37 Burst results for "Federal Trade Commission"

Fresh update on "federal trade commission" discussed on The Community Connection

The Community Connection

00:38 min | 4 hrs ago

Fresh update on "federal trade commission" discussed on The Community Connection

"Ernie Han, the CEO of Sports arena is gonna be with us wouldn't talk to him about how the sports arenas affecting a San Diego Economy and says San Diegans Talk about the sort of the inside scoop on how sponsorships work there and how concerts were done there, and events were done there and white so important for San Diego economy. Ernie Han joins us next weekend on San Diego business Saturday. Back to Danny grown in just a minute. But I want to talk about the economic calendar for next week. Lots of things happening next week, beginning with housing starts, and that's really a great open air indicator on how the economy is doing. We're gonna hear about housing starts on Tuesday morning. Which also gives us building permits and the case Shiller Home Price Index. We all want to pay attention to that, because that tells us how our real estate market is doing. Also, along with new Home sales same day on Tuesday, we've got consumer confidence index and just a couple of days coming up here. One thing I always love to look at. When we're talking about home sales is not just the new home sales, but it's the pending home sales because it's urgent sort of tells you the disparity between what's in the pipe and what really is going to close. It sort of gives you a real idea where the markets trending with respect to real estate. Childless claims Come in on Thursday, we're going to hear about the GDP. The queue for GDP. This is a very big number. For people to take a look at because, remember we were crashing with the stock market and what is this administration said the whole time is like the stock market might be crashing. But the economy is still good. The job you're still good, so let's see what happens. We're going to see that this coming Thursday the GDP comes out and then, of course on Friday, we're gonna hear about personal income consumer spending core inflation. Very big week for news. Maybe one of the busiest Newsweek's We've had so far this year, and we're going to take a very close. Look at that, Teo sort of predict and see what goes on with the market's coming up taking. I'll get a couple of stocks. In San Diego. Cubic trending higher, still below a 50 day moving average, but trading above a 15 day moving average trading, you know, just just just over 60 bucks a share, Probably time to take a look at that. I think the other one to take a look at his alumina stock symbol. I'll, um and luminous been so rangebound but there right around the 305 range right now seems to be trending up. I wouldn't put this on a bi signal yet, but I would definitely say It's definitely a hold our ever favorite call calm. Qualcomm is now going sideways after we talked about the Federal Trade Commission last week. It's probably something that we should probably stay away from fur right now. I'm not gonna necessarily say that We don't like Qualcomm as an investment long term, but I think it's probably something that.

San Diego Sports Arena Ernie Han Qualcomm San Diegans Danny Federal Trade Commission CEO Shiller TEO
Twitter Expecting FTC Fine of up to $250M for Alleged Privacy Violations

Press Play with Madeleine Brand

00:48 sec | 5 d ago

Twitter Expecting FTC Fine of up to $250M for Alleged Privacy Violations

"Twitter is under investigation by the Federal Trade Commission. NPR's Shannon Bond reports, The tack comedy could be on the hook for a multi $1,000,000 fine related to privacy violations. The FTC is looking into Twitter's privacy practices. The probe is related to what the Social network did with the phone numbers and email addresses that users provided for account security. Last fall, Twitter admitted it had been using that data to target people with ads for years. It's said that was an error and it would stop the practice. Now. The FTC is investigating whether Twitter violated a 2011 agreement made with the agency not to mislead consumers about how it uses their information. In a securities filing. Twitter says it is setting aside $150 million for a potential fine but could end up paying up to $250 million. Shannon Bond. NPR NEWS SAN

Twitter Shannon Bond Federal Trade Commission NPR SAN
Fresh update on "federal trade commission" discussed on The Mike Trivisonno Show

The Mike Trivisonno Show

01:34 min | 6 hrs ago

Fresh update on "federal trade commission" discussed on The Mike Trivisonno Show

"Bars are highland tavern in Akron and places in East Cleveland Positive Vibes Social Club and sportsman's lounge also townhouse bar in Marietta. They were all accused of things like serving after ten PM and not enforcing social distancing all four cases will go before they go. Hi. Liquor. Control Commission for potential penalties, which could be as little as fines but could go as high as suspension or revocation of liquor licenses other bars. By the way we're also checked out by the state, but either they weren compliance or they were just given warnings. I'm Tom more wt am news six major colleges in Ohio hanging it up for fall sports. Because of Covid Nineteen, the mid American conference says, all of its ball sports have been postponed until spring affecting Kent State Akron, Toledo Bowling Green Miami, and Oh you big ten conference officials still have not decided on fall football president trump has signed multiple executive orders dealing with coronavirus relief the four hundred dollars per week supplemental unemployment payments rather than original six hundred and a portion of which maybe covered by states, a student loan relief extension addiction protections, and a payroll tax holiday for annual incomes under one hundred, thousand dollars we didn't think would have to do this because we thought the Democrats would be reasonably they've been. Molly unreasonable. They've been ridiculous however Democrats on Capitol Hill say the president is walking away from negotiations speaker Nancy Pelosi, and Senate Minority Leader Chuck Schumer writing instead of putting the work to solve Americans problems. The president instead chose to stay on his luxury golf course to announce unworkable weak and narrow policy announcement. Fox's Lauren blanchard reporting. The Federal Trade Commission is advising consumers of risk involved with unsolicited mystery seeds. You've heard about this probably before the agency now recommending not to plant the unsolicited seeds that have recently been sent to dozens of people in several states from China. In packages marked as jewelry Friday the FTC issued a statement saying though seeds could be one of several online scams and now Wti am sports billions. Looked for a series win over the Chicago White SOx tonight at guaranteed rate field on the city's south side Shane Bureau poses the white SOx Lucas Gio Alito this evening first pitch seven wait right here and also on our free iheartradio. APP. I'm home of the Indians and Cavaliers Carmen Angelo newsradio Wt am eleven hundred for more on today's top stories sign up for our daily newsletter at wt am dot.

President Trump Highland Tavern Federal Trade Commission Chicago White Sox Lucas Gio Alito Covid Nineteen Akron Control Commission WTI Kent State Akron Chuck Schumer Cavaliers Marietta Ohio Carmen Angelo Nancy Pelosi Molly Shane Bureau TOM
The Biggest Takeaways From the Big-Tech Antitrust Hearing

WSJ Tech News Briefing

02:26 min | Last week

The Biggest Takeaways From the Big-Tech Antitrust Hearing

"Gatekeepers the digital economy these platforms enjoy the power to pick winners and losers to shakedown small businesses and enrich themselves while choking off competitors their ability to dictate terms. Call the shots up. End Entire sectors and inspire fear represent the powers of a private government. Our founders would not bow before king nor should we bow before the emperor's of the online economy. That's the chairman of the House. Antitrust Subcommittee Congressman David Cellini kicking off yesterday's hearing with four of the world's most powerful tech. Ceos Amazon's Jeff Bezos Alphabet Center Pichai. Apple's Tim Cook. And facebook's Mark Zuckerberg all videoed into to address lawmakers concerns. Their companies are too big and that they're squashing the competition. Here's our reporter. Brian Tracy with some of the biggest takeaways. From yesterday the biggest takeaway was just how hostile the questions were virtually the entire hearing and how they came from both sides of the Aisle Democrat and Republican. There were not a lot of breaks for the CEO's in terms of a friendly moment where a lawmaker thank them for the warehouse in their district for example it was. It was virtually all adversarial. A for these guys. The questioning was definitely choppier than we would normally expect for a congressional hearing there. Were also some odd moments. When the chairman of the committee asked the witnesses to swear in he said UN. Mute your microphones and raise your right hand which is not typically what you hear in a Congressional hearing. When they're standing in front of the cameras so yesterday's hearing was a big spectacle but Ryan says it's not the end of antitrust concerns for these companies this subcommittee will be issuing a report about whether the US antitrust. Laws need to be changed. We could also see in that report new evidence that the committees gathered. That didn't come out. Potentially if the committee wants to do that it'll be interesting to see whether Republicans and Democrats can agree on that report since there was some tension over changes to antitrust law. And keep in mind. There are also ongoing antitrust investigations of these firms by the Justice Department the Federal Trade Commission State's attorneys-general and over the coming months. We'll have to see how those play out. Investors seemed to be hopeful shares of tech companies rose more than one percent on Wednesday and the companies are expected to report quarterly earnings. Later this afternoon

Antitrust Subcommittee Chairman Jeff Bezos Alphabet Center Pic Brian Tracy Facebook Tim Cook Amazon Mark Zuckerberg David Cellini Apple Justice Department Congressman CEO Reporter United States Federal Trade Commission State UN Ryan
Outcry as some nursing homes try to grab stimulus checks

AP 24 Hour News

00:44 sec | 2 months ago

Outcry as some nursing homes try to grab stimulus checks

"Quinn some lawmakers are warning nursing homes they cannot force low income residents to surrender their twelve hundred dollar economic stimulus checks the attempt to grab stimulus money from residents on Medicaid was reported by the elder justice office of the Federal Trade Commission which received complaints from a number of states some lawmakers in Congress are calling on federal watchdogs to issue a warning to nursing homes and assisted living facilities that relief money from Congress is a tax credit not income that they can claim to defray the cost of care and any funds that were taken should be returned meanwhile nursing homes account for about one third of the deaths in the corona virus

