31 Burst results for "ECK"

S6 E5 - How do I maximize my VA disability benefits? - burst 1

Courage to Fight Again

34:04 min | Last month

S6 E5 - How do I maximize my VA disability benefits? - burst 1

"Hey just a quick before we get things kicked off here. I do want to let you know that. There is some strong language throughout this episode so listener discretion is advised. If there's five step process but there's indefinite general over overarching rules that she must consider but it is very procedural. It's they're not looking at compeer in the wall and analyzing while i'm analyzing the case law even the references to it. They're not opening pay. Everyone welcome to season six episode. Five of we served now. What it on this podcast. I do my very best to answer the questions. That veterans and their families are all ready asking my name is aaron perkins on the host of this show and the founder of courage to fight again an hour parent organization. I'm also the author of resolve. Which is a step by. Step guide for q the veteran to help you rediscover purpose meaning and passion and your post military life. Today's topic when the show is via a disability. What you need to do to submit it and not just what to do with. How do it bright outta appeal it. Should you appeal that well. That work all those things and more in today's show. I had a chance to sit down with a couple of really great guys who have done their homework on this. They do this kind of thing. Every single day. Greg colton and will simmons and we set down and chat or mojos that hour and a half i had to cut out unfortunately a lot of that conversation but the week to that full interview can click on the link in the show notes. And that'll take you to a form review request access to that whole uncut interview. And you could watch that in its entirety video interviewed. Please please take advantage of that. But for now i'm going to get out of the way. Make this intro as short and sweet as possible and let you hear the part of the show. The part of our conversation that i was able to stick into this episode here fleas. Enjoy my conversation with greg. Colton and wilson's check it out. Well i am here today with two honestly powerhouses in this field talking about increasing eight disability benefits. I'm here with gregg golden easy. Us navy veteran. This guy has twenty five twenty five years of sea level experience in financial technology compliance security investigation. All these things he's worked with numerous law firms used his own experience with the va to build something really cool. And i know he's gonna wanna talk about that more on this show but it's very good to have you on the show today greg. I'm also here with will simmons. He's a us army veteran former va founder. And managing attorney at simmons law. And i gotta tell you. I could not have asked for a more knowledgeable. Duo to answer veterans questions about va a disability benefits. So i want to just say to both you guys. Welcome to we serve now. What oh thank you very much Very happy to be here with you. you know my own experience of five years in the navy and thinking i came out and was was everything was great. You know always young. And i was happy in that aitken painted matter a whole lot. You know then. I got my late forties and early fifties and realized yeah does kind of hurt a little. Bit so yeah. I'm happy to be here with you and Look forward to the conversation. Will everybody will simmons Absolutely happy to talk to you today. About incentive Something near and dear to my heart. china passion play for me Having gone from ten percent disabled the a lump sum of less than eight hundred bucks and a holy shit. Now what am i gonna digress. My life to one hundred percent permanent total my law degree and my mba so There are programs out there to better your life and puts you in a position to dramatically. Change your life for the better and happy to talk about that too. That awesome awesome. Well let's start our conversation today guys with the transition out of the military. Maybe greg we can start with you. Tell me a bit more about your own transition story what you did right what you wish. You would have known things like that sure. Well you know when. I got out of those one clive in the military. I went through paramedic school in my last year in the military. So i was busy guy for you know. Fourteen sixteen months in the last days in the military. I was also going to civilian paramedic school. So i didn't sleep in as i got out. I worked as a paramedic and did fine. And then i realized that really didn't make a whole heck of a lot of money for all of the responsibilities that i had and that i wanted to do more but i wasn't quite sure how to do. And if i if. I known then what i know now. I would have in fact on to law school however i was a single parent of a two year old and a five year old and i did that for more than fifteen years and i can assure you that. There's nothing fun about going full time college and also trying to get You know to be a good parent and to provide the income necessary and i had that entrepreneurial spirit and i wanted to grow in in and have a big business that that was bringing the wealth i wanted and building it from my retirement and it just There wasn't a lot of of a maps out there. Do this do this do this do this. And through twenty five years of experience. I figured it out and and we've done well and i'm in. I'm thrilled with my past. The navy taught me so much about responsibility and accountability and and those are certainly tenants to be an entrepreneur. No question about it but there was no road map. There was no getting out of the military. Didn't here's your step plans being successful on your own It was it was really hard. So i'm glad to be your health. Talk about that in the journey Will tell us about you and your journey. It was definitely a different Yeah absolutely so i was. How do i even begin this When i joined the military. I joined in forty days. Forty five days before nine. Eleven and I was an architecture student at the time. Indiana national guard kind of do a my weekend. Warriors thing and In after nine. Eleven i i just couldn't physically sit there and design buildings that we're gonna be used to blow people and caused devastation. I wanted to change that. And so i went active duty and went to school and in sadly my entire time in the military was was spent in school one school to the next and in one of those schools. I got banged up. Injured prior to going getting acceptance to west point from enlisted to the academy so i went to west point for two years while i was there. Got my injury that i sustained during active duty. The kid exacerbated to the point that i could no longer sir and unceremoniously. I went home with a ten percent disability. Seven seven hundred eighty bucks or something like that. Night came from west point to sit on my parents. Couch i legitimately want to move. I didn't even know your podcast existed until last week but eyesight. Now what what the heck am i gonna do the rest of my life. I had zero idea. I went from the premier leadership institute in the world to not knowing. I didn't know what the heck did so I decided that applied at schools Just just keep the ball moving and Quickly went to indiana university. Got into the business. School in really just fell in love with entrepreneurship and i let that passion takeover You know my healing process from you. Know both physical and emotional fiercely all of it. I needed to mend myself after coming out of the military. And it's a hell of a won't talk to make that work but Anyway yeah i mean. The transition was man. I don i even describe the transition with it was so unbelievably difficult. It shouldn't need to in needed to be a conversation with a counselor commonality military that said you know. What do you want. do the rest of your life. This is the direction you go and go. Do it can i. It was a lot of soul searching to find. It ought to be honest. But now i've been imagined doing anything else. Couldn't imagine sitting my day any other way when i do and holy shit i get paid for it. I mean oh my god. That's the best. The best thing in the world i completely agree with you will on on that. Come out and you're just in this hot this this song in this hayes in your you have so little direction and even if you had a career counselor to try to talk to you. I don't know if it's just you don't know what you're doing in life because you're so mean you don't stand different concepts yet but man you're just lost wandering out there in and Yeah i grabbed me by accident eck and smack me up a little bit. I do right by sagar i absolutely. I think if there's one thing that i absolutely did right was i I jumped head head on into school and education and building might tool set. Because i wasn't relying solely on the things that i learned in the military to to be jumping off point. I realized i had a heck of a lot of catching up to do. And and that's where the education started for me And obviously i didn't quit. And in fact i found a way to make sure that i didn't have to pay for which was really you know that was. The true transition story was okay. Hang on a second Your bettering yourself. And you're getting somebody else. Pay the bill. This this is something should write a book about Because a lot of that cedeno that hidden. I mean that was one of my biggest struggles was coming out and being twenty five seven a two year old and a five year old that i was literally racing by myself and i was taking eighteen credit hours Getting my degree in biochemistry with minor in english lit. And i you know eighteen credit hours trying to take care to five hundred worked at the same time you know you can get loans and all the rest of it but if you don't have a good nation in what's possible. I had no idea. I was eligible for vote. Rehab you know. When i went i had gi bill and believe it or not. The college never applied the gi bill. I paid for everything out of my own. And even though i was eligible for the gi. Bill is all the time it's really sad is what it comes down to that. We have the capability had had. I recognized what was was there army. And i recognize these benefits. Were there than i could have slowed down and cast in my kids. Now's a roof over their head and not had trying to kill myself to get through it in a short period of time And it would have changed the trajectory of my life. I you know. I watched medical school. Go out the door. Because i couldn't do an internship and be a single parent and i couldn't do medical school and be a single parent. Too young kids had. I had those benefits and recognized that they were available to me. I could have done more. I could've figure things out that's not bad. I mean i. I love where i'm at today but it could have been so much easier. Had i known about all the benefits that are out there. Not just disability. But is as you're talking about. Well the both rehab and the gi bill and things don't get taken advantage of profitable now. I was just gonna say we. We actually just talked about that. I think it was in the last episode about gi bill and how you can leverage it with the Volk rehab well. Vr program now but Leverage that you know those two you know really great benefits to you get further education. Everything i know when i got out You know. I'm sitting in the end of the transition not unit but are transitioning out processing briefings. Right and they're telling us about the va. I knew zero about the. Va except that veterans. Go to the. Va that's really all. I knew about it and they and they told us like. Hey go to the hospital like on post go hospital get your medical records and take him upstairs. Because i had a v. Va office fort hood. They had a. Va office up. Like start for a said okay. Cool and so. I took them and they said okay. Cool we got your medical records like okay to me. It was just another task. I had. I literally had no idea that i was submitting my va. Disability claim audios. Like somebody told me to give you these. I guess this is how i get officially into the va and become a veteran so to speak at someone like your most crucial claim and there you are getting pushed by the system through their said that you're not on purpose fan. That was done on purpose for years and years. And call me a conspiracy theorist or whatever but the truth of the matter is this is mon mon Insurance company pan out benefits and they've got an minimize this as much as far as sharing and you know the the the the hard part was to that by the time i did my first what do you call that first. Compensation exam with the with the doctor or the nurse practitioner. Whatever she was I'm still in tough guy mode. I'm still like yeah. Her s- i'm good. I can you know. I'm sure i can just suck it up for a little while. I didn't realize it's supposed to go there and just be blatantly. Honest like holy crap. This hurts this hurts. This hurts and i can't do this anymore. And i just went. I was like no. This is fine. Do you have anything no. i'm fine. no i'm good. I had no. I d like there was no. There's no plan there's no. There's no one at that point in the transition to to really tell me. Hey this is what you should be doing. This is the level of scrutiny. That they're going to look at your. Va claim with and this is the level of of intensity you need to put to it when you submit it so we can talk about that a little bit like what. What was your guys. Experience with The va disability claims program. I i know with mine drag. Mom i was cormon and i and i was I was one of the supervisors of the ambulance service in and they will. Hospital orlando in the training center training center there and when i sat down out processing with personnel. I still to this day. Remember sitting down at that gray metal desk. And here's somebody that's not much older than me on the other side of the desk in. They're typing out my dvd fourteen. And they're asking me different questions on a checklist and you know how many problems not have any problems you know. Got both of my legs. I got both my arms You know i can hear you talking fine which goes exactly to the point. You're making aaron. And i don't think it was bravado on my side is much as not understanding to transition process and the purpose of the questions being asked as they apply to me in my future not to mention. Let's let's young. Were coming from the military where it's shut the hell up in suck it up. Well it's not only that pervasiveness in the military will absolutely but there's a pervasiveness in the medical side on top of that of we don't go to call unless we are on death's doorstep i had owns and you know i'm i'm urinating blood. I went to the er. I was terrified. I didn't know anything about kidney. Stones about point. I tell you when you look down. Ten o'clock at night and the toilet bowl is you're ready to go to bed. You see bright red blood. You're going to the er right now when they didn't ask me about that as i al processed. I didn't recognize that. The jimmy stones that my kidneys continued to put out than started in the military. Were something that should have been taking care of for in evaluating before on the disability side. And so you know as as a cormon. My knees hurt my back. Hurt dr a are you know my gird. hey dot. Can you write me. Something for this. Ensures tagamet for this there was never any documentation. It was me and my buddy. The doctor who wrote something if i wanted it or b who went to the cabinet and opened up and took out the a hundred older motrin. It took it myself just like i told my fellow shipmates to do or the. You know the marine corps guys that i worked with to do so i mean there was a pervasiveness medicine on top of. What will we say about. The pervasiveness of we have a missions. Do the military. Our mission is to get the dadgum job done. Every single time is not to be standing in sakala. Whine about how this hurts. Don't it well. i'm sorry. I didn't mean now. You know. i think it's for me. I was you know i dealt with something that i deal with. Almost every with almost every veteran client that deal with. It's it's it's a pervasive problem. That every better needs to know you're going to be under compensated for some of your disabilities and you're gonna be overcompensated for some disabilities and when you're coming out of service and you get med boarded for something you know for me. I was hellbent on getting my chest fix chest and backs back rated properly in even though chefs in particular the maximum benefit. I could ever get no matter how hard i tried and no matter what i did was ten percent no matter what so yourself the net absolutely ruined my military career. That is only gonna ever pay me ten percent. I'm sitting. you're banging my head against the wall for at least five years fighting that fight when there was literally nothing i could do. I had to learn the system the right way you gotta do end arounds and connect everything possible to this in order to make sure that your stated appropriately for the actual shit that you're dealing against off that took years to figure out when you don't have somebody holding your hand through the through the that's really true. I mean in my case. I knew the was there that can provides healthcare benefits. But i had a job. I had healthcare benefits. I didn't mean to be a and i correctly and incorrectly depending on how you look at it. I wanted that benefit to be more available my fellow brethren who actually needed it and couldn't make it private healthcare good private healthcare because the. Va does a as much as they get. Beaten up in the news over. they do. Try very hard. You've healthcare Chewed the veterans other. They can't do better but it's not because they're trying to do that. And so i wanted that that benefit of healthcare to be availed more available. My brother and i never looked into. It wasn't until we want to buy a house and property. You're in texas the realtor said. So what's your your disability rating. And which i giggled including talking about and she goes well with your own. You won't have a fun in fee in taxes. You will either of your property taxes reduced or abated completely if you have disability and i said i don't have any disability. I have both my legs and lower. Did she said idiot. I've known you long time. And i know your kidney stone started in service. I know you're back. Problems started from when you were. Emc girl medic in the military in the military. How can you not have this ability rating. And i wasn't out looking for the money. I was making okay money so i never went searching for those benefits and you know that makes that much more difficult woken. Tell you when you're now twenty. Five years ho service. And the g jared processes are really starting to kick in that began in the military to then through this this connection. It would be much easier on him and i if we get the veteran. Who's diagnosed in service with my backers a bit. You know. I have a strain. I have whatever that turns into severe Disabling degenerative disk disease or herniation in those sorts of things. It'd be so much easier if those that are ins new on the way out. I need a copy of my medical records. I need diagnosis in the military. I need imaging. Studies are is cat. Scans whatever to show this. Something started in the military. Because we can tie that together much more easily absolutely and i think with the be. Dd program the benefits Direct delivery program that the provides This new system. I'm helping quite a bit of Servicemembers transition out of the military the contact meteorology and they want help going through their initial claim. You know it's something that You know you can't charge for it's a you know it's a. It's a pro bono thing but the end of the day were taken bets. Soldiers vets who are transitioning out on their first you know their initial claim walking out of the room with a ninety percent. Walk on service. Now we're sitting here fighting on. You know that most important ten percent on the backside to get you to the hundred percent but we're a heck of a lot closer than that thirty percent of the twenty percent that you're getting when you're walking out of there like a hero like you and i are all of us did back at our generation you know there's various services connection is an art. It is not a science. It is an art all day long you. There are ways to stack disabilities on top of each other to maximize your coins. And if you do not know what you are doing you are doing it wrong here. What it takes strength or something. We said to will as a process that that is like everything else that all veterans doing the military. There's a procedure. Here's your procedure. One five and the average veteran doesn't understand it is a legal process. There are statutes. The congress is there are regulations that implement those statues that the va is put out is a legal process and it involves medicine so it's a combination of the legal side in the medical side and the average joe out there doesn't understand the law at that level and doesn't understand medicine at that level to connect all of this stuff together both legally and medically right and so let's dive into the details a little bit of that initial. Va disparity claim you know. Will you talk about it. Being an art and greg you talked about it being a legal proceeding. Is there even a three step. Five step nine step seventeen step process. That veterans can look at and say. Okay here's what i need to do. And here's how. I need to submit that claim. I don't know if there's a five step process but there's definite general over overarching rules that you must consider and And i think most important if i could say This is your kids Number one takeaway take notes Holy shit do. Not shotgun approach your. Va clays do not claim. Every single fingernail do not claim every single to- fungus. It's not gonna get you paid number one and number two. It's going to paint you in a corner so bad no attorney can get you out of just because you have dirty your file. You're talking about non attorneys who are adjudicating legal cases. These people do not practice law. They are practicing what they feel in. Our job is to show what disability looks like as plainly as possible so that we can either capitalize on that person's Motive to assist the veteran or To somehow paint over bad in a file because you absolutely are are leaving a trail of tears when you are claiming a shotgun approach to your to your veterans claims Number step is only claimed things that you are legally entitled to claim so it's going to require a little bit of research on your part to know what you're entitled to but that's that's my claim to everybody number one only clean things that you're entitled Because once you start claiming things that you're not entitled to the most important thing that you can not lose that you just gave away is your a benefit of the doubt that fifty percent and when it's as least as likely as not it's you're full of shit and you're claiming everything under the sun You just lost your fifty percent when it comes to the thing that's going to get you hundred percent. Yeah i think all take off on that in a little bit of of education. The vast majority of raiders as will can tell you are veterans. They want to help their fellow veterans. That's why they get that job. However the vast majority are not attorneys and just like we were talking about procedures few minutes ago. That's what they do. They have a manual called the young twenty one one and it is a procedure manual. They claim they step through the procedures. Won- jews hyperlink year like there for five six hyperlink there is. I wish it was. It's not to say there isn't some feeling in it. I mean there there is they are the trier of fact they get to be the arbitrator in adjudicate the claim but they do get that interpretation on their side in trying to decide. What's right and what's wrong is disconnected is not but it is very procedural. It's they're not looking at line compeer in the law analyzing walleye analyzing the case law even the references to it. They're not opening. No they are now providing a claim. You know it's transitioning to the other point. He made a providing claims that are not shotgun that you're entitled to. What does that mean rethinks. You have a current diagnosis. You have continuity of your condition meaning you. didn't you know. Get a bruise in boot camp. In your thirty years later. Trying to to say i have a problem. You have to be able to document the progression so he is a little bit different than degenerative disk disease that you may have had back pain and service but it didn't really degenerate until a certain point but then it kept getting worse and worse document how it kept getting worse and worse documented in a law whether it's a blood pressure log a headache log of that in law document the continuity of that condition and the third component of that is the next service. How did that. How did service relate to your claim. It didn't have to 'cause it. You could had a car accident while you were stationed florida. That caused an injury service. Puts you in florida. Therefore that disability the you weren't combat got shot and you got that disability but it's still considered service connected because the military had you stationed there so it's not causation. Its relation to. But if you don't have continuity veterans lose every time is you know. Oh i had this. Bigger hangnail. And i had this. This shotgun approach. Yes but that's not a chronic condition. It's a one time edition. Thank you so much will and greg and has been so great heavy on the show. This has been absolutely amazing. we will share some next steps with our audience in the show notes as we don't have time to cover today but this has been so so great guys. I cannot wait to publish this here in just a few days once we get through the very long process. Now because we've been on here for almost an hour and a half. Oh man what get through this very low process of you know post producing this but This has been really great. I know i've learned a lot. No doubt our listeners have learned a lot. Thank you guys so much for coming on the show really really enjoyed having you absolutely are i would not try and in a motor selves doll. But there's more information both in blogs articles that are on our websites on the im l. a. r. dot com their blogs articles about all his unstuffy also webinars that the media von normal basis. That has a lot of money on and join this martin. I'm ask questions where you're to help end. Try and elton's many veterans hand and your minds and you'll get them guys. Make yourselves better absolutely. I wish i wish. I got a website to promote them in the middle of fixing it right now so Sadly i've got a lotta latin or the we're working on that Were growing like crazy. This last year and a half. It's been unbelievable in worth To do a little self promotion where we're entirely. We're all veteran. were were all disabled vets. For all young where he's All worked on the inside. Su know how all the systems work so there we'd and accurately communicate with the that's how we run a different off practice than everybody else who's We what these guys who they're fighting against and there's a alive easier way that i hope you've enjoyed this segment of the interview. Now to listen to the full interview click on the lincoln the show notes fill out that form and we will email that link directly to you again until next time. Thanks for listening. We served now. What is a production of courage to fight again.

