17 Burst results for "Clark Rave"

"clark rave" Discussed on Good Seats Still Available

Good Seats Still Available

07:19 min | 11 months ago

"clark rave" Discussed on Good Seats Still Available

"He signed Chris Everett any sign Illeana staticy and he made Alina Stasi his player coach, which is unbelievable. And It wasn't. It wasn't. It wasn't for a lack of of talented players severed but I still I, mean, you had a lot of boards A. You know these are some of the biggest names in the game. You weren't Borg went with his fiancee they spent a year in Cleveland. Imagine Bjorn Borg Cleveland. You know that guy was the ultimate like Ted Blonde Beautiful Tennis European Tennessee leak. And you know Martina Navratilova at one time they had A. Bjorn Borg and Martina Navratilova on the Cleveland Nets. And CLEVELAND. Trader to to to. Jerry to Robert Kraft and the rest is history. Martinez like you can't I can't move to America risk my whole risk everything and ended up in Cleveland in the Seventies. which was the ugliest city at that time you know. Just. I am just fascinated though th and this the I think the only other league that I can think of the top of my head. That even came close to trying to equate. Males and females in the play was a more even ill more ill-fated league. which has a connection with world chamberlain you mentioned him before he's part of the Leonard Bloom experience trying to bring players into this mix was the International Volleyball Association? Yeah. I don't know too much about that. I mean I know that it existed but I don't really know too much about the idea was very it was it was exceedingly Co. Ed. Right which we've talked about. On, a couple of other episodes was a part of its charm as well depending on how you look at the seventies and and all the swing times at that was but but you know you, you mentioned it before the top of the show, right so it was ahead of its time on a lot of different fronts and I would say probably first and foremost was this idea of. Equality and evenness of the sexes in their ability to play and sort of harmonizing that. But ahead of its time right in arguably maybe still ahead of its time, I mean you've. We've come a long way yet. You know there's. WNBA for example, really great example of of you know now twenty plus years or so of top tier women's professional basketball right. But still you know gets its knocks it still doesn't draw the male fan per se. It's always the questions about whether it's as good. As the players good are the the the competitor is as good as the male their mouth mayor Kenner male counterparts. But it's also interesting to. Write how How this idea of world team. Tennis. Still lives on right obviously in a different form and it's gone through a couple of different iterations Billie Jean King still very much part of and associated with it. Obviously. A much smaller. Footprint. But but this idea doesn't go away. It's almost like there's been a somewhat of a mini Renaissance I. Guess of or depreciation perhaps. Yeah. Well, I think it's. I think everyone. Well, first of all, there's the thing about w. t's revival being the first successful Sport during the COVID pandemic. to actually complete a season. guess they had a bubble down in West, Virginia yes right. So at the Briar, club, which is like of these kind of like places in the middle of nowhere but That that that was that's kind of like the. I think that's the if I'm not mistaken at the sixth incarnation because the incarnation from twenty seventeen is a is it's now different snow run by different people. I think what this is is. People wanting to associate with diligent. They want their name associated with Billie Jean. So there's always going to be somebody to. Back it up but now. But now it's not like. If you go to a world team tennis match. Now they tug, there's a whole code of behavior. You know they'll throw you out for doing. You know. So I'd say that's pretty far from what they were. Originally doing. The the one thing with the women was. Pretty amazing like Clark Gear Clark. Rave was a famous some pretty famous player of the sixties he. Was the coach of the Cleveland team and he got. Wife the mother of his children. He worked out some special dispensation, the league, so he could draft her. Because she was. Pretty solid pro. And then got divorced so he traded her for young. Blonde. And then. Of course, Razz read and Kerry Melville. Shared Unisex locker rooms as members of the nineteen, seventy four. Boston. LOBSTERS and they've been married since nineteen, seventy five. And then there's like Marita Redondo who played for the La Strings, and she was eighteen years old. And she hooked up with a guy on her team who is like married. Almost thirty years old and she had to leave halfway through the season because she was pregnant. So You know it was like a whole other. You know there's all this stuff going on because of gender equality to you know. People on the same. You know. Your sexual relations was was on the board of this. Of Running World Team Tennis. franchise. Also as for gender equality to you also had The Vanguard in With Renee Richards Right. They tried for a few years to get her into the league. There was real blowback especially from some of the players especially some of the women players. You know they're like I'm playing this. This monster you know this like I don't even know what I'm playing against these I can't remember. I think it was Diane from Holtz they asked her like. Oh. That was a tough match what would you have done if you lost to Rene and she said.

Cleveland A. Bjorn Borg Martina Navratilova Tennis Cleveland Nets Billie Jean King Ted Blonde Renee Richards Clark Gear Clark Chris Everett Leonard Bloom Billie Jean WNBA Alina Stasi Kerry Melville Tennessee International Volleyball Assoc Martinez Illeana staticy basketball
"clark rave" Discussed on News 96.5 WDBO

News 96.5 WDBO

02:17 min | 1 year ago

"clark rave" Discussed on News 96.5 WDBO

"When times are tough we often see the best in people and that's why each day we're doing the Clark rave where I talk about somebody who in times of adversity is really doing wonderful things and I want to start with some it wasn't great at all the guy who owns a pizza restaurant Marco's pizza in a suburb of Dallas was burglarized recently and he could have descended into better tests after he was burglarized but he realized the way the break in was done there these were not professionals you know he's got video of it and Dallas TV station did a story about what this guy has died sense name is Jamal and he said people can rob me could've asked for food and would have gotten that got more than what they were able to steal and what he decided where is that he's going to give food now give it away to anybody who is struggling financially because they've lost their job because of coronavirus and he said it there's no need to be shire barracks just speak with the manager quietly let us know that you've seen this post that he posted on social media and they'll feed you for free and I just thought that this was really quite an experience because you know having been a business owner having had somebody commit a crime against me having suffered financial loss because of it I can tell you it's really easy to be overtaken with anger that descends into bitterness and in this case Jamal was like yeah this is terrible that I got robbed but here's the deal there are a lot of people really suffering the lesson I'm taking from this is that I'm going to do what I can to serve others and I'm taking you on your word that you're broke and we're just going to give you the food if you need it and I think about this is so much part of the American spirit that we do what we can to help each other and I hope that we not only maintained that with that.

Dallas Jamal shire barracks business owner
"clark rave" Discussed on News 96.5 WDBO

News 96.5 WDBO

02:18 min | 1 year ago

"clark rave" Discussed on News 96.5 WDBO

"Times are tough we often see the best in people and that's why each day we're doing the Clark rave where I talk about somebody who in times of adversity is really doing wonderful things and I want to start with some it wasn't great at all the guy who owns a pizza restaurant Marco's pizza in a suburb of Dallas was burglarized recently and he could have descended into better tests after he was burglarized but he realized the way the break in was done there these were not professionals you know he's got video of it and Dallas TV station did a story about what this guy has done sense its name is Jamal and he said people can rob me could've asked for food and would have gotten that got more than what they were able to steal and what he decided where is that he's going to give food now give it away to anybody who is struggling financially because they've lost their job because of coronavirus and he said it there's no need to be shire barrister just speak with the manager quietly let us know that you've seen this post that he posted on social media and they'll feed you for free and I just thought that this was really quite an experience because you know having been a business owner having had somebody commit a crime against me having suffered financial loss because of it I can tell you it's really easy to be overtaken with anger that descends into bitterness and in this case Jamal was like yeah this is terrible that I got robbed but here's the deal there are a lot of people really suffering the lesson I'm taking from this is that I'm going to do what I can to serve others and I'm taking you on your word that you're broke and we're just going to give you the food if you need it and I think about this is so much part of the American spirit that we do what we can to help each other and I hope that we not only maintained that with that spirit flowers.