Medicaid Federal Trade Commission Congress Quinn
Trump move could scrap or weaken law that protects social media companies

KOGO's Evening News

00:49 sec | 2 months ago

Trump move could scrap or weaken law that protects social media companies

"President trump signed executive order after censorship from social media companies flanked by Attorney General bill Barr president trump and executive order today taking aim at social media companies and the relative immunity they enjoy in censoring or removing content on their platforms at the center of the action section two thirty at the nineteen ninety six communications decency act which identifies companies like Twitter Facebook Google and others for any action voluntarily taken in good faith to restrict access to or availability of material whether or not such material is constitutionally protected president and Attorney General arguing that provision has been stretched far beyond its original intent the executive order will give the Federal Trade Commission the power to regulate that law John Roberts of the

Donald Trump Google Federal Trade Commission John Roberts President Trump Executive Attorney Bill Barr Twitter President And Attorney General
White House prepping executive order taking aim at social media giants

Lewis and Logan

00:32 sec | 2 months ago

White House prepping executive order taking aim at social media giants

"Residents planning to issue an executive order today regarding social media after Twitter fact checked a couple of his tweets but ABC news legal analyst Dan Abrams doesn't think he can do much Congress wanted to join the president in making changes in that law that could happen but the president alone would have to rely on the FCC or the F. T. C. meeting the Federal Trade Commission that usually deals with unfair practices and it wouldn't be an easy road and likely would be deemed unconstitutional if you want to call

Analyst Dan Abrams Congress President Trump FCC Federal Trade Commission Executive Twitter ABC F. T. C.
Miami - Attorney General Warns Nursing Homes Are Taking Residents' Stimulus Checks

Coast to Coast AM with George Noory

00:32 sec | 2 months ago

Miami - Attorney General Warns Nursing Homes Are Taking Residents' Stimulus Checks

"Florida's Attorney General says nursing homes cannot claim residents stimulus payments the Federal Trade Commission says facility operators around the country have been seizing the stimulus checks of residents on Medicaid Attorney General Ashley moody says you have a loved one in a nursing home or assisted living facility ask if they've gotten their stimulus if not ask management if they're holding it and if so contact her office the FTC says some operators justified the seizure by claiming the stimulus is a federal benefit but cares act payments are classified as a tax credit and they're allocated to individuals

Florida Federal Trade Commission Ashley Moody Attorney
Privacy groups: TikTok app violating children's privacy

All Things Considered

00:57 sec | 3 months ago

Privacy groups: TikTok app violating children's privacy

"Today twenty advocacy groups ranging from consumer reports to parents across America filed a complaint with the Federal Trade Commission against tick tock as NPR's neda Ulaby explains the complaint says the video sharing app has failed to follow through with promises guard children's privacy what to do but post pictures of yourself doing the latest viral dance when you're home and bored get it all right tick tock was already one of the world's most popular apps before the pandemic but its use has since skyrocketed last year tick tock promised to better protect children's privacy as part of a multi million dollar settlement with federal regulators they found was far too easy for kids to post videos and personal information and that the company was legally collecting data such as children's email addresses and sharing it with third parties the complaint alleges that tick tock has not followed through with the terms of the settlement nor has complied with the children's online privacy protection act that is Libby

America Federal Trade Commission NPR Neda Ulaby Libby
COVID 19 frauds and scams

Native America Calling

09:36 min | 3 months ago

COVID 19 frauds and scams

"This is native America calling. I'm Monica Brain. Scammers will take any opportunity to bilk you out of your money or personal information. Currently they're using the Kovic global pandemic as a way to prey on fears about the uncertainty with the virus and economic issues around the pandemic. Here's one example of a Robo call. Some folks are getting. The Corona virus has caused the. Us declared a national emergency. The Families First Corona Virus Response Act has made corona virus testing more accessible immediately. If you want to receive a free testing kit delivered overnight to your home press one if you do not want your free testing press to do to be clear you cannot take a corona virus test at home. Here's another scam. That involves a mortgage blow due to the krona virus. Mortgage interest rates have dropped an all time low. You may be able to benefit from updated modification in refinance programs. Today we're going to go through a list of scams that are out there and give you tips for avoiding scams altogether. And we'd like to hear from you. Have you been getting calls about in nineteen? Do they involve cures or personal requests for personal information to get your relief? Check call us right now and share your experience you can be an anonymous of the number is eight hundred nine six two eight four eight once again. Is Sean Spruce? He's the programs consultant. He's a programs consultant for First Nations Development Institute and Co hosts the PODCASTS natives on a budget Schon is Laguna Pueblo. Hey Monica how you doing good good? I'm I'm excited to talk about this topic today. Even though it it's a little tricky you know because it involves people who are committing crimes and really taking advantage of Sometimes unsuspecting folks so Have you recently wrote about A scam in your doctor per cap column that involved the Corona Virus. Tell us about it. Yeah absolutely so I got a an email from a woman End into the country and she had received a phone call very late at night from somebody who claim to be her niece and then he said I'm really sick I mean hospital and I've racked up these huge bills because of Cova nineteen. I'm infected and I need help paying the bills and this woman is elderly and she was at home and you know she was again. It was late at night. She wasn't quite isn't allergic. She could have been and she just but it didn't sound quite right so I'm quite like her these even though the woman identified herself as her knees with the right name and everything. Fortunately her nephew was also home and he grabbed the phone and he very quickly could tell that this was a scam. This was not actual niece. It was basically what we call grandparents scam. Where Somebody Will Foam Cau- call it older person and pretend to be a grandchild or niece or nephew and say they're in some kind of trouble and usually it's some kind of trouble with the law or something like that This case this person claim to be sick with covert nineteen and needed help paying medical bills. So fortunately they hung up the phone and that was the end of it but she she sent me an email just to let me know what was going on. And this was something that was headed occurred in her with her personal life and You know these kind of things just always bring out. The worst. In people. Natural disasters are hurricanes earthquakes tornadoes forest fires. You know every time. One of these huge natural disasters or crises erupts. There's always some bad actors scammers fraudsters that look to take advantage and this was an example of that fortunately she wasn't victimized but scary that people will approach somebody or contact. Somebody call somebody like with that kind of a sinister plot to defraud them or steal from them. Yeah I know especially late at night and I I know I would be all confused and take me a minute to realize whether or not I was dreaming or something like that I wonder for that out there to our listeners. Have you ever experienced something like this? Has Someone called and pretended to be your family member and asked You for help And then it turned out that they weren't at all Give us a call and share. The number is one eight hundred nine six two eight four eight vessels one eight hundred nine nine native. I want to add another voice to the conversation. We've got Chuck Harwood on the line. He's the regional director of the Federal Trade Commission for the Northwest Region. Hey there chuck. I'm GONNA so are you. Seeing lots of reports of an increase in scams are the scammers. They're just taking their regular catalogue of Scams and just adding cove in nineteen to it and Is that increasing the answer. To all requested yes That's exactly what's happening. We're seeing lots of reports of scams about liberate. Thousands of reports are scams which in which Cova Nineteen Corona virus being referred to. They are taking their usual catalogue of scams and just tacking on corona virus or Cova nineteen to the for example. The one Sean talked about it they classic grandparent or family. Birds Scam that we've been hearing about for years sometimes traffic accidents or something like that now. They're saying Rovers So Yeah we've seen both. Wow that's That's upsetting to hear so Exactly how okay. Let's talk a little bit more about how this actually works with the grandparent. Scam for example. So you know Sean was saying she was saying she was in the hospital and she needed money if they had continued that conversation. What would happen next chuck? Almost certainly they would have asked for money to be sent They would have said that they need the money immediately. needs to be perfectly overnight faster that the victim can be convinced to get the money in the mail or more likely. Frankly Sent through wire Western Union or these days. They even use know gift cards to send money. like Amazon itunes gift cards That's the way they want to do it. And as soon as the money has sent it disappears and doing impossible to reverse the payment And tumors out the money. It is extraordinarily. You'd think it can't work but extraordinarily common. How often people fall for the scam and my time said one more thing about the scam described in point of an important point important Element in fighting. These scams net is consulting with your friends and neighbors family The example that Sean describe was prevented because the woman who received the call had a family member. She could consult with And that's that's really critical. Find is a lot of people who avoid scams do so because they talk to friends and family members of course in the middle of lockdowns at viruses increasingly hard to do so. They can't further like to fall victim to these games. I had this conversation with my dad. Who's in his late seventies and I told him if somebody calls saying there me and they need money for the emergency room hospital or anything like that or I'm in jail. Just leave. Just tell them now. You can stay there and we'll just go ahead and because that's not gonNA happen. I'M NOT GONNA call you that way. You know our tell them. Oh call your sister and she'll take care of it Which I think is you know I mean I. It seems weird to have a a scam plan. Sean have you talked to folks about that like having conversations with your family members in advance as a preventative measure. Not so much you know like having you know like a plan like a strategy if when whatever and I think because one of the challenges is there are just so many different ways to scam. Somebody and like Chuck mentioned people just continue to Kinda easy same scams. They just always a new twist to them. So you know it's just it's difficult to kind of create a plan because scams can come in so many shapes and sizes and like You know we talked about earlier. Anybody can be a victim of a scam. Anybody can be caught essentially Scam proof impossible. I don't care how much education you have and I don't care how many plans you create can never completely scam proof yourself. And that's because scammers know how to appeal to people's emotions and why again and again when you really effective scam designed to prey on base human emotions. You've got love. Which is those romance scams which are really effective Natural Disaster Death Sickness. Things like that people aren't necessarily thinking clearly they're not thinking straight their emotionally vulnerable and they can be victimized when they're in that setting so yeah. I really encourage people you know. Hang up the phone quickly. Don't engage with a scammer. But not so much of a game plan like which relatives the contractor not to contact although it might be effective for some people to to think like that and come up with you know basic strategy for dealing with some of these issues.

