40 Burst results for "Each Year"
CoinDesk Podcast Network
A highlight from SBF TRIAL: Inside Sam Bankman-Fried's Trial Defense Episode 4
"But the at end, they're going to be like, hey, count one. What do you say? Guilty, not guilty. Count two, guilty, not guilty. And I don't know, push comes to shove. I don't know what those elements that are going to stand out at trial that sway jurors are going to be, but to Mark Litt's point, you might only need one person to say, I'm not convinced. And the advice of counsel stuff is tricky because according to the filings going back and forth, there are big differences between if you tell a lawyer, go and handle this for me, and the lawyer commits a crime, versus if the lawyer was just in the room when you discussed committing a crime and you took their silence as implicit endorsement of the legality of your actions, that does not hold up in court. There are specific precedents that say you can't get away with that. So again, those three deputies that may have been in the room with Sam and his lawyers from the firm Fenwick and what is it, Fenwick and West, or Ryan Miller who has a past at Sullivan and Cromwell, or Dan Friedberg, who was the top lawyer at FTX for a long time, testimony from all of these people and the exact phrasing and intentionality of what was in the room could end up being important. I mean, I think all of that will end up being important for sure, one way or the other, depending on how much is allowed to be discussed at trial. If Judge Kaplan says, yeah, I'll let you try it, then yeah, maybe some of it starts to appear. But I do think that was interesting because to your question on how much has changed since we started digging into Sam's defense, given what he's provided to us directly, there wasn't a lot of mention about Fenwick and West. There was way more about Sullivan and Cromwell and this idea of, hey, you promised me a lot of things before I turned this company over to John Ray, your chosen hand -picked successor to me. And then he turned around and chose Solcrom, that's now on pace to make almost a billion dollars through all this. And that as a defense kind of, again, you can start to see the pieces come together. As Marklet told us, on the other side, the government wants to include the bankruptcy facts, the facts at FTX eventually because of all of these things wound up in bankruptcy with a huge hole, is because of all the things that came before it and it completes their story. I think it's kind of interesting that we didn't see, I mean, he mentions Fenwick and West in here, but what he filed in his idea of advice of counsel leans way more in that direction than anything against John J. Ray and Sullivan and Cromwell. So I think that that's kind of, if you think about my discussion with him as a snapshot in time of his defense at that moment before he's in jail to where kind of the advice of counsel argument is moving now, I don't know if that like completes his story to kind of use the parallel grading metric. And if you're a juror, I don't know if the big bad boogeyman of my quote unquote lawyers told me I was fine. I don't know. But I don't think it's as neatly presented that way. So will it hold up? I don't know. But those are essentially the two pillars. And then the third one's not even really a defense in the courtroom at all, which is, hey, CZ wasn't exactly helping me out here when he triggered a bank run on FTX. And that also should be talked about, which I think actually probably should be talked about, which is why we talked about it in this series. But looking ahead, Abrams, when you think about what is to come and how these are going to go, as we discussed, 150 years for Bernie Madoff. For Sam, he's facing seven counts. And how the jury rules on it could determine some things. Right. I've heard a theoretical maximum penalty of 115 years. That's what the Justice Department said back in December, I believe. And you think about good behavior, bad behavior, sentencing, and how all this is going to go past whatever convictions happen.
WTOP 24 Hour News
Fresh update on "each year" discussed on WTOP 24 Hour News
"Fifteen years with the experts in support networking or cyber security and start your career in months not years upskill even faster on campus or live online qualified students may get financial aid including the g i bill my computer career career acclaimed accredited effective take the free career evaluation of my computer career dot edu double -d t l p at four fifty two hi i'm patricia ferrick president of f v c bank with me today is kimberly wolf president and c e o of ronald mcdonald house charities of greater washington d c as a valued non -profit customer of f v c bank please tell us about your organization thank you trish ronald mcdonald house charities of greater washington d c enables family -centered care for children receiving treatment in the greater washington d c area thanks our to generous community we can support hundreds of families each year throughout their health care that's wonderful the annual red shoe five k and support the critical mission of ronald mcdonald house charities of greater washington d c i invite listeners to donate involved and get we value fbc bank as a trusted financial partner and take it from me folks you can visit fbc bank dot com that's fbc bank dot com member fdic you're listening to wtop news books week begins this weekend sunday in dc the public library is mobilizing to support the freedom to read library system actually kicking off the week with a the band books scavenger hunt where censored books like alice walkers the color purple for example and george johnson's m all boys art blue will be strategically hidden in libraries coffee shops museums bookstores and bars were told all around the city there will also be a battle of the band fundraising event at okay memorial library the cpl says that the event aims to spotlight the absurdity of
Bankless
A highlight from ROLLUP: Coinbase Crashes DC | Gary Grilled By Congress | Vitalik Deepfakes
"Miss Wagner is like, yo, MIT version of Gary was pro -blockchain, but SEC Gary is anti -blockchain. And then Richie Torres is like, yo, it's a Pokemon card of security? These people are listening to crypto Twitter. They are like, these are our things. The power of crypto Twitter is like getting into Congress. Well, it's because it's distilled logic. I mean, Bankless Nation, it is the last Friday of September. David, what time is it? It's the Bankless Friday Weekly Rollup Ryan where we cover the entire weekly news in crypto, which is always an ambitious endeavor, yet we persevere nonetheless into the frontier this week with a bunch of clips of Gary getting grilled. So everyone, everyone prepare for that one. If you're not listening to this with coffee, because it's too late in the day, well then you should get your popcorn, because that is what you will need. I mean, this is a catharsis, I think, for many of you in this episode. You'll enjoy this very much. Also, crypto was present in Washington this week. Yeah, Coinbase's stand with crypto day was held at Capitol Hill the same day that Gensler was giving testimony in front of Congress. Convenient. What about the timing of that? David, what else we got? After that, we'll talk about pudgy penguins in Walmart landing a huge deal, a ton of distribution for pudgy penguins, also with each toy purchase having an on -chain identity on ZKSync. So we'll talk about that. And then after, also not only are penguins getting identity, but citizens of Buenos Aires perhaps also getting some on -chain presence as well. We'll talk about that. And then, of course, we're going to do the PSA of deepfakes and phishing attacks that are out there. We got a Vitalik deepfake that we want to show you. It's pretty hilarious, but not if you believe it. Notable VC Fred Wilson got phished for 40 NFTs this week. So if Fred Wilson can get phished, so can you. We will talk about this and more. What else we got, Ryan? You know, the usual Bitcoin ETF stuff. ETH might be getting futures. There's a ton to talk about every week. This is a bullish week, I think. I'm declaring it such, David. It is a bullish week. And we got some green candles when we get to the markets. But before we get in, David, we got a message from our friends and sponsors over at Layer Zero. What do they want the folks at home to know? They want you to know that after a year, over a year of combined effort, Layer Zero and Google Cloud have announced their partnership, and they are ready to build the interoperable cross -chain apps of the future. What is Layer Zero? Of course, Layer Zero is a set of smart contracts that are deployed on every single chain. These smart contracts connect to each other. How do they connect to each other? Well, they need some Oracle service in the center to be the chatterboxes, the passing messages between all of the Layer Zero smart contracts across all of the 50 different chains. Google Cloud is that new default Oracle. That is the partnership that they have created. So there is a link in the show notes for you to go explore more if you're a builder who wants to build on Layer Zero. LayerZero .network is also the URL. Well, you know what I want to learn more about this week, David, is markets. Tell me about the old markets. I think, I think, I haven't looked at this yet, but I think we got some green on the week. We got some green, dude. Let's look at the Bitcoin charts first. What's Bitcoin showing us? Some single digit green. Look at that green right on the right. That's your dose of dopamine for this week. It's like, whoo, Bitcoin up 2%, whopping 2%. Started the week at 26 ,600, ending the week at, well, Thursday morning, if you call it the end of the week. It's not the end of the week. 27 ,150, up 2%. Ether price up a little bit more, starting the week at 1660, up 4 .5 % to the current price, excuse me, starting the week at 1560, ending the week at right around 1660, where we are right now. 1660. I mean, it's still low. That is a low price. We are getting excited about very little right now. Yeah. It's up such a small degree, you shouldn't even be excited about this. And yet we are. Yeah, we are. 4 .5 % on the week, I'll tell you. It's better than flat. When's the last time we had a double digit week, man? Double digit up or down? Up. I can't remember either, actually. We've been in the flatlands for so long. It's just like kind of a little bit of a bleed out all the way from 1900. Weren't we over 2000 a few weeks ago? Yeah, we have touched over 2000 in this bear market, but man, it certainly doesn't feel like it. Last time we were at 2K was July. In July, briefly. We weren't at 2K. Yeah, I can't remember July. Well, I was in the mountains. It's been downhill ever since I caught back for the mountains. Yeah, it really was. It's been all downhill since you guys. The only thing you can do, David, is go to the mountains. Bad things happen to Gary Gensler when you go to the mountains. Although, I guess nothing bad happened to him this week. Anyway, I'm skipping too far ahead. We'll have our Gary later in the episode. ETH, Bitcoin, up 2%. Total crypto market cap, $1 .11 trillion. Layer 2 scaling factor, touched 6 % this week, down to 5 .5%. Still at all -time highs. Layer 0. Wait, what touched 6 %? Excuse me, not 6%. Total value loss? 6x. 6x is what I meant. Oh, activity. That's what you like to look at. Yes, layer 2 activity touched 6x of Ethereum, but now it's at 5 .69. Nice. 60 transactions per second, 64 transactions per second. Yeah, that's where we get the 6x. We got more transactions per second left in this tank, I think. Oh, yeah. David, you want to talk about the general markets, like all the TradFi markets? You want to talk about macro really quick, because it's been super confusing to me. It's been super confusing. And then I read this tweet. We're also doing a macro show on Tuesday as well. So a macro show, so talking about the state of macro from a crypto person, so it's a crypto person who understands macro, so I'm really excited for that show. Are you a crypto person that understands macro, David? Do you understand macro? When I have a smarter macro person with me, then yes, I understand macro. My question to you is, does anybody really understand macro, particularly right now? Oh, you mean current snapshot? Definitely not. Yeah, all right. So here's the tweet. Current situation. One, stocks are falling like a recession is coming. Two, oil prices are rising like there's no recession in sight. That's contradictory. Three, interest rates are rising like we have 10 % inflation. Yes, they are. Four, gold is falling like inflation is gone. Five, housing prices are rising like rates are falling. And six, commercial real estate is falling like it's 2008. Nothing adds up here. That's the way I feel about macro right now. It's very confusing. There is a confusing set of signals going on, and it's not adding up in my head. What do you think about this? Yeah, they follow through, and they say it's beginning to feel like a pivot point in sentiment. I don't know if I'm about to say what I think they are meaning by this, but when there's a bunch of confusion, people, I think, brace for something, brace for clarity, and then whatever that clarity is will define sentiment. Where are we going? We don't know. As soon as we find out, we'll know how we feel about it. But we know it's going to be different from here. Different good or different bad? Those are the only two directions. Yeah, I guess that's the reductive take about it. But it's basically like we don't really know. That's why I'm very interested in doing this macro episode next week to see what the newest macro person kind of knows. I will say one thing, though. I think volatility is back on the menu. I think that's what this means. Because when the market doesn't know what direction it's going to go in, then it can kind of lurch in one direction or the other. So weird macro climate right now. On the back of stimulus, on the back of money printing, like what's going on here? And just to be clear about something, we've previously talked about stocks being at all time highs. That's been kind of the theme of the last two months, I would say. Well, so from looking at the SPY, you don't have the chart up, but it has declined by 7 % since July. So the SPY is down 7%, which is more. That goes to the first bullet point. Stocks are falling like a recession is coming up. I don't know. It's down 7%, just doesn't feel like a lot to me. Well, in the trade market, 7 % is a lot historically, but not recently. 7 % in the trade market is actually, that's just like, trade markets are also volatile. OK, well, we'll try to make sense of this, but let's get back to crypto. This is a negative report from JP Morgan, who said, Ethereum's activity post -Shanghai that was the last hard fork back in March, has been disappointing. JP Morgan calling Ethereum's progress disappointing. They've got some reasons for this. While the shift from proof of work to proof of stake meant that the energy consumption from Ethereum collapsed by 99%, the Ethereum supply is shrinking and staking rose sharply by 50 % since the Shanghai upgrade. While that happened, the increase in network activity has been rather disappointing. Ethereum's daily transactions, daily active addresses, and total value locked on DeFi protocols on the network have all experienced declines since the last hard fork. So JP Morgan, their analysts expressing some bearishness here over the last six months or so. Yes. I'm not mad, just disappointed with that activity. My response to that is, who the hell are you? JP Morgan doesn't know how to analyze these things. Well, I don't know. Ethereum post -Shanghai activity, it's just the broader crypto downturn. And also, they're just wrong, JP Morgan, he is wrong. They say layer twos have displayed mixed results. Well, no, TVL and economic activity on layer twos across the board are all up. I don't know where the hell they're getting their data from, but not only is their data wrong, but their analysis is poor. Well, let's go to the actual numbers, Stephen. Layer two beat provides a good source for value locked on layer twos. What are we looking at? At the 180 -day time frame, it's basically flat. It's marginally up, it's basically flat. It's a flat TVL, $10 .5 billion. Activity is up, it's up so much. It's unequivocally up by a lot. I'm disappointed in JP Morgan. Wow. Have you ever been not disappointed with JP Morgan, David? I'm generally disappointed by banking in general. Really? You should start a podcast called Bankless, David, about escaping your bank over time, slowly. I think Vance Spencer put that tweet in perspective as well. Actually, I don't think he was responding to that tweet in particular. But we are. We got some perspective here from Vance Spencer. This is Ethereum, if you chart it against some of the fastest growing tech companies in human history, companies like Alphabet was Google, of course, and Meta or Zoom or Microsoft, and how quickly, over time, it took them to surpass $10 billion in revenue. How long did it take them? It took Ethereum seven years. When charted against these other tech companies, there's only one that did that faster, and that is Google. Yeah. Ethereum really did all of its $10 billion of revenue inside of 2020 to 2023. I mean, so look at this line. It's just kind of like a slope line up. So I mean, doing pretty well, all things considered, JP Morgan. Not disappointing. I'm not disappointed by this. And I'm not disappointed. Also, long -term perspective, not disappointed in the price of ETH over the last seven years either. And we can keep going. Uniswap this week hit 300 million in swaps. 300 unique million trades, swaps, has happened on Uniswap. Uniswap was invented in 2019. 300 million swaps since 2019. Is that disappointing? Is that disappointing? I'm not disappointed by that in the slightest. I feel great about that. Maintain my disappointment about JP Morgan. You know, I think it's part of a broader crypto sentiment, and I've seen a lot of takes just in general in news, but even in financial analyst news like JP Morgan research, that sort of thing. It comes back down to this, David. Mainstream thinks that crypto is dead, again, like always. This always happens. And this is what makes this a buying opportunity, as with previous cycles. And when crypto 10x's the next cycle, don't let anybody tell you you didn't earn it. Because if you're buying here, when everyone is saying crypto is dead, it's never coming back. That they're disappointed. That's how you earn. It's so easy. The signals are just being laid at our feet right now. They really are. I tweeted something like that out, and somebody responded with this life cycle. What are we looking at here? Yeah, just like the cycle of the bull bear market. So in the top of the bull market, some crypto friend of you will tell you, a bankless listener, you're so lucky. I wish that I bought two. And then the crypto market will go down and be like, you're an idiot. I told you crypto was a scam. Yeah, so especially when they say the words disappointing, it's such an emotional word. It's kind of just playing into the readership. I don't know if JP Morgan is about that game. I mean, we're in the stage of the cycle where everyone thinks you're an idiot. And they told you it was a scam. And you can't talk about crypto at your family events or parties because you're just the crypto moron who knows nothing. And ha, ha, ha, SPF, FTX, that's so stupid. Scams, frauds, NFTs are such a joke. Well, granted, some of those things are actually true. Sure, sure. But if you're still in crypto and you know why you're here. And you're no longer buying the scams because you can identify them. And then you'll swing back to like, I am a genius. I am amazing. I am lucky. Or third parties will say you're lucky when that happens and you'll feel like a genius. You've been chewing glass for three years, but you know, you got lucky, though. You got lucky. How about the Bitcoin ETF, David? Here's a tweet from James Seyfert. What's this about? He just says that the SEC has come out super early and delayed the ARK Invest and 21 shares Bitcoin ETF filing. There wasn't a decision due until November 11th. And typically up until recently, the SEC has always gone up right up until the buzzer. But they decided to delay their decision on this earlier than usual. You know why? Partially? It's some speculation. It's because the government's about to shut down. The U .S. government's about to shut down. That's on Monday, right? On Monday? Yeah. So apparently if by Sunday night, this Sunday night, Congress doesn't reach some sort of compromise resolution, whatever agreement to keep the government running, then it shuts down yet again. I mean, how many times have we been through this? And so this is the SEC just getting ahead of that so that the stuff doesn't expire while the government shut down. And I guess, I don't know what would happen if the government shut down and these deadlines were missed. But maybe they would de facto be approved. I think that could be how it works. Is this some sort of pseudo oracle about how the SEC thinks that if we do go for a shutdown, we'll get shut down all the way until at least November 11th? I have no idea. I have no idea what this could mean. I do know this is good news. So Congress, both Democrats and Republican lawmakers, sent a letter to Gary Gensler pleading that he approve a spot Bitcoin ETF.
