28 Burst results for "Dally"

Economist Scott Irwin: How Chinese Buying Is Causing a Boom in Agricultural Commodities

Odd Lots

03:44 min | 2 months ago

Economist Scott Irwin: How Chinese Buying Is Causing a Boom in Agricultural Commodities

"We're going to dive into the whole issue of food price inflation as well as the new dallying hog futures contract by poplar request. We're going to be speaking to scott irwin. He's an agricultural economist at the university of illinois scott. Welcome to the show be here. Cisco in addition to being an agricultural economist. You're also an actual farmer from iowa. Is that correct. Well try technically speaking. I don't actually get much tractor. Driving and physical participation but i. It's an interesting situation I from the landlord's side of my family's farm out niwa my eighty five year old mother and i provide the management and do all the marketing of the crops. So i lived through the epsom downs of the grain markets. Like everybody else plus a get to try to work the market with my card playing eighty five year old mother that sounds extremely satisfying. And fun right now. You know sort of mentioned this rally that we're seeing as pretty intense across various soft commodities agriculture commodities. What are you give us the sort of basic big picture of what's going on what's driving This bid china perfect is that is Sixty does the yeah. It's not the only factor of course but in the market that's the number one driving force we've seen a Justice explosion in a grain exports to china basically started about last july and as shown little signs of cooling off some of that related to their phase one trade agreement that was negotiated. A in the previous trump administration Some of it also related to rebuilding of their hog her because of the african swine fever and then some of it is also Related to just their desire to rebuild some of their reserve stocks as well. But that's so one thing. I always wondered about you. See these headlines that china is building up its grain reserves. And i don't know i i can kind of see. Why countries would do that. But i i always wonder how useful those reserves are over the long term and how they actually use them. Can you give us a sort of like potted summary of what building up reserves actually means well classic example of something a sounds good in theory and rarely works well in practice. We have many decades of experience with different kinds of reserve schemes. Here in the us They've tried it metals grains and all sorts of commodities soft commodities over the years so they're called buffer-stock. Ski seems and the problem. Is you know the idea. Is you build it. You know it's kind of the seven fat years seven lean years a biblical example put in practice and so that all sounds good in theory but it all becomes very political and Governments have tendency to not want to release the buffer stocks when they really ought to to You know maybe calm markets down because farmers are mad because you're driving the price down So it's just it's a deeply political and it rarely works as a well as it sounds in theory.

Scott Irwin University Of Illinois China Cisco Iowa Scott Fever United States
How To Grow Dahlia From Bulbs

Your Gardening Questions

03:28 min | 4 months ago

How To Grow Dahlia From Bulbs

"I have dal youtubers from this year. That were planted in a pot. Can i store those for next year. Well the answer is starting with. Yes definitely now. It'll depend a little bit on what she has in that pot. I've never studied them precisely. But there are Dallas that our annual the you buy them in spring as a little start planning the ground. They'll get oh maybe up toward knee-high so why beautiful colors flowers probably not any more than an inch and a half to two inches wide etc. Those i'm gonna call as an annual at least for me. I've never been able to dig in divide and save those over. Because i have tried it Just to cut down expense and then as an interesting challenge but then we come to the larger dallas. The ones that'll stand anywhere shirt pocket to Over your head. Those are usually of a larger flower a larger growing plant and so on. Those tubers are very savable. Now i have on one occasion. Only but i kept them in the tub that they were in. Let the whole darn thing. Dry down real well and stuck them in the garage on the inside wall where it well. He doesn't freeze gets darn cold but doesn't freeze and i i was able to restart them in the spring i would however if you've paid good money for them on their particular prize for you i would Well in most cases i would get them out of the ground starting now or right after the very first freeze or frost we have Let that top be killed then. Dig them Well carefully knocked the soil off of them. I should say pick it off or whatever then once they're dried down you can kind of wrote them in your hands and get him cleaned up. I would put them in. Well no more than three dollars or three tubers in particular potato sack. Now i'm using that as a thought to Let's say that you can do it this way. You also can from the grocery store pick some flat tight boxes that come We'll usually with berries. And so on and the you you can lay the dell youtubers on the bottom of the box. I would put something between the excelsior ships of newspaper. Whatever between them so they don't touch so that they won't spread of disease they won't get wet mushy before spring. Keep them and i. I have done this My family room is over a crawlspace crawlspace. It might drop down to the low fifties but that's about as low as it gets and they have wintered over there quite nicely. They'll shrivel up a little bit. You want to be sure you get him cleaned off so and you want to be sure. They're dry before you store them but that'll work. And a in addition to tadao dally tubers or or whatever. You wanna call emma. What what other plants would you be with right now right now and and because they've had a good summer the canas are subject to that now every once in a while canas will live over in the ground. I don't trust that if i have a particular variety I wanna bigham the same way. You would the dally.

Dallas Dell Emma Bigham
Victoria takes a deep breath and opens up!

Coronacast

04:58 min | 7 months ago

Victoria takes a deep breath and opens up!

"I'm health reported Teigen Tyler Physician and Journalists Dr Norman Swan on this really important for all pride. Victorians. Chief see the twenty seventh of October. Yes. Finally yesterday in Victoria. The Prima Donna Andrews announced the revised roadmap towards bacteria covid normal and it was a real relief for Victorians and the rest of the nation Norman what sort of the highlights of what Dan Andrews said yesterday because it's the comprehensiveness of the opening up, there is no daily dallying now retail hospitality getting back to work. Yes. There are restrictions on indoor numbers and outdoor numbers. But if you live in New South Wales, you're used to that and that will take a while to loosen up but everything just gets going and later on today the numbers in households will become clearer because that is a high risk environment. But if recycle is anything to go by, you won't really notice it too much and it will loosen up with time zones. There aren't any significant outbreaks. Milestone in starting. To have zero cases and the last time, the state had zero cases when on the ninth of June one hundred and forty days ago. So obviously, there's still probably GONNA be filtering through in the next few days but really, really hot. The. Really hot work that they've been doing paying off you know Sommese. Still be virus in Victoria and you will see the odd cluster popping up as indeed they do new South Wales, but eventually, it will get down to almost zero spread. So it's it's fantastic news. But the premiums, right it's constant vigilance is what's required covered normal does not be normal covered normal means social distancing means not getting together to large numbers too. Early it needs ring really careful at home in means continuing to wear masks outside so. Lucky. That they've got mandated masks. New South doesn't yet. You know hair salons can do services when the clients wearing face covering corona cast listeners will remember that we covered the story in a few weeks ago a few months ago I can't remember now but the flat tackle that's right. The in united. States swear to positive here salon workers did not pass the virus onto their clients by wearing masks insisting that their clients wear masks. So it's really important. So these things will protect US moving forward. One of the things that really stood out to me went any Landrus is talking about what the new normal looks like is how much the rest of the country can learn from this because in places that aren't. Victoria and you South Wales. It's been quite a long time since it's been a lot of virus circulating in the community that we know about at least and I know from my own experience living in Queensland that I think there's a lot of complacency that's crept in and it's probably a good time to just refocusing guy this isn't normal life. We still got a kate how God's up try and it could come in to come in on a ship from overseas. You've already seen problems in western. Australia nobody is particularly safe the risk of spread by open borders and I was extremely low, but it does mean we've all got to be careful moving forward. At some point, international borders are going to have to open up we're going to have to learn what covered normal actually means now new South Wales are ready to move in. You saw the football matches you. It doesn't feel to abnormals in in in in New South Wales, and that's the real feeling in Victoria but I think those two states are better prepared for this. Than the other states and we've got to open up the borders and people just will have to be more careful definitely in Australia where in a much better position than other parts of the world where covered normally is no in knee normal live, and in the states, this disease control have expanded their definition of what a close contact means in terms of someone's ability. To spread the virus if they had this definition by the way, these definitions are fairly arbitrary based on evidence. That's not necessarily very solid. So they had a similar a criterion to us which right at the beginning of the pandemic was sh- you might remember which is he going to be within a couple of meters of somebody for fifteen minutes to have a significant. Chance of passing this on and what we know now is the aerosol spread the lows that's be contravened indoor environments but no the redefined were close contact is if you just think about that as the means of spread and there's no question that a lot of spread is through contact and what they've found is that in fact, you can be in close contact with somebody. Over a twenty, four hour period repeatedly. So it's not just a fifteen minute window. It's actually multiple occasions and it comes from correctional facilities where they've shown that tired the infection was probably cumulative infection over a period of time. So it's no longer fifteen minutes. It's still two meters in the case of the United States, but it can be over twenty four hour period not just one fifteen minute window. So multiple short episodes of content

New South Wales United States Victoria Dr Norman Swan Australia Donna Andrews Corona Sommese Dan Andrews Landrus Football Queensland
Are We Being Forced to Buy Stocks

