35 Burst results for "Fifteen Hundred Dollars"
Liberian teen becomes hero for finding and returning $50,000
"A teenager in Liberia who found fifty thousand dollars and returned it to its rightful owner is getting praise invitations and threats Emmanuel too low says he was riding his motorcycle taxi on a highway when he spotted a bunch of money wrapped in a plastic bag then the business woman who'd lost the money went on the radio crying he said so he founder and return the money she gave him fifteen hundred dollars in cash and materials Liberia's president invited him for a chat many are praising his honesty but some including some friends say returning the money was dumb but he'll be poor for his whole life and he says he's been threatened I need to protect myself he says too low had to quit school in the seventh grade to run a taxi service with his motorcycle to make money to help his family and he strongly defends his honesty advising others to return anything they may find I'm Rita fall lay
Q&A: How Can I Launch a Set of Unique Enamel Pins?
"Is the most effective way of launching by enamel brain pins wholesale and getting them into the right hands at museum and hospital gift shops nationally. The pens are high. Quality enamel designed by me manufactured. In china they are loved by neuroscientists neurologists psychologists and others. Who work with the brain or people who have brain injuries or illnesses. I thought about emailing links and sending samples in fun and different packaging. Or i'm also wondering if i should go the more traditional route of the big expensive gift show. Thanks so much for all you do to help all of us out here. it's invaluable. thank you so much laura. you're awesome congratulations on going fulltime. I think you said you're doing that this month or soon. At least i'll listeners. I want to encourage you to check out laura's site one because we want to support her but also because it's a really good example here. Laura bundesbahn dot com. Bunsen be indy. Espn dot com and my first comment here before we talk about the new line of products. My first comment is i really respect her pricing. Like laura's work is not cheap. She's doing some really beautiful art. A lot of it has mixed media and it sells for a good amount of money. Like i'm looking at these pieces on the site. And i'm seeing eight hundred dollars nine hundred and fifty dollars thirty six hundred dollars. Three thousand six hundred fifteen hundred dollars etc so some really beautiful art and she's not afraid to sell it for a good price so good for her. She probably wouldn't be able to go full time. She was selling this work for fifty to one hundred dollars each also. This kind of pricing allows for some investing in marketing and some experiments especially when it comes to launching a new product line like launching these new enamel pins and so my that was my first thought about i respect the pricing. My second thought. As i heard the question was have you tried exhibiting and then at the end she mentioned the big expensive gift show you know. I think it's a risk. Nothing is guaranteed but might you regret it if you didn't try and if it were me in this situation i think i would which would tell me. Oh i should definitely try it. I think this is the time in which you invest it in which you are willing to do. Some more extensive experiments reaching out to her target market and sending physical samples. So i think she mentioned something about that. Kind of outreach. I would send physical samples of the pins not just a link or i might email and ask if i could send a physical sample just so a bit. More of a relationship has been established since it's ultimately a physical product. She wants to sell. And i assume it will be a lot lower price than the handcrafted one of a kind art that she also sells probably gonna help to see it in
RVive: Where Biotechnology Meets Beauty
"Today my fabulous gorgeous. Co host is alana drills cypher. She is the ceo of raviv skin-care. And i am so so excited to have you on because this is a line that has so much science behind it. I wanted all into this alana. Thank you for being here with us today. My pleasure and thank you for having me. So okay. Raviv is considered one of the most luxurious lines out there And this is a line. That i have heard about. I know that they have this incredible homophobic which i want to ask you about yet later. this is a fifteen hundred dollar treatments are but i you know i. I want to get into the science of this before we do this. I have to have like a little moment. Who radio. I am such a huge fan of the dermot flash. I read an interview that you love it too. Yes so. I obviously like everyone else during vent at least the beginning months you know. Couldn't get facial and that's part of my. I worked in skincare for many years. But that's part of my personal beauty routine. I feel like I was getting regular facials. Even before i had a career in beauty that came from my mother that was just sort of how we were raced and rape never done dermot cleaning okay during ovid i started buying every device to kind of replicate a facial service. So i bought you know. I'm i have about the german flash have new face. I'm have zipped so what i'd never done. Dermot cleaning and i have a friend who has really beautiful skin and she had been Swears by dermot. Planning you know in-office leaning during the facial etc was like all right let me try the d'oro flash and i really really like it.
Why Keto Might Not Be for You With Dr. Stephen Cabral
"Women are disproportionately more affected by kito than men and the older. You are the more disproportionately affected you are so meaning if you have a twenty year old health coach and we were all twenty one twenty year old health coaches right like i was a personal trainer in through college in my early twenties. And you can get away with almost anything and also your blood markers and everything also look fantastic but what happens is you're not dealing with carrying on life in your body so when you are when you're responsible for that you put your body in that type of a hermetic stressor that type of stressor you're gonna start to see thyroid levels go down you're gonna start to see estrogen dominance cortisol levels potentially rise in the short term. And what does that do well. It leads to then a slower and lower metabolic rate which some people are very proud of like. Oh i only need to eat fifteen hundred dollars a day now on. I'm just saying like that's not a good thing. You want to be able to eat as many calories as you can because that means that furnace is always running. So it's situations like that. That i think are really harming his industry and and i love this industry health and fitness. So it's just. It's just too bad. That i see a lot of that out
Britney Spears Apologizes for Pretending to Be Okay
"We're gonna have heavy show today because we're talking about this britney spears thing. She posted a brand new posts on. I g and she admits she made everything seemed like she was living a fairy tale life on instagram. When her life was anything but pervert she apologizes for pretending. Like i've been okay the past two years. I did it because of my pride. And i was embarrassed to share what happened to me but honestly who doesn't want to capture their instagram enough light. Do you guys understand why britney it seem like she was hunky dory impeaching absolutely. I think exactly what she just said. I feel like instrument first of all. This is like the debate about instagram. Right it's like how authentic is it. How real is everybody is what people showing. You is that authentic. I just feel like it's one of those things where you need to find a happy balance. And i think britney was going through stuff that none of us can even imagine in our wildest dreams and i think that was probably an escape for her to be able to just dance and put up some fun videos and not constantly reminded about the reality that she has been living in thirteen years percents. You probably did feel like people are not gonna believe me well and i feel like it's a weird litmus test that we have to go back in and say oh she's well. She's acted this way on instagram. As if that's like indu into everyone's lives no. Nobody really knows what goes on behind grams per one hundred but its survival like we all do. We are all surviving doing the pandemic hundred percent. I look at some of these celebrities who were posting just a while ago father's day you know best ad in the world love you. I guess you don't know he's not you just want to make sure that fifteen hundred dollars a month gets deposited and he keeps a cool. Yeah we all do it. We never i mean look at my job. Sometimes it's a headache and a half but on instagram. I love my job all the
How to Empower People to Solve Their Own Legal Problems
"Start by telling you a story about danielle. When she was a senior in college. Danielle's dad passed away which left her mom with no way to support herself so danielle had to drop out of college and pick up. Three jobs is a barista a bar. Tender nicole washer altogether three jobs pay danielle twenty three thousand dollars per year which wasn't a whole lot but allowed her to feed her mom and keep a roof over their head and for danielle. That was enough but early one morning when danielle was driving home from one of her jobs. A deer in front of her car. She swerved off the road and crashed into a bar. And then y'all doesn't remember exactly what happened next but when she woke up in hospital a few hours later a doctor told her that she had damaged her brain stem and c one vertebrae now. The good news is that danielle was gonna leave the hospital alive. The bad news is that danielle had fifty five thousand dollars in medical bills now. Did y'all tried so hard for the next two years to try and pay back that debt but it was impossible. It was impossible for danielle to pay back fifty five thousand dollars in medical bills. Earning just twenty three thousand dollars per year. She felt trapped. One freak accident put danielle on the verge of homelessness hunger poverty. And when you're in daniel shoes bankruptcy is a lifeline. It's a powerful legal tool that allows you to relieve your debt and reenter the economy medical emergency job loss divorce. These are financial shocks. That could happen to any of us and when you're living paycheck to paycheck and don't have a whole lot of savings like so. Many americans. a financial shock can ruin your life. Bankruptcy gives you a second chance. Then you'll want to go find a bankruptcy lawyer. She like so many others filing for bankruptcy learned that it was going to cost her fifteen hundred dollars. She can have that kind of money. I mean what a cruel irony in america it costs you fifteen hundred dollars to tell the court that you have no money when you walk into a court everyone from the judge clerk the form themselves will tell you to go find a lawyer no matter how little money you have
Why 98% of Businesses Never Break $1 Million in Sales
"Yes. The first thing you want to look at right is the plan. I talked about that earlier right and get it out of your head. You know what you wanna do. It's in your head. It doesn't have to be perfect. It just has to get on paper because once you realize when it's on paper you can see 'em mitt charging when i need to charge. Seventy nine percent of small businesses are undercharging for their product and service. I know everyone that's listening right now. You know you need a pay raise because you pulled that pricing out of your hiney. Let's be clear we all pull it out of her honey. What is dennis charge. What a charge. What is bomb charge. When was jim charge. I'm gonna charge this basma. Nothing nothing to do with your pricing. So i go through a formula. 'cause even my business when i first started right i was undercharging. Five dollars right. Which doesn't sound like a lot of money but five dollars times three hundred customers. Right was fifteen hundred dollars a month. I was losing times twelve months. That was eighteen thousand dollars a year. I was losing and that was off a one service. So you you look at. You're losing money because you won't take the time to get clear on what it is. You're doing eighty eight percent of small businesses. Don't hit that hundred thousand dollars. We can go get jobs. One hundred grand. So i want to if you're going to do this and if you're going to sacrifice your time your money your retirement account hawk your home right. Get a home mortgage max out your credit cards. Let's do it right so it's looking at. Who is the ideal client back in the day as a hairdresser i was like where do i find my ideal qualified customer. So we all know our avatar and you put together but the missing piece that i see is you. Don't get clear on how much money they make. And how much disposable income. They have doesn't matter if i make one hundred grand if i'm spending two hundred gram it doesn't matter how much five hundred thousand dollars if you're spending five hundred fifty thousand dollars so do they have the ability to swipe that card and pay your prices and services. You'll grow your business quicker and faster if you get really clear. So i'm really clear who my avatar is
Microsoft Drops Windows 10X Before It Ever Launched
"Microsoft had been touting this windows ten x for awhile the next version of windows it's gonna be. We're going to rewrite it from scratch. We're gonna we're gonna components. Is it and make it more robust and more reliable and and it's going to be for our new dual screen devices. The duo in the neo except then the duo came out and it was an android phone. What hey what and didn't sell that will cause was fifteen hundred dollars. I bought one in took it back because it was just not. It's just it wasn't a great phone you know if you're using it as a phone it's gotta be good phone first and foremost now. It looks like according to. Brad sam's over at petrie breads this guy with good sources that the neo is probably not gonna happen Which is disappointing to me because it was very cool nor is the windows. Ten x the special version of the rewritten from scratch beginning of time version of windows. Tha when the new next generation of windows microsoft will not be shipping windows. Ten x this year says brad this year being twenty twenty one and the oh as you know it today. We'll likely never arrive. He writes for about a decade microsoft. Have been trying to modernize windows in various ways. Put on problems with windows. I think some would say this is one of the good things about windows is it Doesn't abandon the history of the past. It's still runs software. That came out twenty years ago. It which is a great labor on microsoft's part to make that work. Furthermore impacts stability security a lot of things. But they're you know hell bent to keep a windows compatible with everything that ever worked with windows.