Dallas Jamal business owner
"clark rave" Discussed on Clark Howard Show

Clark Howard Show

03:00 min | 1 year ago

"clark rave" Discussed on Clark Howard Show

"Is it's a very rare occurrence that both people in a couple would die simultaneously that is a very unusual circumstance usually involving a tragic accident and it is thank goodness a rare thing. The alternative is if it's something you can't come to an agreement on go sit down with a lawyer who does wills estates and trusts and see if you can come up to a procedure. The lawyer develops that will see that as best as possible. Both of your wishes are met in some way that you can both be comfortable with. Today's Clark Rave fits the theme of what we've been talking about day after day with our Clark Ravens where individuals around the country of any age or stepping forward to fill needs to protect our fellow Americans as we face corona virus. And today I want to talk about Teenager who's a senior in high school named Jona and he goes to Georgetown Day school which is the prep school somewhat related to or directly related to Georgetown University. Depending on how you look at that school's history but Jona is a kid who loves three D. Printers and there are a lot of people who tinker with them who create products with them or hobbyist with them and he knew that there was such a shortage protective masks for first responders and other people involved in medicine that he had an idea. Why not use three D. printers to make a safe yelled for people involved in providing care and so he found online open source design for it. Looks like a welder's mask. That's a space. It's a face shield that's protective and it has mushroomed around the country. All from this teenagers idea and three D. printers are now doing some is known as print to protect and they're making thousands of shields that are being distributed around the country. I love this teenagers. Adults all joining together to make a difference. A lot of the first orders for these went to firefighters and ambulance crews people that are out there helping you and me stay safe gray tabby here on the Clark Howard show where it's all about you learning ways to save more and spend less and don't let anyone ever rip you off our websites are Clark Dot Com and Clark deals dot com. And I wanNA tell you that..

D. Printers Georgetown Day school Clark Dot Com Jona Clark Rave Clark Howard Clark Ravens Clark Georgetown University
"clark rave" Discussed on Clark Howard Show

Clark Howard Show

03:07 min | 1 year ago

"clark rave" Discussed on Clark Howard Show

"And I've noticed that right now. The prices on those vehicles are generally around two thousand dollars less than normal and. I don't know how long that price advantage remains in place. Kim Clarke Erica in Oregon says the APP Credit Karma says I have a credit score between seven fifty and seventy five depending on who it's from and it's been roughly the same for months now but recently when I applied for a small loan. The bank told me my credit score was eight thousand nine. How is it possible there? Such a big difference will first of all. That's a great problem to have because the complaint I hear so often is hey that credit score got from Credit Karma. Was it all what the bank said they said? My score was Blah Blah Blah lower. So having a higher is really good okay. So here's the scoop. The credit score you see from Credit Karma is an approximation of your credit score using their methodology. It is not based on the scoring model that most lenders use which is a FICO score. The FICO score is the one. It's not like the official score but it's the one used for probably ninety five percent of borrowing decisions the credit bureaus have their own model called the vantage score that the credit bureaus are trying to take market share from the company called FICO. But so far it's been slow going for them and what you get with any scoring model. Is You get a general direction? Almost like you think about horse shoes. You can win even though you don't hit the target. Exactly that's what you're getting with a credit score proclamation. In addition the credit score they drew If you look at a fico score that lender would see a different score if they pulled from a Trans Union report then from experience report than from Equifax because the FICO score is based on the information that individual credit report. They will vary one report to another but again. I'm really glad for you that your issue is that the score was higher. The official one was higher than you expected. Not the same or lower. It's time for today's Clark. Rave and you know used to be at this time you'd hear the Clark rages moment which will eventually return to but in a time that a lot of the news is heavy. We felt it was a really good idea to give you positive stories that touch your heart and maybe inspire you so today's Clark Rave is about a group of high school students who decided that they were going to make a difference for residents.

Clark Rave Kim Clarke Erica official Trans Union Equifax Oregon
"clark rave" Discussed on Clark Howard Show

Clark Howard Show

06:15 min | 1 year ago

"clark rave" Discussed on Clark Howard Show

"Nineteen or any of your favorite podcasts platforms. Today's Clark Rave is really an unusual. One I think about how many people benefit from therapy dogs You know there's a lot of anxiety in society normally. There's a lot more right now. Though with people adjusting to our public health emergency and people have lost contact with therapy dogs. Well now. There's a nonprofit group called people animals and love that has come up with a new model where they're doing virtual meet ups instead of in person and I saw an item in the Washington. Post that they've been able to have many many virtual sessions over zoom or other video ways. Kids are able to interact with the comfort dogs. The are able to have over zoom an opportunity to engage with these therapy animals. And I I just know that you think about how pets so often. What's so amazing about? And they don't try you. It's just such a comfort to so many people and for people to lose. That is terrible and these kids are now able to read a book. Listen to a song. Whatever and do it with the therapy dog at? It's actually called. Read to PAL therapy dog session. I'm love it and we need to be very mindful that our kids may be quiet about what's going on but they pick up our energy and if you've got a a lot of anxiety urine a tough way because of the economic situation remember that your kids even if they're silent about it they're feeling it. I'm so glad you're with us here on the Clark Howard. Show where it's about. You being empowered with knowledge so you can keep more of what you have our websites Clark Dot Com and Clark deals dot. Com are. People are working so hard to bring you information that helps you stretch every dollar. You've got and I hope that you're finding the advice and guidance very useful. I WanNa tell you that back during the real estate bust that we had that started in. Oh seven and really didn't round trip and a lot of communities till twenty fourteen or twenty fifteen then one particular part of the market suffered earliest and the most and is the one part of real estate that I'm expecting is going to take it on the Chin again and that is second home communities if you think about it with how many people are losing their jobs and people having trouble paying their bills if somebody has in their lives had the luxury in the past of having a first home in a second home the when push comes to shove what is it that you sacrifice you sacrifice that second home and I think we're going to see that but I saw marketwatch item about an additional factor. Today that didn't exist thirteen years ago. And that is. There's a market that has been created over the last several years because of people making businesses out of renting vacation properties over AIRBNB and to a lesser extent VR. Oh and so. A lot of those properties were never purchased as the idea of being your vacation home. They were purchased as an investment in many cases carrying mortgages and the rental income has gone to near zero for so many of these properties. It's going to create likely and additional inventory on the market of people who had what looked like a good business plan model. That suddenly doesn't feel so good right now. Predicting so many things as a result of a pandemic is a fool's errand but I think it's a reasonable expectation that we're going to see disruption in the vacation market and that people will not yet. You're not GonNa see this effect yet but people will be willing to take lower prices for buying property later in the cycle. You know as to how long this cycle lasts of reduced economic activity. It's a pretty fair. Guess that it's a two year window that will see reduced economic activity. And so the thing to do if you are somebody who loves the idea of having a place to retire to your in a financial position to be able to proceed that way or you're in a position to move towards having a vacation property warren the area. You're interested in key watching prices obsessed with them if you wish and track the patterns and I think you will see that there will be an many sub-markets vacation market. There.