VA Greg Aaron Perkins Navy Greg Colton Will Simmons Gregg Golden Simmons Law Simmons Indiana National Guard Premier Leadership Institute Aitken Colton Us Army Sakala Cedeno
S6 E5 - How do I maximize my VA disability benefits? - burst 1

Courage to Fight Again

34:04 min | Last month

S6 E5 - How do I maximize my VA disability benefits? - burst 1

"Hey just a quick before we get things kicked off here. I do want to let you know that. There is some strong language throughout this episode so listener discretion is advised. If there's five step process but there's indefinite general over overarching rules that she must consider but it is very procedural. It's they're not looking at compeer in the wall and analyzing while i'm analyzing the case law even the references to it. They're not opening pay. Everyone welcome to season six episode. Five of we served now. What it on this podcast. I do my very best to answer the questions. That veterans and their families are all ready asking my name is aaron perkins on the host of this show and the founder of courage to fight again an hour parent organization. I'm also the author of resolve. Which is a step by. Step guide for q the veteran to help you rediscover purpose meaning and passion and your post military life. Today's topic when the show is via a disability. What you need to do to submit it and not just what to do with. How do it bright outta appeal it. Should you appeal that well. That work all those things and more in today's show. I had a chance to sit down with a couple of really great guys who have done their homework on this. They do this kind of thing. Every single day. Greg colton and will simmons and we set down and chat or mojos that hour and a half i had to cut out unfortunately a lot of that conversation but the week to that full interview can click on the link in the show notes. And that'll take you to a form review request access to that whole uncut interview. And you could watch that in its entirety video interviewed. Please please take advantage of that. But for now i'm going to get out of the way. Make this intro as short and sweet as possible and let you hear the part of the show. The part of our conversation that i was able to stick into this episode here fleas. Enjoy my conversation with greg. Colton and wilson's check it out. Well i am here today with two honestly powerhouses in this field talking about increasing eight disability benefits. I'm here with gregg golden easy. Us navy veteran. This guy has twenty five twenty five years of sea level experience in financial technology compliance security investigation. All these things he's worked with numerous law firms used his own experience with the va to build something really cool. And i know he's gonna wanna talk about that more on this show but it's very good to have you on the show today greg. I'm also here with will simmons. He's a us army veteran former va founder. And managing attorney at simmons law. And i gotta tell you. I could not have asked for a more knowledgeable. Duo to answer veterans questions about va a disability benefits. So i want to just say to both you guys. Welcome to we serve now. What oh thank you very much Very happy to be here with you. you know my own experience of five years in the navy and thinking i came out and was was everything was great. You know always young. And i was happy in that aitken painted matter a whole lot. You know then. I got my late forties and early fifties and realized yeah does kind of hurt a little. Bit so yeah. I'm happy to be here with you and Look forward to the conversation. Will everybody will simmons Absolutely happy to talk to you today. About incentive Something near and dear to my heart. china passion play for me Having gone from ten percent disabled the a lump sum of less than eight hundred bucks and a holy shit. Now what am i gonna digress. My life to one hundred percent permanent total my law degree and my mba so There are programs out there to better your life and puts you in a position to dramatically. Change your life for the better and happy to talk about that too. That awesome awesome. Well let's start our conversation today guys with the transition out of the military. Maybe greg we can start with you. Tell me a bit more about your own transition story what you did right what you wish. You would have known things like that sure. Well you know when. I got out of those one clive in the military. I went through paramedic school in my last year in the military. So i was busy guy for you know. Fourteen sixteen months in the last days in the military. I was also going to civilian paramedic school. So i didn't sleep in as i got out. I worked as a paramedic and did fine. And then i realized that really didn't make a whole heck of a lot of money for all of the responsibilities that i had and that i wanted to do more but i wasn't quite sure how to do. And if i if. I known then what i know now. I would have in fact on to law school however i was a single parent of a two year old and a five year old and i did that for more than fifteen years and i can assure you that. There's nothing fun about going full time college and also trying to get You know to be a good parent and to provide the income necessary and i had that entrepreneurial spirit and i wanted to grow in in and have a big business that that was bringing the wealth i wanted and building it from my retirement and it just There wasn't a lot of of a maps out there. Do this do this do this do this. And through twenty five years of experience. I figured it out and and we've done well and i'm in. I'm thrilled with my past. The navy taught me so much about responsibility and accountability and and those are certainly tenants to be an entrepreneur. No question about it but there was no road map. There was no getting out of the military. Didn't here's your step plans being successful on your own It was it was really hard. So i'm glad to be your health. Talk about that in the journey Will tell us about you and your journey. It was definitely a different Yeah absolutely so i was. How do i even begin this When i joined the military. I joined in forty days. Forty five days before nine. Eleven and I was an architecture student at the time. Indiana national guard kind of do a my weekend. Warriors thing and In after nine. Eleven i i just couldn't physically sit there and design buildings that we're gonna be used to blow people and caused devastation. I wanted to change that. And so i went active duty and went to school and in sadly my entire time in the military was was spent in school one school to the next and in one of those schools. I got banged up. Injured prior to going getting acceptance to west point from enlisted to the academy so i went to west point for two years while i was there. Got my injury that i sustained during active duty. The kid exacerbated to the point that i could no longer sir and unceremoniously. I went home with a ten percent disability. Seven seven hundred eighty bucks or something like that. Night came from west point to sit on my parents. Couch i legitimately want to move. I didn't even know your podcast existed until last week but eyesight. Now what what the heck am i gonna do the rest of my life. I had zero idea. I went from the premier leadership institute in the world to not knowing. I didn't know what the heck did so I decided that applied at schools Just just keep the ball moving and Quickly went to indiana university. Got into the business. School in really just fell in love with entrepreneurship and i let that passion takeover You know my healing process from you. Know both physical and emotional fiercely all of it. I needed to mend myself after coming out of the military. And it's a hell of a won't talk to make that work but Anyway yeah i mean. The transition was man. I don i even describe the transition with it was so unbelievably difficult. It shouldn't need to in needed to be a conversation with a counselor commonality military that said you know. What do you want. do the rest of your life. This is the direction you go and go. Do it can i. It was a lot of soul searching to find. It ought to be honest. But now i've been imagined doing anything else. Couldn't imagine sitting my day any other way when i do and holy shit i get paid for it. I mean oh my god. That's the best. The best thing in the world i completely agree with you will on on that. Come out and you're just in this hot this this song in this hayes in your you have so little direction and even if you had a career counselor to try to talk to you. I don't know if it's just you don't know what you're doing in life because you're so mean you don't stand different concepts yet but man you're just lost wandering out there in and Yeah i grabbed me by accident eck and smack me up a little bit. I do right by sagar i absolutely. I think if there's one thing that i absolutely did right was i I jumped head head on into school and education and building might tool set. Because i wasn't relying solely on the things that i learned in the military to to be jumping off point. I realized i had a heck of a lot of catching up to do. And and that's where the education started for me And obviously i didn't quit. And in fact i found a way to make sure that i didn't have to pay for which was really you know that was. The true transition story was okay. Hang on a second Your bettering yourself. And you're getting somebody else. Pay the bill. This this is something should write a book about Because a lot of that cedeno that hidden. I mean that was one of my biggest struggles was coming out and being twenty five seven a two year old and a five year old that i was literally racing by myself and i was taking eighteen credit hours Getting my degree in biochemistry with minor in english lit. And i you know eighteen credit hours trying to take care to five hundred worked at the same time you know you can get loans and all the rest of it but if you don't have a good nation in what's possible. I had no idea. I was eligible for vote. Rehab you know. When i went i had gi bill and believe it or not. The college never applied the gi bill. I paid for everything out of my own. And even though i was eligible for the gi. Bill is all the time it's really sad is what it comes down to that. We have the capability had had. I recognized what was was there army. And i recognize these benefits. Were there than i could have slowed down and cast in my kids. Now's a roof over their head and not had trying to kill myself to get through it in a short period of time And it would have changed the trajectory of my life. I you know. I watched medical school. Go out the door. Because i couldn't do an internship and be a single parent and i couldn't do medical school and be a single parent. Too young kids had. I had those benefits and recognized that they were available to me. I could have done more. I could've figure things out that's not bad. I mean i. I love where i'm at today but it could have been so much easier. Had i known about all the benefits that are out there. Not just disability. But is as you're talking about. Well the both rehab and the gi bill and things don't get taken advantage of profitable now. I was just gonna say we. We actually just talked about that. I think it was in the last episode about gi bill and how you can leverage it with the Volk rehab well. Vr program now but Leverage that you know those two you know really great benefits to you get further education. Everything i know when i got out You know. I'm sitting in the end of the transition not unit but are transitioning out processing briefings. Right and they're telling us about the va. I knew zero about the. Va except that veterans. Go to the. Va that's really all. I knew about it and they and they told us like. Hey go to the hospital like on post go hospital get your medical records and take him upstairs. Because i had a v. Va office fort hood. They had a. Va office up. Like start for a said okay. Cool and so. I took them and they said okay. Cool we got your medical records like okay to me. It was just another task. I had. I literally had no idea that i was submitting my va. Disability claim audios. Like somebody told me to give you these. I guess this is how i get officially into the va and become a veteran so to speak at someone like your most crucial claim and there you are getting pushed by the system through their said that you're not on purpose fan. That was done on purpose for years and years. And call me a conspiracy theorist or whatever but the truth of the matter is this is mon mon Insurance company pan out benefits and they've got an minimize this as much as far as sharing and you know the the the the hard part was to that by the time i did my first what do you call that first. Compensation exam with the with the doctor or the nurse practitioner. Whatever she was I'm still in tough guy mode. I'm still like yeah. Her s- i'm good. I can you know. I'm sure i can just suck it up for a little while. I didn't realize it's supposed to go there and just be blatantly. Honest like holy crap. This hurts this hurts. This hurts and i can't do this anymore. And i just went. I was like no. This is fine. Do you have anything no. i'm fine. no i'm good. I had no. I d like there was no. There's no plan there's no. There's no one at that point in the transition to to really tell me. Hey this is what you should be doing. This is the level of scrutiny. That they're going to look at your. Va claim with and this is the level of of intensity you need to put to it when you submit it so we can talk about that a little bit like what. What was your guys. Experience with The va disability claims program. I i know with mine drag. Mom i was cormon and i and i was I was one of the supervisors of the ambulance service in and they will. Hospital orlando in the training center training center there and when i sat down out processing with personnel. I still to this day. Remember sitting down at that gray metal desk. And here's somebody that's not much older than me on the other side of the desk in. They're typing out my dvd fourteen. And they're asking me different questions on a checklist and you know how many problems not have any problems you know. Got both of my legs. I got both my arms You know i can hear you talking fine which goes exactly to the point. You're making aaron. And i don't think it was bravado on my side is much as not understanding to transition process and the purpose of the questions being asked as they apply to me in my future not to mention. Let's let's young. Were coming from the military where it's shut the hell up in suck it up. Well it's not only that pervasiveness in the military will absolutely but there's a pervasiveness in the medical side on top of that of we don't go to call unless we are on death's doorstep i had owns and you know i'm i'm urinating blood. I went to the er. I was terrified. I didn't know anything about kidney. Stones about point. I tell you when you look down. Ten o'clock at night and the toilet bowl is you're ready to go to bed. You see bright red blood. You're going to the er right now when they didn't ask me about that as i al processed. I didn't recognize that. The jimmy stones that my kidneys continued to put out than started in the military. Were something that should have been taking care of for in evaluating before on the disability side. And so you know as as a cormon. My knees hurt my back. Hurt dr a are you know my gird. hey dot. Can you write me. Something for this. Ensures tagamet for this there was never any documentation. It was me and my buddy. The doctor who wrote something if i wanted it or b who went to the cabinet and opened up and took out the a hundred older motrin. It took it myself just like i told my fellow shipmates to do or the. You know the marine corps guys that i worked with to do so i mean there was a pervasiveness medicine on top of. What will we say about. The pervasiveness of we have a missions. Do the military. Our mission is to get the dadgum job done. Every single time is not to be standing in sakala. Whine about how this hurts. Don't it well. i'm sorry. I didn't mean now. You know. i think it's for me. I was you know i dealt with something that i deal with. Almost every with almost every veteran client that deal with. It's it's it's a pervasive problem. That every better needs to know you're going to be under compensated for some of your disabilities and you're gonna be overcompensated for some disabilities and when you're coming out of service and you get med boarded for something you know for me. I was hellbent on getting my chest fix chest and backs back rated properly in even though chefs in particular the maximum benefit. I could ever get no matter how hard i tried and no matter what i did was ten percent no matter what so yourself the net absolutely ruined my military career. That is only gonna ever pay me ten percent. I'm sitting. you're banging my head against the wall for at least five years fighting that fight when there was literally nothing i could do. I had to learn the system the right way you gotta do end arounds and connect everything possible to this in order to make sure that your stated appropriately for the actual shit that you're dealing against off that took years to figure out when you don't have somebody holding your hand through the through the that's really true. I mean in my case. I knew the was there that can provides healthcare benefits. But i had a job. I had healthcare benefits. I didn't mean to be a and i correctly and incorrectly depending on how you look at it. I wanted that benefit to be more available my fellow brethren who actually needed it and couldn't make it private healthcare good private healthcare because the. Va does a as much as they get. Beaten up in the news over. they do. Try very hard. You've healthcare Chewed the veterans other. They can't do better but it's not because they're trying to do that. And so i wanted that that benefit of healthcare to be availed more available. My brother and i never looked into. It wasn't until we want to buy a house and property. You're in texas the realtor said. So what's your your disability rating. And which i giggled including talking about and she goes well with your own. You won't have a fun in fee in taxes. You will either of your property taxes reduced or abated completely if you have disability and i said i don't have any disability. I have both my legs and lower. Did she said idiot. I've known you long time. And i know your kidney stone started in service. I know you're back. Problems started from when you were. Emc girl medic in the military in the military. How can you not have this ability rating. And i wasn't out looking for the money. I was making okay money so i never went searching for those benefits and you know that makes that much more difficult woken. Tell you when you're now twenty. Five years ho service. And the g jared processes are really starting to kick in that began in the military to then through this this connection. It would be much easier on him and i if we get the veteran. Who's diagnosed in service with my backers a bit. You know. I have a strain. I have whatever that turns into severe Disabling degenerative disk disease or herniation in those sorts of things. It'd be so much easier if those that are ins new on the way out. I need a copy of my medical records. I need diagnosis in the military. I need imaging. Studies are is cat. Scans whatever to show this. Something started in the military. Because we can tie that together much more easily absolutely and i think with the be. Dd program the benefits Direct delivery program that the provides This new system. I'm helping quite a bit of Servicemembers transition out of the military the contact meteorology and they want help going through their initial claim. You know it's something that You know you can't charge for it's a you know it's a. It's a pro bono thing but the end of the day were taken bets. Soldiers vets who are transitioning out on their first you know their initial claim walking out of the room with a ninety percent. Walk on service. Now we're sitting here fighting on. You know that most important ten percent on the backside to get you to the hundred percent but we're a heck of a lot closer than that thirty percent of the twenty percent that you're getting when you're walking out of there like a hero like you and i are all of us did back at our generation you know there's various services connection is an art. It is not a science. It is an art all day long you. There are ways to stack disabilities on top of each other to maximize your coins. And if you do not know what you are doing you are doing it wrong here. What it takes strength or something. We said to will as a process that that is like everything else that all veterans doing the military. There's a procedure. Here's your procedure. One five and the average veteran doesn't understand it is a legal process. There are statutes. The congress is there are regulations that implement those statues that the va is put out is a legal process and it involves medicine so it's a combination of the legal side in the medical side and the average joe out there doesn't understand the law at that level and doesn't understand medicine at that level to connect all of this stuff together both legally and medically right and so let's dive into the details a little bit of that initial. Va disparity claim you know. Will you talk about it. Being an art and greg you talked about it being a legal proceeding. Is there even a three step. Five step nine step seventeen step process. That veterans can look at and say. Okay here's what i need to do. And here's how. I need to submit that claim. I don't know if there's a five step process but there's definite general over overarching rules that you must consider and And i think most important if i could say This is your kids Number one takeaway take notes Holy shit do. Not shotgun approach your. Va clays do not claim. Every single fingernail do not claim every single to- fungus. It's not gonna get you paid number one and number two. It's going to paint you in a corner so bad no attorney can get you out of just because you have dirty your file. You're talking about non attorneys who are adjudicating legal cases. These people do not practice law. They are practicing what they feel in. Our job is to show what disability looks like as plainly as possible so that we can either capitalize on that person's Motive to assist the veteran or To somehow paint over bad in a file because you absolutely are are leaving a trail of tears when you are claiming a shotgun approach to your to your veterans claims Number step is only claimed things that you are legally entitled to claim so it's going to require a little bit of research on your part to know what you're entitled to but that's that's my claim to everybody number one only clean things that you're entitled Because once you start claiming things that you're not entitled to the most important thing that you can not lose that you just gave away is your a benefit of the doubt that fifty percent and when it's as least as likely as not it's you're full of shit and you're claiming everything under the sun You just lost your fifty percent when it comes to the thing that's going to get you hundred percent. Yeah i think all take off on that in a little bit of of education. The vast majority of raiders as will can tell you are veterans. They want to help their fellow veterans. That's why they get that job. However the vast majority are not attorneys and just like we were talking about procedures few minutes ago. That's what they do. They have a manual called the young twenty one one and it is a procedure manual. They claim they step through the procedures. Won- jews hyperlink year like there for five six hyperlink there is. I wish it was. It's not to say there isn't some feeling in it. I mean there there is they are the trier of fact they get to be the arbitrator in adjudicate the claim but they do get that interpretation on their side in trying to decide. What's right and what's wrong is disconnected is not but it is very procedural. It's they're not looking at line compeer in the law analyzing walleye analyzing the case law even the references to it. They're not opening. No they are now providing a claim. You know it's transitioning to the other point. He made a providing claims that are not shotgun that you're entitled to. What does that mean rethinks. You have a current diagnosis. You have continuity of your condition meaning you. didn't you know. Get a bruise in boot camp. In your thirty years later. Trying to to say i have a problem. You have to be able to document the progression so he is a little bit different than degenerative disk disease that you may have had back pain and service but it didn't really degenerate until a certain point but then it kept getting worse and worse document how it kept getting worse and worse documented in a law whether it's a blood pressure log a headache log of that in law document the continuity of that condition and the third component of that is the next service. How did that. How did service relate to your claim. It didn't have to 'cause it. You could had a car accident while you were stationed florida. That caused an injury service. Puts you in florida. Therefore that disability the you weren't combat got shot and you got that disability but it's still considered service connected because the military had you stationed there so it's not causation. Its relation to. But if you don't have continuity veterans lose every time is you know. Oh i had this. Bigger hangnail. And i had this. This shotgun approach. Yes but that's not a chronic condition. It's a one time edition. Thank you so much will and greg and has been so great heavy on the show. This has been absolutely amazing. we will share some next steps with our audience in the show notes as we don't have time to cover today but this has been so so great guys. I cannot wait to publish this here in just a few days once we get through the very long process. Now because we've been on here for almost an hour and a half. Oh man what get through this very low process of you know post producing this but This has been really great. I know i've learned a lot. No doubt our listeners have learned a lot. Thank you guys so much for coming on the show really really enjoyed having you absolutely are i would not try and in a motor selves doll. But there's more information both in blogs articles that are on our websites on the im l. a. r. dot com their blogs articles about all his unstuffy also webinars that the media von normal basis. That has a lot of money on and join this martin. I'm ask questions where you're to help end. Try and elton's many veterans hand and your minds and you'll get them guys. Make yourselves better absolutely. I wish i wish. I got a website to promote them in the middle of fixing it right now so Sadly i've got a lotta latin or the we're working on that Were growing like crazy. This last year and a half. It's been unbelievable in worth To do a little self promotion where we're entirely. We're all veteran. were were all disabled vets. For all young where he's All worked on the inside. Su know how all the systems work so there we'd and accurately communicate with the that's how we run a different off practice than everybody else who's We what these guys who they're fighting against and there's a alive easier way that i hope you've enjoyed this segment of the interview. Now to listen to the full interview click on the lincoln the show notes fill out that form and we will email that link directly to you again until next time. Thanks for listening. We served now. What is a production of courage to fight again.

