37 Burst results for "Diego"
A highlight from Austin Campbell Interview - The SEC is Losing to Crypto! PayPal's Stablecoin, CBDCS, Crypto Regulations
"The SEC in particular is doing two things that I find pretty odious. One is trying to constantly expand their remit without telling people what the rules are. Contrast this to, say, the OCC, the Federal Reserve, and the FDIC. I disagree with them on some aspects on policy, but they're willing to clearly and publicly state what they think the rules are and what people are allowed to do. They put a note in the Federal Register laying out their views on blockchains pretty clearly for their banks. So, Uphold is available in over 150 countries, and they are a safe platform. They have full reserve of customer assets. They don't commingle or lend your funds out, and they provide audits of their reserves. So, it's a safe platform, and I trust it. I vouch for it, and I've interviewed the CEO, the CFO, and other representatives of the company. So, if you'd like to learn more about Uphold, please visit the link in the description. Thank you so much for joining us today. We'll be getting started in just a couple of minutes. But first, let's get started with some of the news and interviews. With me today is Austin Campbell, who's the founder and managing partner of Zero Knowledge Consulting. Austin, great to have you on the show. Yeah, thank you very much. Excited to be here. Austin, as mentioned before the recording, I wanted to speak to you for a long time. I've listened to your testimony before Congress. You're very knowledgeable about the crypto market and blockchain tech, so I've got a lot of questions for you. But let's kick it off with your background. Tell us about yourself, where you're from, and where did you grow up? Yeah, so where am I from? Where did I grow up? The answer to that is the West Coast, despite the fact that I am in New York right now. So, I grew up in San Diego, California, which means everywhere else I live in the rest of the world, the weather is just strictly worse. So, I have just accepted that as a part of my life. But I've lived all over the place. I've lived in multiple US states across the West, the East, the Midwest, and traveled pretty extensively for work, especially throughout Asia. So, I've lived technically in New York longer than anywhere else in my life, but I'm old enough to have a lot of gray hair and New York is only 14 years, so. Wow. Yeah, you mentioned San Diego. My wife, she loves Santa Monica. It's funny, the grass is always greener. She wants to go to Santa Monica, leave the northeast area.
Fresh update on "diego" discussed on The Hugh Hewitt Show: Highly Concentrated
"Welcome back, America. I'm Hugh Hewitt. I'm back live inside the Beltway with Len Kordakovsky, former deputy assistant secretary of state in the Trump administration. He's just returned from a month in Israel. Len, you're a man of letters. Is it wrong to use the phrase insipid vacuity? Because I want to describe the Tom Friedman column yesterday. And I is it redundant to say insipid vacuity? Well, first of all, Hugh, you give me too much credit. I am an immigrant. I came here from the Soviet Union and English is my second language. So sounds right to me, whatever it means. Well, it's about Thomas Friedman's column yesterday telling Israel what it should do. 70 year old columnist ends using a quote from a 50 year old movie, Chinatown. It's the Middle East, Jake. I just think to myself, where do Americans get off? And I wonder, did the average Israeli in the street or in case of Tom Friedman, an Israeli cab driver? Did anyone say to you, where do you Americans get off telling us how to respond to this? No, I didn't hear that because the Israelis are too busy fighting for their life. Most of the conversations there are about. Well, you know, Hamas, of course, but more even even more pressing and more touching, you know, is is the situation of the hostages that Hamas took. The 240 or so Jewish, not just Jewish, actually hostages from various nations, most of them Jewish, were grabbed from Israel and taken to Gaza into those tunnels and God knows where else. And so those hostages are on the minds of all Israelis, Jewish and non Jewish. And it's great that about 100 of them have been returned. But every time I see the pictures of those kids coming back and the women coming back from those tunnels to the cheers of of people celebrating what just happened. I mean, we have to ask ourselves, what are these children? What are these women? What are these old people doing in the tunnels of Gaza? You know, let's just where is our moral clarity? And that is what's on the mind of the Israelis. And frankly, you know, what Americans say or do is far, far distance on that list. But at the same time, look. Americans know or I'm sorry, Israelis know that the American people are with them, and that's very, very heartening and it gives them strength and it definitely helps them because not too many countries have expressed support or do so on a regular basis. The United States still stands by Israel diplomatically, militarily and in so many humanitarian ways. So the Israelis know the Americans are their friends. We just need to be very sensitive friends at this point in time. And not everything is about us right now. Israelis are hurting. We need to offer them comfort. We need to offer our support. We need to back up our words with actions and we need to shut the hell up and make sure that they have what they need to save their country from Iranian terrorists that are hell bent on destroying it. There's no talk of a two state solution. Only one side is talking about two states. You can't have a conversation about two states, for example, where only one side is willing to compromise. So that conversation has been shelved. And the Israelis priorities are now just like in any crisis. We're going to deal with a crisis right in front of us. We're going to make sure our people are safe and then we're going to worry about feelings of our friends somewhere at six thousand miles away. Leonard, you just remind me, Len Kordakovsky. In 1996, I did a series for PBS and I interviewed the late rabbi Harold Kushner, author of When Good Things Happen to Bad When Bad Things Happen to Good People. And he said the number one rule show up and shut up. Friends should show up and shut up. They shouldn't offer advice. They shouldn't compare the situation to their own situation. Show up and shut up and do what you can. It's the perfect advice. Now I want to dial into American politics. Last night, we had a basically non-lethal pogrom in Philadelphia. Hundreds of people turning out in a mob outside of a Jewish delicatessen owned by a Jewish American who I think might have dual citizenship with Israel. It is just the latest in a series of mass mob actions that have made many Jewish Americans afraid from the campus of Harvard to the campus of the University of California at San Diego. You're a Jewish American. What do you expect the president to do right now about this? Well, this, as I mentioned earlier, this does not feel like just an assault on Israel. This feels like an assault on all Jewish people in the United States and around the world.
A highlight from Ep. 572 Exploring Layer 2 Competitions with HAI
"All right, everybody, welcome back, all you good, wonderful citizens of Crypt Nation. It's Bryce, and today I am joined by Reza Jafri, who is the co -founder of a decentralized stablecoin called HAI, amidst many other things he's doing in the crypto space of which we will dive into in just a bit. But this is a big one, and we're excited to have Reza on the show. So Reza, welcome, and how are you doing today? I'm doing great, thank you. How about yourself? No complaints. Sunny San Diego very rarely elicits a complaint from me. So yeah, things are really good, and the team's growing. We're in the builder season of the market, obviously. Not a huge lot of price action, but you see the fake Bitcoin ETF announcement the other day that shot Bitcoin at 30k? Yeah, and then the Cointelegraph editor -in -chief's response to it of basically being like, well, really, it's the market's fault. It's the people's fault. She blamed it on society, I think was her words, that everybody's trying to be quickest to the punch with headlines. But really, her intern got duped by some scammer on Telegram, and there was apparently no checks and balances there for what gets posted. Honestly, my biggest takeaway from all of that was I was surprised at how many people still trust Cointelegraph. Yeah, that definitely tarnished their reputation there. Got to check your sauces. Got to check your sauces. Got to. But man, let's dive in, Reza, into a little bit about your background and how you founded Hi. Absolutely. I've been in the industry since around 2016. I'm not a developer, so 2016, the only thing I could think to do at the time was write as much content as I could. So, I basically just started publishing blogs on Medium, Hacker Noon, and answering questions on Quora and stuff like that about Ethereum, Bitcoin, cryptocurrency, just trying to get a foothold in the space, really. I read the Ethereum white paper and was like, this is the future. I need to be a part of this, but I was also so broke. So, if I can't buy into it, I need to find a way to contribute to it. And at the time, all of the information about ETH and crypto in general was written for the most part by developers. So, I just started writing beginner level content aimed at non -technical people to try and educate them about crypto. And for a while, I was the most read writer on Medium and Hacker Noon and Quora for the subjects that I was covering. Before Deloitte and companies like that started writing about Bitcoin, I had the number one ranked articles for like, why is Bitcoin dropping? Find your stuff then. I was all over those forums. That's awesome. From there, I worked with an ICO accelerator in 2017, 2018. That got acquired and worked with a few coins here and there, writing white papers and stuff like that. And then started working with Decrypt around 2020. And that's also the same time that I met Amin Soleimani, my co -founder and high. And Amin has just been slowly, slowly... What's the word he uses? So, radicalizing me into the decentralized stablecoin meta. We became friends over the pandemic and we would play video games together, just chat and he's just whispering my ear over rounds of video games about how evil the dollar was and slowly I started to believe him. And here we are now. It's funny. He actually, he told me about the concept of high. He came up with the concept of high a long, long time ago and he kept talking about how he wanted to fork rye and go off in this new direction. And I was just needed someone to kind of take the wheel and help spearhead it. And eventually I just raised my hand. I was like, you know what? Let's do it. Time to jump in with both feet. Yep. Cool, man. No, it's incredible. You've got a wealth of knowledge and I think when people hear fork rye, for instance, they are like, whoa, whoa, whoa, hold on. What does that mean? And so I think many people are familiar maybe with MakerDAO and the DAI stablecoin, which I now see there's a theme between the names.
Fresh update on "diego" discussed on WTOP 24 Hour News
"Hey alex how did the interview go i did it i got the job i can't believe it i knew it let's meet up later to celebrate and diego mom i got at the science fair with my volcano project that's amazing sweetie congratulations because when people are bed futures are nourished and everyone deserves to live a full life join the movement to end hunger at feedingamerica dot org slash actnow feedingamerica dot org slash actnow a public public service announcement brought to you by feeding america and the ad council twelve thirteen the for service announcement our soldiers fighting overseas and public safety it can be tough to stay focused when they know their families may be
Why War in the Middle East Is a Threat to All Americans
"That I know our immigration system is broken. I'm one of the first to admit our immigration system, our legal immigration system is broken. There are people who would like to come to the United States, who we would love to have in the United States, who bring skills, they bring opportunity, they bring hope. Those are the folks that you want to come here. They will assimilate into our culture and our systems and are great and wondrous people. Those are the people who built this country from the ground up. We need agricultural guest worker programs. We need things to make sure that our agriculture is picked and our farmers can sustain their growth. These are all vital purposes that are broken right now in the United States. Our visa system is broken. Most of the ones, over half of the illegal immigrants, it may not be now that as much as coming across the southern border, but at least half of the illegal immigrants into our country are here because the government at one point gave them a visa and said, you can be here. Now think about that for a second. We've given them a piece of paper and said, you can be here for a set amount of time. They get here. They like it. They like the freedoms. They like everything they see here. And for some of them coming from countries in which they don't experience those freedoms, they say, you know, we will stay. Neither some will get married, some will do others, but some will just stay. That is a group of people that we have in our country that are not supposed to be here, but make up about half of the illegal immigrant population. The other illegal immigrant population is crossing over our borders. Very few from the north, but the ones from the north, but all are mostly from the south. Now in the south, the numbers have been jaw dropping under the Biden administration. Biden administration says they're doing everything. We've had Tom Homan's on here. We've had others on this program to talk about this. But what we're finding is that this is, it's just a lie. When you tell people come here and everything's going to be okay, then the people are going to come. I mean, it's just like, if you open the door, they will come. And that's exactly what they're doing. Our US -Mexico border is where this is really finding itself out. Over the past few years, we've had, you know, almost every country in the world has been represented at our southern border. So do not let the Democrats spin line that this is just about Mexico and the Central American countries. No, it is not. We have Venezuelans, we have Cubans, we have people from the Middle East, they're all coming through our southern border. Why? Because they know they can get through it. And if this is a concern, when you have the Hamas terrorists, the Hezbollah terrorists, you have the Al Qaeda fighters, you have ISIS fighters, you have all of these going on. And we have two million plus getaways, gotaways in which we don't know where they are, who they're from, or where they came from, or what they wanted to do here in the United States. And we're starting to see the Palestinian, we've seen these revolts and these protests on campuses and our streets and everywhere else. You're seeing Palestinians beating Israel, Israeli, U .S. citizens, we're seeing Jews being ostracized, we're seeing Jews fearful on college campuses. This is all coming from who knows what. Are there areas in which we have a perspective of these terrorists in the United States with sales that could be looking to broaden this conflict that is right now centered in Israel and the Gaza region and the north, the Lebanon Hezbollah. CBP San Diego field office just this week sent out an internal intel bulletin last week that said alerting its officers to Hamas, Hezbollah, and Palestinian Islamic Jihad foreign fighters inspired by the Israeli conflict may be encountered at the U .S. Southern border and it gives officers an instruction on what to look for, single military men under undetermined travel plans. You're seeing this one, some will scream you're targeting them. No, it's being safe, it's being cautious, it's doing due diligence, it's making sure that our communities are safe because here is the problem. If they are coming here, and at this point, unfortunately, we have no reason to think that there may not be, maybe it's the best way to put this, terrorists already here who are either waiting calls, remember, if you don't think this can happen, just think back to 9 -11. We have to be in due diligence. So for everyone who believes that this is not their problem, not something that is going to affect you here in the United States, this is something else, it's somebody else's war, why are we worried about somebody else's problem? Then I'll simply just turn to you and say, look, they are here and imagine, God forbid, something happens here.
A highlight from The Web3 Nonprofit Episode 5 - DirectEd Development Foundation
A highlight from Final de Glatas
"Saludos a todos aquellos que nos decuchas en dicias y para nosotros es un placer que ustede tenco nosotros una ver a mas y como siempre nuestra querida Lulu, Hano, David, y nuestra querido Andres con nosotros y nuestra una de nuestra productoras ejecudiba So today we're going to be talking about the book Galatas and what we're thinking about the discussions we're going to have during the past two episodes. Y estas por escuchar en podcasto. Dicias y. Comenzamos. Cambió su imagen de Pablo. O tal vez, no se sí, hacer la preguntos. O hacerme la preguntamí mal bien. Yo soy el que estado más anti -Paulino de diaze tiempo. Esta... No se. Te gusto. Te gusto Pablo en este acarta. No se. No se. Yo saba legendo. Bueno, estaba escuchando un podcaste de Bart Ehrman. Y el estaba hablando de como. El formato que utilizaba Pablo y estas cosas era. De ira muchas iglesias. De abrir las, de formar las, dejar al grupo que se encargaba o la casa. Y después, se suponía que les escribía cartas relatimamente, comodo de veces al año. Cartas bien bien serías y después cartas pequeñitas. Entonces esta funcion de Pablo estar escribiendo un montón de cartas. Er algo muy normal. Y solo tenemos siete verdad. Cuando devieron haber existido sientos, desiento, desientos. Entonces, esta muy triste pensar que todas esta tíología se aformado solamente de esta siete que tenemos. Que se logran ya entre los profesionales y academico desir que esta siete síson realmente del. Y no se es complejo pensar que tenemos una tampokito de la visión de Pablo. Y ha una sí esto fe sufiente para construir todo el cristianidmo que tenemos ahora. a Entonces, un que en esta carta, un que gala, tas puedo un pablo más universalista, más pensando en la gente, tratando de salir de todas las cosas que yo detesto de las traditionales, de estas cosas que a carriaban por años, de las circumstances que la carne, a una siento que me frustra saber que con esto se construyó todo lo que conocenos en este momento. Y no puedo no ver los huecos o lo diferente que ver a puedo habercido, si veramos puedo habener más cosas. Y no solo de Pablo, verdad un muchísimas personas que escribián. Entonces, no se yo estado pensando para el final dese episodio, tengo una semana pensando que puedo decir, porque no se si cambió algo, no se si me diosperanza, no se si me ayudo a mi personalmente. No se que piensa en los tres. I think that I think that if we were to have a much more material in the way we base our children, there is no sufficient way. There is always a good way and I think that they are super good at the good way. Y estado crito, estado dito y no hay paseo para que dios y gaba hablando moviendo, se doe es arroyando la idea y la volucion del pensamiento, y se han un cueramos volucionado tambuoco. Como crencia, no? Como y delugia. Si y con la liberta que tenemos arrita. Y hací y pele ang y no se ponen da cual, imáginen se situdieran dos 40 caltas adicionales, que erán, que lo que habese no entenemos, erán caltas que se cribián es precipicamente para tradal una situación en ese iglesia local. Y queremos hacer la deología universal cuando aycosa inclusiva, que dentro de la míma iglesia pablo cambiado opinion, porque en la primera calta por ejemplo a lo corintio, el hablo una cosa y en la segunda para que dicen que no en la segunda, que hablo mejor vera la tercero la cualta cambiado opinion, y dice mira yo en el anterio el diegerto, pero a lo mejor fum pogo muy severo, que tal sí hacemos estí. Se giobedona. Ahora, no de me quedé. Se que he doas y. Pero que en folto el último que diego.