Clark Rave Clark Dot Com Clark Howard Clark AIRBNB Washington sub-markets
"clark rave" Discussed on Clark Howard Show

Clark Howard Show

14:27 min | 1 year ago

"clark rave" Discussed on Clark Howard Show

"And you go to that area the store and you let them know in your phone. You're there and then they come in pop the groceries in your trunk and we had never ordered. Groceries is a family from Walmart. We'd never bought groceries at a Walmart until we started doing either delivery or pick up and we found that the pickup from Walmart was far far more accurate and the items were far more inventory than when we tried to do delivery using one of third party delivery services actually use both of the third party big third party delivery services and so each week we put together a walmart dot com order and go pick it up and the great advantage is that you can order outside of the food area. A huge percent of the items sold in the store to be dropped in your trunk and it's free to do so so walmart has been able to execute this extremely well and the spending per customer has gone up per customer. Doing business with them has gone up sixteen percent in the last ninety days so people are doing more and more of their spending with Walmart. Amazon also has done very well through this time period with people staying at home not necessarily wanting to go in stores and so they both have benefited from the changes in the marketplace but the reality is ultimately price is going to matter which is why Costco has continued to do so well in spite of the challenge from Amazon with Costco having really not a big costco dot com online kind of thing. Anything like the other players that have successfully competed with Amazon. And that's because ultimately for so many Americans a big percent of Americans price is a big determinate and on that score Walmart and Costco have a huge leg up on Amazon so walmart also as I shared with you just a few weeks ago. Now has a delivery program that is ninety eight bucks a year for delivery of Walmart items to your home in a quick cycle. And we'll see how that actually performs over time in terms of being reliable the last time. Walmart tried Delivery membership. I tried it and it was not in that era very reliable. So it'll be interesting to see if wal-mart is able to be reliable this time with the delivery membership. We're answering questions that you post for me at Clark Dot com slash ask and producers. Kim and Joel asked the questions Kim. Who's up first today? It is Janet from Florida. Janet says as someone who lives in a rural area I perk up every time I hear you say rural areas will soon have five G. broadband speeds within a year or two. I just don't understand how this will happen. What is the motive for for profit companies to install the high number of small cell phone towers? That would be necessary for this to succeed. Okay so my understanding of engineering is pathetic. But I'm going to do the best. I can five G. The new five G. stands for fifth generation. Wireless and five. G. is almost more like a state of mind and a marketing term because five G. transmits at three different frequencies and three different speeds. So the way I've heard it described by people that are involved in five G. and away that I can understand. Is you think of it. Like layers of a cake so the first layer is a five G. frequency that widely spreads across the country and that has been deployed very heavily by t mobile and verizon is now in the process of widely distributing the widespread five g. now the good of the widespread five G. At least in the case of t mobile it already blankets a huge percent of rural. America Verizon will get there probably later this year. At and T. trailing in having the wide dispersion five. Gee that's the good of it is that it will blanket rural America and in big numbers this year the bad it is only Moderately faster than what we been used to with data on our cell phones. So it's not a true substitute for high speed home Internet. But it's much better than what people in rural America had from satellite transmission of Internet connections. And it doesn't have the latency meaning that the response is really quick both from you seeking data and data coming back to you and so that is the initial wave. Then the next phase is what's called mid band. Mid Band does not spread as far it does require more towers but gives you a much faster Internet connection and then the is. What is the Oltra fast? Five G. That will only be made available at least for the next few years in tight highly populated urban areas so the first layer having widespread five. G. That you'll be able to buy home Internet that typically is GONNA price at Lake T. Mobile's pricing it at fifty dollars a month unlimited data. That is going to be the first wave and it will give you an improved experience. But it won't be the Nirvana that ultimately will come. I hope that explanation made any sense at all. Joe Clark fill in Minnesota says what is the best investment method to take advantage of these low crude oil prices. I believe the price of crude will triple in the next two years and I want to know what funds or stocks to buy while this has been a hot play in the market and generally what you would look for is. You've looked for an oil industry exchange traded fund. And so if you were to go to invest Oh pedia and you put in oil. Etf You'd be able to see an explanation of them. You could also go to the website of one of the discount brokers and search for oil and commodities. Etf's and you'd see what ones are available. What the costs are of them. And now with the discount brokers that you pay no trading costs to buy and sell and exchange traded find or even regular stocks. You buy an it no commission and you own them. At very low management costs. They vary in how they work. There are worldwide wins. There are ones that are specifically geared towards specific areas the world like the US oil industry. And just know that when you get to a specific industry and you buy in hit that the moves up and down are quite wild and you have to be prepared for those big movements and price and so put money in the oil industry. That is money that if you lost a big chunk of it it would not come with enormous financial consequences. Oil has risen in price and is now at about Low Thirties a barrel more or less and that is not a high enough price per barrel of oil for most of the US. Oil Industry to break. Even the prices will have to continue to rise in order for our industry to resume at anything even a shadow of where it was ninety days ago. So it's going to be a slow recovery the US soil and industry not a fast one. And that's why a lot of people are investing in wider global or worldwide oil. Etf's instead of US only which is a more risky play right now. Kim Michael in Georgia says I purchased four tickets for Summertime Rolling Stones Concert now that the show has been indefinitely postponed. I'm trying to get my money back and I'm getting nothing but deaf ears. It seems unreasonable. That ticketmaster we'd keep my. Are you ready for this? One thousand dollars now until he wants to know. How do you apply pressure? So ticketmaster has been through an Odyssey. Where at first they told people to go pound sand and then ticketmaster said they were going to start making refunds and then they decided they were going to play hardball with people. Again and ticketmaster is a company that I have despised for more years than I can even count. They take off a huge chunk of the money. you know in the fees your charge that have no relationship to the actual cost of delivering the service only because of the monopoly. They enjoy and they are behaving so terribly. Now that it would actually require action by the courts or by the Congress to force ticketmaster to refund people's money if you think about the federal government has required airlines to make refunds to people the various industries that have been pressured through various actions to make refunds. Ticketmaster has so far escaped. That kind of scrutiny. But hopefully there will be pressure applied either from lawsuits or from legal from actions by the Congress that will force ticketmaster to do the right thing. I wish I had a stronger tool for you to fight back against ticketmaster and the only other suggestion that I've heard is that you sue them in small claims court for your money. Odds are that ticketmaster will if a great number of people start suing them in small claims court it will outrun ticket masters ability to defend all those suits ticketmaster if I recall has an arbitration requirement. But they would have to defend themselves in order to be able to enforce that that this is a company that is a rogue company. They have misbehave forever. And this is GonNa be a boxing match with no gloves on what to Goldman Sachs experts and leading thinkers have to say about trends shaping markets industries and the global economy stay informed with the latest insights from Goldman Sachs on the economic and market implications of covid nineteen at GS DOT com slash. Covid nineteen or any of your favorite podcast platforms. Today's Clark Rave shows people don't forget sometimes where they came from and do what they can to help people that they've moved on from. This is about love beyond walls and I don't know if you've heard about it. They've gotten a fair amount of publicity in this era of Corona virus but it was started by a gain named terrence lester who had been homeless as a teenager. Now as an adult He remembered the hardships he faced and he thinks about what people might experience as homeless where having sent access to annotate so difficult and you hear over and over again during corona virus. How we got to wash your hands. Wash your hands wash our hands. Well the homeless don't have access to that and they're much more vulnerable to getting corona viruses. A result well lobby on walls has partnered with people around the country and now has installed washing stations for the homeless in cities scattered all around the country. And this is one of those kinds of things that I mean. It would never occur to me because I've never lived a tough life but someone who as a teenager was out there in the streets new the difficulty and has done something about it and so this is one of those efforts that will reduce the outbreak of Corona Virus..

Walmart ticketmaster America Costco Amazon Janet Kim Michael verizon Congress Clark Dot Goldman Sachs Clark Rave terrence lester Lake T. Mobile Joe Clark boxing Minnesota
"clark rave" Discussed on News 96.5 WDBO

News 96.5 WDBO

02:18 min | 1 year ago

"clark rave" Discussed on News 96.5 WDBO

"Times are tough we often see the best in people and that's why each day we're doing the Clark rave where I talk about somebody who in times of adversity is really doing wonderful things and I want to start with some it wasn't great at all the guy who owns a pizza restaurant Marco's pizza in a suburb of Dallas was burglarized recently and he could have descended into better tests after he was burglarized but he realized the way the break in was done there these were not professionals you know he's got video of it and Dallas TV station did a story about what this guy has done sense name is Jamal and he said people can rob me could've asked for food and would have gotten that got more than what they were able to steal and what he decided where is that he's going to give food now give it away to anybody who is struggling financially because they've lost their job because of coronavirus and he said it there's no need to be shire barracks just speak with the manager quietly let us know that you've seen this post that he posted on social media and they'll feed you for free and I just thought that this was really quite an experience because you know having been a business owner having had somebody commit a crime against me having suffered financial loss because of it I can tell you it's really easy to be overtaken with anger that descends into bitterness and in this case Jamal was like yeah this is terrible that I got robbed but here's the deal there are a lot of people really suffering the lesson I'm taking from this is that I'm going to do what I can to serve others and I'm taking you on your word that you're broke and we're just going to give you the food if you need it and I think about this is so much part of the American spirit that we do what we can to help each other and I hope that we not only maintained that with that spirit.

