35 Burst results for "Dan Well"

Hatred for America Has a Net Effect

The Dan Bongino Show

01:56 min | 10 hrs ago

Hatred for America Has a Net Effect

"We definitely saw the hatred for America on 4th of July You have things like for 43 or four 33 years rather You've got the NPR has read the Declaration of Independence on the 4th of July They didn't do it this year instead what they decided to do was talk about racism And in regard to racism and they're constantly focusing on our sins not our wins That has an effect You've got people like Kim Kardashian tweeting or Instagram story saying the 4th of July has been canceled due to a shortage of independence sincerely women I mean she had a sex tape And became a billionaire I think of all people she should be a little bit grateful also in a society that a woman like her could become a billionaire off of a sex tape But the point is look we see so much of this cultural reinforcement of hatred for America not patriotism in America and that does have a net effect I mean you are what you consume as a society and if what we are consuming is not patriotism but hatred for America that's going to have an impact And it already has You look at Gallup polling recently and only 38% of Americans are extremely proud to be American Now I'm one of those 38% I am proud to be an American I love this country Are there a foundation need fixed hang sure Are there things that we needed to do Sure But we can do that We can do that I mean think about it in life If you woke up every single day of your life and you said you know what It's going to be a crappy day Yep nope this day is going to suck Yep definitely going to suck It's probably going to suck right A lot of this is what you reinforce It's a conditioning It's a reinforcing and it's intentional because the whole point of the left is that they can get you to America They can get you to question it They can get you to see this country as not great Then it's a lot easier to burn it to the ground

America NPR Kim Kardashian
100-Year-Old Veteran: People Don't Realize What They Have

The Dan Bongino Show

01:22 min | 10 hrs ago

100-Year-Old Veteran: People Don't Realize What They Have

"And I want you to listen to something that this hundred year old veteran Carl deckle had to say about just how much has changed Listen I sincerely believe in this old world that everything is beautiful I mean if I see if I wake up in the morning and see these plants out here in nature and all those flowers are in there and the green grass on the on the ground that's beautiful And people don't realize what they have They bitch about it They do And then nowadays I am so upset that the things we did in a things we fought for into boys had died for it So I'm going down the drain Our country's going to hell In a handbasket shouldn't we listen to him Don't you feel that I mean I feel that listening to him I have a reaction to that It cuts deep Here's someone who has fought for our country who was going to lay down his life for a country who probably lost his brothers in the military For her freedoms for her liberty that so many people in this country take for granted And we need to have we need to have a revival an American revival a revival of patriotism a right of revival of love for America revival of recognizing why this country is so great

Carl Deckle America
AOC Calls for Abortion Clinics on Federal Land

The Dan Bongino Show

00:42 sec | 12 hrs ago

AOC Calls for Abortion Clinics on Federal Land

"He had politicians like AOC and senator Elizabeth Warren calling for the federal government to just open abortion clinics on federal lands Listen to her Open abortion clinics on federal land Now so she's not alone right You've got senator Ed Markey calling for packing the Supreme Court He tweeted now is the time to add four more seats to the court restore balance and protect the right to an abortion It's actually not a right but you're talking about a human life But anyways these are the same people who also want to abolish the Electoral College

Senator Elizabeth Warren Senator Ed Markey AOC Federal Government Supreme Court Electoral College
Jill Biden Is Quick to Cut-off Joe Biden on 4th of July

The Dan Bongino Show

01:05 min | 12 hrs ago

Jill Biden Is Quick to Cut-off Joe Biden on 4th of July

"And you've got Joe Biden's handler which is his wife right Because we all know she was the one that really wanted him to run You know we all know he should be in the nursing home I'm not The White House I mean just listen to two seconds if anything he has to say But this happened for the joy Listen to this God bless America Thank you And God protect our troops Thank you So I would like to believe that it was an accident You know that he forgot right To say God bless America Because he's not really mentally with it as we've all seen on repeatedly anytime he talks opens his mouth But we get also hard not to believe it could be intentional You know what I mean We see how the left treats this country We see the way the left talks about or nation right all they do is focus on our sins Not our wins That's being reinforced by people like Joe Biden and our media with celebrities as we just pointed out Great I mean he's criticized America abroad Here at home as well

Joe Biden America White House
Kim Kardashian: 'Fourth of July Has Been Cancelled'

The Dan Bongino Show

01:09 min | 12 hrs ago

Kim Kardashian: 'Fourth of July Has Been Cancelled'

"So Kim Kardashian right You also have someone like her she shared a post on her Instagram story That read this it said 4th of July has been canceled due to the shortage of independence sincerely women Obviously a response to the Supreme Court's ruling of overturning roe versus wade But I was thinking this about that shouldn't a woman who became a billionaire because of a sex tape be a little bit more grateful Like how many countries can you do that And also isn't that sort of an indictment on our society that someone like her could become a billionaire Because of a sex tape This says a lot about our country right there But what we're saying is this cultural reinforcement of hatred for America Not patriotism for America Hatred for America We saw it when the city of Orlando tweeted this out they said a lot of people probably don't want to celebrate our nation right now We can't blame them When there is so much division hate and unrest why on earth would you have a party celebrating it It went on to say yes America is in stray right now but you know what We already bought the fireworks So why the heck not more or less It's about the fireworks not about what a country stands for

Kim Kardashian America Wade Supreme Court Orlando
Mike Sommers: We See the Consequences of Green New Deal in Europe

The Dan Bongino Show

01:44 min | 1 d ago

Mike Sommers: We See the Consequences of Green New Deal in Europe

"And that's what we got people in the United States of America I'm talking about the president and the left But they don't even understand what they're trying to shut down We got people out of begging back condition that older people People on fixed income what they're doing and they have no sympathy about it No empathy no sympathy They just say go by EV Well if you can't afford $5 at the pump how you gonna buy $50,000 EV Well Europe is a cautionary tale for the United States What has happened in Europe is they have tried to transition too quickly and the consequences is right now in Germany They're actually turning back on coal plants because they decided to turn off their nuclear plants And there is nothing that they could do that would be worse for the environment It's actually so counterintuitive They've replaced the source of energy that was carbon free with the most carbon intensive source of energy in coal It absolutely makes no sense from an environmental or an economic perspective So if we want to go down that road we could do the same policy I don't think there's any person in the world right now that would want to trade their energy policy with Europe Right now in Europe natural gas prices are 700 times what they were prior to this energy crisis In the United States they're only only twice as expensive That's because the fracking revolution happened here in the United States There are still too high But think about what would you ask to replace our energy policy with the European energy right now No one would do that No one would do that What we need to do is we need to make sure that we're not jumping into that transition too quickly And what these policies that the Biden administration are advancing it would do exactly that

Europe United States Germany Biden Administration
Mike Sommers: Oil Industry Won WWII, Will Help Ukraine Win

The Dan Bongino Show

01:41 min | 1 d ago

Mike Sommers: Oil Industry Won WWII, Will Help Ukraine Win

"That But the problem is the average American citizen I'm very average God We're weeping We're reaping what they're sowing And I'm an energy guy and I know we gotta have oil in natural gas and coal and everything that we've been doing since we started this country basically And we found out what patrolling is a great thing This thing has been awesome It helps us fight wars It puts food on the table It gives people great jobs and these people have come up with this Looney tune idea that we're destroying the planet You know you got to explain it to me Mike because all the stuff we talking about comes from the planet the good lord gave us To use Not to not use but to use it Well and just think about your home state of Louisiana In this country there are 11 million American jobs are supported by the oil and gas industry And 15% of our oil comes from offshore energy sources right there in the Gulf of Mexico And you think about just on Friday the administration again put forward another mixed message They're saying that we may produce continued to produce in the Gulf of Mexico but we might not And that's the kind of mixed messages that they've been sending to this industry for the past two years And until they reverse these policies we're not going to get the kind of prices and the kind of energy security that this country is going to require if we're going to continue to grow and succeed You're right This is the industry that helped win World War II I am confident that it's the industry that's going to continue to help Europe win the war in Ukraine But at the same time we have to provide energy for the American people now because they're suffering because of pain at the pump

Gulf Of Mexico Louisiana Mike Ukraine Europe
Mike Sommers: Biden's Policies Are Limiting Oil Production

The Dan Bongino Show

01:42 min | 1 d ago

Mike Sommers: Biden's Policies Are Limiting Oil Production

"Mike you know one of the things I want you to talk about we're going to get to your to the plan y'all have which by the way I've read it and read it is really awesome But the ten and 2022 I want you to talk about where we're sitting right now because of the current administration because as I've told people before the two things we've always have been awesome in the United States of America that helped us win wars that helped develop this whole country has been energy and low cost of energy and of course low cost of food And y'all in charge of one of them but y'all not being allowed to do what y'all do best And I think it's a sin in the shame Well you've hit the nail on the head moon I think ever since this administration began when they first acted that they put into place was canceling the Keystone XL pipeline and then pausing leasing and permitting on federal lands and in federal waters which is so important to your home state of Louisiana It's every move they've taken has been to limit American energy production not to advance it And what we're seeing now is they are reaping what they sowed We're seeing limited production in the United States at a time of great demand for American energy Now is the time that they need to reverse those policies step up to the plate and do the things that they need to do to get production back to where it needs to be during a time of energy crisis We continue to see demand outpace supply in this country which is why we're seeing record high prices for gasoline and for natural gas And if they don't reverse these policies we're going to continue to see this energy price inflation on top of inflation that we're seeing in the rest of the economy

United States Mike Louisiana
Liz Cheney: Single Most Important Thing Is Protecting Against Trump

The Dan Bongino Show

00:53 sec | 1 d ago

Liz Cheney: Single Most Important Thing Is Protecting Against Trump

"Loony Liz Cheney Looney Liz Cheney is not trying to find out what happened She's trying to get rid of Trump Got a piece of what you listen not that long He doesn't Looney Liz Cheney But the single most important thing is protecting the nation from Donald Trump And I think that that matters to us as Americans more than anything else and that's why my work on the committee is so important and why it's so important to not just brush this past I think it's very important that people know the truth and that there are consequences For the Republican Party survive In the way you've noted if Donald Trump is again chosen It can't survive if he's earned on the knee No Yeah I think that he can't be the party nominee and I don't think the party would survive that