A highlight from Roger Smith's Journey From The Bahamas to Pro Tennis: Beating the World #1 and Teaching The Next Generations
"Welcome to the official tennis dot com podcast featuring professional coach and community leader, Kamau Murray. Welcome to the tennis dot com podcast. I'm your host, Kamau Murray, and we are here with the man, the myth, the legend. A graduate of The Ohio State University, former ATP pro, a coach to many, a mentor to many, father of great tennis player, former USTA coach, worked for Federation, from the Bahamas, former Davis Cup player. If you name it in Tennessee, he's done it all, knows everyone. Everyone has great stories about him, and we're going to hear some of his great stories today. We are here with Mr. Roger Smith. Roger, welcome to the show. Thanks for having me, Kamau. I really appreciate this opportunity to speak here, man. So I'm glad I got you on the show because, you know, when we think about Bahamian tennis, the first person out of everybody's mouth is Mark Knowles. And then I got to correct him and be like, hey, what about Roger? What about the brother Roger? So, you know, you grew up playing tennis from in a small island, but, I mean, that island's had a lot of success reaching the same world group as the US back in the day. Tell me about how you got in the tennis from that small island and how you were able to sort of progress to come into play at the top level NCAA, you know, top college in the States from the Bahamas. Well, if you have all day, I can tell you that story. I'll do bits and pieces as we go. Yeah, I'm from a small island, obviously Grand Bahama in the Bahamas, but I'm actually from a very small settlement called West End. The population was probably three thousand. And in that settlement, you know, obviously, tourism is the main industry. And we had one resort down there called the Jack Tower Hotel. And remember, I'm old now, you know, I came from the days where, you know, the bosses and the powers to be were obviously, you know, we were a British colony. So obviously the white British guys were in charge. And coming from an island where there was mostly, you know, black people, we could only go so far, you know, working at that resort. You know, we could be maitre d's, you could be pool attendants. Most of us couldn't even show our face at the front desk, per se. So growing up in that environment, I kind of knew from a young age, I'm saying six years old that, hey, there's something bigger and better for me out there. You know, because all my friends growing up, all they wanted to do is be bus boys and maitre d's where they can get $40 tips and so forth. And I was like, nah, man, there's got to be something bigger than that. And so I despised that. I remember back in the day where the bosses, white guys would, you know, word would go around that they were coming into the village, per se, to eat and dine and drink a few. And everybody in the village would pretty much cook their best food. You had to dress up in your Sunday best. And if there were like three, 30 restaurants, per se, maybe they would go to visit two or three, right, during the course of the evening. And everyone would be so disappointed. All the restaurant owners or the bars would be so disappointed. I mean, the look on their face, man, was just terrible, you know, in disappointment. And I just despised that, man. And that motivated me. I found my purpose at a young age. I was not going to get caught up in that stuff. I knew there was something bigger and better out there for me. I didn't know what it was at the time. I was six years old. But, you know, I took a bold step to just strive for something better. And even if I so -called failed to end people's eyes, it didn't matter. My purpose was so deep that it just didn't matter, man. I was going for it. I didn't know it was tennis. But we eventually moved to Freeport, where my mother, we moved to this condominium, and they had tennis courts and they had a tennis wall. And it was so bad. Come on, man. None of the kids would play with me, man. And mostly white kids, you know, expats. One of them would play with me. And there happened to be one kid I went to school with that taught me how to score, taught me the rules of the game. And, man, I just became a fanatic. I fell in love with the sport. And I played a lot of other sports, you know, basketball, baseball, you name it, track and field. But I just fell in love with tennis, man. And I just played on this wall all day, all night. I wouldn't even get in trouble with my mom, man. I'd come in after dark and I'd lose a million balls. I'd be climbing fence to find balls, man. But I got good. And three months later, I played my first tournament. And back in the day, junior tournament was just 18 and under. No age group. No age group. Right. Yeah. And I got to the quarterfinals, you know, just on fight. My strokes were terrible. I could run. I hate to lose. Like I said, I had a purpose, man. Now, were you self -taught at that point? Did you receive any form or training? Or was it just you and the wall? Just me and the wall. Self -taught. And everybody that would hit with me, man, I wanted to go all day. They would hit for 10 minutes and quit. I was just getting so pissed, man. I wanted to just hit all day. I'd line them up, man, hit with three people. And after like an hour, they quit. I had no one else to hit with, man. So I would just go on the wall. Right. And I, you know, I just learned. I just didn't want to miss. I just got consistent. And I got to the quarterfinals, like I said, beat a couple of good guys. And then I lost in the quarters to this kid who was 18. And he had a beard, man. Big and strong. Good strokes. Lost six points a third in a three and a half hour match. And then all the kids wanted to play with me. And then some men saw me play and they invited me to their club. And they were like, look, it was hotel, really, not the club. And come play with the men. So I started to play with the men and they would beat my butt, man. I'd be crying because I want to win so bad. They would tease me. But I forgot the kids, man. You know, I didn't play with them. I just learned how to compete, you know, just learn how to compete through everything. And a year later, man, I played my first 12 and under national tournament, which was in Nassau now, where Mark Knowles is from. And I won the 12 and unders. And that was like within six to eight months after I first started playing tennis. So that's how I got started, man. That's how I got started. But I was like a court rat, man. Anyone would tell you, man, if you want to define Roger Smith, he was at the court at this one hotel called the Princess Tower. And going further, you know, the Princess Tower was where they had the superstars. I don't know if you remember the superstars back. That might be before your time. That's before my time. Yeah, but you heard of it, right? That's when they had all the superstars of every sport come in and compete against each other in different sports. To see who was the best. And this guy saw me play, and he loved the way I played, man. He saw me hitting other courts and he said, hey, who's your coach? And I said, man, I don't really have a coach. And he said, I'm going to come back in two weeks, man. I'm going to get you some coaching. And I go, okay, man, you're going to come back in two weeks. I'll be ready. So an hour later he came back and he shook my hand. And he says, look, man, you ready to go? I mean, I mean, this is how serious I am. And he gave me a hundred dollar bill. And a hundred dollars back then is a lot of money. And it was a big guy, man. You know, and he just had this certain look about it, man. And a strong male figure, you know, but I didn't know who he was. Gave me a hundred dollars. Show enough, Kamal. Two weeks later, he came back and he said, you're going to be ready to go on Sunday. This is like Thursday. And I'm like, damn, he's serious. I'm like, yeah, I'm going to be ready to go. And he says, but I got to meet your parents. So I go, I get you. You're not going to meet my dad. Because remember, my dad passed away when I was 11 months old. So I never really knew my dad. So it was all my mom, you know. And so I told her, look, we got to go to dinner to meet this guy. He's going to take me to Florida to get this coaching. She's like, man, get the hell out of here, man. You crazy. I was like, no, man, no. And she's like, I ain't going. I was like, no, you're not going to kill my dream. You got to go. So she came. We went, we met him at the hotel. She saw him. I said, there's the guy right there. She says, do you know who that is? And I go, no, I don't know who that is. She said, that's Jimmy the Greek. And I'm like, Jimmy the Greek? I don't know who that is. And she said, man, that's Jimmy the Greek. So anyway, we went. You know, Jimmy the Greek, man. You know, he was the big Vegas odds man there with sports and stuff. You know, he did Monday Night Football. He was huge. And so anyway, long story short, she gave me $200 to go with him on Sunday. We get to the ticket counter and I said, hey, Mr. Snyder, because his name is Jimmy the Greek Snyder. Here's my $200 for the ticket. He said, man, keep that money in your pocket, man. So we get on the flight, man. We go to Miami and we get there and we're met by like a group of like seven, eight people. And you could tell they were someone, you know, and a limousine. And we go to the limousine and I'm really nervous because I'm like, our bags, man. I need our bags. And he's like, oh, don't worry about the bags. I'm like, no, no, no, you don't understand. That's all the clothes I got. I need my bags. So we get to his condominium and we went to this place called the California Country Club, which is where I was going to train with Gardner Malloy. But he had a condo there and it was owned by Cesar's Palace. And so we go up to his condo. We get in there and our bags are there. I'm like, damn, is this magic? What the hell? How did we get our bags blown away? But it was my first formal experience of life of the rich and famous. You know what I'm saying? Damn, these guys got magic, man. I mean, we ain't got it like that. I don't have it like that in the Bahamas, you know what I mean? So I got my first coaching experience from Gardner Malloy, the great Gardner Malloy. You know, obviously, and he was great. He was stubborn. He was mean, but he meant well. And I was not going to blow my chances at this chance to play tennis. Yes, I was going to ask you that because, you know, a lot of like we always talk about people from Barbados, from the US version of the island, from the Bahamas, finding their way to Florida at some point. Right. Yes. So comments on the island. And at some point, somebody makes a phone call, sees him at a tournament, sees him at ITF. And before you know it, they are one of the academies in Florida. So is that when at 11 years old, is that when you made your move to Florida? It was at 12. I had my first experience with coaching with Gardner Malloy. Yes. And I would. And the very next year at 13, I went for the summer and then I actually went to a military high school in Florida. I played state championships, got to the semifinals in Florida and everything. I was highly recruited in Florida. Florida State, Florida, Stetson, you name it, UCF. Didn't really want to stay in Florida because I don't really like Florida, believe it or not. Southeastern Oklahoma State University. So there were a lot. I got accepted at USC, but not a scholarship, obviously, because remember, if you're from the islands, you can't play the national tournaments. You have to be an American. So if it wasn't by word of mouth, you weren't getting in. And that's exactly how I got to the Ohio State University. Just by word of mouth, man. And they flew me up, man, for a visit. The minute I hit ground, that was it. Decision made. Now, that's interesting you say that because a lot of people don't really understand that. That if you are from one of the smaller islands, you aren't playing Kalamazoo, San Diego, none of the USTA, Midwest, all that kind of stuff. Florida sectionals. And so it is about word of mouth and relationships and just international relationships between college coaches and coaches overseas and in Mexico or the Bahamas to actually find players. You know, it ain't just, let me go play Kalamazoo, somebody's going to see me. By the time they get to Kalamazoo, they already got somebody from Europe that they saw, you know what I mean? Or the Bahamas. Right. And then back then, remember, the ITF junior tournaments were done different because it was done by invitation. Well, certain countries had certain allotment, right? Like the United States would get like 10 players in the slams, in the junior slam. Islands like the Bahamas got like one player invited. And of course, I never got invited. For whatever reason, we're not going to get into that. Players before me got invited. My turn, nothing. Players after me got invited. And I was always one or two in my country. But anyway. So you go to the Ohio State University. Did you do your recruiting visit when it was snowing or when it wasn't snowing? You know, we know we see guys in the Midwest trying to fight to go to Florida, UCLA, Texas, TCU, and you went from Miami to Columbus, Ohio. I went luckily in March. It was turning a little, you know. And you know, it was cool, man, because they had block parties and everything, man. And I mean, I was in awe because 64 ,000 students, man, you know, that's the population of my whole island. And I was like, I'm going to go to university with 64 ,000 people. Dang, that was amazing. And I always wanted to go to a big school. So, but never thought of Ohio State. All my friends that played football obviously wanted to go to Ohio State. So they were jealous when I went up there and came back and told them how great it was. Now, how good was the school back then? Were y 'all continuing for a championship? Were y 'all, you know, top 25? What was the story? No, man, we weren't even, we weren't even top, we weren't even top, I don't know, we were top 80, man. You know, we had a good three, four players and we fell off at five and six. And then we had maybe one or two good doubles team. And then we had some injuries on our team that hurt us also. So you can't win with four players. You know what I mean? You need a six players, but the team was great. And I got what I wanted. You had Ernie Fernandez, who was a graduate, would come back and practice and train with me. I had pros that would come in and I was able to hit with them. So to keep myself going. Now, one of my best coaches and persons instrumental in my development, Ron McDaniel, was there at Ohio State with you. So, you know, he always tells us these stories about how great he was. How good was Ron? You know, and by the time he started coaching me, you know, he had the braces on his knee. He had surgery. You know what I mean? So he'd stay in the corner and bang with me cross court. You know what I mean? Yeah. Ronnie was good, man. Ronnie was good. Serving volley. He had a great serve. He had good hands. Ronnie was good. In fact, Ronnie beat me in our challenge matches. It was the only match like I lost in challenge matches. It was Ronnie that won that. We became real tight, real good friends. That was my boy in college, no doubt about it. You know, we still talk tonight. No, he was good. He was good. He did get injured. Unfortunately, we were playing Harvard one time when an overhead came down. And we needed him, man. If we had him, we could beat top 50. One player. But it was unfortunate, man. I felt bad for him. Reboot your credit card with Apple Card. It gives you unlimited daily cash back that can earn 4 .15 % annual percentage yield when you open a savings account. A high yield, low effort way to grow your money with no fees. Apply for Apple Card now in the Wallet app on iPhone to start earning and growing your daily cash with savings today. Apple Card subject to credit approval. Savings is available to Apple Card owners. Subject to eligibility. Savings accounts by Goldman Sachs Bank USA. Member FDIC. Terms apply. So you go from Ohio State who wasn't top 25 in the country at that time. Now they're just a perennial powerhouse, right? And then you take that and you get top 100 in the world and make it on the Pro Tour. Yes. And we've seen players win NCAA's and never become top 100. Right. So what made you believe you could make the transition? What was the switch that happened as you go to what then, obviously Ohio State's a big school but a small tennis program at the time, right? To really make that transition. Well, we had a good schedule, number one, which was good. And remember, I found my purpose early. So you know what, when you find your purpose, and I teach this all the time Kamal, nothing's going to stop you. It doesn't matter where you go to school. It doesn't matter if you really want it, you're going to find a way. And my purpose was so deep. I don't care where I went. I was going to find a way to do it. Obviously, I wasn't worried about my tennis. I kept developing and stuff. And I was top 20 in college, despite being at Ohio State and not a powerhouse, I was top 20.
A highlight from 119: Part 2: Ed Calderon Fights Cartels, Corruption, and Crime in Tijuana, Mexico
"How did that, that's gotta be a weird feeling is that you realize you were in handcuffs, you were kicked off, you were charged and now you're back. I mean, you talk about trust issues. I mean, inherently. They laughing were in the office, you know, the cars that were in the parking lot, you know, like I, you know, I didn't earn, I didn't earn, I didn't earn an absurd amount of money. And I basically drove the same car driving into that job as the one that left with it, left that job just for discretion purposes. But some of the absurdity you would see in those parking lots after, after these changes were made, it was pretty fascinating. You know, the overt nature of the corruption was like, Oh yeah, we're not going to hide anymore. Let's just take my Hummer H2 to work. You know, it, I was sent to work for the governor for a bit and I did, I basically ran security for the governor of Baja for about four years, three years to be exact. So I took care of him and his family, did a great job there. The man was amazing. His family was amazing. They did a lot of good for the, for the state as well. Was he highly targeted? Yeah, he was very targeted. I ran a protection detail that was based off of Mohammed Karzai's detail in Afghanistan. Exactly. Basically that's the same detail profile that we ran for the governor of Baja during that time. So he's dodging bullets too. Oh yeah. He's, we got in a few, we, we got in a few shootouts outside of his house. Hopefully one day I can get him on a, I can get him on a conversation podcast so he can talk about some of that, some of those issues that we went through, but it was rowdy. At the end of that, I was sent back to operations. Again, it's Mexico. I was, I was at the, you know, next to the governor and now I'm back in operations. And when I got back is when I started noticing all the changes. All these people were back. I was placed in a, I was placed in a security position with one of the directors there. And one of the guys that I still trusted, one of the old school guys. And we did a lot of work for about two years until, until he was moved and I had no other place to hide in basically to keep off going down that path. I was called into the office. They were going to be given new orders by the new director. And he basically said, you are either working for us or you're working against us basically in a clear, direct way. I, I got out of the office and said, I needed to work on something and figure something out. I printed out my resignation and signed it and left that same day. People that were at the office couldn't figure it out. They were like, whoa, what's going on? Like they couldn't see me leaving. You know, I've been there for so long and leaving that job in Mexico, it's job security. There's not a lot of it in Mexico. So it's, you either have cancer or somebody wants to kill you when you leave a job like that, you know? Well, so, but had you, so, and, and, you know, obviously you didn't, you didn't make that decision, but what were the dilemmas if you had stayed on, but refused to align with them? What do you think realistically would have happened to you? I'd probably put in a horrible job position somewhere all the way to the bottom and be pressured and pulled, pushed out anyway, in some way, shape or form. This is what happened. Would you have been targeted for a hit? Maybe. Maybe. Specifically, I knew I was going to be targeted if I said yes. So I left, I left, I left that same afternoon. A lot of questions were around my exit, you know, like, did he find a that involved was and he left because they weren't onto him or a bunch of rumors of that nature. What year was that? Yeah, that's 16, I think. No, seven, 16, 17. Yeah. I was, I just, I just lost my mother probably, like a few days before that happened. So I was going through a lot of, I was going through it. My mom had a lot of health issues and some psychiatric issues for, for the last years of her life. And I was basically a new father taking care of her. And also I had the job that I had. So I was spread thin and I didn't have a lot of, I didn't have a lot of options. Well, the seals say that's called stabbing the lifeboat. It's like, you stab the lifeboat, it's like, you got no choice but to make a decision now, right? So you stabbed the lifeboat, you turned in your letter. So what did you do? Well, it's funny enough, you say the seals. I had a, I had a friend that I met through some of the work that I did and basically conversations. Who's the Navy Seal Reservist and beautiful wife, Kelly, who we had developed a friendship over, over the years. And they offered me a place to stay if anything ever happened, basically. And something did happen. You know, you want to talk about who you're like, knowing who your friends are, you know, this is when you know who your friends are. It's fascinating how, how everybody goes away when you're, when you're not who you were, you know. I had already talked to them about this possibility of me having to leave and they offered a place, a place for me and my family to stay. And I'm married to an American. And my daughter's American. So in my mind, I'd never thought about myself going to the U .S. and living in the U .S. and doing all these things. So I didn't have a choice. They didn't even give me my liquidation money. Like it was that quick and fast. It was like, leave now. I crossed the border into San Diego and started my process that same day. Man, what about your home, your belongings, all that other stuff? Abandoned. Everything had abandoned. Everything was left. It was just me and my, my, my two and a half year old at the time in my arms and a duffel bag with, with just the essentials. And I crossed the border and I was, I was quietly sitting in an avocado orchard that same night contemplating my next move as a human being with my friend Dan who was giving me a shot of tequila. Well, you are an avocado orchard. What? You were in an avocado orchard. Yeah. I mean, it was, it was the quietest I'd been for over 12 years. I used to be on call and now, now you're not needed. Now I don't have anything. Now I'm naked, basically. I'm a naked skeleton sitting in an avocado orchard next to another weird naked skeleton too. If tequila's involved, there's a chance you actually were naked, but we won't ask. There was some nudity. There was some nudity problem at some point. Before we get too far down the road on this though, something that came out of your time, which is what we want to talk about now too. You have a site called edsmanifesto .com. A lot of great stuff there, but you started, you're doing some unique stuff now and it's based upon observations you made while you were doing the work. So let's talk about that. You started because obviously he ran into a lot of people that whether they're kidnapped or being restrained or people being taken against their will, you started noticing things. And one of them that I found interesting was there was a man cuffs and one of the other guys wanted to go, you know, whoop up on him. You said, no, no, no, wait a minute. Let me talk with him. Let me figure out how the hell did you do this? Yeah. Well, so I grew up as a street kid in a lot of ways. I skateboarded. I was very independent from like 13 on forward. Basically I've moved out of my house. Did I just hear a rooster in the background? Oh yeah. This is how you know. This is how you know. I kept thinking, wait a minute. I hear a rooster. This is on my end. There's a rooster next door. I grew up as a street kid, skateboarded and did a lot of bad stuff too because again, never dreamed about being a cop. So I had a lot of that in me. My mom was a devout Catholic and we grew up in my family's Guadalupano. So religion was very big. Golden rules and the 10 commandments were drilled into me basically. So never I took anything personal. I wasn't one of those guys. I was on an ego trip when I was wearing a badge or working. I saw humanity in everybody. I think two of the things that changed my life was my mom saying to me, nobody's against you. They're for themselves. You know, learn this and you will be better off. And my dad said, never let anybody own you. I think both of those things kept me alive during that time. Every time I would grab somebody and they would showcase something interesting, I would take a picture of it. I would write down some things or a video and I would share it with my people. You know, hey, look at this weird thing that I just found out. A burglar that we found who was breaking into these high value neighborhood places was utilizing expansion foam to drown out the sonic alarms outside of houses. And that was fascinating that they were doing that. So I wrote that down and took some pictures and shared them on a blog that I used to run, an anonymous blog that I used to run on Tumblr. It was called Ed's Manifesto. That's where it started basically. So not only was I writing some of these downs and having conversations with some of these criminals and some of these people that knew things that I was learning from them, I was also sharing it openly. When I say openly, I mean, I was posting some of these things online and like, hey, have you ever seen anything like this? And it'd be really like, oh, what's that? You know, slowly but surely that anonymous account gained a cult following. Then switched to Facebook and then Instagram. How long did it stay anonymous? It stayed anonymous for as long as I was still active. Basically, as soon as I started being a bit more known publicly when I started working for the governor of Baja, basically, and my face was on the newspaper every now and then because I was standing next to him. I'd show a little bit more of who I was and where I was, you know, when I left the job and went to the US. I mean, it was basically, I figured that I had to be a bit more public with it, I guess, because there was not a lot of other things I was doing. So I started being more in the open, showing my face more and talking a little bit more about my history while I was out. And it turned into a lot of training opportunities. People wanted to learn some of the things that I learned while I was down there. Well, let's talk about that for a second. I mean, let's talk about a couple of things that you discovered. What were a couple of things that when you discovered them, you go either like, oh, shit, that guy could have done that to me. At some point you ask, how the hell did you think of this, right? I mean, what did you do? It's the old trick we used to teach rookies to always make sure you look up. Where did a lot of burglars, you know, you'd get called out in the middle of the night. Where would they hide? They hide in the tree because a lot of times the cops wouldn't look up. They'd just look on the ground, right? That's kind of basic stuff. But what impressed you or how did you go about finding out from these guys? How did you think about this problem? What was the way you looked at the problem different than we were to enable you to figure out how to get out of handcuffs or flexicuffs or like using that sonic phone that you were talking about, that expansion phone? Yeah, I mean, my mindset first, not being allowed to and not being able to are two completely different things. You know, that's a red pill you take. These people have that red pill. They've been experimenting, utilizing monkey do monkey see experimentation, actually doing things live and seeing things and learning through experience. You have a cadet coming out or a police officer coming out who is trained to basically handcuff people in a certain way. And there are people that learn how to get out of these specific situations by learning through seeing somebody go through it and figuring out how to hide things, how to conceal things. We found a guy with a I seeing remember that and actually being the one that searched him, didn't find that. And for folks, we're on the podcast, folks can't see it, but you have held up like you're indexing your middle finger and it's like in the V. Yeah, so he basically cut off the ring off the key and put in superglued it in between his index and middle finger. He was handcuffed. You know, they did a shitty job handcuffing him. He didn't put him palms out and key way up like you should, but still he was handcuffed and he got free, couldn't figure out where that was. And through a conversation with him, he's like, yeah, so, you know, this is like, it's holding like, where did you learn that? It's like, ah, some weird Cuban dude showed me. Oh, cool. Where, where did he show you this? He said, oh, there's a, there's a few Cuban people around showing things like this. It's like, oh, that's cool. You know, what else did they show you? And he proceeded to take this clasp magnet off a face of this necklace that he had on. I think he was probably a Santero or some sort of Afro -Caribbean necklace that he had on for protection. So he takes it, he takes it off and it has a magnet clasp on it. So you can't be strangled with it. So he's smart about that too. He spun the magnet clasp on his finger and he said, put a key in your pocket. So I grabbed the handcuff key and put it in my pocket. And as he was basically sliding that magnet clasp around me, doing simulating, being up, doing a pat down, the key and the magnet reacted together. So he found a key that where it was hiding. So he said, if you want to want to search somebody and you're looking for something small and metallic, just a string of magnet on your finger. And you can basically carry with you a metal detector, you know, on your hand. If you're really worried about somebody hiding something of this nature. And I was like, okay, that's creepy. And I will take that into account. So I wrote that shit down and along with a lot of other things that I basically wrote down and stored and practiced and figured out for myself, a lot of these things were basically learned to then show to the newer guys that were coming on our unit. So I got to tell you, when I was a rookie police officer, Salina, Kansas, one of your rites of passage was they would do what they would it was called railing. They would handcuff you to the rails, you know, one arm on each side, because we had this stairway that went up to municipal court and there were these metal square rails on each side. Well, the way they'd always set it up is, you know, the lieutenant would call you and said, we're doing a weapons check. So, you know, they had the sand pit there, you empty out here. We had revolvers emptied out, hand it to them. And then the guys would attack you. And the goal was you had to resist. And this is back in the day when you could do that stuff. Well, I had been given a little bit of, I'd heard somebody talking about it and I said, well, if I ever got, if somebody ever got the drop on me and handcuffed me, what would I do? Well, we had, remember those old black leather boots you had them, they had the straps on the side, you'd wear them. Well, I took a, I took a spare handcuff key and I hid it inside of the straps of one of those. I cut a little thing and hid it down in there. Big mistake, my friends, because what I realized is when I, when I uncuffed myself and I think I'm feeling pretty smart, I got stripped down even farther next time when they handcuffed me to the rails, there was no hiding the key that I could reach anywhere there. Yeah. If you're going to do any trick like that only works once. There's no, there's no doing it twice. I mean, if it also, the rule is if they find one thing, you're naked. Yeah. If they find one thing, you're naked, you know. I wasn't quite naked, but let's put it this way. There was no way I was going to be able to hide anything. So a lot of the, a lot of the ways that these guys are learning is also through hazing rituals and hazing rituals. I know the US has been slowly kind of getting rid of a lot of them, but they have a place. I think they serve, absolutely. I think they serve a purpose. We got put through a lot and every now and then I hear some horror stories of people going through the military hazing rituals in the US and I'm like, we were actually physically beaten with sticks and punched in the face several times during our training. So the, but what I mean with the hazing ritual aspect of it, these guys are learning through experiences. When I started showing some of this stuff in the US, they would be like, Hey, did you learn this through your military training? Like, was this shown by you by some sort of specialty people? Like, no, these are all criminal. This is all criminal methodology that I'm learning. So why were they sharing that with you? I mean, you'd be surprised. Some people just want to talk. If you're not a piece of shit human being, give them a cigarette and allow them to make a supervised call to their mother to just tell them to not worry because he's not going to make it to home for Christmas. You can sit down with some of these people and learn some of these things. And also, if you don't know what you're looking at, you won't see it. So once you start delving into the site exploitation and seeing open laptops and seeing some of their browsing histories and looking at what they were looking at online, you start realizing how they were kind of looking at problems. We ran into a group that was abducting people at an industrial scale in Baja. And we got to see their laptops. One of them had an open laptop in the houses that, one of the houses that we found. And they were researching a civilian seer training in the United States. So they were researching how to get out of zip ties and basically fortifying their zip ties so that exploitation can be utilized on the zip ties that we're putting on people. Or they were seeing the proliferation of these plastic handcuff keys that were all of a sudden being put out. So they evolved their methodology so that when they would handcuff people, they would handcuff them and tie the handcuffs to their necks so they can lower them to get out. Because a lot of the businessmen and a lot of the people that were working in Baja at that time started getting counter -kidnap training from Americans or from Israelis. And it's an arms race. It's always an arms race. And I think what I brought new to the whole scene as far as training goes is I started getting involved in live conversations with some of these people to try and figure some of these things out. Very smart. It's led to a business for you now. It's more than a business.
