38 Burst results for "Federal Trade Commission"

Fresh update on "federal trade commission" discussed on KYW 24 Hour News

KYW 24 Hour News

00:38 min | 10 hrs ago

Fresh update on "federal trade commission" discussed on KYW 24 Hour News

"For Money News on Y W Here's Bloomberg's Larry Cops keep lots of finger pointing, but little progress toward an economic stimulus kept stocks in a narrow range. Martin finished mostly higher. Jones Industrial Average fell 28, the S and P. 500 gained 12, the NASDAQ Rose 42. The economy improved last month, and most of the U. S. The feds says output grew in 39 States, with New York, New Jersey and Massachusetts. Among the best gains readings weekend in eight states led by tourism dependent Hawaii. First it was Google could Facebook me next, sources say the Federal Trade Commission is close to a decision on whether to accuse Facebook of abusing its market dominance. FTC staffers is said to be in favor of bringing a case. Worker injuries and it's warehouses could come back to hurt Amazons Bottom line regulators in Washington state or proposing a classification for fulfilment Centre employees who would be subject to hire workers compensation premiums with money news from Bloomberg on K Y w I'm Larry FM.

Bloomberg Facebook Larry Cops Federal Trade Commission Larry Fm Fulfilment Centre New York Martin New Jersey Google Hawaii Massachusetts Washington
Tesla 'full self-driving' vehicles can't drive themselves

KCBS Radio Midday News

01:10 min | 1 d ago

Tesla 'full self-driving' vehicles can't drive themselves

"A is changing the name of its driver assist system to something that experts say there's even more misleading to consumers will get that story from Karen Adams with radio dot com. NEW Station K at X in Los Angeles Auto pilot is out Tesla's now calling the system full self driving a driver assistant can't be self driving much less full, self driving law professor Brian Walker Smith at the University of South Carolina who studies autonomous vehicles. Tells Can X. Tesla is opening itself up to a host of liability issues from the Federal Trade Commission. And it's the counterparts for deceptive marketing potentially from the California D. M. V. Crossing into the realm of autonomous vehicle testing without state approval, he says, even from competitors with similar systems and possible future crash victims Tesla does worn in smaller print driver's still have to supervise their vehicle. However, the company can't use its fine print to contradict its advertising. Federal regulators of automakers say they'll be watching Tesla closely and in a statement say no vehicle for purchase today is capable of driving driving itself itself here here on on Adam's Adam's reporting reporting from from Can Can xon xon lost. lost. Alice Alice K. K.

Tesla Alice Alice K. K Federal Trade Commission Karen Adams Brian Walker Smith Los Angeles Auto Adam University Of South Carolina California D. M. V. Crossing Professor
Fresh "Federal Trade Commission" from KNX Weekend News and Traffic

KNX Weekend News and Traffic

00:36 min | 10 hrs ago

Fresh "Federal Trade Commission" from KNX Weekend News and Traffic

"Mortgage experience. Call us today at 8338 rocket or go to rocket mortgage dot com To learn more rate started to change 1.75% feed receive. This is kind of late to call for cost. Mation conditions, equal housing lender lessons in all 50 states and unless number 30 30 8 50 for Tesla's change the name of its driver assist system to something that experts say is even more misleading to consumers. Autopilot is out. Tesla's now calling the system full self driving. A driver assistant can't be self driving much less full, self driving law professor Brian Walker Smith at the University of South Carolina who studies autonomous vehicles. Tells Can X. Tesla is opening itself up to a host of liability issues from the Federal Trade Commission and its counterparts for deceptive marketing, potentially from the California DMV. Crossing into the realm of autonomous vehicle testing without state approval, he says, even from competitors with similar systems and possible future crash victims Tesla does worn in smaller print driver's still have to supervise their vehicle. However, the company can't use its fine print to contradict its advertising. Federal regulators of automakers say they'll be watching Tesla closely and in a statement say no vehicle for purchase today is capable of driving itself. Karen Adams can x 10 70 NewsRadio President Mike Pence. Chief of staff test positive for growing a virus. That story in five minutes top of the hour from CBS at nine o'clock, right out a 55 traffic and weather together every 10 minutes on the five Here's Jeff Biggs. All right. Well, let's wrap up this eight o'clock hour with us some good news. The CHP is canceled, Not.

Tesla Federal Trade Commission California Dmv Mike Pence Brian Walker Smith CBS Karen Adams Jeff Biggs Chief Of Staff Professor University Of South Carolina President Trump
Tesla 'full self-driving' vehicles can't drive themselves

KNX Morning News with Dick Helton and Vicky Moore

01:04 min | 1 d ago

Tesla 'full self-driving' vehicles can't drive themselves

"Changing the name of its driver assistance. Some just some thing some people say is even more confusing and misleading for consumer autopilot is out. Tesla's now calling the system full self driving. A driver assistant can't be self driving much Wass full, self driving law professor Brian Walker Smith at the University of South Carolina who studies autonomous vehicles. Tells Can X. Tesla is opening itself up to a host of liability issues from the Federal Trade Commission. And it's the counterparts for deceptive marketing potentially from the California D. M. V. Crossing into the realm of autonomous vehicle testing without state approval, he says, even from competitors with similar systems and possible future crash victims Tesla does worn in smaller print driver's still have to supervise their vehicle. However, the company can't use its fine print to contradict its advertising. Federal regulators of automakers say they'll be watching Tesla closely and in a statement say no vehicle for purchase today is capable of driving itself. Karen Adams can extend 70 news radio this

Tesla Wass Federal Trade Commission Brian Walker Smith Karen Adams California D. M. V. Crossing University Of South Carolina Professor
Fresh update on "federal trade commission" discussed on Tom Moore

Tom Moore

02:31 min | 11 hrs ago

Fresh update on "federal trade commission" discussed on Tom Moore

"And Chicago. The political boys there, and his questions to the cooler was how many votes you need, and a number with named and Chicago came with that. Man, you know that? That's that's ancient history. Brendan, we will we'll see what that happens. The question now is what's going on. With this election ballot and ballot harvesting is a problem now. Well, that's there's not evidence professors sampled. Are you aware of any significant amount of Of voter fraud. So that's a great question from and you know, the reality is that voter fraud is, you know you have a background in the Federal Trade Commission and when, when the marketing of acclaim It is not backed up at all by the actual facts on the ground that you know your work at the FTC many years ago, I would have said that's the problem the reality of the rhetoric on voter fraud. Is extraordinary. The actual facts are minuscule. You know, the actual documented likelihood of an individual committing voter fraud is akin to The likelihood of being struck by lightning. And yet in response to that extraordinarily statistical small possibility we are accepting as a nation all sorts of extraordinary voter suppression. Measures that are costing millions of voters their opportunity to exercise the franchise. People do get struck by lightning in the United States every year. We don't build a dome over the country because it would have some fairly serious Negative consequences. We wouldn't have photosynthesis. The reality is that the suppression member measures that are being undertaken in our decided these days and particularly since 2013 when the Supreme Court 5 to 4 struck down the Voting Rights Act. Do not by any stretch of the imagination measure up proportionately Big war. They do measure of proportionally. Which war is it? Voters neglect for an ID. Is that Rhodes suppression educate me. So voter ID laws are used to suppress votes, and the fact of the matter is there are many citizens in this country and Brad, you may not be one of them. But there are many, many citizens who have voting rights. Who do not have the very specific currents of identification that it required both. Now you may travel, you may think it's just, you know, business as usual to pull out your driver's license. There are a lot of people a lot of four people are elderly people who don't have the very particular kinds of identification. So if voter ID laws are to become more small, be Democratic. Let's invest in resource is to make sure that everyone who has who is going to be subjected to one of these restrictive suppressive laws has the ability to access the identification that is being required and that I need and I All right, Brandon, Thanks for the call to identify yourself to get into a Brendan always comes up with something and appreciates calls, but we're going to. We're going to go to Jeff for one more call, and then we got to take a break. Jeff, Welcome to the show. Welcome show with with Professor James sample to talk about the election. Thank you, Uh, you want to call out the obvious bias Professor sample against our great president Donald Trump. Professor. You said Donald Trump called New York City, a ghost town and there were many people at today. Early voting. What Donald Trump made that comment two nights ago before only voting even story. He was referring to New York City being a ghost town because of all the businesses that have been shut down because of that Democratic governor they have up there. You know the guy who ordered a bunch of elderly people back in the nursing homes, who then call it a bunch of deaths. So that's what Donald Trump was referring to when he said New York A Ghost town. I was referring to that the shutdown, not the early voting..

Donald Trump Brendan Chicago Jeff New York City Federal Trade Commission Professor United States New York Professor James Supreme Court Brandon Rhodes Brad President Trump
F.T.C. Decision on Pursuing Facebook Antitrust Case Is Said to Be Near

KCBS Radio Morning News

00:22 sec | 2 d ago

F.T.C. Decision on Pursuing Facebook Antitrust Case Is Said to Be Near

"And Facebook may be the next big tech company two Faced on antitrust suit sources tell. Bloomberg officials are close to a final decision on whether to formally accuse the social network of using its dominance to harm competition. Federal Trade Commission staffers are said to be in favor of bringing a case The FTC could make its decision on whether to proceed with charges in the coming weeks.

