35 Burst results for "Fifteen Hundred Dollars"
CoinDesk Podcast Network
A highlight from THE PROTOCOL: Krakens Potential Layer 2 Development and Coinbases Influence
"Dive deep into the blockchain realm with The Protocol Podcast with Coindesk founding editor of The Protocol newsletter Brad Count and tech journalists Sam Kessler and Margo Nykerk. They unravel the intricate technologies powering cryptocurrencies like Bitcoin and Ethereum one block at a time. Just a reminder, Coindesk is a news source and does not provide investment advice. Hello and welcome to The Protocol Podcast. I'm Brad Count here with my co -hosts Margo Nykerk and Sam Kessler. Please first don't forget to subscribe to our weekly newsletter The Protocol on Coindesk .com. And real quick, let's just take a second. We've got Sam Kessler here. He's actually missed a couple of our recordings over the past few weeks because he was down covering the Sam Bankman free trial, which is a story that Coindesk owns. Or we did break the story that led to the ultimate collapse of his business empire. Sam, you've been down at this trial and just like getting up at what, like 3 a .m. to get in line to get in the courtroom. Tell us what has it been like covering that trial? Yeah, it was a crazy experience. I'm glad to kind of be back to my normal life. Like you said, some days you had to wake up as early as 3 a .m. Somebody showed up at 10 p .m. the previous evening once to see Sam testify. I was not that crazy. I can only do that a few times the early day. But anyway, overall, it was a pretty insane experience. And yesterday we did sort of a panel with Coindesk reporters, four of the five Coindesk reporters who have covered this throughout the month long run of the trial to hear from members of the crypto community about questions they had and reflections on what was going on. And one of the questions that we received was around whether this trial was, in fact, the indictment of the cryptocurrency industry that everybody in the mainstream seems to frame it as. Or is this kind of this anomalous thing that exists outside of crypto, particularly because FTX was a centralized exchange? The question being, why did it feel like such a big deal? And I think the place where we all landed, like why this got the sort of breathless coverage that it did is because there is a difference between the crypto technology and the crypto industry. And I do still feel and I think those the folks who joined me on the panel agreed that this whole thing, even though it doesn't say much about the technology that undergirds all of these projects that we talk about on this podcast, this whole fiasco was an indictment of the crypto industry. The money, the attention, the focus, you know, the panels that people are willing to go on with Sandbank Manfried all just go to show that it does matter. The companies and the folks who we associate ourselves with cover. I mean, media plays a role in this, too, regardless of whether it has anything to do with the core blockchain technology itself as a centralized exchange in this case. That's super interesting, Sam. I mean, one thing I would just add, you always see giant frauds around new technologies, right? I mean, it's just like inevitable. People are always taking advantage of the opacity and the incredible, complicated stuff. And I mean, we see it all the time. But it's just stuff so hard to understand that it's pretty easy to like pull the wool over people's eyes. You know, I mean, I think we can talk a little more freely about this now that he's convicted. Anyway. OK, well, thank you, Sam. We're so glad to have you here. All right. Let's get right into it now, as we say, with the latest news and developments in technology behind crypto and blockchains. In our first segment, we will be talking about Arbitrum's governance. Of course, Arbitrum is the biggest layer two network atop Ethereum. Margo covers them all the time and they are super interesting project. But Sam, you know, this story you wrote yesterday focuses on some dissension in that community. Why don't you just give us a little brief overview of what that story is? Yeah. So like you said, Arbitrum is one of the people that I might be aware, I might remember last spring when they switched over to a decentralized governance model. So they made this big shift where they launched a token ARB and allowed holders of that token to be a part of something called the Arbitrum DAO that would govern the protocol. And the thing that we're seeing here is a nod to the growing pain, one of the growing pains that we see with all decentralized autonomous organizations, which is the difficulty of reconciling the need for decentralized governance, vast networks of people governing these protocols in like the spirit of crypto, with the reality that you need some somewhat centralized or at least professionalized decision making expertise in order to guide the direction of these really important platforms. Arbitrum has, you know, over two billion dollars locked in it as of today, if I recall correctly. But anyway, in this specific case, Arbitrum's community is currently grappling with a proposal to introduce a research coalition that will be helmed by BlockWorks Research, the research arm of the media organization, Gauntlet, a risk firm and one other cybersecurity firm that's not as specific to crypto. And those folks will kind of serve as this guidepost for the wider DAO to make its decisions. And there's been a lot of controversy around how much they'd be set to get paid under the proposal that BlockWorks presented in conjunction with these other. Let's just, Margo, what were your thoughts reading this story? So, well, two things. I sort of want to know what's in it for BlockWorks. Like, why are they putting themselves forward in this kind of proposal? But also this sort of like what Sam was alluding to drew us back to last spring when there was a controversial proposal about the DAO and there was like a ratification and they started transferring tokens before like that period had even ended. So I feel like ever since that happened, there's been a lot more attention on the DAO and like the proposals it puts forward. So there's always these controversies around DAOs and like the grapple they have to do with centralization and decentralization or professionalism in that case and having some kind of an authoritative figure that will make decisions. And so I wonder if we're looking at this more with a critical eye because of what happened six months ago and because we've sort of seen some controversy with the Arbitrum DAO. But I don't know, what are your guys thoughts on that? So it's a really good question. So that event that you're talking about was essentially when the DAO was established, there was also this foundation that was established, the Arbitrum Foundation. And you see this set up a lot of times where you have a foundation, you have a centralized company that builds a product, and then you have a DAO. The foundation kind of straddles the middle where it's like a real incorporated entity. But anyway, the foundation was suddenly granted a bunch of tokens from the initial mint of ARB. And members of this new DAO who had also just been airdropped a bunch of tokens were like, whoa, wait a minute, we didn't really have a formal vote on where those tokens should go. So it essentially looked like what it was, which was the people who initially created the blockchain granting a bunch of tokens to this foundation, which people think had some links to the old organization, the firm that ran things. So the chief irony here is that the whole idea of a DAO and the whole idea of this specific proposal is to decentralize things further so that something like a centralized foundation, something like the organization that created Arbitrum don't have an outweighed role in the direction of the chain. But the irony is that people see the same centralization issues with this new format. So one of the comments that we have in this article came from one of the voters in this Arbitrum DAO who said, quote, having the same parties review and provide opinions on proposals, cover those proposals publicly via media networks, vote on proposals, review the security concerns of a proposal, and then execute the Arbitrum network upgrades is fundamentally lacking separation of powers, which is a nod to the role that all of these different entities who would be on this coalition currently serve for Arbitrum. And this person showed that these folks who would be on this coalition also hold a huge number of ARB tokens. They'd now be kind of suggesting proposals or at least giving research on these proposals that they're also voting on and have an outweighed weight in terms of, you know, I mean, it's so interesting. It gets right at the heart of this debate, you know, the topic that just keeps coming up over and over again, which is, is all of this really about the tech or is it really about the money? It's like everybody wants the money and some people are providing value. Sometimes it's hard to tell whether this is going to actually be valuable or if it's just somebody who wants money, right? I say I'm curious, the research they're talking about, what kind of research is this? Like, why do why does Arbitrum DAO need research? Yeah, it's a good question. So it's quite interesting. One of the cool things about DAOs is you can go into the governance forums of any of them and you can see people weighing different proposals and those proposals will. So when it comes to research, sometimes there's going to be financial sort of research that they'll do into like what kinds of rewards we should give users of our protocol for doing certain things like what sort of interest should accrue to a token. Not really relevant in this case, but in the future, you know, if ARB should accrue interest, which it doesn't currently, it would kind of help make that call. You'll see a lot of risk assessment. So if Arbitrum is deciding on what bridge partners to use to transact with different chains, somebody like Gauntlet might come in or the cybersecurity firm might come in and do research to determine, hey, which of these bridge partners, given the technology we use and whatever platform we're bridging to uses would be the most secure. That's something that you saw in the past blew up on Uniswap when there's questions around conflicts of interest between the people doing the research and the bridge platforms themselves. But that's the kind of research you'll see, kind of like the technical and financial. Very briefly, the reason why this, you know, bristled so many people was the fact that it would cost two million dollars over the course of a year. And based on the cost breakdown, one person wrote, can the organizations involved demonstrate their time is worth, quote, six hundred fifty dollars to fifteen hundred dollars an hour? That seems exorbitant, as in more than I pay for a Harvard lawyer's exorbitant, literally. So these folks are asking for a ton of money in exchange for their services and they've had to defend themselves. And currently the proposal is really 50 -50 in terms of whether this is a temperature check, whether it goes to a real vote. The community can't decide whether that's a fair breakdown of costs. When does the temperature check end? It ends tomorrow. It ends tomorrow. And there's still some big voters that haven't weighed in yet. So we might be talking about this next week. One thing that is kind of cool, I will say, is in companies, modern companies, you know, the CEO and the board make the decisions and, you know, shareholders do not get to weigh in real time on kind of major strategy stuff or even like line item costs, initiatives or whatever. So that part of it is kind of cool that, you know, people are voting on whether they should spend the two million dollars. So let's turn to our next segment here. Well, there's a project called The Graph, and they came out with some news this past week. We wrote a short story about that. They call themselves the Google of Web3, or they say that people call them the Google of Web3. And the idea is that what they do is they basically look at the data that's on the blockchain and then kind of figure out how to, and then deliver that to protocols or teams and for whatever they need that blockchain data from. It's sort of like, my comment was the opposite of what Chainlink does, which is deliver, you know, stuff data onto the blockchain for protocols that need it. But they came out with this new era roadmap. I mean, a lot of it's pretty technical stuff, you know, it's like features, but they, you know, the line in the story was that this was one of their biggest upgrades since they had a 50 million dollar fundraising last year. And the development team, you know, similar to the decentralization in the previous segment, there's always, there's a development team and then there's the project. The development team is called Edgenone. And we sat down with their CEO, Tegan Klein, who, by the way, I think they said she was going to go on her honeymoon this week. So shout out to you. Congrats, Tegan. But anyway, Margo, you know, you were on this call with Tegan and you wrote up the Q &A. What were kind of your big, big ideas on this? Yeah, I thought it was interesting to hear her talk about like what the graph is, like who they serve, sort of like what entities, what protocols they serve. What I'm still sort of grappling with is like, I understand, like obviously there's a need for decentralizing data, but, you know, we'd asked sort of who her competitors are, who in the space is sort of similar to what she does. And her answer was that there isn't really anyone else in the space that does indexing like they do. Like if they do do indexing, it's something in -house. And so, yes, there's been efforts, I think, which one of, you know, Sam or Brad, you guys can talk about that because I know you have talked to Tegan about that before. But if there's no one else that does the indexing like the graph does, like how much of a hold do they have over organizing data on blockchains, especially because she claims that most of DeFi uses the graph? You know, I think that is a rare position to have in this industry, if that's true. You know, I think we haven't done a ton of reporting on this particular space. I think we're sort of more focused on the blockchain stuff that's kind of infrastructure layer of things and who's winning that race and all the apps. These are, they're kind of one of these middle players. They're not really front -facing, you know, they're sort of B2B in the sense that they're, you know, taking stuff from blockchains and delivery it to kind of like the backend of somebody's website or whatever. But I mean, in general, you know, we're going to get in the next segment, we're going to talk about all the layer twos, you know, that are developing and there's tons of layer one blockchains. But I don't know, that's kind of interesting to have a dominant position in anything in blockchain. It seems like there's tons of competition. I don't know. What do you think, Sam? Yeah, nothing comes to mind that does exactly what they do, which is they serve as a kind of like Chainlink sort of Oracle -ish function, but they're completely on chain. So they aggregate and index data on blockchains so that entities like Chainlink, like Uniswap and so on can use them. But I think that there are some, like I remember reporting on them a while ago and one of the problems that The Graph had and continues to have is just that it's extraordinarily complicated. They have their GRT token, they have these things called subgraphs, this role like indexers. And there's like all of these different, you know, jargon that you find all throughout crypto, but is particularly pronounced on The Graph that some people think is wholly unnecessary and it wouldn't be worth getting into all of it on Coindesk on this podcast, you know, is something that they still haven't been able to fix entirely at the same time. Yeah, I do think that they are somewhat unique in this intersection, but I also noticed that like some of the folks that they mentioned to you, Margo, that they, you know, are partnered with are the same folks that they've mentioned to me over almost like, I think like a year and a half ago when I last wrote about The Graph. So it's like art blocks, which is an NFT project that is really cool, but hasn't like been, you know, super huge in a while. They mentioned Uniswap. I also mentioned them, but if I recall from at least when I was, you know, writing about The Graph, their Uniswap thing is used for Uniswap to display prices on its website. It's not something used in the protocol itself, which is a distinction that might matter. The Graph is like certainly a really exciting project and it is the only one that I'm aware of that's doing, you know, this whole indexing decentralized role. I think that they are still kind of trying to exactly find their place and reach that level of ubiquity that they've wanted for a while. That's really interesting. You know, especially given that these projects that they help haven't really changed over the last two years. And one of the things we had asked her sort of is like, where are these new users that they can cater to? Especially, you know, we're in winter, so where's the growth? Like who are you poaching users from? So that's interesting. Yeah. I mean, to their credit, they did make a big gamble a while ago where they got rid of this centralized, this hosted service that they had, which is more akin to a Web2 service where they would index things and then you would query their own kind of hosted server in order to read off the data. They moved to this decentralized model a while ago and there were questions around whether they'd be able to kind of sustain those operations. And it seems like they have, you know, they really are working in alignment with that whole decentralized crypto ethos in a way that a lot of these sorts of information providers, aggregators aren't. They've had some staying power, at least as a result of that, regardless of whatever their user numbers and partners are. I mean, it's interesting when you were mentioning how technical some of this stuff is. All right. Well, let's take a quick break. And when we come back, we're going to talk about the story of the week. Margo Scoop, Kraken coming out with a layer two. We'll be right back. Calling all developers. Consensus 2024 is happening May 29th through the 31st in Austin, Texas. Experience three days of intensive learning with technical talks, 40 plus expert speakers and 20 or more in -depth workshops, including dedicated half days for Ethereum and Bitcoin. Don't miss the opportunity to network a curated developer meetups, discover new career opportunities and explore numerous side events and hacker houses around town. Score a Consensus 2024 developer pass for just one hundred nine dollars, but act fast. Only a limited number of these passes are available. Visit consensus .coindesk .com now to secure your developer pass before they're gone.