Sean Spruce Chuck Harwood Cova Monica Brain America First Nations Development Inst Consultant Laguna Pueblo Corona Foam Cau Rovers Federal Trade Commission Amazon Regional Director Western Union Northwest Region
Federal court approves $5B Facebook settlement with FTC over Cambridge Analytica

WSJ Tech News Briefing

00:35 sec | 3 months ago

Federal court approves $5B Facebook settlement with FTC over Cambridge Analytica

"Facebook will be allowed to settle with the Federal Trade Commission over the Cambridge Analytica privacy scandal. That's according to a federal judge is ruling on Friday. The five billion dollar deal was originally Corinne last summer and it included some restrictions on facebook's business decisions and ongoing oversight of the social media giant in addition to the fine but since the settlement was first approved privacy advocates have argued that it doesn't do enough to punish facebook for some of its illegal actions after the judge allowed detail arguments from both sides. He sided with facebook and the FTC.

Facebook Federal Trade Commission Cambridge Analytica Corinne
Amazon reportedly used third-party seller data to research and launch its own products

Daily Tech Headlines

00:29 sec | 3 months ago

Amazon reportedly used third-party seller data to research and launch its own products

"The Wall Street Journal reports that more than twenty former Amazon employees said they've access data from third party sellers to structure Amazon's own private labels. The data reportedly allowed Amazon to single out which products at the best? Earning potential how to price its own. Private label products in what product features? Amazon should copy Amazon. Is in an ongoing antitrust probes with the Department of Justice and the Federal Trade Commission as well as the European Union's Competition Commission in July Twenty Nineteen Congressional hearing an Amazon executive said. The company did not use

Amazon Federal Trade Commission Competition Commission The Wall Street Journal European Union Department Of Justice Executive
Amazon reportedly used third-party seller data to research and launch its own products

Daily Tech News Show

00:44 sec | 3 months ago

Amazon reportedly used third-party seller data to research and launch its own products

"Former Amazon employee said that they access data from third party sellers to help structure Amazon's own private labels. The data reportedly allowed the company to single out which products had the best earning potential how to price its own private label products. What product features Amazon might want to copy? Amazon is an ongoing antitrust probes from the Department of Justice the Federal Trade Commission and the European Union's competition commissioner in fact isn't in July nineteen congressional hearing an Amazon executive said. The company didn't use seller data to help favor. Its own products. That is definitely not in line with what employees are telling the Journal and Response to the Journal Story Amazon tells business insider. It's going to launch an internal

Amazon Journal And Response Federal Trade Commission Commissioner European Union Department Of Justice Executive
Amazon reportedly used third-party seller data to research and launch its own products

Daily Tech News Show

00:45 sec | 3 months ago

Amazon reportedly used third-party seller data to research and launch its own products

"More than twenty former Amazon employee said that they access data from third party sellers to help structure Amazon's own private labels. The data reportedly allowed the company to single out which products had the best earning potential how to price its own private label products. What product features Amazon might want to copy? Amazon is an ongoing antitrust probes from the Department of Justice the Federal Trade Commission and the European Union's competition commissioner in fact isn't in July nineteen congressional hearing an Amazon executive said. The company didn't use seller data to help favor. Its own products. That is definitely not in line with what employees are telling the Journal and Response to the Journal Story Amazon tells business insider. It's going to launch an internal

Amazon Journal And Response Federal Trade Commission Commissioner European Union Department Of Justice Executive
BBB tips on avoiding coronavirus stimulus scams

News, Traffic and Weather

00:55 sec | 4 months ago

BBB tips on avoiding coronavirus stimulus scams

"The better business bureau is already seeing coronavirus stimulus related scams scammers reach out to consumers in the U. pretty common to also email social media either even if the Vance protect messaging right now to let the consumer know that their stimulus check available that's something that a lot of folks have been on the lookout for right now the only problem is that you get that they're asking to confirm their banking information and once those details are released they're out there in the wrong hands B. B. B.'s been Spradlin says there are red flags to watch out for contracted by the government via social media there's a good chance that the scammer that reached out to you another thing they're seeing for asking for you African sure to be a profit things the in order to get their government grants that's something the government will not ask you to do it that's a good way for scammers to get a hold of your your banking information what should you do if you become a target for one thing you want to do with what your local law enforcement dealt is something that's happening you can also turn to the Federal Trade Commission so what the FTC noted this is something that happens they've got resources basically those related

B. B. Spradlin Federal Trade Commission Vance
This bill to protect children may also put your privacy at risk

The 3:59

09:03 min | 5 months ago

This bill to protect children may also put your privacy at risk

"Alford. You've got a nice explainer on the earn it act and you've got to break this down for me because it is extremely dense first off. What does the earn it? Act Propose yet you're right. It is extremely dense. But what the heck is proposing is basically making Tech Company's earned section to thirty protections now section. Two thirty is a part of the Communications Decency Act in Nineteen Ninety six basically protect platforms from being sued or content. That's posted on their own. So if I'm a restaurant and somebody needs a bad review on yelp. I can't sue YELP for that. I would have to sue the person that actually posted that. So it's a big part of what allows Forms to grow and also what allows for three expression on why So that is what they're proposing there saying. You have to follow these standards to protecting children online or you do not at this protection. That would basically keep your website alive and that is. That's a deal breaker for tech companies. Right if you don't have section two thirty protection you're basically just it's open game terms of lawsuits. They basically companies could not function without production. Right if you think about it like thinking about how many posts are on facebook a day and I. I think there's something along. The lines of like one billion hours of video is being watched on Youtube every day. Now think about like how many lawsuits could comfort that. And there's a very good chance it could lose these lawsuits end. They which shut down like immediately. Or if you're like a new website like looking to start out and you know you all of us are liable for all of this because you don't meet the standards Yeah it's not really much of a guideline or best practices so much as it is basically. If you don't do this you're done so let's take us through. What are those guidelines? What exactly is the government? Proposing in this instance the guidelines are not established by this bill guidelines are going to be established by mission Established by this bill where the three of the members are the heads of the Justice Department the Federal Trade Commission and the Department of Homeland Security. That is where the issue really comes in for a lot of privacy insecurity experts because the Department of Homeland Security and the Justice Department has spent many years basically trying to get rid of end to end decryption saying that it prevents them from catch criminals. It prevents them from being able to solve investigations. And you know in the past the just had this at the FBI mover encryption for terrorists and then before that they were saying you know drug dealers are using this online and we can't like catch like these drug kingpins because that those arguments clearly didn't work because you know we're still afforded encryption and technically he's not really into those pressures but now with the earn it act. The idea is going at this from the angle of child exploitation which is a much harder political angle to fight against right. Legislators can go out there and say no I actually support you know our children online. Yeah that that's that's what fascinated me is because there there's a different goal and the goal is not as never outright stated right. It's ultimately what they WANNA do is is to insert a back door into facebook apple various systems. But it's never outright ever said and interesting like the press conferences that have been scheduled. The public statements of May have all been about a exploitation of children online. And how to prevent that? And it's it's interesting the way it spawned because you're right politically you can't be on the other side of that argument right. It just doesn't make any like you can never win that argument by saying yeah. I'm I'm for that but just as work right. Yeah and I think that's kind of why. So many tech policy experts have been looking at this thinking. It'll actually does have a pretty good chance of getting momentum on Capitol Hill and I think you're right to point out the security risks at privacy risk here because like encryption is what protects your communications not only from being viewed by people who have stolen your phone or potential hackers but also government regimes and the idea that the government has been trying to propose is. They can't do these investigations when things are encrypted and they want waffle acts as which is basically. Give us a specialty. That only police officers or only investigators can use to messages. But that that's kind of fall short when you look at all. The government ater leaks. That have happened in cybersecurity. Tools have been stolen from the NSA and the CIA where these are were also tools. That were only meant to be used by the government and have been used five militias hackers because right when the government says trust us. We'll we'll make this will michigan this back door safe and only use by us. It's hard to buy. The argument given there have been a lot of examples. Where that's that hasn't been the case right. Yeah and that. That's definitely the biggest argument against Lawful access I had a hearing about this December where Apple At basically told Congress look like we can't make a key just for the good guys like that's not how that works so it'll be interesting to see where this goes on Capitol Hill. There's definitely a lot of noise about it from privacy and security advocates. But also you know there. There are organizations like the National Center for missing exploited. Children backing this bill and like seven out of the ten senators. That are backing this. Bill are on the Senate Judiciary Committee which will be having a hearing on this tomorrow. It's important to note. This is not a Parson issue. There are there are senators and representatives on both sides both parties. That's what this bill. I believe it's four. Republicans and six Democrats that are sponsoring bill right so it was a rare instance where we have these parties. Who agree on an issue. I guess what's interesting to me is I mean beyond beyond the spinning. It's interesting that they're taking this tack now because you know I think back in two thousand sixteen we we we saw this before apple versus the FBI were. There was a big battle there. Fbi wanted some sort of way to get into the iphone apple refuses really kind of when it crystallized apple's kind of big pitch on security and privacy as a featured in its products and clearly in the court of public opinion the the need for security and encryption for the services kind of one out. So that's why it's interesting to me that they're taking this different tack than really going after making this an issue about protecting children as opposed to getting getting you know having backdoor access for the good guys quote. We started seeing that angle Around the time. Facebook said that they were GONNA start encrypting. Their Messaging Services says facebook is responsible for reporting about sixteen point eight million Cases back in two thousand eighteen to The National Center for Missing Exploited Children. So the idea was that if you're going to encrypt these messages. That is a big way. That child predators get in touch with kids in groom them into you know meeting them later on and things like that and if you're encrypting these messages as you're not going to be getting these kinds of signals you're not stop. These pedophile is using FACEBOOK MESSENGER. So that is around the time when? I saw this guy you front and this new angle the Justice Department and I think the fallacy surrounding that from what tech policy experts have told me is that yes. It's true that facebook gives like eighteen like sixteen or eighteen million reports per year. But the difference would be that. Not much of that is actually enforced. So there's like they'll give them these reports but like this center is not like law enforcement agents a they. Just give the COPS AFTER. It's very like it's not clear. How much of that is actually acted on? There was a New York. Times report about you. Know faced with not being able to handle all of these These chat exploitation posts or ramping up like a severe amount and how much they reported. But I think I think the problem still comes down to the federal government doesn't have the funding or resources te actually tackle that so even if you know they provided a back door ear or follow these guidelines. Whatever they might be. I think it still boils down to the question of this actually protect children and you know unless you have investigators and resources that can actually use that kind of

