18 Burst results for "Fifteen Twenty Thousand Dollars"
Using Amazon Fulfillment to Grow Your eCommerce Business with Michael Begg
"A lot of people who listen to the show are small business owners. Many are Web savvy perhaps maybe even web developers so they can probably build their own e commerce. I'm guessing using commerce. That's generally popular platform. I mean it's like a quarter of e commerce sites commerce so If they are you know if we have a small business owner who wants to get into kind of selling stuff online Maybe their own products. Maybe not right because you demonstrated that it doesn't necessarily have to be your own products. What are some of the things that they should think about. As far as research goes As far as like researching what products they want to sell or you know just kind of understanding how the amazon platform works. Let's let's go with kind of how the amazon platform works rate We had previous upset about drop shipping talked about kind of researching products. But if you have tips you know that was two years ago now and not talk here and there. I know a lot of things have changed. I mean the amazon platform is pretty straightforward. Obviously the consumer customer side is a lot better build out than the actual seller side. You know there's a lot of pain points on the seller side. There's a lot of people get frustrated with amazon. Just part of the process amazon is bill to serve their customers not their sellers. Which is its own thing But anyway you sign up with a professional account cost about forty dollars a month from there you upload your listings you need to have. Upc bar codes for your products. Need to purchase those from a gs. One those are about ten acts like three hundred dollars so it's not that crazy from there you can list your products on the platform and amazon will pretty much handle the entire fulfilment side of the sales if you want to again. If you don't have your own warehouse you fulfillment team or you don't wanna be packaging hundred dollars a day to go ship out yourself amazon's great for that you know using amazon. Fbi you can send all your inventory right in. They'll distribute it across the country closest to the consumers that are gonna probably repurchasing your products and then as the orders come in. They'll handle the shipping mail. The customer service in any issues on that end so super helpful. If you are small business any don't have the capabilities to really deal with the fulfillment and customer service aspects. Yourself if you do. I mean that's great. You don't need to use fbi also florida's directly from your warehouse but fbi deafening. Get you a little more visibility on the platform definitely helps you stand out more. Get the prime badge which is another very big selling point when consumers are shopping on the platform and bats more or less the basic steward. I mean there's a lot of other a specific niche things that we could talk about. That can help you sell more. But just getting set up on the platform is pretty straightforward and following those processes. You can pretty much do it on yourself on your own. Yeah for sure. So the kind of use cases. I'm thinking through right. Now is maybe we have like a maker who's creating their own stuff Or we have somebody who's may be looking into drop shipping or or Retail arbitrage i. Okay somebody who's selling other people's products and it seems like i if i'm making something i can. I can basically send it to amazon for them to fulfil or i assume if i'm doing some If i'm buying someone else's product in bulk i can have them send it directly to amazon is i. Is that how it goes or do i need to do. I need to me then. Intended to amazon. Yeah i mean most of the time we're going to have it sent to yourself or you're going to be seeing yourself in person and then you're going to be sending it to amazon. That's probably about ninety percent. There are some people that will send it directly amazon for you but it's a little bit more difficult to find. I see it really doesn't matter what size business you are having employees. There's there's so much potential. Here on the platform declined. That was literally a one person operation to start with. It started working with us a couple years ago. She was doing about fifteen twenty thousand dollars a month in sales. And you know two years later. She's doing three hundred and fifty thousand dollars a month in sales and now she's actually being able to build a team i mean she's she's making significant revenue. She has a significant team to help her now. And that's just one example of how quickly you can grow on the platform. You know how much you can scale a business. Just through the amazon sales channel. Yeah that's great until and this is Kind of reason we're talking about. This is because as a freelancer as a small business owner. You worry about when you're one big client says we don't need you anymore right like we wanted. Diversify our income and so Selling through amazon is a good way. Now i suspect of the listeners. Like me Do more kind of digital products. You mentioned that. You started selling books on kindle. I wanna ask you about that in the members only show sure But in general amazon. We're talking mostly about physical products. Here right yeah. For the most part the kindle side is just one piece of amazon there's a royalty based business so you create a digital content. And you're making money forever. I mean books. I published eight years ago or still right review royalties every month. So yeah that's just one way to do it but You know physical product businesses are also pretty easy to build platform in not that challenging to do on. It's not a fulltime job. Do it on your own if you have a few products that you're selling so and that's fantastic because the fulfilment is the hardest part. I don't have room in my house to keep inventory right. I've got two kids now. So i don't know that they're toys r. Where my inventory would be Now now the other part of this is that you your personal path has led you to creating amc advisers and you have you say you're running a remote team of thirty right yes. So let's let's talk about kind of how you built that team and then how you moved to remote right as right now. Listeners can see this. Of course. But i'm looking at you in an office with multiple desk but you're by yourself. I assume because we're recording this in the midst of a pandemic yes that would be a good assumption. Actually kind of a funny process that we went through. I mean it started with Definitely working remotely and then coming into his office and now now we're remote again because of the pandemic. Yeah i mean as a business. We started growing. It was myself into other partners in the agency star way than we were handling a lot of things ourselves. We were able to get to about forty thousand dollars a month and grabbing you with us stanley which was nice. I mean that was like ninety percent margin so that was a nice little payday. Then we realized if we wanted to actually take you beyond this build. Something that had some equity value or or something that could provide an exit in the future We really need to build a business. Not just be doing freelance work again. If you're relying on a lot of clients a couple of big clients that are really bringing in revenue. We kind of were It's there's a lot of risk. Hang your business model that way. Just put it that way so we realized that we had to start scaling. We started using. Birds will assistance in the philippines So that was one aspect of our remote worth team. Obviously there's definitely challenges with that time zone. Being one of the big ones we as an agency. We need to respond to clients quickly. We need to provide good customer service in dealing with time zone. Differences created a lot of issues around that sometimes so we continue to grow and i actually came to guadalajara. Was where my girlfriend. Why i'm still here And as we continue to grow we need more people so we started hiring client facing people remotely in the us and content team people here in mexico so doing graphic design content writing Administrative stuff things like that now actually started hiring client facing people here in mexico as well so it's just been a process of scaling like that. Obviously march twenty twenty hits in that kind of all changes The other pandemic comes in. Now everyone's working remotely in mexico now. We have eighteen people completely remote and it was. It's obviously a big change. I mean i know it affects people differently By we had a great offer community prior to the pandemic it was great like how people we worked with really enjoyed. And now i know a lot of people are missing. Adding that interaction with everyone impervious ended up the same talking through slack for example. But it's one of the challenges that that most companies are facing.
