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S6 E4 - How do I use my Post-9/11 GI Bill? - FULL
"Welcome to we served now. What were we seek to answer. The questions. veterans and their families are all ready asking. Don't today show. I want to share three things with you. Just three and here they are. I won't answer the question. Hopefully definitively how do you use post nine eleven. Gi bill number two. I will share with you how to maximize post nine. Eleven bill benefits and finally. I will tell you how you can buy side eleven. Gi bill benefits with another amazing benefits. That you've earned the most notable programs if you're interested in hearing more about that which i have to assume you are stay tuned and you are going to hear every single bit. Stay with us. Who am i. Why am i still here. How can i uncover you. I was meant to be during my own transition from the. Us army the wounds of war especially those not visible continued to play. I walked through the pain of job loss of ptsd diagnosis often crippling anxiety by finally discovered the reason. I'm here to earth. And i knew i couldn't keep it to myself. So i wrote a book simply titled resolve resolve is a book that is apologetically faith-based a step by step guide designed for maximum effectiveness in the context of a small group of other veterans resolve provides veterans everywhere with the tool to help you step into your new life a life full hope purpose and vision for the future to pick up your copy of resolve head over to courage to fight again dot com. That's courage to fight again dot com so today's question surrounds the post nine eleven. Gi bill as no doubt. You've figured out by now and specifically how you use it but the truth is if that was the only question i answered on today's show who would be a very short episode now using the post nine eleven. Gi bill is really really easy now. Of course. I want you to listen to this entire episode and if you do i have a special gift just for you toward the end of the episode. But i'll tell you right upfront. Using the post nine eleven she i bill is probably the easiest thing you will ever do when it comes to taking advantage of the benefits you've earned through your military service now before we dive in. I want to share some of my method with you kind of how we came to put this episode together posted a question on the courage to fight again facebook page. I shared that question on several veteran focused facebook groups and we got more engagement with this single question than with anything we've ever posted and the question was just this is what has been your experience with a post. Nine eleven jabil. We got over eleven hundred comments and i've read almost every single one of them and around ninety nine percent of those responses. Give or take. They were very positive in nature. Talking about how easy it was to us how it was the best benefit you can take advantage of and how to get the most out of the post nine eleven gi bill and not only did those who responded answer that question but they answered so many more as well man here. I am rolling right into the episode. And i haven't even introduced myself yet so if you were here for the first time you may be like. Who is this guy. Talking about. The post nine eleven. Gi bill well. My name is aaron perkins. I'm us army. Combat veteran husband to a beautiful wife. Daddy to amazing kiddos. I'm the author of resolve a step by step guide. That takes you the veteran through the journey of rediscovering purpose. Meaning and passion in your life after you've left the military and as you've probably already guessed on the host of this podcast so let's dive right in at the top of the show. I promise you three things. Let's tackle the first one. How do i use my post nine. Eleven gi bill. Now i'm going to assume you're already eligible for the gi bill. So i'm not going to dive into that part. But i will post a link in the show notes about your eligibility and how you can determine your eligibility in case you need to dig into that a bit more but step one is apply for the benefits on the va website. And guess what. I'll post that link in the show notes as well. You need a few things when you apply. Here's what you need your social security number your military history and that just basic military history. You don't need your full your your details of where you're stationed in when you were stationed there and all of that. He just need basically the years you serve and the date service egypt education history of the schools. You've attended other degrees. You hold things like that and finally basic information about the school or trading facility that you want to attend because you don't have to attend just a traditional community college or university or state scored like that. You can attend a variety of training facilities. Let's say you wanted to become an h vac technician. There are schools or training facilities that you can learn how to do that if you want to become a cybersecurity expert while their schools training facilities we can do that so again just some basic information about the school or the training facility that you want to attend now. You can do this by mail. Apply by mail using the va form or obviously the most preferred way is to apply online. That's going to be the fastest takes about thirty days or so for the va to verify eligibility. And that's it for step one. Step two you're just going to reach out to the school. the understanding. here's that you've already been accepted or you're well on your way to being accepted to the school. So you contact the school and request to speak to the va rep and these are your best friends in the post nine eleven gi bill business. Now i know i've heard some mixed reviews about. Va reps But they do know the school and they know the va. So they're going to be able to share some things with you. Some indepth information that you're not gonna be able to find him the va website. You're not gonna find on the school's website you're going to have to talk to them directly and step three. Follow the directions of your. Va school rep number. Four step four. Get your education. It's really that easy now. Look with nearly all things. Va there are multiple paths to get to the same destination but those steps has share with you apply online. Contact the school link with your. Va rep. That really is the simplest and most direct route to taking. Hold of your post nine eleven. Gi bill benefits. So if i would have had just a single question for this episode. We'd already be done. But i promise you i would share with you and the next is really important and that is how to maximize your post nine eleven. Gi bill benefits now. There are a bunch of ways to do this. And i'll mention those in passing and you can do your own homework and figure out if those are something you want or need to explore. But i want to focus on just two ways to maximize your benefit so your options. As far as maximizing your benefit goes find a yellow ribbon. School is one option tuition assistance. Top up that's another program that the va has. You may be eligible for you may need to look into There's also the option of a stem scholarship science technology engineering or math. If you're majoring in any of those categories you may be eligible for scholarship. Veteran education courses aka vet tech also tutorial assistance if you're struggling with biology or chemistry or calculus or whatever may be and you need a tutor to get tutorial assistance with the. Va actually pay you to go to a tutor. She can pass that course now here the two i want to talk about all the ones i just mentioned are in this section of the website that talks about the posting. I love jabil bill. But all the ones i mentioned in this section are in a section called additional information very simple and one of those is finding yo a yellow ribbon school. Excuse me and the second is not mentioned in that additional information but it is getting that monthly housing allowance and again. I'm going to dive into that but let's talk about the yellow ribbons school here for just a minute. So the yellow ribbon program can help you pay for hire out of state private school or graduate school tuition. That the post nine eleven. Gi bill does not cover so tuition might be higher than what the gi bill will cover or you want to attend a school as a nonresident student. Non resident of that state in other words. Another thing this is more of a side note. Not yellow ribbon schools specific. Your state may also provide additional benefits for you as a veteran. And that is something you should look into with your state. Truth be told your. Va rep at your chosen. School should be able to answer that question for you or at the very least be able to point you in the right direction. All right so that is the yellow ribbon school piece. I wanted to talk about and the other piece. That's not listed in additional information. section is section one. Oh seven sounds very boring but it's very very important. And that is the location based housing allowance the location based housing allowance. Now you will get a housing allowance for using the post nine eleven gi bill and if you attend all online classes this rate that it is set at is half the national average of an e five with dependence for their basic allowance for housing. So that doesn't change unless the national average changes. I know when i was taking a few online courses. It was eight hundred dollars a month. I don't remember the exact number but we're the location based housing allowance. Really comes into play is when you were attending in person classes. Now i want to set the record straight here then. There's this common misconception that your housing allowance rate is based on where you live. This is not the case. Your housing allowance is based on the zip code of where you're attending classes. I'm going to say that again. Your housing allowance is based on the zip code of where you are attending classes. Let me just share a little story from my own experience. I decided to take some undergraduate courses my undergraduate degree before went into the army. But i wanted to just take advantage of the post nine. Eleven she i built a little bit wasn't ready to work on my master's degree or anything so i was like you know what. Maybe i'll just take some courses. I know i have to take at least one of those in person. So i can get that in person Housing allowance right that location based housing loans. Well right up. The road from probably ten minutes or less away was a campus of the school. I was wanting to attend. They had multiple campuses all over the city and the housing allowance. Right there was. I don't know eight nine hundred dollars. Something like that. But if i would drive an extra seven or eight minutes i could get the location. Based housing allowance ended up being like eleven. Eleven sixty seven. Ninety i don't remember now. It's been a few years but i was like. Hey i will totally drive a few extra minutes to get the extra couple hundred dollars or so a month because to three hundred dollars a month because that just makes more sense because i want to get the same education and going to get the same course the same credit for the course. Why not just drive a few extra minutes so again. The housing allowance is based on the zip code of where you were attending classes. And i just mentioned this but keep in mind. You only need to attend a single class in person. that's it you can take the rest of your classes online and still collect the housing allowance based on the zip code of where you attending that one class. Now let's talk about kovic for a minute though we're we're still in the midst of this pandemic. I don't wanna say the middle. Hopefully we're nearing the end of it. But cova has missed a lot of things up our way of life our jobs our relationships a lot of things and it has changed the way a lot of schools do business and that is i'll say inadvertently affecting those of us trying to use the post nine eleven. Gi bill and some schools. They're not even holding in person. Classes yet and and veterans are facing this never before seen challenge and in fact. This was one of the concerns. someone maybe more than one person brought up when i ask about experiences with the post nine eleven. Gi bill. so. I just mentioned that you get paid at half the national average of an e five with dependence if you attend school all align. Let's say that's eight hundred dollars but if you attend at least one class in person you'll receive your housing allowance based on zip code of the school year attending so again when i attended in person. Who's eleven dollars a month so it made sense to at least attend one school. Excuse me or one class in person and this is where co vid really comes into play some schools. Excuse me some schools or universities that were previously holding in person. Classes do not even have the option to register for in person classes. Now which means that. If he veteran was attending in person in receiving that in-person housing allowance rate that housing allowance rate has suddenly changed to the online rate. And i've done a good bit of research into this. I have not found anything in my research for my conversations with veterans or anything social media no way to really get around this so to speak. So if you found a way to continue receiving the in-person housing allowance rate while attending only online due to covid. I would love if you would share that with us by reaching out to me at podcast at courage to fight again dot com. So i can send it out to the rest of our listeners. Finally and i'm really running low on time here but i promise three things at the top of the show how to use your gi bill. We cover that outta to maximize your gi bill. We cover that and now how to combine your gi bill benefits with another benefit. You may or may not have heard of and that benefit is vocational rehabilitation or volk rehab as it's often called now technically its known as veteran readiness and employment or vr and e but no one actually calls it that or at least not yet. It just hasn't a katelyn voc rehab. Though in fact is probably a better benefit than the post nine eleven. Gi bill pays for literally everything. You need special equipment for your degree. Plan pays for that. You have to pay for parking at your school. Pays for that. You'd pay for books pays for that pays for pretty much everything and just about anything you do that has to do with getting your education and i'm saying this because i want to reiterate it vo korea will pay for that and so it does seem at least initially to be a better benefit than the post nine eleven gi bill. But here's where you can. Combine them nate. Because you can't use them both at once you can use either one or the other because if you use vocal rehab or any it will cut into the total time you can use your gi bill. So here's the hack if you will if you use all thirty days of your post nine eleven gi bill and then apply for your vote rehab benefit. Frankly i'd opt for a bit more. Forty five sixty days. Something like that just to be on the safe side. But thirty days minimum is what i found volk rehab or vr knee or whatever. You want to call. It goes through a different process than the post nine eleven. Gi bill but leveraging these two benefits together is really the best of both worlds. And here's why. I say that because let's say you use just about all of your post nine eleven gi bill to get your bachelor's degree in psychology. But you wanna be a licensed professional counselor. Will you need at least a master's degree for that and you've used almost all of your jive. Ill what are you gonna do. Well then you go to your local. Vr knee or volk rehab counselor and say. Hey here's what i need to do. And then you move into the vote rehab program now again. Your mileage may vary. Because i've heard again a lot of mixed stories mixed reviews of working with folk rehab counselor but that is your process and again i will post a link to these processes or actually there's a few links but all these processes and all these resources in the show with that we have reached the end of season six episode. So what are your questions voice memo on your phone and send it to podcast kurds. Fight again dot com. So what's on your mind. What questions are you asking. What are your family members asking or join the post. Nine eleven veterans families facebook group and post your question. There have block of questions but the most important question we can ask ourselves. Is this have. I accept the forgiveness of sins. That only comes through faith in jesus christ well. I'll see you right back here. Two weeks from the day and the next veteran questions we'll be asking is this. How do i increase my va. Disability rating ohio and for the special gift. I promised every thursday evening is hosting a sous vide for justice guys who are veterans. Sorry ladies you're coming soon. The training for that. We will be walking through the resolved journey. Together get your copy of resolve for thirty percent off using the code asked and just head over to courage fight again dot com and click on. Get the book and if you like to join the group on the lincoln the show notes to let me know. And i'll be in touch tone next time. Thanks for We served now. What is a production of courage to fight again.
