35 Burst results for "Eleven Hundred Dollars"

Sorry folks, you need to upgrade phone every year now

Talking Tech

04:39 min | 4 d ago

Sorry folks, you need to upgrade phone every year now

"We may not like I'm going to say so let me just get it out. Get used to it. It's time to just keep your phones for a year that's it period. Upgrade every twelve months because as good as your old phone is upgrading makes a lot more economic sense. And why fight it apple Samsung and Google do such an amazing job. Every twelve months of convincing us why we need to ditch the old model for the new I say you just go with it. Now, there's many websites online that will buy your old phone from you and apple best buy in the wireless carriers play that game too or you could sell it yourself on Ebay or craigslist maybe make a little bit more money. But in order to get good dollars for the device, it needs to be the latest model. For instance declutter DOT COM, they'll pay four hundred and fifty nine dollars for last year's iphone eleven pro or five hundred dollars for the eleven pro Max. The models that initially sold for a thousand dollars in eleven hundred dollars. Now, apple promises to offer just about the same in trading credit four, hundred, fifty or five hundred dollars now granted your device has to be in good condition without a cracked screen and noticeable wear and tear apple insists that it turns on and functions normally all the buttons and cameras work. The body is free of dents and scratches, and at the touchscreen and back glass are undamaged good luck with that one. Now Apple, ask you to answer those questions online, and if they agree that you have indeed been truthful, you get the five hundred dollar credit or. Quote if your device does not match the condition you described, you'll receive a revised trade in. Value Unquote. Let's say apple only gives you four hundred dollars for a new phone and you nabbed thousand dollar iphone twelve pro for six hundred bucks plus tax, and you plan to trade it back twelve months from now your cost of ownership a dollar sixty, five a day. For a device that you will use every day all day for email texts, web serving facebook, posting tweets, paying for goods, stores, hailing an Uber or lift listening to music, watching movies and TV shows taking all those amazing photos and sharing them everywhere under the sun. Now the point is a dollar sixty five a day is that really minor purchase even when you do the math and expanded to eleven dollars and fifty five cents a weekly or fifty dollars monthly. Now, in Apple's new phone, you get stronger glassed it says is four times less likely to crack a camera that takes better photos in low light higher resolution video, a more powerful processing chip for spiff your performance, and as good as the eleven pro model is is just not as good. If you don't feel like selling I understand but hear me out because if you go back further in time you're older phones just aren't worth much. The tennis Max will get your three, hundred, seventy bucks the tennis three, hundred dollars the ten are two, fifty, the eight, plus two, ten, the eight, one, forty, and considering that these older phones have more years on them. The odds of them nabbing the amount of money that apple tout's is really remote. Now, just to confuse you even more the carriers have basically turned the corner and they're sort of offering free phones in deals again with that new two year or slightly longer contract, the iphone twelve is free with at and T.. Trade in thirty month commitment to paying sixty eight dollars and forty nine cents monthly for an unlimited plan. But I think that they'll stinks because you're on the hook for two thousand and fifty four dollars you're locked into a plan they could charge more than rivals and you'll have to pay a penalty to leave early. Trading Street to apple or selling to a use site makes a lot more sense financially. T mobile throws a hundred and fifty dollar gift card on top your trade-in. Once you sign up for service, which is good while verizon sells you the new phone on time fifteen dollars monthly for existing customers were ten dollars thirty seven cents monthly for new customers with a two year term on top of the trade in again, you'll pay a lot more for the phone this way. So a way better deal sign up for apple's credit card, which offers no interest monthly installments for the new phone over a two year period with a four hundred dollars traded on the iphone eleven pro you're looking at twenty dollars and seventy nine cents monthly. Now, that's a two year contract. You'll have to Weasel Anna in twelve months but apple says, you can do it and it ends up clocking in at sixty nine cents a day and you WanNa hold onto your old phone. Really.

Apple Tennis Verizon Facebook Weasel Anna Ebay Craigslist Google Samsung
Samsung Galaxy Note 20 Review: Big Phone, Small Updates

Talking Tech

02:08 min | 2 months ago

Samsung Galaxy Note 20 Review: Big Phone, Small Updates

"And I have a bottom line review for you. If you're willing to spend thirteen hundred dollars for a state of the art phone that has every conceivable Petri, you might want then go for it. I wouldn't dream spending that kind of money on this phone but that's me I'm Jefferson Graham, this is talking tech. Now, the screen on the new note is giant at. Six point nine inches is just a little bigger than last year six, point eight, inch note ten, the camera's fantastic maybe with three lenses, the Portrait Lens can get you optical zoom with five times throw, which is a huge increase over the two times of Leicester's model. Now Remember Kids Optical Zoom is real zoom digital zoom is a gimmick the crops the hell out of an image to make you think that you've actually zoomed in when you actually haven't. Galaxy has an advertised fifty times zoom. That's all digital and pretty much unusable. It's that bad but the five times is great. The note has oodles power in a refresh rate that's double that of the best iphone refresh means, smoother. Video. And then there's the Stylus pen unique to the note for drawing writing in your own penmanship and doing fun things like snapping a Selfie by clicking a button on the Stylus. Compared to the iphone eleven pro Max with sells for eleven hundred dollars. You get a bigger beautiful screen more power better zoom and five G. access however, while five G. is being heavily hyped by the carriers as the super fast. Network that it may one day be the truth is it's not really here yet the networks are spotty and nowhere as fast as advertised but to get five G., you need five G. capable phone no iphones currently are five G. capable but the next round of iphones

Jefferson Graham Galaxy Leicester
Spain promises minimum monthly income to poor families

AP News Radio

00:43 sec | 5 months ago

Spain promises minimum monthly income to poor families

"The Spanish government will complete the income of the country's most impoverished eight hundred fifty thousand families the plan aims to make sure all poor families reach a minimum income the nation's first attempt to guarantee a basic salary under the new rules citizens over twenty one will be eligible for benefits if they don't get wages ranging from just over five hundred dollars to around eleven hundred dollars a month depending on the number of members in their families migrants who have been in Spain for more than one year could also apply for it Spain is on the pressure to spur economic recovery and reduce the fallout from a two month long lockdown I'm Charles de Ledesma

Spain Charles De Ledesma
Tokyo Olympics could cut 'extras' in face of soaring costs

AP News Radio

00:49 sec | 6 months ago

Tokyo Olympics could cut 'extras' in face of soaring costs

"Five Olympic point officials two say million they more will cover Americans some of the went extras on unemployment onto next last year's week postponed as the corona games virus claims an attempt more to limit jobs what's expected some industries to be billions were hit of hard dollars early in on expenses hotels restaurants international retail stores Olympic committee now member the corona John Coates virus outbreak who heads is killing the inspection a broader team array for Tokyo of jobs to set in software a teleconference programmers the sales council people likely in legal assistance in areas are being such laid as hospitality off sixty and eight expensive year old firm live wind sites bomb was furloughed for public last viewing month from her job as also a legal secretary do we need and to make Hatton provisions wind for as bomb much still hospitality hasn't for the sponsors received her unemployment the real benefits cost is which on the she national says she's Olympic counting committees on to help pay suggesting a monthly rent the of pandemic eleven hundred dollars made dumb put in I few read a folly system somewhat for the games he highlighted to the difference between must have features and nice to have accessories which may be ruled out when the Olympics opens in July twenty three twenty twenty one I'm Charles the last month

Olympic Committee Tokyo Secretary Olympics Charles John Coates Hatton Olympic
Record 22 million have sought US jobless aid since virus

AP News Radio

00:28 sec | 6 months ago

Record 22 million have sought US jobless aid since virus

"Some industries were hit hard early on hotels restaurants retail stores now the corona virus outbreak is killing a broader array of jobs software programmers sales people in legal assistance are being laid off sixty eight year old firm wind bomb was furloughed last month from her job as a legal secretary and Hatton Weinbaum still hasn't received her unemployment benefits which she says she's counting on to help pay a monthly rent of eleven hundred dollars I read a folly

Secretary Hatton Weinbaum
Record 22 million have sought US jobless aid since virus

AP News Radio

00:35 sec | 6 months ago

Record 22 million have sought US jobless aid since virus

"Five point two million more Americans went on unemployment last week as the corona virus claims more jobs some industries were hit hard early on hotels restaurants retail stores now the corona virus outbreak is killing a broader array of jobs software programmers sales people in legal assistance are being laid off sixty eight year old firm wind bomb was furloughed last month from her job as a legal secretary and Hatton wind bomb still hasn't received her unemployment benefits which she says she's counting on to help pay a monthly rent of eleven hundred dollars I read a folly

Secretary Hatton
Rosalind J. (Bee) Harris, publisher and art director of the Denver Urban Spectrum newspaper; 2020 Inductee to the Colorado Womens Hall of Fame

Extraordinary Women Radio with Kami Guildner

08:37 min | 8 months ago

Rosalind J. (Bee) Harris, publisher and art director of the Denver Urban Spectrum newspaper; 2020 Inductee to the Colorado Womens Hall of Fame