"fifteen twenty thousand dollars" Discussed on 710 WOR
"How much debt do you have eighty two thousand on what about fifty nine thousand on student loans it's a graduate student loan so it's a six point eight six point eight percent APR and then six thousand to my sister and then the rest on collection that okay she got twenty fifteen twenty thousand dollars in collections yes okay what were those deaths credit cards accident credit card in and want like eighteen till AT and T. past due bill and yeah okay what's your income my shovel kind of small I make up I bring home structure asters agreeing of criminology okay and so you're making what now thirty nine thousand that it includes child support and I rent out a room in my house okay I'm a thirty nine thousand thirty nine hundred per month show about fifty thousand a year yeah okay and so your criminology masters is not turned in their income that should make why it actually I'm not even working in that field one it I I didn't really have a target for why I mean I just got the masters just to get it and I didn't really have a career path for it and so miss sixty thousand dollars in debt to get a masters just to get it yeah I I had initially someone I mean I was planning to go to law school and could not really afford law school so easy all terrain which you get that criminology degree and I was hoping just having a master's degree that ID get able to get out and just get a a job that would pay more that what the my bachelors with getting me and I just haven't really found something in that field now you discover this not really I work trying yeah you know just generally get paid for a master's you get paid right for the pastors in a particular field because it shows you have expertise in that field okay I think you have a career problem your career keeps spinning out right and so I'm gonna send you a copy again Coleman's book I don't think it yeah I don't think your house is the problem I it's not that far out of line I think you've got potential to make almost double what you're making okay and it'll probably take two or three years to implement that and to get you into that track but you need a masters degree in criminology and you know not count your side houses in your child support you're not even making what a high school graduate would make should I be okay that I'm only put in about five hundred dollars towards debt particularly my student loan right now I'm just kind of checking away smallest to largest yeah I would pay minimum payments on everything but the little one and I would attack the little one but here's the thing I think our discussion here is all about your shovel okay it's all about your career because if I can add twenty thousand dollars to your income changes this equation dramatically absolutely yeah and and what that's gonna requires a level of intentionality applied to your career choices and developing a career track that you have never done in your life today you're going to get game on okay I say this is what I want to be and it pays a thousand dollars a year and here's my six steps to get that and I got to get out get get with those people I got to get in that world and I've got to figure out a way to go make eighty thousand dollars a year instead of thirty five with my master's degree and I'm I I mean I don't know the job title to tell you to reach for but just doing this a long time this just feels like you're dramatically under employed and I think it's got a lot to do with lack of direction and lack of consistent direction you keep changing horses halfway through and looking for some silver bullet to fix this and you is your secret sauce kiddo there's no master's degree is gonna make it all worthwhile is no little movement here is gonna make it worthwhile you're the secret sauce to your success so hold on I'm gonna give you copy can Coleman's book proximity principle read through that go read everything can offer cans website start talking to him on his radio show.
"fifteen twenty thousand dollars" Discussed on 760 KFMB Radio
"Of but all of them essentially provide down payment or closing cost help at closing and that's the key that people need to know so Sean right now let's look at just some representative programs around the country and we should remind people it might be different where you live but what kind of money are we talking about in different programs in different places there are a couple of common trends so a lot of state or local housing finance agencies will offer a percentage of the loan or percentage of the purchase price as down payment assistance though three four five six percent of the purchase price that's a big deal especially in a lot of higher cost more it's and there are another subset of programs that may offer a fixed dollar amount five ten fifteen twenty thousand dollars and it gets higher and higher cost markets but those are pretty standard numbers and in fact nationwide when we analyse our database we commonly see that between eight and ten and twelve thousand dollars it's sort of the average range of assistance nationwide that's a lot of money then adds up to a big portion of the down payment that is a lot of money now earlier you mentioned that there are different types of down payment assistance let's go through those really quickly so that people know what we're talking about first of all Sean tell us what is a down payment assistance grant a grant means that the funds provided for down payment and closing costs help are forgiven at closing there is no second mortgage there is no lien on the property it is essentially a gift at close this sounds amazing and next up what about the types of down payment assistance that are forgiven over time like you have to live in the house a certain number of years right that's the primary about common stipulation is that you owner occupied the home if they stay in the home for let's just say five years at the end of those five years that debt is forgiven and essentially becomes a grant because the second lien is wiped out the debt is forgiven and the equity is yours as the homeowner that is wonderful and as I understand it there's also a type that requires you to pay it back only in the future when you sell the house correct which means they get the up front at closing down payment help so they get into the home now they accrue equity over time to pay down their mortgage over time and when it comes time to sell that's when the principle of that down payment assistance may become do interesting and you know a lot of people listening to this right now our thinking well that's great but I make too much money to qualify for something like that you'd be surprised all of those listening at how flexible are how high the income limits can be for a lot of the down payment assistance programs available across the country talk to a loan officer who works with these programs and understands down payment assistance in your market and just see ask the question thanks for your options another thing that I bet a lot of people were thinking right now is well I'm not a.