Liz Cheney Looney Liz Cheney Donald Trump Republican Party
The Media's 7 Years of Attacking One Man

The Dan Bongino Show

01:51 min | 1 d ago

The Media's 7 Years of Attacking One Man

"So we have the January 6th committee Which is a joke Everybody knows it's a joke it's blown up The whole thing is blown up But they're gonna keep going with it Now what's intriguing in this Just in my humble opinion is they put a couple of Republican on there And the main one I want to talk about is the representative loony Liz chain Loony Liz This lady right here I don't know why she doesn't just become a Marxist Democrat like the rest of them It's gotten to be She's gone after Donald Trump because she hates president Trump You realize folks I know you probably don't think about this a whole lot When the year Trump ran for president president Trump And then Trump was president for four years so that's 5 years Now into 7th year minimum of 7 years that the media and the left left Looney Tunes just like loony Liz Cheney she is a Looney They won't quit Why are they so scared of president Donald Trump I don't know if Trump runs again Somebody saying he wants to run again I don't know if he runs again or not Okay that's for another day But man they must be scared to death of him because all they've done with Trump is told the biggest loss that we've ever seen in the history of the United States by people in our government He worked with Russia to get the election all the Russian colleagues all over the line Instead of the media beating up the left for what they did they just they spell on with And that makes no sense to me 7 years of beating up one man Because with the one man did and go to the abortion law And really they didn't get rid of boy It was simple States have a right to choose not to kill babies That's a great ruling States get the rights back

Liz Chain President Trump Donald Trump Liz Cheney Russia United States
Most People Learn About Using Guns Safely

The Dan Bongino Show

01:32 min | 1 d ago

Most People Learn About Using Guns Safely

"You know I know we had another shooting so called a mass shooting and I think 6 people were killed and they caught this cat in our roof blocking people off at a parade And let me just tell you this the gun issue has gotten to be really really ridiculous you know I got guns Let me just tell you about my dad We had 5 kids and my mom and dad We had lots of guns to hunt and to protect ourselves My daddy left a loaded gun and had several loaded guns in the house at all times He left one right by the bed every night Every night somebody came in our House Good luck And mom was a lefty He could shoot a piss the better than him So here's how my daddy told us about none First of all he told us how dangerous was they were He took us out a lot us to shoot him and learn about the safety of a guard This is how most people learn about guns There's always nuts out there It's always people that got the mental issues out there But it has nothing to do with the guns My mom and dad with 5 kids are like 16 grandkids and they got kids now and they come to the house and nobody's ever been shot with a gun My daddy showed us where the gun was If you ever show somebody where I'll keep these loaded guns that should rear end You can hurt yourself So we were taught about them We were taught how to handle them And somebody going crazy no matter where they at shouldn't affect somebody in an area that has never hurt anybody That's what the Second Amendment is about is my protection okay People misuse it but they misuse stuff all the time

Steve Deace: Rage Against the Machine Concerts Are $300 & a Jab Card

The Dan Bongino Show

01:10 min | 2 d ago

Steve Deace: Rage Against the Machine Concerts Are $300 & a Jab Card

"And I think for a long time Dan we thought we just wanted to be left alone So if I can quote one of my favorite Star Trek movies that you just cited first contact the Borg won't stay on deck 16 They won't leave you alone I promise you leave me alone loses the zealotry in every history book you've ever read I promise you And it will lose in this history book too Yeah Yeah it's kind of the counter to the counterculture of the 60s where the lefties and the hippies were had the question authority bumper stickers on their car I mean even in the 80s and the 90s you had grunge and the Rage Against the Machine and Rage Against the Machine bro you killing in the name of the cops and all these authority figures are the worst And now it's so switched where Steve it's guys like you and me I got about a minute left but it's you and me and the people we work with and work for in some cases and these conservative ecosystems where they're misfits now Where are the renegades Isn't that weird Indeed if I want to hear wake up or bulls on parade from Rage Against the Machine live it's now 300 bucks a ticket and I got to show my jab card or I can't get in You're exactly right there brother

DAN Steve
Steve Deace: This Population Is Lining up to Be Controlled

The Dan Bongino Show

01:50 min | 2 d ago

Steve Deace: This Population Is Lining up to Be Controlled

"Well I'm hearing more traffic about mass coming back again if there's another outbreak Because this hasn't been about health from the very beginning This has been about power and control from the very beginning And what's happened in what's happened in our society collectively and COVID has revealed this more menacingly and glaringly than any other issue in our lifetimes Is that the highest value now in our society in a full spirit of the age status total state society The highest value now is compliance To show that I comply the west is now this episode of Black Mirror With Ron Howard's blithe Howard Ron Howard's daughter where she lives in a social credit system And she's constantly being judged by how well how just fake kind fake virtuous fake sanctimonious and fake compassionate compassionate she is in every walk of her life at work when she goes to the mall when she goes through A toll booth everything And that's what we're seeing now that this is really about compliance And that's why the same people who originally put masks in their social media bios then went to their jab registration cards And then they went to the pronouns and then they went to the Ukraine flag because they got the signal Hey new pronouns just dropped New civil sacrament just dropped new next current thing next current thing just dropped Your opportunity to show you're down You're compliant that you are virtuous And that's the highest value in our society now because we are run by masters of the universe that are really after nothing more than control over the population And unfortunately a lot of this population after a generation of pop culture and education that has a condition that accordingly they are lining up to be controlled They want to

Covid Howard Ron Howard Ron Howard Ukraine
Steve Deace: Things Changed When Corporations Got Woke

The Dan Bongino Show

01:34 min | 2 d ago

Steve Deace: Things Changed When Corporations Got Woke

"Against it This gun Bill is a perfect example right It's 14 Republicans who just sold this out in the Senate side Yes And that's a red line there I mean that's the one issue over the last 30 years really that the mainstream Republican Party So if you look at if you look at since Eisenhower gave his momentous exit speech his going away speech The Republican Party's nominees have been Richard Nixon two bushes John McCain Mitt Romney and then there is then there's Reagan and Trump two of these things are not like the other And so this is the reality of the fact that you're aligned with this party has hated its base for decades It has as I saw I tweet out today that the difference between the new populist right and the mainstream right is that we don't favor corporations over God and our traditions And the mainstream right has always done that It was always about it was always up to Chevron doctrine more than overturning roe It was always about the two state solution more than let's move the embassy to Jerusalem And it's always been that way which has changed is when the corporations got woke in and they no longer even pretended to fly the flag and even wink at our belief system That mainstream right now they got exposed Now they couldn't triangulate off of that anymore And so I think a lot of people are pardon the pun getting woke politically just not necessarily in the way the other side had

Republican Party Eisenhower Richard Nixon Mitt Romney Senate John Mccain Donald Trump Reagan Bill Chevron Jerusalem
Steve Deace: Dems Inspire, Republicans Conspire Against Their Base

The Dan Bongino Show

01:10 min | 2 d ago

Steve Deace: Dems Inspire, Republicans Conspire Against Their Base

"It reminds me of my old adage that most Republicans on Capitol Hill are really Democrats but no Democrats are really Republicans Hold on a second I'm reading a press release stand from George W. Bush He finally got shame Alito for writing the opinion We did No he did not Oh yeah of course he didn't That's right We were waiting on that Jim was waiting with bated breath Bobby bonilla day came first and it still hasn't happened Yes you're right Here's the difference between the two parties on Capitol Hill There's two things I could say that are the real difference Democrats inspire their base to get what they want Republicans conspire against their base to get what they want Democrats don't even attempt to curtail their agenda at all To win elections Like they used to or gone are the days of Bill Clinton losing a midterm calling it sending Hillary out on a two year tour and bringing in dick Morris to save his presidency with triangulation Those days are gone It's devil in a red unitard with a pitchfork Just out in the open with it now And so they won't even curtail their agenda to win elections Meanwhile Republicans will seek to curtail and agenda they don't actually agree

Capitol Hill Bobby Bonilla Alito George W. Bush JIM Dick Morris Bill Clinton Hillary
MSNBC Promotes Civil War Over Recent SCOTUS Rulings

The Dan Bongino Show

01:59 min | 2 d ago

MSNBC Promotes Civil War Over Recent SCOTUS Rulings

"Here is some bizarre audio This is out of MSNBC This is a historian Michael Beck loth Talking about this is the kind of stuff I'm telling you This is where the air If you were a Republican say oh my Fox show talking about or even hinting at a coming like Civil War that because Republicans are going to lose their minds and start attacking people They'd be like what are you doing You would be on the crazy media matters lunatics would be like screaming and peeing themselves Here's a guy in MSNBC saying as Supreme Court man you know Civil War it's a possibility Yeah check this out This country further in the direction of some kind of new Civil War I mean that's obviously something pretty alarming They're tell us what you mean by that while you think that I'm not saying that lightly Savannah I think you know why don't usually overstate things Here's a case where the Supreme Court is doing a decision that is going to fly in the face of at least what polls tell us is a majority of Americans maybe 60 to 70% And if you look at human history and American history that tends to push a society and the Civil War or at least towards Civil War if it's something that's as basic as this Now I get it because again I'm not a crazy leftist who's going to mischaracterize a man's words He says historian and he's going to say well I'm just looking at the data points throughout history and when polling is really bad on an issue like this You know you get societal strife and Civil War Okay you know what Fair enough But again this is the kind of thing whereas I'm a fair host I am I'm a conservative I'm an opinion guy I have conservative opinions But I do believe in fairness I promise you if Donald Trump would have mentioned that word Right now he would get no such deference None As a matter of fact when Donald Trump says something like go march peacefully and patriotically He accused of inciting a violent insurrection

Michael Beck Supreme Court Msnbc FOX Savannah Donald Trump
Hunter Biden Records Conversation With Russian Escort