Crypto News Alerts | Daily Bitcoin (BTC) & Cryptocurrency News
A highlight from 1424: Spot Bitcoin ETF Will Send BTC Price to $920,000
"And here's your prescription. I know just the pharmacy to get this filled. Who are you? A pharmacy benefit manager. A middleman your insurer uses to decide which medicines you can get, what you pay, and sometimes even which pharmacy you should go to. Why can't I go to a pharmacy in my neighborhood? Because I make more money when you go to a pharmacy I own. No one should stand between you and your medicine. Visit PHRMA .org slash middleman to learn more. Paid for by pharma. In today's show I'll be breaking down the latest technical analysis as well as a target for the next cycle top of a hundred and thirty seven thousand dollars in August 2024. And quoting the high priest of Bitcoin, Max Keiser, fiat money always leads to war. Bitcoin always leads to peace. Fiat money monetizes war. Bitcoin monetizes peace. Fiat money equals hate and fear. Bitcoin equals peace and love. Fiat money is hell. Bitcoin is heaven. Choose wisely. Also in today's show, did you know Bitcoin is 2023's best performing asset amongst 40 wealth classes? That's right. Also Joe Rogan says Bitcoin can become a universal currency. We'll be breaking down what that likely looks like as well as the US SEC will probably approve all the spot Bitcoin ETFs at the same time within the next three to six months says ex -BlackRock managing director. We'll also be discussing Bitcoin poised to more than double every year says Pantera Capital CEO Dan Morhead as well as spot Bitcoin ETFs can send Bitcoin price skyrocketing by over 3200 percent to $920 ,000 per coin says invest answers. I'll be breaking down his timeline. We'll also be taking a look at the overall crypto market. All this plus so much more in today's show. Yo, what's good crypto fam? This is first and foremost a video show. So if you want the full premium experience with video, visit my YouTube channel at cryptonewsalerts .net. Again, that's crypto news alerts dot net. And welcome everyone just joining us. This is pod episode number 1424. I'm your host JV and today is October 7th, 2023. Let's kick off today's show with our market watch as we do each and every day. We can see the majority of the crypto market currently correcting back in the red Bitcoin unable to recapture 28 ,000 and remain above as we're currently just under that level. We also have ether correcting BNB XRP Solana and Cardano and checking out coinmarketcap .com. We're currently sitting at one point zero nine trillion as far as the market cap with roughly 18 billion in volume in the past 24 hours with a Bitcoin dominance on the climb just under 50 percent at forty nine point nine percent precisely according to coinmarketcap with the ether dominance on the decline at 18 percent. And my question for all of you, how high do you think the Bitcoin dominance is likely to climb for this cycle? Do you think we can hit 60 or even 70 percent? Let me know your honest thoughts. And as you know, at the end of the show, I'll be reading everyone's comments out loud as this is a live and interactive show and checking out the top 100 crypto gainers of the past 24 hours. We got trust wallet token as the top gainer up 10 percent, trading just over a buck, followed by excess up almost three percent, trading at five dollars and fifty one cents, followed by dy dx up a modest two point seven percent, trading just above two bucks and check in now. Ultimately, crypto bubbles dot net. It shows you the top 100 gainers for the past week. You can see most of the top cryptos are actually in the red and corrected with a handful in the red with the top gainers TWT up nine percent and PLS of six point seven percent. And checking out the crypto greed and fear index, one of my favorite indicators, hence why we share it every day. Currently rated a forty nine, which is neutral. Yesterday was a fifty last week, a forty seven neutral and last month a forty one in fear. So there you have it, fam. How many of you are bullish for Bitcoin here in October? Let me know and let's send this Bitcoin price action to the moon, shall we? Now, welcome, everyone. Once again, just joining us. Let me know where you're tuning in from. Now let's dive into today's Bitcoin technical analysis. And I have a very bullish target as well to share with you. So let's break this baby down. Bitcoin's price went on a roller coaster in the past 24 hours with moves of up to one thousand dollars, with most of the alt coins slightly in the green for today. But Bitcoin's dominance had continued to increase and has neared 50 percent. That's a great sign. I'd say that is the line in the sand for the king crypto. Now, the business week started on a high note for the primary crypto, which skyrocketed by fifteen hundred dollars in a day and a half and tapped the six week peak at just over twenty eight thousand five hundred dollars. However, that enthusiasm among the community didn't last long and Bitcoin quickly lost almost all of its momentum, returning back to just over twenty seven thousand and spent the next few days there. Then it tried to surge past twenty eight thousand on a few occasions at the end of the week, but was ultimately stopped with the latest attempt, which came earlier today when Bitcoin spiked to twenty eight thousand three fifty. And this came right before the price drop. Nevertheless, Bitcoin failed there once more and currently sits just around the coveted twenty eight thousand dollar level. Its market cap had soared five hundred and four five hundred forty six billion on coin market cap and its dominance over the alt tech kept increasing to currently forty nine point nine percent, which is its highest in weeks. Say goodbye to your credit card rewards. Big box retailers led by Wal -Mart and Target are pushing for a bill in Congress to take away your hard earned cash back and travel points to line their pockets. Senate Bill eighteen thirty eight would enact harmful credit card routing mandates that would end credit card rewards as we know it. If you love your credit card rewards, visit hands off my rewards dot com and tell them to oppose credit card routing legislation paid for by the Electronic Payments Coalition. Now let's discuss some of the alts. Matic, most alt coins face similar volatility over the past twenty four hours, but sit slightly in the green. We have a theory on Binance Coin, Ripple, Doge, Bitcoin Cash, and they all just jump by under one percent. And top performer adding four and a half percent of value and currently sits just inches below sixty cents. With most other lower and mid cap alts trading slightly in the green, the total crypto market cap increased by about ten billion sitting just above one point one trillion dollars. Now which alt coins, if any, are you most bullish on? Let me know in the comments below. Now here's some analysis coming from Titan of crypto. He wrote Bitcoin's next cycle top at a hundred and thirty seven thousand dollars. Let me know if you agree or disagree with this prediction. He also says using the price realized Bitcoin and drawing the trend lines from a cycle bottom to one cycle top after a potential price target for the next cycle top emerges. And as he points out here alongside this chart, one hundred and thirty seven thousand dollars and it would occur in August of twenty twenty four. Do you believe it's a realistic target? Let me know your thoughts in the comments below.
Side Hustle School
Q&A: How Can I Launch a Set of Unique Enamel Pins?
"Is the most effective way of launching by enamel brain pins wholesale and getting them into the right hands at museum and hospital gift shops nationally. The pens are high. Quality enamel designed by me manufactured. In china they are loved by neuroscientists neurologists psychologists and others. Who work with the brain or people who have brain injuries or illnesses. I thought about emailing links and sending samples in fun and different packaging. Or i'm also wondering if i should go the more traditional route of the big expensive gift show. Thanks so much for all you do to help all of us out here. it's invaluable. thank you so much laura. you're awesome congratulations on going fulltime. I think you said you're doing that this month or soon. At least i'll listeners. I want to encourage you to check out laura's site one because we want to support her but also because it's a really good example here. Laura bundesbahn dot com. Bunsen be indy. Espn dot com and my first comment here before we talk about the new line of products. My first comment is i really respect her pricing. Like laura's work is not cheap. She's doing some really beautiful art. A lot of it has mixed media and it sells for a good amount of money. Like i'm looking at these pieces on the site. And i'm seeing eight hundred dollars nine hundred and fifty dollars thirty six hundred dollars. Three thousand six hundred fifteen hundred dollars etc so some really beautiful art and she's not afraid to sell it for a good price so good for her. She probably wouldn't be able to go full time. She was selling this work for fifty to one hundred dollars each also. This kind of pricing allows for some investing in marketing and some experiments especially when it comes to launching a new product line like launching these new enamel pins and so my that was my first thought about i respect the pricing. My second thought. As i heard the question was have you tried exhibiting and then at the end she mentioned the big expensive gift show you know. I think it's a risk. Nothing is guaranteed but might you regret it if you didn't try and if it were me in this situation i think i would which would tell me. Oh i should definitely try it. I think this is the time in which you invest it in which you are willing to do. Some more extensive experiments reaching out to her target market and sending physical samples. So i think she mentioned something about that. Kind of outreach. I would send physical samples of the pins not just a link or i might email and ask if i could send a physical sample just so a bit. More of a relationship has been established since it's ultimately a physical product. She wants to sell. And i assume it will be a lot lower price than the handcrafted one of a kind art that she also sells probably gonna help to see it in
Art Beauty
RVive: Where Biotechnology Meets Beauty
"Today my fabulous gorgeous. Co host is alana drills cypher. She is the ceo of raviv skin-care. And i am so so excited to have you on because this is a line that has so much science behind it. I wanted all into this alana. Thank you for being here with us today. My pleasure and thank you for having me. So okay. Raviv is considered one of the most luxurious lines out there And this is a line. That i have heard about. I know that they have this incredible homophobic which i want to ask you about yet later. this is a fifteen hundred dollar treatments are but i you know i. I want to get into the science of this before we do this. I have to have like a little moment. Who radio. I am such a huge fan of the dermot flash. I read an interview that you love it too. Yes so. I obviously like everyone else during vent at least the beginning months you know. Couldn't get facial and that's part of my. I worked in skincare for many years. But that's part of my personal beauty routine. I feel like I was getting regular facials. Even before i had a career in beauty that came from my mother that was just sort of how we were raced and rape never done dermot cleaning okay during ovid i started buying every device to kind of replicate a facial service. So i bought you know. I'm i have about the german flash have new face. I'm have zipped so what i'd never done. Dermot cleaning and i have a friend who has really beautiful skin and she had been Swears by dermot. Planning you know in-office leaning during the facial etc was like all right let me try the d'oro flash and i really really like it.
Daily Pop
Britney Spears Apologizes for Pretending to Be Okay
"We're gonna have heavy show today because we're talking about this britney spears thing. She posted a brand new posts on. I g and she admits she made everything seemed like she was living a fairy tale life on instagram. When her life was anything but pervert she apologizes for pretending. Like i've been okay the past two years. I did it because of my pride. And i was embarrassed to share what happened to me but honestly who doesn't want to capture their instagram enough light. Do you guys understand why britney it seem like she was hunky dory impeaching absolutely. I think exactly what she just said. I feel like instrument first of all. This is like the debate about instagram. Right it's like how authentic is it. How real is everybody is what people showing. You is that authentic. I just feel like it's one of those things where you need to find a happy balance. And i think britney was going through stuff that none of us can even imagine in our wildest dreams and i think that was probably an escape for her to be able to just dance and put up some fun videos and not constantly reminded about the reality that she has been living in thirteen years percents. You probably did feel like people are not gonna believe me well and i feel like it's a weird litmus test that we have to go back in and say oh she's well. She's acted this way on instagram. As if that's like indu into everyone's lives no. Nobody really knows what goes on behind grams per one hundred but its survival like we all do. We are all surviving doing the pandemic hundred percent. I look at some of these celebrities who were posting just a while ago father's day you know best ad in the world love you. I guess you don't know he's not you just want to make sure that fifteen hundred dollars a month gets deposited and he keeps a cool. Yeah we all do it. We never i mean look at my job. Sometimes it's a headache and a half but on instagram. I love my job all the
Change Lives Make Money
"fifteen hundred dollars" Discussed on Change Lives Make Money
"Help with year. It was literally twenty four hours a day. Can i be honest. So i fucking loved it sam. I loved it dude. I like when. I'm like looking back on that like i'm looking back in those days like that was the so. That was this summer. That i i remember. I went there in the summer right. I i like 'cause that was the same year that i did a road trip across canada with tara. Remember that yes on the road with tara. And i was like we'd start like i literally guys hotspot my phone and my computer and i was watching the course my fucking wrapped. You did bali right after the two. Yep and that was when i went to bali with cursed and we just helped to build a business we started from my fucking scratchy like helped build a business from the ground up and that was i built the course of the time except freedom boot camp and kirsten was running through it. I sold a trip for fifteen hundred dollars. And i was like. Can you test this. And make sure it works on like all i want is testimonial out of it and this is again. Cursing started back in two thousand eighteen. We went to bali together. I worked closely alongside with their for like three or four weeks while we're in bali and she ended up making six or seven thousand dollars. Choose of bali. She came back to colona and she was like she was still working at her at her original joe's job and now you guys it's been two and a years. Kirsten has nine hundred fifty clients. You almost has a thousand clients in the big bail academy in ryan two years. So if you're thinking about your business right now in your at scratch work could be two years if you went all in. Chris has been doing for two years but yeah pizzas. Domino's back then was like you were still running. Ascetic nation pizza nomination was starting to get bigger and we were both at that point. We also both running both businesses like once i got pizza domination off the ground and i started selling people i was like okay like now i can kind of chill a little bit and i will come in the nation meetings again because i was more passionate about it. 'cause you something. I was excited about running down but it got to a point dude where we were just like we mean you both realize we're like i said it nation is number one. It's not really making us any money because like like we started like it's just not really making us any money anymore because i'm not coaching clients. You had your coaching clients but the amount of work that we had to do in terms of managing all of our trainers and managing all of the fires that you know if our trainer has a client and the bucket fires a right if if our trainer has client and our trainer isn't fucking helping that client out properly then they come to us like all the things that we had to deal to like. This isn't worth it anymore. So i remember. I remember that number the phone call when i called. Let's let's fuck. Dissolve athletic nation. Yeah i do remember that..