A highlight from MilitaryFares.com with Scott Lara
"Scott Lehrer president of military affairs comm is a US Navy veteran taking his passion of traveling and serving fellow veterans He was recently appointed president of military affairs comm an online travel website giving deep discounts to veterans coming up next on veteran on the move Welcome to veteran on the move if you're a veteran in transition an entrepreneur wannabe or someone still stuck in that Trying to escape this podcast is dedicated to your success and now your host Joe Crane As a member of not -for -profit Navy Federal puts members at the heart of every single thing they do Find out more at Navy federal org Alright today we're talking with Navy veteran Scott Laura who is a president of military affairs comm Scott You and I've been in you know in loose touch for several years now You've been following the podcast like almost way back since the beginning if I remember correct Absolutely, just a huge fan of the podcast and appreciate everything you do Joe for our veterans and family members of veterans Yeah, so let's start off like we usually do take us back and tell us what you did the Navy Oh my gosh back in 1979 I was working at the Kmart camera department in Aurora, Illinois Just outside of Chicago and I was about to graduate from high school and my assistant manager there said Scott What do you want to do after high school? I said I have no clue, but I don't want to go to school You know don't want to go to college and he goes well join the Navy see the world Well, the problem is he didn't tell me that the world was 75 % water. So I joined the Navy When I went into Chicago to get all registered They said, you know, what do you want to be? I said, I really don't know and they said well What about a fire controlman? I said, well, I don't want to fight fires and the guy laughed He goes well about like being a radarman and it's like that sounds cool and they said, okay Well, you'll go to boot camp here in Chicago in a couple weeks. I said I'm going to San Diego They said you're going to San Diego cuz I mean I joined in set in September and it was starting to get cold So I went to yeah, I went to boot camp in San Diego at 79 then I went to a school at Damnet, Virginia Went up to Maine to get my ship the Morrison FFG 13. It was in three pieces in Bath, Maine They put it together. We sailed down to Boston and Was commissioned there went to Mayport Went to church there in Jackson, but here in Jacksonville met my wife I'm married 39 years to grown kids and two grandkids And so I love the Navy and all over the world Italy Spain France Panama Canal off the coast of Iran and Iraq and I love the Navy but I stayed in nine years It was just really hard on my wife with two small children So I got out and then I went on my entrepreneurial journey. We'll talk a little bit about that What was your transition like when you got out of the Navy you get a job right away? Was the entrepreneurship thing already there? Well, fortunately and the one thing I want to share with the audience. It's who you know, and You've got to be out there you and it's not even the internet It's just like who do you know? Because I knew some people and I was able to get a job with a division of driver's license in, Florida So I got out I immediately had a job I wasn't making a ton of money but I was an employee and I worked there and then I of course I got a couple other jobs to as Other things opened up. But yeah again for those folks that are listening to the podcast you got to get out there There's no one who's gonna promote you but you and you got to be professional. You got to look good You got to speak good and it's who you know, and I will just say for anybody listening reach out to Joe or myself We would both love to help anybody to to move into that transition the only thing I would caution you about is that a lot of people will try to come after veterans and say hey Join this franchise and you know 50 $100 ,000 and a lot of us don't have that kind of money A lot of us don't have time to go back to school Now a lot of guys do have the GI Bill or other Opportunities like that, but I always love helping fellow veterans get on the path to a good job and success Yeah, it's so true it's who you know and unfortunately if you've been in the military like you were for nine years You may not have a big civilian network But you might have a network of veterans that got out before you and keep in touch with them but I hear I've heard stories were like I applied for a thousand jobs and didn't get one response from anybody and it's like Well, that's pretty typical these online job boards most of the time you don't get hired from them unless you know somebody on the inside and Then you still got to apply through the job board and then because you know somebody your Application gets pulled and then you find your way in it's it's it's all about who you know Definitely one super secret tip. I'll share Joe is that veterans get one free year of LinkedIn premium so just go on LinkedIn you know let them know you're a veteran and There's lots of free courses on LinkedIn and that that's my secret. I mean, that's how I know people Being in the travel industry getting to know the CEOs of these travel of these cruise lines And once you're on LinkedIn and you reach out to them and be humble be nice. I am so -and -so and But again, the problem with the military is they really don't prepare us for civilian work We veterans think well just because we're a veteran or we work hard and we're dedicated. We should automatically get the job Well, the job market is so tight now that they're being very selective on who they hire Yeah, they want they want somebody to have all the qualifications that they already need They don't want to train somebody like the military always does train people from scratch In the civilian sector, they don't they don't have time to train you They they need you making them money from day one And but there are there are some good skills military guys have as far as you know The soft skills the leadership the motivation You know, they show up to work on time They're not late, you know, those kind of things can be huge Some some people like to view those things as maybe the givens of a typical good employee But if you don't have some of those basic skills that the job requires, it's it's really tough for civilian companies You know to hire you and bring you in because they can't afford To train people for months or years on end like the military does well Joe You make a very good point in addition to that guys. You can't go in. I want 80. I want 90 I want a hundred you may need to go in for 25 or 30 thousand get your fee You know be trainable be open listen learn and once they see that then you can go up But I think so many people Joe think, you know I deserve 70 80 90 100 and maybe your wife or your spouse wants you to make that money To bring it in but you got to be realistic absolutely As a member owned not -for -profit Navy Federal puts members at the heart of every single thing that they do Low fees and great rates resources to help you crush your financial goals 24 -7 access to stateside member service representatives with award -winning customer service earnings and savings of four hundred seventy three dollars per year by banking with us an average credit card APR that's six percent lower than the industry average a Market leading regular savings rate nearly two times the industry average I'm still with Navy Federal after 33 years and not going anywhere Navy Federal is insured by NCUA NFC you reserves the right to change or just continue promotions and rates at any time without notice Dollar value shown represents the results of the 2022 Navy Federal member give back study credit card value claim based on 2022 internal average APR assigned to members Compared to the advertising industry APA average published on credit cards comm value claim based on 2022 internal regular savings rate average compared to 2022 industry regular service average rate published by FDIC gov learn more at Navy federal org In a startling description the UN food chief warned the world with words knocking on famines door He called what we're facing a perfect storm of a perfect storm He's not alone parents published that a food shortage could be coming even in the u .s.
A highlight from Pastor Greg Locke
"Ladies and gentlemen, looking for something new and original, something unique and without equal. Look no further. Here comes the one and only Eric Metaxas. Hey there, folks. Welcome to Friday, which means I'm in California. I've never traveled this much. Chris, I don't know who I am anymore. I don't know where I am. It's unbelievable. I find it best to get a Sharpie with someone as busy as you are to kind of write it down on your arm so when you wake up in the morning, you know. You can just look over. Oh, Iowa. Thank you. Before I forget, in this hour, we're talking to our friend Pastor Greg Locke from the Nashville area in Tennessee. He has a book out. Very exciting. Yesterday, I was on the phone with my friend Ken Fish. And, you know, these are the two people, Ken Fish and Greg Locke, that are talking about deliverance and are involved in the ministry of casting out demons. Now, if you don't believe in that, you might as well say you don't believe in the periodic table or science. This is reality. If you've ever been around it, I defy you to tell me what you think is going on. But anyway, we're talking to Greg Locke and that'll be our one today. I'm not sure who we have an hour or two yet. It'll be somebody great. But it will be somebody great. That's the only thing I can say. And my hair looks like it was styled by Vivek Ramaswamy's people today. I don't know what's going on with my hair, so please try not to look at it. Yeah, Eric, it's very important. You don't want to go full Bollywood with your hair. It just will look too fantastic and terrific. That's what Vivek is doing. He's going full Bollywood. It's kind of like Elvis on steroids. Elvis, Prince, Jerry Lee Lewis is kind of a pompadour kind of thing happening. OK, but listen, we don't want to talk about that. We want to talk about the fact that I'm traveling so much. Why? I don't know why, but I will tell you next week I'll be in Grand Rapids doing an event at Cornerstone University. After that, I go back to Dallas, where I'm doing something Christ for the Nations. 7th. That's October Then I go to San Antonio. I'm speaking in San Antonio October 11th. Sorry, October 10th. Then I go back to Dallas. We're doing a number of Socrates in the City events, which are totally sold out. I'm sorry about that. But if you go to Socrates in the City dot com, you can watch it live. It's going to be October 12th live and you can watch it. I hope you will. I want people to understand that, you know, it can be fun to watch it live because it's not edited. So all the flubs and fluffs and a lot of cursing. I'm just being honest with you. A lot of cursing. We have some guests. It gets very wrong. It's very salty. But we edit that out eventually. But if you want to see it, if you want to hear it, if you've never heard. I was just going to say I now can just you tell it what you want to leave in. And, you know, if you want to keep in the word, you know, honky tonk, it will leave that in. But it'll it'll delete other words you don't want in there. So that's Socrates in the city dot com. You can sign up for that's that's the event we're doing on October 12th on October 13th. I'm going to stay there in Dallas, Fort Worth, and we're doing some Socrates in the studio sessions, one of which will be with the great John's Mirack. He has a book coming out called No First Amendment. No First Amendment. Sorry. No Second Amendment. No first. It is a book worthy of John's Mirack writing. So I'm glad he wrote it. So we're going to be doing a Socrates in the studio session with him on October 13th. It just gets crazy. After that, I go to Augusta, Georgia. I'm I'm reading this Augusta, Georgia, Houston. I'll be in Houston on October 19th. Johnson City, Tennessee. That's right. I'm going to Johnson City, Tennessee. From there, I'm doing a number of appearances where we're promoting the letter to the American Church documentary film. So I'm going to Albuquerque, going to San Diego. I'm going to the L .A. area again to promote that. Then I'm going to be in Omaha, Nebraska. Am I making this up? I'm going to be in Omaha, Nebraska. I'm going to be in Colorado Springs. I'm going to be in Rocky Mountain Cavalry Church in Colorado Springs. I'm going to be in Chino Hills with Jack Hibbs. It's crazy. And I actually ask you to pray for me because this is a very solid, crazy schedule that I will need. I need prayer support. And I believe in that. I know there are people who pray because it gets tough.
A highlight from Epsiode 4 The Hobo CEO with Marnie LeFevre Founder and CEO of Fempire
"Hello, and welcome to the Hobo CEO podcast, where we're talking all things business and entrepreneurship, including the highs and lows with a sprinkle of neurodiversity for good measure. I'm your host, Shaye Wiesel, neurodivergent serial entrepreneur, personal and business coach, author, researcher, and most importantly, a mother to one beautiful little human being. This podcast is all about sharing the entrepreneurial journey, as well as tips, tricks and advice from my guests to help you become the business owner and entrepreneur you've always imagined you could be, and you definitely can be that person. But before we get started, I'd like to acknowledge the beautiful lands on which I live and work, the lands of the Wurundjeri people of the Kulin nation. And I pay my respects to elders past, present, and to all First Nations people that are listening today. So let's get started. I'm so thrilled to have Marnie on the show with us today from Fempire, who is an amazing coach, but also for me, a huge mentor of mine. And I'm so privileged to have come across Marnie in the last six months in my business journey of transitioning from a not -for -profit social enterprise into a for -purpose company. So welcome to the show, Marnie. Thanks, Shaye. It's really beautiful being here. As I was saying, it's been such an honour, really, to have met you and to have been able to be welcomed into the Fempire and the sisterhood of supporting each other. And I think the last seven years has been quite lonely in a lot of ways as a business designer. Even though I had a board around me and I've had lots of volunteers, there hasn't been a real connection with other women in business that I was really missing, actually. And I didn't think, didn't realize how much it was missing until I joined the Fempire. And so I'm really glad that you've come on the show today so we can talk about how important it is to have that network of women and that support around us. But before we start digging into that topic, could you just talk to us a little bit about your amazing background? I mean, of course, you know, I was blown away with the Richard Branson story because I'm dyslexic and he's a big dyslexic leader in our community. There's more to your work than that. A little bit. There's still a little bit. So could you please share with us? Yeah, absolutely. I, first of all, I get what you mean when you say it can be really lonely as an entrepreneur in business. And I certainly found that with when I first started my own business within about a year, I was feeling very, very lonely because it's quite isolating when you're a solopreneur and you're studying. I started my business from my closet with two young children. And yeah, one of the first things I discovered was how lonely, first it's amazing and you're following your truth and your passion and you're finally doing what you really want to do. And then you realise you get to a point where you're like, okay, now I'm, I feel isolated and lonely and I need people to bounce ideas off and ask questions off. And that's kind of how Fempire got some of its purpose behind it from, but it all started out when I was a stay at home mum. I started my working career, as you mentioned before, working for Richard Branson in marketing and sales, and I then went on to work for other large corporates like British Telecom and others, I won't mention, it doesn't matter, but I always had multi -million dollar budgets to spend on whatever I want and fly wherever I liked and do cars and blah, blah, blah. So I was living the high life, so to speak, in the corporate world. And I was young enough that I hadn't really hit that glass ceiling yet, but I did know that when I had kids or I was brainwashed into believing something, that to be a great mother I needed to stay home and raise my kids. So I quit my job with British Telecom at the time and I headed into motherhood and gave birth to my beautiful baby girl, went as far as changing countries from the UK to the US, as my husband is American. And yeah, I would take the kids to the park and absolutely hate it. If I had to watch another Wiggles video, I wanted to stab myself in the eye, but I dispelled that. That hasn't changed. No. The Wiggles are a great brand, entrepreneurial brand, but no, yeah, Mashed Potato, Mashed Yeah, so it was a very difficult reality to face and I was very bored and lonely and frustrated. But I just kept telling myself, this is what mums do. This is how we need to behave and be to raise our kids, be there for our kids. So me being miserable and not really following my truth all came to a head when we had fires in San Diego. So we were in San Diego at the time and we had the kind of fires that we have here in Australia and Queensland. They're just out of control, devastating, about 250 homes were burned and we didn't live near the fire. But when you walked out of my front door, you'd put your arm in front of you and not see your hand. So the smoke was thick. So I remember hearing on the radio, if you have kids under the edge of one, you know, that might have respiratory issues, you should probably get out of San Diego. So son my was six months at the time, we had low level asthma in the family, so I decided to pack up the kids in the minivan, which by the way, Shay was another low in my lifetime. Very convenient, but not sexy, a bit like breast pumps. Anyway, they pack the kids up in the van and started to drive up to my friend's house in San Francisco. It was in the middle of the night because that's, you know, when the kids had slept and I hadn't slept for years. So I was happy driving through the night. And I saw as I went through LA fires on the ridge on the hill because LA were having horrendous fires as well. And I was driving along in this 10 lane freeway and the kids were asleep in the back and my vision started to go. And I had no idea what was happening. I thought it was food poisoning, you know, my stomach was upset, you know, I could see shapes past flying and sort of the only so, you know, of course, who were the first people I thought of? That's my two kids in the back. So I'm like, OK, well, I just have to get my kids to the side of the road. And I don't know if my vision, my thinking was that clear, but, you know, I just put my indicator on and started to gradually move over with horns and it's all very blurry now, to be honest, but made it to the side of the road, sort of opened my door, threw up everywhere. And yeah, I then the policeman turned up in the fight because in America you call 9 -1 -1 and everybody turns up and the firemen weren't busy enough, right? So, yes, I the the policeman turned up firemen in an ambulance and I ended up being taken off in an ambulance. And as they were loading us into the ambulance, my son was still asleep, as most men are through some major female dramas. Sorry, guys. I'm just joking. But but my little daughter was there and she was three years old at the time. And I remember they had given her a tiny little teddy to hold on to. And I looked over at her, I was strapped into the gurney and the first time I'd ever been taken in an ambulance or and she looked at me and she put a hand on my leg and she said, it'll be all right, Mummy. And I remember thinking in that moment, you know, what am I doing? You know, these choices that I'm making, I've literally put my kids' lives in danger, my own life in danger, I'm unhappy, I'm unfulfilled, I have no purpose. And I'm showing my daughter how to do the same, which was devastating to me. I thought this isn't what I want for her. If she told me how I was feeling, I'd be like, changed, go do something different. So that was a wake up call for me. And I decided, you know, once I sort of got myself back together, you see, Jay, I'd had a panic attack. It wasn't any bizarre disease that I just unintentionally caught whilst driving past a delay. I had had a panic attack. It culminated in, you know, starting to lose my vision and the rest of it. And it certainly happened in the wrong place, but it was enough to give me that slap in the face really to say, okay, something's got to change. So I went on to start, you know, long story short, I then went on to start my own business. I was in marketing and design. And so I could do graphic design. So I launched an agency literally from my closet. And I built that agency from my closet to a studio we built in the backyard because I still wanted to be very available for my children. And then we grew it into corporate offices. And then at some point, we sold it. And then I grew several other businesses all over the planet. Because I kind of hit this business building formula that if I just followed the bouncing ball of the formula that I hit, then most of the business would be successful. Sometimes they wouldn't because you can't always, you know, predict market conditions or you don't have enough investment to actually make it fly. But enough was successful that, you know, I got to a point in my life where I was like, okay, what now? What do I do now? And that's when I went into coaching and mentoring. And from there, I remember when I had had business coaches as a young mother, I just didn't get the help that understood me. I got help from middle aged white men, you know, lovely men that are trying to make a difference. But you know, when you're standing there with a kid puke on your shirt, and they're telling you you just need to suck it up and hustle, didn't really resonate, shockingly. So, so I ended up sort of discovering that women just needed to be coached differently when it came to running your own business and that we didn't need to conform to the way our grandfathers structured a business environment. And we didn't need to and we needed to talk about things like, how do we manage kids and all these extreme responsibilities that we still have and yet try to grow their successful businesses. Our failure rates are just massive, because we have so many responsibilities on top of, you know, which men just don't have, you know, intentionally or unintentionally, they just don't have, they have other problems and other pressures. And there really was no program and no help, not really out there for women in general to get their businesses from a female perspective off the ground still as powerful, still incredibly authentic, but to women, so that the women that I started to work with weren't feeling guilt and mother's guilt, God there's one, or frustration because, you know, people were trying to fit them into a nine to five box or any of those things, or gosh, I should be raising my family and not worrying about this business passion that I have. So yeah, I launched FEMPAR after that, and now we train women business coaches like you, who have had experience as business owners and know what it's like to teach a female focused way of, you know, creating a business that has impact and passion and all of the things, as well as you do it on your own terms as a woman and around all the demands that you face. And we also sort of show you, the sisterhood is great because it helps you to not feel alone and not really think you're going crazy and just have that support, like it's okay, you know, things feel hard now, but they will improve, I promise, and just a nurturing vulnerable environment is what women need to succeed. And that's what we've tried to create at FEMPAR. And I think we've done it, but I guess time will tell. So yeah, I thought that was a long story, but yeah, that's my story. No, it was great. And even though you said it was the wrong, getting unwell on the freeway was the wrong timing, it was the right timing from the universe's perspective, I guess. Oh yeah, well being in a van was not the best timing to have a panic attack night. But I obviously needed that huge kick up, because I wasn't listening to my inner intuition. I wasn't listening to that higher voice that says, you know, you're unhappy change, that you don't need to feel this way. I was listening to the collective community of judgment that not only men have for women who are mothers, but women have too. So yeah, I needed that big scare to actually change. And so I hope everyone listening now takes my story into account and says, right, I'm not going to wait till I get into a scary situation. I'm actually going to change now. Yes, because the body tells us constantly. We have to listen to it. Your body is your greatest teacher. It stores all of your memories and all of your pain and all of your learnings and all of the things. So yes, when you're not listening to that, you're doing yourself the greatest disservice possible. Yes, it's amazing how often it's talking to us and we don't listen. But I was thinking about when you were talking about having puke on your, baby puke on your top and men telling you what to do, I was sitting there the other day and Ava had weed everywhere because we're trying to toilet train and then you're about to go into a meeting and I just stopped and I thought, how do you manage, how do you just, how do we transition from pee all over the floor and then you've got to walk into a meeting and there's crap everywhere. And I think, oh my God, sometimes I wish I wasn't working from home because you could just, you don't have that, that intensity of family life and your office. Yeah, that is the tough juggle. That is a really tough juggle. I remember being in important meetings and, you know, my kid would come crying into the room. Actually, I'm working from home today, so my dog is likely to bark at any time, but my kids are grown up now. But yeah, we just don't, but I think women are great at embracing that sense of understanding that we cannot control everything. Women are more, so if I was to talk about masculine and feminine energy and the energies that we sit in, I talk about this a lot, you know, when I'm speaking from stage or talking to entrepreneurs, female energy, you've got to think about as curved lines. So if we were following a map, we'd be taking the scenic route, we'd be, we'd be looking at the creative scenic route. And this is in men and women, feminine and masculine, and then the masculine energy is all those straight lines that control that. And we need those two to structure our business. We need that masculine energy, but what you're talking about is just the complete chaos. And that's when we really do have to sit in the feminine and just realise that there is no controlling the situation. The only thing that we have any control over is our mind. And so if we go into that downward spiral of, oh my God, this puke on my shirt or this wee on my shoes, and is, you know, ridiculous, and I have to step into a meeting, then sometimes we can bring the humour to it and just realise that, you know, as women, we're doing the best we can. And we choose to be home with our gorgeous children. And sometimes we're going to get puke on our shirts and wee on our shoes. And it's all part of life and business. There is no separation. When people say, how do you get balance? I'm like, well, it's all life. It's all messy. It's like a ball of string, just, it's just in moments, just separate your moments and realise that just because that moment in the bathroom with the wee everywhere happened, doesn't mean the next moment has to be as chaotic and out of control, as long as you put that first moment down. Does that make sense? Yeah. Is it also at all? I don't know. Yes. As you were talking, for our listeners, this isn't just a therapy session for me. It might sound like it. But as you were talking, it was making me think about the masculine and feminine. And I don't know, sometimes I think I'm fearful of sitting in the feminine space. I don't know if it's because I'm an older mum or I'm so, sometimes my partner will say just so fixated on trying to get the business up and running really well that maybe I'm crushing the feminine side a bit instead of just laughing and enjoying the chaos. I'm like, no, I've got to get into this meeting. I've got to be, you know, on point and I can't deal with this wee right now. And again, the humour of the situation comes up. So we always have to keep our sense of humour, but always sitting in, so you said always sitting in the masculine world. Maybe I am. That is, you know, people become afraid of that and they say, well, if I'm good, it's your, you said, I don't know if it's because I'm an older mum. It's not that at all. It's your conditioning. It's the same conditioning I was up against with, I must be a stay at home mother to have a successful thriving family. That conditioning says to us that we must sit in our masculine and be strong and confident all the time and control the chaos to be successful at business. And that is so not true. I mean, there'd be plenty of men out there saying, God, my life is chaotic all the time. The control, we do have a need the modicum of structure and control, sure. And you needed to just pull yourself together and get on with that meeting and do the best job you could in the moment that you had, considering you'd just been weighed on. But it's not, that's a perfection syndrome that you're running. That's a, to be a good female business owner or good business owner, I must control the outcome of everything that I do. But I think, and this is a great segue into what we were, I'm going to discuss today, which is authentic leadership. You have to even going into that meeting. So when I would have chaos like that, I literally would sit in that meeting going, listen, my daughters has just wet herself all over the bathroom floor. I just need to take a moment and then we can move into what we need to talk about, depending on what the meeting was. Because I realized that the more I just spoke about real life as a female entrepreneur and as a female leader, the more I would break those boundaries and then smash that judgment. And you know, people judge me, but I had a thinking, I cared, to be honest, Shay, it was tough, but someone's, somebody's got to do it, right? You've got to sit in there and, you know, in FemPy, we talk about having your period and how that affects your hormones, affect your productivity and your decision making and and menopause children and all, just all the realities and unfortunately that women are shamed for in business. So I think to be an incredible authentic leader as a woman, we have to call these things out. We don't have to make it about us and we do have to have boundaries, but the vulnerability of being in business and all the chaos that comes with that as a working mother or a entrepreneur mother or working from home or whatever your MO is, is just a reality of life that we've all got to stop burying to sound like we're good enough, because we're already good enough.