Bloomberg Daybreak Europe
Fresh update on "each year" discussed on Bloomberg Daybreak Europe
"I know the shutdown is separate from that. But if that's the track we're headed on, default is a still possible for the American economy? Let's hope that is an excellent answer. You know, at the same time, going back to this idea of decarbonization the world, in we have had many funds have to pull back from ESG funds. I know you felt under pressure as well. And we talked about this. But in an election cycle, do you fear those attacks, those specific attacks get worse? As I said, we're hearing from more investors that are looking to put more money in decarbonization. We believe that we a as world have to rapidly find the new technologies to bring down the competitive premium. So, yes, we are going to, you know, and I said I'm not using the term ESG anymore. And the main reason why you may have a different opinion what ESG does, everybody has a different opinion. It is, it is, but we want to talk about, you know, sustainability and decarbonization. I don't believe, and here's an amazing thing already. And so much of the attack on Sustainability and decarbonization comes from what we call our red states. If you look at the recent most data where all the IRA money is going, I think it's like 60 percent of the money are going to the red states. And so if If you think you about Texas right now, and Texas is an amazing state. It is the number one state in hydrocarbons, everybody knows that. But it is the number one state in America for wind and solar. It had 50 days of temperature around 40 degrees in a row this summer. 50 straight days in Austin, Texas. And for the first time they had no blackouts because of wind and solar this year. So the other angle to this also in the middle of an election year This is kind of the first AI election when we have mass use of artificial intelligence. The potential for misinformation to I think AI has tremendous potential. It's going to change how we work, how we live. It also has a potential of creating real fears and problems. And so as we have heard from the men and women who are deeply involved in it, there needs to be structure. Governments worldwide need to get in front of this. This is moving so rapidly. But let's be clear, every company, every board we talk to is aggressively focusing on it. can How we navigate? If you overlay AI and robotics, this is what is going to transform societies very rapidly. And I think Europe, because of the demographics of Europe, we could use AI and robotics as a means to create much more productivity. Let me just say one thing. I'm really worried about AI and Historically, over the last 30 -40 years, the countries that had great masses of people that were educated, that were aggressive, who are willing to work hard. The Chinese is a great example. They were able to rebuild their economy. If AI and robotics changes how we work and how we build, the countries that have huge populations, growing populations, could be the most nations. suffering Because we're not going to have to build so many things offshore. The countries actually that declining demographics and are worried about it and the narrative, what does that mean for growth? It actually might be the true blessing. It may be those countries that will have less social pressure. And the great thing that I wanted to say and the best test be tube, it'll very clear for here in Europe. And in the world each year there's 1 1 .2 million human beings die from automobiles. And none of us were pretty immune to it unless we have somebody we know or a family member we we know who have been harmed or died from an automobile accident. We're just around the corner to have driverless cars. Yeah. Yeah. We're close. But driverless cars will have less than 5 thousand deaths a year. And it's going to save so much fuel. People will be using this. So sustainability on issues. But we have millions of jobs that will be lost. Yeah. And how do we navigate that? Yes. OK. That's exactly where I wanted to go. I'm glad you went there. I think we're running up against a little bit of time. OK. So we have to be quick here. I've already accepted my jobs going to the AI overlords layer. I don't think we're there yet. I don't even think there's going to be a need for CEOs anymore. Good. Maybe that means we can all be on a beach somewhere. But how do you think about that at BlackRock? You obviously have a robust AI research department too. Yeah. Do you foresee a lot of BlackRock jobs going the way of AI? think I we have jobs that are going to be evolving and changing and we're going to have even more dynamic jobs from that. I mean The naysayers about technology, job loss, job loss, job loss. We have not seen that. seen We've actual job creation, but there's a transition from the time when there may be immediate job loss to a transition to a different type of job. All I can say is this past year we added over a thousand employees and a base of 20 ,000. We see more opportunity. We're aggressively using AI. We have our AI labs with different universities. We're deploying big data To to get better insights in how we invest and how we think. We're studying more and more things. We're using AI to understand physical climate risk. We have really advanced what we believe is models that show where physical climate risk can have a real impact and how should how should we invest in that? How do we think about that? So we are spending most of our time focusing and how we can use this to improve society. How we can improve BlackRock and how can we improve our relationships with our clients and in all the societies we work. Well you know we have to leave hope. Thanks everyone. Thank you everyone. There we go. That is Danny Berger who is speaking of course to Larry Fink, the Chief Executive Chairman of BlackRock, the biggest asset manager in the world. I mean it was a really lively conversation. It has to be said that Larry Fink was extremely positive about pretty much everything. The opportunities from AI creating better societies, getting better returns for more human beings was the thing that he said was his goal that the money is is not their own at BlackRock and it belongs to the clients. They have to do the right thing. Even though he said they weren't talking about ESG anymore that that is really the major challenge ahead is is actually decarbonizing the economy, the transition to a new sort of economy but that's going a to need lot of technology. There were a few lines about the markets that were very important Lizzie. Not so positive about about the possibility of a US recession. He says by 2025 the US economy may be going into a recession. He says that 10 -year rates may need to stay at 5 % or higher. He sees more fear than at any time in his business career but what he's kind of saying is that other business leaders leaders like him also need to give this certainty, give this hope and so trying to inspire that message. Yeah, it was absolutely fascinating wasn't it? And hilarious at times. That's off to our colleague Danny Berger. Yes, she talks about how the AI overlords were going to get her job soon. And actually, Larry thinks so that so perhaps they were coming for CEO jobs too which is funny. No, and then he reversed his position on that of course saying no. Um, I yeah, so that was the conversation with BlackRock CEO and Chairman Larry Fink. Of course, he's speaking to Bloomberg's Danny Berger. Just a reminder, though, that it's 9 .19am here in London. So that
Fading Memories: Alzheimer's Caregiver Support
A highlight from Skin Deep: The Promising New Skin Test for Early Alzheimer's Detection
"What if there was a painless and non -evasive way to detect Alzheimer's disease earlier than ever? In this bonus episode, I chat with Frank Amato from SynapseDX, a pioneer in healthcare innovation who might just have the answer. In this engaging discussion, we dive into Frank's groundbreaking work on the DSCRN test, a revolutionary skin test for Alzheimer's. Frank's passion for healthcare and his mission to transform Alzheimer's diagnosis makes this conversation a must listen for anyone interested in the latest advancement in dementia healthcare. Welcome to Fading Memories, a podcast for caregivers of loved ones with dementia. I'm your host, Jennifer Fink. My mom had Alzheimer's for 20 years and when I went looking for answers, I had to start a podcast to find them. Join me as we navigate the challenges of dementia caregiving together. Through personal stories, expert interviews and practical advice, we'll explore effective communication strategies, stress management techniques and ways to cope with the emotional journey. This podcast is your beacon of support and empowerment. Let's share our experiences, find solace and discover the strength within us. Get ready to embark on a transformative caregiving journey with Memories. Fading If you're looking for additional advice, be sure to sign up for our weekly email newsletter. It's brief, gives you great advice. You can read it in less than five minutes and you know where to find the link. It's in the website, on the show notes. We're working on subscriber only information and specials so you're not going to want to miss out. Unfortunately, it's part of our modern world that some people will look to prey on the most vulnerable members of our society. With modern technology, scammers have more avenues to exploit people than ever before. Americans over the age of 65, especially those living with Alzheimer's and dementia, are receiving an average of almost 200 unwanted landline calls every week. That's more than 28 calls a day from bad actors trying to defraud our loved ones. Even worse, nearly 10 % of these calls have no caller ID, making it even harder to distinguish between legitimate and fraudulent calls. Older adults are less likely to be tech savvy and more likely to be home during the day to answer these calls. Please don't rely on notes by the phone as an attempt to stop a crime before it happens. You need IMP. IMP offers advanced call protection and a variety of other features to keep you and your loved ones safe from scams. IMP only allows wanted callers to ring through. Stopped are 100 % of the spam, scam, political, fundraising, debt collection, and survey calls before a single ring. Traditional call blockers can't do this and neither can the do not call registry. Don't wait until it's too late. Protect yourself and your loved ones by going to www .joinimpismhall .com. Also, the link is in the show notes.
Fading Memories: Alzheimer's Caregiver Support
A highlight from Skin Deep: The Promising New Skin Test for Early Alzheimer's Detection
"What if there was a painless and non -evasive way to detect Alzheimer's disease earlier than ever? In this bonus episode, I chat with Frank Amato from SynapseDX, a pioneer in healthcare innovation who might just have the answer. In this engaging discussion, we dive into Frank's groundbreaking work on the DSCRN test, a revolutionary skin test for Alzheimer's. Frank's passion for healthcare and his mission to transform Alzheimer's diagnosis makes this conversation a must listen for anyone interested in the latest advancement in dementia healthcare. Welcome to Fading Memories, a podcast for caregivers of loved ones with dementia. I'm your host, Jennifer Fink. My mom had Alzheimer's for 20 years and when I went looking for answers, I had to start a podcast to find them. Join me as we navigate the challenges of dementia caregiving together. Through personal stories, expert interviews and practical advice, we'll explore effective communication strategies, stress management techniques and ways to cope with the emotional journey. This podcast is your beacon of support and empowerment. Let's share our experiences, find solace and discover the strength within us. Get ready to embark on a transformative caregiving journey with Memories. Fading If you're looking for additional advice, be sure to sign up for our weekly email newsletter. It's brief, gives you great advice. You can read it in less than five minutes and you know where to find the link. It's in the website, on the show notes. We're working on subscriber only information and specials so you're not going to want to miss out. Unfortunately, it's part of our modern world that some people will look to prey on the most vulnerable members of our society. With modern technology, scammers have more avenues to exploit people than ever before. Americans over the age of 65, especially those living with Alzheimer's and dementia, are receiving an average of almost 200 unwanted landline calls every week. That's more than 28 calls a day from bad actors trying to defraud our loved ones. Even worse, nearly 10 % of these calls have no caller ID, making it even harder to distinguish between legitimate and fraudulent calls. Older adults are less likely to be tech savvy and more likely to be home during the day to answer these calls. Please don't rely on notes by the phone as an attempt to stop a crime before it happens. You need IMP. IMP offers advanced call protection and a variety of other features to keep you and your loved ones safe from scams. IMP only allows wanted callers to ring through. Stopped are 100 % of the spam, scam, political, fundraising, debt collection, and survey calls before a single ring. Traditional call blockers can't do this and neither can the do not call registry. Don't wait until it's too late. Protect yourself and your loved ones by going to www .joinimpismhall .com. Also, the link is in the show notes.
The Crypto Overnighter
A highlight from 683:Binance Exits Russia & SECs High-Stakes Terraform Probe
"Good evening, and welcome to The Crypto Overnight -er. I'm Nick Ademus, and I will be your host as we take a look at the latest cryptocurrency news and analysis. So sit back, relax, and let's get started. And remember, none of this is financial advice. And it's 10 p .m. Pacific on Thursday, September 28th, 2023. Welcome back to The Crypto Overnight -er, where we have no sponsors, no hidden agendas, and no BS. But we do have the news, so let's talk about that. Tonight, we're diving deep into the intersections of law and crypto. Whether it's Binance cutting ties with Russia, the SEC's ongoing tussle with Terraform Labs, or the courtroom drama unfolding around Sam Bankman -Fried, legal battles are shaping the landscape. But that's not all. Central banks are toying with DeFi, while PayPal is making strategic crypto alliances. It's a jam -packed night tonight, folks. Let's get started. Binance sold its entire Russian business to ComEx. This move comes as Binance faces mounting legal risks in Russia. ComEx is a newly -launched crypto exchange. It offers a wide range of products, including Spot, Futures, and P2P services. Binance's chief compliance officer, Noah Perlman, stated that operating in Russia is not compatible with Binance's compliance strategy. He said they're focusing their energy on the 100 -plus other countries where they operate. Binance assured that all assets of existing Russian users are safe. The offboarding process may take up to a year. Binance will work with ComEx to migrate its assets. Unlike other international deals in Russia, Binance will have no ongoing revenue split from the sale, nor does it maintain any option to buy back shares in the business. Last month, Binance removed five sanctioned Russian lenders from its site. The Wall Street Journal reported that Binance was helping Russians move money abroad. This came after U .S. Justice Department investigations into whether Binance had been used by Russians to evade U .S. sanctions. Binance CEO, Chengpeng Zhao, took to Twitter to clarify some points. He said that ComEx does not service U .S. or EU users. They have IP address checks and KYC blocks in place, which was something that Binance asked for in the deal. CZ also clarified that he holds no shares in ComEx and didn't financially benefit from the deal. CZ also mentioned that some former Binance team members from the Commonwealth of the Independent States may transition to ComEx. He thinks that's a good thing. The sale of Binance's Russian unit to ComEx is a significant move. It speaks volumes about the regulatory landscape crypto businesses are navigating in. Binance's decision to exit Russia is a clear sign that the exchange is taking compliance seriously, especially in the face of U .S. sanctions and ongoing investigations. This could be seen as a strategic retreat to focus on markets where the regulatory environment is more favorable. CZ's denial of ownership in ComEx is noteworthy. It dispels rumors and adds a layer of transparency to the deal. The fact that ComEx will not service EU or U .S. users is also significant. It shows that the new exchange is taking a cautious approach to compliance, likely to avoid the pitfalls that Binance itself encountered. The offboarding process for existing Russian users will take up to a year, which raises questions about the logistics and security of such a transition. That's a long window that could be exploited if not managed carefully. The absence of an ongoing revenue split or a buyback option in the deal indicates that Binance is cutting ties with Russia in a very final manner. This isn't a temporary measure, but a calculated exit. It's clear that Binance is tightening its compliance strategy. They're exiting a market fraught with legal risks to focus on more compliant operations. Even giants like Binance have to play by some rules or at least know when to exit the game. All right, you've just heard about Binance's tactical exit from Russia, a development that cannot be ignored. Compliance is the new battlefield and it's reshaping the crypto world. But while Binance is navigating Russian law, let's pivot to U .S. shores where another legal battle is simmering. Make sure to hit that like button and subscribe to stay updated.
The Bill Simmons Podcast
A highlight from A Dame Trade Deep Dive With Ben Thompson, Plus Seth Meyers and Million-Dollar Picks
"Coming up, Dame gets traded. Million dollar pick Seth Meyers, it's all next. It's the Bill Simmons Podcast presented by FanDuel. Get in on the football action right from the opening kickoff with America's number one sports book. The app is safe, secure, easy to use. FanDuel always has exclusive offers. When you win, you'll get paid instantly. FanDuel has lots of ways to play, like the spread, money line, over -unders, team totals, player props, so much more. Jump into the action at any time during the game with live betting. Combine multiple bets from the same game in a same game parlay. Download the FanDuel sports book app today. Make every moment more of this football season. The Ringer is committed to responsible gaming. Please visit TheRinger .com slash RG to learn more about the resources and help lines available and listen to the end of this episode for additional details. You must be 21 plus and present in select states. Gambling problem, call 1 -800 -GAMBLER or visit TheRinger .com slash RG. This episode is brought to you by Uber Eats. I just use this. Here's something every football fan should know. You can get everything you need for game day delivered with Uber Eats. Well, almost, almost anything because you can't get the dream flex for your fantasy team delivered with Uber Eats. But Tex -Mex, yeah, great pass protection, can't get it. Great pizza selection, oh yeah. While they can't help on the field, you can get pretty much everything else you need to watch the game delivered with Uber Eats. So this season, get anything, almost, almost anything for game day by ordering on the Uber Eats app. Uber Eats, official on -demand delivery partner of the NFL. Order now. I'll call in select markets and 21 plus to order. Product availability may vary by region. See app for details. We're also brought to you by The Ringer Podcast Network where I put up a new rewatchables on Monday night. We did the big chill. It was very, very exciting. I have Kyle Brandt coming on Monday's podcast. I'm just gonna tell you the movie now because it is gonna be the best moment of your weekend if you spent two hours watching this classic. We're doing Toy Soldiers. It really brings everything possible to the table. So if you wanna watch it ahead of time, there it is. That podcast is going up Monday night. If you wanna hear stuff about the debate, we have Tara Paul and Mary's podcast, Somebody's Gotta Win. That reacted to it as well as the press box with Brian Curtis and David Shoemaker. So there you go. Our debate coverage has been on point. Also, higher learning. Van and Rachel had Larry Elder on this weekend. It made a lot of noise, man. That podcast is great. I hope you check that out as well. Hope you're checking out theringer .com. And on this podcast, gonna talk about the dame trade at the top. We're gonna bring in Ben Thompson from the Techery newsletter, which he's been on this podcast I think four weeks ago. And he's a huge Bucks fan. He's gonna give the Bucks fan side of things. We're gonna do million dollar picks. And then old friend Seth Meyers talking about a whole bunch of stuff. So really good podcast. It's all next. First, our friends from Pro Jam. What's up? All right, I'm taping this on Thursday afternoon. Normally when there's a big MBA trade, I always do the emergency trade reaction right after the podcast. But we just put up a podcast on Tuesday. So I decided to play it a little differently this time. I wanted a little distance, I wanted to listen to stuff, read stuff, and try to form some big picture opinions coming out of this. So I have four smaller ones, then one big one. First one, I thought Portland did an incredible job with this trade. I really liked this trade, especially everyone was trying to bully them in June and July about, oh, you got to take Miami's offer. You just got to. It's where he wants to go. It's the only offer you're going to get. And guess what? They waited. They played it perfectly. They stared Miami down, and they got a much better deal. First of all, they get the Drew Holiday piece that they can flip into a bunch out of their stuff, which we'll talk about in one second. I love the DeAndre Ayton gamble. As you know, on this podcast, I am a big DeAndre Ayton guy. Not in the sense of I'm the biggest fan of his in the world, but I'm a fan of the asset. I just think I love the valued assets, no matter what it is. Whatever market we're talking about, DeAndre Ayton, 18 and 10 for his career, 60 % field goals percentage, 25 years old. He's played in 45 playoff games. He played four rounds in the 2021 finals. Last year, he got his ass kicked by Jokic. Oh, sorry. Like, that never happens. And Phoenix just sold on him, which I can't wait to talk about. But just from a Portland standpoint, they not only get Ayton in whatever they get for holiday, they get the 29 first, they get the two swaps, and they dump Nurkic. Nurkic hasn't had a healthy start to finish all the way through the playoffs here since 2018, which I'm positive was a long time ago. He's basically 12 and 8. He's, you know, a 50 % shooter. I made a list of the top 30 centers. I encourage you to do this at home, because what's more fun than making lists of NBA centers? I can't imagine anything. I made a list of who I thought were the best assets of the center position for talent, contract, everything. He was 29th on my list. The only person I had ahead of him who's technically a starter, unless you start talking about the Detroit or Charlotte guys, was Zubats on the Clippers. I thought he was the 29th best center asset in the league. And Phoenix, you know, just quickly to go to them, they're trying to win this year. They got worse. They turned Ayton's money into Nurkic and Grayson Allen and Nasir Little. Grayson Allen, we already know with him, he can't play in playoff series. We saw him 22. We saw it last year. I heard and read in some places like that, I got two rotation players. Did they? Is Nurkic a playoff rotation player? Is Grayson Allen a playoff rotation player? Because I'm positive he's not. So for the same money that they were spending on Ayton, they got three guys that I don't think are going to help them. In 25, the money comes down a little bit to 23 million just for Nurkic and Little, which is 7 million less than Ayton. And then in 26, that money goes up to 25 .5. But I don't understand what Phoenix was doing. Why not wait to see if Ayton clicks with Vogel? Vogel has such a good history with centers. He rejuvenated Dwight Howard on the 2020 Lakers. He basically created Roy Hibbert's career in 2013 with the defense verticality thing. I thought he was going to do a good job with Ayton. I'm stunned that they gave up on him. I'm almost waiting for one of those, now they tell us stories when, you know, that's where Brian Curtis calls them, where like a week after something happens, there's this kind of notebook dump where it's like, here's seven terrible DeAndre Ayton stories. So maybe that'll happen. But for Phoenix just to be like, cool, we locked this down, man. We got Nurkic. You're trying to win the title. You have KD and Booker and Beal. And like, what are you guys doing? Anyway, from Portland's standpoint, I love the Ayton thing. I love that they didn't get bullied. And I know they're going to turn Drew Holliday into something. So this to me was at least an A minus for them, for where they were two months ago, where Dave's like, I want to go to Miami. That's it. And if you don't trade me there, that's kind of fucked up. And they made this work as it got reported that, uh, I think in the athletic, that he expanded his list to Brooklyn and to Milwaukee in the last two weeks. And that's what Portland was waiting on. You know, they were banking on the fact that he's a competitive dude. He's one of the best 75 pairs ever. He wanted a situation settled. So, you know, you wait, you wait, you wait, they expand the list and then you go. Uh, there's a Drew Holliday piece to this. That's awesome. He becomes a contender prize. I wouldn't call this a Drew Holliday sweepstakes. I reserved sweepstakes for the superstars, but it's a mini sweepstakes. This is somebody that could have a huge impact on the playoff race. You know, not only the usual suspects, everybody's talking about Boston, ironically, Miami is a really good fit for him. And in some ways, um, I'm a little more scared of them with Miami than Dame in some ways, especially at a much cheaper contract with giving up less and keeping some of their assets. Philly, if they could pull it off, they have to be in there in Golden State, Minnesota. I think I have to mention Sacramento, I think is a team that if they could figure out how to get Drew without giving up their core, which is basically Keegan Murray and Sabonis and Fox, like that's, you know, could Davion Mitchell be in that trade with some, with a salary and some picks, who knows. The team that I love for Drew Holliday is OKC. I have OKC, you know, I started doing my MBA research for the over -under spot and I haven't landed on a number for them yet, but to me, they feel like a high forties team with Chet and with the growth of their young guys. And if you just like, let's say they traded Lou Dort and a bunch of their picks, maybe two firsts and two of their lesser picks or three firsts and a second, whatever it is. And they just say, fuck it. And they get Drew and you put him with Giddy and SGA and Jalen fucking awesome Williams and Chet Holmgren and all these other dudes they have, that might be a top three team in the West. I mean, that, that's starting to give me some early 2010s OKC vibes. So where he goes is going to be important. I just feel like there was so much Drew Holliday slander the last couple of days. You know, he's one of my favorite players. Even Haralabob, who was the chairman of the board of the Drew Holliday fan club for years and would have the benefit dinners there and, you know, just did a lot of yeoman's work on that front. And even he was like, yeah, yeah, Dame's better than Drew. That trade makes sense for Milwaukee. I was hurt, Haralabob. I was 100 % hurt by that. But you know, Drew got his ass kicked by Jimmy Butler in the playoffs last year. I get it. It happens. Jimmy was unbelievable. I feel like he would have kicked anybody's ass. By the way, why is Drew Holliday guarding Jimmy Butler? That speaks more to some of the issues with Milwaukee. He was never supposed to be a point guard and a creator. I think he was always better as an off -the -ball guy. We saw that with Rondo and New Orleans and just in general. I want to see him with a point guard. I want to see him just being unleashed, not having the ball a lot, just worrying about hitting threes, being an occasional, you know, make -shit -happen guy and being like the third or fourth best guy on a team without having the offensive responsibility to have. All their half court issues got blamed on him for the last couple of years. And I get it. They weren't like an awesome half -court team, even the other one in the finals, but I really value that dude. I had him, even I did the trade value list in August and I had him 37th and I had Dame 23rd. I think he's one of the best 30 players in the league still. He's 33 years old, which, you know, I'm going to talk in a second about when guards hit their mid -30s, but just in general, I think he's a real asset. If he goes to a team like the Celtics and they can keep Derek White and Tatum and Brown in the center, it's like, look out, man. So little mini sweepstakes, rarely do we get the trade, but then we still get another asset to talk about. Thank you for everyone involved in the trade. And then the fourth small point is just that, you know, not rocket science, Milwaukee bought some Giannis time here. They have one of the best 20 players of all time. They were staring down the barrel of a situation that was not good. I was talking about it on this podcast in late June and early July. I thought he was going to put them on the clock. I thought Mark Lasry selling his stake was a really bad sign for all of this because that dude is smart. As I laid out in June, that guy is really smart. And if he's feeling like, you know what, it's time for me to sell my buck stock, that makes me nervous. And then all the stuff that Giannis said and did, which I thought he did really fairly and really smartly. And I think that dude's about titles and that's it. And I know we say that about players, but I think in his case, I don't think he cares about, you know, what's my legacy, how do I compare against Dirk DeWhisky, any of that stuff. I just think he wants more rings. I mean, think about the guys who have won two rings out of the best 35 guys on my list of my pyramid. Those are all guys in my top 35 that won multiple wings. You go to the one -ring side, Jerry West, Oscar, Moses, Dirk, Jokic, Giannis, Pettit, Garnett, Kawhi, Rick Barry. That's the list he's on now. I certainly