VA Greg Aaron Perkins Navy Greg Colton Will Simmons Gregg Golden Simmons Law Simmons Indiana National Guard Premier Leadership Institute Aitken Colton Us Army Sakala Cedeno
A quarter of Spotify users now use podcasts there too

podnews

02:40 min | 2 months ago

A quarter of Spotify users now use podcasts there too

"A quarter of all monthly active spotify users. Now use the app to listen to podcasts. That's up from twenty two percent last quarter speaking on the company's quarter. Four two thousand nine twenty earnings call daniel x says. He's reasonably confident that he can see benefits in user growth and retention from podcasts. Spotify says it's got two point. Two million podcasts in the system now apple has one point. Eight million in denmark twenty-seven percent of all adults listen to podcasts every week that's three percentage points up from last year according to denmark radio so we're seeing gen just continuously clamping higher and higher also when you take into consideration the general surroundings of corona virus. And all these things is actually pretty fine a little bits. We've seen here. There's a full interview with the researchers in the portland news podcast. Later today. Costs programmatic ad. Sales revenue grew two hundred fifteen percent in two thousand twenty. The company has announced podcast addict now supports the new podcast location. Tag as does sprouts has to our podcast pages. Try search for the north idaho. Now podcasts to find out where that's based although you probably guessed already pulled. Lp podcast app for the kyw platform has now been downloaded five million times on geo an indian mobile network radio franz signs agreement to put its podcasts onto podcast addicts. The broadcast is unusual in restricting. Its rss feed addresses from the apple. Podcasts api headliner. Social podcasts promotion platform had more than two hundred seventy two thousand new users in two thousand and twenty. They say joe biden has signed with patron in canada. The jim pattison broadcast group has signed with triton digital podcast hosting monetization and measurement in argentina news channel t n has launched t. n. podcast. Its own podcast network. Espn got half a billion downloads. In two thousand nine hundred twenty a yearly increase of twenty eight percent and aerial flat has launched a newsletter called podcast. Plunge every issue is anchored by a podcast network and then focuses on other pieces of internet about the main topic of the show and in podcast news. Spotify for the record will post a new episode today with ceo daniel eck and cfo. Paul vogel on their cost of four twenty twenty earnings reports. Matt kopa were convicted criminal. Michael cohen features an interview with stormy daniels. In case you still care about any of that.

Daniel X Denmark North Idaho Spotify KYW Apple Jim Pattison Portland Joe Biden Argentina Espn Canada Daniel Eck Paul Vogel Matt Kopa
JRPG Report Episode 144 - The Legend of Heroes: Trails of Black First Details - burst 02

The JRPG Report

42:58 min | 3 months ago

JRPG Report Episode 144 - The Legend of Heroes: Trails of Black First Details - burst 02

"Hello friends welcome back to the show. This is the g. rpg. Report episode one hundred and forty five little bit weird this week and we knew it was going to be with christmas eve falling on our normal release date and of course christmas the next day and there must situation My little girl's birthday being the day after christmas so yeah we get a bang bang. Bang three a craziness there. Obviously just mitt that there was really no time to reporter Record a podcast. Even before christmas was just too hectic so We're recording this on saturday. The twenty seventh just a couple days left in twenty twenty. Goodbye rents But we've got a lot of cool things to talk about today. I kinda wanna wrap up all the stuff that we've missed as it's been nine days since our last pockets. No i'm sorry that's not even right. That is fuzzy. Math is been eleven days since our last podcast. So we've got a few things to go over That have popped off. Since then. And i wanna kinda look look forward to sometime this week. Mean jordan are going to get together and kind of talk about What games we really loud from. Twenty twenty maybe even discussed some Game of the year options and then look forward to twenty twenty one as Right off the bat. We got a bunch of games coming out in the beginning of the first the new year. We got to tell you rods two. You've got bravely default to you've got he's nine And the newly Confirmed for some of five strikers. Just a name The the big big ones I'm sure there'll be others. That will be unfortunately lost in the in the way. So we're going to record that sometime this week and In lieu of any news breaking. I may just make that part of the normal podcast unsure on that. But let's get into it. I hope you guys had a wonderful christmas holiday I didn't have any games that i particularly wanted that. We're already out. So i just kind of asked Asked the parents for Email confirmation that beginning Today risa to when it comes out on january twenty six that was cool and i did end up much too. Many of your delight. Hopefully i'm finally going to take a dive into these series. I picked up. Yee's eight for only twenty dollars on the ps story. I could not refuse as the physical version just refuses to ever go down in price so i figured this was by far the best opportunity. Get in on. What many consider to be a very very good. Jr pg and at some point. I'll be playing. It don't really know when that's going to be but that's enough rambling We did have fell. Calm day Twenty twenty winter addition and we got a few tidbits of information about the new legend of heroes. Toddle kiro no koseki if you notice the thumbnail for this Podcast are the two newest main characters is a third as well but these They dig use some high-rise resolution images of the to unsure why the third one was kind of like ashaari pow We'll get you later but still no names for these two characters but we do have a bit of information stuff. You see that image. There's a couple other on our facebook and twitter feed of those two characters while they are. I say have that trails feel to them. I do kind of agree with what president condo said last time that at mediate Glance they don't appear to be trails characters. And i believe that lies in the fact that they are from calvert So they're going to look a little bit different and we'll talk about that in just a little bit. These illustrations were drawn by katsumi. Nama and the other characters are from alcom. Like i said the character's names were not announced to this game is coming out sometime in twenty twenty one in japan so those were the images. There were some other ones as well. If you'd like to see all those. I did put up a slide show video on our youtube channel. So you can check those out if you don't feel like clicking through pictures of via the website here is what we do know and i will just read this to you as this is the about for the new age of heroes karoo new koseki beyond the blue sky ahead of flashing light a land. A dawning resides cuba. There's no spoilers going on in here. This is all preliminary stuff in the news story arc. So we don't have to worry about that type of stuff the ladder this latter half of the trails. There is about to begin. The setting moved to the calvert republic in two thousand and twenty one foul calm release. Legend heroes kernigan the latest entering the trail serious as its fortieth anniversary rumors of work. The calvert nation is a multi ethnic nation experiencing unprecedented economic growth. Brought about by post war reparations. In a corner of the capital of a huge nation were immigration issues bringing about political instability. Okay well maybe. There are some spoilers in here okay. let's just get to the best. I'm sorry i read that. And i didn't think about it until just now okay. The command style action time bow system. You didn't previous trails. Titles has been revamped and that's going to set up an from a couple people. Let's just see what they said. Seamlessly transitioned from action oriented field battles to turn based commands battle to turn based command battle systems while making use of the unique elements the sixth generation combat or meant would try to pronounce his last time. I'm not sure how it is x. I f. r. x. i. p. h. a. z. Feel in a ballots to evolve from the previous trails titles. Okay so what does that mean. I don't. I don't know i really don't know how to had say seamlessly transition from action oriented field battles to turn based command battle systems I i mean obviously there's a bit of an extra element when you strike the enemies on the field in order to go into the turn based battle i. I need to see this in action to really know what they're even beginning to talk about would just have to wait and see You will feature many elements you laws. It's setting including a topics system which enabled together until such topics by communicating with. Mpc's out towns tra- gate situations in your favor when you act as a spray gun and that is the The character it's basically a detective. But they're calling them spring and alignment flame system. In which characters three alignments great and chaotic fluctuate depending on your own style influencing various status allies and adversaries and even scenario developments please look forward to allege heroes lowest entrance toasters depicted enrich expression by thumbs new original ingen. So that's that's pretty cool Here's what how they set up the situation and I get. I don't wanna get too much into this. The to emit the two people that you see in the image the one is the one call the speaker those are they say sometimes detective somedays negotiators and other days as bounty hunters. They're up for any job from any client. That's pretty cool And then the other one is Say to be a school girl wearing uniform. Prestigious school visits a rundown building located in old town in cowards capital. So that's the setting that's beginning of it. You can check out those images. Like i said there's a third character in the images as well with the two swords on his back and some long hair but we don't have any details. There is a battle scene that shows what looks like to be a craft or an art powering up but that from that snippet it does look to be turn based. So don't i'm so confused as to what to make. But i'm certainly excited about this one. But the lack of details and the promise of something new is leading to some question marks popping up. And i don't necessarily love that idea but it is what it is and until we learn a little bit more. It's just going to be speculation Unfortunately though that wasn't the only bit of information. And i'm sure we'll have a bunch more but Foul calm day twenty twenty winter. Also let us know about and this is not really affecting us as much. But they did. Say that a hatch marco koseki which is the one before this one and after cold steel four Clouded leopard entertainment will release a switch. Pc esteemed version of the game Sometime in summer. Twenty twenty one in japan in asia. I'm nearly positive. That's the same company that handled The transition for coastal three and four to the top of my head. So i came out for. Ps four in japan on august twenty seventh. So you know nearly a year later. They're talking summer to get that Switch pc version now. It handles the asian side of this and i s america handles the translation available. At least they have for the past two games In the cold still series in the west still no confirmation that that translation is ongoing. That have to assume that it is unless it's being handled by other parties I mean exceed did do the first two trills of cold steel games but at imagine that they are going to do this hedge amari as well and as soon as i hear something about that it will happen. It's certainly a good thing that this is happening and It could lead to a speedier at least for these games in the west. But like i said still no information on unfortunately. The last thing that they talked about was not briefly. Mentioned this last time the natto. noca- seki game. That is coming out in japan for For playstation four. This was the old Two thousand twelve least. Psp action rpg though some new details and images kinda showing the ps p version versus the Ps four version of it They're sent opposites gonna run at sixty frames per second on. Ps four with more vibrant graphics. Not being obviously these are things that you'd want to have updated from an old old system user interface options One thing that i thought was very interesting. And i'm not to say what they say. This game is not connected to the trails game. However the main character's name is now utah herschel now you trails players especially cold. Steel will know towa. Her last name is hershal So what they're they say there's no connection but then there's a connection is the protagonist and a boy from that island who attends and academy in saint elise. Those aren't you know aren't names that i recognized the from the trails series so it is very very interesting and i would be would like to know what that connection is at kind of read through it. You can read through the tales. Like i said before i am lower on the percentage scale To say of this game was actually going to make it over here or not. I if i if you say your day is gonna come today out outs. Action say no but would just have to wait and see. The original game did not look super impressive. So this isn't a game that i'm all that excited about to begin with but we'll have to. We'll just have to wait and see if that indeed happens for a lot of switch owners the next. Gop g they will more than likely be picking up is going to be bravely default to gain closer and closer to that february twenty. Sixth rolled wide release date friend square annex released new trailer for it albeit in japanese and have still not seen an english version of this yet so it talks all well. Supposedly it talks about wiz walt. The country established by those mejia's. They did it themselves to studies. The magic research institute But the the real kicker with this one and you can see it. Is this places overgrown. It looks like it was built kind of in the middle of it are on top of a giant tree. And there's just this tree just going right up through entire town is really cool again Trailer is how long was trailer of about three and a half minutes. Like i said in japanese so you can't really tell what's going on but it is kind of cool to see some of the visuals in action Four it but if you're elected shake those game out for yourself you can check out the demo for it It is now live on the east shop and One who feels the demo before its release will even pick up one hundred mine. Intendo platinum points here is the Short official description of the demo experienced the games at risk and reward system character strategy and stunning visuals in the latest braley default to final demo in this demo. The games four men characters are already other journey with jobson abilities at their disposal. I downloaded this. The other night. as if getting the switch away from my kid was hard enough with minecraft previously The kid did pretty good for Christmas and her birthday. And i now had to contend with her own copy of animal crossing so she and my wife can play two switches and who copies of animal crossing so they can will each other's islands. I know she also got the Spyro trilogy which. I really enjoyed those games growing up. So i can't wait to play those with her and relive those moments and she picked up mario maker to so. I'm not seeing that switch for a while. Maybe once she goes to sleep. If i don't have anything to play eck fired that demo. I would like to see how it is shaping up as will If you've got some free time and you're looking for d'you monster hunter rise. There are to say ten videos in total. Let's do a little no here. One two three four seven eight nine ten eleven twelve. There's twelve total. So i check. They were they were released in two packs. I take them all and made them into six long. Because it only about a minute minute long. So if you're one to check out some of the different weapons they go into monster hunter rise. You can do that going from Things like the switch axe gun lance hammer sorted shield heavy light bogue gun. Land is long swords and even the hunting horn. You check all those out over on our youtube channel. J rpg report dot com. You can also see a new second official trailer for the action. Rpg magnum lord Still no western released on this one yet. It is coming out in japan on march. The eighteenth for playstation four and switch said. This is the second trailer for the game. It looks pretty cool. I do hope that they bring this one. Over is from publisher. D three Developer felicia quite heard of them before. But still no word on it. I really hope they bring this over because it does pretty fun but yeah nothing Nothing quite yet. i'll go over some of these ones. That are just videos. There's a fifteen minutes of new footage from christ tales. This is previewing the present and future game play of it Remember this game got pushed back to early. Twenty twenty one. That's just the winner that don't into it's been Hit with a couple delays here lately. Not sure how much. Everything's pandemic related at this point but how much they just wanna fine tune things in. How much is really needed to make this work. Obviously you're doing with a system of past present and future while stuff can go wrong and working Just the way that you would like it to work New genesis the fantasy star online. To almost say reboot but definitely the new version of there is the opening movie for it and you should probably check this out. If we're looking at over fifty minutes of new footage as well mostly the character creation for its but this opening movie You know typically when you see these opening movies. They're using a pre rendered scenes. This was actually created using parts of the in game graphics. Engine which looks amazing Definitely if you're looking forward to this you should check it out sometime in twenty twenty. One is the release date Four it but again. This is one of those. Well not one of those but this is the faa gain. That i'm kind of just don't understand why it's not on playstation four. In the west it is in japan. But you've got to either play on xbox or on pc here in the west doesn't make a ton of sense but there's just things like that in this world that we gotta kinda get used to them. I guess we got three bits of sky news this week. i is. You can check out the fourth official trailer for six defiance of destiny I believe there's an english. There's an english version for this out. Now you can check it out. There was originally came out. There was just a japanese version but the english version shows off of really cool voices that they've got for the game. They got some good voice. Talent in this one in Very fitting for the series especially the little reincarnated pug services is awesome It's about seven or review of the game If you are curious about what's going on in this one changes that they've made this series. You will definitely want to check it out. Of course it doesn't come out in the west until summer. Twenty twenty one. Japan is going to get it in right about a month on january. The twenty eighth The other day actually. This was on christmas eve that this news broke New punchy released some new information screenshots for the game featuring and i hope i get these names right la haro aetna and flown Those were the original characters from the original the sky and they are saying that Basically once you beat the game you can Play a scenario with these original characters in it so kind of a you know. They're not in the main game this something post post content but the fact that they're in their would open the door to other characters popping up from other games as well. So that's a cool thing The world inside of an item. I m worlds have mended. Detailed in this article on worlds are divided into several fours slash layers and the items level increases with every four. That you clear says weapons become stronger as they level up. You can clear there either. Worlds to power them up once. An item is leveled up. You can get the same item at the same level from then on pretty cool feature of the sky series all these images i took input into a slide show. You can check that out on our youtube channel so you can dispatch companions into item worlds to research them. There's a new team attack system with up to ten characters in it. That's a pretty cool feature. New enemies were detailed There's a new horsemen. That's pretty crazy. So here's the Previous protagonist Oh here we go says not only will hear from. Our doctors appear the protagonist in heroines of the sky. Two three four and five will also appear in three d. The protagonist and heroines wilburs as downloadable content sometime after the launch of disguise six. So there's a from the sky to or i don't know in timika these pronunciations. I'm at risk of offending people. I understand how they're supposed to be pronounced So yeah they're gonna add them in there as as post content deal see. That's the type of thing. Like i would think you'd be okay with paying for because that's obviously not a part of disguise six. They are previous games characters in new content. So take how you feel about. Dlc that is that's one thing i think is is no k To do speaking of all those previous disguised characters they are all assembled in the rpg. Mobile game And we got news from bolt chain games that they will release worldwide the mobile version the sky arc in spring. Twenty twenty one Unless you're in these countries in the no fast if you are but we are a western primarily focused podcasts. So you're not going to get in china taiwan hong kong macau singapore malaysia or korea Sorry don't i don't know why maybe that is. Just it's gonna come out later. Maybe there's some rules preventing that From happening if we're interested in getting it on a closed beta for the game. They will have one for canada. Brazil australia and the philippines sometime in january so really happy to see this thing go worldwide. There was a global announced trailer for it This came back It came back in march of twenty nineteen in japan. Had a whole bunch of issues with it and It was de definitely the this game was deadly responsible for some financial hardships for nippon ichi. And they finally got up. Right obviously gotta writes the point. Now they're really to bring this thing out worldwide As far as the gotcha game or not. I don't know if i recall. I think it was paid game. But i should probably ended up before speaking about it. But i'm sure there's elements in there but hopefully this is a Not another one of those kind of like. We've we've like. We've got enough of those already know ankara today. So in place of it you get one last plea for listener support We've had a few people signed up for but really not a whole lot of response so I kind of said you guys. I would do this to the year. See what we got and move forward I would love to have listener support. Not have the need for ads but it is just a reality of life and we may just see what that happens. If i get a bunch outpouring of support here after listening to this. I may reconsider. But at this point at least in the a few few adds to offset the cost of Of the time spent during the podcast hope to understand and hope you are okay with that excited much. Rather have just you guys Do that and not have to worry about. It would wait and see so you. Click on the link right below this episode. Either through anchor. John daly greatly. Appreciate it. And i don't have the read ads. You don't have to listen to him. That just seems like it'd be the the best thing for both of them If you're looking forward to to see how to say these things seal thurs. Dx and the They were supposed to come on japan on february twenty eighth. they have been delayed until march fourth. Twenty twenty one in japan. So if and when a western. What's going to happen for that. it's now going to be About five weeks later. I would to guess based on This delay these games Were from chloe tecmo and gusts so yeah just a little bit of Delay they save for further quality improvements. The games will be available for. Ps four switch and pcv steam win. They are released whenever that is sort. Online alsatian lakers got version one point to update it is now available and it adds a simone's ancient apostles story of course over various user interface online system battle improvements bugs fixed in addition to those two that new ancient apostles. The reaper of the woods. These are the first in a series of free additional stories. So yeah if you've been playing this game and you want some new content. You can get that for free. Always happy when they decide to do that. Company manhattan people interesting name for a game. Company will release an ios android version of us six. The arc of nepotism in twenty twenty one. The company announced again. Sorry if i got that name or wrong the us titles loves to make imprint answerable words all the time Remember not long ago. We got word. There's gonna be a mobile version of us eight This may just be the next in the line that are going to have a mobile versions for For all the used titles are no further information at this point or was announced. Just this is going to be happening. Of course this is in Is in japan so kind a like. he's eight version. No word if that's gonna be coming to the west and to be quite fair no no word if it's In the west either speaking of Ios android versions of games the alliance hd the alliance alive hd remastered will becoming too often android an early winter. Twenty twenty one in japan. You can already get this game for. Ps four switch or pc much better version of it perhaps it's a little bit cheaper On the mobile platform but still no word of a western release for that mobile platform. So if you want to get this game and you've got one of those consoles or pc. I would say it's that's going to be your Best version of it. One last mobile thing to announce and i will hush about it. Because i know you guys love it so much command action. rpg near reincarnation will launch for and android on february eighteenth. Twenty twenty one in japan. Post your square. Inex- developer apple bought announced. There will be a near on amata in game. Collaboration featuring characters to be nine s and a two day and date with the games launch course that is in japan only No information listed here about the worst and inversion. I'm pretty sure this one's coming to the west but Don't know exactly when that's going to happen. Speaker of near autumn mata total worldwide shipments in digital sales have exceeded five million according to square inex-. That's an awesome awesome plateaued to have reached and kudos to them for that. I believe that is one of many reasons why we are getting the new near game coming out or re rematch. Whatever you wanna call it of that new one coming at a replicant here soon. That's another game to start saving. Your opinion is four and hopefully build a buy. All these games coming out here in the near future. I've got one last. You talk about with you guys again. probably wouldn't talk with jordan about our game of the years for twenty twenty four to twenty twenty one. The next podcast. I am still trying to get through. Colts deal for Often not had time to play here lately. I think just hit or maybe just shy of one hundred hour mark. So i've still got a good thirty to forty hours to go hopefully make it in time to Play roz a two day one but we have to wait and see that game just keeps on keeps on going but Going to be is going to be tough. I'm really going to have to search my feelings. That i think is flowing anything to if it's going to be found pacers. Seven remastered or a remake rather or four. It's it's really tough there. There's my heart says one thing amonte says another and there's different things to have to consider overall ought to make that final decision here real soon on what that What was looking forward to our thoughts here are coming out this week on. Kyle duncan beckett. This just insane twenty twenty year but looking forward to twenty twenty one famitsu has gone and interviewed a bunch of creator interviews and one hundred and ten of them to be precise al shift to here and try to find the big ones but right off the bat. The biggest one to me is from atlas and so They've got three different people. The first one is Crater takata and his keyword was think outside. The box is what's new is says so about sonoma say five. We are working hard on development to make it an even better product. You'll be waiting a little while longer. Please look forward to it. from trader wada his keywords carrying out my original intentions. What's new is my project has been steadily in the works. Thanks to everyone. The persona series will celebrate its twenty fifth anniversary. We have exciting plans in the works. So plead look forward to it. Love those things and hopefully something comes of it. Here is the Big one that we've not heard about in a wall and this is from a shimano is keyword. Silence his ambition for twenty one with last year's nobody Causing swift changed the world. All we can do now is can you. To focus on our work. Our title and development is going to an important face and we want to face it in an head on in order to deliver interesting gameplay to the world. What's new here we go. I'd like to announce the title will develop we're developing as soon as possible we previously created contemporary dramas but plea look forward to the quote fantasy. Rpg in quote. We're taking on next there. It is guys we heard about this. Rpg from alice many years ago and then come plead and silence for years. It's still a thing. I didn't think it was. I honestly thought it was one of those projects that kind of just died on the vine right like sound like a good idea. But we've still got persona. We're still got shimagami ten. Say what do we need another. I p for well they still have it. And maybe we're finally going to get a look at it. Obviously this is going to be next generation. Made that's what they were planning the whole time. And my hearing this. I personally think. Obviously as mt five comes i i think this game may be going next and then percent of six. Just my just my feeling on the matter. I may be wrong. But i wouldn't mind seen we've gotten you know we got persona. We got royal. We could maybe use something different in new. So i think that is an incredible Not really an announcement but certainly something that We've been waiting a long time to hear a thing about gung-ho online entertainment. they did the remakes for granted. They not or handle that one They say they're developing a new console title. They hoped to announce able to enough that. Some time This year so i think that's kind of cool. I'm trying to go through. Obviously this is all japanese craters. All genres of games So i am really looking forward to it or not. I'm sorry i was reading. There's going through here. See what is jr related and what is not You got a lot of them that are that are not so here is from a side games. too cocky. His keyword adamant his ambition is iot announce even if it's only a tease an original new title for console that had been developed with my colleagues in my new work environment and nothing but the highest confidence in it. What's new what did you think of the end of the year. Grambling fantasy link announcement the grand blue team. I think we've been able to showcase its solid and high quality single player gameplay appeal falling twenty nineteen multiplayer showing so please continue to the forward to it. thought that they they said they announced that really will launch twenty two so twenty be important that they focus on belmont here square inex- from who says keyword is bravely for the second year in a row. Who that's funny ambitions. I hope fought to success. And that i can prepare for the next one don. Oh and influences weather. It's third or three. I don't know that's fascinating again. I haven't read through all of these. Some kind of reacting as i'm reading the that's very cool. Obviously you would anticipate if this is successful that there would be a bravely the third or bravely default three that remains to be seen Qatar say the story will connect. He says what's new feature fanfest. Seven developments are in preparation. But please wait a little while longer for details. Saito says keyword is near. He says i'm working on here for a little longer. And then there's also babylon's fallen a completely new title. He says i'm pretty busy Fujimoto says changeless nece. That was a word dragon. Quest will announce celebrate its thirty fifth anniversary so hoped to be able to announce something. I can't imagine they don't announce funnel or drain quest twelve in. Its thirty fifth anniversary year. How could they not right. And that's all they're doing is announcing it put. You're putting a logo and anna. Once the end of it it's really you have to at least do that You shot us it. Nope in mind twenty. Twenty one will be the busiest year of my career. I'd like to make a year which i can deliver surprise and excitement to gamers and players will also paying attention to my health. He says please look forward to verse. Nelson sure both five fourteen and sixteen as well. So that's that's interesting Poor guy he's going to be It's going to be busy. So here's president condo from foul com. He's as keyword is turning point in two thousand twenty one foul to major milestone of its fortieth anniversary naturally. Would we should always aim for rejuvenation regardless of turning points occasions. Like this are important. So i'd like to use this opportunity to review our current development methods and systems. I wanted to increase the number of development lines and staff in the cabin. So we've already expanded and reformed we await the applications for those interested in development fell com much much needed president condo. You guys need you guys. Needed just expand like crazy. You really got to kind of get in step with some of the other companies. We love your work but you need to invest a little bit. And so. That's i'm happy to i'm happy to hear that To say the least let's see. Is there anything else to rpg related. I don't think so no. I didn't say anything there. I didn't see a hundred and ten people. So maybe there's a new one coming over. This one was This article came out just a few hours ago. So maybe will be some more reported on the next podcast. I would love to know what you guys are looking forward to most into twenty twenty one Obviously there's a few things there could be. We know we know. Graham fancy rethink is twenty twenty. Two nine percent sure tells arrives going to be tween twenty two. Don't even say sixteen is not coming out in twenty one okay. Neither is remake part two so those the big ones. I think we're going to kind of let go for a little while. But we've got some great games coming out we're gonna talk all about what is for sure coming out on that next podcast and look back at what's happened so far. Have you guys had an awesome christmas convert to a new year. We'll do a new year. Podcast i think thursdays okay. Things are a little bit different right now like next week the kids out of school but then going virtual the week after so as if live can get crazier become a teacher as well right. You guys are all feeling that strain The parents out there as well and his can't just get one bit of for for too long. That would be too easy so anyway. I will talk to you guys here next week. Hopefully it's on thursday but We'll just have to wait and see what works out. Best for all of us. Enjoy whatever jaffe effigies got for christmas or if you're still playing through a game you already had and i see us here very soon. My name is james fisher for the gop report. Thank you so much for this thing. Each and every week until next time get back out there and level up.

