21 Burst results for "Daveramsey"
I Owe $94,000 to the IRS!
"Joining me today Ramsey personality Chris Hogan. Caesar's in Chicago Hi how are you? Hey how you doing? How can we help? Okay little nervous here. first time caller first time listener. I. Last summer started listening to you. Laugh. Until far about a month ago emotionally on one hundred, thirty thousand dollars in depth, which is on ninety, four, thousand dollars. Irs I'm trying to do what I tend to To figure what's the best way to tackle this Most of most of the other stuff is car Karleena and credit card that I just weren't to Carmax this weekend and sold a vehicle which has some positive equity. Our sixty, five, hundred I. Don't know what to do with this money at this point. What in the world? How do you owe the IRS ninety four thousand? Salamanders Twenty fifteen twenty, sixteen business, you know I, I, started a business with my wife I pretty much try to manage the business myself. You know everything myself and I kinda school things up and didn't help that I had a bad accounting I concert the irs this to be issue I. If we have to file a ten forty x forum I'll try a man does taxes you know put this is in process I mean I still have to making some kind of panic because I'm getting some letters on a male as far as. Stop stuff. So you're saying that the returns were filed improperly and you may not actually Oh this money when you follow amended returns. Exactly. Okay. But if you you have, you have some money you said you had six thousand dollars from sale your car. Yes. Sixty, sixty, five now. And current him baby step two so I might stop just. You're going to spend some money right now on a tax attorney. Or a tax professional, that is a stud of some kind and If it costs you six thousand dollars, it won't. But if it costs you two thousand dollars, this is job one right now. Is You can you can take your hundred and thirty thousand and wipe out ninety four or a big portion of ninety four with some simple proper filing you don't do that yourself. That's how you got here. You go get a tax pro check Daveramsey DOT COM and click on our taxi LP's if there's not one in your area start shopping around talk to some business guys that are that are competent business people in your area ask them for advice on who a good tax attorney or a tax pro Israel and let them dig in. I I don't you don't need to do anything. You don't worry about me staff. No this is job one I R. S. Yes. Job One that's what you're doing and and Caesar make area focused. Don't come up with excuses. Pick up the phone call set up a time to go sit down, gather up, find out all the documentary going to eat 'cause you're going to have to do legwork here but trust me if worth it because it's dealing with irs. Yeah you. Sure you're a good tax professional can tell you if you need to get on an installment plan and. We need to do to get the barking dogs off your heel while you get this stuff filed. But Dude, you don't thirty seconds you get this stuff filed. Now this is an overdue time paper. and. You've. You know this is killing you and these people have unlimited freaking power. It is unbelievable what they can do to your life if they choose to cy I really really really want them To Go away. Yes I want you get the paperwork done and you don't have anything that's more important in your life for the next two of then get all of this filed as soon as possible. Don't don't drag it out three months. Don't drag it out two months file the stuff get with somebody get the work done. Yeah. You State you get you a cup of coffee and work into the work into the we hours of the morning at this done. What. You do because here's the reality some tweaking and the proper filings again has the ability to wipe some of this out. This is a this is a huge opportunity. Sounds like a good portion of it. Impugned it on him because he didn't do proper filing and they guest that's right in the irs never guesses low. It's a rule of theirs. It's written somewhere in a book I'm sure. Oh God. Penalties on this stuff and it all goes away with properly amended filing or large portion of it does. Get that the stuff you should have been working on all these long time ago. Yes. That's out of the way. Down to just forty thousand dollars a dad now go. That's right.