FTC Facebook Bloomberg
Google's antitrust troubles

Reset

05:13 min | 2 weeks ago

Google's antitrust troubles

"After years, of scrutiny into big. Tech. Something is finally happening. Last year the Department of Justice and the Federal Trade Commission open antitrust investigations of Google facebook Amazon and Apple. And now, a lawsuit against Google is likely to be the first real action taken against big tech. Joining me explain shrink Ghaffari a senior reporter here at recode. Hey, Seraing. Hey. So the Department of Justice is planning to file a lawsuit against Google any day. Now, what exactly are they claiming? Google has done? So we don't know the details of the lawsuit until it's filed, but we that generally, they're expected to accused Google of trying to disadvantage its competitors like Microsoft's Bing which another search engine by not sharing data with them and the data that other companies need to thrive. We also know that they're looking into their search advertising. So Google controls, a sale of both that toolset people used by ads as well as the actual space under the searches. So that could be accomplished conflict of interests at the Justice Department accused glove. So what exactly is at stake here? Google obviously, they're gonNA throw every lawyer and lobbyist and smart person they have their at this lawsuit but one of the stakes for one of the world's biggest companies. I. Mean the stakes are huge. This is probably the biggest existential threat to Google business right now because the most extremity would be to try to break up Google business and separate business from its other businesses the you can accomplish that that's right but. In reality, these kinds of cases are going to take years to resolve, and that's the kind of Microsoft. But just the fact that Microsoft was under the Lens of an antitrust lawsuit prevented it from being able to really dominate the Internet the way that that was trying to. Write. This is the antitrust lawsuit brought by government against Microsoft in the ninety s when Bill Gates was running the company and write a lot of people think that ultimately it it led to at least a momentary fall in Microsoft stature Christopher. There are spending so much time fighting the feds that's right and yeah, we saw Microsoft back author trying to bundle their hardware with their software in terms of browsers as aggressively. So, serene care about big fancy lawsuits or big tech companies scrambling behind the scenes and you just care about Google the product you use every day. What could this lawsuit mean for them? It's too soon to say for sure but ultimately could impact what you see when you type in something on Google right? Because if Google has to be fair to other competitors, they may have to make sure that when you search in, let's say a restaurant name that you're not seeing Google's reviews for that. Restaurant over yelp earn other company. We don't know this is going to end up going not far but that's just one example of how Google's competitors have said that if antitrust action were taken at a severe level that this could help consumers potentially because they would see not just the suspect Google wants to promote in terms of its own businesses when you search things but other players to, and we take a step back from Google specifically, we're expecting this lawsuit right to be at the front. Edge of a wave of new scrutiny on big tech companies that isn't just you know people yapping tweeting or complaining I mean, this could be the first of several lawsuits, right? That's right. A bunch of states may join onto this lawsuit They can also file independent ones so and you know several states have signaled to do that So this is just the beginning of Google's headache. They're also facing potential congressional action at a Democrat led House Committee is going to is is. Expected to publish a report about Google and the other big tech companies and their antique potentially anticompetitive practices this coming week as well. So just the beginning of people's problems on this front, right this feels to me like the beginning of a new era were. It's not just complaints and talk, but now we actually have real punitive action if the department justice wins this lawsuit could Google look like in a couple of years tell me about what the worst case scenario for Google is. I mean I will. I. Will Nuances with like. We are seeing the beginning of the beginning of action, but it is a very politicized action under the current DOJ and a lot of people think that the Jake is rushing this one out because they bill bar attorney general wants to get this out before the

Google Microsoft Department Of Justice Justice Department Bill Gates Federal Trade Commission Ghaffari Apple Yelp Reporter DOJ Bing House Committee Amazon Jake Attorney
House Panel Takes Aim at Big Tech

WSJ What's News

07:08 min | 3 weeks ago

House Panel Takes Aim at Big Tech

"House lawmakers have been looking into big technology companies for over a year. Now, a House panel is expected to propose major changes to curtail their dominance. We report that after a fifteen month investigation into Google Apple Amazon and facebook the House antitrust subcommittee is preparing to release a report on its findings and make recommendations. We turn now to our reporter Ryan Tracy for more details Hi Ryan thanks for being here. Thanks for having me. So Ryan start by taking us back about fifteen months when the house began investigating big tech companies what prompted this what was the impetus for this investigation? Well, this is coming at a time when these companies are extremely powerful there for the five most valuable companies in the country that the house is looking at and lawmakers also see them just as all the rest of us do. Impacting so many facets of our lives, apple Amazon, facebook and Google. It's hard to get through a day without interacting with one of them and probably more than one and so I don't know that it was one thing that led to this. But certainly you know this has been building for a while just scrutiny of these companies in Washington and you know feeling among policymakers that that they need to be looked at. So we are anticipating the release of a report from this House subcommittee that has been conducting the investigation over the past fifteen months. What do you think we can expect to see in that report? Sure. So this report is going to have first of all a lot of detail about the behavior of these companies. Lawmakers and their staff in particular have been gathering lots and lots of documents both from the companies themselves and from competitors of the company's sellers on Amazon, dot com or companies that try to get their customers through Google search or other sources like that, and so they've gathered a lot of information. Some of that has come out already, and certainly we probably would already know if there was some major smoking gun in this, but there's going to be a lot of detail in the report about these companies behavior the other. Thing we expect is that the lawmakers are GonNa make some policy recommendations here, and one of those at least that Democrats are considering could be some pretty radical changes to the way these companies are structured, but there'll be other policy options that are floated as well. So let's talk more about the potential implications for big tech companies, which in the past have opposed any platform separation proposals. This is something that we might see among the recommendations. How would it change like that impact, their business and why are they opposed to it? mean. So this idea which again we expect to be in the report at least at least as a suggestion for future consideration, you know it's basically a break-up, right? I would say if you own a large platform that customers or businesses us, you can't also own businesses that sort of compete with other users of the platform and so we don't have a lot. Of detail on what that means because the proposals not actually out yet but you know in general what it could mean is like Google couldn't own Google maps or Amazon might not be able to to sell Amazon, made products on its marketplace and so we'd have to we'd have to see what the details were but certainly the reason these companies opposed is because These kind of add on services are a big way that they make money off of their platforms and so you know they view it as a threat to their business. Now, politically, we've heard concerns from both Democrats and Republicans about the power and dominance of big tech, and of course, there are concerns about misinformation on some platforms. Especially in an election year Brian would you say the pressure on elected officials to do something has changed? Well. There's certainly a lot of concern out there and you do have to remember that this is an issue that plays very well politically. So if a member of Congress or a politician bashes big tech, you know a lot of constituents might like to hear that I think that's particularly true on the Republican side where conservatives are concerned about actions by social media companies to to take down content, and so you know some of that is going on here but there also are you know lasting concerns that go beyond politics with these companies and? The scrutiny is going to continue on them. No matter who wins the election. We've also been reporting that the trump administration is investigating tech companies as well for antitrust violations. What's the latest you can tell us about those efforts sure. So the Department of Justice is close to bringing a lawsuit against Google, sources have told us we expect that lawsuit to come before the election according to those sources although the exact timing is not clear yet, and with respect to facebook the federal trade, commission is taking the lead on an inquiry into facebook that investigation has advanced to the point where the FTC is now preparing a potential antitrust lawsuit against the company that could come by the end of this year although that timeline isn't certain either. Ryan what could potential changes like the is mean for consumers, users of these tech platforms? Well, it's hard to say without knowing the specifics of the proposal but in general, it really depends on who you ask if you're talking to someone who's who's really believes Amazon and Google, and these other platforms are harming competition in the way they act. Then if these proposals were implemented, you'd expect to see a lot more. Diversity in the search results that you would see on those sites. For example, you might see sort of. A different map provider pop up if you search for directions or something of that nature and on the other hand, there's an argument that the tech companies and their supporters make that you know these platforms could become worse if Google makes less money on google search than maybe Google will have less money to invest in making Google search better. So there's a lot of unknown here and that's why lawmakers are. Beginning this process of throwing out a proposal and then the real argument begins. Anything else we should keep in mind here as this continues to play out. One thing to keep in mind is that there are some partisan differences here. So by and large members of both parties are concerned about the power of big tech but they do differ on what they wanNA do about it. Democrats are much more inclined to propose some relatively intrusive regulatory restrictions on these companies to open up competition and achieve other goals Republicans. Are, more, skeptical of that they might be willing to go along with Democrats in kind of off cases, sort of targeting specific problems, but it's going to be harder to get their support for a really sweeping regulatory overhaul, and so the election is really gonNA matter a lot here and and whoever is in power and twenty twenty will have to decide this question. Wall Street Journal reporter Brian Tracy Ryan. Thank you so much for joining me today by slot.