don't think he's looking at that list going, I got to get away from these guys, but it's a slightly different list. I think when you win multiple rings in multiple situations, it elevates you in a certain way. I think he fundamentally understands that at least a little bit. I want to be the best player since LeBron James. I think that's a thing that he wants. How am I going to do that? I need more rings. I need more finals trips. He knew from last year and maybe even the Boston series that they just weren't good enough. Whether this trade is going to be the thing that propels them, we'll find out, but he's been in the league 10 years, two MVPs, five first teams, two second teams, and now we have this little two -year window. Kawhi and the Raptors was a one -year window. This is a two -year window, I feel like. With Giannis, he's got two years left in his deals. So does Lopez. Middleton has two in a player option. Dame's got two, and then this crazy $120 million player option extension thingy that he has that just keeps going and going. It's probably two years. There's a world where this could go terribly this season, at least for what the expectations are, and then maybe it becomes Kawhi, Raptors. Maybe Giannis is like, you know what? That didn't work. Trade me. And the Bucks, who have no picks left and no future, they look at it next summer, and they go, all right. We tried it. Giannis, what can we get for you? Dame, what can we get? And they just do a reboot, rehaul. Remember, they won in 2021, which just takes so much pressure out of this. It's so much different than the Clippers situation, where they went all in on Kawhi and Paul George. They give up all those picks and SGA, and they've gotten nothing out of it. They haven't even made the finals. So it's got to happen. I think they at least probably have to make the finals. If they get bounced in round two, do I think Giannis is going to stay because they made this Dame -Mower trade? Probably not. So that leads to the big question, is how good of a trade was this? So there's a big picture angle on Dame, and it's going to sound negative, but I really don't want it to sound negative because I think Dame, I voted for him for NBA Top 75. I think he's been one of the best guards in the last 15 years. I think there's a ton of great things you can say, and there's a chance that he goes to Milwaukee, and this thing is fucking awesome. I know any Celtic fan I've talked to, including Isaiah, who's helping produce this podcast today, the Giannis -Dame pick and roll is just terrifying. Other than Jokic and Murray, it's going to be the single most unstoppable offensive play in the league. It is. We are conceding that point. The spot Dame is in right now, big picture -wise, it's weird. He's a superstar, but he's not, and we've seen guys like this before. I judge superstars by, do you have the resume statistically, and is your team succeeding consistently at a certain level? You can't totally say that about Dame. He's never been on a 55 -win team. He's missed the playoffs completely four times in 11 years. He said three first -round exits. He made the Final Four once in 2019, which was really lucky because Golden State and Houston were the two best teams, and then they got smoked. He's never been on a true contender ever. Instinctively, you go, well, that's not his fault. Who's he played with? Well, he played with LaMarcus Aldridge and CJ McCollum and a couple other guys, but not really anybody. The reason I'm putting this up is there's a success element that he has not had yet that for somebody with his resume is actually kind of unusual. I went and I looked up how many guards in the history of the league averaged 22 points a game for their career and played at least 700 games. I thought the list would be like 20. I didn't know. I didn't know what I was walking into. Only I think 75 guys have averaged 22 a game. So I went and I looked up the list, and it was 10 guys, 700 games, 22 a game for their career. There were some guys who came close like David Thompson, who I think is one of the best guards I've seen in the last 45 years, but had a short career and had some drug issues. He didn't make it. He didn't play enough games. Pete Maravich, 24 .2 points a game, but he didn't play enough games. Kyrie hasn't played enough games yet. Bradley Beale is five games away. I'm actually kind of glad the cutoff's at 700 so we don't have to talk about him. And then Mitchell and Trey Young aren't there yet. There's only 10 guys that made it, and the 10 guys are all fucking awesome. And again, I mentioned this in the context of Dame, who we think he is versus the success he's had. So the 10 guys, Michael Jordan, 30 .1, Jerry West, 27 .1, Allen Averson, 26 .7, George Gervin, 26 .2, Oscar Robertson, 25 .7, Kobe, 25 .0, Harden, 24 .7, Curry, 24 .6, Wade, 22, barely made it, and Russ, 22 .4, and then Dame is at 25 again. All right, what does he not have that those other guys have? Well, MJ, don't need to talk about him. Don't need to talk about Jerry West, who's the freaking logo. Allen Averson, pretty good comparison, right? Big stats, really memorable player, but not a ton of success. Here's the difference. Averson made the finals once. He won an MVP. Dame has done neither of those things. George Gervin was the best scoring guard of the 70s. He made two final fours. He had some bad luck. He really, in 79, really should have came close. And some of it's on him, right? He could have come through. Bobby Dandridge is the one that ended up coming through for the Bullets. They lose. But two final fours, he had four top five MVP finishes, five first teams, four second teams. He was just unassailably the best guard in the league until MJ. Oscar Robertson, don't need to go through him, but he won a ring and an MVP. Kobe, five rings and an MVP. Eleven first teams for Kobe, by the way. James Harden, three final fours, an MVP, six top five MVP finishes, six first team MBAs. And even though Harden has never made the finals as the best guy, he made it with OKC as the sixth man, you could build a contender around Harden. We saw it. We haven't really seen it with Dame. I think that's a fair thing to bring up. Curry, four rings, two MVPs, you know, the Curry thing. Dwayne Wade, three rings, two top five MVPs, two first teams, three second teams. He's more in the Dame waters a little bit, but he had the 2006 finals and he was the second best guy with LeBron on those heat teams. And then Westbrook, who you would say, well, Dame had a better career than Westbrook. Did he? Westbrook made the finals in 2012. He was second best guy on that team. Almost made the finals in 2016. He won an MVP. He had two first teams and five second teams. It's at least like a real argument. And I think when you look at Dame, he only had that one 2019 round three, got bounced. He's only had one top five MVP finish. He's only had one first team MBA and four second team MBAs. Really, really good top 75 career. But the piece that's missing is, have you been on a really good team? Have you made a real run at it? Which is why, you know, I think this Milwaukee trade is so much fun. This is his real chance. I get nervous about a couple things with this trade. One is that, you know, if you look at the 33 and older guards who average 22 points a game in a season. Jordan did it twice. Curry did it twice. Still going. Kobe did it three times. Jerry West twice. Sam Jones once. Hal Greer once. That's the entire list. Now the NBA is different. We have more three -pointers now. It's easier to score. Scoring is the easiest it's ever been. Guys can play at a longer age. So I'm not ruling out Dane being good for the next three years. But just pointing out, history is saying, be a little nervous. In general with guards, like Chris Paul, we saw from age 35 to 36 to 37, like it just dropped. But that's two years older than Dane. Maybe it's fine. I just worry about guards. We have not a lot of instances with guards in their mid -30s of them either peaking as players or being able to sustain whatever success they had during their prime. It always starts to go down with really no exceptions, except for Steph Curry. He's the only non -exception. So if your case is Dane's as good as Steph Curry, or Dane can be as potent as Steph Curry on a winning team, like, you know, Steph Curry is better than Dane, but I'm not going to argue that he couldn't do a lot of the stuff that Curry did in Golden State. The bigger issue for me, the age I'm definitely worried about. Dane has not been healthy the last couple of years, and we have not seen him play nine straight months at playoff basketball with a big bullseye on his back. Everybody coming after you, you're the best team. We haven't seen him do that ever, much less than the last couple of seasons. So can he stay up? Can he stay healthy? That's one thing. The defense with Dane just got kind of swept under the rug the last couple days, and I don't really understand it because there's five categories of defensive player I feel like. There's excellent, there's good, there's average, there's not so good, and then there's bad. And I think Dane's a bad defender. I think the stats back it up. Like, his defensive rating last year was 245 out of the guards. He's the 245th guard for defensive rating. You know, 117 .4 individual defensive rating is 483 overall. Portland's team's always defensively, it was the Achilles heel for them. Partly because of Dane, because he couldn't guard anybody. He's too small. And, you know, think about what we saw from the playoffs the last couple years. I think about the 2020 bubble Celtics playoffs, not infrequently, because I think that team had a chance to potentially win a title. What happened? Everyone hunted Kemba Walker. It was hunting season. It's like, where is he? Got to get a switch. Got to get Kemba Walker guarding somebody who's bigger, or got to beat him off the dribble, and it just became a hunt session with him. And basically, he got played out of the league. He's not in the league anymore. You know, we had this with Isaiah Thomas, too, in the mid -2010s. I think it's been an issue with Kyrie Irving. The Celtics certainly went at him in the playoff series with Brooklyn a couple years ago. Curry, you saw, who I think is a better defender than people give him credit for, but the And he's a much better defender than Dame is. Jordan Poole is somebody that got hunted in playoff series recently. Chris Paul, obviously, is a big one. Jalen Brunson, remember what the Heat did to him? Mitchell, when he was on Utah, this was a huge issue. And then Trae Young, obviously. My fear with Dame is he's a DH, and I think in Portland, part of the reasons he was able to put up the stats he did was because he wasn't playing defense, right? It was just, how many points can I score? My team isn't very good, and I'm just going to do my thing. He's an incredible offensive player. But how much of a trade -off is the defense, right? Well, you think, all right, well, Milwaukee, they're really good defensively. They'll be able to protect him. Here's the team. Giannis, Dame, Lopez, Portis, Middleton, Conaton, Beauchamp, Crowder. Who's guarding Trae Young on this team? Who's guarding Jason Tatum? Here's a partial list of guys that I don't think this team will be able to guard this season. Devin Booker, Tatum, Butler, Trae Young, Kyrie, Curry. Who's going to be chasing Curry around the screens? Dame lowered? Good luck. SGA, Luca, Mitchell, Murray, Edwards, Brunson, Ja, Garland, Fox, Halburn. Are they going to be able to cover Derek White? I don't know. The way this team is constructed, they are not going to have the ability to guard other guards at all, which means they're just going to have to be in a shooting match with them, right? It's going to be not much different than what's going to happen with Phoenix, where they're just literally going to have to outscore the other team. I've just watched too much playoff basketball over the last couple years, where it's like, if you have that weak link on defense, and you're playing a team that's smart enough, they're going to go after that weak link. Like, think about them against the Lakers, right? The Lakers figure their crunch time. Let's say they make the finals. It's Milwaukee and the Lakers, and Lakers crunch time. They're going to have LeBron and Davis and Austin Reeves and, I don't know, a shooter and a point guard, whatever. All they're going to be doing is trying to find where Dame is on the court and going after him. What about when they play Boston? Boston puts out White and Brogdon and Tatum and Brown and a center, and all they're going to be doing is trying to make sure Dame is covering somebody who has the ball who's now torturing him. I think it's a real problem for them. And what's funny is they gave up Drew's defense and, you know, they, what they gave up on defense, which is significant, and they gained an offense, it might end up just being a wash and they might just be a different version of the same team where they still have a huge flaw. It's just on the other end of the court. I'm just shocked that nobody brought up the defense. I agree he's an amazing offensive player and what's cool about this trade and what I'm excited about as a basketball fan is, can he go up a level? Right? A lot of these stats he put up, especially the last couple years. They didn't mean anything. They were, he was on bad teams. Like, who cares? Ultimately, Bradley Beal scored 30 points a game on the Wizards. Who cares? I think most really good offensive players, if they're on a bad team, can get between 25 and 30 a night. Can you do it nine months in a row? Can you do it when you're getting hunted on defense all over the place? How much can Milwaukee protect him? And what does he have in the tank at age 33 with 900 plus games on the O 'Dominor already? I'm still afraid of the Bucks, but people have, like, FanDuel had them as best odds in basketball and I think most people feel like they're the favorite now. I don't feel like there's a favorite. I think you can go through every team. Boston, I could, I'm scared of Porzingis. What's going to happen with Jalen Brown out there? He has contracts. Can Peyton Pritchard, all these different things. Philly, God only knows. Miami, they're unquestionably worse. Yeah, Milwaukee is going to be really good, but depending where Holiday lands and how this all plays out, I just think it's still wide open. And the other piece, so if you're just talking Boston, Miami, Tatum kills Milwaukee. I have no idea why. Boston is kind of built to at least stay with Dame and, you know, Derek White is about as good of a person you're going to have to try to keep Dame in check, at least. And Boston's done a really good job of guarding Giannis over the years. They don't have Grant Williams this year, but I just don't think, I think there's as many ways this goes wrong as it goes right, I guess would be my final thought on this because for what they gave up, especially with that 29 unprotected and the two swaps and, you know, they are all in on this team. And you know my theory, when you go all in on a team, you better think you can win. Not positive, but it's an awesome trade. It really is. It makes the league so much more fun. Dame and Giannis together. I'm going to enjoy watching Portland. I still have my eating stock. Watching Phoenix fans slowly realize that Derkiszna isn't the answer is going to be fun and then we'll see where Drew Holliday goes. So really fun trade. We're going to talk about it a little bit more with Die Hard Bucks fan, Ben Thompson in one second. Let's take a break.
The Breakdown
A highlight from Congressional Republicans Lash Out At Gensler
"And at the end of it all, after dealing with several more non -answers from Gensler, an exasperated ogles closed the hearing with the call to open up the floodgates, hit him with subpoenas, get the information we need. The obfuscation, the not answering questions, I'm sick and tired of it. Dude, you wear tap dancing shoes better than Fred Astaire and enough is enough. It's time that questions are answered and that we have the information that we need. Welcome back to The Breakdown with me, NLW. It's a daily podcast on macro, Bitcoin, and the big picture power shifts remaking our world. What's going on, guys? It is Thursday, September 28th, and today we are talking about Gensler's combative hearing. Before we get into that, however, if you are enjoying The Breakdown, please go subscribe to it, give it a rating, give it a review, or if you want to dive deeper into the conversation, come join us on The Breakers Discord. You can find a link in the show notes or go to bit .ly slash breakdown pod. Well, friends, we had yesterday another hearing featuring SEC Chair Gary Gensler. This was a House Financial Services Committee oversight hearing. And what makes this one a little bit more interesting, even in the Senate hearing that we heard last week, is one, it had some interesting lead -in in the fact that a bipartisan group had just sent Gary Gensler a letter encouraging him, in the strongest possible language, to approve a Bitcoin spot ETF. And two, it had the setup for some very interesting fireworks heading in. And indeed, that is exactly what we got. Committee Chairman Patrick McHenry set the agenda from the beginning with his opening remarks. He addressed Gensler saying, Last time you were before the committee, I voiced my concerns regarding your reckless approach to rulemaking, lack of capital formation agenda, crusade against the digital asset ecosystem, and unresponsiveness to Congress. So many things changed, so many things remain the same. Those are the same issues on the docket today. McHenry went on to accuse Gensler of doing nothing over the past five months to remedy the legitimate and often bipartisan concern expressed by this committee, adding that this is disgraceful and that their patience was wearing thin. Now, the Republican critique of Gensler's rulemaking agenda is that a huge number of rules have been proposed during his term without an economic analysis being performed on their cumulative effect. Regarding the crypto crackdown, McHenry rebuffed Gensler's constant assertion that the law is clear. He stated, your actions have created more confusion and lasting damage. Indeed, he said that contrary to the SEC's role of consumer protection, that Gensler's actions had, quote, pushed legitimate digital asset activities outside of regulated financial institutions where consumers are best protected. Keep in mind, this is all in the opening statements. McHenry went on noting that the SEC's regulation by enforcement agenda has been ineffective and has been on a massive losing streak in the courts. Still, the main point, the main thrust of McHenry's opening, was that it was unacceptable that the SEC had not engaged with Congress. Wrapping it up, McHenry said, the SEC is not above the law, nor is it unique. I do not want to be the first chairman of this committee to issue a subpoena to the SEC, and you should not want to be the first SEC chair to receive a congressional subpoena. Either we find a path forward where the SEC recognizes Congress as a co -equal branch of government and is responsive to our oversight duties, or my option is to issue that subpoena. It's time for you to consider the lasting consequences of your actions and what that means to the SEC's reputation long -term. While your time in this role may be temporary, the repercussions for your actions may be permanent for the agency. It was a fierce opening that sent the signal right away of what we were in store for. Now, a couple other quick notes around other opening statements. Democrat Ranking Member Maxine Waters used her time to rail against MAGA Republicans for pushing the government into a shutdown, and effectively defended the SEC's agenda on all fronts, and asserted that their rulemaking agenda was moving quote thoughtfully and effectively. Now, Gensler himself also got a chance to give an opening statement, and most of his time was spent on justifying the agency's regulatory agenda. He claimed overall that the rulemaking process had been measured with ample time and consideration given to public comment. Now, from there we moved into the question section of the hearing. McHenry as committee chair got to go first and used his questions to focus on Bitcoin. He asked Gensler whether he stood by his previous comments that Bitcoin is not a security, which Gensler evaded by talking in circles, never reaching a point. Notably frustrated by this process, McHenry snapped, I'm asking you to answer my question now. This is not supposed to be hard. Unable to get a straight answer, McHenry moved on to his point that there is currently no regulator with authority over Bitcoin's spot markets. He asked whether Gensler believed legislation should be passed to close that regulatory gap. To the surprise of no one, Gensler continued in his noncommittal manner, acknowledging the existence of said gap but failing to engage with the need for legislation. After that, McHenry left the crypto topic to press Gensler about when he can expect a response to document requests. Becoming ever more frustrated with Gensler's mealy -mouthed answers, McHenry said, This should not be the hard work of a chairman. You have 30 major rulemakings, but you won't even provide basic documents to us. Your unresponsiveness is non -compliance and we'll have to take action if you're not willing to comply. Now Maxine waters again as ranking minority member got to speak next. She, too, continued on the crypto theme, although she used her time to accuse the industry writ large of quote gross violations of the law that end in investors getting ripped off. She asked Gensler what the SEC has done to quote shut down crypto firms and whether quote crypto firms are getting the message. This, of course, mainly served to set up Gensler's usual sound bites. This is a field, he said, that's rife with fraud, manipulation and scams, and the American public is still getting hurt by the non -compliance in this field. Waters also used this chance to castigate Republicans who quote too often protect crypto firms. Now it was very clear listening to Waters that she wants the public to see the crypto industry as just Luna and FTX, to extrapolate them to everything and effectively shut the industry down. Now moving into the rest of the questioning, much of the substantive discussion centered on SEC staff accounting bulletin 121. Better known as SAB 121, this measure requires financial institutions to place intangible assets on their own balance sheet rather than in segregated customer accounts. The rule has been widely criticized for making crypto custody essentially unworkable for banks. Dissatisfaction was expressed from numerous representatives, including one of Gensler's usual allies, Brad Sherman. Sherman noted that the rule lumps all intangible assets together from real estate to crypto. He suggested that specifically designed rules for vastly different asset classes would be more appropriate. The most robust questioning on this topic, however, came from Republican Mike Flood. Flood put to Gensler that his staff did not consult with prudential regulators on SAB 121, which Gensler acknowledged. After stating that he had personally looked into this issue, Flood noted that the Accounting Standards Board had not published any guidance around crypto custody. This contradicted Gensler's comments from a previous hearing when he stated that the SEC was simply applying existing accounting rules. Flood said quote, With regard to SAB 121's potential effects on a bank's balance sheet, it's fair to say that fact pattern we have is that the SEC is not just going out of its lane, but it failed to comprehend the existence of any conflict with prudential rules. He suggested that there are only two explanations for this action. Either the SEC knew there was no justification for SAB 121 and chose to do it anyway, or that there were fairly obvious mistakes made during that process. Flood concluded saying quote, The case of SAB 121 raises the question of whether the SEC is compromised. Now, as you might expect, minority whip Tom Emmer lined up to take his shot with a series of rapid -fire yes or no questions. The main thrust of his questioning was around whether Gensler's history as a partner at Goldman Sachs had colored his agenda at the SEC. To get a sense of Emmer's opinion on this, just look at his tweet from yesterday where he said, Fact, Gary Gensler is not an impartial regulator, and his answers to my questions today prove just that. He's made a career of being relentlessly loyal to the largest institutions in America at the clear expense of innovation, competition, and everyday Americans. One example, Emmer presented Gensler with a quote he previously gave about bank executives being concerned about depositors moving money into crypto. Emmer asked, Can you assure this committee that your style of regulation by harassment towards digital asset innovation is to the benefit of every American and not driven by your desire to protect industry incumbents? At another point, Emmer asked whether Gensler believed that all crypto tokens were securities, which was, once again, avoided with a rambling noncommittal answer. And all of this built up to the big finale in which Emmer said, Mr. Gensler, despite your years of rhetoric, I'm convinced you are not an impartial regulator. Instead, it's clear you are working to consolidate your own power even though it means crushing opportunities for everyday Americans and, frankly, the financial future of this country. Even the federal courts are highlighting the damage you, sir, are doing to our constituents and they are telling you you don't have the legal authority to accomplish your goal of squashing competition in the financial markets. Now, while this was extremely satisfying to watch if you happen to agree with Emmer, in general, I find that this type of interaction is exactly why these hearings are so much about and not really about productive anything. This was a chance to articulate the Republican position against Gary Gensler. There's no real place for listening. It's about laying out a narrative. Now, in this case, I happen to agree with Emmer's narrative, but it still doesn't make for the most effective governance. Another notable line of questioning came from Democrat Richie Torres. Torres used his time to dig into the issue of whether crypto should be governed by securities law. He said, I worry that the term investment contract has become so infinitely malleable and I worry that when it comes to crypto, your interpretation of the term investment contract has no limiting principle and therefore could invite arbitrary and capricious enforcement action. Torres referenced an August report from six law professors which examined the history of the Howey test. That report had noted that no Supreme Court ruling has ever determined the existence of an investment contract scheme without recognizing one or more contracts underlying that scheme. When pushed to provide a case that contradicts this research, Gensler was unable to do so. When Gensler began to waffle, Torres cut him off, stating that, This is a question to which you should know the answer because the definition of an investment contract is the central issue. That's what determines the extent of your authority. That's what determines the applicability of federal securities law to crypto transactions. Your inability to answer that question is baffling to me. Switching tactics, Torres asked whether purchasing a Pokémon card would constitute a securities transaction. Gensler, as always, was unable to give a straight answer, stating that he would know what the context was, although generally he acknowledged that it would not be. Torres followed up by asking whether purchasing a tokenized Pokémon card would be considered a securities transaction. He asked Gensler if, For you, the process of tokenization is what transforms a non -securities transaction into a securities transaction? Gensler, of course, did not get to a real answer and just fell back on restating the elements of the Howey test. One other topic that you might be wondering if it came up was the Prometheum question. Prometheum was, of course, the first crypto firm to obtain SEC registration as a crypto brokerage, despite the fact that that licensing seems to give them no ability to actually offer digital asset trading. Prometheum is also minority -owned by a prominent Chinese firm. After Gensler failed to express any serious concern with the Prometheum situation, Congressman Ralph Norman noted that the SEC had taken 10 weeks to respond to a letter on the issue. He said, Andy Ogles brought the four -hour hearing full circle, saying, And at the end of it all, after dealing with several more non -answers from Gensler, an exasperated Ogles closed the hearing with the call to, So, what can be drawn from this hearing, if anything? Well, Gensler appears to be stubbornly sticking to his plan to evade document requests and oversight from Republican representatives. Over the four -hour hearing, there were few, if any, answers from Gensler that produced any new information or even, frankly, attempted good -faith engagement with the questions. Throughout the hearing, Gensler acted as if he knew there would be no serious repercussions and he could continue to treat congressional oversight as a joke. Republicans, for their part, are clearly fed up and ready to act. McHenry began and ended the hearing with a threat to subpoena the SEC and Gensler to compel a response to the numerous document requests that have gone unanswered. The threat seemed to carry little weight for Gensler, who seemed more than willing to allow that controversial action to play out. Now, on the flip side, establishment Democrats appear entirely disengaged with the legislative process and committed to the current strategy of naming failed crypto projects and demanding that the SEC continue its rampage throughout the industry. No senior Democrats appear at all concerned that the SEC is losing in court, as long as that litigation remains a roadblock for the industry. Representative Torres remained a bright spot and one of the few Democrats breaking with his senior colleagues. His questions showed a deep understanding of the legal issues surrounding token lawsuits and the need for additional clarity and crypto regulation. Overall, the hearing really just confirmed what we already knew about Gensler and his leadership of the SEC, which is, of course, that it seems very unlikely that anything will change. However, Republicans have now clearly reached the end of their rope and are ready to play hardball by using subpoena power. As Bill Huizenga put it to Gensler, what's your plan? Because we've got a plan. Until next time, guys, be safe and take care of each other. Peace.
