36 Burst results for "Fifteen Thousand Dollars"
Kanye West Sneakers Fetch Record $1.8M at Private Sale
"A pair of rapper Kanye west shoes have set a new record for sneaker sales and margins are loaded with the latest the prototype Nike air Yeezy one that Kanye west wore when he performed stronger and Hey mama and the two thousand eight Grammys have sold for one point eight million dollars so the B. says the shoes were sold in a private sale to rare's sneaker investment market place it's the first time a pair of sneakers have sold for more than a million dollars the previous record holder was six hundred and fifteen thousand dollars for last year's sale of eighty five Jordan ones that Michael Jordan wore when he shattered a backboard during a preseason game in Italy
Fresh update on "fifteen thousand dollars" discussed on The Business of Sports With Andrew Brandt
"Report is the mobile banking solution. Believes your hard earned. Money should work just as hard for you. Port members earn more with up to three percent. Annual percentage yield with their savings account. That's up to forty times. The national average fort members learn more through app features like the monthly spending tracker and true debt calculator that helps members monitor their spending and how simple changes can help reduce debt and save money to learn more visit port with an e banking dot com port your financial door to more interest paid on an average daily balance of fifteen thousand dollars or less two point nine seven percent with an annual percentage yield of three percents and the interest rate paid on the portion of the average daily balance exceeding fifteen thousand will be zero point four nine percent with an api y for this tier between three percent and zero point five percent rates. Good as.
Americans Will Spend $15,000 on Lifetime Skincare
"New report from skin store dot com says americans will spend fifteen thousand dollars on skin care in their lifetime which is insane to me. I mean i believe it. I mean go buy a car no car by skin care. It's three hundred and twenty two dollars a year. The retailer is looking at trends Stats from retailers. And also google searches and things to determine the most popular products of the past year. A couple of other things that came out of this report which will link to a found that no big surprise here. Handcream was a huge trend this year. Because we've all been washing our hands so much the other one that jessen. I've dabbled into this year and talk to you about his face tools. One of the big trends of twenty twenty one. A lot of people o'brien face tools and the last thing i thought was kind of interesting was over the last five years. There's been a four hundred percent increase in interest in men's skin care
March 24, 1934: Nellie May Madison Murders Her Husband
"Thirty nine year old. Nellie mae had enough her husband eric. Madison came home late again. He was likely carousing with another woman after all she just caught him with one a few days earlier nellie mae walked in on him having sex with a sixteen year old girl in their bed. The teenager fled leaving. The married adults with the fallout. Nellie mae and eric argued then. He started viciously beating his wife. Eric's abuse wasn't only physical however he talked down to her and claim that he only married. Nellie mae for money that he tricked her into falling in love with him because he wanted her one thousand dollar family inheritance worth about fifteen thousand dollars now amidst the abuse. Eric forced her to sign a note claiming that they weren't legally married after all. Nellie mae endured eric's physical assaults for six days. After his affair was exposed. She was desperate and scared and wanted her husband to feel that way too. So on march twenty third nineteen thirty four. She pulled up to a secondhand dealer and purchased a gun.
Silly and Misleading Retirement Calculators
"I think the main reason people seem amazed at the idea of retiring at age. Thirty forty or even fifty is the lack of real information on early retirement. In general if you type retirement calculator into a search engine these days and enter some stats about yourself. You will find some very strange assumptions. That are guiding you to think you need an absolute load of money to retire for example. I was once working through such a guide in a magazine from northern. Trust a bank that caters to the wealthy. It went something like this. Consider your goals for retirement. What life events do you need to be prepared for. The following table lists average cost children's and grandchildren's university education. A hundred thousand dollars per child children's and grandchildren's weddings twenty five thousand dollars. Assisted care facilities a hundred thousand dollars per year. Medical costs funeral arrangements. Twenty five thousand dollars trust funds for loved ones esteem and legacy planning and charitable foundations. 'wow looks like you're well into the millions before you even get to buy yourself some groceries. Another retirement calculator on cnn. Dot com has various parts to fill out dropdown boxes pre filled with hand values like retiring at age sixty five and needing seventy percent of your maximum pre retirement income constantly for the rest of your life. The drop down box with seventy percent in it did not even offer a value lower than forty percent. This percentage of income concept is one of the most anti mustache ones out there if you make two hundred thousand dollars per year just before retiring this experience. Corrupt you so much that you need a hundred and forty thousand dollars per year for the rest of your life or is it possible to maintain the same luxury standards of a person who has a merely comfortable income like forty thousand dollars per year. This goes back to the ideas of the get what you need posting. I made recently and that is why not go for maximum happiness rather than maximum consumption. I propose that maximum happiness is achieved at a spending level where you live in a comfortable space. Eat healthy foods and get to do lots of active and stimulating things with friends. That doesn't have to cost a hundred and forty thousand dollars per year or even fifty thousand dollars per year for most of us the other assumption they push on people is a very low rate of savings they assume you will less than the annual limit on 401k contributions. And don't say much about what to do if you save more than that which the high income person mentioned a few paragraphs ago could certainly do so these banks and mutual fund companies will continue to tell you that you need millions of dollars to retire because it benefits them for you to invest your money with them. Luckily it's a harmless bit of tom foolery since the saving benefits you as well but the disservice they do is in scaring people out of dreaming to save faster or to think about much shorter time horizons like tenures instead of just plain old age. Sixty five so. I'll give you a quick retirement calculator of my own adult couple with no kids or whose children are. Grown can live very comfortably on forty thousand dollars per year and retirement. My own family lives very comfortably with one child on somewhere. In the twenty seven thousand dollar range you can shoot higher or lower depending on what level of luxury water pursue twenty. Two eighty thousand dollars is a good absolute maximum sane range. But if you don't want to calculate everything out just go for forty thousand dollars and figure out how to make your savings produce that for you for a single person. It might be difficult to slice in half because you lose some benefits from sharing a house in car but you can come close to quick early retirement budgets number one in early retiree couple lives on thirty thousand dollars per year. Earning five thousand of that combined in part time luxurious post retirement careers. The remaining twenty five thousand dollars per year is generated by their savings. Six hundred and twenty five thousand dollars of total savings are required to generate this amount of passive income using the four percent rule number two an early retirees single person leaves on twenty five thousand dollars. Earning ten thousand dollars on his or her many career. Fifteen thousand dollars per year is required from savings which calls for a nest egg of about three hundred and seventy five thousand dollars. I'm working on some much more detailed and exciting sample budgets using real numbers for my own spending experiences before and after retirement
Giving to Create a Legacy
"When we talk about legacy planning. We're talking about you. Typically for our clients that are independent. they're financially independent. Maybe reach the financial transcendent stage. They're talking about giving the talking about making significant gifts to family or to charity. And that's what i mean by legacy doing something to provide for others. that goes well beyond beyond our lifetime. Okay so if i am making a gift some to someone My child or in my case You know i've got a couple of grandkids. Now and i wanna give a gift to grandchild. Is that taxable to the person receiving the gift in other words. Am i going to be setting my grandchild up to have to pay taxes and not necessarily know just like if you give them a birthday present their taxed on that that gift and if you're giving them significant let's they're not necessarily taxed on that on that gift so that's a simple answer. Okay all right. Well i i know that if uncle sam head his way he might wanna show up at birthday parties and start taxing gasoline difficulty. Just just saying the attitude. He's got right now anyway. What about the person making the gift. I is there any ramifications for me if i'm if i'm gonna give a large gift like that that that's where this guy gets a little complex so possibly if the gift is large enough and i and i just want to briefly give some some basic tax concepts and some rules around that not to more people but tax planning is part of financial so we need to talk about it. The basics earned income meaning wages taxable as regular income and so his income from investments like dividends and interest. I think most of our listeners know that. And if you sell an asset that you've owned for longer than twelve months for for a gain you you've realized a long term capital gain and that gain is taxed at capital gains rates which can be lower than tax rates on on regular income. That's just the basics for larger estates and here. I'm talking about very large estates currently in excess of a million. I'm sorry eleven million. Five hundred and eighty thousand dollars for an individual and twenty three million one hundred and sixty thousand for a married couple for states in gifts in excess of that amount of the federal government is going to taxed tax the giver at forty percent well for large estates. The tax could be very significant in here. I think this is really a transfer tax not necessarily tax only a death because you're making very very large gifts that exceeds those limits. Eleven eleven million five hundred and twenty three million one hundred sixty thousand. Those are also taxed to the to the person giving not to the receiver of those assets and then another. There's another level of tax at least in seventeen states plus the district of columbia. They're going to also levy a transfer tax estate tax for example in massachusetts we haven't attacked exemption of a million dollars per person and thereafter estates are taxed at point eight percent all the way up to point all the way up to sixteen percent. Taxes can be part of the conversation and and the and the planning so back to gifting. The federal tax law says an individual can gift fifteen thousand dollars to an individual per year. You can give to your grandchild. Fifteen thousand dollars in your wife can give to your grandchild thousand dollars oak. We call this. The annual exclusion anything in excess of fifteen thousand dollars is counted against your federal lifetime. Exemption which is it which we just described that eleven million five hundred and eight thousand dollars and that so it's counted against your lifetime exemption and attacks form that discloses that gift is required if it's if it's a gift of fifteen thousand dollars or less there's no tax form if there's a gift in excess of fifteen thousand dollars per person per year calendar year then there's a form that needs to be sent to the irs. That doesn't necessarily attacks do you. And your wife give gift your daughter. Thirty thousand dollars in a calendar year. No tax forms required. But if you give her forty thousand dollars you'll need to file a gift tax form disclosing a ten thousand dollar taxable gift. Now your lifetime. Exemption is reduced by ten thousand dollars. There's no tax do over. But now you've your lifetime transfer exemption amount is is a little bit less okay a little bit more detail than you might want but it's an important nation. Yeah that's perfect. Because i think that's a huge in planning for people that can afford it. Peter i'll be honest. I'm not in this category yet right. i'm not gonna. i'm not worried about going over that thirty thousand dollars a year gift. My children or my grandchildren but there are a lot of people out there that are right and they need to know this information. They need to know that can give them an annual basis. They just need to subtracted from the total mountain and play by the rules. Because you know you don't want to get yourself in trouble for sure. I think it's important. I also just from a tax law perspective. We don't we don't know what tax laws will be in the future cert. There's certainly not static in there definitely subject to change so under under the current law the lifetime exemption amount is scheduled to reduce back to the two thousand and seventeen exemption of five million dollars per person. And that's adjusted for inflation and that starts in twenty twenty six so under current law that that lifetime exemption amount goes is reduced from almost twelve million dollars down to almost six million dollars with y when you consider inflation. What happens to those people that have already. You don't reach that that mark. Maybe they've given away eleven million and then it goes back to five million per person are they are the grandfathered in i'm using air quotes there. The grandfather dinners. They're going to be any issue with that. Oh you ask a great question. And the the irs. They have determined that. There's not going to be a clawback. So yes they can make the gift now. It will always be exempt said. It's good so again. There's there's much needed information for those people that are in this situation. There's a time limit right. I mean there's there's kind of a ticking clock on on getting those gifts to somebody before it sunsets back to a much lesser amount. So the great information
Restoring Common Sense in Business
