36 Burst results for "Credit Union"

Fresh "Credit Union" from WTOP 24 Hour News

WTOP 24 Hour News

01:03 min | 4 hrs ago

Fresh "Credit Union" from WTOP 24 Hour News

"Credit union where members are the mission visit navy federal dot org ensured by in CUA You're listening to WTO nerus new this evening you may recall us reporting that Indian head highway in Maryland was getting a new name Turns out though this isn't the case as first reported by our newest partners at NBC four the legislation signed by Maryland governor Larry Hogan only dedicates the road as piscataway highway but does not officially rename it This is the word from the Maryland Department of Transportation That means the road's name Maryland route two ten will not change on the maps The language of the bill not only confused and upsets the piscataway conoy tribe members who have pushed for the name change but also some of the delegates who sponsored the bill 6 53 from a shooting at magruder high in January to this week's arrest in a deadly stabbing in Germantown Montgomery county has seen a spike in violent crimes among teenagers We know that there's meant health crisis We know there's a proliferation of firearms in our communities across the country And those have combined to contribute to the violence Montgomery county is seen among teenagers as young as 14 according to Earl stoddard the county's assistant chief administrative officer Next week officials from across county agencies will meet on the issue county council member Craig rice said it can't stop there It involves more than just government Society has got to play a role in taking back their neighborhoods and their communities as well Kate Ryan WTO P news 126 years ago today a horrific fire swept through a block of downtown D.C. now the city's fire department is honoring the brave men who died that day The red and black call box is now at the corner of 9th and Pennsylvania It's there to remember the deadliest fire in the department's history deputy chief Anthony Kelleher But never before or since was there a fire with such tragic consequences for firefighters in this city 5 members of the department.

Maryland Larry Hogan Maryland Department Of Transpo Magruder High WTO Montgomery County Credit Union Earl Stoddard Navy Across County NBC Issue County Council Craig Rice Germantown Government Society Kate Ryan D.C. Anthony Kelleher Pennsylvania
Canada Emulates China as Big Banks Crack Down on Truckers

The Trish Regan Show

02:34 min | 3 months ago

Canada Emulates China as Big Banks Crack Down on Truckers

"Just disgusted by what I'm seeing happening right now in a country that I think we all thought was more aligned with us and it really is. Although these days, I worry about the U.S. and that is Canada. And what we have learned today and this comes to us via a report out of Bloomberg is that the Canadian bankers association apparently confirmed that the royal Canadian mounted police has alerted banks to a list of names and made it available. In fact, christia Freeland, who's now the finance minister, used to be a contributor back at CNBC. When I worked there, she's now the finance minister and she's saying that some accounts have already been frozen. So they are making a very concerted effort here to try and shut down these freedom convoys as they're now known. Truckers who are saying, wait a second, candidate, you've gone too far. You have stolen effectively our right our ability to take care of ourselves and our family with all onerous mandates. And enough is enough. And they have the right to say that. And thus far had very peaceful protests, but because problematic because it's inconvenient because it's going to threaten supply chains according to prime minister Trudeau, they don't want them there. They don't want them protesting. And instead of sitting down with them and maybe some leadership from the freedom convoys and saying, okay, how can we work through this together? Maybe we ought to rethink some of these ridiculous mandates that have made it so difficult for the people of Canada, including the working people of Canada instead of doing that, the answer is to somehow either docks them, as we've seen, even Elon Ilhan Omar was upset about that one, saying, okay, enough is enough. You don't need to dox people because they gave 200 bucks to the freedom convoys. I mean, when Elon Omar is siding with the truckers, I think that Trudeau indeed has quite a problem. But basically, these are emergency orders that they've put into effect. And they would affect every participant in the Canadian financial system. So banks investment firms, credit unions, loan companies, securities, dealers, fundraising platforms that would be like the GoFundMe, et cetera. As well as payment and clearing services and they're basically saying, okay, these people have to have their accounts frozen. You need to report any activity to the Royal Canadian mounted

Canadian Bankers Association Christia Freeland Royal Canadian Mounted Police Prime Minister Trudeau Canada Bloomberg Cnbc Elon Ilhan Omar U.S. Elon Omar Trudeau Royal Canadian
Pelosi: 'Yes,' IRS 'Tracking' of Bank Accounts Over $600 Still on Table as Opposition Grows

Mike Gallagher Podcast

01:53 min | 7 months ago

Pelosi: 'Yes,' IRS 'Tracking' of Bank Accounts Over $600 Still on Table as Opposition Grows

"The idea would require banks credit unions and other providers of financial services to track and submit information to the IRS about the total inflows and outflows of every account that features a balance over $600 at any point during the year or with at least that much an annual transactions. Speaker Pelosi was asked about it this week. Yuri, let's play. Can we play the Nancy Pelosi clip? She was asked about this by a reporter and she seems very intent on making sure this is part of the Democrats reconciliation package. Listen to this day, listen to this David. In the build back better build that's been proposed is IRS cracking down on the banks are starting to get calls from customers and they're reporting these calls. They're concerned about its tracking of transactions that is greater than $600. So Americans are starting to be worried about this. Do you think that this paper of getting the IRS more money to check on an unpleasant taxes is going to stay in the reconciliation? Yes, what do you think? Yes. Yes. Yes. Yes. Well, I mean, with all due respect, the plural of anecdote is not data. I've said that before here. Yes, there are concerns that some people have. But if people are breaking the law and not paying their taxes, one way to track them is through the banking measure. I think 600. That's a negotiation that will go on as to what the amount is. But yes. That is very clear. This is going to happen as far as if they get their way. But David Williams, there's been a tremendous amount of pushback from customers from Americans from the lobbyist with the banks, maybe maybe this is something that doesn't soar through the way the Democrats hope it

Nancy Pelosi IRS Yuri David David Williams
Angel Mom Agnes Gibboney Describes Son's Death at the Hands of an Illegal Immigrant

America First with Sebastian Gorka Podcast

01:47 min | 8 months ago

Angel Mom Agnes Gibboney Describes Son's Death at the Hands of an Illegal Immigrant

"Bless you. Agnes give on you welcome back in studio. Thank you my pleasure so tell us what brought you here. What's the event that's occurring right now. I'm here with fair. they have. they're holding an event. Called few to fire were several injure families angel moms and dads are having interviews to tell their story and as you know dr gorka my son ronald was not the only murder victim. So let's watch hold it up a little bit higher. We've got video feed as well so your here. You are fighting the good fight because of people like ronald desilva. We'll show the other photographs in a moment in a moment. Talked to those who are not familiar with with your story tell. The story of ronald ronald was murdered by previously deported. Criminal illegal alien. Who had a long history of arrests and he was deported and came back to the united states got arrested and the judge did nothing other than sentenced him to three weeks in jail and released him on probation in about a year later he murdered my son he intended to shoot someone else and unfortunately got my son. What happened to this individual. Who killed your son ronald immediately. He fled to mexico and The police found out that his girlfriend was depositing her welfare check at the credit union. In omani where my husband was deputy chief of police and so they would were threatening to take cook children away if she didn't tell him to come back so eventually the second time they went down to pick him up. He turned himself in the second. The second time and was sentenced unfortunately by very liberal judge and la county who pleaded with him to take a plea bargain from first or second degree murder down voluntary

Dr Gorka Ronald Desilva Ronald Ronald Ronald Agnes United States Credit Union Mexico La County
Professional Runner Keira D'Amato Reflects on Setting The Women's 10-Mile World Record

Ali on the Run Show

02:34 min | 9 months ago

Professional Runner Keira D'Amato Reflects on Setting The Women's 10-Mile World Record

"To talk running The last time that you were here was the week before you're about to go for that ten mile record which you did I don't think that qualifies as a spoiler alert. I'm sure everyone knows that my now knows his say it enough. I a gotten the traction at of telling everyone. I said american record for women's only so yeah. That's a haven't haven't made that a secret young should you. What do you remember most from that day. now that we are Quite a few months removed time. Sure flies what do you remember most from that day. I just i mean as close as it sounds just was magical like i feel like all the stars aligned for me that as far as the fitness like being Fitness at the right time and just the credit union cherry blossom committee who i've been part of their committee for over ten years stay organized in. They helped they volunteered at the race. And then my family and friends like we weren't who it was a closed course. We didn't allow any spectators because kobe but we needed volunteers. So i encourage my family and friends to sign up on tears. I had some bike. My high school girlfriends. That were like one water. Stop in my uncle and aunt or like the turnaround point so it was. It was really special. And then the women that travel during kobe to come Molly side all and dorgan susannah sullivan. Investee chaban was just really like i dunno it just really everything just fell in place awesome. And then i just remember like the final straightaway. Just coming down knowing that i was about to set it in just the wave motions. That came over me. Like i don't know however feel anything like that ever again but it was really really special and like my mom and husband were holding the finish line vanity hand so it was just a religious. Oh it was just such a such a special day. I mean you know. I'll never forget that for sure but then also this was really cool about a month ago so hit known that it was the american record for a women's only race but i just found out a month ago it was ratified but by a r s. The association of road racing statisticians for a world record for wins only so i've been upgraded from america. How records. I am now a world record holder for a women's only

Cherry Blossom Committee Dorgan Susannah Sullivan Investee Chaban Kobe Molly Association Of Road Racing Sta America
HACKS: How to Protect Your Investment Accounts

Clark Howard Show

01:52 min | 10 months ago

HACKS: How to Protect Your Investment Accounts

"Do you know that the congress has never passed protections for consumers on hacks of your investment accounts so if your credit union account or bank account gets hacked and your money vanishes the banker. Credit union is legally required under law to restore your funds. Unless they have some reason to think it's an inside job but that law does not cover any of our investment or retirement accounts. And so it's where all the money really is now and you don't have legal protection. Some of the investment houses some of the brokerages have put out explicit policies. Where in writing they tell you that they protect you from fraud in your account or hacks but others have stayed silent or say a we we evaluate on a case by case basis whenever somebody says we evaluate our case by case basis. Let me tell you it's gonna be a really bad day for you if somebody gets into your money so let me tell you regardless of what a financial institutions policies are the key to you getting your money back if you get hacked is what steps were you taking before the hack took place so there are basically three rules. I want you to follow three rules. Rule number one. I want you to set up two factor. Authentication on any retirement account brokerage account investment account or mutual fund account

Credit Union Congress
"credit union" Discussed on News Radio 920 AM

News Radio 920 AM

02:44 min | 11 months ago

"credit union" Discussed on News Radio 920 AM

"I found in songs Keep listening to I heart radio for more Bon Jovi and all your favorite artists. The free I. Heart radio APP is number one for music, radio and podcasts, All in one discover a new podcast from our library of over 350,000 titles. Here's an I Heart Radio podcast preview. When you Google search the word culpable. Here's what it comes back with. From the dictionary. Culpable adjective definition deserving blame. You got two people that were there, and neither one of them had the same story. You know, demand killed himself that should have been destroyed between both of them Well, when you get to stories in somebody's mine, and when used in a sentence, sometimes you're just as culpable when you watch something as when you actually participate. My theory. My theory is that there was a third person there, but in some cases like this one I learned about in Meridian, Mississippi. It can take on even more meaning. Because in this case, if you really want to consider who's to blame, you got to look beyond the suspect. This was a 45 minute investigation 45 minutes and ironically, it was called to a halt by an assistant police chief that had nothing to do with the investigation. And it gets worse and worse horse, the more you know, from black Mountain media and tenderfoot TV. This is culpable. Listen and follow this podcast for free on the I heart radio app number one for music, radio and podcasts. All in one free I heart radio app is number one for music, radio and podcasts, All in one discover a new podcast from our library of hundreds of thousands of titles. Here's an I Heart radio podcast preview. This is blind spot on the road to 9 11. I'm Jim O'Grady. The magnitude in the significance of this threat was communicated over and over again. We'll follow the investigators the bureaucrats and beat cops who chase disturbing clues about a new kind of enemy. I don't want to use the word panic. But the sudden chilling feeling a devastating plot might well be underway. Let's penetrate his self and find out what's really going on. Have left with Osama bin Laden. Four more than 12 years. Very close to him. If you wanted him dead, he would have been dead two years ago for 50 cents in one round of ammunition. I was so very angry, and I promised.

