35 Burst results for "Democrats"

Omar seeks action over House colleague's remarks on Muslims

AP News Radio

01:00 min | 1 d ago

Omar seeks action over House colleague's remarks on Muslims

"Minnesota congresswoman ill hunt Omar is demanding house leaders take appropriate action against a Republican congresswoman who made derogatory references to Omar's Muslim faith Democrat bill Han Omar is a member of the so called squad a group of progressive newer members of Congress Colorado Republican Lauren bow perch in a video posted on Twitter referred to her as a member of the jihad squad a reference to an Islamic holy war also making a comment about her colleague Omar near an elevator saying they were fine because she didn't have a backpack viewed as a reference to a suicide bomber the remarks at a constituents meeting drew laughter although Bo Burton did apologize congresswoman Omar is calling on leaders of the house to take appropriate action saying normalizing bigotry not only endangers her life but the lives of all Muslims adding anti Muslim bigotry has no place in Congress I'm Jackie Quinn

Hunt Omar Bill Han Omar Lauren Bow Omar Minnesota Bo Burton Jihad Congresswoman Omar Congress Colorado Twitter Jackie Quinn
Florida Has the Lowest COVID Cases Compared to Democrat States

Mark Levin

01:38 min | 1 d ago

Florida Has the Lowest COVID Cases Compared to Democrat States

"We talked about what's worked and what hasn't and how not to let absurdity win in your community again And in your state again And I evidenced my points by my state the free state of Florida which for 5 consecutive weeks in these states united has had the fewest population adjusted cases in the country Also these states with the highest population adjusted cases right now happen to be blue states Michigan Minnesota where you are 11 to about 13 times more likely to catch COVID-19 than you are here in my free state of Florida Also illustrating that there are 18 states with higher vaccination rates Than Florida that have more cases in many cases multiples more cases in real time And also take a look at the senior population The largest senior population of any state in the country and Florida And yet according to the World Health Organization when you take a look at life expectancy during the pandemic Florida's has been well above the national average and the point is this as we get ready for Biden's new dark winter Is that lockdowns don't work It's been evidenced The vaccines are not a panacea even if they may be at best a tool in the toolkit And we have other health considerations that need to be accounted for starting with mental health Something else we discussed in the first hour of the

Florida Minnesota Michigan United World Health Organization Biden
Is the Biden Admin Still Releasing COVID-Positive Immigrants Into Cities?

The Dan Bongino Show

00:56 sec | 1 d ago

Is the Biden Admin Still Releasing COVID-Positive Immigrants Into Cities?

"The Washington examiner has a story today 40% for zero 40% of migrants released in Texas border city test positive for COVID-19 Released in the city The Biden administration is dumping COVID positive illegal immigrants in the cities of Texas and saying deal with it And then The Washington Post is writing stories about how the COVID rate is high in Texas It's the rate is higher in Louisiana but since the Democrat governor there John bell Edwards he's Democrats so that's not in the Russian poster The Washington examiner dateline Austin Texas the city of Laredo Texas has refused to take in migrants who have been bused in from elsewhere on the border after discovering 40% of them tested positive for the coronavirus according to two local government

Covid Texas Biden Administration John Bell Edwards Washington The Washington Post Louisiana Laredo Austin
Jen Psaki Invites the Taliban Into the 'International Community'

The Dan Bongino Show

01:53 min | 1 d ago

Jen Psaki Invites the Taliban Into the 'International Community'

"Yesterday at The White House perhaps you've heard of it It's a big White House in Washington Well you know what one of the things I want to do is Jen Psaki on the Taliban Let's go to soundbite number 21 Because this is pretty amazing stuff Steven portnoy who I used to work with and he's a news reporter He's covering The White House For a CBS right For CBS radio And he used to work at WMA all our mothership in Washington I like Steven Porter And he asked a question of Jen Psaki colonel club about the Taliban which is riding roughshod over Afghanistan We're expecting now weeks maybe even days until Kabul is overrun We're gonna have to evacuate the embassy helicopters on the roof Saigon all over again because the Democrats are in charge The massacre is going on I don't know if you saw the testimony yesterday Women in Afghanistan are being brutalized for being too western by the Taliban children are being brutalized the schools are being blown up and burned The Taliban is rolling back the clock again And the place is being completely devastated and destroyed mass murders are taking place Massacres again women and children being brutalized cattle being stampeded The whole thing Jen Psaki yesterday Clearly on the march You're objective is to have a negotiated political settlement What gives you confidence that the Taliban is interested in that Well the Taliban has to make an assessment One we have also said that there's no question that the television defense security forces would be strengthened as with the Afghan political leadership if they were to have more success in fighting back There's no question about that We're not hiding from that in any way shape or form The Taliban also has to make an assessment about what they want their role to be in the international community The Taliban has to make an assessment as to what they want their role to be in the international community

Jen Psaki Taliban White House Steven Portnoy Steven Porter Washington Cbs Radio Afghanistan CBS Kabul Saigon
Unpacking the Single Worst Poll for Democrats With Pollster Richard Baris

The Charlie Kirk Show

01:52 min | 2 d ago

Unpacking the Single Worst Poll for Democrats With Pollster Richard Baris

"With us right now is a friend of mine and he reached legend status in the Pantheon of heroes of the Charlie Kirk show as he went to like two a.m. on the night of junkins win and the near win in New Jersey. He's a good man, big data poll, he's smarter, and better looking than Nate silver. It is Richard barris Richard. Welcome back to the Charlie Kirk show. Hey, Charlie, thanks for having me on. Happy Thanksgiving. You too, every time you know I have to mention Nate silver. It's important. So it is. You guys came out with some very compelling new polling, what's going on? I want to go piece by piece. So go through it methodically, the floor is yours. So, you know, the birds eye view here, Charlie, is that the issues are just really coming around to bite Joe Biden. Come on, your show, others, and I've been saying this for months that Joe Biden's approval rating in the beginning of his presidency was artificial. And what I meant by that is that he never received time marks on any issue except for COVID to include the economy and that once it became clear that COVID was a pandemic, and the president did not have that much authority over a virus particle that that would be an impossible campaign promise to keep, and he would begin to collapse. As that has happened, some votes his numbers. So now for the first time, we do have them below 40, 39.8, which is we always do decimals. And that is, you know, trending right along with his COVID approval, which is now a majority disapprove. And he's barely struggling to be in the forge. So Richard, who the heck are these 39% of America that thinks Biden's doing a good job? Yeah, you know, there's most of them, honestly, are Democrats holding on, even though there was definitely fracture this month in his approval among

Charlie Kirk Nate Silver Junkins Richard Barris Richard Joe Biden Charlie Covid New Jersey Biden Richard America
Rashida Tlaib Endorses Prison Abolition Bill to 'Empty Federal Jails'

The Charlie Kirk Show

01:45 min | 2 d ago

Rashida Tlaib Endorses Prison Abolition Bill to 'Empty Federal Jails'

"Will Rashida Tlaib? It was a very questionable individual. She believes we need to end federal prisons and open up all the jails and the criminals. This is now a stated policy position of the Democrat party. Now you might say, how could anyone possibly believe this? Will you see if you do not believe? That people are naturally inclined towards doing evil? Then you have to explain it away. And Rashida Tlaib believes that prisons are the reason why people do bad things. Again, you must go to college to believe such things as play cut 20. Yeah, again, I think that everyone's like, oh my God, we just release everybody. This one's. But did you see how many people are mentally ill that are in prison right now? No, I know, but the act that you don't actually release everyone, human traffic is. Oh, I know. Child sex that are mentally ill that have substance abuse problems. Why are you asking me about them? You're asking me about the traffickers trying to understand your proposal is sort of sweeping. It does release everyone. What? So sometimes I watch these clips beforehand. Sometimes I don't. Good for Jonathan Swan. I'm gonna text him after this. He's from axios. Tlaib, that's stupid? No, she's actually a I could see it immediately. I'm like, okay, now I know what I'm dealing with. And yeah, I'm just kind of a loss for words. What I was just watching there. She was admitting, like, of course, oh, I know. I'm gonna open up all the prisons, of course, obviously. The sex traffickers the murders, the arsonists, hey, you know what we need? Ted Kaczynski needs to be walking the streets again, according to Rashida

Rashida Tlaib Democrat Party Jonathan Swan Ted Kaczynski Rashida
BLM Supporter, 'Militant' Says Parade Killings Might Be Beginning of 'The Revolution'

