18 Burst results for "Chuck Garcia"

"chuck garcia" Discussed on 77WABC Radio

77WABC Radio

05:48 min | 6 d ago

"chuck garcia" Discussed on 77WABC Radio

"B. C on Chuck Garcia and My guest this evening are Franklin and Kate Diamond off a restaurant in Kensington, Maryland, called frankly. Son, Frank. Kate. Welcome to a climb to the top. Thank you. Thank you Couldn't help. But when I thought about how we're gonna open up this show the only way that I could do. It was to create a vision of this thing called Pizza and Frank. Let me start with you. Well, I described you as a house painter. Can you tell us about your childhood? And once you described in an article that you had eaten Ah, bowl of Italian wedding soup from your grandma and something about that memories stayed in your head and ultimately made it to your heart. Tell us about that experience in how it came to inform what you do now. Well, I grew up with a very loving family. My mom and dad had a very, very strongly ship is she still do today? Um A just and basically that flowed onto their Children. My sister Rachel, and myself so way grew up with love and hugs and You know, we were around a lot. My parents were entrepreneurs and You know, uh, successful unsuccessful. It's up in gowns when it comes down to priorities, different mindset, and I spent most of my life paying attention and watching. My family through wins and losses. Um, a stars above All, ladies studio is crazy. My grand mom had a catering business underneath the bar, and we would go there before the bar would open and no I didn't really all this built in memory Start to flood in about 10 years ago, after I was eating this bowl of weddings, you know, this soup is amazing Italian suit. There's so many flavors that this policy of the soup the meatball, was that the room too sharp Romano cheese floating around there in the little bits of eggs and stuff, and so It's crazy. It just took me back like It's incredible what food can do when you do. You need it and you enjoy it and just takes you back, and I feel like that's kind of a pizza doesn't just invited And you think of childhood memories, you know? Well as you were contemplating career choices. There were scenes twisting terms that led you to ultimately paint houses and appreciate the art of technique. One ultimately led you To say you became a chef. You went to culinary school, But there's a lot of things that you could do with culinary arts. You decide to narrow that focus when to do it on one thing, this thing what you pound and that you stamp every day. Why? Um I always had a fineness towards food. Um, I was 100 per of hunting and eating what I hunted and pretty much learned a lot. Just my parents were close and Basically, you know, we grew up in grew on soon, and my mom and dad cooked canned it and I just, You know, I grew up with it around me. And when I was young, my cousin and I would talk about having a pizza restaurant was reviewed every Sunday night. So Being every night or you made it at home. Well, we would buy it my parents and wants model, which would make a guess. Sicilian style pizza, the Explorer campaigns. Do you know when it's delicious? Yeah, It's just a lot of work, so I understood. Later on in life while they would liar? No. Ultimately, while on your school, you could do a lot of things. There was a very narrow reed. Was it simply the love of pizza? This one thing as opposed to create in a restaurant where you could have, like many Italian restaurants, with so many different options, pizza being one of them. You decided on a different direction, though? Yeah. You know, car school wasn't really in my mind. I was I was dating this girl of the time back when I was painting houses, and I will just cook these mills tomorrow, and I'll just come out this crazy stuff and she was like, what do you What you doing? What are you paying houses? You know I love it. But, you know, one night I come home, and there's all these books are my bed, You know, um about going to car in school for a ride to becoming a chef. I read them all. You know, I looked at him all and literally, like two months later, I was your rolling inclined school opening the restaurant. Was crazy, but the idea of it I never want to follow through with that must be really interested. But we would still fall back on the comfort of pizza and killing meeting Kate years and to go on a car school. We would start making pizza every Thursday night. And, you know, I had a couple families. I was a private chef eventually and had little families overcooked for Mike. I, They were just they were, you know, they like to travel on the world and they'll give me like a week's notice before they go away for like a month. I can't do this. I was making pizza and I'll say You know, really getting into the style of it, how to cook it properly. I start making open out back and one day I was like a knight. I think. Instead of having four clients, I wanna have thousands of stories like this. I want to be a pizza. You know, it was a love of mine, So I loved it. Well, you do it. It's obvious you did it because it was very much in your roots Growing up, Kate. When did you come into Frank's life? What? Coming through through that process? Did you come in and begin to observe, huh?.