"fifteen twenty thousand dollars" Discussed on KNBR The Sports Leader
"Never play down to professional sports because all they'll need to do is show up at vents conventions and card signings, and and shakes hands and signs of things and walk away with ten fifteen twenty thousand dollars for the rest of their life. You don't think marking rooms introduced as the winner of the closest vote in Heisman history? Yeah. Probably and whoever gave who came in second Toby Gerhart by twenty points by twenty eight points. Most people don't that was December twelfth two thousand nine was again. This is the most fascinating thing about it. With this vote is that too had the lead throughout the entire season. And then it was that last conference championship game where we all said the only thing that can prevent from winning is a bad performance. And maybe an injury. Those things happen in both of those things happen. Yeah. And and look, and they probably would have lost. If he hadn't come out of the game. That's kind of the the the thing about the the way that it worked. So I don't know, you know, one the one thing that I think that we might be underestimating. And if to a wins, I think this is what will all come back to is that there could be a lot of people out there who just simply think so little of big twelve defenses that they don't want to give it to to an Oklahoma quarterback for the second year in a row because as great as those guys have been there could be a percentage of voters out there that say, you know, what is just because they're playing bad defense is week after week. Now, I think what Baker Mayfield did against Georgia in the Rose Bowl should have silenced. A lot of that. But I think it's still very present within a certain segment of people who watch college football. How close was number two Baker last year? And you don't have to stop your. I don't think it was close. I can't even remember who number two was last year. There you go. It doesn't matter. If you're number two number two is the first loser. I said that because there's a bunch of a bunch of bubbles out there that that say dumb stuff like that number to still have one of the greatest seasons in the history of college football is just such a difference when you're introduced as the gold medal winner as opposed to the silver medal winner the Heisman Trophy winner as opposed to the Heisman runner up as far as your future. And I'll tell you if it's close then by that slim margin that young man has entered the most exclusive or one of the most exclusive athletic clubs in the world. And right. You just think about bad timing for Dwayne Haskins and two I Kyle or for Cuyler and Dwayne if it's too just like you said any other year these guys are winning the Heisman Trophy, but they all came together in one season. And now there's going to be one Heisman winner were moments away from it. And if it is Kyle Murray think about the Oklahoma quarterback position. Not just Baker Mayfield and Cuyler Murray. Sam Bradford Jason white. You're talking four different Oklahoma quarterbacks in the span of fifteen years. They can't build those statues quickly norm. And Brad that's a good business to get into. I'm gonna I'm gonna start investing in statue building companies in Norman Oklahoma and look at the credibility that the what's gimmicky air raid offense now has in the past people said that when you're in the air raid offense, especially in the big twelve the stats. Don't count your success doesn't count you're a quote unquote system quarterback. And that always bothered me because every quarterback runs a system every single one. But this office went from gimmicky to Heisman worthy and with with Baker Mayfield finally breaking through that ceiling once and for all have been other quarterbacks like Marcus mariota, Oregon that runs some of these formerly gimmicky offense is Tim tebow. I think broke the ceiling from the standpoint of the zone Reed spread offenses. When he won the Heisman with urban Meyer at Florida. But I think that that the air raid finally arrived when Baker Mayfield won it last year. If we if he does win this Heisman Trophy Brad is this kind of similar to when Derrick Henry and Leonard fournette kind of pass the torch, although they were going up against each other. But it was one game that really changed it one day two ships crossing and here it was one game one day. I should say two games, but on the same day, and from there, it just changed. But it was the last game of the season. That's the question is did it happen. So late that it's it's not gonna make enough of a difference for Cuyler Murray. I don't know the answer that I guess we're about to find out if you know for people who were following the efficiency numbers all season. What was saving to is that he was more efficient than Cuyler Murray? Even though he had a lot fewer plays after that very last game collar Murray finally passed to in the efficiency categories, and to me, that's what made it seem like it would be obvious. But there might be a lot of people who voted before they ever looked at those final stats it almost every. Gain the two of played this year is quarterback rating, which is a rating that evaluates what you do through the air and on the ground when you do it in the impact it had on the game. One hundred is perfect fifty s average almost every game that to a played he was over ninety out of one hundred in that last game against Georgia in the SEC championship game. His quarterback rating was thirty three thirty three. Now, he was injured in the first series and that