Money For the Rest of Us

06:27 min | 8 months ago

Are We Being Forced to Buy Stocks

"Last week in the insiders guide email newsletter I pointed out the expensive valuation of US stocks. Specifically I showed that the forward price to earnings ratio the P. E. based on earnings estimates over the next year was twenty, two point nine. That's three standard deviations above its average of sixteen times going back to two thousand, three at data from Ned Davis. Research. In reply to that email, Andrew wrote regarding stocks being expensive on a forward e true but there's no alternative. What do you do with bond yields near Zero and the vanguard total stock market? Index. Fund. Yielding two percent. By VPI, the vanguard total stock market ETF. JASA forwarded to me a paper by Bridgewater says, which I'll discuss in more detail later in this episode. I had a similar question from a plus member in the money for the rest of US plus member forums. He wrote. So the Fed signals that it wants to keep rates low for three more years. Canada's pension. Fund is reevaluating bond-holdings and you've got an army of small and large investors bidding up companies like Tesla and snowflake to absurdly hype. All this combined to make me think are we as individual investors now forced to buy equities? Is this the mother of all bubbles in which there's literally no other things suitable for purchase. There is a lot of speculation in stocks right now. Jim. Bianco Bianca Research pointed out that small traders are dominating the options market. Bear most of the trades right now and seventy five percent of that volume is an option contracts expire in two weeks. So short term bets. Look at South Korea and article from Bloomberg pointed out that day traders in South Korea have accounted for eighty seven and a half percent of the total value of stocks traded in the first part of September. You. Some men chief strategist at Samsung Securities said retail investors appear to be seeking short-term profits after hearing their next door neighbors earned lots of money from stocks after the March selloff. Receiving a similar situation in India. The Financial Times reports that the number of individual investor accounts rose twenty percent from the start of the year, the twenty, four million, and they point out that around the world, an influx of investors are investing in stocks for the first time. Are. We in a bubble? Is it a speculative frenzy? Are we forced to buy these stocks because there are no alternatives with also? One of the things I like to do investing is think about what's different this time what's unusual? What what doesn't fit the pattern? I had two instances of investing this past week where something didn't fit the pattern Lebron, I were driving up in the mountains of Montana and a small bear cub really bolted right in front of us no idea what it was running from. My son suggested he was running from the year twenty twenty. And then few days later at our front door, there were seven cows drinking water from the driveway eating our bushes. There are no cows around us. We live in an area that nobody keeps cows but there they were right in front of my house. Turns out. They had strayed from the National Forest, which is not very far some outfitters have grazing rights and drop off the cows and leave them there all summer pick them up come late October, and they had straight down because some of that newly cut barley fields, but it didn't fit the pattern. Cows at your front door. Don't fit the pattern. What's different now on investing front that could justify more expensive valuations for stocks. Well, for the first time, ever US interest rates are near zero from short term out to ten years. This is known as a flat yield curve, which is an unusual. We've had flat yield curves in the past. But it's flat near zero. There was a flat yield curve where ten treasury bonds and cash for yielding similar back from two thousand and five to two thousand seven. But yielding four percent. And from two thousand to two, thousand, two cash and tenure treasures were yielding five to six percent. Today, the ten year Treasury yield is zero point, six percent and cash is zero. The Federal Reserve intense to keep it that way. The recent policy statement suggests that they will keep their policy rate. What's known as the Fed funds rate near zero until labor market conditions have improved. The. Unemployment rate has dropped close to to to maximum employment and that inflation has risen to two percent is on track to moderately exceed two percent. They included their economic and rate projections and all, but four officials on the committee. Expect the Fed funds rate is still be near zero at the end of twenty, twenty three. Rates are low across the board. It is a different investment environment than we have ever faced before. And that's what this paper by bridgewater associates was about. It was titled Grappling With the New Reality of zero bond yields virtually everywhere. It was written by Bob Prince Greg Jensen Melissa fear, and Jim Haskell. I. Discussed Bridgewater Associates Founder Ray dallies views back in episode three, hundred changing world order in this paper bills off that. Before we continue let me pause and share some words from one of this week sponsors masterworks. I've shared on the show how low interest rates are on bonds and yields and cash about zero money has to be invested somewhere in preserving your wealth is as hard as it's ever been. That's where masterworks comes in. If you're looking to diversify out of the traditional public markets, then take a look at masterworks. They make blue chip art investing possible works by artists like Banksie, 'cause and Warhol. Art is a one point seven trillion dollar asset class that has performed better than s five hundred by one hundred and eighty percent between two thousand and two thousand eighteen according to Citibank.

United States Federal Reserve Jim Haskell South Korea Ned Davis Bridgewater Bridgewater Associates Financial Times Andrew Bianco Bianca Research Canada India VPI Tesla Bob Prince Banksie
Paypal, Banks and Real Life Infrastructure Inversion

Let's Talk Bitcoin!

05:04 min | 10 months ago

Paypal, Banks and Real Life Infrastructure Inversion

"When the hit reactions were dramatic CEO of Wyoming based Avantis Bank and passed on the showcase on long tweeted game on USOC sees announcement that it's following Wyoming allowing national banks to custody digital assets is great news for Crypto long-overdue, and hopefully we'll help the US regain ground. It lost to other developed world countries by dilly dallying for so long winters, equal customers and crypto venture capitalists. This will spur emanate boom as us. Banks acquired digital asset custodians, and that was only the first two of her twenty four tweet storm on the topic link in the show notes for those who missed it. In other parts legal mind mark, Coyne hoarder, and passed on the show Preston Burn tweeted I've never been more bullish on crypto today crypto lending, and saving maybe how the payment of interest becomes thing. Again, thanks are desperate for yield the faster they move the more market share there will obtain lawyers and bankers are definitely excited. But why does this matter and what is it mean? Jonathan let's start with you today. Well looking at it from my perspective of someone who's tried to do startups in the for some time, the largest filter that is a had versus half not versus based on the technical or Business Acumen. Or Merit of your company is to do with getting a bank account and keeping a bank account and being able to even have customers in every state I mean the whole point about the bit license was the fact that banks were refusing to service customers of people running crypto startups. So what this does if? The executions being the statement says it is is it means that we're going to enter an age where crypto startup can actually have a bank account in America and actually be serviced and not just be a crock in or a Gemini or Aucoin base, but actually be three people you know asking for bank services. So you know the government tends to break your legs and then ask you to thank it when it gives you a crunch and it's really glad to see that at least now, they're giving entrepreneurs a crutch. Because like spin broken for a very long time hang on. I'm a bit confused here because this regulation is about freeing up the ability of banks to directly custody Crypto, and at least what you're saying seems to be more about whether banks are allowed to extend. Fiat. King Services to crypto companies why do you think the two are related one of the purposes? As to why money transmitter licences became such a big deal for crypto services is that the act of transmitting your token your value instrument is itself currency or is considered a value transfer, and so banks would onboard in dollar terms the ability for people to get crypto. But if you actually wanted to engage in crypto related services with Crypto you yourself had to. Take. That on, get a custodial and become a money services business because there weren't any financial service providers that would do that for you, and so there are a lot of projects that I know of that have lodged. That are in existence that can't even deliver the tokens to their system to people because they're waiting for money transmitter licences because the act of. Giving it to their customers would be considered money transmission, and so I think that we become so blinded to think that banking means crypto banking for crypto means the dirty Fiat side of it and not the awesome crypto side of it and a lot of the crypto related activities now can be done natively by a bank, which means that as a small startup. Become a bank. I don't have to become a crack in order to be able to do trivial thing I wanted to do with bitcoin or a colored coins. So I, just want echo that on the one side our experience on the show with trying to have a bank account. Well, we've actually been d platform because the word bitcoin is in the name right and that was for a while fairly controversial, and then on the other side of things, the work that I did with token Lee we often found ourselves without the ability to have a credit card processor because even the. Idea of touching tokens that were non speculative in nature that did not have prices that could appreciate. Well, that was still something that was on the other side of we know what we're talking about right and so you had banks that were just wildly uncomfortable with this and even the high risk tolerant ones you know the ones that specialize in dealing with really kinda sketchy applications, even those oftentimes wouldn't deal with noncontroversial uses of. Tokens and sort of anyway. So just the clarity that. So long as a company is following, the law banks can interact with them that I think is a pretty major statement and a major change from the way the banks have at least behave to this point. We'll see if they actually do anything differently with it but I think again, we're going to talk a little bit later about kind of the pay pal announcement and Sort of this shift that we've gone through where Crypto was on the one hand kind of in the very early days, people would adopted or companies would adopt it and get kind of an earned press boost, and then that went away for a while as things got boring. Now we're kind of on the entire other side of that curve, but we're going to have that conversation for just a little

Fiat Wyoming Avantis Bank Dilly Dallying United States Usoc CEO Business Acumen Coyne Jonathan King Services Preston Aucoin America Noncontroversial LEE
"dally" Discussed on KTKR 760AM

