17 Burst results for "David Bach"
"david bach" Discussed on I Love Marketing with Joe Polish and Dean Jackson
"You'll go out and insurance message. People you love so by doing that. I've pre framed it. I've qualified these people and as their joining in this movement. Now there's already that kind of energy right like in the facebook. Page our product member greg. You hear people already going on god and read this book. It's amazing i can't. I can't wait to share this with people. I love and i've actually already done the math. I'm like there's seven hundred of you and you hear you all hundred people if you share this with a hundred people i'm gonna touch seventy thousand. The book come out. that's the best form of marketing. World is a friend telling you you need to go try this right like you need to go read this book. You need to go to this restaurant. You need to go into this coaching program. You need to go. The seminar vessel marketing is your best friend telling you i did this. I love help central part of our first part about campaign. What advice would you have given yourself early on knowing what you know. Now it's been clear. What my purposes. But then there's all types of things you need to help you make that purpose real so partnerships. A huge part of my ability to have a massive platform has always been partners. And we've had herders from financial services companies to media company. Where because we're going out with causes related marketing data big phrase 'cause awaited marketing purpose marketing. But i've been doing cause related marketing for over two decades right. We have multiple partnership at every partnership that we have is going to help us. Spread the message because they know what we're focused on and their folks that same thing they wanna be aligned with us. This truly is one of those first domino moments for a lot of people with their money. 'cause people kill people over money i mean they do. It's such an important issue in so much of our lives revolve around it and making it versus keeping it and how you interact with it and people's money relationships are frankly dismal and pathetic. And that's what you've always been on a mission to you know to to fix my dream work right do has been to get people to take action not about education education without actions. Useless called the compound interest shark lab in the back of the book but they're all proving true my life. It doesn't happen in days happens in decades but the kids grow astronomically and then money makes money. I could see this being the new evergreen college graduation gift for every graduating senior z..
"david bach" Discussed on I Love Marketing with Joe Polish and Dean Jackson
"Like hundreds of dollars were thousands of hours of knowledge and gone into this week but hundreds of hours of actual work. This website and this website is the beginning of funnel so as a marketer the beginning stage in the beginning stages. It's all about activating your tribe. We have like a twenty two point marketing plan and even longer than that but like in the beginning stage of market. Land the keys. Activate your tribe at the seth godin phrase. Right like your core fans you gotta get activates them. 'cause i'm trying to do more than best selling book. I'm trying to create a move the keys. Why you write books in my opinion. And i write books to make a small daniel world. I'm like in the in the north star. I want to impact millions of people so like my purpose. Would this book super crystal clear. I wanna have of mass coons over. Seventy seven million millennials and spire millions of millennials. Who may not have hope right now to realize that they are richer and they think that they're stronger than they know. Their dreams can still come true. I think we have to. We have to help this generation overcome a lot of obstacles. They've been putting their place. And so i'm super clear. Wyan doing my work. And i think that that's really important. I'm not doing my work to have another basketball. So from that clear. Purpose comes the marketing plan. And i go back to like stage warn going through the funnel if you go to the locking factor dot com and you can still go through the funnel you can actually see how we activate our tribe so we had a campaign where we started with right. Now they're seven hundred twenty people that we have identified like your core fan and what we get into marketing. You said we are not looking to have you join us to buy a book. I'm gonna spend the next two months with you. Casey through the book. Put it in your hands before.
"david bach" Discussed on Xtra Sports Radio 1300 AM
"This is the sack Guilt show. My God went back together. Yes, that guilt show CBS sports radio in about three minutes. We'll play some Jerome better sound from yesterday as a pretty damn good question. If I may say so myself. He gave it. Answer that I thought was pretty thought provoking. First up, pellets it up our friend Andre and Mississippi, 855 to 1 to four. CBS. Andre what's happening? Zach. I know the show, man. You think some great interviews on this show, But I'm loving this show. I appreciate it. We appreciate you listening, and we love that. You listen. So what you got for us? Hey, I wanted to win on this air ride to join love situation. Well, Erin, you could do it. And it is Andre. I love you. But it sounds like you're in a tunnel right now. Where you driving? Right now? Let me spare power. I've been loved for about how we're trying to show Yeah, We're running on your time. Yeah, I'll be here all day. We're in a waiting room. We'll wait. All right away for Andre. Let me know when you're good, Andre. We'll make sure we will accommodate you. Now. You sound crystal Clear. What do you got? And he hung up. Mm. Trace. I said, that's all the time. I don't like Andre. There's a good dude calls the show budge, But this is not a waiting room when we go to. Yeah, you gotta be good to go. It can't be. I'm gonna step out. Let me get a better spot. Can you hear me now? Good. Can you hear me now? Good. Can you hear me now? Good. Gotta be good to go. I don't know what that was what he was doing. I think you got a little nervous because not that I was potentially doing it. But You know, I just love what people think We could just wait on their time. You know, we only got 10 minutes left in the shell. So What do you think? Andre? Mrs. What did he tell you? He was going to say, by the way that he thought Aaron Rodgers is gonna play out his deal on then go somewhere else. They're going to go to the young guy, he says they always go to the young guy. Here's the only thing though. If you play out that deal Packers can't let him go for just a compensatory pick. Can you imagine if you only get a compensatory pick back for Aaron Rodgers. That would be just criminal. Trade values the highest right now. Yeah, but you can't trade him right now. You don't Hey, Jordan. Love nice kid was on the show. You don't have a damn clue it. Jordan loves get obey. You agree with that? I agree. You know, Jordan Love is ready to be a starting quarterback. No, no, no, He didn't dress one game, so no, No, you had the boil. They traded up. They traded up to get him so you can't You can't trade Rod. You. You're just back to back NFC title games and I get it 40 Niners they got they got blown out. The bucket is game the offense that and show up. The guy just had an M V p season. If you go to Jordan Love now, and Jordan Love doesn't make a good first impression. And what happens after one year? What did the Packers do? One of the Packers Do. Jordan loves not gonna be good Jordan Love can't do this Jordan Love can't do that. That's gotta be look at what happened with to atone. Goodbye, Lola. You want tongue? Goodbye. Low went from the talk of the town tank for 22. Now people are saying that to a kid play this league Don't get me wrong can always listen to fans. The Packers, who are a proud organization. The Packers, who Our great organization. It would be embarrassing and it would be that would be the punch line to every joke. If they got rid The Aaron Rodgers this offseason. I get his trade value, so I don't care. Take your take your trade value and shove it. That I cannot justify getting rid of Aaron Rodgers right now. Now in three years. Maybe it's a different conversation. I think at a bare minimum is long as Rogers wants to be a Rogers there for this upcoming season of the year after that, after that, then it gets tricky. Let's go to Wisconsin. Thomas next up in the sack killed Thomas what he got. Hey, I don't think Aaron Rodgers is going anywhere. He had a great season. He's a great player. I don't believe he's going anywhere. Like you said Jordan. Love didn't suit up. Who knows what he's gonna do. We're not gonna find out this year, maybe not next year. Erin's not going anywhere is gonna have a case of beer and the back of David Bach. Dre's All right. That was awesome for people that don't know what Thomas is talking about. There was a video that surfaced. It must have been an older video. I don't think that was recent like that. I know that just came to the scene. But that was not recent when he was doing that, right, right. I don't think it was. I guess he was going toe practice or maybe coming back from practice, and he's drinking a beer and the back of David Bach Dre's pickup truck. That was awesome. This really gets dicey. And two years from now. As long as Rodgers plays good cop and want to stay. He's got three years left of the contract than entering that final year of the deal. That's where it gets compelling Homer in Louisiana. Next up on the show. Homer..