"Today. I am excited to bring you another twenty twenty inducted into the Colorado Women's hall of fame. Today's guest is Rosalyn. Jay Harris also known as be she is the owner publisher art director of the Denver Urban Spectrum newspaper since one thousand nine hundred eighty seven. She and her contributors have been spreading the news about people of Color and celebrated thirty four years. This year be has received numerous awards over the years including the Martin Luther King Junior Humanitarian Award. The National Council of Negro Woman Trailblazer Award the girl scouts. Two Thousand Women Women of distinction honorary and numerous awards from the Colorado Association of Black Journalists in February twenty twelve. She received the President's Volunteer Service Award. From president. Barack Obama enduring the Denver Urban Spectrums Twenty Fifth Anniversary Celebration. Roselend be Harris was bestowed with an honorary doctorate. A public service from the Denver Institute of Urban Studies Adult College in twenty thirteen. She received the lifetime achievement award from the Colorado Black Chamber of Commerce in February. Two Thousand Fifteen B was recognized as one of the top twenty five most powerful women in Denver by the Colorado Women's Chamber of Commerce. In October she received a lifetime achievement. An excellence award from the Colorado Black Women for political action. And that's not even all of the awards that have been bestowed upon her for a full list. Check the show nuts. Now let's Meet Be Harris a twenty twenty Colorado Women's hall of fame inductee welcomed extraordinary women. Radio be thank you. I look forward to chatting with you this afternoon. I do too. Congratulations on being inducted into the Colorado Women's Hall of Fame Twenty Twenty industrialised. Thank you. It is a great honor. Our wasn't expecting it but I'm so happy about it and look forward to the induction ceremony and much ideas away. It's the day before my birthday. So what a great birthday present that is for me. That's a great birthday present for you. Congratulations that's really good. So you founded the Denver Urban Spectrum newspaper Nineteen eighty-seven tell us about the story and how the seeds were planted for the newspaper. You know it's funny that you would say how the seeds were planted. Because I always start that off when I talked to When I when people ask me that question and I refer to them I refer to it because my from my two partners that helped start the publication thirty four years ago. I was approached by Robert Stewart. Who actually in it? I think he was working in the computer systems and here approached me and said he was looking for I think he's looking for a graphic designer and I've always had a graphic design studio. Were worked in that worked in that field for many years and And I still do I still do as a matter of fact. I'm fortunate that I've been working on the publication in that area. Also as in addition to the publisher but I was doing freelance Moguls business cards stationery menu Annual reports and you know he asked around the community and several people say well he would be harassed anyway we met talked about the publication and I asked him I said well. Can you go and get Working on the business planning come back and see me and he said okay. So I don't know must have been three. Maybe six months went by and then I got another. I got another call from Ron. Still and he's a photo journalist. He's the timeframe and he wanted to start a publications like knock on my head again Publication keeps coming my way and so after I talked with him. I said well Ron. Let's go see Robert and see how business plan is going and called Robert and we met. I called them and actually he just said Oh. I forgot all about that publication. It's like shame on you so anyway we got together. The three of us get together and talk about it and We went out and I went to a printer in and found out that to print publication. It's going to be about eleven hundred in two thousand eleven hundred dollars to print publication small publication twelve pages and so we went out to get about eleven hundred and two dollars worth of advertising temperate. This announced the coverage is to get that first one going and so after that you know Ron still in A. He's Oh God that was too much work for me. So he said he wants to be a photo journalism. I think he went to the Indianapolis Star. So Robert Nigh continued it on but I always say that Robert Plant the seed then run feel came and he kind of water did and I'm I'm out of there so all I can say is the rest is history and then going on for thirty four years. Now that's Awesome. And and what was your drive. What was your. Why did you want to create this? What's interesting because I was a graphic designer My wife was just really kind of support the community. We didn't have Where there were a couple of other publications and you know there's a couple of two round but I think there was a need for the communities of Color and I think our perspective with just a little bit different we We actually Stirred the focus was on women who Latino Women African American Women Asian and native American but That was on women initially the first the first year actually the first year we did a story on. Oh Gosh you know. They were Dell a bad wound. She was a native American community. There was one who I don't even nephews women where they are. Today she was Asian We K- you the OH Gosh okay Florence Hernandez Komo's will also be the story on Cleo Parker Robinson worried cover stories And they were phenomenal. You know phenomenal people that we have the covers on but the first year. We did have a little glitch So well we had a little glitch. And there was a fire we There's a fire in our building and we lost a lot of material some of the original artwork. Kinda change the focus but the other thing too. You know a kind of evolved more to the African American community because the Asian community had you know they they. I'm sure they still do have a lot of publications in Hispanic Community A Lotta publications. Also so they kind of evolved to the African American community over the years. Okay awesome awesome and as you were dimming. So is this something that you dreamed about was something that just happened to unfold for you. I did not dream about it. You know and you're right. It consists is just actually something that unfolded for me. I was a graphic designer and I it just it just came to me. I I went to school in Omaha and I. I was a fine arts. Fine Arts majoring in finance and a minor in journalism. So I always feel that you God has a plan for everyone you know and it. Kinda it was Kinda destiny because I would agree with that. I can tell you that it was something that are meant to step into. And all of the signpost showed up for you to lead you in the right direction exactly and I feel that way with a lot of things people were saying. What are you you know you know when people are talking? I say I've got a I've got a little Assistant and She's she's from Micronesia. And I love her dearly like a granddaughter and she always says whatever plan that God has for me that's where she's going and so that's what I feel also I think there's a reason and a purpose for his plan on everyone's life and I feel like this is my year purpose because I do have a few more things that you know. I WANNA

Jay Harris Thousand Women Women Of Distin Colorado Latino Women African American RON Denver African American Community President Trump Colorado Black Women Colorado Women's Chamber Of Co Publisher Martin Luther King Junior Huma Denver Urban Spectrum Fame Twenty Twenty Fine Arts Colorado Association Of Black Denver Institute Of Urban Stud Lifetime Achievement Award Colorado Black Chamber Of Comm Robert
iPhone 11 Pro: camera review

Talking Tech

03:52 min | 1 year ago

iPhone 11 Pro: camera review

"Talking Tech is brought to you by Wicks Dot com create and publish a stunning website all from one powerful platform go to wicks dot com to create your very own professional website today. That's W I X DOT COM in. Stay tuned after the show to hear you can take advantage of Wick special offer for talking tech listeners. I've been playing all weekend with the new iphone in eleven as a camera. I'm Jefferson Graham. You're listening to talking tech. I know you want to hear all about it for the first time in years. There's actually a real difference photographic photographic with the new eleven pro models two big things now you have three lenses instead of two on the previous plus models and you have the ability to shoot in virtual. Darkness both are really cool. The third lenses probably the thing that you'll use more often. The darkness thing is a gimmick but what a gimmick I invite you to take a look go to my youtube channel. YouTube dot com slash Jefferson Graham or go to USA TODAY DOT COM and check out our gallery and you'll see the images. You'll let's see the photos you see it all. I also have some on my website. Jefferson grab dot net. How's that for a lot of promotion. Let me tell you about what's going on. The Third Lens is an ultra wide dangle similar to a go pro or the lens that went on the Samsung Galaxy S. ten earlier this year. It's a little less distorted. Apple is a little better photographic weekly then Samsung so that's really cool basically what it does is it will open up your landscape shot and give you a much wider point of view if you're taking a picture of a mural all in downtown L. A. Like I did it will get the whole mural as opposed to just part of it. In the past I would have to reach to a panorama nightmare. You can shoot in total darkness darkness and get a really really nice looking shot. That looks like it was lit. What you will have to do is hold? The camera steady apple is basically taking eight photos of the same shot and merging them all together to bring in the brightness and the colors is similar to HDR photography and it's pretty pretty cool. I think you'll have a lot of fun with it. What you will not get is great lighting tricks for video. It's the same video so if you're going to try to shoot a video in low light. It's going to look pretty bad. I was Kinda surprised. The video and good light is as great as any iphone has ever been of the iphones are expensive. It's not cheap getting these great cameras this. You'll only get them. If you're going to spend a thousand dollars or eleven hundred dollars to start on the iphone eleven pro or eleven pro Max if you've got an older phone and and you only take average daylight shots you're not gonna see that much of a difference. I defy you to find the difference but on the low light and the third lands were the edition. If you've got the bucks go for it questions from twitter where I'm Jefferson Graham. Thanks for listening to talking tech police subscribe to the show wherever you listen to online audio and I'll be back tomorrow with another quick hit from the world of Tech. Talking Tech is supported by WICKS DOT COM if you're ready to build your own website. There's no better place to get started than wigs dot dot com. Whether you're promoting your business showcasing your work opening your store or starting a blog. Anyone can create a professional website with wicks. You have the freedom to start a site from scratch or choose a designer made template than customize it to suit your needs and if you need to get online fast just answer a few simple questions and wicks will instantly build a personalized website just for you complete with design images and text choose your style change the layout and add any features. You need like an and online store or booking system. Now's the time to tell your story wicks. Dot Com can help get started today and build a website. You'll be proud of and if you go oh to wicks dot com and use the coupon code talking. You'll get ten percent off when you're ready to go premium. That's Wicks DOT com code talking for ten percent off any premium plan.

Wicks Dot Com Jefferson Graham Apple Samsung Youtube USA Twitter Ten Percent Eleven Hundred Dollars Thousand Dollars
How did Apple get that iPhone 11 price down?

The 3:59

03:22 min | 1 year ago

How did Apple get that iPhone 11 price down?

"The price of a new iphone is roughly a thousand dollars. The iphone tennis maxes eleven hundred dollars lers. You're you're looking to pay upwards of thirteen fourteen hundred dollars. If you really want up like phone prices just gotten out of hand. What what are some of your research say. While of course the the phone prices are what the market will bear and apple sells millions and millions and millions of handsets each year so the market is bearing the increased price on those handsets specifically on on the larger handsets the battery handsets larger screen handsets like the Max but the market sparing it now the the price increases are certainly making the handset replacement cycle longer and we've seen that a lot of people are holding their phones much longer these days over eighteen months which is which is longer than previously yeah and that's a that's a great point particularly this year because I feel like even if you're a hardcore apple fan you know this may be a year where you look kind of hold off because if you just sort of look ahead to twenty twenty hey you've got five G. around the corner at least rumors of five coming into my phone you know what is the what's going on in the mind of the apple fan or really just any kind of smartphone consumer looking to weigh the decision between bio now versus waiting a year to get get potentially five G. Access now now. It's a great question so it's it's all about five G. M. Consumers are really concerned about that. Thousand Dollars Eleven hundred dollar mistake they're concerned about buying a price device unable to take advantage of the latest technologies like five g. now that carrier problem as well. That's carry problem as well because but it's something they're aware of and marketing to think again of the apple upgrade land where you exchange your phone and pay but of a premium in the forty to fifty five dollars a month of area you're in order to upgrade that handset yearly and it eliminates that concern now for the iphone eleven specifically like you just mentioned we've got five. G. On the horizon is him and we've got a device that by all accounts again these are just rumors. We haven't held the handset in her hands. Yet won't be five G. Capable and now now. That's obviously going to put some money back in people's pockets when they were ready to buy. I don't know if you if you recall and obviously dating myself by talking about it but back back in the day when the first android three auto tablet was out android honeycomb if you remember back that far so the H. in honeycomb go for android three data that was a three g tablet the Motorola Zoom it shipped with three g modem hardware and when it went to market market went to market with the promise that if you send it back to us in the next few months and I believe it was four months that Motorola would replace the modem hardware with four G. Hardware now as a selling point these tablets. This is quite some time ago. This is seven years ago. The tablet price point was eight hundred dollars and that was expensive awesome so they didn't sell a whole ton and they didn't sell Hotan for those two reasons a high price point which again we're seeing today sort of reminiscent today as well as somewhat data technology aging not able to take care of the take advantage of excuse me that newest network capability

Apple Tennis Motorola Hotan G. M. Consumers G. Hardware Five G Three G Thirteen Fourteen Hundred Doll Eleven Hundred Dollars Eleven Hundred Dollar Eight Hundred Dollars Fifty Five Dollars Thousand Dollars Eighteen Months Four Months Seven Years
Will there be any true innovations at next week's Apple keynote?