KTKR 760AM

07:46 min | 1 year ago

"dally" Discussed on KTKR 760AM

"You when you got all your diabetes I made a trade with somebody else already I couldn't wait until I was in the car driving to work you can give me time to get to work and then we'll call you you can't dilly Dally with me man you got to make a deal or possibly see that deal go away because I've made a deal with somebody else as a man if you're not trading you're not trying to fantasy football and at this point I'm open to that the three of us can play a fantasy baseball league here maybe in the next you know a month or two depending on what happens with MLB but I'm looking for to finish before the NFL is suggesting that they are planning for the season to start on time I don't know if that's actually going to come to fruition I will be out of the yard if your mid October and regardless I just wanted to be football I just want I don't care if there's any stadiums I just wanted to be football and I have never missed sports and you guys are probably on the same day on the same level here never miss sports this much in my life especially the Yankees because by now the Yankees probably already about ten games up on Boston the alien the next probably about what I mean if you're having a good season there like what eight games out of first place this way so things don't feel well we wait it is may things went doctors say wait a minute things start falling apart for the Mets in June June is always when they swoon okay we're still okay right now it may very N. or fantasy baseball sort of scenario the Yankees are in first place the matter okay that that's as good as you're going to get as an aspect what do you guys think of the uniforms though because I love my I love looking back historically at uniforms like the cowboys royal blues from back in the late seventies to me are awesome and okay I'm a little biased the Oilers jerseys especially the powder blues are just amazing all they I was with the static charger is nailed it the Browns nailed it yeah and the rams I I don't get it the Atlanta is terrible except for that one Jersey that winters that Calvin Ridley was was sort of support now is good but the other one like where the red legion of the black just looks awful on the course really didn't make a significant change so I mean like it's a little bit of a different uniform but sort of not really the patriots I actually like I like to bear their throwback color rush with everyone a call you're you're now that's kind of good to be their main jerseys I wonder if it has anything to do they'll like do you think they made the change because the Brady era is over do you think that's kind of what happened why he went to a different room after so many years gotta be right sure sell the new guy so the new era so all that needs like all right did it break I remember Buccaneers and I think this was a mistake on their part because I love the eighties uniforms and so if they want cream circles I mean that would have been just amazing but they went back to the uniforms were they were successful and won a Super Bowl you know wars that Brad Johnson in there first and and all those dudes so yeah I mean Brady professionally at least on the surface it seems like he was the reason for two uniformed changes and and twenty twenty I really like the bus I would love the cream circles but when whenever you can go back to your heyday what your fans will appreciate and put a new twist on it I think that's great I thought that's what the Buxted like like I get big thumbs up to the choppy it's hard to screw up the charges and the charges are the best future we were on last night yeah yeah we shot we have at the top we have the Chargers at the top we had the box at the top we had the patriots in the Browns right that the three stripe on the brown sleeve is just fantastic and the colts and the Republicans in the rams which is just oh boy well what are you really doing there yeah and and speaking of the Chargers so I had often occur on my show on Tuesday and he was on basically around the same time where we had gotten that report that LA was gonna be closed out for like another three months I don't know what the exact scenario is maybe it's like will be maybe interface three and three months hopefully we're not still in the same stocks that would just be a mask but often in del Boca Vista phase three right right but Austin actually said that if this three month period actually does come to fruition that he doesn't think there's gonna be a football seats and I was like don't say that dude like he brought up a bunch of different ages why it would be really difficult if that's three months situation actually happened they would be really hard because yup NFL teams that have a hundred people between the rosters in the coaches and the trainers and the doctors and everybody else and so you know it's a group it was just after testing testing testing testing testing again I mean we hope it happens I mean I especially me is accomplished and maybe not so much you chase that the jets and because you know you're just not gonna go anywhere but you know some of us are excited about the season and and house of hope for teams to potentially you know maybe get to a conference championship game so again you don't know about that feeling because your usage act but thank you you guys are you guys feel like there's gonna be a season but it's not gonna start right yeah I did look the NFL has been has been pushing the entire time we're not stopping the calendar at all we're going to have free agency we're gonna draft of schedule release but just the fact they decided to put out we have a plan for mid October and to run through the end of February that tells me that's what their plan is going to be tell you know this is what they're really planning for they want fans in the stands if they can that this is the actual real plan because nothing you haven't stopped for anything else but they're stopping for this I think this is the real planning and there is also a report I believe it was an ESPN report that if they don't have fans at all they lose two point three billion dollars in revenue and so I mean that's that's a massive massive number it just uncharted territory I and you know Jason you're I have talked about this sort of just you know on on on our phones and and and and text about it Blake baseball kind almost holds the key right because if they come back and they do it right and they don't have any issues well and that's going to make it easier for the scientists and those who are the experts in this current virus situation too Hey if I can do and if I was going to be able to do it too if something happens with baseball and they have a bunch of positives and and and players have to you know go on the DL or whatever the case may be for you know a specific amount of time two weeks whatever the cases are actually dial now but isn't baseball succeeds that I feel like it's gonna be easier for the NFL to succeed if baseball sales boy that's going to put a real damper on things not the vehicles not connect you can continue to plan on playing football weather starts in September or in the middle of October but man that that that's going to be a big big Downer for the sports world so fingers crossed that baseball does come back get it done right and of course the Yankees you know take often and when the whole damn thing but for the good of sports and the good of what we love and will passion about free baseball comes back does it right there's no issues and then we can get into football and have a little bit closer to sort of you know what we're used to in this just crazy time in an hour in our world he's on Twitter at Michael underscore Fabriano that's at Michael underscore far beyond a check about Sirius XM fantasy channel.

dilly Dally
"dally" Discussed on The Everglow |  Empath's Guide To Happy Living

The Everglow | Empath's Guide To Happy Living

06:08 min | 1 year ago

"dally" Discussed on The Everglow | Empath's Guide To Happy Living

"Unless you're just straight up not cut out for traveling and that's totally cool to But for those of you that have been dreaming about it for a long time. It's not as hard as you think it is. Once you get going you just have to jump into the deep end of the pool. And I'm not saying you make your first trip to North Korea or an active war zone in Syria which believe it or not something. I'm thinking of doing this. I don't know why but that may be my next thing but I'm not saying you have to go balls to the wall like that. Start off small even if you want to go to a red state in the United States or if you just want to go to Mexico or something like that in and you know what like with all due respect to the Department of Homeland Security or the State Department rather yeah. There are a lot of the things up there in the United States. And Oh don't go to this country. Don't go to that country like I remember for the last decade there like the State Department's like don't go to Mexico and I'm like I go to Mexico and the places totally so don't get. Don't look for reasons to be deterred from taking the plunge on a trip. Look for reasons why you should go and try to ignore a lot of the outside noise. I don't know if there's anything you want to add to that Deli. I don't know I just. I totally concur. I mean you live this life. You Develop Dreams. You develop goals In any facet and you shouldn't let element of fear creeping if it's something that you really want to do and if you can do it in the right mind right play Go for it and I'll leave you with this little story I had A. I haven't told this one to you. Mark so bear with me so I was at the Avian Awards a few years ago for those of you. That don't know what that is. Those are the. That's a porn convention in Vegas every year and I was with one of my friends and I guess he knew this kind of weird guy that worked at Ralph's and that guy joined us that evening. We're all you know. He had a big big suite at one of the hotels. I think the hard rock and you know he the tons of people there so one of these kind of weird friends that he knew that joined us in Las Vegas. I remember his name. His name was Richard but they call them something more derogatory. Which I'm not going to repeat here and I'm not sure why he put up with it but nonetheless. He was fascinated by the fact that my friend and myself have left the country. And you know I got to talking with him that night because I thought it was kind of he was an interesting character anyway and I was like well. What are you so afraid about going somewhere? He's like why I just don't understand like how do you do it? I'm like well. We buy a plane ticket and we go to the country that we want to go to like Thailand. And we've got to talk you Thailand. He's like yeah. But how do you buy stuff? I'm Mike while you buy stuff with money is like they take American money. They're like well they can but you can buy it with their own money like but I don't understand where where'd you get the money from because if I put my ATM card in the machine in Thailand one American money come out and I was like holy this poor guy man. He couldn't even even get over the mental hurdle of. How do you pay for things in a foreign country and I thought a guy like that? Maybe he shouldn't travel at least not to a foreign country because he would just get taken to the cleaners. Get ripped off. If you don't even know that you can take out money in a local currency a foreign country. I mean. Yeah maybe he should stay in Las Vegas. Work here offs. But that's why I say jump in maybe into the Kiddy Pool I go to another state then maybe go to Mexico so if if if shit hits the fan you can quickly come home instead of being stranded so I thought that was a funny story because I was like. I couldn't believe the misconceptions this poor guy had none of even he could with the friend that would maybe hold his hand and teach them the by things go. I mean. You're not GonNa know everything when you travel. I mean I remember the first time I wrote a train and in Europe. I don't know what the Hell I was doing. But you figure it out and you know. I think that someone could help him. And even he could go and travel if you if he closes hard for sure you can figure it out and yeah like Mark said great idea. Go with somebody. That's experienced the only rob to that is seasons travelers. At least maybe I just speak for myself. But season travelers. Usually you don't Wanna travel with like complete novices. Because they just become a well. You don't enjoy your trip as much but he can always go with somebody for sure and hey set aside a set aside a off budget. What'S RIP OFF BUDGET? Just expect that you'RE GONNA lose money getting ripped off on taxi fairer restaurants but that's part of the learning experience and you know those are things we'll talk about in the next show experiences that we had were where we've been ripped off. I'm sure you have mark. I have a little bit while you already talked about when you got jacked in Brazil. So so we'll talk about that but that's it for today guys. Thanks for Tuning in Dallas. Thanks for joining us from Dallas. I appreciate your time. And how did you enjoy the show today on enjoyed it? I mean yeah. Let's do this again. Let's do it so everybody. Don't forget to subscribe and leave five stars that way. You'll get notified whether using itunes or Google podcasts. Or whatever spotify you'll get notified with the latest episode as they come out and if you have any questions hey just shoot us an email or leave a message for us and we'll be happy to answer any of your questions so thanks for tuning in and we'll see you on the next show. Thanks again for tuning into the everglades chronicling my life as an impact as I traveled the globe. Check US out on instagram. At N e L. B. H. A. R. T. For more photos related to this and other podcasts..