"credit union" Discussed on Banking Transformed with Jim Marous

Banking Transformed with Jim Marous

04:52 min | 11 months ago

"credit union" Discussed on Banking Transformed with Jim Marous

"You get the attention. It's it because of the way you you. You actually serve your partners. Or what else do you have to take place with these large organizations that sometimes you're parters. There's definitely some give and take your right. So let's be real. There is less revenue to be had in a relationship with alliant. Then there's going to be with a large financial institution in your right or one of the ten largest credit unions but there are more than one hundred banks were bigger than us. And so as you think about the calling list. That's going to be a factor on the other hand. I was in a meeting with the ceo of one of our key partners on monday afternoon Dinner on monday night in the pre colleague trade with you some other meetings have been in. Recently i am personally involved in strategic partner meetings on a regular basis. What do you think is easier to get done to get a decision at alliant with an alliance team and a focused bold effort or try to navigate through the waters of large complex organization. Some are better than no mistake but folks look us and we have many partners who work with the largest in the country or in the in the world in nevertheless they find us valuable as representative clients because incredibly talented folks. Most of my team deep the organization have years of experience many some of the largest institutions. And they want the opportunity to do innovative great work and make the product successful so you took the role that you have today in the middle last year in the midst of a complete shutdown from at work as we knew it but also came at a time when your member sure dim bandy digital only option. They had already used to. It was the first thing that you focused on when you started lying clarity and focus. It's just imperative that we not try to be everything to everyone and so my team will tell you my board. I would tell you the alignment of the team around a common set of principles and i shared. Were very unique. If you look outside in at our business you're gonna say a if you google best credit union we're going to show up at the top of most lists because of what we get back to our members i should i should share with you. How distinctive their proposition is. But you're going to see some things are gonna wonder about to the old. Cfo would say. We have among the industry's highest cost of funds. You know plenty of consultants call me and say hey we've got some ideas for you on how you can improve your margin. We have among the highest cost of funds in. We are proud of it were organized around that to get as much back. Our members art incentive and performance measurement structures are actually organized around. How much can we give back into power rated. Can we give back and credit card rebate. Hello can our fee structures veto remembers. How many other financial institutions do you hear say that it's it's true. Structurally true for us. The second is we have the industry's worst fee in and we're proud of it. There's a lot of. It's it's a hot topic in the industry right now. But there's a lotta revenue being derived in the form of positive charges in other fees to customers to members. It's never been part of who we are. It never will be even more ambitious disrupted. They think they're going forward. But the third is we have to best structure when you're Is we are. And you have a national digital franchise. You don't have the cost of branches. You don't have the cost of operations you don't have the complexity of all these different business. Units objectively. Those pieces worked so that we can offer remarkable value with focused but if we tried to dilute it and be everything to haul..

alliant google
"credit union" Discussed on Banking Transformed with Jim Marous

Banking Transformed with Jim Marous

05:21 min | 11 months ago

"credit union" Discussed on Banking Transformed with Jim Marous

"Are members want and so just spending an enormous amount of time looking closely in understanding that and the second is listening to your team empowering your people. The best part of any role is being surrounded by incredible folks. Who are doing incredible things and seaman happen so yeah. There's an opportunity to do that. When you work at a nimble organization that is that has the ability to do things on a national scale you can make change happen relatively quickly and were already starting to see that At alliance we've grown our membership twenty percent this past year. How we can work the pond. Some national influence or strategies. And we think we're just getting started by trade at least your legacy banker and i hate to say that especially with somebody like you who you really enjoyed change in a lot of bankers who've been in the banking israel long time really hang on to what they've learned and what they've done well because it's comfortable plus we're all surrounded by other bankers that are similar to us kit about the fact that had at a mid size organization. Usually you have a situation where you have all these legacy bank that came up to the system together. You have played golf together. I hate to say it but mostly white males and there wasn't a whole lot of change going on but what part of your role as a legacy banker was most helpful as you embarked upon your new responsibilities in line the ability to see the entire landscape so we are organized as national digital credit union but no member of ours thinks about us in those terms they face all the competitive options exist in the universe from the largest national banks to the neobanks to the fintechs to the technology partners and so i think that perspective is really helpful in terms of seeing strategically where we fit the partnerships mean everything. And so you know. I've got a couple of decades of partners in the industry talent that i know technology partners. Pick your category and especially in our scale. We are more reliant on strategic partners than most would be. We're not going to go build things that we don't have unique competitive advantage to go build and so those relationships health in significant ways when you are in the fund and guts of a big complex organization you also appreciate the power of end. End perspectives bringing the member experience through the entire journey that the numbers have in. So i think there's a lot of things around those traditions which which really helps. So i'm ed. Concept of partners are researchers found that because of the many moving parts better serve the consumer the ability to inspire innovation and to be agile change management or an organization has really become more difficult. I mentioned to you. In the pre call that i've met with a lot of banks lately and the number of priority and everybody has the number of things going on makes it very difficult to move forward but i would imagine that one of the ways you keep up with these market changes and expectations of your members is that you do work with the partners in and solution providers so you find this. I mean i. I believe this is the only way a company could survive because they can move faster and more be more agile and can push the elements ford in a way. That you can't do yourself..

national digital credit union israel golf ford
"credit union" Discussed on Banking Transformed with Jim Marous

Banking Transformed with Jim Marous

02:59 min | 11 months ago

"credit union" Discussed on Banking Transformed with Jim Marous

"Top ten credit union had far fewer matches than other firms have sized today. It has transformed itself entirely into a digital first financial institution with no franchise but with a nationwide presence to smith's leadership position. Lightning dennis our ceo in mid twenty twenty prior to alliant. Dennis held senior positions at key. Bank susan financial group and pnc bank to understand what mesa light unique. And why a legacy big bank executive when wants to downsize. We're joined by dennis dividing the ceo of lion crtv. Dennis will share his perspective on. How alliance delivers the best digital experience while still meet the expectations of a great human experience. So welcome to the show. Dennis while it's been a while since we have talked a lot of certainly happened in the past year. Obviously we've all been impacted by the pandemic for you also made the decision to join a lion. Credit union whether corona virus have already disrupted the entire banking history. Probably even more interesting. It's the fact that you jumped to a modest sized credit union from key bank where you been president the consumer banking division prior to your time of key bank. You've spent time at citizens financial on. Pnc as well. So i gotta go with the first obvious question. What prompted you to move from a twenty year career in a branch based bank to digital first credit you digital first national credit union is a good start to that answer a ton of what we do is identical so You know after a couple of decades at some of some remarkable institutions with really incredible people. Some things about how to do good work in the context of a good financial services organization but alliance is very unique national digital chron. Not many can say that. We are our uniqueness jim. We've got a incredibly different model. One hundred percent digital with a twenty four by seven member care center this attached to point but you look at aspects of the business end. It is ripe for doing some incredible things for customers. We call them members in the digital age. And so that's what's prompted the exciting the executive so in follow your career through many of your stops one quality known for being a change agent within the organization you serve. You really tended to be a person that moved things forward. Move things for rather quickly in a lot of cases compared to what was done in the past so it was this change to alliant more of a natural progression that mirrored the digital transformation. That's taking place in the industry as a whole it's fun to hear you describe me as a change agent. My first job in in life was as an attorney which doesn't always come up next to those titles shortly thereafter. I was a cfo. Any change comes from a couple of things. One is being obsessed.

Dennis Bank susan financial group lion crtv pnc bank dennis alliant national credit union mesa corona smith Credit union jim
The case for co-ops, the invisible giant of the economy | Anu Puusa [TEST]

TED Talks Daily

07:31 min | 1 year ago

The case for co-ops, the invisible giant of the economy | Anu Puusa [TEST]

"Wow i get to do that a lot around here. It's finally someone else's turn. So yes i happen to marital wonderful man named ted which is pretty rare in finland where i'm from. It's not a typical finnish name at. Aw trust me i myself. I'm a business professor. And i love teaching but you know what my students are fed up. They have really fed up. With the way the business is growing the environment and making wealth inequality was and putting money and profits above all else. And what really makes them mad is when i tell them about the cooperative movement the angry because once they understand how cooperatives they feel like a secret solution has been kept hayden before i tell you more about why cooperative sauce so great. I want to explain what they are. A corporate. dave is an organization that is owned by its members who are also its customer and decision maker and unlike most businesses where certain owners can buy more power and influence in a corporate day of every member has one vote which was the revolutionary idea back when the model was first introduced a regular mind not dimension a woman with no significant means or prestigious position in the society as an owner and partner in business on heard of perhaps it's still a bit revolutionary. Copa dave's exist in a sweet spot between the for profit and nonprofit worlds. They uniqueness is based on the idea of duality. They have two distinct but complementary roles on one hand they act like any other business and try to make money but on the other hand cooperatives are and do so much more they are scented enterprises run by and for then members and they tried to achieve economical but also social and cultural goes to benefit those members who are just regular people like you and me and what has happened for. Almost two hundred years is that cooperatives have proven to make decisions with a view across generations instead of quarter to quarter to benefit more people and wells in communities that might not otherwise attract investment while. Still being competitive and innovative. Sounds pretty good right. I guess that's why. At the end of a clause the other day student all red and chest up basically shouted at me of always been a straight a student. Done all the work read. All the books are now you telling me that all my life. I've missed hearing about a movement with this magnitude. I get this a lot. The organized corporate they've movement started in eighteen forty four with the russia's society of equitable pioneers. This was a group of weavers and artisans who are of desperation. Opened a store together to sell things that they could neither get nor afford alone. The cooperative movements from there and became a global phenomenon. Many of the modern day credit unions and farm credit systems. You see in. North america are descendants of the famous cooperative reiffeisen system in germany and here in finland. A man named hanis gephardt is considered to be the father of the finnish cooperative movement in the nineteenth century. He introduced cooperatives to help. People tackle debt poverty and unemployment. It turns out. This is the foundation opo country known for its democratic values high quality education and the happiness of its citizens and this line of impact of cooperative movement can be found in other places in the world to. I'm proud to say that invalided terms. Finland is one of the most cooperative countries in the world. We have about five point. Five million people who have over seven million memberships in cooperatives. That's run everything from groceries to banks each time. I stop at grocery cooperative. When i feel in my guest tank edo jointly owned restaurant. Stay at a hotel or buy clothes. Ohad west of i could bonuses. That can be up to five percent. And when i pay with bank card get an additional half percent off and i know that win. The copa davis doing well. It's not funding a single person's luxury vacation in the bahamas every year. A governance body comprised of elected representatives decides. How any operating surplus will be used. Some of the money will go back to the members. For example this year all consume the corporate dave boyer's caroline also or beco- or as we call it it's part of the group is the biggest corporate of croup in finland. They had a so close of two percent or members purchases and twelve percent return on money invested. When you add up the savings and the return my family received more than two thousand years back which is more than we spend on groceries in one month not to mention that across race above seven percent cheaper than its main competitor. i'm a member owner intrigue cooperatives and my husband has four memberships consumer a bank an insurance and water cooperative. We have two beautiful girls who are ten and twelve years old. And they're also member owners of the s group then. Memberships caused us one hundred euros. Each we want to pass on the legacy and teach them about the benefits of corporate gives early on and of course they're very happy about the yearly interest on cooperative capital. But it's just about us getting money back. It's about the greater good for our community. I'm not only talking about taxes and employment. Our consumer cooperative is the biggest employer in the area. I'm talking about support for young people. Sports arts university and cultural events for example as a member of the board of beco- or a few years ago we agreed to build a sports hall fully exa which is a nearby city here in the eastern part of finland belonging to our cooperatives operational area after we built it. The city signed a very long term rental agreement with us so financially investment made sense and of course it was a major gesture to the local people who not have proper facilities to do all kinds of sports in another case. We ended up rejecting the investment proposal regarding building a senior house downtown. The idea was very good one but we declined because it was the big hosting complex requiring a lot of capital with low expected investment return that would only serve a small part of the membership less than one percent of our over one hundred thousand members and therefore we decided against it