The Dan Bongino Show

01:24 min | 2 d ago

Hunter Biden Records Conversation With Russian Escort

"First this is Hunter Biden I can't describe the how crazy this is Videoing himself you'll hear the audio Talking with an escort sent from some Russian company apparently which is probably not an escort And doing like this verbal back and forth asking if he abused her or not And he was dumb enough to put this on tape to the craziest thing I've ever heard Listen to this Hey Anything you're running Anything I literally saying I'm sorry that took so long to give you $10,000 Do you have any bruise anything Have I ever touched you in a bad way Ever Have I passed you every time if I could touch you Every time We are look at me You can not talk to me that way And say things like that Because I always respectful than anyone you've ever met Are you okay What That's what you said you wanted to watch her It's only what I have I don't even know what to say about it That's apparently not there's been authenticated By the media I don't know how to describe what I just heard

Hunter Biden
Steve Deace: 'Leave Me Alone' Doesn't Work Anymore

The Dan Bongino Show

01:33 min | 5 d ago

Steve Deace: 'Leave Me Alone' Doesn't Work Anymore

"And the virtue signal the signal is via the avatar about I stand with Ukraine or I wear a mask or whatever Vaccinate your kindergartner It's a signal of your willingness to conform to the Borg like Star Trek mentality I'm not going to be right Right but isn't it so strange analogy That's the perfect part of it But that's the perfect analogy And I think for a long time Dan we thought we just wanted to be left alone So if I can quote one of my favorite Star Trek movies that you just cited first contact the Borg won't stay on deck 16 They won't leave you alone I promise you leave me alone loses the zealotry in every history book you've ever read I promise you And it will lose in this history book too Yeah Yeah it's kind of the counter to the counterculture of the 60s where the left is in the hippies where had the question authority bumper stickers on their car I mean even in the 80s and the 90s you had grunge and the Rage Against the Machine and Rage Against the Machine bro killing in the name of the cops and all these authority figures are the worst And now it's so switched where Steve it's guys like you and me I got about a minute left but it's you and me and the people we work with and work for in some cases and these conservative ecosystems where they're misfits now where the renegades isn't weird Indeed if I want to hear wake up or bulls on parade from Rage Against the Machine live it's now 300 bucks a ticket and I got to show my jab card or I can't get in You're exactly right there brother

Ukraine DAN Steve
"dan well" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

02:18 min | 9 months ago

"dan well" Discussed on Bloomberg Radio New York

"Seeing TSMC come out with a sales growth still saying look despite the snarls they're having some great numbers but do they push it into 2023 How long are we going to be living with this Well I think it's all about moderation I think right now investors recognize and New York City cab driver knows that there's a supply chain issue But if it doesn't start to moderate I call it January February That's when we have a broader issue That's where really prices start to spike and get passed through As of now it's containable streets will come through it even with three Q numbers But I think as we start to go through that's where the rubber meets the road in terms of a moderation We believe at this point bars worse than the bite And that sort of been our call on these worries you continue to buy the secular winners across supply chain issues as well as just big tech and software Big tech software Is there what are you expecting in terms of the question mark of pricing power Because this is where big tech is actually started to outperform in this inflationary environment People are feeling they can pass it on whether it be the form of apple or Tesla in the price point whether indeed it be Microsoft who just have less labor for example or indeed have just higher margins that they can suck it up Who has the pricing power that's going to win out Dan Well and then you have a company that we all know out of Cupertino Monday They're going to be launched from their new Macs new AirPods In the midst of a chip shortage that they feel comfortable they can get their hands on So I think it just should You could see some pricing increases across the board But what you're seeing on big tech is that they have that ability to pass through those price increases and that's why the stocks continue to move higher Streets recognize in that And I think that's going to be sort of queer almost headlines We go through earnings in the three Q all important earnings already some 3000 times the word supply chain has been used in earnings thus far it's going to keep on ramping but we're going to keep all eyes on the bottom line and eyes web bush managing directors It's so good to have your time Meanwhile another company looks at its Microsoft Well it's pulling LinkedIn out of China becoming the last major U.S. social media provider to pull out of that country Now LinkedIn said it made the decision in light of a significantly more challenging operating environment Greater compliance requirements in China and the localized version of LinkedIn has been in the region since 2014 Coming up stocks roll back as earnings season kicks off with Big Bang seeing a.

TSMC Dan Well New York City Tesla Cupertino Microsoft apple LinkedIn bush China U.S.
"dan well" Discussed on KSFO-AM

KSFO-AM

03:36 min | 1 year ago

"dan well" Discussed on KSFO-AM

"There's more coming up on the peak financial freedom. Our with Jim and Dan Well, Jim. Today we have another mailbag from Robert and he's in Fair Oaks. He says. Hi, guys. I've been reading a lot lately about how much risk mutual funds have and how high fees could actually be. I just retired after 35 years as an engineer, and it just seems logical to me if I take too much risk or pay too much in fees, my money might run out. I no longer want to take his much risk as I used to do, and I want to know what my fees are. What do you guys suggest? Number one. Everybody is paying fees if you have your money manage. Pain. A variety of beach most likely. If you have an adviser, you're painted advisor fee. And if the advisor has your money positioned in mutual funds, you also have a mutual fund fee. These Miko fund fees, though. Don't show up on your statement. They're taken out of your way to return before you get your statement. Mutual fund If it's actively traded, is moving a securities around during the course of the year. In other words, they own IBM today and they want to sell it and replace it with Intel. Well, there's a guy in Wall Street called a trader there to trade made for that mutual fund position. By in a cell that is not done for free that cost you money, And there's some other miscellaneous costs insides of mutual funds, so you should indeed understand what your pain in fees and can you get those feet down? Because just a saving the 1% could be significant because if you have a million dollars And you actually say, 1% and feeds as $10,000 a year over 20 years has $200,000. It's an enormous amount of money when people don't even realize that when they come in, we talk about that in the 1% really doesn't do much as far as a fee reduction. What does it really mean? But it could mean like you said, 200,000, or more potentially fee savings. I mean, you look at you know what he's asking right now. The problem is, you don't see any of this data. On your statements. You don't see the mutual fund fees. The trading costs anything else that could be dragging down your rate of return or could be cost you thousands and thousands, even hundreds of thousands of dollars. When you look at engineers, Jimmy we deal with a lot of engineers. They come in, and I think they like our firm because we're so picky detail about everything, and we put everything down as far as How the fee structure looks how their income plan looks at their tax plan looks and I think they really like it because engineers have to have all the details all the data and if someone like Robert doesn't have all the data, how does an uncertainty make them feel? Well, it gives him anxiety and the anxiety grows. If you retire and don't have those questions, answered. I think your second question was risk. I think the most important thing that every single soon to be retired person should consider. It's a risk they have in portfolio because if you lose a substantial portion of your money in the next market reset You may never get it back. And if you're using your assets for income, which you probably will be doing in retirement or are due any retirement, you may become very, very uncomfortable about your future and the other way you really can get a risk analysis is to do a risk dress test something we do for every single client that comes to our firm. The first thing we do is determine how much risk the client hasn't a portfolio. We use an outside third party firm in order to generate this information, but it come back with some very valuable data and let's decline. Understand where the right now and can we reduce that risk? Anything basically shows how much they could potentially lose if we have another market meltdown, which we want some point And you have to say this is very important because a wrist rest has like you're describing Jim. We also say it's like a cardiac stress test you would have on your heart. So you want to know about the shape of your portfolio before the portfolio crashes just like you want to know the shape of your heart before you have a heart attack, because think about it if you have an unprotected portfolio now taking too much.

Robert engineer Jim advisor Fair Oaks Dan Well IBM Intel anxiety Jimmy
"dan well" Discussed on KSFO-AM

KSFO-AM

05:18 min | 1 year ago

"dan well" Discussed on KSFO-AM

"Cut your fees, maximize income and guarantee It's going to last as long as you live. And, of course, have that entire plan in writing. They do these things for their clients every day in the office and each week here on the radio show, we talk about it. If you have any questions today, called pound to 50 from your cell phone and say, the keyword money again. That's pound 2 50 say money. All right, let's see what Jim and Dan have in store for us today. What a day Jim. Why don't we start the show off with the retiree? Seven biggest worries during retirement? And this is important because we find retirees or a lot about their money. And you know when you really think about it when you're 20 or 30, start saving money, and you start saving money for the sole purpose of not having to worry about your money when you retire. And guess what, you worry more about your money now than you did while you were saving it because you have more of that money Now you're not working. You don't have time on your side to make up a large losses and you have to make sure that you protect what you have you preserve and protect what you have. So let's look at the seven biggest worries. We find people have one is you save so you could have a secure worry for your retirement. Retired in every tire mint. You can't worry about your money because you're no longer receiving a paycheck. So that's one of the big reasons we find that people think and worry about the money. Is that true? That true? Damn it is true. And people have that worry. I just got off the phone this morning with his gym call and I was talking to a lady who's single. And that was their biggest worry. She doesn't have a federal pension. She doesn't have a state pension her so security's going to be X amount, but she needs additional money. And she says how dowe. I generate a paycheck type of income off my portfolio. When markets go up and down. How do I do that? Interest rates go up and down. Is there any type of financial instrument out there that would allow me Have some type of paycheck. Well right now, how can with volatility market? How can you design a really good income flow and with how low interest rates are bonds in bonds and the bank? How do you do it? Well, we can design a plan and anybody can, But is that plane going to work? You're not gonna work is going to be dependent on the fluctuation. The market. But this is important is that is how people worry about that right because you can design a plan so you could take out 345% pick a number and you can do all these types of mathematical calculations based on historical data points. And you hope it's going to work out. But it is not guaranteed is gonna work out, and that's the rub on that because people said, Well, what if I take out more money in the market drops and I lose money in my account value and I still take out income. That's a concern you have to have when you enter retirement. But there are financial instruments at all. I was to do that, Dan Well, I think it comes down to creating what we always talk about, which is a plan an actual plan to show how much risk you're taking Visa paying the income you're going to draw out of the assets you own. Whether that income is guaranteed to last for as long as you live or whether that's maybe income and maybe income. You really should base your whole plan and maybe income because maybe income means it may be might not be there in the future. So if you can now create if you could just envision, create a way to use your assets to provide you monthly income is going to come in every month for as long as you live regardless of how long you live regardless how long your spouse lives regardless of what happens in the market. Regardless of how much money you make. This could provide you more income than you need to pay for all your budget items. How would you feel I think you feel really good because now you won't be worrying about your one biggest fear. And that is how am I going to survive when I retire, or if I'm already retirement and receive enough income to pay for all the things I want in need, So I don't have to worry about my money any longer. You know, then that's right. And you know, when people come to us, they're not just looking for growth in their portfolio that they're not just looking at us for investment advisors. Put him into strategies that might get him growth they're looking at. How do I generate income? How do I stop worried about income? And that's really our specialty were income advisors here in our goal is not just to try to get you growth but to make sure that we can solve your worrying problems by generating enough income to provide you that life till you're looking for in retirement. Well, that's simply because while you were saving for retirement, you're younger. You're working. You were in what's called Stage One of retirement planning, which is called asset accumulation. You wanted to take more risk. You're willing to have more volatility. You're only to suffer losses because you know time's on your side and you have time to make that up. You know, Even if the count goes down, you're gonna be buying more shares at a lower price using dollar cost averaging, because you're still investing between now and the time you retire, and you know you don't need to use those assets for a long time period in the future, such as when you retire. Well, if you retired or close to retirement, you now have to transition and you should have already probably transitioned into stage two overtime in complaining that's called acid preservation and income distribution. ASA preservation is what it is. It means you do not put your assets in a position to suffer a big loss. You need to preserve those assets against big losses and income distribution. You need to create a plan that will give you the income. You need to provide you that retirement security for the things you need. But just as importantly, for all the things you want such As things such as vacations. Once you can travel again, the new car remodeling helping the kids and grandkids with either buying their house or with education. All those things are part of what you want your money to do for you right.

