5 Burst results for "Erin Spitzer"

"erin spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

07:40 min | 1 year ago

"erin spitzer" Discussed on News Talk 1130 WISN

"You have any questions, but those are going to be fun. Erin Spitzer is running those great guy does great presentation. So you retirement planning seminars? Webinars, September 16th and in person seminar September 30th. I know we have a busy show Jeff before we get started. Just background on the call Investment group Quickly World headquarters. In Waukesha. Beautiful office in Waukesha Up in Ozaki County. Port Washington. Yes, views of Lake Michigan, Phoenix, Arizona and you've got the Racine office. Uh, which is that highway 20? You can go to the co always dot com and get all of that information. If you're driving around and missed it, or you you need the phone number, But, Jeff, we do talk about retirement. I don't open up phone lines. If people have questions or live in studio, use the accident. Mortgage talking text line for 14799 11 30. Jeff, You've got some topics You want to start with. As well. I do after the break. I want to talk about the history of the Roth IRA, because it's interesting as we look back over the last 20 years, and what has changed You think, um, you know how much How can you talk about retirement planning for 20 years? Well, there's a lot going on retirement planning and investments. We managed over a billion dollars of assets for our client. Their content changes going on, too, and I want to bring people up to date with some of the changes. Um, the Congress is talking about most of my God somewhere not, But let's start with that. Um, Congress wants to make more changes in the U. S retirement system, and here's some of things that are in place. They're in the early stages of the legislative process. Um, And they're saying that they're going to offset any tax cuts with tax increases. So, um, you can bet on tax increases not so much on tax cuts, but But this is from CNBC less than two years after the Secure act. Usher didn't significant changes to Nations retirement system. More modifications may be in the horizon on the horizon. It's called, uh, securing the strong retirement act. Or secure two point. Oh, um Is received unanimous approval last month from the Ways and Means Committee. First talk about some of the things um Has not gone to Senate yet. So that of course it had, but, uh, they've read yet to receive committee attention from the Senate. Um, it starts out with student loan and retirement savings. Most companies offer four when K plans. But for workers who have student loan depth debt keeps them from putting money into the retirement accounts. And this means missing out on the company money. So we've talked about with polar. Um You should always put at least as much in that the company matches. Oh, God. Well, if you have student loan debt, you can't put money. And so you can't get the company match because you're paying off the student loan, but both the House and the Senate bills. We're enable employers to make contributions and 41 K plan another player's on behalf of employees who are making the student loan contributions. So you don't miss out on the company portion of it, even though you're not putting in for yourself? Hey, quick question doing covid. A lot of companies dropped the match. But, you know, they kept the four Oh, one K plans in place Your advice all along. Please contribute yourself do not just because they stopped their match And then most of the companies came back with a match. My question. Jeff did they up? The match didn't go from like 3 to 5. Or did they stay the same? Some did because there's more competition for employees. No, but for the most part, it stayed the same. They big actually rattled relatively quickly reinstated the match. Um not necessarily at a higher level, but some did again because there's they're trying to get employees anyway. They can are offering bonuses. Yeah, We use science, see signs all over. So if you get through the training process, we'll give you $1500 bonus just to come and work for us. So some of them were up again, but not a lot. Most of them reads to the The company match after cold, But I'm reading stories about employers doing everything they can to get people hired bonuses at Perks I heard of Pet Insurance. Wall Street Journal did a story on offering pet insurance. I thought it was a joke. It's not Jeff, this is this is a dilemma for employers right now. Yeah, we're talking about some dear friends of ours, and they were talking about how, um It is. Some of the people just don't want to go back to work They've gotten so used to being off. Decade. You can't give them enough to go back to work because they like being off Millennials. Are you seeing any clients Jeff? Like, uh, talking to you guys about early retirement. Let's say you're in that 58 59 instead of going back. Should I just retired now or what would be your advice? A lot of them have already gone back. But a lot of them are also changing benefits like 80 80 is coming out of retirement benefits. Uh, retirees health insurance benefits After the end of the year. We did several weapons ours on that. So if you're an 18 employee, you have to be at least considering that. Um, a lot of those people who were often work who are considering retiring have gone back to work or else their companies have not gone back to the office. Yet it's still there's still a lot of people who are considering retiring as you mentioned in the 55 58 rage they're thinking Do I really need to go back to work? So yeah, there is a lot of that. That's what's causing the gap and Um, employment as well, along with all the healthy benefits to stay off of work, but not allows us stopped. As of September, 1st were adamant to get sidetracked. We've got a few minutes just so I'll let you get back to your topic. I do know, just from having a daughter that just finished her master's degree. She got a job immediately after I think four offers seven interviews. Benefits are incredible cell phone. I mean the things employers are doing. I just told her You're lucky You're in a time where they are hiring and it's not always been like that. Yeah, she had her choice to so that's really what you've got Some talent to. Well, that's a part of it. Yeah, it's her d n A. Of course it all comes from dawn. Yeah. Okay, Let's go. Let's get back to the ketchup, ketchup, you shins. Current law laws. Retirement savers 15 order to make ketchup contributions on top of standard annual contributions. $19,000 for 41 k plans and 6000 for ketchup in 2021, If you put in dishes 6500 into your IRA with $1000 ketchup. But they're trying to increase to catch up the House bill. Allows those to age 62 63 or 64 to put up to $10,000 away. I said, that's kind of interesting. So instead of 60, the $1000 an area of $6000 in the foreign key, just saying informal occasion put additional $10,000 away to really help you catch up. The Senate bill, with index set for inflation, more generous with the ketchup contribution 10,000. They would apply to everybody. 60 year older..