Finland Copa Dave Society Of Equitable Pioneers Hanis Gephardt Hayden TED Dave Boyer Dave Russia North America Germany Bahamas Sports Arts University Caroline Board Of Beco
"credit union" Discussed on Run The Jewelz Show

Run The Jewelz Show

07:49 min | 1 year ago

"credit union" Discussed on Run The Jewelz Show

"Can save you money on that monthly surcharge or closing costs alone or something like that then. It's easy money right there. Yeah yeah you ain't got to draw the jewelsburg for all of the benefits. They can go to the website indefinitely really quickness quick tweets about what are some of the benefits of georgia dome credit union. So the technology's pretty much all the same mobile check deposits full-service mobile app all. That's the same One of the things that i like to bring up is the accessibility. That's always a question. That i get in my landscape because you know there. Oh there's a bank on every corner. What am i supposed to do. I mean we're the second largest in the state second third kind of depending on where we are. We've got twenty three branches but that accessibility is so much larger partner with credit unions. All across the state and the country actually that you can use their branches for free and then you know everybody uses. Atm's and we're part of one of the largest networks in the country when it comes to surcharge free atm's Public cvs walgreens. Kroger costco i mean the list goes on and on it's close to ninety three thousand surcharge free atm's What must be large banks can claim. So there's some on every corner that you can get it easy access to your money but really the main benefit is that way to sell you on Or to save you money on the personal account item lending side. It sounds simple. it really is simple. People always ask what the catch is. But i mean it's a nonprofit institution that is trying to get back europe and the last part of that community side the community involvement. That which i did kind of mentioned but we do things all the time. I mean boys. Girls club is one of the big ones. But you know we're with united way children's miracle network. I mean we do a lot of work not only on the financial side but on the volunteer side so that your money's not going to some private jet flight fiji for a ceo or something like that. It's going back into the community that you live in. And that kinda helps out things. a lot. Yagi about even scholarships to rights. we do. We have gossip program for Perspective college students to submit and try to help them out just on that meskel. We try to support people in many ways. We can right right. i'm definitely Ah delta community of credit holder but just like zach was pointing out where one. Oh georgia zone of ours. And i'm actually looking at zach. Last time we were interviewing him. And i definitely want to do a business account or a separate business account georgia's own credit union. You gotta you gotta have your money putting different places. You can't just have it in the big banks that they shut down again or even bank shut down. You never want to have all of your money than one place. Let happened a couple of years ago. I'm not gonna name the the bank itself but it closed down. A lot of the customers didn't know what to do and it was a terrible situation. You can access your money. I mean what do you do so to have you kind of spread out. A little bit is definitely safe. Especially if one of the stations able to save you money in some other ways to in even caitlyn said for those that do not know about Credit unions especially georgia own. She's used it overseas. You can still use outside of the. Us is no excuse to this. A big bank of america wells fargo all the big dogs. You still have a lot of advantages overseas which is the same yemen. Yeah so as as we get. Ready to clo- i can which are final jewell man. You know how we always have the Coal or host or presenter leave a final jewel like how can people get in contact which you wanna sign up on. Now that they heard especially from you of being representative georgia's own credit union. What are some ways. They can types. Basements yeah i mean you can send a message on facebook. I mean i'm tied in to this video and everything but if you want to send a more official email you can send one of my work email and we'll talk. Whatever you need my. I can post my work email in the comments section and everything to please let me know If you have just general questions at all it doesn't have to be. You know you're not wired to join or anything like that but if there's some situation that you don't necessarily know who to go to and you've got a question on the finance side please. Just let me not. 'cause onto absolutely man is so As this of course been a pleasure a servant which you again on on route to man we we go have you back. I know a probably a soon before the end of the year. But the those people that may be watching or listening in that are looking again so whether it's increased their speaking skills at our confidence in their professional career whether it's for a controversial in the brand of selling themselves as the actual asset in a ballot product Like what what would you know those people who may be afraid to step out and in grow in that arena of. Well i mean like i said it's just selling yourself now even if you're nervous and everything going into it. It's really not that bad. It's gonna be over real quick. It's not the end of the world you know. Try to make them laugh. If you stutter on your speech or whatever nobody cares i mean. Think about yourself when you're sitting in a presentation in you know somebody messes up. You're not judging that person saying they're just stupid or something like that you know. I mean it's the same situation. They're going to respect you. The vast majority of the time and you're providing them some information now no matter the product no matter whatever the subject is. You're obviously there for a reason you don't worry about it. I mean this song yourself. Just be confident. Which of course is easier said than done but what you need to do. In order to paris it was all about earning somewhere in in making sure that they're preparing the do not preparing. You're not ever going to know information's of becoming like exit. So my semi final for the evening would be a definitely know. Speaking is art is not something that people are. Just born with from the great tony robbins to zig ziglar as john maxwell. Et to hip hop richer. Less brown. you name some of the some of the ghouls of public speaking. Brian's ac brian tracy. I'm sorry they had to start somewhere in a lot of them. They were working on their speaking while. They're working in a company or working for a business in a pivoted into russian. Speaking career in so other speaking is not just used of professional speaking just for your employer speaking when you talk into community or public speaking when you talk at church at unions up. So don't just think of speaking only for a purpose because it's used in so many other ways that you don't think about and people they know who are great public speakers and who are trashed of was at your deck say. He was tapped on the shoulder of because his company name trust in him to be a great representation or their business to speak in front of a news channel. So what i what. I pose the final question. Who will call on you to speak to be able to talk on behalf of the person that a funeral that pass the wedding like think about will call on union. And why should they call. That's that's jude. Leave which you are. Who and why should people call on. You speak what do you have to say when you open.

john maxwell facebook europe Brian zach caitlyn second third ninety three thousand tony robbins twenty three branches zig ziglar couple of years ago russian network united way children's america Kroger costco brian one place dome credit union
"credit union" Discussed on Run The Jewelz Show

Run The Jewelz Show

08:38 min | 1 year ago

"credit union" Discussed on Run The Jewelz Show

"You can tell a lot about people just by. You know what they're doing every day obviously and one of the things. I tend to do Obviously i've got a contact. I work with it. Comes to hr benefits or something like that and ask them about the company and the employees as well you know. What am i dealing with him. I dealing with people who might have had some issues in the past in my absent trust issues when it comes to financial institution. Am i dealing with people who might be in the kind of private banking sector and Am i dealing with people who you know a lot of them. Were part time. have side. Gigs be entrepreneurs and are looking on the personal side but also on the corporate side. I mean there's a lot that goes into it and using the contact that you have in the research that it's readily available or easy ways to start in really kind of provide a lot of perspective Before you go into the room start doing in all out or on the web this zaken saying those that are not researchers. Have no excuse especially at girl media not to be. Researching attention appliance soil. Even potential employers are that you made having to speak in front and so Talk talk zach. More work like the financial the financial speaking. I like how how is Financial the financial businesses and also especially credit unions and banks. Like talk about certain things that you may hear about of being a certain questions or even with the financial of bank systems. Credit unions teams are only by. Yeah well things are changing constantly. I mean we see that. Just in general i mean rates. Change all the. It's it's something that. I have to be aware when i go into a presentation you know. If it's just changed. I mean and you know it could happen a couple days before and i've got to remember in the middle of the presentation things are up or down or whatever. It is because often that those are questions that people start with is the rates of things but also it has to do with. You know certain promotions that we have going on. Those are always fluctuating. Different deals on how the services work of products work. I mean there's there's a lot of the. I say that preparation. There's a lot of preparation on the home side to when it comes to really kind of known how the credit union works. No we can offer people of a say somebody comes up and you know has a question about a specific product that could be the right product for them. Or maybe there's something else that makes a little bit more financial sense. And if i can you know actually react to that and deal with their questions just in general i mean who knows that they could even more even happier with the service that we might be trying to provide. Yeah absolutely in into that point as as a follow up. Man like the your own like a monthly or quarterly goals like People that may be listening maybe in a similar position in their company or organization like how can they improve their their output or and improve their efficiency in their row. Yeah so i do have designated goals that are set by my management and why i say it's not difficult but at the logging you do the job and more confident. I mean really. That's kinda where to go back to the confidence really does hell. I mean i do presentations four to five times a week in afternoon that many times he kinda really get to know it and it becomes easier and you come more reactive. You can make some changes. There's a little bit more fluidity when it comes to things might be going on or somebody asks crazy off the wall question that you know. If you're still kinda new everything it might be hard to react to. So i really just say practice in meeting those goals. They happen now. Obviously there's when it comes to my position is a little groundwork and getting the appointments companies and doing all that sort of staff to the pierre talking to people. China meet those goals the preparation the confidence the repetition. I mean i always. I always laugh at at the whole role playing thing. I'm going to be the customer. You're going to be the person talk in. I always hated that right. Know after so many times and you get used to it. I mean there is some merit to that. It might be embarrassing room. I'd be somebody that you know a boss or something that he just don't wanna do. I mean i it but you kind of learn and if they ask them questions that might come out and later on real life then you kind of have a little bit of groundwork to work off. So i do you suggested. Even though it's miserable like you said you gotta do your due diligence in the hype yourself up and i know even you as a speaker You may have a certain ritual or maybe a certain thing that you do before you're going to present. Do you like listen to any particular music. People praise some people may like At the wall times. Do something as a ritual. You have any rituals that that you up bear as you know me sports is you know. Listen is sports radio or something like that some fantasy baseball fantasy. Football stuff on the podcast. Really it's just breathe. I mean if you can kinda work yourself up to be a nervous and all that and there's going to be jitters dow but you know just take a deep breath and kind of calms the nerves and everything be confident in what you know and the presentation that you're gonna do. I mean even if it's the first time you know the stuff better than most of the people you list your talent to anyway so you're already had an advantage absolutely and even and even with that point is you know you know how a folks are afraid of giving presentations. Let's say even to their colleagues in the workspace and also Just even in advancing their career. Like why do you think especially you being young professional and seeing especially from a corporate perspective and being in the credit unions and Also seeing other corporations why do you think people are afraid to speak when they know that they have the information inside of them but they're just afraid when they get in front of people that are going to be watching them or judging. I think one of the biggest things is not that confidence in yourself that cell common into something that people struggle with just in general. I mean it doesn't even have to public speaking. It is what it is kind of thing. I mean it's a matter of you know. Harnessing you know what you can do and you know the knowledge that you have in just fighting through that self confidence in or that maybe lack of self confidence and again. I say the more times you do you confident in that. Build yourself up in general. I mean we're not even just talking about the presentation itself. But i mean i can't tell you the feeling when i come out of you know a presentation and went really. Well their questions and there are some really good traction and all that and you walk out of it and you're kind of on high right there. I mean it's i say it's kinda comparable to make you when you make a big sale for those that are in sales. You know just sort of that. Big win but i mean that's a huge growth for self confidence. Yeah yeah that that tells the tale of what my last interviewees said have seen how many people actually come and talk to you after you present or after the training because that shows that they're interested in catching you off line to ask them personal questions. Yeah which which leads me to my next point like when it comes to especially you presenting in front of not necessarily to in fifty amount of people but even a small intimate settings like your whole your whole purpose is of course to like real real them into your service for for the credit union at george zone. But how do you like designate. How much time you give certain people do you. Do you have a certain time limit that you may talk to them if they're not serious about following up with the process on application being completed like what's your. What's your step by step through that yet so when it comes to the main financial wellness seminar that i do and i enjoy the most. It's built about forty five minutes of time into it. Leaves about thirty thirty five minutes for the material then. Ten to fifteen minutes of group questions you know. A lot of people have general questions that they're not afraid to ask in our the opportunity because there always is but that also kind of leaves that fifteen minutes to complete the hour for people to come up and ask questions that they don't want to ask him for other coworkers or that sort of thing especially if it's a you know maybe an embarrassing personal thing. I mean everyone goes through different things when it comes to life especially in their financial landscape and you know that can be difficult to stand up and say. Oh i had this problem. It's everybody it's the people you see every day so that's really difficult..

