18 Burst results for "Eight Thirty Eight Thirty"

"eight thirty eight thirty" Discussed on DSC On Demand

DSC On Demand

03:42 min | Last month

"eight thirty eight thirty" Discussed on DSC On Demand

"Bobby. Auto a new last name. Wow i could see. Those courses really helped out a lot there. bobby susan. Fun of bobby. The mannequin overcome and most of all the polack year. Now's g bobby. I sure don't please don't eat the big white mints. Oh oh baba your touch here is such a little character be. Did you hear what i'm polack said. When he walked into the bargaining handbook dog crack. What did he say he said. Wow look good. I feel good everybody else at eight thirty eight thirty seconds. This is your one on one sports player or team. That's gone gone nice job five seven one five your ticket to green day weezer while you're next.

"eight thirty eight thirty" Discussed on The Shawn Harvey Morning Show Podcast

The Shawn Harvey Morning Show Podcast

07:52 min | 5 months ago

"eight thirty eight thirty" Discussed on The Shawn Harvey Morning Show Podcast

"Good company and nc in bobby. Thank god this woman deborrah leslie who loved the deputy you know that were shed the story and all of us are responsible enough that are blessed to have a job or even not have a job but are responsible enough to at least pay their bills and this is the person that pays the bills. Because you don't want to have and you cables off. Yes you glad. Got a call customer so you need to pay a bill. You gotta call. You got to work out a deal. You gotta do this. You can look of want. Your bills paid kobe if you can. Because you don't wanna have cova and then you're trying to get your cable back on trying to negotiate. You likes not being cut off because that reduces that stress. Yeah yeah i well. We're going to let you go we. We're gonna talk about. We're gonna talk to the poor every morning. We just like we do what everyone else just like. We do what everyone else we are in this journey with you every day until you become relevant rohallah though had a full one hundred percent recovery and we haven't heard from and we haven't heard from him in two weeks right but that's fine and this is what we're gonna do with our beloved right. We're going to be just. This is just what it is until she recovers and then we just all move on. I we'll go on back to take a picture bed and see what was going on as a lack on on you put it in the room so we can all see member. Well what he did he put his ventilator is little vin and low oxygen tank out there that was actually when he was staying with. Pop hollis so a sis we love you we here for the journey We here with you sean hayes. Jones will continue to call you in the morning. Thank you i. i'm just. I'm gonna put my phone on side yup at night. That's all i love. Y'all like i love reading different stuff. Michael grasp we The queen everybody's reach out. Some brain might try to wake me. Thank y'all thank you for reaching out but don't try to wake me. Y'all don't want me. I want a cologne. We will meet. Hardy is barbie charl like well. We're gonna find out tomorrow morning at seven o'clock i was right. I'm calling you better. Be divorced arabi up barbie. I wake up five thirty in the morning. It'll be all right you'll have to be nice me. She's going to being harvey not less than five. Call me at five. Twenty five call me. Allegedly were battle. You know what. Maybe i should call in record it. S five play our conversation right now. Funny song goodbye bad now. Well hey well she said it. Yeah sean hey hanes jones. Taking that lead picked up their flag. She's going to do with each and every day. So let's follow a journey of our beloved. Make sure she's good. Now forget i. I want to say on a motivation. Newman i am so motivated to call the board tomorrow more. She does she she she. She has motivated me and hopefully she'll take a picture of that medicine candidates. She has on a bed. Shot out six colby. We're gonna go right through this with her okay so before we get into what we already into showing a motivation one. I'm boy can. I wanna thank everyone full coming out last night. I n meal are class at was address again. Eight delaware's okay cool. Thank you so much for coming out for. The bottom of horror folks came out We had a nice size crowd in their last night. Borba cologne was there. Sydney jay was there and The beloved members of our chat who were in the building to show hilarious. Thank you to to new york. King talent who got up there and destroyed the romo special. Thanks to chris. G and ray and a kobe jack and al does well and especially thanks to dj hot source who came a barbeque alone. and He was playing. Well he didn't play music Have music and then at the end we figured it all out. So i wanna thank everyone for coming out and having a good time. We truly appreciate it so much. Thank you the next one. Mother's day where we got folks coming out. This sunday made a knife. You're come on now. Sundays is the new saturday night. We was partying barbecues and their party. A little bit. We was in a little bit after the show party. We had a good good time. And and and thank you so much for who came out of Us last night on. Thank you know we. Actually we went pretty late. We went to nine o'clock but it just like it was still kinda early. It really did not left. I say it's this early and usually we in before that eight thirty eight thirty but we went to nine o'clock we started late so it's a comfortable time you'll come on now. Is sunday as early in the evening. You home from for sure folks get home before ten but usually get home like around the clock so come on out mother's day we've got the mother's day addition matinee dishes mother's day. That's may the knife of twenty twenty one at the i. You'll whiz located barbara eight. One south delaware dr and eastern pennsylvania also guest guess. What guys if. You're in the area on this sunday a barbie cologne Is having her bobby. Cologne is part of lehigh. Valley fashion we showcase some her designs at the lehigh valley Fashion week on sunday. We have a special guest coming in at eight. Thirty to talk about that Hopefully i got a text that to Hopefully the talk about how valley fashion week. So i'm going to go out there and support barbie. Cologne is this sunday. Doubt to be the twenty fifth of april down at the request here in bethlehem pennsylvania. So if you wanna hang out with me tiny he's gonna hang out with me at night so if you guys want to hang out with meaninglessness less feel what's coming out in support our one and only barbie cologne in her designs and and the whole experience italy how valley fashion week. So if you're not doing it out debts come on hang out with your boy sean. Yeah just hang out with me just to just hang out. Let's get dressed up a hanger. So about sean harvey opposition. Don't say that it's not about you. i'm on. I'm i'm in the background. You look on his video. Actually they see you. And i'm just a silhouette see eighty. Did they see both of us. Show and so Less Come on out. If you're not doing that in the sunday let's let's go out there and have a good old town of doors open up at five o'clock is starts at six at the west down bethlehem. I'm i'm hanging out in. Joyti enjoy the designers and also enjoy barbie's design. I'm not saying on an impartial. Everybody is it designers. Only.

nine o'clock new york chris Mother's day Jones Hardy five o'clock saturday night both mother's day eight thirty eight thirty ray tomorrow south delaware barbie last night eastern pennsylvania italy deborrah leslie sunday
"eight thirty eight thirty" Discussed on Skip and Shannon: Undisputed

Skip and Shannon: Undisputed

02:02 min | 8 months ago

"eight thirty eight thirty" Discussed on Skip and Shannon: Undisputed

"And that the other guys not as great. That may facts well. Lebron has been working on his shooting range. And it's beginning to show. Frank vogel said that ron always has a green light to shoot because he is folks probably the best shooter on the team. Shannon my nephew. My nephew by does my nephew. No oh my nephew vogel or saying no no. I believe the best shoot on the team. I would probably say. Casey p i probably eighty secca really west. Mantis has the best three point career. Shoot right he's at thirty eight percent right now if lebron is your best shooter. You're in trouble because he's a career thirty four percent three point shooter. I know he's been on a hot straight. Oh house thirty nine percent about five cases we might finish the season phony really. Will you bet me what seventy five percent free throws nieces. Hovering right at seventy right now we go. We go go to hot streak. We're gonna make team in a row. Be right back to seventy five holding. Well he's right thirty nine. He's thirty nine right now. That ranks eighty seventh in the nba. You love it was killed. But i mean there are some guys that you know that a shooting the ball there like mid fifties maybe even fifty percent from the three point line. Do you believe they're going gonna shoot sixty percents disease. Is lebron going to hold up. It is more likely he over with thirty nine today. Holdup it at fifty eight really. Do you want to bed just a single case on thirty nine percent me thirty. Eight thirty eight thirty eight thirty percents. I'm to give you a case. I'm just going to give you give you thirty eight because you've got career thirty four to forty one time in miami. He's taking more and more threes because he's chasing tried to steal the show today but we ended with the bron- only feels appropriate great guys. We're back save time tomorrow..