had a real effect at the same time. People will look at that. And you've got to ask yourself if it affected any of the voters if any of them said, hey, if you played your accountable for your results, even if you're hurt some of them will not give him credit for that some might. I think if he does not win that game. And those numbers might be the thing to drag her down pretty pretty amazing for as precise. And as great as he was before we get to this announcement if you had to peg a Heisman moment for all three of these. Guys, Dwayne has to its hung up lower and Cuyler Murray that phrase gets thrown out a lot I go back to like Lamar Jackson. What was his Heisman? What was it in the carrier dome against Syracuse? Yeah. Yeah. So what was it like for two? We got to see him firsthand at LSU. Was it that long run again? I think yeah. He was even hobbled, you know, at the time and still out ran everybody is kind of funny as much as he did passing any, you know, he he's obviously a good athlete, but he didn't run a lot. But that might have been as most memorable play because of how big the game was. And it was just something that stood out as being different from so many of his other plays. You know, I think for Dwayne Haskins. I don't know if it was one play. But it was the Michigan game, you know, because state was an underdog, and he just had an amazing performance against a a really highly ranked and respected defense. And then for Kyle Murray. He's been such a highlight reel. I have no idea what I would point to. But I'll say this in in a race where little things could make a huge difference. One of the biggest plays for Colin Murray was a play when he wasn't on the field. It was the two point conversion attempt by Oklahoma state to possibly win the game in the final minute with the receiver was open, very briefly in the past ended up being incomplete, I happen to believe that despite everything Carla Murray did his numbers would not have changed one bit from what they are right now. But if they had taken a second loss, I don't think we're talking about Colin Murray's the favorite. Yeah. I maybe kylie's came against Kansas. He had a seventy five yard touchdown run in a game that they won fifty five to forty Kansas scored forty points, and they lit up on the ground. Kansas is running game was about three hundred and fifty yards against the Oklahoma defense and Tyler had to make big plays. And think about that seventy five yard run is in and of itself was a huge run in a game that if they lost all their goals would have been dash what one of the most impressive things Cuyler did all season to me was in their only loss. It was they were down twenty one points in the fourth quarter against taxes in that first meeting, and he brought them all the way back in tied it with about a minute to go. They end up losing a last second field goal. But what he did in that fourth quarter. I thought was phenomenal even above everything else. He did which which obviously as is at a level that I mean, look, he he he out. Did Baker Mayfield, and what may feel did a year ago and winning the Heisman? And as a guy who was essentially a first year starter that is difficult to comprehend. You your take on the Cuyler in terms of his Heisman moment was where I was going to go. He had a Heisman quarter in a game against Texas because you think about just how how bag defied blowout. Losses can be not just for the playoff. But even in something like this where okay, he just wasn't good enough to bring the team back when you're thinking about lines of demarcation and separators between candidates a tour and a Keiler if collar doesn't come back and help with Oklahoma in that fourth quarter, and at least make it respectable. They lose by three on a on a field goal. Ten seconds to go. Hit a touchdown pass. You had a sixty seven yard touchdown run. And then led them on another drive on a fifty seven yard drive. And that was in the span of six minutes twenty one points in six minutes, and he led those drives including that one long touchdown run. So I certainly agree with that. College game day Heisman special ESPN radio and the ESPN app. Nick Sabin is smiling yet again on ESPN television jury. He has to smile. This is a casual belly laugh. I've never seen this from Nick Sabin before. He is now. He's back. Okay. Okay. Now, he's got his Nick saving face back on. I mean realize the cameras on at the Home Depot accounts football award show. He was laughing there as well. This is you know, what this is this is a Nick Sabin. Who knows he has the best quarterback and the best team in college football. And there is a confidence from Nick Sabin. We're at this ceremony and these awards circuits. There's no pucker factor here with coach he is letting it loose casinos. He's he's got a great team. You know, if he's not careful exuding personality like that recruits might start to warm up to him and want to go to Alabama. That's a pretty highly recruited classes, maybe a bad habit. I'll tell you one thing that I would like to ask two if he wins is what are some of those conversations like he has on the sideline when Nick Sabin is angry and to a puts his arm around him. I mean that happened last year the Georgia gave the national championship game has happened. A few times this year as well. To me. It takes a serious amount of confidence for a young kid quarterback want to go to an angry Sabin, especially if saber jelly get him for some boneheaded move. He made he made a few and put his arm around him and say coach, it's okay. I want to ask you what those moments.