Ten fifty fifteen minutes about thirty thirty five minut about forty five minutes four first time one five times a couple days george zone China
The Benefits of Working With a Credit Union

The Successful Encore Career Podcast

01:58 min | 1 year ago

The Benefits of Working With a Credit Union

"Let me welcome our wonderful guests from bmi federal credit union. Sarah borland is the vice president of business and community development for bmi. And also with us. As nancy sullivan graph. Who's their financial education manager. So thank you both for joining us. Thank you happy to be here. Thank you well sarah. Let's i discussed the differences between credit unions and other financial institutions. It's always pros and cons. We're here basically with this episode to make sure you shop nowhere you're banking And and we gotta make decisions on where to park. Your money provide the listeners with some advantages of working with the credit. Union absolutely brat. Well i think you know. It's important that credit unions are viewed as a sound financial institution. Just like banks are Were just different in some ways and you know one way. Mainly we're different is that we're not for profit financial cooperatives We're still federally insured. Were insured by um entity the ncua We have member owners so we don't have with their not called clients. They're not called customers. They're called they're called members because they own us. They own the financial cooperative We generally have lower rates on loans. We have higher yield on savings products. Because we don't have shareholders to pay We have you know. Typically lower fees We like to focus a lot on providing personal service at credit union. So making sure that we are giving since they are members They are getting the personal attention they deserve and that they are getting on that one on one care that's unique to their situation But i think the most important thing that is important no matter your financial sitution is just to make sure that you are Have that financial stability that you have that guidance. And you feel like you have that support no matter who you're with

Bmi Federal Credit Union Sarah Borland Nancy Sullivan Sarah Ncua Credit Union
U.S. gains 916,000 new jobs in March

Marketplace with Kai Ryssdal

01:53 min | 1 year ago

U.S. gains 916,000 new jobs in March

"Hundred sixteen thousand new jobs in this economy in march restaurants and hotels education construction manufacturing. Honestly i could just go on naming industries. They have all added jobs. We're down to an unemployment rate of six percent even and that is with a whole bunch of people getting back into the labor force so marketplace's mitchell hartman gets us going with the goods of this very good jobs. Report positive comments were a dime. A dozen as i did. My economist calls today starting with nicole. Golden at the atlantic council definitely signs of a boom. Very happy to see it. What's michael farren at the mercatus center pumped up. Is the trajectory. Two hundred and thirty. Three thousand jobs added in january than four hundred sixty eight thousand in february and doubling again to more than nine hundred thousand in march. You think marches number is high april. And may's numbers are going to be positively eye-popping as larger and larger proportions of the population are vaccinated and more of the economy reopens the breadth of job growth. Is what impressed kurt. Long at the national association of federally insured credit unions not just hard hit bars and restaurants but retail transportation. The building trades finance. A lot of businesses are looking ahead to really strong consumer demand and they don't want to be caught flat-footed without the necessary employees. Getting everyone back to work especially unemployed. Parents will require more rebound in services for those workers says nicole golden at the atlantic council. We need childcare to come back because it employs a lot of women and in particular minority women and because the burden of care and school closures have pushed so many millions of women out of the labor force. Childcare jobs are still fifteen percent below pre pandemic

Mitchell Hartman Michael Farren Atlantic Council Mercatus Center National Association Of Federa Nicole Kurt Nicole Golden
Michigan State Spartans will not be changing their name to include Rocket Mortgage sponsorship

View from the Cheap Seats

04:55 min | 1 year ago

Michigan State Spartans will not be changing their name to include Rocket Mortgage sponsorship

"Michigan state missteps. And you just knew they would step in it and it has to do with The renaming of their sports team jay it away while and of course you knew like when you found out dan snyder was kind of involves not dance matter. I think it's dan gilbert yeah. I didn't snyder snider alumnus of of michigan Michigan state. you made yeah okay. Find standard stance that so so they. They said that they were going to rename sponsor. Essentially the basketball team. Renamed them the michigan state spartans presentative presented by my rocket mortgage. So i mean by the way rocket mortgage. I like walking. So do i need them and they do have a guy on their basketball team. Name get lots. Why can't rocket watts be presented by rock- rocket mortgage. Yeah i would have been easier like sell. Yeah so they put it out there that they're going to change the name and then they got trolled by everyone acheiving so much negative press and also just because you know. I think people think college sports and this is why this has been the argument against paying college players for soa college. Sports has his purity. That pro sports doesn't have college. Sports is like an anon- tattooed person. It is clean. It is perceived purity because we know there's a lot of on a ferry arrest of but perceived purity that you don't want to mess that up by calling them. The michigan state spartans brought to you by rocket mortgage that has going to become the arizona state as text presented by toes-to-toes. Like when do we stop like. Is it the start to get to sponsors. Could it be like you know what i mean you start to get to sponsors on the scene. Usc trojans presented by trojan trojan condoms. Like i actually would see. That's that's actually got go cell but like there we. We're in a situation right. Now where the washington huskies brought to you by lane bryant. I'm habe fair. he may not. But you're the reason why people are upset and you've got democratic senator of connecticut chris murphy coming out so it was awesome. Who was instrumental in presenting legislation to try and get players paid for their likeness and image. And that's an ongoing process. That randy and i both believe will eventually come to fruition. Why should why should the coaches make all this money. When it's the players who actually really bring people to the stands and why should university sponsored. I mean they they unless you're going to start making the games free for people unless you're gonna start using your sponsorship to make ticket prices. Nothing for the fans were to then you cannot is just. It's a money grab and people don't like that and they think it's a bad look especially when you're seeing coaches salaries just go up and up and up. It looks like it looks very greedy at a time when we don't intuition is going up and up. It's greedy when you don't need to be greedy. Right puts the schools in a bad light right so the public doesn't benefit from this. The the students don't benefit from this. The players who need to benefit don't benefit from this so it just again like you said it it a pit him is is this sort of capitalistic greed. Which i think again makes teams look bad in a team like michigan state in a year when they've looked bad on the court. This was not what they needed. This was not the capper. There's there's a chance they're playing tonight as we record this for all. We know they could beat. Ucla or they could lose to ucla if they lose to ucla in the plane game and they don't even make the tournament and they have to sit out and watch his. How long's it been since michigan statesman in the tournament. It's been a longtime now run. They and they could go on a long run in the tournament and find they could salvage their year but it's been a rocky year for them and to have this sponsorship thing come up it once again and i'm happy that the world of public opinion kind of self corrected this situation. They came out and said they're not changing their name. But they but i'm asking you is this. Was that just a test balloon to go up are we can see a different way like a gentler. Way to kind of push this through because you know for years. We said we're not going to see any sport. Any you know. Advertising logos on sponsorship on professional athletes. Uniforms like you do see in the english premier league but again. I think we're what there's a now the clippers the little honey logo and i love. Honey i think those guys are awesome and that doesn't bother me. I actually was like for a second. I was like. I don't know if that's going to fly for me and it didn't. It doesn't bother me the way the way. It's being used right now. The way the team name as brought to you by something it just feel it does feel like the san diego Point setia credit union community credit union ball right feels like that which is just a joke at that point so all right didn't work it didn't work. Thank you public opinion for glad. The public opinion can still shoots the things

Michigan State Spartans Snyder Snider Michigan Dan Snyder Basketball Dan Gilbert Ucla Usc Trojans Washington Huskies Chris Murphy Lane Bryant JAY Arizona Randy English Premier League Clippers San Diego Point Setia Credit U
Michigan State Spartans will not be changing their name to include Rocket Mortgage sponsorship

View from the Cheap Seats

04:55 min | 1 year ago

Michigan State Spartans will not be changing their name to include Rocket Mortgage sponsorship

"Michigan state missteps. And you just knew they would step in it and it has to do with The renaming of their sports team jay it away while and of course you knew like when you found out dan snyder was kind of involves not dance matter. I think it's dan gilbert yeah. I didn't snyder snider alumnus of of michigan Michigan state. you made yeah okay. Find standard stance that so so they. They said that they were going to rename sponsor. Essentially the basketball team. Renamed them the michigan state spartans presentative presented by my rocket mortgage. So i mean by the way rocket mortgage. I like walking. So do i need them and they do have a guy on their basketball team. Name get lots. Why can't rocket watts be presented by rock- rocket mortgage. Yeah i would have been easier like sell. Yeah so they put it out there that they're going to change the name and then they got trolled by everyone acheiving so much negative press and also just because you know. I think people think college sports and this is why this has been the argument against paying college players for soa college. Sports has his purity. That pro sports doesn't have college. Sports is like an anon- tattooed person. It is clean. It is perceived purity because we know there's a lot of on a ferry arrest of but perceived purity that you don't want to mess that up by calling them. The michigan state spartans brought to you by rocket mortgage that has going to become the arizona state as text presented by toes-to-toes. Like when do we stop like. Is it the start to get to sponsors. Could it be like you know what i mean you start to get to sponsors on the scene. Usc trojans presented by trojan trojan condoms. Like i actually would see. That's that's actually got go cell but like there we. We're in a situation right. Now where the washington huskies brought to you by lane bryant. I'm habe fair. he may not. But you're the reason why people are upset and you've got democratic senator of connecticut chris murphy coming out so it was awesome. Who was instrumental in presenting legislation to try and get players paid for their likeness and image. And that's an ongoing process. That randy and i both believe will eventually come to fruition. Why should why should the coaches make all this money. When it's the players who actually really bring people to the stands and why should university sponsored. I mean they they unless you're going to start making the games free for people unless you're gonna start using your sponsorship to make ticket prices. Nothing for the fans were to then you cannot is just. It's a money grab and people don't like that and they think it's a bad look especially when you're seeing coaches salaries just go up and up and up. It looks like it looks very greedy at a time when we don't intuition is going up and up. It's greedy when you don't need to be greedy. Right puts the schools in a bad light right so the public doesn't benefit from this. The the students don't benefit from this. The players who need to benefit don't benefit from this so it just again like you said it it a pit him is is this sort of capitalistic greed. Which i think again makes teams look bad in a team like michigan state in a year when they've looked bad on the court. This was not what they needed. This was not the capper. There's there's a chance they're playing tonight as we record this for all. We know they could beat. Ucla or they could lose to ucla if they lose to ucla in the plane game and they don't even make the tournament and they have to sit out and watch his. How long's it been since michigan statesman in the tournament. It's been a longtime now run. They and they could go on a long run in the tournament and find they could salvage their year but it's been a rocky year for them and to have this sponsorship thing come up it once again and i'm happy that the world of public opinion kind of self corrected this situation. They came out and said they're not changing their name. But they but i'm asking you is this. Was that just a test balloon to go up are we can see a different way like a gentler. Way to kind of push this through because you know for years. We said we're not going to see any sport. Any you know. Advertising logos on sponsorship on professional athletes. Uniforms like you do see in the english premier league but again. I think we're what there's a now the clippers the little honey logo and i love. Honey i think those guys are awesome and that doesn't bother me. I actually was like for a second. I was like. I don't know if that's going to fly for me and it didn't. It doesn't bother me the way the way. It's being used right now. The way the team name as brought to you by something it just feel it does feel like the san diego Point setia credit union community credit union ball right feels like that which is just a joke at that point so all right didn't work it didn't work. Thank you public opinion for glad. The public opinion can still shoots the things down