US Keeps in Place Mask Requirement on Planes, Transit
"Hi Mike Rossi are reporting the TSA is extending a mask requirements across all transportation networks in the US the transportation security administration is extending a facemask requirement on planes trains and buses through September thirteenth the mandate which went into effect February first was set to expire may eleventh the rule requires people to wear masks at all airports on buses and on trains to prevent the spread of covert nineteen children up to the age of two and people with certain disabilities are exempted from the rule penalties for violating the rule start at two hundred fifty dollars and can go up to fifteen hundred dollars for repeat offenders airlines and their unions had pushed for an extension Mike Crossey out Washington
Prices for Nvidia RTX 3000 Graphics Cards Are Getting Insane on eBay
"Prices for the invidia. Rtx three thousand graphics cards are getting insane on ebay bc. Meg is covering this article. If you're wondering what's going on with prices on even prices are getting kinda crazy Scalpers our in house charging people two thousand dollars to own in videos. Rtx thirty eighty. Unfortunately the ongoing shortage for the latest pc graphics card is causing the prices for the usa. Too disturbing new heights on ebay. Since mid-september scalpers have been reselling the rtx thirty on ebay for around thirteen hundred to fifteen hundred dollars which is almost double. The original seven hundred to eight hundred seventy dollar cost depending on model but in recent weeks the pricing for the in demand graphics card is only got more insane and actually have a graphic kind of showing the graph prices are all over the place but seems to be general medium to understand the full scope of escaping chicago based data engineer named michael driscoll has been tracking a gpo sales on ebay using a computer script on tuesday. He told us the medium price for the rtx. Thirty eighty has now reached two thousand and seventy dollars the median prices for ebay for all the rtx. Three thousand cards began to balloon in february in the case of the thirty eighty costs. Shot up to around twenty four hundred. The rtx thirty seventy any other hand in a high of over twelve hundred dollars. Us and it's like no world is going on. Numbers only began to drop last week. During the same time invidia lodged most affordable entry in the rtx three thousand series thirty sixty which starts at three hundred and thirty dollars. Prices stopped going up exactly when it launched. The i can't be coincidence. Driscoll told us not a huge drought significant by us meaning. Pc not meet for the increases. I have no way of confirming. But i know many employers give out bonuses in february and people are starting to file and receive tax returns which could be driving some of the price increase. The insanity has also carried over to the amd's latest rate on graphics. Cards scalpers on ebay are now hockey enough for about double the normal cost. It's like a grant allowed guys One factor they do mention is the surge in crypto currency mining which might be creating more customers scars on ebay. Still imagining someone to pay two thousand dollars for a single. Pc graphics card is mind boggling ultimately as a dark time to be a pc builder but you can find ways around. You don't have to get the latest and greatest graphics card can still work with what you have or you can forget buying a pc and building it from scratch and just get one prebuilt to some extent. Probably help you out
Seeking Refuge On The Open Road
"When we reached bob wells. He was camped out of the grid in his white. Gmc savannah van in the middle of the california desert. Some twenty five years into his experiment in mobile living. How did this whole journey start for you. What was your life like before you discovered this this lifestyle while i was either very very lucky or very unlucky depending on your point of view it was the winter of one thousand nine hundred five. Bob was living in anchorage alaska where he'd worked for over two decades in a union job at safeway saint job. His father had worked until his retirement. At the time bob was going through a divorce and after alimony and child support payments. He says he was no longer making enough to clear his rent. He was desperate and that is when he noticed old beat up box banned for sale on the side of the road for fifteen hundred dollars and he decided he had to go for it. That was all the money. I had left in the bank. But i had to have a place to live and so i bought it and That night through a backpacker. Sleeping bag. Down and i began my van dwelling adventure in the winter and the cold van and i That first night. I cried myself to sleep. I literally cried myself to sleep. Or when you're going through a divorce you you cry yourself to sleep on a pretty regular basis ends but sure just of course greatly compounded here. I was homeless bomb living in a van on the streets. And how much lower can my life get. But bob done a lot of camping in his life and you had to make a small space cozy and after a few weeks eat figured out how to cook and stay warm deal to bed and cabinets used his gym membership to shower. Figured out how to make it sustainable. And the money. He was saving on rent. Meant he didn't feel like he was always on the knife's edge it slowly and subtly shifted from. I despise my life to. This isn't really that bad to hey. Every month i keep the money and put it in my pocket to. I kind of really really liked this. And that's the way it's been every sense. Was it difficult at all to kind of switch. Grand narratives about What trajectory you're supposed to take as a productive member of the economy absolutely it was a traumatic transition you know. We are trained from birth to death. Our purpose in life is to be good productive citizens and so it made me question everything i had done. Exactly what society and told me to do. I'd gotten a job. I wanna house. We'd had kids. I was following the american dream to the best of my skill level and ability. As i could and then i was forced into living what society told me was the life of total failure homeless in the van and for the first time in my life i was happy well that raises a lot of existential questions and when i looked around at all the people i work with work eat sleep. Working sleep work. Eat sleep. I said what society told me it was not true. I've finally found a way. That's happy for me. Let me try to understand that. My life and for the life of others a few years later bob had saved up enough to quit his job at safeway and by supplementing his union pension with seasonal stints as a campground host. He was eventually able to take to the road as a full-time nomad in two thousand five about a decade. After he moved into the van. Bob decided to pay forward. Some of the techniques developed the started a website called cheap. Rv living the serve as a kind of resource for other people interested or in many cases forced to move into a vehicle. I started the sole intent of letting people know there wasn't on alternative. You didn't have to live under the tyranny of the marketplace and the way to do that was to eliminate your biggest cost in life. Which is your housing with cheaply. Live frugally and then you can live well for a long time the site just kinda mosey too long picking up you know few page views here and there in two thousand eight happened. Bob says in the wake of the financial crisis. He was inundated with desperate messages. Have lost my job. I we moved in with my family now. My family is lost their job. Now we're all losing our own. What are we going to do. And that was the question. I got over and over and over again. Even after the economic recovery started to pick up the number of inquiries and page views and people in the community continued to grow. Fueled partly by the rise of social media. Bob started his cheap. Rv living youtube channel in two thousand sixteen and has since become just one of many popular nomad influencers but unlike a lot of the glossier more glamorous content associated with the hashtag van live crowd. Bob's videos are all about helping people struggling to keep their head above water financially and they're filled with the nitty gritty details of living behind the wheel. Today we're gonna talk about heat today. We're gonna talk about taking showers. The topic of today is poop. You can cut your behinds. Not one of them. You want that thing to be clean all the time. Bob also does these little interview profiles of people living in different kinds of vehicles cars to trucks to buses. Welcome back fellow nomads. Today we're going. Meet a new friend of mine. Joe sale load everyone relax. They're really out. There doesn't look like there's a bunch of people out there. Yeah thank you that video for the record. Two point five million views and counting. Bob says his videos have become so popular that he's now making more money than ever before. I think eventually the second break but it gets great reviews on amazon which is why i'm recommending ads in affiliate marketing. Help him bring in over one hundred fifty thousand dollars a year. Bob makes enough to have two full time assistants helping him with his work and because he says he never plans to live in a house again. He makes a very healthy profit. I'm make much more money than i ever thought. I could possibly make in my life. And i live in a van. My expenses are pretty darn low with that extra money. Bob started a nonprofit homes on wheels alliance to support people transitioning into living in their vehicles. They've started to outfit and give vance to people in dire need of a new vehicle. And bob says he saving up to buy a plot of land for an in person resource center. It isn't clear how many people are living on the road at this point. But in two thousand ten when bob started this annual gathering van and car dwellers in the arizona desert called rubber tramp rendezvous it had a few dozen attendees by two thousand and nineteen. They had an estimated ten thousand people show up and as a central node in this growing community. Bob has had a kind of front row seat to the massive disruptions of the past decade. And he's watched as certain demographics have borne the brunt of those changes. It's a surprisingly large female. Contingent older women in their sixties and seventies. When they were girls they were told get married. Stay home raise a family and so they never go up so sturdy and then now they're living on five hundred to eight hundred dollars a month so skirt and he cannot live in this country on five hundred two thousand a month so sturdy and live in house and you just can't do it and so they all desperately needed the solution as well and i told them all. If you move into your plan you can live reasonably well on that. You won't be rich but you won't eating dog food and there's hope bob says he has seen an uptick in views and inquiries about van dwelling over the last year. But so far he says the stimulus checks and the nationwide moratorium on evictions have slowed. The number of new nomads. Still he says as the baby boomers continue to age into social security and as the effects of climate change intensify bob expects the movement towards van life to surge and he sees it is his mission to try to help however he can. I've got a string of lifeboats. And i want to get as many as i can into the lifeboat and i think the hammer blow of two thousand eight really put a crack in people's confidence and i think when you combine that with this cheers a natural disasters and the epidemic. I think people are just going to be abandoning the american dream in droves. That's all i'm trying to do is get people out
"Last weekend. I was teaching a private open water class to a woman who wanted to get her confined water. Training done before heading out to the south pacific to work and to complete are open water dies. That's pretty nice. Don't you think well as we were finishing up our classroom work. We reviewed the logistics for our pool session. The next day. I pulled up the map on my computer with the street view to show her where to enter the building and the location of the parking and as we were closing out she said just give her the address. She'll let the gps in her phone. Get into the pool. Pretty simple and she arrived on time the next day at the pool. Ready for our session. Now during our pool sessions we have our students where computer on the wrist. I like to let them get used to the feel and also looking at the computer while underwater and as i was explaining that we liked to wear the computer on our right wrist with our compass on the left wrist. She asked if there was an underwater. Gps available instead of a compass. That's a reasonable question. Right now i would say not really. I know that garment makes a dive. Computer the descent mark one that has surfaced. Gps to mark your entry and exit points but the glamour on their website states. Gps tracking and satellite communication does not work underwater technology however continues to be amazing. I did come across a company. Navigate out northridge california that is creating a solution of sorts it involves a gps gateway which is a floating radio antenna with a suspended array below and that communicate with a wrist mounted unit it uses an acoustic signals that determines the bearing and range from the gps gateway and then plot your position on the dive site. It's an interesting piece of technology and still evolving. The website for naveh made says it will be available this year. The cost of the wrist unit will be fifteen hundred dollars while the gps gateway will also come in at fifteen hundred dollars. There was some reference that they would be making the gps gateway available to boat operators. So it would appear that we are at the cusp of some new and exciting ways to navigate during our diving but as we know the proliferation adoption and success could take awhile the wrist. Mount unit is only good. If you have the gps gateway available it could take awhile until there are enough of these units out there to make to make it worthwhile purchasing a fifteen hundred dollar unit. You could end up with the gadget on your arm. That isn't going to give you what you want. So that's where we come to the tried and true underwater navigator. We all start are underwater navigation. Training deal i open water diver course when we are introduced to the compass and how to use it for some simple navigation on the surface and underwater. But if most people are like me. I wasn't really ready to navigate effectively on a dive. I needed more experience and training. We get this during our advanced open water training when we do more navigation training and conduct a navigation dive to extend our knowledge we learn about kick cycles how to measure distance and extend our skills with a compass for most people. This is pretty much the extent of their navigation training. So you'll have to make sure that you practice use your compass during a dive to set a course and see if you can return to the boat us time to judge your distance and kick cycles learned to trust your compass and you'll find your underwater navigation skills improved. You can also continue your navigation training and education with the water navigation. Specialty course for the patty specialty. You go into more detail about measuring distance how to use natural navigation techniques and more use of the compass including underwater patterns after completing your knowledge development. Which can be done using the patio electronic learning platform. You'll conduct three open. Water dives to build your skills and proficiency and underwater navigation having that confidence and competence in using your compass and finding your way underwater reduces your stress and anxiety and make sure diving more relaxed and fun right now. We really aren't able to avail ourselves of underwater. Gps it sounds like there might be solutions in the future and as we have come to appreciate technology advances. We'll be standing by for now however you can't go wrong in developing your skills than the tried and true underwater navigation techniques and equipment
Budgeting Expenses While Living on The Road with Renewable Energy Worker Clayton