Google Amazon Brian Tracy Ryan Facebook Ryan Tracy Reporter Wall Street Journal Washington Apple Twenty Twenty Congress Department Of Justice FTC
Judge Dismisses New Mexico Lawsuit Against Google Over Children’s Data Privacy

WSJ Tech News Briefing

01:04 min | 3 weeks ago

Judge Dismisses New Mexico Lawsuit Against Google Over Children’s Data Privacy

"A Federal Court has dismissed a privacy lawsuit against Google. The suit brought by the state of New Mexico had alleged that Google knowingly spied on students and their families through its suite of cloud based products for schools. Here's a reporter Sara needle men with more according to the lawsuit. The state alleged that Google collected troves of personal information, including students, physical locations, the websites visit. What they searched for on the Internet. Even videos that they looked on youtube and the state also said that students in even though students the parents can opt out of allowing google reader data. The lawsuit alleges that that option is buried in settings where parents will likely never see it. In her ruling, the judge wrote that even though Google had buried that option to opt out the law does not require that the notice be written in terms that a child would understand. The judge also pointed to recent guidance from the Federal Trade Commission which says that schools can serve as intermediaries for parental notice and consent. New Mexico's Attorney General's that he disagrees with the outcome of the case and that the State would continue to litigate to protect children's privacy.

Google New Mexico Federal Trade Commission Federal Court Sara Needle Youtube Reporter Attorney
Google Antitrust Suit Looms Over Issues of Search Dominance, Advertising

AP 24 Hour News

00:50 sec | Last month

Google Antitrust Suit Looms Over Issues of Search Dominance, Advertising

"Justice Department is expected to bring an antitrust lawsuit against Google in the coming weeks, focusing on Google's dominance in the online search field. A source tells The Associated Press. Antitrust officials are preparing to allege Google used its dominance to stifle competition and hurt consumers. And it may be using improper online advertising practices, a charge made by some lawmakers and consumer advocates. Google has said even though its businesses are large, they're beneficial to consumers for more than a year of the Justice Department and the Federal Trade Commission have been investigating big tech companies. Looking at whether Google, Facebook, Amazon and Apple have hurt competition, stifled innovation or otherwise harmed consumers.

Google Justice Department Federal Trade Commission The Associated Press Facebook Apple Amazon
Google could face antitrust suits by summer as DOJ, states

WTOP 24 Hour News

00:49 sec | Last month

Google could face antitrust suits by summer as DOJ, states

"The Justice Department is bringing an antitrust lawsuit against Google in the coming weeks, focusing on its dominance in search of a source tells The Associated Press. Antitrust officials are preparing to allege Google used its dominance to stifle competition and hurt consumers. And it may be using improper online advertising practices, a charge made by some lawmakers and consumer advocates. Google has said even though its businesses are large, they're beneficial to consumers for more than a year of the Justice Department and the Federal Trade Commission have been investigating big tech companies looking at whether Google, Facebook, Amazon and Apple have hurt competition, stifled innovation or otherwise harmed consumers. Jackie Quinn wants

Google Justice Department Jackie Quinn Federal Trade Commission The Associated Press Facebook Apple Amazon
Justice Dept. expected to file antitrust action vs. Google

AP News Radio

00:52 sec | Last month

Justice Dept. expected to file antitrust action vs. Google

"The justice department is expected to bring an anti trust lawsuit against Google in the coming weeks focusing on Google's dominance in the online search field a source tells the Associated Press antitrust officials are preparing to allege Google used its dominance to stifle competition and hurt consumers and it may be using improper online advertising practices a charge made by some lawmakers and consumer advocates Google has said even though its business is our large they're beneficial to consumers for more than a year of the justice department and the Federal Trade Commission have been investigating big tech companies looking at whether Google Facebook Amazon and apple have hurt competition stifled innovation or otherwise harm to consumers Jackie Quinn Washington

Google Justice Department Federal Trade Commission Amazon Associated Press Apple Jackie Quinn Washington
Justice Dept. expected to file antitrust action vs. Google

AP News Radio

00:52 sec | Last month

Justice Dept. expected to file antitrust action vs. Google

"The justice department is expected to bring an anti trust lawsuit against Google in the coming weeks focusing on Google's dominance in the online search field a source tells the Associated Press antitrust officials are preparing to allege Google used its dominance to stifle competition and hurt consumers and it may be using improper online advertising practices a charge made by some lawmakers and consumer advocates Google has said even though its business is our large they're beneficial to consumers for more than a year of the justice department and the Federal Trade Commission have been investigating big tech companies looking at whether Google Facebook Amazon and apple have hurt competition stifled innovation or otherwise harm to consumers Jackie Quinn Washington

Google Justice Department Federal Trade Commission Amazon Associated Press Apple Jackie Quinn Washington
Justice Dept. expected to file antitrust action vs. Google

AP News Radio

00:52 sec | Last month

Justice Dept. expected to file antitrust action vs. Google

"The justice department is expected to bring an anti trust lawsuit against Google in the coming weeks focusing on Google's dominance in the online search field a source tells the Associated Press antitrust officials are preparing to allege Google used its dominance to stifle competition and hurt consumers and it may be using improper online advertising practices a charge made by some lawmakers and consumer advocates Google has said even though its business is our large they're beneficial to consumers for more than a year of the justice department and the Federal Trade Commission have been investigating big tech companies looking at whether Google Facebook Amazon and apple have hurt competition stifled innovation or otherwise harm to consumers Jackie Quinn Washington

Google Justice Department Federal Trade Commission Amazon Associated Press Apple Jackie Quinn Washington
Could a digital 'New Deal' rewrite tech policy?

Marketplace Tech with Molly Wood

05:36 min | Last month

Could a digital 'New Deal' rewrite tech policy?

"At this point consumers, tech employees, even the CEOS of some big tech companies say there should be more regulation around privacy advertising and even disinformation. But what might that regulation look like the think tank? The German Marshall Fund is for an initiative called the digital new deal. It contains a bunch of policy proposals that would ideally create more transparency into how tech companies operate and questioned the incentives that pushed this information. Can Corn Blue is director of the Digital Innovation and Democracy Initiative at the German Marshall Fund. So one of the specific proposals we have on that front is a circuit breaker that they have for high-speed trading on Wall Street where when things get too heated and are spreading too quickly the platforms have to take a pause and take a look and see if it violates our terms of service. They didn't do this with a video that was spreading conspiracy theories about how dangerous masks are who's spreading Cova. called. America's frontline doctors. It was seen by twenty million separate views on facebook before they realized they had to shut it down. That's interesting because you know. So much of this has been built on the idea that Barack. Is Good that something going by real as good and so you're saying that these platforms should start to change their thinking so that when something's going viral They are alarmed. Yeah I. Mean I think we've all taken another look at that word viral lately. Can Be bad and but viral viral can be good for platforms because it means that people are excited and they're staying online, and that means that the platforms can show you ads and that's how they make money. So they're incentives differ from our incentives, which is that we want to critically examined that piece of content that's coming across our desk before we share it with our unwitting grandmother may take action based on it. How what is the reception to the idea of this level of regulation? Obviously, the company's. Clear even from mark, Zuckerberg's interview just this week. that. They don't agree you know he talked about anthrax and that he doesn't want to suppress speech about vaccine skepticism. But if you look at social media messages urging Americans to re reject vaccines, it's tripled just since the pandemic has begun and again he's focused on the content and not enough on the systems. That create the opportunity for conspiracy theorists to play the algorithm or a bunch of groups to promote act anti vaccine, and that's because he doesn't. He doesn't have the incentive you know the car companies, they may have resisted seatbelts or airbags fuel-efficiency. But then once the policies were put in place, they turned on the innovation and they figured out how they could still make money but also keep people safe a lot of the time you know the pushback argument for not regulating social media platforms, for example, as free speech, but it's also based on this idea that like. Disinformation is just as old as time people people. You know that's what people do they argue or they try to convince each other in one direction or the other but it seems like increasingly we're realizing that the platforms themselves not only is there an incentive for them to serve this content? But they exist as an incentive to create it like there's money to be made influencers are selling March? Yeah. I'm so glad you asked that that's absolutely right and a lot of people miss that that if I'm if I have an outlet, one of these, we call them Trojan horse outlets that pretend to be news outlets better just repackaging old rumors and making them look like news or if you're one of these carnival barker pages that that tries to get people's attention on those outlets. if you get enough eyeballs the platforms serve up ads and you get some of that money if you're a youtube channel that spews out a lot of disinformation. So people come to you. You can wind up with revenue sharing from the platform. So absolutely, and then there are a bunch of people that flat out sell fraudulent products as part of this disinformation scheme. So they may say you know here's here's something that works better than a mask to cure Kovic and buy it here. Here's something that will get you rich quickly. So there is an entire financial. Ecosystem that supporting this disinformation. So in a way, it's not like the platforms. Just amplify and themselves profit from disinformation they create an incentive cycle. And of financial encouragement for people to create and spread disinformation. That's absolutely right and the one other thing that I would add to that I mean that's really true and the Federal Trade Commission has started to do work in this, but they could use a lot more expertise a lot more authority and a lot more resources to to go after this kind of activity and the other thing that I would say to add to your question about. Aren't people just going to spread rumors is that one of the things that makes the Internet more effective spreading rumors is this information laundering so that people don't know where the information is coming from. It looks like it's coming from a reputable news organization. It looks like it's coming from a neighbor because people aren't aware and the platforms aren't transparent enough. So. A big part of this could be handled with transparency, which is very free speech. Friendly. That's Karen Corn Blue With the German Marshall Fund think-tank.