The Charlie Kirk Show

00:34 sec | 2 d ago

BLM Supporter, 'Militant' Says Parade Killings Might Be Beginning of 'The Revolution'

"Weird how Milwaukee's BLM leaders is saying that the walka Shaw Christmas parade attack may be the start of a revolution. Play cut 51. Oh, no. Now we don't have to wait until they do us money because we may have to wait and see what they say about why this happened. But it sounds impossible that the revolution has started. In this case. The revolution has started in

BLM Milwaukee
Waukesha Suspect Darrell Brooks Shared Pro-Hitler and Violent Anti-White Posts

The Charlie Kirk Show

01:38 min | 2 d ago

Waukesha Suspect Darrell Brooks Shared Pro-Hitler and Violent Anti-White Posts

"We have to close the loop on the walka Shaw story. Isn't it a tragic set of circumstances where we're only allowed to talk about or care about a tragedy if the color of the skin of the attacker is something that the regime actually wants? So the attacker and walker Shaw, who has now killed 6 people a young boy died last evening. So it's went from 5 to 6. Ran over 40 more people. A black terrorist by the name of Darryl Brooks he is a pro Hitler anti semitic black supremacist terrorist. It's been wiped clean from the activist media. You've got a CNN dot com. No mention at all whatsoever. Nope. Nothing. Instead, if you, if you looked at any of the headlines that happened, they're not even saying that this is a terrorist attack. No, they just call it a car crash. They say what happened in Waukesha Wisconsin was just the car crash. It was like someone that got off on the wrong exit. Play cut 56. Bank worker. We were also hearing from the uncle of one of the 18 children hurt in the crash on Sunday. David begnaud reports on how one 11 year old girl is doing. The crash on Sunday. This was an attentional attack. But because it was a black assailant who's a child sex trafficker and pedophile, it doesn't fit the

Walka Shaw Walker Shaw Darryl Brooks CNN Waukesha David Begnaud Wisconsin
Liberal Caller Fails to Notice the Dramatics in His Own Party

Mark Levin

01:59 min | 3 d ago

Liberal Caller Fails to Notice the Dramatics in His Own Party

"But rob and Cleveland Ohio disagrees with me so of course rob I want to hear from you Rob come out in here Thanks for calling I'm Larry O'Connor You're on Mark Levin Larry how are you buddy Good man Happy Thanksgiving Happy Thanksgiving to you I call into these shows a lot I go by liberal rob I'm very left leaning on things when it comes to social but specifically I'm conservative Okay Every time I hear somebody filling in or even Mark Levin everything's so dramatic and everything that's wrong with the world is it's the leftist system Democrats They're trying to comment you made about they don't want you to have Thanksgiving and hold hands Do we have to get that kind of I guess straw man fallacy Do we have to get that kind of dramatic with it to I mean is it something that I mean you've already won over 99% of your listeners you're almost like kind of barking up the tree freaking to the choir Hey rob I'm gonna let you finish but just so you know do you know the Atlantic Are you familiar with the magazine the Atlantic I heard of it I don't know The Atlantic is considered like the gold standard for liberal thought in this country It's they've got all the smartest journalists It's a big full of think pieces It drives the intellectual left in this country And then frankly there's a lot of my friends who are on the right who read it and respect the ideas that are in there This is a headline This is an article that just published today in the Atlantic The headline is deprogram your relatives this Thanksgiving Sub headline Maybe you'll change a heart or a mind or maybe you'll need to report a relative to the FBI Now now rob I understand you want to call it and say oh you right wing radio host you're all full of hyperbole and you're angry and you're saying that But do you see what I mean when I say that they don't actually want us to have a harmonious Thanksgiving Do you remember how Barack Obama wanted kids to go back and start lecturing their parents about politics at the Thanksgiving

ROB Larry O'connor Mark Levin Larry Mark Levin Cleveland Ohio The Atlantic FBI Barack Obama
Number of Americans Filing for Unemployment Benefits Falls Past Pre-Pandemic Levels

Mike Gallagher Podcast

00:56 sec | 3 d ago

Number of Americans Filing for Unemployment Benefits Falls Past Pre-Pandemic Levels

"Is we got some good news to report. Comes on the economy, the number of Americans, newly seeking jobless benefits plummeted last week, falling past pre-pandemic levels, in fact, it was fall into the lowest point since 1969. This is more than a year and a half after the start of the pandemic, of course, as of last week, initial filings for unemployment benefits fell to a 199,000 economists expected to see the claims dropped to 260,000 gives you an idea of how low this number has gone. So that's some good news. The bad news is Joe Biden is still president. And the Democrats are still running things in Washington and I'm not sure we have a whole lot of economic good news to celebrate, but there is at least a little sliver of sunlight today.

Joe Biden Washington
 Sweden's parliament approves first female prime minister

AP News Radio

00:38 sec | 4 d ago

Sweden's parliament approves first female prime minister

"Sweden has chosen mount delay not understand us prime minister Anderson has been approved by Sweden's parliament as the country's first ever female prime minister replacing Stefan Lofven as leader of the center left social Democrats the development marks a milestone for Sweden viewed for decades as one of Europe's most progressive countries which has yet to have a woman in at the top political post the social democratic leaning government has described itself as feminist putting equality between women and men at the heart of national and international work I'm

Sweden Prime Minister Anderson Stefan Lofven Europe Heart Of National And Internat
NYC Allowing 800,000 Non-Citizens to Vote Is the Foundation for H.R. 1

Mark Levin

01:23 min | 4 d ago

NYC Allowing 800,000 Non-Citizens to Vote Is the Foundation for H.R. 1

"So you get 800,000 non citizens to vote in local elections And then you pass that HR one And those people show up to vote in federal and state elections It is illegal to challenge them It is illegal as a matter of federal law to require voter ID That's what's going on Got it That's why these little cities and Democrat controlled big cities That's why they want non citizens to vote They're laying the foundation You heard it here first 'cause I know what the hell I'm talking about They're laying the foundation here So these people are not going to vote in just local elections The one in all elections Once the Democrats put in place this federal law they've told us what they want to put in place at the federal level They told us so knowing what they want to put in place at the federal level Schumer pushing it obviously they're talking to each other in New York City in New York With their boy in Washington 800,000 non citizens to vote in local elections Okay Then you pass HR one How are you going to stop those 800,000 promoting How are you going to stop them You're not

Schumer New York City New York Washington
Democrats Propose Legislation to Nationalize Elections, Allow Teens to Register, and More

Mark Levin

01:43 min | 4 d ago

Democrats Propose Legislation to Nationalize Elections, Allow Teens to Register, and More

"The Democrats had proposed federal legislation that would nationalize all these elections That would allow 16 and 17 year olds to register That would allow people to vote in precincts other than their own That would prevent the use of voter ID so you don't have the person's identification or address If you're mailing in a ballot that would prevent a signature comparisons And if you vote in person it would prevent the judge of elections or anybody else at the precinct from challenging your vote and challenging who used claim to be even if they know you're not who you claim to be It prevents localities and states from cleaning up their voting list dead people people registered more than once non citizens registered people who've moved and on and on Prevent you from cleaning your records And that's just some of it That's just some of it So imagine having that law in place and let me tell you a little secret If they get a majority in the House in the Senate I don't mean 50 50 I mean 51 49 And if they have the presidency and they have the house by one or two votes they're gonna make that law Because we've now reached a point where we're in many respects where post constitution as I've been talking about now for years and we are It's more like a one way parliamentary system When the Democrats are in anything goes if they have a simple majority When the Republicans in they follow the constitution so you need super duper majorities You need to respect the courts their separation of powers So we have two parties playing by completely different rules Completely different

Senate House
Waukesha Parade Suspect Darrell Brooks Is Deplorable

Mark Levin

01:18 min | 4 d ago

Waukesha Parade Suspect Darrell Brooks Is Deplorable

"What would joy read do with this mister producer What would MSNBC in the racists and the bigots and the professors they bring on more racism because what would they say about this When you have an African American driver and all white victims who died See this is the danger of the media matters mediaite these other operations This is the danger of the American media What Brooks has in common with the three people who Kyle rittenhouse shot they're all felons With long felonious records That's what they have in common Victims Victims I wish to notify these are predators And the media and the Democrat party embrace the predators They have no problem with the predators They have a problem with you You say you're deplorable They would never call Darrell Brooks deplorable Would they Now they wouldn't Or the three felons who were shot by Kyle rittenhouse they would never call them deplorable Now would

Kyle Rittenhouse Msnbc Brooks Democrat Party Darrell Brooks
Randy E. Barnett Explains the Original Meaning of the 14th Amendment