"Clayton. Welcome to the bigger targets. Many podcast. i'm so excited to have you today. Thanks guys. I'm really excited to be here. Appreciate all your advice. Throughout allentown cast stones awesome. Well thanks for listening. So clayton is a twenty six year old renewable energy worker living in the midwest and looking for some suggestions on financial planning in general so that he can retire early and lead his best life clinton. Why don't you walk us through your income and debts absolutely so right now. Actually our income just got cut by about forty percent girlfriend. Travels with me for work and she. Unbeknownst us lost her physician so lost forty percent of our income. I'm sitting at a salary for diem and a trailer allowance and then some rental income from a rental property that we have totalling about seven grand a month. Can you give us some background on that. So you say salary per diem and camper each just give us enough background in your job to understand why you have predicament camper allowance. Sure yes so. With the renewable energy side. We travel all over the country so ben everywhere from north dakota colorado oregon iowa and now down in texas so pretty gives me some money in basically not sleeping my own bed. Money right and then Trailer allowance. i live in a fifth wheel while on the road so kind of a unique living situation and they give me allowance for that too. Because there's obviously expenses that come with pulling a trailer and the wear and tear on the tyres and all that kind of thing so companies generous enough to give us allowances for those kind of things and yeah ok. Great eddie other sources of income besides the salary camper allowance pretty yup so we do have a rental property. that were satirized. Well we are at home so kind of one of those ideals to were living on the road but we have a home base and house hacking that home base. So that's bringing in about fifteen hundred a month for us right now and it's gonna go up hopefully the next month or two. Once we finished some slight remodels and get another room rented so it should go up to about two thousand dollars fantastic. Yeah expense side of things fixed expenses. Obviously we got the mortgage. We do have a car loan and then luckily enough again with the company. I worked for their great and they cover a lot of expenses on the road so the living allowance. The lot rent recover my lower end from camper all that kind of stuff. So it's pretty limited to mainly just jim internet's phone bills and then food things like that. So the picture informant. My head is a really strong financial position. We talked about a seven thousand dollars in income. Let's exclude the house act. We got about fifty five hundred dollars a month in income and are you kind of abbreviating that to after tax dollars. Yes yeah that's all after tax. Okay great so you got about fifty five hundred and after tax dollars plus we got income from your house hack how much is your mortgage mortgage is about twelve hundred dollars a month principal interests. I thank is around seven fifty. Our insurance is actually a little bit higher because the house situation is kind of odd. An taxes are actually relatively low about thirteen hundred a year. So awesome so even with maintenance. You're probably sitting at no more than fifteen hundred dollars. Total housing costs. What are your utilities. You think as hard to us for now just because we do live on the road and it's relatively low because we're one twice a month so i don't know maybe hundred dollars okay. So you're housing is free for all intents and purposes through the house hack. Is that right correct. Yep awesome love it. How about transportation is that also largely free because of the allowance for the camper and that type of stuff. That's another benefit as Transportation's pretty much free. I gotta company truck and again the company. I work for their so generous to let me use that personal time to you which is awesome. We do have a vehicle for my girlfriend and we do have a debt on that as well and believer sitting at eighty five hundred or so see if a balance of eighty five hundred on that in cash payment associated with it okay. What would you kind of estimate your total expenses to be housing. We've got to close zero. What would you say outside of housing. Your monthly expenses are unrelated to work man. I'd say twenty five hundred ish maybe a month and that's going to be broken out between that car payment in a gym and entertainment this types of things normal year when it's not twenty twenty. We tended to spend a little bit more than now. It's a little bit less but yeah okay great. So what i'm seeing. Here is an ability to accumulate at least fifteen hundred to two thousand dollars a month in cash flow on an ongoing basis. Is that right yes awesome and then when you look at your financial position do you feel that. The opportunities are going to be on the income side on the expense side or on the capital allocations piece in terms of managing the money. You're accumulating i say right now are sitting pretty good as far as the income. I feel pretty solid with the income side of things granted like i said we did lose some of that coming in but i believe there is work to do on our expense side of things. 'cause i don't accurately track it. Everything i do is rough estimates. So i know what my phone is monthly. I know what the car payment is monthly but the food and all that stuff who knows i mean sometimes we go out and have fun and go out to local italian restaurant or whatever it is so perfect so i think we're gonna have a phone with this because your expense the way you've just described your situation. We don't housing expense. And i see a path forward here. Where if for example if your path that over the next year to you don't have to pay for housing and you don't have to pay for vehicle at least in the short run. I mean you get to that point and you have a thousand dollars per month is what i understand per diem. Is that right. Roughly a thirty six days. So depending on when i'm work that worked when i'm at home so about thousand
Behavior Analyst Creates Resources for Parents and Teachers
"Today's story and expert uses her knowledge to create resources that help parents teachers and professionals improved behavior in children with autism. So i worked on story. I was really impressed by all the things this expert and also her twin sister who helped out a bit did grow her business show. I'm going to tell you about them. Of course but i also realized that a long list of actions can sound overwhelming. First of all welcome to us. We'll school my name is chris. Fellow i'm your host the privilege of making the show for you every single day. I'm thank you so much for being part of it and the day before yesterday. I mentioned that. What i'm trying to do here is get you thinking thinking about ideas as well as help you acquire a mindset the mindset really is critical mindset and taking action those are probably the two most critical things so when i mentioned this list of actions. I was thinking about that. I was like you know variations of this topic or this question. They come up a lot. I hear these questions all the time. Do i have to do social media. do i need to learn about seo. I'm not good on video. Should i just get over it and get on youtube. What do i need to do about advertising and so on and so forth and a lot of those questions are why each week. I'm answering three or four those questions and trying to give you some real specifics. That people actually know what to do and at the same time. I know there's this lingering concern in the background about well. I don't want to be overwhelmed like do i have to do all this stuff so as i said. I'm going to tell you what this person did in the story. Because that's the best way we're gonna learn through stories and examples. But i never want you to think that you have to go out there and try to do everything in fact you're going to be much more successful by figuring out what the right things are just doing those few things anyway. We'll talk about that some more but the story is coming up. Behavior analyst creates online resources for parents and teachers of children with autism. Stay tuned big thanks to our longtime sponsorship station bringing you this episode and so many others completely free if you sell stuff online you know how busy twenty twenty wise. Everyone and their dog was shopping online. Also some cats well get ready for twenty one going to be even bigger and that's why online sellers like you need ship station. No matter where you're selling amazon oetzi. Your own website ship station can make everything just so much easier. Get twenty twenty one off to a great start by visiting ship. Station dot com. Just use our opera code hustle to get a sixty day free trial. That's two months. Free of no hassle stress. Free shipping just gonna shift station dot com. Click the microphone at the top of the homepage and type in the ship station. Dot com enter. Offer code hustle. Ship station make ship happen. Amelia bellefonds found her calling seventeen years ago while she was teaching with head. Start a program that provides early childhood education to low income children and families. She worked with all kinds of kids over the years but one in particular stood out. He was a four year old boy with frequent tantrums and very little verbal communication. Amelia and our fellow teacher wanted to help him so they began researching his behavior and discovered that he might be autistic wanting to learn more. Amelia began studying applied behavior analysis. A scientific approach that can be used to reduce challenging behavior and teach new skills and children with autism. Amelia liked aba strategies because they're easy for non-professionals to learn and can have lasting benefits for the child if they're used consistently not too long after. She started her research. She ended up switching jobs. She wanted to understand more so she decided pursue a master's degree and become a board certified behavior analyst again specializing in working with children with autism. And this is what brings us to the side hustle part of the story. Amelia started a blog called accessible. Aba dot com hoping to share insights to help parents understand more about the field and their child soon. Afterwards around christmas two thousand eighteen. Her twin sister. Diana came for a visit. Diana enjoyed writing so she offered to write some post. The goal of the blog was simply to share information with both sisters working away. They started posting one or two times a week as they built momentum. They increased to two to three times a week. After six months they were posting almost every day looking back. Amelia says she would have started posting daily to the blog right from the beginning. But it's always better to pick up the pace as you go along than lose momentum by slowing down. They started out blogging just for parents but eventually expanded to have a separate log for each of their target audiences parents teachers and professionals altogether these blogs get over forty thousand page views a month they also started offering courses on you to though now they self host courses well sisters celebrated their first sale overtaxed even now more than two years into their business they still celebrate every sale with a text some days. It feels like texting all day long in addition to online courses accessible. Aba also offers three levels of membership per nine dollars a month or ninety five dollars a year members get self paced learning and downloadable content. They can pay a bit more and get all that plus monthly videos and a monthly free product. They can pay a bit more. Still get everything. Plus thirty minute monthly one on one call. Before the pandemic hit the sisters had plans to attend a couple of live events but when everything was cancelled they decided to double their efforts on the website they also put together some of the content they already had and self published a book on amazon called. Aba fundamentals for parents. Finally they're starting to post on youtube as a way to extend their reach ameliorate. Miss that is difficult as the pandemic has been it's also been a catalyst is pushed them to work even harder. They're bringing in around fifteen hundred dollars a month however they've really just started to focus on monetization for most of two thousand twenty. They were focused solely on growing the blog and developing those courses. The pandemic hasn't been the only challenge plus opportunity. They've also had to deal with moving to a new state. Changing jobs illnesses and kits despite the business. Amelia says. they've gained a lot from the experience. There's a feeling of control over the future. they don't get working for someone else. They know that if they want to make more money they have to come up with a better product or offer improve their marketing. Reach a new audience or take some other action one of those things or perhaps all of them is exactly what they plan to do.
How I Discovered the Secret to Wealth
"You guys. Good morning welcome to the show and karina steward your soul. Well coach and i am so excited to be here this morning. We are running fast into these december. Energies of acceleration is accelerating right now. The energies are the energies are high exceleron mode. And what do you want to talk about today is is you're writing through these accelerated amplified peak energies if you are compromising your value if you are leading your business leading your life even from a place of compromised self worth compromised value. Then you're not going to be able to squeeze the entire juice out of this incredible potent momentum now in december we have not only twelve twelve. Which is a really powerful virtual gateway high energy that is completion energy also known as divine design energy. So it's where the soul is resting upon you squeezing you. Maybe even you might be feeling the squeeze the pressure in order to manifest your wealth. Your light your abundance into the world. And of course we have the solstice energy which is rate around the twelve twenty one mark in. That is a really powerful timeline. That's coming in. And what i mean by. That is the collective shift in our reality. So we're going to be experiencing what i've been talking about all year long. Which is that wealth. Transfer that his comment full force into the planet next year twelve twenty one is going to be the manifestation of that reset the financial soul reset a wealth transfer the money transferring over to a new system of low. It is known many talk about it. Is that quantum by manual system and it is it is quantum and we are quantum which is fortunate. I the reason i'm sharing. All of this today is that with all of these external movements that are happening. If your internal conditioning your internal environment is not aligned with is wealth is not aligned with door true wealth because you're compromising your value in this. How does this look. It looks like lowering your prices being afraid to really do what you wanna do in business holding back a call that forty your wealth holding it back and playing this inner game we can say because of either fear or walsall fear. Fear of what will happen. If i raise my prices or not having a team around you not compromising on the level of support you have compromising in any space in your life right now will show up in your business in your purpose so if you were compromising while these energies that are coming in that are shifting shifting shifting and moving quickly moving quickly into a new paradigm of wealth where that is actualized where we're experiencing it will happen is it'll be a greater polarity within you and that can create more suffering and i certainly don't want for you guys that i'm sure you don't either the years the other that i want you to be aware of is there will be a separation if you greater separation on the outside of what looks like a separation of wealth and you know there's a lot going into that i'm not gonna go into today and why that is but the main thing that i want to hear from you as or sheridan. Today's it's a simple fix. It's a simple solution if you want to ride this wave of the wealth transfer and lineup with the quantum wealth that is about to take charge of our entire planetary financial system than it is about honoring the wealth within hugh and taking the steps. Where or example will just use price because this is what comes up so often with entrepreneurs where your price of what you are giving what you are. Serving is in alignment with the actual gift. So he example my clients catherine she's a new client. She recently working with us and she really was in a fear like almost paralyzed. I would say around charging more or her programs for her mentoring programs and through some really simple coaching that i gave her to shifter rice up to a higher ticket program and having what i call a core offer. Because she didn't have a core. She was doing a little of this a little of that. You're charging maybe around thousand dollars or fifteen hundred dollars but that is you know first of all it's not gonna bring you a million that's your you know what you know. The mission neuron is some of you are on that mission in next year is going to grow millionaires hundred percent in the question. If you wanna be one of them than are you going to shift yourself into that. But with catherine
The COVID-19 Vaccine: Will You Get It?