"fifteen twenty thousand dollars" Discussed on MyTalk 107.1
"That because i there were lots of days right like i would walk over to the bus and public transportation i would take that tour because it was you know that's when i worked downtown i didn't want to deal with parking downtown so i would take the bus every day now my schedule is so flexible fluctuates so much it's like nine in my car i can leave when i wanna leave exactly i could see why that would be important i know lots of people i know i have a client right now that lives in river falls wisconsin and they take public transportation because it takes them you know forty five minutes to an hour to get to downtown minneapolis and you know they can do all kinds of things right now on the bus you know working on their reports they can take nap you know they could just sit back and have a conversation with you know their neighbor right next door on the seat yep instead of being stuck in traffic driving themselves yeah and then you've got all of that expense you've got parking that you don't have to pay for you've got you know wear and tear on your car so there's there's money that can come off of your budget when you're trying to get qualified for house so people think well that's that's a silly question to have on my list as you know why do i care about traffic i'm talking about a house because the inner suburbs are super popular right right and so you talk about the different neighborhoods south minneapolis northeast minneapolis you're talking roseville people are really wanting to be there for those very same reason right they like the fact that it's close to their work but they also like the fact that they can shop you know on the fly yes they can they're all the really great restaurants that pop up all the time you could maybe walk to that or take a bike to that so you know your lifestyle is very important when you think about your house so those are things that you want to think about in addition to that you know we kind of touched on it loosely about the basement and the attic okay for very a lot of different reasons it doesn't have to be about attendant maybe you've got hobbies yes you know maybe you want to have a gym or something maybe you're into crafting and you've got like all sorts of camps or maybe you've got yarn that you liked to knit and things like that and so where are you going to put all that you've space you need base for that and basements are fantastic for space they're also good for tornadoes so and you know things like that emergency storage things like that if somebody's moving and you're like yeah i don't have enough time to you know can i put my stuff in your basement basements are fantastic for a lot of different reasons but you also have to keep up on basements what happens if you've got you know kind of not such a great foundation and you see that they're seepage in your basement that could be a spendy fix yeah you might have to we you know we recently had to do that in our neighborhood because there is some construction of the street and then now changed the way that the water was running when it rain so they had to regraded some stuff in our yard to stop having it come into the basement so yeah exactly keep track of all those so you know you wanna think about things like that you know maybe if you're looking at a property and it looks fantastic but it's got some musty smells to it maybe just does need to be regretted but maybe there's foundation issues where that's going to be fifteen twenty thousand dollars right i think that you want to think about it and talk to your real estate professional that's what we're there for is okay well let's find out how much something like that would cost worst case scenario best case scenario so if you're out there with shovel that's you know if you're calling up the wet basement people then you know not so fine right it's still probably not as bad as what i think a lot of folks build up in their mind all right we have some more great tips on some.
"fifteen twenty thousand dollars" Discussed on Clark Howard Show
"Your home that they recognize how much money they're saving an energy that's reflected in what people pay you to buy the house where when you have a ppa you're trying to convince somebody that they want to inherit your obligation where one is an obligation the other is an asset right so that's why i like the you even if you can't pay cash for a system which most people can't that you finance it at the very low interest rates that many of them are offering and you own the thing and then you just saving money year after year but again i want to emphasize the one risk to getting solar is that your state public service public utilities commission changes the rules about how so we're customers are treated in the middle of the game after you already own it and that's a nasty thing for your wallet it's time for ask clark that's where question you posted at clark dot com is given to me by jol and joel hoodie heavier i ask clark from clark yellen from gloria she says i was on your website clark looking for protection for my computer and i saw year free antivirus software guide i was looking particularly at a vast what's your take on that do you have any recommendations you know the choice between the two that are the best known free ones are vast and av g and i don't know that one is necessarily better than the other it's just a matter of which one you like better than the other so i think using either would be a great start in reviews that the techies do these both rate okay they don't rate is like the absolute best that tends to go to ones that you pay a fair amount for our steve road any says clark the other day i heard you say on the radio to not by timeshares the people pay you to take their weeks or at least give them t for free how would i get in touch with somebody like that okay so the deal is they're paying you to take over their timeshare so you're fully obliga needed to it going forward but where they may appeal a ten fifteen twenty thousand dollars to buy the week plus they bought all the obligations you end up getting the time share with them potentially paying you're giving you the time share just so that you will take over the obligation so one place you should go is go to the timeshare users group and you can google timeshare users group or tell you the web address is tug to you g the number two dot net and read reviews of owners and what they're saying about places they own a week and also there people they're trying to get rid of their weeks say either way you'll get the info you need in addition to that look at vacation dot com v a c a t i a where people are trying to get rid of their time shares as well from rashidi says can you suggest the best app for android or apple for monitoring teen son or daughter's activities well the the one that is considered to be the most thorough the most intrusive and your son or.
"fifteen twenty thousand dollars" Discussed on BizTalk Radio
"Us qualify for another ten fifteen twenty thousand dollars of a mortgage we get at least look at that which you're talking about self employed individuals correct no self employed individual is overly aggressive with their absolutely not but i've worked with a lot of clients it's like all right you want to buy this home or we need to refi here's the income we need to make so i get the tax returns where within that range they can tweak it a little bit and wallah were able to qualify for the mortgage file an amended return it's a little bit harder to do that lenders are really all that happy about getting amended returns in house even in return comes after i'm doing my loan landing here no seriously if you have all these deductions that are going to take your income down you don't take him as deductions chose your income you'll pay a higher tax rate and then you'll have an epiphany in june or july that comes from you not for me i'm just teasing i'm just teasing what about if you don't own a business all right well the other thing too with a corporation so i mean you've got your self employed which is a schedule c corporation you file corporate returns corporate returns were able to count your you're salaried income but we have to average at so if you're going to bump up your salary bump it up now so that we have two or three months or four months where we're seeing that income because you can't bump up salary after you've just applied for a mortgage on second because many companies are escorts or partnerships or whatever forget secours system in it because the pass through which they're going to get a lower tax rate it looks like coming out of the senate that pass through is considered their income so i understand the seed corp the bumping up the income and all that but would you need to do that if you're a subchapter s four whether you're an ass corpora corp and not everybody pays them self a salary is we've got to do an average on the salary over a couple year period of time so let's say you start off you know two years ago and you were taking two thousand out last year you're taking four thousand out all right might help me in qualifying i can withstand taking out maybe five thousand or six thousand now you do it now so that when we collect your documentation i can do that average but let's assume they're you're showing four thousand a month we apply for the loan and then all of a sudden you say well i'm going to but my salary up a thousand dollars because i needed to qualify we're not going to be able to count that income we need to see that history so we're able to take what you've earned in salary average over a couple of years and then your adjusted net income after taking out salary after taking out expenses i can add back into preciado so both on escort seakor we've out potential salary we can use what you're adjusting putting money into a retirement account can you add that back in with fannie and freddie they don't allow us to do it it doesn't make sense we used to be able to do that i know no that's totally discretionary exactly some jumbo lenders will allow us to use that income steve are you see it's not as simple as knocking into the bank filling out a couple of papers and walking away with a four hundred and fifty thousand dollar mortgage that's why you call steve triple eight five six three.