The Runchuks Podcast
"fifteen hundred dollars" Discussed on The Runchuks Podcast
"Hundred dollar max by and and that's the smallest maximum buying in town now south point. This is one of the things that made an arrow. They have three five nolaac with fifteen hundred dollars by now walk without knowing very much one of those also has to be wrong at. I believe it's it's the one with the fifteen hundred dollar by it gives the these x. The experts can always trap up a recreational player. Wipe them out just because the by recreational players usually don't buy an axe recreational player such down in one of these three five no limit games. My guess is usually by in about five hundred to eight hundred. That seems to be where we're at. So so now they can double up and the pro. Who's just out console. Console traveled for all chips in one hand and in the the buying of smaller. They wouldn't be able to do that. And i think that that hearts two games in the laura so this is something. I think the the pros need to understand that you push these by ends up too much. Yes you may win more money tonight or have higher expectations but in the long run. You're going to be wiping out his recreational players too fast and they won't come back and the laurent. It's gotta be hurting. Why is it that at the highest stakes. There's usually no cap to bind. There's always the minimum buy in but there's basically no cap. You can sit down with a million dollars if you want. The minimum minimum is obvious and that is the certain advantages to short stack strategies. And you really don't want the those in the game as to why the buying becomes an uncapped. I i really don't have the answer for that. Except that these games are more populated by much. Higher percentage are of a very good players so the problems that than the higher buyin creates versus the recreational players won't be there as much. I mean for example. Let's say you're in a game like i've seen this like ten. Twenty line nolan again. We're guy sits down you know. And bison for million dollars. I've actually seen that. You can almost be certain. That million dollars is only going to pot Only if the player has nuts otherwise it's not going in. So maybe that's a partial answer as to why that is appropriate. Just gave up and satellite. These games would go to buy but at the same time as you know what what's going to happen is let's say recreational player at some point Manages to build a stack and all of a sudden he's sitting there with. Let's say six hundred big lines which is a healthy stock and he should be comfortable in most settings but a high stakes game. It's pretty much guaranteed that all of the experts are gonna cover him so going to top up to probably cover him and all the newcomers are going to sit down with a thousand big lines so that they always have the option of of stacking him.
Modern Love
"fifteen hundred dollars" Discussed on Modern Love
"Message back within a day and he said thanks nasty name and we just went there as far as texting. Of course i was pretty excited. A good looking guy like that interested in me. He said he was an antiques. He mind gems earth. That's a little bit leary but yet as a going mile maybe you know somehow on the discussion of Hot cars and so we would argue about which was better. I prefer the challenger. And he liked the mustang. We kinda joel back and forth about that. His awesome because i like to do that even if it was only true. Texting which i thought was weird I says well can we meet. He says well. I gotta go out of town for a while he said. Oh i'm going to maine to see if i can find some antiques. I said okay. How long are you going to be gone. You said a couple of weeks. Finally one day. I tried calling him and yeah. It didn't go through. So i knew there was something not right. I was suspicious the whole time. But i really enjoyed our conversations so i kept letting go thinking i just kept pushing my suspicions to the back when Let's see where this goes. Stay there for a couple of weeks and then it went into another week. I said i thought you were coming home in two weeks. Well things are bad. I need money for this. And i need money for that. May i says how much do you need. And he told me fifteen hundred dollars. I said i don't have that. I think what you know you care about me. I said i didn't care about somebody and still not give fifteen hundred dollars. We talked i. Sale is at least a total of three months. Until i finally. That's smart and i will his pitcher at the picture we long into a writer in massachusetts and he was the game man so i he was not the man i was talking to. They said well. What's your last name. And that's when he told me mcallister. That's when i started looking it up. And i searched for michael mcallister than there's a lot of michael mcallister's on there but only one would that picture i says so. You're not in the real. Mike mcallister he says. I am the real mike mcallister. Not according to the picture you're not why would a k- writer be interested in me. He says well. Yeah but i. I changed since i met.
Daily Tech News Showhttps://dailytechnewsshow.com/
"fifteen hundred dollars" Discussed on Daily Tech News Showhttps://dailytechnewsshow.com/
"It's doom and gloom. It's terrible. We should all gone hear gunfire well. This perhaps isn't doom and gloom microsoft updated its xbox cloud gaming up for android to add. Better support for the surface duo. Now the mobile device will work like a giant nintendo ds one held in the clam shell composed mode with the top split. Show in the game. And the bottom show. In a virtual version of an xbox controller there are currently more than fifty titles that support xbox touch controls. It's but it's called. Is this surface duo of failure. You might ask click bait headlines on a no microsoft cut the price from fifteen hundred dollars to one thousand dollars that could indus indicates low sales could also be the normal price cycle of an aging product but the device is also get in an international launch later in two thousand twenty one with microsoft continuing to update features. So it does not seem like it's dead and gone just the opposite yet. This is you know microsoft. A lot of times plays a longer game their hardware. I'm if you remember. The original surface tablets weren't weren't exactly a super well received. I think they built that into respectable business. The fact they keep adding features and this is a big feature For this i think. That's it's an interesting you obviously. If you're a hardcore gamer. A you know a touchscreen. Xbox controller isn't exactly the most precise interface but it's still allows you to play And you and you do. You are able to take advantage of that second. Touchscreen tells me that microsoft is is not giving up on this form factor that they're you know maybe a surface duo sequel might be on the way you know you have that really high price. You only get the superintendent to buy that first gen Then you released a product on the second gen that has all of these interesting features at you know seemingly maybe a little bit more affordable price smaller vessels stuff not unusual product cycle for any company..
Daily Tech News Show
"fifteen hundred dollars" Discussed on Daily Tech News Show
"The people physically could not do the jobs that they were otherwise going to do otherwise know through no fault of their own. Then yeah it takes a while for things to shake out and i know we talk about it all the time on the show but it's like if there are more jobs that are predicted to be created the jobs that are lost even though there are jobs lost and not all of those people can just you know flip a switch and go into a different role in in a best case scenario. The folks who were doing the older version of the job are now freed up to do jobs that are better suited to them and make better use of their skill set and beat muster in the disk mode was asking about how many musicians and making a living through music now compared to before i think all of my comments bambi. Threes and cassettes may be but you know the the entire landscape of of music and that industry has changed so enormous over the period that they're all but they're also more ways for music to be distributed and consumed and that means there's more piracy and ways to get around paying things but opens up new opportunities like livestreaming and things that you can only get if you pay and support indirectly and so i kind of feel that you know like with what i was saying previously that we just as a as a culture at least in over the last few decades. We have this ability to just respond pretty quickly to whatever You know the environment all the health caste system or whatever it is throws it is and i remain pretty confident that That will we'll be fine once again. But maybe i'm just the optimistic. Maybe i should be saying. it's doom and gloom. It's terrible we should all go. You hear the gunfire. Well this perhaps isn't doom and gloom microsoft updated its xbox cloud gaming up for android to add better support for the surface duo now. The mobile device will work like a giant nintendo. Ds one held in the clam shell composed mode with the top split show in the game and the bottom show. In a virtual version of an xbox controller there are currently more than fifty titles that support xbox touch controls. It's but it's called. Is this surface duo of failure. You might ask click bait headlines on a no microsoft cut the price from fifteen hundred dollars to one thousand dollars that could indus indicates low sales could also be the normal price.
Growth Experts with Dennis Brown
Why 98% of Businesses Never Break $1 Million in Sales
"Yes. The first thing you want to look at right is the plan. I talked about that earlier right and get it out of your head. You know what you wanna do. It's in your head. It doesn't have to be perfect. It just has to get on paper because once you realize when it's on paper you can see 'em mitt charging when i need to charge. Seventy nine percent of small businesses are undercharging for their product and service. I know everyone that's listening right now. You know you need a pay raise because you pulled that pricing out of your hiney. Let's be clear we all pull it out of her honey. What is dennis charge. What a charge. What is bomb charge. When was jim charge. I'm gonna charge this basma. Nothing nothing to do with your pricing. So i go through a formula. 'cause even my business when i first started right i was undercharging. Five dollars right. Which doesn't sound like a lot of money but five dollars times three hundred customers. Right was fifteen hundred dollars a month. I was losing times twelve months. That was eighteen thousand dollars a year. I was losing and that was off a one service. So you you look at. You're losing money because you won't take the time to get clear on what it is. You're doing eighty eight percent of small businesses. Don't hit that hundred thousand dollars. We can go get jobs. One hundred grand. So i want to if you're going to do this and if you're going to sacrifice your time your money your retirement account hawk your home right. Get a home mortgage max out your credit cards. Let's do it right so it's looking at. Who is the ideal client back in the day as a hairdresser i was like where do i find my ideal qualified customer. So we all know our avatar and you put together but the missing piece that i see is you. Don't get clear on how much money they make. And how much disposable income. They have doesn't matter if i make one hundred grand if i'm spending two hundred gram it doesn't matter how much five hundred thousand dollars if you're spending five hundred fifty thousand dollars so do they have the ability to swipe that card and pay your prices and services. You'll grow your business quicker and faster if you get really clear. So i'm really clear who my avatar is
Shut Up I Love It
"fifteen hundred dollars" Discussed on Shut Up I Love It
"I miss sterling miss tiger. Was you know the thing that everybody in my small town he wanted to do. It was scholarship opportunity. It was a path out I as reigning miss tiger cast down the crown. You know but yeah i won you know. Fifteen hundred dollars in scholarships doing the pageant. More than seventy five dollars. That cares dante one way more. That's more than i've made in some years working and then industry. So yeah. What a cast cast. Eichel never can't say half of their names because the cares chris. There's too many courtesy christie's criticism. i heard. Well let's talk about more dead bodies because they are like the spark. May i just interject about the personal connection. I had a lot of flashbacks to a personal connection as watching this movie. That i completely didn't think i would have dead bodies and it's it's the dead bodies. Yes i shot him in the head I actually judge a beauty contest. it was Oh gosh why do. I not remember what city it was for. It's a city rights out outside of la industry around there whittier. Forget god i forget Miss o cerritos. We're closer we're really. I bet if. I just search on instagram real quick. Because i follow them. I'm not a creep. While talk about miss southgate's miss southgate. I judged missed southgate. That friend of the show jesse esparza was the emcee This is maybe. I think three years ago And we had to interview the girls just like you see in the movie where you ask questions and i completely forgot i. I did that and Doing jim hi were you. Don't remember well to be honest. there were some Like family tragedies. That happened around the same exact time would like go in a a big thing. Wow bend around the time. That kind of i was more the marker of that time but That's why i think. I don't really remember a lot of the details but It was like very awkward looking across a girl and being like. Tell us how you're going to make the world a better place and knowing like you're not gonna do anything one time in a pageant. They asked me who who. I would trade places with in the who i would want to be the client. I just like out of the top of my head said paris hilton and the shipping like mental shit. Shit shit shit shit. Walk that back And then. I was like to have her to have her fame and platform but to use it for good..
The Tech Guy
Microsoft Drops Windows 10X Before It Ever Launched
"Microsoft had been touting this windows ten x for awhile the next version of windows it's gonna be. We're going to rewrite it from scratch. We're gonna we're gonna components. Is it and make it more robust and more reliable and and it's going to be for our new dual screen devices. The duo in the neo except then the duo came out and it was an android phone. What hey what and didn't sell that will cause was fifteen hundred dollars. I bought one in took it back because it was just not. It's just it wasn't a great phone you know if you're using it as a phone it's gotta be good phone first and foremost now. It looks like according to. Brad sam's over at petrie breads this guy with good sources that the neo is probably not gonna happen Which is disappointing to me because it was very cool nor is the windows. Ten x the special version of the rewritten from scratch beginning of time version of windows. Tha when the new next generation of windows microsoft will not be shipping windows. Ten x this year says brad this year being twenty twenty one and the oh as you know it today. We'll likely never arrive. He writes for about a decade microsoft. Have been trying to modernize windows in various ways. Put on problems with windows. I think some would say this is one of the good things about windows is it Doesn't abandon the history of the past. It's still runs software. That came out twenty years ago. It which is a great labor on microsoft's part to make that work. Furthermore impacts stability security a lot of things. But they're you know hell bent to keep a windows compatible with everything that ever worked with windows.
