35 Burst results for "Dave Ramsey"

Tropical Storm Isaias heads for New York City region; NJ under State of Emergency

Dave Ramsey

00:26 sec | 15 hrs ago

Tropical Storm Isaias heads for New York City region; NJ under State of Emergency

"Where Weather Channel forecast is headed right for New York City. As we had through Tuesday, a tropical storm warning us out now is the time to make preparations. A flash flood watch through Wednesday morning heavy rainfall up to four inches or more. Or possible is this tropical system moves on by worst of the weather during the day Tuesday afternoon into the early evening showers and thunderstorms returning tonight, alot of 73 tropical storm conditions are likely Tuesday. Wind gust over 40 miles an hour, 1 to 2 inches of rain. Locally higher amounts so high in the upper seventies

New York City
WHO warns there may never be a "silver bullet" for COVID-19

Dave Ramsey

00:15 sec | 16 hrs ago

WHO warns there may never be a "silver bullet" for COVID-19

"Head of the World Health Organization warning There's no silver bullet for Corona virus, and he says there may never be one of the most people remains susceptible to the virus. This comes as 1/2 dozen companies are in the last phase of testing their experimental vaccines.

World Health Organization
17-Year-Old Girl Shot, Killed At CVS In Bedford, Near Dallas

Dave Ramsey

00:17 sec | 2 d ago

17-Year-Old Girl Shot, Killed At CVS In Bedford, Near Dallas

"Police in Bedford are investigating a shooting at a CVS in the 600 block of North Industrial Boulevard. It happened around 6:15 p.m. Saturday evening When police arrived, they found a 17 year old girl with a gunshot wound to the chest. She was rushed to an area hospital where she was pronounced dead. There's been no arrest or additional details

Bedford
Residents of senior living facilities are turning to internet radio to connect during lockdown

Dave Ramsey

00:43 sec | 2 d ago

Residents of senior living facilities are turning to internet radio to connect during lockdown

"Because of the Corona virus. Some senior citizens have taken to the airwaves. And so is our Steve case. It's on the Internet. Hello, already a recliner Listeners a radio station with DJs from senior living centers. Now my deejay ski. Mitch Bennett launched it at bridge living facilities in 14 states, and now he's getting requests from all over the country. There's something about old time dedication radio that really resonates with these residents Leave Flynn outside. Atlanta is in a place where social distancing is enforced people here and it's like a haunted house. So these folks play music on and connect

Mitch Bennett Flynn Steve Atlanta
Hurricane Isaias may impact New York City area as tropical storm by Tuesday

Dave Ramsey

00:18 sec | 3 d ago

Hurricane Isaias may impact New York City area as tropical storm by Tuesday

"Will make a very close past to New York City, just or East, maybe next Tuesday afternoon Tuesday night, but that is subject to change. We gotta watch this one very closely as we head through the nighttime hours, we'll see some clearing, taking place alot of 71 sun and clouds on Saturday high of 87. Scattered thunderstorms Sunday. Some kind of gusty winds high. The mid eighties. Meteorologist

New York City
Dr. Fauci and Jim Jordan get in heated exchange over protests

Dave Ramsey

00:42 sec | 3 d ago

Dr. Fauci and Jim Jordan get in heated exchange over protests

"As the nation's top infectious disease expert, Dr Anthony Fauci testified before a congressional panel about the latest on the Corona virus. ABC is Katherine Folders has the latest in a politically heated exchange. Republican congressman Jim Jordan and Dr Anthony Fauci jousted over the First Amendment, Jordan attempted to lure found she into contradictions over the right to assemble versus freedom of religion. The government limited Oh, testing. I don't think that's relevant to what you just said. If it increases the spread of the virus. I'm just asking Should we limited? Well, I'm not in a position to determine what the government could do in a forceful way where you make all kinds of recommendation found. She said his statement wasn't political and was a broad statement to avoid crowds of any type to decrease the spread of Corona virus.

Dr Anthony Fauci Jim Jordan Katherine Folders Congressman ABC
More record deaths as benefits packages end

Dave Ramsey

00:41 sec | 4 d ago

More record deaths as benefits packages end

"Florida, already suffering devastated by 1/3 day of record Corona virus cases and deaths. It's also happening as the federal unemployment benefits are set to expire Friday. ABC is Victor a kendo as more 1.4 million people filing for unemployment last week just as those emergency $600 benefit checks for 30 million Americans expire for the virus. No end in sight California, North Carolina in Florida this week. All hitting record daily death tolls, making matters even worse here in Florida, with a tropical storm approaching statewide, all public testing sites shutting down today through the weekend. During that same four day stretch last week, nearly 350,000 people were tested

Florida ABC North Carolina California
Ariana Grande and Lady Gaga 'Rain' over 2020 MTV VMA nominations

Dave Ramsey

00:48 sec | 4 d ago

Ariana Grande and Lady Gaga 'Rain' over 2020 MTV VMA nominations

"The nominations for the 2020 MTV Video Music Awards Air out CBS News correspondent Wendy Gillette fight Who's On top this year Lady Gaga and Ariana Grande Days Rain on me, But the singers on top of this year's V M a nominations each got nine nods. Nominated for best video song and collaboration of The Year's Lady Gaga was also nominated in a new category best quarantine performance for her appearance in one world together at home. Home a second new category to reflect the Corona virus. Reality. Best music video from home Turn. Billy Island Sports Six nominations, but not for Artist of the Year. Those honors Go to Lady Gaga, making The Stallion Post Malone the weekend Justin Bieber and debate Wendy Gillette, CBS. The

Lady Gaga Wendy Gillette Justin Bieber CBS Ariana Grande MTV
Life and legacy of John Lewis honored at Georgia funeral