Mark Levin

01:53 min | 5 d ago

Randy E. Barnett Explains the Original Meaning of the 14th Amendment

"The original meeting of the Fourteenth Amendment tell us a thumbnail sketch What's in the Fourteenth Amendment And what did the drafters intend Right Well after the Civil War the Republicans in Congress prohibited slavery in the Thirteenth Amendment and they had every reason to believe that once slavery was abolished then the freed men and the Republican allies in the south would be able to go about their business But that of course is not what happened What happened instead was the imposition on African Americans of the black codes which were discriminatory set of laws that basically reduced our freed men to something close to slavery as close to slavery as they could get And white Republicans in the south were also being put upon by militiamen and other armed terrorists and everybody there especially African Americans were the subject of massacres and other sorts of abuses And so in response to this white supremacy this movement is organized terrorism on behalf of white supremacy The Republicans and Congress did a lot to fight back They passed the Civil Rights Act of 1866 which protected fundamental rights but it was vetoed by president Johnson who said they didn't have the authority to pass it Most Republicans thought they did They overwhelmingly approved it over the retail But just to be sure and to make sure that the law wouldn't be repealed when the Democrats came back they enacted the Fourteenth Amendment So the Fourteenth Amendment goes beyond the Thirteenth Amendment to protect the fundamental rights of each and every one of us as citizens of the United States from being abused by our government So every time the members of your audience have heard about a First Amendment challenge to the states or a Second Amendment challenge to the states they are really actually hearing about a Fourteenth Amendment challenge as you know Mark Although they're doing the challenges are happening under the wrong

Congress President Johnson United States Mark
The Most Insane Leftist Responses to the Rittenhouse Verdict

Mike Gallagher Podcast

02:38 min | 5 d ago

The Most Insane Leftist Responses to the Rittenhouse Verdict

"Excuse me, the daily wire. Collected, they listed. We're going to post this, Mike online dot com. The most insane leftist responses. To the rittenhouse verdict. President Biden, while the verdict in Kenosha will leave many Americans feeling angry and concerned, myself included, we must acknowledge the jury has spoken. What do you mean you're angry and concert? What are you angry about? What you wanted this kid's head on a platter? Is that what it is? Self defense isn't supposed to be self defense? How about Gavin newsham? This nutcase, governor, America today, he said, you can break the law, carry around weapons built for a military. Shoot and kill people and get away with it. That's the message. We've just sent to armed vigilantes across the nation. You see, newsham, these kooks never condemn the rioters or the looters. No, no, no, no. The guy that had a gun in defect was trying to protect a business and was defending himself. He's the bad guy. Not the pedophile trying to kill him. No, no. He's the good guy. How about governor J B pritzker, of Illinois? This classic. He heard about Newsom evidently instead hold my beer. Pritzker said, carrying a loaded gun into a community 20 miles from your home and shooting unarmed citizens is fundamentally wrong. How about the congressional black caucus? Here was their statement. It is unconscionable our justice system would allow an armed vigilante who traveled to Kenosha Wisconsin and killed Joseph rosenbaum Anthony huber and the wounded gauge grows gross Croix to go free. Colin Kaepernick. He said, well, but I can do you better. We just witnessed a system built on white supremacy validate the terroristic acts of a white supremacist. NASCAR driver Bubba Wallace, ha, let the boy be black, he said, and it would have been life. Hell he would have had his life taken before this BS trial. Sad. House judiciary committee chairman Jerry Nadler. These are not insignificant people. This is a very prominent Democrat. He said, quote, this heartbreaking verdict is a miscarriage of justice and sets a dangerous precedent which justifies federal review by the Department of Justice.

President Biden Gavin Newsham Kenosha Newsham Governor J B Pritzker Joseph Rosenbaum Anthony Huber Mike Pritzker Newsom America Bubba Wallace Colin Kaepernick Illinois House Judiciary Committee Wisconsin Jerry Nadler Nascar Department Of Justice
Illinois Democratic Worker Mary Lemanski Made Disgusting Tweets About Waukesha Christmas Parade

Mike Gallagher Podcast

01:54 min | 5 d ago

Illinois Democratic Worker Mary Lemanski Made Disgusting Tweets About Waukesha Christmas Parade

"But I have to share a reaction from a Democrat in Illinois, that you need to hear, because to me, this sums up the giant riff between the Republican Party and the Democrat party in America. Are people who call this show all the time. Yeah, I'm a Democrat, and that's okay. You be what you be what you want to be. You want to be a Republican be a Republican. You want to be an independent, you want to be an independent. You want to be a Democrat for your Democrat. But if you're a Democrat, you share a party affiliation with a woman named Mary le mansky. Larry Mary le mansky is apparently the social media director for the Democratic Party in dupage county, Illinois. She's being blasted for a Twitter tirade. Where she referred to this Wisconsin rampage, a car plowing over children, grandmothers, this beautiful group of grandmothers called the dancing grannies, apparently one of the fatalities was one of those grandmothers, children lying on the ground being run over by this monster in his red Ford escape. You want to know what the social media director of demic of for the Democrats in dupage county Illinois tweeted? It was probably just self defense, Mary le manski wrote. Living in Wisconsin, he probably felt threatened. She added more sarcasm to her evil tweets. I'm sure he didn't want to hurt anyone. He came to help people.

Mary Le Mansky Larry Mary Le Mansky Illinois Democrat Party Dupage County Republican Party America Democratic Party Wisconsin Twitter Mary Le Manski Ford
America's Political Left Explodes After Kyle Rittenhouse Acquitted

Mike Gallagher Podcast

03:16 min | 5 d ago

America's Political Left Explodes After Kyle Rittenhouse Acquitted

"A moment. Of course, the other big breaking story that happened after we left you Friday, Kyle rittenhouse found not guilty on all counts. And again, the beast is wounded. If you're a new listener, I call the media, I call academics. I call Hollywood. I call the I call the big media machine, the Democrats. I call them the beast. And sometimes the beast gets injured and the beast houses in protest because the race baders over on MSNBC didn't like the outcome. They had a very predictable response. Here's one of their stars at MSNBC, despicable, despicable response by a woman named Tiffany cross. Ellie, I'm disgusted at what I'm saying. It's not just this trial. It's other trials, but this in particular, the fact that white supremacists roam the halls of Congress freely and celebrate this little murderous white supremacist and the fact that he gets to walk the streets freely, it lets you know these people have access to instituting laws. They represent legislative branch of this country. What are we to make of that? She's given a camera and a microphone and a platform to be on national television, and she spews that kind of bile of just just garbage. That little white supremacist are you kidding me? And it got even worse, consider her guest. Ely miss stall. This happened because this is what the white justice system was designed to do, all right? This is not a miscarriage of justice. This is justice working as intended for white people. And the way you know that is because of the judge. The reason why I was able to predict that was because of the judge. The judge was in the tank from the defendant from the jump. I mean, literally before the trial, he was making motions and making rulings in favor of rittenhouse. He continued that bias throughout the trial. That's without even getting into his maga ring tones without even getting into his off color Asian jokes. Not even getting into all of that, his actual decision making favored the defendant the entire time. By you. I can't even get angry at this anymore. I feel nothing but pity for these pathetic, pathetic people. I honest to goodness. I do. I feel sorry for them. You know, if a jury verdict came down, and the shoe was on the other foot, and it was a black kid. Accused or on trial for shooting white people. Oh my gosh. If anybody on Fox News or newsmax or what America news or the Salem radio network or sale of news channel, dared to say one tenth of what those people say about this white kid in Kenosha, all hell would break loose. All hell would break loose. These people are to be pitied,

Kyle Rittenhouse Tiffany Cross Msnbc Ellie Hollywood Congress Rittenhouse Salem Radio Network Newsmax Fox News News Channel America Kenosha
"democrats" Discussed on Today, Explained

Today, Explained

01:36 min | 2 months ago

"democrats" Discussed on Today, Explained

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"democrats" Discussed on The Michael Berry Show

The Michael Berry Show

01:42 min | 4 months ago

"democrats" Discussed on The Michael Berry Show

"Next couple of weeks that we're gonna be watching for well. I think the border will be front and center. I think spending is going to be front and center. The democrats are trying to ram through three and a half trillion dollars in a massive spending package. And we're saying as a result of of of all of this money being printed. We're seeing inflation going up and up and up and up and then on top of that. The democrats want to have a massive tax increase. In what i'm doing. Each and every day is leading the fight against the destructive policies coming from joe biden kamla harrison. I'm fighting to protect jobs in texas. I'm fighting to protect our security in texas. And i'm fighting to protect our constitutional rights which which are under assault from this administration at an unprecedented level. I hope you win. Senator ted cruz..

joe biden kamla harrison texas Senator ted cruz
"democrats" Discussed on Post Reports

Post Reports

01:56 min | 4 months ago

"democrats" Discussed on Post Reports

"Those are the type of solutions that with being looking at no dow. We should make no mistake that if people adopt the right personal level cooling strategies in the heat wave even if they don't have access to air conditioning increases their chances of navigating their way safely through that heat wave without becoming either. Ill being hospitalized or even dying ali. Jay is a professor of heat and health at the university of sydney. The story was produced by corey suzuki. That's it for.