Michigan State Spartans Snyder Snider Michigan Dan Snyder Basketball Dan Gilbert Ucla Usc Trojans Washington Huskies Chris Murphy Lane Bryant JAY Arizona Randy English Premier League Clippers San Diego Point Setia Credit U
Thousands of Microsoft Customers May Have Been Victims of Hack Tied to China

Start Here

01:45 min | 1 year ago

Thousands of Microsoft Customers May Have Been Victims of Hack Tied to China

"Over the last several months tens of thousands of computers have been hit by a series of acts in the last few days. The pace is escalating microsoft. Says that chinese hackers have been targeting. It's email server software using newly discovered bug that can on january sixth. The one most americans were paying attention to the insurrection at the capitol security experts. Say that's when the attacks began they were targeting holes in microsoft's exchange servers the service used by millions and millions of customers including huge important businesses. And at first those big groups appear to be the chief targets infectious disease researchers universities defense contractors law firms once microsoft figured it out they patch the bugs but this is where it gets even scarier. We are concerned that there are large number of victims and are working with our partners to understand the scope of this so companies with huge it departments obviously the immediately installed these patches but lots of other groups have been less attentive. They still haven't will in a final flurry. The hackers have quickly begun prodding thousands and thousands of clients on one of the most widely used email server systems in the world. This includes local governments. Police departments credit unions doctors offices school districts. Basically if your company did not update its servers last week. These hackers very well could have had the keys to your email. Everyone running these servers government private sector academia needs to act now to patch them the well-known group krebs on security says. The good news is this has nothing to do with that. Big solar winds. Hack a while back. That was by russians microsoft. This is the chinese. China denies this but the bad news is this is probably even more widespread at one point. This weekend wired reported that the victimless was growing by thousands every hour.

Microsoft Krebs China
Red-hot US housing market: January new home sales jump 4.3%

AP News Radio

00:42 sec | 1 year ago

Red-hot US housing market: January new home sales jump 4.3%

"New home sales figures for January show housing remains one of the strongest segments of the economy demand for new homes surged four point three percent in the U. S. this January according to the commerce department the annual adjusted rate nine hundred and twenty three thousand is stronger than economists were expecting sales of new homes are nineteen point three percent higher than they were last year at this time Robert Frank an economist with navy federal credit union says sales would've been higher if builders could build faster the median price of a new home sold in January was three hundred forty six thousand four hundred dollars persistent demand at low interest rates have pushed prices by percent higher from a year ago outpacing wage gains and the cost of labor and materials like lumber is also rising I'm Jennifer king

Commerce Department Robert Frank Navy Federal Credit Union Jennifer King
Three Maryland men accused of scheme to sell COVID-19 vaccines

WTOP 24 Hour News

00:39 sec | 1 year ago

Three Maryland men accused of scheme to sell COVID-19 vaccines

"NEWS. Federal prosecutor says Three men are accused in a scheme to sell Cove It 19 vaccines through a fraudulent website, The Baltimore Sun reports the U. S attorney's office in Maryland. In a news really said the three men had been indicted on a charge of conspiracy to commit wire fraud. The news releases the men created a fake website to resemble the sight of vaccine maker Moderna prosecutor said a federal agent ordered 6000 doses of that of the vaccine through the website and was told to wire half the money to a Navy Federal credit Union account in the name of one of the three men. Federal agents seized the fake website and searched that

The Baltimore Sun U. Maryland Moderna News Navy Federal Credit Union
The most important 4-letter word in this economy: jobs

Marketplace with Kai Ryssdal

02:49 min | 1 year ago

The most important 4-letter word in this economy: jobs

"Begin with the most important four letter word in this economy it is of course j o b s jobs about which we got the january report this morning so seventeen days into a new administration thirty six days into a new year three hundred and thirty five ish days into the pandemic economy counting as we are from mid march last year. This is where things stand. Yes we added forty nine thousand jobs last month and yes. The unemployment rate is down to six point three percent but we are still nearly ten million jobs underwater from where we started and also yes. I know that was a lot of numbers. But as i believe we've mentioned a time or two and as marketplace's mitchell hartman is about to remind us numbers can tell you. Think you're too but wearing economy stance. There are a lot of numbers in monthly jobs. Report it's kind of dizzying. So i asked each of the economists. I shoot the jobs data over with today to pick just one indicator that shows where the economy is eleven months into the pandemic one number that slams you between the eyes twelve and a half million. That's kurt long. Chief economist at the national association of federally insured credit unions. And he's referring to the total number of jobs where in the whole since the pandemic hit in the jobs report. That's ten million however if we had not been going through what we've been going through the past. Nearly twelve months the economy would have kept growing and long reckons. It would have added another two and a half million jobs. Jobs needed to keep up with population growth for new high school and college. Grads immigrants new parents returning to work and a half million jobs. That's an enormous deficit of course and at the pace we're going is just not nearly fast enough to eat into that and now the number. That slams elise gould at the economic policy institute between the is three point. Nine million jobs down. That's how many jobs we are still missing in the hard hit and often poorly paid leisure and hospitality sector people who don't have an adequate safety net because their wages have been low for so long. Now let's talk about unemployment. officially that's ten million americans who don't have job and are actively looking but mark hamrick banchory says that doesn't count a lot of people who are not working because of cova danger or childcare needs. We have another thirteen million. Who are either out of the labor force and want to work or who are underemployed. Working part time. I would like to have full time work at him up. He pegs the total unemployed at about twenty three million. That's about one in seven. Americans who had a job before the pandemic started

Mitchell Hartman National Association Of Federa Elise Gould Economic Policy Institute Mark Hamrick Banchory Jobs
Washington, DC credit union, Safeway spread holiday cheer — $50 at a time

WTOP 24 Hour News

00:52 sec | 1 year ago

Washington, DC credit union, Safeway spread holiday cheer — $50 at a time

"Ever. So a local credit union has teamed up with the Safeway Foundation to try to spread a little holiday cheer. cheer. Even Even though though his his beard beard is is mortgage mortgage ray ray than than white, white, Chris Chris Martin Martin and and I I T T worker worker at at the the United United States States Senate Senate Federal Federal Credit Credit Union Union sure sure looked looked like like Santa Santa as as he he gave gave up up presence presence at at the the Safeway Safeway in Southeast Today's the Day of giving. I would like to give you $50 gift card to pay for some or all of your groceries. If you'd like, in all $20,000 worth of gift cards that could be used anywhere. We're being given out $50 at a time here and at another Safeway nearby For some customers. It was a pleasant surprise to see you next Christmas, but it really a Gavin's who says she lost her mom and her sister to the coronavirus plans to give her card to someone else as she commutes into work today, everything in this universe is reciprocal, and I think the more we give to others, the more we get Blood in Southeast John Doman. W T. OBY new 10

Safeway Foundation Chris Chris Martin Martin United United States States Senate Federal Federal Credit Santa Santa Safeway Safeway Ray Ray Senate Safeway Gavin John Doman
Joko Willis is “100% open” but did not decommit from Kentucky Football

KSR

00:50 sec | 1 year ago

Joko Willis is “100% open” but did not decommit from Kentucky Football

"Carolina coming into star. But before we do that. You k federal credit union is for christmas having a way to give back and you can do it in honor of sr if you go to uk. F c u dot org. There's a video of me. Andrew franklin drew has a charity. And i have a chair if you donate to one of those two charities you federal credit union is matching the money up to a certain amount. So i'd love for you to do it for me. The charities the lexington rescue mission for drew its uk children's hospital. You k f c u dot. Org go on there. You'll see a video of me andrew. Click donate to one of them. Obviously i prefer donate to mind but drew's not here. Donate to drew's if you like that one but either way do that. Let's get as much charity money as we can. And it's an

Federal Credit Union Andrew Franklin Drew Lexington Rescue Mission For D Carolina UK Drew Andrew
Arrest Made In Murder Of Miami Gardens Librarian Jamie Humet Nearly Two Years Ago

Brian Mudd

00:28 sec | 1 year ago

Arrest Made In Murder Of Miami Gardens Librarian Jamie Humet Nearly Two Years Ago

"There's been an arrest in the shooting death of a longtime librarian in Miami Gardens. The shooting happened back in 2018. The arrest just took place this week. 19 year old Sean Fortune arrested and charged with the murder of 47 year old Jamie Hugh met, police say he met was shot and killed back in December of 18 at a date County Federal credit Union in Miami Gardens After making a transaction of the A T. M. He was shot and killed in his car and then robbed. Fortune was arrested on Monday.

Miami Gardens Sean Fortune Jamie Hugh County Federal Credit Union
"credit union" Discussed on 850 WFTL

850 WFTL

01:56 min | 1 year ago

"credit union" Discussed on 850 WFTL

"Velocity Credit Union. Yet Velocity Community Credit Union has just been incredible The partnership that we have with them. They're so generous. They've done things like providing meals. They've done collections for us of our needs for things that we need from our wish list for around the house because As you would imagine. With 30 rooms here at the house. We need the same things that everyone else needs in their house, like toilet paper and laundry detergent, paper plates and paper towels, But we just we need quite a lot more of them. They've been so wonderful to do drives for us and that capacity they've brought by goodies for the kids around holiday time. And we so appreciate all the support from velocity Community credit Union. Well, now, is there anything that you wanted to share with our listeners that we haven't discussed before We wrap up our conversation with it being holiday time in lieu of In person events that are kind of not happening at this time. They can definitely direct their eyes to our website at quantum house dot organ search under event. We are definitely looking for support for our sugar Plum dreams experience, which is going to provide Children and families staying at Quantum House during the holidays Stockings. It's going toe provide their stay and experiences, meaning that they're gonna have beautiful holiday meals and gifts for the them and those that are staying here during that holiday time. Well, good. I'm glad I asked you because I'm glad we shared that with the listeners because that's important. And thank you for all the great work that you do to make Palm Beach County a much better actually. Sounds like you're taking care of the entire east coast of the state. Almost but thank you for taking care of our little area of paradise and helping to make it just that much better and thank you for being our guest here on South Florida Sunday. Thank you so much for having me And thanks again to our friends at velocity Community Credit union. We sure appreciate this opportunity. Thank.