"Welcome everybody to say what needs saying. I'm zac non brandon and today for this particular conversation were focusing on the vaccine covid. Nineteen finally has a vaccine. That by next week's time should be distributed to what is one hundred million americans before even go into that we must establish the base for what is and what is described as a vaccine. This'll be a substance that helps protect against certain diseases particularly this one covid nineteen vaccines contain a dead or weaken version of a micro. And it helps you a new system recognized and destroying the living microbe during future infection with infection being the actual covid virus. Now with that being said there are considerable side effects. That have been mentioned in the news. some bit more exaggerated than others Some random occurrences have happened in people. Have i guess. Almost use the causation. Cause algae notion like some people go around saying you can get bell's palsy from it though it can just be the population who got it this far but that will all be discussed. I'm sure throughout this conversation. Now i must throw. It's zach and ask you for covid. Nineteen vaccine trump was renamed the trump vaccine whether there's fifteen hundred dollars behind it or not for you to take it as an american zach. Will you be taking this vaccine I wanted to before i do that. I wanted to tell Let everyone that's listening. That isn't already aware Everyone what you are exactly just so that they understand like obviously we're not pretending to be experts. Understand everything on this. But in this particular instance you do have a bit of credibility given that you're in the medical community right like at least on some level. What do you do for anyone who's listening. That doesn't actually know what you do. Oh i'm a cervical neurophysiologist What that boils down to is when surgeons neurosurgeons do specific spine or anything around the nervous area type surgeries my job to make sure that during while they do the physical aspect i look at their nervous structure the eeg aspect of saw brain and just how their muscles are corresponding so say for instance. The surgeon is working within the spinal cord. He may hit a nerve or maven damage. Attract in my job. What i'm able to do a see in regards to what he's doing what muscles he may be damaging and i relate that information create that back and forth communication to make sure whatever he's doing is into detrimental to the patients nervous system. What happens is i stimulate some areas on their wrists and ankles recorded from the brain set the baseline anything that deviates from that. We alert the surgeon. Yeah and that happens with anyone so this code patients as well then we have to increase the level of precautions because they even tell extra precaution when they're drilling and the bone the bone fragments are going into the air. You have to wear Glasses you even have to wear the masks especially change clothes change garments all. That stuff's interesting. Yeah so yeah so with say. Witnessing we've pretty consistently want to make clear that we're not legal. Experts were not you know. Experts on Political experts in things. But at least in this case random has a little bit of experience in the medical field. And i have a little bit of experience in neuroscience As does brand. And so hopefully we can bring that perspective in hear other people's on i to answer your question. Am i taking it. hi. I'm still not sure if i'll be forced to take it for my job. My lab is in the kellogg. I center at michigan on. And there are patients there. And so we're not obviously. We aren't dealing with patients ourselves. Or at least i'm not but since they're in the building i wouldn't. I wouldn't be surprised if there was something forcing me to do it with that. If that happens i mean i'll do it. I'll listen. I'll take the vaccine them. You know i'm not gonna fight it. In that case if i'm not mandated to i haven't fully decided if i will immediately I may wait a little bit. But that being said we're already getting some info from the uk and other places. And so i. I mean time will tell when it's available but i think as it stands. I wouldn't take it tomorrow unless my job depended on it. That's not to say i'm doubting it but again just like you know the the initial xbox the initial five years ago out you know do whatever needs to do work out any bugs. In come see me. Back granted it might be mandated just like any old flu shot for us but in greenwich it. We'll definitely
How one bookstore has adapted to the pandemic economy
"Janet alison. Welcome to the show. Thank you very much pleased to be here. so why. don't you start by painting a picture for us. When someone walks into source booksellers and looks around for the first time. What do they see. Well they see a lot of book a lot of hope so We have a very small store. Where under nine hundred square feet. We utilize the the space very efficiently. And very well. I think so. The two walls are lined with bookshelves. And then we have movable We call them the trees because of shaped like a fear mid com trees their wheels so we can move the shelves around to acquired different uses of the space space. We used to move them out of the way if we would have in store events So we can have room for chairs and things like that. They're like the books. Go you know the just rolling over the great great. Yeah and and before the pandemic arrived How would you describe your relationship with your customers. Did you have regulars. Did you enjoy interacting with customers when they came in the door. Did you recommend books. So what was it like all its head Sort of regulars. We had a customer that we do going away party. You know when they were going away. It's like noble michigan much But right now we have you know visits from customers. Doesn't can't can't stay away but are being as safe as they can to. Still talk in kate with us and going into the pandemic. How would you describe how business was going right before. Say in january or february of this year okay. So we're doing pretty well. We've been in this space or eight years. In fact i paid all the bills of march up until the last about fifteen hundred dollars worth so When the shutdown order came along for my governor. That was to happen on a monday but when monday came it was like a curtain dropped soon and we were shocked to say the least and i thought. How are we going. What's going to happen. How how are we gonna put. It was like that it was like jerky. So we couldn't figure out quite what do but my daughter alison quickly moved us onto eight online platform. And she was doing that. I was scrambling to find grants or figure out what else we could do. So it was. It was on a shaky time. And know i knew it would not be wise to close the business even though people were doing that as it was easier to shutter the door and close the business. So that's where we are when you say that. The curtain came down. Do you mean like the government said that you couldn't have people inside or was it just people stopped coming no. It's just that people were not allowed to come and so we didn't have sales because of their absence because we would basically just have in store sales yet another you did and you started doing online sales. And i'm wondering if in those early months was there any point in time when you worried. Oh my god we might not make it. We might go out of business if things don't pick up. I think one of the unique things about. I don't know if it's just with black businesses or business that you're we we started we. We didn't have any Feeling of it's gonna work or or or or money or money so it's just movement going and in the mission may contain is more more like that but i was totally sure that we would not close the business. We have had times in the past when we've had to change and things differently and become better businesses and this is another time but we've had to change it and be a different kind and better business and when i say bitter serving the community serving our customers serving people now across the whole country because people are falling in all of that. Because was doing that so we had a couple of grants and we had unexpectedly and without requesting checks came from some very loyal customers who wanted to see us continue so that was like fried do that. Oh that's a beautiful story so there were customers that were looking out for you in a way because they wanted you to make it and then there were other organizations around the area would betray economic development corporation. We check town and are any ideas. All these are local Of places funding faces that offered grants and so those are the things that we applied for saw and we were able to in march off. Yes particularly Enabled march person in april. I think we got smog win. But that's how we stayed alive and then people responded to our online sales so much so that every time we send a package out in says we will omega tea and chocolate mousse. Oh wait so much as a little. Thank you the low big big thank you a little something but even now sometimes we throw a little re dp in the fact that the the other part of that is that doing business in a new and different way mostly online phone calls emails is. Somebody's even asking us to do things on instagram. Is changing what the needs are for employment in the store. I never thought about that until just really recently. You know we we have to figure out what it is. We really do need. We do need help but we have to figure out what we need now. That was different than before. Yeah and my last question is if the two of you have any words of advice or inspiration for other small business owners who are struggling in. What's been a really devastating year for the economy for how they can be resilient and make it through. I think business in general is saying that we do where we take risks. And we don't know what i risk tolerances until things happen. I think it's being flexible Finding out what's needed in. China meet that and and be as appreciative. And as i guess grateful grape light with with as much humor as we can because It is tough and it's not just offer office stuff for everybody and i think we just have to take courage and move on. Uc advertise that. We have come to us from people to serve them as they need to be served and keep on going janet. Alison thank you so much for your time.
How Hackers Hold Schools for Ransom
"To try to put the attack on jessica school context. We reached out to dave bertie. He covers cybersecurity for the wall street journal. And he's been writing about this uptick in ransomware attacks across the digital world. There's been an explosion of ransomware this year. It's an increasingly common way. for attackers. to target businesses healthcare organizations nonprofits or as the case may be schools in the reason. Why is just because. It's an effective business tactic if you encrypt in organizations data. That's basically what they need to function particularly in a digital environment. So as you've had a business or school that have moved more remote learning. That sort of expands. The opportunities to take advantage are there demonstrably more attacks on schools this year. Are we just aware of them. Will the first thing that's always important to point out here is that it's hard if not impossible to count the dogs that don't bark there have been probably about three hundred fifty or more. Cyber incidents reported across the united states this year in schools in schools and others probably a few dozen have been ransomware but that said those are only incidents that have been publicly reported so in many cases schools. They don't wanna take the pr hit an embarrassing situation. They don't want people to know. They paid off a criminal group to get their systems up and running. They might just keep that on the dl and not notify anyone. Even though schools aren't the richest targets around one of the reasons that hackers focus on them is that unlike big businesses. They often aren't equipped to defend themselves. We have seen attackers really zero win. On some of these districts may or may not have built out. It departments in many cases in addition to them being sort of under funded over the course of years their it departments. The also had these really really insane strange just put on them so the coronavirus remote learning getting kids up and running with their chromebooks. Or what have you so. There's really a lot of moving parts here. And i think criminals are smart enough to take advantage of them. So yeah is there just sort of like a handful of people who are in charge in your typical school district of distributing the chromebooks and also guarding against malware. I mean i would say the vast majority of school districts they don't have dedicated cybersecurity professionals even in most districts aside from the larger ones. You don't have that much of a built out. it staff. I talked to the chief information. Security officer of seattle public. School district is a very large school district in the grand scheme of things the only have eighteen. It people for that entire district of that team. Only two of them are dedicated on cybersecurity. So when you're in a position where you are suddenly thrust into remote learning environment and you need to get tens of thousands of devices online with seattle. I think it was fifty three thousand devices for students alone. I mean you really spread thin across a very big network of devices and potential threats. The threat of ransomware attacks has extended to fertility clinics and company providing software for one of the covid vaccine. Trials and the human consequences can be harrowing. There was an incident in germany where a hospital was targeted with ransomware. And as a result of that who is actually in an ambulance on her way to the hospital had to be diverted into another facility about thirty minutes farther away and this wounded women ended up dying. She didn't get care especially needed to get so german. Prosecutors basically tried to connect those dots they were asking the question can we show in a legal way. Causation between these attackers can we show causation. That they actually causes woman's death and ended the day they couldn't it was more of a correlation not causation situation. And i think that was the closest that we've come collectively to getting to a point where we're saying. Oh there's actually a cyber attack that has taken someone's life Let's walk through how this happens. Let's say you are a school administrator or hospital. it percent what do you notice. I will typically you know if if you really if something's wrong with your laptop and you really need to get to work you'll call the. It guy you'll always it guy and you'll say hey what's up with my laptop. I can't log into my email. Then typically they'll run through some scans and see that something's wrong with the system. They'll eventually get some sort of communication from one of these ransom. Learn groups saying. Hey we're here we've gotten into your system. We've locked up your data and we want x. Number of bitcoin in response. So that's really when it sort of gets this point where a school or business has to decide okay. Are we going to alert law enforcement. Are we going to call an outside forensics firm to try to understand what happened. Have we backed up all of our data within our system. And how quickly will be able to get that back. Do we want to pay this ransom payment. Like is the tradeoff. Good enough for us to do that. So there's a lot of moving parts that a lot of Businesses or schools or hospitals have to evaluate is all as happens the baltimore schools. Where just by works. They shut everything down. They sort of put everything on pause for a couple of days. Is that standard. Yeah i can typically standard. I talked with a school district in southern california. A administrator notices email was down the. It guys said it's ransomware for sure. So they physically went to every device in their school district. So we're talking about a school district of six thousand kids. Went every room went to all of their offices. Disabled unplugged device in that entire school district. And that's that's one way you know sort of a crude way of trying to limit the spread of of these things and then obviously on the back end when all these problems need to go through each and every one of those devices can them makes your their clean. Get them back online. What how often do victims turn to outside help whether that's law enforcement or whether that is digital forensics company to help them abc's extremely common there is entire ecosystem cybersecurity firms specialized in this sort of work. So you have a forensic firm that might come in to try to understand. Hey this is exactly how they got in to your computer system. This is exactly the type of software that they're using. This is exactly the type of data that they took from your system. In addition to that you have other groups. That are adept at negotiating. They actually talk to these groups. They have long term relationships in some cases with many of these groups and they say we can talk them down from ten bitcoin to five bitcoin. Whatever whatever the the number is the so it is sort of an emerging field just within cybersecurity as this is becoming a bigger and bigger problem. How much money are we generally talking about. Because my husband actually just how to ransomware attack on his