Evangelism on SermonAudio
A highlight from The Ministry of Evangelism
"Welcome to the Heart for God podcast. With many years of experience pastoring and helping to start churches, Dr. Jim Townsley has some practical and biblical advice that can be a great help to you and your ministry. On this podcast, Dr. Townsley and other guests with special expertise cover a variety of topics. His goal is to help you lead your church to be a healthy, strong, and balanced ministry, and for your family to be happy, healthy, and living for the Lord. Welcome to the podcast today. I'm glad that you joined us. I have with me here Brother Matt Barber, and he is an evangelist. He's been at our church since Sunday. This is now Wednesday, so he's had several opportunities to speak to us and preach the Word of God. Matt, it's good to have you with us this morning. Good to be here. It's a pleasure. So I want you to just say a little bit about your background, who you are, your family, what God has called you to do, and where you were before. Well, I was raised in a pastor's home. I had great opportunities to hear the gospel. I got saved as a child. When I was 16, the Lord finally got a hold of my heart, and I surrendered to him, and that's when I felt called to preach. I went on to Bible college. I went to Baptist College of Ministry up in Menomonee Falls, Wisconsin, back in the early days of the college there, and that's where I met my wife. So a lot of good things happened in those days. And then our first ministry was in Woodridge, Illinois, where I went there as an assistant pastor. So that's in the Chicago area? Yep, that's right, southwest suburbs of Chicago. And within six months, I found myself the pastor of the church, and we stayed there for 13 years. And you have family? Yes, sir. Yep. So my wife, Chelsea, and then we have five children, and so the Lord's blessed us richly. And the years at Woodridge were wonderful. We learned a lot. The church grew. It had been through a lot, and we were kind of in a re -establishing, rebuilding phase at the church. And then in 2018 and 2019, I began to feel the Lord stirring my heart towards evangelism, and that's where I felt called originally. And by 2021, the Lord finally gave us the green light, and we stepped out by faith. And so we've been traveling full -time now the last two years. So stepping out by faith is no small exaggeration, because for an evangelist, to get started, people don't know you, they don't know your name. So how does that all come about? How do you end up getting meetings? Well, that's a good question. When I first announced it to our church, they were shocked that we were moving on, but I felt that the church was ready for another hand at the till, so to speak. The church was established, and I guess they thought that I was going out into evangelism by popular demand, and that was not the case. I didn't have anything on the schedule, and I was just trusting the Lord. I expected to be working full -time or part -time as we got meetings lined up, but God and His mercy just allowed the meetings to come in. And they didn't come in all at once, but the Lord stayed ahead of us by three or four weeks or a month or two, and He just filled up our year. We found ourselves traveling two or three weeks a month, plus Sundays and Wednesdays here and there, different places that first year. This second year has been a lot more busy. We spent the whole summer just packed all the way through. We're out west and got to see some beautiful country. But the best thing is we've been seeing God's blessing and seeing God just confirm the step of faith with meetings and with fruit. Dr. Darrell Bock So you're traveling with your family. So you've got a pole -behind trailer, and you've got seven people in that thing. How do you live in that? David Jones Well, you know, the Lord already provided the Ford Excursion. That's right. It's a 2002 Excursion. It's the gas kind, the gas guzzler, but we already had the Excursion, and when the Lord was stirring us up to go, of course, the first question is, can we do this? And the first thought is, no, we can't do this. This is impossible. But then we began to look into it, and we found some pole -behind travel trailer options that would work for our family. In fact, we only found one option big enough that I could actually haul with our truck. And so it's got several slide -outs, and it has a lot of roomy space for the kids to sleep. I say roomy in relative terms, but it works for us. It's tight, but we've been doing fine the last couple of years. Dr. Darrell Bock So you've been a pastor. Now you're traveling as an evangelist. There's got to be a pretty good perspective you have. What is the difference in what are some of the things that people might be interested in, the difference between being a pastor and being on the road as an evangelist? David Jones Well, there's some stark differences, and I guess just going back to the root of it is there are two different gifts in the Bible. We have them listed in Ephesians, Chapter 4. Of course, you have the foundational gifts of the apostles and prophets. Those are no more because the foundation has been laid. But then it goes on to mention evangelists and then pastors and teachers, and I think pastor -teacher is kind of the one idea of pastoring and teaching a flock. So what is the evangelist? Well, if you think about it in the order of events, before you have a church, you have to have gospel preaching so people can be saved so you can have a church, right? So evangelist, an the word evangelist comes from the word evangel or gospel. So an evangelist preaches the gospel, but all of us do that, right? But it's a special gifting that focuses on the gospel. So as an evangelist, I think God gives a special desire, burden, boldness, or even I think also clarity in preaching the gospel so that people can understand. And that's not something to boast of, it's just something that God begins to reveal what your strengths are, what his giftings are. So evangelism is a pioneering gift. Oftentimes evangelists will plant churches, but that's not always the case. My older brother Nathan is a pastor. He planted a church. He would not call himself an evangelist, but he planted a church. So God can use different gifts for different things. I was an evangelist, but I was pastoring for 13 years. But the whole time, I knew I was an evangelist who was trying really hard to be a pastor. It's hard to explain that, but I knew that. But I'm thankful for that background so I could understand the ins and outs of being a pastor and how a church works. But an evangelist is a pioneering gift. You lay the foundation. But an evangelist can also be a restorative gift. I think of Paul. Obviously Paul was an apostle, but if you look at the way he traveled, he was trailblazing. And that's not something just an apostle can do. There were others who did that. In fact, when Paul and Barnabas split up, Barnabas took Mark, and he went off in a different direction doing the same thing that Paul was doing. So there were many who were traveling around in an itinerant way, preaching and laying new foundations through church planting. But then Paul continuously came back and had a desire to circle back and establish and strengthen the churches that he had been a part of. Well, that's itinerant work. I think in America we see a lot of the typical evangelist who travels itinerantly, preaches revival meetings. But that's not unfounded. There's a basis for that in Scripture. I just think the evangelist is more than a revival man. An evangelist can plant churches. An evangelist can go to the mission field. But I think there is a desire in evangelists to not only plant or lay a foundation, but then to be used of God to establish or to even bring an outside perspective that can help a church. And the pastor is there day in, day out. God uses that outside perspective and that special outside gifting to complement the pastor and to help the church grow. Dr. Darrell Bock So what would you say your goal is? As you go from church to church, what is your purpose and goal? What do you feel you want to accomplish by doing that? Dr. Mark Bock Well, a lot of evangelists focus on the word revival, and that's a good word. It's actually more of an Old Testament word, although we see the concept in the New Testament as well. But basically the way I look at it is churches need to thrive and new churches need to be started. My role in that would be to preach the gospel so folks can be saved. But then if I'm going back through established churches, then my goal is to see churches restored, revived to a place where they can grow again. And obviously individuals in that church being, to use another word, quickened. David talked about that. He says, quicken thou me according to thy word. And I think the evangelist can be used of the Lord to have God's power to open eyes, to quicken, to revitalize a church so they can grow. Not that he brings revival with him. Not that he has anything better than the pastor has. But it's a different gifting that complements the work of the pastor. Dr. Darrell Bock So a different train of thought here. From the perspective of a pastor, having an evangelist come into your church, how can a pastor best prepare to have an evangelist come, and how can he take care of him while he is there? Well, I mean, going back to Ephesians 4, they're called the gifts of the Holy Spirit to the church, right? So the pastor, I think people see that clearly, the pastor is a gift to a church. If you have a pastor, you have a gift. God has gifted and blessed your church. But I think sometimes pastors forget that the evangelist is also a gift to the church. And there are many pastors now who aren't having evangelists for various reasons. And I would say they're robbing their church from a gift that God wants to give them. Not because the evangelist is so special, because it's a gift God designed for the health of the church. So knowing, seeing it as a gift that God has established, make room for it, you know, promote it.
Thinking Crypto News & Interviews
A highlight from SEC GARY GENSLER DELAYS BLACKROCK BITCOIN ETF, ETH FUTURES ETF APPROVED, RIPPLE FORTRESS, PAYPAL CRYPTO PATENTS
"Welcome back to the Thinking Crypto Podcast, your home for cryptocurrency news and interviews. If you are new here, please hit that subscribe button as well as the thumbs up button and leave a comment below. If you're listening on a podcast platform such as Spotify, Apple or Google, please leave a five star rating and review. It supports the podcast and it doesn't cost you anything. Well, folks, I want to start off with big news from the SEC. They have delayed a bunch of Bitcoin spot ETF applications, and the applications includes BlackRock's, Bitwise and some others. So not denials, but delays. So corrupt scumbag regulator Gary Gensler continues his clown show. We know he has approved futures ETFs, and in fact, we got news that Valkyrie got their approval for an Ethereum futures ETF. So why is he approving these futures ETFs without hesitation? Because, folks, they can be used to manipulate the market and drive the price down, right? It allows for folks to short the market. And that's why a Bitcoin futures ETF was approved, multiple Bitcoin futures ETF were approved over the years. And yet the SEC kept denying spot ETF approvals. And we know in the Grayscale lawsuit, the three judges said the SEC was arbitrary and Bitcoin spot ETF. So we have to keep putting the pressure. Again, we have a delay here and I think we can expect more delays, right? Until Gary starts feeling the pressure and we saw members of Congress send letters to Gary asking him to approve the Bitcoin spot ETF and highlighting the Grayscale lawsuit. So I think eventually the pressure will be on him where he's going to have to do this. And in one way, in one way, this is a good thing that it's not getting approved now, because in my opinion, I believe the Fed is going to continue to raise rates till the end of the year. And they're going to pause officially in Q1 of 2024, where I believe they're going to start quantitative easing next year. So global liquidity will come back. Right now we are in a tightening cycle, rates are up, inflation is still an issue. So the markets are not really primed for a lot of capital to come in. That doesn't mean that the approval can happen now. But in my opinion, the approval news will help drive the price up and eventually as these products are fully launched by BlackRock and others, a lot of capital will start flowing through them. So in a way it's a good thing, but still on principle, it just shows Gary Gensler is a scumbag regulator. So once again, Valkyrie got their futures ETF approved by the SEC, so expect more volatility around Ethereum. Now, speaking of Bitcoin, a luxury car maker, Bugatti, and that's a very expensive luxury car maker, Bugatti cars, many of them are like a million dollars and over, officially launches Bitcoin ordinals collection. So really cool that big brands are adopting crypto in different ways, whether it be tokenization, NFTs, and much more. The issue is the Bitcoin blockchain cannot handle these things. It more adds congestion to the network, which increases time of transactions as well as costs. So it's not made for that. And I know there are folks who say, oh, you know, this is a good thing, but I don't think it's a good thing for Bitcoin. I think there are other blockchains out there that can handle these things and not have ridiculous costs and fees. So but I think overall, this is good for the market. Now Ripple CEO, Brad Garlinghouse, tweeted out the following today, a few weeks ago, we signed a letter of intent to acquire Fortress Trust. We've since made the decision not to move forward with an outright acquisition. The Ripple will remain as an investor in Fortress. The Fortress team is incredibly talented and has built products solving real customer problems. While this outcome is different from what was originally planned, we'll continue to support them and hope to work together in the future. So obviously, we don't know the details as to why they're pulling out here, but they will remain an investor. So just an update on that, folks. Now a quick word from our sponsor, and that is Uphold, which makes crypto investing easy. Uphold is a great platform that I've been using since 2018, so I can certainly vouch for this platform. They have 10 plus million users, 250 plus crypto currencies, and they're available in 150 countries. You can also trade precious metals and equities on this platform. If you'd like to learn more, please visit the link in the description. Now we have big news around Coinbase. They tweeted out today, the expansion continues. Thrilled to announce that Coinbase International Exchange has secured regulatory approval from the Bermuda Monetary Authority to enable perpetual futures for non -U .S. retail customers. You may have seen the phase two of our go -broad, go -deep strategy for international expansion. Providing greater access to go -broad products, including derivatives, is a crucial part of that strategy, all with the support of forward -looking regulators. Coinbase Advance will begin to offer perpetual futures trading in the coming weeks as access to regulated derivatives expands to more global customers. So really big win here for Coinbase, obviously it excludes U .S. users, but they're going to be able to offer futures trading and much more to many parts of the world. And if only the United States could get its act together and pass regulations and do the right things, you know, U .S. users could benefit from this. But you know, once again, we're dealing with clowns like Gary Gensler. Now PayPal patent apps signal an interest in Layer 2's NFTs. PayPal continues, folks, to just go aggressive in the crypto market. Obviously, recently they launched a stablecoin. We know back in 2021, they launched crypto trading for both PayPal and Venmo. They've been four patent applications, which were published since September 21, suggesting that PayPal is taking a close look at distributed ledger tech. So they're going all in, folks, and I don't blame them, right? You better innovate and adapt to the new disruptive technology, or you will be disrupted and be put out of business. Just ask the folks at Blockbuster what happened to them as Netflix and the internet and streaming and much more went and took their lunch. So really, really bullish. Let me give some details on these applications. The most recent application, published Thursday and originally filed in March of 2022, delves into the details of how validators or miners should be selected during the process of adding transactions to the blockchain. The document states that the company's disclosed techniques could advantageously allow steering of blockchain requests to a desired subsets of miners slash validators. Three other patent applications released on September 21 were also filed in March of 2022. One offered up supposedly new methods and systems to enable off -chain transactions through NFT marketplaces. Boy, imagine PayPal launching an NFT marketplace. Another mentions the concept of a so -called omniverse, which in this context suggests a product that deals in multiple metaverses. The third describes another conceptual online transaction processor. This processor's goal is to facilitate payments between users and merchants operating on different network layers, layer ones and layer twos in a more efficient manner. So essentially looking to build interoperability, that is going to be key. And notice users and merchants, right? So you may have users, let's say on the XRP ledger and merchants on the Polygon blockchain, how do they connect, right? And I'm just giving an example, obviously they mentioned layer one and layer twos here. So it could be like Ethereum and Polygon is a layer two scaling solution, but also there's going to have to be compatibility with different blockchains. So really great stuff here from PayPal and a sign of what's to come folks. This is a stuff that makes me very bullish. Now Circle, they're expanding USDC on the Polygon blockchain, and that's going to be launched on October 10th. So Circle continues to make smart moves here, pretty much getting USDC on all the top blockchains. And once again, there's going to be interoperability and much more. So the ecosystem continues to grow. Now folks, some of you may have seen this, the New York Post did an article saying the Winklevoss twins, Tyler and Cameron, secretly withdrew $280 million in assets before the crypto firm collapsed. This is according to sources, right? So they didn't provide any proof. Well, the folks at Gemini, they addressed this issue and gave some clarity that it's actually false. They said, we are disappointed that the New York Post has chosen to recklessly publish a completely misleading story about the Gemini earn program. Everything the post alleges in its story is the exact opposite. The $282 million that was withdrawn from the Genesis in August of 2022 was in fact earned users money. It was not Gemini's corporate funds, and it was not the personal funds of our founders, Cameron and Tyler, or their investment from Winklevoss Capital. So they clarified that, but kind of a hit piece here from the New York Post. Now folks, speaking of the Winklevoss twins, Mark Zuckerberg, and many of you know the history of Facebook with the Winklevoss twins and Mark Zuckerberg, well, Mark was interviewed on the Lex Friedman podcast, and they did it through the metaverse. People have been roasting Mark and his version of metaverse for years, they've lost billions of dollars. Look, I've even roasted him a little bit, right? Because their metaverse product was not great, but boy, have they made a huge leap. Guys, go check out the interview with Mark Zuckerberg on the Lex Friedman podcast. They did it through the metaverse using the Oculus, and the new feature is this lifelike representation of their faces and their upper body, essentially, and it is incredible, folks. It is incredible. You have to see this. And you may say, Tony, why are we talking about this? Well, folks, this metaverse set up with full immersion, right, will eventually include a lot of NFTs and blockchain and tokens. It's all part of the same technological adoption. You're going to see more tokenization, once again, everything running on the blockchain, and you're going to need the blockchain in the metaverse because it's going to be hard to plug in Web2 payment apps, right? It's going to be hard to go use PayPal in the metaverse versus using stable coins or different tokens to exchange value. So this is incredible. I'm really blown away by what Mark and the folks at Meta did here. And I'm not some big advocate of you must live in the metaverse. I believe the metaverse is going to be useful. I think with everything in life, you've got to have balance. Will I be participating in some metaverses? Yes. Will I be spending all my time in the metaverse? No. I will be out getting fresh air, touching grass, going out for walks and so forth. That is how I grew up. Obviously, we live in a digital world, but we have to balance it out. But future generations, if you're listening, some of you younger kids, somebody listening to this 10 years from now, please don't be fully immersed in the metaverse. Have a balance, spend some of your life outside of it. But folks, this is incredible. Go check it out. Finally, some more good news here. Our judge denies temporary release for Sam Bankman -Fried suggests he could face a very long sentence. That is music to my ears. I love it. This guy is a fraud, a liar, a criminal. He should go to jail along with Alex Mashinsky. And we have to make sure we do a good job of flagging these guys, man, because we don't need this kind of stuff in the crypto industry. We're trying to mature, have good infrastructure and avoid any type of corruption and criminal activity as best as possible. Obviously, it's hard to stop those things. They happen because it's part of human nature. Just look at Bernie Madoff. He was in the most regulated financial markets, yet he was scamming people out of millions, if not billions. I hope this guy goes to jail for a long time and he doesn't get off because we know his parents are connected politically and there's a whole bunch of stuff that's been happening there where money from FTX was funneled to his parents. So, you know, I hope they are all held accountable, folks, friendly reminder, my interview with Congressman Warren Davidson will be published tomorrow. So be sure to check that out. Make sure you got the subscribe button hit, hit the five star rating on the podcast platforms. And I'll talk to you all later. Bye bye.