Frank vogel tomorrow Lebron fifty percent Mantis miami lebron Shannon thirty thirty four percent thirty eight percent vogel seventy thirty nine percent thirty nine eighty seventh seventy five percent sixty fifty eight seventy five
"eight thirty eight thirty" Discussed on Newsradio 700 WLW

Newsradio 700 WLW

02:55 min | 1 year ago

"eight thirty eight thirty" Discussed on Newsradio 700 WLW

"Williams downstairs western mutual morning first for a touchdown for the second quarter only three point six what top eleven in the country in a bunch of different statistics for a reason they're both very good so both offenses no wasted please role play out there you got to be very tactical with every single realizing your close down the conversions are a big deal today first since the for his four yards down by Isaacs Lee thirty five and so sixty he wanted John Taylor on a real world going down the left side lines but the safety good job reset the football define the card is a little bit of the show was very political don't feel this game is losing zero point six why is this this is this is three interesting place priority list if you think are you just see here the first ranges based on this it certainly you have to understand what it can to make sure that my field goal kicker feels comfortable Sir Paul your play twenty eight thirty eight thirty eight this is it's really like to see this movie feels this is the first it's what you're talking about nine Wisconsin thanks this is the right way because it's the only way you can force field and maybe get picked off or whatnot but if it's any completion you don't even have the kids of the feud with the.

Williams Isaacs Lee John Taylor Sir Paul Wisconsin
Giving a Bad Employee Too Many Chances

Journey to $100 Million

04:39 min | 1 year ago

Giving a Bad Employee Too Many Chances

"About three years ago I had an employee who worked for me and he started off with very little experience but I gave them a shot and he seemed to be very talented at what he did did and it turned out he was. He was very talented. He could produce and he could figure things out so even though he didn't have a lot of work experience it was working out very good from a they work product standpoint. What I've noticed over the years is that new employees. Come in just fantastic. I mean they're like model people people motto employees and then somewhere between the three week and the three month mark. They let their guard down in. The real person comes out and so with this particular person. He let his guard down and what he was hiding was well a lot of have problems. Actually but this symptom that I saw was that he was starting to come into work late. Which I've always been pretty relaxed with star times. I don't say like you have to be here at eight. Thirty eight thirty one or eight forty or you know I.. I'm not like you know like you know red anyone up for that if it's a little like if it's if it's later than acceptable and that's kind of a judgment call then. I'll have a talk with them but it never becomes. Sounds like some sort of formal issue but he was coming pretty late like an hour or two after everyone else now just for the record. I think it's ridiculous that people like some people decide to come imminent ten or eleven in the morning. That doesn't happen here when I'm talking about. Is You know. Fifteen or twenty or thirty minutes. Maybe after the accepted normal time at our business us about nine o'clock in the morning so he was coming in like you know eleven o'clock and you'd have some excuse and then he'd come in at the normal time and then twelve o'clock and then he'd have was sort of a more elaborate excuse and then a third time he We didn't hear from him until two o'clock in the afternoon like I was like messaging him uh-huh and got no response. He didn't put in for time. Offer anything like that. He was gone and and then you replied and he was going to work from home in the rest of the day but he was GonNa Work Eric. Like eight hours and make up the time. And then the final Straw was where he just didn't show up at all and I had been giving him Increasingly More stern warnings so like the first one was an oral warning. The second one was the first written warning in a second warning and then and then he followed just missed work. And and that's what I said. Hey but I don't know what's going on with you but there's certainly something going on with you and I I just can't have this. I need someone to do the work. And you're just not showing up so even though when you come in and you're doing good work. I need someone to be consistent and I need reliability. And you're not providing us so you have to go but the lesson learned here is that. I saw the warning signs for weeks or months before the final Straw of him missing work and by the way. It wasn't even like one time. I think it was really two full days at. He missed if I recall correctly. And after the second one is what I said enough but I saw the warning signs and I didn't take action quick enough and I think that's a mistake that some employers make and business owners make doc is that they see the warning signs and they choose to ignore them and they say well. This person is generally doing good work. I know they had this massive problem over here. But they're doing okay and so I'm just going to ignore it and ignore and ignored and ignore ignore it and I think the real trick here is that you need to take quick action when you see something just that you do not agree with that you do not like you have to either rectify it or you need to address it as quickly as possible and if you know that you've got someone in your company that is just not a fit for whatever reason whatsoever and it's not going to get better which it rarely does you gotta let him go. It's best for them is best for you and you just got to cut the cord as quick as possible so You know you should be hiring slow. Oh and firing fast. I'm not saying that you fire someone like the first infraction. That's not the case at all as a matter of fact in my career as a business owner has been just the opposite of given people too many chances and that's really kind of like the less learned now when someone comes in if they're not fit and we talk talk about it about that right away with them unless we let him go but we talked about right away what they need to do to become a

Straw Business Owner Thirty Minutes Eight Hours Three Month Three Years Three Week
"eight thirty eight thirty" Discussed on #SUNDAYCIVICS

#SUNDAYCIVICS

09:53 min | 2 years ago

"eight thirty eight thirty" Discussed on #SUNDAYCIVICS

"You are a deputy that has caused some problems or you. Don't feel like there you there are going to what i say. Chop wood and carry my water. All i have to do is write him a letter him or her a letter and say you you are not invited to my swearing-in so are they similar to employees at the will of the sharon correct so if if you're thinking about you know i'm on the side for that the way the structure of law enforcement in this country <hes>. It's kind of antiquated particularly what i'm talking about. Police department and i live in new york city right where they like to boast that. NYPD is the largest police we surviving. I called the largest gang right because but that there are some things i think we ask law enforcement particularly police departments to do more more than they should. You know there are all sorts of different interactions that we should probably reform and change <hes> you coming into into power as a sheriff. What are some of the things that you think kevin you have a thirty five year career in las in law enforcement thirty eight thirty eight thirty eight year in law enforcement so you've been a homicide detective you all of this. Whatever from your perspective from citizen's perspective. What do you think we should be looking out. We're talking about the reform of larne forcement being educated. We're asking low gene. We're asking the citizens are asking lowering law enforcement asking him for something this hey can you be accountable but do the citizens know how to to hold us accountable. We do not and that's the issue and law enforcement know that you do not and then the community sometimes arms will not stand still long enough for us to educate them on accountability accountability. Here's an example and and i'm going to ask you this question and i hope that doesn't want you to questions and i don't think you're gonna answer either. One okay okay. What kind on a criminal case is it when an officer takes the life of a citizen on the street. What kind of criminal cases that an officer involved shooting. It's it's not a it's not automatically a criminal case it is it is okay word. Play has taken your mind now. Here's what i wanna. I wanna ask you again. What kind of criminal case if robert shoots tommy on the street oh man it could be manslaughter blogs but generally what what do we call. We call it a homicide. Yes so when tommy shoots johnny owned. The street is homicide right. Yes okay okay so when officer tommy shoots citizens johnny on the street. What what is it. A homicide didn't go now. So why do we ask three questions. Why do we ask all these other people to come in and speak for us and ask law enforcement to give us justice so you have a plumbing problem at your house. Would you call your bishop for that plumbing problem now. Why not unless he's the plumber okay so when you you have a homicide. An officer involved shooting. Who should you call the police and then who should you get some. Who should you consult with to get you answers the bishop or an ex officer or a group of train citizens citizens that consists of ex law enforcement forensics and everything else. It's not now you see where i'm going. Yes but i would argue that. The reason why the call is is because yes it is a homicide as you're saying but the tendency you're the conversation is to find a way to justify it for that law enforcement officer not necessarily to determine if the per- the officer is criminally reliable for the action here we go with that now when there is that officer involved shooting again which is a homicide investigation investigation. How many investigations are going on. How many investigations will happen. How many phases of that oh yeah it'll be a lot. I correct but you're no. There's only three there is the internal there you go right to determine if he followed procedure yes yes. There is a district attorney. That's the criminal right who will determine whether or not to file charges or anything like that and then it's the officers officers union civil now so when a person is life is taken by law enforcement and we have these three entities involved and we have a lawyer representing the family emily where does the lawyer please according with you right but here's what happens they play both criminal and civil they played both criminal and civil and then sometimes let me say this and please for the listeners. Don't jump on me. Sometimes they hinder the investigation and do not bring forth all of the information that needs to go to the district attorney to criminally prosecute the office well then. I have to challenge you on that because listen. I've been you now involved. In a number of the league. <hes> district attorney's office want to charge somebody with something they going charge somebody with other right which you have to have physical physical evidence necessarily know people that know but i'm saying we have to have some type of evidence. You've got to have some type of and see these and see what happens. Is you will challenge it and you will say that and so but then it goes back to my original statement you asked a plumber or do you exhibition to fix your leaky pipe because well if you have no let me say this. If you have no confidence to begin with in the department why would you go there. Consider to your plumber analogy if i know from experience the ribaud th the reviews and from past experience areas that i'm not going to get the service that i want and deserve from that particular problem. Why am i calling them so so then that's a great leading so then. How are you going to get justice but you asking the same people that you don't have confidence in to give give you justice because they hold the position of power okay now. So how can you hold them accountable. You're gonna find out where i'm going so how you gonna hold them accountable that you already already know that you're not gonna get justice but you still asking them every year to to give me justice well the number one is they are elected like you. Are you voting amount office but you're not going to know that until you get that they're going to be in office. I while they're there you still demanding so you'd move up the chain and know the rights and responsibilities. You have to hold them accountable accountable. The demand word is is catching. You can demand it. But how do you know so. How would you suggest how would i say different moves while you really want me to know safe instance <music> save for instance that before i became sure i assisted attorneys on officer involved shootings shootings and and in custody death why because it is so then while in between my retirement some some people consider me as an expert witness why because that's my expertise in officer involved shootings which is homicide investigation wrongful breath and all that so you could you could have people partly you know what procedure officers who opposed to follow and whether or not they follow proper procedure or not and then you can give that expertise in that context analogy. Is this build a best house that you can. You get you get a good plumber. You get a good carpenter. You get a good election. You get a good roofer and you're gonna start billing your great house so then when you want this great dream team to find accountability in also challenged the system that you and others including myself may not quite know all about so you get <music> a gary and then you get a martian. You'll get a james and you get a tony and you said okay. I need you because your blood splatter expert. I need to get you because you know we're all. The evidence is capping. You know how to review the evidence and i'm going to have you for trace evidence. I wanna have you for. DNA and then i'm going to have <hes> you as a homicide. Detective then i'm going to have you to to be an analysis of the voice and all of that you build a team and when you have a ferguson you send a team in think about it. They have a team and here's what near team is doing. Their team.