The gamingfixx1's Podcast
"fifteen hundred dollars" Discussed on The gamingfixx1's Podcast
"The stuff on like all right cool so the contact flesh lead directly into my k- think about doing the demo. I wanna do a review the like. Yeah that's cool. Well we look forward to seeing it. And i'm like oh will i don't. I don't have any of the cards. I usually. You know you review. i mean you know. Full disclosure is a truth that we do review usually. Don't pay for the game because it will cost a lot of money if we paid for the game and it would be cost prohibitive in ridiculous so even though we do get like we do get on services and stuff and and such but at the same time We don't we we really try not to You know buy full price for every review. We do because i would start really eating into everything. We're doing things get expensive if you're not buying waiting for to buy them on sale so we're not so we just don't do that really and so i was asking is like yeah. We don't we don't give out on products that's a find it. I'm like okay cool. So this morning. I talked to a charles who we talk about on Here games arena not games arena. Wow gangrene has gone at the guild house and asked him about his like hands on some though. I'm like oh okay. Cool is the price. It's just really hard to get. I'm like okay. I'm thinking much of it and i was like you know what i'm gonna find out information and you know we'll blame we're gonna do the review and it's cool and i decided to look it up and i was looking at full disclosure during When you talk manhattan get your game on with the talking. About vampire or Dracula whatever the name Bloodstained yeah and let's for I was looking at an article about it. And the articles really strange basically says that a box of flesh and blood is about fifteen hundred dollars on ebay the wall and it also says that some of the singles are going for three grand..
Scientific Sense
"fifteen hundred dollars" Discussed on Scientific Sense
"You know. That's the markets will right evolve. These activities require subsidies By a public entity then a different question because the subsidies is a resource allocation question for society. Absolutely absolutely. and so you know atlanta's us great sex on others say this is the best thing for humanity to do. I disagree that that lot of good things Today this is one of the good things. But it's not necessarily the best thing clearly. The best thing for spacex and orbital because it said economic question well let me let me respond respond to that in two ways and again. I'm going to go back to my public. Good private good analysis that economics gives us. It's difficult to argue that when you go after this podcast maybe out to grocery store to grab a bite to eat or something getting your car that you're being subsidized by the roads you drive on. I think it's tough argument to me on the other hand. If you got a check in the mail from the government that said hey we know that you're you're suffering. Here's fifteen hundred dollars. That would pretty much be unequivocal. That was a subsidy so when it comes down to making goods more cheaply from a private point of view then they should be taken into account the full cost given the background of the existence of the public infrastructure. Given that background which is remember non excludable in the sense that anybody can use the roads. Anybody can use us space. Anybody can do this if they want to. Okay if you look at it that way. Then the the act of of providing the connective tissue to the space industry or any other can't really be considered a subsidy. It's not really as it does not public goods do not destroy or do not undermine the efficient allocation of resources so i would say i would say yes. You're one hundred percent right this. If this market is is to stand on its own it needs to stand on. Its own but that doesn't mean that it can't take advantage of research that goes on in the public sector. Fifty percent of what we do in the universities is research. Fifty percent of the research done in the united states is done by universities so agricultural extension this is bringing to farmers the information about better crops and and and you know nasa came out of knockout. Actually it's mostly sit in a c- a which is the national advisory committee on 'aeronautics which never got into operations itself. It provided airfoil designs it provided prop and cowling designs for the fledgling.
VelociPodcast
"fifteen hundred dollars" Discussed on VelociPodcast
"I've just gone on furlough and my next is going to be. Maybe half what it normally is. So i don't have extra money. I've used all my extra money to get to this point where we are That's why i was trying to withdraw. So i say well what happens if it's temporary suspension. Can i just wait. Apparently their version of temporary is really just until you give them more money so it's really a suspension permanent until you pay out so now i'm starting to really feel sick like this is all gone wrong. I should have gone with my first instinct that this was not a viable solution for investment. But again the first investment worked out the second one didn't the third one to get the mistake fixed actually worked and then this next thing was kind of my mistake. I tried to take the money out. Technically when i wasn't supposed to. So i just i'm really honest. I don't have fifteen hundred dollars. I cannot deposit that much money. Just because i don't have it. So what can i do. They come back with five hundred bucks now. I do have five hundred bucks. Left in my crypto currency account and. I'm thinking this is it. I have to be really careful. So i say i will contact you. Wanna make the deposit and you tell me to go ahead. that's fine. Your your money is safe with us. It's just sitting there in that account eye contact. I summarize everything that's happened. See i'm going to make the deposit now to lift the suspension on my account. Is that okay. should i go ahead. He says yes. Go ahead Deposit the money then. Nothing happens i wait a day and i sent an email saying. Can you confirm receipt of the funds that i deposited to lift the suspension all mike hill and the response. I get makes my heart sing. Because the response is there was a problem with your deposit because we were upgrading. our system. every other crypto currency. Not the one. I used was fine but the one you used how to problem so we didn't. We weren't able to confirm receipt of your deposit. I said look. I made the deposit. Good faith i even checked with you that i should make the deposit and you said go ahead. So if you're upgrading your system you should have told me to wait. So this is clearly a problem on your end and their response to that was just not answering my email so i sent another email saying look. There is a public record. I've sent this final deposit to the same address. A previous deposit. It shows the transaction. Went through so you can see that you've received the money. Will you release the suspension or at least just returned. the money is deposited. I'm not even talking about profits anymore. Just give me the money. I gave to you back no response..
Healthcare360
"fifteen hundred dollars" Discussed on Healthcare360
"I'd rather have my fifteen hundred dollars a month a portion of that going to cover some of those costs so i don't have to visit high cost center and if we don't spend time there it's very much like education. We don't teach the kids still how to read write in new arithmetic. Then we can't expect the continue to have a great innovations in advancements this country has brought world because without those foundations. You can't have the other things that are associated with those baselines it. Prevention is not a baseline. Don't expect illness to go away. You made a comment earlier about. I don't want my government healthcare. Tell me what to do with my body now. What doesn't make sense to me. Because i know better i know you know better for example if we know that smoke and under its present condition or food under its present delivery. Because let's say a bag of doritos versus an apple. Right sure why we allow in that to come out. The also needs to be restricted at the same time. Yeah i mean. That's really complex question. Is you get more on social things. Shum the way i'd answer it is like this. Your body knows how to process apple. It knows what the new of that your body has no clue what to do with israel and therefore we wonder why we have loading inflammation in headaches and yet we're putting things in our body that we never experienced and it never been attended to. We're calling booed me now..
ROADIUM RADIO
"fifteen hundred dollars" Discussed on ROADIUM RADIO
"You know and you know what he said. So i need people that are listening to be careful with these top guys. He said i'll give a full of this long going to go nowhere anyways dan. That's probably how they feel because they're trying to make their money because like i said we just discussed this. A lot of the dues ready had the money like that so they were trying to trying to hustle kind of scam. People do this verse reuse. Just shoot me some money and they. How'd you two. yeah man. i'll tell you. Another one. And i got paid a fifteen hundred dollars for one berth that he had already recycled. Here's another one I was working with just one rapper and He wasn't that known but he had money and wanted a very well known rapper. That fell off. The face of the earth was with me and he told this guy. I get you some tracks for a muff das- and corrupt. Yeah that's what he said. And i was like burritos and he goes. Yeah cheap cheap you know. They usually charge about fifteen grand tracks. A police five because coming for me. No shit this guy just went home and worked up some bullshit and told him told him but you can never say it has produced by by them Ship so now he's trying to hide it. Reales equalled yeah give them a bullshit trek chi who was trying to make a sound like some dogs and the guy but later only that he goes. Yeah yes can you see. That's the what the music game is. There's just there's so many scam artists. People saying they can do this for you for you. And that that's the fuck the part about the music game. You know what i mean so it does kind of kill you like your passionate. I give you truly passionate about it eventually. You're gonna run into some scam that people that say they can do this. And that and this is totally. Yeah man you what..
Latest In Tech News
Prices for Nvidia RTX 3000 Graphics Cards Are Getting Insane on eBay
"Prices for the invidia. Rtx three thousand graphics cards are getting insane on ebay bc. Meg is covering this article. If you're wondering what's going on with prices on even prices are getting kinda crazy Scalpers our in house charging people two thousand dollars to own in videos. Rtx thirty eighty. Unfortunately the ongoing shortage for the latest pc graphics card is causing the prices for the usa. Too disturbing new heights on ebay. Since mid-september scalpers have been reselling the rtx thirty on ebay for around thirteen hundred to fifteen hundred dollars which is almost double. The original seven hundred to eight hundred seventy dollar cost depending on model but in recent weeks the pricing for the in demand graphics card is only got more insane and actually have a graphic kind of showing the graph prices are all over the place but seems to be general medium to understand the full scope of escaping chicago based data engineer named michael driscoll has been tracking a gpo sales on ebay using a computer script on tuesday. He told us the medium price for the rtx. Thirty eighty has now reached two thousand and seventy dollars the median prices for ebay for all the rtx. Three thousand cards began to balloon in february in the case of the thirty eighty costs. Shot up to around twenty four hundred. The rtx thirty seventy any other hand in a high of over twelve hundred dollars. Us and it's like no world is going on. Numbers only began to drop last week. During the same time invidia lodged most affordable entry in the rtx three thousand series thirty sixty which starts at three hundred and thirty dollars. Prices stopped going up exactly when it launched. The i can't be coincidence. Driscoll told us not a huge drought significant by us meaning. Pc not meet for the increases. I have no way of confirming. But i know many employers give out bonuses in february and people are starting to file and receive tax returns which could be driving some of the price increase. The insanity has also carried over to the amd's latest rate on graphics. Cards scalpers on ebay are now hockey enough for about double the normal cost. It's like a grant allowed guys One factor they do mention is the surge in crypto currency mining which might be creating more customers scars on ebay. Still imagining someone to pay two thousand dollars for a single. Pc graphics card is mind boggling ultimately as a dark time to be a pc builder but you can find ways around. You don't have to get the latest and greatest graphics card can still work with what you have or you can forget buying a pc and building it from scratch and just get one prebuilt to some extent. Probably help you out
The Indicator from Planet Money
Seeking Refuge On The Open Road
"When we reached bob wells. He was camped out of the grid in his white. Gmc savannah van in the middle of the california desert. Some twenty five years into his experiment in mobile living. How did this whole journey start for you. What was your life like before you discovered this this lifestyle while i was either very very lucky or very unlucky depending on your point of view it was the winter of one thousand nine hundred five. Bob was living in anchorage alaska where he'd worked for over two decades in a union job at safeway saint job. His father had worked until his retirement. At the time bob was going through a divorce and after alimony and child support payments. He says he was no longer making enough to clear his rent. He was desperate and that is when he noticed old beat up box banned for sale on the side of the road for fifteen hundred dollars and he decided he had to go for it. That was all the money. I had left in the bank. But i had to have a place to live and so i bought it and That night through a backpacker. Sleeping bag. Down and i began my van dwelling adventure in the winter and the cold van and i That first night. I cried myself to sleep. I literally cried myself to sleep. Or when you're going through a divorce you you cry yourself to sleep on a pretty regular basis ends but sure just of course greatly compounded here. I was homeless bomb living in a van on the streets. And how much lower can my life get. But bob done a lot of camping in his life and you had to make a small space cozy and after a few weeks eat figured out how to cook and stay warm deal to bed and cabinets used his gym membership to shower. Figured out how to make it sustainable. And the money. He was saving on rent. Meant he didn't feel like he was always on the knife's edge it slowly and subtly shifted from. I despise my life to. This isn't really that bad to hey. Every month i keep the money and put it in my pocket to. I kind of really really liked this. And that's the way it's been every sense. Was it difficult at all to kind of switch. Grand narratives about What trajectory you're supposed to take as a productive member of the economy absolutely it was a traumatic transition you know. We are trained from birth to death. Our purpose in life is to be good productive citizens and so it made me question everything i had done. Exactly what society and told me to do. I'd gotten a job. I wanna house. We'd had kids. I was following the american dream to the best of my skill level and ability. As i could and then i was forced into living what society told me was the life of total failure homeless in the van and for the first time in my life i was happy well that raises a lot of existential questions and when i looked around at all the people i work with work eat sleep. Working sleep work. Eat sleep. I said what society told me it was not true. I've finally found a way. That's happy for me. Let me try to understand that. My life and for the life of others a few years later bob had saved up enough to quit his job at safeway and by supplementing his union pension with seasonal stints as a campground host. He was eventually able to take to the road as a full-time nomad in two thousand five about a decade. After he moved into the van. Bob decided to pay forward. Some of the techniques developed the started a website called cheap. Rv living the serve as a kind of resource for other people interested or in many cases forced to move into a vehicle. I started the sole intent of letting people know there wasn't on alternative. You didn't have to live under the tyranny of the marketplace and the way to do that was to eliminate your biggest cost in life. Which is your housing with cheaply. Live frugally and then you can live well for a long time the site just kinda mosey too long picking up you know few page views here and there in two thousand eight happened. Bob says in the wake of the financial crisis. He was inundated with desperate messages. Have lost my job. I we moved in with my family now. My family is lost their job. Now we're all losing our own. What are we going to do. And that was the question. I got over and over and over again. Even after the economic recovery started to pick up the number of inquiries and page views and people in the community continued to grow. Fueled partly by the rise of social media. Bob started his cheap. Rv living youtube channel in two thousand sixteen and has since become just one of many popular nomad influencers but unlike a lot of the glossier more glamorous content associated with the hashtag van live crowd. Bob's videos are all about helping people struggling to keep their head above water financially and they're filled with the nitty gritty details of living behind the wheel. Today we're gonna talk about heat today. We're gonna talk about taking showers. The topic of today is poop. You can cut your behinds. Not one of them. You