"democrats" Discussed on Post Reports

Post Reports

01:35 min | 4 months ago

"democrats" Discussed on Post Reports

"Today more than fifty democratic members of texas house left austin and left tax Not because we want to. It breaks my heart that we have to. Do we do it. Because we are in a fight to save our democracy this week in an extremely unusual move dozens of democratic state lawmakers from texas packed their bags got on a plane and left the state with no clear plan of one to return. The idea was to break quorum and basically to the texas house from having members.

texas austin
"democrats" Discussed on Texas Take

Texas Take

05:47 min | 5 months ago

"democrats" Discussed on Texas Take

"Very powerful piece of legislation section five voting rights act said that those states where black people were subjected a specifically black people subjected to things like guessing how many jelly beans are in a jar or having to name all the state capitals alphabetically. When white people were not asked to do that you would have to do that. To pass a little test to be able to register to vote and then something you brought up in the past. Jeremy we're in places like texas. If somebody went to vote as an african american they would have their picture taken. It would be sent to their employer and they would lose their job because they had gone to vote right. There are places where that was more prevalent than others now. republicans say. We don't do that anymore. In places like texas. We don't do anymore. I have said a version of this before. I'm going to repeat it in senate bill seven under the senate proposal pushed by lieutenant governor patrick and senator bryan hughes. It wasn't in the fifties or sixties that they proposed doing away with polling places in minority areas in the state. it was twenty twenty one. It was just a couple of months ago that they were talking about doing that. So when people say oh well. This isn't the kind of stuff we do anymore. It's not fair I think there's at least a debate that could be had in washington and what we saw. This week is even though. The democrats failed in effort to move legislation in the senate democrats now seem to be more unified than they were before in washington about this which may mean there are other changes on the horizon that might add up to some legislation edwin actually passing. We'll see yeah exactly what i think what we've seen a since the walkout is the democrats trying to seize upon a momentum that they have found in texas in dc in its fed both ways right and so we have the situation where what to work was essentially doing on sunday was using his platform but trying to share it with all the people who were part of. You know the the walkout. And it's like it was people like jasmine crockett and trey martinez fischer. Who were given you know lots of time to speak at this rally. On sunday he was trying to. I think share the spotlight with the people Who were very active in the fight. Trying to keep the energy from that going. Remember those folks were just in dc. You know meeting with vice president harris getting time at the white house you know. Really good photo ops for these democrats and you can feel you know them trying to build basically a political bench that can go beyond this moment. as as i asked bet you'll work so so you running for governor. Not you know it's interesting point blank. You yeah yeah. And he leaned. I'm focused on finishing this. I know it's like you know he wants to see this through and by this he was talking about. You know this fight right now on the voter rights stuff That i think will obviously carry on through the special session but continue on in dc. Well as they try to figure out how they're going to get those bills done it. The problem is congressional calendar. Kinda stinks you know. Say let's remember it. Like august is to be gone for conference..

jasmine crockett trey martinez fischer washington Jeremy harris texas This week sunday republicans bryan hughes section five voting rights act democrats august senator lieutenant couple of months ago both ways sixties white house seven
"democrats" Discussed on What Next | Daily News and Analysis

What Next | Daily News and Analysis

01:32 min | 5 months ago

"democrats" Discussed on What Next | Daily News and Analysis

"Action but without that there are other ways to try to fight this of course. Political organizing matters agitating for transparency. And you know it might mean that you know people are going to have to be vigilant over the next few years over trying to change. Who runs election boards. And how these things happen and that's not the ideal way to do it but we've got. We've got a fight with tools that we have. Thanks for joining me. I'd say it's been a pleasure. But it's been an important discussion for having me on tuesday afternoon. The democrats got that show of force. That rick was talking about all fifty democratic senators including west virginia. Joe manchin voted to open up debate over voting rights legislation but without ten republicans. The motion failed the senate. Republican minority has launched a partisan blockade of a pressing issue here in the united states. Senate initially no less fundamental than the right to vote. And that's the show. What next is produced by. Daniel hewitt mary wilson carmel. Dilshad davis land and elena schwartz. We are led by allison benedict unleashing. Montgomery and mary harris. You can go from twitter. I'm at mary's desk. In the meantime meet you back here tomorrow..

elena schwartz Daniel hewitt tuesday afternoon allison benedict Montgomery tomorrow mary harris Joe manchin mary wilson carmel Republican ten Senate Dilshad davis land mary west virginia twitter fifty democratic senators united democrats republicans
"democrats" Discussed on What Next | Daily News and Analysis

What Next | Daily News and Analysis

04:38 min | 5 months ago

"democrats" Discussed on What Next | Daily News and Analysis

"And you said in january things are gonna to get much worse if democrats do not act quickly and decisively.

"democrats" Discussed on RJ Politics

RJ Politics

03:54 min | 9 months ago

"democrats" Discussed on RJ Politics

"It was the same thing they actually had to lay the groundwork for a couple of years before they finally mastered the process and took over. And that's exactly what we've seen here on the opposite side of the political aisle so they have You know they have won a victory and nobody can take that of victory away from them. I think it's gonna be a little bit rough going. Initially you saw The mainstream folks. It was clear who the establishment quote unquote the establishment wanted to win this election katherine. Cortez masto Who i read Subsequently said she she was not Did not encouraged tick to run totally encourage Rod and him to be the chair She has a personal direct interest in this and that is the fact that she's going to be on the ballot in two years in twenty twenty two. She wants to make sure that she has every advantage and the nevada democratic party being one merged with the read machine was a definite advantage. And so so now. I think what you what you saw and what i heard from people i talked to beforehand was. Was this idea that you know. Look we may win. We may lose the party election. We're probably going to lose. But if we do. No big will just reorganized fallback form new organization and carry out what we need to do to win in that format and so i think that's what's happening and so i think the I think the winners of this democratic party a takeover You know they are probably feeling and not without justification. I sympathize with the star. Probably feeling like look. We said we organize we took over. Were ready to lead here. And now you're taking your ball and going home. And the establishment people are basically saying. Yeah exactly yeah we didn't. We didn't get into power by sharing the power eight exactly. This is not a power sharing agreement. it's harlem entry system it's a winner-take-all and they're taking all and so the losers are also taking all. They took fifty thousand dollars out of the party's coffers and put it into the mix regular right democratic senatorial campaign committee for cortez. Mass does reelection. So so i understand that they're you know there's definitely hard feelings now ticks boom himself as i knew he would because tick is an old political hand and really nothing bothers to guy. It's just probably the result of his super super permanent super mellow attitude because while the marijuana that he has used over the years he just nothing. Nothing fazes the guy. He lost immediately congratulated. You whitmer and said let's work together to make the party work. And and all that that was about the only expression of conciliation unity. That i saw everybody else was was was pretty much in their own camps and so So we'll see we'll see the formation of this para party organization going forward the same way we did with the republican party. And it's just it's it's another hurdle to overcome. The democrats are going to have to overcome. Because now they're going to have to decide to raise money for the or the read machine. You know whatever organization to be named later Or do i do. I work within the party. What's my relationship to the party. Now how is this gonna work. Is the party gonna primary me. I mean that's that's a concern. I think was some democrats especially moderate democrats and yes. There are moderate democrats the the they're probably concerned that you know..

fifty thousand dollars two years Rod republican party democrats Cortez masto twenty twenty two nevada democratic party one couple of years democratic senatorial campaign
"democrats" Discussed on RJ Politics