officer NYPD new york larne sharon tommy kevin ferguson james emily johnny robert thirty eight thirty eight thir thirty five year
"eight thirty eight thirty" Discussed on The Dan Le Batard Show with Stugotz

The Dan Le Batard Show with Stugotz

02:08 min | 2 years ago

"eight thirty eight thirty" Discussed on The Dan Le Batard Show with Stugotz

"I'm glad we're getting to the boy band conversation earlier because like earlier in the show because <hes> actually boy sold out boston last night the t._d. Garden sold sold it out not as some answer larry piece of some throwback to it like they sold out the garden in two thousand nineteen. You go wonder since we're talking in sync. Which was the mortality were you. There were no no i had worked. This morning was the most talented in remains. The more talented are the two compared to backstreet boys. I wonder what an instinct tour would do attendance wise here in two thousand nineteen. It would have to sell out you work this morning. Is what kept you from going to a backstreet. Boys concert randy work. I'm not above it. What time did you have to get up one thirty in the morning well jeez. I live out at yeah because i live outside boston. So that's why i would have gone. I wouldn't have gone to bed time right about now. It's basically the time when when the kids go down eight thirty eight thirty minute time just say out though that's easy. It's easy solve there. You go take in the concert and you head straight to work. It's very fair. That's very fair no sleep but i wonder what instinct would do because it would be a reunion of sorts to pull timberlake together j._c. shahzada. That's the key timberlake to agree. Fill it up yeah. They'll they'll fill it up just a c. J. t. and it's just like what are you gonna do to incentivize this to get j._t. To agree because he doesn't need the rest concentric now he's not there yet. I mean he would pull like you'd have to put like a homecoming tour and then just bring out for a couple of songs the way beyond. What do you think roy yeah no. I'm not in in this conversation. I notice that's why. I was trying to bring you in. I feel like i later boy bands and that's about this randy. If you weren't working at the ridiculous time of one thirty in the morning would you have tried everything to make it to the boss and joe for by a for backstreet boys. I'm i'm talking outside about. Who's gonna end this segment out roy moore instinct or backstreet boys but we're asking. I was more in sync hundred percent. What was their song though because i feel like a lot of people day but that was no. I want it that way. Backstreet boys had v song. Yes maybe instinct had a better catalog. <hes> never let him album was is really good..

boston timberlake roy moore randy work joe larry piece eight thirty eight thirty minu hundred percent
"eight thirty eight thirty" Discussed on Newsradio 1200 WOAI

Newsradio 1200 WOAI

01:45 min | 2 years ago

"eight thirty eight thirty" Discussed on Newsradio 1200 WOAI

"Would be thirty eight. Thirty eight thirty eight days. Days minutes, thirty eight hours. That's that's light. I think. We've had more than thirty eight hours in the past two years anyway, regardless it is a tremendous amount of propaganda. MSNBC is reporting that Michael Evan Noddy has been charged with. Extortion. Try try try doing extractor extort more than twenty million dollars from who this Nike Nike's, Michael ebanon, even next democrat nominee that was going to unseat Donald Trump got our never-trumpers out saying, that's the democrat nominee. Why he's the Democrats version of Trump so ever nutty has been charged with extorting the US attorney tried to extort more than twenty million dollars from Nike. Five hundred thirty three thousand stories. The Washington Post one thousand one hundred eighty four stories the New York Times one thousand one hundred fifty six stories. This isn't a last seven hundred ninety one days. So. CNN one thousand nine hundred sixty five stories MS NBC four thousand two hundred and two I'm sorry. This is just September on average thirteen stories per day since September on Trump Russia collusion TV reporters devoted more airtime to the Russia investigation than any Trump policy initiatives. I mean, it.

Donald Trump Nike Trump Michael Evan Noddy Russia Extortion MSNBC CNN Michael ebanon Washington Post NBC New York Times US attorney twenty million dollars thirty eight hours Thirty eight thirty eight days seven hundred ninety one days two years
"eight thirty eight thirty" Discussed on WCBM 680 AM

WCBM 680 AM

02:34 min | 2 years ago

"eight thirty eight thirty" Discussed on WCBM 680 AM

"Me sounds very light. But that is the number calculated by authorities that do this two thousand two hundred eighty four minutes five hundred thirty three thousand articles all saying the same thing. Ninety nine percent. Ninety two percent. We know ninety two percent admitting alleging that Russia tampered with the election. So the Hillary Clinton would lows and Donald Trump would win Donald Trump colluded with the Russians in this effort five hundred thirty three thousand treated articles websites. Newspapers two thousand two hundred eighty four Bishop. That's not ours. Somebody run the numbers for me two thousand two hundred eighty four minutes divided by sixty seems like we could reach that inside one week. Two thousand two hundred eighty four minutes divided by sixty minutes. What are we get? Okay. That would be thirty eight. Thirty eight thirty eight days. Not days minutes. Eight hours. That's that's light. I think we've had more than thirty eight hours in the past two years devote anyway, regardless it is a tremendous amount of propaganda. MSNBC is reporting that Michael Evan nutty has been charged with. Extortion. Try try try do extractor extort more than twenty million dollars from who. This Nike Nike Michael ever, not even next democrat nominee that was going to unseat Donald Trump are never Trumpers out saying, that's the democrat nominee. Why he's the Democrats version of Trump? So ever nutty has been charged with extorting the US attorney tried to extort more than twenty million dollars from Nike. Five hundred thirty three thousand stories. The Washington Post one thousand one hundred eighty four stories the New York Times one thousand one hundred fifty six stories. This is in the last seven hundred ninety one days. So. CNN one thousand nine hundred sixty five stories MS NBC four thousand two hundred and two I'm sorry..