A highlight from Dennis & Julie: Exciting versus Enduring
"Hey everybody, Dennis Prager with Julie Hartman, Dennis and Julie. One of my favorite hour and 12 minutes of the week. Me too. Isn't that amazing? Yes. And what's also amazing is that we actually do probably three or four Dennis and Julie's a week that are not recorded because we talk on the phone so often. And sometimes, I don't know if you think this, sometimes when we're done speaking, I'm like, wish that were recorded. Really? Yes. That's an interesting point. But you know what's also great? We are very personal on this show. There's really, I can't think of many things that we talk about privately that we wouldn't talk about publicly. I think people understand that. That's why that guy called me and I've talked about this a lot, said, I have a great word for you Dennis, transparent, because I decided early on in my career that as unnatural as it seems, because people obviously hide parts of their lives from others, I thought I'm going to hide as little as possible. That's why people say to me more often than any other things when strangers meet me, you know, I feel like I really know you and I'm sorry and I say, you do. I can attest to that as someone who knows you off the air as well as on the air, listeners really do know you. It's also just easier being transparent because I can imagine that it's difficult to have to think, oh, did I say that? Should I say this? That's right. It's just kind of your default. It's like it's easier to be faithful than have an affair. Aside from all the moral issues and the hurt of my spouse, all of that stuff, putting aside that they're all real. A major reason not to have an affair is because of the amount of hiding you have to do and lying. It is not possible to have an affair and not become a serial liar. Well, one lie begets another lie, which begets another. It has to. I mean, if you say I was at the doctor's and they say, how was it? And then you go, yeah, let's say your wife runs into the doctor. You know, like it just it's this tangled web of of deceit that's I can imagine difficult to keep up. You know, in that regard, it's amazing how our conversations just developed. So I'm going to say something that will strike people at the outset as odd at best and maybe even bad at worst. So when I meet somebody who's having an affair, because people open up to me, in most instances, my first reaction, I may know more and change my reaction, is I feel bad for them. I obviously feel bad for the spouse, that's a given. But my sense is, and by the way, I believed this when I was your age, well before I was ever married. I sensed that most people who have an affair, it is not because they're bad. And oh my God, I can't believe I'm saying this to you. One of my favorite Bible commentaries is by Richard Elliot Friedman. He is a brilliant scholar, University of California, San Diego now. I think he's at the University of Georgia, a major biblical scholar. And if I say that, you can believe me because I know my Bible. And he's written a commentary on the Torah, which I love. I love it. And obviously I'm writing my own. So I refer to his. Under adultery, in other words, the commandment, thou shalt commit adultery. He wrote, I wish I had the entire, I could find it, but we don't have breaks during Dennis and Julie, but I would like to read it exactly. But he wrote, and I just read this to my synagogue this past Sabbath, I read his line about this. That good people commit adultery, and he italicized good. And I thought that this guy's human. And I've been faithful, so I have no self -interest in this. But to assume that everybody who commits adultery is evil is beyond simplistic. You commit murder, okay, if that's not evil, you could say, well, you could say a good person could commit evil, could commit murder. It's a bit of a stretch. It could happen, but generally speaking, that's not true. But anyway, good people who commit adultery, and by good, I mean the non -serial adulterers people who just go from affair to affair, I have no defense of as a human being. You mean like a one -time thing? Yes, or fell in love. If somebody falls in love with somebody else while married, it usually means there's a lot problematic in the marriage. People in love with their spouse don't fall in love with another spouse. Okay, this is such a good topic, and I want to pause and say what we always say. We had no idea that we were going to discuss this. I love that about this show. It just blossoms. Because it's real. It's real, and it's incredibly spontaneous. Okay, a lot of questions. This is where I'm going to evoke the, what do you call your radio show, the Human Laboratory? This is where this is particularly useful. So most people who tell you about their infidelity, I'm assuming most of them are male? Or is it even? Yes, that's correct. What would you say the percentage is? Of those who tell me? Yes. It's high. It's 75%. Male? Yeah. Okay. And usually, do they tell you that they're unhappy in their marriage? Yeah. And what is the most cited reason for the unhappiness? They don't feel loved by their spouse. Loved in what way? You're tough. I'm not trying to be tough. She is tough. All right. Maybe, okay. You don't want to go there. No, no. There's nowhere I don't want to go. Anyway, even if I don't want to go, I go there. That's true. So, okay. For the record, generally speaking, a man who feels sexually fulfilled with his wife is going to stay faithful. This is so foreign to women that they just have to take my word for it. That's not how women think. Women do not have affairs because they're not sexually fulfilled by their husband. Some might, I fully acknowledge, but they don't feel emotionally fulfilled. That's much more a woman's reason, and I have just as much sympathy for her as for him. It's not, all I'm saying is, and I don't even remember how we got on this, but it's amazing that we did. How did we? Yeah. It's funny. I usually remember the genesis of a subject, but all I'm saying is when I meet people, my first reaction is not, wow, that's evil. If I met a murderer, yeah, or not even a murderer. Frankly, doctors who give hormone blockers to 10 -year -olds are doing evil. I have much more contempt for them than for somebody who had an affair. Okay, so let me ask you this. Let's say you got a call from a guy who was five years into his marriage. He has three or two young children, and he calls you and he goes, Dennis, I am not happy in my marriage. It's not awful, but I'm not happy, and I have my eyes on another woman. What do I do? Do I stay in my marriage that's unhappy, or do I leave because I'm unhappy? I'd say do everything possible to make yourself happy in your marriage, which by the way involves obviously working it through with your wife, but it also involves working it through with yourself. So, I'm a guy's guy. I'm male as as they come. So, men really relate to me. Happily, a lot of women do too, but it's not the same thing. Male -male is not the same as female -male. Okay, so I understand men really well, and I explain men to women. So, both sexes have to adopt the Prager notion of not having too many expectations. I think it's fair to say, nobody says this, because sex is ironic. We have a sexually drenched society, and yet people never talk honestly about it. That is very well said. It's mind -boggling. It's mind -boggling. You're so right, and people get upset when you talk about it. That's right, because I'm honest. So here is something I would say to men, guys, just know you are not going to have the sexual life you fantasized in the vast majority of cases. It's just the way it works. You mean when you get married? Yeah, when you get married. I'm sorry, that's right. I wasn't clear. Yes, when you get married. And therefore, you enjoy what you have. Now, obviously, I'm not going to give it a time factor limit. It's different when you're 25 than when you're 55 or 75. All of that is real. But I remember when I was in high school thinking, wow, to be married, you have this woman anytime you want. Oh, gosh. Such a male thought. Exactly. This was worth the entire broadcast. My comment and your reaction? I think I represent all women. Yes, exactly. Watching and listening. And I represent all men. That's the point. So that was my fantasy in high school. Oh, my God, it must be the greatest possible situation being married. She's there whenever you want her. So men… I just looked at the camera. So men have to understand it's not going to be that way. Are there exceptions? I'm talking in general, of course, there are exceptions to every rule in life. So I really ought to, if I had the time, I would write an advice book to men. Oh, you really should. Who is it? George Gilder wrote that man book? That man book? Sexual Suicide and the Naked Nomad. He deeply influenced me. So, men need to understand… By the way, we all need to understand… I don't know what women's fantasies are about marriage. Her fantasies are not likely to be fully realized either. So it's best probably not to have fantasy… I don't care if you have fantasies, it's fine to have a fantasy life, but in the sense of directing you in your emotional reaction is not a good idea. And in your reality, it can't direct your reality too much. That's right. So I have told men, I'll tell you where I feel for men. And that is, if they're married to a woman, I'm just talking the sexual arena now. If they're married to a woman who doesn't take care of herself physically, that's given the power of looks in the human species, it's the female that attracts the male. I know there are gorgeous men who attract women, but most men are not gorgeous. What attracts women to men is not that they're gorgeous. they're Certainly when reached by age of 30, a high school girl is going to go, Oh God, is he gorgeous? Oh God, you know, that's fine, it's part of life. But one of the biggest ways you show you love your husband is by taking care of yourself physically, trying to look good. And the proof is you tried to look good when you dated. Why did you stop trying once you got married? That's not fair to him. You're right, and it's not fair when men have B .O. and also don't take care of themselves, which I know you recognize. No, of course, but that's not the same thing. The B .O. holds for both, but looking gorgeous or as gorgeous as you can, I mean, looking cute. In peacocks, the male attracts the female. In humans, the female attracts the male. It's just the way it works. And if she succeeds in doing it, he gets aroused and they make the next generation. That is how human sexuality works. I really love what you said a few minutes ago about we live in this over sexualized society that also gets so upset when people like you and me talk about sexual matters, not to overhype our importance, but people who are brave enough to talk about sex within with a Judeo -Christian good values worldview are so valuable. I don't understand. Yeah, but a lot of them do, but they're not real. A lot of the religious people who talk about sexual matters are not rooted in the real world. So what is an example? Masturbation. Wow, welcome to Dennis and Julie. But the proof is nobody feels that they can talk about it. Yes, that's true. I mean, I debated a guy, very religious guy, seen by hundreds of thousands of people on the internet. He said, masturbation is evil. And he's speaking from a religious point of view. Evil? I said, I looked at him and I said, evil? I mean, if he says it's a sin, fine. Every religion has a whole list of sins. But evil? And I challenged him. I said, are you serious? It's evil? I mean, child molestation is evil. Genocide is evil. I know. Masturbation is the charge. Of course it does. So religious, you're right about the Judeo -Christian values perspective. Unfortunately, a lot of religious people have made religion look silly and people have therefore rejected it. You know, you're right. I think a lot of people point to something like that and go, that's just, that's too far for me. It's too far, exactly. It's difficult, the job of being religious, because you obviously want to promote good values, but you also want to be real and recognize that there are certain thoughts and proclivities and actions that a lot of human beings partake in. And so it's about mitigating the, I was going to say mitigating the harm of those, but allowing them to happen as long as they don't go too far or as long as they're not harmful. Yeah, that's right. So people should read a book by an Orthodox rabbi, Shmueli Boteach, who's a well -known rabbi, B -O -T -E -A -C -H, in English, Boteach, but it's pronounced Boteach, and it's called Kosher Sex. It's a great book. That's a good title. Great title. And whole his thesis is, you keep sex within a marriage, but within a marriage, do whatever the hell you want, providing the other person agrees, obviously. And, you know, as raunchy as it may sound to the outsider, if you two agree to it, the only restriction is that it's not with another. You know, God, of course, I forgot my train of thought. I just I really marvel at how real this is. And sometimes when you make these comments, I think, God, he is gutsy. He really goes there. You know, I am gutsy. I want to tell you, this is very revealing about me. People will take it for what it's worth. I decided very early in my life, if I want to do good in this world, that's all I've ever wanted to do. I will not shy away from putting myself out there and knowing I'm going to get slapped. And that's the reason I do it. It's not fun to talk about masturbation, but I know how many people are traumatized by the message you're doing evil. And it makes religion and God look bad, and I don't like that. Mm hmm. And here's the thing, also, it's uncomfortable to acknowledge, but it's the truth. People do the like I mean, this is the whole point of the conversation. People do these things. What are we going to pretend like they don't exist? We have to deal with them. And I think it's cowardly to run away. Look, I have told you, Dennis, that I grew up in a house that didn't talk about these matters. And I'm grateful, actually, because I think there are certain boundaries that ought to be respected. And I there's a time and a place to discuss things like this, but we do have that forum to do it. And I don't understand I don't understand when people deny reality. We are seeing the harm in the United States today of denying reality, including in the sexual arena. I mean, that's this whole hookup culture thing by by contorting reality to make women believe that they want sex as much as men is harming women. Plain and simple it is. Is it uncomfortable to acknowledge the reality of males extreme sexual proclivities? Yes, but we have to because we're seeing the consequences when we don't. So I applaud you. And I do think sometimes I'm like, wow, he he's really going there. He's gutsy. But but people need a good role model for these matters. Well, you don't make a good world if you're not gutsy. True. You can't build a good world on cowardice. And it's so hypocritical because people people have sex. People do these things. And I don't I don't I dislike the people that that are on some kind of moral high ground when they talk about this stuff. It's like, please, you do it to your human being. Don't act like you don't partake in these things that you decry. Right. And some of them probably don't. But my question is, are they better human beings in general? You know, I talked I said to you what Richard Elliott Friedman said, that a lot of people who commit adultery are good people. It's because it's it's weakness more than anything or or something else. I'm not talking about serial adulterers.