"I guess today's martin lindstrom. He's the founder and chairman of lindstrom company. The world's leading brand and culture transformation group operating across five continents in more than thirty countries is also the author of a new book. We're gonna talk about today. Called the ministry of common sense how to eliminate bureaucratic red tape bad excuses and corporate bs. So martin welcome to the show. Thank you. John is a place to hear your voice again so since the subtitle has a bunch of stuff that people think of as negative. What led you to writing this book. I tell you what. Let's meteoroid it many years ago. Charlie bell where the former former former c. e. o. of mcdonald's reach out to me and he said hey martin i would love if you could reinvent the happy meal and i said sure bring it on a just have one one condition. Can we make it healthy police and challenge. He was a really good man so he said absolutely so my vision was to make six year old each broccoli and we began with storytelling so we had the forest the forest broccoli and the cucumber with the of Tomatoes with blood and kids lofted and parents loved it and even the franchisee loved it. We will not these pilots. So i went to the headquarters of of mcdonald's chicago and they said interesting. I never heard that word before in that context so i went back to europe as it is interesting. Nothing happened for two years. Nothing was silent for julius. Finally the new happy meal arrived and it was that drum rolls. It was a happy meal as we know it today with issue sugar bone and the french fries now included an apple. And that was where. I learned that if you wanna do transformations of organizations if you want to understand your consumer company have what i call an immune system so as a consequence of that. We had to the employed two psychologists to work with me in order to understand the dynamics in the corporate world because a good idea is no longer enough. A great consumer inside is not enough. You need more and you need to understand that immune system that defense mechanism for chains and that actually led me to writing this book. Because i realized very quickly that eighty percent of your work is to operate at lack of common sense and bring it back and then to transform copies towards the good. I'm sure anyone who's worked in particularly at corporate environment has experienced. I think they've come a little bit immune to it because it's just the way it works but has certainly experienced. Can you give a couple of examples of of what what is just really common rampant corporate. Bs longtime do you have. I mean i mean. I'll just let from from the end. Kobe nine jamming on a plane. The other day. Right as i sit in my seat ready for takeoff the frankly sounding was on the speaker saying. Welcome ladies and gentlemen aboard this flight. I regret to inform you that all cabin service has been completed suspended on the entire flight. Also need to inform you that the laboratories in front of the plane has been blocked. There are only now reserved for capping personnel. And by the way if you wanna use laboratories you can use the one laboratory in the back now that was because of covid nineteen. I don't need to tell you. But then i just need to ask you. That was thirty. Seven is a rose in this in this plane. So i literally had to pass by every single one hundred and seventy nine passengers and end up in a long line where i could breathe in a freshly brewed smell of toilet mixed with covid nineteen and then i was sitting in the seat. The second idea that came up with these contact tracing forms now in the old days you had to fill out all sorts of stupid forms with no one looks at an array and so this was the latest and greatest in that innovation pipeline. And here the first question was listened to this john. it's crazy. the first question was have you been in close proximity with any people you don't know within the last to allow us. The only thing you had to do was basically just to turn your head ninety degrees and that would be a stranger sitting there so you could take yes to that box. This hakin bulks was even worse. You see people don't have pen symbol because also with us multiple devices so bright. Young talent was barring the pen from the stewardess in the very front row and that pen was not walking through the entire plane and the second chris was. Have you taught anything in one have taught over the last twelve hours. I had to tick yes to that one as well. This is the minister of common sense in reverse gear. I call it call it common sense. I call it nonsense really because he's the rally not we've completely lost sense of what makes sense and for me. Common sense is seeing things as they are. Okay and doing things as the to be done set in another way. This is super important. It is to treat customers and employees as they themselves would expect to be treated. And i do think as companies grow. They lose that sense of reality the more busy dealing with himself than actually thinking about what the customers are. The consumers want so. I have to tell you one. I work with a lot of small business owners but i early in my career took project or pretty much from anybody and so i this project with a very large corporation and it was a very small project two thousand dollars semi invoice off and i gotta check ninety days later. Of course that was for two hundred fifteen thousand dollars and change that translates to france. But that was about one hundred times what i build them and i saw. I called them up. You know i thought about cashing the check. But i called them and said you know there's been a big mistake here you know. How do we rectify this well. After getting transferred to three different people. I actually then was sent for different forms that i had to fill out in order to return money to them. But i tell that story all the time because it was it was a watershed moment when i said you know what. I'm just going to start working with small business owners we. We won't have to deal with this anymore but you're so right and and johnny. It happens everywhere. But i think he's my view about this. Frankly speaking we living in a period now was unprecedented. And i don't think there's anything anymore. Cold going back to work uncalled going forward to work and by that i mean we onto situation right now where we actually can afford to reset what we once did. Rather than desperately replicating an old format and squeeze it into new way of living. I mean think about it. We all sitting in front of suman teams eight hours a day weighted. Those holly breaks go. I don't know no on any of the calls have been sitting on. Believe me just like you. I'll be sitting on a lot of those kohl's single person ever said. Hey guys at. We just had a five minute break here at just need to go to the toilet just a hole infamy. None of what people do is put the post pitcher on the sneak out to the toilet comeback after seven minutes and pretend like they're were not no away and then they asked. The question was awesome minutes. It goes so we can go back in a circle and even worse. We then continue exactly one hour. No matter how mundane a relevant conversation is because we actually did so that problem. Thirty five minutes into the conversation but the realities. We don't wanna look like we skulking or cheating in any way shape or form so we just decide to hang on clinch on and then they alternate break up here is. I have to jump on another team guys. Sorry and that sort of the ultimate. Kat is common sense going here because my property as we adopting a world of trivialities from the past onto a new format of living. And i think right. Now it's time for us to sit alone in the stat in the sand. Basically say hey. That's redefined my daily lives. Let's break it down. See where. I'm doing things which are ridiculous. Look at things which just make sense and then build up from scratch. This is the moment to do it right. And that's why published this book now because quite frankly i haven't done it myself. I'm sitting doing it right now. Realizing how much time wasting
Ex-Cisco Employee Convicted for Deleting 16K Webex Accounts
"I'm gonna tell you about a chap called sudesh qasaba ramesh and he was working at cisco which of course the giant technology firm working there from Midway through twenty sixteen up until april twenty eighteen where he departed the company. Okay so he spent. How many years say he was there for almost two years to fully months. After he left the company's employment he decided to log into their systems specifically some cisco systems which were hosted on an amazon. Aws server when those cloud buckets those blobs of computer mitchell. Don't kinds of clever things up there in the cloud. Do we know where he is in america. Always in the state somewhere else can start. Yes yes But he is no longer under their employees so he's no longer working with them but this is only months after he left. Let me just let me just repeat that. This was fi months after he some heat when he was able to do it. Not just he thought about it he actually did he did. He logged in Has it never happened to you. That a client has left the gates open after you no longer working for them anymore. I'm sure they have. I'm sure correct answer because you've never checked because that would be a bad thing. It would be yes. I i exactly. I'm sure there have been Companies i've worked for who haven't changed the credentials and you're working for technology and security firms Well in some cases. Yes so. I'm just saying i'm just saying i'm not surprised that just when i was working down kentucky fried chicken to him some extra bob. It wasn't yeah we'll okay but this was cisco you're right so cisco's is a big dog. Okay so five months. After this guy's finished employed he manages to log in. yeah he looks in someone. Forgot to do something. I wanted just having a nose you think or know. He's not just news around. They'll just have a curious to see if the company still doing well in his absence. He's not doing that. I wonder how cisco doing without me. No no i miss. I have yeah. Yeh we've all done it. That's why. I wonder how bad doing no i've left up shit. Grew up to something else. You're saying yes. So sudesh ramesh. He looks in to this. Aws server and deletes. Oh four hundred fifty six virtual machines. Oh boy which were being used by cisco to power. Its webex video conferencing service. Oh for god's he's trying to bring go to it's knees through its web x.'s. As though webex doesn't bring the entire world to its knees on a regular basis whenever you into it. Music video chat yet. The video conferences. You must have used it. Have you guys used webex video Yes pre pandemic. Oh yes it's been usurped by things. Like zoom zoom really has sort of caught everyone's imagination now hasn't but webex was. It's still worsley going strong in its eased by some organizations. What's the mark corporate one. So as a consequence of ramesh deleting all these virtual machines as a result of this over sixteen thousand webex teams accounts. Were shut down for up to two weeks. Imagine the impact on productivity. That's right productivity. Must have gone through the roof. Yes well we can't have a meeting. Oh darn we'll have to do some work instead over the sending email You're on mute and having all those kind of kenya hemi austria on my last call cheese every over there so they can hear you over the line. This is the way so. I'm just doing next to somebody who did exactly that on the national conference call five. Am called into the office showers loud as that two countries anyway and so sixteen thousand accounts were shut down up to two weeks cisco spent roughly one point four million dollars restoring the damage paying people to restore the autism restore them. Don't you have to just press. Go back to you control z. Issue dragged out of the track. They would have backups. Shirley we would think so. Wouldn't you and they also had to pay over one million dollars to customers in refunds. 'cause they're hosting all. These webex is for other companies. People would have had contracts and they would have had to say. oh terribly. sorry you haven't been to use it two weeks. We can haul webinars that people were not able to host yet. Not just internal inside your company but one would have been given to customers. Mike god the product marketing manager is going insane thinking like from the marketing team. Like oh there goes yeah calendar. We've got a problem. We've got to change the landing pages real to reel who's who's at full the guy did it. Yeah ultimately him. Yeah yeah. I mean like leaving your car unlocked right so if i left my car unlocked and then someone stole something from inside my car which has happened to me. Whose fault is it right. Ultimately prison stole a thing for my car because it is parked in my drive. But they're opportunist and you'd say well lock your doors dumb ass. Yes so so cisco should have looked dolls. Demolish had the kind of. I'm guessing pretty high level privileges to do that. Much damage that easily. I mean nobody locked. Is the countdown nine. A little bit. I mean jeez. Five months later. I mean i can understand if it was the day after he left but five months later. My guess is that win. Some sunlight ramesh left employment at the company. They may well have revoked his access to active directory and his ability to log into his email or something like that. But i wonder whether access to the aws server or something which was available to many people in the it poem. Maybe they were sharing credentials shared crafts. Yep and. I think that's probably what was happening. And it's hard to workout if you do share credentials inside an it team who might know those looking credentials in. It's a pain to change them. Because that's gonna affect lots of other people and lots of other services. Well not if you use a really good password manager. Well simplifies a lot right because you can change at the admin level for everybody. Yeah i suppose so if you also have services which might be logging into these systems and it may be. It's grabbing the password for everything. The real mistake here is sharing. Paul sweats right. There are teams of people where the password we'll be known to a variety of people and they'll log in they'll doing administration and all kinds of different maintenance and our work on a particular system and the thing is that they don't have individual password see can't just revoke a person's password scrape advice. We share passwords possibly shared. Yes we share passwords to run this. Podcast jimmy yes. You're not cisco though. I know we're not cisco but i'm saying we know better and we do it because the work around to do it. Any other way is too complicated like just ridiculously complicated. Can i show you cro- the if one of us were to leave smashing security to set up a podcast about. I didn't know piccoli predicament. Something in fact took off and weren't interested in smashing security any more than i would change the past or whoever remained would change the parts of those accounts. And so that you or whoever had left would no longer be a system really. Does this mean you're joining our podcast now. Is that what i'm understanding. It sounds like to me. So there's clearly some in the of cisco they should have changed the log in credentials right just like you would expect when people leave a company to hand in their badge or giving any keys which they have to look doors but shed credentials bad bad bad ideas so for something that business kercheval legs the kingdom. I mean it's one thing to say you know. Here's the marketing log in for. I don't know something really unimportant. But your admin credentials for your entire webex product. So cisco call sedition when they figured out what happened and say look. We obviously dismissed bad way and offer him a nice severance package and a hug will in a donut to get to the bottom. Exactly what his beef was with sysco. What made him do this with some months. Later is not really an act of passion is it. he was still doing. Shushing takes five months to stir it be angry with the company. But you're not angry necessarily move its customers and you're not probably angry with most of your former colleagues so remain professional. Don't take it out on them. Because what if you are though. What if you do eight all. Your fork is a justified in this case. Reminded me a little of the case of terry challenge. Do you remember terry. Childs was a former network administrator the city of san francisco back ten or fifteen years ago. I remember his name right. Well yes he infamously looked up. The city's entire network for days in two thousand and eight resets nor the admin passwords. So that only he knew them and he refused to reveal them to anybody and the excuse he gave and you know. He was arrested in things in a week and a half. Nothing was happening. Because no i'm gonna tell you the password you can't and he claimed it wasn't going to tell the bosses or the managers the passwords because he was concerned that they would indiscriminately share those credentials with third party contractors and so. He didn't like that. People were being careless with passwords. He was like l. So you so you the vaults you cannot break it and ultimately oh my go to me. The mayor of san francisco had to personally go and chat with him. He was the only trustworthy person. That doesn't sound just like a typical quote rogue employees. I think there's some mental stuff going on there because that's a baby or something. That's that's that goes beyond anyway sedation. Ramesh he pleaded guilty on. The ship has now been sentenced to twenty four months in the clink and to pay a fifteen thousand dollar fine as well and because he was here on a visa as well. I suspect he may find it difficult to stay case