RJ Politics

03:14 min | 9 months ago

"democrats" Discussed on RJ Politics

"The president. Joe biden calls the american rescue plan. The big corona virus stimulus package. Make it through both houses after after quite a lot of debate and discussion and get signed. We record these on thursday and it was signed today we also want to talk about sort of dueling and and different Recall attempts for the governors of california and nevada. And how how. Those things look totally different. Somehow but i wanna talk about a subject that we've definitely been talking about quite a lot. These last couple of weeks which was new leadership in the nevada democratic party Over the weekend there was an election and the progressive slate which was Clark county well now now. former clark. County chair judith. Whitmer and a lot of other folks who are democratic socialists who are big supporters of bernie sanders. They really cleaned house over the The sort of establishment democrats not a total surprise when we get into the breakdown of it but definitely jarring definitely a a major change and we saw you know. Sort of immediate fallout in the staff of the envy. Deb's one of the most you know well organized and strongest parties at the statewide level in the whole country. Quit in mass. We saw their consultants. Quit en masse difficulty even getting into the building for the new for the new folks. We had stories on that all this week it was. It was national news. I saw it basically everywhere I was i watched the election. They were gracious enough to allow me in even beyond what i was allowed in ice saw. The actual debate and discussion happen. They they let me and even though it was only four central committee members so we can certainly talk about that. But i'm curious steve as somebody was just you know hopefully relaxing on a saturday. What did you think well. As a matter of fact. I was relaxing on on a saturday. Smoking as a fine cigar and chatting with some friends. But we were chatting about this. This is one of the subjects that we were talking about and And and i. Let's just say off the top. You've got to hand it to the slate of progressives took over the party You know we always here People told look if you don't like the way things are Get involved you know. Change change the system persuade other people that your point of view the right point of view and get involved and do something about it. These folks did exactly that. They took that advice. They got involved. They went about the process of organizing. And it is not easy. These parties and elections can be very byzantine at times. So you gotta you gotta take your hat off to to The folks who took over to judith whitmer and her slate of candidates it was it was not an easy thing i mean they they had laid the groundwork of this for a long time. When the when the ron paul people took over the republican party. It didn't happen overnight..

Joe biden thursday today judith whitmer saturday bernie sanders nevada california Deb Clark county Whitmer republican party ron paul judith both houses four central committee members this week one steve democrats
"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

Economic Explainer with the Joint Economic Committee Democrats

15:03 min | 2 years ago

"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

"I'm Congresswoman Carolyn Maloney Vice Chair of the Joint Economic Committee and you're listening to the economic explainer podcast here we explain legislation legistlation from the Democratic Committee members and talk to experts about how those bills could affect our economy. The United nited states is one of only three countries in the world that doesn't have paid time off renew parents that makes it very difficult for parents of small children. to keep their jobs and to re enter the workplace once their children's start school. Americans should have the right to care for newborn baby or a sick family member for that matter without having to quit their jobs or suffer financial hardship in addition to helping families paid.

Congresswoman Carolyn Maloney Joint Economic Committee Democratic Committee Vice Chair United nited
"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

Economic Explainer with the Joint Economic Committee Democrats

06:16 min | 2 years ago

"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

"About they can wait and they can come up with all sorts of fascinating things mazing things that no one's ever thought of before but it all has to come back to an accurate count of the actual population if you're ever going to make anything things statistically representative if your sample of the population is ever actually going to be accurate the art and science of getting a complete inaccurate population count has not advanced to the point where you can rely solely on people's records to get an accurate count and a member of the censuses in the constitution and it's in there for one purpose which is to is to determine the population of every state so that it gets its fair share IRV representatives in the House and <hes> and by extension in the Electoral College. The addition of questions to the census was James Madison's idea in seventeen ninety so it's always been done but it was not the original purpose if one of the founding fathers I had this bright idea to amend the Census Act Seventeen Ninety say as long as we're asking as long as we're counting has why don't we ask people what they're if they're a man or woman or what their ages or what their occupation is and so so that's why all these extra data are in in the census <hes> and it comes back to the head count so there's no way that administrative records Kurds can do an accurate headcount right now and the question is what additional questions you want to add on the census itself like age sex race as well as on the American community survey about how the work and so forth that cannot be accessed by <hes> not existing records this census for the first time he right in two thousand ten about two thirds of people Hausa got a census form filled it out and send it back which means the census bureau had to worry about the other one third and and that's called non-response follow up and they send them a letter and they make a phone call and they eventually send someone to the door this time for the first time the Census Bureau is gonNA use administrative records Kurds as part of non-response follow up so there are using administrative records if someone doesn't fill out the form and they refused to talk to someone sends us now has the capability I looking at Howard now. Do you know what they're using. In terms of Admin records like drunk doc drivers records or I don't know specifically. It's a variety of different sources yeah but but the kind of fill in the blanks they know this person exists but maybe is the age on on the driver's license says the birthday is X. so that that's fine and this will be a work work in progress over the next few decades at least in our lifetimes. It's not going to replace it. You need to keep in mind as well just by the nature of our country administrative records or not the they're not going to be the end all be all. A do you have to have a certain balance in your country and you can't have you know or at least as yet we've not been able to figure out how to have a diverse and extremely extremely diverse and extremely free country that also has perfect administrative strata records yes and now I WANNA go back to that part of the U._S.. Code I mentioned earlier Congress told the Census Bureau and the Commerce Secretary use administrative records first before you ask questions. That's what the court says Secretary Ross violated so that's on the law. The idea is for Census and commerce always being look at for administrative records that allow them to not ask a question. <hes> you mentioned a couple of minutes ago <hes> some legislation way back in seventeen seventeen ninety on the census <hes> right now congresswoman Maloney has the vice chair of our committee has a bill called the census idea act which calls for three years of testing and research before any question could be added to the census. Does that seem. I'm like reasonable methodology. Do you think that would be <hes> a prudent way of going about things so the insights association was <hes> an endorser of endorsed the idea act <hes>. We think it's a good approach. Actually there've been there've been a variety media different kinds of bills on this issue and I think the congresswoman's is probably the best approach because there are a couple of others that just simply wanted to forbid the asking of US citizenship question forever which we don't agree with because what we wanted to ask next time you know and again it's and I think the census idea gets to the point of adequate testing. I don't know I don't pretend to know enough to be able to say what the right amount of testing and the right number of years of preparation is but I think that that's certainly on the right track and it sounds like like the way the Census Bureau would not to approach adding any kind of question so that's why yeah we endorsed it. I approve and I support the legislation and the legend of the fact that legislations needed indicates failure on the part of the commerce secretary to to adhere to the Census Bureau statistical quality guidelines to to adhere to own bees paperwork reduction at guidelines until end to adhere here to the National Academies Principles Practices the Federal Statistically sees all three call for extensive testing and clearly the <HES> secretary ignored all that so the only none of them are in law and the only recourse is to put that in law to ensure that <hes> testing happens the way it should have and that concludes the second episode of of the economic explainer with the J._C.. Democrats I'm Congresswoman Carolyn Maloney and today we talked about the importance of an accurate census. If the trump administration succeeds an adding us as ship question to the survey we will live with the fallout for a decade and if there is only one thing you take away from today's episode. I hope it's that incomplete count would hurt businesses and undermine..

Census Bureau Congresswoman Carolyn Maloney Secretary Ross James Madison representative IRV secretary US Howard National Academies Principles vice chair Congress three years
"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

Economic Explainer with the Joint Economic Committee Democrats

02:26 min | 2 years ago

"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

"We don't need to add the question to the census. The secretary overruled the chief scientists. The courts ruled that the secretary violated title thirteen section six because the secretary's choosing gene asked the question. Even though in the state of data already are available the third grounds that swim course looking at our constitutional grounds only two of the courts ruled on that than your case did not accept that as a grounds for the case but the Californian Maryland ruled that the commerce secretary violated the constitution because states have a constitutional right to actually have fair representation Tation in the House of Representatives and in the electoral college so they said that this edition of the citizenship question could skew apportionment and <hes> an electoral college votes because California <hes> and New York in particular could lose seats in the House of Representatives so to Howard's point they should if they do this right half to rule on each of these three laws one way or the other and. A- As a lay person just like Howard I don't see how they can rule against the lower court judges rulings about the E._p._a.. And <hes> entitled Thirteen sections six except that they just ignore it and come up with with their own reasons which would which would indicate that we have a problem with the integrity of our Supreme Court and that's the end of this economics explainer medicine. I'm Congresswoman Caroline and today we talked about some of the factors behind the Supreme Court's upcoming decision on the census. Here's the takeaway from the podcast. It is absolutely critical that the twenty twenty two Senio census be accurate and that the law constitution and Administrative Code Ba followed in conducting an undercounts effect on the census accuracy and by extension on the economy would be a disaster if you've enjoyed the podcast. We hope you'll subscribe on itunes. Google play stitcher or wherever you get your podcasts follow the Joint Economic Committee..