Dallas Jamal shire barracks business owner
"clark rave" Discussed on News 96.5 WDBO

News 96.5 WDBO

02:40 min | 1 year ago

"clark rave" Discussed on News 96.5 WDBO

"Now then the sacrifices will be in vain it's hard to know if you should stay home if you move up if you're concerned about catching the virus don't go stay shoot at this information you've got to stay connected as Florida continues to open up Orlando's news and news ninety six point five W. DPO when times are tough we often see the best in people and that's why each day we're doing the Clark rave where I talk about somebody who in times of adversity is really doing wonderful things and I want to start with some it wasn't great at all the guy who owns a pizza restaurant Marco's pizza in a suburb of Dallas was burglarized recently and he could have descended into better tests after he was burglarized but he realized the way the break in was done there these were not professionals you know he's got video of it and Dallas TV station did a story about what this guy has done since name is Jamal and he people can rob me could've asked for food and would have gotten that got more than what they were able to steal and what he decided where is that he's going to give food now give it away to anybody who is struggling financially because they've lost their job because of coronavirus and he said it there's no need to be shire barracks just speak with the manager quietly let us know that you've seen this post that he posted on social media and they'll feed you for free and I just thought that this was really quite an experience because you know having been a business owner having had somebody commit a crime against me having suffered financial loss because of it I can tell you it's really easy to be overtaken with anger that descends into bitterness and in this case Jamal was like yeah this is terrible that I got robbed but here's the deal there are a lot of people really suffering the lesson I'm taking from this is that I'm going to do what I can to serve others and I'm taking you on your word that you're broke and we're just going to give you the food if you need it and I think about this is so much part of the American spirit that we do what we can to help each other and I hope that we not only maintained that with.

Florida Orlando Dallas Jamal shire barracks business owner
"clark rave" Discussed on Clark Howard Show

Clark Howard Show

08:36 min | 1 year ago

"clark rave" Discussed on Clark Howard Show

"The mileage on the dominator and reports that to your auto. Insurer faking it on how much you're driving the ensure typically usually ends up knowing anyway. Joel Clark Joe in Wisconsin says what effect do you think? The pandemic will have on the delivery of broadband to rural areas. My School district has to send paper packets of were comb every two weeks because approximately thirty percent of the students lack reliable internet or enough devices for all the children in the household in many homes. The only options are expensive satellite internet or copper DSL. I'm expecting that. In one of the corona virus relief bills there will be an infrastructure package that will pay. Four stringing Internet high speed Internet to rural parts of the country and no this seventy percent of the US Senate or members from sparsely populated areas. And so they have in the Senate basically think of the Senate is a giant rural caucus. Senators are more aware of the problem with poor Internet access in rural areas. And so I think you're going to see A move to spend big federal dollars to wire up rural America. Even if I'm wrong. Technology is going to solve this problem. That Corona virus so clearly his exposed and that is the new five G. wireless that horizon. At and T. and T. mobile or putting up around. The country is going to blanket cover. Rural America with Internet like Rural America seem at very affordable prices and. I'm not talking about twenty twenty seven or twenty twenty eight. I'm talking about this year and next we'll see a steady spread of rollout of good home. Internet over wireless. That will actually trump anything. That's been available from these satellite players. That people hate for Internet at least have hated. So far. Kim Nathan in Arkansas says my wife and I are in our fifties. We are both very fortunate as our jobs are stable and we have pensions. Our House is paid for and we end up with a little extra money each month. I currently Max out my 401k. A Good Emergency Fund and no revolving debt with the stock market in the downturn. Would YOU ADVISE INCREASING? Non Retirement contributions to our investments or paying down a mortgage on a second home. That my in-laws are living. I hate debt and my instinct is telling me to pay down the home. What do you think well? You already are doing so much where you are putting money aside. You have rainy day money. You're maxing out your 401k. You're doing so many great things in your life being debt free is really a valuable thing and you have the second home would dad on even though mortgage debt is at such low interest rates. I'm totally with you to go ahead and extinguish that debt on that second home as far as continuing to invest in stock type choices in your 401k. Please keep doing that. As you contribute each pay period you were doing a method that lowers the risk for you called dollar cost. Averaging you'll still have your stock market exposure at lower risk through that 401k and otherwise pay off that second home and know what it's like to live hundred percent completely debt. Free Joe Clark David in Florida. I have so many questions right now and you seem so level headed and well informed so I appreciate your advice. I'd like to know your opinion on future cruises. How we know when they're safe and that the crew passengers ports are all free the virus so that we can actually go on a cruise so going on is one of those and going to sports events going to concerts going to theater either Traditional movies or live theater those activities will not be quote unquote safe until we have an effective treatment for corona virus that is widely accepted as an effective treatment that reduces the risk of death and reduces the risk of lifelong negative health consequences. So I'm hoping for that later. This year vaccine No matter the best efforts who would be Americal if there's a vaccine within a year from right now it's possible though so I would say that until there's at least effective treatment. It is not something that you could say. Okay it's safe now. We can go out. We can go to football. We can go to baseball basketball and hockey when go to soccer or Go on a cruise or anything like that. It's really got to wait till we have treatment. We can trust Kim. Michael in Alaska says my bank and also my credit union are asking me to agree to forced arbitration. If I ever was to file a dispute I have an option to opt out. What would you do I would opt out? I'm so impressed that each offering you the opportunity to opt out and I remember when I think it was chase that ended the ability for people to sue them. People were given the right to opt out and virtually no one got around to doing it. But it is a better decision for you to protect your constitutional rights by opting out and this is this is something that is standard business one. Oh one is to deprive people of access to the courts and I hate it. The Supreme Court has repeatedly ruled that. It's okay for companies to take away your constitutional rights in this way and you paying attention and saying you're not going to accept it is great. Today's Clark Rave is something that really touches me. It's what is going on in schools where school administrators and teachers are going beyond. What would be normal because this is such an abnormal time so you may or may not have heard the story about the high school principal in Texas who has gone on a road trip to visit every single senior graduating. That must be a huge high school class. Cruiser six hundred and twelve high school seniors and going to visit all of them to let them know how great it is that they are graduating. The principal's name Verdy Montgomery took twelve days. Met with all six hundred twelve and sadness quote to a local. Tv Station where this wasn't Texas. I've got emotional real easy with my kids and I just didn't feel like I was doing enough. It just seemed like the right thing to do and I love this kind of spirit. I love the caring exhibited but this principle isn't the only one doing things like this story on Good Morning America about a principal in North Carolina. Who Surprised Two hundred twenty graduating seniors with a visit? The principal's name to Bari. Wallace went to visit all of them and congratulate them one by one in person and this is such a great spirit because seniors have really missed one of those times in life that those of us.

principal US Senate America Kim Nathan Joel Clark Joe Wisconsin Joe Clark David Good Emergency Fund Texas Arkansas Tv Station Clark Rave T. Wallace Bari North Carolina
"clark rave" Discussed on News 96.5 WDBO

News 96.5 WDBO

02:37 min | 1 year ago

"clark rave" Discussed on News 96.5 WDBO

"DPO normally at this time you are courageous moments where you hear me talk about a scale where somebody's trying to rip you off so that you won't have it happen to you or a company that's acting badly towards people and trying to bring a focus to the bad things they're doing but right now we need some light hearted thanks so we're now doing the Clark rave where we talk about something where people are going out of their way to help fellow Americans help our country well one charity that's very dear and near to my heart habitat for humanity has really been affected by coronavirus because habitat depends on volunteers to build the homes there are hard working families they were looking forward to being able to buy a home at a lower price because of habitat and the generosity of volunteers and that's not happening right now so this story I read in the Louisville newspaper is about a construction company there is now building with its workers on its payroll habitat houses workers that had been idled because the projects they were working on aren't happening so they've got master carpenters bitter framing multiple habitat houses right now in Kentucky and the crew sizes because they're professional carpenters much much smaller so they're able to maintain proper social distancing their following the CDC guidelines they're donating their time and talent so it's completely different than a normal habitat build but there they are helping habitat build homes and ultimately the idea of habitat fits this perfectly coming together as a community to make affordable housing available and accessible two families who wouldn't be able to afford otherwise and so I salute this construction company Wittenberg paying its employees to go frame up these houses and make it happen and we're going to have one effort like this after another around the country where people rise to the occasion and make a difference this is the.

