4 Burst results for "David Christie"
The Final Furlong Podcast
"david christie" Discussed on The Final Furlong Podcast
"Rest of the course. He's very grown dependent and if you look back at the three times he's around cheltenham in the past, he's around the business. So I can't have him I can't see what would change there. I think it would be wing leader or whatever David Christie Ron, there's probably been leader again and you know I think Barbara with Jeremy Kyle on board will certainly outrun his odds for new China Harry derm. I kind of did a joke with Harry when we did the stable tour at the beginning of the season. We were talking about David Maxwell and has he sent you anything? No. And he hadn't. And I made a point to say, come on, David, send him something. For goodness sakes, get enough horses. And the next thing bob and co rocks up there. So hopefully there's a 50% commission on its way to me. He's got to have a huge chance. He has to particularly with the card father on board. While the jockey booking, Chris's dream will surely prefer shorter entry would suit him better, I would have thought. I've tried to get away from Bill away. I'm hoping that what the Mullins can't be going to do is put blinkers on them. Because he's going to need something to wake him up, cheek pieces work the Oracle and him last year. And he's just he's a clever old horse who holds a little bit back for himself and while he wasn't visually impressive at all the last day at nase. He'll be, he'll be right there again, a child. He's been second in the race twice one at last year. I can knock him out of the frame. I'd be bobbing Cohen Bill away, but a preference for Billy, I think Patrick will win it again. Force let I like an awful lot. I think the ground is gone against him. Big time. He would want good in the ground from everything I've seen. Maybe he'll be fine, but I would love to see David Christie when the race seems to be an absolute gentleman. Right, to the mayor's chase or the misses petty power. Mayors chase invoice on the way to you folks. Again, the forecast right now is for soft ground. And this is basically a match between allegory de vasi and impervious, but what were beta pricing it up very cool? Yeah, it's as close as you can get 6 to 40 to two four to one Jeremy's flame and it's ten to one bar and
The Final Furlong Podcast
"david christie" Discussed on The Final Furlong Podcast
"Christie actually to get the winner. I know he's not whether at the moment. So whatever David Christie runs in this phenomenal trainer for a hundred shares as you'd always have to be wary of. But every one of his artists that are coming in here are coming in with a whole horse that wins next to an M so you have to you have to have that obviously and think democracy is very good at this reality maps demand for I like a hard call bob and co I think I know Jamie Carlos going to ride him. That's right. And Harry Durham trains and Harry Durham's horses are in phenomenal farm. Bob and Cole weren't fun for the over three mile two trip as well in the past. And he's going to Jimmy Carter and for the first time. David Maxwell, I think is a great guy and a great jockey in all the rest but Jeremy card absolutely adds ten pounds to any harshly related Chapman. And he's one of the greatest amateurs of a lot of time. So and plus, you know, the Harry Durham, the change of scenery made a and you know, I think looking at it here, it looks like it's going to be very good. A lot of hearts in it. But I think on the day decoration when they're actually finally, I don't feel it's going to be that great arrest and I'll give problem for a big show and I probably go for wing leader again. I've heard a lot of people out of a Christmas dream class written over a 160 at one stage grade one winner and all the
The Final Furlong Podcast
"david christie" Discussed on The Final Furlong Podcast
"Preference and I can't see them being able to force three and I think you should start it stays jump swell goes on the ground and then yeah, I think it's going to be down there. It's simple. GSI to GDC get stuck in to gallop on the shop. Saint James's palace festival challenge cup onto his chase. The trainer of vostok David Christie has been has been owned well. I think he's going to miss cheltenham because of that as well, which is a real blow. But he's got a right chance of winning it this year. He's got the favorite. He's got the second favorite. He's got the fourth favorite in there too. It was very unlucky in the race last year. What is the current betting for the, what should be known as the fox hunters, but the hunters chase, the cheltenham first of all, Barry Cole, what's better going? Yeah, we're not allowed to call it the fox hunters anymore because the foxes do not get haunted anymore. Allegedly, two to one false is our favorite fourth one. What do you mean? Allegedly, allegedly they don't get lucky. They don't get haunted anymore. They just don't. It has to be careful what to say now. You know what I mean? Eventually they don't get under. They don't get hunted anymore. That's it. You left faking people on us. Right. I'm betting is a two to one volcano is your favorite. You know, four to one farron's luck. 11 to two wing leader 6s are famous Claremont 13 to two build away. It's 8 to one part of those Christmas tree travel and cold air, like ten to one block is running, is it daunting so? No, I said it'd be a little at this stage but currently not on all that in there for the wall. And secret investors also win their ten to one. But it is the one iron gone to come down with is secrets investor for Paul Nicholson. We were just speaking about this lately, there was a high class horse on this day, wasn't it really when you look at back at some of the farm, which had a big land resolver when
710 WOR
"david christie" Discussed on 710 WOR
"29 13. You will seek me and find me when you seek me with all your heart. Thomas Edison said many of life's failures or people who did not realize how close they were to success. When they gave up. That's a sad one right there. I open wonder the times I quit that I quit just before or that I quit, like a year too late. I should have quit sooner because it was not going to work. You stupid fool. You know, you know a little too long. Always get some fun feedback on Twitter when I pushed that quote You know, winners never quit. Yes, they do. They quit doing stupid stuff on a regular basis, You know, just knowing when, when two questions. What's the stupid stuff? Who knew? You know I didn't notice stupid when I was doing it? That's right Definition. Bailey is with us. Bailey is in Fort Worth, Texas. Hi, Bailey. How are you? Hi, David Christie. How real great What's going on? Okay, So I wrote a small business that I opened up earlier this year. I don't have any debt in the business that my monthly, um Expensive and after paying for all my big