People Fear What They Dont Know
"People being afraid of things that they don't understand. Yeah that's that's a great topic because in industry when you're talking to other land investors you've you certain types of jargon and a lot of times we don't remember that the public doesn't understand that type of jargon so we can use that to our advantage in some situations but it hurts us in more situations than not for instance. I know you're like okay. What do you mean by that. I could see the look on your face. After i was just i was gonna ask her an example exam so like on a on a by side. Yeah we've got to do all the paperwork for that affidavit airship you know. It's going to be really tough to get this through. But you're working with the pros. This is what we are made to do. We can get that taken care of because getting a title were cleaned up and everything. It's tough but you're working with the right team to get this done. Let's signed a purchase agreement. Let me get it done well. It's laugh at airships. Just a page They just gotta know somebody. That's not making money off this and they can sign it. Not a big deal. But they don't know that they think it's as big ordeal to get all this stuff done and we know it is what it is. Yeah yeah i mean. I feel like the more you know about a subject the more you can talk yourself out of a cell okay. I'm a big opponent of less is more like i want them to be the talker. If i'm trying to sell some land. I'll just give them the bare minimum. I don't wanna be if. I catch myself talking too much. I feel like i'm losing it already. Okay and so. That's why like the best ads. i've ever run or just just enough to get them excited. When i'm selling land. I'm i don't know man go check it out like don't ask me. It's the same like when you're trying to get someone to join the education you want someone to sell themselves on a basically right and so i don't know sometimes you see these. Ads like listing ads or whatever they're a mile long. I'm bored halfway through it on. Probably moving on at that point. Yeah no i get that. And so the flip side of that. When i when you say that i think of ads where we put so much information in it and you start using terminology that in like oh shit as an investor. I'm scared because i don't know what it is and i don't want to seem dumb for asking. I'm not gonna ask them. Do you just said and move on. And that's the that's one of those things for me that there's a fine balance in what we can provide. You wanna be knowledgeable topic to talk to it to make sure that they're they're comfortable with it but also in a way that you're dumbing it down to the person's level of comprehension. Yeah if you're talking about things that only a land investor or i don't know anything real real estate professional real estate consultant If you're talking about the things that only those people can relate to than you've missed your target on people's is already glazed over you know and you don't want that you want them to stay excited about it. Let their imagination run wild and in my experience. The only way to let that happen is just give enough information feed. Don't lie to him and don't leave things out but you're leading them in a direction to let their mind wander beautiful forty acre property. It's got. It's got a nice meadow in some trees. There's a perfect place to build your cabin. I do see this a lot to with them when you talk like say for example. While i'm i'll use our education that goes ample right someone. We talked to hear it. They sound great right. We're obviously we're not lying about the stuff we're doing it every day. it will. Then they tell their friends who have never heard of. This are never done this now. The sudden they're friends start talking way down. There's no no way in hell. This works or scam artist. Right that happens with land to buy forty acres out in the middle of nowhere for fifteen thousand dollars. Nah no way it has to be. Nobody's going to tell you that. That's and that's like you hit the nail on header. Go look at it. Tell me what you think. Let me know when you're ready to make an offer. You just did that. I did it on the phone goes. Hey man you got this. This differ seventeen thousand dollars a year. It's up next to some. Bela is gonna hunt on it. Yes you can. It's yours to hunt on. Plus you got the land on all right next to you. Okay cool well. Can i make an offer. Have you looked at the property. It will no. But i was thinking about going but i i want to know if the owner will make an offer while i'm the owner telling you go look at it. Make sure what you want and then shoot me an offer. Let's talk about it. Okay actually made an offer right then. Yeah yeah we'll take that let's go. Let's say money on a deal. I was about to jump in now. He he doesn't have any land there. But i do say size. Do you have something here right now. I've got someone who's defaulted. They'll make the payment. They've i find the my most default for the entire year are october-november really. I don't know people are trying to save for christmas. Save or they spent that money on christmas stuff. But i mean. I've got a maybe a third or late right now. Wow i don't have anything late right now but i did give my people that were a little bit trouble. People i gave them a breakthrough kovic so already know that they were three months behind. I have one guy. He's starting a business having a shift bank account so he asked me if you could send me he. He only had cash for some jobs did and he is like. We're gonna send me cash birthday card. You want to send me a check from somebody else. So he was doing that. And then Going back to of the bank account. I am way
How to Buy in a Hot Housing Market
"I recently got an email from listeners listening about six months or so has listened to well over one hundred episodes of the show. He writes that he's relatively new to investing. He's been investing for three years now, as he graduated from college in two thousand seventeen. He's been saving for his first home purchase in Austin. Texas. He writes the Austin Housing Market is very hot at the moment arguably one of the hottest markets in the country even with the recent effects of covid nineteen. He points out the median sales price in Austin has increased over eleven percent since this time last year, and there are forty five percent fewer homes on the market now versus a year ago he would like to buy a house in early twenty, twenty one. But after seeing the market conditions, he's worried that he might be entering the real estate market at the wrong time. He has heard of stories from realtors in home buyers about individuals and families putting offers of ten to fifteen thousand dollars over the asking price for homes that aren't even on the market yet only to find out, they did not win the bidding war. In short, he continues I'm wondering if you could offer some. Rules of thumb to look for as a first time home buyer in I. Hot Market such as Austin. I'm conflicted because I don't want to buy at the wrong time and potentially lose value in my home only after a few short years however at the same time if this market to continue at this pace for several years to come buying in the near future, I think might be the right move. He points out he's tired of handing over his money to landlords and would like to start building equity in a home to diversify his current return drivers. Austin is not the only hot housing market. There are a number of them in fact, nationally in the US housing is on fire. In August of two, thousand, twenty, there were five point nine million homes sold on a seasonally adjusted annual rate. That's the highest number of home since two thousand six and it's being driven because the average thirty year fixed rate mortgage at the end, of August was two, point, nine, four percent. The median single family home price in the US is up eleven point seven percent in the past year ending August twenty twenty. That's the biggest annual increase in twenty thirteen. Sales of newly built homes are up forty, three percent year over year the highest increase since one, thousand, nine, hundred, two. There have been about one million new homes built in the past year highest level since two, thousand six. The market is being driven because of the low interest rate, which is pushing up the value of all assets. Plus there's a desire for many given covid nineteen to move out of their city, for example, out more into the suburbs or the country. So increased demand and reduced supply because of concern regarding the pandemic. Some. People don't want potential buyers traipsing through their homes. Others don't want to sell because they're not sure they'll be able to find something to buy. The frenzy to purchase homes has pushed up valuations if we look at the value of household real estate. So the total value of houses and condos as a percent of economic output in the US GDP, it's a hundred and fifty eight percent. Total value of all houses divided by GDP is one hundred and fifty eight percent that's up from hundred and forty percent at the beginning of the year the all time high was one, hundred, eighty percent in two, thousand, seven, and the recent low was in two thousand twelve of one hundred, fifteen percent. This is data from Ned Davis Research. The. So the value of the housing stock relative to GDP is approaching that all time high of two, thousand seven, and then if we look at the case Schiller Index, it has appreciated since nineteen fifty-three on a real net of inflation basis of about point seven percent per year. That's the trend line. So we statistically create a trend line again, data from Davis research that trend line increases at point seven percent per year, and then we can see well, how much do current prices differ from that trend line and right now we're fifteen percent above the trendline. In two thousand, six, US home prices were forty percent above the trend line and then by twenty twelve, two, thousand, thirteen, they had fallen two point, nine percent below the trendline.
Fleetwood Mac Dreams TikTok Sensation Nathan Apodaca Checks In With Ryan Seacrest
"There he is. Look at that that is the world's famous Nathan APODACA. is now a viral sensation and he is with us. He's sideways on our zoom, but with this morning. Trying to. There you can. See now. So Nathan he is thirty seven. He's a tick tock sensation I often wake up and to beat that myself. But I'm not he is. And so what he did was he goes down looks like the Walker the street gets on a skateboard. He's got some ocean spray cranberry juice right out of the container. Singing fleetwood. Mac. While drinking the cranberry juice and crews and legs having greatest time of all times and it's gone massively. Viral forty, five, million views and counting. Tell. Tell me. What the things that? It's bizarre isn't. So the things that catch on are so random and this is random. Exactly exactly. So did you know what you were doing? No ours is honestly putting out content because you know what I mean I have to keep content out there. So I did put anything Alpha I think it was about. If seemed like a full day but I think it was like maybe. Twelve hours or so but Like I said, I needed to get something out. There is something to where my soldiers could look at. You know something make you laugh at something or something they could just five to because like I said I'm all around it with my Tiktok. Follow me. You can see that I don't dance. I. Don't just I don't just do videos. You know I I. I'm all around with it. You know it's vibe. Now, what made you decide? There are a lot of juices in the world why CRANBERRY JUICE That's just drink I. DRINK YOU WANNA and. That's even. There you guys I but yeah, it's gotta be it's gotTa. Be crasner. You know I love them all out but you know I've tried I've tried a multiple of them. You know and I just I'm stuck on Cran Raspberry showed Nathan who has this viral video which I'm putting up on our site. You can see Nathan up on our sites websites. Works at a potato farm in Idaho. Else is that right? Yeah it's a warehouse, a warehouse. Warehouse, you know potato potato what. What is your favorite kind of potato? There are so many different varieties of potatoes. What are you like? I was at the other day. If it's fast in whatever you know are fast food basically it's gotta be French fries you know what I mean. Took it. then. It's gotTa be a State Mashed Potato I like a so you know what I like to do. I don't know how well we know each other after three minutes but Nathan what I like to do. A Sunday morning as I like to get up and I like to put on my slippers and I like to go make a coffee, and then I like to call my dog Georgia and I'd like to get my car and go to the farmer's market and I like purple potatoes and I SMASH Smash. We're all all colors you know what I mean Y- of course. E But potato equality potato equity, right? Hey Man we stand for so fancy over fifteen thousand dollars in donations. It's more than that because, yes, I've been blessed get in touch with relatives in Idaho he reached out to Gino, my managers and. With that. With donations and everything. I was able to bless my family in those around me with like over I can't even remember but I think it was about fifteen thousand one worth of gifts and little bit extra for me to throw in on a place down me down payment on a place you know what I mean. Yeah hopefully, I'll be. Begin to a house soon. Good your you live, where do you live now? I live in RV in front of my brother's house right on. Okay. Well, listen you have made a lot of people smile and laugh and enjoy it. So keep it up. Mick fleetwood from fleetwood. Mac actually recreated the video over the weekend. On. And he yet direct comment to me. It was awesome. Nice. What your you seem like such a good guy. Thanks for the the smiles and take care of yourself. Okay. Hey, I'm blessed. Thank you. Ryan this is like amazing. You know what I mean. It's your brother. To stay, he's at four to zero dog faced to eight. Just see you know. Yeah it is and you're the one that took that I wanna down you took my handle. At four two, O. Dog Faced Two oh eight tiktok Nathan see about it. They say you too. Thank you.