"daveramsey" Discussed on The Dave Ramsey Show
"Dollars get hired. So livestream event. Thursday may the twenty first seven. Pm Central Time. The you will not get this kind of information if you paid thousands of dollars somewhere else absolutely incredible Ken. This thing is exploded. It's GonNa be a huge digital happening. Yeah we're really excited about it because this is not just for the folks who've been displaced because of the krona virus. This is also where people want to switch and people that are coming out of high school or college and want to get into the workforce. It really. Is THE SECRET SAUCE. How to get noticed? So that you can get hired and we're going to prepare you Equip you and also you're GONNA walk out of this event very encouraged. I would really recommend if you've got some family members that need this. Information is ten dollars a great gift. That give them the nudge. And all you need is an Internet connection and a device and we're going to bring it to you fright right here from our beautiful atriums. GonNa be a great event and a lot of goodies that you're gonNA GET WITH THE TICKET PRICE. Not just the information for we're GONNA send you a lot of great information that you will put into practice after we've taught you that night so really valuable and proud of the team for putting this together so quickly you know maybe this time has been really really rough for you. I've been there much self and other times and I know how it feels and sometimes One of the things that'll help you get. Your back is just a clear path where you can see a way out of the tunnel she alight. That's not an oncoming train and when the light of the end of the tunnel is not an oncoming train. Because you've got a clear path a step by step proven game plan. That's what can has for you in these employment situations it's called get hired may the twenty first and it's ten dollars and you can get your tickets at Daveramsey.
Colin Kaepernick And Dave Ramsey Walk Into A Bar
"Went to a mastermind meeting yesterday. Now, standard mastermind wasn't with a group of people that already knew. It was an invite only meet up with some handpicked people a made the cut. So I showed up. The topic was list building. We broke off into small groups, did more of a typical mastermind in those small groups met a lot of great people there. And something that I heard from more than a few of them was that they were worried about saying something bold. I think one of the reasons for that could have been just the age of this thing. A lot of people in their twenties in their thirties. I'm forty five years old. Second. Oldest person there. This was a younger crowd, but still even if you're in your forties and fifties and your sixty seventies, this is something that follows people around, and if you don't start getting used to it now where you are right now in your life is not likely to change, you have to make change the way that this presents itself is that you think something and your frayed you're going to get a reaction that's not going to be positive. So because of that, a lot of people put on the brakes to what they really want to say. Just this week as an example, an anonymous op Ed in the New York Times, it was bold, but it was an onerous that doesn't have the same weight is when you put your name behind something last episode of talked about Colin Kaepernick, Nike very bold ad featuring Colin Kaepernick. Their name was on it. His name was on it. Lot of backlash on Twitter, but results matter, and here's what the results are. This is an article from time despite the back. Clash in the wake of Nikes endorsement of Colin Kaepernick the sports where companies reported a thirty one percent increase in sales. Nike sales grew thirty one percent from Sunday through Thursday over the Labor Day holiday this year compared to the previous year according to Edison trends, bold works, but you've got to put your name on it. If you feel a certain way, people are gonna find out anyway. We can't keep secrets in this culture. How long do you think that the New York Times op-ed guy has I give it till the end of the year. It's probably going to be before the election. We've got maybe a couple of months. I'm giving it four months max before we find out who this guy is. If you're thinking already, you might as well say it and if you're going to say it, you might as well put your name on it. When you do this on your podcast, you're going to attract the listeners who are also thinking what you're thinking. The maybe they're not saying anything, and maybe if they are saying something they're non Mus something related to this subject, a very well known broadcast. Podcast, Dave Ramsey he's a bold guy talking about faith, family freedom, whatever daveramsey talks about debt the debt snowball. We kind of know how that calls going to go don't. If you've heard one, Dave Ramsey episode, you've heard them all, but is that bold persona the he has paying down debt, big deal, duh. They teach us stuff in high school, but this guy's had years and years of success. Given that same simple message because of his bold stand, his bold personality, his bowl, beliefs that he's not afraid to share with listeners. Not everybody likes his beliefs, but a lot of people love his beliefs, eleven thousand downloads per month is one of the top five podcast on apple of all of last year. And if you're interested in hearing more about how he does that I'm doing a meet up wins day with the national podcasters couple of his producers there to free, meet up for interested in attending, reach out to me. You can do that via big podcasts dot com. Is a contact form there. It'll go right to me, make sure that I get it in time. Got people coming in from all over. Find out how Dave Ramsey does it. How does he have such excess? I'm giving you my thoughts. I think it's wasn't him in his bowl personality. We're gonna find a little bit more indepth how he does things though. And if you want to know how he runs his podcasting business, join me reach out to me and I'll get you on the list. You can get involved coming up, speaking of bold moves because some bold moves related to how you do podcast interviews. You're going to love this story. If you wanna, make sure that you don't miss this next couple of episodes, subscribe the podcast dot com slash subscribe. Thank you for listening to build a big podcast, and I will see you on the next episode. All right. Let's do that again. Thanks for listening to build. We podcast and I'll see you on the next episode.