Kentucky Wittenberg Louisville CDC
"clark rave" Discussed on News 96.5 WDBO

News 96.5 WDBO

02:18 min | 1 year ago

"clark rave" Discussed on News 96.5 WDBO

"Used to hear the caller courageous moment something people were doing that's terrible but now with the cascade of negative news I want to do something positive and that's why we do the Clark rave and I want to tell you something that's so simple but was really touching my wife and I go out for a walk every day and we were walking through the neighborhood we pass a neighbor's house and there's a party going on and there's several dozen people in the front yard at this neighbor's house it's a war out lot of laughing going on and all the rest and thank you you know people really aren't supposed to be gathering in these numbers ed yeah because the rules a lot of places have been ten or fewer people and so it turns out that their daughter had just turned fifteen and some of our friends had concocted this thing to have a surprise show up party for her where they just showed up at our house knowing everybody's pretty much home and all these teenagers had set up where they measured six feet distance and it set up this career where they were all hanging out together and all these girls were squealing and laughing and having a great time and they were all maintaining their six foot difference and then the parents were is gonna be because these were fourteen and fifteen year old who contrive some parents had brought the men were off to the side and they were well not all of them seem to be six feet apart but they were all mostly doing that they were having their own gathering and the mom later sent me a text I thought you were going to turn a cent for having so many people I said no no this is a great it shows how much we crave time with each other and how special this fifteen year old girls birthday turned out to be it seemed like it was going to be such a time of loneliness and nothing special at this occasion returning fifteen and our friends made at a really special day for her happy birthday Abigail this is the Clark.

Abigail Clark
"clark rave" Discussed on Clark Howard Show

Clark Howard Show

14:42 min | 1 year ago

"clark rave" Discussed on Clark Howard Show

"Designed for small local businesses. Generally that employ less than twenty people of there were larger companies up. To five hundred people could qualify. But now there's new numbers out today. There are companies worth billions of dollars billions of dollars that they're bankers. The biggest banks push through using loopholes in the legislation because the legislation was drawn so quickly and funneled money to these companies. Well this is unbelievable. And there's now petition circulating including one specifically targeting a large publicly traded steakhouse. Ruth's Chris where Ruth's Chris was able to get a huge loan under this program and the petition circulating people are saying. Give the money back just like shake shack. Did and there are many other companies being called out by name although I was going to name a lot of them and then I realized reading through the list unless somebody's a big Wall Street kind of person these companies for the most part. Don't do business with the Public. And you're not going to know where they are but they were able because of dirty Behavior by the big banks able to get this money and the big banks just pushed away the people. The program was designed for well overnight the US Treasury Department had the SBA issue new regulations for this new round of money that companies will not be able to access it if they are a publicly traded company that has what's referred to as substantial market value. The other thing is that Big companies that actually have access to other funds not be able to draw from this program because several of the companies that got huge huge loans. That are forgivable through the paycheck protection program said and filings. They also got all kinds of loans. Other places like any really strong credit worthy business. Could this was just a matter of stealing money from the taxpayers from these big companies? So now there's such a focus on it that it's going to be a lot easier. This round for the small businesses that the paycheck protection program was actually designed for to get these loans. Now there's been wonderful stories over the last four days one after another. I've been reading from around the country about small local community. Banks doing what the program was designed for and employees doing twelve hour shifts night and day to do loan application processing so that small local businesses could get the money so the problem here has been exclusively almost one hundred percent with the twenty largest banks in the country the behemoths that super regionals or the giant monster. Maga's head perverted the purpose of the program. And so one of the things. That's going to happen. This time is much more. The lending is going to come through small banks and also through nine traditional lenders and this is just absolutely appalling that the big banks have been behaving so badly in this case one other thing I wanted to mention. There's a new report today. That people have put one trillion dollars in savings trillion in big banks. Feeling that that's going to be the safe place for people who have money to ride out. The Corona virus fallout for the economy. They're putting money in these giant banks getting basically zero percent interest. This is a terrible idea. If you've got money that you have pulled out of other places or money that you were holding onto for dear life with the recession wherein put it in an online bank a small local bank or credit union the only key criteria is that a bank be insured by FDIC? And then your money's protected to a quarter million and that's a good problem to have to have quarter million dollars sitting around and the other thing is with the credit union that they're NCUA insured in either case you have the full backing of the US government and your money's completely safe and you'll earn far far far more on your idol cash then you would in one of those stink giant banks and thank you so much for having faith in us with all the questions posting for us around the clock at Clark Dot com slash. Ask and what we're doing for now is instead of me speaking to you directly post your questions producers. Kim and Joe or asking your questions for you and Kim who do you have up I i? Today we are starting with Victoria. She says I am self employed. I applied for both Eid L and P P P and unemployment at the very beginning of all this. Yesterday I received additional information to finally fell out my P. U. A. Unemployment. And I did so but then this morning I received a one thousand dollar auto deposit from e ideal. No emailer context to go with it so my question is can. I proceed with the unemployment claim anyway or is that considered double dipping with the ideal. If not do I report the One thousand dollars. When claiming my weekly unemployment? Obviously one thousand is not enough for two weeks to months out of work. Excuse me so. The one thousand is actually a forgivable grant. It's just money. It's it's almost part of the helicopter money when the idol program. That's how you how they in the bureaucracy say e ID L. When the idol program originally existed it was to deal with areas that have been declared disaster areas from hurricanes tornadoes earthquakes natural disasters and it was modified four corona virus made national and originally was designed to have ten thousand dollar grants that were not loans. Just you applied and you got those. In addition to whatever money you were attempting to borrow because there were so many applicants the money ran out and they marked down the ten thousand two thousand. As far as I know those grants do not affect in any way your application for unemployment and is best. I've been able to read. They're not gonNA be taxable but you know right now with all the attempts at helicopter money. I I WANNA hedge my answer on that part I mean we know that the The money coming in the stimulus checks that are coming. The twelve hundred bucks that that is non-taxable and my assumption is thousand dollars. You've received non-taxable but I wouldn't take my assumption to the bank or to your tax return yet. Joe Clark Steve. Says how are you handling your peer to peer investments right now with all the economic turmoil? I've had a small investment with lending club for many years and recently have turned off my automatic investing. I plan to turn it back on a few months. What do you think so you know? I have the experiment. I did on the behalf of our listeners where I guess it's been now four years ago. I put in money into lending club and prosper to see what the experience is actually like on the ground. And so I've been watching since corona virus and my defaults have gone up in my portfolio of loans but not terribly in addition they have changed the credit criteria for making any future loans. So they made it much tougher for people to get loans from here forward because there are so many people right when they need to borrow the most There's a fear that that these peer to peer lenders would end up just throwing our money away because so many people wouldn't be able to pay back the loans so we won't really know I figure till August or September. What their true fallout is on defaults. And one thing with all the hardship people are experiencing. Sometimes we forget that the overwhelming percent of Americans are still employ so it is a segment of the population. That is suffering mightily while the remainder nervously. Hold onto their employment. Kim I Chris says my daughter is home from college looking for job. She babysat last year. But that's no longer an option. I recommended that she look into the some of the online grocery delivery company says possibilities. She says that she google them and they don't get great reviews as employers. I'm curious what you think of these jobs for collards for a college student or if there's a better alternative in your opinion so there's going to be opportunities. I oh I should answer that I. So yeah there's a Lotta Griping by people who've worked for instance card or shipped or any civil or kind of organizations but it does provide an opportunity for you to basically test drive them as a source of income. They're both looking to hire a lot of people now We've gone from a tiny percent of Americans doing grocery delivery to now. I think it's somewhere close to thirty percent of people have at least tried it over the last month. So there's an enormous need for you right now and so I think for a college student try it. It is as awful as the reviews. You've read then you know well that was nice and you don't do it anymore but another opportunity that's coming is being community. Tracing worker so around the country we're going to have public health department state-by-state hiring from a small number of people to in the thousands to trace people who've come into contact with someone who test positive for corona virus it is very labor intensive and it's one of the things we're going to have to do going forward in order to Have People back out? Working and have businesses reopened is to try as early as possible to prevent a mass outbreak. Again in an area and that will be not only doing a great public service but it's also a potential source for employment for college students who aren't to have the normal job opportunities they would have had being out of school now and if a college student doesn't have any serious pre existing condition the risk for to your life from corona virus is teensy tiny. Joe Clark. Andrew says I've heard you talk about the lifting fees for taking money out of a 401k. First of all does. Does this extend to four threes? And secondly is this money considered a loan that need to be repaid or does it just come out penalty free enough to pay taxes on the next year yes four zero three. Bs apply and the way it works is. It is a taxable event without the ten percent penalty. You're allowed to pay the tax over three years but in one of the most unusual provision if you get solidly back on your feet and you pay back the loan. Then there's no tax owed never before is a situation even if you withdraw the money you're able to pay it back and nothing like that has ever existed before so it's a Oltra flexible opportunity if you're out of other ways to pay your bills. Today's Clark Rave where we're putting positive energy into the universe comes courtesy of a story. I saw on the Atlanta Journal Constitution about a restaurant owner in an Atlanta suburb..