"fifteen twenty thousand dollars" Discussed on KIRO Radio 97.3 FM
"Bicycling where a lot of students today they don't have access don't even as possible they don't even know that there's bike racing out there and then we kind of pull back a little even more in the pacific northwest where you have all this access we have all these world headquarters you know we have two of the richest individuals in the world living within fifteen miles of us we have all this access in that access does not reach all communities that access doesn't reach white center you know it doesn't reach rainier beach it does reach tukwila and you have you go to these schools and you find some amazing students who have amazing stories who just need access awareness and mentorship from from adults that they can model behavior and they start out with three writing three miles in march and in july they're ready to write it or miles and some of those students are ready to write tournaments in one day and they get done and they're like west next ron what happened because you were going to go with the kids and then you backed out yeah i have to apologize i had i i'm out i had called me the day goes what's ron jersey size and i said he doesn't need one he was shocked by this yeah i i had a crash it freaked me out a little bit i gotta be on i was freaked out for you went down the trolling my tire got caught in the trolley tracks i went down pretty hard yeah i messed up my wrist pretty good well you know what it it was your birthday so number one happy birthday thank you and you're always part of the major taylor family and what i'm gonna do is i confirmed that he's els lewis resumes als is going to cater the saturday night dinner in the midway point where we all get together and camp and so i'm gonna make your plate and i'm going to save it save it and we can put you some spicy and some extra crispy in their potato salad and a roll i i'm not sure if i can refrigerator between you know next week a whole next but i'm sure hold and so that's what the students and i'm going to do for you we're going to get you a jersey regardless so i can pretend falling down hurts the ground is hard and gravity is there and i i get it we've all we've all been they're gonna ask you on a on a serious note because i have crewed on a couple of races in my life and it's not uncommon to have fifteen twenty thousand dollars worth of biking gear for a single rider if not more nowadays how do you access that for young people who it might be tough for folks to get a three hundred dollar bicycle see right it's it's.
"fifteen twenty thousand dollars" Discussed on KLBJ 590AM
"It but i think you're you're busy gestion and point just keep it business as usual if the voters say no the city council and the zoning department they'll just make the changes yes exactly exactly keep doing it the way you're doing it that you're right now the question is voters need to consider do you think the city on this issue needs more citizen oversight in zoning changes i would say yes they do then you want it on the ballot yes no i do want it on the ballot but i know and if the city has to have a citywide public hearing on various zoning issues in the future because of this lawsuit can you imagine how difficult it would be to fix problems right in the city right now understand understand of course i wanted of course i want some skin in this game i want i want to be able to approve or disapprove this thing but that will not happen but it does raise a good question why does it have to be why is this this approach this massive this massive overhaul of the way they they wanted this massive chunk big the reason people have a problem with it is because they feel it's gonna lead to more gentrification yes it's gonna lead to higher property values higher density it's it's going to do the opposite of what every city council members said they would want to do that's es affordability in this city it would make this city more unaffordable yes absolutely absolutely six fifty four and have you seen this story administer correlating big time in cyberspace and we sit history tells us that big game hunters probably shouldn't post their trophies on social media man here about this kentucky woman she's finding out the hard way test thompson tally she posted photos on facebook about a year ago alongside a black giraffe that she hunted and killed in south africa now these photos went virtually unnoticed until a news outlet called africa digest picked up on them and then shared of just last week and it prompted immediate outrage on social media hashtag test thompson tally quickly going viral italian has been receiving death threats since he's photos emerged defended her kill saying that the draft was eighteen and was too old to breed so there you go these are typically you know hired guns by the the village yes where the shooting happened the village makes money and it's not cheap it's five ten fifteen twenty thousand dollars in some cases maybe more to hunt one of these animals that the that the village is about to kill anyway yeah because it's it can't breed and it's become a nuisance and it's attacking other black draft that are trying to breed conservation it's conservation the animal needs to be put down so what the village does is very optum optum you know being an opportunistic and capitalist they sell these they sell these opportunities ten fifteen twenty thousand dollars to shoot these animals and then the village eats the meats and conservation goes on but this story is taken off in cyberspace like craze well you know i guess i can get my head around the conservation aspect of it i guess that does make sense however what does not make sense to me a very simple question very very basic question i'd like to ask her what pleasure did you reap from shooting a giraffe that's what i would like to know you don't like this hell no no no that's just me now again i get the conservation aspect of it i i can i can i can support that i guess but what i don't understand i just don't understand i would you talk to hear her yeah what pleasure did what where is the sport in shooting the side of a barn that is don prior asking that question please don show if.