Let's check in on those businesses that got PPP loans
"Figuring out whether business is eligible for full forgiveness, partial forgiveness or none at all can be complicated. Mark Fryer owns three restaurants in Vermont. He says how much forgiveness he receives will help determine whether it's business can survive, and that's the most terrifying artists we wanted everything. We can try to turn this into full forgiveness and not end up with debt. Especially, Nano knowing for even going to survive list Fryer hasn't applied yet. He says he's waiting to see if Congress decides to automatically forgive loans under a certain amount. Of course, that would be something we'd want to make sure we wait and hopefully lineup with some borrowers haven't even been able to apply for forgiveness Jackie London public health consultancy in Colorado. She says, her Lindor hasn't opened the portal. It uses forgiveness applications every time she sees a new email from her lender I pretty much drop everything I'm do. I go and I checked to the you know is the portal open yet? Oh, it's not okay. Just in case her fifteen thousand dollar loan isn't forgiven. She's making sure that she has that amount set aside London says she'd like to be able to spend it but can I actually spend it without that feeling? Of Uneasiness. Is this mine or am I gonNA have to give it back it's been months since Virginia based jewelry store owner. Sophie Blake. Spent her P P money to control costs. She's been trying to renegotiate her rent. We're just asking for some sort of financial read because we work close for three months and that really impacted our business like says, she'll send in her forgiveness application within the next two weeks. I'm Justin how for marketplace
Staying Confident In The Airplane
"And what I want to address this podcast and I'm hearing a lot of things like Jason I, got my private a year ago I flew pretty regularly for a few months but you know life. And just not flying as much as I wanted to, and I'm starting to lose that confidence I. Don't feel like I wanNA, take my kids up or my wife because I don't feel confident if something happens up there that I can deal with it or at least deal with it is sharply as I did the day after my check reading. So I've gotten a few versions of that story and I WANNA talk to you about how you can do this how you can stay proficient and you can stay confident and you don't have to spend a fortune to do it and I think there are three main points that I wanna make in small tweaks you might have to make to your flying. But the first one is in, you know how close this is to my how hard the standardization the idea that you can ritualized you're flying. And then remember like rehearse remember and perform the ritual of flying and so all you really have to remember is that ritual and what the ritual is designed to do is to weed out the possibility of thousands of other smaller mistakes from happening I'm great example there is the final walk around on a preflight, right. If you just remember to do the final walk around on a preflight, you might catch tomorrow on the nose wheel cinderblocks blocks on the tail Pito Tube cover. Fuel caps left off seatbelts hanging out of the door baggage compartment opened I mean I, you go on and on and on with the things that you might catch. Simply. By remembering to walk around the airplane after the preflight. Okay and that goes deep. If you want a very detailed version of all of the soap's the standard operating procedures that I teach, those are all in my book setting the standard. But that is one concept that will add huge beer flying. This is an I didn't make this operate. This is the way the professional pilots do it because they've got money in the game they've got a business, they have to take care of one of their pilots crashes. It can't be game over right not only that as you've heard me say the company's survived the accident typically. So the company has a chance to evolve develop a procedure that will prevent the. Pie The from any other pilots for making the same mistakes and they can force compliance with that procedure. That's huge. That's the whole process, and if you can get yourself to do that, you are miles ahead of the game. All right. That's one thing we'd like to ritualized the flying, and the second thing is getting rid of this idea that you go back every two years for what they used to call a biennial flight review or a flight review that is not. Enough that is not regularly. You're not going to regularly enough if you're going back every two years and the pros know this to right how often do the pros go back? I heard you say it every six months, right. So if you're a professional pilot, every six months, you go back with your instructor. Back to the training environment and you go through the ringer right you practice all of the emergency procedures, all of those things that you might need if someday. You're you're in a situation where you have an incident? You've got your family on board right and all of this training inspires confidence. So this is the feeling of confidence in the airplane comes from doing it regularly and feeling confident that you can handle the edge cases if they come up. I'm so what most people do just to kind of get US summarized here three point two when most people do is they get their pilot certificate they here. Okay. I have to get a flare view maybe they go get a new club checkout and then that's it right and then they're out flying with their friends and their kids and their wife and two years ago by nothing boy I better go get a flight review that is not a way to inspire confidence. That is not a way to feel good about what you're doing. In the pros know that. and. So the last thing I'd like to say is this is the part where we get into. This is the third point where we get into the budget. Is that there's been a lot of evidence to suggest that if you just keep your head in the game right back in the day they see if you read flying magazine or you re Flight Training magazine those are still great ideas by the way. But in today's world you've got youtube and you've got APPS late ground school and you've got you know ah so many different ways to stay engaged with aviation. And I always tell students when they come in to train. The typical question is how much is this gonNa cost me I don't. Generally answer that question as a complete daughter a mount I won't say, well, this certificate certificate is GonNa cost you fifteen thousand dollars or twenty thousand dollars. If you really pin me down on it, I will say it will cost you anywhere from fifteen to twenty five, thousand dollars. There's a ten thousand dollar. Window there depending on how prepared you are when you show up for lessons how regularly fly how busy you are all that sort of stuff. But that's not even the important part. The important part is that you really think about flying more like a monthly expense more like a habit. So when a student comes in and says or perspective, Stephen Comes in and says, I'm thinking about flying how much is this gonNa cost me I will usually say how much can you afford each month? Right? Is this something you can. Afford. To put fifteen hundred dollars a month into or is it something you can only afford to five hundred dollars a month into is something you can put an unlimited amount of money anti right I mean I just have no idea where you're coming from but the important part is you're starting to think about it like a habit that you're taking on and you're never gonNA stop. So you have this monthly expense for flying. Now, let's take A. Relatively for flying a relatively modest budget. Let's see we have seven hundred dollars or eight hundred dollars a month that we feel as though we can spend on flying right it doesn't sound like a lot when you consider your CFI's probably one hundred dollars an hour on the airplane while it's running. Over one hundred dollars an hour. So you're out there spending on, let's say, let's just pick numbers. Let's say the airplanes one hundred and fifty dollars an hour and you go out for one point five keep it keep it. You know easy math that's two hundred, twenty, five dollars right? One, fifty plus seventy, five, two, hundred, and twenty, five dollars plus your CFI you're together with your. Maybe. Instead of one point five year together for two hours it's another two hundred dollars. So we're looking at four hundred and seventy five dollars we're looking at. If you do one lesson a month after your certificate, you're spending four hundred and seventy-five bucks. You've left yourself with a budget of about three hundred, fifty dollars maybe a short two hour flight somewhere with your family. But you've flown twice in the month right and that's the way you need to think about the finance part of it think about it as as a monthly expense and try to allocate how much you're spending each month a little bit toward training and
Music podcast celebrates Indias neighbours
"Iheartmedia the owner of Heart Radio says that it's podcast revenue grew one hundred and three percents here on Aaron. Quarter to the total digital revenue is ninety three million dollars unique podcast listeners group I thirty percent here on downloads grew by sixty two percent revenue for the quarter across the company however was down by forty-six percents complain the pandemic for that. You can read a full quite from Bob Pittman talking about exclusive whether they're a good idea or not in podcasting our show notes and our newsletter today. On track has published its top US publishers list for July Two Thousand Twenty Iheart is now number one for unique monthly audience in the US as well as global downloads beating NPR in both rankings. ABC is now measured alongside ESPN. The rancor only measures participating publishers. An SEC filing states that lip since former CEO Christopher Spencer who resigned on July thirty first will continue to be paid until the end of this year, he ends four hundred thousand dollars. He'll get a bonus of one, hundred, seventy seven, thousand dollars in early January he'll van to hundred and fifteen thousand dollars a year for his role is senior adviser until the end of February twenty, twenty three for which he'll have to work a maximum of eight hours a month. Lipson will also pay spencer four million dollars to buy back shares that he holds. The Board of lips includes those who last year criticized the company for outsized executive pay I'd like to say something sarcastic here. Row Quarter highlights a surge in tippety around sports podcasts. What's happening in House sports? PODCASTERS can take advantage the pre events for the fest global. Summits Twenty Twenty have been happening all week we linked to a bunch of recordings today. Dearest is a new exclusive podcast on spotify in Indonesian. It focuses on letters written and read by writers, musicians and actors, and it's made by Journalism podcast company K B our prime and a number of additional podcast hosts. Now, allowing you to submit your podcasts to the yet to be launched Amazon music and audible podcasts service some people are giving you a backstage link it works for anyone on any Host by the way. Welcome to a special episode of our humble indie music podcast made an India India Center seventy, three years of independence next week. But India's Music Indie podcast made in India. Wants to remind us that I, love for music isn't defined by geographic boundaries it'll produce three shows focusing on music from India's neighbors and the cat returns to audio with a new weekly podcast from the Vox media podcast network avery truthful man is host leading an ensemble voices engaged in the conversations that matter most to women and those who loved them. It returns on August nineteen
Charred body of poker player found in Michigan park
"The FBI has joined the investigation into the mysterious death of a professional poker player known as Suzie Q., her burn body was discovered in a public park in Michigan grew up, but her career spanned the country and tonight. Investigators are asking for the public's help to together. What happened? Here's ABC's Renshaw. Right this is Suzie. Zahle Professional Poker Player who went by the name Suzie Q. Raking in a fifteen thousand dollar hand. Tonight the FBI Michigan State Police in an urgent search to find the killer behind her mysterious disappearance. Zach's body was found burned on July. Thirteenth in a secluded recreational area of the Pontiac. Lake authorities are not ruling out her death, being linked to someone in her poker circuit, which spanned across the country to determine whether or not. This is a cover up or this. Maybe some sort of retaliatory incident because of her profession, thirty-three-year-old recently moved from Los Angeles to live with her parents in Oakland County, Michigan. She had just been seen by her mother the night before she disappeared her loved ones. Now saying they're at a loss for who could have taken her life I can't even think how somebody could do that. She was a free spirit in the truest sense. She played by our own rules. She followed her dreams. Bicycle Casino is one of the places where Suzie Q. would play poker. She was just in the L. A. Area a month before she went missing, but tonight police honing in on the key dates July, twelfth and thirteenth, asking for anyone who saw during that time to help them with this murder mystery
LeverEdge is linking in-debt students with group discounts
"Leverage is really comedy so we've talked a lot about Fintech on the show. Tons of Brown's this is one that really came out to me as being quite unique in the space and so deliver edge targets student loan market specifically private student loans. And what the company does is it helps links students together to try to get a volume discount from banks so the idea is like hey instead of trying to negotiate your own rate you can go and work with seven hundred of your other students at business school at Medical School and work together and say hey instead of getting a fifty thousand dollar loan what would you give for a fifty million dollar group load and what they found is that they can actually save students sometimes as much as fifteen thousand dollars by getting a group discount raped raised two point. Five million seat led by fx along with level founders capital and an earnest and Sophie the founders from Ernest and Sophie. I'm curious what do we think about this sort of? Fintech play this sort of collective bargaining on the consumer side. I mean I think it's kind of fascinating Especially if you think about her first from the graduate level which is that if you're going to medical slowly going business school. There are natural career paths coming out of his graduate degrees and associated with those tend to be a certain income level and so in terms of being able to have it from the lender's perspective have a certain amount of risk taken off the table. Because you understand what the likelihood is under. There's actuaries that have studied on an individual basis. What is the likelihood of repayment from people in those professions? Now you're just able to scale that at at a broader level instead of necessarily giving out loans to people just because of their school but not having sons of their major air concentration or whether they're planning to do afterwards yet my my question there was if they're just targeting business. School students are really liked that it started with this Harvard. Business and meeting students do the facebook group but I was wondering if it can attack a broader group of students because like you said Iris. The risk is different with a Harvard Business Grad versus a Non Ivy League student but everyone wants a lower or maybe no interest on their loans. So that's that was my big question mark when I when I first heard about them. Yeah I think the the key here is the student. Loan market is huge but a lot of his federal back right and so those loans have fixed interest rates. Banks can't charge anything else. It's really kind of a pretty bad game right. There's not a lot of margin on these loans. You have to have huge volumes. Make the business worthwhile. What's interesting here? Is THEY FOCUS specifically on private student loans right