The Cryptoshow - blockchain, cryptocurrencies, Bitcoin and decentralization simply explained
A highlight from #464 How to determine Bitcoins value? The most important parameters!
"Welcome to The Crypto Show, your podcast for everything around crypto, blockchain, bitcoin, and more. Here is your host, international blockchain expert, serial entrepreneur, and investor, Dr. Julian Hasp. Are there parameters that you could look at that tell you if Bitcoin's value is going up, or sideways, or down, or is the only thing that we can look at price? Hey, welcome to this video. My name is Julian. On my channel, it's all about making you crypto fit. I discuss the beautiful world of decentralization, blockchain, cryptocurrencies, general investing, and much, much more. I try to kind of look at this from different angles. On the one hand, as a CEO of a large group operating in a crypto space. Obviously, as an investor trying to increase my purchase power, as someone who works with various regulators, and so I try to bring every, like a little bit of an aspect to that. If you look into normal investments aside of crypto, then all these investments, as soon as they are liquid, have a price, right? Then you can track this price. It's very, very easy. But Buffett always says, price is what you pay, value is what you get. So the question always is, how can you look at value? And there are different metrics, ideas, what you can look at. In general, we have cash flow in things like stocks, like bonds, like real estate. And what happens normally is you look at how much cash flow is produced, and you look at how valuable is this cash flow. For example, if interest rates are relatively high, that cash flow is not as valuable because it's very easy to get cash flow simply by lending money to the government, for example. If interest rates are relatively low, this cash flow can be very, very interesting. But in general, you look at cash flow. With some other companies, you look at even more, some more fundamental things, right? For example, a Tesla, Tesla key metric is always how many cars are produced. And so obviously the more cars per week, for example, are produced, in general, you can say, well, Tesla becomes more valuable. With Amazon, this was very powerful in 2000 dot -com crash, Amazon price got slaughtered. But at the same time, the revenue numbers went up, the number of customers went up, the number of purchases went up. So it's undeniable that the value of the company went up while the price may have gone down. Well, this is cash flowing, so generally this is a bit easier. But when we think of non -cash flowing things, we could think of commodities, we could think of precious metals like gold, and we can even think of fiat. Yes, fiat is cash flowing, but most of the time that cash flow is inflation. And so it's also interesting to kind of counterbalance that. Sure, interest rate can have a net yield if it's higher than inflation, and some years this is the case, and in some years it's not the case. But we're going to look at all three. And then we're going to look at crypto, we're going to look at Bitcoin, we're going to look at Ethereum, we're going to look at DeFi chain, and we're going to look at some parameters there. So first, let's look at commodities. In commodities, we obviously have a price, there's no cash flow, but a couple of things we can look at is how much is this commodity actually used. So for example, if we look at oil, we can see how many oil -needing cars are out there, how much oil does the industry actually utilize. In general, and this is key here, this generally means that this commodity, or be it a rare earth or something, is used, so it cannot be put back into its original form. Now obviously this is important here when we talk about usage. Now with gold, precious metals is a bit different, because in general gold cannot be used up. It can be used, but it cannot be used up, because it's an element, and destroying an element is not really possible. Now you can transform it, but with gold this is very very uncommon. But we can look for example, how much gold is used for industrial use, we can look at how much gold is used for jewelry. Now in theory this can be undone, but industrial use of jewelry in general is not a price speculation. So this would be a very very clear utilization, and these are kind of parameters that we could look at. So the more the Indians or the Chinese are buying gold for jewelry, in general we can say the price can be very well supported by something else other than price speculation. Or if more iPhones are being built and they need gold, then well this also drives obviously gold usage. What about fiat though? Is fiat only kind of used for a price? Is the US dollar the only thing you can look at is relation to other currencies? No. The actual use of a currency is that of a unit of account. That's the prime and number one kind of metric. How much is the dollar used as a unit of account? And we have a very good metric for that, and that is GDP. The bigger, the stronger the GDP in general, the stronger the currency. The number one GDP in the world, US dollar, that is why it's the global currency. And other currencies obviously go up there as well, but in general this is the number one utility measure for all these things. So you do have very clear utility numbers for all these things. And then we have crypto. And in crypto, the number one metrics that we always see from people out there are price metrics. People look at charts, they look at moving averages, they have the $200 moving average, they have a 20, a 50, a 200 week moving average. They tell you that the price has never crossed those things. But to be honest, these are absolutely terrible to me, these are not really good parameters. They are just there because we are actually really struggling to find good parameters in the crypto space. And you will see this. Now I have separated the parameters into three different types, into those that are really terrible, those that are okay, and then the gold standards. Now the gold standards measure the actual utilization, and this is always the key, and you will see this. So let's dive in with this. And maybe before I do this, let me know what you think is the key metric to look at when we look at Bitcoin. What is the key parameter? What's the key measurement? How would you measure those things? So let's take a look here. Now I have four really, really bad ones. The first one, anything that can actually be easily gained by bots or by a cyber attack. And actually, Satoshi knew that, and that is why we actually needed mining because he knew that it was impossible to somehow measure those things. For example, anything transaction -based because transactions are actually relatively cheap to make. So you can do a lot, a lot of transactions, and it doesn't really tell you anything. Also, the value that's being sent is a horrible metric because I could send a billion left, a billion right, a billion left, a billion right, and it doesn't tell you anything. Daily active addresses, also very difficult metric to use. Otherwise, Satoshi would have used these kind of things and would have said, look, instead of burning useless electricity, you have to make a thousand transactions, so the more transactions you make, the higher your chance that you're going to find the next block. None of that is the case. So he knew that. Why? Because burning electricity is just really clear, but actually doing those transactions is not clear because it can be bots, it can be easily gained. Now, some people mistakenly think that the hashrate tells you a lot about as a metric. And this is just LOL, I'm sorry. Hashrate is a consequence of the Bitcoin price, not the other way around. Now, I get it. To a certain extent, you need some hashrate, right? Because if you have zero, then this network is not stable. But after a certain limit, it doesn't really matter as much anymore if the hashrate doubles, for example, right? Like at the moment, the network doesn't become more stable just because the hashrate doubles, or even if it halves, it's not half as strong. This is ridiculous, right? It's so, so, so difficult already to attack it. And at the end, hashrate is purely a service provider that the network pays. So the bigger the budget, the more hashrate there is. And obviously, it's hashrate times hashprice. So the hashprice has been going down. So that's why the hashrate keeps going up all the time, even though the budget actually keeps going down slightly just because hashrate is actually going up. So the key metric is not necessarily hashrate. So it would actually be the hashprice. That's the key thing. And it's absolutely useless to look at that because that's just a consequence of the price. So looking at hashrate is just a trailing parameter from price doesn't really help much. Again, looking at price itself is just self -reinforcing. Just think about use price as a metric. Then if it goes down, that means value is going down. That means you should sell, which would make the price go down even further. So absolutely useless. And then there's a lot of those blah, blah statements, right? That are absolutely not measurable. And people love having this like, oh, we need to measure decentralization or the best thing is decentralization or freedom or it's the best thing ever. But there's no metric. There's nothing you can measure. And so at the end, this is just people kind of bypassing that they don't really have a parameter to kind of measure. So these are the really terrible ones. When you see people kind of talking about those, it's either they have no clue, they haven't thought this through, or they just don't have anything. And it's a combination of all three of all those. OK, so let's look at the OK ones. Now, there's a couple of OK ones and they're not really good, but I think they are usable.
Mark Levin
Guy Benson: Looters Justified Their Crimes by Citing Insurance Policies
"So many more. You know what this is? These are Marxists essentially redlining their own communities. If McDonald's, Whole Foods, Starbucks, Target, all the rest of them, weren't going into these communities because they were concerned about crime, they'd be accused of and redlining. But they're having to leave these communities because of the crime that's been unleashed by Democrat Party policies, Democrat Party prosecutors, Democrat Party judges. And generally, the Democrat Party ideology. So the Democrat Party, first in its surrogates very and appendages, are redlining their own communities. People are getting out. The guy goes on, when say a Walgreens location closed down due to crime and deteriorating conditions. Insurance doesn't fix that. It doesn't magically provide new jobs for the displaced employees. It doesn't suddenly furnish local senior citizens with convenient local options to get necessary prescription medication. Doesn't patch up a community that's slowly helping the drain. These are very real costs for real people. And the wages of such reckless policies continue to pile up across America's major cities, the vast majority of which operate under one party That's right. One party rule. And it is one party. CVS is set to close hundreds of stores across the country as it undergoes a complete retail overhaul. As more outlets move online towards sellers amid rampant increases in crime. The major drugstore chain is coming to the end of a policy launched in 2021, which will see 300 stores closed each year, meaning 900 will have shuttered by
Mark Levin
Fresh update on "each year" discussed on Mark Levin
"So many more. You know what this is? These are Marxists essentially redlining their own communities. If McDonald's, Whole Foods, Starbucks, Target, all the rest of them, weren't going into these communities because they were concerned about crime, they'd be accused of and redlining. But they're having to leave these communities because of the crime that's been unleashed by Democrat Party policies, Democrat Party prosecutors, Democrat Party judges. And generally, the Democrat Party ideology. So the Democrat Party, first in its surrogates very and appendages, are redlining their own communities. People are getting out. The guy goes on, when say a Walgreens location closed down due to crime and deteriorating conditions. Insurance doesn't fix that. It doesn't magically provide new jobs for the displaced employees. It doesn't suddenly furnish local senior citizens with convenient local options to get necessary prescription medication. Doesn't patch up a community that's slowly helping the drain. These are very real costs for real people. And the wages of such reckless policies continue to pile up across America's major cities, the vast majority of which operate under one party That's right. One party rule. And it is one party. CVS is set to close hundreds of stores across the country as it undergoes a complete retail overhaul. As more outlets move online towards sellers amid rampant increases in crime. The major drugstore chain is coming to the end of a policy launched in 2021, which will see 300 stores closed each year, meaning 900 will have shuttered by
Ethereum Daily
A highlight from Holesky Testnet Goes Live
"Welcome to your Ethereum news roundup. Here's your latest for Thursday, September 28th, 2023. Ethereum developers successfully launch the Holsky Testnet, Python Network releases a 2 .0 whitepaper, Espresso Systems and Caldera launch Vienna, and VanEck prepares to launch its ETH ETF. All this and more starts right now. The Arbitrum on Gitcoin Grants Round is now live. If you'd like to support this podcast, please consider donating by visiting ethdaily .io forward slash gitcoin. Ethereum core developers successfully launched the Holsky Testnet, a proof -of -stake testnet set to replace Squirrely. The testnet achieved finality after the 10 initial epochs. Holsky was deployed with an active validator set of 1 .4 million validators and a testnet ETH supply of 1 .6 billion at Genesys. Holsky operates on Chain ID 17000. Holsky allows anyone to join as a public validator. The initial infrastructure includes a faucet from Quicknode alongside support on the Etherscan and Beacon Chain block explorers and an RPC endpoint from ethpandaops .io. Developers can use the testnet for staking and protocol development tests. Ethereum testnets usually have a five -year lifespan. The Pythe Data Association released the Pythe Network Whitepaper 2 .0, a paper that outlines a new cross -chain model for price delivery. The paper introduces a pull oracle architecture, the PytheNet appchain for price aggregation, and describes how update fees, rewards, and governance responsibilities will be managed. The whitepaper serves as a guide for transitioning Pythe Network's implementation and status into a permissionless stage. It aims to create a self -sustaining network, attract high -quality data publishers, and compensate them with consumer -generated fees. Pythe Network provides off -chain price feed oracles with data input from participants such as exchanges and market makers. Espresso Systems and Caldera co -deployed Vienna Network, an OP -stack chain integrated with the Espresso Sequencer. The new rollup was deployed on Espresso Systems' Cortado Testnet and is publicly available for all users on the testnet's public homepage. The release also includes a bridge UI, a testnet faucet, and a block explorer. The Cortado Testnet provides fast pre -conformations and allows users to submit transactions for both the OP -stack and Polygon -ZkEVM chains. Cortado also features a catch -up mechanism. Espresso Systems plans to integrate verifiable information dispersal and a peer -to -peer fallback network in a future release. And lastly, VanEck announced plans to launch the VanEck Ethereum Strategy ETF, coined as eFute. Rather than investing directly in ETH, eFute will invest in cash -settled ETH futures contracts on the Chicago Mercantile Exchange. eFute itself will be listed on the Chicago Board Options Exchange. The ETF is structured as a C -corp targeting long -term investors. The price of ETH rallied above $1 ,650 amid the ETF news and successful Holsky testnet launch. In other news, Optimism initiates the process of forming a security council, OP Labs outlines its dispute game design for the OP stack, and Coinbase receives regulatory approval for perpetual futures. This has been a roundup of today's top news stories in Ethereum. You can support this podcast by subscribing and following us on Twitter at ethdaily. Also subscribe to our newsletter at ethdaily .io. Thanks for listening, we'll see you tomorrow.
Mark Levin
Fresh "Each Year" from Mark Levin
"I think it was two days ago, and it's in the book, that there were people like Joy Reid and others who said, you know, we really shouldn't punish people for property crimes, and we certainly shouldn't shoot them. Remember that, Mr. Producer? No need to dig out the from audio a few days ago. Well, it's starting to catch on from the backbench of plagiarists, because, according to the radical left, and they've said this, this is equivalent to reparations. Property rights don't exist, because property ownership is part of the white supremacy, part of the founding of the nation, and everything that's flowed through the capitalist system is free game. So this is what people are being taught in high school, colleges and universities? I cite the experts so -called who are behind this sort of thing, and of course you have these so -called prosecutors who are basically the front for the criminal enterprises in this country, the far left, many of them with this agenda funded by Soros, but not just Soros, a lot of dark money. And so you have retailers, retailers have lost 112 billion dollars. They're closing stores faster than they can open them. And over at Town Hall, Guy Benson, who's one of the great columnists, who does a fantastic job on TV, he writes, one of the fashionable justifications for rioting and looting was that large companies held insurance policies so such crimes were essentially victimless. It's always dangerous ignorance. It fueled lawlessness, that has resulted in immense harm and even deaths. many And small businesses could not and still cannot weather crime sprees. Blathering about insurance doesn't a family save -owned store teetering on the brink as neighborhood safety deteriorates. And even large corporations can only withstand so much. Hence the exodus of businesses from decaying urban centers and the shuttering of franchises by enormous companies like Starbucks, McDonald's, Whole Foods, and so many more. You know what this is? These are Marxists essentially redlining their own communities. If McDonald's, Whole Foods, Starbucks, Target, all the rest of them, weren't going into these communities because they were concerned about crime, they'd be accused of and redlining. But they're having to leave these communities because of the crime that's been unleashed by Democrat Party policies, Democrat Party prosecutors, Democrat Party judges. And generally, the Democrat Party ideology. So the Democrat Party, first in its surrogates very and appendages, are redlining their own communities. People are getting out. The guy goes on, when say a Walgreens location closed down due to crime and deteriorating conditions. Insurance doesn't fix that. It doesn't magically provide new jobs for the displaced employees. It doesn't suddenly furnish local senior citizens with convenient local options to get necessary prescription medication. Doesn't patch up a community that's slowly helping the drain. These are very real costs for real people. And the wages of such reckless policies continue to pile up across America's major cities, the vast majority of which operate under one party That's right. One party rule. And it is one party. CVS is set to close hundreds of stores across the country as it undergoes a complete retail overhaul. As more outlets move online towards sellers amid rampant increases in crime. The major drugstore chain is coming to the end of a policy launched in 2021, which will see 300 stores closed each year, meaning 900 will have shuttered by 2024. And in the announcement, which has hit headlines again recently amid rampant shoplifting at the chain, bosses said that they were undergoing a new retail footprint strategy. I bet. That footprint is let's get the hell out of it. I'll be right back. Mark Levin. Mm. Mm hmm. Mm hmm. IRS debt, tax civic tax relief. This is Rabbi Joseph Patastic of the New York Board of Rabbis. And this is revenue are Bernard from the Christian Cultural Center. Listen to the rev and the rabbi every Sunday morning at seven on 77 W. A. B. C. For by primary care plus a part of Oak Street Health. If you live in New York and have Medicare, this messages important for you. There is now high quality complete health care available right in your neighborhood that specializes in top quality care for older adults on Medicare at no extra cost to you. Don't wait until a new health problem gets serious. are They're accepting new patients right now. The doctors take the time to get to know you understand your personal health issues and answer all your health questions, plus their same day appointments, on site lab work and a 24 7
Coronavirus
A highlight from Holesky Testnet Goes Live
"Welcome to your Ethereum news roundup. Here's your latest for Thursday, September 28th, 2023. Ethereum developers successfully launch the Holsky Testnet, Python Network releases a 2 .0 whitepaper, Espresso Systems and Caldera launch Vienna, and VanEck prepares to launch its ETH ETF. All this and more starts right now. The Arbitrum on Gitcoin Grants Round is now live. If you'd like to support this podcast, please consider donating by visiting ethdaily .io forward slash gitcoin. Ethereum core developers successfully launched the Holsky Testnet, a proof -of -stake testnet set to replace Squirrely. The testnet achieved finality after the 10 initial epochs. Holsky was deployed with an active validator set of 1 .4 million validators and a testnet ETH supply of 1 .6 billion at Genesys. Holsky operates on Chain ID 17000. Holsky allows anyone to join as a public validator. The initial infrastructure includes a faucet from Quicknode alongside support on the Etherscan and Beacon Chain block explorers and an RPC endpoint from ethpandaops .io. Developers can use the testnet for staking and protocol development tests. Ethereum testnets usually have a five -year lifespan. The Pythe Data Association released the Pythe Network Whitepaper 2 .0, a paper that outlines a new cross -chain model for price delivery. The paper introduces a pull oracle architecture, the PytheNet appchain for price aggregation, and describes how update fees, rewards, and governance responsibilities will be managed. The whitepaper serves as a guide for transitioning Pythe Network's implementation and status into a permissionless stage. It aims to create a self -sustaining network, attract high -quality data publishers, and compensate them with consumer -generated fees. Pythe Network provides off -chain price feed oracles with data input from participants such as exchanges and market makers. Espresso Systems and Caldera co -deployed Vienna Network, an OP -stack chain integrated with the Espresso Sequencer. The new rollup was deployed on Espresso Systems' Cortado Testnet and is publicly available for all users on the testnet's public homepage. The release also includes a bridge UI, a testnet faucet, and a block explorer. The Cortado Testnet provides fast pre -conformations and allows users to submit transactions for both the OP -stack and Polygon -ZkEVM chains. Cortado also features a catch -up mechanism. Espresso Systems plans to integrate verifiable information dispersal and a peer -to -peer fallback network in a future release. And lastly, VanEck announced plans to launch the VanEck Ethereum Strategy ETF, coined as eFute. Rather than investing directly in ETH, eFute will invest in cash -settled ETH futures contracts on the Chicago Mercantile Exchange. eFute itself will be listed on the Chicago Board Options Exchange. The ETF is structured as a C -corp targeting long -term investors. The price of ETH rallied above $1 ,650 amid the ETF news and successful Holsky testnet launch. In other news, Optimism initiates the process of forming a security council, OP Labs outlines its dispute game design for the OP stack, and Coinbase receives regulatory approval for perpetual futures. This has been a roundup of today's top news stories in Ethereum. You can support this podcast by subscribing and following us on Twitter at ethdaily. Also subscribe to our newsletter at ethdaily .io. Thanks for listening, we'll see you tomorrow.