nonprofit theater company and the attackers were asking for fifteen hundred dollars in bitcoin and eventually they said you know what we're not gonna pay them. We have the backed up data but they did have this moment of thinking in the scheme of our business. It's not that much money like. Are we talking about people who are shooting for big amounts or you know are they targeting twenty five different places for relatively gettable sums across the security community. It's broadly understood that ransom demands are basically going up. The trend line is pointing upward. But it can vary between in the thousands of dollars like as as a case with with your husband. But if you're getting to a larger corporation you have some people who specialized in this area saying that ransom demands could be ten million twenty million dollars. Well so i mean. Obviously attackers are smart enough to know they're not going to go with to attend with a ten million dollar demand to a school district. That certainly can't pay that in. That would make it an easy decision for them. They're they're trying to find like the right price point as well where they can have some sort of a six rate. Do school districts do hospitals. Do these places tend to pay. It really varies. It depends on what type of data has been encrypted. It depends whether those school districts have backed up their data beforehand which would make sort of rebooting the system much easier but what is almost always true. Is that school very cagey about saying whether they paid. No one wants to say that. They paid off a hacker that they gave someone from a country in the side of the other side of the world. A million bucks get their systems online. It's a very difficult. Pr situation for any organization or school to tiptoe around because it says what your system is rable and that you're willing to pay or that you just were bad cybersecurity. I mean all of the above. And i think one of the sort of broader questions that the entire cyber community is really wrestling with is. Should you pay broadly speaking. Are we incentivizing hackers to keep taking advantage of schools or keep taking advantage of businesses if they keep on paying and i understand that argument completely. It's it's very straightforward point of view on the other hand. If your business is offline for two weeks or a month or if your schools taken off line paying off might be the better option to you if it means basically losing all of your customers or you know having kids go out of school for a month or so. Dave says it's a bit of a vicious cycle vulnerable systems plus a willingness to pay tends to lead to more attacks but the victims are only half of the equation. The other half the perpetrators behind that screen demanding. Bitcoin are part of a criminal industry. That is surprisingly organized. One of the interesting things that cyber security researchers really say is these groups oftentimes act almost as corporate entities. They're very professional. They have partnerships between groups at times they subcontract to specialists within the hacking profession. If they have you know someone who's particularly adept at getting into a system. They'll go to that person to try to launch their attack. So you'd really do have this sort of our in de element almost a within the hacking community when it when it comes to them trying to hone their craft and zero win an exactly the right targets when people are negotiating or even having a conversation with. The attackers are to be trusted. Like you know are. Are you gonna trustees folks if they say like okay. Pay us are fifteen hundred bucks in bitcoin. And actually you're going to get your data back or is that a terrible idea. You would think that criminals are not to be trusted in. Obviously they're they're not But at the end of the day these groups are also playing a long game when it comes to their business and they have as i said a reporter with some of these negotiators that work with businesses and schools. If they don't pay if they don't decryption data after you pay them money. Those negotiators will know for their subsequent clients and they will know to not advise clients in the future to pay. So you had this weird dynamic that develops were. The groups are actually like worried about their sort of like brand in some respects. That's completely fascinating. Yeah it's totally wild thing and one lawyer who works in a lot of these investigations like re recently told me we don't wanna get to the level buber comparing it to customer service. But they're like definitely getting to a point where once you pay up in some cases they're trying to be helpful so that in the future they're known as sort of an honest broker while attacks may be more. Frequent ransomware isn't new like with so many other things cove it just accelerated existing trent so we have just seen a growth in the amount of ransomware with some of these criminal groups that have been long established in countries around the world just gravitating toward an effective tool that they're using so when you talk to cybersecurity researchers who follow this closely attribution is very difficult but they tend to say that the countries in which these types of groups operate our might might be the ones that you tend to think of korea iran china countries in the soviet bloc or central asia countries that may tend to look away when cyber criminal groups within their own borders launch an attack on a us business and do foreign governments step in or they unhelpful. I think it's safe to say that the the reason why a lot of this activity oftentimes stems from those countries is because the government's take a more lax approach some of this hacking particularly if it's sort of geared at the united states the. Us government recently has tried to warn businesses against paying somewhere demands. They basically have looked at those states. In particular places like north korea and iran and they've issued warnings to companies saying. Hey if you're targeted by ransomware think twice about paying anyone who is affiliated with someone who sanctioned from those countries. You could violate sanction rules by actually paying up this ransomware. I was really struck by that. Yeah the treasury department was basically sort of saying. Gee even if you're a victim you might be maybe committing a crime here if you pay up. What was their reasoning. Their i mean. I think goes to that discussion that i was mentioning earlier about how we're creating a market for ransomware essentially and i think it's it makes sense to the. Us government's official policy as we shouldn't pay people on our sanction lists and create this market. That said if a company that employs ten thousand or twenty thousand americans has to choose between paying one of these things or laying people off. I mean that's a much different conversation. Be curious to see whether people in law enforcement federal regulators etcetera might take sort of a case by case approach to actually enforcing that sort of thing. I'm trying to figure out where all of this goes. As we maybe move to a post pandemic world Obviously people are gonna still do lots of stuff online. And that's not something. That's going away. But i wonder if you think we are going to keep seeing this increase in ransomware attacks or if this is maybe a bit of a bubble wrought by the pandemic. I think it's probably safe to assume that it will continue increasing. You will still have these criminal groups that make tens of millions of dollars per year doing this stuff who will continue to innovate continue to look for new ways to go after businesses. Continue to do that. Research and development that we mentioned earlier so. I think it's safe to say that. None of that's going to stop
"fifteen hundred dollars" Discussed on 600 WREC
"Reality dread he turns thirty four today as does the state Richard Sherman turns thirty two played for the Seahawks and he now plays for the San Francisco forty Niners so there you have it it's birthdays right now six hundred W. R. E. C. and ninety two point one FM crooks are already exploiting the corona virus crisis to con people into thinking they're eligible for free government grants to help with their finances they're also trying to take advantage of the stimulus package that president trump and Congress have negotiated joining us on the program now from the better business bureau the mid south is Randy Hutchinson Randy thank you for joining us it seems like there's always a new scam now with corona virus yet another one can you tell us about this phony grant scam in the offers yeah it does as you said Doug who we work pretty hard but compared to the crux where slackers they're going into over drive we've received at least three reports to our scam tracker service from local consumers about phony grant offers they're being contacted via social media messages as well as phone calls one lady received a Facebook message supposedly from a friend who said she'd gotten a government grant designed to help seniors deal with the crisis now the woman who made a report to us call the number she was given spoke to officer truly provided her some personal information was told she qualified for a hundred and fifty thousand dollar grant but she had to pay a fifteen hundred dollar fee using prepaid gift cards to get the money fortunately she couldn't go out to buy the car didn't have enough money in the bank to allow the crooks to draft it and when they kept pressuring her she called us and learned it was a scale but it looks like had she been able to go out and buy the gift card she would pay the fifteen hundred dollars another consumer saw Facebook message about free grants from the US emergency grants foundation it was a scam but he went ahead he applied give him a phony social security number and other information but Lohan hole along the whole still got approved I was also told he had to pay a fee but again he did better sounds like a couple of instances where folks were a little too savvy for the criminals what's your general advice to avoid any kind of great scam like this don't give out your bank account number to anyone well you don't know scammers will try to pressure you to divulge the number so they can leave the money in the account don't pay any money for a free government grant if you have to pay money to claim a free grant it is not really free and most grants for nonprofit grant making organizations rather than directly to consumers and I understand that unofficial sounding than any may not be real and the one followed her from the US emergency grants foundation other people over from the federal grants administration there they sound real but they're not also understand course corkscrew fake phone numbers and what looks like a number coming from the DC area that therefore may see the church is not could be coming anywhere in the world the ink from president trump signing the stimulus package isn't really even dry yet but apparently there's some stimulus payment scams going on he tells about those even before the deal was finalized the Federal Trade Commission issued alerts so we haven't seen you know but we know they're coming and right after you should be alert we saw one folly text message purportedly from female with a link to apply for a thousand dollar stimulus payment we seen another one and then I just saw a news release from Florida that a fellow received eight track that said free stimulus relief program on it that's what appear to come from by the time he ran it down it was some shady car dealer that was getting used car dealer trying to get people to call him to the to get great deals he was offering because of the stimulus program completely focused businesses also will be targeted trickling the stimulus scales a lot of the different components of the bill was negotiated already into providing relief for businesses in Sir creek on a temp coach Floyd uncertainty about exactly what the terms are one zero check it so businesses beware also what is your advice to avoid a stimulus payment scam the payments are being made yet of the government will not ask you to pay anything up front to get the money no fees no charges no nothing they're also not going to ask you to provide your social security number or your employer identification number or bank account numbers or credit card numbers anyone who does so either on a phone call or a link in the message is a scam Randy thank you so much for giving us some time here regarding the corona virus grant and the stimulus payment scams I assume you're going to be awfully busy in the days ahead.
"fifteen hundred dollars" Discussed on WTOP
"Say fifteen hundred dollars long windows dot com traffic and weather on the aids and when it breaks it is still working sixty six eastbound Asia east of the Manassas rest area toward center though you were getting by the works on single files last they may begin the process of picking up that works and it'll take them a while so just be aware I east found sixty six as you head toward the rest area now beyond that next works on approaching route one twenty three I they were getting by the works on Tulane's right no complaints of any delays and then further east as you head toward the beltway and even inside the beltway through rows and rows of bridge pretty quiet ride west found sixty six they were working as head west of one twenty three toward route fifty in that works and they may have just stopped traffic against you may find yourself held up for about ten to fifteen minutes so be aware if you're driving on ninety five in Virginia north bound between Fredericksburg about lane Springfield no incidents anyway the express lanes open northbound traffic three ninety five north they've been working between Shirlington circle and wash the Boulevard where you have been getting by the works on two lanes the left rich honor WTOP traffic early Friday clouds and a few showers forties to near fifty by the afternoon mid sixties to near seventy with some sunshine after the showers and maybe an evening shower too with a cold front behind the front cooler on Saturday only mid fifties with rain Sunday's much better fog in a shower first thing then partly sunny seventy five to eighty about Monday's nice partly sunny sixty five to seventy I'm storm team four meteorologist Steve principality are fifty two degrees two AM our Friday morning March twenty seventh in Manassas it looks like fifty one in Frederick Maryland fifty three Fredericksburg Virginia fifty one in Annapolis it's fifty one in Waldorf weird fifty three holding outside the WTO P. studios this early morning prevent the spread of viruses with Michael and sons germicidal UVC go to Michael and son dot com check him out tell us what you're seeing on your commute call the WTOP traffic center at eight six six three zero for WTOP Washington's.
"fifteen hundred dollars" Discussed on WTOP
"And save fifteen hundred dollars long windows dot com traffic and weather on the aids and when it breaks in oxen hill southbound I. two ninety five on the ramp to the outer loop of the beltway the crash remains with a dump truck over the guard rail there is a wash down crew trying to get up the dirt out of the right lane hopefully they can open it up at some point they're going to need a pretty large truck to try to recover the dump truck from over the guard rail and into the bushes but for now they're trying to clean up the roadway and you get buy one single lane to the left on the ramp to the outer loop from southbound I. two ninety five so it was a brief very abrupt slowdown approaching this crash meanwhile things are running well on the beltway through prince George's and Montgomery counties no incidents or delays on ninety five in the Baltimore Washington parkway all is quiet between the two bell weighs the same onto seventy each running well bill pre road Grand Prix road which is just to the east of Georgia Avenue there was fire department activity the road had been blocked but I believe now some traffic maybe getting mine under police direction meanwhile on the Virginia side all is quiet on sixty six both inside and outside the beltway three ninety five ninety five a clear still closed his independence west of fourteenth Rock Creek parkway south Virginia Avenue and the memorial bridge is also closed along with the roads across the mall south of constitutional constitution remains open as does the Roosevelt bridge this report brought to you by Red River technology decisions aren't black and white think red Bobbili WTOP traffic overcast skies will return very quickly this evening it'll be cool temperatures will be in the upper forties to low fifties cloudy overnight with light rain arriving after midnight cool damp lows in the low to mid forties periods of light to sometimes moderate rain tomorrow taper to drizzle and scattered showers later in the day I will be in the upper forties to low fifties fall before Wednesday night what to do with that Thursday morning then partly sunny mid fifties to low sixties Friday cloudy but warm chance of showers highs will be in the low to mid sixties on store team for meteorologist Matt Ritter fifty five degrees with a bit of sun and plenty of clouds in the nation's capital brought to you by Michael and sons prevent the spread of viruses with Michael and sons germicidal UVC go to Michael and son dot com three forty one of America's greatest playwrights Terrence McNally died from complications of corona virus today he was eighty one but.