Electric Car Chargers: When Supply Drives Demand
"Suddenly we are now looking at cars that can go three hundred miles on a single charge right and while they're still too expensive for many people they're expected to get a lot cheaper in the next few years but now people are worried about how long it takes to charge. Yeah and that's a. That's a fair question i guess how. How long does it take to charge and electric vehicle. More than fifteen minutes less than two days. Yeah that's not helpful right so i could throw a whole bunch of numbers that you to explain why there are so many variables that affect this but the most important thing actually isn't the numbers. It's the fact that most electric car owners most of the time charged their car like this. My name is duane ross. I live in corrales new mexico. And i have a two thousand thirteen tesla model s when i bought this car headache. Standard tesla charger installed in my garage. And you just plug that in and of course the charge and then he goes in his house and lives his life. Yeah in the case of someone like duane. Ross and others. It doesn't really matter how long it takes to charge. Because you just leave the thing there overnight right right and it would be parked anyway. Yeah also more convenient than having to go to the gas station from time to time. Plus it's cheap like a lot cheaper than paying for gas is the way i understand it I could see how this works for daily driving. But let's say. I want to take a big road trip right across the whole country. What then that's where. Fast chargers come in. Joyce bryner has a tesla model three. She recently stopped to charge up at a brand new super charger in gettysburg pennsylvania. It sounded like this can hear the power ramping up there. So this is a gonna charge me fast and Let's see what car says here. Looks like of got twenty five minutes to get to eighty percent charge. This is kind of staggering so charging the car at home would take hours and hours charging on the go using one of these fast chargers takes. What like twenty thirty minutes half an hour. Maybe not much more than that. That's amazing yet. That is really quick. There aren't very many fast chargers. That actually are that fast. You might take longer especially at an older charter. Though pricier i take it then then obviously charging it at home because it's well i guess it's just it's it's almost free at home right right and this case. Brynner's charged cost a little over eleven dollars not too bad compared to gas but more expensive than home. Okay so even at a state of the art charger. It's obviously still a lot less convenient than a gas station just because it takes awhile right but remember for most drivers. that's also not a very frequent experience. Mike davar needs with the market research firm s. Clint and he says if you ask people who are considering electric vehicles they really focus on the idea of waiting to charge. Is i think psychologically waited more than it deserves. And the inverse of that is the fact that they don't tend to appreciate how much they'll benefit from nocco gas stations so even though fast charging this rare occurrence for most drivers a lot of companies are really focused on making it as fast as possible and putting up as many fast chargers as possible. Yeah i could see how that would get people over that mental hump so that they just by the thing and then after that they're they're mostly just charging it at home. Yup that's the psychology. Are you ready for the economics. Are you seriously asking me. If i'm ready for the echinacea. All right here. We go the fastest. Fast chargers are super expensive to install like more than one hundred thousand dollars per charger. That means you can only really make money off of them. If people are using them a lot if the utilization rate is really high but remember most people mostly charge at home. Oh there's another hump to get over sure. I spoke to end smart. She's the vp of public policy at charge point which is charging company. And with the fast charger you often have low utilization. Not because it's not an unnecessary piece of infrastructure but because it's in a location which is vital to two drivers occasionally but not necessarily used frequently every single day so in other words. People really want a fast charger to just be there. And in fact they won't buy an electric vehicle unless they're already confident that there are fast chargers everywhere and they're super fast and in fact way faster than they are right now. They want the whole package but they don't actually want to use those fancy chargers all the time it's easier and cheaper to charge at home. It's actually better for your battery too. So it's kind of like if everyone wanted a gas station nearby but they could just get the same gas at home for a fraction of the cost right and in that situation. And you're the gas station. How do you make money. Well i mean you can always just get money from the government. The taxpayer That is happening as i understand. Yep charging are also cutting deals with utilities and of course they're they're joining forces with automakers right because they want to chargers to exist so that people buy their electric cars. The automakers do. Kathy's oy is the ceo of vigo which is fast charging network and they have a deal with gm essentially agreement with general motors is building a bridge between where there's enough cars on the road to make money which is a little time in the future to two right now. So that helps us will build the of demand because general motors has come to the party and is helping make a contribution to the building that infrastructure so he also says look people right now mostly charge at home but that could change in a few years once more. People who don't have garages start buying electric cars. So maybe utilization goes up and this is really interesting camilla because like we normally think about how demand drives supplies like people want man for something. They're willing to spend money on it. So you know. Accompany supplies it Here's always saying that. Like no once the supplies out there. Then it's going to drive up demand so build chargers and people will buy the vehicles to use the chargers she also says maybe you can get a bunch of shipping transportation companies to use these fast chargers and that'll help cover their costs. So companies are optimistic. Then they see a path to profitability. Here yeah but. I think it would be fair to say that. It's a lot easier to get there. If people were a bit more rational. If people used fast chargers as much as they worry about fast chargers they're either be a lot more charging or a lot less worrying. Yeah and in either case. Just less of a conundrum
Sorry folks, you need to upgrade phone every year now
"We may not like I'm going to say so let me just get it out. Get used to it. It's time to just keep your phones for a year that's it period. Upgrade every twelve months because as good as your old phone is upgrading makes a lot more economic sense. And why fight it apple Samsung and Google do such an amazing job. Every twelve months of convincing us why we need to ditch the old model for the new I say you just go with it. Now, there's many websites online that will buy your old phone from you and apple best buy in the wireless carriers play that game too or you could sell it yourself on Ebay or craigslist maybe make a little bit more money. But in order to get good dollars for the device, it needs to be the latest model. For instance declutter DOT COM, they'll pay four hundred and fifty nine dollars for last year's iphone eleven pro or five hundred dollars for the eleven pro Max. The models that initially sold for a thousand dollars in eleven hundred dollars. Now, apple promises to offer just about the same in trading credit four, hundred, fifty or five hundred dollars now granted your device has to be in good condition without a cracked screen and noticeable wear and tear apple insists that it turns on and functions normally all the buttons and cameras work. The body is free of dents and scratches, and at the touchscreen and back glass are undamaged good luck with that one. Now Apple, ask you to answer those questions online, and if they agree that you have indeed been truthful, you get the five hundred dollar credit or. Quote if your device does not match the condition you described, you'll receive a revised trade in. Value Unquote. Let's say apple only gives you four hundred dollars for a new phone and you nabbed thousand dollar iphone twelve pro for six hundred bucks plus tax, and you plan to trade it back twelve months from now your cost of ownership a dollar sixty, five a day. For a device that you will use every day all day for email texts, web serving facebook, posting tweets, paying for goods, stores, hailing an Uber or lift listening to music, watching movies and TV shows taking all those amazing photos and sharing them everywhere under the sun. Now the point is a dollar sixty five a day is that really minor purchase even when you do the math and expanded to eleven dollars and fifty five cents a weekly or fifty dollars monthly. Now, in Apple's new phone, you get stronger glassed it says is four times less likely to crack a camera that takes better photos in low light higher resolution video, a more powerful processing chip for spiff your performance, and as good as the eleven pro model is is just not as good. If you don't feel like selling I understand but hear me out because if you go back further in time you're older phones just aren't worth much. The tennis Max will get your three, hundred, seventy bucks the tennis three, hundred dollars the ten are two, fifty, the eight, plus two, ten, the eight, one, forty, and considering that these older phones have more years on them. The odds of them nabbing the amount of money that apple tout's is really remote. Now, just to confuse you even more the carriers have basically turned the corner and they're sort of offering free phones in deals again with that new two year or slightly longer contract, the iphone twelve is free with at and T.. Trade in thirty month commitment to paying sixty eight dollars and forty nine cents monthly for an unlimited plan. But I think that they'll stinks because you're on the hook for two thousand and fifty four dollars you're locked into a plan they could charge more than rivals and you'll have to pay a penalty to leave early. Trading Street to apple or selling to a use site makes a lot more sense financially. T mobile throws a hundred and fifty dollar gift card on top your trade-in. Once you sign up for service, which is good while verizon sells you the new phone on time fifteen dollars monthly for existing customers were ten dollars thirty seven cents monthly for new customers with a two year term on top of the trade in again, you'll pay a lot more for the phone this way. So a way better deal sign up for apple's credit card, which offers no interest monthly installments for the new phone over a two year period with a four hundred dollars traded on the iphone eleven pro you're looking at twenty dollars and seventy nine cents monthly. Now, that's a two year contract. You'll have to Weasel Anna in twelve months but apple says, you can do it and it ends up clocking in at sixty nine cents a day and you WanNa hold onto your old phone. Really.