Dave Ramsey

00:48 sec | 4 d ago

Life and legacy of John Lewis honored at Georgia funeral

"Atlanta congressman and a lifelong civil rights activist, John Lewis was laid to rest Thursday. He was remembered by people who stood by his side and by those who sometimes disagreed with him. John Lewis was the great grandson of slaves and at his funeral in the middle of this pandemic were three U. S presidents who came to pay their respects. Listen, John and I had our disagreements, of course. But in the America John Lewis fought for and the America I believe. And differences of opinion. Our inevitable elements and evidence of democracy in action. His relationship with President Barack Obama was an important one. Like many black Americans, Lewis was in tears. The night history was made, and Obama was

John Lewis Barack Obama Congressman Atlanta America President Trump
My Husband Wants to Separate Our Bank Accounts

Ramsey Call of the Day

05:31 min | 4 d ago

My Husband Wants to Separate Our Bank Accounts

"TIFFANY'S IN DALLAS. Hi tiffany. Welcome to the Dave Ramsey show. Hi? How are you? Right? How can we help? I was calling because I I recently got married. Well, not recently, it'll be a year November and my husband and I. We were why thought we were on board to? follow that the plan I actually went year class a couple of years ago when I was telling my husband about it in. SHANECO excited initially but I guess maybe after a few months of the A we we had joint bank accounts and then he decided he wanted to have separate bank account and in that time and we have joint bank accounts we did pay off. credit card that we had differently and student loans, and so now the haven't had that conversation one or it was just kind of like. I'm not sure kind of like an abrupt decision. He had the conversation. He just went and did it. Why haven't you said? That's not okay. Well I I did and He just kind of implied that he didn't. WanNa have separate or he just said he didn't want to have separate account. He wanted to have separate accounts one. Well, he said he didn't like the way I was spending money, and when I brought attention that you know we pay off student loans paid off credit cards. For the two of you working together on a budget now you weren't. I'm not. We did a couple of times. You were spending money and hand like how you're spending money because you guys didn't have a plan where you're working together. Hey tiffany. This doesn't feel like a big deal, but I want you to sound every alarm. You have. This is a big deal. The number one cause of divorce in north, America days, money fights, and money problems. Jesus said your treasures where your heart is. He just took his treasure and took it away from you and set it over to the side and cut you out. Right. This is danger US relationship ground. This is stopped the presses. Get somebody that you trust in your life that can sit down with both of you, and you had this conversation like today Gore toward pastor marriage counselor, somebody to walk you guys through this, and you combine your lives for richer for poorer in sickness and in health unto the all my worldly goods I pledge. This the old-fashioned marriage vows that no one says anymore. Because it caught the combining of your lives in the combining of your assets in the combining of your spending decisions causes the combining of your values and forces detailed in-depth communication. And there's a lot of thrashing around going on at your house where he just jerk stuff away, and then you stand there looking like a deer in the headlights going what happened 'cause you were over here overspending or you're spending money and he couldn't control you or some kind of crap is going on here. I, don't know what it is, but I smell stink Something's not right. Somebody's hearts settled a year end with her cheers or his or both. But this is a giant red neon flashing light saying Danger Danger, and you've got address it soon in dress it with a good heart. If you come in and say, Hey, these two knuckleheads on the radio said that you survived out a divorce yet, don't do that. Let's see what we're saying. If you don't fix this. When you're thirty is you know ten years from now, this will have gotten much worse. It's not going to naturally get better. Systems left to themselves deteriorate unless you put pressure on them to Polish and to become an marriage is a system in that regard. So. We've I've seen this for Thirty Years Coaching couples. It's a very, very dangerous sign. So yeah, you guys need to get on the same page. He is either controlling or ultimately disgusted with you or both over the handling money, and you guys need to get on the same page. So we'll help you guys sit down with a good marriage counselor, get some coaching before this gets worse. It's not a lightweight thing and then I'll give you Ramsey plush and you guys get in there and go through. go through Financial Peace University, get on the everydollar budget together. And Combine your finances income into agreement every month before the month begins as to where are spending is going to occur and you both have a vote. He doesn't have the only vote and neither do you and neither do you. This is called marriage. We're going to work together. We're GONNA compromise for the good of the couple. And die you've you surrender yourself, he surrenders himself himself for the good of the pair. And so what I do in our looking at this. Okay. What's good for the two of us? Not, what's not what do I want and double out? Don't double up my fish and have A. Fit like a four year old kid on the cereal. It happened yesterday in my house. I said Hey. Let's let's. Start putting some money savings here instead of. Put money over here. My Wife said, I, don't feel comfortable with that. What if we split the difference and I, trust her and she trust me and she was wise and I wasn't being unwise I just had an idea in my head together a good decision. An are on the same page moving forward. It's out works.

Dave Ramsey Tiffany Jesus United States Dallas Shaneco America Financial Peace University Gore WAN
Pence tour bus in minor collision

Dave Ramsey

00:25 sec | 4 d ago

Pence tour bus in minor collision

"Trump campaign bus carrying Mike, Pence of vice president to an event in Pennsylvania, was involved in a minor fender bender more from Tom Roberts, No. One on board. The bus was injured and the vice president was transferred to a limousine to continue travelling to a trump event at a chemical plant in Somerset. Reporters traveling with the Tour bus witnessed a large dump truck with a damaged front driver's side fender. The driver was seen conferring with law enforcement in a nearby parking lot.