secretary Supreme Court House of Representatives Howard Congresswoman Caroline Google Joint Economic Committee Maryland gene California Tation New York
"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

Economic Explainer with the Joint Economic Committee Democrats

03:25 min | 2 years ago

"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

"Data Hearing Hi. I'm Rachel and I'm Randy immer from the J._C.. The staff and today we're here with Dr Andrew Ramer and Mister Howard Feinberg with a quick chat about how an upcoming Scottish ruling could affect the twenty twenty cents and our economy. Can you talk just briefly about the Supreme Court decision are are you optimistic. The thought the rule in the way that you want them to and where are they in this process right now <hes> based on the what I understand to be the questions that the conservative justices asked at at the April twenty third hearing it's not there questioning is not a cause for optimism <hes>. I'm not a Supreme Court expert. <hes> a lot of people are pessimistic. The hope comes down to John Roberts pulling a A._C._A.. In other words that Roberts was the key reason why obamacare lives because he voted with the Liberals and the hope is that he would do the same thing this time and and I think there's potential for Cavenaugh to do it as well but for the three justices hostesses as conservative justice. It seems like they're willing to do whatever Ross wants them to do and so I think the insight association daily filed an amicus brief in the case with a lot of other businesses we've really focused focused on the the ultimate impact on response rate and accuracy from the addition of the question but certainly just looking at it as the the bystander. I see a very clear line for the justices where they can say this was although the administration has pretty wide latitude as a constitutional matter in determining what's GonNa go on the census. They've also been given very clear guidance guidelines on what they're supposed to follow a process when it comes to setting up the census every ten years and they didn't follow that process so for pure process violations there is I see the armchair constitutional scholar here the receipt I put I put the constitutional concern us is and I'd say the process violations are enough. Enough that that should be able to provide an avenue for them to provide a prison produce a narrow ruling against the addition the three the Supreme Court is reviewing the results of three court cases that that all agree one in in New York one in California and one in in Maryland all three courts agreed that there were two violations of federal law by the Commerce Secretary the Administrative Procedure Act which is just Howard describe the process by which the census the Commerce Commerce secretary is supposed to go through before making a decision like adding citizenship question and all three courts ruled that he violated that he did not follow the process the second violation all three courts agreed on is <hes> <hes>. I'll just give you the the legal code is titled Thirteen Section Six which which says that the Census Congress told the Commerce Secretary the commerce sector that cannot add a question to the centennial census if the data are available through administrative records of the idea was not the burden households with questions for which the government can get the data from existing records. The memo that Chief Scientist at census sent to the commerce secretary. A year and a half ago said that we have the administrative records..

Supreme Court Mister Howard Feinberg John Roberts Commerce Commerce Dr Andrew Ramer Randy immer Rachel Ross Scientist Cavenaugh Maryland California New York ten years
"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

Economic Explainer with the Joint Economic Committee Democrats

12:12 min | 2 years ago

"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

"Could establish arbitrary cutoff times for payment deadlines raise interest rates without warning or change the terms of your agreement at any time I had one example where a consumer bought a car. They advertised it for eight percent to buy the car for for the life of the loan. Once he took out the credit card payment they raised the rate doubled it and it caught him in a never ending cycle of debt they could entice minors to open in credit accounts by using misleading practices game how charges and payments were calculated to maximize their profits and more so on the card axe tenth anniversary. Let's hear here from Dr Mahoney about his study which showed how enacting my bill turned out for American consumers. I'm randy from the J._C.. Democratic staff and I'm here with Dr Neil Mahoney. Tony First of all just discuss some that you and your colleagues performed an exhaustive study on the effectiveness of the card act. What were you expecting to find going into this study in? Did you think that the law would work so so we weren't sure <hes> you know that's why we did this study because we wanted to figure out <hes> you know whether it worked <hes> but <hes> we were in the right way to put a skeptical Nicole. When we applied <hes> to work with the data we titled Our Research Proposal a whack a mole the unintended consequences of the card act because we were interested in looking at whether sort the restrictions on over limit late fees were offset by banks charging higher interest rates or cutting back on access to credit so that was our our concern going into the project? What do you mean by whack-a-mole how how does that work? I don't know if you remember playing this Arcade Game Lacombe. Although you got this like I think it was a Fuzzy Mallet you would hit down on a mole <hes> and then another mole would pop up through another hole so this was sort of the metaphor metaphor we had in mind that <hes> well-meaning regulators would push down <hes> fees and you know in a competitive market <hes> you know if banks were charging prices which were close to their costs <hes> if you push down one source of revenue sort of have to make up that revenue by by raising some other price and so we thought maybe interest rates would pop up or banks would cut back on the supply of credit and an and we thought whack-a-mole was a good metaphor for sort of this <hes> tug of war between the regulators and the industry. Can you briefly describe the methodology for your study. It seems like it was very thorough. Yeah so you know the the Karnak was passed away almost ten years ago so may twenty second. Two thousand nine was implemented over the subsequent. On year and this was a time when probably everybody remembers the U._S.. Economy <hes> was going through the financial crisis so lots of things where we're moving around and so for us to <hes> <hes> understand the impact of the car act you know we wanted to have a control group. which would tell us so? Why would they happening to this market? If the law hasn't been passed and so fortunately from a research perspective there was a group of credit cards which were carved out of the car deck so these were a small business credit cards so people own a small business <hes> often use a credit card both for transactions and for <hes> borrowing <music> <hes> to procure supplies other costs <hes> in these markets the small business market and the consumer credit market very similar so if you looked at the years leading up to the card act interest rates credit limits utilization -Ation on small business cards and regular credit cards moved together <hes> and so this convinced us that this is this was a valid control group it would teach us of how things would have progressed if the card act <hes> hadn't been passed and so our research strategy was then to compare outcome in the consumer credit market to outcomes in this control group into see how they diverged <hes> after the phased implementation. Take the card act in a nutshell. What were your findings were? What did you discover what the study so so too big findings one that <hes> we anticipated and one that we didn't so the the finding that we anticipated was that the car tax restrictions on fees <hes> and these were primarily on over limit fees so if you say at a credit limit of two thousand bucks and you know you went to the mall and you bought a a couch and then cup of coffee and you've paid your parking ticket <hes> that you could be charged three over limit fees the couch would pull you over the limit and then these two other transactions would also entail bill over limit fees of thirty or forty dollars <hes> in the card act eliminated those and then the other main thing they did was they <hes> reduced late fees? If you're. There you know couple of days late. <hes> paying your bill. You forget to put an envelope in the mail again. Credit Card issuers could charge people <hes> large amounts in the card act <hes> limited those late fees and so I first set of results is well if you put in regulations which limit those fees <hes> the amount of revenue that that banks can get from those two types of fees were <hes> strongly reduced <hes> and so in particular thing we calculate the average account was paying something like twenty five dollars less per year in a fees in these two categories and so over all all accounts all consumers in the United States. That's a twelve billion dollar reduction in these paid on their credit cards so that was the first main result and then the second main result so to speak to this idea <hes> of wackle that we anticipated that banks would increase interest rates or reduce access to credit <hes> but when we looked in the data we saw absolutely no response on the interest rate margin on access to credit on the opening of new cards <hes> and at first it'll be completely honest. We were puzzled with that result <hes> but you know that's the beauty of looking at data it forces you to I think more and we realized actually the result makes a whole lot of sense <hes> and so I will briefly describe <hes> you know how we came to understand this sort of lack of offsetting response <hes> and I think the way to think about as the fall if markets are perfectly competitive <hes> than if you reduce the revenue banks were setting price equal to their costs they have to reduce interest rates cut access to credit credit <hes> if consumers are if consumers understand every price they're paying so they understand the interest rate they understand the fees then if they're charging less than fees they can charge more interest rates consumers. Basically understand they're paying the same price the product <hes> but if markets aren't competitive and we know actually from a large body of literature that credit card markets are not competitive and if consumers aren't fully paying attention to fees and actually seems very plausible we call them hidden fees or reason then <hes> if a regulator reduces fear avenue banks might not find it optimal to Jack up interest rates in response and so so <hes> what we find in the date is interest rates. Stay flat credit limits say flat <hes> no reduction in <hes> the opening of new cards and you know having thought about the industry more we realized that's actually very consistent with how we think about the industry <hes> and that's what bank executives were saying when the cardiac was coming down the pike that this is going to reduce their profit so it looks like what happened was. There was a reallocate nation. <hes> of profits to lower costs for consumers so if you think that you know consumers should be getting more value out of this market. That's what the regulation seems to have done so from a regulatory perspective. It sounds like the law was successful yeah if if you if your interest is in providing more value to consumers which is certainly my interests than I think it was a huge success. <hes> you know obviously you know. People who <hes> place more weight on bank profits were not as as happy about the bill but <hes> you can't please and you mentioned that you went into this study skeptical. Did you leave with a different outlook on a consumer financial regulations. Yeah I think we we left with a much more nuanced out outlook that this bill <hes> made it very family and to us that there are no parts of consumer financial markets <hes> where there's not a huge amount of competition where consumers don't understand all the prices and in those settings regulation. Asian can be <hes> beneficial to consumers. I should say in this market. The consumers who are helped the most were folks with lower credit scores so prior to the card act people with a FICO score below call at six sixties about the bottom one third of the market. We're paying huge amounts in fees the typical account <hes> someone's borrowing about two thousand dollars on their card <hes> paying a hundred and fifty two hundred dollars a year in over limit and late fees in some other fees they were charged and for these folks the Card Act reduced the amount they paid mm fees by up to fifty percent so sixty seventy dollars per year per account in savings. If you're someone who had a bunch of credit cards <hes> and we're getting whacked by all these these <hes> <hes> this was a huge <hes> change too. You know your household balance sheet. <hes> and I don't think this is probably the only market where <hes> this sort of regulation as possible obviously <hes> this isn't GonNa work in every single market but it certainly made me more optimistic about consumer financial regulation great that interests my questions than I really appreciate you taking the time yeah it was great to be on the call and that's the end of our first episode of the economic explainer with the J E C Democrats. I'm Congresswoman Carolyn Maloney and today we talked about my two thousand nine credit card the bill of rights and how it increased credit card consumer protections in my opinion the biggest takeaway from the card.