Mike Gallagher Podcast
A highlight from Week in Review - Episode 25
"Time for the Mike Gallagher Show week in review podcast. We're glad you could join us. Boy, what a week it was. The debate, the craziness, the New York City judge trying to crush the Trump organization, keeping Trump from ever conducting business in New York ever again. Number of media outlets conducted polls. The results don't look really good for President Biden. Even the media outlets could hardly believe their own results. Washington Post ABC poll came out over the weekend. Has Trump beating Biden by 10 points? 52 to 42 percent among registered voters in a hypothetical 2024 national matchup. Now, the Washington Post says, oh, this poll is an outlier. Well, the truth is there's no national election. What matters are the other swing states. We know that we understand that the NBC poll has Trump and Biden tied. I think what's important to remember is almost no national poll has Trump getting significantly beat by Joe Biden. Are they all lying? Are they all making it up? Is it all are they all outliers? And make no mistake, they are melting down, man. They are freaking out over this poll. Here's ABC's. And you know, it's tough because you got both the Washington Post and ABC, these two huge legacy media outlets having to distance themselves in a way from their own poll. Here's ABC's Rick Klein talking to Martha Raddatz over the weekend about the staggering bad news for Joe Biden in this poll. Martha, these numbers are simply staggering for the sitting president. 44 percent of people in this poll say they are not as well off as they were at the start of the Biden administration two and a half years ago. Those are the worst numbers that we've seen in our ABC News Washington Post polling. It's a question we've been asking going back to the Reagan administration. And when you when you dive into the big questions around the economy, we know President Biden has been out there trying to make the case. Unemployment is low. He's been talking about how inflation has been easing, but people aren't buying it. You covered some of the reasons why. Gas prices, food prices, grocery prices and like right now on the big picture on the economy, 74 percent of the country, that's about three quarters of Americans who say the economy is either not so good or downright poor. Now, of all the things I get angry about, the illegal immigration crisis that we have in America right now is infuriating because this is a crisis of the Democrats making and they have the gall. They've got the nerve. They have the audacity to pretend it's not their fault. When you screech about open borders, when you brag about being a sanctuary city and suddenly we face a crisis of thousands and thousands and thousands of illegals entering this country.
The Eric Metaxas Show
A highlight from Kevin McCullough
"Welcome to the Eric Mataxas Show. Do you like your gravy thick and rich and loaded with creamy mushrooms? If no one was looking, would you chug the whole gravy boat? Chug! Chug! Chug! Chug! Stay tuned. Here comes Mr. Chug -a -Lug himself, Eric Mataxas. Hey folks, welcome to the program. If you're like me, last night you were able to watch the debate and you deliberately skipped it for your mental health. That's just where I am in life right now. I caught parts of it which made me wince and cringe, sometimes wince and cringe. I never wept, but you know what, it's probably better for me to find out what my guest thought. He may have watched the debate. My friend, Kevin McCullough, we call you votes tridamus because you are a prognosticator, a seer, a prophet politically speaking. Kevin McCullough of that Kevin show, how are you? I'm well and I can see some things very clearly today. There should be no more debates. These exercises in futility, and that's what they've turned into, are becoming embarrassing to the cause of what this election should be about. And last night, it's just hard to put into words how bad this debate was, from its execution to the policies, to the answers. It was just nothing good about it. Some people in my audience care about this. I'm in Irvine, California. I'm in a hotel room you people can see. I'm speaking today, so today's Thursday in Costa Mesa. So if anybody wants to come and hold my hand and hug me about the sadness of the debate, or just talk to me or get book signed or whatever I'm going to be tonight in Costa Mesa, you go to my website, ericmataxas .com, and you can see me and talk to me and hang out and whatever tonight in Costa Mesa. This is Thursday, folks. And tomorrow, there's a prayer breakfast here in Irvine that I'm speaking at. But the reason I bring this up, Kevin, is because I rarely have time to turn on the TV. And last night, I realized, oh, I'm pretty wiped out. Let me turn on the TV. Let me just look at the debate just to see. I literally really couldn't bear to watch it. So as someone who watched it, I'm talking to you. Am I being cruel or unfair? Because it was unfair. What little I saw was genuinely unbearable. No, as I was saying just a second ago, from the way it was structured, to the execution, to the answers to the substance, the format's wild and out of control. There's not really a possibility of getting very deep on any one of the single questions. And I think a lot of the questions that are being asked are not the right ones. And so as I've watched, and I didn't watch all of last night's debate in real time, I caught up on a bunch of it after the fact. But as I've sat through both of them now, it is easy for me to ascertain that no one in this field on that stage last night is serious about becoming president. And they're not biting into the enormous lead that the former president has only built on since the first debate occurred. The first debate, they had 11 million viewers put to put that in perspective, Eric, in 2015. For the first debate, they had more than 15 million viewers in 2020. For the first debate, they had about 18 million viewers. You're talking about a diminishing return a, a much less interested Republican base watching these, and they're not they're not going anywhere. And in the meantime, it's putting even with some of our better idea people on display as amateurs, even with Doug Burgum on the stage, hard to believe. Yeah. That would be like a rematch between Evander Holyfield and Mike Tyson. You're telling me people, Lisa Hutchinson was not able to be on the stage this time, as far as we know. Yeah, I think he took a, he took a face shot in the early rounds, and he was in his dressing room. Honestly, the thing there, what I said on Twitter this morning, was that they acted like it was 1985. We are living in a time in America, where most people see, we are in freefall, hell has been unleashed. Things have gotten so bad on so many fronts that it is, if you don't believe in God, which I do, and I trust in him, but if it weren't for that, I'd be scared to death. What is happening in this country? And they acted like it's 1985. And we're gonna, we're gonna have this conversation. And I thought, this is this is bad. I mean, the way the the deep state has been weaponized to go after Donald Trump, for example, I don't care if you're running against Trump, if you like Trump, but if that doesn't strike you as, as fundamentally un -American and sick as anything, as though, you know, we were being bombed by China, it's pretty bad. They seem not to be concerned. Well, they're responding to questions that have been supposedly thoughtfully put together by the moderators that are doing the debate. And Ron DeSantis did a little bit more of this last night, all of them to have done more of this, where he actually came with a little bit of an agenda to give little speeches every time that he was given the opportunity to speak. And he got more things out on the record than what he was asked about. But that should be the strategy of every candidate going into every debate. That should be the strategy of every thinker going on every media outlet that you can. Sometimes, Eric, it's better for me to go on Fox or Newsmax or somewhere and have something that I'm more intent on saying that what they want to ask me about. And if you're, if you're running for president in times of crisis, and I don't, I don't view the period that we're in right now as a peaceful time. We're not actively at war with anybody, but we are actively at war with evil on, on almost every front. So we need, there needs to be an urgency. There needs to be a sense of, we cannot phone it in and do it like we've done it in the past, especially knowing that we are going to run up against probably illicit, illegal, cheating schemes, trying to keep the election from actually being determined by the people that have the right to determine it. And before people criticize me for that, we've replaced the population of the bottom eight states in just illegal entries into the country over the last three years. Well, let's do that in a minute, because you wrote an article at townhall .com. That is one of the stunning nightmares that they acted like not, not really a big problem. But what you just said about cheating, I think most Americans know the Democrats cheat at elections. How is that not the most important thing to discuss when you're talking about a presidential election? Are you and I imagining, are millions and millions and millions and millions of Democrats actually cheat? Now they've done it for decades, but now we know that they have turned it into a science. They are at war with we, the people, they don't actually care about winning in a fair way. They just care about winning. How is that not unbelievably important and something that has to be discussed? But the Fox hosts and the Latina from Univision, which is another bizarre thing, they seem to act like January 6 was Trump supporters being violent. They seem to act like the election was fair. Biden won. What world are they living in? All of them. I don't know what to say. And obviously, I think Vivek and Ron DeSantis, they're the only two candidates that I can take seriously. I've got problems with them a little bit. But the whole thing was like, they were all play acting like we're living in a different America than the one most of us are living in. Well, I will hold one exception out to what you just said. And I believe that Nikki Haley had a sense of urgency about her last night. And she did in the first debate as well. And I think that's why she's now out polling DeSantis in several polls, is that people are beginning to understand that as a former governor, she probably has a shot at the VP pick. I don't think the VP pick is going to come out of this group. But if Trump did want one that I'm seeing kind of be serious on the issues that are the most pressing, she's the one that kind of gets the vote in terms of... I think of her as deep state, neo -con, next. All right. That's fine. I'm just saying in terms of her performance thus far. We've got you our wonderfully. I'm so glad that we do. We'll be right back. With the overturn of Roe v. Wade, lots of companies are coming out saying they'll pay for employee abortion travel and expenses. Most of you have heard about some of these companies. You've decided to stop shopping or doing business there. But did you know that you most likely own stock in those companies through your 401ks, IRAs, and other investment accounts? Folks, this is a huge problem. And we need to do something about this to send a message to Wall Street through our investments. You need to go to inspireadvisors .com slash Eric and get a free Inspire Impact report. This biblical investment analysis will educate you on what's really in your investment accounts like companies paying for abortion travel. You need to go to inspireadvisors .com slash Eric to connect with an Inspire Advisors financial professional who can run your report and help remove companies paying for abortion travel today. Go to inspireadvisors .com slash Eric. That's inspireadvisors .com slash Eric. Advisory services are offered through Inspire Advisors LLC, a registered investment advisor with the SEC. 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To get started, you're going to love this free new tool that they've added. Please go check it out today. That's legacypminvestments .com.
The Eric Metaxas Show
A highlight from Michael and Thomas Pack
"Welcome to The Eric Mataxas Show. Have you heard that some people have a nose for news? Well, Eric has a nose for everything. That's why this is called The Show About Everything. Now welcome your host, who definitely passes the smell test, Eric Mataxas. Hey there, folks. Welcome to the show. It's The Eric Mataxas Show. I play the role of Eric Mataxas. In this show, which is nonfiction, I interview people, usually on subjects that are close to my heart or that I think are important. Today I'm talking to filmmaker Michael Pack, who's been on this show before, who is responsible for a brilliant documentary called Created Equal, Clarence Thomas in his own words, and other things, and also Michael's son, Thomas Pack. We are going to talk about something that is as close to my heart as anything could be. It's the idea of bringing, let's call them conservative values, although that's just a fancy way of saying truth and reality, into media. It is crucial. People of faith, people of Christian values have dropped the ball on this for, I don't know, about 100 years roughly. So whenever somebody is getting into this game, I want to do everything I can to get to know them and to bring them to you, the audience of this program. So Michael Pack and Thomas Pack, welcome and thank you for being with us today. Thank you for having us on, Eric. It's a pleasure to be back on your show. Well, as you know, Michael, I am hot to trot on the subject of what I just mentioned. Now, you just wrote an article at Real Clear Politics. I want to talk to you about that because you sort of summarize what I was just getting at or you explicate what I was just summarizing. Talk a little bit about that and you can mention upfront as well what Thomas is doing. So lead us into the conversation. Well, you're right. The Real Clear piece, which is a bit long, so I guess I explicate rather than summarize, but it tries to lay out what's happened in the culture war over the last at least 50 years, maybe you're right, closer to 100. And what we can do about it. I mean, the fact is, as everyone knows, the progressive left dominates the culture. And they have at least since the 60s where they announced a long march for the institutions and they said they were going to work to take over first the university and then other cultural institutions, and they have succeeded. But I say, Eric, that it is to their credit. This is a battle of ideas. And especially in the area of film and television, they're fighting for the ideas they believe in. You are quite right that we on our side have failed. They're to be commended for succeeding. They're fighting for what they believe in. I agree with you that what they believe in isn't right. So that's a negative, but they're commended for fighting for it. And over those years, they've built up institutions that supported and defended and make it possible. So I lay that out in the real clear piece, which people can also find on my on my Twitter page, Michael Pack underscore. But so I try to give how so over 50 years, the left has poured tens of billions of dollars into this process, and it is their right to do so. And we ought to say that they have allied themselves with a very powerful ally in the form of Satan. We don't need to we don't need to get more specific than that. But people need to understand that, you know, you're very gracious by saying, oh, they're fighting for their ideas. Their ideas are harmful to human beings, not to conservatives, not to people of faith, to human beings in general. And so you're right that they believe in these ideas. But I just have to say, speaking to you as a Jew, you know, Hitler believed in his ideas. So because somebody believes in their ideas, they get, oh, well, they've got their ideas. We have our ideas. I agree with you 100 percent. I know. No, of course, I know you do. And you're being gracious. So go ahead. But but the but but that's right. I mean, one way of looking at their ideas is they have a negative view of America just taking that one slice of it. And we have a positive, upbeat view of America. I mean, we we are documentary producers, and I think this is this left takeover of culture is both in drama, fiction and nonfiction and in the nonfiction realm. It's clear as a bell. The 1619 Project, which began in print, was now a multi -part Emmy nominated Netflix series. And and on like that is America based on racism and the defense of slavery, or is it based on the principles of the Enlightenment? Jefferson laid out in the Declaration of Independence and it matters for the country and the world which side you're on. So I agree with you. But their ideas are wrong. But given that they're wrong, they're right to fight for them. So we need to fight for ours. But but we have we have the model of what they have done and we need to just do it, too. It is not that hard. It's not that complicated. It was not a conspiracy on the part of the left. They announced they were going to do it. It's their right to do it. And they did it. I mean, I mean, even in America, communists, for example, have every right to promulgate their views, which I think is appropriate, given the First Amendment. It doesn't make their views right, but it does give them the right to promulgate them. And it's well, think of the irony, though, that the left is increasingly I mean, just to be fair, that it is because of biblical values, it is because of the values of the founders of this nation, that people on the left. On the wrong side, have the right, which we have given them to promulgate their views, it is why Nazis could march through Skokie, Illinois. It is right, so we believe in free speech. We believe in this kind of stuff. But the irony is that we're now living in a time where we're seeing the left having gained power, use it to squelch and censor voices with whom they disagree. So in other words, they were willing to ride the train of free speech as long as it helped them. And then now that they've gained the upper hand culturally and in other ways, they're suddenly deciding, you know what, free speech was nice. It was nice for a while. But now we don't want those conservatives to have a voice. So there's an irony here, which ought to be mentioned. There is. They're now the enemies of free speech. And in part, it's because, as you say, it's no longer convenient. But in part, it's because of the radicalization of liberalism, the sort of left liberal part of the Democratic Party. I mean, it used to be since the 60s, the new left has been an enemy of free speech. Herbert Mercuza and company never believed in free speech. But that was a minority view on the left. And now, as you say, it's increasingly popular under other rubrics like stopping disinformation and misinformation. And it is. Do they get that from Stalin? I'm always trying to trace these ideas back. I believe it was the Moscow School of Stalin. In any event, I think, you know, legally, you know, Karl Marx did not believe in human rights and individual rights. And he his whole worldview is opposed to that. If you believe in historical determinism and you know which way the world is going, why encourage freedom of speech? So both left and right, Hegelianism, Marx being left Hegelianism, was not really in favor of these kinds of freedoms, these Enlightenment freedoms. And in a sense, they were a reaction against it. I'm not an expert on this, though. Eric, you're going to get into topics too deep for me pretty soon. Well, obviously, we're not here really to talk about this exactly, but it's worth touching on. Well, look, the good news, the headline to me is that you and Thomas, whom we will let get a word in edgewise momentarily, are creating award winning, fabulous documentary films and trying to encourage others to do the same. It's it really is a wonderful thing, as you and I have discussed. I'm getting involved in that a number of media projects and yours have been done with such extraordinary excellence that, you know, even those on the left have had begrudgingly to honor you when we come back. I want to get into everything and I want to ask you, Thomas, about this kind of conservative incubator film project that that you're putting together. Folks, it's the Eric Metaxas show, ericmetaxas .com. Don't go away. Folks, have I told you about Moink? M -O -I -N -K. That's moo plus oink. I get all our meat and our salmon from them. M -O -I -N -K. Moink delivers grass fed and grass finished beef and lamb, pastured pork and chicken, sustainable wild caught salmon straight to your door.
The Crypto Conversation
A highlight from Torque Drift 2 - Motorsport comes to Web3
"Hi everyone, Andy Pickering here, I'm your host and welcome to the Crypto Conversation, a Brave New Coin podcast where we talk to the people building the future in the Bitcoin, blockchain and cryptocurrency space. Hey team, we have a new sponsor here at the Crypto Conversation, BitGet, one of the world's leading copy trading cryptocurrency exchanges, yes indeed. What happens if you've got the funds to invest but you don't have the time to keep track of the market? You still want to make smart money moves? What do you do? Well, copy trading is a popular choice for beginner traders. You can shorten your learning curve by uncovering tips and strategies from more experienced traders. BitGet's copy trading platform has over 80 ,000 elite traders to choose from and 380 ,000 followers just like yourself who are already using the BitGet copy trading platform as a potential passive income stream. All it takes is one click, you can subscribe to an elite profitable strategist, set your limits, automate your orders and monitor their trades. I've got some links in the show notes below, one link will take you through to the BitGet sign up page, give you a VIP discount. So learn all about it for yourself thanks to BitGet. And now it is on with the show. My guests today are Aaron Potter and Billy Sullivan. Aaron is the founder and Billy is the COO at Grease Monkey Games, a team I think based in Melbourne building immersive community driven games. For fans of motorsport, crypto, NFTs, Web3, all that good stuff, I'm sure we'll learn all about it today. Welcome Billy and welcome Aaron. Thanks for the invite. Oh yeah, great to be here. So I think what we'll do guys, it's always interesting having two people on the show, so I'll just kind of try and maybe direct questions to you in turn, but we'll do what we do at the beginning of the show. Be fantastic to just learn a little bit about both of you and I guess your personal and and professional backstory the lead up to founding and getting involved with the wonderful world of gaming. So let's start with you Aaron. Sure. So how I ended up in gaming, it goes kind of pretty far back. I come from a visual effects background and I used to do commercials and movies and things like that. So back in my 20s and even before that I kind of did some graphic design and print, but then came games about 12, 14 years ago, I started making games with my brother and together with my visual effects service work, yeah, it's kind of led us into making motorsport games and I haven't looked back really. I love making games. It's very hard, extremely difficult and time consuming, but a lot of fun. Absolutely. All right. Thank you Aaron and Billy. Yeah, for me as well, it kind of goes back quite a while. I've been at Grease Monkey Games for coming up to nine years, but I've been making games since I was about like nine or 10 actually. Discovered that you could make, choose your own adventure games in PowerPoint and in primary school and making kind of these little games and getting my friends to play them and that sort of a thing. And that kind of eventuated into me discovering and programming and modeling and all that good stuff, everything that kind of comes with making games, which was really interesting to me. And so once I kind of discovered games and got into games, especially getting into working with Aaron and on motorsport games, it's been a dream come true basically. And while it is very hard, like Aaron mentioned, it's very kind of fulfilling work. So yeah, great to be here talking with it about you, Andy. All right. Well, thank you, Billy. And Aaron, let's just start with the motorsport thing then. So why motorsport? And has motorsport kind of been a theme since the beginning? It's been, you know what, it does go back pretty far. So my first games that I made, as I mentioned, my brother used to make games very early on when mobile phones had just started making games as apps and stuff, in -app purchases and things like that. So we started doing car racing games back then, and we had some pretty good success. And then I kind of broke away and started doing my own one, set up my own games company. And I'm a bit of a motor head myself. I love cars. I love everything about cars, except building them. That's living up that to my friends. But yeah, it's a very fun kind of gaming genre to be in. It is challenging because when you think of car games, you're often going up against quite big budgets and big studios. So how we kind of tackle it is we try and find our niche within that. So it is very niche motorsport games that we focus on, particularly drifting, which I think is that niche, but it is a bit of a frowned motorsport compared to the rest of the motorsports out there anyway. Yeah. I mean, drifting, I guess it has a unique subculture around the world, but you see even like some of the seen lots of YouTube videos of some of the Formula One drivers practicing their drifting skills and so on. Absolutely. It's like everyone loves it. It's kind of like they're almost ashamed to admit it. Billy and myself go out drifting and we've got drift cars ourselves and it's very addictive to be honest. It's quite intense. It's very loud. And when you're shredding tires and there's a lot of smoke and it's just a lot of fun. It's crazy amount of fun. And just while we're talking about, I guess, real world and real life drifting. Yeah, Billy, what's the secret to a good drift car, do you reckon? A good drift car? Oh, well, rear wheel drive, I think is very critical. Having a hydro, an e -brake, it helps a lot just being able to, yeah, it's essentially an extra set of calipers on the rear wheel that separates it from the brake pedal kind of helps lock the rear wheels up. But outside of that, I think just a good seat and a harness goes a long way to bring that kind of connection to the car. Because if you have a stock seatbelt, you're going to be rolling around everywhere and it's hard to understand what the car is doing. So I think there's any aspiring drifters listening then do those things first. That's kind of what we do first and put a roll cage in for safety. I really enjoy the fact that you guys, you know, motorsport game developers, but also just, yeah, and real life drifters. So I think, Billy, you said at the beginning of the show that Greasemonkey Games, you founded it something like nine years ago. So there must be, give us a little bit of a sense of that journey then. So obviously the gaming industry has changed a lot during that time, of course, you know, the idea of Web3 games on Chain Games was still, wouldn't have been an existence when you founded the company. So just love to understand a little bit about, I guess, what the original vision was and how you've not necessarily pivoted, but just evolved, yeah, with the industry over that time. Yeah, I joined the company nine years ago, but Aaron founded it back in 2013. So I'll handball to you, Aaron, and then I'll kind of chime in at the end around how the vision's evolved. Yeah, cool. Okay, so initially we were doing a lot of service work, not game related. Well, it was interactive installations. So we were making games for large car companies that were set up at like the LA Auto Show and things like that. And so in 2014, we had four installations at the LA Auto Show, and that was with Honda Mazda and Nissan.