Velocity Community Credit Unio Quantum House Palm Beach County South Florida holidays Stockings
"credit union" Discussed on KGO 810

KGO 810

01:37 min | 1 year ago

"credit union" Discussed on KGO 810

"Credit Union. Say hello to new possibilities of Redwood Credit Union with free checking and a debit card that earns rewards Redwood Credit Union for all that you love, KGO Attend Weather forecast Breezy Rainey. That's sad today and tomorrow to tomorrow's highs in the mid fifties of the coast of the mid sixties inland. I'm Jim McAllister kgo a tent when you're a pro, Your reputation is built and proven over time. That's why the Home Depot carries Loctite Pl premium Max construction and he's it. The strongest on the market. It's days 100% solid after curing it won't develop air pockets and like your reputation, it holds up overtime right now get 12 or more for the low price of only 8 53 each loctite pl Premium Max at the Home Depot. How doers get more done. Minimum purchase required US alone. Now it lows were saying thanks to our pros and more ways than ever before, during our pro Vem ber event way have deals in the brands you trust like DeWalt Spider Metabolize H P. T Way also have credit options You won't want to miss. Plus for five days, only November 9th through the 13th, bringing an old bucket from one of our competitors. You got a brand new five gallon lows branded bucket free. Just one more reason why, with a new home for pros limit one bucket per customer while supplies last US only. It's your apartment speaking and I need some favors. When you're seeing in the shower. Just try going up a key. You're trying to be an alto when really you're a soprano. Oh, and if you could bundle your renters and car insurance with Geico, it's easy to do online and we could save money..

Redwood Credit Union Credit Union Home Depot US Jim McAllister Geico
Their Service Entitles Them To Low-Cost Loans. But Veterans Often Pay More.

NPR's Business Story of the Day

04:27 min | 1 year ago

Their Service Entitles Them To Low-Cost Loans. But Veterans Often Pay More.

"John. Four is a retired marine corps. Colonel he served for twenty seven years. Did you see the big fish jumped for is giving me a virtual tour of his harbourside house in a development in punto gorda florida. He's got a dock and a little powerboat and can you see the pool. Oh yeah oh. That's gorgeous yeah all right. Can you see the kayaks and the dock. Actually four is making me kind of jealous of his house at the start of the year interest rates were falling and he wanted to refinance with the. Va loan that has alone backed by the us. Department of veterans affairs vets and service members are supposed to be able to an extra low interest rate and better terms that way so you started calling around and he says the company loaned depot told him we can do. Va loan for you. But it's going to be at three seven five percent interest and they had a lot of fees in there but it was a lower rate than he had at the time so he says he was just about to do the deal with lump depot when he happened to see an ad for. Va loan to a company. Called own up. He went through them and he says he paid lower fees and got more than a full percentage point lower on the rate on his three hundred and thirty thousand dollar loan. That means about twenty five hundred dollars a year in lower payments. He he says when he went back and told loan depot about the better deal. They then offered him a much lower rate to as a veteran. You expect you're getting something from the government. I i was shocked that they didn't just tell me outright. What the best rate. What's a lot of veterans. Assume the same thing according to patrick boy adji. He's the ceo of own up. It's a new company that helps people find a good deal on home loans through a group of different lenders. He says veterans think. They're supposed to get a really good interest rate on a. Va loan so many. Don't shop around but says while these loans are backed by the va they're made by private companies and he says some will head people with much higher costs and basically a worse deal than they qualify for. And they're veterans the. Sit there and think to yourself that this person who served our country is now going to get taken advantage of. And they had no clue they had no idea so in his company did a study. They're releasing it today. They took the top twenty lenders for va loans and looked at the annual percentage rate that the companies charged borrowers on all the loans they made last year and so when we looked at the spread candidly. We were quite surprised that it was as wide as it. Was that the best lenders. And the worst lenders were so far apart from one another. The study found that navy. Federal credit union offered people. The lowest rates at the other higher cost end of the spectrum was a lender called new day. Usa it's a new day for veterans. Who want to refinance at me as a vet. The company is a sponsor of the army navy. Football game it runs. Tv ads with plenty of american flags. We wanna do whatever is best for the individual service person. The study found that of the top twenty. Va lenders new day charged. The highest interest rates more than a full percentage point higher the navy federal which over the life of three hundred thousand dollar thirty year loan is more than seventy thousand dollars. More in interest payments new day in a statement said that the study has a quote serious flaw. It said that's because the study lumps together different types of va loans. That are not the same but michael. Hoon is skeptical of that explanation. He's the president of the non-profit center for responsible lending. The information from this lender does not explain their borrowers are being charged so much more than other lenders are charging. Their va borrowers as far as loan depot. The company that john four. I talked to the study. Found that during two thousand nineteen. It's rates were about average. The company is also a recent financial supporter of npr biology. With own up says the big takeaway from his study for him is that people need to shop around and find the best rate that they can and negotiate for the best rate. Because if you don't it could be one of the most costly mistakes you make in your financial life that's good advice for. Va loans and other types of mortgages to chris arnold npr

VA Punto Gorda Patrick Boy Adji Department Of Veterans Affairs Marine Corps Colonel Federal Credit Union John Florida USA Navy Army Navy
"credit union" Discussed on News Radio 920 AM

News Radio 920 AM

02:15 min | 2 years ago

"credit union" Discussed on News Radio 920 AM

"To the credit union with welcome back to our program we have with us now Anthony Hernandez Anthony is the president and CEO of the defense credit union council in Washington DC Anthony welcome back to credit union round table thanks Walter to pleasure to be here Hey listen Anthony before we talk a little bit about military saves month which is kind of observed during the month of April let's start first about reminding everyone that's listening what is the role of the defense credit union council in Washington DC thanks Walt we good existence since nineteen sixty three where the U. S. single focal point for us credit unions are located on every major installations around the world yeah we advocate for our members on Capitol Hill inside the Pentagon issues that that pertain to credit unions and how they operate you know I like our motto at serving those who serve our country because of numbers that we're focused on our members of our military veterans and their families and that's ultimately up you know well we sent a lot of our policies and advocacy and so that's the purpose of the defense credit union council and obviously during the month of April vericel a whole kind of special observance that's put together called military saves month tell us a little bit about what that is and what its objective is Terry sales month is a new used to be a week to leave expanded it to a month now because just to take care of lots of different activities comic different schedules the idea is to encourage people to save young week we call military saves week because we focus on on our military members and eventually you pop this is to educate members of their families on the importance of savings why you would need to do that yeah we always take pledges that people will pledge to commit to save each year and that pledges you know definitive statement that they make at the outset and there's a bunch of different activities that are on that are that.

Anthony Hernandez Anthony president and CEO Walter Walt Washington Pentagon
"credit union" Discussed on News Radio 920 AM

News Radio 920 AM

06:22 min | 2 years ago

"credit union" Discussed on News Radio 920 AM

"Alison Hughes community engagement officer John dark credit union now let's go to Athol credit union in Athol Massachusetts to hear its CEO Courtney fi field share story of how his credit union began to make face masks which were then donated to the local hospital it is start a sitting at home I think is a Sunday morning and you are seeking for my generation forty one this is this is the biggest event that's ever happened and I was thinking back to all the contributions here maybe our grandparents had made an end their their way of life and I thought you know what can we do in the meanwhile we were in the process of kind of slowing operations closing down and the the the branches operating just through the power lines and I think and we have let me of manpower and it is normally interacting with people one on one I said how do we we come for some of their efforts and I was thinking of just one person particular name sherry and she's very crafty and you go into her office and she's just got all this in hand made stuff in there and I thought you know I mean I messaged her and see if he thinks we could make the mask the just seemed like a very rosy the riveter type of thing for us to do so I texted her and is this Saturday at Sunday afternoon and she said you know I'm already thinking about it I was going to do it from home and she's like I'm looking at the mass type so I said well here's a couple resources so when I when I watch the web blog every day that's put on by that that he would health care system and they had mentioned that they had posted a designs for people making these masks at home so I forwarded her the information in the I think in the back of my mind one thing is driving what we could do this is because we had cases of these groceries reusable grocery bags in it came to my attention that they're actually made out of a non woven polypropylene which is a great material suited for creating masks and masquerades just because it might be a mix of how they don't absorb water and they're they're good for that not transmitting papers senator good material for that so I was thinking that we would do with those types of masks with the material we had on hand and we could repurpose in sherry was more comfortable working with material she knew and we had she had a whole stockpile of stuff you've been saving for a day like this retirement and I had I went out and bought some some materials myself it I donated and then we the credit union actually picked up a few so when the seasons and we were anticipating having more staff do them but then we found out that it's a pretty complicated so pattern and so she had said you would be best if she did the sewing so we had people helping out any way they could kind fabric war you know turning the material yeah we saw it in one position and spend it and so that the final stitches so we're kind of working with a few people here and there helping her so basically like if you know through the credit union and roughly how many masks were you able to produce so operating out of the planned she we produce about two hundred G. in the end the materials that we have donated will produce nine hundred masks two thirty and then since that started we've been able to restore some of the material so hopefully that will be coming in in the next week or so and they're gonna be able to continue on thank you Courtney for sharing your story and pitching in to make a big difference in your community from Athol Massachusetts let's go east to the city of revere and hear how John Kingston manager at revere municipal employees federal credit union came up with a clever solution to provide banking services to members and do so without having a drive thru teller window basically there's a negative or not too far from where our office is located in the basement of city hall city hall the hundred year old building so it's it's it's a beautiful brick building and it's nice from the street but it's a very old building it doesn't have a lot of combination so to speak and we obviously don't have a drive through because of the municipal building and what I was doing was meeting people at the outside door kind of reach of my through the door and I really didn't find it to be very safe for me all the member they had closed the building so I didn't want to cause anyone a problem I was afraid of the opening and closing the door all the time really wasn't the greatest thing so I stood outside the door and kept looking around and saw I've been in this building for twenty years I've been with him for twenty years I never noticed the potential window so to speak to the right of the door so I grabbed the superintendent of public works and I said do you mind if I clear this area with the window is impossible use it to help people and he said well done through well let me get some custodial help to help you the custodian helped me a lot they moved all the stuff and I reached out to the school department has the maintenance staff and I think could you guys give me again I'm trying to open a calendar to help people so everybody kind of jumped on it they realized that they were hoping the credit union we they're all members and they're all very helpful people and they want to help their fellow coworkers and help everybody get their money well that's wonderful I mean it really sounds like you know like you know that the credit union model is people helping people and here you have a set a scenario where you want to make sure that members still had access to their account into their funds and and be able to serve them but doing so in a safe manner and it sounds like you and you know the staff from maintenance and all everyone came together to make it happen it's been a big help and it's really worked out well and I'm I'm very happy to have it John thank you so much for sharing your story with us on credit union round table thank you I appreciate the time and good luck to everyone to stay safe coming up after the break we'll go to Washington DC to hear how credit unions observe military saves month stay with us you're listening to credit union round table on the better values better banking media.