German Marshall Fund Digital Innovation And Democra Facebook Anthrax Barack Director America Federal Trade Commission Cova. Kovic Mark Zuckerberg
Coronavirus scams: the science of how to spot and deal with nuisance callers

Morning Edition

03:12 min | Last month

Coronavirus scams: the science of how to spot and deal with nuisance callers

"State officials and federal agencies warn of a new phone scam Callers pose as CO Vered 19 contact tracers. To try to get your personal information with us now via Skype to discuss this is reporter Julie Appleby of Kaiser Health News. Welcome. Thank you. So what does it sound like when you get a call from a fake contact Racer, you know, scammers air Very creative. So officials are kind of telling me that there's various scenarios, but one of them goes something like this. Your phone rings. And the person on the other end says they're calling you from your local health department to let you know that you've been in contact with someone who has Cove in 19. And the person might say, Hey, you need a covert test. So sounds legit. So far, right? But then they move in for the real objective, which is getting your credit card number or other payment information. You know, they might say something like, Hey, we need that to Bill you for sending you a test, for example. Basically, don't fall for that. Some scams also come in by text, and they ask you to click on a link. Do not click on the link. You know, I'm thinking about how most scams play on people's greed of their gullibility. This is especially offensive, I think, because it plays on people's fear in the pandemic or plays even on their public spiritedness. People want to do the right thing, and they're being taken advantage of right. That's exactly right and legitimate contact. Tracing is very important. It's It's one of the key things along with No masking and social distancing that the public health experts are hoping will slow the spread of the virus. So this is this is particularly insidious. How widespread is this? You know, we're hearing it from states across the country from Hawaii to Florida to Pennsylvania. There's a national warning out from the Federal Trade Commission and another from the better business Bureau. Some local neighborhood listservs I've seen and Facebook pages air also circulating a warning. So I'm thinking about the fact that I might really get a really call from a really contact Tracer. How can I tell the difference between the real person in the thick? Okay, so a legitimate contact Tracer does not ask for payment or seek any other financial information. So that's one way you could tell. Real tracers. Do not ask for your Social security number. They will not provide the name of the patient with whom you had contact and text from these contact. Tracers. Simply let you know to expect a phone call right? They don't contain a link. So if you do, get a phone call, do a little homework, asked for the person's name and their return phone number and say you will call them back. Then check with your local health department to confirm that this person is indeed doing contact tracing. That would be one way you could kind of counter that. And if you do get a call, don't be surprised. If a real contact tracer asks you to confirm your address or date of birth. They need this information because they don't want to give sensitive health information to the wrong person. So they're trying to confirm your identity. Real tracers air going also ask you for information on where you've been and who you've been in contact with during the days surrounding your diagnosis or exposure, And that's because they need that information. Track it and warn others of potential exposure. So a real contact racers should be somebody I could find whose identity I can confirm who may ask me for personal information, but if they start trying to get money out of me, that's that's the obvious signs. That's correct or any kind of financial information. That is an obvious sign.

Kaiser Health News Federal Trade Commission Julie Appleby Skype Reporter Facebook Better Business Bureau Cove Bill Hawaii Pennsylvania Florida
Zuckerberg interviewed by FTC as part of antitrust probe into Facebook

Financial Exchange with Barry Armstrong

00:34 sec | 2 months ago

Zuckerberg interviewed by FTC as part of antitrust probe into Facebook

"Proposed supposedly was interviewed by the FTC. The Federal Trade Commission this week in conjunction with their probe into whether or not Facebook was violating antitrust laws pretty much. The FTC declined to comment and Facebook And declined to comment, but just said that we're participating and cooperating. But it does suggest that maybe the FTC is moving along in this probe of Facebook, but It doesn't really suggest whether or not anything is going to come of it at this point.

Facebook Federal Trade Commission
Prosecutors: Former Uber exec charged in hacking cover-up

Steve Cochran

00:27 sec | 2 months ago

Prosecutors: Former Uber exec charged in hacking cover-up

"Security chief of Uber Technologies has been charged with covering up the hacking of millions of uber customers and drivers. The Justice Department is charged Joseph Sullivan. With obstruction of justice for the 2016 breach that exposed personal information of 57 million people. Federal prosecutors say he took deliberate steps to keep the Federal Trade Commission from learning about the hack. They say it happened while the FTC was monitoring uber security after an earlier breach in the

Uber Technologies Federal Trade Commission Joseph Sullivan Justice Department
Court Throws Out Antitrust Ruling Against Qualcomm

KCBS 24 Hour News

00:27 sec | 2 months ago

Court Throws Out Antitrust Ruling Against Qualcomm

"The federal appeals court has overturned an antitrust ruling against Qualcomm, dismissing arguments that it unlawfully squeezed out cellphone chip rivals and charged excessive royalties to manufacturers such as Apple. Three judge panel unanimously sided with San Diego chip maker and tossing out of ruling on a lawsuit brought by the Federal Trade Commission. Victory for Qualcomm, since the earlier ruling would have undercut its business by threatening its ability to collect big royalties from phone

Qualcomm Federal Trade Commission San Diego Apple
Twitter Expecting FTC Fine of up to $250M for Alleged Privacy Violations

Press Play with Madeleine Brand

00:48 sec | 2 months ago

Twitter Expecting FTC Fine of up to $250M for Alleged Privacy Violations

"Twitter is under investigation by the Federal Trade Commission. NPR's Shannon Bond reports, The tack comedy could be on the hook for a multi $1,000,000 fine related to privacy violations. The FTC is looking into Twitter's privacy practices. The probe is related to what the Social network did with the phone numbers and email addresses that users provided for account security. Last fall, Twitter admitted it had been using that data to target people with ads for years. It's said that was an error and it would stop the practice. Now. The FTC is investigating whether Twitter violated a 2011 agreement made with the agency not to mislead consumers about how it uses their information. In a securities filing. Twitter says it is setting aside $150 million for a potential fine but could end up paying up to $250 million. Shannon Bond. NPR NEWS SAN

Twitter Shannon Bond Federal Trade Commission NPR SAN
The Biggest Takeaways From the Big-Tech Antitrust Hearing

WSJ Tech News Briefing

02:26 min | 3 months ago

The Biggest Takeaways From the Big-Tech Antitrust Hearing

"Gatekeepers the digital economy these platforms enjoy the power to pick winners and losers to shakedown small businesses and enrich themselves while choking off competitors their ability to dictate terms. Call the shots up. End Entire sectors and inspire fear represent the powers of a private government. Our founders would not bow before king nor should we bow before the emperor's of the online economy. That's the chairman of the House. Antitrust Subcommittee Congressman David Cellini kicking off yesterday's hearing with four of the world's most powerful tech. Ceos Amazon's Jeff Bezos Alphabet Center Pichai. Apple's Tim Cook. And facebook's Mark Zuckerberg all videoed into to address lawmakers concerns. Their companies are too big and that they're squashing the competition. Here's our reporter. Brian Tracy with some of the biggest takeaways. From yesterday the biggest takeaway was just how hostile the questions were virtually the entire hearing and how they came from both sides of the Aisle Democrat and Republican. There were not a lot of breaks for the CEO's in terms of a friendly moment where a lawmaker thank them for the warehouse in their district for example it was. It was virtually all adversarial. A for these guys. The questioning was definitely choppier than we would normally expect for a congressional hearing there. Were also some odd moments. When the chairman of the committee asked the witnesses to swear in he said UN. Mute your microphones and raise your right hand which is not typically what you hear in a Congressional hearing. When they're standing in front of the cameras so yesterday's hearing was a big spectacle but Ryan says it's not the end of antitrust concerns for these companies this subcommittee will be issuing a report about whether the US antitrust. Laws need to be changed. We could also see in that report new evidence that the committees gathered. That didn't come out. Potentially if the committee wants to do that it'll be interesting to see whether Republicans and Democrats can agree on that report since there was some tension over changes to antitrust law. And keep in mind. There are also ongoing antitrust investigations of these firms by the Justice Department the Federal Trade Commission State's attorneys-general and over the coming months. We'll have to see how those play out. Investors seemed to be hopeful shares of tech companies rose more than one percent on Wednesday and the companies are expected to report quarterly earnings. Later this afternoon

Antitrust Subcommittee Chairman Jeff Bezos Alphabet Center Pic Brian Tracy Facebook Tim Cook Amazon Mark Zuckerberg David Cellini Apple Justice Department Congressman CEO Reporter United States Federal Trade Commission State UN Ryan
"federal trade commission" Discussed on KQED Radio