Dennis Prager Podcasts
A highlight from Republican Debate II
"The United States Border Patrol has exciting and rewarding career opportunities with the nation's largest law enforcement organization. Border Patrol agents enjoy great pay, outstanding federal benefits, and up to $20 ,000 in recruitment incentives for newly appointed agents. If you are looking for a way to serve something greater than yourself, consider the United States Border Patrol. Learn more online at cbp .gov slash careers slash USBP. That's cbp .gov slash careers slash USBP. Dennis Prager here. Thanks for listening to the daily Dennis Prager podcast. To hear the entire three hours of my radio show commercial free every single day become a member of Pragertopia. You'll also get access to 15 years worth of archives as well as the daily show prep. Subscribe at Pragertopia dot com.
Bloomberg Markets
Fresh update on "each year" discussed on Bloomberg Markets
"Oppenheimer thinking into your investing. Call an Oppenheimer professional. Hi, I'm Danica Patrick. Watching my nieces grow, play and learn is amazing, but not every child gets to be carefree. One in six kids in the US are hungry. This breaks my heart and it's something that Feeding America is working to change. Each year the Feeding America network of food banks rescues billions of pounds of good food that would have gone to waste and gives it to families in need. help To visit feedingamerica .org. Brought to you by Feeding America and the Ad Council. I'm Emily Chang and on my new show, The Circuit, I speak with the big names in tech, culture and innovation
Bloomberg Radio New York
"each year" Discussed on Bloomberg Radio New York
"Of waste nationwide each year 30 million tons of this waste is food 27 million tons plastic 18 million tons is paper and paper board not all of which gets recycled Tim we're talking trash garbage waste call it whatever you want we produce a lot of it it's got a massive environmental impact it contributes to climate change it also raises the question Carol what do we do with it and how can we be better about it John Vander Ark is president and CEO of the 46 billion dollar market cap and publicly traded republic services based in Phoenix stock is up about 14 % so far this year cascade investments an and holding company investment for vehicle Bill Gates of course the co -founder of Microsoft is the top shareholder in the company with about 35 % of the outstanding stock listen it's great to have you here and talk to us about the business the bulk of which you know contributes to what moves the balance sheet tell us give us some perspective well we're actually interesting we're kind of a outdoor view of the economy because everybody has something they need to dispose of so we serve small you know households we serve small business we serve large business we serve national players governments so we really get it we have a very diversified book of business across our almost 15 billion dollars of revenue and so that gives us a really good view of view the economy and we're very you know spread out and we're resilient obviously because even in a down economy everyone is still going to have something they're going to dispose of so what's your view on the economy since you have such a good view and vantage point uh we're still cautiously optimistic right the recession we keep reading about it and uh hearing about it and it's not really showing up in our p &l yet now i would say that but it doesn't you say because you're kind of resilient but how do you yeah you'd see a you'd see some decline right think you about maybe a three to five percent drop in demand right if an economy is really going to pull back and be in recession so construction for example is portion of our business less than ten percent but that's down about three percent year over year so saw we that commercial residential start slow certainly into last year and we kind of have a six to nine month lag effect on that so that's down a little bit but auto's down a little bit in the first half but then you know the industrial side of the business is just booming what do you need to see in order to go from cautiously optimistic to optimistic? well listen when I see housing starts you know kind of predicted to be up next year I think that's you know we'll probably slow a little bit construction on into the early part of the first half but then we'll pick up in the second half and listen I don't think all of the indices are fully accounting for some of the government spending that's coming in on infrastructure spend and we're certainly a beneficiary of that so we're seeing that you know hit our business and get very very strong. So when you say the industrial of side your business is strong give us a little bit more color on that. Yeah two sides of think about a major petrochemical player they right have a lot of things they need to dispose of certainly some recycling but special waste, hazardous waste, a lot of environmental services in the middle of that that we take advantage of that or think about a brownfield remediation opportunity where you know we're in the front of the line there we're doing that dirt cleanup there and we're taking all those materials and bringing those to the right spot. Which is the bigger part of your business give us an idea is it that it side just the regular or is trash yeah it's a funny funny business it's about if you measure based on our customer count which is 14 million yeah it's 90 plus percent b to c so you think about the homeowner where we actually service if you measure dollars where change hands it's more than 90 b2b because in most cities the municipality contracts us with and we consider that a business transaction talk to me about these contracts the mo competitors that you have in some markets what is the competitive landscape look like because you know every market is completely different I don't know if you spent time in New York City but the trash collection call here never problem never see it on the sidewalks never see wild it's completely wild how much of recycling is part of business the uh it's a growing part of the business kind of 15 percent and growing yeah and again we see that as a big growth driver that solid waste is actually shrinking on a per capita basis okay is that a good thing what does solid waste mean uh that's garbage that's industry talk for garbage so garbage is shrinking on a per capita basis and recycling is growing and listen that's our plan we're trying to drive that diversion and you when know i started 10 years ago people used to say well we make all our money in landfills because that was our highest margin business i'm and a customer person i said landfills don't pass the dime customers pass and so you need to charge and understand what the product is worth and that's what we've done we've taken recycling pricing on the street to probably 80 percent of solid waste uh five years ago it's now 120 percent what does that mean and we've grown it faster so what does that mean so matt think about a small business and having two containers right that the truck comes up and picks you know once a week or twice a week five years ago the price of that recycling service was 80 percent of the price of the garbage service and now we flipped it it's 120 because we've priced recycling way faster and we've grown recycling faster does it also mean people want to be recycling people we know we the customer insight where people are passionate about recycling yeah and they want to know it goes to the right spot it does though uh in our case absolutely right that's part of our environmental responsibility which is one of our values and i would say most of the time yes there are always corner cases where uh some operators smaller not doing the right thing on the back end but most of the time you can have pretty good insurance that if you're putting it in the bin it's going to get recycled the issue over the last few years has been there really those countries left to buy our recycling like china used to do yeah china's not doing it at the same they used to so so where do these where do these plastics go yeah when china kind of shut their doors we went from about 35 of our material going abroad to zero in about three months wow and so what's happened is those value chains have really gotten repositioned so there's a lot of domestic manufacturing that's come in particularly for fiber and paper so now our supply is almost entirely domestic what about plastic plastics is interesting so most plastics today rigid plastics get down cycled so thank your you water bottle thank you your detergent bottle that goes into a pipe park bench or carpet now that's good it's the not going to go in landfill so it's going to get a second life but after that that's going to go in the landfill so we're forward integrating into that so to try to take that water bottle and get it back into food grade quality and so it can go right back a into water bottle and
Northwest Newsradio
"each year" Discussed on Northwest Newsradio
"Preparation is key. Each year we go through an inventory of our equipment we make sure that we have the appropriate hose tools all the and equipment we look at our apparatus and we make sure our people are outfitted. Redmond fire department has members of their team on the ground in Maui. They said in case something like that ever happens they are highly trained they understand what they're going into and they understand how to actually make their way an through environment like that. Officials with east side fire and rescue said they saw high winds last year with the bolt Creek fire and said that was an eye -opener to what they can be confronted with. Reporting in Redmond Corina back to Arash so Lake there on the North Cascades Highway sourdough fire we're hearing only 5 % containment when it comes to updates of wildfires here in our state checking Mariners baseball score yesterday 9 to 2 we grabbed a win against the Orioles we got more baseball later today there at T Mobile Park 904 now here Northwest News Radio every 10 minutes on the forest and we get into our Northwest lifestyle weekend aging options just ahead here in seconds for right now let's go to John Nelson with an update from the higher performance homes traffic center well some improvements if you taking the ferry they had some open positions that were causing delays early on and looks like most of the ferry runs are running pretty much on schedule reservations are full though for the port towns and coopville ferry run looks like edmunds kingston or muckleteile clinton make good alternate routes back the two boat service for font the laurie bash on a ferry run as well we have the on -ramp still blocked 520 from motlake ongoing for road work also we have two right lanes blocked 167 north of willis this is the big construction project taking place the right lane blocked westbound i -90 the ramp to i -5 for ongoing construction as well i'm john nelson our next northwest traffic at 9 14 and we've got turns on como on tv our weekend forecast sponsored by northwest crawl space services lots of sunshine around western washington highs today upper 70s to lower 80s
WTOP
"each year" Discussed on WTOP
"If you're facing $10 ,000 or more in credit card debt, medical bills or other unsecured debt, you need to know you may not be required to pay it all back. There For a high are interest special debt programs consolidation that can significantly loan, reduce these are programs the amount you that owe if credit you card qualify. companies don't Ones This isn't want you to that bankruptcy know offer about. Americans or a struggling with overwhelming credit card debt, savings and real debt relief faster than thought possible. Accredited debt relief has a special hotline to learn all about these programs savings and what you qualify for. They've helped qualified consumers with over a billion dollars in debt and have an A -plus rating with the Better Business Bureau. So call the accredited debt relief hotline now for this free information. Call 800 -908 -1144. 800 -908 -1144 that's 800 -1144. -908 Everything you need, every time you listen. TOP News. At eleven fifteen, good morning, I'm Mark Lewis. The IRS is going back to costs with the agency and it will also mean you'll be getting your refund much faster. The Washington Post reporting Treasury Secretary Janet Yellen expected to make the official announcement later today. Beginning in 2025, the IRS will start scanning and digitizing filings that are sent by mail, which will save the agency tens of millions of dollars normally spent on storing your paperwork. There's been a lot of concern about intelligence, artificial but could it be beneficial when it comes to your health? Artificial intelligence is able to significantly cut down on the workload for breast radiologists. A new study in the Lancet Found a I supported mammography analysis detects 20 % more cancers compared to two biologists working together with no increase in false positives. AI also reduces the time to read mammograms by That 44%. is CBS correspondent Michael George. Fairfax County is expanding a program that helps police safely respond to mental health emergencies. We've definitely seen success. Fairfax County Police Lieutenant Joanna Culkin describing the county's co responder program which pairs up behavioral health experts with police officers who are trained in crisis intervention. They ride around the same patrol cruiser together. They can self -dispatch proactively to calls if they hear that there's a behavioral health component. Currently the program has three teams but that's being expanded to four teams in the fall. Since the program started in Culkin 2021 says the teams have responded about 1300 times and more than 50 percent of the calls were resolved in the field with no further action needed. Nick Einelly, WTOP News. Each year on the first Tuesday of August communities across the country come together for National Night Out and in part of Prince George's County residents yesterday were greeted by a special guest. This is community." It was Governor Wes Moore who came out to Beckett Field and knew Carrollton for the town's event, which is aimed at making communities safer. This is what makes community so special is that everyone's out here together, that we're out celebrating, we're getting to know each other." Here community leaders, first responders and residents got to know one another. For the kids, they were using the water slider six for -year -old Kayden. Other kids got to pose for pictures with U .S. Marshals and even try on their vests. Jasmine Mullen lives nearby. You get to see the police on like a good presence. They're here like actually being interactive. I think something even brought their kids out. I think that's cool. In New Carrollton, Mike Marillo, Here's a quick look at our top stories. Former President Trump expected to appear at a D .C. federal court tomorrow either in person or virtually to face a second federal indictment.
WTOP
"each year" Discussed on WTOP
"Boost the number of licenses each year for outdoor refreshment areas, with the additional licenses, the Reston town center association can now host up to 50 events and that's up from 16. The organization's president says patrons can expect at least 12 spring and fall jazz events, sip and stroll events on first Saturdays and rest in concerts on the town. A key House committee plans a hearing set for Tuesday looking at security issues concerning the U.S. capitol police. The role of the capital police has been defended by House Democrats who say the officers prevented the capital from being completely overtaken on January the 6th. Democrats say the House administration committee chairman Republican Brian style of Wisconsin voted against conducting an investigation into the attack when Republicans were in the minority. Style says he believes the January 6th committee which spent months investigating the attack should have taken a much broader approach and looked at the role of the capital police and how the department operates and that's the reason for the hearing. Dan Roman WTO P news. Terrence har Howard starred in Oscar winning films like crash and hustle and flow. Now he and partner Mira park are Mira pack, are launching the talent discovery platform Holly. We're constantly left by Friends by relatives. How do I get in the business? How do I audition? But if they could record themselves and then upload it to a platform, people can accomplish their dreams. Terrence Howard and partner Meara pack say Holly will be a platform for actors, writers and directors to upload their audition tape, scripts and reels. There's a platform where your children don't have to go
WTOP
"each year" Discussed on WTOP
"With high inflation. Each year, the IRS adjusts dozens of provisions in the individual income tax code. This year, some of those adjustments are bigger than normal because of inflation. Let's start with the standard deduction. Rather than itemize, most people take the standard deduction to lower their taxable income for tax year 2023. That's a return you'll file in 2024. The standard deductions will increase by almost 7% for all filers. Erica York, senior economist at the nonprofit tax foundation, runs down the new standard deduction amounts. For a single filer, there are deduction will increase by $900 to 13,850 for a married file or its increasing by $1800 to $27,700. The IRS did not make any changes to the 7 federal tax brackets, but it did adjust the income thresholds for each one. The IRS increased the amount you can earn and remain in a lower tax bracket. As attacks expert Andy Rosen explains, this prevents bracket creep caused by higher wages that don't keep up with higher prices, and therefore don't improve living standards. The idea here is that even though a lot of people have sought income growth or are expected to see income growth in 2023, the cost of living has gone up because of inflation, more than wages. So this is one way the IRS is trying to account for that. So a married couple filing jointly can now earn up to $190,750 and remain in the 24% tax bracket for tax year 2022, they could earn more than a $170,050 to be in that bracket. That's $20,700 less. The IRS also tweaked the capital gains tax. The tax you owe on the profits you make when you sell an asset you've held for more than a year, such as stocks or cryptocurrency. The rates for long-term gains are zero, 15% or 20%, those brackets were all increased upwards. Again, about a 7% boost across the different bracket levels. So for a single tax filer, that zero bracket or this year will go up to $44,625 after which the 15% tax kicks in. A few other key changes
WTOP
"each year" Discussed on WTOP
"Periods of each year. To that end they plan to have extra trains they said, bus is ready to go as well, starting march 18th, the first day of the cherry blossom festival in the district, metro plans to rapid trains and buses and pink cherry blossom decorations as well. You can pick up your 2023 national cherry blossom festival, smart trip cards from either the la fam Plaza navy yard or metro center stations we're told, the cherry blossom festival runs through the spring of April 16th is the final date. New batch of police officers are just starting their careers now after graduating from the Montgomery county police academy, veterans shared some words of wisdom with them. The 22 men and 7 women graduating from the Montgomery county police academy were recognized for their accomplishments in training and reminded of the responsibilities they've taken on by Montgomery county police chief Marcus Jones. We will expect a lot from you in the coming years and coming days. Tacoma park police chief Antonio de waal. The challenge is that these officers face are unlike any that we face 30 years ago. But it graduation to focus was on celebration. Winner of the crime soldiers award is officer Dan Revis. And among those cheering on newly minted officer rivas was to come apart police officer Emmanuel Ayala. Now with three years on the force. I love what I do and I'm gonna do it as long as I can. Kate Ryan, WTO news. Virginia's governor Glenn youngkin tackled a number of education related topics during a town hall on CNN this week. He talked about how he's asked Virginia's Department of Education to review a new advanced placement African American study scores to see whether or not he teaches inherently divisive concepts in schools. I have no reason to believe given the changes that I know have been made to that course. That it won't be a fine course for Virginia, but I have to let our Department of Education do their job. This is what I've asked them to do. And I look forward to getting the report back. High schools and fairfax county and Montgomery county in Maryland are among those expected to have the course next year. Hey there, it's Luke Garrett with WTO's DMV download podcast. Have you heard of trank? Or what about zombie drug? It's medical name is xylazine, and it's showing up in Maryland's illicit opiate drug supply. This drug was made to put animals to sleep. But when combined with an opiate, it can cause flesh decaying wounds. Tune in to the latest episode of the DMV download podcast to hear how the state of Maryland is combating this emerging drug. We'll see you there. At a 1145
Bloomberg Radio New York
"each year" Discussed on Bloomberg Radio New York
"Analysts in over 120 countries. I'm Nancy Lyons, this is Bloomberg. Hi, we're the goo goo dolls. We're fortunate that our daughters have what they need to grow and learn. But that isn't the case for nearly 13 million kids in the U.S. that struggle with hunger. Childhood hunger is a heartbreaking reality that feeding America is working to change. Each year, the feeding American network of food banks rescues billions of pounds of good food that would have gone to waste and provides it to families and children in need. You can help kids in need in your community by visiting feeding America dot org. Brought to you by feeding America and the ad council. Victory play for the first time to Afghanistan in 2003 is sustain a moderate traumatic brain injury. One of the most important elements of caregiving is taking care of yourself. For many military veteran caregivers, their caregiving journey starts earlier in life and lasts longer, visit AARP dot org slash caregiving for a free military veterans guide to navigate your caregiving journey and better care for your loved one and yourself, brought to you by AARP and the ad council. Your business landscape is ever changing. There could be a lot more selling to come. Ours is too. It's just getting some headlines. I want to bring to our audience. We also have the unknown of how much can financial assets take. We have something else in common. No small caps continuing to feel the pressure. We seek out the latest business news wherever we are, but deep drop in Asian equities overnight. U.S. futures also pointing to the downside. Bloomberg radio, the Bloomberg business app and Bloomberg video dot com. Bloomberg, the world is listening. These
Bloomberg Radio New York
"each year" Discussed on Bloomberg Radio New York
"And then secondly we need to go to the public with a convincing message And that's where build back better comes in Let's get past the top line numbers and the scoring and the political conflicts that anything like this inevitably involves Let's get past that and to what this actually achieves This is historic achievement It is going to make a big difference in people's lives and we need to figure out a way to bring that home Well congressman looking ahead not quite as far as the 2022 midterms but if this is going to get wrapped up the build back better agenda I guess the goal is this year You are an appropriate You also have to fund the government the next deadline is December 3rd There's sort of an unclear debt limit deadline that may be December There's defense authorization There's this you seek a China competitiveness Bill Can you take us through just briefly what December's going to look like and in particular on your end on appropriations Is there any reason to think there's going to be a spending deal or are we just going to rely on a stopgap for months and months and months Well you know in talking about the Biden agenda and Congress agenda you're right to include the budget for 2022 And that may go without saying but I don't know with all the focus on build back better and the infrastructure Bill and the relief bill the earlier very important relief bill post pandemic almost forget that we do pass 12 appropriations bills each year And I know for the bill that I preside over the transportation housing bill that Bill is a great down payment on Bill back better And it's very important to get it to get it through We passed it last summer Our Senate Friends didn't do quite as well So now we are confronted as you say with the question in December of whether we can get off of this continuing resolution which has kept the government open since the new fiscal year started October 1 whether we can get past continuing resolutions and actually put these bills into full force That's my hope that we can do that with some substantial number of those of those bills And congressman you definitely do have to know how much of this can we get done and these other things of course can complicate the picture And you do definitely have a busy December congressman I don't want to ask quickly before we get to December you'll be headed home next week to your constituents and they're going to be facing what the American farm bureau has showed as an increasingly costly Thanksgiving dinner Inflation is really hitting Americans What's your message to your constituents Well my message is that we take those kinds of day to today costs very seriously And we know that we know what's causing them It has to do with the pent up demand after the pandemic and the supply chain challenges that we're working on around the clock and that is that doesn't provide much comfort but it does provide an understanding that these are challenges that we are aware of and that we are addressing Certainly the build back better bill will ease a lot of these pressures For example on housing costs I worked on that directly I know that that's true But we're going to we're going to be working very very hard to relieve these pressures and to bring the economy back in other ways as well So every reason to express concern about this but not to not to give way to sound bites that offer cheap shots by way of explanation.