Wacky Khakis: Looters and Polluters
"This week. Another thrilling addition of everybody's favorite game lackey Khakis. And now here's your host in an identical clone of devil theme. No Deborah Goldstein. I'm Deborah Goldstein. Not a clone. How do we know that? And here with me. As always unless he's a clone is our sound effects robot Liza whose name stands for live in studio audience. Lisa how about a little sound effects pizzazz? I'm not really in the mood for pizzazz. What are you in the mood for I can do this out of a tree. Falling the forest. When nobody's around to hear it. What does that sound like? That's what it sounds like. You weren't around for it. So how do you know? It doesn't sound like that okay. Good Point Now how about giving us the sound of a robot telling us how our game works and it here all right okay. Every time we play Wacky Khakis Deborah. We tell one wild story about the world. There is a baby. Only one of those stories is the truth and the other one is a lie. And it's the job of two human children to figure out which one is. Which and would you please introduce those human child contestants? Everything okay our human child contestant. We got this kid named Toby. He was on the Blacksmith episode. We got this. Other named declan from our gymnastics episode. Welcome guy also with us today to be our Wacky Khakis. Timekeeper referee is our producer. No welcome back Noah. Hey guys good to be here Okay real heads will know that in Wacky Khakis Deborah Lisa. Each change to tell their stories for the timer sounds. We flipped a coin which later found out was a trick. Coin from both sides were heads and so Lisa has chosen to go second. That's how you do it. Well Debra means you're up first feeling good. I'm feeling rate okay. Our topic this week is looters and polluters story of money hungry business ventures. That were no friends of mother. Nature listen up carefully declan and toby. Deborah your timer will begin. Now they say that money can't buy you happiness and I suppose that's mostly true but an underground perfume shop in Miami between one thousand nine hundred eighty two and one thousand nine hundred eight. It could by perfumes and colognes extracted from federally protected. Endangered Species Ronca Thurman. The mastermind behind this criminal enterprise referred to her fragrances. As Ex tinctures tinctures for fragrances made from species that were going extinct though. Ex tinctures generally didn't smell any better than the much cheaper less destructive sense available legally they served as a status symbol for Miami's rich and powerful throughout the eighties. The most famous variety was called Miami blue named after the endangered butterfly. It was made from today. There are fewer than one hundred. These butterflies still living though it was incredibly difficult to find and capture. The vulnerable species used in perfumes. The business was made profitable by the exorbitant sums. People would pay for them sometimes. Up to fifteen thousand dollars for a two ounce bottle Thurman extinct. Were an open secret among southern Florida's money classes for years but an expose by the Miami Herald brought down the multi-million dollar operation in October of Nineteen Thurman Served US eleven months in prison before securing an early release Thurman went on to make millions more dollars offer confessional autobiography fragrance endangered panther must prairie clover. See turtled wearing that stuff. Just made you feel like you were somebody. An anonymous customer was quoted as saying in the book. We all know it was wrong but there was something so cool about knowing your sent. Who's going extinct? It was the ultimate limited edition. Pat Is time oil done deborah. Well what do you think of that story? L. Is Pretty Nice. Yeah I liked it except for the except for the danger. Save all endangered animal. You would. You wouldn't buy perfume from an animal that was going. You know what I didn't like about the story what I didn't like the animals being killed. No it's terrible deborah. I wish you would. You wouldn't talk about that. I would not like to but it's important that people know that these things happened and that people actually paid money for such a thing which is disgusting. It's shameful shameful for what you guys said. Yes I agree. Yes fully times two million. I appreciate your
E-Bike Sales Speed Up, Due to COVID Concerns
"On this Tuesday may nineteenth. If you've ever tested an electric bicycle you may well fall in love on an e bike you get all the benefits of writing a normal to wheeler exercise fresh air the joy of flying down hills. But you also get an extra power boost and the fun of going faster and maybe farther than your own legs can carry you without creating any extra noise or exhaust until recently though e bikes were mostly novelties. Pricey products only tiny percentage of people actually bought but interest in. E-bikes has been ramping up of the last couple of years now. The pandemic is kicked sales into high gear. E-bikes flying off retailers shelves in America and abroad. Some e bike manufacturers can't make them fast enough call it a perfect storm a positive one for the bike industry. Many factors have come together to make biking especially biking look attractive for one cities. Reopen government officials are worried about a second wave of covert nineteen infections with social distancing. In mind they don't want people packing up public transit. The alternatives are slim. There's driving your own car. Of course but many big city mayors are taking stands against allowing traffic congestion and carbon emissions to return to pre coveted levels. Not to mention that parking is difficult and expensive in places like New York Paris and Milan but regular bicycles. Don't work well for people with long commutes. Then there's the need for socially distant entertainment with less to do families are turning to the great outdoors but all of this together and you create conditions. That are right. Not JUST FOR REGULAR BICYCLES. But for e-bikes proponents say the numbers seem to bear them out around the world searches for best. Electric bike surged on Google. In late. March the verge. Reports seattle-based Rad Power. Bikes told the verge that it's April sales jumped three hundred percent over the same time last year. Van Move a Dutch maker. Premium e-bikes has also seen eye-popping growth from February to April. The company says it sales almost doubled in France. Hit well over one hundred percent growth in the US and top two hundred percent Germany. Other e bike makers are enjoying similar surges. The verge reports the trend is a particularly big deal in Europe which has been ahead of the. Us and building cyclist friendly infrastructure e sales grew more than twenty percent last year according to the European Cycling Federation. They're expected to grow much faster there this year. The Guardian reports especially because driven by the corona virus urban planners everywhere pushing for more biking infrastructure and bike friendly regulations. Earlier this month. Uk Transport Minister Grant Shop said public transport capacity will be reduced by ninety percent. He unveiled a two billion pound package to persuade people to cycle and walk instead. The government has proposed creating pop bike lanes and cycle and bus only streets according to the Guardian the UK is by no means alone but with Ta New York Paris Milan. Mexico City and many more cities are building miles of bike lanes enclosing streets to cars. New York mayor. Bill de Blasio plans to open up one hundred miles of streets to pedestrians including expanding sidewalks and creating new bike lanes. The city recently legalized e bikes. Which are particularly popular with food. Delivery Workers and Oakland California is closing off seventy five miles of streets to cars venture beat reports but of course the ride to success for the e bike. Business isn't without its bumps. The promise of safer places to ride notwithstanding battery powered bikes are expensive. It hasn't been unusual to spend two thousand three thousand even as much as fifteen thousand dollars on electric bike now. Bike makers are responding to increase demand by making bikes at lower price points. The verge says a goody by cannot be had for a thousand dollars even premium bike makers are getting their prices down somewhat van move for instance recently introduced a new model. The s three for about two thousand dollars. It's comparable to the slightly older as to which list for almost fourteen hundred dollars more. According to Forbes van move is doing so well that adjust raised about thirteen million dollars in funding. The Dutch company says it could soon hit
Felicity Huffman's daughter Sophia accepted into prestigious university 1 year after college admissions scandal
"Says and Felicity Huffman's daughter is being accepted into a top university Sofia Macy is heading to Carnegie Mellon university's theatre program after mom's rolled in last year's college admissions scandal her mom pleaded guilty to paying fifteen thousand dollars to alter Sylvia's SAT answers well Sophia took the test again on our own got accepted into the
"fifteen thousand dollars" Discussed on Bloomberg Radio New York
"The list we help me got two weeks in jail for paying fifteen thousand dollars to record daughters entrance exam scores she's the first parent to be sentenced in the U. S. college admissions scandal what kind of message does her sentence sent to other parents who made a deal to those who are still fighting the charges and to the public joining me is former federal prosecutor Robert man's head of the white collar practice at McCarter in English so Bob Hoffman did everything seemingly right after she was charge she was the first parent to plead guilty she expressed remorse she apologized but does fourteen days seem like a light sentence well you're right June Felicity Huffman followed the defensive playbook perfectly he admitted her wrong doing immediately he had expressed a an enormous amount of contrition took full responsibility for crime he felt sorry for what he did to her daughter and she specifically referenced the impact that it had on other students who had legitimately gotten into the school based upon their own merits so she did everything that could have been asked for by our defense counsel yet he still wound up with fourteen days in jail and I think that's because the judge did not want to look like he was treating this as something that we'll see an affluent people could buy their way out of this is already a case that pits those with money those with access those in power against those who don't have that and that's really at the heart of this case so then you think that her sentence was harsher than if she'd been an average person well good government was only asking for one month in jail here so the defense was asking for probation the judge ultimately essentially split the difference by giving her two weeks in jail so really what kind of a compromise and sentenced but for somebody and Felicity Huffman position the idea of spending time in jail and something that I think sends a very strong message all. also important to remember that as they said earlier Felicity Huffman only paid a fifteen thousand dollar payment so to the extent the judge considers the amount of brides are the factors persons on the low end he also was one of the first people to come in to plead guilty to accept responsibility for this really is now the floor that other defendants are looking out to have entered guilty pleas here it's likely he'll be jail time that handed out by this judge out to all the other defendants let's talk now about the nineteen parents who chose not to seek a plea deal indications are that some of them are going to try to basically indict the system saying there isn't any difference between what they did and making a huge donation to a school to get your kid in do you think that defense will work well that is exactly what they're trying to do they're trying to put the entire college admissions process on trial and the judge has already made a couple comments that indicated that he believes that the system is somewhat broken he made the comment at one point saying outrage the system that is so distorted by money and privileged in the first place that's the outrage here and he acknowledged that their crack in the system so he knows the system has some problems they don't think he's going to allow the defense lawyers to make this trial about the college admissions system and ultimately the second crying in the defense here is going to be to attack the credibility Rick singer they needed mastermind of this whole process the fraud through pleaded guilty who was the architect of all this his credibility will be central to the prosecution's case and to the defense case because the government has to show that these parents knew that this money was not simply a contribution to the university but in fact with money that was funneled to athletic coaches and brides or is he meant for people to take perhaps on behalf of their children after this case ultimately about and that's why the credibility of Rick singer the cooperating witnesses so central another celebrity sitcom star Lori Laughlin and her husband are making what seems to be a little more so. hated argument they contend the defense is contending that the couple were giving legitimate donations to the charity set up by singer a real charity that supposedly supported opportunities for underprivileged students is their defense a little more viable well he still comes down to the credibility of Mr Sanger those checks were Peter this charity and according to the government that money was then funneled to coaches who would and then put a priority on those students applications saying that they were going to be on the railing came or the tennis team or some other sporting position in in their college when in fact the students may not even play tennis or did not grow competitively this is all part of the fraud and according to government these contributions to this charity were really bogus they're simply lays the final these brides to the coaches in the university the government have to prove that case they're gonna have to prove it through Mister singer the defense is going to argue that the CAC were written out to this legitimate five oh one C. three charity and that the parents had no reason to know that the money is being used as a bride Bob no matter what the defense raises won't the jurors see what actually happened here when the head of the ring testifies yes and that's exactly where the government is going to try to read but that argument that this was all on the up and up and this is perhaps a situation where money and power should not influence admissions into our colleges and universities but that's just the way the game is played right now they're gonna say this is not a case about whether alumni and money contribution should affect somebody's admission to devry university that's what the defense is arguing that now this case is about these defendants knew in fact that they were fraudulent misrepresentations made in our children's applications to the universities it needing the students based upon the fact that they're a competitive rower one that wasn't the case or admitting students based upon the fact that they were gonna play on the tennis team. when they did not play competitively those direct misrepresentations those false statements that the government's going to argue where the heart of this case and the defense is going to have to argue that those statements were not fault at all thanks for being on Bloomberg law Bob that's Robert men's a Carter in English coming up on Bloomberg law add another environmental rule to the list of protections revoked by the trump administration I'm June Grasso and this is Bloomberg as a matter..