Facebook Apple FBI Justice Department Bill Yelp Department Of Homeland Securit Alford. Youtube Cops National Center For Missing Ex New York NSA Michigan Congress National Center
US warns 7 companies over fraudulent coronavirus claims

Jeff Katz

00:20 sec | 5 months ago

US warns 7 companies over fraudulent coronavirus claims

"Federal regulators are warning seven companies to stop selling soaps sprays and other concoctions with false claims that they can treat the new coronavirus or keep people from catching it there are no approved treatments for the virus and none are likely to be ready for months or even years the food and drug administration and the Federal Trade Commission send warnings on Friday to those

Federal Trade Commission
The Graham-Blumenthal Bill - A New Path for DOJ to Finally Break Encryption

The Tech Guy

04:48 min | 5 months ago

The Graham-Blumenthal Bill - A New Path for DOJ to Finally Break Encryption

"Get ready because Congress in the US and Legislatures and assemblies around the world are starting to pass bills or look at bills that will break encryption. I how do you feel about encryption? I think on the surface you say to people and I think this is what you know. Members of Congress are saying what you know. Why should a bad guy have the ability to hide his activities from the police? We should be able to wiretap any phone. We should be in since we can wiretap any phone. We should be able to wiretap skype. Even though it's encrypted and why should we be able to read into their text messaging or even unlock Bill. So it's bipartisan. The Grand Blumenthal. Bill is called. Get ready for this. The earn it act apparently in Congress has to do with marketing? I guess you gotTa have a good acronym so this stands for the eliminating abusive in rampant neglect of interactive technologies. Act The anything about what it really does what is going to do. It will essentially blocking corruption and bike blocking corruption. And of course they always use they always use terrorism and now the big one is crimes against children. You know that's the big one Be a commission formed by this. Earn it act A commission of fifteen people who will establish a list of best practices in the name of protecting the Children? The commission will be dominated by law enforcement agencies. The first three members chosen by the heads of the Department of Justice Homeland Security and the Federal Trade Commission to whom have law enforcement responsibilities? As you know the many twelve members will be chosen by Congress with specific roles. They shall have two of them. She'll have experienced in handling Internet crimes against children. In a law enforcement capacity. Two of them shall have experience in handling Internet crimes against children and a prosecutorial capacity. Two of them. She'll have experience in computer. Science or software engineering at fifteen to finally four of them have experienced working online services but must have experienced in child safety so the best practices. Well they don't say but it's presumed the best practices if you WANNA the kids will be. Don't encrypt don't encrypt. It's funny because there's a bill at law in fact just passed in Sweden Secret Surveillance Law that allows law enforcement to secretly install militias harbors or or software on any electronic device. You don't even need a warrant. You just need suspicion that somebody's doing something wrong and you could put this software on computers. Smartphones routers hi fi receivers. Refrigerators Smart Home Assistance. The law goes into effect April. Fools Day it's a secret surveillance law rather miss Any device in any place a suspect get ready for this may visit. You know this guy. He's a bad guy I know he is. He's going to that restaurant. Let's put cameras surveillance devices in in the restaurant. Hello Sweden. Wow that is That is scary. But it's it. It's it's going to be the ten th the. I think in the next ten years is going to be the laws of every land including ours. Now you might say well. Yeah Okay encrypt. Messages from bank is decrypt him. That's important we want to be able to wiretap them. The problem is these tools. Mean that you'll no longer have privacy at all because you'll never be able using corruption again if it there's no such thing as encryption that is breakable that is taxable that's not encryption. That's the In fact it's worse than that. It's the appearance of privacy without the actual reality of it so I just. I thought I

Congress Bill Sweden United States Federal Trade Commission Grand Blumenthal Department Of Justice Homeland
Supreme Court Eyes The President's Power To Say 'You're Fired!'

NPR's Business Story of the Day

05:43 min | 5 months ago

Supreme Court Eyes The President's Power To Say 'You're Fired!'

"At the Supreme Court today the trump administration is trying to make it easier for the president to replace the heads of the country's independent regulatory agencies. The administration is asking the court to restrict or reverse a decision that dates back more than eighty years. Npr legal affairs correspondent Nina Totenberg reports in two thousand eight the. Us economy was on the brink of financial disaster. A rising number of homeowners quite simply can't pay their mortgages for closures have hit a record high. The National Association of Realtors reported the worst month dropping existing home sales since they started keeping track in the late nineties. Further meltdown in the mortgage market had investors. Heading for the exits in two thousand nine. Congress sought to reestablish oversight and regulation of the financial system among the remedies enacted was a law that consolidated powers from across seven agencies into one call the consumer financial protection bureau. It was placed in the offices that the Federal Reserve and funded by the Fed. The new agency was charged with preventing a repeat of two thousand eight financial crisis. Richard Cordray was its first director for the baby. Had two roles one was to try to prevent an economic collapse of that kind ever happening again. And that was done largely to putting in place rules that safeguarded the mortgage market and ferreted out. A lot of the irresponsible and ultimately failed lending that had occurred once in place. The bureau moved aggressively to protect consumers from bad actors in banking and other financial services also in the CFP BE SITES. Were Bill Collectors. Telemarketers and others accused of misleading practices among these was the Salem Law Firm in Los Angeles investigated for charging consumers illegal. Upfront fees for debt relief services the CFP as part of its investigation demanded certain documents from the law firm. The firm refused contending that the structure of the agency is unconstitutional. Because it's director cannot be fired by the president at will instead the bureau's director like the heads of other independent federal agencies can only be fired for cause meaning malfeasance inefficiency or neglect of duty lawyer? Andy Pinkus who represents the Chamber of Commerce explains the theory of our government is that the popularly elected president will appoint officials and remove them. They're not doing what he wants. So if you take away the president's power to remove someone Then you're drastically limiting the political accountability of that individual that view however lost in the lower courts and the sale affirm appealed to the Supreme Court backed by the trump administration central today. Argument is a case dating back to nineteen thirty five. When President Franklin Delano Roosevelt tried to fire one of five commissioners on the Federal Trade Commission over his policy views. The Supreme Court ruled unanimously. That Congress created the FTC to perform quays judicial quasar legislative functions and that the president could not therefore dismiss its members the way he could members of his own administration the sale firm and the trump administration will argue that. The CFPB is different because the bureau's power was placed in the hands of a single director instead of a multi member commission again lawyer. Andy Pinkus multi member agencies the way they're structured our system have to have people from different parties. The president picks the chairman who has a lot of control about how it operates. The terms are staggered. So most presidents will have an opportunity to appoint a number of those people because the trump administration is not defending the CFP structure. The Supreme Court appointed lawyer Paul Clement to argue on behalf of the Bureau Clement notes that there are other single-member directors the government who cannot be fired by the president will among them the control of the currency and the director of the Social Security Administration. The constitution says nothing about the president's power to remove officers confirmed by the Senate pointing to that fact Clement notes. There are literally dozens of independent agencies. That control everything from monetary policy to the stock market to public health and Safety Clement says that the consequences of invalidating the CFP structure could be dire. The issue in this case is like the thread on the sweater. That if you start tugging on it and you tug on it hard enough. Potentially the whole sweater comes undone and the sweater here really is is the entirety of the whole alphabet soup of agencies that all have these four 'cause protections these agencies. He notes are often central to our economy. The Federal Reserve is a great sort of example of why Congress imposes these kinds of restrictions. Because there are certain issues in the world that we deal with the national level where it's nice to have a degree of installation for a discharging a particular duty where it's not GonNa Change with whoever's the president the trump administration however is willing to roll the dice in this case. It argues that if a single director agency cannot be distinguished from a multi member agency the court should reverse. The case decided eighty five years ago. That would throw into doubt not just the CFP B but independent agencies that comprise roughly a third of the government and not just those agencies but also potentially the rules that those agencies have laid down over the years

