on a text like a heavy Texas accent. Yeah I'm not GonNa do it for you here but I think you can. You can use your imagination nation. Okay so second thing I heard was that people that were getting married. Were much more likely to buy the newspaper and then the third thing I observed is that people that were moving into a new house or residents were also far more likely to buy the newspaper. Well how did you Who was getting married and was moving in? Well you talk to them. You strike up a conversation you just call people and say and ask them about themselves. I guess this is like at that a time or perfectly happy to tell strangers personal details right. Yeah so I. I observed this and what I figured out is that in Texas. This is when you as many states when you want to get a marriage license you have to go to the county courthouse. It turns out this public information right and among the information that you give to the county court is the address you want the licensed sent to so so with this information. I devised a direct mail program where I sent letters to all of the people that had applied for marriage licenses in Sixteen County area surrounding Harris County. Which is where Houston Texas is is and I hired a bunch of my high school pals to go out to all these county courthouses and type the names in two small apple two computers and I sent a massive direct mail campaign to all those people that were applying to get marriage licenses and there were also at that time in Houston? There was a building boom. There were these very large apartment and condominium complexes that were going up and so I would go to these buildings under construction and sort of figure out who was in charge and say A. Hey I'm from the Houston Post newspaper and you know we've got this great offer where your new residence get the paper free for two weeks and all of these do is fill out the form. You're a high school student when you're doing this. Yes how much money did you walk away with. But I think it was about seventeen years old. I made a little over eighteen thousand dollars that year. This is like freakishly precocious of a of a high school senior. Like that's it's just weird that you would even no to think of doing those things I mean. Don't don't you think I didn't really think about it like that. I just it just seemed like a good idea so I was pursuing. You was working. I pull you things that didn't work but but that worked so I I kept doing eighteen thousand dollars. What did you do with that money? I mean that that must have been more money than you've ever seen in your life. I bought a BMW. So I wanted I wanted to. BMW Am. W what did the other students think of you. What did you have this reputation as like a business whiz kid in high school or or like? What did they anything about you? You know. I don't really know and I and I didn't really care So I I was sort of keeping myself and I had a few friends is but I I wasn't the most social of kids but you must have been somewhat social because you were going out and selling stuff to strangers rangers. Sure social enough to make the sale. Yeah so you are on the one hand doing this entrepreneurial stuff and then I guess you were also just really into computers. Yeah the original computer that I you know got my hands on at home was the same one everybody else had. which was the apple to apple to? Yeah Yeah and one of the beautiful things about the apple two was that all of the circuits were discrete circuits that you could understand so you could go in and start to play with those and modify them and reprogram the BIOS and upgrade the system and take it apart put it back together so something happened here around Nineteen Eighty one IBM introduced the IBM PC. And that was sort of a very important moment. Because if you dial back the clock to the late seventies early eighties in this company. IBM had a leadership of the part of the economy referred for to US Information Technology. Unlike any other company at any other time in history they were by far the dominant company so in Ibm mm-hmm introduced the IBM PC. This to me seemed to be a very important moment so I try to understand everything was going on about that and so when you took apart this. IBM PC that was selling for about three thousand dollars. As far as I could tell it was about six hundred dollars. It's worth parts. Wait you bought one and you took it apart just to check the insides out sure. Yeah Yeah what else would you do. So you gotta you gotTa take it apart. How how can you understand it if you don't take it apart philly? Most people buy computers to like you know at that time. He has to do basic you know accounting owning and word processing. You bought it to take part. Well I wanted to understand did and you know to understand it. You have to take it

Michael Dell Houston Texas Houston Post IBM Dell Mark Zuckerberg Houston Chronicle Trina Lake Evan Spiegel BMW Apple Financial Consultant Baseball Compaq Philly Sixteen County
"financial consultant" Discussed on KDWN 720AM