Japan Ashaari President Condo Calvert Republic Kernigan Seki Saint Elise Wiz Walt Magic Research Institute Youtube Lance Hammer Katsumi YEE Calvert Timika Jordan MPC Braley
Interview With Shayla Hunter

Revision Path

03:23 min | 7 months ago

Interview With Shayla Hunter

"All right. So tell us who are and what you do sell. My name is Shayla. Hunter and I am a strategist and also an illustrator and a creator of the one hundred black females project. Nice. Now. One thing that I've been asking everyone and I'm sure for folks that it listen to the show they know this but I've always kind of doing this my covert nineteen check in just to Kinda see where people are at. So power you holding up right now during the pandemic. Cell. Holding up pretty well, we're just at the August second. Yes. kind of wild that it's been this long but I'm doing pretty well, I think that you know in the beginning. In late March into April and there was a lot going on obviously and it was a a day by day and you know kind of in my apartment and trying to take walks outside and be away from people, and I'm still doing all of that but I feel as though now that it's been. been into summer her can of have a little bit more to can be outside a lot more things like that. So I'm holding up. Okay. Yeah Denver's really nice in the summer to I I went there was last summer. I think it was last summer I was in Denver for some reason I was surprised at how hot it was but then it makes sense because it's the mile high city so much closer to the sun. Yes. I was like this isn't that Lanta heat is expected. It is intense and but I must say the fact that I forget it's not sunny three, hundred, sixty, five days a year but it's like sunny three, hundred and fifty days you know something like that like sooner. It's sunny all the time even in the wintertime when it's cold out, it's nice to have the sun as well because it doesn't really feel like a long winter as in the east coast. So let's talk about your work that you're doing at Eck strategy like what are your workdays looking like right now? Yeah. So strategy is a marketing research and strategy consultancy, and so you know we work with a lot of clients across lifestyle consumer packaged goods. So that means things that you find on the shelves in grocery stores and things like that, and then also house brands as well in companies. So right now we've been. Really, busy doing lot of work with our clients that we've had it new clients I work really well amongst my my colleagues in we've been with it within the pandemic feel as though the transition has been fairly easy for us when I say that just because we have three offices so there's one in Chicago and Denver, in New York and we work in. Teams amongst one another you know across the three offices and then there's you know people who are sometimes in other places as well. As a team as a company, I felt like that we worked really well already had virtually and so is it pretty sort of easy transition into kind of going on and and that sort of thing. So as of late, you know been kind of working on different projects and it's been going going pretty well. So can't you know no complaints.

Denver Shayla Lanta Hunter Chicago New York
Debra Messing & Paul F. Tompkins: Show Yourself Some Grace

Ask Me Another

06:16 min | 9 months ago

Debra Messing & Paul F. Tompkins: Show Yourself Some Grace

"It guess what we have a guest. We were supposed to have her at the Bell House in Brooklyn, but she is here with us today the Emmy Award. winning. Star of will and Grace Debra. Messing is GonNa, join US tastic. All right. Let's call some friends play some games. Have a good talk. Thankfully. This couple is available at they're not only a couple. They host a podcast called couples therapy where they talk about relationships with comedians themselves. It's both life-affirming and funny, which is a nice combination not like my therapy. We have. Andy. Beckerman and Naomi Eck Paragon Hey. Hey so at you're obviously your house. Yes. Yes. Self Quarantine Day eighteen dating. You're in Los Angeles yes we are. Already a city of self. Quarantine. Works out really well, I was telling these guys that I had a stranger talked me from six feet away and it was just something nice. They were like Oh look over by that tree. There's a eagle's nest and I was like Oh. This is so heartwarming a conversation with a stranger. Missing this and then he was is it an amazing Hell Mother Nature Continually rejuvenates the earth and provides I was like Oh not this guy. We just don't get along normally so it's not going to start now. Like a stack of books with. That he was tossing out. Anyone who would take him. So. Funny. The little conversations you're having now being bored because I'm really, I'll tell Andy any thought in my head. Yes. So a couple couple in captivity how's it going? It could be worse like actually not bad. We've had an eighteen days to arguments I think that's about it. We had two arguments. It was like a real uncomfortable though because we got an argument and then I went in the bedroom you know what I mean like I just like sat there and was like well I guess it's Cool out where I think normally I would have left the house or I would have like gone like met a friend. Do you know what I mean like I'm getting a drink and then cool out This time it was like. The bedroom till you forgive me. S. Oh Yeah. I'm going to the other side of the couch while the exact. I like actually hanging out with people via zoom now because you can like I'm at home we're talking but I could just get up and go get something from Fridge I love that we should all be at home but hanging out with people but they're not in our house. Yeah. Don't clean up they leave. Don't have to get there. Yeah. Is Acceptable. Right, the only problem I have is you can't leave. Here to Leo do though you can always just fake an internet outage. It's very easy. You just. Just leave the meeting, and then you you take something like, sorry, my incident. You Guys WanNa, play a game. Do you WanNa just a little escapist quiz I would love to. Competition. We need healthy competition right now. Okay. So your podcast is called couples therapy. We have audio quiz for you called Tele Therapy. So basically, we're GONNA play a clip of a TV therapist and you're just going to identify the show. Okay we'll start with an easy one. This is for you andy. Hello, Claire. I'm listening. Oh Frazier. Frazier. That's right. Raising grade were you a fan of that show? Did you ever watch that show in its I watched it for many years and then Niles and Daphne got together. Yeah. I was like it's Okay I will say, actually one of our fights guys was. Its own Andy He's a niles. I'm not wrong. He said I was Eddie the dog. Oh. Yes. That's that's pretty harsh. In fairness it was a cute dog does he could you talk a lot of tricks? No. Okay. Because I am anyone I am Marty. Crane okay. I'm sitting in a chair and I am saying. Either me? And so ed he was he's a police detective and that's what you want to be through. I wanted to the the woman that he did the radio show with Ross Ross Ross. Thanks thank you. I ever a buzzfeed quiz now. All right now is your chance Naomi. Here we go. The comic plays that therapist in this clip when a best guest actress Emmy for the role I committed adultery I betrayed a friend I'm an awful person alley. Every patient that comes into this office thinks that he or she is the world's biggest loser for the first time I. Agree. There's a hint in the clue the name I know alley. Oh God I don't know two and a hand. Yeah. Dancing Baby. Oh, fudge. Okay. Ally mcbeal ally mcbeal is correct but what I remember loving do you Elliott Bill took a black lover. You know she was with Jesse l Martin who played collins in the original cast of red. went onto become such a star. Yes remember thinking. That little bony. Lover. I'm very into it. All right Andy, this comedy central show was animated in.