President Trump Supreme Court Director Congress Federal Reserve President Franklin Delano Roos CFP Andy Pinkus Nina Totenberg United States Donald Trump National Association Of Realto Federal Trade Commission Social Security Administration Richard Cordray Paul Clement Salem Law Firm
Better Business Bureau's top 10 list of riskiest scams

WBBM Evening News

01:07 min | 5 months ago

Better Business Bureau's top 10 list of riskiest scams

"News we are revealing the top ten riskiest scams in the U. S. according to a new report from the better business bureau the Federal Trade Commission says Americans lost get this nearly six hundred and seventy million dollars to scams in twenty nineteen alone that is a lot of money more than thirty seven thousand were reported to the B. B. B. the better business bureau and while that number decreased from twenty eighteen the median the middle amount of money lost purse game rose two hundred and sixty dollars thirty five percent of people who were exposed to one of those games in twenty nineteen lost money as one one three our consumer investigative correspondent Anna Werner is here to explain more Anna implement scams are the biggest one apparently had of those work you know somebody will say to you Hey listen you can make part time money working from home one of these victims said she's a college student and she shared her story with the baby and she said you know they said a friend told me we can make three hundred dollars and you can make three hundred dollars per per quarter if you just sign up for this but what they're really looking for is your personal information

Federal Trade Commission Anna Werner
"federal trade commission" Discussed on KQED Radio

KQED Radio

04:53 min | 11 months ago

"federal trade commission" Discussed on KQED Radio

"The Federal Trade Commission blocked a draftkings FanDuel merger on the grounds of the new company would quote control more than ninety percent of the U. S. market for paid daily fantasy sports contest so the company stayed separate FanDuel wound up being acquired by paddy power Betfair gaming company based in England and Ireland where unlike the US outbreaks sports gambling has been legal for decades draftkings remained an independent operator still the big question remained in the US where draftkings is based. fantasy sports betting legal. as face Robbins explained the answer would hinge on whether it was considered an act of skill or chance so the people who wrote is called looking the loch quantifying chance in fantasy sports and other contests that's Paco whose soy I'm a professor of mechanical engineering at MIT so is also co director of the MIT sports lab so we bring students and faculty together with pro teams and industry partners to look at sort of the abundance of data that's coming out of sports today. fifteen so we got a call from FanDuel. if they gave us their entire dataset could we tell them whether or not these contests were a contest of skill or contest of chance now when you hear about the company asking academic researchers to analyze their data when the outcome of that analysis may have huge business or legal implications for that company you may be a bit skeptical so here's the first thing has so he says she told FanDuel when they asked her to answer the skill versus what question I told this is a terrific question more than happy to look into it I also told them that we were going to publish the results regardless of what the outcome was and they said that's fine so I said great send us the data armed with a couple years worth of FanDuel data the story and her colleagues set out to analyze the roles of skill versus lock so how do you do that you know you have to think about skill and luck is a spectrum and ask where do these activities fit on the spectrum nothing is purely luck or purely skill like when you drive to work it's mostly skill but you also got lucky that nobody ran into you she and her colleagues used to model the compared fantasy players win fractions during the first half of the series of competitions against the wind fractions over the second half if you're flipping coins on average a person would win half of their games in the first half and half their games in the second half if it's a game of let's say a grand master in chess playing against a novice they'll probably win all the games they applied the same thinking to the fantasy sports data so we split it into fantasy baseball fantasy hockey fantasy basketball in fantasy football and if you're trying to explain to let's say and Attorney General where fantasy sports why on the spectrum you have to give them something to compare it to right the number that we give them doesn't mean anything on its own so then we compared that to real baseball hockey basketball and football in just add further context. we also included bicycle racing coin flipping and the stock market we put all of those on the spectrum to see where fantasy sports cluster and what they find so imagine the spectrum where zero is pure luck and one is pure skill. flipping sat in zero which is good so check the algorithm get that right the next point on the luck end of the spectrum was the stock market so that sat in about a third of the way up now I'm gonna move to the skill end of the spectrum the one that is the top end of the skills spectrum is bicycle racing which again makes sense because if you're faster fast right sometimes you have bad luck in a in a bicycle race but for the most part however is going to put out the most powers gonna win so now we come to the interesting chunk of the spectrum which lies sort of it between you know point six one point nine so basketball reward skill the most hockey rewards skill the least because basketball has a large number of scoring opportunities in each game and a large number of games in the season so that means that one lucky shot in basketball doesn't matter very much where is one lucky shot in hockey can matter a lot and football and baseball or somewhere in the middle and what about the fantasy sports versions of those real sports the fantasy sports are closely tied to where the real sports that meaning yes some luck is involved but also a lot of skill which varies by support which is not super surprising because the further up on the spectrum you are the easier it is to predict the outcome and if it is easy to predict the outcome then it is easier to choose players in your fantasy lineup..

Federal Trade Commission ninety percent
"federal trade commission" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

05:17 min | 1 year ago

"federal trade commission" Discussed on Bloomberg Radio New York

"The FTC the win. Joining me is Harry first professor of antitrust law at NYU law school, judge Lucy Koh ruled against Qualcomm on virtually every point and said that its licensing practices have strangled competition in certain modem chip markets. Is that exactly what apple had accused it of well, apple accused it of exacting excessive royalty rate and forbidding it from using through its exclusively agreements from using other chips? Particularly chips by Intel the two cases are similar in sense that. The Federal Trade Commission had included Apple's exclusivity agreements in its case, but the two parties are really seeking different things, so apple was seeking lower royalty rates in the end. The Federal Trade Commission is really attacking Qualcomm business model, but it too is very worried about the high prices that comes been able to exact on its patent licensing as far as the judge's opinion was was her language very strong. I think very is a is a weak adjective. Yes, very strong. Although in some ways, not surprising. She had been ruling in preliminary rulings, particularly at a fairly recent stage in the proceedings that it looked pretty much like the Federal Trade Commission case was pretty strong. So I actually wasn't surprised at how she came out. But when you read through her opinion, it's really a litany of Qualcomm 's licensing practices, what their intent was and what the effect has been on innovation and pricing and cell phone technology and handsets, more, generally. So it is quite strong. It's based on trial hearing witnesses doing the things that trial court judges are supposed to do, which is to judge the evidence assess the credibility of, of the various witnesses on both sides and come to a decision. So it's, it's a pretty strong case. What about the remedies? What kind of remedies did? She order and will they disrupt Qualcomm, business model. Well, the remedies that she ordered were targeted pretty much to the allegations of the Federal Trade commissions complain. So primary part of the complaint was well, actually two things the policy of no chips. No license. If you wanted the chips, you had to license the technology, which the commission said kept prices up so she said, you can't do that their licensing for the technology can be subject to dispute and arbitration, and they also now in addition to licensing handset makers, they have to license, competing chip makers, and that's been a big source of major contention and a away that Qualcomm has been able to obtain higher. Royalty rates by not licensing chipmakers, which means that any handset. Maker, even if they buy chips, from someone else still has to take a license from Qualcomm and still has to pay royalties royalties or high. We'll haram Indies possibly lower costs for apple. Another smartphone makers. There are a lot of smartphone makers that commissioned and her opinion talking about six of them. So yes, it should lower costs for them. And it, it ought to in the end, lower prices for consumers, a lot of people by smartphones and they've been paying these rates that are higher than the rates really that Qualcomm in a sense it promised to charge, and when those rates go down. That's a major part of the cost of, of handset, so yes, should lead to lower prices for the makers and for consumers in the end. Now Qualcomm said it, quote strongly disagrees with the judge's conclusions her turpentine of the facts and our application of the law, and it will appeal wonder it's chances on appeal. Well, it's always hard to say exactly, it becomes difficult to appeal cases that have been tried where a judge has made strong factual findings. I would say that way. It's similar. To the case that was brought in the late nineties against Microsoft, where the judge made extensive, factual findings which very much supported the decision of the court of appeals to affirm what the judge did. So they have a bit of a hard slog to go against those findings the two hundred thirty page of pinions, and it's very hard to overturn factual findings you know, unless they're clearly arbitrary. So they'll have a problem making those changes. Thanks for being on Bloomberg law. Professor Harry, first of NYU law school coming up on Bloomberg law. What does have in common with the leash aquis Dave Chapelle? They're all making moves to try to assert control in this smart phone in social media era over what they do on stage. And how much of it gets to those who.