Dr Neil Mahoney Karnak Congresswoman Carolyn Maloney Arcade Game Lacombe United States Tony First Nicole J E C Democrats Jack fifty two hundred dollars sixty seventy dollars twelve billion dollar two thousand dollars twenty five dollars eight percent
"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

Economic Explainer with the Joint Economic Committee Democrats

12:12 min | 2 years ago

"democrats" Discussed on Economic Explainer with the Joint Economic Committee Democrats

"Could establish arbitrary cutoff times for payment deadlines raise interest rates without warning or change the terms of your agreement at any time I had one example where a consumer bought a car. They advertised it for eight percent to buy the car for for the life of the loan. Once he took out the credit card payment they raised the rate doubled it and it caught him in a never ending cycle of debt they could entice minors to open in credit accounts by using misleading practices game how charges and payments were calculated to maximize their profits and more so on the card axe tenth anniversary. Let's hear here from Dr Mahoney about his study which showed how enacting my bill turned out for American consumers. I'm randy from the J._C.. Democratic staff and I'm here with Dr Neil Mahoney. Tony First of all just discuss some that you and your colleagues performed an exhaustive study on the effectiveness of the card act. What were you expecting to find going into this study in? Did you think that the law would work so so we weren't sure <hes> you know that's why we did this study because we wanted to figure out <hes> you know whether it worked <hes> but <hes> we were in the right way to put a skeptical Nicole. When we applied <hes> to work with the data we titled Our Research Proposal a whack a mole the unintended consequences of the card act because we were interested in looking at whether sort the restrictions on over limit late fees were offset by banks charging higher interest rates or cutting back on access to credit so that was our our concern going into the project? What do you mean by whack-a-mole how how does that work? I don't know if you remember playing this Arcade Game Lacombe. Although you got this like I think it was a Fuzzy Mallet you would hit down on a mole <hes> and then another mole would pop up through another hole so this was sort of the metaphor metaphor we had in mind that <hes> well-meaning regulators would push down <hes> fees and you know in a competitive market <hes> you know if banks were charging prices which were close to their costs <hes> if you push down one source of revenue sort of have to make up that revenue by by raising some other price and so we thought maybe interest rates would pop up or banks would cut back on the supply of credit and an and we thought whack-a-mole was a good metaphor for sort of this <hes> tug of war between the regulators and the industry. Can you briefly describe the methodology for your study. It seems like it was very thorough. Yeah so you know the the Karnak was passed away almost ten years ago so may twenty second. Two thousand nine was implemented over the subsequent. On year and this was a time when probably everybody remembers the U._S.. Economy <hes> was going through the financial crisis so lots of things where we're moving around and so for us to <hes> <hes> understand the impact of the car act you know we wanted to have a control group. which would tell us so? Why would they happening to this market? If the law hasn't been passed and so fortunately from a research perspective there was a group of credit cards which were carved out of the car deck so these were a small business credit cards so people own a small business <hes> often use a credit card both for transactions and for <hes> borrowing <music> <hes> to procure supplies other costs <hes> in these markets the small business market and the consumer credit market very similar so if you looked at the years leading up to the card act interest rates credit limits utilization -Ation on small business cards and regular credit cards moved together <hes> and so this convinced us that this is this was a valid control group it would teach us of how things would have progressed if the card act <hes> hadn't been passed and so our research strategy was then to compare outcome in the consumer credit market to outcomes in this control group into see how they diverged <hes> after the phased implementation. Take the card act in a nutshell. What were your findings were? What did you discover what the study so so too big findings one that <hes> we anticipated and one that we didn't so the the finding that we anticipated was that the car tax restrictions on fees <hes> and these were primarily on over limit fees so if you say at a credit limit of two thousand bucks and you know you went to the mall and you bought a a couch and then cup of coffee and you've paid your parking ticket <hes> that you could be charged three over limit fees the couch would pull you over the limit and then these two other transactions would also entail bill over limit fees of thirty or forty dollars <hes> in the card act eliminated those and then the other main thing they did was they <hes> reduced late fees? If you're. There you know couple of days late. <hes> paying your bill. You forget to put an envelope in the mail again. Credit Card issuers could charge people <hes> large amounts in the card act <hes> limited those late fees and so I first set of results is well if you put in regulations which limit those fees <hes> the amount of revenue that that banks can get from those two types of fees were <hes> strongly reduced <hes> and so in particular thing we calculate the average account was paying something like twenty five dollars less per year in a fees in these two categories and so over all all accounts all consumers in the United States. That's a twelve billion dollar reduction in these paid on their credit cards so that was the first main result and then the second main result so to speak to this idea <hes> of wackle that we anticipated that banks would increase interest rates or reduce access to credit <hes> but when we looked in the data we saw absolutely no response on the interest rate margin on access to credit on the opening of new cards <hes> and at first it'll be completely honest. We were puzzled with that result <hes> but you know that's the beauty of looking at data it forces you to I think more and we realized actually the result makes a whole lot of sense <hes> and so I will briefly describe <hes> you know how we came to understand this sort of lack of offsetting response <hes> and I think the way to think about as the fall if markets are perfectly competitive <hes> than if you reduce the revenue banks were setting price equal to their costs they have to reduce interest rates cut access to credit credit <hes> if consumers are if consumers understand every price they're paying so they understand the interest rate they understand the fees then if they're charging less than fees they can charge more interest rates consumers. Basically understand they're paying the same price the product <hes> but if markets aren't competitive and we know actually from a large body of literature that credit card markets are not competitive and if consumers aren't fully paying attention to fees and actually seems very plausible we call them hidden fees or reason then <hes> if a regulator reduces fear avenue banks might not find it optimal to Jack up interest rates in response and so so <hes> what we find in the date is interest rates. Stay flat credit limits say flat <hes> no reduction in <hes> the opening of new cards and you know having thought about the industry more we realized that's actually very consistent with how we think about the industry <hes> and that's what bank executives were saying when the cardiac was coming down the pike that this is going to reduce their profit so it looks like what happened was. There was a reallocate nation. <hes> of profits to lower costs for consumers so if you think that you know consumers should be getting more value out of this market. That's what the regulation seems to have done so from a regulatory perspective. It sounds like the law was successful yeah if if you if your interest is in providing more value to consumers which is certainly my interests than I think it was a huge success. <hes> you know obviously you know. People who <hes> place more weight on bank profits were not as as happy about the bill but <hes> you can't please and you mentioned that you went into this study skeptical. Did you leave with a different outlook on a consumer financial regulations. Yeah I think we we left with a much more nuanced out outlook that this bill <hes> made it very family and to us that there are no parts of consumer financial markets <hes> where there's not a huge amount of competition where consumers don't understand all the prices and in those settings regulation. Asian can be <hes> beneficial to consumers. I should say in this market. The consumers who are helped the most were folks with lower credit scores so prior to the card act people with a FICO score below call at six sixties about the bottom one third of the market. We're paying huge amounts in fees the typical account <hes> someone's borrowing about two thousand dollars on their card <hes> paying a hundred and fifty two hundred dollars a year in over limit and late fees in some other fees they were charged and for these folks the Card Act reduced the amount they paid mm fees by up to fifty percent so sixty seventy dollars per year per account in savings. If you're someone who had a bunch of credit cards <hes> and we're getting whacked by all these these <hes> <hes> this was a huge <hes> change too. You know your household balance sheet. <hes> and I don't think this is probably the only market where <hes> this sort of regulation as possible obviously <hes> this isn't GonNa work in every single market but it certainly made me more optimistic about consumer financial regulation great that interests my questions than I really appreciate you taking the time yeah it was great to be on the call and that's the end of our first episode of the economic explainer with the J E C Democrats. I'm Congresswoman Carolyn Maloney and today we talked about my two thousand nine credit card the bill of rights and how it increased credit card consumer protections in my opinion the biggest takeaway from the card.