The 3:59

06:35 min | 1 year ago

Will there be any true innovations at next week's Apple keynote?

"Do you think that apple's apparent lack of innovation will hurt sales. I think people that love iphone will make an excuse as to why it took so long for something like a simple unscreened fingerprint reader to come about yeah. I mean look. We've i think apples or if feeling the hurt already their sales have been in decline <hes> they've they stopped reporting how many units which is always a red flag revenue relatively stable because they keep checking the price and you know this this iphone wpro. I don't really have an idea what it's gonna be priced at by suspect. It'll cost even more than ever. If you remember the iphone ten s max was eleven hundred dollars dollars. This might go even higher. You know they could justify the fact that this is. The only model with three cameras got the nights glass black. You know which is relatively new and it's it's got a few things that you gotta tout as like yours the new iphone i had the latest iphone and brag about but generally at this point the apple relies on install its installed base as to say well. It's time for an upgrade those three or four years old. I don't wanna switch android because it's scary going to a new us so just by this new iphone yeah and it's important to remember that glad they make a ton of money off of the iphone. I look this up ahead of the show they made one point one hundred and nine billion dollars in the first six months the first two quarters of this past year so they're still doing incredibly well as far as business it has been declining and it's it's expected to decline again with the iphone eleven but they don't really have to innovate nearly as much and that was kind of your point is that people will buy that product act regardless and it's almost to their benefit not to drastically change it an offer people something hugely different yeah. That's that's why they're they're focusing on services. That's why we were expecting them to talk a bit more about things like apple arcade and apple t._v. plus. I i feel like that's really the big moneymaker for them. You know sell an extra subscription on or whatever get on that bandwagon. Get people hooked on something a little bit different apple music is a great example of that which brings up the question of whether they're going to announce some kind of bundle which is i think what people really want out there. If you're an apple guy give me you know i cloud. Give me apple music. Get me the new t._v. Plus at a reasonable price and and throw it all together and you know you have another compelling thing to well. You know stick in the apple. Universe greg on twitter says. I cannot wait to see what they come up with. I think for sure there will be a bump in storage to the one terabyte model and some other spec increases. I really hope more carriers support e simpson. There's some we don't talk about a lot isam. Yeah definitely that's something apple introduced a couple of years ago with the ipad. I've had many in the carriers. Were kind of scared about it. There are more more carries that are starting to support e. Sims which is a great thing like having to not the physically remove dan and go to a store and get another sam part is cares had been resistant to it because they didn't want folks to kind of freely switch between carriers but i think a lot of them are seeing seeing the writing on the wall and like the sims are basically feature that they seem like they're more secure and they're just it's just a better customer experience overall and it makes it less likely to have to spend a lot of money on the stores wars and everything i mean there. There's the idea of going to the store to buy something but i think more and more people moving away from that brick and mortar experience and making it easier for people that not have to go get storm. King asks any ideas what pro features apple might introduce the camera. The camera i think is it. I'm sure there'll be some software bits or maybe some app new applications through something that emphasizes the ability to create content as opposed to consume it but i don't know if you remember from last year they emphasize the camera for most most of the presentation and tricks you can do they always it's always like a big to do like a presentation is always like makes. It seem like it's so you know. It's like a big event ultimately. What was the big presentation from last year granted. That was an s. year but i won't unless there's a huge design change yod. The people aren't going to get terribly excited about this. When you talk about apple missing out on innovations i mean three lenses on the camera hammer. That's you know it's it's pretty big and at the end of the day apple does have the reputation pretty well warranted for having the best camera out there if not one of the best cameras so and people generally you know that's the thing that people care about on their phones is the camera performance so i think it makes a lot of sense for them to continue focusing on that and maybe they'll throw something really cool out there. I mean they. They're pretty good at that you with software some new camera feature that might be the most exciting part of the presentation yeah. I wouldn't be surprised if there'd be some if there isn't some sort of long demo where you know you can shoot video shoot high quality all the video edited on the fly basically have this kind of polish produce you know we've already got filmmakers shooting movies on iphones that this is the next logical step of them promoting that i've seen seen that they do that on the demos but i don't think regular users ever use those featured excellent those are those are really nice to present on a staged event where they're saying like hey look at this awesome skateboarding video that i shot how many of your users are actually using that kind of thing but it's the same case when you know samsung or l._g. These guys are all deposing these like insane demos and the highly slickly produced videos that come out of their phones. I don't think most people are using any of these features. I mean what you really want. Is something to screw up. Your crappy camera work sorry to make him right well. It'll do that to to make your meek. You not such a bad photography and people you know still have this issue of vacation. I have like one good picture out of the whole thing and if apple can somehow nail some sort of improvement feature or you know make it look more instagram ready. Whatever ever it is both boost the colors you know get rid of bad focus make you know night shots which is a continual issue with cameras. Look better than you know. That's that's kind of a win. Remember for one apple used to make phones and not just cameras. I feel attacked. I want actual phone feature improvements better wait wait wait. You better signal. You don't use the phone bryant. Don't don't kid you actually get on the phone someone on with your phone now. He's right <hes> storm king. Let's talk to storm king any a any any warrant on the rumors that iphones will have pen support. Oh pencil style southern pro might get a style of support. That would be fitting considering. It's kinda allies up the ipad pro branding and and its own pencil support so i wouldn't be surprised if that was another differentiating factor for the the eleven pro

Apple Twitter King Greg Samsung SAM DAN Eleven Hundred Dollars Nine Billion Dollars One Terabyte Two Quarters Four Years Six Months
Want a new iPhone? Don't buy it now!

Talking Tech

02:55 min | 1 year ago

Want a new iPhone? Don't buy it now!

"Talking tech is brought to you by wicks dot com create and publish a stunning website all from one powerful platform go to wicks dot com to create your very own professional website today. That's w i x dot com in. Stay tuned after the show to hear you can take advantage of wick special offer for talking tech listeners soup you thinking about buying a new iphone right now. I've got some advice for you. Don't wait till it lease september tenth. I'm jefferson graham. You're listening to talking tech on september tenth. Apple will be introducing the latest new editions of an iphone and as the historically do they will lower the price of of last year's model and other models as well. I've seen it happen year after year so even if you need a new one in the next couple of weeks i would wait because there's there's unless you don't mind spending extra money. If you'd like to save money do wait you. The older models usually go down by at least one hundred dollars and at the same time you're gonna find retailers wind to clear out their inventory by discounting the older models because who's going to buy a tennis at the end of september timber highly unlikely so here's the skinny on september tenth apple is expected to introduce three new models of the iphone with a price range of seven hundred fifty dollars just to eleven hundred dollars. <hes> the new phones are not expected to be radically different. We could be in for a surprise. Let's find out. I was really hoping not some lower retail prices prices on the new models but we will see them on the older ones possibly with greater storage as well so again. If you look into get that new iphone please wait right just a few weeks. I'm jefferson graham. You've been listening to talking tech. Look for me on twitter where i'm at jefferson graham. Please subscribe to talking tech wherever you listen to online audio and i'll be back with you tomorrow with another quick hit from the world of tech. Talking tech is supported by wicks dot com if you're ready to build your own website. There's no better place to get started than wigs dot com. Whether you're promoting your business showcasing your work opening your store or starting a blog anyone anyone can create a professional website with wicks. You have the freedom to start a site from scratch or choose a designer made template then customize it to suit your needs and if you need to get online fast just answer a few simple questions and wicks will instantly build a personalized website just for you complete with design images and text choose your your style changed the layout and add any features. You need like an online store or booking system. Now's the time to tell your story. Wicks dot com can help get started today and build a website. You'll be proud of and if you go to wicks dot com and use the coupon code talking. You'll get ten percent off when you're ready to go premium. That's wicks dot dot com code talking for ten percent off any premium plan.

Jefferson Graham Apple Twitter Ten Percent Seven Hundred Fifty Dollars Eleven Hundred Dollars One Hundred Dollars
Samsung Note 10+ - first look

Talking Tech

05:03 min | 1 year ago

Samsung Note 10+ - first look

"Hiring is challenging but there's one place you can go. We're hiring is simple and smart. That place is ziprecruiter where growing businesses connect to qualified candidates. It's try it for free at ziprecruiter dot com slash tech talk ziprecruiter. The smartest way to hire samsung has yet another new phone. It's called the note ten several variations of the no ten. It's one of the biggest phones you've ever seen. I've been playing with it as has ed bake from u._s._a. Today you're listening to talking tech and we're gonna compare notes here. Ed you played around with the phone. It's so big. Do you think that people will have a problem fitting in their pocket doc it. I don't and the reason i don't you know let's take a very quick history. Lesson samsung effectively invented this whole category so called fablet phone so named because <hes> you know it was a larger tablet and smaller phone squeeze them together and get a foul but the screen's today are much larger than that original regional fablet. Which was i believe five point three inches. Now you know you're up. That's right big phone and yet the form form factor. The actual design isn't huge. I mean you and i have both seen lots of large phones and guess what large phones now the norm. You know it's no longer this. Oh my godless that giant thing this is the these are the kinds of phones. People are mostly carrying around today so to answer your question no. I don't think it's too big. I didn't feel too big either either. I liked the bigness i like. The screen is a big beautiful screen and the what i don't like about it is eleven hundred dollars. It's hard to like eleven hundred dollars. You know samsung has this galaxy full phone which is almost two thousand dollars so i guess if you compare it to that and that phone of course has had some issues and we'll talk more about that when it finally comes out in september but <hes> eleven hundred dollars any way you slice. It was a lot of money for phone. Even though that's you know that's where iphones phones in bear in that ballpark and and we're seeing the effects you know people are reluctant to pay that much money for these devices good devices devices for sure but a lot of money right apple sales are down fifteen percent so they predict for this year because people just said enough is enough what i like about it. Besides the big screen which which is gorgeous is the camera there they added <hes> portrait mode for video and the video was beautiful and it shoots really great and low light. That's that's the good part. The bad part is the shudder sometimes doesn't respond. Well yeah yeah. <hes> i agree you know the pictures i've seen with it or are lovely really really nice. Great it screen a lot of things about people who who liked the notes which by the way the most loyal sampson customers they stuck with through some very rough times a few years ago when you you know the things were were catching fire. They've moved beyond that. Some people like it also for the so-called s._p._n. That's the souped up style us that comes with these devices. That's that's what really differentiates the the notes from the s series devices. They've got a few new tricks with the s._p._n. <hes> you know people who draw people who use them for for gestures. You can actually use it to take photos <hes> so that's that's something that for particular users going to want to take advantage of the e._s._p._n. It's not something thing that i personally use a lot but it's there if you want it three cameras ultra-wide like like on the galaxy s. ten three cameras <music> alter wide wide and portrait mode but it's the video the video adding the first of all the ability to shoot really nicely in the light. I did a shot today where i put my camera down and found that i was getting better shots on the phone and that's saying a lot. I'm jefferson graham with u._s._a. Today here with that bag you've been listening to talking tech if you have questions since about anything that we've been talking about or whatever <hes> had at youth at bag on twitter at jefferson graham on twitter and thanks everyone everyone listening and thanks for joining me on this show anytime hiring used to be hard it was and still is one of the biggest challenges challenges businesses face before it meant dealing with endless stacks of resumes flipping through them and hoping the perfect candidate would jump out at you and the manual review process it wasn't any easier but in today's high tech world hiring can be easy and you only have to go to one place to get it done ziprecruiter dot com slash tech talk with their powerful awful matching technology ziprecruiter scans thousands of resumes to find the most qualified contenders for your job and to actively invites them to apply ziprecruiter is so effective give that eighty percents of employers who post on the site get a qualified candidate within the first day and right now talking tech listeners can try ziprecruiter for free at this exclusive web address address ziprecruiter dot com slash talk. That's ziprecruiter dot com slash t. e. c. h. t. a. l. k. ziprecruiter dot com slash talk ziprecruiter the smartest way to hire.