"fifteen hundred dollars" Discussed on WTOP
"Say fifteen hundred dollars long windows dot com good Tuesday morning it's the twenty fourth of March welcoming to WTOP at one forty eight traffic and weather on the aids and when it breaks are traveling in the district I. two ninety five south bound as you head south past Suitland parkway we're getting by the works and single file I'm clear if it was single file writer single file last but keeping with the usual probably a single right lane getting by north down for now the lanes are open I have no problems to report on DEC two ninety five in either direction still looking good so far as to the park lane south capitol street York Avenue inbound leaving an occassion to toward the third street all you're in good shape for you and with good between the Potomac and Anacostia rivers bridge crossings no incidents anyway Merrill inside beltway to Montgomery and prince George's counties remains quiet no issues on I ninety five the Baltimore Washington parkway headed down toward the valley parkway was also moving well inside the belly headed down toward the district at last six working north found two ten Indian Head highway between Berri road and Farmington road east down to a single lane to the milling project watch out for an occasional delay there as a result once cleared better headed up toward the valley in oxen hill and if you're traveling to or from the eastern shore bay bridge westbound span remains close for overnight maintenance eastbound carriageway travelling for instruction and no reported the live rich honor WTOP traffic we saw a rather nasty day out there on a Monday some clouds some rain showers and yes and cold temperatures to it was the coldest day we've seen so far the month of March the good news is our Tuesday.
"fifteen hundred dollars" Discussed on TalkRadio 630 KHOW
"Have all a lot to talk about and we're are are we having our friend in from who had his car all the taken from by Denver we are man eleven third in the nuisance abatement case and they just flat out lied to us on the air they flat out lied to us they said if someone has nothing to do with the crime and it's a date they will get the car back and they don't have to pay and they're lying to us because now they said the guy well he could have gotten his car back except the abandoned it why does Denver do this because first of all and I'm not kidding okay this is not an exaggeration when you hear the whole story it is criminal okay it is criminal the that nuisance abatement law in Denver is supposed to be for when criminals using airplanes and and equipment and stuff to make drugs and transport drugs or or break the law houses of prostitution it cetera they have changed they they have made it into just an excuse to take personal property I can give you numerous cases but this latest one is where a guy had his Cadillac he took it to a mechanic the mechanic supposedly had a suspended license and because the mechanic drove the cap the customer's car around and into the garage it was the breaking the law so they impounded the car the customer says this is my car it has nothing to do with him he was my mechanic and they said tough we are now it's a criminal case and now we're taking a civil case out on the car and they said so now we get to keep your car you have to pay fifteen hundred dollars okay so we go and investigate it and he couldn't pay it he just can't pay it and with the city came right on the air when we talked about this and they said there is an innocent owner claws back we re we were amended the law and they can get their car back if they're not associated in any way we specifically asked her about the situation like this they said in this case something like this there would be no reason to keep this car but now when he went back to Corey Nelson the attorney the city attorney one of them who is assigned these cases now they put a twist on it and they claimed because he hadn't picked it up soon enough he abandoned that he cannot get his car back the city will sell his car and we'll keep the money do you know in two thousand sixteen the city may two point four million dollars taking vehicles from people not criminals from people criminals in people it doesn't matter to them if the underlying case is dismissed discharge or found not guilty they still keep your stop I know it's it sounds too far fetched but yeah it it's incredible now Suzanne I believe when he comes on we should call the city attorney's office and talk to her because they flat out or talk to Ryan Luby the P. I. O. he used to be an investigative reporter and it was funny to watch him change change colors and become a spokesman for the city and try to justify this the moral law and they said that if it's truly an innocent person they'll get their car back this guy is a customer now when he threatened legal action Corey threatened him the city attorney said well what about your criminal past this guy had a problem twenty years ago has nothing to do with this case they are flat out intimidating and lying and cheating people and I can't believe not one person has come forward you know people you should be outraged by this you should be outraged by this if you are a resident of Denver or even driving through Denver or you should let the mayor now the mayor's office this has got to stop I'm the only voice in the media the only one bringing this up it is an immoral act it's wrong they steal now listen I'm not talking about the correct execution of the law I'm talking about the nuisance abatement law as it is in every day practice if your call get one guy I'll give you some examples the guy that loan his uncle his car and lost because his uncle was a scoff law lost he couldn't afford to pay there was no it is since there there's no innocent clause and the other one where the guy pulls into a liquor store to buy liquor and his passenger so let's just so listen to police woman acting as a prostitute and ends up in charge with that they take his truck the underlying case was dismissed they still kept his truck this is wrong on what planet can anyone see that this is correct at all ever ever how do you justify it a rhyme loop you came out as well you know there are laws in our process is in each case is different it's wrong okay if you confiscate property that does not belong to the criminal and has nothing to do with the owner of that property that property should be given back but it's not especially when they say it is a simple case tied to the criminal case but if the criminal case goes away how on god's green earth do you justify keeping the property when they are found not guilty they still keep the property when the whole reason for the nuisance abatement law is to take tools away from crime if there's no crime how can there be a tool of crime now I urge you to call the mayor's office and express your concerns and the only reason I can think of that you are not outraged is because of privilege you have never had anything happen to like this because you are probably comfortable and you have a family in the suburbs or or in the in a fancy party Denver and you don't give a good god damn that's what it is because you know why because it's never happened to anyone you know because mostly it happens to minorities and it happens to young people who have no money and because here's the thing I can't believe that will go out and fight so I trans gender can use a restroom all of his or her choice nothing wrong with that but that might affect maybe one in a million people this is a nuisance abatement law in the city of Denver that every single year takes dozens and dozens of vehicles from Canada said Hey Paul I'm based out of them all under the guise of taking away tools of criminals may take real estate and they take the money and they take anything they want people need to investigate the city because it is the government we get the idea that it's okay and we turn our backs to it so I'm asking all my liberal friends rage when president trump makes a statement in a tax get off your tired lazy **** and fight for people's rights please okay no it may not be as popular as L. B. G. T. A. B. C. D. E. F. G. H. I J. K. L. M. N. O. P. I'll just get a ball Q. R. S. T. U. V. W. X. Y. Z. let's do all of them put out don't you think this is important don't you think it's important every one of you should call the mayor's office and expressed concern about the nuisance abatement law and I want someone from the mayor's office to talk about it they told us straight up that if the person is innocent and has nothing to do with the crime they get their vehicles back and they don't have to pay and this man went to Corey Nelson Hey Corey Nelson threatened him city attorney said do you want us to exposure criminal past this guy took his car to a mechanic the mechanic is the one that got arrested and they and they did not even can that man and that this guy's car is in the middle of it and he loses his car now they say oh no we're not for fitting the car we I mean we didn't seize the car you abandoned it because you didn't come up with the money quick enough they are liars and cheaters and gangsters well Corey Nelson is one of the attorneys who else is the other who's the who's the lead what's her name what is the director's name Marley per dope ski Marley per dose ski Marley bird does ski she came on the air and lie to us she came on and lie to us however we are getting a spokesperson from the mayor's office how's that going I just emailed Ryan okay they they have continually and and if they they just ignore you know why as I said because it's not a popular because it's only taking property for Mexicans and blacks who the hell cares you know what never once never once have I heard of someone of white middle class or upper class having a vehicle taking isn't that something isn't that something two point four million dollars but but not one not one person of privilege okay you liberal **** get off your **** and do something about this and the reason I say liberal they're usually the ones who are crying about any clause of the day so the cost of the day is keeping property from being stolen from minorities in the city of Denver.
"fifteen hundred dollars" Discussed on Bloomberg Radio New York
"That's the word here the day that is many many decades what is the leading they would like to make it I'm not ready to make a deal however trump did say trade talks between Washington and Beijing will continue next month as planned well hi level casualty from the trade fights between the Japan and South Korea and the chairman of Colma Correa is stepping down we get more from Bloomberg Sinise Pellegrini the cosmetics company says you dog home is resigning for causing controversy that's after reports of an internal video of Yun criticizing south Korean government response to Japan's recent export curbs the reports also say you and praise Japan's prime minister Shinzo Ave Colmar says the video was intended to deliver the message that heightened trade tension is impacting business South Korea and Japan are locked in a trade dispute after tensions flared over Japan's use of Korean laborers at least a half a century ago Denise Pellegrini Bloomberg daybreak catia well the son she is losing its brand ambassador in China actress young me is ending her cooperation with the luxury fashion label that's off the claims that the luxury fashion brands T. shirt design define it to the one China policy and apparently did the same thing in Macau which is a special administration region of China well investors this week will be focused on trade and earnings as we kick off a fresh trading week we get more from Bloomberg Charlie palace in this will straight preview raid will remain front and center for Wall Street after a losing week for U. S. stocks as investors assess the potential impact on the global economy Jim Paulsen is chief investment strategist at the Luitpold group there's always a chance of a catastrophic event we we certainly Sunday will have a bear market there's no doubt about that but I think right now the fundamentals of the economy or far better than the being given credit and among the companies reporting earnings this week Cisco Systems and nvidia among retailers will be hearing from Walmart Dillard's Macy's and JC Penney in New York Charlie public Bloomberg daybreak Asia let's get a check on how things are going so far in Asian markets with Bloomberg's Doug present in New York Doug you were talking earlier about the comments from president trump on Friday here in the U. S. when he said the plan trade talks between the US and China scheduled for next month will they may be called off that was enough to create some a risk off in the markets we saw a much stronger Japanese yen in the wake of those comments we were up by about four tenths of one percent in the New York session the end is gaining even more I mean we're at one OO five forty five the game here is nearly three tenths of one percent one member of our market lives team Garfield Reynolds was saying it appears as though the potential is building for a serious run toward the one hundred area in the end the versus the dollar and he said that is a level that would truly truly alarm the bank of Japan you are also pointing out earlier it's going to be a quiet day in the APEC region Juliet to and low liquidity likely given public holidays in Japan Singapore Thailand India Pakistan and Malaysia are also on holiday as is of the Philippines Chicago Nikkei futures were trading earlier twenty thousand three ninety five that's roughly three hundred points below where we finished in the cash market Friday in Japan so we're at the not a holiday in Tokyo we probably see a quite a downdraft in the equity market and because of the holiday no trading in U. S. sovereigns the ten your last quoted this is the U. S. ten year treasury last quoted in Friday session with the yield of one seventy four old just under fifteen hundred dollars an ounce in the spot market and the active WTI futures contract in the electronic session is at fifty four thirty you're caught up on markets Juliet back to you thank you Doug will Hong Kong's chief executive Carrie lam is telling purchases that day of Holly to blame for any economic downturn advancers covering.
"fifteen hundred dollars" Discussed on WMAL 630AM
"Fifteen hundred dollars and seventy it will hold its so it will be I'm even more expensive for some of these consumer items that you see directly and not the raw materials that we've been which are the indirect impact but do have an impact if the economy is slowing down sorry you get the blame why it works that hasn't changed in American politics and so well and and when you say that the policy that you're putting into effect is a great thing and benefits America well then you better say it will benefit America Lou sh long term and short term we're gonna take a big hit a lot of people are going to get hit right but we're doing the right thing right he's not say he well he says that sometimes other times this is fantastic it's great billions are pouring in things have never been better let's Alaina horse manure right and we all know it anybody who knows anything about economics knows we're not being told the truth by the administration at that point anybody who knows anything about horsemen or knows that well you don't you know you look if you're if you're responsible for the policy in your saying it's great and Americans are saying it is it then that's going to hurt in election and every election it will and I want the president to be reelected because the other choice is not acceptable yeah eight six six ninety redeye tips from JJ Keller and associates incorporated on trip planning all drivers know that finding secure parking spots is an increasing problem let's consider ways to win the parking battle like pre planning when and where you will stop download a truck parking at that helps identify available spaces start your date earlier and.