Vice President Tom Roberts Mike Pennsylvania Somerset
Dallas County Reports Single-Day Record 36 Coronavirus Deaths, Along With 704 New Cases

Dave Ramsey

00:48 sec | 5 d ago

Dallas County Reports Single-Day Record 36 Coronavirus Deaths, Along With 704 New Cases

"Dallas County reports a new single day record for covert 19 deaths from K R. Oldies Austin. Your cast details. Officials say 36 people have died, passing the previous record of 30 set just last week. The youngest was a man in his forties with underlying health conditions. In addition, 704 new cases of the current virus were reported. Dr. Gian Carlo with governors Corona Virus Task Force says What's concerning Is a new study that shows some that contract the virus developed. Long term heart problems were definitely hearing situations where people seemingly recover and then have a more severe set of symptoms. Perhaps a month later, Dallas County officials say. What's worrisome is that close to over 1800 Children under the age of 18 have gotten a virus since July 1st. 38 have been hospitalized. A total of 658 people have died in the county.

Dallas County Corona Virus Task Force Dr. Gian Carlo Austin
Police arrest suspect in arson fire at Arizona Democratic Party headquarters

Dave Ramsey

00:37 sec | 5 d ago

Police arrest suspect in arson fire at Arizona Democratic Party headquarters

"Led to the arrest of a former Arizona Democratic Party volunteer who allegedly set fire to the headquarters in downtown Phoenix last Friday. The ex police sergeant Mercedes Fortune Teller. Running. They were able to develop that enough trouble cost to make that arrest and they arrested Matthew regular for the arson. There's been a couple of social media posts that believed to be authored by him, and that was that were posted by him. 29 year old egg Lor had been previously banned from volunteering with the party because of apparent bad behavior. In the past, he's been booked on one count of arson of an occupied building. You

Arson Arizona Democratic Party Mercedes Fortune Teller Matthew Phoenix
Dallas - STAAR Testing Will Not Be Used To Determine Promotion To Next Grade Level During Upcoming School Year

Dave Ramsey

00:36 sec | Last week

Dallas - STAAR Testing Will Not Be Used To Determine Promotion To Next Grade Level During Upcoming School Year

"Star Test requirement for grade promotion. This school year has been temporarily suspended by the governor. While the test will still be given. Students in fifth and eighth grades won't have to worry about the score, keeping them from being promoted to the next grade level. Troy Reynolds, founder of Texans for Public Education, applauds the decision, saying students are in survival mode. We know in psychology from that is when you're in survival mode. They are not going to retain information. Same way they're not as teachable. In other words, the traditional A toe af rating system for schools will remain in place

Texans For Public Education Troy Reynolds Founder
Fires and Pepper Spray in Seattle as Police Protests Widen Across U.S.

Dave Ramsey

00:26 sec | Last week

Fires and Pepper Spray in Seattle as Police Protests Widen Across U.S.

"Large demonstrations in the city's Capitol Hill neighborhood. They used flash bangs and peppers radio trying to clear an area near where weeks earlier, people have set up on occupied protest zone that stretched for several blocks. Police tweeted They had made some arrests Saturday, and we're investigating a possible explosive damage. To the walls of the city's East precinct police station. Authorities also said rocks and bottles were thrown at officers. He was

Elon Musk Wants to Stream Music Directly to Your Brain With His Neuralink Chip

Dave Ramsey

01:24 min | Last week

Elon Musk Wants to Stream Music Directly to Your Brain With His Neuralink Chip

"Heads up Tesla's Space six and the boring company also cofounded another startup back in 2016 called Nora Link. If you heard about this, um there hasn't been a lot of details about the start I could accept that involves the chip that's supposed to be surgically implanted. Into the brain. That kid next to a computer. Get the goal is to add a level a I artificial intelligence to a person. But before that, Must said that it actually has a really great purpose for help people suffering with conditions like Parkinson's, but more information supposed to come out late next month, But you know, Elon Musk is pretty active on Twitter. And sometimes he tweets about, you know, every once in a while things that are actually coherent makes sense, and he recently had a few things to say about the chip. He said that nor link had potentially retrained parts of the brain as a way to cure addiction and depression. He also said that the chip could control hormone levels. That's a pretty bold claim. In a few days ago. He tweeted that the interface will allow you to stream music listeners stream music directly to your brain. Imagine that no speakers. No, You're buds, headphones. Nothing. Just go right into your brain. Just a small microchip that he claims is no worse than LASIK eye surgery, getting it in their interesting prospect when it comes to the possible medical benefits, But If you think you were having trouble getting a Taylor Swift song at your head Now we'll just wait till that thing gets in. You

Elon Musk Nora Link Tesla Must Twitter Taylor Parkinson
Biden holds early edge in ABC News' Electoral College race ratings

Dave Ramsey

00:40 sec | Last week

Biden holds early edge in ABC News' Electoral College race ratings

"In the first ABC News Electoral College race ratings former vice President Joe Biden is holding an advantage over President Trump Sunday marks 100 days until Election Day. And, according to the ABC News Electoral College race ratings, Joe Biden has an advantage over President Trump in the race to secure 270 electoral votes. ABC News Places 279 electoral votes is Either solidly or leaning Democratic. Another 72 electoral votes R rated as tossups while 187 or either solidly or leaning Republican thes ratings are designed to be dynamic and will be updated weekly throughout the summer, and then more frequently ahead of Election Day. Karen Travers, ABC NEWS

Abc News Electoral College Joe Biden Abc News ABC President Trump Vice President Donald Trump Karen Travers
President Trump says he'll throw out first pitch at Yankee Stadium in August

Dave Ramsey

00:12 sec | Last week

President Trump says he'll throw out first pitch at Yankee Stadium in August

"Trump says he's going to throw out the first pitch at Yankee Stadium on August 15th. And he's getting ready to take that bound next month, Speaking at the White House president announced that it's coming on August 15th