"david bach" Discussed on WFAN Sports Radio_FM
"That guilt show CBS sports radio in about three minutes. We'll play some Jerome better sound from yesterday as a pretty damn good question. If I may say so myself, and he gave it answer that I thought was pretty thought provoking. First up, billets it up our friend Andre and Mississippi, 855 to 1 to four. CBS. Andre What's happening. Zach. I know the show, man. You You did some great interviews on this show. I'm loving this show. I appreciated. We appreciate you listening, and we love that you listen, So what you got for us? Hey, I wanted to win on this air ride to join love situation You think you're doing? And it is Andre. I love you. But it sounds like you're in a tunnel right now. Where you driving? Right now. Let me spare pack I've been loved by Albert trying to show Yeah, we're rather than your time. Yeah, I'll be here all day. We were in a waiting room. We'll wait. All right. We'll wait for Andre. Let me know when you're good, Andre. We'll make sure we will accommodate you. Now. You sound crystal Clear. What do you got? And he hung up. Trace. I said, that's all the time. I don't like Andre. And there's a good dude calls the show bunch. But this is not a waiting room when we go to. Yeah, you gotta be good to go. It can't be. I'm gonna step out. Let me get a better spot. Can you hear me now? Good. Can you hear me now? Good. Can you hear me now? Good. You gotta be good to go. I don't know what that was what he was doing. I think you got a little nervous because not that I was potentially doing it. But You know, I just love what people think We could just wait on their time. You know, we only got 10 minutes left in the shell. So What do you think? Andre? Mrs it? What did he tell you? He was going to say, by the way that he thought Aaron Rodgers is gonna play out his deal on then go somewhere else. They're going to go to the young guy, he says they always go to the young guy. Here's the only thing though. If you play out that deal Packers can't let him go for just a compensatory pick. Can you imagine if you only get a compensatory pick back for Aaron Rodgers. That would be just criminal. Trade values the highest right now. Yeah, but you can't trade him right now. You don't Hey, Jordan. Love nice kid was on the show. You don't have a damn clue it. Jordan loves good Obey. You agree with that? I agree. Do you think Jordan love is writing to be a starting quarterback? No, No, No, He didn't dress one game, so no, No, you had the boil. They traded up. They traded up to get him so you can't You can't trade Rod. You you just back to back NFC title games and I get it 40 Niners that they got. They got blown out. The bucket is game the offense that and show up. The guy just had an M V p season. If you go to Jordan Love now, and Jordan Love doesn't make a good first impression. And what happens after one year? What did the Packers do? What did the Packers do? Jordan loves not gonna be good Jordan. Love can't do this Jordan Love can't do that. That's gotta be look at what happened with to atone. Goodbye, Lola. To a tongue of my low when from the talk of the town tank for 22. Now people are saying that to a kid play in this league Don't get me wrong can always listen to fans. The Packers, who are a proud organization. The Packers, who Our great organization. It would be embarrassing and it would be that would be the punch line to every joke. If they got rid The Aaron Rodgers this offseason. I get his trade value, so I don't care. Take you take you trade value and shove it. That's I cannot justify getting rid of Aaron Rodgers right now. Now in three years. Maybe it's a different conversation. I had to get a bare minimum is long as Rogers wants to be a Rogers there for this upcoming season of the year after that, after that, then it gets tricky. Let's go to Wisconsin. Thomas next up in the sack killed Thomas what he got. Hey, I don't think Aaron Rodgers is going anywhere. He had a great season. He's a great player. I don't believe he's going anywhere. Like you said, Didn't Jordan love Didn't suit up? Who knows what he's gonna do? We're not gonna find out this year, maybe not next year. But Aron's not going anywhere is gonna have a case of beer and the back of David Bach CRE stuff is awesome for people that don't know what Thomas is talking about. There was a video that surfaced. It must have been an older video. I don't think that was recently that I know that just came to the scene. But that was not recent when he was doing that, right, right. I don't think it was. I guess he was going toe practice or maybe coming back from practice, and he's drinking a beer and the back of David Bach Dre's pickup truck. That was awesome. This really gets dicey. And two years from now..