KQED Radio

04:53 min | 1 year ago

"federal trade commission" Discussed on KQED Radio

"The Federal Trade Commission blocked a draftkings FanDuel merger on the grounds of the new company would quote control more than ninety percent of the U. S. market for paid daily fantasy sports contest so the company stayed separate FanDuel wound up being acquired by paddy power Betfair gaming company based in England and Ireland where unlike the US outbreaks sports gambling has been legal for decades draftkings remained an independent operator still the big question remained in the US where draftkings is based. fantasy sports betting legal. as face Robbins explained the answer would hinge on whether it was considered an act of skill or chance so the people who wrote is called looking the loch quantifying chance in fantasy sports and other contests that's Paco whose soy I'm a professor of mechanical engineering at MIT so is also co director of the MIT sports lab so we bring students and faculty together with pro teams and industry partners to look at sort of the abundance of data that's coming out of sports today. fifteen so we got a call from FanDuel. if they gave us their entire dataset could we tell them whether or not these contests were a contest of skill or contest of chance now when you hear about the company asking academic researchers to analyze their data when the outcome of that analysis may have huge business or legal implications for that company you may be a bit skeptical so here's the first thing has so he says she told FanDuel when they asked her to answer the skill versus what question I told this is a terrific question more than happy to look into it I also told them that we were going to publish the results regardless of what the outcome was and they said that's fine so I said great send us the data armed with a couple years worth of FanDuel data the story and her colleagues set out to analyze the roles of skill versus lock so how do you do that you know you have to think about skill and luck is a spectrum and ask where do these activities fit on the spectrum nothing is purely luck or purely skill like when you drive to work it's mostly skill but you also got lucky that nobody ran into you she and her colleagues used to model the compared fantasy players win fractions during the first half of the series of competitions against the wind fractions over the second half if you're flipping coins on average a person would win half of their games in the first half and half their games in the second half if it's a game of let's say a grand master in chess playing against a novice they'll probably win all the games they applied the same thinking to the fantasy sports data so we split it into fantasy baseball fantasy hockey fantasy basketball in fantasy football and if you're trying to explain to let's say and Attorney General where fantasy sports why on the spectrum you have to give them something to compare it to right the number that we give them doesn't mean anything on its own so then we compared that to real baseball hockey basketball and football in just add further context. we also included bicycle racing coin flipping and the stock market we put all of those on the spectrum to see where fantasy sports cluster and what they find so imagine the spectrum where zero is pure luck and one is pure skill. flipping sat in zero which is good so check the algorithm get that right the next point on the luck end of the spectrum was the stock market so that sat in about a third of the way up now I'm gonna move to the skill end of the spectrum the one that is the top end of the skills spectrum is bicycle racing which again makes sense because if you're faster fast right sometimes you have bad luck in a in a bicycle race but for the most part however is going to put out the most powers gonna win so now we come to the interesting chunk of the spectrum which lies sort of it between you know point six one point nine so basketball reward skill the most hockey rewards skill the least because basketball has a large number of scoring opportunities in each game and a large number of games in the season so that means that one lucky shot in basketball doesn't matter very much where is one lucky shot in hockey can matter a lot and football and baseball or somewhere in the middle and what about the fantasy sports versions of those real sports the fantasy sports are closely tied to where the real sports that meaning yes some luck is involved but also a lot of skill which varies by support which is not super surprising because the further up on the spectrum you are the easier it is to predict the outcome and if it is easy to predict the outcome then it is easier to choose players in your fantasy lineup..

Federal Trade Commission ninety percent
"federal trade commission" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

05:17 min | 1 year ago

"federal trade commission" Discussed on Bloomberg Radio New York

"The FTC the win. Joining me is Harry first professor of antitrust law at NYU law school, judge Lucy Koh ruled against Qualcomm on virtually every point and said that its licensing practices have strangled competition in certain modem chip markets. Is that exactly what apple had accused it of well, apple accused it of exacting excessive royalty rate and forbidding it from using through its exclusively agreements from using other chips? Particularly chips by Intel the two cases are similar in sense that. The Federal Trade Commission had included Apple's exclusivity agreements in its case, but the two parties are really seeking different things, so apple was seeking lower royalty rates in the end. The Federal Trade Commission is really attacking Qualcomm business model, but it too is very worried about the high prices that comes been able to exact on its patent licensing as far as the judge's opinion was was her language very strong. I think very is a is a weak adjective. Yes, very strong. Although in some ways, not surprising. She had been ruling in preliminary rulings, particularly at a fairly recent stage in the proceedings that it looked pretty much like the Federal Trade Commission case was pretty strong. So I actually wasn't surprised at how she came out. But when you read through her opinion, it's really a litany of Qualcomm 's licensing practices, what their intent was and what the effect has been on innovation and pricing and cell phone technology and handsets, more, generally. So it is quite strong. It's based on trial hearing witnesses doing the things that trial court judges are supposed to do, which is to judge the evidence assess the credibility of, of the various witnesses on both sides and come to a decision. So it's, it's a pretty strong case. What about the remedies? What kind of remedies did? She order and will they disrupt Qualcomm, business model. Well, the remedies that she ordered were targeted pretty much to the allegations of the Federal Trade commissions complain. So primary part of the complaint was well, actually two things the policy of no chips. No license. If you wanted the chips, you had to license the technology, which the commission said kept prices up so she said, you can't do that their licensing for the technology can be subject to dispute and arbitration, and they also now in addition to licensing handset makers, they have to license, competing chip makers, and that's been a big source of major contention and a away that Qualcomm has been able to obtain higher. Royalty rates by not licensing chipmakers, which means that any handset. Maker, even if they buy chips, from someone else still has to take a license from Qualcomm and still has to pay royalties royalties or high. We'll haram Indies possibly lower costs for apple. Another smartphone makers. There are a lot of smartphone makers that commissioned and her opinion talking about six of them. So yes, it should lower costs for them. And it, it ought to in the end, lower prices for consumers, a lot of people by smartphones and they've been paying these rates that are higher than the rates really that Qualcomm in a sense it promised to charge, and when those rates go down. That's a major part of the cost of, of handset, so yes, should lead to lower prices for the makers and for consumers in the end. Now Qualcomm said it, quote strongly disagrees with the judge's conclusions her turpentine of the facts and our application of the law, and it will appeal wonder it's chances on appeal. Well, it's always hard to say exactly, it becomes difficult to appeal cases that have been tried where a judge has made strong factual findings. I would say that way. It's similar. To the case that was brought in the late nineties against Microsoft, where the judge made extensive, factual findings which very much supported the decision of the court of appeals to affirm what the judge did. So they have a bit of a hard slog to go against those findings the two hundred thirty page of pinions, and it's very hard to overturn factual findings you know, unless they're clearly arbitrary. So they'll have a problem making those changes. Thanks for being on Bloomberg law. Professor Harry, first of NYU law school coming up on Bloomberg law. What does have in common with the leash aquis Dave Chapelle? They're all making moves to try to assert control in this smart phone in social media era over what they do on stage. And how much of it gets to those who.

Qualcomm Federal Trade Commission apple NYU Professor Harry Intel Lucy Koh Dave Chapelle professor Bloomberg Microsoft
"federal trade commission" Discussed on 710 WOR

710 WOR

05:02 min | 1 year ago

"federal trade commission" Discussed on 710 WOR

"A complaint with the Federal Trade Commission for violating federal fair debt collection Practices Act, and then I'm going to hire an attorney, and I'm going to sue you personally. And they're gonna come to your home and bother you. Address the what they've even got my address. If they have your name. You know? But, but basically what you have to do is you have to Pierce through the stupidity and try to get them to actually make a change in the database that they're working from. Because here's the problem. The person you're talking to will not be working there in eleven days. Turnover ratio in a boiler room collection agency, full of morons is unbelievable. So the chances of you ever talking to the same human twice is almost zero in a situation hasn't and so they just the turnover rate is unbelievable all they do is hire and train replacements for the next set of morons to come in and call you because they couldn't get a job doing anything else. So we know they're morons. An unbelievable. So really you just have to get all up in their business. And then brash the freaking headset off their thing, if they call you again, and just you know, and do follow complaint with Federal Trade Commission, you could FTC dot gov. There's a place to do that. And just light them up because it is an industry that's out of control. And the only way regular people can handle that is to fight back because there's no communicating with stupid at this level. But you try one more time put him on notice. And do just exactly what I said. And if you're any nicer than what I just said, they're not gonna hear you did they do not understand anything except a two before across their face. And so you have to hit them that hard to try to get two of their brain cells to actually connect in the conversation and just just be unreasonable because this is an unreasonable situation. You've tried nice. You've tried normal. You've tried regular. And some of you sweet people out there going Dave Ramsey's over the top. No, you're dealt with the idiots at this level. Dave Ramsey's not over the top. Believe me. It's unbelievable. What these people do Roxanne is with us in Medford, Oregon. Hi roxanne. How are you? Hi, I'm good. How are you deserve? What's up? Well, I purchased my house about four years ago before I discovered you. And so my mortgage is more than a quarter of my take home pay. And so I've gotten really determined to try to pay it off as fast as I can. It's hard to do. Because most of my income. I do have I owe about two hundred thousand on my house, and I have about two hundred thousand dollars in non retirement investments. And I'm wondering if it is smart to cash those out to pay it off or as the capital gains wouldn't the taxes on it wouldn't be worth it. Oh, I would pay it off if you're if you're gonna keep it. Let's just pay it off. So how much are the capital gains are going to be on your two hundred thousand dollars worth of investments? I don't know yet some of them it's been invested since I was a baby and my grandparents set it up for me. So I don't know how much of it is still original from when it was invested. Or if a lot of it is new. Well, the gain will be the long term gain would be taxed at fifteen percent. So I mean, it's fifteen thousand per hundred thousand. There's a way of looking at it. And so, and I'm guessing it's your gain is probably inaccessible hundred thousand with what you're describing. It's possible. Fifteen grand. But I mean how much is in the toggle non retirement investment? Just over two hundred thousand and your your balances two hundred. Yes. Okay. That's my early payout is two your your pay off balance. Yeah. So I mean, the question is do you have enough to pay your taxes and pay off the mortgage, and that's a calculation you may want to sit down with a tax person and come up with. But what's your household income? About fifty thousand okay. So. Do you have an emergency fund? I do have my fully-funded emergency fund. How much is in that? About a little over twelve thousand five hundred. Okay, good don't touch that. Right. So run the calculations can you pay the taxes and the mortgage with the non retirement investment, if you can I would do that. Or I would sell your house one of the two. Okay. If you're not willing to use your investments to pay it off, you shouldn't be willing to keep a house. Because you're saying is you like the investments more than the house, which is an okay thing if you do like them like the investments more. But if you like the help you need you need to decide which one you're going to keep you can't keep both of them..