"daveramsey" Discussed on AM 1590 WCGO
"Research firm has conducted the largest study ever done of millionaires in the United States over ten thousand millionaires. About half of them were Dave daveramsey, followers and about half of them weren't oddly enough. The statistical evidence did not change much between the two. So we put it all together and looked at it. We pull it apart and looked at it. Pretty interesting. Conclusions. You can come to from reading this. And a lot of the mythology that people believe about wealthy people is just garbage. 'cause we found out we found the actual wealthy people and talk to them not your broke brother-in-law with an opinion show this study and Chris revelations about the study in everyday millionaires is unbelievably cool. So you can get the book for twenty dollars a book comes out January seventh if you wanna pre purchase it. We will bribe you to do that. Well, we will we're going to give you fifty dollars worth if you pre purchase the everyday millionaires. But they include the everyday millionaire audio book read by Chris HOGAN, and if you've ever heard, Chris, you know, you'd listen to him reading the phone book, everyday millionaires e book all of that in the book itself will come in January in addition to that right now when you pre purchase you're going to get a video lesson from Chris on how to retire inspired inspired Anna video lesson from me on it's okay to be wealthy. It is. Okay. By the way, you didn't do anything wrong. And these ten thousand people we interviewed we did not find a single one of them the stole money. The number crooks, then I'm rip people off. And they were just the regular kinda neat people. You know? And that's who you wanna you know, there are people you'd want to be later. Right. You know that kind of thing. And.
"daveramsey" Discussed on NewsRadio 1080 KRLD
"Uh-huh. That this is just about getting out of, debt but it's really about building wealth. Ono it's not even about. That it's really about outrageous. Generosity an outrageous generosity requires outrageous amount of, money and so you need outrageous amounts of money to be outrageously, generous and so you need to be a millionaire multimillionaire and put you in a position to help others and do things for your family that you never dreamed you would even get to. Do so you go through the whole, client the whole, membership the the nine lessons at financial peace. University you get the million of everyday millionaire book to go along with this which is all of the details from this, study and it's all one hundred twenty nine. Dollars you can get the book for twenty bucks if you, want or you can get the bundle for hundred twenty. Nine just check it out at daveramsey dot. Com chrishogan three sixty dot. Com call customer, care triple, eight twenty two. Peace it's it's here. Folks it's the every day.
A popular film category is coming to the Oscars
"University. Our foundational program that five million people have used to start taking control of their money purchase, the new all inclusive bundle today on daveramsey dot com or call us at triple eight twenty two peace. TA are FM Glendale Phoenix Arizona's news station KTAR news ninety three FM
"daveramsey" Discussed on WDRC
"I want you to hire somebody to teach you and then together based on their guidance and you understanding what you're gonna do not cause dave ramsey said or not causing advisor said but you're gonna make the decision because this money was given to you to manage by god and you're going to make that decision so the way we put together we have a network of investment advisors that we recommend they do not work for me but i endorse them and the way we choose them is that they number one half to have that heart of a teacher because i want you to learn are you okay with that okay good because you already know pretty good what she got i can tell i know what i have my husband who passed away about six and a half years ago was the one that took care of our investments did invest the money himself and mom and nanny jet me i don't know enough about the stock market i mean i know you have to diversify i understand all that but right now i'm paying for advisory fees i don't mind paying for mind paying for it but here's what i think happened time with any anyone including if daveramsey endorses them and you feel like you need to take a shower after you meet with them then you need a different person don't be slime k sit down with them and get a good feeling a sense of trust but not blind trust do they have the heart of a teacher do you leave the meeting understanding things that you didn't understand before the meeting that's called i learned which means you were in the presence of a.