Athol Massachusetts Alison Hughes officer John dark Athol CEO
"credit union" Discussed on Bank-Fintech Fusion

Bank-Fintech Fusion

06:05 min | 2 years ago

"credit union" Discussed on Bank-Fintech Fusion

"At twenty plus billion inserts. That is a commonwealth credit. Union will be shooting story on normally nation. How made their own normally beginning process so simple for members where they're seeing double digit growth in the members in in the non organizations similarly sound credit union is going to be sharing their stories on holiday using data and innovative to what different business functions. That are few. Bet interesting chemo. Sessions one from andrew. Bowman which i'm very beckett about using the docking the boat hull ready lewis should think about relationship and and not about the transaction because a lot of times when we are working with the numbers we tend to think it has a sexual relationship but i think israel focusing on the overall relationship that we have members did that goes a long way similarly. We had a very interesting. Study from johns mahajan. John wadis george. Money so we have forty plus speakers and this is going to be the real power of coming to the event and hearing. What are some of these gradients doing this one session in atlanta session which all is going to be marketing. It is going to be about partnering. With the index brother awnings. What are the things. And that is where i think we have on. The debt is kevin lendl from credit union. They have done some amazing what we have grown significantly in the last few almost doubling their 'success in the last four or five years. We have been lendl. He is the board member of ready decode again and he will waiting the effective from the board. What is going on in the mind of boards board members when they're thinking about the investment needs to be made in the analytics ending digital solutions face and then of course we have mic embracing with the cfo exile gone schools accredited meal and he will be shitting history at on battling with the index. And how will the global finding dune the So that it is a win win relationship that they successful with right so for our listeners. We're talking about the seelig summit which is march thirtieth to april second in redmond washington up intervene is referring to a panel on which the cg catalyst ceo culture house is speaking and will get more information about that. Conference along with this podcast. So you can. You can follow the lincoln and learn more about it there. So navene Final question. Before i let you go. What do you see as the future For credit unions ten years for now. of course it's a longtime away. But but i know you've got a good idea about this as anyone few interesting. And i think what we are seeing is leaving a hostess even become a metric of magnetic for the most morbid Leaders in the industry. Coming from the aggressive of eddie means all across the nation. We assume very defend grants. What we're seeing. is that credit. Unions are lot more about james dean all the changes the only thing so they are villain invest in through data analytics in digital marketing in digital transformation as a whole process automations this lead to invest in transforming agent. Every business function with. His band is on a lending unit and the delays. That that is important. So we'll see more of those investments in the next few years. How's it going to change the industry. As a whole the way i see. Is that the number of credit unions. It is already shrinking But at the same thing the Asset for the industry as a whole is going and i see the veteran. I see convenience will continue. Was he ready to. Who are not with our leadership in executive team a lot more open minded progressive. Ready for change will continue to invest into this idia and will continue to jeep the rewards as a dessert of those transformations adapting in their respective organizations. The creditors were either slow. Are they have challenges in driving. Those transformation initiatives would have a little tougher in the market base. And i think that is where the the market as a whole is it. What as far as the deliverance for credit union goals. I king that they will continue to be relevant. They have been a very important part of the financial head of the comedy in which exist and is something that is not really going to change so credit unions will continue to be relevant and play a very important role in the upcoming deals when we think about the financial health of the industry. That's great navene. thank you so much. I really appreciate you coming. Today is one more. I would like to mention his head. Yeah so we. We have promo code. It is summit s. u. m. ide- summit ben and it will get you end percent of that legislation. So if you're listening to this podcast. And if you're banning become to the summit is do so now dischord is very on the end of this month february so we should rightly it. Use this and i'm sure that you would have a fantastic Thank you so much. That's great thanksgiving. So that code was some at ten. Yes Remember see lennox is march thirtieth april second in redmond washington. So we'll hope to see you there and if you enjoy this podcast. I hope you'll please subscribe wherever you. Listen to your favorite podcasts. Thank you ever run to talk to you later. Thank you so much..

johns mahajan John wadis george kevin lendl Bowman lewis credit union andrew redmond atlanta israel james dean lincoln eddie washington lennox
"credit union" Discussed on Bank-Fintech Fusion

Bank-Fintech Fusion

07:05 min | 2 years ago

"credit union" Discussed on Bank-Fintech Fusion

"The family leadership is managed by syntax and means more of the unity that is being used been a expedience ought cable manage that relationship so to me if academies at able be that had one relationship manager at members that is a big win and this allows them to compete better in the marketplace against that e competitors or other different acts. What from the credit from those expert. They wanted the hannibal. The value of this partnership is sports. One is that none of things. The resources are limited form experts. And they are looking to. What with a financial partner of affi- batman who can help them a foster Process of implementation and so on given the Are small they have less complexities given the billboard cycles especially in the big news most begins i will not say that. But i will save more credit unions sharper. The leadership team is lot more willing to experiment and see what was doesn't debussy. A real partner who can wear they can use technology. Make it what and then find ways to skin it if they would right if they were to do similar thing at a bigger financial institutions the whole sales process might be multiple waters yours whereas in equity in that whole process. Might we look more. Fuda would say yeah. How is it that credit unions are able to reach that decision so much quicker than say community banks. I would say i to be honest with you. adultery have a whole lot of expedited experience with community dance. But at least at the bigger banks. I would say when we talk about the bigger banks. Debt whole of automation is huge. That are lot more. Complexities that it had lot more. Bureaucratic than for the in process is glued to be amazingly different different. Even example act of fuss stack will be implemented marketing automation software be afforded a render evolution ultimately decided to go with one of the top tier of marketing. Automation sought solution. That is available in this space. We won't even kabua soup indignation that or banking and have a fuss campaigns running in a matter of one quarter a similar initiative at other bigger institutions. I have them taking multiple years of multiple quarters. Multiple years so given that reduce are smaller as long as the leadership team is passionate and able to invest and make decisions. I think big more foster is making. That is where i see. They had in some ways a competitive edge right. And i think a lot of times in the past the heads of credit unions. The heads of all financial institutions have thought that intex are trying to take the customer experience away. But that's not necessarily the case anymore right. The fintech outlook is changing a bit. I i don't know that we can wreak love all the index in one bucket and. I don't think that we can really see that. All that's out. There will not aranda credit to becoming a utility company. They're waiting those financial services but they're not really at the forefront of managing that relationship with the members so it depends what i think for the sect of index we dic- woodford for credit unions. They are the one which are awaiting. The technology had indicated compete better in the marketplace. Why and shooting. The credit unions are the one one managing in mentioning that relationship to the members so that next thing member has a different meet. The containable decorated reinforce rather than going. That's what new technology are you keeping your eye on that you think could have the greatest potential benefit for financial services accurate. What you're seeing is so interesting. And i think what i see. Is that instead of thinking about the technology. I typically tend to think more about the applications and that is what is more interesting so for example. The technologies of some of the technologies like social mobile. If all of those things have been for long about how some of the new organizations are reinventing the vape and gave me. The members removing the barriers. Are permitting of the mundane tasks all bringing the inelegant decision making and believe bringing it in front of the members when they're making the decisions ordering the power in their hands. I those are the key so to me is more about the immunity to investigate. Different data sets different applications and bright that application that is that is making it easier for the members who do business with the credit unions being the members when they need us the most automating some of the monday dust that members don't even need to think about those things manually so for example a when i travel like that. It will automatically. Your car is enabled for a couple. You don't need to call them and you need to sack those type of things. So that israel. I see the application Potentially and i was just an example but there are huge about knees in the whole orientation process for example when we think about mortgages i know that when people are applying for it is to refinance the time it used to be a few years back has significantly debuts now and now he still i think there are things that you had to have the motari design in front of them and all of those things. But how can you really indicate those video. Applications make the process easier. That are easy. Major nationally will not in on their own And that is where the real our goes right. I was going to ask you about that. Because i know you're a data analytics guy. So what other advances are you seeing in terms of credit unions using a data analytics to to power the member experience. You know what. This is where i would say that eventually. Gum the twenty police. We have more than for these because shading that case study stories from all over the nation these credit unions of all sizes some without all the less than five hundred million.

affi Fuda kabua batman aranda israel
"credit union" Discussed on Bank-Fintech Fusion

Bank-Fintech Fusion

07:54 min | 2 years ago

"credit union" Discussed on Bank-Fintech Fusion

"Welcome to this episode of banks in tech fusion which this episode. We're going to be calling credit unions in tech fusion. Because i'm joined by navene jane founder and president of seiu lyrics. Welcome to being. Thank you philip. Pleasurable of be on your show. It's great to have you here. So navene i know you came from a technology background. What drew you to financial services. What what was the particular problem that you set out to solve coming into financial services ship so rightful though i have been working in the high tech space for almost twenty twenty five years before i started working for plus the credit union. I was with the large storage company. Emc and then. I joined fuss stack a dozen fourteen and honest with the. It was more of accident because i when i hard and met the deal for stack. I was ready in greek by the position. And this and what they were trying to the essentially hired me as gunmen army will blame that did analytics packers from ground up and it was real fun day putting together the vision strategy would map and then building the team around it so that we were able to start delivering value with allegedly That's great and what is the most important thing that you've learned in your career whether in financial services or outside of financial services. I think a lot of times the challenge that i see in the organizations and mosul with the credit unions is that they want to start. But they're not sure where to start. And that is where defining the vision is because he often and of course when you're grinding vision for the initiative did analytics digital any initiative for that matter d. This is something that you cannot do it. You have to align with the leadership team you have understand. What are the challenges. What are the abortion these indep business functions from their view and you have to lay the rest of the organization before you start ordering that vision. In do do and start. Executing against attrition for defining that region is appears to be a single most important roadblock. I would say in many organizations where they end made the people investments investments on other investments into inch addict with okri had nuclear definition of. What is it something that they want boogie. What does the definition of success. What their why right. It is not vision peace. Something that is a major part of the conference. I imagine we'll talk a little more about the conference later. So i think the vision east is something which is lewd done in donnelly within the organizations nor conference can really help you define a visionary organization plus thing is not only leadership team is at the summit. But what the glued to that. You will be allying. You would be at walking other credit unions who have been successful on journey. And as you start talking to them it how did you get to that point where you are of finding value. What were the intermediate of what the failures that led you that on one able to come and talk about your success at the even that israel i think you people will realize that the visual becomes on oregon so it is kind of coming out as part of the networking so that you know that when you're are talking reappears in the industry or when you're can do a talk leaders in the industry that what was the process that they used or adopted so that they were able to drive value in that as active organization. Does it onto caution. Yeah that makes sense that makes sense. What's the greatest challenge facing you at. Cu lyrics right now. I guess another way of putting this might be What's the greatest challenge facing credit unions right now. Since you're you're so entwined with the face actually. I think what you're saying is right. It is definitely a a defining woman in many ways for the whole industry and more so for the credit union industry. They're the number of credit unions. That we have is shrinking. The number has shrunk almost twenty percent in the last five years at the same thing. Some of the most aggressive credit unions continue to gin the cheer and the member share and continue to grow once he one thing that we see is the talk can continue to be relevant and go wide. The financials that was who the community and to the members in a manner using journal epstein. That is most important for that. I think that hold relevance art is something. That is the key challenge. I would say that. The credit unions are train overcome. Rangpur presser because that is the key in some ways who that future and the industry as a whole right in. What is the focus of this podcast. Of course as i mentioned is financial institutions fintech companies working together once the key to credit unions working with fintech companies. And does it tie into that challenge. You just described. I think so. I think there are when we look at different companies and regular readiness the keys. How should be partnered together so that that is a win win outcome from the parachute so afford. It starts with the alignment on the objectives will understand what are the objectives for the credit union. And how is off. Index google ahead them in achieving those objectives. I see that each side has their own strengths than they do. The table for example. What a what can you do banged. The table is highly trusted relationship that they have with the members or the last few be. They have a viable economic model and also important especially for the most oppressive credit unions is that they're willing to adapt and change. They're willing to make changes so that they're able to engage with the members at the level that the extract them on the other hand what phil expensive today bullies that they bring the agility they the new what acknowledged solutions and how the partnership between those two can lead to a win-win allowing credit unions to be more competitive in this market based allowing them will be relevant around the financial services that the members of are looking for in what does success look like for credit union partnerships with fintech. I guess from from both sides from each side might be slightly different. Success might look slightly different. You're right. I think from the credit unions for tactile one of the big things for them. Is that when are partnering with index day. Still long want to continue. They should want to continue to be that face and they should continue to that relationship manager with that With dead members so they should not are. Most of the unions would like to be in a sport where the members northern the members are able to engage them and them when they're making the financial decisions in their life so they from santa barbara perspective. They don't want to be rendered as a dear relationship manager where.