KDWN 720AM

01:47 min | 2 years ago

"financial consultant" Discussed on KDWN 720AM

"Hopefully we'll talk this week on the daily local show friends last half hour be brought you by some good friends of ours they've been sponsoring the show for nine years that I've been in talk radio and that's the Davis miles log group they believe in me I believe in them and I want you to believe in them why because they are about god family country in that order without provocation the founder and bestselling author Greg miles has this book it's incredible it's a bestseller people love it it's called the bare necessities to protect your family your finances and your business the eight steps you need to take now and right now with the election coming up with things that are going on accusations in your window if you don't know what these eight steps are you're gonna hurt yourself your family your business I implore you to get this free book tonight it's only gonna be available during this light transmission call now this number one eight seven seven three zero seven eighty three eighty three that's one eight seven seven three zero seven eighty three eighty three that free books will be sent out to you read it apply it and then pass the book on to someone else friends we have got to take control of our lives our destinies and put a legal fence around everything that we own because big brothers over reaches out of control this free book is gonna help you do just that one eight seven seven three zero seven eighty three eighty three great night tonight catch me on my local store more of these dentures or dot com websites we find out more until next time god bless and will catch on the other side you have just by the returning financial consultant pastoral consider making a really positive lasting impact on the life.

"financial consultant" Discussed on KDWN 720AM

KDWN 720AM

01:35 min | 2 years ago

"financial consultant" Discussed on KDWN 720AM

"And of course the man himself the president of the international association of registered financial consultant twenty seven and a half years no complaints that would be coach Pete Hey guys so you know what hello you hear you know saloon commonsense strategies for income in retirement now check why do we save money we save money which I'll tell you know what I'm doing well we'll bring up there as well no we save money so that hopefully some day we can comfortably when we quit working have what we want in our retirement right and we have the funds to do it because as everybody knows it takes money to Cup topless what you want when you have so much time on your hands a truck just got done with a twelve hour drive back from Michigan folks and you could tell I mean I you know I think about this incessantly but I have good people working in my behalf so I'm not worried about Parker and that's kind of the biggest thing is you need to be able to have that said forget and mentality like structures that make sure that no matter when you go to sleep no matter how much redder greens on the screen you know your time is taken care of and that's the most important part of saving is making sure that your standard of living is gonna be the same two into retirement can I add something to that coach because it being at my age that rule one hundred really hits home with me and that's why I've made some adjustments in my investments myself but for retirement planning and taken more out of that red bucket input into green took Kate folks in his.

president consultant Cup Parker Pete Michigan Kate twelve hour
"financial consultant" Discussed on KDWN 720AM

KDWN 720AM

01:37 min | 2 years ago

"financial consultant" Discussed on KDWN 720AM

"And of course the man himself the president of the international association of registered financial consultant twenty seven and a half years no complaints that would be coach Pete Hey guys so you know what hello here yeah common sense strategies for income in retirement now check why do we save money we save money which I'll tell you know what I'm doing well we'll bring up there as well no we save money so that hopefully some day we can comfortably when we quit working have what we want in our retirement right and we have the funds to do it because as everybody knows it takes money to Cup topless what you want when you have so much time on your hands a truck just got done with a twelve hour drive back from Michigan folks and you could tell I mean I you know I think about this incessantly but I have good people working in my behalf so I'm not worried about Parker and that's kind of the biggest thing is you need to be able to have that said forget and mentality like structures that make sure that no matter when you go to sleep no matter how much redder greens on the screen you know your time is taken care of and that's the most important part of saving is making sure that your standard of living is gonna be the same two into retirement can I add something to that coach because it being at my age that rule one hundred really hits home with me and that's why I made some adjustments so in my investments myself but for retirement planning and taken more out of that red bucket input into green took Kate folks in his sixties yeah.

president consultant Cup Parker Pete Michigan Kate twelve hour
"financial consultant" Discussed on SuperTalk WTN 99.7

SuperTalk WTN 99.7

01:47 min | 2 years ago

"financial consultant" Discussed on SuperTalk WTN 99.7

"All right welcome back Mr coaching show one thing said I get questions on a lot is do hello almost we're all former brokers there's some some people came from a different background filling in the ladies and life insurance as an investment you don't know any better when you work in the industry and your boss says here go out cell that sausages don't know any better some people do know better and do it anyway but you know that's a whole different story but you don't want things that I require of everybody that works with me ten offices around town I I do require they all be degree planners have chartered financial consultant agrees certified financial planner degrees you know since you have background in investments the state taxes rod taxation financial planning process and procedures and and how to use various investment vehicles how to put financial plans together yeah you deal with I mean it's it's amazing some of the areas that you deal with that you you would have no idea planning for business owners and professionals qualified plans and when their use how to use them how to put them together and but we also have guys a sub specialties and in ladies with us specialties you know I think Farley innocent a certified our charter divorce financial analyst man she has the the law background and I and I think of you know while also IRA having is as many degrees is ideal and Evan with his accounting background coming from the CPA that that that area and being an EA and self in relation himself and hardly been a lot of aging as well and Jonathan with his background in banking yeah so all of these things I think.