Mexico Las Vegas Mark State Department Thailand United States North Korea Department of Homeland Securit Dallas Syria spotify Europe Avian Awards Richard Mike Ralph L. B. H. A. R. T. itunes Google
The Most Important Conversation Of Your Career - burst 1

Slaypedia: "The WallStreet Chick"

02:48 min | 1 year ago

The Most Important Conversation Of Your Career - burst 1

"Into that. That's the strategy you say being strategic understanding win to be calculated. Don't wait until the last minute when you heard about layoffs are you Kinda WanNa Leave. Always keep something going on and so the first step in men or a person of color anyone in general trying to become more strategic in their career trying to understand how to play the game right is to ask and so how would you tell how would you say that conversation goes. How does that start so let me just say this? I get it so you know. I'M NOT GONNA. I'm not one of those people who are sitting in the glass ceiling telling you things that I've experienced or seen I get why there is a hesitancy. There is a hesitancy in general to have difficult conversations. It is not just in our careers not in professionalize. Even in our personal life we most people dilly dally and get anxious over having tough conversations. What I would challenge you with. Is that your career is a business decision. And the first thing I need to do as a community of workers a community of professionals is. You have to get out of your feelings about your job in your career. You have got to have some objectivity you have got and so many of us are not progressive. Which is another topic for another day are not progressing because we are so focused on the BS. Candidate really feel. I don't like my supervisor. My coworkers are haters if I had a nickel for every time about how somebody is. Hey we're doing this. So my point being is that I get it that it is difficult having difficult conversations but it is simple it is as simple as asking And what I would recommend anyone do is one. I would never wait. I would never wait until the time for performance review. 'cause defensive right it seems not only defensive but it's you expect that right here. You're the person that manages your leads. You they expect that right. What I'm saying. Is You need to go to your your manager supervisor. Whomever you you work with Abbott. Also challenge you that. If you're in a role where you cross collaborate so again I think about other issues account as an example you work in accounting but you might support the sales division. So you've got these dotted lines right to folks who you work with on a daily basis but don't necessarily report to you have the calmer initiate a conversation and it could as simple as I just wanted to check in with. You see how I'm doing. I wanted to get your thoughts around project. Abc How it's going. Is there an area where you see? I could improve. Is there some additional work

Supervisor Professionalize Abbott
The Most Important Conversation Of Your Career - burst 1

Slaypedia: "The WallStreet Chick"

02:48 min | 1 year ago

The Most Important Conversation Of Your Career - burst 1

"Into that. That's the strategy you say being strategic understanding win to be calculated. Don't wait until the last minute when you heard about layoffs are you Kinda WanNa Leave. Always keep something going on and so the first step in men or a person of color anyone in general trying to become more strategic in their career trying to understand how to play the game right is to ask and so how would you tell how would you say that conversation goes. How does that start so let me just say this? I get it so you know. I'M NOT GONNA. I'm not one of those people who are sitting in the glass ceiling telling you things that I've experienced or seen I get why there is a hesitancy. There is a hesitancy in general to have difficult conversations. It is not just in our careers not in professionalize. Even in our personal life we most people dilly dally and get anxious over having tough conversations. What I would challenge you with. Is that your career is a business decision. And the first thing I need to do as a community of workers a community of professionals is. You have to get out of your feelings about your job in your career. You have got to have some objectivity you have got and so many of us are not progressive. Which is another topic for another day are not progressing because we are so focused on the BS. Candidate really feel. I don't like my supervisor. My coworkers are haters if I had a nickel for every time about how somebody is. Hey we're doing this. So my point being is that I get it that it is difficult having difficult conversations but it is simple it is as simple as asking And what I would recommend anyone do is one. I would never wait. I would never wait until the time for performance review. 'cause defensive right it seems not only defensive but it's you expect that right here. You're the person that manages your leads. You they expect that right. What I'm saying. Is You need to go to your your manager supervisor. Whomever you you work with Abbott. Also challenge you that. If you're in a role where you cross collaborate so again I think about other issues account as an example you work in accounting but you might support the sales division. So you've got these dotted lines right to folks who you work with on a daily basis but don't necessarily report to you have the calmer initiate a conversation and it could as simple as I just wanted to check in with. You see how I'm doing. I wanted to get your thoughts around project. Abc How it's going. Is there an area where you see? I could improve. Is there some additional work

Supervisor Professionalize Abbott
"dally" Discussed on Thunder Radio

Thunder Radio

02:10 min | 1 year ago

"dally" Discussed on Thunder Radio

"So we we don't send a memo out here's a couple things we all have did you understand how may times everybody in here's been given the same sure so SO we ought wins and above about and I have staff church on today great your age weight from Dally Hollins college and he has never ending the the these pulled out yeah and that which is fantastic and he's got a black one on today I don't know what to say to memo he's just nice your it's probably Wallace state yes we are doing it and I keep no Wallace that is the that babies it's really still in band practice today finished okay as rain and Rick yes not on here don't say that alright well let's let's let's see if we refrain from that today I knew the minute I saw the yes look in here so you had black church on a sub and I have the same shirt on as a result that memo thing today I want to get him live it was one person that does not have the shirt on so let's so listen listen we live video again I was that that you use for me is I think you certain things like that for a while other kind of happening but once they've been done you know it's like okay this was trying to find something to say that it does the person thank god the first time that the first person what one day he will but we send memos I've never heard so so anyway the we're so let's not let's try to show strength little bit all right so what we'll we'll jump right into it and then still you have to keep asking the question does the person latch Mike main widgets this this I know I know yeah they did we need to have that out today if we do if we if we go to yeah last time we did it with some paper saying it was like a decade it would have been a we usually did on Wednesday it's great we're going down or not did other well he sent me some some anonymous person in like a lightning which contact say me all the information about how to get to as the number one.

Dally Hollins college Wallace Rick Mike
In His Own Home: The Ted Ammon Story

True Crime Brewery

11:12 min | 1 year ago

In His Own Home: The Ted Ammon Story

"Robert Theodore Ammon was born in Pittsburgh. Pennsylvania to Steal Executive Bob Ammon and his wife Betty Lee he news. The first son was born two years after his big sister Sandy. His parents called him teddy and in his got older Ted. The Ammon family had that collect nineteen fifties upper middle class lifestyle. Betty Lee stayed home with sandy and Teddy Betty Lee was an intelligent strong woman who encouraged the two children to be competitive and work hard in school. A school turned out to be pretty easy for Ted who is a pretty bright guy but he also had a photographic memory so so steadying was very easy for him when he was in the eighth grade. His father was transferred East Aurora New York to be in charge of a steel plant. Yes so this was the ideal family. This is how I picture your childhood. The almonds had their family dinner every night followed by homework and they'd go to their various sporting events. Let's Boban was Ted's Little League Baseball coach to Ted was also on the swimming team and he grew up to be very athletic reaching an adult height of six six foot. Four so very tall in high school. Of course Ted was on the football team but he was different than a lot of the jokes because he played the piano quite well and he got excellent grates. He did have several girlfriends throughout his teen years being both a jock in academic he was widely Popular Sandy. His sister would say that she and Ted had wonderful childhoods and as adults they did remain. Close here a bit. He did pretty well in high school. uh-huh here he is an athlete and a break. Y- Y yeah. He had a lot going for him but he heard let girlfriends well. I don't know about a Ladda. He he had several. Okay yeah her nose a lot more than several several more than a lot a lot more than several several psych a handful allot what is dozens. Okay that's the way it is in my brain her think you're embellishing a little bit. But that's okay. It's just how I see it. Subjective now now the other half of this equation that will be talking about his generous rand. Her upbringing was far more complicated than Ted's generous his mother. Marie was born to a California farmer and his wife. Maria is acute moody little girl. She did actually join a convent for a year and then decided it wasn't working for her to during World War. Two Marie was a pretty much a party girl. She went out dancing and drinking. Sometimes Nice flighty. Sometimes the slug some family members who were worried that she might be suffering from some mental illness like manic depression but Marie had no desire to seek mental until health. Help Murray's father died just a few years before her mother died of cancer and that left Marie dependent on her older brother. So Marie married a soldier. They had two children but she was negligent. Mother and her children were taken from her and she got divorced she then Mary Clearance Rand. Who is another soldier and this is a few years later? Right submarine clearance had a daughter named Dally but Marie went back to partying while Dolly was still a toddler so oh Dolly was left with family members while Marie would drink and dance and meet new men she met an Italian man named Generoso and had a short lived affair with him mm-hmm in her long beach apartment and after about a week of hooking up Generoso was out of marine life went back to Italy but then she found out that she was pregnant agnete and it wasn't by her husband so Marie wrote to general so and told him about her pregnancy but he never responded so her fourth child who she did give. Her husband's last name was named Jennifer Rosa after her father but Maria didn't take long to return to her partying ways family members didn't call generosity by her given name either because a lot of them knew that this child had been named after this Italian guy they called her gen or Joe she became very close with her older sister. Dolly after Marie began to leave the two home alone to go out and have fun again. So Generoso was four and Allie was seven when they moved to oceanside California with their mother. Their uncle Al was also divorced by then he lived in a ground floor apartment in a three family house that he had purchased. There were tenants on the third floor and Marie and her two daughters were allowed to live on the second floor without paying rent summary even hired in English housekeeper who acted as a baby sitter for her. Two girls in the housekeeper was kind signed to the girls as time went on they really began to prefer the housekeeper to their own mother. But things didn't go well. The childhood just continued to be problematic. Matic Little Generoso was sexually molested as a child by a man who were mother had trusted as a family friend and then the English housekeeper was fired by her. HYUNG-CHOL AL for having men to the House so quite a mess it sure is and it gets messier. Two years after all this Murray felt a lump in her breast within a couple of years she had metastatic breast cancer which had reached her name. Anne Marie died when Generoso is just ten years old so chandelier she and Dolly. Her older sister went to live with her uncle. Al In the meantime he had remarried he lived in an exclusive Laguna Beach neighborhood. Dolly show general. Sir Sir Photo for biologic father. WHO's a sailor named Generoso? Now this is the first time generosity knew that her mother had not been married to her father and she. She resented her mother for lying to her for failing to protect her while sure but they said that from that time forward generoso was a different girl she it was determined to be strong and to be rich. She didn't ever want to have children of her own either. She decided that her mother's death had been a good thing and now she it was free to live a better life. Uncle Al's new wife on March was a smart and financially well off woman generosity admired her her and ended up having kind of special friendship with her March said that she wanted generosity to live with them but the house was really full and there was a a lot of friction between Genera and her cousins Generoso was prone to temper tantrums and she could be very jealous devious and manipulative in her mind. It was her way or no way in Dolly had been a fairly troubled teen also maybe not to the extent that China Rosa's but eventually Dolly was sent to live with her older half sister. Terry Terry's husband and their two kids and Santa Clara California an aunt. Marge had a rich friend who lived in Laguna beach with her husband and their two children. These folks had an eight bedroom house on a horse ranch so jane the woman who was living in house offer to adopt generosity and generous moved in with Jane and the family. She became very good at horseriding more than good actually. She competed shows and she even one ribbons. She also began to do well in school so seems like she's coming out of her Funchal Obita. She seemed to really thrive there. She learned to play the piano. She got braces to fix her teeth and she seemed to have things going pretty well. She had money she. Her loving parents foster parents appearance. Whatever and in a state with their own horace right? So you'd think everything was great and she could be quite charming coming but she was continuing to have a frightening temper big tantrums to whenever anything wasn't going her way and as generous entered late adolescence she had really changed from the sweet girl to a really rebellious troublemaker. In nineteen sixty seven. Jane Call generalises half sister Terry and told her that Generoso was causing trouble with the other. Kids generous was demanding jealous and she just seemed like she could never have enough material possessions. Jane and her husband couldn't controller. They were really tired and kind of desperate to be relieved of her. Terry was well aware of how it felt to be abandoned. She'd had a similar childhood and she felt sympathy for her little sister so she agreed to take her in and and remember Terry was already parenting Dali. Her husband was a high school English teacher. who was very patient and good with the kids? Terry and her husband had two kids of their own two daughters Julian. Amy and their house was pretty comfortable. They had four bedrooms and two baths but it wasn't anything like the estate that generosity was coming from and it wasn't good enough for her. She was really unhappy about being there and became came angry and very resentful. She no longer lived on the estate and she had to leave her horse behind. That really pissed her off. Life wasn't fair to her. She she said and she was just kind of angry at the whole world. When Dolly was eighteen she got her own apartment in San Jose? She moved out of the House the Teri and her husband had Dolly soon became promiscuous and got herself into drugs. terrier also been sexually abused as a child and when Dolly moved out Terry became very depressed and as she sent deeper and deeper into depression. She generosity butted heads almost seemed like generous new. The Terry has some weaknesses and was using against her and then Terry's husband began Genaro says that influence on the younger daughters. They sire getting away with do things and they themselves got into trouble right so this is just difficult. And it ended up being really heartbreaking for Terry who had only wanted to help her sisters sisters but she and her husband finally had decide that they just couldn't handle generosity and terry wasn't feeling well. The house was just kind of getting out of control. They told generous that the situation wasn't working finally and she was given one month's notice to find a new place to live generosity. Orosa cried but Terry promise that they would continue to help her however they could and generosity finally said she understood but you know this was her fourth big rejection. She'd been abandoned by her mother. Her uncle Jane Reagan who owned The estate and now tearing her husband so she was sad but you know really building. This deep seated anger so generous ended up living with another family who were friends with her aunt and this family had two teenage daughters others of their own and they lived in Los Angeles so things are okay at this house for a while. The family found generous to be very creative and pretty talented anted artistically. But she was Moody's Hell.