Donald Trump Yankee Stadium White House President Trump
"dave ramsey" Discussed on Wisdom From The Top

Wisdom From The Top

08:48 min | 9 months ago

"dave ramsey" Discussed on Wisdom From The Top

"Building is larger than my house in their furniture's nicer than mine. That must not be an accident. Yeah I mean I think that the idea of a psychological thing about right which is a thing hanging over you like like when you get a when I get a bill and maybe got lost the mail and then you get the warmth of red thing on the top saying you know past notice you know freaks freaks me out but but then I've got. I've got friends who are economists and know a lot about finance and they'll say look if if you've got a really low interest loan like mortgage like for example example. My my home mortgage rate is really low. It's it's three point. Something percent really small. percentage rate They'll say to me. Hey a you know that's debt A that you should carry that you should pay that off slowly. Shouldn't just pay it off quickly because you're going to get the deduction and all those things does. Does that make sense to you. It sounds like they went to the same class. I went to Gaul but the problem is the data is different than the academic theory the actual data in the marketplace of people who really build wealth again. I have never met someone ever and I've been doing this thirty years years. I've met billionaires. I've met people that are deca millionaires. I've met thousands and thousands and thousands of millionaires. I have never in all all of that. Time met one. That said Dave you know I use that low interest on my home to build wealth. They never tell me that. As a matter of fact the average millionaire pays off their home in ten point two years and so You know the only people who can be wrong twice a day and keep their job or weather forecasters an the columnists so I really don't care. What their theory is? I'm talking about real people who are winning and so really the idea is if you can eliminate your debt. That's a secret that's sort the the the co- The guess not really secret but that's kind of the the when people say. Hey Dave what's your secret. What's the magic formula you? It's really getting rid of debt. Well because people wanna live their dreams they WANNA be outrageously generous they WANNA be able to change their family tree And when you don't have any payments you can put fifteen percents of your income and your 401k. Now fifteen percent of your income if you only make household income below average of fifty thousand dollars a year is seventy vigny five hundred dollars a year. Six hundred and twenty five dollars a month which from age thirty to age sixty five in a poorly performing mutual fund will be over two million dollars dollars. That's the power of not having a house payment. That's the power of not having car payments. That's the power of not having a mastercard and spending more than I make an acting in Congress and I can print money or something. It just doesn't work so when you have people who call in and say yeah you know. We took the SLOAN OUT ON A. We got this really nice car car. We you know we. We took this loan to buy you know this house or whatever I mean. Do you also sort of council people to. I don't know to be kind of more more modest with what they buy to be less materialistic or is that not not something that you really care about. Sure I mean. I've made a lot of money in my life but you never make enough money you to buy anything you want. Yeah 'cause there's an infinite number of things you can buy and so at some point you have to learn about this thing called contentment at some on point you have to say hey stuff is fine. Gets you some stuff. But if you eat enough lobster it tastes like so I mean so many things you can do with money and I and some point. It's an the endgame of it is is empty and so the the whole thing is yeah. I need to limit the car I buy. I need to limit the house. I live in any lead. Limit my spending at the mall. I need to limit the price of my purse or my jacket or my haircut. Or whatever so that it's within the bounds of common sense so that I can live my dreams. If you will we'll live like no one else later you can live and give like no one else is that I mean that's interesting because that really talk to people. I talked to obviously a lot of very wealthy people right right and it's interesting because many of them don't sort of see their money is their money especially when you're talking about a billionaire right. You can't spend it fast enough. Most of that money is going to be given away has to be given away. Is that in your view. Kind of one of the points of of accumulated a lot of money to to give it away. Well now you quickly learn whether you're in a situation like you're describing or whether you're a person of faith that you don't own it as a personal faith I believe I don't don't own anything. I'm just managing it for God. Part of one of my one of my directions is I manage. His money is for the good of my household past that it's for the good of others others past that it's for the good of an inheritance and you know passing money along in so I'm managing it for the good of the community for the good of my family family my future and my my my lynch as well and so that you start to realize I'm a manager I'm a steward of of these incredible responsibilities and it just it ceases to become all about you otherwise you just turn inward and become one all those people and there's a few of those money but not many dave an not naming any names but some of your competitors on the radio they really Part of their currents he sort of speak is anger anger about the system about politicians Pointing fingers at people rallying people up that is not not. It's not what you do. It sounds like you're basically trying to say the people look forget about you know the political situation or forget about an individual In your state or policy like you actually have agency you actually have the ability to to to write right your destiny it is. That is that right. Is that what you're trying to say to people. You Know I. It does mean no good to convince someone to be angry at something they can do nothing about. I can't fix what goes on in the White House. I mean I had a political person asked me to come testify before Congress not sit. No No 'cause you don't you're not going to do a thing I say. So why am I gonNA waste my good air and the only reason you're doing is you want to somehow how cozy up to my brand to get votes and you're not going to do any of this stuff so you know it's just it's a manipulative garbage so I'm going to stay home and help people and I'm going to save my jet fuel you know it's just not going to do it and Because I I have prospered and I have failed during every reportable TYPE OF POLITICAL REGIME IN AMERICA EXTREME liberals extreme conservatives and you know misbehavior. `have you're of all kinds and the White House it turns out that what I do every day when I get up and go to work and the decisions I make has a whole lot more to do with whether I succeed when what those scrubbers do I mean you have had a life of total loss right and collapse right and and that really really informed the way you think about about the world today I mean when you were twenty five twenty six. You thought you're the smartest guy in the planet now you you have written bestselling books. You sold eleven million copies. Lots of people think you are the smart financial guy on the planet but do you still will like if you were evaluating Daveramsey from the outside. Would you be skeptical of Dave Ramsey. Or do you think he is the smartest guy on the planet. I'm skeptical. Anybody thinks Mars go on the planet planet. So now I I I learn something every day Older and wiser than was when I started this journey But this journey is not over. My wife is not married to the same guy. She married thirty seven years ago and she will tell you. Thank God so I'm a lot better leader in my business than I was when I started at thirty two years old a much more knowledgeable of digital things than I couldn't even spell digital a few years ago. Oh and I am continually learning. I'm the I admit I don't know everything what I do know I do know and I'm okay with that too. That's Dave Ramsey author of financial peace and other bestselling books. CEO Ramsey solutions and host of the Dave Ramsey show. So one of the most listened to radio shows and podcasts in the country. He thanks for listening to the show this week. The music for this episode was composed host and performed by drop electric garages. And you've been listening to wisdom from the top for the media and built it productions.