Donald Trump Russia Nike Hillary Clinton Extortion Washington Post Michael Evan MSNBC CNN NBC New York Times US attorney Trumpers two thousand two hundred eight twenty million dollars Two thousand two hundred eight Thirty eight thirty eight days seven hundred ninety one days Ninety nine percent Ninety two percent
"eight thirty eight thirty" Discussed on KTAR 92.3FM

KTAR 92.3FM

02:17 min | 2 years ago

"eight thirty eight thirty" Discussed on KTAR 92.3FM

"Welcome. Where do you live Sioux City Iowa? Whoa. But of a hall to Nashville a little bit. It would have been a thirteen hour drive, but Iowa and the midwest we decided to fly here. That's good idea. I think like it welcome. So here to do a debt free scream. I've been looking forward to it. We're glad you're here. How much have you paid off right around one hundred and twenty five thousand dollars very good, and your how long did that take you that took me just over three and a half years? Good good and your range of income during that time. It was pretty steady actually about sixty thousand the whole time. Okay. What do you do? I'm working retail sales and retail management. Good for you. Okay. What kind of debt was this one hundred and twenty five thousand dollars I owed about fifteen thousand dollars on some credit cards. I never met a credit card. I didn't like about ten thousand dollars on my Jeep about ten thousand dollars on my camper that rarely got used, but I had to have it. The rest of it was my house. You bite off your did. Wow. Why? God man, you very cool. What's your house worth right around one twenty five and how old are you? Thirty eight new a paid for house hate for how I'm looking at weird people. I love it. Don on sir. Excellent. Very cool. Man. You said you said, you're thirty eight thirty eight thirty eight years old that is awesome. Man. Thanks. So tell me what got you started on this three and a half years ago. I wish I would have started this when I was in my twenties. David, I can do this anybody can I'm the most stubborn man out there. I'm set in my ways, my whole family and friends will tell you that. So if I can do it anybody can the Carl five years ago would never have seen this happening. There's no way that you could have told me from five years ago that I would be here in Nashville, Tennessee, doing a debt free scream. It actually started back when we were kids. I remember we were sitting around the family table. And our dad was doing his bills like he did every month. And I think my brothers were there, and he said to us kids. He said boys, you're nothing if I don't remember exactly what he said something like, you're nothing. If you don't pay your debts on time, you pay your bills on time something along that regards man of your word type of thing. And as I got older, and adulthood, I think I heard is I saw the credit card commercials and everything on TV I started worshiping at the altar of the FICO score. I did everything I could to pay my bills on time pay my debts be a man of my word is a happened. My credit score went up up and up and I had at eight twenty credit score before I knew it. And I'm happy to share the fact that an each one.

Nashville Iowa Carl Don Tennessee David twenty five thousand dollars ten thousand dollars five years thirty eight thirty eight thir fifteen thousand dollars thirteen hour
"eight thirty eight thirty" Discussed on WINT 1330 AM

WINT 1330 AM

07:19 min | 2 years ago

"eight thirty eight thirty" Discussed on WINT 1330 AM

"Than I deserve? Welcome. Where do you live Sioux City Iowa? Whoa. But of a hall to Nashville a little bit. It would have been a thirteen hour drive, but Iowa and the midwest we decided to fly here. That's a good idea. I think so like it welcome. So here to do a debt free scream. I've been looking forward to it. We're glad you're here. How much have you paid off right around one hundred and twenty five thousand dollars very good, and your how long did that take you that took me just over three and a half years? Good good and your range of income during that time. It was pretty steady actually about sixty thousand the whole time. Okay. What do you do? I'm working retail sales and retail management. Good for you. Okay. What kind of debt was this one hundred and twenty five thousand dollars I owed about fifteen thousand dollars on some credit cards. I never met a credit card. I didn't like about ten thousand dollars on my Jeep about ten thousand dollars on my camper that rarely got used. But I. Had to have it and the rest of it was my house you paid off your did. Wow. Why? Very cool. What's your house worth right around one twenty five and how old are you? Thirty eight new a paid for house hate for how I'm looking at weird people love it, man. Don, Don, sir. Excellent. Very cool. You're you said you said, you're thirty eight thirty eight thirty eight years old that is awesome. Man. Thanks. So tell me what got you started on this three and a half years ago. I wish I would have started this when I was in my twenties. Dave, I can do this anybody can I'm the most stubborn man out there. I'm set in my ways, my whole family and friends will tell you that. So if I can do it anybody can the Carl five years ago would never have seen this happening. There's no way that you could have told me from five years ago that I would be here. Nashville Tennessee doing a debt free scream. It actually started back when we were kids. I remember we were sitting around the family table. And our dad was doing his bills like he did every month. And I think my brothers were there. And he said to us kids. He said boys, you're nothing. I don't remember exactly what he said something like, you're nothing. If you don't pay your debts on time, you pay your bills on time something long that regards man of your word type of thing. And as I got older, and adulthood, I think I heard is I saw the credit card commercials and everything on TV. I started worshiping at the altar the score. I did everything I could pay my bills on time. Pay my debts. Be man of my word is a happened. My credit score went up up and up and I had at eight twenty credit score before I knew it. And I happy to share the fact that in each one credit score. I was getting a new car every two years of it was two years, and I didn't get a new car. Something was wrong. I bragged about my credit score all my friends and family. But what was interesting Dave is. I was going through this every year. I go get my tax refund on and they show me the statement. Here's how much money you made this year. And I'm thinking to myself where did all that money? Go. I make good money or what happened to it where to go. But I guess you just say I was normal. So a about three and a half about four years ago a guy from another store transfer in our store. Good friend of mine. He actually stood here. A couple years before that. And he we became good friends. He didn't really talk much about financial stuff. But I thought it was weird because he made the same money. I did he drove an older paid for car. He never had any credit cards. He didn't do debt. And I was so on the opposite end of that spectrum. I was thinking he was weird Mike why when he was weird. Why does he have credit cards anyone and what's wrong with this guy? So I'd come in bragging about look at this new credit card. I had it a four thousand dollar limit this as a ten thousand dollar limit this as a twenty thousand dollar limit. Let's go have a party on. That's what I used to do. And he just wasn't biting on it. So what happened was he finally said to me something on the lines of don't you ever? Get tired of making all this money and have nothing to show for it. Don't you know, where your money's going? And it kinda resonated to what I said with the tax return every year. Going. That I had a moment. I'm like where is all my money going? I work hard. I don't know where it's going. So he got me in touch with financial peace university. And got me started with that. And I can tell exactly what had happened because I wanted to for the camper that I never used. I had this grand scheme idea. I was going to buy a blow up inflatable hot tub for this thing housing user electrcity their water. And of course, I was gonna pay for it on a credit card for camper that I never used and that was going to be my thing to buy. But I said, Nope, I'm not gonna do it. I don't know the cash for it. I probably would've popped at the first time I used it. But I didn't get that. I got connected with financial peace university. I start work started working in baby steps with FPU and nine months later. I got down with baby step two, which was awesome. So I started attacking my mortgage last year. I lead my I f class and right now we are in our second class in Sunday. We meet for week three. Wow. Now, you're coordinator. And I'm a coordinator, very cool. Very cool. Well, congratulations Carl. All right. So after all that what do you tell people? You're the coordinator. What do you tell them? The key to getting out of debt is the QC getting out. There's three of them one. You have to be content. If you're not content. You want to keep up with the Joneses. And you're always living off everybody's Facebook real. You're never gonna get anywhere. You have to be content. You have to realize you have a good life, and you have to be satisfied with what you have the second is budgeting, and I personally love the envelope system. I'll do the envelope system to the day. I die. I love it, which is a total of one eighty from the old Carl because I was always here's my credit card. Here's my credit card or my debit card. Never carried cash now. I love cash, but the third thing the big secret is you have to make it personal money is personal. So what really got me fired up with the mortgage is I was trying to eat that elephant that took the most of the time was I work in retail. So my checks can somewhat fluctuate from time to time. I thought in my head when the I thought interest was just calculated daily on the mortgage. Apparently, it's not. So I thought every time I got a paycheck. I would just send the Bank the extra money and have that goes my extra principle only payment. Now, I found out that the only apply apply principle famous once a month. The interest is calculated that kind of upset me a little lit a fire in me is probably a good thing because I made a personal. So every month on that very same day. I took Benjamin Franklin's down to that Bank. And I laid it on the desk and said, here's my extra principle only payment for this month every month. I did this Benjamin Franklin's after Benjamin Franklin's every single month personal I could've mailed it in. But the accountability of doing it every single month and taking that money in there and throwing it on the desk in that Bank, those girls new Irish real every time I did it now. So it really helped me with that. And you just have to think different think about how wealthy people saying the credit card companies aren't spending all this money on credit card adds to benefit you. I used to think they were the HR blocks stuff tap tax refunds and big refunds aren't your benefit. If you're leasing your car every two years, you're not going to get wealthy that way. So those are the secrets I think very cool. Good for you. Congratulations. Thank you. So who's your biggest cheerleader cheerleaders? I had a couple. My buddy. Got me connected. And this was a big cheerleader the guy that's helping me with financial peace university right now him his wife. They're great. My family's been really good. My parents have been very supportive of this and my brothers. They're really good with money. They don't follow your plan verbatim. But they're really good with money. They're big about anti-debt and everything. So they really proud to see me at this point in my life to go. Carl proud of you too. Good job, man. Good job. Alright. Alison, everything is paid off. We've got a copy of Chris Hogan's everyday millionaires book for you. Because that is the next chapter in your story to be an everyday millionaire, and you are on your way a hundred and twenty five thousand dollars paid off house and everything three and a half years making sixty grand Carl from Sioux City, Iowa count it down. Let's hear a debt free scream glory. Be to God. I don't know anybody anything three two. One. I'm.