Dan Well Jim ASA
"dan well" Discussed on KGO 810

KGO 810

05:18 min | 1 year ago

"dan well" Discussed on KGO 810

"Cut your fees, maximize income and guarantee It's going to last as long as you live and, of course. Have that entire plan in writing. They do these things for their clients every day in the office and each week here on the radio show, we talk about it. If you have any questions today, called Pound to 50 from your cell phone and say, the keyword money again. That's pound 2 50 say money. All right, let's see what Jim and Dan have in store for us today. Well today, Jim, why don't we start the show off with Retiree. Seven biggest worries during retirement. And this is important because we find retirees or a a lot about their money. And you know when you really think about it when you're 20 or 30, start saving money, and you start saving money for the sole purpose of not having to worry about your money when you retire. And guess what, you worry more about your money now than you did while you were saving it because you have more of that money Now you're not working. You don't have time on your side to make up a large losses. And you have to make sure that you protect what you have you preserve and protect what you have. So let's look at the seven biggest worries. We find people have one is you save so you could have a secure worry for your retirement. Retired in every tire mint. You can't worry about your money because you're no longer receiving a paycheck. So that's one of the big reasons we find that people think and worry about the money. Is that true that they're true? Damn. It is true and And people have that worry. I just got off the phone this morning with his gym call, and I was talking to a lady who's single, and that was their biggest worry. She doesn't have a federal pension. She doesn't have a state pension. So security is going to be X amount, but she needs additional money. And she says how dowe I generate a paycheck type of income off my portfolio. When markets go up and down. How do I do that? Interest rates go up and down. Is there any type of financial instrument out there that would allow me Have some type of paycheck. Well right now, how can with volatility market? How can you design a really good income flow and with how low interest rates are bonds in bonds and the bank? How do you do it? Well, we can design a plan and anybody can, But is that plane going to work? You're not gonna work is going to be dependent on the fluctuation. The market. But just as important as that is how people worry about that right because you can design a plan so you could take out 345% pick a number and you can do all these types of mathematical calculations based on historical data points. And you hope it's going to work out. But it is not guaranteed is gonna work out, and that's the rub on that because people said, Well, what if I take out more money in the market drops and I lose money in my account value and I still take out income. That's a concern you have to have when you enter retirement. But there are financial instruments at all. I was to do that, Dan Well, I think it comes down to creating what we always talked about, which is a plan an actual plan to show how much risk you're taking fees. You're paying the income you're going to draw out of the assets you own. Whether that income is guaranteed to last for as long as you live or whether that's maybe income and maybe income. You really should base your whole plan and maybe income because maybe income means it may be might not be there in the future. So if you can now create if you could just envision, create a way to use your assets to provide you monthly income is going to come in every month for as long as you live regardless of how long you live regardless, how long your spouse lives regardless of what happens to the market. Regardless of how much money you make. This could provide you Mork income than you need to pay for all your budget items. How would you feel I think you feel really good because now you won't be worrying about your one biggest fear. And that is how am I going to survive when I retire, or if I'm already retirement and receive enough income to pay for all the things I want in need, So I don't have to worry about my money any longer. You know, then that's right. And you know, when people come to us, they're not just looking for growth in their portfolio that they're not just looking at us for investment advisors. Put him into strategies that might get him growth they're looking at. How do I generate income? How do I stop worried about income? And that's really our specialty were income advisors here in our goal is not just to try to get you growth but to make sure that we can solve your worrying problems by generating enough income to provide you that life till you're looking for in retirement. Well, that's simply because while you were saving for retirement, you're younger. You're working. You were in what's called Stage One of retirement planning, which is called asset accumulation. You're wanted to take more risk. You're willing to have more volatility. You're willing to suffer losses because you know time's on your side and you have time to make that up. You know, Even if the count goes down, you're gonna be buying more shares at a lower price using dollar cost averaging, because you're still investing between now and the time you retire, and you know you don't need to use those assets for a long time period in the future, such as when you retire. Well, if you retired or close to retirement, you now have to transition and you should have already probably transitioned into stage two overtime in complaining that's called acid preservation and income distribution. ASA preservation is what it is. It means you do not put your assets in a position to suffer a big loss. You need to preserve those assets against big losses and income distribution. You need to create a plan that will give you the income. You need to provide you that retirement security for the things you need. But just as importantly, for all the things you want such As things such as vacations. Once you can travel again, the new car remodeling helping the kids and grandkids with either buying their house or with education. All those things are part of what you want your money to do for you right.

Dan Well Jim ASA
"dan well" Discussed on KSFO-AM

KSFO-AM

05:16 min | 1 year ago

"dan well" Discussed on KSFO-AM

"Cut your fees, maximize income and guarantee it's going to last as long as you live. And, of course, have that entire plan in writing. They do these things for their clients every day in the office and each week here on the radio show, we talk about it. If you have any questions today, called pound to 50 from your cell phone and say, the keyword money again. That's pound 2 50 say money. All right, let's see what Jim and Dan have in store for us today. What a day. Jim, why don't we start the show off with the retirees? Seven biggest worries during retirement. And this is important because we find retirees or a a lot about their money. And you know when you really think about it. When you're 20 or 30, start saving money, and you start saving money for the sole purpose of not having to worry about your money when you retire. And guess what, you worry more about your money now than you did while you were saving it because you have more of that money. Now you're not working. You don't have time on your side to make up a large losses, and you have to make sure that you protect what you have you preserve and protect what you have. So let's look at the seven biggest worries we find people have One is you save so you could have a secure worry free retirement, retired or near retirement. You can't worry about your money because you're no longer receiving a paycheck. So that's one of the big reasons we find that people think and worry about the money. Is that true? That true? Damn it is true and And people have that worry. I just got off the phone this morning with his gym call, and I was talking to a lady who single, and that was their biggest worry. She doesn't have a federal pension. She doesn't have a state pension. So security is going to be X amount, but she needs additional money. And she says, how DOE. I generate a paycheck type of income off my portfolio. When markets go up and down. How do I do that? It's your priest, go up and down. Is there any type of financial instrument out there? That would allow me Have some type of paycheck. Well right now, how can with volatility market? How can you design a really good income flow and with how low interest rates are bonds in bonds and the bank? How do you do it? Well, we can design a plan and anybody can, But is that plane going to work? You're not gonna work is going to be dependent on the fluctuation. The market. Just as important as that is how people worry about that right? Because you can design a plan so you could take out 345% pick a number and you can do all these types of mathematical calculations based on historical data points and you hope is going to work out. But it is not guaranteed just gonna work out. And that's the rub on that because people say, Well, what if I take out more money in the market drops and I lose money in my account value and I still take that income. That's a concern you have to have when you enter retirement. But there are financial instruments at all. I was to do that, Dan Well, I think it comes down to creating what we always talk about, which is a plan an actual plan to show how much risk you're taking Visa paying the income you're going to draw out of the assets you own. Whether that income is guaranteed to last for as long as you live or whether that's maybe income and maybe income. You really should base your whole plan and maybe income because maybe income means it may be might not be there in the future. So if you can now create if you could just envision, create a way to use your assets to provide you monthly income is going to come in every month for as long as you live regardless of how long you live regardless how long your spouse lives regardless of what happens in the market. Regardless of how much money you make. This could provide you more income than you need to pay for all your budget items. How would you feel I think you feel really good because now you won't be worrying about your one biggest fear. And that is how am I going to survive when I retire, or if I'm already retirement and receive enough income to pay for all the things I want in need, So I don't have to worry about my money any longer. You know, then that's right. And you know, when people come to us, they're not just looking for growth in their portfolio that they're not just looking at us for investment advisors. Put him into strategies that might get him growth they're looking at. How do I generate income? How do I stop worried about income? And that's really our specialty were income advisors here in our goal is not just to try to get you growth but to make sure that we can solve your worrying problems by generating enough income to provide you that life till you're looking for in retirement. Well, that's simply because while you were saving for retirement, you're younger. You're working. You were in what's called Stage One of retirement planning, which is called asset accumulation. You're wanted to take more risk. You're willing to have more volatility. You're willing to suffer losses because you know time's on your side and you have time to make that up. You know, Even if the count goes down, you're gonna be buying more shares at a lower price using dollar cost averaging, because you're still investing between now and the time you retire, and you know you don't need to use those assets for a long time period in the future, such as when you retire. Well, if you retired or close to retirement, you now have to transition and you should have already probably transitioned into stage two overtime in complaining that's called asset preservation and income distribution. Astor Preservation is what it is. It means you do not put your assets in a position to suffer a big loss. You need to preserve those assets against big losses and income distribution. You need to create a plan that will give you the income. You need to provide you that retirement security for the things you need. But just as importantly, for all the things you want such As things such as vacations. Once you can travel again, the new car remodeling helping the kids and grandkids with either buying your house or with education..