Dave Ramsey Congress White House Gaul Ramsey solutions AMERICA lynch Daveramsey Mars
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:02 min | 1 year ago

"dave ramsey" Discussed on The Dave Ramsey Show

"To the dave ramsey. Show hi dave thanks. I haven't mouth certainly how can i help sure i've got a question. <hes> currently my fiance and i are both on our own individual step to good <hes> <hes> i make a good bit more than she does and i've got a lot less debt so i make about fifty five thousand a year salary and i've gone about six thousand in-depth left so that knocked out here in a couple of months good when you get married <hes>. We've got to get married in september. Good yeah like not a year. Why are you in a year. <hes> mainly 'cause we wanna be able to cash for the wedding. We don't have anybody that really can help us out <hes> uh-huh okay so i was figuring that i obviously pay off my and then i probably have to catch the wedding myself okay so we're gonna try to keep that reasonable okay. <hes> my question is in the period. After i've saved up money until the wedding go after the wedding <hes> typically i would move into step three but being that she'll still be in step two. Should i just save my money and then apply that ah her student debt well i mean you're going to go ahead and do your baby step three but when you get married you're no longer in baby. Step three three. You're back to baby step two so you'll clean out that emergency fund and applied to her after the marriage okay so what are you going spent on this wedding yeah. That's that was my next. Question is is how much how much is reasonable spent <hes> i. I'm in favor of keeping against affordable and i think she's too. What does that mean. What does that mean to you. I think that's wanting to do it for less than five grand okay. Why don't you get married by christmas okay. Even if you put your dad on hold to save.

dave ramsey
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:36 min | 1 year ago

"dave ramsey" Discussed on The Dave Ramsey Show

"I have a Saturn answered your questions and <hes> this is the last time I'm I'm GonNa do that at this location. <hes> this is the last hour of the Dave Ramsey show in this location probably doesn't matter much to you guys but we're a bit poignant around here. The studio has been redone in that seventeen seventeen years <hes> to be upgraded. The quality of equipment that you can get is certainly changed over a couple of decades. The delivery of things has changed over the couple of decades during at that time we started and ended a Fox Business Network television program and the studio was outfitted with cameras robotically controlled from New York by the Fox business team and we did that for two two years out of the studio as well as the Dave Ramsey show itself <hes> the first two years of the Fox business network. We were on the evenings. Some of you didn't know that <hes> I'm not very good at T._v.'s. I failed and quit doing it. <hes> I'm happy happy with radio. Thank you for radio and <hes> you know when we moved into this building. No one in America knew how to spell podcast <hes> and now there's about seven million of you. Listening podcast we launched launched a YouTube channel in this room that you guys watch live every day. Hello shout out to the Youtube crazies out there they call themselves and <hes> the <hes> we we launched a facebook live broadcast from the show from this desk. We've launched the Ramsey personalities and their books and number one bestsellers all from this desk on this radio show <hes> we've told you about all kinds of things over this <hes> seventeen years <hes> I was sitting here you know when all kinds of different crisis happened around the world earthquakes school shootings and church shootings shootings and all the different things that happen sitting here through several presidents being elected and none of them changed my life or yours <hes>. I've sat here through a lot of stuff in a couple of decades. It's pretty interesting so why were celebrating the day we're celebrating a new studio that is absolutely gorgeous that were moving into <hes>. You need to come visit in August. We'll be open at the new location in just a few weeks here. We'll start broadcasting Monday.

Dave Ramsey YouTube Fox Business Network facebook New York America T._v. seventeen seventeen years seventeen years two two years two years
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:36 min | 1 year ago

"dave ramsey" Discussed on The Dave Ramsey Show

"A mic drop. This is the Dave Ramsey show. Today, proverbs twenty five twenty eight without self control man without self control is like a city broken into and left without walls. Harry Truman said in reading the lives of great men, I found that the first victory, they won was over themselves self with all of them came first. There's no discipline without self this one folks. The truth. Trouble saving. I have trouble losing weight. I have trouble dot self-discipline shelf control. It's kinda like you know, I hear the millennials they say, whether they call it adulting. Adulting. Growing up. One definition of maturity is learning to delay. Pleasure. You pay a price to win. Major grownup. While you're twenty two or sixty two you pay a price to win. Major grownup. The first battle is self control, personal finances. Eighty percent behavior..