Terry Terry Anne Marie Dolly Generoso TED Uncle Al Robert Theodore Ammon Laguna Beach Jane Maria Murray California Pennsylvania Betty Lee Sandy East Aurora New York Bob Ammon Teddy Betty Lee
U.S. Stocks, Bond Yields Drop Amid Trade Tensions

Bloomberg Daybreak: Europe

04:04 min | 2 years ago

U.S. Stocks, Bond Yields Drop Amid Trade Tensions

"Let's get a look at the daybreak newsletter. Maybe for a little bit more guidance on what you should. Would be watching today. The daybreak newsletter is out on customer terminals. You can get it typing. D. A Y, B go, and we go to the editor, Brian Fowler comes to us live from Tokyo. So let's start Brian with talking about treasuries. You know, it's really been the main story in markets lately. You know, the main pure market story, as we're starting to hear how trade tension escalation is weighing on yield. We see a little bit of a turnaround today. Yeah. Well mad. I think we saw a little bit of a respite but there's a lot of general angst and it really does start with with trade tensions between the US and China. We have footsie Russell's Alec young thing that he fees at this point that the likelihood is greater of things escalating before we get any kind of near term fix, and we have strategists from various places. Talk, Jen is saying that protracted negotiations would mean two percent ten year yields would be within the realm of possibility Columbia, Threadneedle strategist. Agrees to percent is viable, especially if, if we can date a spur, even more speculation of fed rate cuts, and just to punctuate all this. We had our daily dose of invective from Beijing where an official said deliberately provoking trade dispute is economic terrorism economic terrorism as well. You know what it sounds harsh, but I can understand the sentiment whether you agree with it or not. It's, it's an understandable sentiment. We've heard from a lot of important voices in the last twenty four hours, I was talking about dally L. We've also heard from pimco from Morgan Stanley from Laszlo Bahraini. We're going to get that Morgan Stanley interview out for listeners and just few minutes. It's an exclusive but what's the general gist? Yeah. Well, there's I mean, there's a diversity of views in the first place. So, for example, pimco came out saying. That credit market risk is at an all time, high from their chief investment officer of US core strategy and time. How time high and he says it's reminiscent of before the crisis. But, but even worse than that. And he says, it's due to everything from size and duration to quality and lack of quitting thinks that underwriting standards have have fallen apart, and we've got real trouble. But, you know, we're going to get to the Morgan Stanley Feo interview James Gorman, and he actually takes a different view. He says he doesn't see the credit markets risk is being that bad. He says, I know systemic risks systemic dangerous and this doesn't seem to be it in his view. All right. But of course he has to talk to some extent, he has to talk his own book, right where whereas pimco needs to make the right calls, CitiGroup joins P Morgan. On flagging downturn in trading revenue, speaking of their books, their literal books. What's the story for Wall Street banks so Bank of America. Well, I the latest is actually Bank of America. Ceo Brian Moynihan warning that that trading revenue in the second quarter is on pace to fall about eight percent from the first quarter that drop is actually a little bit smaller than the usual seasonal decline. You might expect but he he's quick to point out that that's not because things are good. It's really because the first quarter itself is also pretty weak revenue contract to fall about ten percent on year. And yes, we had similar kinds of numbers from both city and J P Morgan. I will say fifty city THEO, Michael Corbett fed that amid all the, the bad news. They do expect to pick up some market share at city. So there are some opportunities amid all that all the in the rubble of the trading. Brian great to get some. Some time with

Pimco Brian Fowler Morgan Stanley Bank Of America United States Morgan Stanley Feo J P Morgan Ceo Brian Moynihan Footsie Russell Beijing Tokyo Chief Investment Officer Columbia JEN Dally L. Editor Theo Michael Corbett P Morgan
Billionaire Investor Ray Dalio urges capitalism reforms to fix wealth 'national emergency'

60 Minutes

09:20 min | 2 years ago

Billionaire Investor Ray Dalio urges capitalism reforms to fix wealth 'national emergency'