Samsung Jefferson Graham Twitter Fablet Sampson Apple Eleven Hundred Dollars Two Thousand Dollars Fifteen Percent Three Inches
Wireless carriers get the message - $1G too high

Talking Tech

04:21 min | 1 year ago

Wireless carriers get the message - $1G too high

"Talking tech is brought to you by wicks dot com create and publish a stunning website all from one powerful platform go to wicks dot com to create your very own professional website today. That's w i x dot com in. Stay tuned after the show to hear you can take advantage of wick special offer for talking tech listeners so i ask consumers and they couldn't have been more clear. They will never ever pay a thousand dollars for smart raymond. Never they will hold onto their phones until the dial tone. Truly elite goes dead but of course they do by the new ones apple is on track to sell over two hundred million iphones this year but apple selling fewer phones and they used to with with sales expected to drop fifteen percent this year now. It looks like a wireless. Carriers really got the message this week. Samsung released lisa shiny new update to the note line and a top model is once again selling for a hefty nine hundred and fifty dollars to eleven hundred dollars she assay jeff. What are you talking about. You just said they got the message. Well just try to find those prices listed in the ads for the note on verizon wireless t mobile sprint sprinter a._t. And t. you will but trust me. They are really really hidden. The carriers have not gone back to the days of trading and phones for a two hundred dollar fee in a two year contract but the two year leases back in a big way and you will need a magnifying glass to find the actual full list price noted anywhere buying the new note sounds downright affordable just twenty six dollars a month from sprint or thirty one dollars and sixty stance monthly from a._t. And t. or twenty dollars monthly from is in if you do a trade in the list of supported phones for the training runs the gamut from recent iphones galaxies to the now discontinued once upon a time three hundred and fifty dollar entry level iphone the s._e._c. now for those of you who have held onto your iphone six s devices for five years. You will no doubt be checking out these deals because apple is discontinuing support art for the success in september so be sure to look at the fine print because a._t. And t. has that great payment but for thirty months that's sprints payment is eighteen months. You do the math when you rather pay for a year and a half versus two years plus now in in just a few weeks apple's expected unveil its new iphone lineup a collection of three phones analysts think will be priced identically last year's additions seven hundred and fifty thousand dollars and eleven hundred dollars and i've got to wonder will apple take the wireless carriers lead and just skip showing the retail price altogether in the pricing strategy edgy. I wouldn't be surprised to see apple. Just give you the monthly in trade in price period after all as you know. Consumers are not in the mood to fork over a thousand one dollars or phones anymore and i don't blame them. How about you listeners. What do you think i'd love to hear from you on twitter at jefferson graham. You've been listening to talking tech. Please subscribe the show wherever you listen to online audio and i'll be back tomorrow with another quick it from the world of tech these today's businesses of all sizes need an online presence whether you're an established name a brand new startup or something in between you wanna make sure people know where to find you at wicks dot com. You'll find all the tools. You need to create a stunning professional website. You'll get access to hundreds of design elements and features that can help you grow your brand online an email marketing tools and a custom domain to name a few wicks is creation without limits choose from one of their five hundred templates or start from scratch you have.

Apple T. Samsung Verizon Twitter Jefferson Graham Eleven Hundred Dollars Two Year Fifty Thousand Dollars Thousand One Dollars Thirty One Dollars Twenty Six Dollars Two Hundred Dollar Thousand Dollars Eighteen Months
Consumers have bad news for Apple and Samsung

Talking Tech

03:46 min | 1 year ago

Consumers have bad news for Apple and Samsung

"Hiring is challenging but there's one place you can go. We're hiring is simple and smart. That place is ziprecruiter where growing businesses connect to qualified candidates. Let's try it for free. At ziprecruiter dot com slash tech talk ziprecruiter the smartest way to hire Jefferson Graham. You're listening to the weekend edition edition of Talking Tech and this was the week that apple and Samsung really laid out on the line consumers. Let them know in no uncertain terms. No we're not gonNA spend a thousand dollars for your smartphone. Both of them had earnings report apple's iphone revenue declined twelve percent from the year ago quarter while Samsung Samsung blamed weak sales momentum for the Galaxy S. ten so why are consumers resisting pink so much money for phones. I've got some ideas. This is one that's just too much money for a device even though we use it all the time but the older phones are just not that bad and the used phones. Things are not that bad. You don't spend a thousand dollars because the new features introduced over the last few years have not been game changing consumers come on let's admit did they don't care about facial recognition augmented reality and a faster processor enough to pony up the big bucks and like I said the older phones are just too good. They're not falling apart. They're staying alive now. Sure the batteries deteriorate but you can get a new one for like fifty to seventy dollars. If you crack a screen which is likely early. The cost is one hundred and fifty two hundred dollars to get them fixed so if you have say an older iphone seven and you replace those items you're looking at around two hundred dollars user so for an upgrade. That's a lot less than a thousand dollars for a new phone. I love the new and improved camera but for the majority of the world selfish. Visa food shots taken on an iphone six will just not look that much different from those snapped iphone ten s the software update tools apple releases every year make the cameras and photo management in general better and the update is free as you know apple will release the latest update I._O._S.. Thirteen in September along with a new crop of phones which are expected to sell again for seven hundred and fifty dollars a thousand dollars eleven hundred dollars others apple's got its work cut out for the company particularly with the threat of these new terrace and president trump that It was and still is one of the biggest challenges businesses face before it meant dealing with endless stacks of resumes flipping through them and hoping the perfect candidate would jump about you and the manual review process wasn't any easier but in today's high tech world hiring can be easy and you only have to go to one place to get it done. ZIPRECRUITER DOT DOT com slash tech talk with their powerful matching technology ziprecruiter scans thousands of resumes to find the most qualified contenders for your job and actively invites them to apply. Ziprecruiter is so effective that eighty percents of employers who post on the site get a qualified candidate within the first day and right now talking tech listeners can try Ziprecruiter for free at this exclusive web address ziprecruiter dot com slash talk. That's ZIPRECRUITER DOT COM slash T. E. C. H. T. A. L. K. ziprecruiter dot com slash talk ziprecruiter the smartest way to hire.

Apple Samsung Ziprecruiter Talking Tech Jefferson Graham President Trump T. E. C. H. T. A. L. K. Thousand Dollars Fifty Two Hundred Dollars Eleven Hundred Dollars Two Hundred Dollars Seventy Dollars Twelve Percent Fifty Dollars
Trump Tariffs and $100 more for iPhones?

Talking Tech

04:08 min | 1 year ago

Trump Tariffs and $100 more for iPhones?

"Hiring is challenging but there's one place you can go. We're hiring is simple and smart. That place is ziprecruiter where growing businesses connect to qualified candidates. Let's try it for free at Ziprecruiter Dot. Com Slash Tech Talk Ziprecruiter the smartest way to hire. Would you spend an additional seventy seventy five to one hundred dollars for a new iphone just because that's what the tariffs have asked you to do. I'm Jefferson Graham. You're listening to talking tech and in case you missed did President Donald Trump has proposed putting even more tariffs on Chinese imports and is now set to include the apple. I phoned the most popular consumer product sold in the United States and I would dare say across the world today. <hes> apple is an American based company but much of the parts are made in China and assembled in China now whether or not you think the terrorists are justified the question. Russian is what is apple doing. What is what do consumers do <hes> the analyst I spoke to believe that apple will be forced to charge another seventy five to one hundred dollars for new iphones <hes> and that's the range of iphones which started seven hundred and fifty dollars go up to eleven hundred dollars apple as you know has has been in trouble for the last year as iphone sales have started to tumble in response to two factors one the prices prices got too high and too the device has got so good that people hold onto them for longer and longer. They used to change them every two years now gosh they're holding onto him for five six years just because they're so good and they keep on going. I think if the prices go up to seventy five to one hundred dollars the apple's those problems are just GonNa Continue. I don't see apple being able to successfully move a lot of new iphones with the higher prices unless they. They come up with some new killer feature that people just have to have now. I'm a longtime Apple Watch. I been watching the iphone since it was first launched in two thousand seven <unk>. I've yet to see this one new killer feature yes. The camera has gotten pretty amazing but the difference between the iphone own ten are were tennis camera and the one that's on the six or seven is just not that radical. It's the software that's that's more radical. The software enables us to do more with that thing. It's not the hardware so you're gonNA eat if you if you buy yourself a used recent iphone like an eight eight or even a seven you'll get a great camera and you'll be able to upgrade to the latest software with some of the older models will not allow you to do. That's my take. What's get yours. Will you pay the seventy five to one hundred dollars extra for a new iphone in the in the <hes> in the name of patriotism. I'm Jefferson Graham. You can look for me on twitter where I'm at. Jefferson Graham you've been listening to talking tech. Please subscribe to the show where ever you listen to online audio. I'll be back tomorrow with another quick hit from the world of tech hiring use to be hard it was and still is one of the biggest challenges businesses face before it meant dealing with endless stacks of resumes flipping through them them and hoping the perfect candidate would jump out at you and the manual review process wasn't any easier but in today's high tech world hiring can be easy and you only have to go to one one place to get it done ziprecruiter dot com slash tech talk with their powerful matching technology ziprecruiter scans thousands of resumes to find the most qualified contenders for your the job and actively invites them to apply ziprecruiter is so effective that eighty percents of employers who post on the site get a qualified candidate within the first day and right right now talking tech listeners can try Ziprecruiter for free at this exclusive web address ziprecruiter dot com slash talk. That's ZIPRECRUITER DOT COM slash T. A._C._H..