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"credit union" Discussed on Bank-Fintech Fusion

Bank-Fintech Fusion

03:24 min | 2 years ago

"credit union" Discussed on Bank-Fintech Fusion

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Trent's <Speech_Male> what we're seeing is. <Speech_Male> That credit unions <Silence> are lot more <Speech_Music_Male> own <Speech_Music_Male> about changed <Speech_Music_Male> the note that <Speech_Male> changes the only <Speech_Male> thing <Speech_Male> so they <Speech_Music_Male> are <Speech_Male> Invest in through <Speech_Male> data analytics <Speech_Male> in digital marketing <Speech_Music_Male> <Speech_Music_Male> digital transformation <Speech_Music_Male> as a whole <Speech_Male> process automations. <Speech_Male> This lead <Speech_Male> to invest <Speech_Music_Male> in <Speech_Music_Male> agent. Every <Speech_Music_Male> business function <Speech_Male> with. His band is <Speech_Music_Male> on pause and lending <Speech_Music_Male> unit <Speech_Music_Male> and the <Speech_Male> <Advertisement> delays. That that is important. <Speech_Male> <Advertisement> So we'll <Speech_Male> <Advertisement> see more of those <Speech_Male> <Advertisement> investments <Speech_Male> <Advertisement> in <Speech_Male> <Advertisement> the next few years. <Speech_Male> How's it going <Speech_Male> to change the <Speech_Male> industry? As a whole <Speech_Male> the way <Speech_Male> I see. Is that the number <Speech_Male> of credit unions. <Speech_Male> It has already <Speech_Male> shrinking <Speech_Male> But <Speech_Male> at the same time the <Speech_Music_Male> Asset <Speech_Male> for the industry as a whole <Speech_Male> is going <Speech_Male> and I see the veteran. <Speech_Male> I see convenience <Speech_Music_Male> will <Speech_Male> continue. <Speech_Male> We will see that <Speech_Male> thirty. Two's <Speech_Male> who are not with <Speech_Male> whoever leadership <Speech_Male> in executive <Speech_Music_Male> team were a lot <Speech_Music_Male> more open minded <Speech_Music_Male> progressive <Speech_Male> ready for change <Speech_Male> would continue to <Speech_Music_Male> invest into <Speech_Music_Male> Idia and will <Speech_Male> continue to jeep <Speech_Music_Male> the rewards <Speech_Male> as a result <Speech_Music_Male> of those <Speech_Male> missions that being <Speech_Male> in their respective organizations. <Speech_Male> <Speech_Male> The creditors <Speech_Male> were either <Speech_Male> <Speech_Male> <SpeakerChange> slow <Speech_Male> are the half <Speech_Male> genders in <Speech_Male> driving. <Speech_Male> Those transformation initiatives <Speech_Male> would <Speech_Male> have a little tougher <Speech_Male> nine <Speech_Music_Male> in the market base. <Speech_Male> <Advertisement> And slow <Speech_Male> are the half <Speech_Male> genders in <Speech_Male> driving. <Speech_Male> Those transformation initiatives <Speech_Male> would <Speech_Male> have a little tougher <Speech_Male> nine <Speech_Music_Male> in the market base. <Speech_Male> <Advertisement> And I think is where <Speech_Music_Male> the <Speech_Music_Male> the market <Speech_Music_Male> as a whole is going to <Speech_Male> <Advertisement> do it. <Speech_Male> As as <Speech_Male> the relevance <Speech_Male> <Advertisement> for the Credit Union goes <Speech_Male> eight boot King <Speech_Male> that they will continue <Speech_Male> to be <Speech_Male> <Advertisement> they have <Speech_Male> <Advertisement> been a very <Speech_Music_Male> <Advertisement> important <Speech_Music_Male> <Advertisement> part of <Speech_Music_Male> the financial <Speech_Music_Male> head of the <Speech_Music_Male> comedy which exist <Speech_Music_Male> and that <Speech_Male> is something that is <Speech_Male> not really going to change <Speech_Male> so credit unions <Speech_Music_Male> will <Speech_Music_Male> be delivered and <Speech_Music_Male> play a very important <Speech_Music_Male> role in <Speech_Male> the upcoming deals <Speech_Music_Male> when we think about <Speech_Music_Male> the financial <Silence> health of <SpeakerChange> the industry. <Speech_Male> That's great <Speech_Male> navene. Thank you so much. <Speech_Male> I really appreciate <SpeakerChange> you coming <Speech_Male> today. <Speech_Male> That is one more. <Speech_Male> I would like to <Speech_Male> mention his <Speech_Male> head. Yes <Speech_Male> Oh <Speech_Male> we <Speech_Male> we <SpeakerChange> have Romo <Speech_Male> gold. It <Speech_Male> is summit <Speech_Male> as you a <Speech_Male> member. Id Summit <Speech_Male> then <Speech_Male> and it <Speech_Male> will get <Speech_Male> you end bus <Speech_Male> and all that <Speech_Male> destruction <Speech_Male> so if you're listening <Speech_Male> to this past <Speech_Male> and if you're banning <Speech_Male> <Speech_Male> He's <Speech_Male> do so now. <Speech_Male> This <Speech_Male> is very <Speech_Male> End of this <Speech_Male> month February. <Speech_Male> So we should <Speech_Music_Male> <Speech_Music_Male> rightly <Speech_Male> use of this. <Speech_Male> And I'm sure that you <Speech_Male> would have a fantastic <Silence> Into <Speech_Male> some <SpeakerChange> <Speech_Male> thank you so much. <Speech_Male> That's great <Speech_Male> thanks Vivienne. So that <Speech_Male> code was summit. <Speech_Male> Ten <Speech_Male> yes <Speech_Male> Remember <Speech_Male> see lyrics is <Speech_Male> March thirtieth <Speech_Music_Male> April second in Redmond <Speech_Music_Male> Washington <Speech_Music_Male> So we'll <Speech_Music_Male> hope to see you there <Speech_Male> and if you enjoy <Speech_Male> this podcast. <Speech_Male> I hope you'll please subscribe <Speech_Male> wherever you. Listen <Speech_Music_Male> to your favorite <Speech_Male> podcasts. <Speech_Male> Thank you ever run <Speech_Male> to talk to you <SpeakerChange> later? <Speech_Music_Male> Thank you so much. <Music>

Credit Union Trent Redmond Idia executive Romo Vivienne
"credit union" Discussed on Bank-Fintech Fusion

Bank-Fintech Fusion

01:34 min | 2 years ago

"credit union" Discussed on Bank-Fintech Fusion

"Go wide the nations? That was the comedy to the members in a manner Using the journal Eckerstein. That is most important for that. I feel the cold. Relevance part is something that is the key challenge I would say. The the credit unions are trained who overcome are ranked presario. Because that is the key in some ways that future and the industry as a whole right. And what is the focus of this podcast? Of course I mentioned is financial institutions in Fintech companies working together once the key to credit unions working with fintech companies. And does it tie into that challenge you just described. I think so. I think there are whether we look at the companies and renegade. Getting the keys. How should be partnered together so that that is a win? Win Out from the Partnership So of course. It starts with the alignment on the objectives will understand what are the objectives for the Credit Union. And how is Hala Index? Google had them in achieving those objectives. I see that each side has own strengths than they do. The table for example. What's unit of? What could use banged? The table is highly trusted relationship. Deputy have members over the last few decades the have a viable economic model and also important especially for the most publicity credit unions is that they're willing.

Credit Union Fintech Google
"credit union" Discussed on Bank-Fintech Fusion

Bank-Fintech Fusion

04:09 min | 2 years ago

"credit union" Discussed on Bank-Fintech Fusion

"For stack. I was very intrigued by the position and the responsibilities and what they were trying to the essentially hired me as gunmen army that did expect us from ground up and it was real fun day putting together the Vision Strategy and then building the team around it so that we were able go stock delivering value allegedly. At first that's great. And what is the most important thing that you've learned in your career whether in financial services or outside of Financial Services? I think a lot of time. What's the challenge that I see in the organizations and more so with the credit unions is that they want to start or being not sure where to start and that is where defining the vision is because very important and of course when you're grinding vision for the initiative did analytics digital trust any initiative for the d? This is something that you cannot do it. In Beckham you have to align with the leadership team you have understand. What are the challenges? What are the abortion these in their business functions from the point of view and you have to lay the rest of the organization before you start ordering that vision in do do backwards and start. As you could against attrition defining that region is appears to be a single most important roadblock I would say in many organizations where they end combing the people investments investments on other investments into each other without having clear definition of. What is it something that they want Boogie? What does the definition of success? What is dead? Why right is that vision piece? Something that is a major part of the conference. I imagine we'll talk a little more about the conference later so the Vision East is some who ruled done in. Donnelly within the organizations nor conference can really had defined a vision slutty art meditation for all. Your leadership team is at the summit but what it is to believe that you will be allying. You would be at walking with other credit unions. Who have been successful on journey and as you start talking to them it. How did you get to that point? Ready you are of finding value. What were the intermediate of what the failures that led you? Will that owned whether you want able to come and talk about your success at the even? That is where I think you will realize that the visual becomes so in Oregon so it is kind of coming out as part of the networking so that you know that when you're are talking reappears in the industry or when you're talking boo a leader in the industry that what was the process that they used or adopted so that they were able to drive value in that is active. What does it say no question? Yeah it makes sense that makes sense. What's the greatest challenge facing you at? Cu Lyrics right now. I guess another way of putting this might be A. What's the greatest challenge facing credit unions right? Now since you're you're so entwined with the space actually. I think what you're saying is right. It is definitely a a defining woman in many ways for the whole industry and more so for the credit union industry The number of Credit Unions. That we have is shrinking. The number has shrunk almost twenty percent last. Fife yourself at the same time. Some of the most aggressive credit unions continued to be under the ESA and the member share and continue to grow once. He thing that we see is that. How can credit unions continue to be relevant and go wide the nations? That was the comedy to the members in a manner Using the journal Eckerstein. That.

Beckham ESA Fife Donnelly Oregon
"credit union" Discussed on Q95

Q95

03:19 min | 3 years ago

"credit union" Discussed on Q95

"The navy federal credit union is that the NO hi we almost lost X. is proud to present yes they are they Love Me the sports desk and it smells so nice over there I'm sorry your your over the weekend there was some behind the scenes things going on and one of our people on the staff texted me and asked me if I would want to go to dinner with a couple people last night and your dad and I texted back yeah sure I'll be there and apparently I have shocked the for you by accepting an invitation going to dinner with these young woman having a lovely time I have a question and everybody is what is so there was an open bar they brought Redskins been well here's what's weird all right go first off you know they didn't bring right you Jack no one else was invited right now so that's shop I don't have anything to do with that how they would use I'm back in all when it comes to other people you've been known to be Hey full we had a meeting last week yeah all of a sudden you get up right no joke tricks that other girls this may or may not be an Irish bar say two words did anyone I sure did at the lunch yeah so I talked to weird fellow I you referred to him and all his fellow devils avoid no the guy sitting next to me was a rescue okay you're kind to read what is under is constrained was full of knowledge I hope I get it now I can help out the check at that meeting did say two words yeah the legal permits that those socks I have the cauliflower crimes Dr light well last night at dinner which you have left I had a burger I had Kennedy having the common touch your out with the holy are you are you motion to someone who dropped his wallet on the ground I did a good deed was Joe thigh I took the cash out you actually said excuse me you have dropped your wallet on the ground and he said thank you very much time stranger and they don't look me in the eyes but how did I get this reputation for my constant behavior in this man kind of well that's very nice I'm glad you're growing you're you're you're turning you know you want to get the book out book a broad musical like that will have to get the dollar actually tales of if you I think this is a good day what if I text as they come out for a burger yeah yes the bye for now I was there at the time because I'm almost twenty nine he didn't ask me because I have that auto return on my email whatever it is like how busy was attacks story.

navy federal credit union Redskins Jack Kennedy Joe