KTOK
"each year" Discussed on KTOK
"Of our events each year. And had a big one coming up to, don't we? We do. Yeah. And we were there last year, we had the opportunity to take the Katie. Okay. Remote down, made a lot of great people sweat a little bit. I was a little more. It was a little warm, but it was a pretty September day. For sure. It was great. Yeah, and what they're describing it because I got to hop into it. Yes. Last year was the walk for water for at scissor Tell Park and it was a great event. Thousands of people out there walking to raise awareness for you know, water and other countries that has just Hard to get, if any, at all. Yeah, it makes it a little easier to understand when you come out to the walk, and you get a chance to carry a bucket with water where walking to raise funds raised money so others don't have to walk each day. That's right, And I believe the walk last year was basically the average Length of what it would take to get, you know, water back to your village. Your house? Whatever you need it for that day. Yeah, it might have been a little bit shorter. The average person walks 3.7. Miles didn't do that last year, but it felt like it does because we're not up to it, but people do that every day. Now, when you say people walk 3.7 Miles, who are these people? Well, for the most part, it's women and Children. Men also carry water, but the burden falls disproportionately on the women and Children. Hell do they carry it? Well, the women can carry it on their heads. Believe it or not, and sometimes, then they'll have another bucket in their hand, and they usually have a baby on their back. Now, Wait a minute. I'm five ft. Tall. So we're talking about women in a third World country. And they're carrying a bucket and they've got one on their head. How much does the one on their head way? It's um I want to say, Let's see it's over for just over £40, probably and we'll have Jerry cans out there. If you want to feel how heavy it is what they carry will have buckets, but they usually use the Jerry can Wow. Patrick could throw £40 on his head. I grant what didn't do the £40 on the head, but they did have the buckets and I like to do the Jerry can. Actually I was kind of challenged her from your husband last year when we did when we did this, but like Google challenge, like a little challenge, but challenge accepted. And I got to walk right behind a lady who was caring of £40 bucket on.
KOMO
"each year" Discussed on KOMO
"North US Highway 99 at the north end of the Aurora Bridge. There's a stalled bus blocking the Right lane. You're an extra port coming up at 9 54. J. Phillips got more news. The Como forecast for this forecast gives us a little bit of action coming up, then it's kind of the same for about a week. Well tonight becoming mostly cloudy chance of showers and possibly thunderstorms. Late lows near 60. Mostly sunny, slight chance of thunderstorms in the morning and highs in the low eighties kind of warm and Thursday through Tuesday of next week, mostly sunny highs low to mid seventies overnight lows in the fifties. That's your latest weather from the Como forecast team. This is Tom scared for the bargain project. Each year, nearly two million Children die from preventable diseases. Each day 30,000 people die from hunger. 500 each our our Children. Borgen project is turning this around. We need your help. To learn more go to bargain project data or ink. At B o R G e n project dot org Tired of waking up hot and uncomfortable. Start sleeping. Cool on the temper breeze by Temper Pedic. It's engineered with a revolutionary cooling system that pulls excess heat away from your body to help you sleep deeper all night and wake up more refreshed every morning. The temper, Pedic summer of sleep and soon don't miss our best offer of the year and your chance to get your best sleep of the summer..
KLIF 570 AM
"each year" Discussed on KLIF 570 AM
"And the appreciation each year of their main home and the five central homes. Bill and NASA you're doing quite well in retirement was 6000 month and in monthly income and paid off $400,000 House. And a friend who lost her husband and consequently his retirement income, forcing her to sell the home and move in with their kids. Bill realized that $4000 of his monthly income was from him, and when he passed on Nancy would be short, quite a bit of money each month. He applied for a reverse mortgage so that he could create a growing line of credit that Nancy could use after he passed away so she'd be able to stay in the family home and not move to less desirable living conditions. Nina Martha retired to a beautiful home on Lake Lewisville. It's a paid off home worth around $300,000. Their monthly income is just 1200 per month, and their basic expenses are 1000 per month, leaving them just 200 per month for spending money. This means no trips to see the grandkids few nights out. Sell them new clothes. Just not enough money to, you know, live on the retirement today at envision, So Dean was not able to borrow money for any reason because he had so little income, but his credit was good. Instead, he applied for a reverse mortgage alone and was granted $160,000. It was set up as a credit line, and so they decided to withdraw $1000 each month the supplement their living expenses. Imagine going from 200 month of spending money to 1200 a month. Trips are now possibility, maybe even a new car since the credit line grows each year. The estimated they could take an extra 1000 per month for over 15 years. And why shouldn't they do that? I'll get back to you after the break to give you more examples of how reverse mortgages have benefited clients. If you're vaccinated, you.
Bloomberg Radio New York
"each year" Discussed on Bloomberg Radio New York
"You have not seen each year from equity traders? Bloomberg surveillance will that occur within markets stability weekday mornings at seven Eastern on Bloomberg radio. The Bloomberg business APP and Bloomberg radio dot com. Tom is gonna teacher for over 40 years. One day. I think one of the students had asked the question and he didn't remember the answer. I also noticed that he was leading his class out earlier than they were supposed to let out. I was really starting to worry Levi and I talked about it would change our lives. But she was there beside me. When something feels different. It could be Alzheimer's. Now is the time to talk. Visit els dot org slash our stories to learn more a message from the Alzheimer's Association and the Ad Council Burden LLP. Accountants and advisors presents tax chat with Richard Goldstein, senior principal and co leader of Burden, State and local tax practice. Covid 19 pandemic. State and local government restrictions have caused many people this shelter in place outside their primary state of residents. The new normal of remote working has proliferated, potentially costly state and local tax residency. For example, If you live in Manhattan would have been residing and working in Connecticut. Because of the pandemic. You may be a resident, one or both states and potentially tax twice on the same income at burden. We help clients develop a plan to address double residency concerns and nonresident income allocation to minimize their overall tax liability. If you're a high network, individual or business owner let burden help protect you, your family and your business for more tax chat from burden. Accountants and advisors visit Burden LLP. That's the e R d O n l l p dot com Burden Accountants and Advisors. We listen, we solve we do, introducing Bloomberg. Quick. Take Global stories take.
WGN Radio
"each year" Discussed on WGN Radio
"Miles each year. Peter Greenberg, Welcome back to Ion travel. If you're just joining us, let me tell you where we're coming from. Get out your mask, boys and girls. 44 degrees three minutes North 121 degrees 18 minutes west. We're coming to you from Bend, Oregon and the Jethro resort. And of course, you can always reach me. Just email me to Peter. Peter Greenberg dot com With your name phone number. Question a problem. We'll solve it right here on the air. My next guest in the interest of full disclosure is a friend. Someone actually I've produced with, uh, some amazing show around the world. But Every weekend. He's performing in New York. A show that when you see it, I honestly tell you, you can't believe it. It's called chamber Magic. And his name is Steve Cohen. Hello, Steve. Hey, Peter. How are you? I'm okay. Um, I have to tell. I mean, I discovered your show by accident. I I sat there. I couldn't believe what I was seeing it. Look, this is radio. I can't really visually paint the picture except to say that when I was finished watching the show and everybody else's mouth was dropped wide open. I said, we have to do something. Else, and we have to make it travel related. And we did. We did a special for the history channel called Lost Magic where we sent you all around the world to do tricks that hadn't been performed in hundreds of years. The Indian rope trick the bullet catch. I mean, and you did them all just amazing. And And to be honest, Peter, A lot of it was thanks to all of your travel connections that we're able to bring the show to India for the Indian rope trick. To London for information about the bullet catch it all over the United States, and he was really your travel expertise that made that show work and it well, it's certainly It's great, integral part to that. It's certainly but it certainly wasn't my magic expertise. That was you. That was all you and now because the pandemic we're starting to emerge. Places are opening up in New York City. You're back. You're back on stage again. Where are you performing? Right. So, as you know, Peter, the show chamber Magic. I started it at the Waldorf Astoria Hotel in New York 20 years ago and that hotel shut down, So I removed this show to the low Tate New York Palace. You probably may remember the old A beautiful place to visit. It's like stepping back in time going into oversight. It is but the tricks that you do I I I have to tell everybody. This is not like 700 people crammed into an auditorium. This is maybe 35 people within 18 ft of you. This is this is up close and personal magic. That's right. And so you know, the style is called close up Magic. And you know, during the pandemic that's really something that we couldn't possibly have. You been fathomed, right? You know, being up close to people and trying to, you know, figure something out has written We're right in front of your eyes was probably not a very good idea, so I actually took a year off. I ended up writing two books about magic tricks. So that was my fix of being some magic out of my system. But the show is reopening after a long at long last this coming Fridays. I don't know when people are going to hear this, but it's on June. The fourth is my opening show. That's and Peter, I think, Yeah, I think you're going to kick out of it because That will have a big red ribbon and I'm going to cut it in half. And then because I'm a magician, I'm going to put the ribbon back together again. Well, here's my biggest question, because it's got to be a pandemic question. Will any of your tricks involve masks? You know it's funny, I'm actually I made an executive decision to not reference the pandemic during the shell. I think that people want to get past that and you want to be entertained and not have to be constantly remind the development about these things. Of course, we are requiring at the top for the time being that the guests where mass during the performance that's one of the hotels request. I think that as the summer goes on as we get into the fall and has probably reopens That you know that we will won't be an issue any longer. So I'm just kind of hoping and biding my time. What you're saying is the mask role magically disappear. I'm really hoping that and I hopefully I won't be the guy making them disappear, that everyone will be able to do that on their own. And one of your signature tricks, which I've always loved is the thinker drink, which, by the way that goes back how many years I think a drink is also known as the inexhaustible bottle, and it's been around for centuries. I know there was a magician in Paris and the 19th century that was performing this and there are even older versions as well. They go back to eight ancient times in India. But my version of it is unique. And Peter and I You saw me do this at Carnegie Hall, which is really a fun show. Um, where You know, or gin Rickey, whatever it is, and they get exactly what they're asking for, and they drink it and it's it can be hard to get cold. It can be carbonated or not. They could ask for specific vintages of wine or specific beers. Anything at all, and it just it drives people crazy, and it comes out of just one vessel. That's right. It's out of one tea kettle. And back in the day. It used to be performed by other musicians using a bottle, which is why it was called the inexhaustible bottle. But one magician in England, the guy named David Devant in the early 19 hundreds, his wife said to him, you know, we're British. We should be doing this with a tea kettle because that's what people use every day when they have, you know, Afternoon tea. So so the trick has since then been performed using a kettle And, of course, the other trick that you've done that I can never understand ever is the trick with the cards inside two Scotch glasses when one card levitates, and it's the card that you picked. Yeah, Exactly. That's the rising cards is another trick that's been going back centuries. That's my whole thing. It's funny. A guy went sort of review on trip advisor about about chamber Magic, and he said, I've seen these tricks before. They're all old. And you know, I don't usually respond because I don't need to, but I would respond as high as Steve Cohen here. Yes, You're right. All the tricks are old, because that's the point of the show. It's like going to a classical music concert and saying, I've heard these songs before the Beethoven These Beethoven pieces have been played before. It's yes, of course, but there is the interpretation. So.
WCBM 680 AM
"each year" Discussed on WCBM 680 AM
"Big Plus, um, when the when the stock market goes up, let's say you're you put the money and it grows for little while You get your bonus You start drawing in come off of the account, and each year that the stock market goes up. Your income can go up. So that means you have increasing income throughout retirement. You think about it What it be like? What if you had to live on the same paycheck you had 20 years ago. So this is what retirements one of the things about retirement. Do you want to retire at age? You know, let's just say 65 retired 65 have the same live off the same income when you're 85. You've got to have increasing income. So this particular program pays a 25% bonus and has the ability to increase your income as you move through retirement. That's a big deal. We also have some seedy alternatives. Thies air replacements for what money is sitting in the bank, earning nothing. 2.8% guaranteed for five years, 2.15% guaranteed for three years. All the rates are guaranteed all the rates of compound interest and all the accounts I'm talking about are insured. So it's very safe. Your money is protected and you can get some decent growth out of it won't have to lose any sleep if the market takes a nose dive. Pick up the phone. Give us a call. Yet the information toll free number is 8889795995 again. The toll free number is 888. 9795995. You're gonna hear recording suppressed number to leave us your name and phone number, and I promised to call you Monday. The real quick. Recap. We've got a personal pension plan with a 25% bonus plus increasing income in retirement. So you could have if the market goes up your income Congar oh up, and that means that you don't have to live on a fixed income. You can have increasing income as you move through retirement critical as far as keeping up with inflation is concerned. Then we have the CD alternatives 2.8%.
KOMO
"each year" Discussed on KOMO
"I dropped 65,000 miles in my bus each year. If people knew what I know, lives could be saved. Like how there are some things a simply can't see on my route. The other day, a car tried to sneak past me and ends up right in my blind spot. I turned slowly, so X and avoid it, but no car should be in the blind spot for £40,000 bus. It's our roads is how safe visit www dot share the road safely dot gov. For 24 traffic Every 10 minutes on the floors from the Jew Been law Group Traffic Center. Here's Marina. History around the problems. Well, the story all day has been North. Found I five. Try if you're trying to get into a fight now. It's still gonna be solid from 70 seconds through Tacoma to about Portland Avenue. You do get a break. But then when you get into five 54th of that's bumper to bumper, solid upto highway 18, and that's because Of a collision that's blocking North. Found I five right near Highway 18. It's in the right lane. We still have solid traffic on eastbound 5 12, but not when you leave I five, so that's improved. It's when you get the highway seven and parking that you're still seeing the slowdown over. To the curve that wind your way through the South Hill area of Puyallup, and it's still gonna be sluggish up through Sumner as well almost to about eight, but it is starting to improve. We still have slow downs North down 509 that started about Portland Avenue and will take you up to 54. So that's been a long time to recover. Today. We have it solid in Bellevue bumper to bumper from 5 20. Down to 112 westbound. I 90 just east of Rainier Avenue. A collision in the right lane South on I five still solid from 85th into Seattle and a big struggle from North Gate on north down by 5 to 2 36, the Mountlake Terrace. Found four or five heavy out of Canyon Park High five in north and I five and effort from the Boeing Freeway all the way into Mary's Bill's very slow. Let's look at traffic sponsored by Snoqualmie Casino. Snoqualmie Casinos. $100,000 Mother's Day Giveaway is back when one of 50 designer purses enough to 10 Grand and free play Sunday May night. Is it s n o casino dot com. Seattle's closest Snoqualmie casino. Next Come on traffic at 4, 34 and the weather out like a mix of sun and clouds. Chance of showers. Highs Upper fifties and low sixties this weekend downtown 57. The comfort food of Japan can be found right in a one of a kind food truck in Seattle's international district. Britt Thorsen from Seattle refined with the details. Now, this.
KOMO
"each year" Discussed on KOMO
"Share your not alone, ask about your company's emotional health benefits visit part that works last sharing brought to you by the American Heart Association. Me, Keith Loving Dad board Game Champ Bus driving pro. I dropped 65,000 miles in my bus each year. If people knew what I know, lives could be saved. Like how there are some things a simply can't see on my route. The other day, a car tried to sneak past me and ends up right in my blind spot. I turned slowly, so accent avoided, but no car should be in the blind spot for £40,000 bus. It's our roads is how safe visit www dot share the road safely dot gov. We have breaking news. Let's go to the update desk, and here's Como's Charlie Harder. We have a situation in North Gate North Gate Way. Just west of I five. The Chevron station is on fire. We've had multiple listeners now call in talking about a huge fireball there right now. We have, therefore, above the scene. It looks like this is a pretty serious situation. We don't know if anyone is hurt, but there are reports North north Gateway is blocked in both directions. You will want to avoid the area, Rick. Okay, we'll stay on that story. Certainly that's a well known service station for anybody who's been in that neighborhood and jumping off high five. There is a shopping center. Let's check now with Kevin Smith with our co Moh traffic. We do that every 10 minutes on the force from the Dubin Law Group Traffic Center and Even if you could take a look at your your maps there. And first of all, focus on the North Gate Area High five. What kind of impact are we seeing? Having a bit of an impact in the immediate area. Not quite on I five North bound, slow down just a little bit of but 151 100 there, north Gateway all seen a bit of slowing in that immediate area. Looks like the South bound five off ramp to North Gateway might be bunching up just a little bit with that distraction as well. But not impacting the mainline too much right now. That's the good news there. On five heading north bound just south of 88. There's a collision blocking the right lane. That one is back in traffic up just a little bit south bound just south of Boylston. Another collision, the right wing that has a bit of a compete, slowing as well. And nor found five in the express lanes just north of Lake City Way There's a collision blocking the two right lanes are next couple. Traffic is.
WBZ NewsRadio 1030
"each year" Discussed on WBZ NewsRadio 1030
"Unknown female and security guard in the building. Who was sitting at the desk. Debating this sustained a wound to the chest. The security guard is deceased. It all began in the 1 P.m. hour yesterday with a man identified as 32 year old Jason Nightingale entered a garage and shot a man in his car. Indonesian rescuers continuing their search for victims of a Boeing 7 37 passenger jet crashed off the coast. Let's find out the update from ABC. GIO Benitez record from the doomed Indonesian jetliner discovered in the Java Sea, the Boeing 7 37 taking off at 2:36 P.m. losing contact with the tower. After four minutes, the plane plummeting a harrowing 10,000 ft and roughly 30 seconds grieving family members rushing to the airport 62 people on board, including seven Children and three infants. Well, no passengers have been formally identified information from friends and family. Is quickly emerging. The high school swim season is officially underway, but it's gone. Virtual WBC's match here explains how that works. As the winter sports season approached, it became clear that Cove it wasn't going anywhere. Native Boys swim and dive coach Caitlin Shaddock was worried. I was more fearful for my athletes that this is their one sport they do each year, but if you think about it, swim meets can be socially distant. So for natives first matchup against Wellesley on Friday, the two teams were in completely different pools miles apart, and they weren't the same. Time they swim. I think it's 3 30. I didn't swim until 7 15 that night. Parents watch the action via live stream swimmers were handed masks and Ziploc bags at the end of each race. But coach Shaddock struggled with the toughest new rule. The no. Cheering is going to be the hardest thing. The guys did great. I goofed it up a couple times personally, she said. The boy's slammed pool noodles against benches to compensate for the quiet room. That here? WBZ Boston's news radio link to WBZ during your commute is an easy way of multitasking to keep you informed while you get where you need to go, But in this age of smart speaker technology, staying informed at home is.