want that thing to be clean all the time. Bob also does these little interview profiles of people living in different kinds of vehicles cars to trucks to buses. Welcome back fellow nomads. Today we're going. Meet a new friend of mine. Joe sale load everyone relax. They're really out. There doesn't look like there's a bunch of people out there. Yeah thank you that video for the record. Two point five million views and counting. Bob says his videos have become so popular that he's now making more money than ever before. I think eventually the second break but it gets great reviews on amazon which is why i'm recommending ads in affiliate marketing. Help him bring in over one hundred fifty thousand dollars a year. Bob makes enough to have two full time assistants helping him with his work and because he says he never plans to live in a house again. He makes a very healthy profit. I'm make much more money than i ever thought. I could possibly make in my life. And i live in a van. My expenses are pretty darn low with that extra money. Bob started a nonprofit homes on wheels alliance to support people transitioning into living in their vehicles. They've started to outfit and give vance to people in dire need of a new vehicle. And bob says he saving up to buy a plot of land for an in person resource center. It isn't clear how many people are living on the road at this point. But in two thousand ten when bob started this annual gathering van and car dwellers in the arizona desert called rubber tramp rendezvous it had a few dozen attendees by two thousand and nineteen. They had an estimated ten thousand people show up and as a central node in this growing community. Bob has had a kind of front row seat to the massive disruptions of the past decade. And he's watched as certain demographics have borne the brunt of those changes. It's a surprisingly large female. Contingent older women in their sixties and seventies. When they were girls they were told get married. Stay home raise a family and so they never go up so sturdy and then now they're living on five hundred to eight hundred dollars a month so skirt and he cannot live in this country on five hundred two thousand a month so sturdy and live in house and you just can't do it and so they all desperately needed the solution as well and i told them all. If you move into your plan you can live reasonably well on that. You won't be rich but you won't eating dog food and there's hope bob says he has seen an uptick in views and inquiries about van dwelling over the last year. But so far he says the stimulus checks and the nationwide moratorium on evictions have slowed. The number of new nomads. Still he says as the baby boomers continue to age into social security and as the effects of climate change intensify bob expects the movement towards van life to surge and he sees it is his mission to try to help however he can. I've got a string of lifeboats. And i want to get as many as i can into the lifeboat and i think the hammer blow of two thousand eight really put a crack in people's confidence and i think when you combine that with this cheers a natural disasters and the epidemic. I think people are just going to be abandoning the american dream in droves. That's all i'm trying to do is get people out
Wendell's World & Sports
"fifteen hundred dollars" Discussed on Wendell's World & Sports
"So that's the deal man. So i mean special dedication going out to the legend american icon the great jim brown and everything that he's done as an athlete as an activists at public citizen everything that he's done a remarkable life absolutely remarkable life. All right man i'm done. I'm done finally taking over these tour dates. Oh i forgot to mention the tour dates always like to keep up here. Oldest reading's tour dates. You realize that in one thousand nine hundred eighty five has right now. Oldest was probably back in making chilling or he would probably memphis tax cut in a couple of records. He finished a february sixth seventh date at the island club in miami two shows on the bill located on one thousand northwest avenue in miami then on the nineteenth which would be tomorrow he started a one-week gig at the apollo. The porting the miracles and etta james jelly taylor bombing maclaurin of and fennell. Rescue me about you in my art rescue me. He that was in one thousand nine hundred eighty five then in nineteen sixty six tomorrow. He was at the making college. The blackwell auditorium ashland virginia the itinerary for the show that was interesting the itinerary while the band was going to get there by one. Thirty set up. Get ready to go. The contract was gonna go from two to four and the cost of the show was fifteen hundred dollars. Deposit was seven fifty remaining balance to be paid when he got there. Were seven fifty so we go fifteen hundred for and you gotta remember oldest working. A lot of dates had to pay for the ban and all those type of things but still back then in nineteen sixty six. Pretty pretty stuff all right again. I want to thank you for listening to my podcast. Say stay safe. Continue to work toward unity. Togetherness that the thing that you're doing You know the good news you know about rush. Limbaugh dying amen. You know it's. I've always said when you can get a bigot off. This earth. a racist piece of shit bigot. The world becomes a better place and when the world can become a better place. Why should we saw. Why should be feeling down. Be happy glorious day. It's a fantastic day. So russ limbaugh was a fucking big. He was an asshole. He was a racist. He was a misogynistic. Peggy with a pill popping national so who did nothing except to ingratiate himself and get himself rich off the fools of others of off the counting the fools that believed the bullshit in a racist shit that he said so when someone like that dies. Why should anybody feel said. Why should anybody feel a daily. No time for sorrow is a time for celebration. I was one happy motherfucker. My wife found out my day. My day was made. When i found out that motherfucker died fucking rest in piss you shit motherfucker. Hopefully a couple more. Your clouds will follow you so there you so that the end of the show as i speak about unity and harmony. Hey you know what that that that became a lot. Better our chances. It became a lot better now. That asshole is burning in hell where he belongs all right. Thank you very much for listening to my show. Hey you know what. Listen to my podcast. And when you listen to podcasts. Rate review is whether it'd be on apple i tunes or anywhere. Would you listen to podcasts..
Scuba Shack Radio
Underwater Navigation
"Last weekend. I was teaching a private open water class to a woman who wanted to get her confined water. Training done before heading out to the south pacific to work and to complete are open water dies. That's pretty nice. Don't you think well as we were finishing up our classroom work. We reviewed the logistics for our pool session. The next day. I pulled up the map on my computer with the street view to show her where to enter the building and the location of the parking and as we were closing out she said just give her the address. She'll let the gps in her phone. Get into the pool. Pretty simple and she arrived on time the next day at the pool. Ready for our session. Now during our pool sessions we have our students where computer on the wrist. I like to let them get used to the feel and also looking at the computer while underwater and as i was explaining that we liked to wear the computer on our right wrist with our compass on the left wrist. She asked if there was an underwater. Gps available instead of a compass. That's a reasonable question. Right now i would say not really. I know that garment makes a dive. Computer the descent mark one that has surfaced. Gps to mark your entry and exit points but the glamour on their website states. Gps tracking and satellite communication does not work underwater technology however continues to be amazing. I did come across a company. Navigate out northridge california that is creating a solution of sorts it involves a gps gateway which is a floating radio antenna with a suspended array below and that communicate with a wrist mounted unit it uses an acoustic signals that determines the bearing and range from the gps gateway and then plot your position on the dive site. It's an interesting piece of technology and still evolving. The website for naveh made says it will be available this year. The cost of the wrist unit will be fifteen hundred dollars while the gps gateway will also come in at fifteen hundred dollars. There was some reference that they would be making the gps gateway available to boat operators. So it would appear that we are at the cusp of some new and exciting ways to navigate during our diving but as we know the proliferation adoption and success could take awhile the wrist. Mount unit is only good. If you have the gps gateway available it could take awhile until there are enough of these units out there to make to make it worthwhile purchasing a fifteen hundred dollar unit. You could end up with the gadget on your arm. That isn't going to give you what you want. So that's where we come to the tried and true underwater navigator. We all start are underwater navigation. Training deal i open water diver course when we are introduced to the compass and how to use it for some simple navigation on the surface and underwater. But if most people are like me. I wasn't really ready to navigate effectively on a dive. I needed more experience and training. We get this during our advanced open water training when we do more navigation training and conduct a navigation dive to extend our knowledge we learn about kick cycles how to measure distance and extend our skills with a compass for most people. This is pretty much the extent of their navigation training. So you'll have to make sure that you practice use your compass during a dive to set a course and see if you can return to the boat us time to judge your distance and kick cycles learned to trust your compass and you'll find your underwater navigation skills improved. You can also continue your navigation training and education with the water navigation. Specialty course for the patty specialty. You go into more detail about measuring distance how to use natural navigation techniques and more use of the compass including underwater patterns after completing your knowledge development. Which can be done using the patio electronic learning platform. You'll conduct three open. Water dives to build your skills and proficiency and underwater navigation having that confidence and competence in using your compass and finding your way underwater reduces your stress and anxiety and make sure diving more relaxed and fun right now. We really aren't able to avail ourselves of underwater. Gps it sounds like there might be solutions in the future and as we have come to appreciate technology advances. We'll be standing by for now however you can't go wrong in developing your skills than the tried and true underwater navigation techniques and equipment
BiggerPockets Money Podcast
Budgeting Expenses While Living on The Road with Renewable Energy Worker Clayton
"Clayton. Welcome to the bigger targets. Many podcast. i'm so excited to have you today. Thanks guys. I'm really excited to be here. Appreciate all your advice. Throughout allentown cast stones awesome. Well thanks for listening. So clayton is a twenty six year old renewable energy worker living in the midwest and looking for some suggestions on financial planning in general so that he can retire early and lead his best life clinton. Why don't you walk us through your income and debts absolutely so right now. Actually our income just got cut by about forty percent girlfriend. Travels with me for work and she. Unbeknownst us lost her physician so lost forty percent of our income. I'm sitting at a salary for diem and a trailer allowance and then some rental income from a rental property that we have totalling about seven grand a month. Can you give us some background on that. So you say salary per diem and camper each just give us enough background in your job to understand why you have predicament camper allowance. Sure yes so. With the renewable energy side. We travel all over the country so ben everywhere from north dakota colorado oregon iowa and now down in texas so pretty gives me some money in basically not sleeping my own bed. Money right and then Trailer allowance. i live in a fifth wheel while on the road so kind of a unique living situation and they give me allowance for that too. Because there's obviously expenses that come with pulling a trailer and the wear and tear on the tyres and all that kind of thing so companies generous enough to give us allowances for those kind of things and yeah ok. Great eddie other sources of income besides the salary camper allowance pretty yup so we do have a rental property. that were satirized. Well we are at home so kind of one of those ideals to were living on the road but we have a home base and house hacking that home base. So that's bringing in about fifteen hundred a month for us right now and it's gonna go up hopefully the next month or two. Once we finished some slight remodels and get another room rented so it should go up to about two thousand dollars fantastic. Yeah expense side of things fixed expenses. Obviously we got the mortgage. We do have a car loan and then luckily enough again with the company. I worked for their great and they cover a lot of expenses on the road so the living allowance. The lot rent recover my lower end from camper all that kind of stuff. So it's pretty limited to mainly just jim internet's phone bills and then food things like that. So the picture informant. My head is a really strong financial position. We talked about a seven thousand dollars in income. Let's exclude the house act. We got about fifty five hundred dollars a month in income and are you kind of abbreviating that to after tax dollars. Yes yeah that's all after tax. Okay great so you got about fifty five hundred and after tax dollars plus we got income from your house hack how much is your mortgage mortgage is about twelve hundred dollars a month principal interests. I thank is around seven fifty. Our insurance is actually a little bit higher because the house situation is kind of odd. An taxes are actually relatively low about thirteen hundred a year. So awesome so even with maintenance. You're probably sitting at no more than fifteen hundred dollars. Total housing costs. What are your utilities. You think as hard to us for now just because we do live on the road and it's relatively low because we're one twice a month so i don't know maybe hundred dollars okay. So you're housing is free for all intents and purposes through the house hack. Is that right correct. Yep awesome love it. How about transportation is that also largely free because of the allowance for the camper and that type of stuff. That's another benefit as Transportation's pretty much free. I gotta company truck and again the company. I work for their so generous to let me use that personal time to you which is awesome. We do have a vehicle for my girlfriend and we do have a debt on that as well and believer sitting at eighty five hundred or so see if a balance of eighty five hundred on that in cash payment associated with it okay. What would you kind of estimate your total expenses to be housing. We've got to close zero. What would you say outside of housing. Your monthly expenses are unrelated to work man. I'd say twenty five hundred ish maybe a month and that's going to be broken out between that car payment in a gym and entertainment this types of things normal year when it's not twenty twenty. We tended to spend a little bit more than now. It's a little bit less but yeah okay great. So what i'm seeing. Here is an ability to accumulate at least fifteen hundred to two thousand dollars a month in cash flow on an ongoing basis. Is that right yes awesome and then when you look at your financial position do you feel that. The opportunities are going to be on the income side on the expense side or on the capital allocations piece in terms of managing the money. You're accumulating i say right now are sitting pretty good as far as the income. I feel pretty solid with the income side of things granted like i said we did lose some of that coming in but i believe there is work to do on our expense side of things. 'cause i don't accurately track it. Everything i do is rough estimates. So i know what my phone is monthly. I know what the car payment is monthly but the food and all that stuff who knows i mean sometimes we go out and have fun and go out to local italian restaurant or whatever it is so perfect so i think we're gonna have a phone with this because your expense the way you've just described your situation. We don't housing expense. And i see a path forward here. Where if for example if your path that over the next year to you don't have to pay for housing and you don't have to pay for vehicle at least in the short run. I mean you get to that point and you have a thousand dollars per month is what i understand per diem. Is that right. Roughly a thirty six days. So depending on when i'm work that worked when i'm at home so about thousand
BiggerPockets Money Podcast
"fifteen hundred dollars" Discussed on BiggerPockets Money Podcast
"Seventy five dollars a month or maximum are ages as well into that our mashes are contributes fifteen hundred dollars a year to that and then we. We contribute the rest of max out this year. Seventy two hundred in the next year. Seventy three hundred dollars a year for the hsa okay. I want to break that down in a second here because you're not coming up negative five hundred a month short. You're fasting heavily and with all that. Let's let's talk real quick about that. Loan repayment that you just described. Can you describe that load and what that is. What's going on there. So i took a fifty thousand dollar loan from my forty seven plan in january the original plan so at that time we still had to car loans going on and we also had.