Kim Chris Ruth Joe Clark US Atlanta Journal NCUA Joe Clark Steve Clark Rave self employed FDIC Maga US government Eid L google Clark Dot Victoria
"clark rave" Discussed on Clark Howard Show

Clark Howard Show

15:45 min | 1 year ago

"clark rave" Discussed on Clark Howard Show

"Today's Clark Rave as we do each day with the Clark Rave we focus on what people are doing to help each other in this tough time because corona virus and it's been said that professional sports leagues or teams owned by Billionaires paying millionaires. Well you know around every sports team. There's a huge number of workers who don't make a lot of money who work in concessions. Who Work taking tickets? Who worked security at Games along with others that prepare the court the field whatever? Well you know. Sports Leagues are all suspended. And what's really cool is what lots of team owners or players are doing. The Atlanta Hawks owner guy named Tony Wrestler is paying all his employees. And that's a that's just what he's supposed to do. The owner of the nets is paying money to employees through. The end of May Guy Plays for the Cleveland Cavaliers. Kevin love gave one hundred thousand dollars to support employees mark. Cuban said he's setting up a payment plan to pay his hourly workers and team after team. There are people doing things either as owners or as players Here's another guy whose name I cannot pronounce one of the Real Stars of the NBA. Oh my goodness gayness and Co whatever giving one hundred thousand dollars to the staff Chris Middleton is giving a hundred thousand and then the Milwaukee Bucks are matching all the contributions of the players. So that's just a little piece of what's happening in the NBA. They're similar things going on in baseball and and Professional Hockey. And so we've got these really really wealthy to phenomenally wealthy people that are not just saying. Oh who are you? They are stepping up to the plate to help the workers. I think that's Great Smart Pleasure to welcome you here are the Clark Howard. Show where it's about your empowerment would knowledge so you can keep more of what you have now. I WanNa talk about something. That is very much a political story in the United States. But I'm not really interested in that angle. It's how we reopen the country and what that means so we're going to have a number of states that'll be out front opening things back up and allowing certain professions to go back to work certain industries Restaurants Bowling Alleys Tattoo Parlors Hair salons you name it any of a number of industries that have been. Essentially an lockdown will be allowed to operate again. Well the experience in other countries in particular look at Sweden which did not do any lockdown. If you're not aware Sweden followed a path of no other country in Europe and said. Yeah we know this is out there but we're not going to shut down regular commercial or civic activity and so people have been in schools like normal people can do pretty much every activity except do large gatherings like no sports events cultural activities. Things where you'd have a great deal of people together. Well what's been fascinating? Is that so many activities that people have been allowed to do. They have chosen not to do as an example movie theaters have remained open with the requirement that people be space so far apart. So that the physical distancing or social distancing whatever you like to call it so that people would not present a danger to each other. Well the reality is been that people If you don't know what Sweden's like and this time of year it's pretty rough place to be outdoors so people do indoor activities and much larger numbers that we might like going to theaters and they're not going and so even though people can they're choosing not to. There's a new report from Barron's magazine that drew on from the Federal Reserve Bank of Saint Louis and it's what's known as high contact occupations. What are the ones that people are most in danger of potentially transmitting corona virus? One person to another and the ones that and turn people even if they're allowed to might be reluctant or afraid to do either as workers or as customers number one on the list with the highest proximity index score the closest you are continually in contact with other people barbers hairstylists and cosmetologists. So even though. My hair is the longest suspense since college. Because I've been dying to get a haircut and I can't do it and my wife said she'll cut my hair for me and I'm not like so comfortable having her do that eventually. It'll maybe come to that. The idea of going and sitting in a chair and getting my haircut is something that I'm just reluctant to do. And so there are a lot of feels like that. Where some of them are in health. Obviously in fact many of these are in the health field number. Two closest contact is occupational therapists physical therapists and people who work in those kind of practices number three people who are home health care aides or personal care aides and then category four veterinarians nurses and midwives. I don't know why veterinarians ended up in the same category with nurses and midwives but they do and I've got this long list of categories and one of them in particular industry is going to have a hard time coming back to life and that is people who work on airplanes flight attendants and pilots are in one of the highest proximity index professions. That there are and there's a video running around today of a guy who was the only person on a southwest airlines flight and so to make the flight fun he was doing tick tock videos with the flight attendants dancing and it's really quite humorous to think about what it's like to fly of seven thirty seven that seats one hundred and forty three people and have only a single passenger on it so the point is and I could go. Through the whole list of professions they represent somewhere between twenty and twenty five percent of all jobs in the United States so as we reopen the country state by state city by city. The big issue isn't what government tells us we can and can't do the decisions that we make individually that ended up with a collective response that ultimately controls how quickly the economy will recover based on people's desire for their own safety versus their need for a paycheck to put food on the table and pay their regular bills and I forgot. Is that camera? Joel next asking your questions. You posted. Clark Dot com slash. Ask Me Kim and this is from Jim. He says I've been putting money into my dependent. Care flexible spending account this year. Daycare centers are closed in my state. Can I access the money and take it out without penalty? You cannot access the money and take it out without penalty but what you may be able to do. Depending on your employer is discontinued any future contributions if you're still working Corona virus statutes allow employers to stop. What normally cannot be stopped once you make an election each year for dependent care or healthcare under FSA under. I'm sorry under Flexible spending accounts it set for the year but because of Corona virus and you know things like childcare centers not being open and things like that there was a piece put in one of the stimulus laws that allowed you to discontinue it if your employer permitted their employers. That aren't permitting as to the issue if you've been laid off and you have money sitting there you haven't used. There is no provision that allows you access to those funds for other purposes. Joe Clark County says I got a call today at. My landlord wants to raise my rent. Two hundred dollars a month and he wants to sign a one year lease as well. I've been on a month to month lease since the beginning so I'm not sure what's up. I know the house changed owners recently. But why would they want to be a grinch right now with everything going on? My husband isn't working and I'm a frontline healthcare worker. Who could get sick at any moment? The last thing I need is to sign a lease or pay higher rent so what should I do? Wow what I would do is I would call the new landlord and tell the new landlord that the situation that you're in and you cannot do either of the two things that the landlord has asked of you and the landlord at that point would have to on a month to month depending on the laws in the state in which you rent the landlord would have to give you a certain period of time for you to find a new place to live and move now if you go to whatever search engine you use put in the phrase landlord tenant law and then your state name and you'll be able to see the rules on someone on a month to month lease on the notice required to either raise the rent or tell you have to move out so you're in a weakened position by being on a month to month when a property is sold if you ran a least the neum landlord has to honor the lease your underwear. The old landlord but in this case is governed by I what the law says in your state on month to month and the laws of human decency by you reaching out which is not a law. It's just just life reaching out to your new landlord and say Hi I'm your new tenant that you bought and I can't do this what you want to do here. And maybe you negotiate an extended period before move out one other thing you should look at is you may have additional powers right now in the state in which he reside there may be a state statute or local requirement due to corona virus. Where no evictions can take place till a certain date and that would give you additional power negotiating with this new landlord. Kim Claire says due to the temporary shutdown of so many realtors you think clothing will be going on sale and if so when Clothing is in a deep depression of all industries. The apparel industry has been perhaps hit harder than every other not just in the United States but around the world. So if you think about something that's almost a completely optional. Purchase it's clothing and so- retailers manufacturers clothing are in a world of hurt with massive over supplies. They don't even know what to do with. Presevo lost a whole season so there are these absolute distress sales that are happening especially on women's clothing with people. Getting e mails of one day or one hour flash sales with true discounts ranging around seventy percent on women's clothing. So if there's one category where the deals are beyond anybody's comprehension. I would say that it is clothing is where you're going to see the true real bargains over the next few months. Joe Clark. Brian says I thank you for all that you and your team are doing right now. My question is win trying to take a hardship withdraw from my 401k. It allows me to take out more to cover. My tax implications is the only tax. I'll have to pay or when I do my taxes next year. We'll I have other implications to a great question so if you are doing a hardship withdrawal you are allowed to spread the taxi with over three years rather than one and the ten percent federal penalty that you would normally pay right off the top. So let's say you took fifty thousand from a 401k with withdrawal you would normally pay five grand right away for that plus ordinary income tax on the whole thing so you get eaten alive tax wise now that tax burden is lessened in the the tax is spread over thirty six months instead of a single year. And if you get your financial footing back at some time over these years you can pay the money back into a retirement account and the taxes wiped out so there's never been a circumstance or situation like this that I can recall with the absolute flexibility. You have and more favorable tax treatment than normal having said all that your situation is probably the can that this should be done where you're out of all other ways to.