Carl Iowa Nashville Sioux City coordinator Dave Benjamin Franklin Don Chris Hogan Facebook Tennessee Joneses Alison Mike twenty five thousand dollars two years ten thousand dollars five years thirty eight thirty eight thir
"eight thirty eight thirty" Discussed on 710 WOR

710 WOR

07:33 min | 2 years ago

"eight thirty eight thirty" Discussed on 710 WOR

"I deserve? Welcome. Where do you live Sioux City Iowa? Whoa. But of a hall to Nashville a little bit. It would have been a thirteen hour drive, but Iowa and the midwest we decided to fly here. That's a good idea. I think so it welcome. So here to do a debt free scream. I've been looking forward to it. We're glad you're here. How much have you paid off right around one hundred and twenty five thousand dollars very good, and your how long did that take you that took me just over three and a half years? Good good and your range of income during that time. It was pretty steady actually about sixty thousand the whole time. Okay. What do you do? I'm working retail sales and retail management. Good for you. Okay. What kind of debt was this one hundred twenty five thousand dollars I owed about fifteen thousand dollars on some credit cards. I never met a credit card. I didn't like about ten thousand dollars on my Jeep about ten thousand dollars on my camper that rarely got used, but I had to have it. The rest of it was my house. You bet off your did. Wow. What? Oh, very cool. What's your house worth right around one twenty five and how old are you? Thirty eight new a paid for house hate for how I'm looking at weird people love it. Don. Sir. Excellent very cool menu. You said you said, you're thirty eight thirty eight thirty eight years old that is awesome. Man. Thanks. So tell me what got you started on this three and a half years ago. I wish I would have started this when I was in my twenties. Dave if I can do this anybody can I'm the most stubborn man out there. I'm set in my ways, my whole family and friends will tell you that. So if I can do it anybody can the Carl five years ago would never have seen this happening. There's no way that you could have told me from five years ago that I would be here. Nashville Tennessee doing a debt free scream. It actually started back when we were kids. I remember we were sitting around the family table. And our dad was doing his bills like he did every month. And I think my brothers were there, and he said to us kids. He said boys, you're nothing if I don't remember exactly what he said something like, you're nothing. If you don't pay your debts on time, you pay your bills on time something long that regards your man of your word type of thing. And as I got older, and adulthood, I think I heard is I saw the credit card commercials and everything on TV. I started worshiping at the altar the FICO score. I did everything I could pay my bills on time. My man of my word is a happen. My credit score went up up and up, and I had at eight twenty credit score before I knew it, and I want happy to share the fact that in each one credit score. I was getting a new car every two years of it was two years, and I didn't get a new car. Something was wrong. I bragged about my credit score all my friends and family. But what was interesting Dave is also going through this every year. I'd go get my tax refund on and they show me the statement. Here's how much money you made this year. And I'm thinking to myself where did all that money? Go make good money or what happened to it where to go. But I guess you're just say I was normal. So a about three and a half four years ago a guy from another store transfer in our store. Good friend of mine. He actually stood here. A couple of years before that. And he goes, we became good friends. He didn't really talk much about financial stuff. But I thought it was weird because he made the same money. I did he drove an older paid for car. He never had any credit cards. He didn't do debt. And I was so on the opposite end of that spectrum. I was thinking he was weird Mike why when it was weird. Why does he have credit cards? Why anyone and what's wrong with this guy? So I'd come in bragging about look at this new credit card. I have a four thousand dollar limit this as a ten thousand dollar limit this as a twenty thousand dollar limit. Let's go have a party on. And that's what I used to do. And he just wasn't biting on it. So what happened was he finally said to me something on the lines of don't you ever? Get tired of making all this money and have nothing to show for it. Don't you know, where your money's going, and it kind of resonated to what I said with the tax return every year. Going. And I think that's when I had that. I had a moment. Mike where is all my money going? I work hard. I don't know where it's going. So he got me in touch with financial peace university. And got me started with that. And I can tell you exactly what had happened because I wanted to for the camper that I never used. I had this grand scheme idea. I was going to buy a blow up inflatable hot tub for this thing. Trinity their water. And of course, I was going to pay for it on a credit card for camper that I never used and that was going to be my thing to buy. But I said, Nope, I'm not gonna do it. I don't have the cash for it. I probably would've popped at the first time I used it. But I didn't get that. I got connected with financial peace university. Start work started working in baby steps with FPU and nine months later. I got baby step two, which was awesome. So I just started tacking my mortgage last year. I lead my first FPU class. And right now, we are in our second class in Sunday. We meet for week three. Wow. Now, you're coordinator coordinator, very cool. Very cool. Well, congratulations Carl. All right. So after all that what do you tell people? You're the coordinator. What do you tell them? The key to getting out of debt is the QC getting out. There's three of them one. You have to be content. If you're not content. You want to keep up with the Joneses. And you're always living off everybody's Facebook real. You're never gonna get anywhere. You have to be content. You have to realize you have a good life, and you have to be satisfied with what you have the second. Is budgeting and I personally love the envelope system. I'll do the envelope system to the day. I die. I love it, which is a total of one eighty from the old Carl because I was always here's my credit card. Here's my credit card or my debit card. Never carried cash now. I love cash, but the third thing the big secret is you have to make it personal money is personal. So what really got me fired up with the mortgage is I was trying to eat that elephant that took the most of the time was I work in retail. So my checks can somewhat fluctuate from time to time. I thought my head when the I thought interest was just calculated daily on the mortgage apparently not. So I thought every time I got a paycheck. I would just send the Bank the extra money and have that goes my extra principle only payment. Now, I found out that the only apply apply principle famous once a month. Interest is calculated that kind of upset me a little lit a fire in me. And it's probably a good thing because I made a personal. So every month on that very same day. I took Benjamin Franklin's down to that Bank. And I laid it on the desk and say, here's my extra principle only payment for this month every month. I did this Benjamin Franklin after Benjamin Franklin's every single month personal. I couldn't mailed it in but the accountability of doing every single month and taking that money in there and throwing it on the desk, and that Bank those girls new iris real every time, I did it. And that's what really helped me with that. And you just have to think different think about how wealthy people think the credit card companies aren't spending all this money on credit card adds to benefit you. I used to think they were the HR block stuff tap tax refunds and big refunds aren't your benefit. If you're leasing a car every two years, you're not going to get wealthy that way. So those are the secrets I think very cool. Good for you. Congratulations. Thank you. So who is your biggest cheerleader cheerleaders? I had a couple of my buddy. That got me connected. And this was a cheerleader the guy that's helping me with financial peace nervous to right now. Him his wife. They're great. My family's been really good. My parents have been very supportive of this and my brothers. They're really good with money. They don't follow your plan verbatim. But they're really good with money. They're big about anti-debt and everything. So they really proud to see me at this point in my life to go Carl. Thank proud of you too. Good job, man. Good job. Alright. Alison, everything is paid off. We've got a copy of Chris Hogan's everyday millionaires book for you. Because that is the next chapter in your story to be an everyday millionaire, and you are on your way a hundred and twenty five thousand dollars paid off house and everything three and a half years making sixty grand Carl from Sioux City, Iowa counted down. Let's hear a debt free scream glory. Be to God. I don't know anybody anything three two. One. I'm debt. I love it. Good stuff. Good.