Kate Diamond Frank Pizza Maryland Chuck Garcia Kensington Rachel Franklin Mike
"chuck garcia" Discussed on 77WABC Radio

77WABC Radio

02:08 min | Last month

"chuck garcia" Discussed on 77WABC Radio

"Reach out. You confine me on Chuck Garcia dot com, where you can send an email to Chuck at climate leadership dot com. That's the name of my company. We are proud to be a partner with WNBC Radio and Wade. Thank you so much for coming onto the show. Really? Appreciate your story, but I appreciate the opportunity was great talking with you and, you know, look forward to listen to your show. And maybe getting on again sometime so we can talk about other stuff. Indeed, about mountain climbing. No. Well, actually, whether you know it or not, you're You're mountain climbing. Your your story is a mountain Klein and I think what's with great about this show is everyone's on them. And sometimes they choose the mountains. Some kinds of mountains choose them. And I think in your case, there's a little bit of integration is you're being led. You're trying to lead the company. But in sometimes you're being led into a direction. You're not quite sure where you are, until you look back and say Oh, Wait, get here, and that's a mountaineering. That's career climb. This is saying, Yeah, we took a ridge line over to another peak Has any wounds right way doing here? Wait. This isn't supposed to be the view. It wasn't supposed to rain. It wasn't supposed to snow and this crevasse. It's not on the map. Nobody he was going to be or what do we do now? Well, The road is never wrong, right? It always gives us preparation is therefore you're right. I mean, you were a lot of hours getting prepared to go climb that mountain and that preparation and readiness to make a pivot one where the other is critical In those moments, it could be life or death on a mountain. But Business wise that it's so critical to because it could mean do I go down the right path of the wrong path? So there's so many of the mythologies with mountain climbing, too, And success often happens at the integration of preparation and opportunity, because you never know when the opportunities that arise. You got one summit shot. That is your only opportunity. So like in football, you going 80 yards. How do you finish? The last 20 and mountaineering? You go 18,000 ft. You have 50 ft to go and a storm comes and you're not going 50 ft. Your clothes, So that is a lesson to all of our little leeway. B C New York The following program.

Chuck Garcia Klein WNBC Radio partner Wade New York football
"chuck garcia" Discussed on 77WABC Radio

77WABC Radio

01:52 min | 2 months ago

"chuck garcia" Discussed on 77WABC Radio

"The cares act. Negotiations were having the appropriations staff. The four corners meet and go through some specific details on it. Mnuchin says The timeline for the continuing resolution has not been set, but he anticipates the initial agreement will keep government open through December. Faxes. GURNAL Scott, Israeli Prime Minister Benjamin Netanyahu has announced overnight curfews on some 40 cities and towns hit hard by the Corona virus There's been unrest is protesters demand his resignation over his handling of the pandemic and corruption charges. Top seeded Novak yoga bitch just qualified from his fourth round match of the U. S open after he accidentally hit a line judge in the neck with a tennis ball. It was a disappointing end to yoke of inches bid for an 18th Grand Slam title. America is listening to Fox News 77 w A B C mobile app downloading now following program does not necessarily reflect the views of WNBC radio. Now it's a climb to the top stories of transformation with Chuck Garcia Garcia has climbed some of the world's highest peaks. Garcia, He's an executive coach. He's a professor at Columbia Ally Yui Climbs mountains. He does it all. Chuck Garcia yesterday I was clever and wanted to change the world. Today. I am wise and want to change myself. I'm Chuck Garcia. Welcome to a climb to the top stories of transformation. Every Sunday. We feature individuals from all walks of life who have overcome adversity, career challenges and life's unexpected obstacles. With each guest. We discussed their.