consultant Farley Evan Jonathan financial analyst
"financial consultant" Discussed on WCBM 680 AM

WCBM 680 AM

01:43 min | 2 years ago

"financial consultant" Discussed on WCBM 680 AM

"Bergamo successfully has successfully reduced cholesterol levels in recent studies. The Wall Street Journal recently reported that this software has allowed some of the participants to actually cut back on their cholesterol. Medications, commonly used as a flavoring Earl grey tea, the extract of the bitter, citrus fruit of almost a sub. Virtually from Sicily. I believe, but it's credited with raising good cholesterol, removing fatty deposits in the liver in these studies multiple studies. The participants cholesterol has actually dropped and they're good cholesterol has gone up so Bergamo this, the study researchers have reported adding Bergamo has allowed to cut by half the participants dosage of some of their stats now. The secret ingredient Bergamo contains powerful antioxidants called flavonoids Earl grey tea contains, but not enough to really make a difference. So studies are saying now, the, the concentrated extract in this Bergamo neither capsule or tablet form, can actually help reduce your cholesterol. It's also reported that it's a cure for baldness now. They're using Bergamo in chiampou now we're not of doctors of, we're financial consultant. So as with any supplements. Always consult with your physician before changing your diet, Bergamo shampoo. Yeah. More hair? Well, you never know got my hair. That's just hoping to work out doesn't mean they will trust me hope it's not a plan..

Bergamo Sicily baldness consultant The Wall Street Journal chiampou
"financial consultant" Discussed on 850 WFTL

850 WFTL

02:16 min | 2 years ago

"financial consultant" Discussed on 850 WFTL

"They the financial consultants the account executives, whatever they call themselves. They may want to manage your money, and they may say that you are not you're not capable of doing it. Or don't have enough knowledge to do it. So let us manage money for you. And that's that sounds pretty reasonable because these people are in soups, and they have a beautiful office. And that they want a big building and everything and it looks like they know what they're doing. But what they really do. They put you in. A rap fund rap fund is is a bunch of mutual funds. Then when a market is going up. It's great even though you're paying a lot more fees, and you should be. So you're not making as much as the market's going up, but you're making some money, and I'll I'll give it that. But when the market goes down, they don't manage it. There is no management. They're not getting out at certain times, you not. Protected and then when you actually see a statement a month or two later, and you're saying, wait a minute. Why am I down ten fifteen twenty percent in my portfolio? They said don't worry it'll come back and you say when they say don't worry it'll come back just hold on. But what if the market goes down thirty percent or forty percent, and it may take four five six years seven years eight years for that money to come back. That's a long time. So there is no protection that they're giving you there is no management that they're giving. You also doing is wrapping it up in some sort of fun and charting extra fees for that. So would Blake is talking about here is very valuable how to learn how to protect and preserve your capital. If the market does go down, and as the market's going down to the last couple of weeks. So I would say that anybody that has a little bit scared or does not know should come in for this three. Our three hour class three hours, potentially really change your life listeners. I mean, don't miss out on this opportunity. You know, the only people who lose money from these market crashes are the people who don't know what to do trading and investing is just the transfer accounts from the educated to the educator if you wanna get educated four for learn how to protect your accounts, how degenerate monthly income in retirement accounts. Whether the markets are going up down or sideways.

ten fifteen twenty percent four five six years thirty percent forty percent eight years seven years three hours three hour Blake
"financial consultant" Discussed on KOA 850 AM

KOA 850 AM

01:47 min | 2 years ago

"financial consultant" Discussed on KOA 850 AM

"So I think Jim's question was what are the questions to ask? So are are are you in the right now trying to find a financial advisor? Well, yeah. I mean, I've been in and out of different companies, and I just want to. I haven't really been real happy. Practically. Oh, sure. I just wanna to see what what are their qualifications. I mean, do they have extra training and do they have? I mean are they involved with a Bank or involved insurance company? So here's here's some basic things. First of all, I want to find out what training and education. Do they have are they certified financial planner or chartered financial consultant and the CFP planners the biggie. Do they have a degree? Do they ever degree from college? They have a degree in business economics, finance, those are important things. What's their what how did it been spending their career etcetera? But then you also want to ask how are you compensated? Do you receive commissions from the sale of products in any way whatsoever? You get paid a commission from selling annuities paid commissions from Sean life insurance. So finding out how they get paid. Now, you mentioned the word fiduciary fiduciary is where someone has a legal obligation to put their clients interest. I have to put the client's interest above their own. It's a legal duty that they have a fiduciary only will only lie on a red wis someone's called a registered investment advisor. It's a classification have a regulatory organization regulatory registered with the securities and Exchange Commission where a firm would have a.