Carl Iowa Nashville Sioux City Dave Mike coordinator Benjamin Franklin Chris Hogan Facebook Tennessee Don Joneses Alison two years twenty five thousand dollars ten thousand dollars five years thirty eight thirty eight thir
"eight thirty eight thirty" Discussed on WLAC

WLAC

07:33 min | 2 years ago

"eight thirty eight thirty" Discussed on WLAC

"Deserve? Welcome. Where do you live Sioux City Iowa? Whoa. Hall to Nashville a little bit. It would have been a thirteen hour drive but Iowa in the mid west we decide to fly here. That's a good idea. I think so it welcome. So here to do a debt free scream. I've been looking forward to it. We're glad you're here. How much have you paid off right around one hundred and twenty five thousand dollars very good, and your how long did that take you that took me just over three and a half years? Good good and your range of income during that time. It was pretty steady actually about sixty thousand the whole time. Okay. What do you do? I'm working retail sales and retail management. Good for you. Okay. What kind of debt was just one hundred and twenty five thousand dollars I owed about fifteen thousand dollars on some credit cards. I never met a credit card. I didn't like about ten thousand dollars on my Jeep about ten thousand dollars on my camper that rarely got used, but I had to have it. The rest of it was my house. You bite off your. Wow, why he got very cool. What's your house worth right around twenty five? And how old are you? Thirty eight new a paid for house hate for Hal. I'm looking at weird people love it. Well done. On, sir. Excellent very cool menu. You said you said, you're thirty eight thirty eight thirty eight years old that is awesome. Man. Thanks. So tell me what got you started on this three and a half years ago. I wish I would have started this when I was in my twenties. Dave if I can do this anybody can I'm the most stubborn man out there. I'm set in my ways, my whole family and friends will tell you that. So if I can do it anybody can the Carl five years ago would never have seen this happening. There's no way that you could told me from five years ago that I would be here. Nashville Tennessee doing a debt free scream. It actually started back when we were kids. I remember we were sitting around the family table. And our dad was doing his bills like you did every month. And I think my brothers were there. And he said to us kids. He said boys, you're nothing if I don't remember exactly what he said something like, you're nothing. If you don't pay your debts on time, you pay your bills on time something long that regards man of your word type of thing. And as I got older, and adulthood, I think I heard is I saw the credit card commercials and everything on TV. I started worshiping at the altar the FICO score. I did everything I could to pay my bills on time. My debts. Be man of my word. It does happen. My credit score went up and up and I had at eight twenty credit score before I knew it and happy to share the fact that in each one credit score. I was getting a new car every two years of it was two years, and I didn't get a new car. Something was wrong. I bragged about my credit score all my friends and family. But what was interesting Dave is going through this every year. I'd go get my tax refund on and they show me the statement. Here's how much money you made this year. And I'm thinking to myself where did all that money? Go make good money or what happened to it where to go. But I guess you just say I was normal. So a about three and a half from about four years ago a guy from another store transfer in our store. Good friend of mine. He actually stood here. A couple of years before that. And he we became good friends. He didn't really talk much about financial stuff. But I thought it was weird because he made the same money. I did he drove an older paid for car. He never had any credit cards. He didn't do debt. And I was so on the opposite end of that spectrum. I was thinking he was weird Mike why when it was weird, Michael why doesn't he have credit cards wisely want and what's wrong with this guy? So I'd come in bragging about look at this new credit card. I had it a four thousand dollar limit this as a ten thousand dollar limit this as a twenty thousand dollar limit. Let's go have a party on. That's what I used to do. And he just wasn't biting on it. So. What happened was he finally said to me something on the lines of don't you ever? Get tired of making all this money and have nothing to show for it. Don't you know, where your money's going? And it kind of resonated to what I said with the tax return every year now going. I think that's when I had that. I had a moment where is all my money going. I work hard. I don't know where it's going. So he got me in touch with financial peace university. And got me started with that. And I can tell you exactly when it happened because I wanted to for the camper that I never used had this grand scheme idea. I was going to buy a blow up inflatable hot tub for this thing. Housing us air trinity their water. And of course, I was going to pay for it on credit card for camper that I never used and that was gonna be my thing to buy. But I said, Nope, I'm not going to do it. I don't have the cash for it. I probably would've popped it. The first time I used it. But I didn't get that. I got connected with financial peace university. Start working working the baby steps with FPU and nine months later. I got baby step two, which was awesome. So I just started attacking my mortgage last year. I lead my first FPU class. And right now, we are in our second class in Sunday. We meet for week three. Ooh. Wow. Now, you're coordinating. I'm a coordinator. Very cool. Very cool. Well, congratulations Carl. All right. So after all that what do you tell people? You're the coordinator. What do you tell them? The key to getting out of debt is the QC getting there's three of them one. You have to be content. If you're not content. You want to keep up with the Joneses. And you're always living off everybody's Facebook real. You're never gonna get anywhere. You have to be content. You have to realize you have a good life, and you have to be satisfied with what you have the second is budgeting, and I personally love the envelope system. I'll do the envelope system to the day. I die. I love it, which is a total of one eighty from the old Carl because I was always here's my credit card. Here's my credit card or my debit card. I never carry cash now I love cash, but the third thing the big secret is you have to make it personal money is personal. So what really got me fired up with the mortgage is I was trying to eat that elephant that took the most of the time was I work in retail. So my checks can somewhat fluctuate from time to time. I thought in my head when the I thought interest was just calculated daily on the mortgage apparently, not so. So I thought every time I got a paycheck. I would just send the Bank the extra money and have that goes my extra principle only payment, and I found out that the only apply apply. Principle famous once a month interest calculated that kind of upset me a little lit a fire in me. And it's probably a good thing because I made a personal. So every month on that very same day. I took Benjamin Franklin's down to that Bank. And I laid it on the desk and say, here's my extra principle only payment for this month every month. I did this Benjamin Franklin's after Benjamin Franklin's every single my personal. I couldn't mailed it in. But the accountability of doing it every single month and taking that money in there and throwing it on the desk that Bank those girls new Irish for real every time, I did it. And that's what really helped me with that. And you just have to think different think about how wealthy people think the credit card companies aren't spending all this money on credit card adds to benefit you. I used to think they were the HR block stuff with the tap tax refunds and big refunds, those aren't your benefit. If you're leasing a car retu- years, you're not gonna get wealthy that way. So those are the secrets I think very cool. Good for you. Congratulations. Thank you. So who is your biggest cheerleader? Cheerleaders. I had a couple of my buddy got me connected into. This was a big cheerleader. The guy that's helping me with financial peace university right now him his wife. They're great. My family's been really good. My parents have been very supportive of this and my brothers. They're really good with money. They don't follow your plan verbatim. But they're really good with money. They're big about anti-debt and everything. So they're really proud to see me at this point in my life to go. Carl proud of you too. Good job, man. Good job. Alright house and everything is paid off. We've got a copy of Chris Hogan's everyday millionaires book for you. Because that is the next chapter in your story to be an everyday millionaire, and you are on your way a hundred and twenty five thousand dollars paid off house and everything three and a half years making sixty grand Carl from Sioux City, Iowa count it down. Let's hear a debt free scream glory. Be to God. I don't know anybody anything three two one. I'm debt. Love it. Good stuff. Good stuff..

Carl Iowa Nashville Sioux City Dave Benjamin Franklin coordinator Chris Hogan Facebook Tennessee Hal Joneses Mike Michael twenty five thousand dollars ten thousand dollars five years two years thirty eight thirty eight thir
"eight thirty eight thirty" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

03:19 min | 2 years ago

"eight thirty eight thirty" Discussed on The Dave Ramsey Show

"A credit card. I didn't like about ten thousand dollars on my Jeep about ten thousand dollars on my camper that rarely got used but I had to have. And the rest of it was my house off your did. Very cool. What's your house worth right around one twenty five, and how old are you thirty eight new paid for for how I'm looking at weird people love it, man. Well done. Unser? Excellent. Very cool. You said you said, you're thirty eight thirty eight thirty eight years old that is awesome. Man. Thanks. So tell me what got you started on this three and a half years ago. I wish I would have started this when I was in my twenties. Dave, I can do this anybody can I'm the most stubborn man out there. I'm set in my ways, my whole family and friends will tell you that. So if I can do it anybody can the Carl five years ago would never have seen this happening. There's no way that you could of told me from five years ago that I would be here. Nashville Tennessee doing a debt free scream. It actually started back when we were kids. I remember we were sitting around the family table. And our dad was doing his bills like did every month. And I think my brothers were there, and he said to us kids. He said boys, you're nothing if I don't remember exactly what he said something like, you're nothing. If you don't pay your debts on time, you pay your bills on time something long that regards man of your word type of thing. And as I got older and adult heard I think I heard is I saw the credit card commercials and everything on TV I started worshiping at the altar the FICO score. And I did everything I could to pay my bills on time. My debts. Be a man of my word is that happened. My credit score went up and up and I had at eight twenty credit score before I knew it. And I wanna happy to share the fact that h one credit score. I was getting a new car every two years of it was two years, and I didn't get a new car. Something was wrong. I bragged about my credit score all my friends and family. But what was interesting Dave is. I was going along through this every year. I'd go get my tax refund on and they show me the statement. Here's how much money you made this year. And I'm thinking to myself where did all that money? Go. I make good money. What happened to it where to go? But I guess you'd say I was normal. So about three and a half about four years ago. A guy from another store transfer in our store. Good friend of mine. He actually stood here a couple years before that. And he became good friends. He didn't really talk much about financial stuff. But I thought it was weird because he made the same money. I did he drove an older paid for car. He never had any credit cards. He didn't do debt. And I was so on the opposite end of that spectrum. I was thinking he was weird. I'm like it was weird. Why does he have credit cards wise anyone and what's wrong with this guy? So I'd come in bragging about look at this new credit card. I have at a four thousand dollar limit this as a ten thousand dollar limit this twenty thousand let's go have a party on. That's what I used to do. And he just wasn't biting on it. So what? Happened was he finally said to me something on the lines of don't you ever? Get tired of making all this money and have nothing to show for it. Don't you know, where your money's going? And it kinda resonated to what I said with the tax return every year going, and I think that's when I had that I had a moment where is all my money going. I work hard. I don't know where it's going. So he got me in touch with financial peace university. And got me started with that. And I can tell exactly when it happened because I wanted to for the camper that I never used. I had this grand scheme idea. I was going to buy a blow up inflatable hot tub for this thing us air trinity their water. And of course, I was gonna pay for credit card camper that I never used. And I was that was going to be my thing to buy..