"fifteen thousand dollars" Discussed on 860AM The Answer
"Ever made so for fifteen thousand dollars I'll do a day long remote from your business or your company will come there will handle all the technical needs for offer to if you love to spend an evening with me at dinner and I'm a fine dinner companion nobody general like I do and I'll come treat you all get on a plane and come anywhere you are in America and spend spend some time with you I'll take you out to dinner for your fifteen thousand dollar tax deductible donation we can talk about everything under the sun we'll talk politics and I'm kind of a private guy I'm not sure what you mean you have to understand what a big offer this is I'm not somebody who normally would would put myself out there like that but for this because I will show if you're willing to make a fifteen thousand dollar donation for either the daylong remote for an evening with me coming to you to wherever you live you call last Anderson right now one eight hundred six five five Mike I think last things it's three hundred and seventy five thousand meals that right that's with there's got to so how about that how would you like to fly to send out three hundred and seventy five thousand meals with the one time tax deductible donation of fifteen thousand dollars to the Mike Gallagher show food for the poor campaign let that sink in huh so if you're interested right now we're gonna hold the lines open for you if you like for me to come visit you have dinner with you or if you like for me to broadcast I'm gonna pray that we're gonna get people that are going to come through with this offer lance Anderson knows how to handle this and knows how to process your donation he's the best at it call right now eight hundred six five five Mike call eight hundred six five five six four five three and talk to my wrist while producer slash Anderson who will process the information for you and less match that three hundred seventy five thousand meals you realize if I got three fifteen thousand dollar donations that mean that means we would provide a million meals just today come on let's do it who wants.
"fifteen thousand dollars" Discussed on Boston Herald Radio
"In in filling some of these positions that these tried and true Republicans just don't like the president right so part of the reason got elected because he's ready to fight everybody so I think that that's a good a good point but there can be people that are in middle level positions over the case may be that that go to work every day make their hundred and fifteen thousand dollars or whatever it is and and they look at and say this guy's a blue but it's it's my job and and you know that that is unfortunate because it not and I think with Hillary saying you don't want just someone who's a second fan to just you know just March right behind the president but you won't have people that you know can constructively maybe point things out to him not behind his back and making them fine the sound you know like he's he's just not qualified that's not good well I think that what we've got with this present that's different is first of all he's he's him so in a lot of ways he is in he's auto didactic if if anything and so he he is not learning to have those well experienced in this stuff but also like you were just saying yes I think the political elite for the first time a Republican and has been elected who the Republican or at least the first time in memory rebel publican establishment in a Republican DC establishment hate yeah they hate trump and the Democrats in the C. hate crop so I'm not surprised people who hate crime are gonna be happy to talk to make you hate when you go to the big the biggest are you know the biggest what's it called family talking to blow warm was a call to hold foreign bullhorn only pull that off and that's a New York times sure and you keep on going to recommend not some something not hate him they're gonna continuing I just wonder why he's employing them well I tell you knows who they are yeah I mean if we only look what level of employees were talking about you know it if it's part of the cabinet that's a totally different issue and that's concerning but if it's someone who works for the cabinet Lee had been that's another issue you know sometimes you know you are I will you will can tell us more than that I would know Hillary but as reporters sometimes you go a little bit below the surface to try to get people that are in the know that I actually like the gate keepers if you will right that no how everything gets done more so than the head of the department so you know could just be that case that Maggie Haberman is is talking to some of them in there like I I can't believe I work for this guy and he yes No sunspot I like the job I just wish there were I mean this is you know listen the president always brings in their own people and then there's a status from people in your right absolutely Shattuck that this guy has way more people hating him than normal I just if this is a person who is gay is leading and it like it really dealing bold things and you know if you work closely with him you would think that working closely with somebody that inspires you would spark this sort of loyalty and it just doesn't feel like that's happening well I like the people who are working closely with him are you continue to do things to either under caught him or stop him or you know and that happens with cabinet cabinet members I mean with things like going to war you know I mean it's just it feels like his own staff is working against him so often and that it it doesn't seem like I don't know it just seems like you either who is you know why is employing people that I it was that apparently don't agree with anything he's doing or if if they're the ones who are right then why do we have a leader who's got these instincts that are wrong I don't know you know what I think again like it's it's probably people that he doesn't know who it is and again let's let's not forget his background in business is is small I mean not in terms of how long he's been in business but he's always been surrounded by a very very very small staff you know that you always hear about these you know the trump organization with all of this type of stuff and essentially people I know that have been I think tone Tony sing Dolly is been to his office and said it's it's a very you know small office with not a lot of people it's not this gigantic organizations so it's almost like open door policy of the kids can walk into whoever is the head of construction can walk in it's a small staff now you're in Washington where there's just this mass of staff and and he's not he's not a traditional C. L. he's not well he's a sole proprietor so it's a different training ground and say someone who's who's overseen a huge staff in the past well in that sense Hilary you're wearing that that they haven is plugged in the White House staff who walk the president I can imagine a lot of these people going out with a report afterwards having a few beers Nicolas after you do this whatever center center in in in your warning about how pervasive that is at the same time none of these leakers and staff who want him seem to know why he did the poll to Greenland stuff we don't have the answer yeah so it only goes so far because I assume Steven Miller knows why did he leave green stuff and Kelly kellyanne those loaded the green stuff and I see you I assume somebody does well that's just it I don't know I don't pay I don't know what they do well you know what I mean well I mean it did anybody see you any of this coming well she said she said that he put this to someone for task to to look into it now could be one person it could be a group of people who that is who the hell knows but that was awhile ago that happened right right she's we did write about it awhile ago yeah because that might be the first thing from the White House that isn't leaked yeah when I first does not leak yeah I just when I saw this I gold brocade once the by Green Line it sounds pretty cool I I my first response was is this for the country or for him like I don't know which one it was it's the most I mean usually there's context falls after the president says something there's some context slowly comes in then you can put in division right I don't know what to make of the green yeah yeah I don't know what I mean this country has never gotten so much attention Greenland let's see what it's worth I mean confused with ice land because Iceland is actually place to visit leave as fifty five thousand people on it is the largest island in the world eight hundred thousand square miles it's it's like a quarter the size of the United States so normal yeah I'm assuming there's a lot of oil under that ice with one no I'm that's what I'm guessing you know I don't know I'm still not hearing the green when the mission of right and I do think that if somebody if somebody would just relax for some for a moment the specially the Twitter what people in say this kind of thing has me worried about what his inclinations are from minute to minute and that precludes me from voting for him and I can say I get it you know you don't maybe don't want to have to worry about the present looking around in the having somebody you know evaluate for the other land I mean it's kind of exciting it yes what about course can we buy Corsica we were simply took it by storm I think yes that is true you need a place you could send up the hockey team up there probably but I mean who knows who knows I have no idea what what is this a bridge too far this like this better it's more that I'm I'm asking show is more about the is this a bridge too far as a as a trump supporter saying you know what this is this is enough he wants to buy Greenland this is Wells this part that really makes me worried about him I mean we've seen some things on but one way there I think it could be at the throw away for him to again have us talking about something besides what we could be talking about this doesn't seem to have any cogent policy around and so that's why it's more worrisome in now he's made a declaration possibly on social media primarily in a foreign leader has reacted and so why I mean what is it I mean he's just broken off a date with another country and say it's me not yours I would give this to insult her and now they're not gonna get together right yeah friend yeah start fight putting but so like I mean that's why I think it should be considered more worrisome and you have more questions it's also possible he's fricking car sick or something there is something wrong with them there's one people no more babies have your hair done that we don't even know what it was supposed to be I don't know I don't know either so I have no idea I mean look I can't think of any other politician any other policy whatever yeah maneuver that is not tethered to some kind of policy you know we'll be is that policy might seem you can't really buy something unless it's for sale right I mean did he come in saying that we're going to acquire more lands in the country and no so I don't really know what it is there seems to be free peoples living in Greenland at the moment and I don't get I guess you could be they want to be a territory like Porter Rico they've never they never thought of it no no no it it is it's kind of a hard thing to come all right and I don't know this is certainly I guess you know I think that there's been other random policy points that he's considered and then not ended up going forward with that have happened before it did his staff maybe you know are are viewing this is one of that situation right I mean the general screw up a plan to attack Iran in the Iran assets in their navy assets and they were going to go through with it and then they that comes a don't we're not going to go through it I don't I don't I don't want to fall out I don't want to destabilize the world right now because I ran with obviously screw with European markets and one of the things so like that's something that that was a big move to not do but it's better to policy and like and it was actually the more the the crazy guy would attack Iran right I mean crazy people generally were you think wanna have fun yet COS footage of the cruise missiles in dollars you know blowing up by Iranian ships and but so like he doesn't he's not on the world stage is not you usually I mean wacky has him in the same sense of Boris Johnson is going to trip into the buffet and knocked on the tables but his movement overs on the world stage of been discipline I mean actual maneuvers from the country if not.
"fifteen thousand dollars" Discussed on 860AM The Answer
"I believe in the power of prayer really do we gotta pray hard for the people that are so crazy right now too because some of them are so sick there's an actress named Rosanna Arquette and she she tweeted something out yesterday that is so disturbing here's a she tweeted honestly and she's known for her work in desperately seeking Susan pulp fiction she is the sister of David and Patricia Arquette the our cats are big acting family in Hollywood here's what she tweeted and I kid you not I'm I'm not making this up her actual tweet I'm sorry I was born white and privileged it disgusts me and I feel so much shame now that's really truly somebody who's in need of help I mean that somebody like that needs needs needs help they need they need professional help I'm sorry I was born white and privilege it disgusts me and I feel so much shame so she walks away around with shame and disgust need to pray for Rosanna Arquette and pray that she gets the help she deserves I believe in prayer really do it but I'm gonna pray right now I'm gonna pray out loud to you know what I need I need about fifteen thousand dollars today for our food for the poor campaign lance clear the lines because I got to get somebody yesterday we have some great news we had a guy from service is it that's that's got the the the the the shop up there lance the burger place I know I cannot wait to go to famous hamburger Joe's in Surfside beach South Carolina made a big donation to my food for the poor campaign food for the poor is a Christian ministry they're doing god's work show since they do god's work and they feed and they closed and they help me people all over the world who are literally starving to death and you're going to help them you have helped them you've already done it about twenty five thought I need about fifteen thousand today I need fifteen thousand dollars if you want me to come to you to buy you lunch if you make a fifteen thousand dollar tax deductible donation on there I'll do it I'll handle the travel I'll come to you and if you put up on the screen guys for me please the name of the burger place I get it right I'm gonna go to Surfside beach South Carolina because of the gentleman there who runs the place Gallagher show fan he made a great donation I'm going to go to his place and and broadcast from there so maybe you want me to broadcast from your business I'll do it for a fifteen thousand dollar tax to Buck deductible dog donation when I get Tom's today get it would maybe do another turning point may we do another turning point remote Hey I don't care I'm I'm praying right now the somebody's heart will be touch if you have been if your lucky and and you don't walk around with shame and guilt for.