Federal Trade Commission Dave Ramsey Roxanne Pierce attorney Oregon Medford two hundred thousand dollars fifteen percent eleven days four years
"federal trade commission" Discussed on Talk 650 KSTE

Talk 650 KSTE

05:01 min | 1 year ago

"federal trade commission" Discussed on Talk 650 KSTE

"With the Federal Trade Commission for violating the federal fair debt collection Practices Act, and then I'm going to hire an attorney, and I'm going to sue you personally. And they're gonna come to your home and bother you. Address the what they've even done. My andrea. If they have your name. But, but basically what you have to do is you have to Pierce through the stupidity and try to get them to actually make a change in the database that they're working from. Because here's the problem. The person you're talking to will not be working there in eleven days. Turnover ratio in a boiler room collection agency, full of morons is unbelievable. So the chances of you ever talking to the same human twice his almost zero in a situation hasn't and so they just the turnover rate is unbelievable all they do is hire and train replacements for the next set of morons to come in and call you because they couldn't get a job doing anything else. So we know they're morons. An unbelievable. So really, you just have to get all up in their business, and then brash, the frequent headset off their thing, if they call you again, and just you know, and do follow complaint with the Federal Trade Commission, you could FTC dot gov. There's a place to do that. And. Just light them up because it is an industry that's out of control. And the only way regular people can handle that is to fight back because there's no communicating was stupid at this level. But you try one more time put him on notice. And do just exactly what I said. And if you're any nicer than what I just said, they're not going to hear you. They do not understand anything except to before across their face. And so you have to hit them that hard to try to get two of their brain cells to actually connect in the conversation. And just just I mean, be unreasonable because this is unreasonable situation. You've tried nice. You've tried normal. You've tried regular and some of you. Sweet people are out there going Dave Ramsey's over the top. No, you're dealt with idiots at this level. Dave Ramsey's not over the top. Believe me. It's unbelievable. What these people do Roxanne is with us in Medford, Oregon, high rock, San how are you? Hi, dave. I'm good. How are you better than I deserve? What's up? Well, I purchased my house about four years ago before I discovered you. And so my mortgage is more than a quarter of my take home pay. And so I've gotten really determined to try to pay it off as fast as I can. It's hard to dukes. It's most of my income. I do have I owe about two hundred thousand on my house, and I have about two hundred thousand dollars in non retirement investments and wondering if it is smart to cash those out to pay it off or a spec. Capital gains wouldn't the taxes on it wouldn't be worth it. I would pay it off if you're if you're gonna keep it. Let's just pay it off. So how much are the capital gains are going to be on your two hundred thousand dollars worth of investments? I don't know yet some of them it's been invested since I was a baby and my grandparents set it up for me. So I don't know how much of it is still original from when it was invested. Or if a lot of it is new. Well, the gain will be the long term gain would be taxed at fifteen percent. So I mean, it's fifteen thousand per one hundred thousand. There's a way of looking at it. And so, and I'm guessing it's your gain is probably inaccessible hundred thousand what you're describing. It's possible. Yeah. Probably gonna cost you fifteen grand. But so I mean how much is in the total non retirement investment. Just over two hundred thousand and your your balances two hundred. Yes. Okay. That's my early payout. Is your or your pay off balance? Yeah. So I mean, the question is do you have enough to pay your taxes and pay off the mortgage, and that's a calculation you may want to sit down with a tax person and come up with. But what's your household income? About fifty thousand okay. So. Do you have an emergency fund? I do I have my fully-funded emergency funds. How much is in that? About a little over twelve thousand five hundred. Okay, good don't touch that. Right. So run the calculations can you pay the taxes and the mortgage with the non retirement investment, if you can I would do that. Or I would sell your house one of the two. Okay. If you're not willing to use your investments to pay it off, you shouldn't be willing to keep a house. Because you're saying is you like the investments more than the house, which is an okay thing if you do like them like the investments more, but if you like the house Hordley investments. All you need that you need to decide which one you're going to keep you can't keep both of.

Federal Trade Commission Dave Ramsey Pierce attorney Oregon Roxanne Medford two hundred thousand dollars fifteen percent eleven days four years
"federal trade commission" Discussed on KTAR 92.3FM

KTAR 92.3FM

05:02 min | 1 year ago

"federal trade commission" Discussed on KTAR 92.3FM

"I'm going to file a complaint with the Federal Trade Commission for violating the federal fair debt collection Practices Act, and then I'm going to hire an attorney, and I'm going to sue you personally. And they're gonna come to your home and bother you. Address the what even Andhra hard to do if they have your name. But, but basically what you have to do is you have to Pierce through the stupidity and try to get them to actually make a change in the database that they're working from. Because here's the problem. The person you're talking to will not be working there in eleven days. Turnover ratio in a boiler room collection agency, full of morons is unbelievable. So the chances of you ever talking to the same human twice is almost zero in a situation hasn't and so they just the turnover rate is unbelievable all they do is hire and train replacements for the next set of morons to come in and call you because they couldn't get a job doing anything else. So we know they're morons. An unbelievable. So really, you just have to get all up in their business, and then blast the frequent headset off their thing if they call you again, and just you know, and do follow complaint with the Federal Trade Commission, you could FTC dot gov. There's a place to do that. And. Just light them up because it is an industry that's out of control. And the only way regular people can handle that is to fight back because there's no communicating was stupid at this level. But you try one more time put him on notice. And do just exactly what I said. And if you're any nicer than what I just said, they're not going to hear you. They do not understand anything except a two before across their face. And so you have to hit them that hard to try to get two of their brain cells to actually connect in the conversation and just just be unreasonable because this is an unreasonable situation. You've tried nice. You've tried normal. You've tried regular and some of you sweet people out there going Dave Ramsey's over the no you're dealt with idiots at this level. They Ramsey's not over the top believe me. It's unbelievable. What these people do Roxanne is with us in Medford, Oregon. Hi roxanne. How are you? Hi, dave. I'm good. How are you better than I deserve? What's up? Well, I purchased my house about four years ago before I discovered you. And so my mortgage is more than a quarter of my take home pay. And so I've gotten really determined to try to pay it off as fast as I can. Archduke's? It's most of my income. I do have I owe about two hundred thousand on my house, and I have about two hundred thousand dollars in non retirement investments. And I'm wondering if it is smart to cash those out to pay it off or the capital gains wouldn't the taxes on it wouldn't be worth it. I would pay it off if you're if you're gonna keep it. Let's just pay it off. So how much are the capital gains are going to be on your two hundred thousand dollars worth of investments? I don't know yet some of them it's been invested since I was a baby and my grandparents set it up for me. So I don't know how much of it is still original from when he was invested. Or if a lot of it is new. Well, the gain will be the long term gain would be taxed at fifteen percent. So I mean, it's fifteen thousand per hundred thousand. There's a way of looking at it. And so, and I'm guessing it's your gain is probably excessive one hundred thousand with what you're describing. It's possible probably gonna cost you fifteen grand. But I mean how much is in the total non retirement investment. Just over two hundred thousand and your your balances two hundred. Yes. Okay. That's my early payout is. Yeah. You're you're pay off balance. Yeah. So the question is do you have enough to pay your taxes and pay off the mortgage, and that's a calculation you may want to sit down with a tax person and come up with. But what's your household income? About fifty thousand okay. So. Do you have an emergency fund? I do I have my fully-funded emergency funds. How much is in that? About a little over twelve thousand five hundred. Okay, good don't touch that. Right. So run the calculations can you pay the taxes and the mortgage with the non retirement investment, if you can I would do that. Or I would sell your house one of the two. Okay. If you're not willing to use your investments to pay it off, you shouldn't be willing to keep a house. Because you're saying is you like the investments more than the house, which is an okay thing if you do like him like the investments more now. But if you like the house investments. All you need to decide which one you're going to keep you can't keep both of.