A Look At Apple's Hi, Speed Event
"Few huge surprises at apple's high speed event though. There were some unexpected bits. Did. Anybody. See The verizon thing coming? Did we have any idea what? MAG SAFE WAS GONNA turn out to be. There we'll get to those. Most of today's presentation is drawn from a couple of viewings of the Apple Park presentation. We'll also pull from the usual suspects doing their usual bang-up jobs. Tuesday's high-speed event presentation started with Apple CEO Tim Cook welcoming viewers back to Apple Park than throwing the presentation almost immediately to others to give the INS and outs of home pod. Many. Bob Board richer's apple VP worldwide product marketing listed the company's desires for home pod. Wanting. The device to have amazing sound to act as an intelligent assistant to serve as a smart home hub all while protecting the privacy and security of the user. This, they say they do in a smaller spherical unit that costs less than one third of the original home pods original asking price. On the amazing sound side company bragged on the devices ro properties as well as how well it plays with others. Others being other apple devices. Users can apparently sink home pod many's either a stereo pairs or to play the same audio throughout the home. The. Inclusion of apples you one processor makes handoff easier to handle according to the company. For what it'll play. Well, there's the usual stuff apple music, apple podcasts, iheartradio radio DOT COM tuned in with Pandora and Amazon music on the way in the coming months. As for the smart part Home Pod, many will handle or interact with messages. Calendar phone calls maps music because. The. Weather reminders and find my feature. There was also an interesting demo where users ask for personal updates and got them. personalized. So he you know multiple voice recognition is key. Now. One new feature mentioned and de Mode was intercom. This is basically what it sounds like. You tell home pod to deliver a message to everybody and the various apple devices in the house including other home pods, iphones, apple watches air pods, and even carplay units play or display the message. I have heard entercom will work with the original home pods as well though not seeing that confirmed. Addressing. It's smart home hub nece home pod many integrates with apple's home APP that lets control home connected accessories said scenes and stuff like that. Covering User Privacy Apple, says no word spoken to Home Pod, leave your home until you touch home pod many or say he. S I are. So, yes, it is always listening but what it here's goes nowhere until you give it the command. Request. A home pot or not associated with apple ID. You choose whether recordings are saved by apple personal requests only work when the associated iphone is home with you. And communications with smart home accessories used strong encryption according to the company. Now I, said earlier that the unit is spiritual. If you've seen a home pod, there is no mistaking what this thing is. Same sort of light up display on the top same mesh wrapping it's roundedness and the same white and space grey options as the original home pod. Coming soon to flat surface near you. Orders for home pod many began on the sixth of November unit, start, shipping the week of the sixteenth of November. Not Price, to beat an echo but not a device that will break the bank. Home Pod many will sell. For, Ninety, nine bucks. Okay. I pretend to hear you say but I'm worried about breaking my home pause many. Not sure why but better to be safe in your case. To that end apple care plus we'll be available for home pod. Many. A piece from macrumors says, that will run buyers fifteen bucks. When Tim Cook was back on camera, he took a moment to Brag on iphones past noting the iphone eleven has been the number one smartphone in the world since its launch and that I phone has led the industry in customer satisfaction every year since it's Get ready to hate all of them as the iphone twelve line makes the scene bringing with it five G. Connectivity. Which one? All of them. Had Been Rumored Apple announced four iphone phone twelve models and has had also been rumored. Each can support five G.. Cook says, five G. Brings A new level of performance for downloads UPLOADS, higher quality video streaming, more responsive gaming, real time interactivity, and more. The CEO says five Jia superfast, which he actually pitched as a security feature speeds are so good. He says you'll be less tempted to sign on the public WIFI limiting exposure to the dangers that lurk there. Every decade brings new technology that provides a step change in what we can do with iphone said Cook. Today. A new era begins for iphone. Today we're bringing by G. to phone. Then began the verizon commercial. Hans Fest Berg Chairman and CEO. Verizon took to the stage talk about big reds five G. offering. Verizon's by ultra wideband with large quantities of millimeter wave access will be live and sixty cities across the US by the end of this year. In ideal conditions, Best Burg says the carriers seen four gigabits down and two hundred megabits up. The four gigabits is kind of funny own Antonio Guy says an ideal conditions. Well it doesn't sound like you're getting four GIGA beds but we'll get, him. The other thing best Burger announced was flipping the switch on Verizon's extensive five gene nationwide network. That apparently went live yesterday. Boy would I like to know the terms of the deal worked out between, that bill and Verizon? Emphasis on particular carrier. I did not see coming. Now I said iphone twelve comes in four models here the rumor mill rang true. The phones are iphone twelve iphone twelve many iphone twelve pro and iphone twelve pro, Max. Starting with iphone twelve, remember the squared off edges of iphone Four. The new design returns us to that. Squared edges that meet flush with the devices front and back glass the front classes something special though. Working with corning delay, this display is protected by what apple. Calls Ceramic. Shield. It is said by the company to be tougher than any other smartphone class with four times better dropped performance than iphone eleven. The display it's protecting is apple custom Ole ed providing truer blacks, better contrast and two times the pixels iphone eleven or four, hundred, sixty pixels per inch. While that displays the same six point one inches iphone eleven, apple shrank the surrounding enough to make iphone. Eleven percent than her fifteen percent smaller and sixteen percent lighter than iphone. Eleven Choice of colors is not huge but they are pretty. With options and black. White Product Red Green. And blue that. Does things for me. I shouldn't talk about in mixed company. The candy coating is nice. Let's talk about. It's Chewy. Chocolate center starting with the phones five Genus Apple says, iphone twelve has the most five G. bands of any smartphone for better performance in more places. Additionally the company's silicon, the software approach. Let's apple make the best use of available five G. including choosing to not use five. G.. It sounds like iphone defaults to lt e tapping into five G. when it's both necessary and available. That is great for power consumption according to the company. Apples tested the new phones on over one hundred carriers and over thirty regions. In ideal conditions iphone twelve gets up to three point five gigabits on. which is what makes the Brian Bragging about four gigabytes down kind of funny yesterday. It does support millimeter wave those so. got that going for it. As, for the phones on workings iphone twelve powered by apple's a fourteen bionic, the first phone powered by the five nanometer processor technology packing eleven point eight billion transistors roughly forty percent more than eight thirteen. A six core CPU that's up to fifty percent faster than last year's phone and a four core GPU graphics that are up to fifty percent faster than last year's model. Machine learning also gets a boost iphone, twelve packs of sixteen coordinator and Gen that's up to eighty percent faster than iphone eleven capable of eleven, trillion operations per second. Company bragged on Games claiming console quality for the phone. To Demonstrate and executive from riot games showed off League of legends wild rift a mobile, only game due out later this year. Well phone twelve is not the phone photographers would choose. There's plenty of improvement and it's cameras. Apple says the phone has a twelve megapixel ultra wide camera and twelve megapixel wide camera. It said the sport, the fastest aperture yet it also features a seven element lens that apple says offers twenty-seven percent improvement in low light performance. Mag Save is an internal thing. Rather than a name for a connector is in days of old MAG. Safe today is a collection of magnets and charging elements that help line up the phone for proper charging. When it's not charging those magnets go to work holding on cases and wallets and third party stuff. Apple expects a thriving ecosystem of third party doodads take advantage of the newly introduced MAG. Safe. Ness. Mag Safety. Safe thing. Anyway. It's a thing built into iphone twelve. Every model in the line. Now's probably phone twelve many. Except for the size, you can take everything I've said so far about iphone twelve and play it back. iphone twelve many has the same specs as iphone twelve though in a slightly smaller size. The company says the mini is smaller and lighter than four point seven inch models like iphone eight but with a bigger five point four inch display. Apple says, this one is the smallest thinnest and lightest five G. phone. In the world. Talking about last night with Frederik, Van Johnson, and a few other folks on Chuck joiners Mac. Voices. We came to the conclusion that the pro phones for two groups, people who wanna spend as much money as they can afford. Or people who really care about the camera. There's nothing wrong with the camera functionality and the iphone twelve or iphone twelve many. Unless you count they're not being as high end as the camera on the high end. No I'm not a high end photo guy. So there was a lot set around iphone twelve pro, an iphone twelve pro Max that escapes me. The camera on iphone twelve pro boxes said by apple to have a sixty five millimeter focal length from fifty two millimeter focal length and last year's counterpart. It's got five times optical zoom range and the set to support an eighty seven percent improvement in low light versus last year's top of the pro line. I do know enough to be impressed by one thing. The pro line can shoot an apple pro raw. or it will be able to with a software update. Later, this year photographers will also be able to edit those images. Directly, in the photos APP. The pros can also handle. HD are video recording catching seven hundred million colors. Sixty Times, the number they could capture before. Apple, said they also sport the first smartphone camera that'll record in dolby vision hd are. And just like the apple pro raw functionality users will be able to edit the dobie vision HDR video in the photos APP. Finally the light are rumors were finely true the twelve pro and twelve pro Mac speech or a world facing light detection and ranging scanner. That let folks scan and modeled their surroundings. Apples Demos showed that put to use for placing objects in an augmented reality environment performing improved autofocus and low light and improving camera that perception in low light for night moat. Working our way out of these phones, Greg, Joswiak, apple's newly minted senior. VP Worldwide Marketing talked about a few of the pro lines features. It's got mad safe. It's got ceramic shield. It's got a Super Ratna FDR display. As for sizes iphone twelve pro gets bumped from five point eight inch display display size of six point one inches the pro Max meanwhile goes six point five inch display to a display size of six point seven. All of it is bound by the same squared off edges as iphone twelve, the with a couple of distinctions. I. The outer band is stainless steel on the pro line and second the colors are a bit more refined. Coming in silver graphite a gold that looks seriously golden. And the Pacific. Blue that doesn't do as much for me as the blue on the IPHONE twelve. Not that I'd turn it down. If cost is your primary concern. Here is what you're looking at across the whole line of iphones. iphone se. Start Three, hundred, ninety, nine dollars iphone ten are starts at four ninety, nine iphone eleven starts at five, ninety, nine iphone many starts at hundred ninety, nine dollars iphone twelve starts at seven ninety, nine, iphone twelve pro starts at nine, ninety nine. An iphone Pro Max starts at one, thousand, ninety, nine dollars. For the new phones though those prices are only Kinda SORTA true. Peace, from the Mac Observer says iphone twelve many an iphone twelve do start at six, ninety, nine and seven, ninety nine if you buy them as a t and T or verizon phones if you buy one is either a sprint or t mobile phone or as an unlocked phone. The starting prices are seven, twenty, nine, and eight, twenty nine. With no indication as to why. While it's great that ceramic shield means less of a chance of broken display. The chance is still there. If that bugs, you apple care pluses there for all of them. macrumors says, two years of coverage will run one, hundred, forty, nine dollars for iphone and twelve mini. Adding loss or theft protection will up that price to to nineteen buyers can get ongoing coverage for seven, ninety, nine per month or eleven dollars and forty nine cents with loss and theft added. As for the higher end phones, the pizzas, two years of Apple Care Plus will cost one, nine, thousand, nine or nine dollars ninety nine cents per month. Theft. And loss coverage bumps that price to two, hundred, sixty, nine dollars or thirteen dollars and forty nine cents per month. Ongoing. As for availability, apple is starting in the middle. And working out. Would owners can order iphone twelve and iphone twelve pro this Friday the sixteenth. October. They'll be delivered the following Friday the twenty third. If you're targeting either end of the range. iphone twelve, many an iphone twelve pro Max will go up for order on the sixth of November. Delivery should hit the following Friday the thirteenth of November. Barring incident which I have to say because. Friday
The Obviously-Going-To-Die Stocks