fiduciary advisor Exchange Commission Jim CFP consultant Sean
"financial consultant" Discussed on NewsRadio KFBK

NewsRadio KFBK

01:40 min | 2 years ago

"financial consultant" Discussed on NewsRadio KFBK

"The you're looking so I think Jim's question was what are the questions to ask? So are you in right now trying to find a financial advisor? Well, yeah. In and out of different companies, and I just want. I haven't been real happy. Practically yet all. Sure, I just wanna see what what are their qualifications. I mean, do they have extra training? Do they have? I mean, they were involved with the Bank or involve insurance company. Yep. So here's here's some basic things. First of all, I wanna find out what training and education to they have are they certified financial planner or chartered financial consultant, and the CFP sort of Nanteuil planners, the big do they have a degree. Do they ever degree from college? The degree in business economics, finance, those are important things. What's their what how they've been spending their career etcetera? But then you also want to ask how are you compensated? Do you receive commissions from the sale of products in any way whatsoever? You get paid a commission from selling annuities paid commission from shown life insurance. So finding out how they get paid. Now, you mentioned the word fiduciary fiduciary is where someone has a legal obligation to put their client's interest first they have to put their clients interest above their own. It's a legal duty that they have a fiduciary only will only lie on a red wis someone's called a registered investment advisor..

fiduciary advisor Jim Nanteuil consultant
"financial consultant" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

02:41 min | 3 years ago

"financial consultant" Discussed on News Talk 1130 WISN

"And also Erin Spitzer in studio. Good morning to both of you. Jeff. How are you? Great. How are you Paul fantastic? Aaron Spitzer welcome back to the show. Thanks. Thanks for having me back today. I wanna make sure you get the exact title. You are a CFP. Correct. What does that mean a certified financial planner? There you go. You got it all these acronyms. Yeah. Right in your business in we get late around. There's a we have a list of how to find a financial adviser and some of the alphabet soup you have after name. So we might go through that. If we have a chance later around Jeff you have more alphabet soup titles behind your negative. I've been around for a while. But the thicky inner office that we believe in continuing education when you could do the continuing education, you get credit for you get a designation that designations we have seal us chart life under a charge financial consultant, certified financial planners. I think Joe is a certified retirement planning specialist. So we believe in the continuing education in the designations proves that we believe that your website the co away dot com. Gives us a lot of background on all of your locations. Now four I believe soon to be five Jeff, right? Yep. We have in the world headquarters in Waukesha. We also have Madison port, Washington, Phoenix and an era Spitzer good thing. He's here today because he's going to be working out of that office right at highway twenty and ninety four hundred oh, that's a good location. Aaron that's not open yet. But soon to be correct. Yeah. We're targeting about a month from now and for most people if you're if you're in the Racine area, and you're going on highway twenty you can't miss the sign. It's about as big as a billboard out. There the coal investment group. Now, so five locations will be saying, Jeff, of course, your world headquarters as you said in Waukesha, but if your net north shore area port Washington office, these are places you get together and meet I guess when needed. I mean is there a rule of thumb how often I should meet with my advisers it as needed Jeff? As Niyaz we'd like to see our clients generally once a year sometimes twice a year and more often, we'll see clients very often if they're close to retirement writer at Ray, the pull the pin, and you wanna make sure that you're not make a mistake on that. You don't wanna be retiring leaving work, and then finding out that. You have to go back at seventy five because there is a slight miscalculation. So we were very careful with that. But generally, I would think especially for. Our clients were me with them twice a year. And that it's not just about the investments it's about the planning as well. And if you go you mentioned, the the website.