Erin Spitzer $19,000 $1000 Lake Michigan Waukesha September 30th $1500 Congress Jeff 14799 11 30 2021 20 years 6000 64 Ways and Means Committee September 16th Ozaki County Phoenix Port Washington 6500
"erin spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

02:03 min | 1 year ago

"erin spitzer" Discussed on News Talk 1130 WISN

"History on my Heart Radio Co all investment group is a registered investment advisor called to 6 to 5 to 2 40 40 news about you and your money. The business report from the CO all investment group. Afternoon. I'm certified financial planner professional Erin Spitzer there with her afternoon. Business. Report. US. Stocks edged higher today. Building on Friday's record highs and earning season begins tomorrow, so investors will be watching to see if second quarter results. From corporate America justify the high valuations in record highs we've seen in the stock market this year. Analysts expect that the S and P 500 profits rose 64% in the second quarter from a year earlier. Highest growth rate in more than a decade. With the stock market at record highs, Investors have shown concern over the potential for Pullbacks. Now it's a great time to work with one of our advisors to evaluate the risk in your retirement portfolio. Have to close the dollars up 130 points the S and P is up 15 and the NASDAQ is up. 31 point from the COBOL investment group, the retirement specialist. I'm Erin spit sooner. Good afternoon. Milwaukee. This is the bark Belling late afternoon show a news talk 11 30. W I s Ed. Now, most of you know, show runs Monday through Thursday. If you don't know that yet. Well, then you're just.