"We're going to start with the stock of the day. Don't call it a comeback bed bath and beyond has been here for years. It's just all that time someone else was running the company but now that Mark Trittin has been in the Corner Office for about a year. We're seeing days like today second quarter profits came in exponentially higher than expected. Same store sales were positive for the first time in four years. The stock is up more than thirty percent this morning. I'm assuming at least part of what we're seeing with the stock is some shortsellers saying that's it. I. Think. I'm. Probably. Bed, bath, and congratulations to march written and Beth by best buy bed bath and beyond. For this quarter, March, written formerly of target, of course, and a few other places before that, I think Nordstrom's and I believe. He had a stint at Nike to could be misquoting. This bed bath and beyond is in a group of companies retailers that I like to call the obvious obviously going to die crowd. And the funny thing about companies that are obviously going to die when they get the right mix of management decision making and in some help from the environment and you know just a little bit of because no one's more aware of a company's struggles at least no one should be more aware of a company struggles then the people inside the company. And that's when you plan your strategy. What are our tools? How can we navigate our way through whatever we found ourselves in business is not easy and certainly for this group retailers that I'm Gonna I'm GONNA hold up. Bed Bath and beyond as one Chris. But you know how about Game Stop Game Stop. The seller of video game systems and Software that of course is going to be the next blockbuster. Right if they writing that headline since two thousand and nine, how `Bout Michael's the craft store everybody knows I. Y has an Amazon run over. And the granddaddy of all of these. Companies that are obviously going to fail. They're obviously going to be taken bricks and mortar is dead is best buy which just before the podcast we were talking about how? How many listeners? Realize, that best buy has been at ten bagger over the past decade they went through some struggles they brought in new management. WHO had a plan? and. I'm sure they were mocked and I'm sure people were skeptical and they executed on that plan and best buy, which was a sub twelve dollar stock in. Two Thousand Ten two thousand eleven is today roughly one hundred twenty dollars stock. And so when you see. I'm a kick myself a little bit on dust by iron best buy bed bath and beyond his too many bees. Bed Bath and beyond. I actually did a little bit of work about a year ago as I was discussing with one of our with one of our foolish coworkers. About this basket of Taylor's who are sure to die. And we had this one. We had game stop we have Michael on the docket and I went through you know what this company's history of cash flow was and what they've done with it and how they've raise capital, and this is before Mr Trenton came on but I. It laid the groundwork for someone with. A better vision to come in and knocked the ball out of the park which you've seen today and and best bed bath, and beyond is as we speak it's now a six th bagger since March of this year and so in the a roughly a year ago when I did my work because I was vigorously debating co I pointed out that in the previous six years here was bed bath and beyond had produced four point two, billion dollars in free cash flow. They had also issued one point five billion dollars in debt and debated smart about the debt because the debts. Basically staggered I think is a ten twenty and thirty years. and. They have to pay it back anytime soon, and they had gone on a massive buyback program. They've they've retired a ton of their shares. Now. Slowly melting ice cube no one's going to want to own this business what have you. But at the time the stock was about ten eleven dollars the company is training but four times enterprise value of free cash flow. that. That is rock bottom fools that is something that is going to go away. That's what the market is telling you. Flash, forward, to today and oh positive cops. Oh. We have a plant. They've they've suspended their dividend they've they've halted their. They've halted their. They suspended the dividend halted their share buyback plan I believe in. April. But with this. With this. report, they have generated a ton of cash flow. They've deployed it smartly they took down some temporary which they had out as part of the PARCO vid. They have bought back twenty percent of that long dated not in any danger to come calling debt they bought that back at a discount. Which is brilliant. They. So they're down to their down net debt down by about thirty percent from where they started the year. They have a store optimization program, which is something that a lot of these retailers the slowly melting ice cube crowd will call them. They are reducing their store count 'cause they don't need it because they can move to ECOMMERCE, which they've done a little bit they can move to. The geography is able he served by less stores and you see a lot of. Traffic that previously went through one store transitions to another and. They are steal a Ron grosses them here they are firing on all cylinders and I'm not sure. Anyone. Thought is coming. I am I am both thrilled that they are doing this they're having success because everyone loves a comeback. I'm less thrilled that you own it and I don't. But. That's mainly because I had this in my hand a year ago Chris and I'm holding it up. The skull of York. And and I'm looking at it and I didn't at least put a little field position because as I said, at the time training for four times free cash flow that is close to no-brainer territory for me. So two other quick data points before we go to our next story. Not. Surprisingly digital sales of big driver this quarter. That goes hand in hand with the store closures so Another smart move by Trittin and his team. And also Happy to see that they're you know suspending the dividend that they're. Suspending the sticking with the we're not going to buy back shares. I'm also happy to see they're not offering guidance. Their New Orleans. No need to at this point. Let's move on the third quarter sales, for Pepsi, grew five percent and. Kind of like we saw three months ago snacks and some of the beverages particularly the Seltzer. Part of their portfolio helping to make up for the fact that somebody restaurants are closed. So many sports and entertainment venues are closed and. That's that's the stock is basically flat and this kind of flat for all of twenty twenty but. Nice to see that the the salty snack part of the business is making up for the sort of the tried and true Pepsi part of the business. Gilead household particularly the soon to be sixteen year. Old Member of the Gillies household has been doing his part to. To to help with the salty snacks portion and shareholders. Thank him. Yeah I was GONNA? Say. You know dude. There are other food groups other than Doritos. Look it was a perfectly acceptable boring quarter from a perfectly acceptable boring company and and I think you know Chris but maybe some of the listeners not know. For, me to call a company perfectly boring from for me. That's a compliment because I like businesses that are boring. Not Terribly exciting person myself I enjoy. Investments in companies that just actually do what we expect them to do, and essentially just get it done quarter after quarter. Pepsi is not GonNa. You know if you'RE LOOKING FOR PEPSI TO BE A. Ten bagger. You know anytime soon like the aforementioned by we mentioned earlier. That's not gonNA happen. They are just a steady bedrock performer for your portfolio and we all need a few of those. So we can go after the more exciting things in our portfolio. Yes. So it was it was A. It was a boring it was a boring quarter but boring is nice because boring boring says, oh, we end up four four plus percent on. Organic revenue growth total revenue growth went up five plus percent. EPS Is up ten percent year-over-year just for the quarter. It's still down for year to date, but of course, Mindy Stan why because the previous quarter? Cova. no-one no-one was new what was going on? So we kind forgive that. They are they're pointing towards the full year. They did give guidance their point point to a full year of approximately four percent revenue growth approximately five fifty core earnings. Stocks at about one hundred, forty bucks. So it's not cheap. But it's not terribly expensive, and again, this is one of those widows and orphans stocks. You can buy put it away and we'll see you when you retire. Hugh Johnston, who's the CFO at Pepsi? Granular on CNBC this morning talking about because when you think about all of the food and beverages they have across their portfolio he got granular talking about the new cheetos macaroni and cheese saying you know they're trying to keep up with demand as a fan of both cheetahs and macaroni and cheese I haven't tried it yet but I can see why it's popular. Any. Do they give any color on the? Two. Portals that they were direct to consumer sites that they launched earlier this year snacks dot com and Pantry shop dot com. Sadly, Chris they did not at least in the conference call or the press the presser maybe in the ten Q I haven't read the ten q yet obviously but. Yeah no snacks dot com I can confirm both of those sites are open and accepting offers as of this moment. SNACKS DOT COM and Pantry shop I think is an interesting one because they are. You know you are buying your you're you're buying all of your Pepsi Slash quaker products. Simultaneously in in in the various groups. So if you want your everyday Pantry, you want to get your your oatmeal and your healthy. Your healthy Chia bars and your rice cakes do people still eat rice cakes and if so why? You can get all those delivered at the same time or your snack package your breakfast package You know it's it's interesting to to have it delivered. I I'M NOT A. I I'm one of the three people in North America is still doing own grocery shopping. So I'm probably target here but I know a lot about the people how to use it and I think probably if I let my as I mentioned a sixteen year old note that this thing existed. It might be his only source of nourishment. So yeah, don't don't. On, the first time I went to that website I kind of went crazy to the point where in the box showed up to two days later even my kids were just like. This is a lot of snacks and was like, yeah I may have ordered too many but but I regret nothing. Playboy. Enterprises is returning to the public markets after nearly a decade and because I was are out of fashion, playboy is going to be doing this through a speck. Mountain Crest acquisition is a current special purpose acquisition company that is going to be taking playboy public through a reverse merger and wants to deal is done that company where the ticker is MC. ABC? Is. The playboy name and the ticker symbol P L B Y? I guess I, I saw this story and I thought, okay I'd that's one way for playboy, which is a private company and has been since twenty eleven. I. Guess That's one way to raise money. I, I, I'm hard pressed though to think that. The second round of playboy being a public company is going to go any better for the company and for investors than it did the first time around. That was my initial take as well, and you say it's one way to raise money I'd say it's one way for insiders to cash out. Tomato Tomato. The more I think about this though. I could be spectacularly wrong and it wouldn't be the first time. This might be quite this might be interesting I can see. I can see a number of thing, and I just find this interesting from a number of re. I as you point out. Yes, playboy. Is private the SPEC the Special Purpose Acquisition Company Mountain Crest Acquisition, company. It's out there. Now it's got. It's a walking wallet got a bunch of cash their stocks over ten dollars specs go at ten bucks. There's nothing you can. You can go buy today Chris if you want. And You can just sit there and wait until the transaction is completed in q one. If. You WANNA own playboy. So, playboy today is not playboy of the past for thing, magazines have died. So, there are no issues of the iconic famous magazine. These no regularly published issues and I believe they went to quarterly publishing versus. Monthly publishing before that. So what playboy is trying to be or this new iteration trying to be a licensing company and they're calling it across four major categories they're saying sexual wellness, which I'm just going to skip to the next one, which is style and apparel which is. Apparel. and accessories for men and women globally gaming and lifestyle also digital gaming hospitality and spirits. So you can get yourself some playboy-branded Bourbon. And beauty and grooming, which is fragrance skin care grooming cosmetics for men and women. Okay. That sounds interesting. They're not a publishing company more avoiding that and I guess they have a bunch of online stuff as well which. Tell people they can go look on their spare time but. They are calling themselves a streamlined high growth business. The company has four hundred million in cash flow contract through the next eighteen years. and has products available for sale and in ten thousand major retail stores. In the US, this is a brandon company. Now, now, what you think of the brand and what you associate with the brand, the iconic a bunny ears brand, of course. Is Is. is going to be probably a nuanced and varied. I can understand why some people. Would not want to do with this brand I completely understand that is not. Bend the most shall we say progressive brand in history? It has fostered some. Attitudes, particularly women that. I think it's fair to say some would find distasteful and I I completely understand why? And for those people, they're just not going to be shareholders and that's that's fine. But what I find interesting about this if this, if the licensing deal and we have, we've already had a certain dry run of this in. Do you know the magazine Maxim? It was. So it's a men's lifestyle magazine, girly pictures, and whatever it was bought by an entity called big holdings. I'm going to say eight nine years ago. With the goal of they went into change it from the the lad magazine into more of a lifestyle brand licensing deal what playboys doing. Now. I mentioned earlier it's important to have You know leaders businesses, you respect and trust big lorry holdings is not one of those businesses but I do know that they even though they're circulation sales are down significantly there they have turned that profitable on a small scale with the licensing strategy. I suspect the playboy will do a better job. And It will depend on the valuation coming out but you know when analogy I might throw up as. As a comparison is. Franchising businesses in the in the restaurant space. So a restaurant brands international, which owns importance and Burger King. Dunkin brands, which of course owns your beloved Dunkin donuts. Those are those are check cashing businesses, they they sell the franchise to a Franchisee. And then take tax six percent of their gross sales and royalties every month plus x percent for advertising they sell you a system and so those are very asset light cash-rich capital Genita- businesses. And part of me wonders here it's obviously not the same as selling. Coffee and whatever. But part of me wonders if that is what this business will look like, and if they are truly in the growth business and the cash generation business, this might be an interesting opportunity. And you just hit on what I think is the most interesting thing to watch. Once it becomes a public entity again, the high growth aspect of this because now we're going to see Now, we're GONNA see through quarterly reports. Okay. Are you growing? Because that's one of those things where we investors and the market in general get to decide what we consider to be high growth And I again I had I had your initial take which was. Oh please. Like if it didn't work the first time. It's going to work less well this time. The more I read about like. I'M GONNA keep an eye on this. Curiosity. Jim Gillies always talking to you. Thanks for being here.