United States Sweden Kim Claire NBA Clark Rave Clark Howard Atlanta Hawks Cleveland Cavaliers Kevin love Joe Clark Tony Wrestler Milwaukee Bucks Europe Joe Clark County FSA baseball
"clark rave" Discussed on Clark Howard Show

Clark Howard Show

09:11 min | 1 year ago

"clark rave" Discussed on Clark Howard Show

"That. Normally at this time you'd be hearing the Clark -rageous moment where we talk about something. Rotten terrible people are doing each other. But that's not what we're doing right now. We are talking about things that people are doing to help each other. And we're calling the Clark Rave because we all need some good news right now and for the second time in the last few days with the car crave. We're in talk about what kids are doing to help others. But it's about a boy scout named Quinn who has a three D. Printer and he's using the three D. Printer to create for medical workers wearing face masks. That make the mass much more comfortable if you think about if you're wearing one most hospital workers working twelve hour shifts now. You're wearing masks over the course of a day. They get very uncomfortable and it's gets to be kind of a miserable thing and so when came up with this thing that he can print on the three D. Printer that specifically makes mass much more comfortable for the healthcare workers and just prints one after another after another using his three D. Printer. There's a cute picture of him as a scout with all these in front of him and I think it just is so instructive in a nation that is divided as we are that. There's so much good stuff going on in so many people who are doing things out of the goodness of their hearts to help each other and I think it's wonderful. All the various efforts going on with mostly adults but at Roy pointing out with the kids are doing using three D. printing technology to solve problems particularly for first responders. Grocery workers and health workers that need protective gear. That is in sex short supply to make a difference like this as well and it terrible. There's not enough of this that or the other available stepping up and making a difference so glad you're with us here on the Clark Howard. Show where our goal is to empower you with knowledge. So you can stretch everydollar right now. Which is so key and Clark Dot Com and Clark deals dot com? Our whole team is working there working shifts to cover around the clock right now seven days a week to get the latest information for you about ways you can stretch every dollar that you do have now. We've had a deluge of complaints about two industries. That have not played right by consumers wine. Is the ticket sellers particularly ticketmaster and then travel suppliers that have not been making refunds to people so last week we took a lot of complaints about ticketmaster not doing refunds and there were lawsuits filed against ticketmaster. And all that and now ticketmaster has changed. Its policy again and now says without admitting that they were doing the wrong thing they now say that they're going to make refunds to people. In fact the statement from the president of Ticketmaster says ticketmaster intends to honor our long standing practice of allowing refunds on canceled or postponed shows. And they are going to do so starting may first and you're going to be able to obtain refunds for canceled or rescheduled shows and they're going to be available if a show has a new schedule date. You're going to be able to apply for a refund for it for up to thirty days. So let's say a show is still on the schedule for a concert and they haven't postponed it cancelled it anything and then the band decides you know what we're rescheduling that date from. June the fourteenth to November sixth once they announced that and what you want really is a refund of your ticket. You're going to be able to apply. Once that announcement of a new date is made. You're going to be able to apply but you must do so within thirty days so you gotTa pay close attention as if an event is rescheduled. And you don't notice your lack of action within the thirty days means you're not eligible for a refund so there are people sitting with hundreds if not in some cases for some some events thousands of dollars laid out there for an event and so now there is a procedure where ticketmaster has bent to the will of Congress and very angry people and is going to make refunds available. And you know the airlines are all getting sued all our airlines getting sued for not doing refunds even after being notified by the US Department of Transportation when they cancel a flight. That gotTa make a refund to you but the airlines are so short of cash and so desperate that they just figure they're not gonNA follow the wall but my experience from talking to people. Is that if you are persistent? Don't get nasty but you're persistent. You can actually reach somebody with an airline. They will then process a refund for you. So it's all about something I talk about dealing with any impersonal. Bureaucracy is polite. Persistence pays now. I had an experience For a trip I had booked us ing what are known as obvious which are frequent flyer points that are used by a number of European airlines and I had used obvious which I have from a credit card to book a trip from my son me to go to Europe in May and then I got a notice that the flight was canceled. And if you're not familiar when you FI- European airline on frequent flyer miles you use your points and then you also pay a lot of airline junk fees. Well when the flight canceled and I got a notice that have been cancel. I was also told that I was only entitled to Re Book for a future date. And they gave me a specific window that we were allowed to travel well with frequent flyer. I just wanted to points redeposited and the junk fees refunded to me. But normally you'd be able to do that even if there wasn't an airline cancel. You're able to do that. Well I started trying to call British Airways. Last Tuesday tried day after day after day. And I'd call up and I'd wait on hold sixty minutes and then at the sixty th minute. They would disconnect the call other times. I'd call. They say they couldn't take your call at all say couldn't wait and then. I READ IN A British newspaper. That people were having their best success calling right when the reservation center opened so. I got up very early in the morning in really the middle of the night Saturday morning called an only waited twenty one minutes. Got To somebody who was worried. I was GonNa Start Yelling at her which I did not to play. Persistence right and said That I was calling because my flight was canceled and that I wanted to refunding. She said put me on hold came back said I gotta put you on hold again and then after about twenty minutes. Twenty more minutes after the twenty-one waited initially I was processed for redeposit. My points which happened within minutes and then. I got a notice from my credit card company. Today were disputed the junk fee charge that. I'd gotten a credit for the dollars as well. So it's not easy.