"fifteen hundred dollars" Discussed on MYfm 104.3
"Fifteen hundred dollars call us eight six six five four four my FM four three my FM I heart radio music you should know featuring obi B. seven billion don't try just the son of two our the only shows all create your own own be custom station I heart radio download the app or listen at I heart radio dot com the home depots making it easy to turn your favorite moment into the perfect color for any room with the project Colorado upload any image then discover the colors and pay to match you're swiping a quick closer to everything you need for your next project explore the most popular colors and trending talents to find your perfect pate get a colorful new experience with the project color at that shop our best branch with gallon starting from just twenty five ninety seven at the home depot more saving more doing he was only see store for details best brand with gallon starting from just twenty five ninety seven at the home depot more saving more doing he was only see store for details hello laxatives lay one oh four three my yes I'm on I heart radio one oh four three my FM is your tickets to experience all the fun and magic at the Disneyland resort this sensational inside out emotional whirlwind the latest addition to fix our fear that dazzling Disneyland forever fireworks spectacular in the amazing all new Star Wars galaxies at Disneyland mission subject to capacity and attractions and experience is subject to restrictions and change without notice get ready to make the magic this summer your next chance to win Disneyland resort tickets is coming up soon on one oh four three FM good morning traffic.
"fifteen hundred dollars" Discussed on KLBJ 590AM
"Fifteen hundred dollars is that deductibles will decline five false statements right there member this when they told us the website was going to work they told us the website was secure your information will be secure there they told us that these co ops were wonderful end all be all creations twenty three regraded guess how many are still in existence for other nineteen went bankrupt all the other night flying they told us first they told is it's not a tax that he went to court said it is a tax now they say no it's not really tax at all because you can't tax now because individual made is gone there's no penalty nine different lies were told about obamacare and in the hearing is titled how trump's efforts on how can you undermine something that's already failed and yet Obama care still lives my friends and it's going to be healthcare in general but obamacare more specifically a central point of debate in the reelection fight for trump as well as just Democrats Republicans battling it out we have an expert on to tell us what the heck is going on not just with obamacare but with single payer which is the way they're now saying that it should be fixed are Chris Jacobs with us now is the founder and CEO of juniper research group and author of the book the case against single payer Chris great to have you on thanks so much great to be with you all right so let's try and also you are for the federal is right on I love the federal so like do I'm not giving them a plug yeah give give Ben and Sean the boy's my best so let's let's get through this the Democrats seem to think that okay obamacare is got problems they've got this far left Bernie Sanders wing within their own party that seems to be pushing very openly now for single payer as the fixed to obamacare work or the next step beyond obamacare people tell me it's popular Chris but I feel your tell me it's not such a great idea no it's not such a great idea Bach and I I think you're right government failed so the solution is obviously more government right that's that's the logic you're you're you're getting from Alaska and congressman Jordan's leading with actually perfect on this because why use is single payer in theory supported by the public because is premised on the same false premises that were used to sell obamacare Bernie Sanders says this is a Medicare for all in reality his single payer bill abolishes Medicare polishes the current Medicare program it's Medicare or not Bernie Sanders goes around saying everybody will save money yes you'll pay a little bit more in taxes but you'll save in premiums and cost sharing it cetera study three years ago that said under Bernie Sanders plant seventy one percent of people will pay more in taxes even after after eliminating cost hearing people will pay more no I saw how much more I mean this is and we're speaking in such abstract return that Democrats and Sanders love because that's very hard to pin them down where they're wrong but my understanding is that if we want a a neurotic style healthcare system that we would have not just tax increases on the wealthy as a necessity but we would have to if we're gonna be staying somewhere within the realm of our current budgetary realities we have to have the middle class pay almost double in taxes that we do we have some sense of if we do the single payer thing if they abolished the Medicare system and and really with it they abolished the private medical system as it stands in this country of of employer provided health insurance wow how much more would people be paying as a percentage or do we do we just have no idea I think you're you're right about the in terms of a good rule of thumb we've seen multiple studies come out that that it said that you would have to more than double current corporate and individual income tax rates so whatever your listeners are paying to the IRS April fifteenth EE okay that's that's some sense of what you would be paying even greater taxes under single payer the other irony of this is you point out Bernie Sanders is the ranking member of the Senate budget committee if you wanted to get the Congressional Budget Office to score his bill to say how much it would cost they would prioritize his request funny that he hasn't requested an estimate of how much is bill would cost now let's just the cost peace that's the first thing every time Sanders the Sandinistas in AOC and it or whatever else and I think a lot of the Democrat nominees right now or real contenders I have said that they are in favor of some form of of single payer this is become a pretty pretty much the democratic party's position was going into the twenty twenty election so but put aside the costs from because that's what always comes up what happens to the health care system Chris what do you tell me if we got a single payer what does that do to access to doctors and access to hospitals and people wanted to go into those positions and it what it what other than the cost peace do we need to be aware of right the quality of healthcare would would deteriorate significantly Hey you've seen in this week I had a piece at the federalist actually yesterday that your your listeners can can can call the idea of the premise behind single payer is the doctors will perform more work for less money I don't know about you I I think that's a hard sell most of this and so they're going to end up performing more work because everybody's going to want to go to the doctor when each story line it's free and you don't have to pay anything gonna do perform more work we're going to have less money and then they're going to have more more government red tape to deal so those doctors that are in their late fifties or sixties they'll say the heck with this on on going all fishing I'm I'm retiring turn in the town throw in town young young people may just not going to medicine as a profession so you're going to see very quickly ation of the quality of care provided we're speaking to Chris Jacobs author of the new book the case against single payer okay Chris now the the other part of this you know if our debating some of the oil the lefty kami types in the media world they would say oh yeah well look at the United Kingdom people are all dying in the street there and they get their health care look at Canada what do you say that actually I would say looking at Canada and look at the ninety king the quality of care in the United Kingdom is is very poor you had year after year lower caps on budget payment stock top it'll even the Congressional Budget Office when they released a report on single payer earlier this year didn't include a lot of specifics but the one thing they said is that the the Britain has under funded is its health system and as a result operations have gotten cancelled yeah hospitals are overcrowded every year it seems there's a winner crisis because Britain doesn't have extra hospital beds to deal with the flu now we all know that the flu comes everywhere time but the idea that Britain would have to cancel fifty thousand operations which they canceled and in in January twenty eighteen they had to cancel fifty thousand operations postpone them for weeks or months because they didn't have beds to put people who was suffering from the flu we knew that would happen every year what happens when you have chronic on on the funding of health systems Candace the same white Canada has over one million people waiting on with an average of five months to start their treatment not in a popular area in a country with a population of thirty million your talk about three percent of the population of Canada is on a waiting list for treatment that's not healthy Democrats get us to the point where we might actually jump into single payer do you would have to be do you foresee that there have to be and economic recession and then maybe people would get more scared and what what's the mechanism or do you think of we had a democratic ministration that came in right now and a Democrat controlled Congress that would would they even be willing to go for if they had the legislative and executive do you do it I think they would I think the the other thing is it's just a matter of time block it's not a question from most folks on the last do not believe in a private market place they do not believe in choice or competition and say that that the policy objectives that we should pursue when folks like Joe Biden say I don't want to go to single payer what they they're worried about is essentially we can't throw all these people lost their health coverage in one fell swoop that's not to say they don't want to throw people off of coverage over time so it's really all a tactical debate on the democratic side in terms of how many people can we afford to throw off their coverage in one fell swoop or should we do with over time so what you're going to see in even if they don't put in a single payer system right away they would put in a government one plan and then they would sabotage the private marketplace to push everybody toward that single payer system over time what can the Republicans do or or anybody who believes there should still be something of a free market health care although obviously with sixty percent of health care spending already coming from the government one form or another it's increasingly feeling like we don't have much of a free market healthcare but we're we're holding on to what we've got Chris what can the Republican Party do walking conservatives do to to offer an alternative that people will actually want sure and and I think that's very important is as well the last chapter of my book I outlined important principles behind an alternative I think the first thing we need to do is reform the insurance markets we need to come up with better solutions for folks with pre existing conditions because the status quo is pricing people out of the millions of people out of the market place I think we need to come up with a more sustainable safety net you've seen the tens of millions of people for signing up for Medicaid expansion and in many cases they're dropping their private coverage to go on the government's dime we have to reform this this safety net and make it sustainable for the long term and then the third thing is just were forming incentives everybody's great at spending somebody else's money and frankly that's the problem in healthcare everybody spend everybody else's money is wire healthcare costs around out of control I think Congress should do some things to reform those incentives along with the states to reform our healthcare system and get it to something that's more sustainable I'm more patient friendly as opposed to giving more more power to government bureaucrats in the federal government all right Chris Jacobs author of the case against single payer really appreciate your time Sir let us now this all goes thanks very much for having me they will be right back.
"fifteen hundred dollars" Discussed on Working Interferences Dental Podcast for Dentists
"Do with fifteen hundred dollars an i i thought about it from after i graduate rap video like that crazy i should just give me five minutes i'm gonna i know the song i'm gonna do i'm gonna ride it really quick you're gonna love it so i wrote it and i came back in the room and i i did it and they said okay were doing a rap video so that's the first one started oh yeah and we did kind of like a retro wine a song everybody would know when it was kind of safe and then everybody loved and so the second one we did which is like the one i love i picked the song i loved it probably a lot of people hadn't really heard industry maybe an so a lot of people think like i wrote in my song it's amazing song young guys you know so and and that's how we did at and we just shot it oh i don't know about a month and coal ash january in oklahoma months among among along shoot well can i just wasn't happy with it until i kept saying okay we needed to go do this one more time and we do that reshoot a lot while that's committed though nobody quit somebody quit over the first one but nobody quit over the gallon we did i'm out while we will link to those videos i believe vice and they showed how i got we have the vernal hellier are listener see this oh yeah absolutely dentures turns you now tectonic tonic composite all very hip hop her food items so it worked awesome with those papers in my song paper planes anyway so no no no it was going to be an i turn that on to like i was driving my car with some other people in our industry and all the guys just go you're next rap video and they're like oh that's so cool and then the next song like had pulled up on youtuber the next song came on it was bad girls which is the one we did instead and also never mind it's it's just one they're selling you knew you could yeah oh yes i knew nice song off surprisingly lance lance and i will not be making hip hop rap videos for the show so you can keep forever but that's gonna run that we don't we stay in our lane and do what we do know what to do when every two years but i've not yeah the inflation has not come back yeah russians got a strikeout avenue product or something that you know i don't i don't sleep at a big ones yeah i don't foresee neither neither just last whatever no no it's so not likely but what's a packed with two case you gotta have something out there yeah that's my favorite my favorite lyrics and that song by the way i'm really proud of those nice love it love it well guys this isn't advice show not a good one me answer.
"fifteen hundred dollars" Discussed on KTOK
"Fifteen hundred dollars and they'll pay up to twenty five hundred dollars. If you have multiple things, but you really want to look at an endorsement on top of that, that'll take it up to five thousand but most people do jewelry, Becky to be honest with you on a personal article policy, because if you have it appraised, and we have that document we know exactly what, what these stone is in there. And how big it is. Now clear. It is. I don't know all the, the terminology when it comes to the stones, but you do need to have that documented on paper and personal. Protect that forever. Right. So what we really came to talk about today is flood insurance. But before we start that let's invite anybody who has a insurance question. Sure. To give us a call. Eight four zero one thousand eight four zero one thousand I'm gonna have to check in my purse, I'm pretty sure I've got some CASA Perico certificates. I do you guys call in. I'll buy you lunch as that. I'll give you a absolutely free, logic Kassap Rico Mexican grill. So we place. Yeah. It is. Isn't it? It's I love their we there about once a week. The first person that, that told me about the license since I've been my wife and I go quite regularly now. Okay. Well, good deal. So make no CASA Perico. Okay. Brad. If you're needing flood insurance, how do you know if you need flood insurance to begin with, well, there's a, there's a couple of ways usually a lot of real estate is, of course, you know, the real estate broker, you we can all get access to the map. So if you're backed by a house, and you're not sure where that is make sure that you talked to either mortgage company may require you to have it realtor. We'll have that information to you need to find out what zone your end your insurance agent can find that out too, and you can individually, you can get onto the FEMA map side, and you can look at the FEMA Mets, I and you can.