Jeff Aaron Spitzer Erin Spitzer Waukesha Paul Spitzer Ray Washington consultant Racine Joe Phoenix Niyaz writer
"financial consultant" Discussed on WCBM 680 AM

WCBM 680 AM

01:34 min | 3 years ago

"financial consultant" Discussed on WCBM 680 AM

"Sing at this time. I just said. That's right. The damage was already done. Five. Four five people contact me after the show saying the almost caused the wreck. Rained right on the road listening. If there's a wreck, we know that we did something called me Burl Ives on top. Just begin with. That's all. Burlap is. Burlap? Six twenty twenty minutes after the hour. You know, have you made the New Year's resolution to get your financial house in order. He haven't done it yet. There's still time. They'll let the arbitrary deadlines throw you off just make a call to the financial constantly, Jude signally and is incredible team of certified financial planners at work for you. And only you their fiduciary interest and responsibilities to you not to a brokerage firm, not to a know, another financial consultant and are working on referrals or commissions or a brokerage fees. Whatever you pay him a flat fee, and they're going to sit down with you conduct. What they call a financial physical. They'll go over every aspect cash in cash out saving for retirement for education insurance policies, everything that you're doing and they'll plot a course for you that get you set straight on the financial path if you're in debt, they'll tell you how to get out of that as well. So here's the number. Call four eight to three four ten eight two three seven two eight three for the financial concept. Don't forget they're showing money riches and wealth her tonight at six right here on WCBS.

Burl Ives Jude signally fiduciary consultant Six twenty twenty minutes
"financial consultant" Discussed on Rich Dad Radio Show

Rich Dad Radio Show

03:40 min | 3 years ago

"financial consultant" Discussed on Rich Dad Radio Show

"The reason that you heard it through the grapevine you about the lose your mind. Just because this is what nobody's talking about is. We have the biggest thermonuclear explosion coming up. It's called baby boomers starting to retire. It's gonna be a massive blow up, and that's why I wrote rich dad's prophecy, which as you know, was trashed, but I still got four and a half stars on Amazon. But it was about how pensions are the biggest catastrophe that the United States and much of the world is steaming into there's no money in the pension funds. So the question is who took that money, and it comments Kim, it goes it goes back to I it just blows me away. It goes back to what you always say. Robert, why don't schools teach about money because they're criminals as people work their entire lives for money. They put it into mutual funds. Have no idea what they're invested in. They give it to financial planners who then who are not many not qualified. And they just blindly turn their money over. Why don't why don't pay a little tension? Find out what you got where it is. I just it just blows me away. And then they go. Oh my God. It's all gone. It's gone. What happened to all that might happen to it? So that way we have John MacGregor front, and he's a CFP and John have have that much in common. I went through my CFP course back of the seventies. And back, then John, you know, much good retirement was. No five hundred a month. Wow. That was Cole of CFP's. But anyway, which is let's start with that position. John. What's it fan, a CF pay and one of these run of the mill financial planners that were for the other run of the mill companies? Yeah. See if p is the equivalent of a CPA in the accounting world, it's it's a rather grueling process, and frankly. I don't want to sound like I'm patting myself back, but this hard because I I went to the program at night, and I nearly killed me. Yeah. It's it's it's indicative of of someone's commitment to the industry, frankly, it takes approximately two years to to get the certification either take various graduate study courses, and then a two day lengthy horrible exam that those pretty challenging, whereas a financial consultant, your general financial consultant literally can get their license and six weeks six here that to a licensed barber that takes two years. And I always say screw up as a barber with one of your clients. The hair will grow back. Financial consultant that doesn't always happen. The money doesn't always come back. Well, I remember I remember my girlfriend her name was Kim. Also and she had worked with a company, and they just they went through huge through the dot com. Boom, and she had a million dollars and turned it over to hurt. The company financial planner a million dollars in two years later. She gets it. She gets a notice in the mail, and and at the bottom, it says zero zero a million dollars, they churned through in a million bucks. And that was her wakeup call it because then she went on to really learn about money, and she actually became a certified financial planner as well to to help people with their money. But. The c stores pay me. Yeah. The CFP chorus was grueling for me too. But I also learned something is I don't invest in what they recommend. That's what was the biggest thing because I'm not into stocks, pas mutual funds ETF savings or money markets. So it was good for me. I enjoyed it. But I went this is a this is a train wreck has to say about to happen, which is why I wrote rich Taj prophecy. So let me ask another question..

John MacGregor Robert consultant Kim CFP Amazon United States million dollars two years mill six weeks two day