Andy He United States Naomi Eck Paragon Bell House Ross Ross Ross Grace Debra Emmy Award. Los Angeles Crane Ally Mcbeal Frazier Emmy Brooklyn Buzzfeed Jesse L Martin Beckerman Niles LEO Claire
"eck" Discussed on Masters in Business

Masters in Business

15:09 min | 1 year ago

"eck" Discussed on Masters in Business

"Hey what are we doing with all this yellow crap? We gotta get some of it out and it was not very pressing. Ins- it's in philosophy. It just worked fantastic right and even worse we knew those people of course really goes all the gold mining companies were members of the world. Gold Council I don't go there so so let's talk a little bit about the operations of of ETF's how do the flows in and out of index funds affect the underlying securities? Is this something that you have to plan and manage. Especially if some of the junior miners are a little less liquid than The bigger gold miners. How do you deal with that? Well as as your lesson. Who's probably know the function of? Atf is usually that you can take in-kind delivery of the security so the vast majority of US equities and other securities actually. We don't have to worry about it. It's the trading community that has to worry. Say Okay. I anticipate I'm going to get this price for the ETF. I'm going to deliver this bundle of stocks or bonds and so we don't actually have to trust it and that's touch that's one of the geniuses where we get involved is index re balances and That is something where our portfolio managers pay a lot of attention because especially if you have a larger. Etf and the trading community knows Vanak has got a by a hundred million or two hundred million of stock. It's very important that we game them so we may buy it before the index ads that we might bite afterwards and those enough all Attila the in the market that that hopefully the trading community is not taking advantage of shareholders. Because that's our number one job. What quite interesting Our mutual colleague. Dave is a big advocate of direct indexing What are your thoughts on this? Is this a challenge to thematic investing or ETF sores this really just a niche product although there are some companies with you know pinnacle has a couple of hundred billion dollars in direct index right which is another form of Fema right it's index form of Fema and I think So there are slight advantages to that but one of the You know I think one of the limitations is. You can't really do that for fixed income everyone says oh the spider sby. Everything's transparent this not true you know. Ninety percents of bonds do not trade on a given day right. And that's I think that's one of the beauties of Fixed Income. Etf save disadvantages with one of the advantages. Your way better. Liquidity like we have an emerging market local currency bond. Etf You way rather trade that ETF penny wide than you would the underlying bonds there's lawns than stocks. People don't realize the vast number of bonds the joke is the Wilshire. Five thousand is what thirty seven hundred? I think the last time I looked at someone like forty or sixty thousand bonds that trade at least once a year. Some crazy number like that. There are tons and tons of bonds out there every local municipality corporate in all sorts of different years in all sorts of different tranches right. You would much rather trade. The funds then the specific bonds absolutely. And that's why that's one of the limitations direct interesting thing. I would like to point out as well. What's happened over our careers? Right is fixed. Income is the last holdout for voice broking so all equity trade that was say that again for Voice Aleksey able pick up the phone and say buy me ten thousand the only way to trade it up the phone electric version. Well those text the same thing right so all equity trading has gone electric not true when we came out all options trading is electron basically all commodity futures trading as electronic fixed income. Still a minority of trades. You know even most generous calculation is thirty. Three percent of investment grade trades last year. Where ELETRONIC WOW? So that just shows you that. They're the fixed income. You can't just do things and I think people look at direct indexing and say Oh yeah. The whole world is electric. Everything is simple because I can see my Yahoo. Finance not true is in the. Us Treasury bonds are aren't there trading Electra They're I mean they're they're the deepest most liquid markets. And you have a very very specific Run of dates. Everybody knows what what each vintages but beyond treasuries things really start to get a little squirrelly. Don't they absolutely so one of the other questions I had to ask you? That Is kind of intriguing. Tell us about by the way. This is the worst segue from electric trip. Non-electronic trading to this what is the van eck forest So Not really related to me was my or our firm. I should say won't take any credit but my uncle Fred Who who never married gave all his money to charity when he passed away and he did something super creative so he he loved trees and what he did is bought. Redwood forest in northern California after had been clear cut so there was no commercial value. Way Back up a SEC. So you take a redwood. Forest are we using Redwood for commercial uses? Oh Yeah we're doing that. Oh my God. So regs are beautiful. Trees Ninety five plus percent of all old growth redwood. I mean these things are beautiful thousand year. Old Trees were cut down ninety. I think ninety eight percent real hot down to build San Francisco and other things right and they just left using. No-one said Stop John. Muir said stab you know took a while but all the damage was done. We were like why don't you stop at fifty percent or it's just a complete disaster so anyway the the the but trees grow back so he He was a great value investors. You just bought all this Redwood forest for almost nothing and guess what twenty years later you know. The redwoods are growing. So what he did is basically create. A sustainable redwood forest. This is Fred Fred Van He was a he was a director of our company but otherwise not involved and he created a sustainable forest so what he said is I'm not going to. I'm going to give the income to charity. So it was the largest gift to purdue university ever But I'm not. I'm not going to allow people to cut the trees down. I'm going to do something called selective harvesting right which is basically like weeding a forest. And what happens if we the forest it actually grows sure so so that's managed by the Pacific Forest Trust and then what they did as well as because California has carbon credits. They qualified the the forest forest for carbon credits so it was the first property in the US to qualify to get carbon credits. Which they sold. Arnold Schwarzenegger Nancy Pelosi no kid. It's such an interesting story but take absolutely no credit for it. I mean we we help it a little bit when I told you I we do with the dive if I'm finding out about the But actually it was mentioned somewhere on your corporate website if I remember unless it was just my Shocking that we do this I else. Yeah so so. That's pretty. That's pretty intriguing and final question before we get to our standard questions is what did you learn from your dad about leadership and running an investment business. You worked with him for how long. How long was the overlap? Well I mean you know we talked. He talked about work at home. So almost so most of your so most of my life So and then into my thirties. He luckily had a long life. He passed away at Ninety Eight That somebody gene. My Dad wasn't economist. Yeah okay he was not a business man. He was not really a portfolio manager. So his he he had this view of the world. Like look at what's going on and then take advantage and then implement right right so just that perspective and that risk-taking is really what I learned from him is is questioned. The structure of the world is changing. What's changing and does that? Give you opportunity or risk in your portfolio. So that's really what I would I learned from him. He was very he was very much a gentleman. He was very collaborative Within the firm. And you know he knew what he didn't know so the first thing I personally hired to run the gold fund was a geologist. So that's one of our histories is having real people from industry as part of our portfolio management team quite quite fascinating any major topics. I didn't get to before we get to my favorite questions. Well we'll get to some other time but the fact that the explosion of passive means that ownership of Corporate America is in you know concentrated some big firms let. Let's talk about that. 'cause I'm astonished at some of the Myths and discussions. That have arisen around this. Do you look it passive as A challenge to your core business model a do you look at passive as a lazy person's approach to investing how how do you think of passive well? Then you know my bias. Cheap market exposure passive has been fantastic for investors right. It's lower costs The germ dramatically and It's in a way not our business. We tried to do value added or different exposures. Would I would say is. It's also been a perfect environment for that. You know one of your questions is. What do you wish you had known thirty years ago? Well I wish I won't tell everybody I wish I'd known that interest rates were GONNA fall my entire career because financial assets have had this huge tailwind really for for you know since nineteen eighty. I'M GONNA I'M GONNA stop right there and I have to stop you because the person responsible for that is it. Forty Years Eighty two to twenty twenty almost forty year bond bull market and falling interest rates. And to this day. They're still falling where it was the thirty year. Guy One five five something crazy. Yeah was Paul Volcker who on occasion am? I'm remembering this correctly. Did Your Dad have lunch with Paul Volcker on a regular basis? No not regular basis once Once once and and I was luckily to be invited to someone thought it was funny. Probably someone with your type personality. Say Hey this guy got you know. Solved the inflation problem in the US and gold got killed for twenty years afterwards. They should meet each other and because my asthma. And I don't know if that's my sense of humor me any opportunity. I get to meet a fed chair. I'm going to put interesting. Yes you like. Two hundred percenter and there was probably a little humor associated with this particular combination. Okay in any case so that lunch I don't I don't remember. It was sort of a vague associated with my dad's I think someone who ran a fixed income shop like we didn't know we didn't know that person will anyway so tagged along and it was all the time. Well I Probably my thirties. Okay did you. Did you appreciate the gravity by the way? He's a rock star star absolute superstar. I think he deserves much more of the credit for the so-called Reagan Revolution than. He's gotten 'cause Reagan did a bunch of things that I think we're very helpful. But none of which would have happened. He ended up. He didn't appoint Volcker. I don't think no in fact he reminder when volkers torn term was up. Reagan replaced him with some guy named Alan Greenspan right. So that's another reason to be a little miffed at Ronald Reagan. He fobbed that I won't use any curse words on the air but I blame the crisis. The great financial crisis had a lot of inputs and a lot of factors that caused it but towards the top of that list. Is Alan Greenspan? Both as monetised and a regulator. He messed up. I'm trying to keep it G. rated. He messed up on two different ways. But let's avoid that digression. I got to meet Toll Paul at. I think it was in. Oh eight at Chris. Whelan's election party and I found him to be absolutely charming. He just passed away last year. What was your lunch with him. Like was your experience like and were you aware that you know. You're having a brush with greatness. Oh Yeah I mean of course I mean he this. This is sort of like I'd like you said he had a major effect on everything on everything right. The structure financials and everything so Now it was It was great meeting him. You know he was more disengaged from the financial markets at the time. Then then my dad would which I thought was just odd This engaged with day. Okay so again. My Dad was a like a pencil. Sharp economist was obsessed with money. Supply Growth and I think they were talking about Japan at the time. That was a hot topic right and you know this was before the beginnings of Japan. So is this the end of the ball? He ended the bubble had to deal with the bubble and before this long period of disinflation. Or whatever you WANNA call it. Deflation deflation in Japan. And my dad knew this that this I didn't statistics last month. You know money supply growth in Japan. Voca was like I know interesting topic whatsoever. So money supply is part of this huge list of economic and market indicators that people use to track obsessively because they thought it would help them figure out what's going on with the market and one by one because if you think about it hey. The money supply is expanding. All that will eventually work. Its way into the stock market in stocks will go higher until that just completely stopped working. It was a coincidental correlation for a long time or maybe. It was an input factor. I don't know we look at so much. We used to look at the odds lot data point and I know guys who used to and was all guys who used to track that stuff obsessively in the nineties and it just stopped working Charles Bidermann Ran trimtabs that used to check flow in and out of mutual funds. This market has done more or less nothing but go up for over a decade and at the same time money flows out of funds. Something like a half. A trillion dollars have left.

ETF Paul Volcker US Ronald Reagan Fred Fred Van He portfolio manager Japan Redwood forest California Redwood Alan Greenspan Attila Atf Gold Council van eck forest Dave Pacific Forest Trust Vanak purdue university San Francisco
"eck" Discussed on Masters in Business

Masters in Business

11:39 min | 1 year ago

"eck" Discussed on Masters in Business

"And how they monetize. Ads is not exactly the sort of book value that we saw in the days of steel manufacturers in railroads and automobile companies right. Well I think as I was implying before I think there are these these things that people observe in the markets and then they kinda go away after a while for whatever reason maybe they're arbitrage away or for whatever I do think in the new economy I'm not saying growth will outperform value forever. I'm not saying you should tell your portfolio that way but I definitely don't think you have to look at the measures These days the one that we have as a firm that we like is the wide moat philosophy. Which is look at the earnings on a forward looking basis? Okay so it's not just looking at all the statistics on Yahoo Finance our Bloomberg right and that's produced by Morningstar Equity Research and then to that'll estimate the profitability so even if a company like facebook is not making money which it wasn't at a point in time we know the potential is is is there then we include it and then the second step is to make sure that you're not overpaying for that because that I think is a real value that doesn't exist in all. Etf which is that valuation disciplined of kicking out companies. If they just become too expensive. So you're really talking about GARP growth at a reasonable price. Is that what you're implying? Yeah I would say okay. Version of GARP would not like that. But I think that's fair so let let's talk about some of the you've launched. You guys are not known for Plain Vanilla Beta. How do you think about developing a new strategy? How do you put together the philosophy behind a new? Etf and then how do you decide? Here's how we're GONNA market this because you guys have been very successful with this. I like to call like handcrafted beers. Every one of our ETF we really try to think about the underlying structure of the asset class and the market and how do construct an exchange traded vehicle to take advantage of that so for Fixed Income If I could talk about that for We have several high yield funds. You WanNa make sure. There's enough liquidity in that so for our high yield Muny Fund. We made sure a slug was in triple bees so that there would be enough liquidity in our view throughout the market cycle for that product. Also sticking with fixed-income again. This is the Vanak philosophy. Right look at the macro trends and market structure in in the industry. So what's happened over? The last ten years has been the growth of triple. Bees as a percent of the overall investment grade market so the lowest level of rating for investment grade is now fifty percent of all investment grade and triple bees. Today are greater issuance than all investment grade debt. Ten years ago. So let me let me wrap my head around this. The Weakest Investment Grade Bonds are now half of an of investment grade portfolio's correct so another words we've kind of worked away down the risk scale to get a little more return is is that the thinking behind companies are so it's it's natural companies are optimizing. They're saying listen. I can keep my borrowing costs down if I just keep stay a little bit above junk and then in a low interest rate environment. I've got all this money at two percent you know what's not to love and the spread between investment grade and high yield or junk has really narrowed over because we're awash in money so that's a separate thing but anyway let's let's address that because it's a fascinating topic whether we're looking at venture capital or private equity or pretty much everything else. There is just an ungodly amount of capital coursing. Its way through the system. Absolutely and what does that mean Well like I say for twenty twenty. Don't worry be happy right I mean you can't fight. Central Banks. Don't fight the said. Don't well and look at China. That's my thing that I think a lot of people. Don't look at you have to look at what's going on in China and the narrative in China is also right now mildly stimulative. So I can go into that if you like well. Let's talk about that. 'cause you had something. I thought was pretty insightful. Leading into the fourth quarter of two thousand eighteen when we saw a twenty percent temporary correction. And you said Hey China was looking at a hard landing. They were slowing down. Which is why we saw our weakness and they figured it out and started stimulating again. How do you offset that here in the first quarter of twenty twenty against the Corona virus? Which doesn't seem to be coming to a natural end yet. We assume they'll eventually wrestled us into submission. Like they have with other pandemics like a bowl or ZICO or go out SARS or swine flu or pick one but this is still very much an unknown and how much is this going to impact their GDP. And how much is this going to impact the rest of the Globes economic activity? I think you can look through. I think the markets have looked through the corona virus. So what I like to say is I wouldn't say we live in China's world but we are in the same liferaft together to answer your question. If China's economy goes through a super hard landing every aspect of financial markets were get affected. I mean obviously commodities but KamAZ flies through effects high-heeled as well because energy bonds have a lot of issuance it'll affect. Us equities as well right. Now I'd say both Chinese equities and US equities are saying this corona virus will work itself out. Chinese equities are right were they. Were about to ago so so people China stocks. Don't think so. Look at last and ED. Hey to oversimplify. What is the Central Bank and China? Doing two years ago. They were slamming on the brakes because they were worried about debt but they have since taken their foot off the brake gassing it but they are giving oxygen to the economy that I don't think we really need to worry about global growth and that does assume that occur device doesn't go crazy but that's what the market is so. Let's move from China but stay international You guys have offices Australia and in Frankfurt Germany. Why expand internationally and Y? Those countries what we found with our. Etf's is that buyers around the world. We're using it. I mean it was amazing. Gdn select literally people from one hundred different countries. We're buying and trading. Usatf's it's a really great invention and we were lucky to be part of it and so one we saw that. Of course we wanted to chase our clients Expanding internationally is not as easy as I thought it might be but because we had clients in Europe and Australia we thought Hey. Let's provide local opportunities for them and because our industry is regulated and taxes are different. We basically had to set up shop in those countries we have been speaking to Yon van. Act OF vanak associates. You and I know each other for a couple of years. We're not Complete and total strangers and as I was researching you I found a couple of interesting things. Our backgrounds are shockingly similar in that we both came out of college. We both didn't know what the Hell we wanted to do. We both SORTA wandered the earth. Trying a bunch of things some startup. Some this some that I might joke has been well. If you are a Jewish boy from Long Island you know know what to do with Your Life Ego to law school. You don't have a whole lot of choice in the matter. It's the law and it sounds like you had a similarly non long island experience Yeah it took me a while to figure out what I wanted to do But Law School was the backup so did did eventually punch that ticket and the other question which I didn't get to ask during the broadcast portion When I was doing my research into John Vanak how do you transition from being a fourteenth century Flemish painter into a career on Wall Street? And that's about as esoteric a question as I've ever asked that is that is really amazing. Well funny. My grandfather did the research and we're not not really no relation. I mean that is not an unknown painter. In the world my wife taught design and illustration and fine arts. And so I've been to every museum in the world just about certainly feels like I've worked every museum but when I first started researching and I'm like why is that name familiar. Oh that's right. Well you knew. I knew in college when people were taking that class. Because they were like Jahn. Did you know that there was an? It's called the Anakin icy course Greg. That's that's pretty hilarious and it's funny because when a lot of google searches he's got much better. Seo Than you do so that's kind of A. That's that's kind of interesting so there are a handful of questions. I did not get to that. I have to ask you about prior to getting to our favorite questions of which I have a few bonus ones on that. I didn't warn you about honest prize. You with Let let's talk a little bit about the ATF. World and the question. I really didn't get to during broadcasts that I wanted to is two thousand and six is pretty early days in the world of ETF's what motivated the move into ATF's it's obviously been wildly successful but tell us what that ramp up was like an. How did you make the decision? Hey this thing is going to be big one day. I think you know my my background is more of a business person who works at an asset manager rather than a portfolio manager and like a lot of car engineers run car companies. Are you still That that mindset really mad or so. Etf's we're clearly there and they were growing and the question is do latch on as a person to those new and interesting and growing and maybe better things or do not and so we latched on and then also saw. Wow if since we were the gold mining fund leaders if someone does an ETF on gold mining were dead so you have to get people love to trade gold and this is a way better vehicle and we were thank God we got there. I why not put out jail d yourself or when you were looking around the world how long has been around ten years twelve years or did they so in. Osa wasn't around in Osage came afterwards. So yeah the gold bullion. Et Very. We've made so many mistakes but you know one. One is not being more aggressive in earlier in thinking that the SEC would approve a gold bullion. Etf Inside bias is always twenty. Twenty you know who who knew. Sometimes you gotta just roll the dice although one would imagine. That's an expensive risk to take saying they'll never prove this but let spend two million dollars anyway on lawyers right and that was A. We've had that money back then. So that's not that helps to I guess in explaining the past but by the way if you there's a fantastic Wall Street Journal story about the history of G. L. D. It came out a couple of years ago and the background was the world. Gold Council created the ETF. Because they had too gold built up in warehouses. It was just a way of..