"fifteen hundred dollars" Discussed on KTAR 92.3FM
"Fifteen hundred dollars a month. I have to get a rental property. The fifteen hundred dollars a month. You don't understand our city. There is no such thing as a rental properties. Absolute statements under fifteen hundred dollars a month. I have to pay fifteen hundred dollars a month. You just don't understand. That's what it costs to live here. There's no rental properties under fifteen hundred dollars a month. Say when you make a statement like that you're not making an accurate statement about your area. You're making a statement about your view of your area. And somehow you're wanting to get a pass on math. And you're saying, well, I'm stuck. And so I'm just gonna go ahead and be stupid people. Like me can't get ahead and you're doing glass, half half empty kind of thing. You're being a pessimist instead of an optimist and in philosophical terms, you've become a fatalist. Well, like, you just need order stand. The only way I'm gonna be you maybe homeless it's either homeless or fifteen hundred dollars, and that's a fatalistic viewpoint. It's also wrong. The stupid. Because everybody listening in that that lives in that city knows that you can find something under fifteen hundred dollars in the city, right? So when you make a fatalistic absolute dog Mattis statement like that it what it really means. Is your spirit is reaching hopelessness? You're feeling stuck. It doesn't mean. There aren't any rental properties that you can get find you move a little bit further out of town. You can leave in a different area than you wanna live in maybe in that town, but you can always find something to rent different than that, you always do different. And that's why I was jumping on her case a minute ago. The lady that called from Jacksonville, Florida young lady. Everyone in Jacksonville, Florida. That is hiring information technology requires five years experience. To which my mind immediately says that's absolutely not true. That is just not true. That's.
"fifteen hundred dollars" Discussed on Windows Weekly
"Core core, I five cuss fifteen hundred dollars. So if you're confused you're listening, so there's absolutely no way. I can explain this that it will make sense to you. But they've added this version, I don't quite know why I think what it's going to do eventually replace what used to be the base model, which is basically the same configuration. Just seven gen verses eighth gen that previous model is on sale right now. I think for twelve fifty. So if if the core thing doesn't bug you integrated graphics is not a problem. You can save two hundred fifty bucks to get the old one. I think when that sells out it's going to go away. Why did they do this? I have no idea. Why did they do this? Now. I have no idea. What does this mean for surface book three? It is unlikely we will see a surface book three before the end of this year. And so this will be a market for at least six months possibly longer who knows? Surface book three before the end of the no, no, I didn't mean to suggest that. But I mean, it's interesting that they're like, adding a model at this point. It's very strange unusual. I feel like they did that before though, no with other variants they have. But usually like I said like the past year typically what they've been doing is adding a new base model. So the previous surface book based model came with two hundred fifty six gigs of storage. So they released version that had one hundred twenty eight and I might begin the exact price wrong. But like I said, I believe he can get it right now for seven hundred and fifty dollars. So that's the new starting price. So the big difference just looking at surface book to by itself between today and eighteen months ago is that the base price to get into this product is eleven fifty versus fifteen hundred that's a significant reduction. It's not the same computer. But it's not a Corum or whatever. So that's kind of interesting surface book to replace surface book one sorry surface laptop to replace surface laptop one. But in the surface laptop time frame, they introduced a new base model that version is available again in surface laptop to. Surface. Pro same thing going from five to six they've they've lowered the entry level price in each case. And of course, last year, they also introduced surface go, which is a relatively inexpensive product mega especially compared to the other surface devices. So you know, they had a one point eight six million or billion dollar quarter over the Christmas holiday because all of a sudden if you look at their ESPN, what is exactly, but it probably went from fifteen hundred dollars down to as low as a thousand or something. I mean, they they significantly lowered the average selling price of service devices over the past year. By introducing these new models. So interesting confusing for sure. I feel like it's a good move though. Because I feel like one of the criticisms of surface devices is the price especially because you have to add the keyboard the pen, right? And if they're targeting education with some of these they need lower end entry level models. Yeah. And like, I said, I think the big thing is you can see the impact the in this math here that I can't do. But you know, you in apple does it with their iphone prices too as well. When you think about it? It's okay. We're going to we're going to adjust the price in some direction. How's that going to impact unit sales, and where's the sweet spot for revenues? Right. And so Microsoft had been sitting at about a billion in revenues plush minus some small amount for several quarters before that quarter. And then it suddenly jumped up to like one point. I think it was one point eight six if I get that big jump, you know, and I think it was directly attributable to entry level models across the product lines. And then service go. It's all because of their AI, Paul. They now have even more AAFI. Yeah. Like airline seats when they know exactly. When to stop selling the cheap seats, and when they can. Hey cortana. What's the best you level price for service book to eleven hundred fifty dollars?.
"fifteen hundred dollars" Discussed on WIBC 93.1FM
"Me about fifteen hundred dollars. I love my Epson ecotank printer, and I know you will to and from now till March thirty first by any eco-tank printer at Epson dot com slash eco-tank, Kim and get free overnight shipping when you use promo code eco-tank at checkout. Offer valid within the forty eight contiguous states. Exclusions apply. I subject to availability. I'm ready to make my credits count. I'm ready to take classes from university. That will help me build a my experience to prepare me for the future. That would make me feel supported encouraged could that be quick this ad or go to online dot EDU today. Come on phone. What's wrong sprint turn? This smartphone is not smart, then switch to sprint and get a brilliant iphone ten lease for just eighteen dollars a month. Fifteen dollars a month. Now that sounds smart. Switch to sprint and get the brilliant iphone ten or at least for only fifteen dollars a month. Visit sprint store. Sprint dot com. Or call eight hundred sprint one fifty dollars per month after sixty bucks a month credit applied within two bills requires eighteen months. Do coverage was being restrictions apply. The odds of a young girl being discovered by industry insider, while singing to herself pumping gas one and three hundred million. The daughter of a clergyman from seven Maryland spending eleven weeks at number one singles charts. Nineteen million. The us of going on to win seven Grammy awards. At one point four million. The odds of selling over forty million records. One eight hundred thousand. The us of this musician and performer having a child diagnosed with autism. And sixteen. I'm Toni Braxton.
"fifteen hundred dollars" Discussed on News 96.5 WDBO
"A fifteen hundred dollar value is complementary. The federal government to continues to rack up an incredible amount of debt. Unfortunately, any AP's Tim McGuire reports that we've hit yet another milestone just over twenty two trillion dollars. That's what the treasury department says is what's owed by the federal government. And the Congressional Budget Office says it's only going to get worse annual spending deficits top a trillion dollars each year starting in two thousand twenty two through twenty twenty nine Michael Peterson. With the Peter g Peterson foundation says right now the interest payment on the debt is an astounding billion dollars a day. Staggering numbers. Does this affect us personally? Well, billion dollars a day, obviously affects the government. But here's the thing. Chris and most of the people that we work with our I'd say all the people are either retired or very close to it. And when you're in retirement, you would for at least a portion of your assets, you're looking for fixed rate investments, you know, how can get the highest rate of return with no risk. And the fact that the national debt is so high makes it very very difficult for. Interest rates to get hired because alls going to do is increase that the interest rate on that debt, and then it's gonna be hard and her if you go back to to nine hundred seventy eight for example, when Carter was president the national debt was seven hundred seventy two billion versus twenty two trillion. And so why are interest rates so high then well the government could afford it at this point they can't. And so you really have to understand the relationship inside your portfolio fixed investments likely to do what is your pie chart? Look like, right. What percentage of your portfolio is in stocks? What percentage of your portfolio is in bonds because all that's going to be affected by this? And then also trying to get the highest fixed interest rate, you can so when it comes to financial planning, we're taking this thing consideration because we have to find great fixed rate investments for our clients and one's going to perform regardless of what interest rates are doing. Again. It goes into that financial planning process. And and for anybody out there looking for, you know, great fixed rate investments, if you're just not happy with what you're saying. Being out there. It's part of our comprehensive financial plan. And if you give us a call in the next.
"fifteen hundred dollars" Discussed on Pet Life Radio
"And it literally is because we have to carry a lot of different things that general practitioners don't have to carry. We have to carry the antidote for antifreeze, which is fifteen hundred dollars a bottle. And if it expires every two years, you know that ends up being really expensive. We have to carry a blood transfusion products in case your dog or cat comes in for a life threatening trauma, or they need emergency surgery. Carry a lot of different products that family practitioners are general practitioners don't need to carry. And Dr T summarize it so well, but just be aware. Yes. We can definitely work your bet Neria to help keep costs down. But just be aware. It's going to be a little. A bit more expensive because of that overhead or because of that specialized equipment, and I think a point that should be made just is that we're not there to to throw the entire kit and caboodle at you. I think that a lot of times you as a pet parent. You'll be presenting with what's called an estimate for services and a lotta times from day practitioner standpoint. Absolutely. There's a lot of leeway that we can work with you. You know to get the best medical care for what you can afford for your pet in the same way in emergency situation. There's definitely gonna be things that have to be done and things that they'll talk about our possibilities. So you always be presented with options. And you know, I think one thing that needs to be stated in I'm a huge proponent for. This is that pet insurance will definitely help you. And I always tell clients that pet insurance mostly helped you in an emergent situation or a situation later in life. When your pet is really ill, and you need to get that specialty service. I think that's where pet insurance is really worth. It's weight and gold and a friend. Just en- Garrick told me that a lot of times when he's in the exam room. And he's preparing an estimate for client about the the much needed care that this bird situation needs that what is brings us a sigh of relief from everybody involved is that there is pet insurance out there. And I think that pet insurance is something that if you don't have for your pet. I would definitely look into getting it every veterinarian has a different take on which one their favorite pet insurance is. But I think it's valuable in situations like this, and I really think it pays for itself in situations. Like, this you bring up a great point. So when it comes to pet insurance, do you mind just giving some of our pet owners out there a little bit of information like how much does it typically cost a year? Should you get it as a puppy, or when they're older, what should owners be prepared for is it a third party? Do parents have to pay the initial upfront fees and get reimbursed later, how does it work? Great question. So the best time to get pet insurance is when you have a young healthy, puppy or kitten because you want to. Event the situation where you have pre existing conditions. And so the best time to get is the talk your back near at your puppy kitten..
"fifteen hundred dollars" Discussed on KLBJ 590AM
"Me about fifteen hundred dollars. I love my Epson eco tank printer, and I know you will to and from now till March thirty first by any eco tank printer at Epson dot com slash ecotank. Kim and get free overnight shipping when you use promo code eco-tank, Kim at checkout. Offer valid within the forty eight contiguous states. Exclusions apply. Subject to availability. I'm Jay Farner, CEO of Quicken Loans, America's premier home purchase lender. We've created a new way to protect you from unpredictable interest rates are exclusive rate shield approval. I we lock your interest rate for up to ninety days. Then if rates go up your rate stays locked. But if rates go down your rate drops either way you win. Call us today at eight hundred quicken or go to rocketmortgage dot com, racial approval. Only valid on certain thirty year fixed rate loans, offer cost information and conditions. Equal housing lender. Licensed in all fifty states and MLS number thirty thirty additional conditions or exclusions may apply using an overpriced trash bag pricey pricey bag that breaks. Or a smelly bags? Time to switch to hefty ultra strong trash bags always an ultra low price. There are best bags yet. And they cost less than glad force flex were sold head to head. So you'll be happy happy happy. Ultra strong, arm and hammer odor control available at Sam's Club. When severe weather strikes tuned to NewsRadio KLBJ for updates. Ooh. All right. Let's go ahead and talk about remote, PC.