A highlight from ANTI BITCOIN BOB MENENDEZ CHARGED! SEC GARY GENSLER DOESN'T LIKE THE LAW (CRYPTO NEWS)
"Welcome back to the Thinking Crypto Podcast, your home for cryptocurrency news and interviews. If you are new here, please hit that subscribe button as well as the thumbs up button and leave a comment below. If you're listening on a podcast platform such as Spotify, Apple or Google, please leave a five star rating and review. It supports the podcast and it doesn't cost you anything. Well, folks, we got very interesting news, which I'm sure many of you may have heard in the mainstream media, and that is Senator Bob Menendez has been charged with bribery and a whole bunch of other crimes. And you may say, well, Tony, why are you talking about this? Right. Well, folks, Senator Bob Menendez, who is a Democrat, he introduced a bill back in 2022, which would help to stop Bitcoin adoption in El Salvador. And he was citing that the adoption would open the door for money laundering and corruption. Wow. Talk about hypocrisy, folks, right? This guy all along for a very long time, his track record, he's been accused of doing a lot of shady stuff and now he's being charged here. The folks at Bitcoin Archive said the senator who said Bitcoin can open the doors of corruption in El Salvador was just indicted for corruption by federal prosecutors who seized one hundred thousand dollars in gold bars and four hundred and eighty thousand dollars in hidden cash from his home. So politicians those who are often very loud and screaming against crypto are the ones who have a lot to lose and a lot to hide, who are probably doing shady stuff. For example, Elizabeth Warren, Brad Sherman, Gary Gensler, right? I'm sure they've got some really nasty stuff in their closet. And some folks have shown that Elizabeth Warren has a net worth of seventy three million dollars. And of course, her salary is just like two hundred and eighty thousand a year. That's a great amount of wealth she's accumulated from just a senator's salary, right, folks? But we know the game, right? This is why we got to keep fighting and we got to expose these corrupt bureaucrats and politicians like Elizabeth Warren and Brad Sherman. We know they are puppets on the string doing a lot of the bidding of the tradfi incumbents and people who would love to kill crypto and not just even kill crypto, but just stop or kill the startups and allow their banking buddies and Wall Street buddies to come in and take over. So I'm glad these folks are getting exposed. And President Nayib Bukele, who, of course, he's the president of El Salvador, he tweeted about this news. He said, this is the guy that called for an investigation against us. He ended up being charged, period. So I'm glad he's doing a victory lap there. Now we got some interesting news about a library in the SEC. So we had reported just about a week and a half ago or two weeks ago that library was going to file an appeal. And this is based on the Ripple lawsuit outcome. Right. It makes sense. We have new case law with XRP, so it makes sense for them to appeal. And the First Circuit Court of Appeals in Boston has directed library to file its brief by November 1st, 2023. Now of course, this is no guarantee they're going to win. But the point is, we want to put the pressure on the SEC and Gary Gensler. We want to expose them for their lies, hypocrisy and much more. So I'm glad library is doing this. Attorney Jeremy Hogan highlighted a video here with Gary Gensler being interviewed. And it just shows his hypocrisy that he doesn't care about the law. He just cares about his own power and his next job. And it's no wonder Judge Sarah Netburn said the SEC has no faithful allegiance to the law. So he says the crypto space is full of hucksters and noncompliance. Well, the reporter asked them, would anything a court says change your mind? Great question. Gensler said, well, no, not really. And of course, he looked very shaky. He's losing confidence. And Attorney Jeremy Hogan said, you can't make this stuff up. So clearly, this man has no respect for the law. He's just making things up as he goes. It's about his show, his power, his ego. And we can't have that, folks. This guy's supported by our tax dollar. He should be kicked to the streets. And I'm telling you, I hope that Coinbase mops the floor with his buffoon and the SEC so that he has so much pressure on him. He's forced to resign. I'm hoping that happens. Now, Stuart Aldarati highlighted that same video. And here's what he had to say. What's most concerning to me and should be to you in the full video clip, this is the shocking admission of an unelected bureaucrat that he won't respect the decisions of the courts. So I'm thankful for the judicial branch and the balances we have in the government that a corrupt scumbag regulator like Gary Gensler, as much as he can go around saying all kinds of nonsense and nasty stuff, he has to respect the courts in a sense of what they put out there. Right. The SEC has to abide by that. Now, he may not personally agree, and he can, you know, like in this interview, say, oh, no, I don't agree with anything. But at the end of the day, if he takes a loss, he takes a loss. Right. So we got to keep fighting. I'm hoping the industry keeps fighting back as well. Now, quick word from our sponsor, and that is Uphold, which is a great crypto exchange that I've been using since twenty eighteen. I've interviewed their CEO and many representatives so I can vouch for this platform. They have ten plus million users, two hundred and fifty plus crypto currencies, and they're available in one hundred and fifty countries. You can also trade precious metals and thirty seven fiat currencies so you can switch between these different currencies and crypto and precious metals at a click of a button. So it's a unique platform and they've been around for a long time. Once again, I can vouch for this platform. So if you'd like to learn more, please visit the link in the description. All right. Let's move ahead. Caitlin Long was at Mainnet and she was tweeting out some of the statements coming out of Mainnet. I was at Mainnet yesterday and I met her. I tweeted out a photo of us together. I was supposed to go on Wednesday as well, but I wasn't feeling too hot. So stayed home that day. But, you know, there was a lot of folks there. And Brian Armstrong, CEO, was there. He said the Biden administration has been terrible for crypto. Well, that's to say the least, right? That's an understatement. They've been horrendous, in my opinion. Caitlin also highlighted that 61 percent of pro -crypto voters actually this is she's highlighting what Chris Lee Hain had to say, that 61 percent of pro -crypto voters in 2020 voted for Biden. Democrats are at risk of losing them in 2024 due to anti -crypto policy. Absolutely right. And these Democrats are shooting themselves in the foot. Patrick Hanson of Circle highlighted the following, that the euro stablecoin, obviously Circle issues USDC, but they also have the euro stablecoin and it's now EURC instead of EUROC. So just an update there. So the euro coin is now EURC. So just heads up on that, folks. And I want to highlight something I tweeted out today, and I think it's important. And, you know, all emotions aside, all feelings aside, I was highlighting that I'm very bullish on Ethereum for the 2024 -2025 bull market. Now this is, once again, all emotions and feelings about Bill Hinman and Joe Lubin aside, I still want those guys to be held accountable. But as for the token and the code, it's getting adoption. And I highlight that PayPal is building their stablecoin in Ethereum, right, PYUSD, Citibank's token is built on Ethereum. JP Morgan is working on a deposit token, which is built on Onyx, which is a permissioned version of the Ethereum blockchain. Coinbase is obviously launching base, which is their layer two for Ethereum, or they have launched it, I should say. And there's a rise in institutional ETH staking. So I'm very bullish on ETH and this type of news, these facts now, not my feelings, not my opinions, but these facts of adoption from very big companies and brands has me very bullish on Ethereum. I obviously hold ETH in my portfolio. I stake it and I continue to buy the dip, not financial advice. You should do your own research. And obviously I'm not just bullish on ETH alone, but just there's been a lot of adoption. And I want to highlight that because it's about facts, not feelings now. And I'm bullish on Bitcoin, XRP, Chainlink and many other tokens. Let's talk about Core Scientific, which is a Bitcoin mining company. So Core Scientific sealed $77 million Bitmain deal for 27 ,000 Bitcoin mining rigs. The deal was first finalized in August with Anchorage as another party agreeing to an equity stake in the bankrupt crypto miner. So one of the key things is that BlackRock also gave them a bit of money. Guys, this was back in 2022. So it's kind of like to the Victor goes to spoils where Bitmain was in trouble and then a whole bunch of folks started coming in to grab up as much as they can. So the deal between the two mining companies will see Bitmain supply 27 ,000 Bitcoin mining rigs for $23 million in cash, along with $53 .9 million worth of common stock of the bankrupt firm. Apart from the mining hardware purchase deal, Bitmain and Core Scientific have signed a new hosting agreement to assist Bitmain's mining operations. The deal was finalized in August when a court filing highlighted Bitmain's plan to sell mining hardware in exchange for cash and equity. As part of Core Scientific's restructuring plan, apart from Bitmain, the restructuring plan also included Anchorage. And you guys may have seen my interview recently with the president of Anchorage and the co -founder of Anchorage, Diego Monica. If you haven't seen that, be sure to check it out. It says here, restructuring plan also included Anchorage, BlockFi and mass mutual asset finance. Apart from Anchorage, all other three firms chose a mix of cash and equity options to settle their claims. The expansion investment plan by Bitmain will come into force by the fourth quarter of 2023, pending approval from a judge. Once approved, the hardware will potentially add 4 .1 exahashes to Core Scientific's hash rate. The two crypto mining companies all have also agreed to work together to upgrade Bitmain's last generation miners hosted at Core Scientific's data centers to further increase the firm's productivity. So, folks, Core Scientific, I will be potentially interviewing the new CEO and I'll let you guys know when that's coming up. But I want to definitely get into the details here and what BlackRock is doing with them in addition to Bitmain. So I'll definitely be asking those questions once I get the interview locked in. But, you know, a lot of companies are preparing for the Bitcoin mining next year. And many of you may have seen my interview uploaded earlier today with Fred Thiel, who's the CEO of Marathon Digital Holdings, and Marathon is working with a sovereign wealth fund. So, folks, there's going to be a lot of capital coming to the market. You're going to see a rise in demand for Bitcoin as the spot ETFs get approved, especially around, you know, BlackRock spot ETF and Fidelity and so forth. So I'm very bullish, you know, like I've been saying, we are in quantitative tightening, fighting inflation, rates are high, but this will end right as it has historically boom and bust cycles. The Fed will eventually start its QE again. They're going to start printing money, global liquidity will go back up and we'll be back in a bull market. We just have to be patient, dollar cost average where possible. And, you know, don't look at the price every day because you'll drive yourself crazy. And, you know, it's very volatile. Sometimes it's moving sideways. It's very boring. And I know that's tough. But just, you know, take your positions, obviously do your research, take your positions and just be patient and then, you know, watch what these players are doing. Right. Not so much the price, but watch what the players like this are doing, who's investing, who's building, who's raising capital and much more. So that's what I'm looking at. And that's why I build this podcast to share the news, because, you know, this is not going to make mainstream news. This is not going to be on CNBC, Fox or CNN or whatever it is. Right. And a lot of people are not paying attention. But I'm glad I'm here early. If you are here early, pat yourself on the back because there's going to be billions of people coming in buying Bitcoin and other crypto at a premium and they're going to go to BlackRock and whoever else. Right. But you and I are on the side of smart money. We are on the side of BlackRock. We are on the side of Fidelity. Right. Accumulating the lows. And then when the bull markets come back, then, you know, the herds, the herd who watch Jim Cramer and listen to Jim Cramer will go by. And that's when I'll be taking profits. And I'm sure many of you as well. So once you understand the market cycles, both for stocks, even real estate and obviously crypto, you know, you can make money, folks. And that's what I had to learn. I had to unlearn the mainstream media finance and listening to Jim Cramer and all these things. Right. And study the charts and understand the market cycles and know when to buy and when to sell, because all those things, you have to be a contrarian. Right. You've got to go against your emotions. You've got to go against the herd mentality. And that's hard if, you know, all your life you've been trained to go with the herd. Right. From television and media and all these things, you have to unlearn that. And once you get it, boy, it's pretty sweet. Right. To be able to make a nice return, make nice money. And obviously you've got to diversify. I diversify into different tokens, into stocks. I've often tweeted and sometimes shared, you know, my positions. Recently, I told you guys I bought PayPal because Jim Cramer said to sell PayPal. So I bought PayPal. Right. I know it's not going to be some quick flip. It may I see I may see some nice returns by next year and that's OK. I a am patient investor looking to build wealth for me and my family. So anyway, guys, that's my approach. Let me know what you think. I would love to hear what you guys think about this news. Leave your thoughts and comments below. Hit the thumbs up button. Hit the five star rating on the podcast platforms. Don't forget to check out the merchandise store. Link will be in the description. Thank you for your support. Thank you for listening. And I'll talk to you all later. Thank you.
A highlight from John Zmirak
"Hey there, folks. Welcome to the program. I believe it's Monday. Chris, is it Monday? Check your watch. It is Monday. It's Monday. First of all, we decided to start the week off with a bang. His name is John Zmierak. Everywhere I go, people say, I love John Zmierak. I love John Zmierak. I say, you're welcome. Zmierak is awesome. We're going to talk to him about everything. He's like a human kraken, I like to say. Yes, like a human kraken. It has to be released carefully and not too often. We got Zmierak coming up. A lot of news here, folks, before we get to John Zmierak. Of course, we're going to talk to John Zmierak about all kinds of news. I'm not sure who we have in an hour or two today. It might be Rosario Butterfield, who has a new book out. And we have Jennifer Morris as well. It might be Jennifer Morris, who has a book out. Oh, my gosh, we got some heroes on this program. It's such a privilege over the years to have gotten to know these wonderful people and to have them on this program and to bring them to you, my listening audience or viewing audience, if you're watching this on on Rumble or or whatever. But OK, some big news. I believe I mentioned it last week, but my book Letter to the American Church has struck a nerve around the country. Thank God. And people are giving it to their pastors. And this has been going on for a year. I've never been busier, which is good and bad. So please pray for me because it's a stressful time. But the wonderful news is that a documentary film has been made called Letter to the American Church based on my book, Letter to the American Church. The trailer I saw the trailer the other day I was with Charlie Kirk at TPA USA Faith at a pastor's conference in San Diego. And I just want to say that the trailer is shorter than the film, but it's intense. And everyone raved about it. And I'm very excited about this. If you want to see the trailer, we if you get my email, which is the Eric Metaxas dot com, the newsletter, I'm pretty sure we sent it out this morning. It did go out this morning. You can also go to Letter to the American Church dot com as well. And we will be I'll be posting it on Twitter, probably on Instagram. But it's so exciting to think that the message, which I want to say is not my message, folks. This is what I believe God is saying to his people. And we are just his vessels. But it's about waking up the American Church in the way that the German church did not wake up in time. And that's a big deal. It's a very big deal that we would kind of act like, well, weird stuff could happen in the past, but, you know, everything's cool here. No, everything's not cool. And God is calling us to wake up and to get involved in everything. And, you know, it's an interesting thing because we know that the state, the government is not supposed to have any involvement in the church. We know that. But the church is supposed to have every kind of involvement in the government and politics. We who are in the church are supposed to bring God's values into every part of the culture to propose those values by getting candidates elected who share those values to the best of our ability. OK, we're not going to ever find a candidate that agrees with us on everything, but it's all very important and we're in a very, very crucial time. So the idea that this documentary will be out, probably.
A highlight from 116: Part 1: Eric McBride and the December 2015 San Bernardino Terrorist Attack
"Ola, ola, ola, amigos, amigos, players, playerettes, dudettes, everybody in between, welcome back. This is the follow -on episode to last week with Rick Prado on the 22nd anniversary of 9 -11. We had a theme going here, we wanted to follow through on this next theme, and we'll tell you about that here in just a second, but first of all, welcome. As always, I'm here. I'm Morgan. I'm here literally with my partner in crime, and we're going to do what we did last time. I know some of you guys like small town police water, but we just couldn't bring ourselves to do that when we're talking about something as serious as when we talked about 9 -11. And then this month we're talking with Eric McBride. He retired as the chief of police in San Bernardino City. If you guys remember, Alex Collins we had on was a deputy with San Bernardino County. His partner was killed, Jamie McBride. He was wounded by a piece of shit. We don't even want to mention his name. But we're getting into now the December 2015 terrorist attack at the city of San Bernardino. Fourteen people killed, I think twenty -seven wounded, and it just didn't seem right to follow on. You know, we wanted to have a couple serious discussions, so that's kind of what it was. So before we get started though, just a couple quick things. Head on over to Apple, Spotify, hit those five stars. Let us know what you thought of last week's episode. Let us know what you think of this week's episode. And don't worry folks, next week we'll get back into small town police water. Also head on over to our website, gameofcrimespodcast .com, our book from our prior guest, Rick Prado. You'll see that up there, Black Ops, The Life of a CIA Shadow Warrior. Great reading. You just got to get it. We've got everything you need there. Follow us on social media at Game of Crimes on Twitter, at Game of Crimes podcast on Facebook and the Instagram. But follow us on Patreon too, patreon .com slash gameofcrimes. We just recorded some great episodes. You can't make this shit up. We've got 9 -1 -1, Case of the Month. One rule we made is Murph never gets to pick a movie again. He has to submit it for review before we review it. I promise to do better in the future. Well, because you're on the hook for next month. All right. But guys, we have a lot of good stuff over there. Everything about, you know, we get into funny stuff, we get into serious stuff. Our Case of the Month has been recommended by you, the listeners out there. So head on over there, patreon .com slash gameofcrimes. Now this is a show about crime. We normally are fun and jovial because this is a show about crime. We talk about bad people doing bad things and bad people doing bad things to good people. We take the story seriously and that's how we're going to do it. This is not about us having fun and joking at the expense of a serious incident like this. So our next guest, Aaron McBride, like we said, retired as the chief of police, worked his way up from patrol officer, but started off as a Marine, formerly on active duty. He's got some good stories there, but he comes to us through another long list of people, a family of service, the McBrides out in California. He does. You know, our good buddy out in San Diego, Mel Sosa, made an introduction for us, got us to Eric. But the McBride family is well known in the law enforcement circles out there as brother Jamie, his niece Tony, and then Jamie's other daughter are all police officers out there that have experienced violence that, you know what, most cops in the United States don't have to experience. I'm not sure what's going on with the McBride family here, but you know what, they don't shy away from it and they don't run away. They address the issues as they come to them, and they're protecting their communities. Eric here was just the fact that, I mean, he's a trendsetter. You're going to hear him talk about his high school career, getting out of high school early so he could join the Marine Corps early. And his whole life is service to his community and his fellow man. And you know, in my book, there's no greater calling that you're willing to dedicate your life to work for the public. A public servant, I think, is a term of a hero. And that's certainly who we have on here today. And I'll tell you, again, we've got to thank our buddies out there, Southern California Gang Conference, Mel Sosa, all of those people. They're brothers to us. They get us great gifts, great gifts, great guests, which are gifts for things like this. And I'll tell you, you've really got to sit down and listen to this because one of the things that's going to come out of this is stuff that has not really been talked about in the media before, and you'll hear him talk about a call that was received. He's been briefing this to law enforcement. On the day of, he was the, quote, deputy incident commander, but he was the incident commander for all intents and purposes. And so he's not the one at the tip of the spear out there, but this guy has the overview of everything going on. You're going to hear things that went well. You're going to hear about things that didn't go so well. But we will never get to hearing any of this, Murph, unless I ask you, are you ready to play the biggest, baddest? And as we see in this episode, too, the most dangerous game of all, the game of crime. Absolutely. So everybody get in, sit down, shut up, hold on. You're getting ready to hear a story about an incident that I wasn't even aware of, a terrorist attack in San Bernardino, California. So Eric, tell us what's going on, brother.