"fifteen twenty thousand dollars" Discussed on 760 KFMB Radio
"Huh and solaar lewis for those of you on the west mall deployments of wireless is finding your house right you in one or two apps and you're you're fine but you end up on a campus situation where you might need fifty to one hundred access points do you have to be italian put wraps around and so you end up with running into things like density and speed and how do i control these webs do i have to use a controller or not the problem with controllers is now that adds another ten to thirty thousand dollars so i built mash at my house measures typically used in larger so at the palatial estate the surely surely compound that's right but i i bring this full circle back around to milwaukee now some of these companies and i think their products were just fine but you need to look at what is your ongoing costs when you deploy a lot of wireless so if you put out fifty to one hundred wireless access points and you are required every year to pay i don't know fifteen twenty thousand dollars or they don't work in these licensing and software fees be prepared for that figure that into your cost a lot of wireless does not require that you pay to play homar does not usually business wireless does yeah but not all business wireless so just gotta look at that like usually what you're paying for are things like active firewall services network scanning services i mean the like for.
"fifteen twenty thousand dollars" Discussed on KDWN 720AM
"Just a lot going on and and hopefully more of these are james well what can i say it's a great day the weather is just perfect outside you've got just a nice thin lear clouds and we've got a nice warm day we'll rick hillis brought his canopy down rick is the founder of one hero to time fact that one's coming up thirtieth in mesquite that's the fifth one i believe there and we have we've done eight of mayor will have nine coming up or i believe we're setting time for senator twentysecond i believe tentatively we're negotiating with the city to get the the theater downtown on water street so hopefully we get that put together so stay tuned for that that one here at a time is a fantastic event we have launched the wheelchair program off of that tenet dan is here today he was he was a recipient several years ago one of our one hero and if you don't know what one hero is that is an event that we find a veteran that's paid a dear price we get his family to come out you meet the family and we do a fundraiser for them when you go through the gate to listen to the entertainment you pay your twenty dollars directly to that veteran and the family and we'll raise ten fifteen twenty thousand dollars one an impact that has on that family and people don't realize.
"fifteen twenty thousand dollars" Discussed on Super Station 101
"Just bothers me so much we in this whole discussion about people in this country illegally we don't talk enough about the people who try to do it the right way isn't that something we don't talk enough about them they hardly ever enter the conversation people in line who've been waiting years sometimes on average who've spent a lot of money ten fifteen twenty thousand dollars all to become an american citizen to do it the right way it's like all these politicians man they want what can we do for the dreamers what can we do for these daca kids democrats in way too damn many republicans so concerned about what we're gonna do for the league goals what are we gonna do for the eagles what about the legals what about the legals what's it this isn't fair to them we talk a lot about right when the whole issue of illegals we talk a lot about illegal right our politicians seem to care more about people in this country illegally than anybody else which is so freaking backwards and upside down we talk about right how unfair it is to the american citizen that american citizens have to pay for all these illegal sat american citizens are are put in harm's way and endangered because of all of these.
"fifteen twenty thousand dollars" Discussed on News Talk 710 KNUS
"Next hour because a really looking forward to being joined in studio by someone i spent an entire year studying with that leadership program of the rockies anderson go marcin and um i've already given you a little bit of his by oh we can have a whole hour with him in studio we'll take your calls as well but right now at we've got about four minutes left let's get back to the phones john and lakewood wants to talk about the ted cruz proposal about el chapo and the wall welcome john good morning get your hair back i did not man i was working last night in the work in this morning so so enlighten me a couple of week ago while i was busy then two kids who have any don't know the details but a lot of i think rucks was laughing about it but get good says let's get i'll chapel take away all the money and use give money to build the wall and everybody's kind of laughing about it but i wonder sounds like a good idea to make well that is i like the idea of course uh what your only if the optimal where you'll never get his money i mean the his assets that he didn't when he was arrested he didn't have minutes pocket you know he didn't him on a dental heard that the so no it's not possible i i think it's a it it that was just a funny by ted cruz and uh i i miss ted cruz i miss that we don't have more people taking centre stage to um you know not just play the politics not just rattled the cages but remind us of why we think the things that we think and why it's so important to do the things that we propose that we do yeah oh god let uh i'm a trump supporter by the way let you know this drug money uh it's not uncommon to read in the paper here in denver they kept a bunch of drug dealers and then i'm gonna start tie are they fighting fifteen twenty thousand dollars in the paper you know well yeah busy keep an eye on that money where does it go they numbered a work goes well it certainly turns into pretty pictures in the.
"fifteen twenty thousand dollars" Discussed on Death, Sex and Money
"Cat when you were adopting your first child because money was involved in that process did you feel comfortable talking to christine about that i think that it was we talked about it but it wasn't within the context of how much money at costs for you curious christine how much money cost um you know i would assume dupraz you know fifteen twenty thousand dollars at least just from other things that i've seen online because my husband and i when we were talking about the idea of you know if we can't have kids naturally what would it take for us to adopt um so i had a ballpark idea in cat was at about rain mm that ended up being thirty then like cap to be in your position of going through the painful experience of losing a pregnancy and so wanting to become apparent and also knowing that your best friend is has struggled as well just how to to how did you think about that and how did you think about how that related to the kinds of resources you had access to i have thought about it a lot like i because my husband and i also take us a while to get pregnant that initial pregnancy liked whilst three years i guess so rates are three years in a row now doesn't seem like that long but at the time seemed interminable right in all the like getting invited to the baby showers and everyone everywhere you turn someone gets knocked up and that kind of thing and we've got isn't that occurred.