"david bach" Discussed on WTMJ 620
"Lindsley Davante Adams, David Bach Chiari, Kenny Clarke, Aaron Jones to Mo Williams, Mason Crosby. They all have one thing in common. They were all drafted by former Packers general manager Ted Thompson, who passed away on Wednesday night at the age of 68. Packers Hall of Famer Mark Tauscher reacts real quiet. Not what you not what you feel from a lot of other G m's words about the moves that he's making in the splash things and it's about it was always about The packer way. Packer people. And You know for the guys that played for him. You know, I think we all understood whatever he was doing. It was because it was going to help the Packers went. He will certainly be present at this weekend's and F C championship game on the field. The Packers defense is gonna have its hands full trying to slow down Tom Brady and the Buccaneers offense If given time, Brady will pick you apart. Certainly he's got such a great field, so He knows when to get the ball out. If whether you're Russian, four or five. It doesn't matter if he feels that rush. He gets the ball out of his hands. And conversely, if you're Russian for and you're not hitting home Hold the ball as long as he needs to tell our people to get open. That is Packers head coach Matt in the floor kickoff for Sunday's NFC title game set for two or five coverage here on WTMJ starts at 11, and we've got a speciality show tonight from 68, you know, Target Tampa coverage Greg Matic and gave night so we'll have you covered this evening after Wisconsin's afternoon news. In basketball 25 points. 12 rebounds, three assists from this man. Not good enough to get the job done for the box. Back it up on Marcus All the three point shot. It's up. No good. Long rebound, Johannes will pick it off hard to the ramp with the left hand Throw down. Good.
"david bach" Discussed on AM 1590 WCGO
"That compound effect by Darren Hardy is again kind of a calming presence, but also still highly motivational. If you are struggling with procrastination and again this year when we're all working from home, and there's so many extra disturbances out there I can't think of a better read than eat that frog by bright Tracy East that frog how to really restructure your life in terms of getting things done if you are just always professionally behind a procrastinating Have been a procrastinator of many times in my life. Eat that fraud by Brian Tracy helped me create sub steps to stop that procrastination to get things done. Restructure the way we think about it to do list and a plan of attack to move ahead in our lives. One new book can be banal. The CEO of Exit Royalty International sent this book to me, and I was so happy that she did. It's called Super Connector by Scott Gerber. As we look ahead to 2021, hopefully where out of this state that we're in where we can't really network the way we are used to. I want you to think about coming out of this Kobe crisis in a new direction in actually impacting people in a new way, Not just going back to networking like you always did. Truly being a super connector and so super connected by Scott Gerber gives you the tools and the resource is to operate at a higher frequency than just not working. It's not just about meeting new people and adding to your data made. It's truly about building business relationships that matter. All about creating value for the relationships around you super connected by stat Gerber. I'm not even halfway through it, and I just can't put the book down. That's fantastic. Classic real estate book is the road map to a profitable $30 million real estate. That's a mouthful, some to say it again. The road map to a profitable $30 million real estate business. It's by two people read a Casey is one of the authors. She has coached me in real estate. Absolutely probably. If you're in real estate sales, the most important book you'll ever read. There's a couple other ones you may know about their This is the one though that is truly the most fresh. There's a second edition that's out now. It absolutely game changer for my real estate business and again the way that I treat people around me the relationships that I build the road natural possible $30 million real estate business. It's a mouthful, but it's also an incredible reek. Two more books Raving fans By Ken Blanchard. It's the classic. I've read it twice with my book club at the office that is again going back to. We're going to need to be building these relationships. And if you want to start building them before the end of covert when you're at your house, and you can't necessarily network the way you used to meeting people in person. Raving fans is a great thing to think about gifting program. And sending things to people in the mail building relationships, maybe even online. But how to create people that really want to help your business grow? Because if you do that, if you create Raving fans around you. It's a heck of a lot easier to actually overall, build a sustainable business by referral. And the last one. This is one that I think if you are a homeowner or wanting to be a homeowner or an investor, or maybe a investor to be, I can't think of a better book than the automatic millionaire Homeowner by David Bach, the automatic millionaire homeowner, even if your realtor and you might say, Well, you know, I'm already in real estate. I don't need to read that when I read that book and actually re ignited my passion for what I do. It was a book that teaches homeowners how to build wealth by holding on the property versus necessarily selling it when they outgrow it. Now you is, the realtor might say, Oh, my gosh, I don't want to give them that That's going to tell them not to use me as their realtor for their you know, selling of a property. They're gonna want to just keep the property but I have to tell you This is really what you're supposed to be doing is creating long term wealth and helping people build the legacy. And the automatic millionaire homeowner is just absolutely incredible for reigniting your passion. If your realtor or if you have clients that maybe they bought a home through you, but they've only bought one. It's a way to ignite their passion for creating a legacy. So Those are my top 10. You guys may have some wonderful books as well. But it's a good big list. It's less than one book a month. I know people that are reading a book a week right now, in their current situation we're in, but I'm not asking you to do that. I think a book every 4 to 6 week is achievable. I'm doing an online do book club with my office. So don't think that because we're Necessarily in some municipalities, and Harry is going to be, you know, restricted to what we can do in person. Zoom book Club is fun, you know, could do stuff on Facebook, all these different groups that online until we can meet again in person, but some really great books up there this year. Someone talked about before and something always a great time talking to you, Nick and getting inspired and fired up for a successful New year and those who are awesome great books to get started with and tell our listeners how they can follow you on social media, My friend. I'm on the same handle everywhere on social media, and I loved interact with people. They're my user name is at Nick Library that n I. C K. L I B isn't boy he Artie immediately and comparisons. Reality check. Now there's an easy way to monitor for Corona virus at home. In a moment, 26 Tasmanian Devils have been released on Australia's mainland for the first time.