Apple Jefferson Graham Ziprecruiter Ziprecruiter Dot President Donald Trump United States Tennis Analyst China One Hundred Dollars Eleven Hundred Dollars Five Six Years Fifty Dollars Two Years
Say goodbye to iPhone 6

Talking Tech

04:09 min | 1 year ago

Say goodbye to iPhone 6

"Talking Tech is brought to you by Wicks Dot com create and publish a stunning website all from one powerful platform go to wicks dot com to create your very own professional website today. That's W I X DOT COM in. Stay tuned after the show to here are you can take advantage of whic special offer for talking tech listeners apple's iphone six was insanely popular in two thousand fourteen when it was first released but now apple is essentially killing it. I'm Jefferson Graham with U._S._A.. Today you're listening to talking tech. Let me tell you all about it. Now in September apple's going to release the I._O._S.. Thirteen operating system upgrade and most apple customers will download the free software for such features as enhanced photo in video management and editing tools improved privacy controls and all new look to maps but I._O._S.. Thirteen will only work with iphones going back in time to the iphone six s which I began selling in two thousand fifteen so what to do many iphone owners who now hold onto their devices for longer periods of time I'm than they used to have a choice of self-rule other iphone models going back to the iphone seven which was released in two thousand sixteen it can be bought for four hundred fifty dollars the iphone eight six hundred dollars iphone ten not. Not currently for sale but you could pick it up at third parties like best buy Amazon for between eight hundred nine hundred the iphone ten are which is more affordable at seven hundred and fifty bucks or the top of the line iphone ten s or tenants Max Thousand Bucks or eleven hundred dollars and if not new what about used so I checked around Gazelle Amazon and Ebay looking at the iphone eight the most economical was ebay which had them priced between three hundred twenty. Five dollars and four hundred and twenty eight while Amazon had them for between three seventy two four hundred and Gazelle for four hundred four fifty. The eight is the phone that makes the most sense if you're looking to pick up an older iphone the seven is just is too old. You're going to have the same problem that people are having this year with a six and of course apple would want you to know that you need to have the latest and greatest because since the iphone six the iphones have become water resistant they are better cameras and more power. You're what about just waiting for the new model will that's. What many people do they wait for September? When apple historically releases the new editions and of course apple will tell you better camera? They're supposed to be three of them in this new iphone better power and of course just. The latest and greatest and even if you don't buy the new edition but if you wait you'll get at least one hundred dollars off the older model so if you're looking at eight you get a pretty good deal if you wait but I think if you need a phone just pick up the used one. They're clean clean their refurbished. That's what I would do. It really depends on your situation but I definitely would not buy one of anything older than an eight. What do you think listeners? What's your take on by an iphone at this time of the year? I'd love to hear from you. You look for me on twitter where I'm at Jefferson Graham. You've been listening to talking tech and I'll be back tomorrow with another quick it from the world attack these days businesses of all sizes need an online presence. Whether you're an established name a brand new startup or something in between you WanNa make sure people know where to find you at wicks dot com. You'll find all the tools you need to create a stunning professional website. You'll get access to hundreds of design elements and features that can help you grow your brand online email marketing tools and accustom custom domain to name a few wicks is creation without limits choose from one of their five hundred templates or start from scratch. You have the freedom to build your site any way you want plus. Everything is optimized for any device so you'll look great on.

Apple Wicks Dot Com Jefferson Graham Amazon Gazelle Amazon Ebay Four Hundred Fifty Dollars Eleven Hundred Dollars One Hundred Dollars Five Dollars
MacBook Air and MacBook Pro updated for back-to-school season

KCBS 24 Hour News

00:35 sec | 1 year ago

MacBook Air and MacBook Pro updated for back-to-school season

"Thing the ultra light weight twelve inch macbook seems to have disappeared from the apple website but the the new macbook air price eleven hundred dollars with an upgraded higher resolution display just to the original thousand dollar macbook air seems to be disappearing into thin air apple is also adding a touch bar to its least expensive macbook pro and is reportedly making improvements to its much maligned butterfly keyboard which had reliability problems apple is also offering to repair defective keyboards at no charge on some models very negative CBS

Apple CBS Eleven Hundred Dollars Thousand Dollar
"eleven hundred dollars" Discussed on KQED Radio

KQED Radio

02:20 min | 1 year ago

"eleven hundred dollars" Discussed on KQED Radio

"Going to be able to pay the right. It was hard for me because I was able to pay the right always for more than twenty years, Catherine had held a steady job at United Healthcare. Hang coffered, her a good deal about twelve hundred dollars for a big rental that even had a deep soaking tub. He lavished a lot of attention on the place and she cared for it and paid on time for nine years, then she fell had a concussion, seizures heart problems. Surgeries migraines as disabilities mounted Hank drop the rent two thousand twenty five and two nine fifty but finally, Catherine could no longer work. She got some medical insurance, but no long term disability benefits no state disability insurance. She told Hank. She didn't know when she could pay. So security is a process of three years, long-term disability was a process of months. Reaction. We'll work this out, and it'd be okay. Don't worry about it. We'll get through this. And never met anybody like that. Never met anybody like that. Even in my family. Never met. Anybody like that? Hang carried Catherine's rent for five months until he himself was threatened with for closures both on the rental and his own home up against it. He filed to evict how much do you, do you have to pay a month on your mortgage eleven hundred dollars finally Catholic charities, agreed to cover two months of Catherine's back rent her son who she sorely didn't want to ask moved back into help despite the risk of seizures. Like those that cost her her old job, Catherine started driving an Uber on and off slowly paying back, what she owed enabling Hank to stave off for closure. So why do you think that you? Get so upset. You get agitated whenever you remember the stuff thrown on the street..

Catherine Hank United Healthcare eleven hundred dollars twelve hundred dollars twenty years five months three years nine years two months
"eleven hundred dollars" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:29 min | 1 year ago

"eleven hundred dollars" Discussed on The Dave Ramsey Show

"She is five and a half now. But we started it with about eleven hundred dollars when she was one and a half. So it's been there almost four years it has gotten nowhere basically. And I understand it's stocks in it's going to go up and down. But it's only made like a hundred and fifty bucks in the last four years. How much money we started it with eleven hundred. Okay. Yeah. That's poorly invested doesn't sound like you're in good mutual funds. Right. So, but I actually just got off the phone with the adviser, and he said with the five twenty nine plan, they're kind of limited on where they can put the money, not really. Okay. So my question was we my husband and I are just starting your baby steps, we're kinda half assing it at the moment, but we are we're getting there. So I'm looking at it as it hasn't really done any good for us at the time or the last four years. So should we cash it out since it still really small and hasn't done anything and kinda use that as our dollar emergency fund, and boomer already on baby step two? About seventy four thousand no. I wouldn't. I would roll it to a different five twenty nine and maybe with a different adviser because it's obviously not doing well, but here's the only reason I wouldn't you make enough money to clean up your mass, and you're not really focused on clean up your mess, yet you're looking for some kind of easy way out and cash out your kids retirement. Are your kids? College is not a good way to do that. I was wanting to do that was later on the baby steps, we would be more focused into saving for her swimming. You ever get there right now? You add medley aren't working it. Well as of yesterday. My husband just started a second job. So we're, we're getting there. And I've actually kind of been applying no cash out much now, I would not cash out, my kid's college fund, unless it really, really, really changed everything, and this doesn't change anything. It's not enough money to spit. You guys are gonna get on plan to stop adding to it. If you wanna roll it to a different five twenty nine I would you're just gonna feel like even though it's technically your money. You're gonna feel like you stole from your kid, even though you're gonna put it back later. You know, that's how you're gonna feel. And I it's not it's not worth this thousand bucks. Tina is with us in Oakland, California. Hi, Tina, how are you? Hi, dave. I'm amazing..

Tina Oakland California four years eleven hundred dollars
Mexico tariffs could raise average price of American car by $1,500

Morning Edition

00:48 sec | 1 year ago

Mexico tariffs could raise average price of American car by $1,500

"So what are the effects if there is now a tariff starting at five percent, but going up conceivably twenty-five percent on everything that crosses that border from Mexico to the United States. Well just in the auto industry that five percent tariff would add about two hundred and fifty dollars to the average price of vehicle made in the United States and a vehicle made in Mexico would go up about eleven hundred dollars and we'd see a drop in GDP about seven billion dollars up to twenty five percent. It's eleven hundred dollars a car made in the United States fifty four hundred dollars a car made in Mexico and thirty four billion dollars hit to GDP if the tariffs on China, are any template for this will then have an argument over who exactly is paying that extra eleven hundred dollars for the cars

United States Mexico China Eleven Hundred Dollars Five Percent Thirty Four Billion Dollars Fifty Four Hundred Dollars Seven Billion Dollars Twenty Five Percent Twenty-Five Percent Fifty Dollars
"eleven hundred dollars" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