US podcast downloads and audience per platform
"We start with an exclusive today exclusive data from contract on total downloads an audience splint by platform for US podcast downloads. He shows that apple has sixty one percent of podcast downloads and spotify only nine percent. But when you look at total audience, it's a different story with apple being used by about a third of podcast listeners. But spotify by about a quarter, apple podcasts might still be bringing in the downloads but spotify appears a significant service in terms of increasing podcasting total audience. According to Lipson today is the last day to submit your podcast into Amazon music and audible. If you want to be there for the launch, you should be using your podcast hosts distribution option or if you don't have one of those in your podcast host, a new podcast host and be, you'll find a link in our show notes newsletter today. Last month, we reported that anchor was hosting pirated podcasts. Aaron Monkey is the latest high profile podcast to publicly criticize the platform after discovering pirated copy of his new podcast American shadows on anchor same art, same description he adds. Spanish language audio on demand platform. IDEX has launched subscription platform vokes plus it'll cost you eleven dollars ninety five a month content creators will be paid based on total plays and audience wanted to replace the subscription service from podcast network. Wondering will be free for year. If you've got a US American Express card, check out your American Express essentials care package email from yesterday a third of the adult population in Ireland of listened to podcasts recently, almost half doing. So since the pandemic hit according. To new data and another exclusive transcriber, an APP that offers unlimited transcripts released. Later today people can just hit record. It transcribes in real time for how long they want, and they can share the transcription everywhere says the APPS developer you get unlimited time for three dollars nine, hundred, nine, a month, and it podcast News Oprah. Winfrey has launched a podcast with Apple Oprah's book club is in a compliment to a feature on apple books and Apple TV, plus it's not exclusive to the Apple Platform. Upon cast, an oral history of the office is nearing its end. The finale is next week. It's spotify original, but it's available everywhere. The current episode features the final episode of the office including a surprise return of Steve Carell Brazil and polke are back together. Again, Brazil might Perry the former breakfast team at UK radio station. Talksport they've been reunited by PODCAST works for podcast supported by a sportswear retailer and the Lamar show is the debut podcasts from singer. Songwriter. Lamar. In conversation with living legends, entrepreneurs, creatives, and close friends,
How She Crafted a Career Where Passion and Profit Intersect
"Are just it is due time that you are on the gold digger podcast. So welcome to the show I had stop our early intro chatting because like we need to hit record on this this. So welcome to the PODCAST. So happy to be here. Finally, I I feel like we've been like in each other's DM's just for the last year being when when, when, and honestly there's never been a better time than this. So I am so I like divine. Niagara Oh. Okay. So I wanNa know like, tell me because I actually don't know this about you wear and when did all of this start telling me about the early days of your career before you were consulting for these massive brands and changing the world as we know it, how did this all begin for you? You know like all good stories, it began a little bit by accident I've been an entrepreneur for twenty five years I have never ever worked for anybody else. We'll wait that's not true. I worked for I worked for Clothing Company for four days. Would it? Out of college but I, I went to college at Penn state I loved feeder and performing. Arts and I thought that you know that's all I wanted to do was perform, write, and produce and direct, and then I got there and liberal arts education blew my mind and I got a degree in women's studies and a degree in classics. So now I have three degrees at gaming to make no money in. At least back then that was the thinking and so honestly, at twenty one years old I I had been so educated at Penn State, but at twenty one I'm out of college now and I take another community college class on grant writing, and this is where it started for me. I started my own company at twenty. One I learned how to write a grant to get money from businesses and my first grant that I got was five thousand. Dollars it was from an insurance company and I wanted to talk about eating disorders and body image and social issues that were affecting women at the time has always been a passion point for me and this company gave me five thousand dollars to produce my plays and take them to school and and that's how I started I literally had no idea how to pay people pay people, eleven, dollars a week because I thought it sounded better than ten. It was crazy back in back in the day like I was just ambitious in Hungary and naive and and committed and I just you know I started this company was twenty one I ran out for six for six years, and then I sold it and kind of came out here to to California trying to find my place in the media landscape and you know I was twenty seven years old landed out here. I didn't know anybody in California I. Didn't know. How I was going to parlay all of this incredible experience. I had on the road talking to students for six years, but then I wanted to move into a completely different medium and I had no training in that I just had a curiosity and that's always been a guiding force for me I love that do that five thousand dollars feel like a million dollars was probably the most essential money you've ever earned while yeah. That time if I could even just place. Our listeners Eric I'm in my mid forties, and so this is a while ago and I paid a hundred and seventy five dollars a month for rent and I you know at the time my first. So I took that five thousand dollars. That's I think why paid everybody like eleven bucks a week for people but like you know like everybody was happy to perform and get paid and and I just stretch that money as much as I could until I learned. that. I could get matching grants and I could fundraise more and so I built that business when I you know even at the time when I sold that business, I was twenty four years twenty, five years old I was making twenty five, thirty, thousand dollars year and I was living high life. I was like paid off my dad and I was living at a time even a little bit beneath my amusement gave me money to save to come out to California but. When you're new at this and I didn't know that I was really an entrepreneur I. didn't call myself that I just was trying to make the most of all this education I had gotten. Yeah. So walk me through what happens. So you get to California you WANNA, enter this media scene. You have these big visions than ideas and what I'm thinking of is nowadays, we can talk about all of these things body image and inclusivity and eating disorders and and it doesn't necessarily feel like a dirty word or something wrong or shameful back then it was very different. So walk me through what happened next yeah I felt very kind. Of alone in out there in my field of choice, you know it was a hybrid of women's issues, social issues self-help empowerment, and I was a young you know as a young woman who was trying to kind of chart my own course, and so I got out to California drove out to that quintessential road trip with friend got out to California and my Geo Prizm stayed at a hotel by the airport the extended stay America I lived there for three months and couldn't find a place to live in La like didn't have a lot of friends out here but I just have always had this dogged determination that's part of. My DNA it's part of my type A personality, and so you know I called everybody I knew I did a lot of cold calling and I did have to factors that I think helped when I got out here when I was in college I did a show for MTV news at the time where I I was able to share some of the work that I was doing on college campuses around sexual assault and sexual harassment and MTV picked up that story. So this summer I graduated I had a lot of press coverage and I had some you know offers to speak places and so I started following that path and. That helped kind of learn how to pitch myself how to talk about myself how to par lay the press that I had into the next opportunity, and so you know when I was out here, I knocked on every door I could, and eventually what I did was I went entered myself into this pitch contest at this big television production conference called Nat P. It's the National Association of television programming exacts and it was like everywhere you went like when you wanted to be Oprah Right Oprah soldier show and everybody's like selling their TV shows into syndication and I signed myself up as a solo person and I bought the wrong badge. Bought a badge that was a promoter like a sponsor bad and so I was asked to come into everybody's sweet and everybody was being so nice to me and I thought Oh my God this is. Like everybody is so welcoming when I realize at the end of the day, they thought I
Travel to Nebraska
"I like to welcome the show gene m from Nebraska, who has come to talk to us about her homestate Tino. Welcome to the show I. Thank you Chris and Gina I see from Nebraska. You'll live in Phoenix now. Does one ever get Nebraska out of their system after they move away so. Truly wants to Nebraska always. And Nebraska is one of only three states in the fifteen years the show we have not covered. So I've been really wanting to do this show I think for a while I have actually spent vacations in Nebraska. So why should someone go to Nebraska? Well, that is a great question and a lot of people when they hear I'm from Nebraska, asked me that question as well. So I think that the State Tourism Board. They just came out with a motto. That actually, maybe laugh the motto is Nebraska honestly it isn't for everyone. And so and then it goes into all of these awesome things that you can do Nebraska. But I think that someone who loves a good road trip likes to go off the beaten path maybe not as mainstream as some other areas that is who is going to love to go to Nebraska. Will and I should say that I have or have had at times for different podcasts and one of them was the passport travel marketing. NPR. PODCAST and if you go find that show, you can find an interview with the head of Nebraska tourism talking about that very motto in how It came about and and what they meant by it and that whole program. So. Excellent well, what kind of itinerary are you going to recommend for us? Well, I think that we should sorry in Omaha Nebraska which is the largest city you're gonna fly in here and you can fly pretty much any major airline into that airport. In also itinerary I should know is going to take place in the summer. So Nebraska has four seasons in the winter can be quite extreme and it's just not quite as fun. If you I mean it's beautiful but the weather is so extreme that I would definitely recommend during during the summer. So we're GONNA fly into Omaha, and we are going to stay in the old market area downtown. It's absolutely gorgeous. So you can go on some horsedrawn carriages you can see farmers markets on the weekends but. The main thing and Omaha is the Henner doorly zoo. So many times throughout the years it has been rated number one in the world and it's for good reason. So it has an aquarium that is also with the zoo and I truly don't think there's one thing there that is missing they are continuously I didn't on and I was actually just looking at the website and they actually have overnight experiences that families can do now which I think is really awesome. We're GONNA go to the zoo experienced that. Day event, they have this new sky fiery, they call it and it's Ski Lifts in the end it goes over and so you can see the animals from above and. If you get tired or if you just want a different view, just hop on that it is extra. It's only six dollars round trip though so I think it's been on it's pretty awesome. So some other things in Omaha to do there are many museums just to would be the Jocelyn Art Museum the Durham Museum I. Know Museums aren't everybody's saying but just the architecture in those buildings absolutely gorgeous. Just sue a walk through or go have coffee nearby absolutely gorgeous at the Joslyn Art Museum and what was the second one? And both really affordable to get into the Durham's eleven dollars for admission and the Josh Art Museum my impression is is that it's it's a fine art museum rather than a modern, Art Museum yes. Yeah. Okay and then the Durham is more of like it goes through exhibits on immigration and who settled into Omaha and the construction of the transcontinental railroad, which is really important throughout Nebraska's history kind of more of those type of things.
Moderna pitches virus vaccine at about $50-$60 per course
"Making headlines. Madonna. Is, reportedly, planning to price its corona virus vaccine at fifty to sixty dollars per course. That's at least eleven dollars more than another vaccine proposed vaccine from Pfizer and buying tech. The Financial Times reports price would apply to the US and other high income countries, but that the final price has yet to be determined.
Hangar Flying to Favorite Airports
"Let's kick things off. and. Let's start sort of sort of closer to home of the three of us come from different parts of the country and different experiences. all around, but Let's start here in the mid and just kind of round. Robin sort to work our way out so tom that you kick it off. Of your favorite One of your favorite Midwest airports. Sure well. Obviously, we all. We all know and love wittman regional airport here in here in oshkosh which. A lot of people don't get to experience during the other fifty one weeks of the year, but it's a very vibrant little airport on I guess it's kind of unique in that you know we have this giant runway lay out that. You know in in many ways serves the needs of the tenants airport, but also another ways you know uniquely serves the needs of Va.. So it's, it's a very big airport for. For what it is, that's kind of neat but. But yeah kind of going a little farther afield of of. I all A- Wisconsin That is sixty three Charlie if I remember correctly. I look. Central County, airport. Is a little grass strip about twenty miles thirty miles, maybe north west of of Oshkosh. That has three grass runways including one. That actually has a parallel grass taxiway. And plenty of space departure airplanes, they even have a little bit of a campsite with a with a fire ring and. Some showers that are available and stuff like that, so you can come in and camp but it is the absolute epitome of a grassroots airport, and the really neat thing that they do at Iowa is on every Friday. They host a lunch for members of the community as well as members of the classic car community locally. And just fly in there pay a couple of bucks for lunch and on a good day in the summer you'll see I think their record is similar north of eighty airplanes. So that's like a really really amazing annual fly in that we do every every week up here. That place really is so much fun. like you said multiple grass runways and number one. When you when you told me that you're you're airstrip. Airport has a grass runway. You know already sold when tell me has more than one than I. Just swoon a little bit. That's so cool and they've got their. Big Open sort of hangar style clubhouse, and there's a million airplane models hanging from the ceiling and pictures all around all kinds of cool history, and you know a great cast of characters. Food is always amazing. Now one thing that Tom United talked about this before, and we've. We've been up there. Many times in order for them to to make this work into serve food without necessarily. Having to call themselves restaurant you know they're still. They still have To adhere to and everything of course, but basically you join. The is the Central County Sport Flyers. Central, county flyers associated. Center County Flyers, association, and a lifetime membership is something like eleven dollars, and so you get there? You show your membership card, and then you are part of the Social Club and you can, you can eat at. Boy It's it's well worth it. You still pay for the lunch. But, just a just a blast to go up there. See what kind of airplanes come in. You mentioned classic cars being a big thing up there. One of the biggest car shows in the country, if not the biggest actually held up there, and I allowed kind of out of the way out of the way spot and that culture pervades around. I think so many of us who love airplanes can appreciate. Cars and motorcycles and other vintage machinery, to yeah, and you mentioned the CL-. The Central County Flyers. Association I believe under Wisconsin Law. If you're in a social club, it has to have some kind of a common purpose so in order to join the Central County Fires Association you must. Attest that you are dedicated to the promotion of General Aviation. That is something that I don't think any of us would have any trouble doing. and. I'm willing to go on record. Yes, we can. We can manage that. So Chris, how about you? What what are you got in the Mid West you like, so? I'M GONNA turn slightly south and talk about the fond lack airport Fund lack airport. I spent a couple of days at it a couple of weeks ago because they let a stage, the Huey there as we're moving our new edition into the museum. And I didn't realize how busy that little airport is that we had a couple really nice clear days and I was blown away. That was a that was. A Busier airport does few days. I, was there, but what really stands out for me is the early trips when I would come from Pennsylvania to hear you know fund. Lack was the first. SORTA signed. That something was different. You heading towards something great, you know you're you're coming up forty one. It's just on the left side of forty one and like you'd go by this normal general aviation look airport and there'd be like a hell diver sitting next to the road. See. You knew that like that's not normal. You know and there'd be a Corsair there or and. It was it was basically overflow for the show and They basically had their own air show down there. I mean you just walk around looking at some of the coupons just park down there either you know someone rides or waiting their turn to get into the field here Nash cash in but it was always that I like I remember. It was probably pretty dangerous because we would always likes trainer. I'm probably not pay close attention to the roads. We should pass and fond lack airport just to. See what was out, and what was there and it really really helped peak the excitement of close out ten hour trip
Petit Bourgeois Loire Sauvignon Blanc 2019
"This day from cheap wine fighter dot com again and we're GONNA. Talk about why we did a full review on the cheap wine, five dot com website for a one one of my favorites. This with teeth bourgeois. Saab, Yom blocked from on rabies a Joie. From, the Lord, Valley and I love Laura Valley. Sauvignon blocks favorite one to a tasting long time ago, even be four New Zealand became a thing. And it was just bad tactic. I loved it and. Even though this isn't from the fancy places, this is not sincere. Or however you that pronounced. Fancy places I've this is just the regular. They call this their entry crude they. Family Bourgeois has been in lower valley continuously. They say sometimes it doesn't happen for ten generations, which is a long long time specializing Soviet block and feeling you're. So. They know what they're talking about and. I don't know. Says the. WHO's wild bottle? It says in the back that doesn't mean much. Though family! Was Wise probably ones made it, and so you know there's all these legally things and plus their websites as I, G P. De la. OBE. Level below the. AFC wines. The government regulated wines, but the wine label says it's table wine, which is the bottom thing? So. I hate wine labeling. It doesn't tell you anything, but this is from people who are making wine in the area, making this kind of wine for generations. I love the stuff. I went to a wine tasting and it tastes like sunshine bottles smells great to taste. And every time I tell people I love. Laura Valley Savvy unblocking Oh. Yes, I'm crazy about sincere. No No, no, it's like. The regular stuff you don't need the. Really Good I'm not complain about San Sear. But. That's all you ever hear about you know. Get the regular ten dollars stuff. It's hard to find. You can go to any grocery store and find a New Zealand, Soviet, block and probably stuff from the central coast of California, and maybe even chilly, and what have you? Try to find a valley ten dollar twelve dollar. This was ten ninety nine sale. You can't it's. Amazingly good so. Because, it's got that kind of a city. That kind of makes you take a SIP. You don't want to go, you know. vitas graphic drink. They don't think. That's a good. Thought not that thing thinking all that important when you're drinking. Whatever? Here. We go, so this is. Every day. Saab Yom Block. This is the kind of wine that people in France drink fits. If it's eleven dollars here, it might be a couple of bucks cheaper. They're. Going to blow out your budget, and this is this, is it? This is great. Taste doesn't have that the spiky thing you'd get from. New Zealand Samuela. Flay or spikes, which is actually kind of appealing Ben. Can't complain about that is that is kind of what's cool about? New Zealand soviet-bloc. This kind of got. More. Smoother all encompassing thing going on just the knows is beautiful flavors rate. It's just easy to SIP. You want to keep drinking it. Really this my favorite you know can of. This is one. The first Lower Valley Sabi on blocks written about and we've been doing. Cheap wine finder for. Eleven years. That's kind of like the point where. Going to the grocery store to buy Saab Block now. I'm going to have to go find. A good wine shopping leg fight my way through the sand sears every be jumping out at you and just trying to find a good simple everyday savvy on blind.