"daveramsey" Discussed on The Dave Ramsey Show
"And that's who we are around here and so if you're a programmer you know like a ruby programmer java or something like that or your platform architect or you're a sales professional or wanna be sales professional we've got all these positions open lots of them just click on dave's hiring at daveramsey dot com and we're gonna hire like a couple of hundred people here in the next twelve months and we're building a new home office and going to be moving into that about fourteen months and man it's just things are on fire around here in a good way so thank you for hanging out with us all of you open phones this hour for you the phone number's triple eight eight to five five two two five rudy on twitter at daveramsey says i have a basic life insurance through my employer at ten times my salary do i still need term life insurance you don't need much that's great that you have that i mean we recommend ten to twelve times your income on you in term insurance if they're furnishing that and paying that for you a wonderful benefit so you don't need a lot of life insurance the only reason i would get some is to beef that up a little bit and because if you become ill while you work there and then you leave the job you're going to have no life insurance because life insurance in a in a group plan like that's not what we call portable meaning you can't take it with you like you take your 401k with you that's you can roll it out to an ira when you leave that means that retirement plan is portable it goes with you follow you if you want it to life insurance is not that way so let's say you got diabetes.
"daveramsey" Discussed on Freedom 95 Radio
"To daveramsey dot com slash fpu that's daveramsey dot com slash fpu we get one life one chance to live and leave a legacy let's get it right the legacy journey class will teach you how to invest wisely to grow your money how to plan for retirement in how to train your kids to handle wealth it's never too early or too late to plan for the future and now's the time to safeguard your family and create a well the legacy journey will teach you how to walk this thing out step by step right now so that you're living the legacy you want for your family to leave a legacy we have to live one now get intentional we'll walk you through all those important things you've been putting off you can leave an inheritance behind and pass on your values we all want to do it's time to start living with purpose take your first steps in that direction with the legacy journey class there are classes starting from coast to coast all the time find the class nearest you live well finish well you can do it we'll show you how visit daveramsey dot com slash legacy that's daveramsey dot com slash like hey this is dave ramsey you know most of us have gotten behind on our bills at one time or another that's nothing to be ashamed of it happens and many of us know the embarrassment that comes with those harassing calls from collectors some of these guys are scum but then there are the collectors that are just playing crooks these are the guys that take it a step further and they violate the federal fair debt collection practices act on a daily basis they're breaking the law and they need to be stopped the.
Man makes son run to school for being kicked off bus for bullying
"The rain the dan explain the punishment for the son who was acting up at school and got in trouble for bullying ten year old son was suspended from riding the bus for three days so do you want the dad said you're not the dad said you got kicked off the bus for bullying you're walking to school so there's the dan driving his car following behind his kid walking to school they're in a residential area it's not like he's following behind that uh you know us very three four or five six mile an hour pace but it's punishing the kid to let him know that at hey you're just not going to get a free ride here for something you did kid he's ten years old is that good punishment for 10yearold he said hey everyone welcome to you better listened to your dad two thousand eighteen my son is finally got in trouble on the bus enough to where he was kicked off the bus for three days because he was being a little bully which i do not tolerate and can't stand he saying this is what good perrine teen looks like you're listening to some of this i think this is great ironically since he's been run in the school this week is the hague has been much better respect teachers have approved uh of his behavior this week he hasn't gotten trouble at school this week were last week he was just absolutely out of his mind in this right here's his old school simple parenting this ain't killing though body this is a healthy way for a child to be punished because it's you have exercise something that a lot of people don't think children's duty morsi just a him xbox for the rest of their lives so this right here's paul parenting gaza on this here's called parody guy sounds like daveramsey lou the money guy well they are in virginia so there's a little bit of an accent there but it shows in this case one of the day's it rained still made his kid run to school in the rain this is pretty old school i you know you might be given ord flirting with the.
"daveramsey" Discussed on TalkRadio 1370AM
"About eight hundred thousand on instagram apparently on while that's amazing thank you thank you guys robs on twitter at daveramsey is there a reason that there is not an easy way to close a credit card online why can't i simply click a button well yeah there's a reason rob uh the credit card is the most marketed product in the history of civilized man that is not an exaggeration that is not hyperbole more money has been spent selling you a credit card than has been spent selling you anything ever in the history of man it is the most sophisticated marketing the most thorough marketing to the point that of vast majority of our culture literally believe you cannot live without a credit card they think you can't exist on the planet without a credit card the to suggest that you cut up their credit cards would be suggest that they die that's how good their marketing is don howe inc ingrained into our cultural psyche that this product is hundreds and hundreds of millions of dollars a year spent by visa mastercard discover american excess what's in your wallet not a credit card money.