Dave Ramsey Harry Truman Eighty percent
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

04:00 min | 1 year ago

"dave ramsey" Discussed on The Dave Ramsey Show

"And he is he's a wealthy individual. And he was actually interviewed for Chris Hogan's book, and he was telling us that we were telling them how was asking him. How can be successful like you kind of thing. And he says, well, if you want to be successful, all you really gotta do is follow Dave Ramsey because I was Dave Ramsey before. Dave Ramsey was Dave Ramsey. So I honestly just jumped on your podcast the next day. And I just pretty much drank the Kool aid I got into. We got into financial peace university. We had every dollar. We were doing everything right now. Every single one of your books every single wanna Chris's books Christie rights book. And we just we didn't really drink the Kool aid. We kinda just chug the Kool aid, and it's been a great time ever since. Wow. Very good, man. Congratulations. Very cool. So you you went all in. So so Kelsey Kevin goes completely all in. He goes off the deep end you go off with him. Or did it take you a little while? It took me a minute. So I I he asked me, you know, you gotta listen to this new book. You gotta listen to total money makeover. And so I was driving a lot for work at the time. And he he got me audible book, and I listened for a couple of hours, and then I came home. And I was like Honey, I don't know if I wanna keep listening to this. He's yelling at me. But but I pushed through and then I started listening to the podcast, and it just the rest of history. I mean every single day we listen, and it we we had our son eight months ago now. And when we started this journey we decided that we wanted to do this for him as so we you know, we could give him a new family tree. And oh gosh. It's just it's been amazing. We and we listened to everything in the car, and we talked to him about all the great things that we're gonna get to do because of the program that we've done with you. We're proud of you very well done for up. So just to clarify. You are a sweet person, and you have gentle spirit. So I'm I wonder these days now that you're out of debt and haven't got this pile of stupid sitting in front of you. If you went back, and listen if you still hear me yelling because I was. I listened to it. And I was like, you know, he wasn't yelling everything I needed to hear wanna hear it sounded like he was yelling. I hear you. Aww. Experience the same kind of thing a lot. That's why thought it's very interesting to go back with a different paradigm. And here the same word said the same way. Oh my gosh. You guys are incredible. Very well done. How old are you to twenty eight a right well done. Nice nicely played. How does it feel to have no payments? It's very relaxing. Honestly, there's a lot of decisions that we are able to make that I don't think I would have had the courage to do beforehand because of the debt so to speak. So I feel as though we can make a lot more free choices and things are easier to do because there's nothing holding us back sort of thing. That's the way we feel about it. They man. So it's always have a plan. We we have our budget and we follow it. And you know, just like you and Rachel say it it feels like we've got a raise. No. We know how much we have spent well done. Well, it's nice to have a family member that's everyday millionaire that can encourage and get you started other than that. Who is your biggest cheerleader? I think it was each other. I would come home with a new thing that I heard on the show that day and say listen to this Chris said this today in day was agreeing with him. And I was like I never heard it before how you feel about it. And she's like, wow, that's a genius idea..

Chris Hogan Dave Ramsey Kelsey Kevin Rachel Christie eight months
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:09 min | 1 year ago

"dave ramsey" Discussed on The Dave Ramsey Show

"Cool. Good. Thanks for calling in we pre shape. The confession. This is the Dave Ramsey show. It's an everyday millionaires theme our on the Dave Ramsey show. Chris HOGAN, the author of the book everyday millionaires joins us as we talk about and talk to real millionaires. The find out how real millionaires really did it. So if you find someone who's lost a bunch of weight, and you wanna learn how to lose weight you ask them. How did you do it? You don't ask someone who has a theory about losing weight? And obviously still needs to you ask someone who's actually freaking done it. And that's what we're doing here. That's called a best practices study. You talk to a real millionaires. Not your broke brother-in-law with a political opinion. How did you really do it how where do millionaires really come from and in the lobby of Ramsey solutions stands and everyday millionaire Leah's whether it's highly. How are you? I'm doing very well. You so much for having me on. We're honored to have you, sir. Where do you live Durham, North Carolina? Cool. So you're over here for the town hall tonight that I hang out with what we're honored to have you? So what is your net worth, sir? We're at just over two million dollars. Okay. So two million break that down for me. How's that invested? So one point five in retirement accounts, four hundred thousand in property in one hundred.

Dave Ramsey Leah Ramsey solutions Chris HOGAN Durham North Carolina two million dollars
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:45 min | 1 year ago

"dave ramsey" Discussed on The Dave Ramsey Show

"Retirement savings of fifteen percent. It's fine. It's fine. The we recommend the sea. The S and the I fund eighty percent in the seat. Ten percent. The S ten percent in the eye. And that's all don't do the ale that means lousy. Stay away from the other funds. I think you can probably get better returns with open market mutual funds than that. So I would consider that for your Roth IRA's and stuff, and maybe not put it all in your TSP. I think you can beat those funds that are in the TSP, but they're certainly not bad funds. This is the Dave Ramsey show. Thank you for joining us, America. This is the Dave Ramsey show. Glad you're with us in Helena, Montana. I by our you. Are you Dave better than I deserve? What's up? So I'm a hunter. And this is my primary source of meat for my family as we have five home. I'm wondering where in the monthly budget..

Dave Ramsey Helena Montana America fifteen percent eighty percent Ten percent ten percent
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:04 min | 1 year ago

"dave ramsey" Discussed on The Dave Ramsey Show

"Welcome to the Dave Ramsey show. Thanks for taking my call. Sure what's up. Well, first of all, I didn't know anything about you took three weeks ago and I was driving in a heard you on the radio, but my first baby step was my mother putting her nine foot. My rear say money and go to work. But I have five between me and my wife. We have five, four one ks our he's and I was wondering fifty six in the know when you might consider consolidating those. 'cause I've left some former employees employers and so she but we've rolls or stuff over into our eighty. So just want what you were on that every different 401K will be different IRA when you roll it, but you could have five IRA's that were all rollovers from previous for a one ks or previous IRA's, and they could all be at one investment broker and one person while watching over with you and that's advisable. So yeah, I, I would get with one of those Smartvestor pros. I was just talking about right before picked up the call. Click Smartvestor at daveramsey dot com. And I can show you how to do those rollovers. There shouldn't be any taxes involved if he'd roll over traditional IRA to traditional 401K to a traditional. IRA there's no taxes on that. If you do a direct transfer rollover and Don, we always recommend, and I personally invest with the recommendations that I use. Oddly enough to that, we put your in retirement and my retirement in four types of growth, stock mutual funds, growth, growth, and income, aggressive growth, and international, and spread the total of the nest egg across those four and evenly twenty five percent h. Kathy is whether in Wisconsin, I cafe, how are you. I'm good. How are you doing Dave better than I deserve what's up? Yes. My husband and I are looking for tire within the next two to three years has been for.