Dave Unser Carl Nashville Tennessee ten thousand dollars five years two years thirty eight thirty eight thir four thousand dollar ten thousand dollar four years
"eight thirty eight thirty" Discussed on KTAR 92.3FM

KTAR 92.3FM

07:21 min | 2 years ago

"eight thirty eight thirty" Discussed on KTAR 92.3FM

"How are you better than I deserve? Welcome. Where do you live Sioux City Iowa? Whoa. But of a hall to Nashville a little bit. It would have been a thirteen hour drive, but Iowa and the midwest we decide to fly here. That's a good idea. I think so it welcome. So here to do a debt free scream. I've been looking forward to it. We're glad you're here. How much have you paid off right around one hundred and twenty five thousand dollars very good, and your how long did that take you that took me just over three and a half years? Good good and your range of income during that time. It was pretty steady actually about sixty thousand the whole time. Okay. What do you do? I'm working retail sales and retail management. Good for you. Okay. What kind of debt was one hundred and twenty five thousand dollars I owed about fifteen thousand dollars on some credit cards. I never met a credit card. I didn't like about ten thousand dollars on my Jeep about ten thousand dollars on my camper that rarely got. It used but I had to have it. The rest of it was my house you paid off your did. Wow. He. He. Very cool. What's your house worth right around one twenty five and how old are you? Thirty eight new a paid for house hate for Hal. I'm looking at weird people. I love it. Well done. Well done, sir. Excellent. Very cool menu. You said you said, you're thirty eight thirty eight thirty eight years old that is awesome. Man. Thanks. So tell me what got you started on this three and a half years ago. I wish I would've started this when I was in my twenties. Dave, I can do this anybody can I'm the most stubborn man out there. I'm set in my ways, my whole family and friends will tell you that. So if I can do it anybody can the Carl five years ago would never have seen this happening. There's no way that you could have told me from five years ago that I would be here in Nashville, Tennessee, doing a debt free scream. It actually started back when we were kids. I remember we were sitting around the family table. And our dad was doing his bills like you did every month. And I think my brothers were there. And he said to us kids. He said boys, you're nothing if I don't remember exactly what he said something like, you're nothing. If you don't pay your debts on time, you pay your bills on time something long that regards man of your word type of thing. And as I got older adult heard, I think I heard is I saw the credit card commercials and everything on TV I started worshiping at the altar the FICO score. I did everything I could to pay my bills on time. I pay my debts be a man of my word. There's a happened. My credit score went up up and up and I had at eight twenty credit score before I knew it. And I'm happy to share the fact that in each one credit score. I was getting a new car every two years of it was two years, and I didn't get a new car. Something was wrong. I bragged about my credit score all my friends and family. But what was interesting Dave is I was gonna walk through this every year. I go get my tax refund on and they show me the statement. Here's how much money you made this year. And I'm thinking to myself where did all that money? Go make good money. What happened to it where to go? But I guess you just say I was normal. So a about three and a half from about four years ago a guy from another store transfer in our store. Good friend of mine. He actually stood here. A couple of years before that and we became good friends. He didn't really talk much about financial stuff. But I thought it was weird because he made the same money. I did he drove an older paid for car. He never had any credit cards. He didn't do debt. And I was so on the opposite end of that spectrum. I was thinking he was weird Mike why when he was weird. Why does he have credit cards? Why isn't he wanted? What's wrong with this guy? So I'd come in bragging about look at this new credit card. I have a four thousand dollar limit this as a ten thousand dollar limit this as a twenty thousand dollar limit. Let's go have a party on. And that's what I used to do. And he just wasn't biting on it. So what happened was he finally said to me something on the lines of don't you ever? Get tired of making all this money and have nothing to show for it. Don't you know, where your money's going, and it kind of resonated to what I said with the tax return every year. Going. And I think that's when I had that. I had a moment where is all my money going. I work hard. I don't know where it's going. So he got me in touch with financial peace university. And got me started with that. And I can tell exactly what had happened because I wanted to for the camper that I never used. I had this grand scheme idea. I was going to buy a blow up inflatable hot tub for this thing. Housing us air trinity their water. And of course, I was gonna pay for on a credit card for a camper that I never used. And that was gonna be my thing to buy. But I said, Nope, I'm not going to do it. I don't know the cash for it. I probably would have popped it the first time I used it. But I didn't get that. I got connected with financial peace university. I start work started working the baby steps with FPU and nine months later. I got down with baby step two, which was awesome. So I just started attacking my mortgage last year. I lead my first f class and right now we are in our second class in Sunday. We meet for week three. Wow. Now, you're coordinating coordinator. Very cool. Very cool. Well, congratulations Carl. All right. So after all that what do you tell people? You're the coordinator. What do you tell them the key to getting out of debt? The QC. There's three of them one. You have to be content. If you're not content you want to keep up with the Joneses. And you're always living off everybody's Facebook real. You're never gonna get anywhere. You have to be content. You have to realize you have a good life, and you have to be satisfied with what you have the second is budgeting, and I personally love the envelope system. Do the envelope system to the day. I die. I love it, which is a total of one eighty from the old Carl because I was always here's my credit card. Here's my credit card or my debit card. I never cared calf. Now, I love cash, but the third thing the big secret is you have to make it personal money is personal. So what really got me fired up with the mortgage is I was trying to eat that elephant that took the most of the time was I work in retail. So my checks can somewhat fluctuate from time to time. I thought in my head when the I thought interest was just calculated daily on the mortgage, apparently, it's not. So I thought every time I got a paycheck. I would just send the Bank the extra money and have that goes my extra principle only payment. Now, I found out that the only apply principle famous once a month. The interest is calculated that kind of upset me a little lit a fire in me. And it's probably a good. Thing because I made a personal. So every month on that very same day. I took Benjamin Franklin's down to that Bank. And laid it on the desk and say, here's my extra principle only payment for this month every month. I did this Benjamin Franklin's after Benjamin Franklin's every single month personal I could've mailed it in but the accountability of doing every single month and taking that money in there and throwing it on the desk, and that Bank those girls new Irish for real every time, I did it. And that's what really helped me with that. And you just have to think different think about how wealthy people think the credit card companies aren't spending all this money on credit card adds to benefit you. I used to think they were the HR block stuff the tax refunds and big refunds aren't your benefit. If leasing a car every two years, you're not going to get wealthy that way. So those are the secrets I think very cool. Good for you. Congratulations. Thank you. So who is your biggest cheerleader? Cheerleaders. I had a couple my buddy that got me connected. And this was the big cheerleader guy. That's helping me with financial peace nervous to right now. Him his wife. They're great. My family's been really good. My parents have been very supportive of this and my brothers. They're really good with money. They don't follow your plan verbatim. But they're really good with money. They're big about anti-debt and everything. So they're really proud to see me at this point my life to go Carl. Thank proud of you too. Good job, man. Good job. Alright house and everything is paid off. We've got a copy of Chris Hogan's everyday millionaires book for you. Because that is the next chapter in your story to be an everyday millionaire, and you are on your way a hundred and twenty five thousand dollars paid off house and everything three and a half years making sixty grand Carl from Sioux City, Iowa count it down. Let's hear a debt free scream glory. Be to God. I don't know anybody anything three two one. I'm debt..