Dan Well Jim Astor Preservation DOE
"dan well" Discussed on NewsRadio KFBK

NewsRadio KFBK

03:07 min | 1 year ago

"dan well" Discussed on NewsRadio KFBK

"Cut your fees maximize income. Guarantee it's going to last as long as you live. And, of course, have that entire plan in writing. They do these things for their clients every day in the office and each week here on the radio show, we talk about it. If you have any questions today, called Pound to 50 from your cell phone and say, the keyword money again. That's pound 2 50 say money. All right, let's see what Jim and Dan have in store for us today. What a day. Jim, why don't we start the show off with the retirees? Seven biggest worries during retirement. And this is important because we find retirees or a a lot about their money. And you know when you really think about it. When you're 20 or 30, start saving money, and you start saving money for the sole purpose of not having to worry about your money when you retire. And guess what, you worry more about your money now than you did while you were saving it because you have more of that money. Now you're not working. You don't have time on your side to make up a large losses and you have to make sure that you protect What you have you preserve and protect what you have. So let's look at the seven biggest worries. We find people have one is you save so you could have a secure worry for your retirement. Retired, unaired retirement. You can't worry about your money because you're no longer receiving a paycheck. So that's one of the big reasons we find that people think and worry about the money. Is that true that true? Damn it is true and People have that worry. I just got off the phone this morning with his gym call, and I was talking to a lady who single, and that was their biggest worry. She doesn't have a federal pension. She doesn't have a state pension her so security's going to be X amount, But she needs additional money. And she says, How DOE. I generate a paycheck type of income off my portfolio. When markets go up and down. How do I do that? Interest rates go up and down. Is there any type of financial instrument? Out there That would allow me to have some type of paycheck. Well, right now, how can with volatility market? How can you design a really good income flow and with how low interest rates are bonds in bonds and the bank? How do you do it? Well, we can design a plan and anybody can, But is that playing going to work? You're not gonna work is going to be dependent on the fluctuation. The market. Just as important as that is how people worry about that right because you can design a plan so you could take out 345% pick a number and you can do all these types of mathematical calculations based on historical data points. And you hope is going to work out, but it is not guaranteed. It's going to work out. And that's the rub on that, because people say, Well, what if I take out more money in the market drops and I lose money in my account value and I still take out income. That's a concern you have to have when you enter retirement. But there are financial instruments that allow us to do that, Dan Well, I think it comes down to creating what we always talk about, which is a plant an actual plan to show how much risk you're taking Visa pain, the income you're going to draw out of the asset you own. Whether that income is guaranteed to last for as long as you live or whether that's maybe income and maybe income. You really should base your whole planet maybe income because maybe income means it may be might not be there in the future. So if you can now create if you could just envision, create a way to use your assets to provide you monthly income.

Dan Well Jim
"dan well" Discussed on WGN Radio

WGN Radio

06:25 min | 1 year ago

"dan well" Discussed on WGN Radio

"Good morning. How are you? I'm great. Thanks Did the reporting. Is that June 13th? You jumped into Lake Michigan. Is that right? That's correct. Why did you do that? On June? 13th? You know, I was a little hung over. E thought that dip in the lake would do me some good. Whereabouts. Did you go in? Near Montrose Harbor, Right near the bird Sanctuary. Oh, yeah, that's kind of my neighborhood to. I've been in the water over there, although technically you weren't supposed to the beach was closed, right? Correct? Yeah, there was. And yet you were not the only person in the water you and I know that. So you said Okay, I'm gonna take a quick dip. Was the water cold that day? June 13th? Yeah, Okay. I have no idea what the temperature was. But, Yeah, it was really, really refreshing. Refreshments way to put it the water's cold, Although actually the Times I was in the water in Lake Michigan this year, it wasn't as icy as it can be. It actually wasn't that bad. Anyway, every day since then, my understanding is you jumped into Lake Michigan. Is that correct? Yes. Wow, Esso, how many days in a row? Does that get you in the water? Today is 160. You know, I saw this is sort of. Ah, what the hell? This is how I'm going to get through the covert crisis. But this wasn't that Or has this sort of become that? Yeah. No, I mean, I think it it turned into Um, peaceful times. Um a moment example. When you know, riding my bike down on then just jumping in and Feeling better after you know you do swim or do you just go in and go out? Pretty much just jump in and come out been kind of cold lately. I mean, it's a pleasant day today. We've got a couple nights days here, but we've had some cold days too. Yeah. No, I mean, I think we had one day with there is a little bit of flurries in October. But you know, primarily, it's been, I think pretty good weather for the last 160 days. You know you're right about that lucky that way, too. But I always worry that if like I was one of those polar bears that on January 1st, or for that matter any day of the year in Lake Michigan. If I jumped in the shock, I would lose my breath. I'd have a heart attack. I would worry about that. Do you worry about anything like that? You know, it hasn't been bad. And I I'm pretty sure I'm not gonna make it to January going in. We'll see. Oh, see, I thought you were crazy, but you're s so you're not gonna do it when it gets really cold, huh? You know, I really don't have a date in in mind. Uh, you know, I know, E think December 12 would be 50% of the year. I guess that's well put a stamp on it. Have you gave some acclaim? Two people know you is the lake jumper guy now. Uh, you know, a little bit yesterday happened. So, uh, yeah. I've heard from some people I hadn't heard from in oil. Probably shouldn't be talking to be on the radio. Because now they're going to keep you from doing that. You're not supposed to be technically, technically doing that, right? I guess, I guess, um it was very lovely enforced. The ad said. They it seems like they're not allowing too many cars down here at the lake anymore, So I rode my bike today. Which I had done, you know, basically till till November, and in the last 24 hours, they seem to have I had a little more security out here. Go figure so I can hear the wind on your phone, Are you You just got out of the water, right? Yeah, we're about says you right now. I'm right near the dock over by the mantra. Speak e. I could see you kind of like an event like I don't know. Well, the will the ground hug, See its shadow. You know, it's like, Let's go watch the man course, sort of a rite of passage through the covert crisis. Jump into the water and get out because, you know That's what we're all doing. It's a cold kick in the face every single day, but by God, we get back out. We get back up and we go. Keep going. I e. Don't know. I don't think I'm inventing too much here. I think that there's Something to you that we're all going through. Do you know what I mean? Yeah, I do. You know, I've heard it. You know, from more people, you know, as I was over the last couple months, like, Wow, you're still doing it. How is it like it's actually pretty good, You know, you know, I referred to it as my co good cleanser. And not that it's you know, develop me and making me bulletproof. But it just gives me you know, a few minutes of calm of, you know. Kind of clear in the palate on a daily basis. We all need that on die again, I think. Look, we're all doing it every day. It's it's tough, and then we get up. We find a way to get through it, and we do it the next day. And the next thing we're gonna do it until next July. I need you to do this until next July, Dan Well, we'll, You know, we'll see how that goes, John, By the way, your clothing desire. Is that what you do for a living design clothes? Yeah. So do I have some of your clothes, Do you? Uh, unlikely, But so, essentially, I started taking clothes through music festivals. And you know it picked my top 10 bands and cut a stencil and spray thing. A shirt. People like them. And, you know, it's kind of friends and family to start. Then about six years ago, the people from Lollapalooza were like, Hey, we really like your stuff. Could you put it in there? Pop up shop. So I started doing pop up shop and You know, do another, You know other festivals. Austin City limits, you know, so and you know, it's really making them one at a time. So I do have a website detox designs. And it's you know, people can order their own custom nature. I'm looking at it now. Detox designs calm d t o x detox designs dot com..

Lake Michigan bird Sanctuary Austin Dan Well
"dan well" Discussed on KDWN 720AM

KDWN 720AM

02:21 min | 1 year ago

"dan well" Discussed on KDWN 720AM

"Into clear instructions. And really draw out that retirement road map for you a comprehensive financial review. It's available for the next 10 and all you have to do is call and schedule it 88870 to 88 98. 88870 to 88 98 or text Vegas to 21,000 as Vegas to 21000 while the questions to get a little tougher and more challenging, but you always knock him out of the park, Dan Well, I appreciate that day. If I work hard you do you do it. Did you do your homework? Now? Take me to your leader. Yeah, right. I'm not working. His heart is the people that are gonna be recounting the votes here into that? No, I just get me on C coach Pete, that's all. Okay. Sounds good. We'll do it again next week, looking forward to it, but more financial safari straight ahead. Welcome to Rapid fire retirement answer. Just one of these questions in the time allotted to win big prizes. Are you ready, sir? Yes, sir. I'm ready. Let's go. Okay, Starting the clock. First question. When do you have to take our MD's? Well, I usually take my meds before bedtime. Wrong. That's required minimum distributions. You have to take them at age 72. OK, Next question. Watch the 55 rules. Well, it used to be the speed limit. You're wrong again. It's the age. You can withdraw penalty free from your IRA. If you retire or lose your job last question. Now you have to get this one. What's a fiduciary? You know, I think I had that in the Japanese restaurant last night. Wrong again, sir. It sounds like you need a financial fiduciary on your side. So many things to know. With retirement. You need an expert on your side That's coach peed in the team and the fiduciary firm of capital Financial 88870 to 69 32 888. 702 69, 32 or text Vegas to 21,000 Vegas to 21,000. Welcome back into the financials for a consumer advocate Thomas slips. Come here with you again alongside America's wealth, Financial and income Coach Emmy Award winner Best selling author coach Pete The Ruta. Also in studio with us is Morgan, Patrick and Marty Hensley. Our retirement and well strategist having a good time on the show today,.

fiduciary Vegas Dan Well Pete The Ruta Emmy Award MD Thomas Marty Hensley America Morgan Patrick
"dan well" Discussed on KDWN 720AM