04:26 min | 1 year ago

"eleven hundred dollars" Discussed on The Dave Ramsey Show

"The payments on the truck or ridiculous eleven hundred dollars a month. Good Lord three hundred twenty month for insurance about four hundred fifty and gas. Yeah. You know, what you need to do you need to sell the trout. And let me tell you. What else are no from thirty years of doing this? Your numbers are wrong. The truck is not depreciated as far as you stated thirty five to forty thousand current value. You understated that value because you were trying to figure out a way that it makes it look dumb to sell the truck. And it's really dumb to keep the truck almost as dumb as having bought it in the first place. So yeah, dude. Hey, we've all done stupid. Every one of us have done some stupid. Everyone that doesn't think they did something stupid. Did something stupid by thinking. They had never done something stupid because they just didn't admit it. I've done stupid was Eero on the end. I have a PHD m b if you're twenty one years old, and this is the dumbest thing financially you ever do in your whole freaking life. You're going to be a multimillionaire, you'll survive this. But you have to have the courage to play through. What you already know to be true. It was dumb be keeping it as dumb buying. It was done keeping in his dumb. So let's just get out of the dumb column, sell it. Take EULEX take you licks. You make good money. You're single vicar Diculeng good money for twenty one years old making eighty ninety grand GM cricket. Wow. Yeah. So you're gonna be okay, you'll survive this and someday you'll tell your grandkids air backing. Backing all eighteen bought me, a semi you'll tell them that story back then and all eighteen remember, you know. You know by going to beginning of the century. I did some stupid stuff. I bought me a trail. You'll tell you the grandpa story, this is to your grandson try and keep him from being dumb. And you, you know, this this workout at a workout Jason is whether it's Jason Fayetteville, Arkansas. Hi, jason. How are you? I'm great. How are you? Dave better than I deserve. What's up? We'll I my wife, and I are former opiate addicts we've been in recovery now for three years, and you know, we've made big advances compared to where we were a couple of years ago in our live. But I'm starting to see a lot further into the future. Then I used to and I'm looking for some motivation. We've kind of fell into a slump where I think, especially my wife sees things is we're not doing as bad as we used to. So where we are today is okay, the NO. And so I'm looking for a way to get on the same page, not only financially, but just in our life in general and start really moving forward. Good for you. Congratulations, man. You fought a tough fight. Yeah. It's been a long road. And you know, like, I said we've come a long way, but I want so much more for her. I want so much. More for my children. And we're we're scratching and clawing every step of the way. But some days it just feels like life has its way of getting in the way of everything we try to do, you know him in all of us, and you have come a long way. I mean, you've come from the brink of death really because that's the road you were on to to living life, and now you live life a little well, and that's the next step. So how old are you? I'm thirty two years old. I'll be thirty three in August. My wife's thirty one. We've got a couple of daughters. Take in. How old are they eleven eight. Okay. And what's your household income? We're right at about sixty good. What do you do for a living? I'm a Steeler actor by trade. And then also remodel houses part-time, then a little bit anything else. I can do to get extra income in mo- infra Shaw in kind of depends on the season. You know, don't you? Well, I I know a couple of things about you to.

Jason Fayetteville Eero EULEX Arkansas GM Diculeng Shaw Dave twenty one years three hundred twenty month eleven hundred dollars thirty two years thirty years three years
"eleven hundred dollars" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:54 min | 1 year ago

"eleven hundred dollars" Discussed on The Dave Ramsey Show

"So I probably would sell the condo. Because i'm. I don't I'm not I don't I don't like the rates of return. I'm hearing on it just with the numbers. You gave me. I don't think you're gonna have an IRR even equal to equities even after that because your cash on cash sucks, really bad on that thing. And it's because they ain't HOA is out of control they choice. What killing the value this property in terms of its rates of return eleven hundred dollars a month on a five hundred thousand dollar property. I mean, somebody's got somebody's got a little mask on because they're a bandit. Unbelievable, man. So I mean, I'd be having a fit somebody's cheese, man. Poorly. Managed can you say, and so, yeah, I, You know? you know. So anyway. Yeah. I'm getting out of there. So I'm with you get out of there. I personally I'm averse to having all of my money in one type of an investment, even if it's diversified across thousands. In other words, I wouldn't want to have a hundred percent real estate, and I love real estate. I'm heavy real estate. Mainly because real estate is gone up faster than equity. But but I if I were you, and I had three point eight I'd probably want probably million dollars of that. Or at least a half million dollars three dollars of that in real estate somewhere in. So I'd sell it pay off my mortgage, and then and some of your future investing out by some cash paid for real estate that you can get a good ROI on might not even be residential real estate with your net worth you might wanna step into a little million dollar a strip center or a little little million dollar office building or something like that. And in your world that is little in most people most people going little, but but I mean, you're looking at your ratios, and that's what I pay cash for it. No rush. But long term. I don't wanna be a hundred percent of my net worth in the market or hundred percent of mine at worth in a given thing. You know, that's it. So anyway, hey, thanks for the call. It's a good discussion. And congratulations man, you're killing. Proud of you open phones at triple eight eight to five five two two five Rachel Cruze joins us at the bottom of the hour. If you want in Dahl right now, Wesley with us in college station, high Wesley. How are you? Doing good days. I wanna start off by saying I'm a graduating senior in college. Here takes him. And I just read total money makeover one of the first finance books. I've ever read in a I think it completely revolutionized the way I'm gonna take my money after college. So I think for that help. Thank you, congratulations. What's your degree in construction sites? Fun fun. How can I help? So actually, I'm calling to ask about a job opportunities. I'm interviewing seven different companies right now. And I'm likely receive multiple.

Rachel Cruze Dahl Wesley hundred percent million dollars million dollar five hundred thousand dollar eleven hundred dollars three dollars
"eleven hundred dollars" Discussed on KSFO-AM

KSFO-AM

04:23 min | 1 year ago

"eleven hundred dollars" Discussed on KSFO-AM

"To go to law school soon. I suspect I want you. I suspect I want us. My lawyer were maternity issues are up you might be on a dadgum crusade. That's my plan. I realize no one's going to help me but myself, so I recently, I'm not in a terrible not at that. But because of the way the relationship ended and hospital bills that I was left with and stuff from my pregnancy. I had to use my credit card. So I'm not too bad only about eight thousand dollars in credit card debt, which doesn't scare me because I know I can handle that good. But I also have about thirty eight thousand in student loan debt, and I would really like to get that taken care of and start my babies backs, and I already have a thousand in the Bank. So really the next thing is baby steps, but my problem is budgeting because I'm a bartender. So my income varies like dramatically, I can eighty dollars one week or you know, eleven hundred dollars the next week. So it's so dramatically different. And with my lawyer fees and court fees and random costs my expenses are different from month to month. I'm trying to under struggling getting a handle on what to do. And how to do it properly not be cash poor or just to pay my debts off? How are you? I'm sorry. How old are you twenty four twenty four and you're getting after it proud of you well done well done. Yeah. No, nothing. Don't keep you down. You're gonna be all right. Your scrapper. So how you paying for law school? I haven't gotten that far yet. Okay. The L sat again. So I'm applying to schools now, and I'm working on that. And the other thing is I live in New York. But I'm hoping to move to Virginia or DC to go to law school good, which is a whole another feat with the legal matter and being allowed to do that and everything that would really be great. But it's you know as hard moving another expensive. I have to say for all these random things I'm trying to say for and my car has almost three hundred thousand miles any new car random things, I feel overwhelmed with how to separate them. All exactly. All right. Well, we're going to do the same thing with both items are with all items rather or simply going to do a prioritized spending plan you ever done a to do list where you just made out a list of random things. And then you rewrote it in order of most important least important. Yes, sir. So you do the most important thing I in early in the day. And then you work your way down to the least important thing. If you get all the way through that. That's what we're going to do with the money. Okay. And so we're going to say the very first thing every week that you buy is food. Nothing else happens. You're gonna buy. The next thing you're going to just keep your lights and water on. Okay. The next thing you're gonna lose pay your rent food, shelter, clothing, transportation utilities long before all these other things that are flying around that were worrying about discussing you're but you're gonna put them on the list. They're just you're going to eat and keep the lights on I. Okay. And by the way, you make enough money. Probably most weeks to do more than necessities. But we're gonna put the necessities. I so we're gonna make a list of everything that you want to do with money replaced the car go to law school pay off the eight thousand dollars payoff, the thirty eight thousand dollars move to Washington DC, whatever we need to do with money. Make a list of all of those things monthly expenses and big items that we're trying to get ready for right or knocked the credit cards out or whatever we're going to medical bills or legal bills or whatever. Right. And you're gonna make a list most important to least important in nothing goes on the list until you've knocked out food shelter clothing. Transportation and utilities necessities. Are first guy. But then you just go down the list and go, okay right now paying this law. Lawyer Bill is this week is our this month is more important than saving four car, which probably is or make it saving up some money to make this move. Now that I've got accepted to law school. And I got a full scholarship is single mom what you might then that's gonna that's gonna be pretty high on the list when that happens, but probably this week. It's not, you know, you're going to do a new list every week in your priorities will change from week to week month to month. But you're going to do a new list every week, and you'll update the one just keep it on a simple word document is fine. If you want to or you can use every dollar some people use. Dollar to do it. But but it's a prioritize spending plan from most important to least important. Here's what will happen. Once you lay all of that out. You're not going to accept an eighty dollars a week anymore because.

New York Virginia Bank Bill Washington eight thousand dollars eighty dollars thirty eight thousand dollars eleven hundred dollars one week
"eleven hundred dollars" Discussed on TalkRadio 630 KHOW

TalkRadio 630 KHOW

03:16 min | 1 year ago

"eleven hundred dollars" Discussed on TalkRadio 630 KHOW

"Details now a lot of these engineers are writing these reports cut and paste PDF subunits thing on this side because I go through those reports I look at them. I find the reoccurring mistakes. The people are lazy. They're just getting paid their hourly fee. A buck seventy five whatever it is an hour and a half. I can punch this out in three hours but charged for four by cutting and pasting. I'm making to forty an hour. This just how human nature works. You're looking for the guys that are going to get the job done. And we, you know, there's so many ways, and we're going to tell you sometimes though, you gotta really straight up honest adjuster and claim. And so. Aspects that we look at challenged with. And you got a great team of Powell's here is really quite fun for us this part, there's nothing better than having a policyholder an insurance company for a year or two days in their heels and says your ods- zero or you're old you're one hundred grant, and then we come out with two million three million. I had one claim they said there on eight hundred thousand I got involved because it was an agent broker reliance. An attorney recommended me we're talking about three hundred thousand cut into the claim I sold it at seven point six million because there was damage to the James Hardie siding. And there was damage that occurred during the reconstruction process, those are huge wins that once rate here in Colorado. I won't I won't disclose it. It was done through appraisal done. There was a lawsuit. So there was a digital monies gained at the loss. I wasn't even on the lawsuit. Just the client. We got him to the right attorneys. But you know, it's everything if you go to a doctor to work on your is. Yeah, you have to be careful. I know people how it's only eleven hundred dollars an eye while you have to be careful, you better the doctor might have that special might be. Okay. But you better make sure you have a good doctor. You have a good attorney. I'm going to be honest out there. Your homework. I'm going to knock a bunch of attorneys out there. I tell us hunters of attorneys, honestly. But probably about ninety two percent of them suck. They're not an expert in any trade. I'm sitting here going like, get your work. We're going to bring you an attorney that specializes in that thing. Right. And that's what we I realize you cannot be a master at ten different trades. You be a master of a few. We live in breath this on all sides of the fence as an insurance adjuster working for the carriers. I've been in closed door meetings. I can't even talk about right? Lotta times things are numbers year statistic in a computer and your policy, and if your claims weaker guess what you might not be getting paid if your claim stronger, you might not even know right at weaker. It's about life. Philip. I wanted to step also say that, you know, people don't understand their policy of insurance. And that's where we become experts. Sorry. And even we look for experts. Sometimes these policy of insurances when you ask for a full and complete certified copy people go what's that mean? And we only don't you know, you were talking a lot about commercial claims here. But a lot of the residential people here that just need that help. They don't understand it. All right. So we're coming up to our break. My name is Phil ca to I'm your host insurance claims radio. You can check me out at rooftop roofing dot com. There's some good advice to on our website about claims and different situations. You can reach me at three zero three nine nine seven.