Carl Iowa Nashville Sioux City Dave Benjamin Franklin coordinator Chris Hogan Facebook Hal Tennessee Joneses Mike twenty five thousand dollars two years ten thousand dollars five years thirty eight thirty eight thir fifteen thousand dollars
"eight thirty eight thirty" Discussed on UFC Unfiltered with Jim Norton and Matt Serra

UFC Unfiltered with Jim Norton and Matt Serra

03:59 min | 3 years ago

"eight thirty eight thirty" Discussed on UFC Unfiltered with Jim Norton and Matt Serra

"Got a one-way ticket to politico. It was it was something Jimmy was a real. It was a stressful. That's why I was whistled to the fucking cage. Right. If I George I'll give fuck I made some money. But what do we got? I wanna see this is this doesn't go. This is all here we go. Here we go. I want to see this this one Speedo. What's a story? I want to know I gotta story a little bit. We'll see audience know. Yeah. Yeah. Grizz tattoo. I mean, he's got this guy's he's how old is he let me double check a little bit older one. I think. Yeah. Thirty in the red and immediate action here in the. Yeah. Boy, puts them. Fast. I like the second. He got to the cage he lowered his level. What should grave your hand hand hand underneath your opponents? But there's no more strong. There's no more sprawl and he pulls them right away from the case this week as well. Yeah. Dot is. This is pretty much a beating up eating to the end. Yeah. This is the. All right now, he's trying to get up. And then he's doing the right thing. Yeah. He's thirty eight one eight thirty eight thirty eight years old out. I'll tell you. He looks at Shane. The guys forty forty-eight. That's the problem. That's that. Hungry though, man, he's thirty eight. This is I fight a big fight on his first name. You're talking about. Yeah. He's twenty nine just the Frazier. So yeah. This is just. You know, so Pfizer a little bit more big. Vetoed. All thirty eight years old. It's pretty amazing. He's looking good at thirty eight. Yeah. Yep. That's like these. Habib beating. Your head is there. My brother-in-law Edgewood is is like thirty eight or something I'm going to have to get him. I'm going to have to get one a spin number and find out what he's eating because my. I gotta tell Edwin this guys your age, you gotta get those ads. Someone that guy should be the grizzly bear is some maybe underneath somewhere. Just a Frazier. Doesn't have you know. He's a no nobody's got. Nobody's got right now. Why headlock? Not that. Saying when it gets from bad to worse. Yeah. Well, that's what Justin's feeling right now at one on his back. Yeah. And there's only five minutes. Like a heavyweight spider monkey look at him. This ain't good. No. Because out and take your tells me Chilton hasn't been working those back escapes while you're doing a good job. Jimmy, this ain't going. Well, no stock. He's trying to grab his neck softening them up with punches to the head. This is we should announce these fights. And the man in blue is on top of the man in red. And he's hitting him really hard. Ouch. Ouch. That looks like it hurts. Ouch. Any strikes back from the bottom. Can we? Oh, my God back escape and now he's back up against the case. Now here he comes. I don't know. He as much hippie fucking slip out of there to look at a need of the big belly. That's a big belly. Let's go to the finish. That's a big belly. I know come on get with. I'm sorry. I wanna give one is do. Yeah. No hearing on America. He stretching the man's arm out man is not happy. Jimmy, the man's arms. Are both stretched out. Hiney, and that's not good. Well, how much time is left. Those at three thirty six of the first round. So, but it just felt like it was forever. That was not the prettiest the prettiest, you can't blame. What happens? You know? They listen. Hey, they're not all get a beef in. They don't have to Forrest Griffin. You know, they don't have to be the not all going to be myself..

Jimmy Frazier Justin Forrest Griffin George Pfizer Hiney Edgewood Dot Shane Habib Edwin America Chilton thirty eight one eight thirty thirty eight years five minutes
"eight thirty eight thirty" Discussed on UFC Unfiltered with Jim Norton and Matt Serra

UFC Unfiltered with Jim Norton and Matt Serra

03:59 min | 3 years ago

"eight thirty eight thirty" Discussed on UFC Unfiltered with Jim Norton and Matt Serra

"Got a one-way ticket to politico. It was it was something Jimmy was a real. It was a stressful. That's why I was whistled to the fucking cage. Right. If I George I'll give fuck I made some money. But what do we got? I wanna see this is this doesn't go. This is all here we go. Here we go. I want to see this this one Speedo. What's a story? I want to know I gotta story a little bit. We'll see audience know. Yeah. Yeah. Grizz tattoo. I mean, he's got this guy's he's how old is he let me double check a little bit older one. I think. Yeah. Thirty in the red and immediate action here in the. Yeah. Boy, puts them. Fast. I like the second. He got to the cage he lowered his level. What should grave your hand hand hand underneath your opponents? But there's no more strong. There's no more sprawl and he pulls them right away from the case this week as well. Yeah. Dot is. This is pretty much a beating up eating to the end. Yeah. This is the. All right now, he's trying to get up. And then he's doing the right thing. Yeah. He's thirty eight one eight thirty eight thirty eight years old out. I'll tell you. He looks at Shane. The guys forty forty-eight. That's the problem. That's that. Hungry though, man, he's thirty eight. This is I fight a big fight on his first name. You're talking about. Yeah. He's twenty nine just the Frazier. So yeah. This is just. You know, so Pfizer a little bit more big. Vetoed. All thirty eight years old. It's pretty amazing. He's looking good at thirty eight. Yeah. Yep. That's like these. Habib beating. Your head is there. My brother-in-law Edgewood is is like thirty eight or something I'm going to have to get him. I'm going to have to get one a spin number and find out what he's eating because my. I gotta tell Edwin this guys your age, you gotta get those ads. Someone that guy should be the grizzly bear is some maybe underneath somewhere. Just a Frazier. Doesn't have you know. He's a no nobody's got. Nobody's got right now. Why headlock? Not that. Saying when it gets from bad to worse. Yeah. Well, that's what Justin's feeling right now at one on his back. Yeah. And there's only five minutes. Like a heavyweight spider monkey look at him. This ain't good. No. Because out and take your tells me Chilton hasn't been working those back escapes while you're doing a good job. Jimmy, this ain't going. Well, no stock. He's trying to grab his neck softening them up with punches to the head. This is we should announce these fights. And the man in blue is on top of the man in red. And he's hitting him really hard. Ouch. Ouch. That looks like it hurts. Ouch. Any strikes back from the bottom. Can we? Oh, my God back escape and now he's back up against the case. Now here he comes. I don't know. He as much hippie fucking slip out of there to look at a need of the big belly. That's a big belly. Let's go to the finish. That's a big belly. I know come on get with. I'm sorry. I wanna give one is do. Yeah. No hearing on America. He stretching the man's arm out man is not happy. Jimmy, the man's arms. Are both stretched out. Hiney, and that's not good. Well, how much time is left. Those at three thirty six of the first round. So, but it just felt like it was forever. That was not the prettiest the prettiest, you can't blame. What happens? You know? They listen. Hey, they're not all get a beef in. They don't have to Forrest Griffin. You know, they don't have to be the not all going to be myself..

Jimmy Frazier Justin Forrest Griffin George Pfizer Hiney Edgewood Dot Shane Habib Edwin America Chilton thirty eight one eight thirty thirty eight years five minutes
"eight thirty eight thirty" Discussed on Mickstape: The Barstool Basketball Podcast

Mickstape: The Barstool Basketball Podcast

01:56 min | 3 years ago

"eight thirty eight thirty" Discussed on Mickstape: The Barstool Basketball Podcast

"Yeah yeah i can't see the point like cinnamon raisin or something yeah just plain one yeah yes as not as good like it's good toasted with cream cheese on it but by itself playing not as not as good yeah they need to countdown with the the bagels spread so you fall off the track right by lows i would not want to die by lows connecticut man i tell you trees in the horizon shell gas station old glory flapping see that's it we're in boston that's that's the show the here do we talk about the series already we'll talk jazz rock as we talked about that before i just i really like i said it before last episode or online episode i really only care about like one of these i i know i would love for utada get the jazz out of here i just don't think they will they did play a really good game to to their i thought they would get a game i didn't think they get one in houston so like they come out gain through might have more of a series than i anticipated with a very faint praise for the pelicans i thought that they were gonna take game two and they disagreed so who's tonight is just just one game no cavs play it no it's six catholic they played six losses eight thirty eight thirty yeah and there's no eat west right that's why they tried to do it that way trying to stagger it and like a very non staggered away makes sense i guess love good six o'clock basketball yeah fine like celtics play monday six which is just outrage in philly.

boston celtics connecticut houston philly