Businesses Complain Generous Jobless Benefits Make It Hard To Find Workers
"Tens of millions of people are out of work because of the corona virus but if they apply for unemployment they get six hundred dollars a week which is more than some were making in their previous jobs. That was a deliberate effort. By Congress to cushion the economic fallout from the pandemic but now those benefits are getting a second. Look here's NPR chief. Economics correspondent Scott horsely preschool teacher. Lady Morris has been out of work for more than two months but the Portland Oregon Childcare Center. Where she worked is thinking about reopening. Moore's is dreading it as much as she loves the infants and toddlers. She used to care for. They always have naughty faces. It's just one cold effort and other. That's just the name of the game in daycare and it feels just like an epicenter for spreading disease and it feels really scary to go back to that preschool. Teachers don't make a lot of money. Thanks the extra six hundred dollars a weekend. Unemployment benefits the federal government offering during the pandemic. Moore's is actually making more now than she did on the job. She hate to give that up if she and her fellow preschool. Teachers are called back to work. It's terrible to say but we're all doing better now. It's hard to think about going back to work in this pandemic and getting paid less than we are right now. Where we're safe at home and minute quaranteed. Atoms of Gravel Switch Kentucky is in no hurry to go back to work either. The cracker barrel restaurant where he worked has just started offering limited indoor dining again after weeks of takeout. Only service. Adams's worried though. Too many people are still getting sick. I don't feel like it's over yet. I would wait to see as things we open. If the case load increases again for now Adams has decided to stay home mostly out of concern for the four elderly relatives. He lives with but the extra six hundred dollars a week and unemployment. He's receiving did factor into his decision. I would say it has to some extent it still really needs to be more about my family members but it's been very generous having the cares act. Some business owners complained that generous unemployment benefits are making it harder for them to find workers. Rachel Davis runs a consignment shop in Warren's bird Missouri since reopening this month she's been buying hand sanitizer by the gallant disinfectant. Is My new fragrance. She jokes she's living traffic in the store to three customers at a time and everyone who comes in must wear a mask customers have thanked us for that and my sales are actually up since we reopened. Davis also gave her part time employees. A modest raise but the ten to eleven dollars an hour. They make is far less than they work. Electing on unemployment one of her four workers has not come back. I know I shouldn't take it personally. That she's doing what she feels is in her best interest but as an employer actually. Kinda hurt economist at the University of Chicago estimate. More than two-thirds of the workers unemployment are making more in jobless benefits than they did at work in some two to three times as much. That's a stark reminder of just how low the pay is in many hard hit industries when millions of low wage workers were suddenly forced to stop working to protect public health economist. Joseph Vavra says there were good reasons for the federal government to step in with some relief. Getting people money today so that you can buy groceries and NOCCO hungry getting people money so they can pay their rent. The basic necessities of life kind of makes sense still bobber and his colleague. Peter Gong say the flat six hundred dollars a week. Benefit does create questions of fairness especially when other low income workers are still on the job doing essential. Work if you're a janitor and you work at a hospital you're facing increased risk at your job and likely have not received a pay raise but if you're janitor and you worked at a school that's shut down and you actually get fifty percent raise from claiming unemployment benefits likewise retail workers on furlough or collecting forty two percent more on average from unemployment than the grocery workers who are still busy stocking shelves. The six hundred dollar week benefits are set to expire at the end of July and Congress has to decide whether to extend them good on. Bava argue with double digit unemployment. Maintaining some kind of increased benefits will be vital but they suggest those benefits could be more closely to workers old paychecks so as not to discourage a return to work so new chartier and her husband opted not to go back to their old jobs with a Wisconsin. Furniture store customers. There aren't required to wear masks then short worries about infecting her mother-in-law. We're lucky and we can decide to stay home. And I'm grateful for that and I know so. Many people can't make that decision and I. It's really hard but we don't have feel like it's safe to go out short to your nose turning down. Her old job may cost her unemployment benefits and she started look for new jobs. Maybe one she can do from home or while. Otherwise avoiding risk her number one question for would be employers. What are you doing to protect your workers?
Big Cat Rescue founder now selling coronavirus masks
"Carole Baskin founder of big cat rescue and also one of the stars of tiger king is now selling teams face masks printed with her very own catchphrase Hey are you cool cats and kittens Toby's gonna buy one for Kayla producer Kayla yes proceeds from each eleven dollar double layer mask will go to help yes the big cat rescue efforts as well as supplying masks for first
Carole Baskin of 'Tiger King' fame is selling leopard print face masks
"Fans of the Netflix tiger king can now scoop up new face masks cool cats and kittens a cat rescue Tampa Bay times reports the big cat rescue founder Carole Baskin prominently featured in Netflix's tiger king started selling the face masks or they're often quoted catchphrase Hey all you cool cats and kittens now the mess cost eleven dollars each they come in black or leopard print they're being sold to raise money to help big cats portions the proceeds also support first
Loopholes In Small Business Relief Program Allowed Thriving Companies To Cash In
"Here is the harsh math of the paycheck protection program. Hundreds of billions of dollars in USA government loans are not nearly enough for every small business in need so in one company gets alone. It that others may not. That's why it matters that accompany received millions at the very moment that it's business was booming. Npr An investigative correspondent Cheryl W Thompson reports. If there's one sector of the economy that's in high demand right now. It's medical testing earlier this month. Long island-based Kim Bio Diagnostics was one of the first companies to get emergency. Fda approval for blood tests to detect covert nineteen antibodies and says board member and former interim CEO Gil page. They're looking to grow and order. I the ramp and as the things we need to do to increase Armenia factoring capabilities. You know we felt like having the supplemental a dollar amount or law is very helpful in helping. Us employs people alone. She's referring to the SBA paycheck protection. Program Kim biometrics diagnostic tests for all kinds of infectious diseases. They worked on HIV EBOLA ZEKA and others. Fda approval of companies fingerprint cove in nineteen tests created a huge opportunity. Their stock price averaged about five dollars a share over the last year and yesterday it closed at about eleven dollars the paycheck protection loan would give them the liquidity to help them grow. They applied for and got nearly three million dollars. When you get these pandemics and there's all of a sudden this big rush and you need to be able to supply the problem is. That's not what the paycheck protection program is designed to do. The goal here isn't to expand the size of companies. The goal here is to kind of keep them alive while we get through this crisis. Margot D- wine is the senior policy director for the Committee for Responsible Federal Budget in Washington. Dc He says the program is for companies that are struggling losing customers laying off employees on the brink of shutting down companies. Have to self certify that they need this money because they are experiencing adverse effects if they are not experiencing adverse effects. It's probably inappropriate. Gilpin says it was totally proper for Kim Bio which has gotten government grants over the years to work on diagnostic testing to take the paycheck protection. Money when you have a crisis locked it a lot of the customer base that you dependent upon your revenue Kinda slip. Serve here to the side so another. I stay viable and we felt like we needed to participate in stock. Price doesn't represent necessarily cash in the bank. One issue with the first round of disbursements. Was that the law was murky. Florida Republican senator. Rick Scott expressed concern last week. The company's not heard by the pandemic found loopholes and got millions of dollars and remember even though they're giving us loans. Most of the money will be forgiven by the government. As long as it's used appropriately earlier this week officials began issuing a second round of loans. Three hundred and eleven billion dollars. The question is whether mistakes will be repeated. Go Wind says in fact in this next round of funds it looks like the SBA. We'll be doing some more oversight Treasury Secretary. Steve MNUCHIN has tow companies that received money but may not have qualified that they have a grace period to return it the SBA told NPR. That two billion dollars has been declined to return so far that money will now be available in the current application process. Geico page the board member at Kim Bio says the company hasn't decided whether to return the nearly three million dollar loan it
June crude futures extend losses, dropping nearly 25% to $10.30 a barrel
"Yeah I mean what happened in the oil market yesterday so let's get to the markets WTI down seventeen percent were just below eleven dollars a barrel all that we plunge twenty five percent yesterday was about the biggest oil ETF U. S. I'm selling down its June WTI contracts without exacerbated the volatility is sold all his holdings in the June WTI contract what you saw was a widening in the spread between the June and July a double chocolate tracks as some people trading around that and you do start to question how much more volatility we might see until the contract expires on may of the nineteenth Brent down five and a half percent to eighteen eighty nine dollars a barrel and of course the backup tool this is still concerns about Dimond and of course concerns about storage U. S. produces has started making crude deliveries to the country's emergency stockpile as that storage space is running out of in terms of how that played out in other markets interesting you actually saw the S. and P. five hundred at its highest since March tenth yesterday so didn't seem to reverberate too much across equity markets U. S. futures right now all over the weekend on two tenths of a percent own S. and P. E. minis were flat on Dow and nasdaq futures in European equities we were seeing futures slightly positive and now that we're actually into the open six minutes and what just up a tenth of a percent so a little bit of positivity that but nothing much to shout about the ten year treasury yield steady on a sixty five handle quiet in European bond markets as well ten year bond yield ten year gilt yields go no weapon in terms of FX you're releasing some narrow ranges in most of G. ten other pre but dollar index is up two tenths of a percent and it's largely under performance in the key we that you're seeing and that's to do with a rate cut bets around the all B. and said because of a note out from westpac already covered oil so that sit in the market today
US Crude Oil Prices Go Negative As Demand Disappears
"Oil prices are in freefall lockdowns across the world have dealt a huge blow to demand the US benchmark for June delivery plunged forty three percent today down to eleven dollars and fifty seven cents a barrel. That's a twenty one year low and it comes just a day after some contracts fell below zero for the first time in History Brent crude the global benchmark followed suit Brench for June. Delivery dropped twenty four percent to nineteen dollars and thirty three cents a barrel joining me now to explain as Wall Street Journal Markets Reporter Amorth Ram Kumar. So amorth put this in context for us. What are the economic implications here? The energy sector crisis has massive implications for everyday Americans in the world economy just here in the US. The energy sector has become a huge industry. And it's very important geopolitically and it employs so many people so the prospect of bankruptcies and mergers and acquisitions for some of these beleaguered companies is really staggering. We're seeing the focus of even stock market investors kind of shift now from the corona virus temporarily at least to this existential threat facing a critical industry. People think that oil demand and fuelled demand will go back up once measures to stop the spread of the krona virus or with did but for now people can't consume fuel and that's really driving this chaos. People say it's really an oil crisis turned upside down. So many Americans remember previous oil price spikes causing inflation eroding consumer spending now gas prices are cheap but no one can take advantage of it and that could really fuel a lot of chaos in the energy sector and when you start talking about widespread bankruptcies and things like that. That has the possibility of Stan spreading into banks which have learned heavily to these companies in recent years. Are we seeing this begin to impact? Us oil production at this point. What's happening there? Many producers are trying to curtail production but the measures are to. It'll to wait in North America in the. Us and Canada. Many companies have been forced to shut in productive wells. So when you think about that. That's pretty staggering. These wells that function normally and at certain prices are economic. But now the numbers. Just don't make sense. So companies are being forced to shut in that production and so that's lowering supply. But it's already to wait. The world is simply out of storage in many cases for its excess oil and a price war between Saudi Arabia and Russia that was resolved recent. We really made this all worse so for a few weeks that we supply was increasing as demand was crumbling. And that's made it all just really chaotic. You also took a closer look at how. This is impacting retail investors. What did you find retail investors trying to take advantage of the crude price slump and bank on a rebound have piled into risky? Etf's like the US oil fund which trades under the ticker USO. Hundreds of millions of dollars have flowed into that fund in recent days. And that's very risky. Because is tied to some very complicated oil market structures that make its price go down. When their differences in futures contracts basically the fund is collapsing towards zero and people are trying to buy it counting on a rebound but because of how the fund is structured. That might never materialized and say that's causing huge losses for regular people who are buying funds that they really shouldn't be or they might out fully understand that's again making us all worse kind of the repercussions are really now going beyond just the energy industry and that's something people are very worried about.