A highlight from The Five Most Important Stories in Crypto This Week
"Welcome back to The Breakdown with me, NLW. It's a daily podcast on macro, Bitcoin, and the big picture power shifts remaking our world. What's going on, guys? It is Saturday, September 16th, and that means it's time for the weekly recap. Before we get into that, however, if you are enjoying The Breakdown, please go subscribe to it, give it a rating, give it a review, or if you want to dive deeper into the conversation, come join us on the Breakers Discord. You can find a link in the show notes or go to bit .ly slash breakdown pod. Hello, friends. Well, as you know, I have been doing something a little bit different for the weekly recap recently. I've been collaborating with Scott Melker, the wolf of all streets on Friday morning with a live show that we've been doing. That's basically a chance to count down what we think are the most important stories and have some more editorial analysis around them. Obviously, you guys know that when it comes to the normal breakdown show, the way that I insert editorial isn't me giving my opinion on every story that comes through. Instead, it's about how I curate the breadth of different opinions, and that's what really matters to me. I want you guys to have lots of different opinions so you can make up your own minds about everything that's going through this industry. However, people have responded to having a chance to have a little bit more of subjective that opinionated take. And so today, while Scott is in Singapore for token 2049, I decided that I would do my own countdown. This is pretty off the cuff. I'm just letting it rip. But these are what I think are the five most important stories in reverse order. Of course, we're going to do a countdown. Let's make it a countdown. At number five, we have the Gensler hearing and his subsequent comments. So what happened? Well, there was a standard oversight hearing for the SEC this week in the Senate Banking Committee. And of course, everyone in the crypto space was waiting with bated breath to see what soundbites would be trotted out against us this time. Certainly, they were there. Sherrod Brown, who's the chair of that committee, certainly used it as a chance to reinforce his view that a crypto is bad and that be the SEC's enforcement record is good. And Gary's prepared testimony also had some knocks on the crypto space as well. When it came to the hearing itself, the biggest soundbite from Gensler was when he responded to Sherrod Brown, saying right now, unfortunately, there's significant noncompliance and it's a field which is rife with fraud, abuse and misconduct. That was the headliner quotable that people ran with. And yet what was notable about crypto in this hearing was how little crypto there was in this hearing. Indeed, it was almost totally supplanted from the GOP as a topic of interest instead to be something like Exhibit A in a broader case that it seems like Republicans are going to be making for the American public heading into election season, which is about the overreach of Biden appointees and government agencies in general. There was a lot of antipathy towards Gary Gensler for his refusal to comply with Republican requests for oversight. Ranking member Tim Scott, for example, called this dereliction of Gensler's duties to the American people. And in general, it seemed like Republican members were gearing up for much bigger fights. Things like the major questions doctrine, which is a new vector for having the conversation about how much authority agencies and unelected officials can claim. Those seem like the battlegrounds that are shaping up in this pre -election season. So the reason that this hits number five at the list is not that there was something really substantive that was said. It's the fact that there wasn't. And indeed, that crypto has become part of a very different narrative, which is something that given that we are just at the beginning of presidential election season, I think we're going to see a lot more of. Now, as to the question of whether crypto not being a hot button congressional issue throughout the rest of the election cycle is a good or bad thing, I think that's a little bit in the eye of the beholder. Certainly, we had a pretty good chance to get some bad legislation on the books during the time when antagonism towards the industry was highest. But at the same time, you have a whole lot of people and a whole lot of companies and a whole lot of institutions that simply aren't going to touch the space with a 10 foot pole until we get some at least basic clarity. I think that if you are in that camp that wants that basic clarity, the best that you can hope for is some very targeted legislation such as common sense stablecoin rules or something like that. Number four on our list today, we have of course, Binance executives leaving. This was the only one that I knew had to be at this certain level. Because of course, four is CZ's favorite thing to say when anyone has anything to say about Binance this year. TLDR three executives left this week from Binance US making the total 13 across the entire conglomerate since June. News broke on Tuesday that Binance US CEO Brian Schroeder was gone. And then on Thursday, the head of legal and the chief risk officer followed suit. Now added to that we have allegations from the SEC that Binance US were not cooperating with document discovery and that their wallet provider is a Binance subsidiary offshore. In other words, effectively a direct allegation from the SEC that Binance lied earlier on in the lawsuit when they said that they would not send client funds to Binance International. Now CZ did come out and address the rumors around Brian Schroeder. He said in the tweet, there's been some speculation regarding recent management changes at Binance US. Brian Schroeder is taking a deserved break after accomplishing what he set out to do when he joined two years ago. Under his leadership, Binance US raised capital, improved its products and service offerings, solidified internal processes and gained significant market share, all of which helped to build a more resilient company for the benefit of our customers. We are grateful for his contributions. Of course, the crypto world falls into basically exactly two camps. The one who followed up that post saying thanks so much for the explanation. Of course, that's it. And the rest of us who are looking at it sort of shaking our head saying, of course, that's the only thing that you can say. So what's actually going on? Well, it seemed for a very long time like Binance had basically no future in the US. It is under absolute assault from basically every regulatory angle. And regardless of what turns up, there's already been a huge impact on market share. It doesn't have access to banks. And at this moment, we're seeing trading volume in the single digit millions for 24 hours, which effectively means it's not doing anything. We've had eight months of online science from that CEO Brian Schroeder. And so it's hard to imagine that there's any real future there. Now at the same time, it's important to remember that Binance doesn't necessarily need the US. It is still by far the biggest exchange in the world, although its market share has decreased as well. And it would be a pretty rational move at this point just to move on to greener pastures. Now that said, it does not at all feel like the regulatory story and the investigative story around Binance is done. And while I'm certainly not rooting for them to have done bad things, because God knows this industry doesn't need another SAM. I also would like whatever's going to happen to happen so we can get on through it. Speaking of SAM at number three, we have FTX selling approved. This has been a big emergent narrative, really more of a fear than a narrative. And the TLDR is that Galaxy Digital has been approved to start selling FTX's liquid crypto assets. FTX has about 3 .4 billion worth of liquid crypto to sell. And Galaxy has been authorized to sell 50 million of that this week and next week, and then 100 million per week after that. There had been some discussion before this approval around whether people could just get their crypto back instead of it being converted to US dollars. But basically, the bankruptcy estate said that that was just impossible based on how messed up things were internally at FTX. Now, why this matters is less the bankruptcy process and more about the market internalizing this deep fear that we have this big multi -billion dollar sell pressure coming right down the pipeline. Lots of people have pointed out that it's not in anyone's interest, Galaxy Digital FTX or any of us, for this group to just mass dump this and create negative price impact. But that hasn't stopped people from being scared. It feels to me like one of the next things we just have to get through and frankly might correspond with another round of negative press around SAM's trial coming up next month. But if we're asking for opinions, get through it, we will. I think the pressure will be less bad than people think it will. And I think there will be a little bit of a rebound narrative when people realize that it is less bad than they anticipated. At number two, we have the SEC but in a different context. The SEC settled their second case against an NFT project this week, that project being Stoner Cats. Now, I did a whole show about this. But basically, the important things about this are one, the SEC saying its jurisdiction extends to NFTs, two, the reasoning for the SEC's jurisdiction extending to NFTs making it seem like their jurisdiction extends to your Magic cards and your anything else as well. Three, for the fact that we are again seeing their strategy of going after smaller projects who have very little incentive to actually defend themselves and much more incentive to just settle and move on with their lives. And four, for the increasingly direct dissents from Hester Purse and Mark Ueda. Now, there are a lot of pieces of that. I don't really want to go into the whole NFT and collectibles argument again. I did that on the show a couple days ago. I will only say here that I do think that overreach in this area potentially undermines SEC authority in the long run, because I don't think it's going to hold up necessarily. I think the bigger thing to watch is once again, the culmination, the crescendo, if you will, and the coming endgame between this SEC and the industry. Now, of course, should the SEC be emboldened by another Democratic administration, things could just continue or even amplify. But it does kind of feel like we are at the period where most of the big shots have been fired, cases against Coinbase, cases against Binance, etc. And now they're back to trying to pick off easy targets that have implications that would lead to the accumulation of their own power. Perhaps once again, this is the reason that the GOP opponents of the SEC have decided to make the issue not crypto per se, but regulatory overreach in general and Gensler's desire specifically to expand his personal authority and the authority of his office in ways that undermine the authority of Congress. In other words, the reason that the Stoner Cats decision gets so high on this list is not so much the Stoner Cats decision. In fact, it's not hard to find people even in the crypto community who don't really want to go out on a limb to defend Stoner Cats. Instead, it's about what it represents in terms of the cycle and where we are in the fight versus the SEC, which leaves us with our number one, which is actually a news story that broke a week ago on Friday, which is Ripple acquiring Fortress Trust. Now, it's not really Ripple acquiring Fortress Trust. That's the number one. It's what has happened subsequent to that. Specifically, the very brief timeline of events is that last Thursday, this is Thursday, September 7th, said that there was an incident and that all client funds were safe. On Friday, however, Ripple announced an acquisition of Fortress, which coming right after that all client funds are safe announcement certainly raised some eyebrows. And indeed, by Monday, back to this week, we found out that this was actually a bailout and that $15 million was stolen from Fortress, which was made whole by Ripple. On Wednesday, Coindesk dug up the incident report from the software partner, and it appeared that the software provider and not Fortress themselves were the ones that had the breach. Although it also doesn't appear that Fortress were really abiding by the best practice security offered by that provider. On Monday, Anchorage Digital co -founder Diego Monica had discussed the issues with housing crypto custody within trust companies that may or may not have the technical expertise to do it safely. Now, it was related to the prime trust wallet incident, which, by the way, happened under the same watch of the guy who was running Fortress Trust. But it's certainly just as applicable here. Diego said it is an integration failure. It is a company that did not have the technical ability to do what they're saying that they do. So you've got multiple layers of why this story matters and why it's at the number one slot. First, you have the significance of this crypto institutional consolidation. Fortress was one of very few custodians, and so seeing them get acquired by Ripple will have Ripple effects for the rest of the industry. Second, I think that it is reflective of the larger brittleness of crypto institutions right now coming off of the chaos of the last two years. The infrastructure for big businesses and major funds and major investors to interact with this industry is very, very bad right now. Now, of course, a lot of that is due to the fallout of things like Operation Chokepoint 2 .0, where it's just getting harder and harder to be banked, for example, to get access to things like banking services and accounting services. But whatever the set of reasons, it has set back and will set back the industry. Obviously, one of the major positive trends that we have in crypto right now is the fact that major institutional players are circling around the edges, starting to wade their nose in. You've got Franklin Templeton adding their ETF application to the mix as a for example, and maybe that should be on the list as well. But it will be a significant barrier for those companies if they're not able to actually interact with these basic services like custody without having to go build it themselves. Now, the most likely outcome in my estimation is that they do, in fact, go build it themselves, that the companies who are good at all of these different parts of the traditional financial sector reapply simply that expertise to the crypto space. And I wouldn't be at all surprised if what happens and how the regulatory stuff resolves is that basically authority to do all these things is given to who the regulators perceive as the adults in the room. Another way of putting this is that in the same way that BlackRock is likely to get the first ETF, because that gives regulators the ability to say, look, we gave it to a safe party, I wouldn't be surprised if you see more and more crypto activity being managed by these storied, vaunted financial institutions that have long term relationships with the regulators themselves. At the same time, of course, there is no crisis without opportunity. And by the end of the week, Swann had announced that they have plans to spin out a Bitcoin only custody service. They announced that they are working with cold storage provider BitGo to develop the service and they are planning to structure it as a trust company. Now they are quite clear that this is a very difficult thing to do, that there is going to be a long period of getting the requisite regulatory approvals. But ultimately, I think it would be a huge boon to the ecosystem for that service to exist, especially from a service provider that Bitcoiners have built trust with. And that ultimately that combination of reflecting where the industry is, and the really low ebbs and hard points of what's happened over the last couple of years. But also the fact that there are multiple paths forward, some which we might prefer to others is why the Fortress Trust Ripple and now Swann situation makes my number one for the week. Anyways, my friends that is going to do it for the weekly recap. Let me know what you thought of this format. Come join us on the Breakers Discord. It's a great place to talk about this. I hope you are having a great fall weekend. And until next time, be safe and take care of each other. Peace.
A highlight from John Zmirak
"Welcome to the Eric Metaxas Show. I shouldn't tell you this, but Eric hired someone who sounds just like him to host today's show. But since I'm the announcer, they told me, so I'm telling you, don't be fooled. The real Eric's in jail. Hey there folks, welcome to the program. Hey, Chris Himes. I know you're still in the New York tri -state area, but guess where I am. No, no, no, no. Guess. Wrong. Cabool. San Diego. Oh, wow. San Diego. Yes, I'm in a hotel room in San Diego because tonight... Okay, I always do this. I start talking before I tell people what to expect in the show. Today, folks, hour one, which is in a couple of minutes, John Zmierak will do his weekly appearance on the program. I love talking to him. Everywhere I go, people say, oh, thank you for John Zmierak. Thank you for John Zmierak. So we got John Zmierak in hour one. In hour two, we have my friend Ken Fish, who is always, what can I say, extraordinary. In the beginning of hour two, I'm talking to our friend Robert Netsley with inspireadvisors .com. I keep saying to people, go to inspireadvisors .com slash Eric because you have invested your money in places that are woke, that are helping woke causes. So in hour two, before I talk to Ken Fish, I'll talk to Robert Netsley briefly. But is the solution inspireadvisors .com slash Eric. I'll explain that after I talk to John Zmierak. But it's important that we all get involved and we all do what we can. It's actually very, very, very important. It's important that we do these things. And so I'm going to harp on it because it's very important, seriously, to the future of this nation and the world. So not to be too serious. Okay, so we got Ken Fish, we got Robert Netsley, we got Zmierak coming up in a minute. Now, Chris Himes, I want to share a couple of things. People have been wondering, where's Alban? And people wouldn't believe it if I told you. I might as well just say it. He had breast reduction surgery. And the fact is, folks, listen, that's between him and his wife and his God. And you don't judge people, all right? That's actually not true. But the good news is it's a bit of a mystery. But we've tracked him down. He's going to come back and give us an update. But last known sources say he is in Cairo, Egypt. That's not a joke. No, that's not a joke. Because they have a clinic for this kind of surgery in Cairo. They don't ask questions. But the fact of the matter is that he'll be on the program eventually to tell you in whatever it is. Yeah, we'll let him tell us. But there may be a book involved. There may be an abduction and taken overseas. But yeah, but he'll be back soon to, to reveal. And the only reason I know that is because I wrote the foreword to the book. But anyway, so we'll update you on Alban, because people were wondering, but I, I also want to say that the reason that I am today in San Diego is because tonight, there's a TPUSA faith event, a pastors conference here in San Diego. And I'm going to be speaking at that. And tomorrow night, I'm at an event at the Nixon Library up in Los Angeles area, Yorba Linda.
Remembering Black Hair Care Pioneer Dr. Willie Morrow With Mary Reed-Johnson
"Am so excited to welcome back to the broadcast today. Our special incredible guest host, guest contributor. You guys know her from Hairhead Heart. Well, I am so excited to just to have her back to talk on this very particular topic that she does. It's really like a series that she does exclusively for us at the Hair Radio Morning Show. It's her 10 things you should know. So who gets the treatment today? It is a gentleman that we just recently lost. Of course, we're talking about the mega, mega superstar in the way of black hair care, Dr. Willie Morrow. So Mary Rhee Johnson, good morning and welcome back to the Hair Radio Morning Show. Absolutely glad to be here. It's always just exciting. I just appreciate you. Well, back at you. And we're going to find out all about what's new with you and Hairhead Heart coming up a bit later. So first, Mary, we just got to jump in. What on earth? Now, listen, I thought I knew just about everything about Dr. Willie Morrow. And just to tell you quickly, yeah, I had interviewed him like literally decades ago. We're talking over about, well, here's my age going out there, but about 20 something years ago, literally. And his daughter and I have been friends ever since. Cheryl Morrow has been an incredible beacon in my little life. And the fans, you guys have gotten to know her. She's been on the Hair Radio Morning Show many, many, many times. And that's her family and what they represent and what she represents. And she's carried the torch. I call her literally Hair Royalty. You'll always hear that. That's how I refer to her. Because to me, Dr. Morrow's the hair king. So I'm real excited. So I can't wait to hear what Mary Rhee Johnson has put together for us today. So Mary Rhee Johnson, take it away. All right. Well, number one, legends never die. So even though he's not physically here with us. We're starting at number 10, right, Mary? Yes. We're going to count meow. Yes. So this is number 10. Yes. In recognition of that, I'm going to say everybody's got to lay hands on CBS Sunday morning. There was just a small tribute to him. And I think that's him probably. Look at the July 17th, if you can find it. CBS Sunday morning. And you'll see a little bit about. Yeah. You can YouTube the guys out there. So yeah. Yeah. So I think that's always good. So that would be my number 10. But he had a lot of layers. So we're going to chop into some of those layers that Willie represented. And one of them ties into what you mentioned already about his daughter, Cheryl. So one of the things Willie had was a newspaper. And it was called the San Diego Monitor. And he actually ran it for many years. And then his daughter, Cheryl, took it over. So I think that's another interesting fact about Willie. Absolutely. In fact, the San Diego Monitor news that Cheryl does, she has taken over that, which has been incredible. And it's a great digital brand. I usually get the digital version online and read. Cheryl herself always has a unique way of looking at things. And she's been able to do some incredible things with this. And I kind of always think of her as kind of almost like the same as the story with Matt King Cole, and then you got Natalie and her success. That's what Cheryl has always put me in the mind for, lack of a better, different way to say it. But that's what she's always put me in the mind of, just someone who carries the beacon on from a very successful dad. So this is the type of thing. And you don't have to always come from royalty. I'll say fact number eight would be that he came from, now he had two children, but he came from a fairly large family by these standards. He was one of eight children. Yes. And yes, I did that. From, was he born out in California? Oh, no. He was from Alabama. Oh, okay. Yep. And his mother and father, excuse me, I'm going to say that they would be the next one, number seven, they were sharecroppers. And you know what a sharecropper is? Well, I definitely remember, wasn't the sharecropper the folks who, after slavery ended, maintained the land for people to have firearms and stuff like that? But tell us, yeah, tell us what your research revealed. Well, that is exactly, so his parents, like he created a legacy in royalty, but he didn't come from that is what I'm saying. But it doesn't matter. It's like if you are of sound mind and have intent to do better for the world around you, then you can. Like he didn't let anything stop him. Wow. Well, I'm just, yeah, I'm impressed with that. I really am. And to, you know, I have to say to hear so many incredible folks in the hair and beauty industry talk so lovingly of Dr. Morrow's commitment to the hair and beauty industry, and what he has done for so many, I'm raising my hand as well. He's always been someone that I have modeled my career and life after as well. And everybody I know, we all look up to Dr. Morrow, everybody I know in the hair business. So this has been, yeah, it's really big. Thank you, Mary, for doing this. This helps us to put his life into perspective. And we wanted to do that as a very special tribute on our broadcast.
A highlight from The CoverBag with Murp McCarthy
"Marine veteran Murph McCarthy is the creator of the cover bag the best protection for your dress hat or dress uniform cover Coming up next on veteran on the move Welcome to veteran on the move if you're a veteran in transition an entrepreneur wannabe or someone still stuck in that J -o -b trying to escape this podcast is dedicated to your success And now your host Joe Crain As a member owned not -for -profit Navy Federal puts members at the heart of every single thing they do Find out more at Navy federal org All right today we're talking with Marine Corps veteran Murph McCarthy owner of the cover bag calm and The women's rugby coach at the Naval Academy, that's pretty cool So Murph welcome to the show before we get to talking about business and entrepreneurship As a marine fellow aviator having had one of those on this show for a long time. Tell us what you did in the Marine Corps yes, so I Actually, I enlisted right out of high school and things went really well I was a tower air traffic controller and I ended up at the prep school for the Naval Academy and then graduated from the Naval Academy in 2000 then TBS and then went to down to Pensacola and When so helos went out to the FRS out there in Camp Pendleton quickly fell in love with it learned how to fly frogs Then I went to East Coast and I did two deployments on the East Coast And when I came back from that second one, there was a bunch of ospreys on the tarmac you know, I wasn't sure I wanted to get into that so I solicited my services back out to Camp Pendleton and then I ended up with the Purple Did foxes a couple deployments with them and then along the road. I got I got the the drone stink on me Stick with VMU doing drones and when it came time for me to get out of the cockpit I actually my services were sought by people other than myself To go do that again. So I went To VMU three and did a couple deployments With those guys then I came back to the Naval Academy where I was working in the Stockdale Center for ethical leadership and I was teaching leadership and that's when I started coaching rugby at the Academy in 2011 and then I had one last gig down at DITRA defense threat reduction agency where I was doing I was working on the open skies treaty which is a fascinating gig if you can get it, and I don't think you can get it anymore, but and then I retired in 2017 and You know, that was my Marine Corps story from the end of high school 92 to 2017 interesting so You know, sometimes transition is different. You're retiring because at least you got that paycheck of the month club membership, but Sometimes retirement isn't any easier than you know being in being in the military for four years and then getting out also So what was your transition like? Well, I wasn't sure what I wanted to do when I grew up You know, I was still like volunteering coaching rugby and that I Didn't see myself ever getting out of that because that was just a really fun thing for me to do It filled a lot of the you know, what you miss about the Marine Corps stuff for me But I started looking into a couple different business opportunities. I Started a business before I retired probably almost ten years before I retired and that was the cover bag and what ended up being the cover bag calm and that just grew and grew and grew to where You know, I could definitely take up a lot of time just working that when I retired But I'm I knew that was I wanted one more thing at least And that's when I started looking into other business opportunities and I got into fitness I a started franchise in Annapolis and did that I looked at a Number of other franchise opportunities, but I knew fitness was probably going to be what I wanted to do, right? So Was there an entrepreneurial bug inside of you the whole time? You're in the Marine Corps to just come about at a later time Totally. Yeah, like I've been into that kind of thing when I was since I was a kid So I remember getting in trouble for selling fireworks in the bathroom at my junior high school You know, I came up with ideas for stuff to put on ball caps Slinging t -shirts like that was always a thing but the cover bag was an idea I had when I went to the Naval Academy and You know, you're always wearing that combination cover like in the Marine Corps You're lucky especially if you're in aviation like you already ever even see that thing Yeah, buddy with the chicken you're trucking that thing all around all the time and it's white And you know, all you got to do is sit on it once or you know Be holding an ink pen that you probably should have retired a week before next to it And you gotta take the whole thing apart or buy new parts or buy a new one And I'm like man if I just had a bag for this thing, so it was like a couple years of me sketching out what it probably should look like and then designing it and then You know once you make the first couple and then you kind of go from there, but no I've always had that Hey, wouldn't this be a good idea Like I probably I probably do that like three times a week. Yeah, I've always been the same way but I think like especially when I was when you're a kid or when you're really young you have no idea how to Capitalize on your idea like yeah idea how to implement it or execute. I mean, you just don't have those capabilities and then especially nowadays with the internet and all the technology and everything and in Alibaba and China and all these resources that are available You can you could come up with a harebrained idea in just a few months be taking it to market Whereas like 20 30 years ago. It was like almost impossible to do to do. Yeah. No, and that's something you People should keep in mind. Like if you've got what you think is a crazy idea Just keep kind of fleshing it out and then you know for me it was a buddy of mine He's like, hey, I got a buddy who's got a