"daveramsey" Discussed on The Dave Ramsey Show
"We're here to help you out there's him was about eight hundred thousand on instagram apparently um while that's amazing thank you thank you guys robs on twitter at daveramsey is there a reason that there is not an easy way to close a credit card online why can't i simply click a button uh uh there's a reason rob uh the credit card is the most marketed product in the history of civilized man that is not an exaggeration than is not hyperbole more money has been spent showing you a credit card than has been spent selling you anything ever in the history of man it is the most sophisticated marketing the most thorough marketing to the point that of vast majority of our culture literally believe you cannot live without a credit card they think you can't exist on the planet without a credit card the to suggest that you cut up their credit cards would be suggest that they die that's how good their marketing is done how inc ingrained into our cultural psyche that this product is hundreds and hundreds of millions of dollars a year spent by visa mastercard discover american excess what's in your wallet not a credit card money so all of that to say they spent an immense amount of dollars to get you to get a credit card they don't want to make it easy for you to get rid of what they spent so much trying to get you to gatt.
"daveramsey" Discussed on The EntreLeadership Podcast
"I trust rene obviously you need to feel confident that you know what you're talking about they feel that but i'm just curious from your point of view on the other side of the desk what would you say to our business owners if they don't have somebody that they really really trust maybe they've been use if somebody for a while but they don't have a deep relation with what should their relationship look like that's the first part of the question and in the second part of the question is if they don't have the relationship that you're about to describe that's a solid relationship how should they go about interviewing somebody like you to make sure they've got the right fit well when it comes to taxes and finance ends you are financially make it i it sounds kind of an odd way putting at but in your vulnerable and unita find somebody that you trust that is going to speak your language taxes are complex they're getting even more complex so does your tax preparer speak in english to you that you understand if somebody says bonus depreciation what does that really mean in english for you and what are your options so having somebody that can speak your language hear what your needs are presents you options you know here are three options that are available to you here are the tax consequences and benefits of each option and been knowing what your goals are is everybody has dipper goals whether they're wanting to put as much money into retirement or flow so looking at those goals is going to be important to know what auction is best and make a recommendation so the best thing is to find somebody that resonates with new that listens to you that answers your phone call or your email within you know calling them it's just so porton that somebody's be responsive i know daveramsey has an elp program that you can go to the website and find out who's local in your area but it can be anybody.
"daveramsey" Discussed on Don't Keep Your Day Job
"And i want you to validate your idea improved that you have a market and learn a little bit about your audience at this level were the mistakes or smaller the cost is lower and then we're going to babies step our way into that big dream and allow the business to find itself the example i always give is daveramsey started his business on a car table in his living room it now is the million dollar business and has six hundred team members my mouth batted in a front showcase window with a candy store iphone started with one point version now we're on the iphone tin x whatever it is easy to start at the one point level so actually um we did a thing with news fox seventeen a couple of months ago and i mean came up to me afterwards he said i had this big dream and i want i see this property i want to get like 48 gur's and have a house or a big event space for doing event spur for like nonprofits for them to calm and like and he was like i just we don't have the money to buy this land and to build this thing yet you're like you and and i say that's going to keep you from losing it um so as not not love that i said i loved that that you have this stream as it here's what i want you to do that's the dream for the future let's back out of that can you find some type of warehouse or retail space or space that you can sublease and you can validate your idea on a very small scale first and let it prove it because here's what we as entrepreneurs we think we know everything the market needs and you probably know 50 percent of what the market needs that's your heinz that's your entrepreneurial spirit of i'm going to solve this problem but you have to put that out there and allow the market to speak to you in it or eight and tell you what they want more and less of like i guarantee the business boutique is way different today than it was when we started two years ago because we listen to our customers less of this right but.