New collapse in oil prices sends US futures below $11 a barrel
"Oil is the big story today the may contract roles tomorrow into the June contract and when the futures price does not match up with the spot price to get the volatility we're seeing today oil is way down and that I mean I'm talking down forty percent trading just below eleven dollars a barrel why very little demand and very little storage to place in the oil and so you can get oil very cheap right now but that's not good for the oil market or for energy
"eleven dollars" Discussed on GSMC Technology Podcast
"Subscribers pain that eleven dollars a month versus people who don't use premium are just basically listening to the ads and see how they make over the ads so this interesting to see that it's it can only imagine the make more with the people paying directly to them and were having to go through those add companies that put up those pretty pretty crummy adds that nobody we won't wants to listen to every every three or four songs so might as well this pay the eleven dollars because actually it's completely worth it and coming from somebody like me who listens to that that the music a lot and listened to on most of my drives and they have not only music they have comedy on there and all that kind of stuff so got to be happy to see that spotify publicly being traded i can only see probably i mean it's gonna be interesting i don't see it skyrocketing to begin with it's pretty much found its groove right now regarding was kind of money it's it can make you if you're looking for somebody like you're looking to buy the share by a few shares of spotify i think it's going to be kind of sitting where it is for now if there is another big advancement if they make a maybe a partnership with a car company or a speak specific speaker company that comes with it or something like that we're going to see a big big user increase and a big volatile spike in in purchasing i wouldn't really see much growing up and growing up much this you're gonna see a big big user increase in people shifting over from apple music that's the one thing they do have a big competitor when it comes to music streaming in that whole subscription service to music that's definitely the big giants in over in the apple so that's the spotify peo interesting enough that see that they go through a lot of money in order to do that they had a raise about five hundred million dollars to get up to the point where you need to get public but it is nice to see there is a company like that that is trying to battle with apple and they're trying to get their their big boy pants on now in order to get on that nasdaq and new york stock exchange and to be able to be taking for for for real i mean taking real not maybe be pushed around so much by those.
"eleven dollars" Discussed on Back To Work
"We we could do better than this but no wait a minute we can't because like we'd on and really on spiderman in the movies at so i'm gonna find this i think my says pointing me to this a long time ago dc marvel movie chart but it's it's really crazy and there's some real like outliers about like or a questionable ones like oh gosh who's really allowed to use this as this person's name well if for example iron invidual guy to marvel character movie rates oh my god hilmi funds for him uh oh it helps not to updated aca good this from two thousand fourteen do you want an in skype or text odd tax please clim looking at looking into one of these keyboard owner said dostiev the mac specific one i have the donnas key borer is of the four three of the four i'm looking is it a professional the ass i'm looking a have the ono da yes a four m something try that dusky for him the geek to end a her a harm but look at that like dumb worth a really crazy one oh like she hulk name more the leader the leader right of all things is his universal this is so weird it so we'll deliver that we're crossover once or like kingpin like we're who's kingpin belong to alpha flight all good at still i'll fine um and stanley's up baron bright deserve loading excelsior.
"eleven dollars" Discussed on Back To Work
"We have i don't know that's i don't know there's so much about that world that seem so foreign to me you know augustalike of speculative fiction like a sifi like fish out of water like separate wives thing like why am i the only person who thinks that this all seems very strange you know anyway thanks to our beloved our listeners for for responding we'll try to cut down on the inside jokes will try to be more helpful will try to reconcile the various a cup of universes um you know must have all to you the customer by think it's going to be a really nice to have all these different franchises in in one place but you know i was thinking about like why would marvel do that but then i realized when marvel was doing that number one they needed the money but number two they weren't in a position to do a movie themselves about spiderman they will couldn't do that the you know what i'm saying they didn't have our own in studio like they do today and that that's why we as we talk about like once a month that's why iron man and batman begins that's ryan's yes a fascinating it's like oh my god these can be good these asked to be good and not camping campi and avert a you know like this comes back in the day when like a movie studio just made movies a tv stage new studio just made tv shows and a comic book company just may comic books you know and like it was there were these walls up in between them and you know you might have a movie company saying we'd like to do a movie about spiderman and marvel would say a movie about spiderman sounds like a great idea passed the money to do that and the movie company would say will give you a lot of money and we can make a whole bunch of movies made marvel would say great because that way i can keep my desk i can keep the power going yeah please a to have some fun with spiderman and then all of a sudden they realize wait a minute.
"eleven dollars" Discussed on Back To Work
"Chris evans in that you get cillian murphy that the hanson scarecrow guy from uh uh uh the easter not when it is larry at twenty th these later he's in that sunshine to very good movie it's got it's got rose burn sunshine onto wanted it takes place in outer space yes i love them movie have you seen it many times is pretty good it's a very very good it has a as free alien egaf very much like an alien meets two thousand one rhind of right right or moon maybe even moonlighting lena my son found moon and watched it and loved it did a mess him up uh he immediately kind of it's kind of a head of gas he guests one of the plot twists a very very early on all all right right uh which disappointed me tremendously by yeah he loved it it still messed with his had enough and uh but he loves it but baby driver he watches it every day now kept watch them how he watches has to violent dan oh he i told you he's the violence dozen phase him that's how only he's a pacifist okay that's good movies are nice we probably won't have to judge i kinda want to get to this followup aren't although it's a little bit long as followup goes on watching it through this quickly add to um two good piece of follow up a listener logan a writes to us on what i'm calling windows as a feature not a bug i'll lose her logan says i just hasn't thoughts on the topics of this came from a topic ddt last week week before something like that were listener red to a saying like hey i can get this totally cherry job right.
"eleven dollars" Discussed on Back To Work
"I don't even know if it's the name quicksilver could be in old fox movie anna marvel moving right so like but sometimes it's because you're in the avengers sensitive because you're not in the xmen you can have mutins but they can't be it's utter centers and raising landtbe called mutants they and they can't have been born with their powers but they can have essential the same powers in the same names when you end up coming up with stuff like like who makes ceramics dead pool that some two fox it's at fox or is it sony going into fox i think it's fought like you end up having these characters where it's like really close either is already so many newton's that have similar powers install very strange josh berlin now just bones going to be cable right i thought so yeah i think so oh oh here's the classic up michael keaton metal kansas spiderman michael keane was in batman up james marsden what would what did he do oh it's superhero hype well musleh going cheat and style here we go ben affleck hogg here like was daredevil that's right that was forgettable i'm like what i know he's batman what did he do on marvel she cut this is so that was a long time of our james marsden i'll use in superman returns and he's the he's the 'cyclopse oh oh i thought we were done with the galleries guys we still doing this hour have to click through to get to see all twelve men the ones in between our ads uh so stupid i wish to good oh god of course chris evans he'd been in everything sorry excuse me there was an air now has rarely perfect chris evans has been in lots of things um he's literally every superhero my my my friend and co host next tankan told me one of his favorite movies is a danger formerly called sunshine from of just a few years ago and i watched the other night i think it's really good and he's in that chris evans is in that.
"eleven dollars" Discussed on Back To Work
"Um the air who given want uh ryan reynolds way that's when talking about how uh but there's other i promise right i out of these the buzzfeed article see i don't know that if the buzzfeed article but i feel fairly certain that if i search for actors dc marvel the first result let's go find out networth feet d c marvel now what's going what is the story now where one of the franchises bought another one of the franchises and that means that they're going to be able to do different things with the xmen now oh you what what happened there's plenty of deeper and smarter coverage elsewhere but these short issue version is that disney is going to acquire most of fox excluding fox news and a couple of other things that rupert murdoch really wants to hold on to but that means that now pretty much it it it it would appear at this point that things that you can seem intractable e difficult ling the fact that marvel had sold off the rights to the fantastic four for like you know eleven dollars and a bottle in the nineties at the you know because martin went into this fire sale mode like i said there's a way more coverage of this than i can do well but marvel was really hurting and they were selling rights to their stuff for pretty cheap end it had a couple of problems i mean one is they did that not long before the kind of rebirth of the colleague willi nope maybe the platinum age of cali but movies but marble had sold off the rates to so many of their own things that any how do you had even put this you'd you'd actually need a diagram to understand why.
"eleven dollars" Discussed on Back To Work
"And i would just the painfully bad reenactment in actors that listen up being like the real people at is that the atom washes father what this oh john walsh he doesn't have this quiz members horrible thing to happen with the sunday at any document activists young he started that show i think that's right him blake nelson i would love to have lunch with tim blake nelson i bet he is smart and cool and i'd like to have lunch with donovan mcnabb retired eagles quarterback donovan mcnabb i would also have wanted to jimmy simpson obeys a riot peter sars guard they used to be my uh my wife's peter scars guard is the with a clown right peter peter sars guard is the clown and then eric is the vampire a we're talking about always sunny in philly no i there's one who played the clown is the brother of the one is the vampire okay now appears sars guard was in use in that are broken glass shattered glass movie with with the iheart i walker he was yes yes has your have you shouldn't your kids die hard yeah i gotta just to show them this christmas it's a christmas midway on the ball i know i'm on the bubble sohar all what are your holding back as cursing person you smile is just one right yes those are sexy stuff in it no but the violence by today's standards i mean harry potter is more violent than this thinking that but isn't it radar are but from 1992 or whatever but it's a christmas movie as a christmas movie it became a.
"eleven dollars" Discussed on Back To Work
"You don't see among over at all i thanks buddy and then the last chance before that we had the eat the same order that the president gets from mcdonald's so that was interesting i side the eu tweeted or posted a photo and it looked like you have big mass and other things you big mac center flare fish an a chocolate she why so much that's what the president orders and eat as a meal from mcdonnell every time we're really underscore this this is not a thing that happened one time when he was like having a weekend with friends his go to order according to core louis dusky is too big max to flatfish and a chocolate shake did you eat all of it uh i ate the eight all of two big mac night eight all the big mack twothirds of a full of fish all the insides out of a second big mac all the inside zeller quarterpound over cheese 'cause that was my special half neural of law larger of fries and even touch the second flatfish that was rough so so he severe interest dan a you really thinking about this when i when i tell you i want you to think about the concept the two big man thinking okay how many pieces of bread or a big mac 3 okay three times to fix plus two times too ten each 10 pieces of bread he eats like half a loaf of bread just the brad from those seventy years old anything like what i'm first of all if i'm seventy that's exactly are gonna wanna you know when i made it with a seventy nl.