ETF China twenty twenty US facebook SARS Wall Street Journal Yahoo Australia Morningstar Equity Research Long Island KamAZ Muny Fund Europe ATF John Vanak google Gold Council
Brett Bivens discusses Spotify, Audio, and Business Model Leverage –

Future Ear Radio

05:18 min | 1 year ago

Brett Bivens discusses Spotify, Audio, and Business Model Leverage –

"Joined here today by Brett Bins Brett. Tell us a little bit about who you are and what you do great. Thanks for having me David so I am On the investment team that is Chicago based firm called Texas were an early stage. Investment firm with a Malo very focused on working at the intersection of early stage emerging ventures early stage technology companies and the corporate universe. So we partner with large corporates builds vertical focus funds owns those corporates and then go out and invest in early stage companies. That we think are going to have an outsized effect on the markets that are corporate partners operate in and I think sort of as it relates to our conversation in the audience podcast Were extremely active investors in the in the world of audio so we've been investing in the world of audio for Three or four years. Now we've been working in the audience. Space With company that I think a lot of people recognize called Scheuer. Barry for microphones and headphones and things like that And that's been a really really interesting journey to kind of better understand how audio and voice and all of these new devices devices that are proliferating in terms of daily usage. Really impacting the way that we lived. So yeah so that's a little bit about US Like I said we were based in Chicago. L. On personally based in Paris I moved over here about a year and a half ago to expand our firm expand our operations in a little bit of our invested purview over here so kind of a cool cool opportunity for me who experiences a get a sense for all the innovation all the venture activity. Everything that's happening across the pond as well we we very nice So yeah I mean you know the reason I I wanted to bring bread on today. I came across him on twitter. Twitter you continues to be the king of Just finding awesome individuals and in really smart people and I'd seen him pop up from a lot of the people that I had followed. Were retweeting stuff and I came across this piece that he wrote. That was all around negative. Churn and what he is defined as business model leverage bridge and. I'm GonNa let him explain that a little bit but I think ultimately I want I wanted him to come on because I think that he has a really interesting perspective. Give on some of the topics that I've been talking a lot about through the blog in through the podcast which is the whole Daniel notion that You know when he posed the question. Shen after the anchor in the Gimblett media acquisition Saying are is really worth ten times more than our ears so I think Brett Kinda head come across cross this in in in in his approaching it from a different standpoint you know with his venture capital firm So why don't you tell us a little bit about that piece that you wrote in the whole premise. Behind behind it. Yeah so I guess. Firstly you kind of mentioned the The Daniel Eck notion of audio being more valuable. It's kind of given credit for and I think that's that's been something that we've seen not only in the relationship that we have in the audio stance with sure that I mentioned earlier but part of our her model in part of our purview on the ecosystem. That's been really really enlightening terms of how we think about the importance of audio generally is all these other markets that we operate rated that we have funds in in areas like fitness and wellness Marine and outdoor recreation industrial spaces public safety. What's been super fascinating about about that in kind of gets to the point of audio underestimated overall is? Just how Orton audio invoices becoming across industries across use cases. You know it's not just about music it's not just about podcast. It's not just about audio books. Things like that. I mean it really has a has a massive impact across you know all of our experiences. So that's super interesting in that. All of that kind of put together you kind of said led me to really dig in a lot more on spotify over really about the last year and a half or so and kind of got me like you said to this this idea of business model leverage which I think spotify is a pretty unique company the in a sense that most companies have grow get to scale and have other expansion opportunities They can they can go in a number of different directions for the most part. The expansion opportunities that those companies have are lower margin. Less attractive overall are going to detract from sort of the multiple that that company trades that. Because they've sort of come out of the gate with their best idea. Were spotify's kind of opposite a lot of it so they came out of the gate with this this music streaming business. which is you know a really really interesting way for them to do kind of owned the demand and and get a deep relationship with the customer? But maybe it's not the most attractive business from an economic perspective yongli euros profit margins exactly people people kind of Understand this pretty well now especially with the big push that they've made into podcasting over the last year but they sorted exist in this marginal cost world where with each incremental stream. They're paying more You know paying again for that. And so they're they're kind of limited in terms of

Spotify Brett Bins Chicago Twitter Partner David Texas Scheuer Barry The Daniel Eck Daniel Paris Orton Shen Gimblett
"eck" Discussed on WBZ NewsRadio 1030

WBZ NewsRadio 1030

01:35 min | 2 years ago

"eck" Discussed on WBZ NewsRadio 1030

"Eck Frei insurance copter. Some company filling in on the mass pike eastbound now through framingham and Natick. David struck Lino WBZ's traffic on the three. How about this start to Friday? Partly sunny skies, sixty three degrees. Seventies and eighties today. You'll like it you'll love this weekend. Plenty of sunshine, both Saturday and Sunday. Highs once again in the seventies. And eighties, busy is WBZ, NewsRadio ten thirty where the news watch never stops. And did we mention it's Friday as well? June seventh. Good to have you along for the ride. I'm Jeff Brown and here are the five things you need to know at six fifteen ugly at the garden. Bruins drop game five following a controversial non call by the refs. The state Senate passes distracted driving Bill, and it's unanimous, the house is already on board the governor's supports it governor Charlie Baker four more years. So the globe reports he's quietly putting together a reelection staff for stunning testimony at the so-called house of horrors, murder trial, this time from forensic scientists and a change coming this Sunday services as the Lord's prayer receives a reboot. The Catholic church says a tweaking of one of the lines has now long overdue instead of using the phrase lead us, not attempt. Tation. The new version says do not let us fall into temptation to change comes two years after the pope said it was time since the traditional prayers suggest guy. God, induces temptation, quote, it Satan, who leads us into temptation, that's his department, the episcopal conference of Italy approved.

Lino WBZ Eck Frei framingham Natick Charlie Baker Jeff Brown Senate Bruins Italy Satan murder Catholic church David Bill sixty three degrees two years
"eck" Discussed on Oh No Ross and Carrie

Oh No Ross and Carrie

04:05 min | 2 years ago

"eck" Discussed on Oh No Ross and Carrie

"There was the sense that we're getting closer to the end. And this there's going to be a lot of conflict and war something. Change all this stuff. So it was that was the moment. I was like, oh, please say more. This is like getting into this almost kind of end times Yala g. But also there were pieces of that. Totally. I was like, oh, yeah. That that's coherent. Like that super. Mario ones in the world right now that seems to be a lot closer to the reality than what we hear a lot of the time if you were to be plunked into any time in history, you'd wanna pick now, but we also are at a point in our evolution where we can cause their own demise. And yes, so that that's pretty close to reality sciences. It a one thing I love when we encounter in a religion is when they found a really clever hook like some way to reinterpret something and we've seen a fair amount of that with car, especially when it's an explanation that is maybe a new take on something necessarily heard other iterations of before xactly like they took a theme. But then they just twisted and reinterpreted it ever so slightly and listeners of this podcast. Probably don't know this. My background is religious studies. Both my undergrad and graduate degree on religious studies. So I'm always really interested in the ways that people try to make sense of the things. That don't make sense in life, and when I encounter sort of new way of interpreting or explaining some kind of a non that is kind of clever. I always really appreciate that Zo. The anything else about the bookstore. I there was a lot. There were a lot of books in the bookstore. The bookstore. A lot of computer. Yeah. Discs. DVD's CD's bumper stickers pictures of SRI herald upon that were very expensive astray tion of all the leaders coz. Yeah, I bought a book. I think there. Yeah. Those pretty cool and buy something. Yeah. I consider buying animals are soul to buy SRI herald clump about it turned out that it was just a string of stories of just like so and says cat died then later, she thought here from the cat, and I was like, I don't know three hundred pages of this. Yeah. And I think you had said in the beginning of the tour that you had had dreams about of to me. And yet to me comes to visit my dreams all the time. And I choose to interpret it that way though. I know that's probably not what it is. But like you were saying about the book, I feel like a lot of the books were just collected like talks, whatever is that. We're just kind of pulled together lots of talks and also lots of collected stories that people have submitted much like Christian Science. Reading anecdotes. Yeah. They've so much literature and Eck and car sell. Yeah. We see that. With a lot of groups certainly Christian Science Tony Alonzo print stuff nonstop and spread it everywhere are f s r f produces a lot of materials Scientology. Yes. Maybe not as much as these ones. We've lived at least they're author stopped writing. Yeah. Where was the bookstore located? So if you start out on that right side of the horseshoe. It's on the exact other end left side of the horseshoe. That kit. None a kitchen kitchen net. Kind of thing over there courtroom. Coat room. Very nice. Yeah. We get the courtroom. I was like this is the last room. You gotta show us shoes. Like, yeah. This is the courtroom. We put the go, and I had already put my coat in there. Okay. Okay. Oh, hey, hey. Hey advantage of the courtroom great way to end a tour. And yeah that was it for us. We walked out after sitting in the sanctuary for just a little bit to enjoy the space, and we went and walk the trails, the snow pretty fun. Yeah. We just got back in the car and started googling, and we were like we need to know about SRI, Darwin gross. But we'll tell you more. We love with a ton of questions, and we're going to learn a lot more about Eck and cars. So hope you join us for the journey. Well, that's it for our show..

SRI Eck SRI herald Mario Tony Alonzo
"eck" Discussed on Oh No Ross and Carrie

Oh No Ross and Carrie

04:06 min | 2 years ago

"eck" Discussed on Oh No Ross and Carrie

"Next thing. The bridal suite whatever Sierras we were offered a buckle water. Yes. Yes. Did you go in the bridal suite? Yes. Okay. And that was when. I said so I see that there's a bride's room and grooms rooms have same sex. Marriages. Okay. And she was pretty cool. She was like she. She did couch. It just barely. She said. This is just my own intuition. I could feel in her response that there might be maybe a little bit of a kind of like, they're welcome and included, but maybe not fully embraced and exactly the same way. Yeah. That's not the ideal. Interesting. Okay. I don't know. I this is just totally right. But clearly both just describing vibes. Gladys tended major. She said to us that they plan to change the science to make them less generous. That's great. The reason I got that feeling as I remember once going to high temple in Chicago, beautiful one of my favorite places, and there's a lot of language in the temple about how the behi- tradition has been radically inclusive in ways that a lot of others haven't for a long time. But then you if you to say a little bit more about LGBT stuff, it becomes clear that that's not me by inclusive. Right. And so I feel like if we had maybe pushed a little bit more. They're like, I would be interested to know what their history around that is when maybe they started doing that. And whether or not that's something that they really strongly embrace or not. I don't know. But on the surface sounded like they were welcoming. And then we asked her about the ceremony whether there is like ceremonial book or like a certain order of events have your wedding here. And she said, oh, yes, we have a particular little booklet you read from just like you might have one for a funeral or about Tisza or whatever. Later saw that an event I cannot speak to. But that may or may not have happened in Minneapolis this weekend after the bridal suite. We went into the chapel is that what it was over. Right. Yeah. That was my favorite room. Because not only do they have those pictures of all the masters except the missing Darwin gross. But also they have a copy of their sacred text. Yes. Shari ki Suk, mud, which this is pro the first time, I've said it without stumbling. Yeah, I have trouble with it too. I also always wanna to call for obvious reasons. The carry out on have it on my do should write that. Maybe it will if we get five thousand new up. One year. I'll write an entire religious text. It could be very easy to do. We talk about split off group. I'll just borrow from all of the other religions row. Joined and it was I have it on my kindle app. And I've been trying to read it that way that is their sacred texts. There's two parts and it was in a single volume. So we talked at length about all of these Eck masters, but then at one point she asked me if I would like to try this spiritual practice that they have which is to open the Shari out ki Suk mod to a random location after you've asked it. Oh, love it. Okay. Boob. I know is this all the time as a Christian. I've heard a lot of people do that within Christianity. I'm gonna grab a book. Let's do it with something else on Ross. I'll be back. Okay. So the the only question I could ask it was. How would I know what you have to say is true? Okay. Yeah. Great flipped open to take this internal your external internal, and then I flipped open to page three hundred eighty nine. And I reading the aim and purpose of Eckhart has always been to take sole by its own path back to its divine core. So yeah, I'm kind of going through. All right. Okay. Those who only talk of the Mahanta the perfect guru or read his teachings to others without practicing them are only intellectually educated people. Okay. But then I got to if the divine reality did not exist. There would be a void where it should prove itself as a living thing..

Shari ki Suk Gladys Sierras Chicago kindle Eckhart Minneapolis behi Eck Ross One year
"eck" Discussed on Oh No Ross and Carrie

Oh No Ross and Carrie

04:17 min | 2 years ago

"eck" Discussed on Oh No Ross and Carrie

"Not that short, but she just had that kind of same haircut, and it was sort of salt and pepper gray. Also, probably in her sixties. I would imagine also had this habit of punctuating with the nervous laughter says she's sort of answer the question then and with a. And she would she would look up at you. And this is a term I learned from Yukari up from under Tucker chin down and look up toward you with their eyes and with that big grin and the nervous. It was creepy. No, android. I took to doing this to each other for like a month afterward like we would say something. That's I mean, I wasn't there. But I'm into I liked the idea of it. I don't think Melanie was doing that. But now, I'm going you hurt with that quality, and all my memory, and it was very clear that she was kind of respected at least amongst various po- group of experts here that she is the one who knows things and later on in our toward toward the end. We emerged back in the same spot and one of the ladies at the front desk started answering one of my questions, and then kind of caught herself. I'm so sorry. Let you say that. Okay. There's like a specific division of duties and Gladys said to our it's okay that that was very good. But there was just a little note of like, that's right. Remember my job? So we started asking her kind of those same questions about this display. We spent a long time over there. So she told us that SRI herald is nine hundred seventy third in this long line, this unbroken line of ecm Astor's ultra very specific number. And she said that he does live locally. But we don't know where. Yeah. Okay. So here's the temple. We're here. She's obviously, well experienced in Eck and car she mentioned that she studied under Paul twitchell herself allow okay? And yet she doesn't know where he lives. Interesting that sets up just another dynamic that I'm our curious about find him. She told us that they have seminars twice a year in April and October K we're recording in April was throwing that out there. Who knows what he's speaks on Saturday nights apparently at the temple. Okay. And he tells lots of stories we also learned that anyone can become a master. There's no barrier to entry. Okay. Seems like that can't be right, right. And she said overtime across lifetimes, you might become the Mahanta if it's your mission. Right. So so that's maybe the caveat here because she had a very interesting other note, I pointed out we'll talk about these other people down the line of masters, but one of them is a woman, I said, oh, a female like master. So you can be a woman and she said, yes, though, if you were to choose to be in this lifetime and master you would incarnation as a male what? So then you can't be a woman. Well, would still be you could be a woman in some lifetime. See not in the lifetime where you're the Chris guide mask. But she that the woman is was an master in the life. In which she was a woman. Right. So we have you only make one. Sorry. It's going to be mean, not you. I learned later somewhere somewhere. Same right? Yeah. So well, we have yet. Another reason narrative he didn't hear that there's lots of questions being raised here. And that's one of them, which is okay. But you've got the picture of the woman. Right. So we'll get into that later, but strange, very strange. Well, one thing we learned was that the living Eck master is the one who gets to decide how advanced everybody else is. And there's a particular way that happens that I'm sure we'll get to in a minute. But he is the one who really decides. Whether you are advanced enough soon, though, it says you can be the mastered. No matter who you are. I think it ends up being at the discretion of the terms. Yeah. I don't wanna be two cryptic about this. But we'll also find that occasionally people do try to declare themselves masters and that creates problems, but she did hasten to emphasize. Well, the soup mod. Sorry. That's our term for God, the soup mod. Is it not a he or she just, you know, our minds can't comprehend such things. Okay. Okay..

Melanie Gladys Yukari ecm Astor Eck SRI herald Tucker Paul twitchell
Spotify's Long, Winding Road To India

The Indicator from Planet Money

06:31 min | 2 years ago

Spotify's Long, Winding Road To India

"Do. Are made medicine. Good zoo. Bob love and a beautiful so beautiful. This is the lovely voice of Indian singer RG sing. And Spotify said he was their most requested artists in the first week that they launched in India last month, this is the indicator from planet money. I'm Stacey Vanik Smith, and I'm Pamela Boyko this expansion into India. It's key for Spotify. Right. It's this alluring big market one point three billion people, and they're spending more and more time on their smartphones. So many tech companies Stacey they wanna get in there. Well, yeah. Because the Swedish company Spotify, it's become the world's most popular music streaming service. I mean, I have it. I think you haven't. I haven't wants to keep growing it needs to expand to new places at their first investor day a year ago, the CEO Daniel Eck made this big announcement. We're working launching in some of the biggest markets in the world places like India, Russia and most of Africa the trouble Stacy is that launching an. Ndia? It's not that easy. The market is really complicated to enter from the outside. Spotify had a long hard fight ahead on today's indicator Spotify in India, we take the experience of this one company and use it as a way to figure out why it's so difficult to break into India. This message comes from NPR sponsor gained bridge. Gained bridge offers a new Witty's designed for the digital age simplify products with guaranteed returns that you can buy direct. Learn more at gain bridge dot life slash NPR. Game bridge is not available in all states. Support also comes from Hello Monday. A new podcast from Lincoln's aditorial team about the changing nature of work and how to get the most from Monday and your career find Hello Monday on apple podcasts or wherever you listen to podcasts. Stacey I wanted to learn more about why? Spotify would be so interested in launching in India, and why it was such a struggle. I called up this man nickel power. He's an Indian digital rights activist and the founder of a tech website called media NAMA. He said the amount of data used on India's largest cell phone provider is eight to ten times what it was just a year ago. They does really really cheap in speeds of a bitter and improving. Vittal nicely forty market now. But there has been this problem just like everywhere else. Indians do not wanna pay for online content a bunch of music download sites failed in the past. And there is still just a huge amount of piracy in the last. Couple of years subscription streaming services are starting to grow enough to catch the attention of a big company like Spotify, but not just Spotify. Lots of companies wanna make money off India's growing population of internet users. That's a big challenge. Competition is intense local music streaming apps are leading the market like Ghana GO Saban. And then they're also these familiar international names in their Google play, apple music, and Amazon we counted and before Spotify there were already at least ten music streaming services in India, plus Powell says of to deal with another competitor. When you might not always think of of goes, the largest music service in India is actually you to most people prefer to stream videos and listen to the music. In India because it's completely free. And you know, what it turns out? That's not just India ah music industry. Reporting twenty seventeen estimated one point three billion people around the world are using YouTube to listen to music, but I'm getting off topic here in an interesting way, though. But yes back to India so Spotify entered the market on the later side and in order to try to go up against this pretty heavy competition. They needed to come in prepared Indian customers were expecting this big international famous app with this great reputation to really deliver to the best selections of songs and the best playlists in India. That means both big Bollywood hits and western pop music. The industry is pretty fragmented. I you've got these big international labels like Sony and Warner Music group, then they're all these Indian labels Uduas that specialize in Bollywood and lots of little ones that specialize in a specific region or language. This is a country with twenty two official languages that is a lot of official languages so many. Spotify needed to make new deals with indie. Labels and expand their deals with international wants to include India. That's where the real trouble started, the company spent months and months negotiating with all of these different labels. Meanwhile, the CEO kept getting asked winter you launching an India on his earnings calls and then finally boom big progress. Spotify announces that it has made a deal with this huge local label called t series to stream its music and just to give you an idea of the size of t-series. It's YouTube channel has the most subscribers of any YouTube channel in the world. Now reports start coming out that Spotify in India's gonna launch this teaser is deal on January thirty first, but that day comes and goes and music fans in India, or like what gives turns out Spotify and Warner Music group. Just can't agree on a deal. The two sides end up in this messy court battle that in fact is still going on when Spotify finally launches at the end of February. It does. So without songs from artists that belong to Warner Music publishing division Indian customers on Twitter start complaining their favourite songs by Shirin Cardi B Led Zeppelin. They aren't available. So you can see how difficult it was to launch in this market customers that are hesitant to pay stiff competition and legal problems. Plus Spotify has to adapt its product to suit India. They Beasley have to go local. So Spotify makes a bunch of substantial changes to try to make the Indian market work for them stuff. They aren't doing anywhere else. They changed price payment methods and languages. India is the only place where the free ad-supported version of the smartphone app. Lets you play every song on demand in other countries that something you have to pay for like this country like this country, slightly cheated. Also to get Indian users. Spotify set a price for its premium service that is really cheap under two dollars a month type cheap that is less than it costs in Peru or Vietnam and a lot less than it costs here where it's