"daveramsey" Discussed on The EntreLeadership Podcast
"One person on it i think you're on the internet alon here's why i believe it there was some reason that you felt justified by putting the software and write the software tracking yet i take the history and some of the history had been erased in some of the history that i could see ways a lotta shopping pages occurred suspicious dr really with curious about what would what was really going on so here's what i six they see and i may be way off and i think your question and i may be wrong in our may be leading you're probably gonna ask should you keep or not right or something to that effect how should you reprimand or council or or or coach or or or really just exit her right right right okay and in what i think the real question is that why have you waited so long i think you exited heard the moment that you bought the software to track at you already knew by looking at our history that she was hiding things because she was deleting some of her history you already know that you walked by and saw her on pages that had nothing to do with work in rather than i think address those things directly and say why are you the leading your history nobody else does so many praise us a different way we don't have software tracking here at daveramsey solutions because we trust oliver ploys we trust that they're going to do the right thing at the right time and that they're going to be able to do their job and i think that by doing the things you did i think there is a lack of you've lost trust in that team members ability to do what they're supposed to do when they're supposed to do it that's right and say see i've got to ask let me ask why haven't you fired right now like why have a g is it is it fear of the confrontation or is it fear of being able to replace her workload fear and confrontation i never happened.
"daveramsey" Discussed on WBT Charlotte News Talk
"The joining us uh amy is on twitter at daveramsey is there an item were items that you refuse to pay for or by even though you could afford it now yeah sure i can afford motioning nowadays we not anything but most anything and something just for you weird to me i feel as don't wanna have that invested in that um i've got a friend that's worth um tens of millions of dollars and he's a watch guy and he bought a arm a hundred and fifty thousand our watch which sounds just nuts but i mean he's got like a busy brazilian dollars it's a is like most people bonding biscuit okay i can afford that do that it just i just oh no this not me number one and i might spin that on a boat not not on our watch so i mean i is just reinvented with you you now but uh so but a boats bigger than watched as i count so you're just is something that hits me funny but it's not really a value to say that my point is is that i'm not mad at him for spending that on watch he's got two hundred million dollars and if he spends on her fifty ground watch it's nothing okay that guy's got plenty of money it's like most people buying a biscuit he gives away his is generosity owners artists huge he helps lots and.
"daveramsey" Discussed on NewsRadio1620
"With your tax advisor to be sure i'm not a tax professional but i'm right but you can double check it so lotta tax stuff i don't know about one right on so hey thanks for the call and i'm glad that glenys start doing good that's awesome it's fun to step along your side your own kids when they're doing smart stuff some people never have that privileged because it from kiss but it is it's good to step alongside them when they're doing the right kind of thing and you can lift them you know your hard work now can listen to another level that's very cool that's the way it's supposed to be but too often they're doing something stupid and we just write checks and bela melt that's certainly not her situation though very well done good stuff good stuffed josh is on facebook you can follow us there at facebookcom daveramsey there's about four million of your hunting and now i realized that a car lisa stupid but what's the best way to get out of one well the the pay it through and turn the car in or you can sell the car and pay off the remaining balance home the lease it's the early buyout amount beat up calls say what is the early bile now what is it take for me to get a title from you've evil that that is essentially your pay off on the car loan paul is this is technically a lease still functions mathematically like bad loan and that's how you get rid of it josh thanks for the follow us on facebook there are lots of great candidates out there with incredible talent and experience but that doesn't mean there the person for the job that's why you need ziprecruiter ziprecruiter is the.
"daveramsey" Discussed on The Dave Ramsey Show
"Plans that day was that is dawn cash is king and it has taken the bmw has the status of choice i'm dave daveramsey your host you jump animals out other by your life and your money it is a free call triple eight eight two five five two two five that's triple eight eight two five five two two five were glad you're here america thank you for joining us suzanne startsov this hour in canada high suzanne how are you good thank you taking my call sure what's up yeah i was on with my friend yesterday she was asked me about we have not had critical illness insurance no you're wasting on that matter to be more specific we're both selfemployed optometrist's we're back covered by the tail government health care program and we don't you have disability insurance circumstances what what you thought okay well i'm not positive what the canadian health insurance plan covers i'm assuming a coverage most things though doesn't it and things like that lifting prescription drug physiotherapy i do want a separate health insurance fit to that now and do you have your emergency fund of three to six months of expenses uh yes yes so in the states of someone's talking about the kind of insurance you're asking me about its usually an income for you when you're sick.