"fifteen thousand dollars" Discussed on The Jason Stapleton Program
"And I said, yes, it was fifteen thousand dollars a month of when fifteen twenty thousand dollars a month is what it was now, keep in mind making like five and so it tripled to quadrupled, my income overnight, and the only downside was that I had to go work overseas, which for me, it wasn't so much that that's the job. I wanted. It wasn't that that was had that had the impact I wanted, but my vision of moving forward constantly improving my financial position. So that I could. Get myself into a position where I could affect the kind of change. I wanted in the world that move me. One step closer. And so I went and for the next five years, I did that job. I worked in Iraq and Afghanistan doing high threat security for the US State Department and for other government agencies providing protection. And while I was there, I had a conversation with myself and said, if I could do anything in the world, what would I want to do? And I decided that if I could do anything, I would wanna work in the financial sector and I thought I can help people with their money. I can be I can maybe make a little bit of money myself because I understand the markets. And so, I started studying how to invest in how to trade and I ended up learning how to trade currencies, and I got really successful at that. Well, I say really six successful enough that I could have started a fund. And when I started looking at putting my own fund together, what I realized was that it was incredibly complicated. And there was lots of government regulation, and I would need a lot of money under management. That would be virtually impossible for me to get without starting really really small. And then building over the course of years, or even decades on the flip side of that, if I simply told people or taught people what I was doing that I had been successful using that there was absolutely there was very little regulation for that. The only thing I had to do was be up front and honest with people because the FCC didn't want me to say anything that was disingenuous untrue, or deceptive. And being an honorable and ethical person..
"fifteen thousand dollars" Discussed on WHAS 840 AM
"And you're destroying it. Because you live in a car, don't you? I do. Yeah. And so whatever you drive your destroying its value. You're a road warrior. And so this is a business overhead problem you have chosen to destroy a thirty thousand dollar vehicle when you could have chosen to destroy fifteen thousand dollar vehicle. And still met all the requirements and trade every year tried once a year. And. Two euro, listen, do you want to destroy thirty thousand or fifteen? Understand. That's it. So you get the minimum vehicle that will do the job in meet their requirements, and that's going to be a two year old vehicle. You drive it for a year run wheels off the stinking thing. And it goes way down in value because you're putting fifty thousand miles on a car. Probably aren't you. Right on. And I could tell I mean, that's this is who requires you to do. This kind of stuff is people that run the wheels off cars and so. What are you selling pharmaceutical sales? No, I'm selling construction equipment. Good. Good. Okay. Good. Well, you're making Bank. You got a great career, but don't take these general guidelines. They give you an let that be an excuse for you to lose this much money 'cause you're losing fifteen thousand dollars a year. On the transaction. You're talking about. So you need to track down in cars to a one two euro car get the cheapest possible thing that will do the job that's reliable comfortable you live in the cars. And he's become certainly got to be reliable got to be presentable for the clients. That's what they're wanting. And they're giving you this big Carlisle, but they did not pay your car payment, if they fire you, and you still have the car payment, and they did not require you to get a car payment. They did not require you to brand new those are rationalizations that you. I get asked all the time about what people need to do to improve their families money situation. Two of the most.
"fifteen thousand dollars" Discussed on The Fighter And The Kid
"Fifteen thousand dollars a month have the price. Sheet a little because I'll give you fifteen thousand dollars a month. And you just suck meal. You're she said she goes, I couldn't say no it was so much, but she took her like, she's your sister and her brother on our vacations, and she goes, and I be and then I just tracked it all. Bull shit. But it's true. She was like he was he was undeniable shift eighty me too. So on deniable now, she. Those very romantic scorpions a lot fifteen grand a month lower to the single. And there was some smoke Shona fucking strip club. And I was like, dude. I will I'd pay five grand a month, just to whatever. Hell, yeah. He had money. And she was like, she just. Okay. Who does that James hearted because he doesn't want to get me to have fake rape accusation? So he was paying this name Shaha something just this white girl. The pool out. I see her hued pay her genocea think you'd pay her monthly fee. Okay. I'm endorsing and people are like, dude. So she's a professional again. Don't give a fuck I endorse that one hundred percent. That's probably I approve Missy more pictures, please. Let me I'm gonna get my hand down my pants. This is going to be weird. Yeah. Pay her and just like he didn't have to worry about anything. She's not getting pregnant nothing. She's on call whenever we wanted. Yeah. Look at her book her. Yes. Yeah. She's sick dough. Dick. He's good. Yeah. For sure. She's done. She's done the rounds. Probably look at the hips. What's that say? An escort tells one MBA wife for man, oh, she's talking shit to Dan. She she is bodied up a little bit of tummy on. I I don't mind that at all. No. She's just got heard up little Georgia peachy. She will suck you dry on. Now. Dude, you don't know if that's what she's about you on her now. Listen, I'm I have a hunch. I'm not an expert. Yeah. She's into black. Well, I'll tell you what I have even bigger that whether or not she is black guys are very her her DM's, nifty hustle, and she he got killed didn't he? Yeah. Zen current events. Yeah. We'll save it. Got hold on. My body's overloading. Oh, she do. She is. I see. Just. That's classy shit. I mean, that's just a little bit more graceful. Show you're out on the bay. Luc's few. She farted. It would have been better as far. So that's not too obvious though. This is classy..
"fifteen thousand dollars" Discussed on Newsradio 970 WFLA
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"fifteen thousand dollars" Discussed on 106.1 FM WTKK
"Have seen fifteen thousand dollars of maybe monies, and Lou of repairs or you know, that amount of estimates of repairs being negotiated during the due-diligence period. So there's not a set dollar amount. I think the biggest thing to remember tad is that if there's any type of major problems if the seller doesn't fix those items for you, you know, they will need to fix them for the next person. You know, say for example, there's a plumbing leak. Okay, you're not going to be okay with it. And the next buyer would not be okay with that. So sellers can put up a fight on not fixing those items for you. But I bet she they're not going to have Lockwood selling their home to the very next person. Also, anytime there's anything like plumbing leaks, electrical issues, maybe the h back is broken those are material facts, and it's required that the. Seller disclosed and especially the agent that is now listing the property discloses any type of material facts that they are aware of. So it's not like, you know on your inspection report. Maybe you know, we find out there's a broken H back that you terminate they released the home, and they can hide it that the h back is broken. Right. That's against the law. Great scheme. You just can't. Due-diligence money. Right. Exactly. So don't be so concerned about that. Because once again, you know, you have a little bit of pull they are. Because if they don't fix it for you. They would have to fix it for the next person and end goal, of course, in someone's selling your home is to get it sold as well. Just like, I know you wanna buy it. So keep that in mind when it comes to negotiation of repairs, North Carolina board of ethics real tours. That was a joke just to be. Not suggesting anybody's scheme the system in that mayor some out there. But you know, I understand that. That's a big concern tad personal experience have gone through something very similar both on the buy and the sell side. And it's always a kind of overwhelming to go through that process because there really isn't a great rule of thumb, right? I mean, there's not a two percent of the purchase price or something. Like that. There's nothing like that that exists. It's going to be different for every home. Very true. And remember that the North Carolina offer to purchase does read that the homes being sold as is. So it is. So it has is with the seller to make no repairs, but there's typically this understanding that but buyer and seller will be reasonable when it comes to negotiations. And so once again, if major things pop up on the inspection report, you know, a seller will need to fix those for any buyer in order to get them to move forward. So just keep that in mind. So you're not as nervous and so cautious with moving forward and through that process. Tattoo. Sounds like maybe you are at the beginning stops of purchasing a home here in our market. If you are thinking about buying a home, and you want to understand the steps from start to finish all the different contract terminology,.
"fifteen thousand dollars" Discussed on WIBC 93.1FM
"Not. Randy since he's on the line. He can tell you is story. Someone tried to steal fifteen thousand dollars from fifteen grand. Randy. Wow. It didn't add to. Yeah. What it is. It something rather it seems like something rather new. So I just wanted to get the information out there that folks up because as you know, hackers are finding new ways to probe into your to access your money. And now just a few weeks ago. We got a phone call from a local. And they know our habits. Anyway, they they they got a check that said so-called purchase near fifteen thousand dollars from. A a popular sporting goods chain, and they produced we went to go see him the next one that they produce similarly up. There's it's our CIA. We don't use two minutes. Somebody was able to take our check. And there's there's there's address there's a routing number. There's our account number. The technology was a little bit different. But there was was like fourteen thousand seventy dollars from this place, and I called back and say the name of the company. Yeah. Go ahead. Cabellos? Okay. I called them. That's a lot. Those are. That's a lot of fishing gear, by the way. Everything. Oh. Wait before you continue. I wanna know. So so the check looked really good. Yeah. It was it was it was our check the only difference was it had a different name on it. And. Yeah, so yeah, we had that. So when I contacted they they were most interested in and see what was going on. Because I told her I said, it's it's it's it's not just one, but as a spectator there may be some other things going on maybe not only with our account, but with other people's accounts as well. Sure. And sure enough. Yeah, there it wasn't. So they they put a stop on it. But the guy said that he had his own experience was that. This was the second or third Leiper the problem that he had seen. And so I don't know if this if he had any awareness that there is something that you might be able to offer because the next day here where at the credit union and to do the fraudulent paperwork and all right. Good stuff. Well, the the Bank manager right then as she got some information, and she says, hey, they just took nine hundred dollars your checking cheese. Yeah, they were. So soon remember one I'm impressed that you credit union called you. I mean, that's really something right there. I don't know a lot of banks that might do that. Number two is that they were able to potentially pass this check through. So what are what are the Bank say that you could do as a precautionary means right now? Well, the only thing that we had to do was to actually shut down the account number and switch over to another one not the the routing number wasn't anything. Let's because we wanted to maintain we've been there for years. And again, they know our habits that was kind of a defensive player. So I guess the the big thing take take away message here is that a lot of people don't like to keep track of their checking accounts. Right. I mean, well, sometimes it's just very easy. Not to think about doing that. And to be honest. This caught us at awesome guard a bit because we were right smack in Kim right smack in the middle of which is solar house and. We were right in the middle of moving. Like, constant then when you're moving like that. I mean, jeez. I mean, the last thing you want to think about is if somebody's trying to steal from you. I mean, it's crazy. You know what rainy? Thank you so much for your call today. And thank you for spreading the word because there's any takeaway, take home message from this is that if you have not been watching what's going on with your checking account you need to do it. At least once a month, put an appointment on your calendar. So that pops up on your phone just can't it doesn't take too long. I mean, obviously you've noticed fifteen thousand dollars taken out, but they may just start by just a few bucks. Listen, you wanna stay right where you are because coming up in just a few moments from talking about voice phishing scams. You won't believe how clever they're.