"One of the most successful investors of all time is somebody you probably have never heard of despite his net worth of eighteen billion dollars, Ray Delio avoids extensive interviews and has not allowed news cameras. Full access to his firm Bridgewater associates until now he predicted the two thousand eight financial crisis. Now, he sees a prolonged period of sluggish economic growth and the threat of a confrontation between the US and China, but there's a greater danger Delio wanted to warn us about. So we figured it would be a good investment of our time to do a deep dive on the principles of Ray Delio. When a billionaire invites you to his boat. You've got it go. Terrific data be out on the water, especially if he sends the choppers take you we flew just north of Nassau in the Bahamas to me Ray dally off air at lined up. Big enough. A Lucia is one hundred eighty foot long research ship and Ray dallies, pride and joy. Well, what a wonderful place to meet you. Thanks for having. Dallaglio love scuba diving bought it nine years ago. He wouldn't tell us for how much, but he had it decked out with scientific year including submarines that can dive a half mile fantastic. Great fantastic. There we go. Before we go deeper, we should tell you what's on his mind. Dallaglio who grew up middle class is alarm about the growing divide between the haves and have nuts. He points out that over the span of a decade. America's lowest paid workers had just a fourteen percent chance of rising to the middle class. What has happened to the American dream? I think the American dream is lost. I think for the most part. We don't even talk about. What is the American dream? And it's very different from when I was growing up. What's not working? It's not redistributing opportunity, we can call it a wealth gap. You can call it an income gap. And so I think that if I was the president of the United States or it has to come from the top. What I would do is recognize that this is a national emergency. It's bad. If you look at history, if you have a group of people who have very different economic conditions, and you. Have an economic downturn. You have conflict in the thirties. For example, you had four major countries that were democracies that chose not to be democracies because they wanted leadership to bring water to the conflict. I'm not saying we're going to go there. I'm saying that right now, it's a huge issue. It's unfair and at the same time it's unproductive and at the same time it's threatens to split us spends a lot of time thinking about where the markets and the world are going here at the financial powerhouse. He built Bridgewater associates is tucked in the woods of Connecticut at the confluence of two rivers popular for fishing. Fifty miles from the chaos of Wall Street. So you play com- com- this critical. You know, the motions will kill you at sixty nine Ray Dallaglio bears little resemblance to any Wall Street shark. He's more like a quirky professor Dallaglio has joined fellow billionaire, Bill Gates and others in their belief that the concentration of wealth in fewer and fewer hands is a threat to democracy, so should taxes on people. Like you the raised. Of course, you say, of course, of course, one way were another important thing is to take those tax dollars and make them productive. Very very recently. The idea's been that cutting taxes on people like you will promote productivity. Yeah. That doesn't make any sense to me at any sense at all. So it's gotta be through taxation. Yes, am I saying something that's controversial? It's just strangely here. It come from the mouth of a billionaire. I've lived the American dream. You know, his father was a jazz musician, his mom, a homemaker dally bought his first stock when he was twelve with money. He earned as a golf caddy today. Dallies firm manages one hundred sixty billion dollars. It has all the excitement of an insurance agency dallies analysts don't chase the gyrations of the market. Instead, they quietly study centuries of history looking for patterns in stocks politics, anything to help by winning investments Delio is especially bullish on China, which he predicts will be the greatest economy of the twenty first century and America's greatest rival last year. His global approach helped him earn a remarkable fifteen percent for his clients. While the Dow dropped six percent, we see the successful Ray. But you hit some bumps along the road on the way here. Yeah. Like in the eighties. You bottomed out. Oh, yeah. The Federal Reserve is less able to revive that. Then he was a Wall Street whiz. Kid absolutely certain a depression was on the horizon. The economy is now teetering on the brink of failure. He was wrong, very wrong. He missed the boom of the nineteen eighties. I read that you called yourself in Aragon jerk was an arrogant year. I had tomorrow ten thousand dollars from my dad take care of my family, your musician, dad had to cough up ten thousand dollars to keep you afloat. Yeah. And it was one of the best things. Really that have happened to me because it changed. My whole approach the decision making it gave me the humility that I needed to balance with my daddy because he took nude of his failures and other lessons over the next twenty five years and wrote principles pub. By Simon and Schuster, a division of CBS. Two million copies of the book have been sold worldwide. It's dallies recipe for creating what he calls an idea meritocracy. So what I mean is that I wanted to system in which the best ideas went out, and I would describe it as tough love, and I wanna get there through radical truthfulness. In other words, people say what they honestly mean and radical transparency allows people to see things for themselves. So get rid of the office. Extel young politicking there's a rule here that you can't talk behind anybody's back. You do that three times you're out of here. Everybody at Bridgewater is monitoring everybody else. Almost all the time. We saw it at this meeting where workers and managers gave each other grades in real time. What sort of grades? Do you get you could see like I get blasted a lot. There's a bit of a big brother vibe here that Cameron is an hours. It's their nearly every meeting is recorded and scrutinized. Can you understand somebody looking at it from the outside that sounds a little strange? No, I understand I even a little creepy. I totally understand how that could sound that way. You also have to understand that when you're doing this awhile. And you look at other organizations and people are not open with each other. And they're hearing a lot of spin that from this point of view that seems creepy you have a high turnover. I would say in the first eighteen months, it's about thirty. Maybe a little over thirty percent to thirty percent sounds like a lot some people describe it. As an intellectual navy seals. You know, you go certain percentage or not going. Make it. And that's the way it is think what you want. It's hard to argue with success Bridgewater has made money for its clients. Twenty five of the last twenty eight years. This is other worldly. Shipwreck? Whether it's investing or exploration Dallaglio goes his own way. A while your fellow billionaires base os Branson, Elon must they're all going into outer space. They're headed towards Mars and the moon you choose to go

Ray Dallaglio Ray Delio Bridgewater Bridgewater Associates United States Ray Dallies China Ray Dally America Nassau Bahamas Lucia Connecticut Federal Reserve Dallies Bill Gates RAY
"dally" Discussed on Talk 650 KSTE

Talk 650 KSTE

01:45 min | 2 years ago

"dally" Discussed on Talk 650 KSTE

"Think assemblyman Brian down is tough on illegal immigration as assembly Republican leader. I led the fight bay sanctuary cities that protect undocumented Brian deli opposed. Liberal agenda to make it easier for the undocumented criminals to break our laws and get away with it. Stop this politically correct nonsense. Let's put California I and legal immigration as Republican leader. Brian dally what's tough on taxes and tap on liberals. I was one hundred percent rated by the California taxpayers association stopped at four hundred billion dollar government takeover of health care and kill billions in new taxes and protected proposition thirteen Brian down the unanimous choice conservatives to lead Republicans in the state assembly endorsed by the California professional firefighters. One hundred percent rated by the California police chief as rated by the Howard Jarvis taxpayers association. Brian dally Reagan Republican for state Senate Brian deli. He's on our side pay four by Brian Dali for state Senate twenty nineteen the Chad Benson show. Google Facebook Twitter, the reach they have is. So massive you have an all powerful all mighty group that has just cuddled up. Up with the Democrats. They're completely left lead. They know their by and you have some arbitrary people deciding what is there isn't something that people should or shouldn't be seeing. And they're banning them. All the while saying, it's the Chad Benson show. Weekdays at ten talk. Six fifty E. He's really into politics. I happen to think politics is the most important. A little bit of corruption. They're tweeting laws. Here's the Email. Look, look you lie. Tomorrow at noon on talk six fifty K S T.

Brian deli Brian dally Reagan Republican assemblyman Brian down Brian Dali Brian dally California Chad Benson Senate Howard Jarvis Google four hundred billion dollar One hundred percent one hundred percent six fifty K
Trump Is ‘Not Happy’ With Border Deal, but Doesn’t Say if He Will Sign It

Bloomberg Daybreak

04:47 min | 2 years ago

Trump Is ‘Not Happy’ With Border Deal, but Doesn’t Say if He Will Sign It

"Include President Trump downplaying the threat of another government shutdown with a path potentially cleared on border security today. The president meets with his Colombian counterpart hill, also speak at a law enforcement conference in Washington and T Mobile's CEO John Leger testifies on Capitol Hill today about his company's proposed takeover of sprint get more on the border deal. Bloomberg Washington reporter, Kathleen hunter is with me. And Kate as we've heard this morning. President says he's not totally happy with the deal. But like. Looking like, he he just might take it, exactly. And that's what we had kind of suspected it along basically is that this may be a way for Trump in some ways to save face by taking the steel of winning another potentially perilous politically government shutdown and. You know, trying to find other ways of funding border wall aside from just this one piece of congressional legislation. And I guess one of those other ways is the possibility perhaps of a national emergency declaration is that still on the table. It certainly is. And I think that that is something that Republican lawmakers are trying to tap potentially other sources of revenue in order to dissuade Trump from going that route because I think there's a general sense that that would be both politically and legally perilous, but I think that it certainly is still from the White House's perspective appears to be on the table. Yeah. And I guess Republicans. I mean, it almost looks like there's sort of shaking out the couch cushions looking for extra money from other sources, what could those sources be and what's with this twenty three billion dollar figure? The president put out on Twitter. ES? It's clear where the president got this twenty three billion dollar figure from but Republicans in congress people like ROY blunt have been talking about trying to find others tap other revenue sources, for instance, perhaps army corps of engineers money. Another one that's been discussed out. There is is four th money. That's been forfeited by criminals that could be used to redirected for the border wall. So basically as you described it, it does feel a bit like shaking out, the couch cushions and just trying to find whatever money could possibly be tapped through the congressional appropriations process rather than leaving it to Trump to try to take action on his own via, you know, some kind of an emergency declaration. It's interesting that you point out lawmakers talking about army corps of engineers funds again because we'd heard that possibility what a week or two ago, we've heard pretty strong blowback on that from among many others the governor of Puerto Rico. That's right. And you know, certainly it won't. Belong now where in February. But it won't be long now until we're back in the summer and the fall and I'm sorry late summer where we get into hurricane season. And it runs the risk. It's almost a bit ironic in a way that they are talking about taking money from levies, which in in some ways are a wall to keep out natural disasters to build a border wall to keep out people. So you know, there could be some fallout down the road. If there is some kind of, you know, a hurricane or flooding or natural disaster after Republicans tap money for for army corps of engineers projects for what a lot of folks view is kind of a Trump vanity project at this point. Yeah. And when you when you talk about fallout down the road. I mean that raises the specter of the twenty twenty presidential race and the president I mean setting himself up for that. You know in the state of the union address and coming out of this last government shutdown. I mean is this going to continue to be an issue for the next year? Or so I think so I mean, if it's important to keep in mind that this is an issue that the president campaign, very hard on in two thousand sixteen and one that he views as a winning issue politically because I think he's very focused on looking at what energizes base not necessarily on trying to reach out to independence or more middle of the road, even conservative Democrats. I think that Trump has shown that his he sees a path to victory based on his performance in two thousand sixteen that's built around motivating his base. And he sees this as an issue that very much does motivate his base. And so I would expect him to continue through twenty twenty to press this issue and try to once again chart a path to victory that relies heavily on the right flank of of the Republican party. All right. Just a few seconds left. Kate is their time to avert a government shutdown. Get a Bill crafted and all that. Yes is the short answer. Congress tends to move pretty quickly. They dilly dally when they have a lot of time to work with. But when things when push comes to shove and the deadline is buried down on them. They seem to be able to move pretty quickly. So I would imagine unless Trump or someone else throws a monkey wrench last last-minute monkey wrench into this into this deal, which certainly remains possible that congress will go ahead and approve this and move quickly to do that.