Dr Neil Mahoney Karnak Congresswoman Carolyn Maloney Arcade Game Lacombe United States Tony First Nicole J E C Democrats Jack fifty two hundred dollars sixty seventy dollars twelve billion dollar two thousand dollars twenty five dollars eight percent
"democrats" Discussed on Vox's The Weeds

Vox's The Weeds

04:45 min | 3 years ago

"democrats" Discussed on Vox's The Weeds

"You've had a big change that hasn't yet like swamped the traditional democratic interest in boosting turnout, but you're at least seeing the potential windows of a future world view in which it's Republicans who are trying to mobilize. The marginal voter who is potentially a middle aged working class white person. Right. And that it's Democrats who are counting on this loyalist block of like super online professionals or something who are getting texts all the time that's not reflected in the voting rights proposals. Yet were Democrats are still very like gung ho I've wanted vote and Republicans are like all horses, but you really see it in the small donor piece. Right. The Democrats having sort of given up. On the old idea of cracking down on mega donors there. Now, really interested in who's the kind of person who's likely to kick twenty dollars in to his favourite candidate. Right. And that is not a rich guy. But it's a relatively. Upscale person a person who is very idiological. Right. Who's like into ideas, who's consuming content about politics who has a favorite politician, who's probably like, very networked and active online. Right because you're listening to this pod yet, probably because the return on investment of having people going door to door soliciting twenty dollar donations versus being veto of roar can like sending out Neil blast. Exactly Email people people who people who would follow elected officials on Twitter people. Who would listen to podcasts about politics and get into obscure Senate races that like that kind of thing? That's Democrats are making a big play to sort of increase the practical political clout of educated professionals. Right. And I think you can see that in the structure of the matching funds thing the six to one ratio is based on a New York City, which has been over the course of twenty years tickets matching from one to one of two four. One and then six to one, but New York City's structure is you can you get a six to one on anything up to one seventy five, and that's just for like mayor and city council raises Congress's now saying that you can donate two hundred to any given congressional race. Which is a reflection of just how insanely expensive campaigning and everything else in New York City is but also like eighties interesting to kind of see that just ported over and slightly expanded. Because what that means is that if you're savvy enough that you would be donating, you know, so you would be maxing out twenty seven hundred dollars to one candidate. If you split that into, you know, eleven donations of two hundred dollars. You're literally six full rack surmising your investment. And so it does to a certain extent, you know, the biggest added value. It gives isn't to the people who are just going to give twenty dollars to one candidate. And that's it. It's the people who are interested in gaming the system and investing enough time that they are going to make the X the political monies. They would be donating. Go further. Right. But what it cuts down on the influence of some people, obviously have a lot more than that money to give. And so one thing that's arisen in politics of the decades is the concept of the bundler of contributions. Right. And this is typically the person who will raise a bunch of two thousand dollar contributions for you right by holding the fundraiser, and like putting in the time and working their networks. And this is the kind of thing where when you talk about lobbyists having an influence in campaign, finance, right? The direct financial contributions from people networked into the business community are one thing that you can look at. But in some ways, like a more significant thing is the work that they can put in on roping more big contributions together. Right. And this just sort of changes the game in terms of who would be a powerful mid tier? Network or right. So that instead of a Glomma rating large checks, it's actually dividing up large checks that would become powerful. Because as you're saying, Dr right? You get six to one leverage on your contribution. If you give to ten candidates rather than just one so being able to direct people, right? It would turn like if you think about, you know, the competition pod save America. Right. If they're able to rattle off like these are the thirty people you should donate to write like. Both the people who listen to the show and make small contributions like that are very powerful..

New York City Twitter Senate Congress America Neil twenty dollars twenty seven hundred dollars two hundred dollars two thousand dollar twenty dollar twenty years
"democrats" Discussed on The Dan Bongino Show

The Dan Bongino Show

04:09 min | 3 years ago

"democrats" Discussed on The Dan Bongino Show

"Reserve fantastic to check about okay. Gosh, I that was the kind of the good news folks is there is a path out of this. I think at some point even the weak kneed cowardly politicians in Washington DC will grow some guts at some point and realize we are in a catastrophically bad situation. And and we'll we'll have to fix this. They you know, they don't have much of a choice. They are they will have to they will have to fix this. Because it's just the interest rates are going to guide everything where people stopped lending us money. All right. Joe you have that that sound sound bite queued up. This is just the man outside. Daddy, would have I told you about the gift of Donald Trump to give she's my experience with Washington DC when I ran for office and worked around these guys during my prior line of work. Some of them a lot of them. I mean outside there's a couple of good ones up there. Like, Mike Lee, rand, Paul, Jim, Jordan, Mark meadows. I think there's some of the good guys who really are believers that are up there for the right reasons. Most of them aren't there up there because they like to flog raw lunches there chauffeured cars, and we'll probably nobody's realizes the first time ever that. Someone's Pat him on the back and told them how wonderful they are. So they really appreciate that show. They. They. I did it with an old friend last night. He's like the best thing that ever happened to you is not getting elected to congress like you'd never fit in up there. He's like. He's like don't be the king be the Kate Baker. He's like you don't need to be there. Those people. He's like, they're the worst. He deals with them. All the time. But the gift of Donald Trump has been to get the Democrats to show their butts to the rest of the world. Actually had a different opening to the show. And Joe, and I changed, and that's this were why we're few minutes after well, depending on how quickly Joe Edison. But Joe should have been a few minutes later. Even if he's not because I said, I don't like this beginning let's start over. I wanted to find a way to that say this in a way that makes sense because I don't just like to say, oh, look at this law maker, and I'll get to what she said in admitted it she's crazy. You know, that that's not anything, you know, doesn't edify. Anyone you you know, you may feel emotionally relieved that hearing the the insanity of democrat radical lawmakers, but I want to explain the why here in the why is important. Trump is not followed the script. The Democrats are used to there is a psychological principle known as learned helplessness. If you ever look up selling minutes, you know, if it's it was it's a staple of a lot of psychology programs when I was a graduate student. I always found it fascinating. And learned helplessness was the idea that folks, this was an experiment in the more sicker days of psychological experiments. It happened. I'm not recommending this. I'm not saying any please don't send me emails about how awful, I know. It was awful. I'm just telling you what happened 'cause I got a ton of emails last time as if somehow I was recommending we experiment on animals. I love animals. That's what I'm saying. So please don't send me those evils at someone upset but back in the days before ethical rules of experimentation had, you know, been been instituted in psychological, experimentation sky Seligman, they did these studies on on dogs and shock pads where they would put them on a. Doc ped-, which which gave them an electric shock. I'm getting I'm not saying this is a good thing. I'm just telling you what happened and this guy figured out that after a while if you prevented them from getting away in a locked cage, or whatever it was. They would eventually stop trying. And the principal became one whoever sick. The idea was to do that the principle that was established through these various experiments was called learned helplessness. In other words that. Animals, and we all are all the we are God's children, you know. But but still we have we have the ability say, I think therefore I am that given enough punishment and the lack of alternatives and options out show. People will learn to be helpless. They will just stop trying. Does that make sense? Yes. The animals in the experiment..

Donald Trump Joe Edison Washington congress Kate Baker Mike Lee Pat Doc ped graduate student Joe principal Mark meadows rand Jim Paul