"david bach" Discussed on KOA 850 AM
"And you have two choices. There are two books and available to you all have to do is call in and say, I would like David McKnight's power of zero. That's about taxes. How do we get to zero tax? That's a worthy goal. I'm not sure, but he could get there. But it's really an interesting book. It'll give you an insight into taxes. David McKnight's power of zero or if you'd prefer David Box Smart women finish Rich, and that's a great book. David Bach 11 Time. New York Times bestselling author. So those are the two books David Big Nights Power zero. David Bach. Smart Women You won't want I have to do is call and say, I would like this book or that book. There you go. Simple 7 to 0931 65 60, and it's really about educating yourself to a degree. When you get those kind of books and then mad certainly knows both David of Knight and David Box so you can always run some questions you have by him as well. But if you'd like a copy of the book The paradigm groups giving it to you for nothing for free. Listen to the show. Forgive. We also have a free lunch. That's for the lunch and learns that, you know, but it's still free call or get a book and get a lunch. Okay, you guess? Well, you could call for the book and then go to the website PG retirement dot com and sign up for the lunch and get a good idea. Good idea the number again, 7 to 0931 65 60. So we're talking about some steps that you should consider before the end of the year in your financial planning. We started with make your financial health a priority. A lot of us go. You know what I'm gonna do? I'm gonna go on a diet. I need to lose £20. That's my goal. And usually, by the time you get to the end of January, that goal is already blown and you're not paying attention anymore. Well, the financial world It's really important that you have a plan. You need a plan, but a lot of us don't have a plan. We have the tools. We don't have a plan. So the idea is either reassess your plan because things are changing all the time. We certainly expect taxes to go up. So you need to reassess your plan, especially in the tax world, but start a plan. If you don't have a plan, that's step one and the number two is understand the risk. That's related to your risk it return. Are you taking way too much risk for a little bit of return or you're not taking enough risks? And so you're getting no return. And if you only need 3% of return, why you shooting for 10%, right? Your numbers are out of whack. Matt can help you with all of that. And certainly the luncheon learn. If you would like that to be your topic. You certainly can. You just fill out the survey Put.
"david bach" Discussed on TalkRadio 630 KHOW
"To help you feel more confident about your retirement or Help you find out where you need to focus If you just don't know where to start. Take the retirement quiz. Even if you started planning a retirement, that quiz can take that extra step to make sure that you're secure As you think you are. These retirement is a great thing, Linda. Well, it really is And you know, it's easy to do because you're sitting right in your own home at your own computer. Of doing it at your own speed. And then you hit the submit button is very short. Just a few questions. He hit the submit button and it instantaneously gives you a report, right comes out in the form of traffic lights. Red light yellow light green light. And of course, the green light is good going Everything is fine. Proceed. Keep going. You're just fine. Yellow, like slow down caution here because we may need to work on this a little bit. And then, of course, there's the red light. There's a red light and those are the things you really need to get on to now, so that you could be prepared when you're ready to retire. No obligation. Nobody looking over your shoulder, do in the privacy of your own home and at your desired speed. And this will give you are great places to where to start. I have to take that quiz. We encourage you to review your results. Would Linda It doesn't matter if you save 750,000 1,000,000 or more 7 to 0 for 888604 the number to call to talkto Linda's office. And set up your own 20 minute phone visit 7 to 0 for 888604 Then you can review your results and see what the next best steps are for you. 7 to 0 for 888604 Right, Linda. What do you say we open up the mail bag because we have another bunch of great questions. We have some really good ones today. Okay, let's get started here, this says My daughter recently graduated and found a great job in her field. Now she's earning a lot of money but doesn't want to save any of it for her future. She thinks it's her right to spend it all. However, she wants and she just won't listen to me. Wow. What should I do? Ah, youth and many parents, they're frustrated. It is not unusual. She's one to stretch your wings and just do her own thing and don't bother me anymore. But you know, over time. We really need to kind of get her attention that this is awesome. She's got a great job, and she's making good money. A lot of people can't find a job, so it's awesome that she's able T get one and make good money. Now the next thing is, we would really like to talk to her about starting young, sure, start early and getting getting some savings schooling because the earlier you start we have his great little chart that shows Earlier. You start saving the better It will be in the long run for you. And we had that fun book. Remember the book? Lot, a factor. It's a terrific book, and it will surprise you how easy it is to get your retirement going. That's exactly right. So one of the things I would suggest is maybe she should be reading the latte factor. And if you want to give us a call, and let us know we'd be glad, Teo give you a copy of it for your daughter, right? It's a terrific book. I've read it, and it just makes so much sense. That I've given it to both alike kids and del breed this and don't listen to me Listen to this book, and it's a great book, right is written by best selling author David Bach, and he really knows what's going on. He's written. The smart rich is smart couples finish your It's smart women finish rich, the automatic millionaire to name just a few of his wet nine or 10 best sellers. And Lotte factors. The latest one so Yeah, really, highly recommend that for younger people really is worth in particular. OK, how about this one? Linda? It says I hear you talking about planning every week. But my parents didn't do any planning. And they seem to have done just fine. They both retired at 65. No, dad passed away at 70 in an accident. And mom passed a few years later. She didn't have anything safe of retirement after Dad died and moved in with me until the end. She seems to do fine. So I'm saying, What's the big deal? Wow. A lot of big deal here. A lot of big deal here. You know, it really depends on what your choices. I mean, nobody makes you plan, right? No one's making you do that at all. But just think what would have happened if Dad hadn't passed it? 70? What they have been in any better situation or not. It sounds like things were kind of Kind of tight to begin with. And then you know, Mom moved in with you. Luckily, you could take her in And there weren't any major expenses apparently before she passed, and so you could handle all that. You know, when you're thinking about your own retirement planning, is that the planning that you want to have? Do you want to move in with your kids and Make sure they can support you in your your later years. It certainly can be done and it's been done plenty of times and bless you for doing that for your mom. But I really think that most people would rather do some planning and Be able to maintain their independence and then visit their kids when they want to. O R moving if the kids want him to, But now because they have to, you know, want to burden the kids. If it's just not right for them, right, right. OK, boy, That's that's that's terrific advice there, Linda and also when Dad passed away at 70 a lot of people are living a lot longer than that. And you got to consider that as well. That's right. And you've got to save up and be able to support yourself for that extended time because more than likely most people will live longer, right, Okay. Things to think about. Here's another question, it says With the election coming in November. Is there any real reason to worry about taxes or investment markets? Both parties say everything's gonna be fine if they win, But, Linda, what do you think? Oh, my God. Yeah, well, you know, it's an election year, and so both parties were going to say all kinds of things are going to go there again. Talk about that part so, but the thing that I I would have to say is Things aren't necessarily going to be okay. Regardless of who wins, taxes, air more than likely gonna have to go up. Regardless of who wins. It's just a matter of how much and when, And the best thing you can do for yourself today is plan, save and be his tax efficient down the road as possible. And that means setting up some things. Now that won't be taxable later on Windows Tax free school up Cause I'm really sure they're going up and I don't care what say to defense you're sitting.