President Trump Donald Trump Congress Kate Washington Bloomberg T Mobile Dilly Dally Republican Party John Leger Kathleen Hunter Roy Blunt CEO Twitter Reporter Sprint
"dally" Discussed on Exponent

Exponent

01:41 min | 3 years ago

"dally" Discussed on Exponent

"View for the longterm we'll guess what working for the launch of differ brought box at them dillydally and not actually nigger out their business right like there is value in if you go out there and inject pieces of the game beginning again to use amazon is like using apple it's like you can't use the most extreme example a heart ethereal out and you have a plan and you can demonstrate that you're executing us their plan you can and will get leeway from the markets and these companies are going out with having been lays fat and lazy lived off all this vc firmed in fast user growth and they never actually built a business i mean that's definite that a snap snap never actually bill business is fine product and guess what you get out there and you have no choice but to go because you can't raise more money or because nine snap garage where ramadi but having just wanted to go public because it's going to do i guess uh in your your your naked you're you're if you are just utterly exposed and it ends up being bad for you it'd be bad bad for for people so you're stock it's bad for your employs is terrible for employees kills morale because they all do they were able to sell in private mark before their stuck holding the bag and they can't sell for another six months after the posting and i i hope as pendulum swings back all those things that founders complain about public markets is you start seeing it a guinean exactly what those founders need they need the accountability they need to get on there and build a business model that makes sense and functions and they need to do it sooner because the sooner you do it the more you can do in the future right and if you have the business model that works that is what freeze you to do something more in greater it'll i think the this timing is all messed up in people's heads i mean and not to diminish the difficulty with which it takes to scale a business.

"dally" Discussed on Exponent

Exponent

01:50 min | 3 years ago

"dally" Discussed on Exponent

"Because of uber i mean like the the company in my estimation from strategic reflective was horribly was terribly mismanaged i think uber made so many decisions that were bad strategically but that didn't prevent them from being a you know how much they're worth now forty to seventy billion dollar company because they had the right product in the right market at the right time and it's easy for us to sit here and say oh yeah it us in our series in our business model but not in the way if you'd only listen to us well guess what out listening to us in may recording a podcast doesn't get you anywhere close to 90 dollars like i get a desk that like i i have a nice lifestyle either everton radar lazaga that i can tell you that that's true i mean i i think actually go one other thing that i want to pick up on that's interesting is another company that came to mind when when looking at dropped boxes s one was actually over and that is icy is now starting to emerge a trend among these unicorns that kind of came of age around the 2010 period where they stay in a private markets all the way up until the point at which they like they have valuation isn't going to keep increasing in the private markets anymore and that is now the signal that okay guys it's time to go public and that is very different from how it was in the past where a big part of what would happen with companies as they would go public and there would be lots of upside still left lots of gross still left in terms of market cap whereas now it's starting to feel like you don't want to be the last invest as in one of these unicorns before they ipo or you do your money that's exactly what yet that's his dropouts everyone who had vested in that last round at 2015 or whatever attended our valuation like they they have they they have affectively lost money even if it goes out at ten billion dollars that mudi's been sitting doing nothing for three years of when they could have mood in the stock market and made a vastly of acid better return it it's a.

"dally" Discussed on Exponent

Exponent

01:42 min | 3 years ago

"dally" Discussed on Exponent

"It would be easy to think that we were talking about a failing company and a great right exaggerate were fired up the el khobar that all a lot like this is a the by any measure it's a mess success i mean yeah throughout the 19th again bill attended our company and they deserve all the kudos in the world it just like all this product was so good and end yeah the the part that it old like your files at that is the essence of a businesses data right they own that and they had the great you experience and they had the outlines of the great business model the viral model the selfserve model that can scale incredibly and it's more a it is a great example we tabled i'm officer to wasted yeah and wasted potential i think that's where we're coming at it from there was so much potential and i like lots of other folks one of route for companies like this and this is why think with being hush on them is because they're so good at product and so good at design and it was so transparent but i like and having a belief in the importance of those things he's great but you don't want that to get too far out in front of like the strategy and the business side i'm not like you can have eight belief in business first and strategy first and then make sure you follow up with product or you can have a belief in product first there are many different ways to build a great company but what gets you in trouble is when you you spiking one way and then you leave the business side behind altogether like i wonder if there's almost the level of disdain inside of drop box for the business side of things in that's kind of what's landed them in this position godhre no i'm not going to get the analyzing to psychoanalyze affair the and i think i would say in general i think this is a a.

"dally" Discussed on Exponent

Exponent

01:44 min | 3 years ago

"dally" Discussed on Exponent

"Component is useful it spreads like crazy and it's very easy to feel like everything is ok and everything's going great and you don't realize that your business miles that coming along and your you have some major longterm decisions about where you're going what marcus are you going to serve business or enterprise if you go business which business markets again this is the al point where we're drop ox is similar to last is very impressive that like dropouts hobbled they briggs elsewhere sharp access spends much on sales is boxes does but there are almost the entire point other salesforce is too is to find where where people signed up for drop box and then basically ups other organisations cozying did you know you have like 30 teams using dropped box you should probably just use a whole business why plan to have greater oversight and viewed all sorts of stuff like that's how their sales process works it's not the sort of like box like let's go play golf and i would tell you i knew sort solutions sort of sort of a reserve approach it been that's great like that's the sort of where i said box was the old school model drop oxen is the future it again last seen is really the kurds ample here where it's all selfserve it's all single price by you walk up you know what you're getting you either get or you don't it's relatively cheap and and they spend all their you'll much more money an are needed when sales and marketing and their sales and marketing at a waxy and all they do is is recover turned to councils like oh your conflict expire like what's going on your way could we figure out what's going on it's it's even more of pure response of the drop oxes and that's that's amazing like that's uniquely enabled by the internet slack is the same thing where you can have a product that comes in bottoms up through an organization were teams can sign up you can use the team credit card wherever you can sign up for the view tried out see if it works and then you get internal evangelists where people using.

"dally" Discussed on Exponent

Exponent

01:35 min | 3 years ago

"dally" Discussed on Exponent

"Realistically apple is so big and their market is so expensive that where else are they going to go like i think what they're doing makes a ton essential i get i wrote that article very much being served in defence of apple i think though that points to the chris of drop oxide carefully been all over the place in this podcast because dropouts has been all over the place like at the exact same time so get started off they have this great user experience running ebb aws you can go in two directions one you can say we're going to own storage which means we have to be costcompetitive with a combination of us or gore river might be in which case you go out you build your own infrastructure you make sure you have a cost competitive advantage i think they they probably could have done and energy to we're going to own storage be competitive on costs in order to have a secure user experience and that's we're going to win coach and strategy or you can say you know what we are going to be differentiator going to win and differentiation and we're going to win consumers orie in order to get that space in order to build kerosone ever might be and and you don't you don't do you don't go fixture stores because you're going for the top wine all you have to choose specially when you're start m are you going to win on the top line or you're gonna win the bottom line and drop box at the same time trying to do both yeah and and i mean in comparison to apple if you view that they're getting more getting more money out of existing uses is another way of focusing on territory are already under control it you're right it does make a lot more sense to do that when you have the amount of territory that apple as versus the amount the drop box had just with storage right.

"dally" Discussed on Exponent

Exponent

01:50 min | 3 years ago

"dally" Discussed on Exponent

"Be a stores company then okay and do the infrastructure but all that time and this is sort of the it's all the same objections i have dropped by the funds of frustrating they said it took two and a half years to build that infrastructure what could they have been doing in that tune f years ju increase the top wind to expand the business what will you know one thing they were doing was bill carousel but again they'll news like they were they were building like a liar in addition there were building a navy well invading russia i mean like this there may be building a navy is a good idea but like there's a there's such a total sorted disconnect going on here that makes heavier i mean an navy in terms of carousel and and in terms of like focusing on fokker aero evader we gotta gotta keep our we gotta keep our knowledge are bad analogy clear in very russia's carousel invading russia is trying to get consumers to pay for storage sell writing it like it's like a fruitless endeavor is so that that is the issue might you might make some inroads but at the other day you're going to your spy lines are going to be exhaustive use troops from be starring and they're gonna get slaughtered and stalingrad so and then in them in the meantime like the decision to focus on building out your own storage infrastructure is fortifying way you landed and if if you have made the decision that all you want to do is land and that's it great makes sense like you said you don't want to be anything other than the lowest cost provider in a commodity business but if your landing and you're just fortifying it means you're not expanding and this goes back to a conversation that we had around apple not so long ago it's like this notion that it it it's either get busy living and expand and take new markets or get busy dying and you'll you'll find that there will be people that will encroach on you all build on things further up the stack that.