Qualcomm Federal Trade Commission apple NYU Professor Harry Intel Lucy Koh Dave Chapelle professor Bloomberg Microsoft
"federal trade commission" Discussed on 710 WOR

710 WOR

05:02 min | 1 year ago

"federal trade commission" Discussed on 710 WOR

"A complaint with the Federal Trade Commission for violating federal fair debt collection Practices Act, and then I'm going to hire an attorney, and I'm going to sue you personally. And they're gonna come to your home and bother you. Address the what they've even got my address. If they have your name. You know? But, but basically what you have to do is you have to Pierce through the stupidity and try to get them to actually make a change in the database that they're working from. Because here's the problem. The person you're talking to will not be working there in eleven days. Turnover ratio in a boiler room collection agency, full of morons is unbelievable. So the chances of you ever talking to the same human twice is almost zero in a situation hasn't and so they just the turnover rate is unbelievable all they do is hire and train replacements for the next set of morons to come in and call you because they couldn't get a job doing anything else. So we know they're morons. An unbelievable. So really you just have to get all up in their business. And then brash the freaking headset off their thing, if they call you again, and just you know, and do follow complaint with Federal Trade Commission, you could FTC dot gov. There's a place to do that. And just light them up because it is an industry that's out of control. And the only way regular people can handle that is to fight back because there's no communicating with stupid at this level. But you try one more time put him on notice. And do just exactly what I said. And if you're any nicer than what I just said, they're not gonna hear you did they do not understand anything except a two before across their face. And so you have to hit them that hard to try to get two of their brain cells to actually connect in the conversation and just just be unreasonable because this is an unreasonable situation. You've tried nice. You've tried normal. You've tried regular. And some of you sweet people out there going Dave Ramsey's over the top. No, you're dealt with the idiots at this level. Dave Ramsey's not over the top. Believe me. It's unbelievable. What these people do Roxanne is with us in Medford, Oregon. Hi roxanne. How are you? Hi, I'm good. How are you deserve? What's up? Well, I purchased my house about four years ago before I discovered you. And so my mortgage is more than a quarter of my take home pay. And so I've gotten really determined to try to pay it off as fast as I can. It's hard to do. Because most of my income. I do have I owe about two hundred thousand on my house, and I have about two hundred thousand dollars in non retirement investments. And I'm wondering if it is smart to cash those out to pay it off or as the capital gains wouldn't the taxes on it wouldn't be worth it. Oh, I would pay it off if you're if you're gonna keep it. Let's just pay it off. So how much are the capital gains are going to be on your two hundred thousand dollars worth of investments? I don't know yet some of them it's been invested since I was a baby and my grandparents set it up for me. So I don't know how much of it is still original from when it was invested. Or if a lot of it is new. Well, the gain will be the long term gain would be taxed at fifteen percent. So I mean, it's fifteen thousand per hundred thousand. There's a way of looking at it. And so, and I'm guessing it's your gain is probably inaccessible hundred thousand with what you're describing. It's possible. Fifteen grand. But I mean how much is in the toggle non retirement investment? Just over two hundred thousand and your your balances two hundred. Yes. Okay. That's my early payout is two your your pay off balance. Yeah. So I mean, the question is do you have enough to pay your taxes and pay off the mortgage, and that's a calculation you may want to sit down with a tax person and come up with. But what's your household income? About fifty thousand okay. So. Do you have an emergency fund? I do have my fully-funded emergency fund. How much is in that? About a little over twelve thousand five hundred. Okay, good don't touch that. Right. So run the calculations can you pay the taxes and the mortgage with the non retirement investment, if you can I would do that. Or I would sell your house one of the two. Okay. If you're not willing to use your investments to pay it off, you shouldn't be willing to keep a house. Because you're saying is you like the investments more than the house, which is an okay thing if you do like them like the investments more. But if you like the help you need you need to decide which one you're going to keep you can't keep both of them..

Federal Trade Commission Dave Ramsey Roxanne Pierce attorney Oregon Medford two hundred thousand dollars fifteen percent eleven days four years
"federal trade commission" Discussed on Talk 650 KSTE

Talk 650 KSTE

05:01 min | 1 year ago

"federal trade commission" Discussed on Talk 650 KSTE

"With the Federal Trade Commission for violating the federal fair debt collection Practices Act, and then I'm going to hire an attorney, and I'm going to sue you personally. And they're gonna come to your home and bother you. Address the what they've even done. My andrea. If they have your name. But, but basically what you have to do is you have to Pierce through the stupidity and try to get them to actually make a change in the database that they're working from. Because here's the problem. The person you're talking to will not be working there in eleven days. Turnover ratio in a boiler room collection agency, full of morons is unbelievable. So the chances of you ever talking to the same human twice his almost zero in a situation hasn't and so they just the turnover rate is unbelievable all they do is hire and train replacements for the next set of morons to come in and call you because they couldn't get a job doing anything else. So we know they're morons. An unbelievable. So really, you just have to get all up in their business, and then brash, the frequent headset off their thing, if they call you again, and just you know, and do follow complaint with the Federal Trade Commission, you could FTC dot gov. There's a place to do that. And. Just light them up because it is an industry that's out of control. And the only way regular people can handle that is to fight back because there's no communicating was stupid at this level. But you try one more time put him on notice. And do just exactly what I said. And if you're any nicer than what I just said, they're not going to hear you. They do not understand anything except to before across their face. And so you have to hit them that hard to try to get two of their brain cells to actually connect in the conversation. And just just I mean, be unreasonable because this is unreasonable situation. You've tried nice. You've tried normal. You've tried regular and some of you. Sweet people are out there going Dave Ramsey's over the top. No, you're dealt with idiots at this level. Dave Ramsey's not over the top. Believe me. It's unbelievable. What these people do Roxanne is with us in Medford, Oregon, high rock, San how are you? Hi, dave. I'm good. How are you better than I deserve? What's up? Well, I purchased my house about four years ago before I discovered you. And so my mortgage is more than a quarter of my take home pay. And so I've gotten really determined to try to pay it off as fast as I can. It's hard to dukes. It's most of my income. I do have I owe about two hundred thousand on my house, and I have about two hundred thousand dollars in non retirement investments and wondering if it is smart to cash those out to pay it off or a spec. Capital gains wouldn't the taxes on it wouldn't be worth it. I would pay it off if you're if you're gonna keep it. Let's just pay it off. So how much are the capital gains are going to be on your two hundred thousand dollars worth of investments? I don't know yet some of them it's been invested since I was a baby and my grandparents set it up for me. So I don't know how much of it is still original from when it was invested. Or if a lot of it is new. Well, the gain will be the long term gain would be taxed at fifteen percent. So I mean, it's fifteen thousand per one hundred thousand. There's a way of looking at it. And so, and I'm guessing it's your gain is probably inaccessible hundred thousand what you're describing. It's possible. Yeah. Probably gonna cost you fifteen grand. But so I mean how much is in the total non retirement investment. Just over two hundred thousand and your your balances two hundred. Yes. Okay. That's my early payout. Is your or your pay off balance? Yeah. So I mean, the question is do you have enough to pay your taxes and pay off the mortgage, and that's a calculation you may want to sit down with a tax person and come up with. But what's your household income? About fifty thousand okay. So. Do you have an emergency fund? I do I have my fully-funded emergency funds. How much is in that? About a little over twelve thousand five hundred. Okay, good don't touch that. Right. So run the calculations can you pay the taxes and the mortgage with the non retirement investment, if you can I would do that. Or I would sell your house one of the two. Okay. If you're not willing to use your investments to pay it off, you shouldn't be willing to keep a house. Because you're saying is you like the investments more than the house, which is an okay thing if you do like them like the investments more, but if you like the house Hordley investments. All you need that you need to decide which one you're going to keep you can't keep both of.

Federal Trade Commission Dave Ramsey Pierce attorney Oregon Roxanne Medford two hundred thousand dollars fifteen percent eleven days four years
"federal trade commission" Discussed on KYW Newsradio 1060

KYW Newsradio 1060

01:30 min | 2 years ago

"federal trade commission" Discussed on KYW Newsradio 1060

"The Federal Trade Commission is issuing a warning about giving to people in the path of Florence in the aftermath of any disaster people want to help, but federal watchdogs say you need to give some thought to how and where you're donating because scammers are eager to cash in on your generous impulses. The best way to avoid supporting cheats, instead of people in need is to donate to charities you already know entrust or do some homework. Avoid what seems to have sprung up overnight be skeptical about social media campaigns. And if you're using a text to donate look up the number on the. Charity's website. I I'm Jan Johnson. A new study finds it being a bossy boss is counterproductive be nice to your employees. If you want the best results out of the to call me as possible. So says a new study from Binghamton university in New York when bosses enforce clear goals and show compassion to subordinates. It almost always pays off. If you feel your boss, actually, cares about you. You may feel more serious about the work. You do for them says the study, the researchers also found that authoritarianism dominant leadership almost always had negative results on job performance, while the Netherlands dominant leadership almost always had a positive impact on it. Matt piper. CBS news KYW news time five twenty five. Now Sunday morning business here from Bloomberg business. Steve not a lot of people actually use it yet. But topping the agenda for supermarkets..