India Spotify Warner Music Group Youtube Stacey Vanik Smith Bob Love CEO Apple Game Bridge Pamela Boyko Stacey I Ghana Africa NPR Beasley Daniel Eck Founder Lincoln Sony
"eck" Discussed on Inc. Uncensored

Inc. Uncensored

03:36 min | 2 years ago

"eck" Discussed on Inc. Uncensored

"Of Stephen Adams. He owned Camping World and freedom roads. And and good Sam. And that part got contentious. And you know. Yeah, there it was it got heated. But at the end, it's it was one of those interviews where like you had really tough parts, but we could have went to the bar and had a drink, and it would have been fine. And that's kind of who Marcus is and its credit to him that like he's a charismatic guy that no matter what like even the people many people who had serious problems with him are sued him still like he's gone gone gone. Well, it's a fascinating piece on dot com. And. You deserve you. And your editors deserve a lot and yell Sachs held a great job. We're going to take a quick break. And we'll be right back. In october. We were privileged to talk to senior writer Christine LaGuardia traffic in about her new book on the history of read it called. We are the nerds. Here's that take. And we're back this week sees the world debut of we are the nerve is a fabulous new book about read it Christine. How did you come to write a book about read it? Oh my goodness. It has been a long journey kind of too long because the idea came to me when it was actually not a very good idea for a book, I met I met Steve minute Alexis. Oh and back in twenty eleven this is a long time ago. And neither of them were at the company. Read it at the moment, they they had both departed the company they had created. But yet read it had grown into this really fascinating company where you know, there were kind of all them like memes and all these acts of goodwill and generosity and humans connecting with one another. And then there was all this stuff that was kind of looking like a lot like it could be child pornography. There were like ups Kurt photos and and just creep shots. And and stuff that just on the rest of internet was like Eck, why does this even exist, but read it was also? A huge driver of traffic for, you know, mainstream news sites on and and business news sites such as Inc. Would notice a, you know, a huge influx of traffic whenever a link was voted to the top of the front page of Reddit? This concept was kind of known as the Reddit hug of death com. And I thought when I first met those two founders I thought, well, how did this crazy thing? Come from these two, you know seemingly normal guys. And I I wanted to learn their story within a couple of years on they had both agreed to speak to me exclusively for the the purpose of a book, you know, startup stories the simple like we built this in a garage. You know, when we were twenty two stories, we're kind of kind of popular at the time. And I thought this could be one of those things that really resonates with people. However over the next few years their story got so much crazier as I to report on it. And that's when I really knew okay. This is this is really a book. So I mean, the two of them have had I think it's fair to say a sort of tumultuous relationship over the years. Tell us a little bit about that. Absolutely. And this was the focus of an excerpt that we ran in Inc magazine, the kind of co founder relationship, and how difficult it is over the years. You know, these two guys started, you know, they bonded over video games during college. They were best buddies. They lived tha. Gather in this this drafty old house their senior year before they even started the company, but then, you know, building company is hard the first very first summer that they hacked together. Read it Alexis mother was diagnosed with terminal brain cancer, his dog died his girlfriend had suffered a huge accident that left her in a coma..

Christine LaGuardia Stephen Adams Marcus Reddit Inc magazine brain cancer Kurt Sachs writer coma Eck co founder Alexis Steve
"eck" Discussed on WBZ NewsRadio 1030

WBZ NewsRadio 1030

01:31 min | 2 years ago

"eck" Discussed on WBZ NewsRadio 1030

"Traffic and weather are ever changing. But traffic and weather together on the threes is a constant you can count on WBZ NewsRadio. It is six thirteen every ten minutes, traffic and weather together right here on WBZ. The Subaru retailers of New England all-wheel-drive traffic on the threes. Chris Culkeen north and west of town right now a bit slick Samson lately out on route two in particular dealing with a crash as you're making your way eastbound just beyond Jackson road traffic is slow through that stretch. And once you get beyond the euro K, but on four ninety five southbound just south of route two there's a crash there as well. Up north on route three southbound watch for a crash up by Westwood road. That slows the ride, and then it sluggish from one thousand nine making your way down toward treble cove road ninety three looks okay. As does one twenty eight and route one south of talents. Take a peek at route three here's Kristen Eck with a free report. Chris it's still looking pretty good to hear I route three northbound from the Cape right up through Marshfield and Duxbury. No issues yet. Getting on the expressway in Braintree either. Kristen Eck offering insurance rotor it. But on the expressway it is a little bit heavy getting up toward oh call right now. Deposits the Nepad onramp up toward Columbia road. Twenty four northbound sluggish at one twenty eight but ninety five looks good and one twenty eighth clear between Braintree and the pike the pike is smooth sailing for ninety five into Boston. And downtown the Tobin bridge, the lower deck of ninety three the tunnels all a good shape. Lever down ramps. Getting busy though, next update at six twenty three WBZ's traffic on the threes. And now it's time.

Kristen Eck WBZ Braintree Chris Culkeen Tobin bridge Subaru Samson Nepad Marshfield Cape New England Duxbury Boston ten minutes
"eck" Discussed on Software Engineering Daily

Software Engineering Daily

03:40 min | 2 years ago

"eck" Discussed on Software Engineering Daily

"I suspect your listeners are given what I know about this particular podcast, you're my sense is most of the people that I'm talking to know more about this than than high too. I did work on a production team play music. I ran the recommendations team was. Was on page a rotation for many years, but I never really became an expert at serving. I was always to drawn back into the machine learning. Okay. Well, let's begin to draw to a close by talking more about magenta because we really just gone circuitously around it. You mentioned that people are showing more of an interest in using this. You're set of magenta projects in their actual music production. Thanks to magenta j. s which is simplifying the model delivery process to the browser. I believe q. talk about how those musicians are using magenta in the browser. Most of it so far has been what I would call playful. That is, we're seeing increasingly good music models that actually generate really cool music or generate really cool rhythms, and we're seeing some pretty amazing JavaScript coders wrapping them into code pens or other. Sort of commonly use JavaScript rappers for the most part. These are kind of fun toys to play with like, here's a smart drum machine you can play with. We're just now seeing the same coders start to take the next step of, for example, allowing you to drive these with a Midi clock that lets you have more control over the process or getting the pipeline in place to move these signals around, not just between different Java script tools, but being able to move this back into a really sophisticated digital audio, workstation like Abelson. And this is happening as we speak like in the next month or so we'll continue to release better and better integration points for musicians to work with the tools. They love this comes from doing a lot of user studies when I started magenta did not think I thought as a musician myself, I understood what musicians want, but it turns out I didn't, and I think those of us working on it. You know, we really thought like programmers, we thought like machine learning developers, and we really didn't. Get what musicians who aren't coders really white. Oh, more about that. What we wrong about. So one of the things was we thought that people would be comfortable completely abandoning their current tools and just jumping in and playing around with like an interactive coating environment. But one thing we learned was you can pry able to and from my what is it? You can pry it from my dad hands. What is it? I did buddy Cole. Stare at us, right? Like people, you know, the kind of musician we're trying to get to probably someone that's using a tool like Abelson. Yes, they're probably not. They might be, but they're probably not an oboe player in a Symphony Orchestra and only an oboe player in a Symphony Orchestra. They're probably using technology already the early adopters and they're probably in love with this technology. Yeah. So what we've realized is that we need to do things like right now we're trying to wrap our Java script tools in headless browser. What is called chromium, I think, and then have these tiny. Little JavaScript powered musical instruments, be able to just talk back and forth something like Abelson. So we're kind of trying to pull them out of the browser, but we're trying to leave them in containers that make it easy to integrate them with other tools. Are you making VSD's? We're also looking at VSD's says, we're moving just Midi around. There are other ways for us to do what we wanna do. You know we're trying different things, but think of moving in that direction, especially if we start working with tools, generate audio and at the same time I'm actually I was shocked at we did this.

Abelson Symphony Orchestra Cole
"eck" Discussed on Software Engineering Daily

Software Engineering Daily

04:12 min | 2 years ago

"eck" Discussed on Software Engineering Daily

"So imagine that you have this long document. Often, it's some Wikipedia page. That tends to be a good research data set. And what you wanna do is summarize that document and a paragraph the most useful state of the art right now is a method called extractive method. Most useful method is to extract from this document that we're trying to treat or source documents linked to it, the sentences necessary to summarize it. So the models not Jenner. Meeting new sentences. Just finding the ones in these documents that does the best job of summarizing the topic. The alternative is to actually try to generate a number of sentences that aren't actually in the source documents that are new sentences. The do a better job. We hope of summarizing that document and these genitive methods are getting better and better, and depending upon the measure will soon outperform extractive methods. Okay. But that was just setting the stage. With that in mind. You take a model trained on all of Wikipedia to try to generate summaries and instead of training it to generate summaries, you just kind of train it to try to reproduce the documents. So you learn what we'd call a language model over Wikipedia. Think of it just like by analogy to generate the pixels of Dalmatians slightly different technology, but it's the same idea. Now, if you take a hundred thousand parameter model, but at the model has one hundred thousand weights and you fit it to Wikipedia and you generate a Wikipedia document from. That it's gibberish. It's garbage. And if you take a four million to eight million parameter model and you fit it to compete, oh, it actually starts to generate fake Wikipedia documents that have some structure and start to have a little bit of coherence. Oh, man. And this is from a modeling framework called transformers, which is alternative to recurrent neural networks entirely different conversation. But then if you take a four trillion or even a hundred billion parameter model and you fit it to Wikipedia, wait, the cool part is we don't quite know how to do that yet, but we're getting close. And so you start to see this very suggestive idea that, okay, one hundred thousand parameters was garbage order. One million parameters is actually kind of cool, but missing a ton of structure. What if we add another order of magnitude and we're just getting there with the kind of work, I'll focus on the Gula work but by saying very fairly as a very competitive space, there's a lot of great work going on everywhere like at NVIDIA. But Google we have TPU's which are exceleron framework that allows us to scale to very, very large data sets and very large models, and we're just getting the infrastructure in place to be able to run these order of magnitude larger models. And there's a lot of debate even internally among researchers like, well, is it actually going to help or are we just going to over fit like. Can we fit a billion parameter model to Wikipedia? And is that enough to actually just get really nice generated Wikipedia like documents? We'll see. I'm on the fence, but I'm also very, very interested to see where this goes and to see really just scale is one of the crucial ingredients and getting a little bit closer to having great generated outputs. It's just unprecedented scale because why does this just boil down to a gigantic map, reduce problem that Google has solved before with previous large scale applications, we need to share those parameters, right? So eventually like distributing this over. Okay. So the thought experiment would be, let's distribute this computation over a million CPU's and it just turns out that the cost of moving the data around these shared parameters that need to be seen by all other. You know, you have a very densely connected huge neural network. You're constantly having to shuttle back and forth the. Calculations that you've done on this massive matrix multiplication, and in fact to be fair, I think this was really the goal of the early work of Google brain was to say, hey, can we do neural networks at scale on CPU and the answer of using dedicated hardware for matrix multiplication specifically, GP use these sorts of accelerators have just become the Swiss army knife of what we're trying to do. The math to scales differently..

Wikipedia Google Jenner NVIDIA
"eck" Discussed on Software Engineering Daily

Software Engineering Daily

02:12 min | 2 years ago

"eck" Discussed on Software Engineering Daily

"And you know, these are the building blocks of today's creative coders working in the arts. And once we were able to speak literally to them in their own language, things have taken off quite quickly. We have a number of, I think, really brilliant coders to rope a. That's a terror in Finland to rope is his Twitter handle. This is to really gorgeous music experiments using magenta at a bunch of other tools from other people that was an aside. I don't think that we've seen yet real use of generative models in writing or in drug discovery or in other scientific applications where we think we will. And that doesn't surprise me. Because you can get a lot done without using genitive model for drug discovery. You don't necessarily need a genitive model to be exploring the space of possible chemicals that might make useful drugs, but we also see, you know that we have a direction with genitive models that has such promise that it's definitely worth the investment of, you know, some number of months or years of research to see where this goes. I know that's not the sexiest answer, right? You want to hear, hey, look at this super, super application, but you know, it's hard right people have been working on these problems with other approaches for so many years. You know, I make another point and I don't know how this fits from before, but it's not just in terms of how science or specifically machine learning progresses. It's not just data and existing models. It's actually computational power memory size. It's very clear that neural networks were not all that useful when we had limited memory and limited computation. You really don't see neural networks start to shine until. So you're able to process huge data sets on GPS or other kinds of accelerated, like Google TPU's with very large, you know, large amounts of memory and really fast matrix multiplication in the nineties. It was true that support vector machines SPM's and other approaches really did outperform neural networks at that scale. But when we're able to scale up to larger computational speeds and memory sizes than different technology works and is a very, very suggestive that research that was done here at Google. We've been working a group working with me, but I'm not on these papers as working on generative documents summer ization..

Google Finland Twitter
"eck" Discussed on Software Engineering Daily

Software Engineering Daily

03:13 min | 2 years ago

"eck" Discussed on Software Engineering Daily

"Network, you're seeing the patch, like structure keeps kind of zooming further and further out from the image and one of the behaviors of generating images from confidence. The short term for compensation on our networks is that yet you might get four legs or five legs or three legs because the patch, like nature of the model hasn't actually figured out where the leg should be an how many there should be and what their orientation should be. So this is this is a side effect of this particular architecture. When you're using genitive models for text, you get very different kinds of blurring. Mm, it's not visual blurring us. Now it's kind of if you would semantic blurring us where you realize this model isn't able to carry the same topic over three paragraphs, right? So I'm using blurring this in a very kind of abstract way for music. It's that maybe the model just can't quite repeat that phrase twice, right? It's just it's not quite getting the structure. Understood. Okay. And so this is going to depend on the sample input and the way that the model is built. And you know, in the case of in the case of dogs may be if you have a bunch of pictures of Dalmatians at the center of them, you might get a completely different model from a bunch of Dalmatians that are positioned at different orientations in the picture. Maybe in the upper left hand corner versus the lower right hand corner, you're going to get different generative outputs blitz, move onto the discriminator. I think we've articulated the challenges that we're gonna have post generator and a Gans consists of the generator and the discriminator. So let's get into the discriminator, right? So Ian Goodfellow had a nice idea. He was university of Montreal at the time, and it was to train a discriminator to discriminate between counterfeit dogs, so to speak and real ones. And so that discriminator looks at the output pixels of the model. And it learns to discriminate between images that are generated by our genitive model and ones that come from real dogs. And then that loss is propagated back through the generator. So the generator gets hints via gradient descent as to why it generated a fake bad-looking dog. So what the discriminator is doing just to pair it. What you said is you've got your generator that's producing fake dogs. We've got a data set of real dog images. The discriminator learns the characteristics that set. Rate real dogs from fake dogs, and then you can feed the lost their back into the generator. So the generator can get smarter about what it's doing wrong with its dog generation. That is precisely right. You're hired. This is actually a job interview. You your guests know that, right? You're trying to get a job at Google. Next question, Jeff. We'll be turns into a game show. That's exactly Google LA. That's right. I think that would actually be popular if you look at like shirt and Mike Google home just woke up. Oh yeah. Oh, yeah, that's good. I can do that to you. Okay..

Google Ian Goodfellow Mike Google university of Montreal Jeff LA
"eck" Discussed on Software Engineering Daily

Software Engineering Daily

02:43 min | 2 years ago

"eck" Discussed on Software Engineering Daily

"Doug AC. You are a principal scientist at Google your research lead on the Google brain team, welcome back to software engineering daily. Hey, Jeff. Thanks for having me back the last time we spoke. We spent a lot of time talking about music and machine learning and the interaction between humans and computers on music and art projects, and I really enjoyed that conversation. But this one, I'd like to go a little bit deeper into some elements of engineering and to my mind, one of the core ideas, at least in terms of what you're working on a magenta is applications of generative models. How would you describe a generative model? So I would say they're the phrase is used in a couple of different ways. One group uses generative models to talk about Beijing inference. So probabilistic models that. Not only look at the probability of some prediction, but actually try to model the distribution. Well, prior distribution, I use the term more generally to talk about machine learning models that learn to generate some instance of the data on which they're trained. What are some examples where generative model under your definition is useful? Well, useful, a great question. It's not clear to me yet how useful these models will be. We might use them to make music. That's what magenta is about largely or to help us make art. We might use them to generate summaries of documents, but I think this area research is still in its infancy, so we haven't seen, I think a home run yet in terms of actual utility. How does a generative model a model that can create new pieces of music or new pieces of art or new animals? How does it generative model get trained. Great question. Let's talk about one specific kind of genitive model. And I think talking about the concrete details of that model will give. Ideas about how you know how these things work in general. So we'll talk about what's called a variation on auto encoder to bunch of words, but the basic ideas. But you have some data that data might be the pixels from an image that data might be a sequence of pen strokes. That data might be a bunch of musical notes, but let's talk about the pixels from an image. What we're going to do is take a neural network that is able to process those pixels. So learn weighted connections over small patches of those pixels such that it can predict something about those pixels and imagine what we're gonna do is try to just reproduce that image using the neural network, but we're gonna pass that information through a bottleneck such that at some point in this neural networks, there just aren't enough neurons to memorize all those pixels. Right..