"erin spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

06:54 min | 1 year ago

"erin spitzer" Discussed on News Talk 1130 WISN

"And good morning, the retirement clinic on W I s an and wi Ba in Madison. Good morning. Welcome aboard. Okay, I gotta explain the still spits comment before the show because Bob and Craig from redefined looked at me like I was crazy. It's Joe Still and Aaron spits ner. This is not going to be the name. It's the still spit show because you guys are okay with it. I'm okay with anything, Joe. I think I've been called a lot of terrible things worse, and that that's like, That's good that I got approval from Jeffco. All right, You know, the big guy gave me the approved so we're good to go s Oh, Joe. Still Good morning. Good morning. Merry Christmas, Paul. Merry Christmas, Joe. Thank you. Erin Spitzer. Welcome back. Good morning to you. Thank you. Good morning. We have much to do. We are live here on the Saturday before Christmas. The 19th of December. The retirement clinic obviously focuses on what the cool Wall investment group does best. And that is your retirement plan. So along the way, if you have questions, comments You can call in and we have the accurate mortgage talk and text line open for you at 414799 11 30. These voices. The voices of Joe and Aaron are heard Monday through Friday. You guys do those market updates Joe and those air? I'm both stations. No, You only get about a minute, but you covered a lot of ground. Yeah, we do. Our best of Elissa. Our expert on the marketing side puts together a nice report for us, and then we tweak it a little bit, depending on what's happening in the market, and it's actually a lot of fun to see. You know, Tol date everyone on what's going on? Um, and we're always trying to get mark to comment on reports. So we're you know, is in the back. Yes, In the back of our head. We're trying to find something that he might find the often does he? So they air the beginning of a show three o'clock during the five o'clock news block on Wi Sim, but also in Madison as well when the Vicki McKenna show is on On W I B a in the four o'clock news, So that's Monday through Friday that we get a full show of full hour for the retirement clinic. We've been doing this show since, believe it or not, guys, 2000 and one I believe the first shows the week after 9 11. And, uh, we're doing wall to wall coverage back then that's dominated for probably two or three weeks. It's always covered here. So yeah, Joe, are Jeff, I should say was Part of all of that, and we go way back and we talk about retirement. Now one of the things we're going to cover in today's show, and I'll give the website out right now. If you wanna check it out the koel weii dot com The theme of the show will be eight things and we're going to talk about the segment that's on your website, you guys, but there is a blogged eight things that consider if you plan to retire in 2021 Either of you plan on retiring, 2021. No, it's gonna be a while before Aaron, your your millennial. So you're not ready? Oh, millennials already. Trust me. Everybody got in the Robin Hood and Bitcoin and all that. They're gonna pass you right, Pat. Right by there Still gonna be working. They're all gonna be retired. You may be right about that Bitcoin that maybe we could talk about that today. Be fun, Cryptocurrency back in the news. We're hearing a lot about Bitcoin. But first off that topic, there's a block and your Web Same and I think Jeff wrote it, Joe. Yes, Jeff wrote it and we put it up there and it's It gives some great advice and I thought it would be a great thing to go over today being Um, close to the end of the year. And you know, a lot of people are doing, uh, 2021 planning right now, which is a very good idea to look forward. We're coming off a year. We're ending a year that obviously went up and down on day. It's been a really crazy year with the whole cove it and all of that stuff going on. But if you look at the markets If you stayed invested this year, you did pretty darn good for the most part. If you had a diversified portfolio this year, you've had a really good year. It's amazing when you look back to Cove it in March. And Erin. I don't know the markets are 35. Some plans went down 35 40%. Yeah, and even going through some sitting down with some clients that I was meeting with back in May In June, looking at their reports from Mai in June to where they are now it's Ah, You know, it's completely different. It's completely different conversation and and kudos to. You know, everybody for for staying invested through all that because it wasn't easy, But I something we've never I mean, I've never been through a pandemic like this before. I'm 54 years old. I don't think you have Aaron. No, no, I think that little that a lot of like almost Because 2000 and 2000 and 2000 and aren't that far away. A lot of people still have that in the back of their minds that it's best to stay invested. I just think that the surprise of how quickly things rebounded. Um what was there this year, which which didn't happen, you know, back in. Oh, wait 09, but this year, I mean that that V shaped recovery that they talk about the market got back. You know, jump back pretty quickly looking at a Vienna chart going way down, and now it's been. It's up not only back to even but above that, obviously, I mean that that was at record highs and NASDAQ Record highs. Joe Absolutely. It's been amazing, and I'll remember doing this show back in March, and we were talking about The chances of V shaped recovery happening, and the experts were all saying Not a chance. You know the majority of the experts unquote, right? Oh, yeah, that we're saying saying no way. No way. There were some that were saying Absolutely. We could see this and and we were saying we want. We're telling our clients let's stay invested. Let's use this as an opportunity to re balance your portfolios to buy some more stocks at a nice discount because we were convinced that this was going to be a short term event. We obviously didn't have a crystal ball. We're looking at it going. We think this is going to be short term. We think we're going to see a pretty good recovery in the third quarter, and we did. We had the shortest recession in history. Which is one quarter and that was the second quarter. So officially we did. We were in a recession. We were prior to cove it we were in one of the best and longest bull runs in the history of the country. Yeah, yeah, we and You know, the we define a recession is two quarters of negative GDP growth and that's what we saw in the 1st and 2nd quarter. But then we came back in the third quarter and saw a nice recovery and You know if you look forward, even though we're seeing economic activity drop a little bit because of some of the larger states Shutdowns..