"david bach" Discussed on BiggerPockets Money Podcast
"What daily deposit? I'm constantly working toward like if I say I want freedom, I define it and put a deli deposit toward it every day. Wow. Yeah Yeah this is Oh, it's so hard not to just fan girl all over your your. Abby lous bake you okay, it is time for the famous four questions. These are the same four questions we ask them. All of our guests tiffany. Are you ready? I am ready, okay? What is your favorite finance book? Favorite Finance Book is smart. Women Finish Rich by David Bach early, so the last time you were on you, said the automatic millionaire. My David Buck yes. You are a fan. Yes Smart Women Finish Rich, awesome awesome! What do you think is the biggest mistake? People make when teaching their kids about money. The biggest mistake people make when teaching kids about money is to teach them from a place of fear. Kids are pretty fearless. You talk about money with a fearful tone. They inherit that tone. Love it. That's a great answer off to think about that. At, what is your best piece of advice for people who are just starting out? So my best piece of advice if you're just starting out, is to do what I call simple and soon those are my two favorite words so not to overcomplicated I. Get. You're like I'm not ready for a budget. You don't need to be go to HR. Typically most paychecks can be split up to four different ways. I had my husband do this for different ways for even if it's a huge company, most small companies will allow you to do so to so from the very beginning. Go to HR, and ask them to split your check and here's what you're gonNA WANNA. Do you're gonNA WANNA have some of your check put into bills account, so he can pay bills from that account. Have some your check put into a checking.
"david bach" Discussed on KTAR 92.3FM
"Dot com and I know we just heard from you know your your TV host Megan Bozak talking with David Bach the ten eleven time now New York times bestselling author a well respected in the financial world you had David on your program before I guess when you think about what David and Megan were discussing obviously talking coronavirus and talking the markets in the volatility it seemed to me the number one thing David Bach was talking about Stephanie is don't panic I'm sure you're probably in that same real weight you probably think we all should panic right now for the world in no no you don't know you don't want to panic in fact I even hate say in the war because when you said you almost feel like well I should be panicking no no don't don't take a deep breath I love the fact that you know it just turn the TV off don't be driven by fear all fear is is just false evidence appearing real there's a lot that we should be don't take serious let's be cautious last week I was on a plane mark and you know I was fly in and every time that I had a chance I would wash my hands and extra little bit a little bit longer and I had a hand sanitizers and wiped out my seat but that was a private jet that's how you know how Southwest Airlines and I throw it applied for my buddies at Southwest Airlines yeah no I I I just took extra caution but mark I do that with my grand kids are sick with my grand kids are sick I take extra caution I wipe my hands and I watch them and I make the March third this is just you know I hate to say it but mark we just need to use a little bit of common sense and what's happening is fear is.
"david bach" Discussed on News Radio 920 AM
"Massey on money as promised our conversation with David Bach I was able to sit down with David is a financial educator a New York times bestselling author to learn about his newest book the latte factor and how the financial principles he writes about can help both baby boomers millennials and everyone in between so here is our conversation with David Bach right here on Messiaen money here's what ink had to say the latte factor will completely transform your relationship with money and happiness people magazine says about the latte factor a lot tastes burned is a fortune I heard you were going to get into that in just a minute David welcome back great to be with you thank you it's great to be back all right there is this feature story in the Wall Street journal and it talked about the millennial generation now this is an interesting generation they said that they're actually in worse financial shape than every preceding living generation and they may not recover financially there in such poor financial shape I thought this is a pretty concerning article you wrote this book the latte factor specifically for millennials and almost as a to change the direction of that generation financially so let's talk about some of the issues that you see millennials faced with today what's going on with them yeah I thought this article was actually starting because it's exactly why I wrote a lot he factor because what I've seen is that we have an entire generation big generation by the way seventy seven million large when you take millennials in generations in generation Y. this generation is now up to a hundred million size is going to be bigger than baby boomer generation and yet this generation is.
"david bach" Discussed on News Radio 920 AM
"Happy to have you with us for Massey on money as promised our conversation with David Bach I was able to sit down with David he's a financial educator a New York times bestselling author to learn about his newest book the latte factor and how the financial principles he writes about can help both baby boomers millennials and everyone in between so here is our conversation with David Bach right here on Messiaen money here's what ink had to say the latte factor will completely transform your relationship with money and happiness people magazine says about the latte factor a lot tastes burned is a fortune I heard you were going to get into that in just a minute David welcome back great to be with you thank you it's great to be back all right there is this feature story in the Wall Street journal and it talked about the millennial generation now this is an interesting generation they said that they're actually in worse financial shape than every preceding living generation and they may not recover financially there in such poor financial shape I thought this is a pretty concerning article you wrote this book the latte factor specifically for millennials and almost as a to change the direction of that generation financially so let's talk about some of the issues that you see millennials faced with today what's going on with them yeah I thought this article was actually starting because it's exactly why I wrote a lot he factor because what I've seen is that we have an entire generation big generation by way seventy seven million large when you take millennials in generations in generation Y. this generation is now up to a hundred million size is going to be bigger than baby boomer generation and yet this generation is starting a huge hole financially number one because you're coming out of school with record levels of student loans and this is something that never should have happened we have over one point five trillion dollars in student loans now you see millions coming out of school in their twenty thirty forty fifty thousand dollars in debt or more it's not uncommon enemy kids you've got a hundred thousand dollars in debt in their twenties they also have credit card debt so what's happening for this generation that happens to be by the way very sharp very smart and hard working is that many of them because if are trapped in this debt there's two things that they're not doing and they're the two escalators a build wealth America they are not buying homes because I don't think they can afford to and they're not investing stock market they're not using their four one K. plans and so you've got a generation falling behind in some cases ten fifteen twenty years behind and this is going to change the our economy I go