ticketmaster Clark D. Printer Clark Rave Clark Howard Clark Dot Com Quinn US Department of Transportatio Europe British Airways Roy president Congress FI- European
"clark rave" Discussed on News 96.5 WDBO

News 96.5 WDBO

02:56 min | 1 year ago

"clark rave" Discussed on News 96.5 WDBO

"In the midst of all this dreadful news that we're dealing with with corona virus and the economic effects I want to tell you that each day we are doing a Clark rave segment we've put the car courageous moment in the deep freeze for now and I want to concentrate at this time each show with where people are making a difference positive things that are going on in this very trying time for us not just as a nation but also for us as a world and I want to focus on things teenagers are doing thanks really really neat so first there was a story and the des Moines register and it's about a seventeen year old named Tanner who was bored to tears and found out what kind of problems people that were elderly were having getting basic supplies getting food getting medicines picked up and things like that they're either physically they're not able to go out or even if they are you know corona virus is so dangerous once you have had your seventieth birthday on word or sixtieth birthday if you have severe pre existing conditions in fact overwhelmingly deaths from corona virus had been in people seventy and older so this seventeen year old came up with the idea of setting up a free service to get groceries and whatever other supplies seniors need who are low income don't have the money to pay for delivery service and besides if you've seen the stories the last couple days the grocery delivery services Instacart and Shipt in some cities are backed up now weeks before they can take yet another delivery so this is just great this kids now put together a charity and a website there it's called angel hands that are doing taking orders from people doing the deliveries for free and getting on the supplies they need add on top of that another team a sixteen year old called TJ who loves playing across can't play now right it sixteen he already has his pilot's license what's he doing he's flying in emergency medical supplies to rural hospitals lives in Virginia and northern Virginia in the Washington DC area but Virginia has a big rural area this isolated and he's flying in the emergency supplies for them on a private plane.

Tanner Shipt Virginia des Moines register
"clark rave" Discussed on WSB-AM

WSB-AM

09:22 min | 2 years ago

"clark rave" Discussed on WSB-AM

"If not the airlines you love to hate have given me many happy memories love you man Dave Dave thank you I don't hate United American and delta I'm just telling you they do things in a certain way there isn't bass for people that are into the lowest price generally but the thing about what's happening with frequent flyer is that for many international routes you now have to pay a variety of junk fees when you redeem your free miles and the junk fees can be in the hundreds of dollars and for front of the plane beyond a thousand dollars so it's not truly a free ticket in those cases. Cox's arbitration always fair favors the employer this is not true when they're strong unions involved many government employees are well represented during arbitration cases many times in a better position the management Larry. Larry thank you for that perspective I. honestly I forget that there are people represented by unions because now it's roughly seven percent of the US work forces in unions and I failed to remember that unions offer in most cases representation to their employees when they're in a dispute with an employer. why not title the reverse Clark rage segments as Clark raves is marketing worried that my conjure up images of Clark crowd surfing and slam dancing Byron. nobody would ever mistake Clark raves for me being at an all night rave I mean. Chris so how long have you known me twenty what years like twenty three it feels like two hundred and thirty years. anyway. there was never a time that you would have imagined may at some kind of all night rave right nope nope ahead Sir I have always been and not into anything like that. I don't even know how to describe that. a few weeks back there was a clerk stings about in and out burger not living up to the hype you're correct about this being one of the best burgers out there but where you went wrong was not providing enough information as to how to order the burger I don't believe that you express that one should order his or her double double animal style this is critical information that I fear you left out keep up the good work and thank you for all you do Daniel Daniel thank you so secret menu if you use whatever search engine Google DuckDuckGo yes being still exist whatever if you use the search engine and you do in N. out burger secret menu you'll see all the different ways you can have your food prepared for you add in and out burger I order the three by three that's just my in and out burger that I get and people have their own special ways of getting in and out burgers a caller indicated that she made a deal with her niece that she would award her with two hundred dollars for every a she were achieved her only stipulation was that the niece would only receive the money earned after she graduated from high school you recommended that the answer to put college savings account and further more utilize it during her third year of college this is known as a retail Clark the child expected cash on her graduation day I know you're trying to help but I'm sure the student would be very happy with this redial in addition to receiving the payment per se so far in the future probably diminishes the incentive quite a bit otherwise keep up the good work don. done I would respectfully disagree with you that I'd say there's been so much talk about the student loan debt burden at one point six billion trillion dollars in the United States. there I think that high school hours are really aware of that and a relative in this case in an. helping them with every dollar that's put aside meaning one dollar less it has to be borrowed for college degree I think that actually would be very much appreciated by a teenager maybe I maybe I'm clueless and wrong but I feel that way. you missed it when you spoke about Amazon you mention the Amazon web services with the only portion of Amazon that was profitable why Amazon may show a loss on paper you don't build the words world's largest E. commerce marketplace become America's second largest employer and create the world's most valuable company and only twenty five years without massive profits Amazon may spend more than it makes so for tax purposes it's not profitable but just because you don't owe any taxes not mean you did not make boatloads of cash also there over one million third party sellers on Amazon many small mom and pop businesses I go out of my way when shopping to buy from them and not Amazon directly these other sellers can be found by looking below the buy a box and if they're listed as prime come with the same services and guarantees Amazon most people don't even look but often you can save a little by buying from a third party and you're supporting small business in America thanks Clark Andre yes. Andre yes thank you for your post I would encourage anyone who like you who likes to buy from small businesses to look at the same items for sale because men many of the Amazon marketplace sellers also sell on eBay and usually on eBay the same listing is sold cheaper than it is on Amazon you're not going to get the two day shipping or one day shipping or whatever it would be in your case with prime shipping may take longer but you'll usually get a lower price Clark recently told the car that Medicaid will cover long term care for his father well true Clarke should have also reminded the caller that if his father is over age fifty five the father will have to repay the Medicaid program which could include his out of his estate after his passing so the state could possibly get the house and a share of other assets instead of his heirs to pay back Medicaid so while the overall advice was fairly good that was a pretty stinky omission that could turn out to be costly Todd. Todd you are right that you have to do what so is the Medicaid spend down where basically any assets you have beyond in most states a couple of thousand dollars ultimately is to go to the state instead of your heirs if the Medicaid program pays for long term care for you in a facility usually people end up in the Medicaid program for long term care don't have a lot of assets that would being lost to heirs I travel for business and Stan hotels almost every week and I mostly use Priceline's express deals as Clark recommends however I've noticed the taxes and fees is started to increase and you don't see those until you've clicked through to pick the payment system in the past the fees have been fifteen to twenty dollars but the other day I was almost ready to purchase a four star downtown downtown hotel in a major city for one fourteen when I happened to notice the taxes and fees were forty five dollars making the total cost one fifty nine so went directly to a hotel chain website. and found a highly rated hotel for a hundred and one dollars was sixteen dollars taxes and fees making it one seventeen cargo often advises us to watch out for hidden resort fees are hotels and it's probably time to warn us about price signs excessive fees as well. that's great advice en the ultimate answer what you said is before you purchase you do look at the total you'll pay and there are times that I will go book with the hotel direct or book with another third party booking service because the junk fees that Priceline ads on make what looks like a deal no deal at all. okay and the final post this is a first for car stinks here goes he's really annoying whenever I'm in the car with him he's on the phone also apple's better than Y. way grant. wait. your son right in my own side. posted. right that what more it's five twenty grant St is really annoying whenever I'm in the car with him he's on the phone also apple is better than while way. well first of all my son hates Y. way second he's made it clear that when the time we have together. it is time that I'm on the phone I'm taking away from time that the two of us can really share with each other grant I'm taking that to heart and I will stay off the phone when I'm in the car with you thank you for that so I want to hear from you. well that was really slammed. I want to hear from you go to Clark dot com slash Clark steaks and let me know and grant go ahead and post something else next week she..

Clark Medicaid Amazon Dave Dave Priceline Cox Todd US apple eBay Chris Larry Andre Stan Byron. Clarke thousand dollars six billion trillion dollars two hundred dollars