KDWN 720AM

01:48 min | 1 year ago

"dan well" Discussed on KDWN 720AM

"Financial world into clear instructions. And really draw out that retirement road map for you a comprehensive financial review. It's available for the next 10 and all you have to do is call and schedule it 88870 to 88 98. 88870 to 88 98 or text Vegas to 21,000 as Vegas to 21000 while the questions to get a little tougher and more challenging, but you always knock him out of the park, Dan Well, I appreciate that day. If I work hard, do you? Do you do it? Did you do your homework? Now? Take me to your leader. Yeah, right. I'm not working. His heart is the people that are gonna be recounting these votes here into that? No, I just meant get me own. See, coach Pete, that's all. Okay. Sounds good. We'll do it again next week, looking forward to it, but more financial safari straight ahead. Welcome to Rapid fire retirement answer. Just one of these questions in the time allotted to win big prizes. Are you ready, sir? Yes, sir. I'm ready. Let's go. Okay, Starting the clock. First question. When do you have to take our MD's? Well, I usually take my beds before bedtime. Wrong. That's required minimum distributions. You have to take them at age 72. OK, Next question. Watch the 55 rules. Well, it used to be the speed limit. You're wrong again. It's the age. You can withdraw penalty free from your IRA. If you retire or lose your job last question. Now you have to get this one. What's a fiduciary? You know, I think I had that to the Japanese restaurant last night. Wrong again, sir. Sounds like you need a financial fiduciary on your side. So many things to know. With retirement. You need an expert on your side. That's coach Pete in the team and the fiduciary firm of capital.

fiduciary Dan Well Pete Vegas MD
"dan well" Discussed on ESPN Chicago 1000 - WMVP

ESPN Chicago 1000 - WMVP

02:04 min | 1 year ago

"dan well" Discussed on ESPN Chicago 1000 - WMVP

"What do we got going on this week with Lebatard and Friends Podcast Network. Work. Mike Ryan, Where did you put that conversation that we had with method man is that coming out is on South Beach sessions that came out yesterday. Make sure to check that out. Amazing hip hop revelation paid by method Man within that interview, also I want to give love again toward guest today. Marty Smith putting out an episode of day from Augusta Golfers are going to eat that stuff. You want your Masters and the Masters has an appeal that surpasses just golf fans. This is a tradition unlike any other right. So check out Marty Smith's America this this week, putting out a new episode every day from Augusta about stoop, oddities. Gods. What's going on with the positive? We're a bit delayed. We are still sitting on stone gossip. No one's ever heard of him. But today will be reporting Never mind. Please just give it another proper form. Watching the Mont Masters. Wait, Never mind. Just never mind. Never mind. It's fine. Larry Mize minus two former chief. What's going on with mystery crate? Who could tell me something about what's going on with mystery? Great Tony. You know, we've got the third edition of Let's Eat where I go around Miami and talked to famous chefs and one of them's coming out on Friday. All right, thank you. They love those Tony. Thank you for doing that, but And you got to thank you for being you because I'm getting around that some gossip interview. I mean, you like a dog with a bone with you. Another Christmas hostess to part video. What happened? You have been terrible. Okay today and just go back to just please go back to just watching your masters coverage and just let me finish the show. Just let me finish today. I'm a bit distracted. Larry might happens every year. Former champion Masters champion might is, too will be in first place for a few holes. I will tell you this Larry Mize is welcome on my leader board any time. Okay? That's the beauty of the master's Dan Well, Larry Mize. Get all that done anything in a decade and all of a sudden he's leading a major. After a couple of rounds. I am of that. Guillermo put it on the pole, please. At Lebatard Show is Larry Mize. Welcome on your leader board any time. Let's do funniest thing from the sports weekend, please..

Larry Mize Mont Masters Marty Smith Augusta Masters Lebatard Mike Ryan South Beach golf Guillermo America Dan Well Miami
"dan well" Discussed on NewsRadio KFBK

NewsRadio KFBK

06:15 min | 1 year ago

"dan well" Discussed on NewsRadio KFBK

"And say the keyword money again dial pound to 50 on your cell phone and say the keyword money. Let's turn it back over to Jim and Dan Gym today we're talking about statements that you may live to regret if you make these types of statements so Here's one. I like the security keeping my money in cash, because I know at least I won't lose it. And I think you know that's partially true. The problem right now is if you keep money, cash, you're not going to learn anything You're going to earn, you know 10.1% in the bank, maybe online banking 1% or CDs, 1%. And if you're having to drive out 345% of income or distributions from your money earning 1% or less, it means you're gonna be eating into that principal really quickly. So keeping the money in cash right now, Long term is not a viable opportunity because you will run out if you need to use that. If you need use it for long term care. It could make it run out quicker. If you plan to leave a lot of money to kids. It probably is not gonna happen. So keep your money all cash doesn't work. So we have to. We talked about allocate assets and make sure we have the Correct amount of risk you're willing to take but build an actual income plan that gives you the opportunity to meet what your specific goals are. You know, Dan, That's kind of Ah, tricky subject matter for most people, because they really don't here we're talking about. You can't get a rate of return in cash. Could you can't bonds or thrown off? Hardly anything. Stocks are very volatile. How do you actually do this? Well, You have to go to a firm that specializes in this. Obviously we do that we specializing in complaining. We actually know how to do it. We know how to integrate asset classes. That may be different than what you're used to seeing inside of a portfolio to get you the top income you need not just one or 2% but north of three, maybe even north of 4% in the form of Income and income that's going to last you your entire life. And you have to be a ble to sit down with the with the firm that actually does that. And if your current advisor hasn't provided that to you, It's not that they're bad advisors. They just don't do it. That's not their skill set or they would have done it for you. There are different strategies that you can use in today's environment in order to construct a portfolio to still achieved the goals you want from in complaining. You just gotta look at it differently. Dan. You've got to understand that there are these asset classes that produced different results in the market. That allow you to have the income that is greater than that. What you're going to get off of a stock portfolio, presumably a dividend portfolio or even a bond portfolio. You have to integrate the different assets in this marketplace, Dan Well, how about I think you're working with one client that really was worried about risk? And I think they had something like $10 million of assets, and most of those were at risk, and I think they were managing a lot of them themselves. Stocks, mutual funds, etcetera. If you completed the risk analysis on them with that type of portfolio, they probably have 50% risk. They're probably right in there somewhere plus or minus. So that means if we have another 2008, they could lose $5 million. And I think everyone thinks Oh, my gosh, You know, you come and work with damage and you got to give them all your money. Give them the $10 million, And that's not how we work so in their case if they need to create a certain amount of income off their assets and reduced their risk. Weak and then look at what they have. And they could say, OK, they want $250,000 of income per year We could take $5 million of their assets. Create that and give them minimal volatility. Middle risk on that We can then still allow them to invest their five other $5 million is aggressively as they want. Now, if they're not needing the other $5 million for income, and whether that goes up and down in value doesn't really matter. No, As long as we know we have their $250,000 coming in off there. $5 million is protected for protected independent income. How would that make them feel and what they worry about their money Now? Would they think they still have growth opportunity? Would they think if the market crashes, we're going to be devastated. You know, how would they feel just with that simple, simple move, But then it hit its simple on our minds right? But people don't think of it this way. But let's have them think that's listening. And I just think that concept you have this money. Have half of it create income is guaranteed for as long as you live that's safe. Have half of that is aggressive as you want that simple. It is very simple, and that's obviously what we do here, right. We lay out the asset classes to perform what you're trying to achieve with that money, and we make it simple for you to understand because there are these asset classes that do what you just mentioned. Dan and the client still has the potential for significant growth inside of his portfolio in her portfolio, But at the same time, all the budgetary item they need in order to maintain Lifestyle that's coming in the form of income and then income can be guaranteed and in some cases guaranteed by insurance companies, even that allow the client wake up every morning and not be anxiety over their money, not worry about what's gonna happen with the market because they have enough income and the growth component of their portfolio is going to do what the market does right up and up, up and down, up and down. But it doesn't take away from their life failed, and we'll think about it actually asked her lifestyle because it gives him income to spend. They don't have to worry about so they could spend it every month. They don't have to argue about spending money, which even people $10 million argue about spending money Now they don't have to. But think about what it does to relationship because in this case, like a lot of cases, the wife didn't want to take a risk and doesn't want to miss out. So what did that type of plan do for what their joint goals were in wanted to do for the relationship? Well, it balance out all of their objective. Some of the wife got exactly what she wanted. She was more conservative, and the husband got exactly what he wanted. He wanted me more aggressive, and once they understood that you could actually do that. They both loved it because that's what exactly what the husband always wanted. What's exactly that they he didn't know how to get it. And the wife was always wanted that level of conservatism inside the portfolio so that she could have the income to spend and not worry about the market volatility. So It. Actually, When we were finished with the plan, we spent five sessions with them right. We spread 40 hours in the background, doing all this stuff. They came back and said they were completely blown away in enthusiastic. They knew they could get through the rest of their life very comfortably. So if you're like most retirees, you're taking too much risk. You're worried and you don't have an actual plan. Which means you keep worrying every year throughout your entire retirement because your current plan is based on hoping luck. We help people just like you eliminate their money worries every day. We've been doing it for a combined 50 plus years. What were some of the top retirement income planners in the entire nation..