"fifteen twenty thousand dollars" Discussed on BizTalk Radio
"Us qualify for another ten fifteen twenty thousand dollars of mortgage we can at least look at that which you're you're talking about selfemployed individuals to know selfemployed individuals is overly aggressive with their dibabsa absolutely not you know i've worked with a lotta clients where it's like all right you want to buy this home for we need to refights here's the income we need to make so i get the tax returns were within that range they can tweak it a little bit van wall law were able to qualify for the land the mortgage violent amended return it's a little bit not only harder to do that lenders aren't really all that happy about getting amended returns and you know what i was even in return comes after i'm doing my loans landing here now seriously if you have all these deductions that are going to take your income down don't take him as deductions he shows your income you'll pay a higher tax rate and then you'll have enough tiffany in june or july and i hope that comes from you not for me i'm just teasing i'm just teasing what about if you don't own a business well the other thing too with the corporations you've got your self employed which is a scheduled c corporation you've corporate or corporate returns were able to kill your your salary income but we have to our jet so if you're going to bump up your salary it in job bobbitt up now so that we have two or three months perform as we're we're seeing that in because you can't bump up salary after you've just applied for a mortgage so we the we've aleman second because many companies are s forbes or partnerships or whatever forget secours estimate because the pass through which they're going to get a lower tax rate looks like coming out of the senate that pass through is considered their income so i understand the sea corp the bumping up the income.
"fifteen twenty thousand dollars" Discussed on KGO 810
"You know why it's insane i dunno i parents always us like you know i went to private school my whole life and my dad's he said why don't why don't you send your kids to private school because when i went to school was four thousand dollars a year now woods fifteen twenty thousand dollars per student and we're talking about elementary k through a it's like wait a minute i'm not bind to cars a year and paying astronomical ran in the bay area it's just i would rather send my kids have public school and use whatever free time i have to be in my school community affairs put them in extracurricular activities things like that that i could afford because i cannot afford to send them to have a private education and i'm not even guaranteed has even better than the public school education because i firmly believe that the difference in a child's education all comes down to the so you know i mean yes at a bad teacher or a dangerous school does play a role but if that parrot is home and pushing their child that kid has a good chance word well and you know i think everything you should is right in and what i'm thinking though is is on a macro scale okay um the the pressures that we put on parents by for their kids to succeed and uh you know you kid has to have you know an ipad because he can't compete with these other kids while they're on the computers and i remember this arman this came along is probably in there men ninety five two thousand the they used to do this in ads apple did and microsoft it as well you know these are competitive things that your kids are going to need and and you know it's it's kind of there's these moments in our modern cultural you're in in in sometimes it's in marketing me for years i never used to talk about making a.
"fifteen twenty thousand dollars" Discussed on Talking About Business
"It's really it's it's up to the individual health small is small it's like how big is a red box so small the toasters of big volkswagen it's up to the individual business and what uh you thinking in brands can evolve there are some folks it started small and uh their budgets are small but at least states giving some thought to it and has tried to handle rationale ernest strategy for their business image and is they get more money in real uh they made wants to take and he's off that burning invest in some strategic uh uh work on they're branding and positioning so i mean i've seen folks them anywhere from you know uh nothing by trying to do it themselves uh to folks little spin you know ten fifteen twenty thousand dollars for mediumsized business just to get it right because once it's done it's not a recurring expense one time investment that you make use the use for years and years to come okay so what's the fastest way for me to these i actually start frantic my company uh they'll back to your business plan go back to your you the foundation of your business and if you don't have a brands um take a look at uh those brands and your category that you'd like uh brands this maybe you're not even in your your category with uh did you get good feelings about clearly you can't rip off someone else's graham there are a little things are called trademark laws and copyright laws it with the uh a challenge for you but there are ways to find the icons that you like you could find a designer to work with to help develop that you're on a tight budgets you can develop that friend you have to probably take the lead in the positioning wind that you use for your company's for your company names you something you're going to have to come up with.
"fifteen twenty thousand dollars" Discussed on Talking About Business
"So it was expensive if i started right now and said i'm going to start a brand new campaign what kind of costs it's really it's it's up to the individual house small small it's like how big is a red box so it was it has smells a toasters of big is a volkswagen except to the individual business and with uh you thinking in brands can evolve there are some folks it started small and uh their budgets are small but at least they giving some thought to it and have tried to handle rationale on a strategy for their business image and is gonna get more money in uh they made wants to take an informed that brand and invest in some strategic uh uh work on their branding and positioning so i mean i've seen folks them anywhere from you know uh nothing by trying to do it themselves uh two folks little spend you know ten fifteen twenty thousand dollars for mediumsized business just to get it right because once it's done it's not a recurring expense one time investment that you make use been used for years and years to come okay so what's the fastest way for me to these i actually start frantic my company uh they'll back to your business plan go back to your you the foundation of your business and if you don't have a plan and uh take a look at uh those brands and your category that you'd like uh brands this maybe you're not even in your your category with uh did you get good feelings about clearly you can't rip off someone else's brand there are uh little things uh called trademark laws and copyright laws that would be uh a challenge for you but they're all when he needs to find the icons that you like you could find a designer to work with to help develop that if you're on a tight budget uh you could develop that friend you have to probably take the lead in the positioning line that you use for your company fourth your company names you something you're going to have to come up with.