for bases if something's not done about it because you can have an entire generation not buying homes not buy homes he's also not getting married and so there's a whole major economic potential lag to our country financially if we don't help this generation dig back out so I thought you know what can I do I know what should be done we should teach kids about money in school we don't but what can I personally David Bach do is I thought I'm gonna I'm gonna sit down and write a little story that anyone can read specially millennials that you can read it in an hour and really take charge your whole financial life to realize that there's still hope for you because we can have an entire generation giving up hope and that was my catalyst for writing this book it is small yet mighty this book I I did I read it in about an hour it packs a big big punch but I think about your previous books which I've read those were nonfiction books this is different let's share a little bit about why you told the story this way how will because first of all let's be totally honest here yes I've got seven million books out but ninety eight percent of people will never read a financial book it just won't but they need help funny actually then you know what to do financially so I thought budget packages in a little story that you know truthfully like my teenager would read I can reach a lot more people and select by the way my my son Jack who is here with us last time in studio he's read this book cover to cover he never read any of my other books he read this book cover to cover on a plane flight turned to me two weeks ago and said dad how do I open up an IRA account because you you read the story saw the charts and he's like I'm fifteen if I do this if I save my five dollars a day looking at the map that you have in this book that so we Daniels uses I could be a multi millionaire by Tom I'm sixty five I'm like I know you can look so let's go open this account for me so I can fifteen he's motivated and I just love I can take this story in packages up to weigh in on your baby boomers gives money to the kids and young people read this book quite didn't expect was that my nine year old would read the book the nine year old James is R. read the book and he's now motivated from his mom and I weigh mom sitting over here she's not on she's not on Mike but she's sitting here in the studio and we were both really shocked that the nine you'll read the book it resonates the stories powerful Zoli Daniels twenty seven year old she's a money all right she's the star of the show in this book she's the main character she goes through this story David she meets these incredible mentors one of them share is that there are these three secrets there's three secrets to financial freedom I wanted to go into those explain those three for us yes is genesis twenty seven she's living in New York City she's working in publishing each year should make a little more money but you sure she's spending more money two six years into this great career she's knocking wealthier in fact she still broke she comes to the office and she tells her first mentor her boss when in Barbara I can't afford anything like I'm just not getting ahead and barber sends her to meet another mentor who is ultimately is German named Henry and Henry works a coffee shop and Henry since her down starts going for some life lessons and won the first life lessons is well you have to pay yourself first are you paying yourself first she says what do you mean he's like well like when you're a patient can you come to work at nine you work from nine to five are you keeping the first hour day of your income she has absolutely no idea what he's talking about so he has to break it down for her and show her what that means yeah you need to save one I already have your income not through budging you need to save the money automatically it should go into your four one K. plan and yet do you have one at work she says yes is what do you use it nope which by the way so comment and so that's the first lesson he really drills into this idea that she needs to become financially selfish and put herself first the first person should think it's written a check from her paycheck because her and that's completely the opposite by the way what she's doing or how she was raised issues raised to not be selfish put others first yeah yes so it's a it's very different so that that first he is to pay yourself first which is a startling concept for a lot of people but she learns that first principle then they go into two more principles here without one she also learns that look you're gonna work ninety thousand hours of your lifetime and most Americans don't say fifteen minutes together in company shows of this on global chart the rights out for and then he says okay we'll look you probably think you need a budget she's a cashier but that all the time is it will how's that working for you she is terribly sorry at all it is I know it doesn't cause but you don't work and then he starts to teacher you need to save automatically for everything so it's not just for retirement you save automatically for your dreams of what do you want to do she starts to say well I work for travel mags and I never get to travel is like well then you need to be saving automatically for that trip and by learning to save this money automatically changes for whole perception of what is possible and gives her hope again and then the third lesson she learned is actually not all about retirement but how do you live rich now and so she's she's taught this life lesson of you our life should be built off your values and here's how you figure out what your values are because the very beginning the books you see is a story that says if you don't know where you're going you might not like where you end up and he helps her think about where is she going with her life and then how can she use money to get there which is so powerful I don't think people think about that they don't even know the right questions to ask in the story you you understand those questions what it really takes to find out what your goals are what your dreams truly are in the latte factor let's talk about the title of the book right it's actually in the Oxford dictionary out David this is a term you created this concept why is this phrase now so famous how do we apply to our lives so the logic factors being entered about now for two decades on it is a metaphor for how we spend small amounts of money a little things and I created to help people who say Dave I can't afford to save right like I was just as CNN by the way last week on Thursday doing a TV show and in the make up room I was going through these lessons with the person doing my make up right and I said will are you using your four one K. plans she said no I can afford to and actually she said they wanted a little bit so then she had a lot to a sitting right there right I believe that latte that you've just been five Bucks on if you could take that latte and by the way there's a bottle water right there that ten dollars if you take that extra ten dollars because I know they have free coffee it's in and I just had it if you save the ten dollars and you put it in your four one K. plan you would be saving three her dollars more a month and as if you did that between here in retirement you can have over a million dollars in savings and it blows people's minds doesn't it it blows people mines and so she's like but I don't I don't I love my coffee Starbucks might find and don't give up the coffee Starbucks give up something else on but here's what I know for a fact I said to her because she was sitting six percent of our income and she's single mom with two kids so I got tell you something you are not saving enough money so you need to figure out where to find this money because six percent is not going to get you financially where you need to be she said are you sure I said I'm positive I'm positive you.