Dan Dan Well Dan Gym principal Jim advisor
"dan well" Discussed on NewsRadio KFBK

NewsRadio KFBK

06:04 min | 1 year ago

"dan well" Discussed on NewsRadio KFBK

"Complimentary review of your financial plan, pick up your cell phone and dial the number pound 2 50 say the keyword money again dial pound to 50 on your cell phone and say the keyword Money. Let's turn it back over to Jim and Dan Gym today, we're talking about the biggest financial fears People don't like to talk about. So here's one we found not knowing how much risk you're actually taking you Maybe taking too much risk of this point in your life. One thing that could show that would be how much you went down by at the beginning of this year. When we had the little market declined at the end of February began in March, people might of stock market might have went down close to 40%. So how much did you go down by So not knowing how much risk you're taking, and that you might be taking too much risk to people like to talk about that they don't like to talk about, but they sure surely should Dan and we've been talking about it on the show about the level of risk that people are taking right now. But the market keeps on going up and again, as we mentioned earlier for no fundamental reason other than the market's going up more than ever right now in your life. If you're close to retirement retirement, you should have a risk assessment. You should understand what level of risk you're taking. And what that means is in dollars and cents. How much are you likely to lose in the next market? Correction? Not whether you're conservative, modern or an aggressive investor. That's what we're talking about. We're talking about the scientific analysis where, Whereas you will get a risk test at identifies how much risk you're taking, how much money you could lose because Dan help important is that right now, with the market doing what he's doing? Or with the market being at a new all time highs, which, when they talk about the market doing so well, it really hasn't done that well, just has recovered since the big losses at the beginning of this year. So if you look at it, the NASDAQ's up because of technology, But you said the S and P and Dow It hasn't done much. We just have recovered. Is very important than to know the amount of risk even example, radio collar called and said, Hey, I really need to take. I need you to do a risk analysis like you talked about on the on the show. We said we'd be glad to. So they gave us their statements were able to do an analysis and the first thing we always ask if you know how much risk do you really want to take? How much risk do you think you're taking how much you want to take, and they thought they were conservative based on what their advisor told them, And they said that they didn't want to take any more than 10% risk. That's what they could. Take the maximum and they have over $3 Million of assets are retiring this year, probably in a couple months, and they're still saying they could lose up to 10% of me, OK? And I said Okay, so that means you're okay with $300,000 in potential losses. They're like, no, really. We're not. Maybe more like 5% is a risk We'd like to take so maybe pared down 250. $1000 of potential losses. If we have another 2008 market decline, we did the risk analysis. They have 39.6% risk in the portfolio, which means on $3 million. They have to be willing to leave it as it is. And lose $1.2 million of the three million on Lee having $1.8 million left in their portfolio retiring this year in a couple months. Can someone actually say right now? Oh, yeah. I have no problem losing 1.2 million of our my $3 million portfolio. You know they they definitely shouldn't even think that way. And I know I know what I know would think that way. But There's so many people listening right now, Dan Right now, Hundreds of not thousands of people are the exactly the same scenario and they have no idea whatsoever. Yes, so they wouldn't accept that if they knew the problems. They just don't know how much risk they're taking, and they're subjecting their future. Now, the next 10 15 2030 years of their life and their families life there subjected that to so much risk of potential failure because if someone has $3 million, they lose 40%. They're down to $1.8 million and they're going to plan to draw off the amount of income that they could have. If they had $3 Million.1.8 million dollars is going to be used up really, really quickly, and it's probably going to get used up completely at some point in their lifetimes. So then, you know, the problem is again when you turn on the news or your your watch CNN or you read the newspaper. You go online. They're talking about this outrageous market right now is so high. But you mentioned a few minutes ago, Dan that The market isn't much harder than it was this time last year, it just recovered from March. It's been a fast recovery has been fast stock market recovery, Not a fast economic recovery, and what people fail to realize is that we have record high unemployment. We have $22 trillion in growing in debt out there, there has to be repaid. We're looking at people whereby they're never going to go back to the job. We're looking at industries are goingto basically almost evaporate like the hospitality business. You look at the travel industry. You look at the all these different industries that may never recover to where they were prior to this covert crisis, and some of these industries will never come back at all, And many people will never be able to go back to working in. But meantime, the stock markets on a rage right now it's on fire. But there's a separation there. There's a mindset separation that scares us and We believe in the stock market, right? We're registered investment adviser should are at our company. But we also believe that you need to understand your risk. You need to understand how much you're willing to lose. You need to have that in writing. And you did have a portfolio built around those objectives. Not what you think gonna happen, But based on real facts based on how much you're willing to lose, Dan Well, we've talked in multiple people in the last month and they call it and they say, Hey, I need some help. I need some advice. And what's happened is they haven't really realize they've succeeded. These people have saved $2 Million.3 million dollars $9,000,010 million of assets $20 million of assets, and they haven't realized they've succeeded. I was talking Tio religious couple this past weekend, and they've saved $5.1 million of assets. They didn't know they had actually succeeded. And they asked, you know, Can we retire now? And I said, without him, Look at your plan. Based on the budget numbers you gave me You could retire right now. You don't have to worry about things, and they basically couldn't believe it because they knew in their mind. They have to work another 234 years. They knew they didn't have enough assets right now because they'd worked so hard to save it and save it and save it. But in reality they did. They just needed someone to tell them look at their numbers and tell them specifically that guess what? You've done such an awesome job. But saving you can develop a plan that will give you money for long..

The market Dan Dan Right Dan Gym Dan Well Jim advisor CNN Lee Dow
"dan well" Discussed on KGO 810

KGO 810

06:02 min | 1 year ago

"dan well" Discussed on KGO 810

"Pick up your cell phone and dial the number pound 2 50 say the keyword money again dial pound to 50 on your cell phone and say the keyword money. Let's turn it back over to Jim and Dan Gym Today we're talking about the biggest financial fears. People don't like to talk about. So here's one we found not knowing how much risk you're actually taking at you Maybe taking too much risk of this point in your life. One thing that could show that would be how much you went down by at the beginning of this year. When we had the little market declined at the end of February, beginning of March, people amount of stock market might have went down close to 40%. So how much did you go down by so not knowing how much risk you're taking and that you might be taking too much risk to people like to talk about that? They don't like to talk about, but they sure surely should Dan and we've been talking about it on this show about the level of risk that people are taking right now. Yet the market keeps on going up on again, as we mentioned earlier for no fundamental reason other than the market's going up. More than ever. Right now in your life. If you're close to retirement retirement, you should have a risk assessment. You should understand what level of risk you're taking and what that means is in dollars and cents, How much you're likely to lose in the next market correction. Not whether you're conservative, modern or an aggressive investor that no we're talking about. We're talking about the scientific analysis where, Whereas you will get a risk test at identifies how much risk you're taking? How much money you could lose because Dan help important is that right now, with the market doing what it's doing. Or with the market being at a new all time highs, which, when they talk about the market doing so well, it really hasn't done that well, just has recovered since the big losses at the beginning this year. So if you look at it, the NASDAQ's up because of technology, But you said the S and P and Dow It hasn't done much. We just have recovered. Is very important than to know the amount of risk even example, radio collar called and said, Hey, I really need to take. I need you to do a risk analysis like you talked about on the on the show. We said we'd be glad to. So they gave us their statements were able to do analysis and the first thing we always ask if you know how much risk do you really want to take, how much risk you think you're taking how much you want to take, and they thought they were conservative based on what their advisor told them, And they said That they didn't want to take any more than 10% risk. That's what they could take the maximum and they have over $3. Million of assets are retiring this year, probably in a couple months. And they're still saying they could lose up to 10% B. OK, and I said, Okay, so that means you're okay with $300,000 in potential losses. They're like, no, really. We're not. Maybe more like 5% is a risk We'd like to take so maybe pared down $250,000 of potential losses if we have another 2008 market decline. We did the risk analysis. They have 39.6% risk in the portfolio, which means on $3 million. They have to be willing to leave it as it is. And lose $1.2 million of the three million on Lee having $1.8 million left in their portfolio retiring this year in a couple months. Can someone actually say right now? Oh, yeah. I have no problem losing 1.2 million of our my $3 million portfolio. You know, they definitely shouldn't even think that way. And I know I know what I know would think that way. But There's so many people listening right now, Dan Right now, Hundreds of not thousands of people are the exactly the same scenario and they have no idea whatsoever. Yes, so they wouldn't accept that if they knew the problems. They just don't know how much risk they're taking, and they're subjecting their future. Now, the next 10 15 2030 years of their life and their families life there subjected that to so much risk of potential failure, because if someone Past $3 million. They lose 40% there down a $1.8 million and they're going to plan to draw off the amount of income that they could have. If they had $3 Million.1.8 million dollars is going to be used up really, really quickly, And it's probably going to get you out completely at some point in their lifetimes. So, Dan, you know the problem is again when you turn on the news or your your watch CNN or you read the newspaper. You go online. They're talking about this outrageous market right now is so high. But you mentioned a few minutes ago Dan that the market isn't much higher than it was this time last year. It just recovered from March. It's been a fast recovery has been a fast stock market recovery, not a fashion, economic recovery, and what people feel to realize is that we have record high unemployment. We have $22 trillion in growing in debt out there, there has to be repaid. We're looking at people whereby they're never going to go back to the job. We're looking at industries are going toe basically almost evaporate. Like the hospitality business. You look at the travel into sure you look at the all these different industries that may never recover to where they were prior to this covert crisis. Some of these industries will never come back at all, and many people will never be able to go back to working in. But meantime, the stock markets on a rage right now it's on fire. But there's a separation there. There's a mindset separation that scares us and We believe in the stock market, right? We're registered investment adviser should are at our company. But we also believe that you need to understand your risk. You need to understand how much you're willing to lose. You need to have that in writing. And you did have a portfolio built around those objectives. Not what you think is gonna happen. But based on real facts based on how much you're willing to lose, Dan Well, we've talked to multiple people in the last month and they call it and they say, I need some help. I need some advice. And what's happened is they haven't really realize they've succeeded. These people have saved $2 million.3 million dollars $9,000,010 million of assets, $20 million of assets, and they haven't realized they've succeeded. I was talking Tio religious couple this past weekend and they've saved $5.1 million of assets. They didn't know they had. Actually succeeded. And they asked, you know, Can we retire now? And I said, without him, Look at your plan. Based on the budget numbers you gave me You could retire right now. You don't have to worry about things, and they basically couldn't believe it because they knew in their mind. They had to work another 234 years. They knew they didn't have enough assets right now because they work so hard to save it and save it and save it. But in reality they did. They just needed someone to tell them look at their numbers and tell them specifically that guess what? You've done such an awesome job saving. You can develop a plan that will give you money for long..