purchases, like for equipment and stuff I have about 6000 in my business shavings. Um, I don't pay myself yet. Luckily, were able to live off of my husband's income. And so my plan or our plan was paid about six months. Emergency fund for the business and the business savings, and then I would start paying myself. Um But the question that came out between me and my husband is we've been paying on the only debt. We have our my skill. So we've been paying on those senses zero interest this whole time, which has been pretty great. Yeah, we're thinking Should we just You know, back to business savings down to 1000 and pretty much pay myself until they start back up January 31st and just Hit the student loans hard instead of what does your husband Michael? He makes almost 90,000. What's your business? And a chiropractic office. Okay? Well, I'm just thinking through your expensive like what expenses you have, you know, because the whole idea of emergency fund anyway is for an emergency. I'm trying to think of what you would potentially even need that for in order to hold on to any of it. Um, So the reason why we were going to do that first is we are expecting a child at the end of January, but We already have money set aside to where all of All of like the delivery and all that cost is already gonna be paid for so We did You know you don't count on the income from the chiropractic office anyway. Correct. So you're being you're being off with the baby doesn't hurt that part of the equation, Actually. Okay, So what is the what's the revenues coming into the chiropractic office looked like today. Um Well, uh, lot like Carl? Yeah, your monthly gross. A last month was $6200. So it's steadily going up. Like I said, I just opened up. Um, earlier this month, starting from ground zero, um But then you've already got 6000 and savings. Yes, sir. And that's after buying all my big equipment. Yeah, we use a different formula on business with entree leadership, then we end with business boutique than we do in personal finance. Okay. What I tell small business owners is this and then let's address adapt that idea to your situation. I tell them to pay themselves a basic living wage to support their household. Mhm with what's left over after that, that would be called your profit. And that profit can be split between two things paying off debt in the business and, uh, building up a retained earnings. You don't have any debt. But you don't have a ton of income coming in yet. So What I would do is start paying yourself something. Okay? And then putting the balance towards, uh, retained earnings. And so if you said, I'm going to pay myself $4000 a month Mhm going to put everything else. You retain earnings until I get to six months. Once you're at six months or retained earnings, and you have no debt, then there's no reason to keep any more money in the office unless you in the business unless you're saving up for peace equipment. Okay. But so I mean, you need to start paying if you're if you're grossing six grand, start paying yourself about four and let's dump two in there and let's gradually and we'll call that a living wage for today. What's the balance on the student loans? No, my, um tractor to underground 100. A lot of them are you know just every trimester. I would get a new one. So there's about 20 that build up that and so totally, you said the total is about 200. Yes, sir. Okay. If I pay, if you pay you for for today will be more later as your practice builds and after the baby and so on, But that puts you at 48 Plus 90 is 1 38. Mhm household income, Okay to attack 200 with And so, um, then it depends on how much you're going to burn the house down at home in terms of, uh, scorched earth on the lifestyle as to how much you throw back at that. But if you throw 75 at it, you're done in three years. Okay? Out of 1 38 and and that's assuming your practice does not grow at all. Of course, it's going to grow. Yes, sir. Yeah, So, Yeah, you just But so I set a three year or shorter goal for knocking that out between your income is income. And no, you don't need to get any more than six months there. And right now, the 6000 is just fine in this situation and If you had just a little bit to it have a formula, So you're having a little bit to it. And by white ago on starting this business with no debt, because so many people calling this show and they've got excuse after excuse of what they need business debt as if it's somehow some kind of different debt. And you didn't do that. You didn't add to your debt pile. And you You're going to knock this out. Way to go. Well done. There you go. Josh is with us. Josh is in Boise, Idaho. High. Josh, How are you? Good. Hurry up better than I deserve. What's up? Well, I appreciate First of all, I appreciate you taking my call. Um, Second of all, uh, I'll give you a tiny bit of back story. I know you're busy. Um, but I'm 31 year old male. And, uh, I took over my dad's business about in 2000 and nine right before the economy crash. The whole residential crash and So when I did that We were kind of struggling. I took the business over. It's starting to get good. Um, but I made the mistake of not educating myself on, uh, taxes and, uh Yes. And so what happened was as I had my old man who I took the business over from. I had him talked me into having my sister do my taxes who is not with who is not a CPA? Um And I got audited and I racked up quite a bit of tax debt You owe Well at the time was about 15,000. Yeah, which was kind of overwhelming for a young person like myself. Um, I'm not older and I understand what I did wrong. Yeah. What's your question? Yeah. Okay, That's yeah. My question is, is, Um uh Do you believe? And, um The, uh The tax. You know the tax program where they kind of let you they just kind of let you slide. What do they call it? I see it. An offer and compromise. I see. Compromise often comprise I believe it. It actually does occur. But it occurs so rarely that in my 30 years of doing what I do, I almost never see to get approved because the iris will only approve waving your taxes. If you are dead. I'm kidding you, but not much. I mean, you have to have zero income and zero assets. And zero potential for income. You have to prove popper status permanent version of Hold My truck. I sold my truck. I don't care if you have a potential to make money. It's only 15,000. You're much better off to go get a job or do something and get the thing paid. Is the business still open. Yes, Yes, they're not going to do in. Oh, I see here. They're not going to do in. Oh, I see. Somebody wants $10,000 for you to do this, and they're not going to get it. It's not gonna happen. Okay? So you're saying that $6000 that I spent towards this company that said that they could get me off and compromise. You got screwed, dammit! Yep. Okay, get online at Ramsey solutions dot com and click on LP for taxes and get with.