"dally" Discussed on Exponent

Exponent

01:58 min | 3 years ago

"dally" Discussed on Exponent

"And kostoyn down but also even their price per user to their price a survey racial user which again is you have to sort of approximate because they didn't give you sort of users overtime ardent which will will get to their their lack of data moment but regardless if clearly their their margins are getting better i and i think that's to be expected by definition if you are running your service on aws this goes for any company in of in a vacuum leaving aside everything else you're going it's going to be cheaper to do it yourself like all things being equal it because at the other day attic at scale your i if you're at sky drop oxes certainly at scale if you're at roberts the scale it's going to be cheaper because amazon's profits coming from somewhere her hate area better to keep that yourself it's over the issue is not of course that that that saves them money and the other thing there's actually lots of reasons for rocks to have rolled on infrastructure so one is just the pure costsavings to be ligon your point drop was its was at scale so there there're a multi pay for servers and and infrastructure all sorts of it's going to be at least competitive even if it's not so it's sort of like amazon level and then also i think drop oxes usage is sort of like they don't need this or like oh what's quickly scalp capacity right like it's so big it's very predictable the amount of research that they need so that advantage of sort of flexibility and scale instant scale ability is now and they needed and also there mostly storage and not computing and and so they can optimize everything they do around their specific use case so of course blowing their own thing is cheaper there's no question and they were the narrative got a whittle out of hand this week is that in 2015 drop ox was running bone it's mon infrastructure and also at all the data still on aws so they were basically pain for two sets of his infrastructure and then toy sixteen they stop using aws for a very small portion of other stuff guess what if you go from running two sets of instructor running one your martyrs are going to improve.

"dally" Discussed on Exponent

Exponent

01:51 min | 3 years ago

"dally" Discussed on Exponent

"Super easy to download you can just downloaded and get up and running that works great for startups but if you are inside an engineering team in a big organization and this communication tool is infinitely better than than having to use email or or having to walk over the people's deaths so whatever you're going to go do it and then it it's just interesting that contrast between the two because of the difference inexperience i think slacks been able to get away with it more well i baby but also has the deal with with i think the inside his ex you'd better than drop oxted in i mean like i i do think this reasonably concerned about s slap but by and large issue with drop box is the it was a consumer park which meant that i mentioned in passing lanes or it controls just weren't there and and i got plenty of your this week telling me that there are still up there were lots of more than sort of use cases and the in the re you deal with the company's data right at the end the day there are certain certain growls that if you're in any sort of enterprise that has wars of any sort of its own it department there's going to be various things you have to follow like the end drop box just didn't build that for way too long and over the latter years they have been billion so i'm not i'm not denigrate a practice today but what if they had been building all that back in 2010 eleven as opposed to billion 2014 it's worth fifteen that's the that's the whole issue here is yes they both refined business and i think they can go upmarket more than they they have they will continue to do so and again your point about these or the back door and it is good when when we get when we get to that in a moment but again this gets just gets to the the timing of sort of the the missed opportunities threateningly more be more than where it is i mean they they could have wiped out made equivalent a box or maybe they or other other parks but yet again a state more than storage that that's exactly the point like ebay ebay completely wing storage up and down the market or use this is a basis to i mean it's the.

"dally" Discussed on Exponent

Exponent

01:39 min | 3 years ago

"dally" Discussed on Exponent

"Honey that enables you to do more things and it you build that flywheel and compare given the elegance of the solution that they produced in the potential of the company in so many things that i love about it like it's a shame that they didn't realize that because there was a point in time where they were where they could have gone in so many different directions and they would be in a very different situation to where they are right now that's exactly right i it like let's be query drew house dinty build a 10billiondollar company it's really impressive it is a huge success into our point like they were right to turn on apple and they they did something that was that was better and greater so i think we should we should reiterate at point we can say at a you know was happy to say it multiple times i think the the frustration that we both feel is the sense that it could have been more like ignoring you'll you had this you go back to circa twenty love it when he tell you this company that is from a user experience perspectives so far ahead of the cop competitors and they and they do have that sort of customer acquisition fly will working where near him more users by being a better product and they are recommending more users and and and it's getting you'll their spitting up spending up and and the in what happened like nothing in the nothing happened like the company just kinda was stagnant for so long wasn't clear what they were doing and suddenly they pop out with this all these new consumer products and in like oh like and how much time was spent like if they had do in now today they are a business park like they are they again they have lots of i think limitations of their business offering still that comes from their their origin as a consumer products why is much more difficult to administer.

"dally" Discussed on Exponent

Exponent

02:02 min | 3 years ago

"dally" Discussed on Exponent

"Then maybe they would've had to also sorta figured out in this case like the fact that drop kicked boxes rear end in terms of consumers was almost a when the best thing that happened the box yeah like box pivoted very box started consumer but they pivoted with like a year or two to being focus on enterprise and like and that actually in some respects put them in in better shape because they they could develop the product in the business model together at the same time is funny how that sometimes happens he think your you think you're losing and sometimes it like or conversely you think you're winning and you end up winning something that you wish you had one i i do room i do want to say though on the subject of those viral invitations the thickness of the incentive and the way in which they gave you extra storage as you referred other paper was absolutely ingenious it wasn't just it wasn't just getting getting other people to sign up like there was something in it for person you referred there was something in it for you and even now when i think about doing marketing stuff like having that sickness of incentive where it's easy to ask someone to join because yet you're getting something out of it but there are also getting something out of it as opposed to referring some one and you're getting this this sweetener and then missing out the other thing that i'd say is like it's funny how at the time when all these companies were exploding there were people that would just seeing the explosion of usage and like all will figure out the business model lleida to wit facebook and twitter and drop box and all these things got sucked along with it and some of those there are instances where you just want usage and the business model gets figure it out but typically lightly you can't just i mean and if there's something up people listening to this podcast i hope will take away you can't just assume that is going to happen at the same time though i won my bed drop ox are.

"dally" Discussed on Exponent

Exponent

02:01 min | 3 years ago

"dally" Discussed on Exponent

"You're right though like the history bears out house since decision not to sell at the time right i mean no matter how the company goes at this point right i mean he's going to he he personally and all the drawbacks investors are going to be are going to have been better off for having turned it down and and the i think the um the the challenge for drop bucks door the edited the quest for dropped boxes what we just described is really the initial park was so good in the like it serves the needs so perfectly and did it so well and got so much uptake for that reason in the end is that it really achieve we talked you'll proper could fit very very early and the company reminds me of is twitter actually word twitter came out this or a short for messaging service and that's kind of what twitter his today rallied obviously it evolved there's been at mentions in and replies an but of stuff in threads all that was was brought about by twitter's user base ito even then and then that's where the company kind of enacted and the ego i've remark that i think that was a challenge for twitter the business is because the initial product was so good that they sort of had the the luxury at least in the short term where they could have all the famous sort of backroom draw mine and who is in charge of fighting back and forth and all the while the actual business isn't being built in developed and you know i think we both feel that twitter is just a it's a fine enough company and they made a prophet next lastquarter like an actual real profit rally since you but but it's not nearly the sort of worldchanging force and it hit this kind of funny to say it is a world gene more it is the products boy from a business perspective and it where it fits in sort of the broader tick ecosystem whenever twitter twitter had the opportunity to be basically a privately owned protocol that a huge amount of the internet could run on top of it being a this sort of messaging service that okuda under underlines its or all kinds of things and the fact that they dillydally for so long by virtue of the fact that they didn't feel the pain.

"dally" Discussed on Exponent

Exponent

01:46 min | 3 years ago

"dally" Discussed on Exponent

"I mean i would end and the dha roberts as an updated but everything like the course it still works it's been is literally been ten years that's i think been you're the rate of a drop oxes it's been really great route one and you know i've tried other ones industry bucks owes which better always since right away instantly in there it is i mean it it was particularly of revelation for me because i tried a little bit of was it mack dot com allwood had they transition to cloud or mobile may or whatever apple was calling it at the time and compared to compared to this a drop box were to that trucks bucks was a revelation and i remember so i might have told the story way way way back when on the podcast but i actually interviewed for my summit internship we'd apple's product marketing team and i was interviewing with the the individual who is a product market are on i cloud of mobile may and i was like made a recommendation that you know like by drop box like it is so much better than what you guys are doing and i remember him being a little taken aback and going a little quiet and i was like oh maybe didn't like hearing that and then later on it emerged that steve jobs had been sniffing round trying to convince drew house than to to sell yet that's how these about right i think it was it was very early on that that apple was definitely clued in and i beg we've that drew housed in the drop oxidants yeo said that apple did make an offer that which he turned down and obviously you'll get once this idea was not whatever motti goes down at we'll have proved proven to be the correct decision despite the fact jobs is sort of a famous famous disc that drop ox was a a feature and not a product he he had a particular knack for saying things that might get inside pig under people skin in terms of describing it.

"dally" Discussed on WAFS Biz 1190

WAFS Biz 1190

01:31 min | 3 years ago

"dally" Discussed on WAFS Biz 1190

"Who helps helped us financially company they can invest at long last it's pretty exciting for us all i know this is like not fair to do this year with less than a minute together but as the real estate industry changes again rates potentially got up and down all that does that impact your business mix our business better because when the real estate market starts to turn liquidity is the first problem he with the greatest liquidity wins okay and he with the longest investment time horizon and the most legible investment terms win okay in we think we have that and were set up to win so we will certainly changed the way we lent in the places we invest in what will make adjustments as the market adjust yeah but we have a very exciting gene value proposition no matter what the market us all of it so now do you have to have a boots on the ground in different locations to to be everywhere in the us or can you operate off from here we we land in a bath thirty local markets today okay we don't have groundfloor employees in those markets but we have vendors and partners in those markets who do inspections for us and do appraisals for us and you real estate closings for us so we have a a network if you will of providers all over the country okay awesome i love it amazing staff 100 bucks people come on now at ryan dally thank you so much as always great to have you here what a cool thing online poplar and public offering groundfloor dot you ask all right go check it out you might as well right i town data very show we'll be back thanks david.

us david ryan dally