attorney Phil Colorado James Hardie Philip Powell eleven hundred dollars ninety two percent three hours two days
"eleven hundred dollars" Discussed on WTVN

WTVN

02:44 min | 2 years ago

"eleven hundred dollars" Discussed on WTVN

"They the thirties actually discovered this car carrying over eleven hundred dollars worth of stolen meet. Yes, I said eleven hundred dollars worth of stolen meet Michael Cordova's. Fifty two years old had been accused of the feft. Here's a lesson. Kids. Don't litter. Here's how it actually happened. He took all this meat from a Kroger. First of all, I don't know how you get eleven hundred dollars worth of stolen meat out of a Kroger. It doesn't say whether you know, there's all these crazy stories where it's like, he stuffed it down his pants. He did this. He did that it doesn't actually say any of that. It just says the sergeant was doing patrol. He was behind Cordova who tossed an aluminum can out of the car. So he littered the officer pulled him over and. Boom. He was the guy who stole eleven hundred dollars worth of meat from Kroger. And Kroger got the meat back. And it goes on to say, hopefully, they discounted the meat. I'm thinking you can't sell that after it's actually been stolen in somebody else's property Comey. Come on man, Pete welcome to the show. And do you have a favorite Christmas movie aren't really doing? I'm kind of surprised I haven't heard yet. I'm not gonna come up with some fifty years ago movie that may or may not Christmas. Christmas day. You're open presents. If you don't have a Christmas story on you have Christmas vacation on cousin Eddy in crew. Yes. I I don't know that there's a funnier seen in cinematic history them when they slick up the bottom of that what that steel saucer kinda Mike. Her mental lubricate from cork. That snow in the fire. Oh my God. That's one of the funniest scenes ever man that in the the cat chewing on the lights, and then I happen to prefer when cousin Eddie's emptying the septic tank on Harvey. Merry christmas. Bleeper was full. Believe me out. That is awesome Pete. Thanks, man. Yeah. I'm surprised. It did take this long to actually get to to Christmas vacation what a what a fantastic movie, man. Oh god. You're right though. And it runs I love nonstop that and Christmas story, obviously Nelson. Welcome to the show, and do you have a favorite Christmas movie? Hey, Mark, Mark. All right. How sweet. We live action of how the Grinch stole Christmas. Oh, yeah. Carey Christine Bryce game. And. Just everything is just. Just over the top. Yeah. You're right Nelson. Is.

Kroger Michael Cordova Pete Nelson Christine Bryce officer Eddie Bleeper Eddy Mark eleven hundred dollars Fifty two years fifty years
"eleven hundred dollars" Discussed on The CultCast - Cult of Mac

The CultCast - Cult of Mac

02:42 min | 2 years ago

"eleven hundred dollars" Discussed on The CultCast - Cult of Mac

"Eleven hundred dollars enough for a phone plus tax. It's enough and now you're trying to push me to twelve fifty and I feel myself being pulled to, I don't even need twelve fifty. It just give me one twelve and we'll call it good. Okay, so let's move onto the apple watch for which I'm really excited about ordered. It didn't cancel it and Leander I think you'll be very happy to know that the independent called the series for apple watch. Astonished only good. They must listen to the cult cast because you have that word trademark. I'm not even sure they're allowed to use this. Nasty delays. Now back to your lawyer to contact them, let them know they need to change to extremely good or something of that nature. Well, the verge and the New York Times both raved about how great the new larger display looked, particularly the rounded corners. I made it much more apt for looking at photos and using apps. The watch felt faster and snappier than the gen three. But the verge note that the improvement in speed wasn't as drastic as the change from gen to Degen three. Now coming from a gen zero. Like I have, it's going to be like moving from a nine hundred ninety two Toyota Corolla to a Lambert genie, I think it's going to be that much of a change. Also one of things that I can't stand now on my gen zero. Now that I've seen it, I've seen the vision of the future, the rounded corners and actually apples using this design language on their phone on their wash. Now, I kind of wonder if they're going to do this on the ipad. If they're going to do this on, maybe they're, they're max going for those those rounded screens. Those rounded l. e.. Screens, those rounded, oh, LED screens. It makes the device look so much more modern and and smooth. I really like it and and the juxtaposition of those sharp corners of previous generation. Apple watches. The screen has a sharp quarters there jettisoning into the rounded corners of the hardware. It looks terrible to me now I barely look at it the fence your is I really, I really find it to be quite offensive. I love the look of the gen four, those rounded corners. This screen kind of effervescence into the actual hardware itself. This is the apple watch that. I think we've always wanted. I think this was Apple's vision for the watch. It just took them four generations to get to it, and I'm really excited to get my hands on this watch. I don't think I read a single or sauce, single, bad review of the general four watch. What did you guys think? I know you saw the reviews to in one, say anything negative about this. This people raving about it. It's a, it's a genuine. Homerun. It's a, hey, it's it's a massive hit already. They've sold it like crazy every night. Yeah..

Apple Degen New York Times Eleven hundred dollars
"eleven hundred dollars" Discussed on KSFO-AM

KSFO-AM

02:26 min | 2 years ago

"eleven hundred dollars" Discussed on KSFO-AM

"Costs went from eleven hundred dollars to forty five hundred dollars a month now her account balance is slowly slipping i'm curious if we could find a little better investment strategy that would maintain her balance man jim you know this is the longevity risk that we talk about all the time here on the show and we're trying to help listeners get all the way through retirement you are trying to help your motherinlaw not run out of money i mean this is incredibly powerful stuff that people have to manage and you now or helping your motherinlaw take on in a very critical time talked about situations like this before and this is where numbers take a back seat and the real human side of the situation comes to the front and and what a tremendous responsibility it is absolutely in to me i mean i think it's a real privilege even to get approached with these types of questions so here's what i wanted jim to consider number one redo use the holdings and longterm ginnie and treasury bonds because interest rates are rising and rising rates tend to hit longterm bonds harder than shortterm bonds number to build a conservative more broadly diversified allocation you know stocks bonds cash maybe thirty percent allocated to cash equivalents i think ultra short bonds around forty five percent in a mixed bond allocations corporates high yield floating rate the last part is the most important part about twenty five percent allocated to a mix of stocks large cap mid cap small cap domestic and international but you gotta get more broadly diversified here as you go forward i know that stock allocation is meant to add a little bit of risk to the portfolio and potentially help it grow and that addresses one of the problems that jim wrote about about the declining balanced just slipping away but how does this allocation helped meet the short term cash needs like horizon healthcare costs well that's where that's where action number three comes in and the allocation is the first part of the strategy right the gross component but with jim also needs is some sort of income component that pays for the care costs so number three is periodically sell the allocation to raise cash and have on hand that cash for expenses.

jim ginnie forty five hundred dollars eleven hundred dollars twenty five percent forty five percent thirty percent
"eleven hundred dollars" Discussed on WRVA

WRVA

02:15 min | 2 years ago

"eleven hundred dollars" Discussed on WRVA

"From jim it's really interesting jim writes my motherinlaw is one hundred years old and she has four hundred thousand dollars in an account with ginnie mae and us treasuries her health recently deteriorated and her living facility costs went from eleven hundred dollars to forty five hundred dollars a month now her account balance is slowly slipping i'm curious if we could find a little better investment strategy that would maintain her balance man jim you know this is the longevity risk that we talk about all the time here on the show and we're trying to help listeners get all the way through retirement you are trying to help your motherinlaw not run out of money i mean this is incredibly powerful stuff that people have to manage and you now or helping your motherinlaw take on in a very critical time i've talked about situations like this before andy this is where numbers take a back seat and the real human side of the situation comes to the front and and what a tremendous responsibility it is absolutely in to me i mean i think it's a real privilege even to get approached with these types of questions so here's what i wanted jim to consider number one reduce the holdings and longterm ginnie mae and treasury bonds because interest rates are rising and rising rates tend to hit longterm bonds harder than shortterm bonds number to build a conservative more broadly diversified allocation stocks bonds cash maybe thirty percent allocated to cash equivalents i think ultra short bonds around forty five percent in a mixed bond allocations corporates high yield floating rate the last part is the most important part about twenty five percent allocated to a mix of stocks large cap mid cap small cap domestic and international but you gotta get more broadly diversified here as you go forward i know that stock allocation is meant to add a little bit of risk to the portfolio and potentially help it grow and that addresses one of the problems that jim wrote about the declining balance it's just slipping away but how does this allocation helped meet the.

jim ginnie mae andy four hundred thousand dollars forty five hundred dollars eleven hundred dollars twenty five percent forty five percent one hundred years thirty percent
"eleven hundred dollars" Discussed on KTLK 1130 AM

KTLK 1130 AM

02:26 min | 2 years ago

"eleven hundred dollars" Discussed on KTLK 1130 AM

"Costs went from eleven hundred dollars to forty five hundred dollars a month now her account balance is slowly slipping i'm curious if we could find a little better investment strategy that would maintain her balance man jim you know this is the longevity risk that we talk about all the time here on the show and we're trying to help listeners get all the way through retirement you are trying to help your motherinlaw not run out of money i mean this is incredibly powerful stuff that people have to manage and and you now or helping your motherinlaw take on in a very critical time i've talked about situations like this before andy this is where numbers take a back seat and the real human side of the situation comes to the front and and what a tremendous responsibility it is absolutely in to me i mean i think it's a real privilege even to get approached with these types of questions so here's what i wanted jim to consider number one reduce use the holdings and longterm ginnie mae and treasury bonds because interest rates are rising and rising rates tend to hit longterm bonds harder than shortterm bonds number to build a conservative more broadly diversified allocation stocks bonds cash maybe thirty percent allocated to cash equivalents i think ultra short bonds around forty five percent in a mixed bond allocations corporates high yield floating rate the last part is the most important part about twenty five percent allocated to a mix of stocks large cap mid cap small cap domestic and international but you gotta get more broadly diversified here you go forward i know that stock allocation is meant to add a little bit of risk to the portfolio and potentially help it grow and that addresses one of the problems that jim wrote about about the declining balance it's just slipping away but how does this allocation help meet the short term cash needs like horizon healthcare costs well that's where that's where action number three comes in and the allocation is the first part of the strategy right the gross component but what jim also needs is some sort of income component that pays for the care costs so number three is periodically sell the allocation to raise cash and have on hand that cash for expenses.