"eleven dollars" Discussed on Back To Work
"It's it's i just such a wild guess why any of it is in there some of it i get i get why there's lots of like upbeat pop like guitar pop that's mizzou what i like then they'll be some really strange hip hop in there and i'm wondering like how if it just like a fairly limited supply if it's really like it's like you also get on apple music you also get the lake your your favorites mix which obviously is pretty good because it's that i have listened to tons of times eldest foo fighters surprise surprise but yeah it's really strange i i've wondered that too because meant now the my kid is we've got a family album music account and i i bet she's pleading the crap out of our results she certainly not helping me on youtube oh my god youtube man i could seventy suggestions for like five minute life hacks videos and like this bizarre thing she watches were these two women play prank signing two other it's really i don't like what that's doing to my now i know i feel bad about that my son loves my son loves youtube and always is watching and so i set him up with his own account but like i have the log infiltrating now i have the log in foreign did you vote the age i would never do that okay and and so but it comes to my email and i can see what he's watching and everything else so i mean all of it by the way he is i have to commend him casey's listen to this in the farflung future on off he he is he is very responsible he watches stuff that i totally approve of but it's like you're saying it's like i'll get these emails because youtube sends out these emails for like all of a new episode of um you know such and such person plays nintendo it is out and you know and there's a lot of that and then the he watches a lot of science stuff and other things and like i don't know of it was if it's lock or good parenting or whatever but he he really.
"eleven dollars" Discussed on Back To Work
"His slacks a man of people like just like oh my god i've got to get all my stuff off before this just disappears i do periodic once a month i'll usually do a are you are you ready to leave soundcloud here's the discount thirty percent for three months or something like that um for for fire saada usually tweet one of those out uh because and that's been a lot of the customers coming to fire site of come from you know they've been on soundcloud and they got worried about they were on limps in in there they don't like the user interface that want to try something better and you know so like that's really interesting though to to see where these people coming from and why what are they leave him at soundcloud kind of scares me but what i was going to say about this spotify algorithms was for the longest time there every week spotify would come out with a playlist it's called discover discover weekly i think or discolored that's very good for the region's mix that zone only at it's been great for the longest time and i don't know why i don't know if it's because my kids are now requesting music of their own to be played or what ride rain it has gone totally down downhill in a ono gay i lived there now out of a list of i know fifteen twenty songs they'll be two or three better even listen the ball and i think it's because i skipper round two different genres a lot like one day my son will say oh i brought wanna hear blue moon case in our playing some do up songs and then i'll knee later in the afternoon now we're playing some dead mouse and then the next day it's smashing pumpkins and the day after that its nerve honor i don't the end the next after that it will be all willie nelson and johnny cash and i think it in dozen and and like it doesn't pick it won't say oh well down likes johnny cash i will play one of those and those that happens in these little subgenre daily mixes that it does those are great but when it tries to figure out a weekly misery its complete crap now i don't bother lane strange i as it happens i listened to the apple music a new for you today.
"eleven dollars" Discussed on Back To Work
"Totally make sense in my little you know my little half acre totally makes sense right now due at friday forty seven point three percent overcast route twenty seven point four a pocket gas twelve point seven i apple ios podcasts the nextbiggest his web browser at two point nine percent and there's a long long long tail yeah i mean that's isn't that crazy it is crazy it really is and it but it makes sense to me uh and and that's the thing is that people people really like control over their podcasts and how they listen to them and i hope they do 'cause i turn this stuff downer left and right and i always i need it i need to update my attitude i really need up to my attitude i got such a bad taste with all due respect to everybody frac it's such a bad taste my mouth over the past five years from these carpet baggers showing up with these crazy agreements i don't think people are readings agreements i do and some of them are bananas they're not doing right now it's great will host a fouryear year will cost anything ethics soundcloud has icon like we'll take care of everything for you and it's like but we don't read this stuff in there about like they're going to release eur feed they're going to do this with it it's only could be available certain even if they're not doing any of that you have agreed to let them do so much banana stuff you have no idea if they could come up with some kind of a lot of not all of them and i'm being very general but like the idea different you ever look at these agreements from these companies i have yeah i mean they're they're in the wrong oyama them kind of crazy nerve all very crazy and i think those things are just there because they thought maybe they could get them to be there i'm not really worried that there ever going to do any of the banana stuff the day i think they're they're telling very few of their partners and users about that it up at they are swinging from the rafters in every pitch me to talk about what's in that agreement the i i'm sure who's gonna army news investing all this money in these ponca startups what is the benefit the any of those things bring okay i love this american life comma like if.
"eleven dollars" Discussed on Back To Work
"Poverty sucks poster yeah i mean it's you know ended fluffed up your beanbag chair but that illu right in front of the tv the little yeah but you know the thing the gets me is there it it does work how easy is it to watch the next episode of the thing and when that's done or when you're movie is done they're just going to here's three other ones are like a good followup to that i mean and that's a powerful powerful thing for them because they know that people are going out last they're staying home more there watching tv more but what they're watching is in uh live tv it's it's not network staff it's stuff on netflixing like netflixing we said this last sounded like i just want to drive this home again netflixing went from being a company that specialized in old stuff to a company that specializes in brand new stuff that you can only watch their that never makes it to cd because people are just streaming it like that the fact that that net flicks hulu and probably hulu in the future even though they just got bought um you know the the this is the future of how people will watch stuff and i just don't think the world of containing attention it it is such a strange place and that we are all to some degree manipulated by it you know mya um the the last people in the world to resist it our podcast listeners to be honest because they're making more intelligent choices about what they listen to next at least until the abc comes out that manages to suggest something perfect for them i mean like spotify for me for the longest time the longest the arms different spotify all yeah yeah that stuff is in there i don't think anyone listens to it through spotify but it's in the arma i'd love to find out so listen spotify yeah the stats are are available i've looked at the once in the numbers were so he will tillis his economically their comically low yeah they were so like if okay i i thought i i didn't know if that was just like i can go and you know any of these like i could do by friday and it's like so many people use overcast like a yoyo it's clear easy how many people use overcast.
"eleven dollars" Discussed on Back To Work
"Um you know magazine articles back in the day about the psychology of a grocery store and a lot of that stuff summits drew a lot of it's not true the stuff about why they put milk where it is according to i wanna say radio lab has way more to do with how you unload milk and keep the cold the reason milk in the back of the store is not to make you walked to the back of the store for milk is because that's they have all the cold stuff together and you unloaded from cold truck and spoilage is an issue that's why it's there but there was don'ts sentence on tons of this think pieces and i think you know with celtic were in agreement that the one thing that seems to be true is that they want you to spend a lot of time in this app and it's a little bit like a casino maybe rank where like there's very few right angles on a no clocks and you're supposed like if you walk through the blah jio mo st louis state of the blah's you i can never figure out were aromas because there's nothing to orient by it it just just lu lu the pushing your baby who took this film room coin like where are the elevator those disneystyle site lines to make it impossible to see where anything is like i think there's poker here but i don't know were our room is the nasdaq their goal right never leave the casino that's kind of the well it's not yet right net never but there's they don't want stuff there that's going to make you feel more matured and oriented they would rather you feel kind of unmoved word and disoriented and i can't help but think they're trying that a little bit with this like why how 'bout this everybody knows if you're a tv business industrywatcher like i m informally.
"eleven dollars" Discussed on Back To Work
"When can't i find a job why can't i be happy it's nice what do you get we type white why can't um uh some of the same ones why why canada why can't i cry why can't i eat why can't i find a job why can't i we the judge show title rijeka why can't i find antiporn why can't be more antipoor like you know it's going to be very revealing about you so it's kinda funny though because it used to be i feel like the time was that gugel was seen as we can talk about things that you're pedrag and you're talking about like where there was like ap eyes for showing what return something was you know on a page of returns and people would go like one two three four or five pages and then google got better and better and better now people very rarely go to a second page on google right uh but it used to be a way of like a kind of a measurement where you could say to somebody okay go google for this and the third entry for that exact thing you type will be this digitally there was a time and that was before the algorithm guide real good real good good but you returns i'm going against what might vary by geography but now at varies on so many factors um the key can make you feel a little bit on moored it can make you feel without even realizing it you might be might not realize how much in a bubble are with the news that facebook shows he returns the google provides you against facebook somewhat notoriously really wants you to see stuff that you're likely to lake and agree with rather than something that might be somewhat newer regardless of your political vantage point or ethical social whatever though might be something will be more nutritional for you to read uh these and exactly something you agree with yet so i don't know um and and the reason i say all that is because like i maybe this works it probably works on me and ways i don't realize but it's also funding to me that like whatever benefit they're getting out of that i am so effing put off by the trailer thing i don't know anybody that likes that and i.
"eleven dollars" Discussed on Back To Work
"Uh for for good for the show fuller for the show photographs will go to show it's called they'll come on what's the cartoon cartoon movie dead book of life book vocal life applicable life book alive book it book it up oh yeah james thompson did a markup chain thing to come up with dr who um episode titles and it's really really funny because they are actually really astonishly astonishingly similar over the fifty some years of the show the book of life i thought the trailer four koko look like a lot like the book of life which the very good movie and like kuito and the two strengths wrote was calm so we will have i feel like i know i know i've had all speak for myself i have had that experience oh my god the trailer for brahms stoker's dracula drop goal drought of the coppola movie made that movie look so good it was such a good trailer anyway the point being that it works both ways and that the net effect is it's at least bewildering and often disappointing when you feel like you didn't get what was printed on the tin to some extent yeah i know what i mean yeah and i'm now i'm thinking of that hilarious things somebody did were they made a trailer for shiny the shining but they made they made it a of romantic comedy about russia little danny getting a new dad right now got like salisbury yangyang doomed human dignity.
"eleven dollars" Discussed on Back To Work
"This is an article in radio times in it says the title of the article kinda says it all netflixing even personalising the art work it shows you uh uh based on your movie and tv tastes and so what's kind of cool about this as if you were on your version of netflix exits running on your apple tv or mobile device or however you're watching it that if you were to see a uh a recommended item for say and the example they uses goodwill hunting if they see that you've watched a whole bunch of other robin william films it would show you goodwill hunting with robin williams character on the recovery of enconomies unom netflixing says the like if you've watched like arrested development and zoo lander and ryan we're going gonna show you one with robin williams right and enzi lots of romance stuff right than it it'll show you um you know the one with matt damon and his driver yemeni driver her full name is a miniature miniature tries his hat so but you know and so that's a very interesting and they were talking about the algorithm of how this whole thing works and it's it's really fascinating because they are really this is the kind of i think the kind of ad personalization that has been the holy grail of add personalization in the sense that you know they understand and no or they're out other algorithm knows that you know you have watched a certain kind of tv show a certain kind of movie and you've done it over and over again long enough that it knows okay you you kinda like comedies so i might want you to watch something and maybe it has some humor in it but it's not quite a comedy but i'm gonna show you the cover that most makes it look like a comedy so if i do that year more likely to watch it and the interesting thing that it says at the end of this article is um they say is something like it doesn't work and it says i had high at has worked there was a s quote significant lift in our core metrics as people engage with netflixing recommendations for tv shows and movies so they are actually getting better response and people watching more stuff by showing them those are commended things is pretty.
"eleven dollars" Discussed on Back To Work
"Red et and i am searching and click on nike and get to it this way okay all right now he di i t dot com um so i read it i studied the results are not always for it useful to me uh apple tv mr roh by it's not like i mr robot and the people behind it are weird enough and and interesting enough and disruptive enough that i could see them making something like this happen somehow like oh my god they don't want us to watch mr robotlike they're making it a challenge for us to hack it and figure out how we can watch mr robot blake regular we gotta we're going to act the encryption regulars liberal don't get to watch was robot only people who like so if you just try and watch it like now you're not going to get it abide by give you hack around if you find and another week into the system man and an outdoor yeah on on on the red it a red durr read mm hmm a guy post a thing it said dimissed rely aca apple tv don't leave me people were able to find in washington on me now and it shows the his screen with words mr abide businessmen are i circle yeah and then somebody response that saying exactly the same behavior for me was season 3 of mr robot up before k hey anybody out there like i don't mix of things and not as has done a blanket party but if you've bly mr robot on the itin store and you have an apple tv a could you go see if this happens for you.