Federal Trade Commission Dave Ramsey Roxanne Andhra Pierce attorney Oregon Medford two hundred thousand dollars fifteen percent eleven days four years
"federal trade commission" Discussed on KYW Newsradio 1060

KYW Newsradio 1060

01:30 min | 2 years ago

"federal trade commission" Discussed on KYW Newsradio 1060

"The Federal Trade Commission is issuing a warning about giving to people in the path of Florence in the aftermath of any disaster people want to help, but federal watchdogs say you need to give some thought to how and where you're donating because scammers are eager to cash in on your generous impulses. The best way to avoid supporting cheats, instead of people in need is to donate to charities you already know entrust or do some homework. Avoid what seems to have sprung up overnight be skeptical about social media campaigns. And if you're using a text to donate look up the number on the. Charity's website. I I'm Jan Johnson. A new study finds it being a bossy boss is counterproductive be nice to your employees. If you want the best results out of the to call me as possible. So says a new study from Binghamton university in New York when bosses enforce clear goals and show compassion to subordinates. It almost always pays off. If you feel your boss, actually, cares about you. You may feel more serious about the work. You do for them says the study, the researchers also found that authoritarianism dominant leadership almost always had negative results on job performance, while the Netherlands dominant leadership almost always had a positive impact on it. Matt piper. CBS news KYW news time five twenty five. Now Sunday morning business here from Bloomberg business. Steve not a lot of people actually use it yet. But topping the agenda for supermarkets..

Federal Trade Commission Jan Johnson Matt piper Bloomberg Binghamton university New York Florence CBS Steve Netherlands
"federal trade commission" Discussed on Big Ideas with Ben Weingarten

Big Ideas with Ben Weingarten

04:28 min | 2 years ago

"federal trade commission" Discussed on Big Ideas with Ben Weingarten

"For example, of the Federal Trade Commission, the commission promulgates subset of rules of conduct the commission then considers whether to authorize investigations into whether the Commission's rules have been violated. If the commission authorizes an investigation, the investigation is conducted by the commission which reports its findings to the commission. If the commission thinks that the Commission's findings worn enforcement action, the commission issues a complaint. The Commission's complaint that a commission rule has been violated is then prosecuted by the commission and judicata by the commission. This commission adjudication can either take place before the full commission or before semi-autonomous commission. Ministry of lodge if the commission chooses to adjudicate before an administrative law judge, rather than before the commission and the Shishen is adverse to the commission, the commission can appeal to the commission if the Commissioner intimately finds violation then and only then the affected private party can appeal to an article three court, but the agency decision, even before the bonafide article, three tribunal possesses a very strong presumption of correctness on matters of both fact and of law. This is the definition of tyranny. It is the accumulation of the legislative executive and judicial branches. All in one in an executive agency on elected on responsible, never has to answer to the citizens it's supposedly represents. And again, there's also the idea that congress should not be able to delegate its powers to an executive agency like this. But here you have it here. You have the definition of tyranny. Let's talk a little about the. Size and scope of the swamp. The administrative state each year, the competitive Enterprise Institute puts out its annual ten thousand commandments. Let me reveal some of the findings from their most recent version. And this is based on two thousand seventeen numbers federal regulations in two thousand seventeen cost Americans. One point, nine trillion dollars. Let's put a number. That's too big to comprehend in a little bit of perspective. One point, nine trillion dollars is more than all the personal and corporate income tax. The IRS collected last year, the value of US federal regulations that one point, nine trillion dollars would intern of itself rank as the eighth largest economy in the world ahead of Italy, every single household in America owes almost fifteen thousand dollars. If you were to look at the hidden cost of these regulations worth one point, nine trillion dollars. Another number that kind of puts into perspective a harassing government, the 2017 Federal Register, which contains all the federal government rules was sixty one thousand three hundred eight pages last year, and that's a thirty six percent decline from where the Federal Register was in two thousand sixteen. So we've made progress down to over sixty one thousand pages of federal rules, many of which you violate on a daily basis. There's a book out there, of course, which talks about three crimes that we commit a day that we don't even know of because of this just massive convoluted bureaucracy that's been built and also just to talk a little bit about the rules. Congress enacted ninety seven laws in twenty seventeen federal agencies issued thirty two hundred eighty one rules. So thirty four rules for every law created. So what does the law mean when they're thirty four rules that actually dictate what the law means. That means you're waiters and making the law, the bureaucrats making the law, and then what is our government do with the money that we see to it every year and talk about taxation without representation ear, which of course is another charge. An essential charge against the king will last year, there was one point seven million dollars, and this is Cording to the twenty seventeen government waste book which is put out every year. One point, seven million dollars for a comedy club, starring holograms of dead comedians. One point five million dollars from our government to test the endurance of a fish on a treadmill. I'm not making this up. This is literally what our government spends our hard-earned money on, and then the money of our future generations based upon the debt that's accumulated to finance all this stuff. Eight hundred seventeen thousand dollars to study monkey drool..

Federal Trade Commission executive congress competitive Enterprise Institu Cording Commissioner US IRS intern America Italy nine trillion dollars seven million dollars Eight hundred seventeen thousa fifteen thousand dollars five million dollars thirty six percent
"federal trade commission" Discussed on KQED Radio

KQED Radio

01:49 min | 2 years ago

"federal trade commission" Discussed on KQED Radio

"The federal trade commission is also investigating facebook for possible violations of twenty eleven agreement to protect users privacy the trail of trouble began with data collected by a researcher who created a personality profiling app on facebook that gave the researcher access to information about tens of millions of users facebook says all that information was improperly turned over to cambridge analytica targeted individuals with emotionally charged content on behalf of the trump campaign if you know the the personality of the ppo targeting you can you on your messaging to resonate more effectively with those key audience groups last month sucker berg spoke to cnn about the scandal so this was a major breach of trust and i'm really sorry that this happened we have a basic responsibility to protect people's data and if we can't do that then we don't deserve to have the opportunity to serve people it turns out facebook was aware for at least two years that the data was being harvested in this way but did not disclose it until last month yesterday's zuckerberg admitted he made a huge mistake facebook now says it will limit third party access to data and make it easier for users to remove data gathering apps from their profiles the company said that on monday we'll begin alerting the users whose data was shared with cambridge analytica all of this follows earlier disclosures that russian provocateurs used facebook to place ads and post fake news trying to influence the twenty sixteen election just a little while ago judy sat down with top facebook executive sheryl sandberg cheryl sandberg thank you very much for.

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"federal trade commission" Discussed on Marketplace All-in-One

Marketplace All-in-One

01:41 min | 2 years ago

"federal trade commission" Discussed on Marketplace All-in-One

"This marketplace podcast is brought to you by cj financial advisers specializing in fixed income financial advice for more than twenty years and offering up to a seven percent annual return on your fixed income savings with monthly interest payments back to you free no obligation advice at one eight five five cj s info and by pitney bowes no matter what you send or how often pitney bowes has your sending solution print posted from your office and take advantage of special discounts like saving three cents per letter and up to thirty nine percent off usps shipping rates plans start as low as five dollars per month visit pba dot com slash morning to learn more and sign up for a free trial that's pb dot com slash morning terms apply see site for details the screws just keep tightening on facebook for marketplace in new york i'm super benesch you're in for david brancaccio the pressure on facebook just keeps growing thirty seven state attorneys general of asked for answers now the federal trade commission is investigating whether facebook is properly handling its users information and properly informing users of how that information is being used that's just here in the us mind you andrea magician is a former ftc senior policy advisor and now a law professor at northeastern good morning andrew good morning you're a former ftc official what can the ftc actually make facebook do here the ftc's primary examination is going to look at the way that the company has dealing with consumers in the marketplace and whether there is something deceptive or unfair was the disclosure about privacy practices of the company accurate and fair such that consumers had a fair shot to understand what was going on with their data.

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"federal trade commission" Discussed on KQED Radio

KQED Radio

01:42 min | 2 years ago

"federal trade commission" Discussed on KQED Radio

"The federal trade commission issued a press release this morning the operative part of which goes like this the ftc takes very seriously it says recent press reports raising substantial concerns about the privacy practices of facebook today the ftc is confirming that it has an open nonpublic investigation into these practices and of quote practices that of course came to light a week or so ago after the news the cambridge analytic ahead leveraged a personality tests taken by two hundred seventy thousand people to scrape data from fifty million facebook users that jump from two hundred and seventy thousand test results to cambridge's claims of widespread election influence is what interested us so we put me on the spot the way to do this test is to sort of relax and sent to yourself and be honest let's stephen cobb as a researcher with the cybersecurity firm e said he has studied the personality test that cambridge analytic used and he sent me one that was similar little click on this little start button go for it oh man let me just describe it for folks and it goes like this i've got on my computer screen in front of me a a i don't know there's probably twenty five ish questions here of which there there one sentence in the first one is i'm the life of the party and then the answer options are disagree neutral agree in their five gradations between disagree and agree and i'm just gonna start clicking and and we'll see what happens okay statements like i often feel blue and i am not interested in other people's problems and i leave my belongings round is that a fancy way of asking you.