The Last American Vagabond
"fifteen hundred dollars" Discussed on The Last American Vagabond
"Are exploring strategies such as bonuses or time off to get vaccinated but also very non-monetary tactics such as peer pressure as fruitful eager to jump on to a one. This was a huge part of this peer pressure manipulation in by the way all their documentation such as lockstep by the way. You're not not that. There's the same things to one. But they is in the hierarchy enslaving you eager to jump on the field good bandwagon and promote the importance of the national football league offered free super bowl tickets and game day experiences that the quote whatever that means to seven thousand five hundred healthcare workers as long as they received both those. So now you're going to get they're gonna rush and you go. I gotta gimme. Tickets are already gave them all out. It's just about coercing you into getting this thing for monetary benefit. That's i mean it's wrong especially when you know of the dangerous here in commerce the global grocery chain aldi plans to give hourly workers just two hours of paid time off per dose of vaccine. Kinda nice of them pennies ensuring that all hourly workers who wish to receive the vaccine are able to do so without concern about losing pay so basically. You're not doing anything. You're just pay. As if they were were trader joe's owned by the heirs of all. These founders is making the same offer as dollar general which give employs a one time payment equivalent to four hours to get vaccinated instacart. I mean isn't stupid that we're arguing that this thing is the most dangerous thing ever. And this is the best thing that's ever happened. The most hotly bands technologically vaccine adventure blah blah blah. Nobody wants it so we're going to bribe people in course them. Because they're totally lines without dangerous assists instacart. The online grocery platform announced a twenty five dollars or nineteen vaccine support stipend for in store team members and the company stock shoppers individuals who will get paid to shop and deliver groceries. Here's the one. I think this is one. Former presidential hopefuls john delaney andrew yang endorsed the idea of paying fifteen hundred dollars to any american who provides proof of vaccination you see. Now you're now you're basically lining the idea like the the p. You want people to be able to carry with them improve their vaccinated. So you're basically funding the idea of wanting to keep that with you to be able to prove it. Meanwhile brookings institute fellow robert lee. Lighten is advocating for a one thousand dollar tax free payment. Although the latter cleverly proposes denying jimmy delaying most eighty percent.
BiggerPockets Money Podcast
"fifteen hundred dollars" Discussed on BiggerPockets Money Podcast
"Over that. Or is it spiraling. And i think you're gonna do just fine. I think i think he's got a thousand dollars to cut out of that. Overall food spending budget on a monthly basis and still be delighted with what you're eating is my guest david sherpa. What episode was he on. He spends like eight cents a month or something on his grocery. Can't remember. let me look him up. 'cause that was really good what he had a lot of great tips. Let's talk about daycare. Real quick is well. We look that up so with that yes ready. I'm here to learn about this. Because i'll let mindy mindy in with the advice at the saving sherpa episode seventy five and he really does the job with his budget has food budget specifically and his website can help you with a lot of great tips as well and basically hit. He is also shopping to sales back to the daycare. Fifteen hundred dollars is a huge bike is totally get that totally understand. But this is your baby. I'm assuming you shop around. And look i mean. Finding one within opening is it was yes mound to with openings for us we went and looked at one and we liked it. We went and looked at the less expensive one and we walked out as soon as we could. And so then we signed up for the first one. We love it. Thank god we think it's awesome. She's doing she's doing great. She learned so still black but they have a good academic plan. And i know everybody thinks kids events but she really is like over the top advanced Basically already potty training like she's just she's great the daycares but it hurts our pockets. Yeah def that is going to be another three and a half years until she's a. Yeah so that will and then we get nervous about adding second kid into this mix and Care for two. Yeah does the.
Side Hustle School
Behavior Analyst Creates Resources for Parents and Teachers
"Today's story and expert uses her knowledge to create resources that help parents teachers and professionals improved behavior in children with autism. So i worked on story. I was really impressed by all the things this expert and also her twin sister who helped out a bit did grow her business show. I'm going to tell you about them. Of course but i also realized that a long list of actions can sound overwhelming. First of all welcome to us. We'll school my name is chris. Fellow i'm your host the privilege of making the show for you every single day. I'm thank you so much for being part of it and the day before yesterday. I mentioned that. What i'm trying to do here is get you thinking thinking about ideas as well as help you acquire a mindset the mindset really is critical mindset and taking action those are probably the two most critical things so when i mentioned this list of actions. I was thinking about that. I was like you know variations of this topic or this question. They come up a lot. I hear these questions all the time. Do i have to do social media. do i need to learn about seo. I'm not good on video. Should i just get over it and get on youtube. What do i need to do about advertising and so on and so forth and a lot of those questions are why each week. I'm answering three or four those questions and trying to give you some real specifics. That people actually know what to do and at the same time. I know there's this lingering concern in the background about well. I don't want to be overwhelmed like do i have to do all this stuff so as i said. I'm going to tell you what this person did in the story. Because that's the best way we're gonna learn through stories and examples. But i never want you to think that you have to go out there and try to do everything in fact you're going to be much more successful by figuring out what the right things are just doing those few things anyway. We'll talk about that some more but the story is coming up. Behavior analyst creates online resources for parents and teachers of children with autism. Stay tuned big thanks to our longtime sponsorship station bringing you this episode and so many others completely free if you sell stuff online you know how busy twenty twenty wise. Everyone and their dog was shopping online. Also some cats well get ready for twenty one going to be even bigger and that's why online sellers like you need ship station. No matter where you're selling amazon oetzi. Your own website ship station can make everything just so much easier. Get twenty twenty one off to a great start by visiting ship. Station dot com. Just use our opera code hustle to get a sixty day free trial. That's two months. Free of no hassle stress. Free shipping just gonna shift station dot com. Click the microphone at the top of the homepage and type in the ship station. Dot com enter. Offer code hustle. Ship station make ship happen. Amelia bellefonds found her calling seventeen years ago while she was teaching with head. Start a program that provides early childhood education to low income children and families. She worked with all kinds of kids over the years but one in particular stood out. He was a four year old boy with frequent tantrums and very little verbal communication. Amelia and our fellow teacher wanted to help him so they began researching his behavior and discovered that he might be autistic wanting to learn more. Amelia began studying applied behavior analysis. A scientific approach that can be used to reduce challenging behavior and teach new skills and children with autism. Amelia liked aba strategies because they're easy for non-professionals to learn and can have lasting benefits for the child if they're used consistently not too long after. She started her research. She ended up switching jobs. She wanted to understand more so she decided pursue a master's degree and become a board certified behavior analyst again specializing in working with children with autism. And this is what brings us to the side hustle part of the story. Amelia started a blog called accessible. Aba dot com hoping to share insights to help parents understand more about the field and their child soon. Afterwards around christmas two thousand eighteen. Her twin sister. Diana came for a visit. Diana enjoyed writing so she offered to write some post. The goal of the blog was simply to share information with both sisters working away. They started posting one or two times a week as they built momentum. They increased to two to three times a week. After six months they were posting almost every day looking back. Amelia says she would have started posting daily to the blog right from the beginning. But it's always better to pick up the pace as you go along than lose momentum by slowing down. They started out blogging just for parents but eventually expanded to have a separate log for each of their target audiences parents teachers and professionals altogether these blogs get over forty thousand page views a month they also started offering courses on you to though now they self host courses well sisters celebrated their first sale overtaxed even now more than two years into their business they still celebrate every sale with a text some days. It feels like texting all day long in addition to online courses accessible. Aba also offers three levels of membership per nine dollars a month or ninety five dollars a year members get self paced learning and downloadable content. They can pay a bit more and get all that plus monthly videos and a monthly free product. They can pay a bit more. Still get everything. Plus thirty minute monthly one on one call. Before the pandemic hit the sisters had plans to attend a couple of live events but when everything was cancelled they decided to double their efforts on the website they also put together some of the content they already had and self published a book on amazon called. Aba fundamentals for parents. Finally they're starting to post on youtube as a way to extend their reach ameliorate. Miss that is difficult as the pandemic has been it's also been a catalyst is pushed them to work even harder. They're bringing in around fifteen hundred dollars a month however they've really just started to focus on monetization for most of two thousand twenty. They were focused solely on growing the blog and developing those courses. The pandemic hasn't been the only challenge plus opportunity. They've also had to deal with moving to a new state. Changing jobs illnesses and kits despite the business. Amelia says. they've gained a lot from the experience. There's a feeling of control over the future. they don't get working for someone else. They know that if they want to make more money they have to come up with a better product or offer improve their marketing. Reach a new audience or take some other action one of those things or perhaps all of them is exactly what they plan to do.
My Worst Investment Ever Podcast
"fifteen hundred dollars" Discussed on My Worst Investment Ever Podcast
"Realize what's happened. You look back. Seven years went by and look at what all this has been happening to me the whole time and you know and you didn't even notice it so it's not. My story is not quite as dramatic. I've seen some of the stories. I lasted two hundred thousand dollars on this real estate investment. And like you know. Got my my. I'm calling my iso out to sitting in the rain and more death by a thousand cuts maya's more death by thousands concerts a bit of a mistake of youth but i so i guess the context going. I'm sixteen years old. I'm about to graduate high school now. You gotta work. But the last summer If people are watching on video like it's like you. And i have probably kind of a similar bill like i'm not. I'm not doing construction man like you know so. I'm sitting there thinking. How can i not drywall. That is all. I can focus on when i graduate now. It's time to pay rent now. It's time to pay bills like that's just kind of the family thing going to do. And that's and that's how. I started my career really was i'm gonna use my brain and do something so google ad sense. Yep yep yeah. I mean it's not as common anymore but it used to be real hot a real hot way to make money so the idea was like you build a content website. Lots of rich content. You get high traffic numbers and it's like five thousand people a day sort of serve traffic and then you dislike you. You're on the google ad in. That's like their retirement plan. And this is what i'm going to do like for the rest of my life so being a young person. I chose a niche that you can never make any money at a music. So i immediately a very difficult to monetize. I mean there are some guys doing it. These days fooling good luck music courses how to market your and stuff. And maybe they're like fifteen hundred dollars for the core select. Some people.
90 Day Fiance Trash Talk
"fifteen hundred dollars" Discussed on 90 Day Fiance Trash Talk
"Get away with. Obsessed with disappeared has over four thousand five star reviews on apple podcasts but listeners raving about everything from top notch true crime storytelling to the hilarious commentary. One reviewer called the podcast and audio antidepressant another remark that attor new weekly goto podcast because the show is so funny that she can get her true crime fixed. But the nightmares. That sounds fun. So if you're serious about true crime but also love to laugh. check out obsessed with disappeared. It's like hanging out with your new true crime. Best friends find obsessed with disappears. Wherever you get your podcast. I cannot wait to listen All right well. I hate jobe but let me tell you something this season. These are like the two. I really wanna know like where this goes like. These are the two that i actually am more in righted in Okay but i hate him. So we're going to talk about your jovi first of all. I wanna say ho v. Every time i see his name right. I know well i grew up this kid named javon and every time i see it i think of javan. Can we just call them heavy. Yeah hove hove yarn in. Hove have eighty days to wet. So that means she's been here for ten days right and finally the rug arrive from amazon. Okay so i was thinking. Yeah they go to this fancy furniture store now even when you go to a furniture store. That's not that. Fancy the ons ak the kucher. Mons are so expensive tracy. The pillows from couch cost as much as my couch right and it just doesn't make sense. It's like you're not really supposed to buy them. They're so and so jovi really dodged a bullet by buying this rug from amazon. But why did he just do that from the beginning. I don't know i guess. She was probably busting shops. I don't know because he he didn't even want to go there. To begin with so she must have been really bothered was definitely not that expensive on amazon. I'm sorry no. I have that rug in gray. I'm not even out. It was like sixty. That's what i'm saying. Why caspi like here's four hundred dollars. Go on amazon. Fill the card up and tell me what you want. See that because he's not smart enough to do. I'm sure that rug. The store was like fifteen hundred dollars. Oh for.
Say What Needs Saying
The COVID-19 Vaccine: Will You Get It?