Joe Still Aaron Erin Spitzer Madison Jeff Jeffco Robin Hood Bob Wi Sim Craig Pat Paul Vicki McKenna Mai Vienna
"erin spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

04:06 min | 2 years ago

"erin spitzer" Discussed on News Talk 1130 WISN

"Prior year two and the markets were hitting highs. We have more enquiries about. You know, I've been looking at this certain number. If I hit this certain number, I was thinking of retiring, whether it's 2,000,002 and a half a million. Whatever. And they hit it. You hit it. So now do you really? You really think about that? And there are some things to consider both emotionally and financially. What probably seemed impossible in March. When covert in the markets were done, Whatever it was went 40% Jeff for some people in their plans. What seemed virtually impossible ended up happening and they cannot retire. Yes, and some were forced to it. There was an article. Tracy, where I got this. Here's the door. This is CNBC. Thanks for the service. We have radio my business. Jeff was hit hard. This year. It just was. Some businesses did remarkably well, like the ones we just talked about. And some that didn't like yours. You were talking to think of week or so ago. But all the furloughs, Jack, I heard cutting positions, You know, cry. Gonna be careful here. I don't want to lose my position. But it's not a secret. Well, we're talking about this week, too. But hello, the part timers and he's burnt every part. I was left, No will spots. No, it's Zapf that if you made it, it's because you're essential and I hate that term, Jeff. I hate the term essential but in some cases that holds true, it is what it is. So well, this was by the way can I just mention Wi said, is the number one rated station and water's awesome. Congratulations again. I know it has to do with Saturday morning shows, especially the 10 o'clock slot. That's really what this driving thing the numbers, But it was probably my best year in 30 years from a ratings perspective. Congratulations. Temporary, Toby. I said possible for Donald J. Vicki and Mark Wow. Fantastic. Congratulations. And yet you can't. So that's you know, your ratings are up the employees of down than a lot of people are like cos we're finding that to be true. One of the primary reasons. This is an article from CNBC that talked about workers during the pandemic. It said. One of the primary reasons people who lost their jobs as a result of the virus are choosing not to look for new work is because they decide to retire early. That's according to recent paper from University of Chicago. Early retirements major force in accounting for a decline in labor Force participation. Labor force participation is the number of people that are actually looking for jobs before was During the Obama You're President Obama years it was because of, um uh, the fact that fewer people were looking for Jack because there are fewer jobs to have their disappointed they today has dropped off of the workforce after awhile. Now, their labor force participation rate is going down. Because people have reached an age and covert. They're afraid of some of them high sensitivity the seniors in a covert virus. Remain reflect a part of the decision to leave employment earlier rather than to face the potential higher risk of working and getting the virus, so they were chose to retire instead, as in fact, older workers and near retirees are overrepresented in frontline professions. Like jailers home, health care, AIDS things like that are mostly older people. They said. I'm not going to risk it. So a lot of older people a lot of baby boy interested in going back to work because, of course, because of covert decide to leave the workforce permanently. The US boss minute which is with Aaron Cho, all coming up after this break. It's a minute long. That's why we call it the boss minute business owners, savings and security coming up the sexy segment with Jeff Coldwell as well, the Koel investment group with locations in Walker Shaw. Port Washington Phoenix and your latest in received the latest Therese is already two years old with the new building. Well, do Yeah. New building remodel, Right? Remodeled? Yep. So come on business over there. Erin Spitzer was on a few weeks ago and he said he's got a great view of how a 20 exciting is that, huh? Spinster? Yeah, yeah, he angel still fill in a couple weeks ago. You got a great staff and a great team..

Jeff Coldwell Jack CNBC Erin Spitzer President Obama University of Chicago Tracy Wi US Toby Donald J. Vicki Port Washington Phoenix Aaron Cho Therese Mark Wow Walker Shaw Koel
"erin spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

01:37 min | 2 years ago

"erin spitzer" Discussed on News Talk 1130 WISN

"Good afternoon, I'm certified financial planner Professional, Aaron spits their with their closing business. Report. Stocks open strong today, hitting record highs but moved lower throughout the day. The Russell 2000, which tracks small cap stocks, continued its winning streak. The index has gained 3% this week and more than 100% since it's low on March, 18th doubling in record time and despite an explosion in e commerce shares a FedEx fell over 5% after the delivery company beat on analyst profit expectations, but said higher revenue was partially offset by increased costs. Shares a FedEx are still up 78% year to date on the day the Dow was down 124 points to 30,179, the S and P was down 13 and the NASDAQ was down nine points from the Cold Wall Investment Group, the retirement specialist. I'm Erin Spitzer. 5 21 New stock. 11 30 Wi San. It's the Friday afternoon show Jerry Box in hosting the program today, a week out from Christmas. I'm looking at. I'm looking at the fact that members of some members of Congress got.

FedEx Cold Wall Investment Group Aaron Wi San Jerry Box analyst Russell Congress Erin Spitzer.