Federal Trade Commission Jan Johnson Matt piper Bloomberg Binghamton university New York Florence CBS Steve Netherlands
"federal trade commission" Discussed on Big Ideas with Ben Weingarten

Big Ideas with Ben Weingarten

04:28 min | 2 years ago

"federal trade commission" Discussed on Big Ideas with Ben Weingarten

"For example, of the Federal Trade Commission, the commission promulgates subset of rules of conduct the commission then considers whether to authorize investigations into whether the Commission's rules have been violated. If the commission authorizes an investigation, the investigation is conducted by the commission which reports its findings to the commission. If the commission thinks that the Commission's findings worn enforcement action, the commission issues a complaint. The Commission's complaint that a commission rule has been violated is then prosecuted by the commission and judicata by the commission. This commission adjudication can either take place before the full commission or before semi-autonomous commission. Ministry of lodge if the commission chooses to adjudicate before an administrative law judge, rather than before the commission and the Shishen is adverse to the commission, the commission can appeal to the commission if the Commissioner intimately finds violation then and only then the affected private party can appeal to an article three court, but the agency decision, even before the bonafide article, three tribunal possesses a very strong presumption of correctness on matters of both fact and of law. This is the definition of tyranny. It is the accumulation of the legislative executive and judicial branches. All in one in an executive agency on elected on responsible, never has to answer to the citizens it's supposedly represents. And again, there's also the idea that congress should not be able to delegate its powers to an executive agency like this. But here you have it here. You have the definition of tyranny. Let's talk a little about the. Size and scope of the swamp. The administrative state each year, the competitive Enterprise Institute puts out its annual ten thousand commandments. Let me reveal some of the findings from their most recent version. And this is based on two thousand seventeen numbers federal regulations in two thousand seventeen cost Americans. One point, nine trillion dollars. Let's put a number. That's too big to comprehend in a little bit of perspective. One point, nine trillion dollars is more than all the personal and corporate income tax. The IRS collected last year, the value of US federal regulations that one point, nine trillion dollars would intern of itself rank as the eighth largest economy in the world ahead of Italy, every single household in America owes almost fifteen thousand dollars. If you were to look at the hidden cost of these regulations worth one point, nine trillion dollars. Another number that kind of puts into perspective a harassing government, the 2017 Federal Register, which contains all the federal government rules was sixty one thousand three hundred eight pages last year, and that's a thirty six percent decline from where the Federal Register was in two thousand sixteen. So we've made progress down to over sixty one thousand pages of federal rules, many of which you violate on a daily basis. There's a book out there, of course, which talks about three crimes that we commit a day that we don't even know of because of this just massive convoluted bureaucracy that's been built and also just to talk a little bit about the rules. Congress enacted ninety seven laws in twenty seventeen federal agencies issued thirty two hundred eighty one rules. So thirty four rules for every law created. So what does the law mean when they're thirty four rules that actually dictate what the law means. That means you're waiters and making the law, the bureaucrats making the law, and then what is our government do with the money that we see to it every year and talk about taxation without representation ear, which of course is another charge. An essential charge against the king will last year, there was one point seven million dollars, and this is Cording to the twenty seventeen government waste book which is put out every year. One point, seven million dollars for a comedy club, starring holograms of dead comedians. One point five million dollars from our government to test the endurance of a fish on a treadmill. I'm not making this up. This is literally what our government spends our hard-earned money on, and then the money of our future generations based upon the debt that's accumulated to finance all this stuff. Eight hundred seventeen thousand dollars to study monkey drool..

Federal Trade Commission executive congress competitive Enterprise Institu Cording Commissioner US IRS intern America Italy nine trillion dollars seven million dollars Eight hundred seventeen thousa fifteen thousand dollars five million dollars thirty six percent
"federal trade commission" Discussed on KQED Radio

KQED Radio

01:49 min | 2 years ago

"federal trade commission" Discussed on KQED Radio

"The federal trade commission is also investigating facebook for possible violations of twenty eleven agreement to protect users privacy the trail of trouble began with data collected by a researcher who created a personality profiling app on facebook that gave the researcher access to information about tens of millions of users facebook says all that information was improperly turned over to cambridge analytica targeted individuals with emotionally charged content on behalf of the trump campaign if you know the the personality of the ppo targeting you can you on your messaging to resonate more effectively with those key audience groups last month sucker berg spoke to cnn about the scandal so this was a major breach of trust and i'm really sorry that this happened we have a basic responsibility to protect people's data and if we can't do that then we don't deserve to have the opportunity to serve people it turns out facebook was aware for at least two years that the data was being harvested in this way but did not disclose it until last month yesterday's zuckerberg admitted he made a huge mistake facebook now says it will limit third party access to data and make it easier for users to remove data gathering apps from their profiles the company said that on monday we'll begin alerting the users whose data was shared with cambridge analytica all of this follows earlier disclosures that russian provocateurs used facebook to place ads and post fake news trying to influence the twenty sixteen election just a little while ago judy sat down with top facebook executive sheryl sandberg cheryl sandberg thank you very much for.

federal trade commission facebook researcher berg cheryl sandberg cnn zuckerberg judy executive sheryl sandberg two years
"federal trade commission" Discussed on Marketplace All-in-One

Marketplace All-in-One

01:41 min | 2 years ago

"federal trade commission" Discussed on Marketplace All-in-One

"This marketplace podcast is brought to you by cj financial advisers specializing in fixed income financial advice for more than twenty years and offering up to a seven percent annual return on your fixed income savings with monthly interest payments back to you free no obligation advice at one eight five five cj s info and by pitney bowes no matter what you send or how often pitney bowes has your sending solution print posted from your office and take advantage of special discounts like saving three cents per letter and up to thirty nine percent off usps shipping rates plans start as low as five dollars per month visit pba dot com slash morning to learn more and sign up for a free trial that's pb dot com slash morning terms apply see site for details the screws just keep tightening on facebook for marketplace in new york i'm super benesch you're in for david brancaccio the pressure on facebook just keeps growing thirty seven state attorneys general of asked for answers now the federal trade commission is investigating whether facebook is properly handling its users information and properly informing users of how that information is being used that's just here in the us mind you andrea magician is a former ftc senior policy advisor and now a law professor at northeastern good morning andrew good morning you're a former ftc official what can the ftc actually make facebook do here the ftc's primary examination is going to look at the way that the company has dealing with consumers in the marketplace and whether there is something deceptive or unfair was the disclosure about privacy practices of the company accurate and fair such that consumers had a fair shot to understand what was going on with their data.

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"federal trade commission" Discussed on KQED Radio

KQED Radio

01:42 min | 2 years ago

"federal trade commission" Discussed on KQED Radio

"The federal trade commission issued a press release this morning the operative part of which goes like this the ftc takes very seriously it says recent press reports raising substantial concerns about the privacy practices of facebook today the ftc is confirming that it has an open nonpublic investigation into these practices and of quote practices that of course came to light a week or so ago after the news the cambridge analytic ahead leveraged a personality tests taken by two hundred seventy thousand people to scrape data from fifty million facebook users that jump from two hundred and seventy thousand test results to cambridge's claims of widespread election influence is what interested us so we put me on the spot the way to do this test is to sort of relax and sent to yourself and be honest let's stephen cobb as a researcher with the cybersecurity firm e said he has studied the personality test that cambridge analytic used and he sent me one that was similar little click on this little start button go for it oh man let me just describe it for folks and it goes like this i've got on my computer screen in front of me a a i don't know there's probably twenty five ish questions here of which there there one sentence in the first one is i'm the life of the party and then the answer options are disagree neutral agree in their five gradations between disagree and agree and i'm just gonna start clicking and and we'll see what happens okay statements like i often feel blue and i am not interested in other people's problems and i leave my belongings round is that a fancy way of asking you.

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"federal trade commission" Discussed on TalkRadio 630 KHOW

TalkRadio 630 KHOW

02:02 min | 2 years ago

"federal trade commission" Discussed on TalkRadio 630 KHOW

"The federal trade commission confirms it's looking into the social media networks privacy practices live in dc fox's jared halpern the federal agency wants to know a facebook engaged in unfair acts that cause substantial injury to consumers it follows revelations a british political research firm got access to the data of millions of facebook users it was reported last week the federal trade commission would investigate the social media giant the fcc has now confirmed that investigation in a statement facebook says it remains strongly committed to protecting information and welcomes the opportunity to answer the ftc's questions in twenty eleven facebook reached a settlement with the ftc over privacy concerns chris and jared facebook stock is down around three percent right now that's up from where it was earlier today overall though stocks are up today on wall street the dow is up three thirty eight some russians are being kicked out of the country and other countries fox's john deckers at the white house in response to russia's alleged poisoning of a former russian spy on british soil president trump has ordered the expulsion of sixty russian diplomats the us identified as intelligence agents and the closure of the russian consulate in seattle white house spokeswoman sarah sanders said in a statement today's actions make the us safer by reducing russia's ability to spy on americans and to conduct covert operations that threaten america's national security a british government officials said in a statement this is an exceptionally strong signal of transatlantic unity us leadership and support for the uk prime minister theresa may chris john the russian government denies any involvement in that poisoning new guidelines on opioids from the american dental association telling dentist to limit prescriptions to one week there's also going to be mandatory education encouraging dennis to use non addictive painkillers instead fox news fair and balanced the clock is ticking every day you put out buying life insurance can cost you big time the older you get the more you'll have to pay and a.