Dave Ramsey Wisconsin Don Kathy 401K twenty five percent three weeks three years nine foot
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:33 min | 2 years ago

"dave ramsey" Discussed on The Dave Ramsey Show

"You to fill out the dave ramsey show to fill out and kelly get in touch with you and you know we you know you can't continue to be using debt the point is is to teach people to be out of debt and so i still use my credit code while it you don't get to do your dad gummed up free scream you're too stupid so that's not how this works the point is to teach people to get out of debt and stay out of that so that's the stuff and kelly's going to screen you for that kind of thing but we don't require that you went through financial peace university an interesting number of people now have coordinated financial peace university i don't know if y'all notice that if you listen every day the number of debtfree screams that someone went through the class they read the book they listen to radio that read the book they ended up going the class and then somewhere in the three years or two years of working their way out at the end of coordinating class because that way they stay plugged into the material in that accountability that encouragement of being around the whole financial peace university system is a part of the equation for a large number of people that have this win this debt free scream win so you hear that a lot and you know if you drive down your street you found the opposite count ten houses seven of them have too much month left at the end of the money they're not having fun seven out of ten americans are paycheck to paycheck all the money comes in all the money goes out only the names were changed to protect the innocent but you don't have to live like that if that's you if you're one of those that does not have to be your reality that is chosen reality and you can choose to.

kelly dave ramsey three years two years
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

03:03 min | 2 years ago

"dave ramsey" Discussed on The Dave Ramsey Show

"Cool is that changes everything do something you do something it's your turn let's go this is the dave ramsey show thanks for being with anastasia's with us in mobile alabama welcome to the dave ramsey show can i help david see for a while now sleep so i'm having a little bit of issue like i'm into i'm really getting into the dave ramsey koga i'm pretty passionate about it and i'm planning to follow it through thanks i'm twenty two i have a lot of times go implement all day but my family does not have the biggest the greatest financial history i'm trying to i guess spread it around everyone around my friends and family but mainly my parents they aren't in a great fun inch and my mom just about bankruptcy my dad is deeply into and i am committed to helping them when their time as 'cause i don't know if they'll be able to do it alone but they don't really i'm trying to get him on board to guess help me help them so they'd be an good financial situation as possible four they're both around sixty fifty seven fifty eight okay and your questions what how do i get them to get on board that i can eventually help them better in the future you can't ninety percent of the time you can't here's the thing it's called the powdered but syndrome wants someone as powdered your but i don't care for your advice on sex or money it's hard to give your parents advice really really hard when you're twenty two fifty eight okay it's hard for them to hear it from you even though you're right but it's just it's a very difficult relational thing to cause that to happen i've got very wise beyond their years kids that are twenty six and thirty and thirty two and it's hard for me to hear their advice and i work at it but it's difficult i'm fifty eight and they said on my operating board they're part of our management our leadership team here and even in that case i have to stop and not use my dad voice and list.

anastasia alabama dave ramsey david ninety percent
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:14 min | 2 years ago

"dave ramsey" Discussed on The Dave Ramsey Show

"Could be wrong but whichever don't put money something until you are comfortable this is the dave ramsey show joining us america common sense for your dollars and since this is the dave ramsey show suzanne is with us in denver hi suzanne how are you i'm dave thanks so much for taking my call sure what's up well sir i read your total money makeover book about a year and a half ago and got mad at myself and we've been hammered out ever since good for you but we do have unique situation coming up and i just wanted to get your just talk to you about it and see what the best plan of attack would be the only debt that we have currently is a school loan of which my that i was a cosigner for that now i had to take on which i wasn't happy about so we've been really concentrating on that and then we have our house debt is the student loan fifty three thousand k and the hell much on your home two hundred and fifty two dot eu okay and so the unique situation coming up is that my father has passed away two years ago property is selling and we will be acquiring portion of that sale and i guess my point is do we pay off our mortgages and then invest in money markets and of course the school on will be taken care of but i guess the best bang for the buck especially when this is once in a lifetime opportunity to really make the right decisions that we've already been making with the with the program but you know just really make sure it's the right thing destroys gas on the fire.

suzanne dave ramsey america denver fifty three thousand k two years
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:54 min | 2 years ago

"dave ramsey" Discussed on The Dave Ramsey Show

"You're listening to the dave ramsey show podcast it's hard to believe but this year we celebrate twenty five years of the dave ramsey show being on the air for us it's really a celebration about you and the life change we've been able to see in you guys our listeners over the last quarter century thanks for being part of a twenty five year legacy live from the headquarters of williams's solutions it's the dave ramsey show more debt is dawn cash news key and the old mortgage has taken the voice of the bmw rose spout of choice dave ramsey or hosed jump in your life and your money it's a free call triple eight eight two five five two two five that's triple eight eight two five five two two five starting off this hour is going to be alunan green bay was constant high alan how are you dave i'm doing good how're you doing better than i deserve what's up okay um salama a senior in college right now um we'll be graduating a couple of months um but i guess just since i've chug watching your show allied i've been looking into budgeting and uh looking like finances and stuff and i'm going to pay off eastern long the picking out or then in college um and while doing that i found out that um my law imam has been in charge of all my finances and i found out that she's been taking a lot of money that.