"david bach" Discussed on News Radio 920 AM
"Be giving you ways to connect with Jeff you're coming up a little bit later in the show it is a special edition of Massey on money today special guests coming up just moments from now we sit down with a best selling author David Bach he shares with us about his brand new book that has just come out it's called the latte factor and we find out why he wrote it and what it means to him his family what he hopes it will mean to you and your family when it comes to finances for all generations and we talk with David just a little bit from now so make sure you stay tuned to that and Jeff I know you're proud dad you're also proud grandfather here and I was thinking about about just the advent of those children being born I have three myself and you never really truly feel ready for kids do you I mean think back you have when you had your first did you feel ready for that child to be born no absolutely not and I think most people that I know that first child coming around you know might have been a bit of a surprise me the moderates of general plans about when to have children but when it happens it's like oh wow all right yeah I'm gonna be a father no well what we do and that's a whole new phase of life and you have some interesting conversations with your spouse about what's going to happen in this a lot of disconnect with people when they when they were you know about to get married or when they're planning on getting married and having children yeah I just read an article in the paper recently where this lady was writing and saying Hey you know we should be getting married soon he wants to have a child right away but I would like to wait a little bit I would like to add a couple of years you know how to YA present that conversation with him without breaking his heart I would go well it's kind of interesting because if you don't agree and having children I'm thinking that's a pretty important conversation they have with you soon to be spouse boy it sure is that would be up there at the top of the list for me and you bring up some good points there just feeling maybe not one hundred percent ready because you don't know what to expect you've never walked to that that path before and it may be the same is true for when you bought your first home or started a new job in any new phase of life Jeff was it whether it's Perrin heard or whatnot it brings those new challenges what do we do as humans we adjust we tried a test at least but I wondered this Jeff how does someone adjust how could I adjust to our listeners adjust if they were forced into retirement earlier than expected how often do you see that concerns about being forced to retire or maybe just not being ready and and having your hand your hand pressed in that matter what do you tell people you know lately we haven't seen it quite as often but when the market tank back in it earlier oh nine you know a lot of companies cut back in a lot of people the way I put it were in invited to retire early you know that's a nice way of putting it yeah I mean they're they're job was just cut out from under them and many people just weren't prepared because many thought well I'm I'm gonna work on the five six seven years and all of a sudden they lose their job and they've been at that job in some cases for decades and built up a very strong salary at that company and now it's gone and then where they have to do and they have to kind of circle circle the wagons so to speak the kind of figure out all right I need to be protected I have first and then how do I go about correcting this situation that I'm now found and it's different for everybody but the primary focus is to determine what are your expenses and what's your income going to be and once you get those two things under control you can maybe breathe a little easier Jeff no one wants their hand forced especially when it comes to their retirement date but let's talk about some of the things that could cause us to have to retire early for whatever reason well one of the bigger ones you know sadly is when people all of a sudden have a severe health of it no if they diagnosed with cancer or something you know tough like that that that could be life and you know and they may have to retire early and much earlier than anticipated so that's a big one and another one I mentioned a moment ago was haven't seen as often but if an economic downturn happens and companies are just cutting back well that's that's a more probable one to happen more across the board and that we do see on a fairly regular basis we had somebody come in recently he was the chief financial officer of a big firm and he knew that guns sold out and was kind of anticipating that something would happen but here is sixty years old and now that job is gone and he's at a point where you know Gee whiz I'm sixty you know should I just stay retired can I afford to stay retired or should I go back to work you know I had a job that was all consuming he said my job was my life you know worked into the evenings every night you know not all of sudden go from that to she was I don't have any hobbies and what am I going to do with all this time I have a my hand so it's a it's a big transition so that's an important one and you just have to kind of figure out you know what step should you should you be taking you know and what do you want to do so when it comes to being faced or forced with an early retirement he was a lot of things you have to consider so we put together a checklist that can help you prepare for retirement whether it's the retirement time line you were expecting or all of a sudden it was pushed upon you either way we think our checklist to be very beneficial for you to get and if you'd like to get a free copy of this checklist all you need to do is text the word checklist two four oh one two hundred seven two hundred and we'll we'll get that checklist out to you again just text the word checklist you don't need to send any kind of message just checklist two four one two hundred seven two hundred again two hundred seven two hundred and we'll get that checklist right out to you and just website if you'd like to learn more is Massey on money dot com I'll spell Massey for you it's M. A. S. S. E. Y..
"david bach" Discussed on The Rich Eisen Show
"He did finish last night, right? No. I mean you did finish a little bit village think a little bit nerve Senate. I everyone thinks it's easy chug a beer. And then when you have a camera on you how many thousands of people in the stadium, and then how many millions of people watching it, it had a little bit of pressure. Now, if you up a little bit. And that's exactly. We don't want to the when it comes to the beer, plus to everybody expects an athlete to be able to do it. David, you know what I'm saying? Everybody has certainly in Wisconsin. Everyone expects stepping theme for this week as many are called. But if you're chosen. Now. Okay. Let's cut to Monday. Let's, let's, let's assume the deer is in fact fearsome in game six. And we're back in fi- serve being over served on Monday. Do you give Aaron Rodgers any tips on how to finish this time because we can have it a second time? We this can happen again. I think we can potentially all agree on that slippery slope David wha-. What, what, what do you say to that in terms of giving tips to twelve should this happen? Again. I thought you redeem yourself which I know the competitor him would would do or go with wet go with what works for you. Grab that Goshen. I mean, I don't think anyone would think anything less of abandoned flam scotch in front of the fans game seven when they're back at home. But if it is a beard. I mean you gotta stand up that's number one, right? I mean, it's you gotta stand up, you gotta use gravity gravity is your friend, you gotta stand up and you gotta hold from the top to right? I mean, the, the angle of the beer, plays a big factor when shut him the less angle and sloping you have for the beer to flow, you know, the slower it's going to be the more your throats gonna wanna try and overcompensate and swallow it. And I think, you know, you're gonna eat cop behind eight ball and kind of have net freak out moment. That's a great attack attack. It. Yeah. I see you. Your, your style is to hold from the top. I mean Aaron as you know, was like holding from the bottom, he, he, he kind of prompt it, you're, you're going from top down and just Tilton and going you're opening up just swallowing. That's what I say. I again, this is all from the college days back. It didn't practice. This is just kind of by nature. I'm going to default mode. Now when you went to David Bach jar a few more minutes left here with the the Packers offensive lineman..