hat and bag factory in Newark, New Jersey And why don't you send me that sketch you talked about? So I sent it to him and the guy produced a demo and And that was the first one like just like that dude. That's awesome. All right, hold that thought we're gonna take quick break We'll be right back As a member owned not -for -profit Navy Federal puts members at the heart of every single thing that they do Low fees and great rates resources to help you crush your financial goals 24 -7 access to stateside member service representatives with award -winning customer service Earnings and savings of four hundred seventy three dollars per year by banking with us an average credit card APR That's six percent lower than the industry average a market leading regular savings rate nearly two times the industry average I'm still with Navy Federal after 33 years and not going anywhere. Maybe federal is insured by NCUA NFC you reserves the right to change or just continue promotions and rates at any time without notice Dollar value shown represents the results of the 2022 Navy Federal member give back study Credit card value claim based on 2022 internal average APR assigned to members Compared to the advertising industry APA average published on credit cards comm value claim based on 2022 internal regular savings rate average compared to 2022 industry regular service average rate published by FDIC gov learn more at Navy federal dot org In a startling description the UN food chief warned the world with words knocking on famines door He called what we're facing a perfect storm of a perfect storm He's not alone parents published that a food shortage could be coming even in the u .s. Farmers see it to John Boyd jr. 4th generation farmer till Fox News that we're gonna see empty food shelves in the coming months That's why getting survival food is more important than ever Now create your own stockpile of the best -selling for Patriots survival food kits. It's not ordinary food We're talking good for 25 years super survival food Hand -packed in a family -owned facility in the USA and giving jobs to over 200 Americans They have different delicious breakfasts lunches dinners. You can make these meals in less than 20 minutes Just add boiling water simmer and serve and right now the next few days Listen to the veteran on the move podcast will get 10 % off their first order at for Patriots calm by using code veteran Go to for Patriots calm and use code veteran to start your stockpile today With hello fresh you get farm fresh pre -portioned ingredients and seasonal recipes delivered right to your doorstep Everywhere she could spend less time planning shopping and cooking for the family and more time with them From easy time -saving breakfast and family dinners to kid approved lunches and snacks Hello fresh has what it takes to keep everyone including you Happy and satisfied my wife and I love cooking. Hello fresh meals together and when it comes to options, honestly more is more That's why hello fresh's menu includes 40 recipes and over a hundred add -on items to choose from every week We love how hello fresh takes the stress at a meal time by delivering fresh ingredients and easy recipes right to your door This fall skip that extra trip to the grocery store and have dinner ready in no time with America's number one meal kit Go to hellofresh .com slash five zero veteran and use the code five zero veteran for 50 % off plus 15 % off for the next two months to get America's number one meal kit. Go to hellofresh .com slash Five -zero veteran and use code five zero veteran for 50 % off plus 15 % off the next two months I'm back talking with Marine Corps veteran Murph McCarthy from owner of the cover bag calm. So When I saw your interview come through Murph I gotta admit I'm like the cover bag and I went to your website and I saw it and I'm like ding I get it instant instant like yep thumbs up and Cuz my wife and I were Amazon sellers for many years. We're totally out of the business now. Amazon just got to be Amazon was like walking through a minefield you like you thinking you're fine all sudden kaboom your right leg's missing You're like what the fuck? anyways So we're out of Amazon now, but I loved Amazon cuz like we talked about earlier when you're when you're young You come all these hair brained ideas. That's a great idea for product That's a great idea and I could I could run them to ground and be and be putting it on Amma be putting a great product on Amazon, you know within a few months sometimes Sometimes that's not a good thing because if it turned out not to be a good idea you lose a lot of money At least I could exercise these ideas for the first time in my life. And so I have a true appreciation for a great product and I Remember, you know getting my uniforms at the Marine Corps shop or the marine the marine shop in there in Quantico And I think I still have that white shredded cardboard box with my white cover in it somewhere back in storage and and I The whole time I'm like, how am I supposed to carry this thing around? I mean for 20 plus years in the Marine Corps I carded that thing around in a cardboard box and somehow it managed to work out for him when I saw the cover bag I'm like, oh, yeah, like I get it that that's it. Like like how did how'd you just come up with that idea? It was just I mean I get it It's like it's like a problem every one of us dealt with but nobody ever thought of the idea or at least executed on the idea Yeah, well, I always thought we you know, they're expensive So all you gotta do is have to replace one and you're like man, how do I not do that again? Yeah, and that's where it started but when I had You know that run -in with my buddy's friend who said he could make me a demo I was like a demo sounds like it sounds like I'm in it But he he produced, you know The first cover bag from my sketch and I and all I had was like a little couple tweaks And he sent I ordered about 15 of them and I opened up the box of these 15 cover bags And I handed him out to the guys that were doing the color guard For the ball when we had the ball the next night and when the Marines were like, holy shit, sir This is awesome. Where'd you get these? I was like funny story like I invented that and they're like what and then I knew that I had something and that's Really? Yeah pulling my money together and like spending quality time thinking about how I was gonna do it Wow Yeah, I got like a thousand questions cuz and like I said, I'm a product guy Like I love cool products and the idea behind it. So interviewing somebody that created a product it became successful Because it was just the right idea and Let me tell you man. I don't know if you realize this bit. It is hard to find to Manufacture something in the US and it's great that this is a military product Which by the way, I want to point out like I know in the Navy Marine Corps. We call it a cover your uniform hat The other services. I'm sure the Air Force didn't call it a cover. They probably caught a hat I'm not I'm not sure about the army But you know, I want to point out a cut the cover is your official military head piece or your you know It's your military hat but in the Marine Corps Navy, we call it the cover So your product is called the cover bag But I suppose you you wouldn't have wanted to call it the hat bag because then it would have just been like anything No, and I you know how you always wondered like you watch a commercial Or hear like a radio ad you're like I'm confused but like three minutes later you're still talking about it I think some of that. Yes, I think some of that has happened with calling it the cover back You know because I thought that I was gonna be selling to guys like you and me Like I thought this was gonna be you know by the troops for the troops type thing Yeah, but I have a ton of customers that are moms and Grandmas wives like they don't know what a cover is So they're like I pick up the phone and somebody says cat bag 95 % of the time really and I just I just kind of roll with it because it's one of those You got all these old ladies buying it to you're talking about it. So let's keep that up It's like the the the Red Hat Ladies Club is buying your bag for their hats and stuff or fancy hat No, they're buying it for their husband's boyfriend's grandchildren The cover bag is a huge gift idea like I'll send I'll sell like six figures worth of these things through the Marine Corps exchanges in a year I sell a lot more than that to friends and families of people graduating Parris Island and MCRD San Diego. It's it's absolutely fascinating and Much in the same way as cover bags hat bags hat covers all that stuff My favorite is that you know, I don't pay anything for advertising like I tried it a couple times It was to me It was like wasting money because I couldn't figure out if it was doing anything at all But people will get on Facebook and argue about what should be Embroidered on the cover bag. No, it should be last name first name. No, it should just be the initials No It should be first name and then the middle name and then the last name and I'm like this is amazing because it'll go on And then the website goes ding ding ding Yeah, well I suppose you know first initial middle initial last name, you know, maybe rank before that might you know if you're selling them to all the eighth and I Marines if it becomes that if he becomes a Regular issue piece of gear. Well, then you gotta you gotta do by right? I think that's probably eventually gonna happen. Yeah Yeah, the Marines like solve a lot of your problems. They just make you do stuff The Marine Corps ever figures out. Hey, we don't want anybody walking around with a bad -looking cover again We're gonna put one of them cover bags in their c -bag issue. Yeah, that's it. That'll solve that. Yeah Yeah, well then they won't have to walk around with it in you in there with their bent arm and hand, you know So So what are some of your numbers that you can share with us or just to give us a perspective on? How successful the cover bags? Well, to be honest The company's not openly for sale, so I'm not really in tune exactly with the numbers But I've been trying to get in with the Navy exchange So the last gentleman that worked there He didn't really understand and like how the cover bag was an amazing piece of gear But they're starting to get the memo now and the main number I've been talking with them is like hey Do you know I I do over six figures worth of business with the MCX at the Navy exchanges of which there is many Many more. Can you imagine how good this would do if it was available? Yeah to the Navy first hand and then retail, you know I do I do a lot more business retail than I do goals for sale. So well, dude, that's awesome. This is good you're always gonna need to protect that cover and like I said the the parents and Girlfriends wives and grandparents are on Facebook talking about what needs to be on a cover bag and they're like, what's a cover bag? Cover and then there I am my website just gets the pinks. Yeah You know, it's like that the old the old Henry Ford story where he says Well, if I had asked the customer what they wanted, they would have said a faster horse, you know, or right There's a quote similar from Steve Jobs Like sometimes the customer doesn't really know what they're looking forward what they need until they see it You can have any color car you want as long as it's black the other Henry Ford one yeah, and The cover bags kind of like that because if you said what's one of the biggest, you know You know pain in the ass things you do you deal with with your uniform? Nobody would have said I wish I had something to carry my cover in but I mean hardly anybody would have said that but When they see when they see the cover bag, they're like, oh, yeah I want one of them because I that is a pain point for me I just never realized that there would be as ever solution for it yeah, no, it's it's a no -brainer and eat and like People that aren't, you know actively using the cover like the parents can figure out that a cover bags a great idea And the other thing is, you know, mom's don't want to be buying their kids, you know, whiskey flasks and knives Something Practical they're not gonna put alcohol in or possibly shank somebody with It works out pretty good to get him a cover back and embroidery everybody loves embroidery that Yeah Now it's got your name on it, oh, yeah The embroidery thing for the cover bag is when it really exploded Yeah, and there's a nice big surface area on the thing for plenty of embroidery you can Yeah It takes a while if you come up with a design and you want me to put it on there that takes a little more time a little more involved, but I got plenty of patch choices and You can put whatever name you want on there nicknames Like if people get too wrapped up in what name they want in there or what order I'll be like Does your does your son have a pretty cool nickname? They're like, oh, yeah, we call him Sparky.
"diego" Discussed on Southern California Real Estate Report
"And that's a 15% increase from last year this time. You know, this is pretty unbelievable. You have lived in San Diego for a long time. I've lived in San Diego for a long time. And both of us obviously have been exposed to different sides of the real estate market and things like that. I've never seen this kind of velocity in the market. As far as just increases rent and prices and everything else. So this has been something else. I know being from LA, you know, you and I talked many years ago about LA and LA was really expensive like 5 years ago. It seems like LA has kind of tapered off and is slowing down. I think San Francisco is too. I still look at all these new jobs that are going to be coming to San Diego. And these are pretty high paying jobs. And what that's going to do to our rents and to our inventory. We are totally under inventoried on rental properties and as this woman says from the association of realtors, I mean, she's not seeing really any pricing declines coming in the future. We'll see. I mean, obviously this is all speculation to some degree. But there really is a shortage of housing in our market and now we're feeling this supply and demand pain. Yeah, I agree. It is. You know, it's been, it's been coming. Yeah. It's been coming in, you know, like I said, we've seen other markets. I remember specifically like LA and how fast their rents increased between, let's say, probably between 2016 and 2018. It seemed like rents were going, I mean, people were moving from Santa Monica way across the four O 5 and still paying three grand a month for a one bedroom. You knew that rents were moving fast. So and I know you've talked to me about your brother having trouble finding a place and it's tough, you know? And now San Diego is definitely following suit. So Southern California is just, it's hard to live here and it's expensive. Thanks for listening today. This has been the Southern California real estate report. Talk to you next week. Thank you. Thank you..
"diego" Discussed on What's the 311
"The square of the old village to the hills of the press deal park is a pleasant and one of the most interesting chapters of American history. So it's located in the northwest part of San Diego. It is easier accessible by car and public terrorists from all over the city. If you are driving to old town, you send news one street as a reference point. On this street there's a large parking lot and from there you can easily walk to all points of interest of old town. Now, if you plan to use San Diego public transportation, there are several ways to get to old town. Trolley, the green line of the city, tramp stops to at old town, right in front of the entrance of old town. If you are coming from downtown San Diego, this is without a doubt the fastest and most direct way to get to old town. A bus. If the route of the green line of the trolley is not convenient for you, there's probably a bus you can take. In fact, many lines reach the old town from areas of the city of fallen buses, all the ones that go to old town, 8, 9, 28, 44, 83, 88, one O 5 and one 50. A train, if you had a day ticket and closed all regional transportation addition to the trolley and buses, you can also take the coastal Pacific surf line train. These lines on the route between San Diego or the city's in California to the north stop of old town. The operated old town historical park has no opening closing time since it's a city district. However, the visitor centers in the museum follow fix open and close in time. So it's from ten to 5. Some days from ten to four 30. So the first conquerors that landed on old town was the North America Pacific Coast in the middle of the 16th century as the cabaret low national monument in San Diego will testify today in 1769 father Jupiter seurat arrived with the aim of establish here a series of mission. There's a total of 21 mission that represent the stronghold of today's California. Today there is enrolled that unites them all known as el Kane morale, the missionary settle on the hill known today as the military for and flat the mission is in Hispanic community soon begin to form at the foot of the hill initially little more than a group of houses made of mud and straw. In 1835, the village was called el pavo. El Pablo de San Diego in gradually developed into the boom that the city experienced in the following century. The history of San Diego's closer than to that of Californian as early inhabited experience, many political transitions, it is incredible to think that those who were born here in the early 19th century changed four nationalities in the course of their lives without even moving from their village. Although the inhabitants of San Diego was initially Spanish in 1821, they became Mexican. After Mexico declared independence from the kingdom of Spain, after a American Mexican war in 1848, California ceased to be part of the Mexican officially in the United States in 1850, during the two year period before becoming a state there. There was political unstable in California. The old town state historical part aims to preserve the rich historical heritage deck. Characterize San Diego between 1821 and 1872 around the central square where the U.S. flag flies, there are still some of the original houses that have been renovated and covered into museum. All the other buildings have been reconstructed to show visit the history of historical part of San Diego, but.
"diego" Discussed on What's the 311
"So if you're traveling from by Joe California to see poor village, it's a waterfront shopping area. And a dining complex to the downtown San Diego bay. It's located at 8 8 49 west harbor drive at the intersection of harbor drive and kettner. It houses more than 70 shop galleries, eateries, is 90,000 ft² of waterfront property. So you can also stay like at the hill ten. If you want, if you want to stay in hotels, there's other hotels, I'll show pictures, 'cause I can't think off of my head the name of them. So I want to give you a little bit of information about old town. So San Diego is the oldest city in California. Rather old town is. So if we exclude the Native American villages would be the first settlement on the West Coast, visited today may feel more like entering a theme park than a city old neighborhood. In fact, San Diego's old town is a combination of two, although the heart of the city is located in gas. Lamp quarters within the perimeter of the old town, you can see the first house built in California and discovered the history of San Diego. Starting from the arrival of settlers and missionaries, visiting old town from.
"diego" Discussed on Southern California Real Estate Report
"But let's talk about the rents. Because the rents. If you're not getting any money, if you're not getting it for unit. Then you better be pretty obvious. Then you better be it's good. I hope you work in tech or BioTech because that's those are going to be the tenants. Because the entry level ran is starting at 3700. So 37 50 four 750 ft². For 750 ft², or excuse me, let's just start beginning. So 33 50 or 33 58 actually, so called 33 60 is what gets you a 550 ft² one bedroom. There you go. And those aren't one bedrooms. Those are actually studios. So they're large studios. So they're not really a one bedroom. A large studio. Yeah, exactly. And you know, they're going to have really nice views. I mean, you're going to have the park and the ocean and all the way down to max gal from some of these studio views. There's 8 of those. The two bedrooms are averaging at 750 ft². They rent for 37 44 a month. And then the three bedrooms are averaging 1156 and those rent for about 8000 a month. 79 28. So. Two and a half times the rent. So you got to be making 300 K a year to be in a three bedroom. And you're going to have to be making at least 200 K a year to be in a two. So which is that's pretty normal for new construction here in San Diego. So point being with the affordable with adding the units and everything else to keep the units really nice, the people that are in the affordable realm, there's 18 of those. They're going to get a really nice place to live. It's going to be a beautiful location. San Diego housing is in charge of what tenants will get put in there. Remember, they still have to qualify on credit and everything else. And then they'll get helped with the income side..
"diego" Discussed on Southern California Real Estate Report
"<Speech_Female> In general i think <Speech_Female> wage growth has been <Speech_Female> pretty <Speech_Female> minimal <Speech_Female> for a long <Speech_Female> time which is why <Speech_Female> eat out. These rents <Speech_Female> are harder <Speech_Female> for people to reach <Speech_Female> <Speech_Female> You know we're <Speech_Female> talking about people spending <Speech_Female> what over <Speech_Female> a third of their income in <Speech_Female> rent. That's <Speech_Female> typically <SpeakerChange> not sustainable <Speech_Male> from his people <Speech_Male> <Speech_Male> and so <Speech_Male> we'll we'll see what <Speech_Male> happens. But i think <Speech_Male> at the end of the day <Speech_Male> i think we're going <Speech_Male> to find <Speech_Male> is that <Speech_Male> this is going to be <Speech_Male> a record setting here <Speech_Male> you know <Speech_Male> <Speech_Male> and <Speech_Male> and you <Speech_Male> know we'll see <Speech_Male> how that how <Speech_Male> that equates into next <Speech_Male> year the one thing <Speech_Male> about. Oh that's <Speech_Male> pretty interesting. Right now <Speech_Male> is that we are <Speech_Male> getting more <Speech_Male> high <Speech_Male> quality job growth <Speech_Male> and <Speech_Male> that's going to drive <Speech_Male> rents to and <Speech_Male> the biotech. <Speech_Male> That's being built <Speech_Male> downtown. <Speech_Male> That's going to be an <Speech_Male> interesting thing to see <Speech_Male> and <Speech_Male> really drive <Speech_Male> those <Speech_Male> those downtown <Speech_Male> areas. And the <Speech_Male> periphery <SpeakerChange> areas. <Speech_Female> <Speech_Female> So <Speech_Female> it'll be interesting <Speech_Female> to see. What type of job <Speech_Female> goes you know san diego <Speech_Female> again. It's is <Speech_Female> only two hours from <Speech_Female> los angeles. It's <Speech_Female> a very still <Speech_Female> somewhat <Speech_Female> affordable area <Speech_Female> until then compared <Speech_Female> to orange county in l. <Speech_Male> a. <SpeakerChange> So <Speech_Male> we've <Speech_Male> got a lot of people <Speech_Male> come from san francisco. <Speech_Male> I mean a lot. <Speech_Male> I have <Speech_Male> a client right. <Speech_Male> Now that <Speech_Male> you know was <Speech_Male> <Speech_Male> a <Speech_Male> longtime <Speech_Male> san francisco <Speech_Male> investor and still is <Speech_Male> keeping the san <Speech_Male> francisco assets that <Speech_Male> he has. but he's <Speech_Male> divesting <Speech_Male> and relocating. I mean that's <Speech_Male> i don't <Speech_Male> know what number that is <Speech_Male> of someone from san <Speech_Male> francisco. That's coming down <Speech_Male> here now. <Speech_Male> But it's it's a lot <Speech_Male> and <Speech_Male> so we're seeing more and <Speech_Male> more that same with <Speech_Male> l. a. We're seeing <Speech_Male> kind of a big migration <Speech_Male> out of la to <Speech_Male> <Speech_Male> and hopefully <Speech_Male> the <Speech_Male> the los angeles <Speech_Male> and san francisco type <Speech_Male> jobs hit this market. <Speech_Male> You know <Speech_Male> and if <Speech_Male> that happens. I think <Speech_Male> that's. That's great <Speech_Male> for for the city. <Speech_Male> Great for the economy. <Speech_Male> So we're <Speech_Male> gonna continue to track. <Speech_Male> This <Speech_Male> <Speech_Male> will report <Speech_Male> on that fourth quarter <Speech_Male> of the year end here <Speech_Male> when when that <Speech_Male> ends in january <Speech_Male> and we close out the <Speech_Male> year but <Speech_Male> the direction <Speech_Male> <Advertisement> that things are going. It <Speech_Male> <Advertisement> looks like we're gonna you <Speech_Male> <Advertisement> know we've had this <Speech_Male> <Advertisement> massive <Speech_Male> <Advertisement> record breaking year <Speech_Male> even through <Speech_Male> all of the things <Speech_Male> that have been going on and now <Speech_Male> we're seeing a little bit <Speech_Male> of a slow down <Speech_Male> which <Speech_Male> is kind <Speech_Male> of normal for this time of <Speech_Male> year. The question <Speech_Male> is how long <Speech_Male> and how far <Speech_Male> does that dip go. <Speech_Male> <Speech_Male> So thanks <Speech_Male> for listening today. <Speech_Male> And we'll continue to track <Speech_Male> this and <Speech_Male> <Advertisement> keep you updated <Speech_Music_Male> <Advertisement> on any new information <Speech_Music_Male> <Advertisement> that we get <SpeakerChange> <Speech_Music_Male> <Advertisement> this. Been southern california <Music> <Advertisement> wilson.
"diego" Discussed on Southern California Real Estate Report
"I mean you know so like the university town centre corridor along interstate fifteen which includes beer mesa based on annualized approach both of those areas have have led the region if with rank growth and rents have been rising twenty seven percent and twenty percent over the past twelve months in those areas. So the question becomes is that sustainable right and is that a good thing now. National city was one of those areas that was really hot in the south and that would be considered like one of san diego's more affordable areas. And that only rose. Five point five percent over the month of october so that area which was like an area that was attracting a lot of people that starting to slow as well so when you look at these areas that north county the fifteen corridor north county coastal the beach areas. Pb la hoya places like that you know. Rents have just been going at a blistering pace. I mean it's been pretty crazy it has and it's unsustainable in rents are already incredibly incredibly high so i think that to have a little bit of a slow down a little bit of a readjustment seems pretty reasonable. I don't think it necessarily mean very much to be completely honest. I feel like we're still in a hot rental market and things are still flying off the shelves faster than faster than they probably ever have and ice. We still get calls daily for people that are like can we get on weightless. What's the process to. How do you apply for an apartment. That's even there. And i have great credit. I mean i- i- filter still many calls like that. 'cause i mean some of the highlights to yeah it's crazy and some of the highlights. I mean something to think about so this is from again that coast are and they're tracking net absorption too and that's basically a change in occupancy right absorption for those of you that are familiar with the real estate lingo is basically you know what when empty and what got least right and so so the net. Absorption is about ten thousand two hundred units which has led to record low vacancy rate. Two point two percent. It's a two point to stabilize..
"diego" Discussed on No Code No Problem
"So diego. Yeah like let's get into it. Then i would love to hear about but ammos doing and kind of how you got to this. Iteration of ammo. I yeah so excited ammo about february I just we just parted ways with old companies to work out why code and i was like In the rural searching for other social media jobs. Because that's what i did for them..
"diego" Discussed on The Best Advice Show
"You're listening to the best advice show. I'm zac every friday. It's food friday here today of continuing my conversation with young pueblo aka the perez. He's been trying something in the kitchen. That frankly doesn't sound very fun. I've been trying to teach myself to be less driven by the taste of food and more concerned. With how i feel after i eat something will and i don't do that all the time. Like trust me. Like i eat tons of ice cream and all that stuff but i make sure that for a lot of my meals. I'm like okay. Like what am i. How am i gonna feel after this and Like let me tell you these green beans. They make me feel like i can fly. Do use a steamer basket. Yeah just like holds it in pied and steamer for like ten fifteen minutes whenever you can put the fork right through them. But you're not you're not. They're not boiling. No no there Yeah just turn it on a low heat and it just takes. I think takes about electricity minutes whether like a little bit of water at the bottom the little baskets holding them got it okay. I'm going to try this before we go. Can you tell me this might be the toughest question of all. Who are you and what are. Oh who am i. I'm imitator and what am i. i mean. I'm i'm just like a series of mental and physical phenomena that are interacting very rapidly make like the perception of diego but it's It's all very momentary very passing so And i try to live my life between these two ideas. Like i am here but i'm also not here and In that helps me. Not you know inflate the ego as much. You've been listening to the best advice show. Where three days a week. Try to bring you some advice that you can try today like steven a basket of green beans and maybe flying afterwards. I wanna think diego perez for coming on the show his new book under his pen name young pueblo. It's called clarity and connection. You can also find him on instagram at young pueblo. Where pretty much everyone. I've ever met follows him. Thank you diego. You've been enjoying this show. Please leave me rating review at apple podcasts. And most importantly i.