"daveramsey" Discussed on WLAC
"Of us have at one time or another my life we still tell you too get out of debt that simple well daveramsey makes me mad i don't like daveramsey dave ramsey this daveramsey that twitter and facebook fools out there floating around most i'm not even born yet when i was started during the show and everybody's got an opinion there are no suddenly broke people have opinions about money flick fat people have an opinion about marathons just stupid just a dumb idea you know an i used to be a lot nicer when i first started the show i would try to convince everyone and i was kind of really upset me when someone didn't like me or was mad about something i said an and after doing this this long them fifteen million books sold and five million people through financial peace university in 14 million of your listing here every week through one version or another of the show i'm pretty convinced sgnoun based on how many people have become millionaires and how many people have gotten out of debt and how many people the increased their generosity and how many people of save their marriage there was about to fall apart over money i'm pretty convinced now that on these honey subjects if you're upset by what i say it's probably because you need to change euro winer if you don't agree with me on this stuff you're which no is wrong will add saragan now not arrogant at all it's confidence there is a different some confidence in arrogance i've been doing this more than anyone else in the entire world while you that are listening to me of been alive there's no one else on the planet that has gotten as many people out of that that has caused as many people do we millionaires no one else now there's a lot of stuff i'm not good at and there's a lot of stuff i don't know anything about and yes i'm not perfect i get all of that and this is not about me but it's pretty aggravating after all this time that some of you are still trying to convince your friends and relatives to do stupid stuff with money it's aggravating because when you do convinced them to do stupid stuff with money your causing them to be broke you are a curse in their lives all don't pay off your mortgage daveramsey to know he's talking about me is taste radar.
"daveramsey" Discussed on Life, Money and Hope with Chris Brown
"And i'm also the spender of my wife and i uh and so uh it's gotten gotten us into trouble a few times 'cause i don't stick to a budget um but my problem is and is in it that in budgeting what the problem of my most friend into is be incidentals the things that come up that you know i've planned for everything i can think of but there's always that gifts or there's that that i note daveramsey talks about the emergencies fun yeah but there's always something else that comes up and how to away incorporate that do i leave in buffer zone do i leave myself a little bit 'cause i know what uh you you guys talk about is you know budget every single dollar yeah give every dollar assignment every time i do that i always find myself short yeah yeah well i bet you it's probably not a a rare saying so for that makes you still better that you're not the one experience to this but hopefully you can get a a little bit of guidance here in the next couple minutes how many months have you been attempting a budget uh and i have now i've been off of one for quite some time but i have tried i have tried it at least five to ten budget okay the pasha year all right and what programmer using you just doing a pen and paper or you doing some kind of software you know i used for you um and software um i forget what is called like i said i've been off for awhile yeah uh i have not tried every dollar dot com um i haven't tried that yet i'm my plan on looking into that uh long time ago i used to use uh dave ramsey 'cause l yeah square deal but um no i i've i've done pen and paper i've tried i've tried percentage budgets i've tried by doing every dollar i've tried everything go so that's why i'm calling you will get question i bet you most of our listeners probably have the same question as well.
"daveramsey" Discussed on The Dave Ramsey Show
"Hi i'm taking my call for my car and only woman a background ipad homebased power but i'm currently working full time for someone al i got my aunts and accounting left here and i have a small bookkeeping insurance throwing business helping us with baby steps to i know i can make more money business but i don't have time for anymore clients but my fulltime job and we need that money so what should i do we go baby stuck to its behind us and all have more flexibility or how can i make the transition sooner well you know it's great question the fact that you're in baby steps to definitely affects the answer but it's not the determining factor because even if you were in baby step number two the truth is i still want you to build a side business up because if if the money is there and you make the jump even if you're not uh you know in babysitting ever to you still don't want to fall you don't want to have this uh the bus business becomes a burden instead of a blessing so i want you to build up your revenue in personal income from the side business so much that when you leave the fulltime job as daveramsey says eunepal the boat close enough to the doctor when you step into the boat you don't fall in the water so what that looks like is maybe for a season katie you work crazy hours and it feels like you're working to fulltime jobs because you are but you remember that it's a season and when those revenues in that personal income as there you can make the step and then it's not this terrifying leap it's the next logical step another option would be is to increase the fees that you're charging right now in your side business to make more money per client.