"Welcome everybody to say what needs saying. I'm zac non brandon and today for this particular conversation were focusing on the vaccine covid. Nineteen finally has a vaccine. That by next week's time should be distributed to what is one hundred million americans before even go into that we must establish the base for what is and what is described as a vaccine. This'll be a substance that helps protect against certain diseases particularly this one covid nineteen vaccines contain a dead or weaken version of a micro. And it helps you a new system recognized and destroying the living microbe during future infection with infection being the actual covid virus. Now with that being said there are considerable side effects. That have been mentioned in the news. some bit more exaggerated than others Some random occurrences have happened in people. Have i guess. Almost use the causation. Cause algae notion like some people go around saying you can get bell's palsy from it though it can just be the population who got it this far but that will all be discussed. I'm sure throughout this conversation. Now i must throw. It's zach and ask you for covid. Nineteen vaccine trump was renamed the trump vaccine whether there's fifteen hundred dollars behind it or not for you to take it as an american zach. Will you be taking this vaccine I wanted to before i do that. I wanted to tell Let everyone that's listening. That isn't already aware Everyone what you are exactly just so that they understand like obviously we're not pretending to be experts. Understand everything on this. But in this particular instance you do have a bit of credibility given that you're in the medical community right like at least on some level. What do you do for anyone who's listening. That doesn't actually know what you do. Oh i'm a cervical neurophysiologist What that boils down to is when surgeons neurosurgeons do specific spine or anything around the nervous area type surgeries my job to make sure that during while they do the physical aspect i look at their nervous structure the eeg aspect of saw brain and just how their muscles are corresponding so say for instance. The surgeon is working within the spinal cord. He may hit a nerve or maven damage. Attract in my job. What i'm able to do a see in regards to what he's doing what muscles he may be damaging and i relate that information create that back and forth communication to make sure whatever he's doing is into detrimental to the patients nervous system. What happens is i stimulate some areas on their wrists and ankles recorded from the brain set the baseline anything that deviates from that. We alert the surgeon. Yeah and that happens with anyone so this code patients as well then we have to increase the level of precautions because they even tell extra precaution when they're drilling and the bone the bone fragments are going into the air. You have to wear Glasses you even have to wear the masks especially change clothes change garments all. That stuff's interesting. Yeah so yeah so with say. Witnessing we've pretty consistently want to make clear that we're not legal. Experts were not you know. Experts on Political experts in things. But at least in this case random has a little bit of experience in the medical field. And i have a little bit of experience in neuroscience As does brand. And so hopefully we can bring that perspective in hear other people's on i to answer your question. Am i taking it. hi. I'm still not sure if i'll be forced to take it for my job. My lab is in the kellogg. I center at michigan on. And there are patients there. And so we're not obviously. We aren't dealing with patients ourselves. Or at least i'm not but since they're in the building i wouldn't. I wouldn't be surprised if there was something forcing me to do it with that. If that happens i mean i'll do it. I'll listen. I'll take the vaccine them. You know i'm not gonna fight it. In that case if i'm not mandated to i haven't fully decided if i will immediately I may wait a little bit. But that being said we're already getting some info from the uk and other places. And so i. I mean time will tell when it's available but i think as it stands. I wouldn't take it tomorrow unless my job depended on it. That's not to say i'm doubting it but again just like you know the the initial xbox the initial five years ago out you know do whatever needs to do work out any bugs. In come see me. Back granted it might be mandated just like any old flu shot for us but in greenwich it. We'll definitely
The Indicator from Planet Money
How one bookstore has adapted to the pandemic economy
"Janet alison. Welcome to the show. Thank you very much pleased to be here. so why. don't you start by painting a picture for us. When someone walks into source booksellers and looks around for the first time. What do they see. Well they see a lot of book a lot of hope so We have a very small store. Where under nine hundred square feet. We utilize the the space very efficiently. And very well. I think so. The two walls are lined with bookshelves. And then we have movable We call them the trees because of shaped like a fear mid com trees their wheels so we can move the shelves around to acquired different uses of the space space. We used to move them out of the way if we would have in store events So we can have room for chairs and things like that. They're like the books. Go you know the just rolling over the great great. Yeah and and before the pandemic arrived How would you describe your relationship with your customers. Did you have regulars. Did you enjoy interacting with customers when they came in the door. Did you recommend books. So what was it like all its head Sort of regulars. We had a customer that we do going away party. You know when they were going away. It's like noble michigan much But right now we have you know visits from customers. Doesn't can't can't stay away but are being as safe as they can to. Still talk in kate with us and going into the pandemic. How would you describe how business was going right before. Say in january or february of this year okay. So we're doing pretty well. We've been in this space or eight years. In fact i paid all the bills of march up until the last about fifteen hundred dollars worth so When the shutdown order came along for my governor. That was to happen on a monday but when monday came it was like a curtain dropped soon and we were shocked to say the least and i thought. How are we going. What's going to happen. How how are we gonna put. It was like that it was like jerky. So we couldn't figure out quite what do but my daughter alison quickly moved us onto eight online platform. And she was doing that. I was scrambling to find grants or figure out what else we could do. So it was. It was on a shaky time. And know i knew it would not be wise to close the business even though people were doing that as it was easier to shutter the door and close the business. So that's where we are when you say that. The curtain came down. Do you mean like the government said that you couldn't have people inside or was it just people stopped coming no. It's just that people were not allowed to come and so we didn't have sales because of their absence because we would basically just have in store sales yet another you did and you started doing online sales. And i'm wondering if in those early months was there any point in time when you worried. Oh my god we might not make it. We might go out of business if things don't pick up. I think one of the unique things about. I don't know if it's just with black businesses or business that you're we we started we. We didn't have any Feeling of it's gonna work or or or or money or money so it's just movement going and in the mission may contain is more more like that but i was totally sure that we would not close the business. We have had times in the past when we've had to change and things differently and become better businesses and this is another time but we've had to change it and be a different kind and better business and when i say bitter serving the community serving our customers serving people now across the whole country because people are falling in all of that. Because was doing that so we had a couple of grants and we had unexpectedly and without requesting checks came from some very loyal customers who wanted to see us continue so that was like fried do that. Oh that's a beautiful story so there were customers that were looking out for you in a way because they wanted you to make it and then there were other organizations around the area would betray economic development corporation. We check town and are any ideas. All these are local Of places funding faces that offered grants and so those are the things that we applied for saw and we were able to in march off. Yes particularly Enabled march person in april. I think we got smog win. But that's how we stayed alive and then people responded to our online sales so much so that every time we send a package out in says we will omega tea and chocolate mousse. Oh wait so much as a little. Thank you the low big big thank you a little something but even now sometimes we throw a little re dp in the fact that the the other part of that is that doing business in a new and different way mostly online phone calls emails is. Somebody's even asking us to do things on instagram. Is changing what the needs are for employment in the store. I never thought about that until just really recently. You know we we have to figure out what it is. We really do need. We do need help but we have to figure out what we need now. That was different than before. Yeah and my last question is if the two of you have any words of advice or inspiration for other small business owners who are struggling in. What's been a really devastating year for the economy for how they can be resilient and make it through. I think business in general is saying that we do where we take risks. And we don't know what i risk tolerances until things happen. I think it's being flexible Finding out what's needed in. China meet that and and be as appreciative. And as i guess grateful grape light with with as much humor as we can because It is tough and it's not just offer office stuff for everybody and i think we just have to take courage and move on. Uc advertise that. We have come to us from people to serve them as they need to be served and keep on going janet. Alison thank you so much for your time.
Slate's If Then
How Hackers Hold Schools for Ransom
"To try to put the attack on jessica school context. We reached out to dave bertie. He covers cybersecurity for the wall street journal. And he's been writing about this uptick in ransomware attacks across the digital world. There's been an explosion of ransomware this year. It's an increasingly common way. for attackers. to target businesses healthcare organizations nonprofits or as the case may be schools in the reason. Why is just because. It's an effective business tactic if you encrypt in organizations data. That's basically what they need to function particularly in a digital environment. So as you've had a business or school that have moved more remote learning. That sort of expands. The opportunities to take advantage are there demonstrably more attacks on schools this year. Are we just aware of them. Will the first thing that's always important to point out here is that it's hard if not impossible to count the dogs that don't bark there have been probably about three hundred fifty or more. Cyber incidents reported across the united states this year in schools in schools and others probably a few dozen have been ransomware but that said those are only incidents that have been publicly reported so in many cases schools. They don't wanna take the pr hit an embarrassing situation. They don't want people to know. They paid off a criminal group to get their systems up and running. They might just keep that on the dl and not notify anyone. Even though schools aren't the richest targets around one of the reasons that hackers focus on them is that unlike big businesses. They often aren't equipped to defend themselves. We have seen attackers really zero win. On some of these districts may or may not have built out. It departments in many cases in addition to them being sort of under funded over the course of years their it departments. The also had these really really insane strange just put on them so the coronavirus remote learning getting kids up and running with their chromebooks. Or what have you so. There's really a lot of moving parts here. And i think criminals are smart enough to take advantage of them. So yeah is there just sort of like a handful of people who are in charge in your typical school district of distributing the chromebooks and also guarding against malware. I mean i would say the vast majority of school districts they don't have dedicated cybersecurity professionals even in most districts aside from the larger ones. You don't have that much of a built out. it staff. I talked to the chief information. Security officer of seattle public. School district is a very large school district in the grand scheme of things the only have eighteen. It people for that entire district of that team. Only two of them are dedicated on cybersecurity. So when you're in a position where you are suddenly thrust into remote learning environment and you need to get tens of thousands of devices online with seattle. I think it was fifty three thousand devices for students alone. I mean you really spread thin across a very big network of devices and potential threats. The threat of ransomware attacks has extended to fertility clinics and company providing software for one of the covid vaccine. Trials and the human consequences can be harrowing. There was an incident in germany where a hospital was targeted with ransomware. And as a result of that who is actually in an ambulance on her way to the hospital had to be diverted into another facility about thirty minutes farther away and this wounded women ended up dying. She didn't get care especially needed to get so german. Prosecutors basically tried to connect those dots they were asking the question can we show in a legal way. Causation between these attackers can we show causation. That they actually causes woman's death and ended the day they couldn't it was more of a correlation not causation situation. And i think that was the closest that we've come collectively to getting to a point where we're saying. Oh there's actually a cyber attack that has taken someone's life Let's walk through how this happens. Let's say you are a school administrator or hospital. it percent what do you notice. I will typically you know if if you really if something's wrong with your laptop and you really need to get to work you'll call the. It guy you'll always it guy and you'll say hey what's up with my laptop. I can't log into my email. Then typically they'll run through some scans and see that something's wrong with the system. They'll eventually get some sort of communication from one of these ransom. Learn groups saying. Hey we're here we've gotten into your system. We've locked up your data and we want x. Number of bitcoin in response. So that's really when it sort of gets this point where a school or business has to decide okay. Are we going to alert law enforcement. Are we going to call an outside forensics firm to try to understand what happened. Have we backed up all of our data within our system. And how quickly will be able to get that back. Do we want to pay this ransom payment. Like is the tradeoff. Good enough for us to do that. So there's a lot of moving parts that a lot of Businesses or schools or hospitals have to evaluate is all as happens the baltimore schools. Where just by works. They shut everything down. They sort of put everything on pause for a couple of days. Is that standard. Yeah i can typically standard. I talked with a school district in southern california. A administrator notices email was down the. It guys said it's ransomware for sure. So they physically went to every device in their school district. So we're talking about a school district of six thousand kids. Went every room went to all of their offices. Disabled unplugged device in that entire school district. And that's that's one way you know sort of a crude way of trying to limit the spread of of these things and then obviously on the back end when all these problems need to go through each and every one of those devices can them makes your their clean. Get them back online. What how often do victims turn to outside help whether that's law enforcement or whether that is digital forensics company to help them abc's extremely common there is entire ecosystem cybersecurity firms specialized in this sort of work. So you have a forensic firm that might come in to try to understand. Hey this is exactly how they got in to your computer system. This is exactly the type of software that they're using. This is exactly the type of data that they took from your system. In addition to that you have other groups. That are adept at negotiating. They actually talk to these groups. They have long term relationships in some cases with many of these groups and they say we can talk them down from ten bitcoin to five bitcoin. Whatever whatever the the number is the so it is sort of an emerging field just within cybersecurity as this is becoming a bigger and bigger problem. How much money are we generally talking about. Because my husband actually just how to ransomware attack on his nonprofit theater company and the attackers were asking for fifteen hundred dollars in bitcoin and eventually they said you know what we're not gonna pay them. We have the backed up data but they did have this moment of thinking in the scheme of our business. It's not that much money like. Are we talking about people who are shooting for big amounts or you know are they targeting twenty five different places for relatively gettable sums across the security community. It's broadly understood that ransom demands are basically going up. The trend line is pointing upward. But it can vary between in the thousands of dollars like as as a case with with your husband. But if you're getting to a larger corporation you have some people who specialized in this area saying that ransom demands could be ten million twenty million