"diego" Discussed on Southern California Real Estate Report
"The current military can be housed the train going from north to south. And things like that. Those are usually big projects that have multiple over budget issues and everything else whereas the sports arena is a core deal. The sports arena desperately needs to be redone. It'll bring in better music acts which will benefit the city. Everything would be better with the new sports sports arena is. It's a joke for a city this high or this large. Excuse me so so. It's something that definitely needs. Needs improvement. And i think the housing would be more more. You would have more people benefiting from that housing locally than you would from the larger navy project obviously although over time people would benefit but for the right now probably point. Lomas the best deal. But here's the thing. There's huge pushback on blocking the views of the bay for that project because of the height limitations on it. So you're never gonna make everyone happy at the end of the day bright and it is a picking and choosing but i think at the end of the day and really the reason. Why we're talking about this podcast. Is that the dynamics of san diego. Were changing rapidly and much like other big cities in california. We're now facing those same decisions of you know there's obviously demand for better housing and for better transportation and to bring our city like you said into the future. What's the city gonna look like thirty years from now and this is kinda vision that people are having which you know at the end of the day. We'll see you never really know but the housing is needed and both of these projects. Bring a unique and useful. You know public works type project. You don't type benefit to the people you know and the navy for the economics of the city that the city needs the navy and we should be a good be a good city to work with them and on the other side. I think that the city needs to know for for a city the size of san diego. We basically have one sports team and people say oh. This doesn't matter and it's like it doesn't matter but the economics of that actually helped drive things so it does. It does help it helps to attract jobs. It helps you attract employers when when large companies are looking to cities to expand. They're also looking at the quality of life factors and those are things that are quality of life that are factored in. You know so. San diego is expensive but higher quality of life and things like that those those are all things that help and i just think it drives economics in ways that maybe you don't see so so it'll be interesting so these two projects will keep an eye on. This is becoming obviously contentious issue. It's going to be something that we're probably gonna hear a lot about. I think the point loma one is going to be driven a lot. You know a lot more than the navy one. I think the navy one. They'll quietly work with whoever you're going to work with. And when they feel like presenting it they'll present it. I don't think there's a big push for that. Like there is for point. Loma point lomas already appoint private developers and they're going to want to get rolling on it so that's going to be an interesting one to follow at the sports arena. So thanks for listening today and let us know your thoughts if you have anything lead nahra on our on our side and And thanks for listening this. Been the southern california real estate report..
"diego" Discussed on Southern California Real Estate Report
"The benefit of having a core grand central station downtown i think that's a great benefit to the city. I think that twenty five years ago nobody would have envisioned downtown san diego being the residential neighborhood that it is now. Thank funny that you mentioned that. So we had my brother in town from los angeles this weekend and he looked at design skyline. And he's like are there any offices. Downtown san diego hardly any and i was like dot re here right. He's not that many he's he's like that's just so strange to me. It's an interesting right but it's it's near the water it's beautiful. It's a really nice downtown at super walkable. It's it's it's great. And then all i kind of like it because like we're high live now where we live. We're like in. What's i think very quickly becoming like the best part of the city because we're super close to the loya were super close to the ut see where all of the financial services legal real estate accounting all of the the high and stuff that was downtown is now ut and downtown is now residential entertainment between so so it makes it super quick can be downtown in ten minutes can be in the tc and ten minutes basically So so from that standpoint the the core middle of the city and you can see why so much of this development is occurring in mission valley. And and there's so many apartment apartments units being developed and why that's becoming kind of a hot spot because it is. It is the middle of the city. And i think downtown residential will continue to be high end condo. You know and probably a lot of you know. Second homes for people you know. There's a big canadian population here. Is you now that that by stuff. And also the arizona contingent. That's always been coming deer. That buys things so now. You have this new. This new line has not see downtown. Yeah and you have. Yes so you have the to downtown. And you have downtown to the order. So which makes the wealthy mexican poppulation that has been buying in coronado for years you know over in the coronado shores that is almost primarily occupied by either retired navy or very wealthy mexican families that have been coming up here for years..
"diego" Discussed on Southern California Real Estate Report
"It's been a very popular and very successful thing out of something that was really negative. I i agree i mean. I've enjoyed the outdoor dining experiences. I think in san diego you know you wanna be outside. Yeah you want to enjoy the weather. It's never and yeah old. They have heaters. Most of them have heaters. It'll be interesting to see. What the co compliance issues are with the heaters what height limits and things like that they have to put on. Yeah and how they deal with those. We've had a few little incident. Instances with windows that we've had to kind of enforce figure out like what to what to do But i feel like most people. Are you know everyone is trying to work together on it. I think it's a really neat idea. I think it's a benefit to a lot of these restaurants that had storefront and now they have some patio Those restaurants that never had patio. I mean what a what a great you know. What a great addition. Yeah i think for this tyvene even though orange county just center it the yellow tier. And we're you know. what are we in. we still orange. And we're actually not that close to being in yellow apparently but orange county. La are who would have guessed but You know as you know it's it's still going to take a while for people to get comfortable at least for someone like me. I guess to get comfortable going back to being in a crowded spaces is being outside. Makes it easier venus. i'd makes it easier. That's definitely true. So i mean that's why i like eating outside. I like eating outside. Because i enjoy being outside. But that's just me. But i i also think that it's just an easier process or an easier transition back to normality to have these outdoor dining spaces totally well. We'll keep an eye on this. This is going to be very interesting. going forward. It's something obviously that's crazy popular so people love it and now people are picking places because of these places that have been built. So that's kind of interesting to you. Know i thought that's san diego for you and general. I mean like if you have an outdoor it's always full. Yeah totally so some light at the end of the tunnel for the pandemic. Thanks for listening today. This has been they southern california real estate report phoenix..
"diego" Discussed on Southern California Real Estate Report
"Morning welcome to southern california real estate report. This is bob mcguire. Danielle wise coming to you from san diego so post pandemic things happening in the real estate world and probably one of the biggest things or at least one of the biggest changes that we've seen and we it's interesting because we have the weather for it but the dining regulations for outdoor dining regulations or being extended right. And i think that's a good thing. So they're gonna so. The city council has voted eight two eight zero to extend the street permits until july. Twenty second for all the outside dining so all the or excuse me twenty twenty two july thousand twenty two. So all of the Outside dining areas that you see set up. They're going to leave that setup for the next year a little over a year and i think it's great. I i agree. I mean i i've eaten indoors now Being vaccinated. I feel pretty comfortable with it but i also rather eat outside and if i had the choice typically i would choose outdoor dining at this point just because we are living in san diego and What why would you wanna be in a crowded indoor space. I mean even though. I know they're not full capacity inside. I mean it's typically it's nice weather sun doesn't go down till almost eight anyways it's It's easy to eat outside. And if they have good if they have nice options. I think that one thing that you have to think about what this outdoor dining is. These people have spent a lot of money. Maybe a little too much money building really nice dining experiences outdoors. So they're not like you're just eating on the side of the street you really are. You're in a really kind of an environment. That's conducive to the restaurant. Yeah so some places have built some pretty elaborate dining areas exactly so so. They're really nice. They one of the things. That's the kicker to this thing that you know if you are a restaurant owner if you're real estate owner you have to be aware that the city is now gonna come around as part of this. They're going to start enforcing code though. And so one of the things that they're saying is Especially for the fire code. We had a fire. One of our buildings Recently and one of our commercial buildings and so we had to go to one of the tenants talk to him about his temporary setup. You know so. So there's there's things that you know you want help. The tenants and you want the tennis to succeed but also doing things that may cause some kind of harm or you know..
"diego" Discussed on We Need To Talk About Ghosts
"A lot and even just in the course of their tenure of owning this house. There'd been a whole lot of change around it because when they bought it they live way the hell out mature lease but by the time i lived there. They were right smack dab in the middle of arcada which is a little college town roads and lot of like around them changes to the land. That kind of stuff and so my thinking is leticia has always been there. My grandmother just gave her. Name's okay and you think that at any point all your grandmother didn't seem to acknowledge it all admitted she existed. Do you think secretly so itself. She did know soon was there. And that's why she gave it like a female name attached to the paint. And maybe it's possible. I mean it was definitely a female energy. I would say like it was. Yeah it was. It was a. It's a female energy It's it's really hard to say because my grandmother was one of those people where she was right even if she was wrong. You know what i mean. Don't maybe she believed she would never have to herself so interested really does he say one hundred and fifty years old. I mean an by american standard. That's all but realistically that's old anywhere early. Hunanese is at least twelve three or four generations. Isn't it really. And they were born there their own generation. My cousin michael lived there when he was born. I lived there and so it's like so our generation like there's there's probably think we're on probably generation for just for us who've gone in and out of the house not in who the hell knows what happened with whomever had previously fantastic aloof. That story and i love the fact sheet. It's sort of the wisdom of grandparent's where they will attach it to something like a story behind. At least to say you know by the way it's the lady in the painting talking really like that. That's very cool. So what's the story. Behind the cemetery. In san diego santiago and san diego it does not mean a wales vagina despite will ferrell claims in anchorman. Anyway so my best friend. One of my best friends lives in san diego and it was one of the things we actually met on the internet. We've been best friends for shit. Twenty years now started cussing adjective. And so i go visit her almost every year usually in like october november because it is so god rotten hot down there that i do not understand how anybody who chooses to live in cursive climate. The funny part is choose. I was born in san diego. So i actually have like a weird sort of double ties to the area. Okay oh yeah. Dad was in the navy so interestingly of nothing my older sister went to slow with mark hamill's younger brother so someday stock that michigan. I'm going to be like. Hey my brother or your brother knew my sister. So let's make out anyways. So so. I go visit cindy every year in In san diego and they're their old town is this vary lake a super duper touristy. But it's it's touristy for a reason it's a really cool section. It's like the original section of san diego debt was settled aliens. There's a haunted house that's really famous in old town called the whaley house if you ever watched any kind of haunted buildings houses in yeah and so you've seen i've seen the way leo's on..
"diego" Discussed on Newsradio 600 KOGO
"Reopening this month. Another plan that has failed. Another broken promise. Schools across the nation. Of safely re opened. Backed the school across the street has safely reopened because it's accountable to the parents. Is he? Is he preparing for? Like a final showdown with a big, bad guy? E Guess So That is what that that's what that music evokes for me. No, there was literally a band behind him playing that Steve Steven Pitts conducting an orchestra? Yeah, a lot of strings happening. You know, there was kind of too big hooks for a Kevin Faulconer. Candidacy. One was that French laundry restaurant appearance that the governor had. And then there was schools. Those were the two big things you could see him sink his teeth in. You could see him launch a campaign for governor, either at a school or at the French laundry. Looks like he chose this school. Is closer. What's closer? Yeah, I'm someone that school's point just quickly about the mayor. The mayor was mayor. The former mayor was mayor here in the city of San Diego and He? You might remember. I used to give him a lot, too, because he didn't do anything to adjust the school's situation. Even though he was, you know, talking about other elements, the economy. Finally he did get involved in schools and one thing. The only thing he really ever did toe open schools in San Diego. Or anywhere was to send a joint letter with the teachers Union from Sandy Unified School District and from the superintendent. It's any unified school district. Demanding basically 10,000 covert 19 tests per day from the governor or 50,000 tests per week 10,000 per day. In order as like a condition to reopen, and that was like the demand that was literally on Lee. Major action. I saw him take now They're nowhere close to 10,000 tests per day for teachers, so either he has dropped that as a requirement and not laid that out. Yeah. He doesn't even remember that he did that. Yeah. What? I like bigger picture. A lot of parents have You know, been frustrated about this. We prioritized opening bars and restaurants and salons and things like that over opening schools and like getting to a place with community transmission on DSA spread that we could be in a position to open schools. And on that point, I mean come. Faulkner has been pretty Vocal about wanting to open businesses and critical of Newsome's decisions. Um, a Zafar is keeping businesses closed. And so on that point it does seem like You know if he were in charge, he seems to have this priority on businesses and wanting bars. And, you know, he made a big deal about haircuts and whatnot. And if that were the case, and if all these places were opened across the state, I think would be And harder position as far as opening schools. Yeah, I mean, I think it's one thing like for you know, parents and such. There was time to open schools, but your run for governor, I think it's like kind of incoming on you that actually lay out like what you would do, and the only thing he's on record about what he would do is demand. Are more tests than even the governor has available. The governor has said he wants to get teachers tested at once per week on bats. You know, for San Diego that would be like 1000 tests per week. So he has like 10 times the higher threshold to open schools on the record. Now, I guess he might say, Well, the vaccine changed. We'll lay it out, man like you're the one running for governor. Like what would you actually do to get the teachers in the school district's on board with your plan to open again? It's one thing for parents and stuff to beaches, making blanket demands and hoping for change. If you run for governor, and your whole point is, you could run this better and you could open a better. What exactly would you do? Because I'm not sure I have no idea. Well and You know, the city of San Francisco, like the city of San Diego does not have a direct role running schools in that city. But the mayor and City council there this week. Sued the school district to open and said that they have had done in an insufficient job of opening schools. And so the city felt like they needed to intervene. Now that's a dramatic step, and who knows if it'll be successful? I think probably the smart money is on that It wouldn't be successful, but but they did that. You know, London breeds the mayor of San Francisco, and she decided to intervene in an area where she thought that there was a problem. And Mary Faulkner was also the mayor. He was in the precise position that Mayor Breed is in and he didn't do that, like there's just no. Besides the Comment You made about the 10,000 tests. There just is no record of during the first eight months of this pandemic, during which he was mayor that he was Like a vocal advocate for.
"diego" Discussed on Newsradio 600 KOGO
"2019. And this is going from 24 in 19 to 50. My goodness, five million plus in 2020 del Mar's was the same. I mean, Dahmer's is very small, so it's hard to have that much of a lot of home turn over, but they had 16 in both years is the rest of San Diego East County. Center City, North County, West North County East is that experience in the same trade upward pressure? All of it? No kidding. No, not just luxury homes. It's everywhere. It's everything. How do we stack up against the rest of California, By the way, is all California experience of this? Are we just talking about San Diego? Because we're in a little little paradise? I think we're probably faring better than other places in California. For sure. I mean, l A has seen a lot of, you know issues with the virus. San Francisco in part, you know, so that's a whole different stratosphere for real estate. Actually, but for you guys, do you guys ever? I mean, you guys laughing us guys that say it's a buyer's market sellers. Is there even such a thing as a buyer's depends what you are desire he cellar, right, you know? Well, because I'm looking at it, even in looking at homes and looking at real estate right now, you know, just because it may favor the cellar price wise. Individual sellers have individual circumstances, right? And that's that's why you have to understand how two people find you if they want to list the home or they want to buy a home and again. Marty is not a paid advertiser. She's just the smartest person I know, in real estate here in San Diego. So are you still taking on clients and such like that? Or you just so busy to chapter like put on a waiting list? No, but that's a really good question. Because if we are too busy, we will refer we will. You know, we don't take on Something that we don't think we can be the best at. But I have five buyer's agents, and we have a listing coordinator in escrow coordinator marketing court, sometimes intense. There's a buyer's agent, the seller's agent. Well, no, my buyer's agents. That's sort of a term they buy and sell, but they're real agent. They are agents. They're real estate agents that are working with our team, so they have the ability to buy represent buyers and sellers. Like we do, And then we have the staff to manage our clients so that it's run. Very streamlined. I thought was even Maxine here today to your mom. I know. How is it The next time your mom's legendary in the real estate is like, how long is she better? The real estate business She has been in since 1976 full time. My mom. She won't be upset with this, but she's 82, she told people to certainly doesn't act like this is the next tour of several times she dances every day, and she has literally more. Energy than I do. She goes from earlier in the morning till later tonight, and she's has no desire to stop it. Let's get her in the studio. Marty Gallons Stubbs. Marty. Gallons is a partner of Maxine and Marty. Gallons real estate, you gotta gallons dot com G. L. L. E. M s and you could take a look at some stuff there. And of course, I appreciate you taking the time to come out today. OK, coming up here? Just a second. I got mayor. Former Mayor Kevin Faulkner is gonna be joining us to talk about putting his hat in the ring his bid. For governor of the state of California. Regardless, if there is a recall effort or not, hey is going to he's going to put his hat in the ring to see if he can run for governor and according to a lot of publications across the country, according even political, which is sort of left winger, everyone sort of betting on Kevin Faulconer because of his Past and taking over for the re called Bob Filner.
"diego" Discussed on Holding The High Line with Rabbi and Red
"I mean i think i think you softened up my take a little bit but i don't think either of us one of those things. It's either the best thing about this. Podcast matt of the worst thing is. We almost never like really strongly disagree. I think we both essentially agree to to the the the principle that yego rubio is all right if you have nothing else like he's like he's like is he. The worst striker major league soccer no was. He is bad at passing the ball. Kyw kamara is upgrade over chi. Yes you know. He's a he's a he's upgraded guy. He's not as bad passing the ball. Is he worth a little over. Three hundred thousand and it's a little bit harder question to answer. I think both of us are a little less comfortable with that will. Do we really. Would we really like a better striker. Yes that's i. Think the ultimate kind of concluding thought for this. And so i guess the question we have that point mark comes from our good friend. Jeff casimir at j. three ask. Here's a question given current rosters for which other teams would diego rubio starter. And so i'll answer this. I mark because i did a little bit of prep. And then i'll let you answer it. And i think this just further highlights the point that we made. I think there's a bunch of really bad teams and mls that missed the playoffs. That would love to have diego. Rubio at what it would cost to pay him and acquire him from the colorado rapids. I think there's a bunch of really good playoff teams upon which he is comfortably. Not a starter. So let's just look at the western conference for example mark sporting kansas city. Seattle sounders portland. Timbers i do not think diego rubio's a starter on any of those teams. I think there would be an injury or something else. Advantageous for him to get more than a thousand minutes on that and that just kind of goes back to where those clubs are where they spend their money. What they're looking for a striker and just if you need further evidence. Cc when rubio was a bench player for sporting kansas city when they were roughly in the same place in the table. I i hesitate to put minnesota united in their mark but that is mostly a positional issue. Just because of the striker situation that befell adrian heath and the loons at the end of the season but also adrian heath like falls in love with the striker and then wants to get rid of him nine months later. So if you're talking about like let's bring in diego rubio who do a bunch of good stuff really. Well they'll try to sign a dp in the summer and then they'll be look into ship. Diego rubio off at the trade deadline next fall. So that's a bit of a weird situation that we can't compare. I don't think that he'd be a started all l. Afc though i do khimki would fit in culturally with the team. If he did different things. I think he's too similar. To what in principle wanna tries to both off the ball in the box that i don't think he would fit in but i think he would be a comparable replacement for what they've gotten for wando just in terms of on the field standpoint to say nothing of the marketing leadership and emotional soul component..
"diego" Discussed on Holding The High Line with Rabbi and Red
"Scorers in the league. I'm referring to. I guess referring to the team being a top goal scoring team in mls rather than rubio leading the golden boot ultimately from our perspective. It doesn't matter who puts the ball in the back of the net as long as the team is putting the ball in the back of the net sort of that point mark it has a really good job pressing which makes things difficult for the opponent in terms of them creating stuff it often has allowed the colorado rapids to dictate the game without having the ball and sets up transition moments. Say what you will about the rubio. When he set up for a perfect tappin. I think in terms of the in terms of market i think about him creating his own shot him being at the end of a tap in in possession set-pieces goals and an transition. I think diego rubio is at his best in transition in space and the fact is especially now with michael barr being added the team. And we'll see what happens with my and his particular role co bassett's a really good passer. Jonathan lewis is a decent passer nicholas benazir. Michael borrows eunice. Nominally can be an effective passer. Both from midfield and from a wide position i think mark. We would both argue that. We're still waiting to see rubio. Move waiting to see nominally. Take a big step up in this coming year. Mls the only for the colorado rapids and in the final of his two year loan. Where there's an option to buy for the colorado rapids. But the fact is they have a bunch of really good passers. I think the service this coming year is in a position to be the best that it's ever been for diego rubio and he's not sharing any of the service with kaik mar. I think the question. I have mark going back to a very productive. Goalscoring tally that he had hadn't twenty nineteen a lot of that was him paired up with kamara and ultimately them feeding off of each other. Kyw doing a really good job and then providing advantageous opportunities for dig rubio if diego rubio is a false nine who's inherently further away from goal. What does his service look like. What are the opportunities. Look like and are there. Are they as numerous as good opportunities. And ultimately mark if rubio still again is a decent passer if we're counting him as the eighth best passer among strikers for mls in two thousand twenty if he continues to be that really good the rapids have a bunch of really good passers at the same time. Mark if you look at michael borrows fifteen assists five goals last year. They've got a bunch of guys who really want to pass. It'd be nice to have a guy who was a really good finisher of the ball. And i absolutely hear your point. That overall rubio isn't necessarily that guy to that point. Mark what was goals vs x g looked like goals scored in mls. If we're just counting the regular season so not the most is back tournament. He had three goals and he had x..