Chuck Garcia Garcia Prime Minister Benjamin Netany Yui Climbs Mnuchin tennis GURNAL Scott America Fox News U. S
"chuck garcia" Discussed on 77WABC Radio

77WABC Radio

01:30 min | 11 months ago

"chuck garcia" Discussed on 77WABC Radio

"Chuck Garcia I thank you for tuning in see you next week radio seventy something two years the wonderful thing about like a jerk but the right I mean there's nobody had ever done what I've done ever but you do understand that I understand the bottoms of may for the review and me it does not get any better than this talk radio seventy seven WABC remembers on this WABC New York the following program does not necessarily reflect the views of W. ABC radio he's into the system which would have full and now here's your host way into our third all right all right all right.

New York Chuck Garcia WABC W. ABC
"chuck garcia" Discussed on 77WABC Radio

77WABC Radio

01:58 min | 1 year ago

"chuck garcia" Discussed on 77WABC Radio

"And now or see a hundred people day in August two thousand fifteen I walked into an elevator and something unexpected happened to set the stage I was in Houston Texas when I was up what's called the Texas Medical Center it has a lot of skyscrapers I was in one of them when I walked into that elevator there was a lovely lady who was holding up and inside the bag it appeared to be a whole lot of vegetables there was a gentleman in a suit standing next to me who turned to the lovely lady and she she said those are beautiful vegetables is there a whole markets food on this floor and she said no I was just at my doctor and after I received a clean bill of health he said hold on just a second I set up the story's gonna change I thought he was gonna come back and give me a prescription but instead of handing me a prescription he handed me this bag and inside the bag were to zucchini is two tomatoes and a banana and the gentleman the suit said to the lovely lady what kind of doctor gives you a prescription of vegetables and not so vile D. or a mock Cicilline and she said you haven't met my doctor my doctor is named Joe Gulati and his prescription for me is vegetables I'm Chuck Garcia welcome to a climb to the top stories of transformation my guest today is doctor Joe Galardi Joe is a hepatology just which means that.

Texas Texas Medical Center Cicilline Joe Gulati Chuck Garcia Joe Galardi Joe Houston
"chuck garcia" Discussed on 77WABC Radio

77WABC Radio

02:13 min | 1 year ago

"chuck garcia" Discussed on 77WABC Radio

"Called the zone of proximal development the god skis peers maintain that development stems largely from independent line but got ski however stressed the role of social interaction and he believes that community plays a central role in the process of learning anything meaningful in other words teaching a child to collaborate with others is the best path to teaching them to think independently collaboration first independence second Tony Robbins is an American author in famous life coach he is best known for his seminars and self help books his premise for adult development is underscored by a simple quotation Cindy is power robin says if you want to accelerate your goals into reality get yourself in proximity with people who are playing the game higher than you surrounding yourself with people who are already successful allows you to model what is proven helping you to accelerate your own development and in other words you spend time with is who you become yet in last week's New York times magazine I read an article that it's a cautionary tale for anyone who lives in the modern era article states in United States there is a social crisis that we are only beginning to understand recent surveys indicate that isolation Jules stagnation and loan this is reaching epidemic proportions among Americans according to the two thousand eighteen cigna insurance survey more than forty percent of Americans feel the relationships are not meaningful and that they are generally isolated from others twenty percent rarely or never feel closed and many people many especially have what the author called intimacy disorder and the solution drop your devices minimize the Texan minimize the email go out and build friendships in communities face to face welcome to a climb to the top stories of personal transformation I'm Chuck Garcia your host for the next half.