dollars. Well so i mean. Obviously attackers are smart enough to know they're not going to go with to attend with a ten million dollar demand to a school district. That certainly can't pay that in. That would make it an easy decision for them. They're they're trying to find like the right price point as well where they can have some sort of a six rate. Do school districts do hospitals. Do these places tend to pay. It really varies. It depends on what type of data has been encrypted. It depends whether those school districts have backed up their data beforehand which would make sort of rebooting the system much easier but what is almost always true. Is that school very cagey about saying whether they paid. No one wants to say that. They paid off a hacker that they gave someone from a country in the side of the other side of the world. A million bucks get their systems online. It's a very difficult. Pr situation for any organization or school to tiptoe around because it says what your system is rable and that you're willing to pay or that you just were bad cybersecurity. I mean all of the above. And i think one of the sort of broader questions that the entire cyber community is really wrestling with is. Should you pay broadly speaking. Are we incentivizing hackers to keep taking advantage of schools or keep taking advantage of businesses if they keep on paying and i understand that argument completely. It's it's very straightforward point of view on the other hand. If your business is offline for two weeks or a month or if your schools taken off line paying off might be the better option to you if it means basically losing all of your customers or you know having kids go out of school for a month or so. Dave says it's a bit of a vicious cycle vulnerable systems plus a willingness to pay tends to lead to more attacks but the victims are only half of the equation. The other half the perpetrators behind that screen demanding. Bitcoin are part of a criminal industry. That is surprisingly organized. One of the interesting things that cyber security researchers really say is these groups oftentimes act almost as corporate entities. They're very professional. They have partnerships between groups at times they subcontract to specialists within the hacking profession. If they have you know someone who's particularly adept at getting into a system. They'll go to that person to try to launch their attack. So you'd really do have this sort of our in de element almost a within the hacking community when it when it comes to them trying to hone their craft and zero win an exactly the right targets when people are negotiating or even having a conversation with. The attackers are to be trusted. Like you know are. Are you gonna trustees folks if they say like okay. Pay us are fifteen hundred bucks in bitcoin. And actually you're going to get your data back or is that a terrible idea. You would think that criminals are not to be trusted in. Obviously they're they're not But at the end of the day these groups are also playing a long game when it comes to their business and they have as i said a reporter with some of these negotiators that work with businesses and schools. If they don't pay if they don't decryption data after you pay them money. Those negotiators will know for their subsequent clients and they will know to not advise clients in the future to pay. So you had this weird dynamic that develops were. The groups are actually like worried about their sort of like brand in some respects. That's completely fascinating. Yeah it's totally wild thing and one lawyer who works in a lot of these investigations like re recently told me we don't wanna get to the level buber comparing it to customer service. But they're like definitely getting to a point where once you pay up in some cases they're trying to be helpful so that in the future they're known as sort of an honest broker while attacks may be more. Frequent ransomware isn't new like with so many other things cove it just accelerated existing trent so we have just seen a growth in the amount of ransomware with some of these criminal groups that have been long established in countries around the world just gravitating toward an effective tool that they're using so when you talk to cybersecurity researchers who follow this closely attribution is very difficult but they tend to say that the countries in which these types of groups operate our might might be the ones that you tend to think of korea iran china countries in the soviet bloc or central asia countries that may tend to look away when cyber criminal groups within their own borders launch an attack on a us business and do foreign governments step in or they unhelpful. I think it's safe to say that the the reason why a lot of this activity oftentimes stems from those countries is because the government's take a more lax approach some of this hacking particularly if it's sort of geared at the united states the. Us government recently has tried to warn businesses against paying somewhere demands. They basically have looked at those states. In particular places like north korea and iran and they've issued warnings to companies saying. Hey if you're targeted by ransomware think twice about paying anyone who is affiliated with someone who sanctioned from those countries. You could violate sanction rules by actually paying up this ransomware. I was really struck by that. Yeah the treasury department was basically sort of saying. Gee even if you're a victim you might be maybe committing a crime here if you pay up. What was their reasoning. Their i mean. I think goes to that discussion that i was mentioning earlier about how we're creating a market for ransomware essentially and i think it's it makes sense to the. Us government's official policy as we shouldn't pay people on our sanction lists and create this market. That said if a company that employs ten thousand or twenty thousand americans has to choose between paying one of these things or laying people off. I mean that's a much different conversation. Be curious to see whether people in law enforcement federal regulators etcetera might take sort of a case by case approach to actually enforcing that sort of thing. I'm trying to figure out where all of this goes. As we maybe move to a post pandemic world Obviously people are gonna still do lots of stuff online. And that's not something. That's going away. But i wonder if you think we are going to keep seeing this increase in ransomware attacks or if this is maybe a bit of a bubble wrought by the pandemic. I think it's probably safe to assume that it will continue increasing. You will still have these criminal groups that make tens of millions of dollars per year doing this stuff who will continue to innovate continue to look for new ways to go after businesses. Continue to do that. Research and development that we mentioned earlier so. I think it's safe to say that. None of that's going to stop
Real Estate Rookie
Buying Property To Rent And Dealing With Rent During Covid
"Assuming with your background that you after something that needed a little bit of work like was this a fixer. Upper was that a bird was at a turnkey like tells about the property so our goal is buying hold so we're looking for properties but we're not looking for something that it's it's in really really bad condition. Just because the properties are an hour and forty minutes away from where we live in where we operate our construction business so we are buying properties. That do need some work. but we're focusing on properties. The rents are much lower than fair. Market is so our first property the the the rents for the three bedrooms. Twelve hundred dollars each and twelve hundred dollars. We saw an opportunity that that market was able to get a three bedroom. Fifteen hundred dollars and it needed some very minor repairs. So we are focusing on buying properties not really concerned on the purchase price but more on what the value is in the increase in the rents the three properties we have after he fixed the properties. After we get some new tenants in there we can raise the rents to fair market which is thirty percent plus they for this first property you did. What were the rents when he purchased it and then what are the rents now. So they're twelve hundred dollars a piece and we purchase this in in january. Obviously kovin happen so we didn't want him removed the tenants. Because we're all human. I'm not looking to to put someone out of the house right away during covid so we twelve hundred dollars we can increase these after we fix them up to fifteen hundred dollars each so. That's huge because our numbers are just a she around sixteen percent return on our investment for this property and along with all three of our portfolio pieces by you purchase senior ready to raise the rents and i know cove it kinda through this for you but what process do take to do that because a lot of people are you know. They don't wanna raise the rent especially by that much to these people. Do give them the option of moving out or raising the rent. Do send them a letter. You talk to them in person. How do you go about approaching that we try and take it on a human level like we we understand that covert going on. We understand that we're not looking to pull people out on the street. We tell them that we are. We bought this property looking to to raise the rents we give them the required thirty day sixty as ninety days notice like hey you can stay but you have to pay the increased rants and we're not going to do without fixing your apartment because obviously when we're trying to bring it up. The fair market value in terms of the rentals are also bringing up the conditions of the space to be a fair market value. And just so. Everyone knows in new york state when he mentioned the thirty sixty or ninety days. He's not saying that did that. It depends on the tenant you if he's gonna give them thirty sixty or ninety. It actually depends on how long they've lived in the property. How much notice you have to give them so the longer they've lived there you might have to give them ninety days notice on the rent increase
Tesla Daily: Tesla News & Analysis
Elon Musk Shares New Details on Tesla’s Battery Costs
"Moving onto the european battery conference interview with elon. Musk then that's was overnight about two. Am pacific time about a twenty minute interview and you did share quite a few things one of the things that caught the most attention at least on twitter today was elon. Musk's comments on long-term battery cost goals for tesla. So of course we heard at battery day. They aim to reduce those costs by about fifty six percent per kilowatt hour. So you on here. Finally gave us a dollar target. We had not heard that before he says quote the long term goal would be to try to get to a cost per kilowatt hour of perhaps around fifty cents or fifty five cents at the cell level for a long range battery and quote so you may have noticed the reason part of the reason this got so much attention today on twitter was because he on said fifty cents or fifty five cents per kilowatt hour at the sea level considering most estimates today put tesla above one hundred dollars per kilowatt hour down fifty cents per kilowatt hour obviously would be pretty insane so he llanos pretty clearly misspeaking there. Just run through a little bit of math year in case anyone has just a wild theory that maybe someday that would be possible. Nealon stock really long term. No that's not the case so to demonstrate that we can look nickel content in the battery pack for the model three that contains around thirty kilograms of nickel a kilogram nickel. Today costs about fifty dollars per kilogram. A little bit more. But let's just round down the scale discounts. You know whatever the case may be so. That's four hundred and fifty dollars of nickel in a battery. Pack for the model three assuming that seventy five kilowatt hours that works out to six dollars per kilowatt hour just for the nickel content in tesla battery so yeah that's just raw materials. There's no way they're ever getting down to fifty cents or fifty five cents per kilowatt hour. He also says at the cell level so even if you misinterpreted that and said that's a purse l. price of fifty cents or fifty five cents. Which will never make sense to quantify it that way. But let's say the new forty six eighties. There's going to be you know. Eight hundred nine hundred of those per mile three pack if each cell were fifty cents. You're then looking at a total battery cost of four hundred and fifty dollars but again just the nickel content alone costs around that much so pretty clearly ilan just misspeaking here any means fifty dollars or fifty five dollars per kilowatt hour so that shouldn't be too surprising with the math that we had worked through from battery day that fifty six percent cost reduction most estimates today. Put tesla at the pack level. You know somewhere around one hundred and five to one hundred and fifteen dollars per kilowatt hour so we can use these long-term targets and combine those with the battery percent reductions that we heard on battery day to get a gauge for those current cost estimates. But it's important to remember. That on here is talking about the cell cost and during battery day that fifty six percent per kilowatt hour reduction seven percent of that was actually four. Sell to vehicle integration. So i don't think we should be. Applying that percentage on this base cost here. So let's say than just at the cell cost level. They're targeting a forty nine percent reduction there if that's an accurate assumption that means yawns numbers here would imply that. Today's prices are somewhere between ninety eight dollars and one hundred and eight dollars per kilowatt hour at the cell level. So i don't know how much the additional cost to go from. Cell to pack would be per kilowatt hour but these do seem to line up pretty well with what estimates have been and can give us a lot more confidence in where tesla is currently and then of course. We're they intend to get to longer term with you on confirming that in this interview. So that means longer term you could be looking at a seventy five kilowatt hour. Pack costing just three thousand seven hundred fifty dollars versus today may be somewhere around seven thousand seven hundred so that's obviously very exciting for them locations for the car but one thing that i do also think is really interesting. Is the marginal impact of that as you. Add battery capacity because at that price. It just doesn't cost that much to add additional range adding twenty five kilowatt hours. There would only cost additional roughly twelve hundred dollars so in the case of a model three for example you could add an additional say hundred miles of range for only a final cost to the customer if you apply twenty percent margin on that of about fifteen hundred dollars. Obviously the batteries have to fit in the car. So there's going to be a limit. But i think as better costs come down. That limit is going to be more physical constraint versus pricing constraint.
Business Wars Daily
Could Subscription Models Save Hotels?
"There's nothing quite like staying in a Nice Hotel and Ashiq, location to make you feel like a VIP. Maybe you prefer staying near the warm sandy beaches of Kabo, San Lucas were being nestled in a bustling Paris Rondi small. If. You're ready to board an airplane takeoff to somewhere far away travel subscription might be just the ticket. Subscription based models have taken over everything from entertainment to clothing purchases. Now, the tourism industry is following suit vacation club Inspir- Otto has reduced the price of it subscription model for twenty five, hundred dollars a month you get your pick of luxury vacation homes, hotels, and resorts all over the world with no other fees. Taxes were nightly rate charges a new six, hundred dollars. A month option gives you access to the company's lodging options, but you also have to pay for the room. Bookings through your inspiration subscription can last up to sixty days but a minimum of seven days is required between a checkout in a new check in so you can't fund your endless vacation on an inspiration subscription, but you can bring guests they just have to pay their own airfare. The company told C. Suite Quarterly magazine that pass holders typically travel every six to eight weeks with an average of four nights per trip. Another company adopting the subscription travel model is amsterdam-based citizen 'em Hotel. The brand isn't targeting jet-setters instead, it's targeting quote freelancers digital nomads in adventurers who love Big City Life, but not big city rent prices. In other words if you're sick of working from home and M.'s Goebel passport gives you access to twenty one hotels in fourteen cities including New York Paris and Amsterdam. For roughly fifteen hundred dollars a month you can stay at any citizen 'em hotel for the month or travel between hotels with a seven night minimum stay at each you also get access to meeting rooms and the living room workspace. So you have some room to move around in in addition the company's corporate subscription plan is about six hundred dollars. Per employee per month, companies get access to meeting rooms and living room workspaces plus each employee gets three overnight stays per month travel media companies skipped called traveled subscriptions a mega trend to watch, but they also face some obstacles I. Obviously, the pandemic people are worried about covid nineteen and travel restrictions are a moving target borders may be open one day and closed the next depending on the viruses spread while the US State Department lifted the travel advisory about international travel the Centers for Disease Control still advises. against. The travel to dozens of countries including most of Europe Canada and Mexico The Wall Street Journal reports, and June survey by the International Air Transport Association found that more than half of people surveyed. Don't plan to get on a plane this year at all. But for those who are ready to start traveling again for work or pleasure subscriptions grant. To enviable destinations in lodgings and tourism companies are hoping their offers are enticing enough. Customers will check it out. And start, making plans to check in. Once again.