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"federal trade commission" Discussed on TalkRadio 630 KHOW

TalkRadio 630 KHOW

02:02 min | 2 years ago

"federal trade commission" Discussed on TalkRadio 630 KHOW

"The federal trade commission confirms it's looking into the social media networks privacy practices live in dc fox's jared halpern the federal agency wants to know a facebook engaged in unfair acts that cause substantial injury to consumers it follows revelations a british political research firm got access to the data of millions of facebook users it was reported last week the federal trade commission would investigate the social media giant the fcc has now confirmed that investigation in a statement facebook says it remains strongly committed to protecting information and welcomes the opportunity to answer the ftc's questions in twenty eleven facebook reached a settlement with the ftc over privacy concerns chris and jared facebook stock is down around three percent right now that's up from where it was earlier today overall though stocks are up today on wall street the dow is up three thirty eight some russians are being kicked out of the country and other countries fox's john deckers at the white house in response to russia's alleged poisoning of a former russian spy on british soil president trump has ordered the expulsion of sixty russian diplomats the us identified as intelligence agents and the closure of the russian consulate in seattle white house spokeswoman sarah sanders said in a statement today's actions make the us safer by reducing russia's ability to spy on americans and to conduct covert operations that threaten america's national security a british government officials said in a statement this is an exceptionally strong signal of transatlantic unity us leadership and support for the uk prime minister theresa may chris john the russian government denies any involvement in that poisoning new guidelines on opioids from the american dental association telling dentist to limit prescriptions to one week there's also going to be mandatory education encouraging dennis to use non addictive painkillers instead fox news fair and balanced the clock is ticking every day you put out buying life insurance can cost you big time the older you get the more you'll have to pay and a.

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"federal trade commission" Discussed on WTMA

WTMA

02:08 min | 2 years ago

"federal trade commission" Discussed on WTMA

"I recommend i love that mona matt as far as i'm concerned is probably the best on the market uh says of really high quality uh modem they used comcast you see uses modems and then they gone away from that to the real kind of a lower in one so uh okay fire thanks to our curiouser thank you by mena i'm telling you can you can mess with a lot of things we people don't mess with their internet connection are they ended as down i'm tanya messes up the whole day and i understand us everybody's all over the internet out there today to some so many things you can do on the internet and it's just gonna get better and better when you're out there i mean it's it's amazing all the stuff he can do and i think it's just were going to definitely get back much better all right echo facts we started talking about that a moment ago listen there's a the federal trade commission has kind of a little bit worried as a result of this situation in our and i won if you get nothing else out the show today this is one thing that i want you to get out of the show today and that is to be careful with people calling you or emailing you and asking for information and and the federal trade commission ftc there won't warning last week they put a little warning and says that they're expecting a new wave of impostor scams as a result of this equity facts breach and listen i i i'm just going say it there's a bunch of scum out there that i find any way they can to take advantage of you every time we have a natural disaster like a hurricane there's folks out there looking for ways to get that get that money and it's not going to go to the victims of the of these natural disasters in this case here the federal trade commission saying that um they're seeing are they the con outer cirque are posing as representatives of echo facts and they're calling you up they.

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"federal trade commission" Discussed on The WAN Show Podcast

The WAN Show Podcast

01:36 min | 3 years ago

"federal trade commission" Discussed on The WAN Show Podcast

"I dunno i lied like you were saying this is not necessarily the end of net neutrality this is it's title to status yeah i basically said my piece i really don't know that much i don't wanna look like a fool um yet i have heard that the f t see the federal trade commission is the entity that ought to be regulating this type of thing not the fcc over there i think it just the big question mark the just like will they do it right yeah i don't i don't know the america has so many different government agency things they had on it and we're just canadian idiots vi john on here to exist american and schooled in law yeah i don't know it's it's an extremely complicated situation were probably not the best ones target my thing is i i have an automotive information about like the things around it like that weird fee thing and also the concept but i don't know the word of the law i don't know what bachelor like happens now that it's not titled too because had barely even understand what title to his ananta exertion add everything's in the okay we hope the yeah we hope skin the eye it could be really bad for us up here um so were driest reduce hoping that everything sorta you know survives down there it's always interesting pink canadian because so much of what happens in america is extremely important to us in so like i know of quite a few canadians that pay attention to american politics more than a canadian politics not only because it's far more crazy.

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"federal trade commission" Discussed on Talk 1300 FM

Talk 1300 FM

11:29 min | 3 years ago

"federal trade commission" Discussed on Talk 1300 FM

"Really can contact via the federal trade commission is the best out on this the fcc does deal somewhat uh with the issues regarding uh telephones but uh frankly the federal trade commission is the best and i'm gonna take a little bit of a exception with uh uh with douglas maybe down hey it is a lovely time of year for the most part and it should be but again you cannot ignore people who would do you harm steve weissman is the man behind the website scam aside dot com as caam ice id ecom.

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"federal trade commission" Discussed on AP News

AP News

01:57 min | 3 years ago

"federal trade commission" Discussed on AP News

"The federal trade commission could take action against trip adviser after the travel company was accused of deleting hotel reviews that contained allegations of rape and other crimes a lawmaker asked for an enquiry to more women are accusing minnesota senator al franken of touching them inappropriately during his first senate campaign a decade ago senate leaders are calling for an ethics investigation fans are still reacting to the death of david cassidy the 70s heartthrob died in florida at the age of sixty seven no funeral arrangements have been announced i'm jackie bring and the turkey but let's hold off on the political talk ap correspondent make hanbin reports on a new survey that shows more than a third of americans say the dread the prospect of discussing politics over the anc's giving a new associated press norc center for public affairs research poll shows just two in ten people say they are eager to talk politics foreign ten don't feel strongly either way democrats are slightly more likely than republicans to say there are uneasy about political discussions at the table women are more likely than men to say they dread the thought of political talk name and those who think there is at least some possibility of politics coming up are somewhat more likely to feel optimistic about it then americans as a whole mike kemp in washington the rate on 30year fixedrate mortgages lift this week to three point nine two percent from three point nine five percent last week but the 15year fixed rate mortgage which is popular among homeowners who are looking to refinance inched up to three point three two percent from three point three one percent a year ago the 30year rates stood at four point o3 and the 15year at three point two five mortgage rates often follow the yield on 10year treasury notes which dipped this week who's being accused of violating the americans with disabilities act advocacy groups of.

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"federal trade commission" Discussed on The Digital Entrepreneur

The Digital Entrepreneur

01:59 min | 3 years ago

"federal trade commission" Discussed on The Digital Entrepreneur

"Uh legally speaking because the federal trade commission has you know specifically cited you know both marketing agencies and businesses for you know doing things that are duplicitous online involving reviews so whether it's you know pain someone to post schill negative reviews or post you know fake positive reviews then you are starting to to get you know incur the risk that if someone notices if someone detect set they can really you know bring bringing some government action against you well yeah and that's something again it is a whole world out there that i think a lot of people don't uh truly appreciate that his below the surface in certainly something fraught with lots of legal implications either if you're trying to improve your hankie or uh in in other cases i did the to the detriment of your competition so let's go into the fun stuff though okay because i want to talk about positive things the positive things are this in the case of this particular lawsuit in dallas one of the things that the news reported was that the photographer in question did not really have f an evolved uh online profile dear home site etc there were good reviews and good rankings four uncertain wedding photography or wedding oriented sites but it was really much more passive from what i could tell in the article about how she treated the online experience so she intern i believe was susceptible to someone with focused intent to say something negative about our on a constant basis however let's go through the hypothetical what should someone today beef doing right now in wanting to protect themselves from potential issues that may come up from the negative reviews what should be they be doing right now uh could question so.

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"federal trade commission" Discussed on The Brookings Cafeteria

The Brookings Cafeteria

01:53 min | 3 years ago

"federal trade commission" Discussed on The Brookings Cafeteria

"And there were not enough votes to override that veto so essentially it would have been a stalemate i think politically now we're and the situation if congress did decide to act and obviously we have control of the house and senate by the republicans the strong presumption is that president trump a republican would not veto that act an essentially would sign what other issue that i've seen come up in the regulatory space is to do with the fcc strice diction versus the ftc the federal trade commission stressed action q discuss what that issues all about sure it gets a little uncomplicated selomy try to appeal the onion a little bit the federal trade commission is governed by an entirely different piece of law called the federal trade commission act which goes back again to the new deal in 1930s i am the federal communications commission is governed by v communications act 1930 four two totally different pieces of legislation two totally different agencies the ftc the federal trade commission has very broad authority as a consumer protection agency and that means if for example you were a consumer or a group of consumers who found that a internet service provider was throughout linger blocking your service you might go to the fcc where the ftc might initiate on its own a complaint against that ice pay and has full enforcement authorities what's happened in this title too discussion and implementation is that under the federal trade commission act the ftc is prohibited from overseeing or regulating common carriers and now that all of the ias peas.

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