Tony Robbins Cindy robin United States Chuck Garcia New York times Jules twenty percent forty percent
"chuck garcia" Discussed on 77WABC Radio

77WABC Radio

04:25 min | 1 year ago

"chuck garcia" Discussed on 77WABC Radio

"He is he is an executive coach. No, he will not share the names of the people that he coaches, but they are A-level list. We'll put it that. He did work for Bloomberg. He did work for many fortune five hundred companies without further ado, very special warm. Welcome Chuck Garcia, Chuck. Thank you for joining me here mind, your business Yitzhak, it is such a pleasure to be here. Thank you for having me. Well, Chuck where do we do? I didn't even I think I forgot to mention this. He climbs mount Kilimanjaro had to prepare to practice saying that I finally learned how to say it mount Kilimanjaro, not that easy once see. It how high is that mountain. That mountain is at nineteen thousand three hundred. We didn't sneeze on the way up because we were just so busy trying to breathe. What is it like climbing amount? Eat is indescribable in in such that you don't really have an appreciation of how important this word oxygen is until you are deprived of it. And for the mountain climbs that I've done the there's a few things that come to mind in one of them is when I was in Kilimanjaro, and I was coming down. That's when it really hit me this thing that we just did of which there were thirty nine people that got us to the top on a team of thirteen and thirty six porters. So you can imagine every day we were ascending and Kilimanjaro you start in in in a rainforest each night that you ascend you're on the same Oun, but topography changes every day and the after the fifth day, you're an Arctic desert, and it's hard to believe that eighteen thousand feet blow you were sleeping in trees. And here you are. There's nothing and you're breathing. But it's climbed other mountains as well. And many of the other mountains at similar elevations. You think about a mountain climb? It feels like a career you have your goals. Your Embiid, your desires, but you recognize that the most important aspect of climbing that mountain is the people you were climbing with eight number one mountain climbing is not just something that is individual. It is something that requires the mindset of setting a goal in the case of a mountain goal is not to get to the top. The goal is to get home. No back down down Klein is only top halfway there. The second part is this careers. Come in. You take one step at a time. There are no shortcuts in particularly I know many of my students they're all in such a hurry. I wanna be CEO by the time twenty five there's no shortcuts, and if they exist I haven't seen it. And then the third part of it is can't do it alone. So think about that that metaphor set a goal. One step at a time. You can't do it alone. How many things does that apply to it certainly applies to mountains and absolutely right. And that's the metaphor that I use in the teaching narrative, I have is everybody has mountains decline. You don't have to climb mount Kilimanjaro you have your metaphorical mountain. But think about how we approach each of the mountains that we are about to climb. And what I hope I can do is inspire people to recognize choose your mountain sometimes other people may choose it for you. But either way they're common elements among every mountain that you're gonna climb in your life and communication mountain. That's my favorite mountain. And that's one I'd like to think that I can be of the most help and being guide. Chuck you have so much share. And I want to encourage listeners to visit as climb leadership the website there is, but the website is Chuck Garcia dot com. Chuck Garcia dot com and on their he obviously that's a way to get in touch with Chuck to find out more about his executive coaching. And the fact that he is a public speaker. I think you're an NSA I am a member of the national speakers association, professional speaker. So I really think about what I do for living. When people ask me, the answer is pretty simple. I go to work every day in the service of someone else's success. And think about what you do hear about online marketing. But you know, you do it here because I feel it when I walk into your studio..

Chuck Garcia mount Kilimanjaro executive Bloomberg Chuck Yitzhak Klein CEO eighteen thousand feet
"chuck garcia" Discussed on WGN Radio