williams bmw dave ramsey alunan green bay twenty five years twenty five year
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:12 min | 2 years ago

"dave ramsey" Discussed on The Dave Ramsey Show

"Yeah and you know it's opd on it and it just it's a high hassle factor situations you need to make some bank and you're not paint and it in worth it to me i love real estate but this on this and worth it to me if i'm in this i'm selling thanks for the call that's what we do here now not real estate but we do real estate if you want to because this is your show we talk about you this is the dave ramsey show hiring hiring hiring our in order to beat the competition you need a winning proposal that's why i'm excited to tell you about the new fresh books proposal feature to help you when more jobs it's an estimate on steroids the proposals feature let you include an outline of your project scope of work and a time line all in one place no more switching software no more fussing over style and formatting and most importantly no more wasting your precious time get your 30day free trial today at fresh books dot com slash daveramsey and enter the dave ramsey show in the hounded you hear about us section by give a joining of america which is the dave ramsey show for we give you the same financial advisor grandmother would although we peak bowed to eat this it's common sense for your dollars and cents darlene is whether it's in oklahoma city i darlene how are you will cry.

america dave ramsey advisor oklahoma 30day
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:30 min | 2 years ago

"dave ramsey" Discussed on The Dave Ramsey Show

"Book dot com slash dave ramsey when paying a debt collector should you get a cashier's cheque to keep them from getting your bank information yes or prepaid debitcard but do not give them electronially access to your bank account because in an adversarial situation we have seen them in a collections situation is at the cereal even if they're being nice their adversaries and we have seen them in all of our years of coaching and counseling misused that data and collect more from your checking account than you agreed shocking almost like thieving however it's tough to talk a judge in the fact that they stalled something when they paid off a debt with that money that you also just not at the agreed amount and you don't have anything then know it's just very difficult to get your money back so no never give a collector electronially access to your checking account pre paid debitcard is fine a cashier's cheque is fine a money order is fine whatever you want to do like that wire them the money i don't care but do not let them in your checking account under any circumstances and hallways get the amount you settled for if you subtle if you're settling an old that even if it's for the full mile get it in writing that the amount you're sending them clears the death so you know it's over and done with forever and ever on men thanks for the call this is the dad ramsey show.

dave ramsey
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:30 min | 2 years ago

"dave ramsey" Discussed on The Dave Ramsey Show

"That would be the dave ramsey planted hey thanks for calling in open phones a triple eight eight two five five two two five eriksson los angeles eric our you oh great dave how are you today better than i deserve what's up all not much hey got cook were just real quick question i call it a couple of weeks ago and i got a huge tax that i contacted one year he'll keys and they want to help me out there they're going to help me out with my taxes they mentioned something about power of attorney so that they could feel with the irs in the state of california it might be out but is there a limited power of attorney uh i'm not really familiar with any of that that little younger that would be literally as they have to the no one is allowed to talk about you without your written permission it's a violation of federal privacy act and especially the tax people and their real sunny about it and they're super they use that to keep from talking to a professional because they know the professional getting rid with their butts so um they use that to make it hard on a cpa so yeah i limited power of attorney which gives them the right to negotiate only these taxes on your behalf and have conversations about you on your behalf is a standard operating procedure even in the old days a week we don't do it any more here but in the old days we used to negotiate with creditors for people and we would have to get a limited power of attorney to even have that conversation with them.

dave ramsey attorney irs california one year
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:40 min | 3 years ago

"dave ramsey" Discussed on The Dave Ramsey Show

"Dave ramsey show worked at is dawn cash is king has taken the voice of the bmw as the status of cells on daveramsey your host this is your show thank you for joining us open phones triple eight eight two five five two two five that's triple eight eight two five five two two five holly starts off this hour in washington dc high holly how are you i think dropping are you buren better than i deserve how can i help you have a question might work carried by foukhar accountability ingles crying period maybe pack one thing is make sure you're doing a written budget on every dollar dot com in the strange thing that happens there is that you're you become accountable to yourself it's almost as if you know like you remember when you're little kids people would say stuff like you're not the boss of me in our economy and the budget is not the boss of view until you complete your budget and then it becomes the boss of you it's your plan and you have to you have to you know your brain has to say i'm going to violate my own plan in order to go outside the budget and so you become a very accountable to yourself when you're doing the actual written budget every month before the month begins on every dollar dot com so we're seeing singles have a lot of success with that alone the second thing you can do is have you been through financial peace university.

bmw Dave ramsey washington
"dave ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:33 min | 3 years ago

"dave ramsey" Discussed on The Dave Ramsey Show

"Dave ramsey with zhu's king in the age of the w as i'm dave ramsey show thank you for joining us open phones a triple eight eight two five five two two five that's triple eight eight two five five two two front you jump in we'll talk about your life and your money keegan starts off this hour in indianapolis hike ig in how are you rather than either they probably just assume sir how can i help well court question about who owns the payback is mary and my wife uh yes off under some stu on trouble when we got married and we're going through the child flying um she thought she had twenty to thirty thousand but wasn't sure because their parents swore real trans car with low so we got married in january and we've been hitting part which i found out was thirty five thousand at about twenty five hundred a month and the other day i found out that her parents to the parent floss or the other fifty thousand and there wanting us to pay vat pay that back to that i'm just looking for the direction that you'd go.

Dave ramsey zhu indianapolis keegan