"david bach" Discussed on The Rich Eisen Show
"It started. We got inner before the game on my head. I think I'm gonna chug a beer when the camera comes because I knew a couple of guys that are affiliates with the bucks. Yeah, we want to put you on screen, all right? So do the first one had a lot of fun of, like errands, like you won't do to my OB too. I did too. And like you have to one with me now. And they if you do three all do one and I'm not one to back down from the challenge. So last night, I went for the three feet. And then you so Aaron knew that he was going to have to do this, or he didn't think you were you would challenge him. I'm trying to cut around the edges here because as we all know twelve is getting a little bit of heat today nationally. Well, I do know he's definitely more scotch guy. But I told him I said, hey, I'll do three if you do one. And maybe he didn't think I was going to do three. So when I when I when I hit to him, and I sent it over 'em knowing that I've deck. I think he he's like I, I guess this is going now. Last-second plunge. Yeah. And then. She's just he just couldn't finish. David. There was just. No, there was no burst. You know what I mean? There was no burst lack of burst. Yeah. I mean, not gonna speak on his behalf but I will say that be some land. They were smooth. They were cold, and they did taste well for the amount of time that I was able to taste. I told you Brockman he was gonna protect Aaron Rodgers coming on this show. That's your default, right? David. You will protect Aaron Rodgers every single day every single situation that you could possibly be in, in that position, correct, David. I mean if my job is kind of second nature, this point. So I I mean my guy that's my quarterback. That's my guy. I mean, I'll be on his beer, chugging team. I'll help them out and gals. So 'cause to me, I just said, on the previous segment, David Bach TR here on the rich Eisen show that to me again, I'm not a beer, chug her by trade. Like if press, I would do on, I think I could accomplish. But normally I'm a wind. By Aaron looked to me like he normally sips when he has some sort of alcoholic beverage as you said, scotch guy. Right. I mean, the, the guy drinks scotch like fisheries water, though. I mean I've, I've seen it when we were at the Kentucky Derby I saw. I mean, the guy can definitely joys that now beer. I mean, I think it's more of a lineman thing I guess, and again that did that dick back to my college. I don't know where it's still. I mean I guess it's still sharpened that talent. But it'd been awhile since I had enjoyed beer like that. Now did yelich know that he was getting involved in this, too, or that was just a total audible as well. David. That was one hundred percent novel. Now, would we were the nectar Heitkamp, I mean, I'll be honest? I was poking out, I'm saying, you've got to do, do you have to do it. He wasn't budget. And, and you can't turn and look me with. With. I think I wanted to be in front of everyone. Hey. If you're committed to that I can make one text. I, we'll have a beer right in front of you and get that camera on TV timeout. Okay. And he said, I do it about five minutes later. He's standing up like gladiator. Join the fans then down here and I couldn't have been prouder. MVP's shutting the same night. I mean that's an accomplishment in of itself. But that is an accomplishment. No one can ever take that away from you. Nobody can ever take that away from you no matter how hard they try now. Yellow did see again. I'm I'm an observer. That's what I do for a living did see. There was a little spillage though, that he did. There's a little struggle towards him. But he did finish..
"david bach" Discussed on The Rich Eisen Show
"So, yeah. And now to the point of a making of who our first guest on the show is going to be. David Bach Diario nor Green Bay Packers. That was lamb and back slamming back beer after beer after beer on the what do you was he stunting on a Jumbotron, would you say, okay, and then stay humble? And then, and then. Aaron Rodgers across the way. Not slamming it back. I mean you know what I could go down a little bit of? So I wanna take Saint try. Let's get in. I want to take some time. No, no. We'll get into it next. There's two things I want to get into next year. Okay. Phone calls. Eight four four two zero four rich and also we'll get to our poll question in a second. It it's great. I love our poll question today. But it's, it's what we saw last night with Bach TR Ian Rogers, I will defend Aaron Rodgers. I will defend Aaron Rodgers. I don't know how how I'm here to listen shell. The fan I'm here to listen. Not sure how I shall defend defendable but okay. I shall but also what happened to Klay Thompson yesterday is outrageous. On unfortunate, and just a bad look for everybody except Klay Thompson. Klay Thompson just puts everyone in a very difficult spot in clay handled it with class and a little bit of swagger. And if you don't know what I'm talking about. You gotta stay tune. And if you know what I'm talking about, please. Stay tuned, anyway. Eight four four two full riches. The number to dial our poll question will be next. What happened Klay Thompson is next and my defense of Aaron Rogers unable to chug a beer on demand on the spot audible, if you will with his gullet could not do it. I shall defend twelve oh before his usually the guy who has his back, David Bach Derian. I bet you balked DR when he comes on. We'll have errands back to because that's just his that's his default mechanism. But man, that was a fun funny. Hilarious most, it's the most viral thing to come out of last night, I think, right? Yeah. Well, touch Drake changing his avatar Edens. That's good. We'll get into all of that. Four two four riches the number to dial that's next here on the rich Eisen show in sports a trade can make or break your team. A good one can mean a championship. But a bad one.
"david bach" Discussed on KOA 850 AM
"So we're running out of time here in segment one Madden. And I know you've got a big event coming up at the university of Denver January twenty second and twenty four and kind of a special event, isn't it? Yeah. We're very excited at the paradigm grew to presenting. David Bach, who's nine time New York bestselling author who's one of the co founders of a wealth management smart, women, finish rich. It's off of that book. But what the work with the workshop is going to be is smart, women smart retirement. And really it's a focus on women because there's some good news. And there's not so good news. Right. And then if you think about it women have just different circumstances when it comes to planning and retirement, you know, obviously there you women live longer. There's more widows, and there are men who die I in the marriage. There's there's numerous things with divorce rates in that age group. Also, you know, a lot of women spend fifteen twenty five percent of their working years caring for people outside the workforce children, parents they often bear the financial burden of parent care. So these are some of the things that are different. And then if you think about it a lot of advisory firms, just simply focus on the man. Or the mail. You know, and and I think that this process of having this great workshop and really introducing some of the things that I think all women that that are thinking about retirement could benefit from this workshop it's coming up. A can't be more excited to be hosting it right here at the university of Denver. So to do that to sign up for smart, women, smart retirement, and it's all based on David box selling book, smart, women, finish rich, David Bach as as Matt said, the nine time New York Times bestselling author, but he is reintroducing his books. More women finish rich, which is where.