jim andy ginnie mae forty five hundred dollars eleven hundred dollars twenty five percent forty five percent thirty percent
"eleven hundred dollars" Discussed on KOA 850 AM

KOA 850 AM

02:26 min | 2 years ago

"eleven hundred dollars" Discussed on KOA 850 AM

"Costs went from eleven hundred dollars to forty five hundred dollars a month now her account balance is slowly slipping i'm curious if we could find a little better investment strategy that would maintain her balance man tim you know this is the longevity risk that we talk about all the time here on the show and we're trying to help listeners get all the way through retirement you are trying to help your motherinlaw not run out of money i mean this is incredibly powerful stuff that people have to manage and and you now are helping your motherinlaw take on in a very critical time talked about situations like this before and this is where numbers take a back seat and the real human side of the situation comes to the front and and what a tremendous responsibility it is absolutely in to me i mean i think it's a real privilege even to get approached with these types of questions so here is what i wanted jim to consider number one redo use the holdings longterm ginnie mae and treasury bonds because interest rates are rising and rising rates tend to hit longterm bonds harder than shortterm bonds number to build a conservative more broadly diversified allocation you know stocks bonds cash maybe thirty percent allocated to cash equivalents i think ultra short bonds around forty five percent in a mixed bond allocations corporates high yield floating rate the last part is the most important part about twenty five percent allocated to a mix of stocks large cap mid cap small cap domestic and international but you gotta get more broadly diversified here as you go forward i know that stock allocation is meant to add a little bit of risk to the portfolio and potentially help it grow and that addresses one of the problems that jim wrote about about the declining balance it's just slipping away but how does this allocation helped meet the short term cash needs like rising healthcare costs well that's where that's action number three comes in and the allocation is the first part of the strategy right the gross component but what jim also needs is some sort of income component that pays for the care costs so number three is periodically sell the allocation to raise cash and have on hand that cash for expenses.

jim forty five hundred dollars eleven hundred dollars twenty five percent forty five percent thirty percent
"eleven hundred dollars" Discussed on WBT Charlotte News Talk

WBT Charlotte News Talk

02:04 min | 2 years ago

"eleven hundred dollars" Discussed on WBT Charlotte News Talk

"From jim it's really interesting jim writes my motherinlaw is one hundred years old and she has four hundred thousand dollars in an account with ginnie mae and us treasuries her health recently deteriorated and her living facility costs went from eleven hundred dollars to forty five hundred dollars a month now her account balance is slowly slipping i'm curious if we could find a little better investment strategy that would maintain her balance man jim this is the longevity risk that we talk about all the time here on the show and we're trying to help listeners get all the way through retirement you are trying to help your motherinlaw not run out of money i mean this is incredibly powerful staff that people have to manage and and you now are helping your motherinlaw take on in a very critical time talked about situations like this before and this is where numbers take a back seat and the real human side of the situation comes to the front and and what a tremendous responsibility it is absolutely in to me i mean i think it's a real privilege even to get approached with these types of questions so here is what i wanted jim to consider number one reduce the holdings and longterm ginny and treasury bonds because interest rates are rising and rising rates tend to hit longterm bonds harder than shortterm bonds number to build a conservative more broadly diversified allocation stocks bonds cash maybe thirty percent allocated to cash equivalents i think ultimately bonds around forty five percent in a mixed bond allocations corporates high yield floating rate the last part is the most important part about twenty five percent allocated to a mix of stocks largecap mid cap small cap domestic and international but you gotta get more broadly diversified here as you go forward i know know that stock allocation is meant to add a little bit of risk to.

jim ginnie mae ginny four hundred thousand dollars forty five hundred dollars eleven hundred dollars twenty five percent forty five percent one hundred years thirty percent
"eleven hundred dollars" Discussed on The Fighter And The Kid

The Fighter And The Kid

02:07 min | 2 years ago

"eleven hundred dollars" Discussed on The Fighter And The Kid

"She was i don't think so this is a logical product product and these can be very expensive and i said about to be on tv get what what what are we talking about seventy dollars shot i need this now so i'll spend seventy dollars what what'd you say four hundred oh well no it's a bottle this big you see what i'm doing size fits in the palm of my hand but sp it's a specialty to eleven hundred dollars dollars it's eleven hundred dollars did you give it insurance yeah and then it costs twenty dollars but insurance won't pay for that problem with a lot of subscription medicine which i didn't know because now i'm it depends on the insurance alert north right has medication costs forty six hundred dollars jesus you don't have insurance yank in and then the insurance company goes we don't we don't pay for that and then you can't get your prescription yeah it's a it's a insurance everybody how much does it take how much did it cost would you say to get a new drug to market on average how long how long does it take because i can tell you oh and by the way there hasn't been really a competitive pharmaceutical company like it's so cute wasn't the kid who just went to prison but the tang tape the aids medicine dry was i'd say it was five hundred dollars a pill fucked them no so there hasn't really been a competitive new entry into the pharmaceutical company new entry significant new entry into the pharmaceutical industry before before because it costs one hundred and ten million dollars and takes ten years to get one drug on market then you gotta then you gotta figure out how to market it and get doctors to prescribe it hustle i give them incentives to sell it and there's little catch on the table there's a line you send in you sit in who sells whose prescription skills the fat and and they do and then he suck that dick and i play some brandon and doctors are usually like what are you what are you selling me here is it tough job the bottom line is it's it's an interesting thing fuels the kids really they have money they want to buy the drugs by it from the hottest people.

brandon eleven hundred dollars seventy dollars forty six hundred dollars five hundred dollars ten million dollars twenty dollars ten years
"eleven hundred dollars" Discussed on KOMO

KOMO

01:39 min | 3 years ago

"eleven hundred dollars" Discussed on KOMO

"His brand in 1992 with just eleven hundred dollars we're going to get away with it today he's the forest behind a billion dollar brandt as a shoe guy have any pairs of shoes do you own an old me let me think three maybe just three i don't wear a lot of different shoes but his path to success took an unconventional turn a two and a half year prison stint what was about like life in prison it was terrible things as bad as you can imagine in two thousand two steve madden was convicted of stock manipulation money and securities fraud what went through your mind first that it's you know it's sort of like you're not you're in shock eleven shock as his business began to bloom in the early nineties maddening took his company public with his friends brokerage house stratton oakmont the same firm that was the inspiration for the wall street you likes the movie i love they weren't cringing watching i was cringe this story of man's ipo loosely depicted in the film it was a way of raising money to kinda like pushed history meyer that it was a lot more money that i could ever get from anywhere i think it was like six million dollars which was like six billion dollars for me for matt it has been so burst since 1989 so this is harsher yamani now filled the void once occupied by a life partying drugs and alcohol money was your thing yes for sure and you pursued it today the amf decorate yes absolutely and how did you get in trouble.

steve madden securities fraud meyer matt brokerage house eleven hundred dollars six billion dollars six million dollars billion dollar
"eleven hundred dollars" Discussed on KVNT Valley News Talk

KVNT Valley News Talk

02:09 min | 3 years ago

"eleven hundred dollars" Discussed on KVNT Valley News Talk

"You to start with a now maybe it's maxed out or you it just getting out of control you don't use the card get rid of that and put a thousand bucks in the bank thousand a good number and i'll tell you why most people can figure out a way to get it thousand bucks pretty quickly aren't you can ever garage sale there's a lot of junk in there i just went through my garage and realized wow i've got a lot of junk i could get rid of you can get a thousand bucks quickly what's coming up here in two weeks two and a half weeks yeah you're permanent funds gonna hit your account for eleven hundred dollars each there's your thousand bucks right there get rid of the cards but a thousand bucks away and then begin what i would call your debts noble it starts with the budget you get on this budget you say every dollar is going to be assigned and that's what we teach and financial peace university if you really want financial peace you need to tell your money what to do and i live but this principle now in its working it so i give first i save ii i live on the rest and you say what do you mean give will even if you're not uh you know a christian church go were in the you're you're not download the me that i still believe the principles real you to break the hold of money and stuff and materialism off of your life you need to be generous and whatever that looks like give give to a charity that you love of you'll give to a church may be you know somebody that goes give to them is their hopefully putting it to good use in helping others give to disaster relief whatever give ten percent away then save ten percent then live on the rest that means you're living on what is in that budget and it means you've got to restructure your life to do it that's a first step that will get you there you don't need your credit card you got that thousand bucks in the bank when murphy happens if something new falls apart that you're only go to and you don't touch it for anything else all right the sale at the sears r k mart going out of business thing and suddenly you're outfit is fifty percent off that's not an emergency and you don't need to reach into your emergency fund you ever had emergencies wolfgang where you're.

murphy sears wolfgang ten percent eleven hundred dollars fifty percent two weeks
"eleven hundred dollars" Discussed on Nightline

Nightline

02:31 min | 3 years ago

"eleven hundred dollars" Discussed on Nightline

"Good evening thank you for joining us steve madness a billiondollar company but all that success led the man behind the brand down a difficult path now he's back of the business he loves he's using his second chance to help his once fellow inmates find their footing here's abc's chief business technology economics corresponded rebecca drops i fantasies to make every shoot for every person and read rock and roll and sneakers big not know his faith but if you were to lover know his name steve mad at that's a great frigate share what are you wear don't wear those of the the shortest in turn program ever you better get a pair of shoes on it now you know don't let it happen again this shoot designer in business man started his brand in 1992 with just eleven hundred dollars looks we're going to get away with it today he's the poorest behind a multi billion dollar brandt as a shoe guy have any pairs of shoes do you own a me i think three maybe just three unaware a lot of different shoes but his path to success took an unconventional turn a two and a half year prison stint what was about like life in prison it was terrible it was as bad as you can imagine in two thousand two steve madden was convicted of stock manipulation money and securities fraud what went through your mind i it's you know it's sort of like you're not you're in shock collar than shock as his business began to bloom in the early nineties madden took his company public with his friends brokerage house stratton oakmont steve denied rude the same firm that was the inspiration for the wolf of wall street was a great you likes the movie i loved you weren't cringing watching i was cringe it was state is also the story of madden's ipo loosely depicted in the film was a way of raising money to kinda like pushed history meyer and it was a lot more money that i can ever get from anywhere i think it was like six million dollars which was like.

abc steve madden securities fraud meyer rebecca brokerage house eleven hundred dollars six million dollars billion dollar billiondollar