Dan Dan Right Dan Well Jim advisor CNN Lee Dow
"dan well" Discussed on NewsRadio KFBK

NewsRadio KFBK

02:29 min | 2 years ago

"dan well" Discussed on NewsRadio KFBK

"And you have to be a ble to sit down with the the firm that actually does that. And if your current advisor hasn't provided that to you, Not that they're bad advisors. They just don't do it. That's not their skill set or they would have done it for you. There are different strategies that you can use in today's environment in order to construct a portfolio to still achieved the goals you want from in complaining. You just gotta look at it differently. Dan. You've got to understand that there are these asset classes that produced different results in the market. That allow youto have income that is greater than that. What you're going to get off of a stock portfolio, presumably a dividend portfolio or even a bond portfolio. You have to integrate the different assets in this marketplace, Dan Well, how about I think you're working with one client that really was worried about risk? And I think they had something like $10 million of assets, and most of those were at risk, and I think they were managing a lot of them themselves. Stocks, mutual funds, etcetera. If you completed the risk analysis on them with that type of portfolio, they probably have 50% risk. They're probably right in there somewhere plus or minus. So that means if we have another 2008, they could lose $5 million. And I think everyone thinks Oh, my gosh, You know, you come and work with damage and you got to give them all your money. Give them the $10 million, And that's not how we work so in their case if they need to create a certain amount of income off their assets and reduced their risk. Weak and then look at what they have. And they could say, OK, they went $250,000 of income per year We could take $5 million of their assets. Create that and give them minimal volatility. Middle risk on that We can then still allow them to investor. Five other $5 million is aggressively as they want. Now, if they're not needing the other $5 million for income, and whether that goes up and down in value doesn't really matter. No, As long as we know we have their $250,000 coming in off there. $5 million is protected for protected independent income. How would that make them feel and what they worry about their money Now? Would they think they still have growth opportunity? Would they think if the market crashes, we're going to be devastated. You know, how would they feel just with that simple, simple move, but then it it is simple in our minds right? But people don't think of it this way. But let's have them think that's listening. And I just think that concept you have this money. Have half of it create income is guaranteed for as long as you live that's safe. Have half of that is aggressive as you want that simple. It is very simple, and that's obviously what we do here, right. We lay out the asset classes to perform what you're trying to achieve with that money, and we make it simple for you to understand because there are these asset classes that do what you just mentioned..

Dan Well advisor
"dan well" Discussed on NewsRadio KFBK

NewsRadio KFBK

05:41 min | 2 years ago

"dan well" Discussed on NewsRadio KFBK

"Pick up your cell phone and dial the number pound 2 50 say the keyword money again and I'll pound to 50 on her cell phone and say, the keyword money. Let's turn it back over to Jim and Dan. Jim. Today we're having true involves questions again in this second false question kind of duck tales from the 1st 1 we did earlier. This says during retirement. I should have a large percentage of my assets in the stock market. Because for the last 20 years, which includes the longest bull stock market in history and countless market highs, the stock market has grown by 10% per year. And there's a number of ancient of that question, And there's a number of themes around that question. First of all, if you are going to have a lot of money, the stock market for the rest of your life you better have the ability to sustain not Reacting to market downs when the market drops because when the market drops in a drop for an extended period of time, like it did in 2001 and 23 straight years, the market down Kim Little B 53% 07089 committee of the markets down over 50%. If you're drawing income off your assets, and that happens in your retirement, and you no longer have an income coming in from your employer, it's very, very, very difficult to stay the course because you watch your money evaporate and you don't have recovery time so Being in a market exposed in the market with a lot of your portfolio was extremely risky. It doesn't mean over the long term. It'll work out, but you need 20 or 25 or 30 years for that to happen. And if you're 65 years old, that's not money. If you look at your retirement horizon, and you going to use those asked for income, you got to be very, very careful, Dan. Will you look at then what the stock market has actually grown by since the year 2000 gold back to 2000 long time over 20 years now, and you look at the S and P 500 has to be 500. The index dip your index itself the 500 largest companies in the United States by value. It only increased by 4.7% per year for 20 years. Compound ID before any reduction for fees. So if you can imagine, took all this risk twice, going through time periods of losing over 50% in the S and P and now looking at a 4.7%. Total annual compound growth rate. That's far from that 10%. So you took a lot of risk for not a lot of gain during that entire time Bird. So the goal at this point kind of duck tales back into the first question about risk and one thing you need to have no how much risk you're taking. You need to get out of writing. You need to see it needs to be printed out for you saying that if we have another stock market decline, like 2001 into or 2079 you need to get that in writing because you then could make the decision. Are you willing to go through this again and I'll bet the answer Going to be? No, I'll bet that overall the answer could be no, I really don't want to go through that much risk again. How about another true false gym during retirement? There's no need to change your investment and risk philosophy from acid cumulation toe asset presentation and income distribution. Then we think that completely false. We believe when you approach retirement or in retirement, you do have to change the way that you manage your money. You have to go from accumulating assets where you're taking the level of risk to try to grow your portfolio to preserving your ask us. So you don't think it's much risk and that your portfolio doesn't drop significantly in value. But why do all these big brokerage firms and all these advisors out there telling the clients stay with it? Hang in there you need 50 60. 70. 80 9100% of your assets in stocks to be successful during retirement. Well, two Asian number one That's not their skill set. They're not in complainers. They're not looking at preservation of capital. Most importantly often that's how they make their money right. The mutual fund companies or brokerage companies, the advisory Cos. You don't make money. If the client puts the money in cash, right? You only make money. If the client is in the market at all times, so gentle, declined to get out of the market and put your money in a money market account or some other financial instrument for some of those assets. Isn't prudent for their own personal business model, Dan Well, I think a lot of people also kind of think that if they stay where they're at and don't make changes, that's easier, simpler. They don't have to worry about things and in that case there really not making a decision or they're not changing anything. But by not doing anything. They really are making the decision to not do anything. They're making a decision to keep. The report foiled the way it's been for the last 5 10 15 or 20 years, and most people aren't happy with their portfolios for that time here because They've seen too much risk. Almost every single person comes in here says I don't want to go through the same amount of risk and losses. I went through 2001 and two and I don't want to go through the same type of risk in losses. I went through 78 2009. Well, if you don't do anything, guess what's gonna happen, Jim, you're going to go through the same rest. That's exactly right. And most people don't even understand the grisly have Dan And if you look at how much fun Cos in advisors often present numbers, they go back 10 years No. 135 and 10. What's happened Over the last 10 years? We've been been 11 year bull market run, so all those numbers look good, so people they forget about what happened in 079 they forget about what happened during the technology bubble, where the market lost 53% for through over three year period. They forget all about that right there very and I won't say lazy, but but they are lazy. People are just hoping things are gonna work out. But one day there'll be woken up. The market will go down. It'll be an extended period of decline. We don't know when it will come back. The people being retirement, they'll be concerned about spending money, and all of a sudden anxiety said Well, how about I think you sent me that article last week that said some of the biggest players in the financial industry are projecting that for the next 10 years, the stock market Could perform at anywhere from zero to a 1.5% 0 to 1.5% per year for the next 10 years, which doesn't really being just a flat.

Jim Dan Well Dan And United States Dan Kim
"dan well" Discussed on KTAR 92.3FM

KTAR 92.3FM

01:30 min | 2 years ago

"dan well" Discussed on KTAR 92.3FM

"Of features very by vehicle model year model from little packaging options. The small compared manufacturer's website. Katie, Our news time is 6 12 Let's get back over to the Valley Chevy Dealers. Traffic Center get the latest from Detour, Dan Well, I'm scanning, but I'm not finding anything right now. My friends. If you've got somewhere to go, it is user friendly on the freeways. I really believe that this is a travel week for a lot of folks a vacation week. If you will, where a lot of people and right now it's showing up at least early into this right with no major throwing anywhere. In fact, we don't even have a freeway crash. What we do have, though, is on the state Road 87 North bound from the Bush highway north all the way up to the 1 88 that is where the right lane is going to be blocked in places regard where Oh guard rail repair from the Bush Fire that blew through there destroyed some of those, and that makes it kind of dangerous, So they're trying to repair that to make a little safer for you. That's why it's a state left restriction. But, hey, at least it's open. This travel report brought to you by Capital Collision needs some work body done on your on your car. But you can't be without a ride. Capital collision offering free loaner cars and the deterred A of seal of approval. Visit Capitol collision dot net today deterred and today 111 degrees alot Tonight 85 the high Tomorrow Under sunny skies 110 Weather is brought to you by Hi Howard. Air News Times 6 13 Arizona's morning news news flash. I'm Peter same or with three things you need to know right now. Later today, we expect the court to rule of Jim's Khun stay open during the Corona virus crisis. The owner, a mountainside fitness wants the.

Capital Collision Valley Chevy Dealers Dan Well Bush Katie Hi Howard Arizona Jim Peter
"dan well" Discussed on Molloy  Power Moves

Molloy Power Moves

03:06 min | 2 years ago

"dan well" Discussed on Molloy Power Moves

"Out. They're not very powerful. And they don't know how to go out in the world and. And and make commitments and. Yet to your point. They're looking for something. Like the world owes them something yeah interesting. Subject you. have. You been ghosted the patient trophy generation. Have you been ghosted on. By people. Do you know what ghosting is? Absolutely and I will go. Thing is when you hire somebody and they never show right. You know so. You might lose a week two weeks before they come in when you could have been interviewing more people and doing something and they don't show. I've taken it from Danny Smith. I say Okay I, want you? You're starting tomorrow and they're like well going. Get notice I, said well. I'm giving you the commitment. You've got a job. You give me the commitment you're GONNA show up. And now they start showing up and you know what they don't have. They burn that bridge. They can't just go running back. They're going to make this job work. They're going to give one hundred ten percents. You find that that's working I like that it is working. Yeah, it is. My wife wanted me do that years ago. I just didn't think. Think it was right, but after you get ghosted a few times more than a few times and you're losing, you know I'm sure I've lost several months of being able to recruit people because you know I wait three weeks for someone to show up I changed my mind well. Why didn't you tell me three weeks ago right? You know I can show. You know anyway. That is what ghosting is subject all on its own it. Exactly? Hey, bill, thank you so much for joining me here and. I think that's that's a good first effort for today and By the way I'll let you know, and I'll let my producer over here. Know that I'm open for coaching on how to make these. PODCASTS Even better, you know so okay, thank you guys all right. Dan Well. I'll talk to you tomorrow morning. Very good my friend. All. I just want to thank you for coming in and being part of my my very first podcast. This podcast is going to be hosted in a variety of places, but We should really go to get is at Malloy sales..

Danny Smith Dan Well Malloy sales producer