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"federal trade commission" Discussed on WTMA

WTMA

02:08 min | 2 years ago

"federal trade commission" Discussed on WTMA

"I recommend i love that mona matt as far as i'm concerned is probably the best on the market uh says of really high quality uh modem they used comcast you see uses modems and then they gone away from that to the real kind of a lower in one so uh okay fire thanks to our curiouser thank you by mena i'm telling you can you can mess with a lot of things we people don't mess with their internet connection are they ended as down i'm tanya messes up the whole day and i understand us everybody's all over the internet out there today to some so many things you can do on the internet and it's just gonna get better and better when you're out there i mean it's it's amazing all the stuff he can do and i think it's just were going to definitely get back much better all right echo facts we started talking about that a moment ago listen there's a the federal trade commission has kind of a little bit worried as a result of this situation in our and i won if you get nothing else out the show today this is one thing that i want you to get out of the show today and that is to be careful with people calling you or emailing you and asking for information and and the federal trade commission ftc there won't warning last week they put a little warning and says that they're expecting a new wave of impostor scams as a result of this equity facts breach and listen i i i'm just going say it there's a bunch of scum out there that i find any way they can to take advantage of you every time we have a natural disaster like a hurricane there's folks out there looking for ways to get that get that money and it's not going to go to the victims of the of these natural disasters in this case here the federal trade commission saying that um they're seeing are they the con outer cirque are posing as representatives of echo facts and they're calling you up they.

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"federal trade commission" Discussed on The WAN Show Podcast

The WAN Show Podcast

01:36 min | 2 years ago

"federal trade commission" Discussed on The WAN Show Podcast

"I dunno i lied like you were saying this is not necessarily the end of net neutrality this is it's title to status yeah i basically said my piece i really don't know that much i don't wanna look like a fool um yet i have heard that the f t see the federal trade commission is the entity that ought to be regulating this type of thing not the fcc over there i think it just the big question mark the just like will they do it right yeah i don't i don't know the america has so many different government agency things they had on it and we're just canadian idiots vi john on here to exist american and schooled in law yeah i don't know it's it's an extremely complicated situation were probably not the best ones target my thing is i i have an automotive information about like the things around it like that weird fee thing and also the concept but i don't know the word of the law i don't know what bachelor like happens now that it's not titled too because had barely even understand what title to his ananta exertion add everything's in the okay we hope the yeah we hope skin the eye it could be really bad for us up here um so were driest reduce hoping that everything sorta you know survives down there it's always interesting pink canadian because so much of what happens in america is extremely important to us in so like i know of quite a few canadians that pay attention to american politics more than a canadian politics not only because it's far more crazy.

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"federal trade commission" Discussed on Talk 1300 FM

Talk 1300 FM

11:29 min | 2 years ago

"federal trade commission" Discussed on Talk 1300 FM

"Really can contact via the federal trade commission is the best out on this the fcc does deal somewhat uh with the issues regarding uh telephones but uh frankly the federal trade commission is the best and i'm gonna take a little bit of a exception with uh uh with douglas maybe down hey it is a lovely time of year for the most part and it should be but again you cannot ignore people who would do you harm steve weissman is the man behind the website scam aside dot com as caam ice id ecom.

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"federal trade commission" Discussed on WLOB

WLOB

02:11 min | 2 years ago

"federal trade commission" Discussed on WLOB

"Thank you for your call how 'bout that see we all have of course the desire to uh to get back at these people personally i would uh although i have the desire to but uh i am leery of special somebody contacts you by way of the internet who knows what they may do to you if they have your internet connection so what is the best response now our douglas tried calling the phone company and belt he did not get a satisfactory response uh i don't know better business bureau of the us attorney i mean it is there any body that the that you really can contact yeah via the federal trade commission is the best out on this efc she does side peel somewhat uh with issues regarding telephones but uh frankly the federal trade commission is the best and i'm gonna take a a little bit of a exception uh with uh uh with douglas you may maybe down south but people may talked a little bit more slowly but there just as sharp sometimes maybe even more so in his advice about not answering is the best now here's the thing you can get yourself on the federal do not call list but all that's going to protect you from is from so called legitimate telemarketers in there are legitimate telemarketers the scammers are going to ignore it and that's the thing there's there's a couple of things you can do there's a free service out there called no mold robo and this will protect you from most robo calls what happens is and i use this myself i'm you you've install this it's really easy to do online you can just go no more robo or go to scam aside and put in robo calls and what happens is they have these massive lists of the the phony numbers so it will ring once and then it will the normal robo will disconnected but even if it doesn't pickup frankly if i don't recognize that number i don't pick it up if it's a legitimate call they're going to uh leave a uh uh.

douglas us attorney federal trade commission
"federal trade commission" Discussed on AP News

AP News

01:57 min | 2 years ago

"federal trade commission" Discussed on AP News

"The federal trade commission could take action against trip adviser after the travel company was accused of deleting hotel reviews that contained allegations of rape and other crimes a lawmaker asked for an enquiry to more women are accusing minnesota senator al franken of touching them inappropriately during his first senate campaign a decade ago senate leaders are calling for an ethics investigation fans are still reacting to the death of david cassidy the 70s heartthrob died in florida at the age of sixty seven no funeral arrangements have been announced i'm jackie bring and the turkey but let's hold off on the political talk ap correspondent make hanbin reports on a new survey that shows more than a third of americans say the dread the prospect of discussing politics over the anc's giving a new associated press norc center for public affairs research poll shows just two in ten people say they are eager to talk politics foreign ten don't feel strongly either way democrats are slightly more likely than republicans to say there are uneasy about political discussions at the table women are more likely than men to say they dread the thought of political talk name and those who think there is at least some possibility of politics coming up are somewhat more likely to feel optimistic about it then americans as a whole mike kemp in washington the rate on 30year fixedrate mortgages lift this week to three point nine two percent from three point nine five percent last week but the 15year fixed rate mortgage which is popular among homeowners who are looking to refinance inched up to three point three two percent from three point three one percent a year ago the 30year rates stood at four point o3 and the 15year at three point two five mortgage rates often follow the yield on 10year treasury notes which dipped this week who's being accused of violating the americans with disabilities act advocacy groups of.

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"federal trade commission" Discussed on The Digital Entrepreneur

The Digital Entrepreneur

01:59 min | 3 years ago

"federal trade commission" Discussed on The Digital Entrepreneur

"Uh legally speaking because the federal trade commission has you know specifically cited you know both marketing agencies and businesses for you know doing things that are duplicitous online involving reviews so whether it's you know pain someone to post schill negative reviews or post you know fake positive reviews then you are starting to to get you know incur the risk that if someone notices if someone detect set they can really you know bring bringing some government action against you well yeah and that's something again it is a whole world out there that i think a lot of people don't uh truly appreciate that his below the surface in certainly something fraught with lots of legal implications either if you're trying to improve your hankie or uh in in other cases i did the to the detriment of your competition so let's go into the fun stuff though okay because i want to talk about positive things the positive things are this in the case of this particular lawsuit in dallas one of the things that the news reported was that the photographer in question did not really have f an evolved uh online profile dear home site etc there were good reviews and good rankings four uncertain wedding photography or wedding oriented sites but it was really much more passive from what i could tell in the article about how she treated the online experience so she intern i believe was susceptible to someone with focused intent to say something negative about our on a constant basis however let's go through the hypothetical what should someone today beef doing right now in wanting to protect themselves from potential issues that may come up from the negative reviews what should be they be doing right now uh could question so.

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"federal trade commission" Discussed on The Brookings Cafeteria

The Brookings Cafeteria

01:53 min | 3 years ago

"federal trade commission" Discussed on The Brookings Cafeteria

"And there were not enough votes to override that veto so essentially it would have been a stalemate i think politically now we're and the situation if congress did decide to act and obviously we have control of the house and senate by the republicans the strong presumption is that president trump a republican would not veto that act an essentially would sign what other issue that i've seen come up in the regulatory space is to do with the fcc strice diction versus the ftc the federal trade commission stressed action q discuss what that issues all about sure it gets a little uncomplicated selomy try to appeal the onion a little bit the federal trade commission is governed by an entirely different piece of law called the federal trade commission act which goes back again to the new deal in 1930s i am the federal communications commission is governed by v communications act 1930 four two totally different pieces of legislation two totally different agencies the ftc the federal trade commission has very broad authority as a consumer protection agency and that means if for example you were a consumer or a group of consumers who found that a internet service provider was throughout linger blocking your service you might go to the fcc where the ftc might initiate on its own a complaint against that ice pay and has full enforcement authorities what's happened in this title too discussion and implementation is that under the federal trade commission act the ftc is prohibited from overseeing or regulating common carriers and now that all of the ias peas.

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