"fifteen thousand dollars" Discussed on WIBC 93.1FM
"Chicks right Instagram chicks on right Facebook chicks you just can't, find us on Elon Musk's phone No Gone contraband now we need to talk, about, oh morose Her husband has just been hit with a fifteen thousand dollar lawsuit by. Their golf and country club property, owners, association Over there down yonder in Jacksonville And that's because they apparently suck at keeping up, their home and their swimming. Pool which is full of mold and it's, all gross and, it's attracting mosquitoes and it's disgusting and they. Also have a really crappy roof so because this is one of those, like upscale neighborhoods there in Jacksonville the people that. Live in the neighborhood or mad and so now the whole association, is is suing him not her. But him for fifteen thousand dollars so they also want like gr-. There's a bunch of dead grass it. Needs to be taken care. Of there's a lot of stuff there's a lot of mosquitoes that are going to, be? All infested in the pool right you're tainted about this. Whole thing because he. He. Is he's filed bankruptcy twice okay and I don't understand how this. Works, because I've. Never filed bankruptcy yeah I don't I don't understand that either because I don't understand how you get to, still have all the nice. Thing and this is my thing I don't understand how you file bankruptcy twice and then you end up. In a three thousand square foot four bedrooms six Hundred, fifteen thousand dollar house and. You have like a forty five thousand dollar car can somebody please explain how this works because I'm going, to do, it I'm? Going to do all of this I'm going to do a really good thing to do because what's the point in paying your bills and doing everything right when you can just file, bankruptcy twice, and not pay. Your bills your house? Keep your car what did he keep I'm gonna go buy a. Six hundred and fifteen thousand dollar house my I have a sixteen six hundred and fifteen. Thousand or I'm gonna go buy. One and this is this is my this is my point and then I'm gonna. Have a forty three thousand dollar. Car I'm going to go. Buy one this is what I'm saying what is the point of doing everything right when you can file bankruptcy twice and go get a be a deadbeat. And then go do all these things somebody, please, call, our hotline at six. Forty four four four and explain this. Explain. How we can do this. Ourselves yes at one I don't understand I don't understand how you can do. This, because this is what he's done yeah back in two thousand thirteen because he had. Filed bankruptcy, then in two thousand thirteen most recent. That's his most recent filing he owed Owed. One point two million dollar in his salary debt has salary. Is forty eight thousand dollars a. Year this is what I. Don't understand and does she not could does she not contribute to their household in any way with her I million three point five million is her net. Worth right but that's what it is, right, now, because, she, has a book. Deal I don't know what it was. Before, I mean granted no no. That was before that's not counting the book this they're expecting that number is. Going, to shoot I rocket because of the sales of her book okay so and they. Only got, married what a couple of. Years ago Yeah. Okay so. This is this. We're talking about this dude because that. Was the house that he? Had with his ex wife he got the house right so that was his house so he'd married Omarosa they, got this this house sixteen six hundred and fifty thousand dollar house doesn't. That make you wonder though like if. Omarosa like, when they get hit with this lawsuit is she like you're, on your own I mean. How does this even work I have no idea still has? All these debts do you not help out with that like you're? Married to the guy. Now I I I don't know I? Don't know how that works in their marriage I don't I don't know. This is this just blows my mind. I know is, that, I, I don't understand. The bankruptcy thing like I don't get how that works because if if you. Can in America you can just file bankruptcy and. Then. Just go by bunch of crap willy nilly will sign me up That. Sounds like a really, great? Deal yeah just get all. Your debts forgiven and. Go get some new ones, I mean that just sounds wonderful doesn't that. This is what people do apparently? Sounds like winning the lottery now Omarosa I did not know? This there's a couple of little factoid? I learned, about Omarosa she also is? An assistant pastor at the same church a husband. What preaches at and nomination and she? Lists her home as his home so. I mean, she if she's. Listening in his her home I I would assume. That she. Takes care she. Wants to contribute to the home apparently. Not taking care of it? No she's not at all and she used to date Michael Clarke Duncan the green mile guy big huge guy, before he died of a heart attack in two thousand twelve which I. Have decided to blame her for I just feel like I can legit That's legit I'm on board with you because I. Don't see how she couldn't have contributed I it's either that or all all the locus coming. Out of his mouth during that movie Do.
"fifteen thousand dollars" Discussed on WBZ NewsRadio 1030
"Fifteen thousand dollars a month in this area I want to protect this stock from having to have that. At risk if I answer a, nursing home so when you implemented neary walkable trust your technically given that asset to the, trust and the children are still the. Beneficiaries but not until you pass away usually but when you transfer assets. That's every, walkable trust after a, time limit right now it's five years again we're not attorneys you, want to check, with your turning on this, but you know practically speaking after five years then if you become catastrophically. Ill that money's protected from the. Nursing home, and that's why, people, do, that but again even an area walkable. Trust all it, is, is change of ownership some people think oh I have to sell all the stock. Pay taxes or. Put it in the trust that's. Not, true, it's just a, change of ownership wow so but that's a you know that type of a question You know there's a lot, of details, that, you want to make sure that you know. Wherever you are asking that question to you explain all of your objectives and the details and then to. Get the appropriate answer as far, as the type trust it is and the tax consequences and the distribution rules and all, that we've seen you know sometimes when. This situation has taken place that the surviving spouse says hey you know. What I'm, never going to need, to stock in my lifetime you know and like it was four, hundred fifty thousand, I'm just gonna give it, to the kids now you know what you can do but you have. To realize that if there is. A you, know if there, is, a, large capital gain that might otherwise be. Avoided if you, just, allow them to inherit the asset rather than give a gift to him now so. There's so you. Know I'm just bringing it up. Because, sometimes, in families they, make likley, say quick decisions on again Accountants accountants but you also want to check with their tax consequences like gifting. I remember you use the, the sort of the the homespun solution sometimes people go.
"fifteen thousand dollars" Discussed on WGN Radio
"Do and they wanted over fifteen thousand dollars yeah about right you have fifteen hundred square feet of roofing yeah and they want they were gonna replace for me they said they will just charging for the would they're going to put on the bottom they were gonna you know put the ice dam stuff undergo thirty six inches high and they're gonna put this other membrane which is like a readable membrane instead of the paper and they discovered i get a fireplace put into a twenty years ago thirty years ago and because you're one of the choices so they told me because i have a prefab fireplace and i use that lewis locks and i never opened the flu i can probably just take out the day with sister joyce so that was included like fifteen hundred fifty dollars okay i'm going to back up a little bit dennis did you sign the contract no precious i like that you know let's let's let's do this let's get to other estimates where where in the city are you north outside south side okay is the company that came out and gave you the estimate or are they a big company small company what's big company okay here's what he did they gave me a price of thirteen thousand if i signed the contract right then and there was one of those beheaded come back out then it was fifty over fifteen thousand fifteen thousand five hundred okay i'd get to more estimates okay we pressured like they were trying to do so so you've got lindholm roofing that you can call read about that one and you know there's not a lot of good reviews on them i'm like well i i would get an estimate from them online reviews here here's the thing with the online reviews there's a lot of people that liked to complain online and you really have to look at everything and you know a lot of these yelp and those kinds of things what it's been my experience at sure there are problems with every job or can be a problem not ever job but there can be problems with jobs people will complain and not a lot of people put a lot of great reviews in there they've been around a long time rogers roofing is another company that's been around a long time and i would get estimates from them now you can also go there's a website called the nr c a dot net okay okay that's the national roofing contractors association and you can get up a list of a bunch of different people that can work in your area that you can contact through there to get estimates but when you're talking about that price that much money that you're spending it behooves you to get multiple estimates to find out exactly what's going on if it's a complete tear off and replacing all kinds of sheeting and all that kind of stuff i mean it can be expensive but you just wanna make sure you're keeping everybody on the up and up so that the pricing makes a lot of sense good like dennis i appreciate your call this morning three one two nine eight one.
"fifteen thousand dollars" Discussed on WCHS
"I was told that that was impossible because there was a nixon wage freeze underway and the owners of the station had embraced that the call their hearts so i stayed and eventually got all the way to the salary of fifteen thousand dollars up you know gee i ought to be able to do something in public relations so i started writing house organs company newspapers for several entities in charleston on the side and i would work at night pounding out that your stories on the typewriter i did the heck's world for instance for fred added and i rolled up about five of these house organs and they couldn't couldn't do anymore because i certainly couldn't do it while i was news director to see a chest so i decided that i would you know go out on my own and started public relations firm because i was having difficulty putting bread on the table and i was still by everybody that i was crazy and i had this visit in the newsroom from a guy but the name of blue leslie and he comes into the newsroom sits down he's retired from the associated press the bureau manager and he graduated me told me wonderful wonderful thing i was doing ruddy face reddy complexion white hair he leans across my desk and he says i have just two words of advice for you and i said they are and i leaned forward across the desk and liu says be expensive i said what do you mean by that blue and he said what are you as a journalist think that everybody can do what you do right and the report and the things that journalists do you think everybody can do it and i'm here to tell you they can't the biggest challenge you will have the pricing the product that you produce so i thank him and i remember that when i started the business and tried to make sure that i price the product in a manner that would.
"fifteen thousand dollars" Discussed on BizTalk Radio
"Ios and sunny stadium california shows on their you know wrestling with just talking about and how cannabis stocks are getting hammered because brokerages can't deposit their stock because of the federal thing however you brought up something along time ago which is very timely for today because we have a lawn gore from cotton invest someone who's also cryptocurrency you thought you know the answer to this whole thing where where you can't do federally insured deposits is crypto currency perhaps perhaps perhaps crypto doing auction whereby for fifteen thousand dollars for rights you check fifteen thousand dollars yes our next item is twenty thousand so this is like to launder money basically through it i never said that hi it's been a brilliant idea highest bidder we're going to give you a check for for twenty five thousand dollars right now we're gonna give you twenty five thousand for twenty two thousand dollar check lease bright make it out to i mean honestly that would be that'd be i think he'd last about a month still it'd be a great idea just enough to pay for the lawyers yeah yes but i don't know if cannabis many shops would take that kind of cut like would they take ten percent haircut pose we'll give you we'll give you a twenty we'll give you twenty five thousand dollars cash if you give us a check for twenty two thousand five hundred which as you're making ten percent sure go so you're doing the math glenn at brought this up it's a subject to discuss in fact this area night our first auction cannabis cash you can't call it better than bitcoin here's the deal people bidding well how do you think about this we'll throw in like a limo ride give you a check for thirty two promised you'd say i'll give you a check for thirty thousand dollars or twenty thousand of the castro you would never do that well or lower or the money gets moldy like el chapo or something you know the name was the coke guy yeah the money go ahead to bury money and then it got to throw it away oh i see because moldy money moldy monetary that's my gaelic along see him only money this is why londor.
"fifteen thousand dollars" Discussed on KKAT
"A month but don't worry we're going to pay you fifteen thousand dollars a month by what yeah because we have to costcontrol because the government out but you're gonna get a pension but but i have a house and i have payments novel but but what oh yeah yeah so all of a sudden you gonna have the good experience doctors taking care of the people who've got money and the people who you claim they care about so much the poor that downtrodden the ones who cannot fend for themselves are going to be stocked with the inexperienced and the incompetent it's going to be a pack law canada released some of their findings about a week or two ago over how long it is to see a doctor for a routine visit wait times or in weeks not ours depending on where you are in what providence you're looking at several weeks to a year and if you need a new replacement i would palm springs we have snowbirds you know what they do they come down here in november and they spend the first couple of weeks getting their stuff that they need taking care of taken care of and in cash brittany replacement or a new here because they know they'd be waiting for years up there all wouldn't cost them a dime but still they don't want to talk about that that's the thing they don't want to talk about it is but swiss of funny it's like they have to know right you can't beat that stupid you would like to think they're not but maybe i'm giving them too much credit maybe they are that stupid like i look at the republicans thank you think of that stupid i know you've shown this to all of these lobbyists i know they've seen this bill i know they've gone through it i know they help you crafted i know all of that stuff it's the same thing they did with obamacare i know that we all know that so don't tell me you care but you can't be that stupid elizabeth warren and the and the likes of you who think that all of a sudden you've got people who are.
"fifteen thousand dollars" Discussed on WPRO 630AM
"Through implementation through you know delivery in a fan of all in it's a attract run for us it because it's lionesses the hazard being a planners that we plan plans better planners at planned plans absolutely yeah don't don't let fivetimes fast dia i am a professional at all i i like the fact that we bring in the gp yes plan into this because i find that it's a great tool to use to help people pay off debt because i i do believe paying off debt is a great thing to do especially if it's bad debt however what i see is people trade one bad debt for another without actually fixing the issue this is exactly what cindy was dealing with our when she sat down with me last week she said to me i want to pay hey all my home equity line before i retire this year now those are all going off my head in our mike cindy how much is the banks pay off the equity line it's fifteen thousand dollars now don't get me wrong i get a sense of anxiety for not why deck in retirement but noone cindy like i do she has a certain income need plus she has a casper zor that has the stay at a certain level so she pays that fifteen thousand dollars and a lump sum her cash reserves will fall below the level wishing feels like she needs more money now this is a very common issue having to make tough choices do i pay my mortgage that i have no debt in retirement but running the risk of leaving my retirement in my layer you short or dope payoff the mortgage and have plenty of current income but be concerned that i can't pay my debt in later years this is a huge problem for most retirees tattoo problems that need to be solved but can only afford.