Google Jeff Doug AC Beijing research lead principal scientist
"eck" Discussed on Software Engineering Daily

Software Engineering Daily

04:42 min | 2 years ago

"eck" Discussed on Software Engineering Daily

"Google brain is an engineering team focused on deep learning research and applications. One growing area of interest within Google brain is that of generative models. A generative model uses neural networks and a large data set to generate new data similar to the ones that the network has seen before. One approach to making use of generative models is Ganz. Generative adversarial networks Ganz can use a generative model which creates new examples together with a discriminator model, which can classify examples. This topic can be kind of hard to explain, but I think it's really important and I want to try to explain it in this preamble as well as in the show today with Doug AC. So to explain this, think of two modules and these two modules are machine learning systems that are called a general. Later and a discriminator. So let's say we want to generate brand new pictures of cats. We want these pictures of cats to be completely novel pictures of cats, but they're generated by our machine. So how can we do that? We want an artificial cat picture generator, will I, we knew how to train a classify are of cats. We know how to train what is called a discriminator by feeding billions of example, pictures of cats that are labeled to be cats and the machine figures out the contours of an image that map to a cat. So we now have a model that can tell what a cat is. If we feed it a picture of a cat, it'll say that's a cat. We feed it a picture of a dog. It will say that it's not a cat so it can distinguish cat versus not. Cat. Next we make a model that generates completely random images and we feed those randomly generated images to the discriminator. The discriminator will not only tell us that these are not. Cats, but it will output a loss for these random images. A loss is a metric that we can use to represent how far off this given image is from being something that the discriminator would recognize as a cat. So you have this metric of how bad of job is your other module, this generator, how bad of a job is it doing in generating pictures that resemble cats and the generator can use that information, the loss information to adjust its weights in a way that will reduce loss. And over time the generator gets better and better at reducing loss. So the generator gets better and better at figuring out how to fool the discriminator into thinking that this randomly generated image is a cat, and eventually this discriminator will start to believe the generator. So this is why it's called a generative adversarial network. You have a generator and a discriminator and they're kind of competing against one another. The generators making new images. The discriminator is telling whether or not the image is something that is believable, and the composition of these two things together allows you to produce novel examples because eventually the discriminator gets fully tricked. And the generator is producing images that look like cats, generative model systems have produced some really useful applications. So some examples include object, detection, models, image, editing and text to image generation. Today's guest is Doug Eck Doug works on the magenta team at Google brain magenta uses applications of deep learning to produce tools and experiments around music, and art and creativity. And as you've seen in in the example that I just gave. If we know how to train a model to produce new images of cats, that's kind of a creative act. So what else can we utilize this creative tool of the generative adversarial network or just generative models more broadly, what applications can we build out if that in a previous show with Doug, we talked about his vision for humans and computers working together to do creative tasks such as music. And today we dive into some of the core machine learning building blocks that make machine creativity possible. It was a great conversation. I really enjoyed talking to Doug and I think you'll enjoy it as well. Before we're going on with this episode. I want to mention a few.

Doug Eck Doug Google Ganz Doug AC
Massachusetts Ramps Up Risk Level For West Nile

WBZ Afternoon News

00:27 sec | 2 years ago

Massachusetts Ramps Up Risk Level For West Nile

"In a rare move today state health officials increase the risk level for West. Nile virus from low to moderate the public health department of Massachusetts says conditions are ripe for mosquito species carrying this virus debris because of all the hot and humid weather and the frequent heavy rainfall it. Is only, the second time officials have upped the risk level here in Massachusetts so. Far though no reported human cases of West, Nile In

Mike King Kristen Eck Massachusetts BBC Molly Tippett Bourne Bridge Nile Andover Subaru Chelmsford Braintree Lexington Brighton
Aretha Franklin is in home hospice care, source says

WBZ Afternoon News

00:47 sec | 2 years ago

Aretha Franklin is in home hospice care, source says

"A vigil held earlier today outside the White. House for legendary R&_b. singer Aretha Franklin who's under hospice care Fans. And friends are offering prayers. And well wishes to the. Undisputed Queen of soul Caja. Carson from our NBC station w. KF says Aretha Franklin's. Appeal spans decades she is Americana there are very few people who are still living legends if you will. For her to transport. All, the way back to the sixties seventies into the eighty s into the ninety s and most. People don't even realize that her last, top forty hit was in two thousand for her to touch over four decades. And not, even be eighty says a. Lot about her relevance to America overall and then of course across the world Franklin is said to be surrounded, by family at her home in

Aretha Franklin Danielle Niddle Braintree Kristen Eck Bob Joanie Siani Avak Wakefield Larry Welsh Lexington Worcester Thunderstorm Burlington White House NBC KF New Hampshire Carson Clinton Jeff Brown Kim Tunnicliffe
Boston, Chris and Red Sox discussed on WBZ Morning News

WBZ Morning News

05:26 min | 2 years ago

Boston, Chris and Red Sox discussed on WBZ Morning News

"Had open space and now. Getting that, kind of question phobic feeling so it's. Got to be more, planning around development in this. Community and then also you know making sure that the infrastructure can really handle all the new people that are moving in without a master plan she, fears. Will mirror the district and lose its multi Cultural identity and I'd wanna. See people displaced because. They, can't, afford to lose here and I think there is a danger. Of that Bernice Corpuz. WBZ NewsRadio ten thirty economists beginning to suggest that a recession is on the horizon ABC's Daria Albinger has a tip on how to prepare it's full steam ahead for the economy right now but it isn't always going to be that way and boy whether, it's, six months year two years three years down the road there will. Be. A recession Bank rates Washington bureau chief Mark. Hamrick I would say that workers need to continue to try to optimize their careers at this point in the economic expansion so he has this well folksy. Advice you'd need to make hay while, the sun is shining so to speak and you know make those dollars and save them as best. We can Daria Albinger ABC news the Red Sox hoping to make. Hay last night, at Fenway, things didn't quite turn out the way we all hope let's head to the ticket dot com sports studio at. Checkout Chris sluggish start at the second half of the Season continued last, night for, the Red Sox Boston just, three and three now through, six after, they lost, a tight one. Two the twins two to one so I just got mostly good pitching in defeat with spot starter Brian Johnson good. For five and two thirds innings no runs allowed the bullpen a bit wobbly both heave Embry Matt Barnes got. Tagged for runs, but now the problem last night was the. Offense just one run five hits eight runners left on base still after the game socks skipper. Alexkor sounded like a get glasses half. Full kind of. Guy it was good I mean two. Runs in nine innings. Obviously, this, court late in the game was good The blue single by Grosman put. Us in a hanging bring them, on but. Overall two runs for ninety basis women more than, the ones we're gonna lose Boston will of course get a chance to prove their. Boss right. Tonight game two of the series at seven ten red hot Chris. Sale on the mound for Boston again just after seven o'clock for that opening. Pitch off the field Brandon workman back on the shuttle. To Pawtucket the release down to make room. For Nathan of all de will make his debut for Boston on Sunday elsewhere the Yankees two additions yesterday they picked up a game on the socks after. A, seven two win over. Kansas City they also traded for left handed starter, j, half from, Toronto is an. All-star this season New York did suffer a big loss though slugger, Aaron judge, out for up to three weeks chipped. A bone in his right wrist last night. Other baseball news, cubs acquired. Left handed starter Cole, hamels from Texas he's going to be a free. Agent at the. End of the year day two of training camp today for the. Patriots in Foxborough walk-throughs in practice will, take place this morning Celtics. News Kyrie Irving. Says he'll, easily be back in time. For, training camp as he recovers from left knee Surgery the comments come from team USA workouts out in Las Vegas where he is a member of the roster In golf Robert Garrett goes takes the first. Round lead. At the Canadian Open nine hundred sixty three Kirk Triplett leads the, senior, British, Open in the LPGA it's Tiffany Joe who leads the Scottish Open Chris pharma WBZ sports just say hey Alexa play. WBZ NewsRadio an iheartradio to get local news on WBZ NewsRadio ten thirty WBZ news time seven forty three Check of traffic and weather together on this Friday. Morning the Subaru retailers of women. All wheel drive traffic on the threes how we're looking at. Their Chris fantastic to the. West you're doing very well on the mass turnpike making you way for four ninety five right into one twenty eight from there it's a little bit slow through Newton keep. In mind the lane restrictions on the. Pike over the app project won't happen until later tonight it'll be down to. Two lanes in either direction. For now everything's fine through that stretch also out to the. West four ninety five looking good. As you make your way up by the. Pike up by route two four ninety five northbound a little bit slow just a minor pocket for, your there you clear up north on ninety three, and four ninety, five where they meet they both look good route three is a little bit. Slow by route one twenty nine let's check in now with Kristin Eck up in the Mafa insurance. Copter Chris if you're on ninety three southbound heading into town that. Hangs up before you get to Bedford square slow going from there down toward. The lower. Deck Tobin bridge inbound his backed up on the Chelsea side of, the, bridge, over in east Boston the Ted Williams tunnel westbound is backed up into the airport and the Sumner tunnel is Back to the airport roadway crested Aqaba insurance copter visa easy ride. For you route three getting to the. Split in Braintree net continues that way up the expressway until you. Get to granted it does slow. Down a little bit before granted up to Columbia road southbound. A little bit slow getting. By mass ABC couple of pockets down past the gas tank and then you free up next update is at seven fifty three WBZ's traffic on the threes time to check. The four day AccuWeather forecast with Elliot. Abrams or do they started with areas of fog overall partly sunny warm and. Humid today the high temperature. Eighty seven partly cloudy tonight warm and humid there could be. A shower thunderstorms possible seventy four. Tomorrow humid with times of clouds and sun. China shower thunderstorm spas high eighty three degrees and Sunday mostly sunny less humid high eighty four Monday, mixture of clouds and sunshine high eighty three I'm, AccuWeather meteorologist Elliot, Abrams WBZ NewsRadio ten thirty currently seventy two degrees under partly cloudy skies in. Boston After a decades long search some missing chapters have been found to a noted autobiography Deb has that story just.

Boston Chris Red Sox ABC HAY Accuweather WBZ Bernice Corpuz Embry Matt Barnes Washington Bureau Chief Kyrie Irving Daria Albinger Baseball Elliot Hamrick Subaru Patriots Kansas City Kirk Triplett
Thai cave survivor describes how boys became trapped

Brett Winterble

01:56 min | 3 years ago

Thai cave survivor describes how boys became trapped

"Nationals have been indicted in an alleged cyber schemed interfere in the two thousand sixteen presidential election president trump says he will address the issue directly with russian president vladimir putin when he meets with him next week cbs news mola langey has the latest from the white house deputy attorney general rod rosenstein announced charges against a dozen russian military intelligence officers for trying to interfere with the two thousand sixteen presidential election the indictment spells out a cyber attack on the information security of democrats accusing the men of implanting malware and stealing information they're also accused of taking that information and trying to influence voters opinions i they use the scheme known as spear phishing which involves sending misleading email messages second the defendants hacked into computer networks and installed militias software allow them to spy on users mola langey cbs news the white house the soccer players rescued from a cave and thailand or telling family members they only intended to be inside the cave for one hour cbs news anna werner talks to one player's father about his sons heroin ordeal i felt relief always so happy told us about the moment he learned his eleven year old son titan would be rescued from the cave the boy was the youngest of the twelve soccer players trapped for more than two weeks titan told his father the boys were forced to run deep into the cave they were exploring when fastmoving water started flowing in he says the boys soccer coach named eck tried to swim to find a way out for them but the water was so fast and so deep he turned back around told his father the first three days in the cave where the hardest the group was hungry and cold the boys had trouble sleeping and titan cried because he missed his mom and dad anna warner cbs news chiang rai thailand a federal judge in.

Anna Warner Heroin Anna Werner Thailand Soccer Deputy Attorney General CBS President Trump Donald Trump ECK White House Rod Rosenstein Mola Langey Vladimir Putin Eleven Year Three Days Two Weeks
Thai officials believe 12 boys missing in cave are alive

All News, Traffic and Weather

02:32 min | 3 years ago

Thai officials believe 12 boys missing in cave are alive

"I'm from one hundred twenty eight north to the mass pike in western remains closed and may stay that way for the duration of the morning commute a tractor trailer is back on its wheels after overturning early this morning but state police say getting out of there is going to take some time we check in now with kristin eck and the fray insurance copter josh we're told this truck was loaded with beef and part of that load has shifted which is the truck potentially to unstable the to that's part of the issue here now the with no access to the mass pike from one twenty eight northbound you have to go up to waltham turnaround at route twenty and this has had a big impact on the pike east which remains gm's back into framingham live over the pike and one western kristen eck in the buffer insurance copter we'll have a full report coming up in traffic and weather in just a few minutes then wild weather last night leaving many in the dark this morning more than five thousand baystate customers without power almost half of them on the cape at this point in the town of sandwich president trump says the us immigration laws or quote laughed at all over the world and that people who invade the us must immediately be sent back to their countries without a court hearing in the meantime cbs's steve futterman spoke to migrant families detained in south texas these are some of the detainees that have received so much attention for the last week where are you going now do you know california california this group of around fifty or sixty or here at the mcgowan bus station they are being sent to different cities for the most part these are intact families where you with who is with you this committee the daughter and all of the people we spoke with said they believe they have been treated properly so far are you scared steve futterman cbs news mcallen texas wbz news time eight oh two multiple attempts to locate twelve boys and their soccer coach missing in a flooded cave in thailand for nearly two days failed but officials say they believe the group is still alive the group entered the tom lang nang on cave in china province yesterday on saturday footprints and handprints were found inside the cave complex navy seal divers will try to reach a large chamber where officials believe the players and their coaches may be researchers at the nationwide children's hospital say in a ten year period over two million children wound up in the emergency room because of bicycle related injuries the five to seventeen year olds retreated for everything from bruises and scrapes to traumatic brain trauma dr laura mckenzie says the numbers serve as a reminder of the importance of bike safety and a properly fitting helmet want the helmet to fit no more than two finger with from the eyebrow the straps on the side of the head should form of the around the year the chinstrap should be snug but not tight enough that they can't open their.

Seventeen Year Ten Year Two Days
Spotify CEO on company’s hate content policy: “We rolled this out wrong”

Techmeme Ride Home

02:26 min | 3 years ago

Spotify CEO on company’s hate content policy: “We rolled this out wrong”

"More code conference chatter spotify ceo daniel eck spoke about his company's recent direct listening ipo as well as the recent controversy surrounding spotify's content policies which saw songs from our kelly among other artists taken down from the platform spotify recently banned artists from playlists if it determined that they had quote hateful content some artists were later reinstated after briefly being banned while others like r kelly are still in limbo we rolled this out wrong and could have done a much better job exit the whole goal with this was to make sure that we didn't have hate speech it was never about punishing one individual artist or even naming one individual artists and quote speaking about spotify decision to direct listening ipo as opposed to the traditional wall street song and dance exit was all about transparency and fairness quote one thing about the traditional process which was done in the nineteen seventies is obviously the world has changed a lot it just didn't sit well with me to put out this document in this day and era when information is like this and you can't comment on it you can't say anything about it until the moment where you ring the bell and go public i wanted to see if there was a way to push more transparency so that we could actually be open and could tell the story much differently this is not from the code conference but it's notable nonetheless who's ceo randy freer told cnbc that hulu with live tv the company's forty dollars per month live tv subscription streaming service has eight hundred thousand subscribers this is the first time that who has disclosed user numbers for its so called skinny bundle which launched just last year this is a fairly strong showing for a new service of course but who does still lag behind its competitors in what variety calls the virtual tv space dish network's sling tv has two point three million subscribers at and t direct tv has one point four six million subscribers and of course google's youtube tv has just arrived on the scene fear said that on average hulu with live tv viewers watch more than one hundred hours of television per month but on the larger overall hulu service users average one hundred and eight.

Daniel Eck Spotify Cnbc Hulu Dish Network Google CEO Randy Freer One Hundred Hours Forty Dollars
"eck" Discussed on 1A

1A

01:54 min | 3 years ago

"eck" Discussed on 1A

"Specialty and it's not an easy process the there's definitely significant amount of time and effort and some discomfort for most women so it's an investment in of on many different levels as far as the risks you know i think it is it is crucial that a woman knows that it is a serious medical procedure there are relatively uncommon but not unheard of medical complications that can occur and also that's for the woman and then in terms of the other side of this is the baby's eck freezing has only been used or utilized in large numbers in the last number of years and most women who have frozen their eggs have not yet come back to use them so there are thousands of babies that have been born from frozen eggs but not millions and so we're definitely continuing to study the long term outcomes on that side dr avaz oday talk about the people that you deal with with regards to egg freezing i understand you've treated people from a wide array of walks of life are there certain common bond certain common traits among the the the patients that you see or the folks you talked to who are interested in egg freezing or do they really span the whole every walk of life right the way i think about it there's two main motivators for someone who wants to freeze their eggs there's a woman who wants to proactively manage your health and give herself an option for the future i think that there's maybe this myth out there that women are doing it because they of course they love their career so much but honestly really has to do with the fact that they want future options and they're not quite ready to be a mom right now and then there's the other group of people who need to freeze their eggs for medical reasons maybe a cancer diagnosis or their transgender in transitioning so i see patients from both.

dr avaz oday
"eck" Discussed on The Starters

The Starters

02:05 min | 3 years ago

"eck" Discussed on The Starters

"Four players all older obviously retired one of them you see around the offices here quite a bit steve smith man good another one who we saw office but he wasn't on the show kevin he make wantonly one ninety two okay to mock is one guy was an all stop but i think he played richard jefferson nights at him known for blocking shots these rebound play with the sixes play with a whole 'cause i believe i believe bouncing around a lot think two thousand allstar game it was he was selected but he didn't think he was even a starter and he didn't play in the two thousand all star feo ratliff and lots one you should get this nick van exel nick van eck so yeah good good job fairness good good what thank god you made it back in time yeah well it appears we might have an air or digs tweets into say t mak okay well yes like i say i mean i get these from allies he didn't play in the regular season did he he mac i think that's probably true garbage time in the season yeah that's weird yeah they sign him and he just garbage it up yeah fun let's regardless can't wait to find out a couple more years as part of the fun with nba trivia all right as we wait on that let's do a little same what say what another version of a quiz the following conversations between broadcasters broadcasters actually happen or not because they say some wild things so we may make up one or two but it's kind of hard to tell i one saturday dallas's jeff skin wade and mark fall will get into it while discussing the ncw tournament while derek harper.

kevin feo ratliff nick van eck dallas derek harper steve smith richard jefferson nick van nba jeff
"eck" Discussed on The Starters

The Starters

02:05 min | 3 years ago

"eck" Discussed on The Starters

"Four players all older obviously retired one of them you see around the offices here quite a bit steve smith man good another one who we saw office but he wasn't on the show kevin he make wantonly one ninety two okay to mock is one guy was an all stop but i think he played richard jefferson nights at him known for blocking shots these rebound play with the sixes play with a whole 'cause i believe i believe bouncing around a lot think two thousand allstar game it was he was selected but he didn't think he was even a starter and he didn't play in the two thousand all star feo ratliff and lots one you should get this nick van exel nick van eck so yeah good good job fairness good good what thank god you made it back in time yeah well it appears we might have an air or digs tweets into say t mak okay well yes like i say i mean i get these from allies he didn't play in the regular season did he he mac i think that's probably true garbage time in the season yeah that's weird yeah they sign him and he just garbage it up yeah fun let's regardless can't wait to find out a couple more years as part of the fun with nba trivia all right as we wait on that let's do a little same what say what another version of a quiz the following conversations between broadcasters broadcasters actually happen or not because they say some wild things so we may make up one or two but it's kind of hard to tell i one saturday dallas's jeff skin wade and mark fall will get into it while discussing the ncw tournament while derek harper.

kevin feo ratliff nick van eck dallas derek harper steve smith richard jefferson nick van nba jeff