WGN Radio

05:09 min | 1 year ago

"chuck garcia" Discussed on WGN Radio

"Impel on seven twenty WGN back to the program. We're on this morning with our thought leader Chuck Garcia is here from associated Bank. Chuck, I saw an article recently that I wanted to get your thoughts on that said one point eight billion people around the planet don't have access to financial services. So they don't have access to let's say an app on their phone to do banking. They don't have access to a Bank of those numbers. Really surprised me a great deal almost blew my mind. It's pretty staggering. And but you think of the developing countries and not having the infrastructure of banking systems that we have that. We're fortunate enough to have here and in Europe, and so forth, you think of Africa some certain parts of Africa in particular. I think that's where it's it's very very prevalent that they don't have access to any traditional banking arms from a standpoint of all of us together on the planet. Doing our thing. How significant? What is it that thirty one percent of the planet doesn't have that kind of access? I think it depends. I think certain areas that I've seen a couple of stories recently, sixty minutes did a great piece recently. And it was it happened to be in Africa. But a lot of it's done by barter. Okay. So you you sell goat's to get this. So currency is the goat. Now having access to two different arms in big cities in the developing world. I think that's a really really significant need versus some of the outlying areas where they manage to to use other means of currency. But absolutely that's a wide open arena for banks or fintech. You pick, whomever. It is fintech cer- probably in a better position to solve that. Then the traditional commercial Bank. Yeah. Some of those fintech say that this is proof that the mobile banking is going to be the key to solving some of this. I think that's very valid very. So what does that mean giving people access to their banking services via mobile phone that they can access out in the middle of? No, yes. And how. You know, how how does this get solved in terms of where do you put your money to begin with to have fifty dollars? Okay. Where I can pay you twenty two dollars via my phone. That's the part. I think it's going to get really tricky. And for every good thing that's done here. There's always a downside to this risky of. Okay. Do I take your fifty bucks? And it's no longer therefore you because it's really going to be a virtual type of currency is really what is going to end up being. And you mentioned the goats part of this. These are parts of the country where parts of the world where they're still using all kinds of different currencies hard currencies. Yeah. Not in the digital space yet. Absolutely, correct. But this also opens up for banks. This is a good market. This is opens up a lot of potential customers, doesn't it? It does. If again, if you can do it in virtual manner have it safe and accessible, it's there's absolutely it's wide open to the to the to that universe. Another story that's out there. And we've talked about this before the. But the management financial management systems that are in place, and we've talked about them sort of in the private sector, but the government now has launched its own tell us about this know, I haven't really heard a lot about it prior to to reading that article. It's really it's way past due. Obviously the rest of the the rest of the commercialized world has uses for decades. So it's great to see the government jumping on board. I don't know a lot of the details in front, but it will be interesting to see if we can actually manage ourselves and manage where money is going for projects and the like on an ongoing basis. It's it's amazing. It hasn't been in place. Eight give our listeners a sense of without systems like this in place, what kind of manpower and money is eaten up doing some of these tasks. Well, I you don't even know where your money's going. So so you don't know if you overspent underspent, so you probably overspent you probably have to hire far more people because you you don't know where where the project is at a point in. Time. You don't know if you're twenty percent done forty percent. So you just keep adding layers of people, and and and cost on top of it is it's it's amazing that it hasn't been placed today. Yeah. The management the budget and treasury management system is what it's called the department of budget and management actually had one of those examples in the bureau of treasury where now they can keep track in real time on the projects that they're funding. Whether it be a bridge or some other kind of project wherever in the country, which is very powerful if we can actually take that information and do something with it and put it into real motion and manage it's very powerful somebody who's recently talking about this. I think in the discussion of the border wall, and whether or not some of that was happening that they don't have any idea where some of this money that's already been allocated has even gone whether it's being used whether it's sitting in some account somewhere that seems kind of as a tax payer little irresponsible. Does it's very responsible. It makes you angry as attack. We all want our dollars to be utilized in the proper fashion. I mean, you look around the city and potholes. Okay. We all want potholes filled because we want our tax dollars used. So this has I think this has tremendous opportunity for all of us, Chuck how can people get a hold of you and have this conversation with you if they want.

Chuck Garcia Africa WGN associated Bank Europe thirty one percent twenty two dollars twenty percent fifty dollars sixty minutes
"chuck garcia" Discussed on WGN Radio

WGN Radio

05:32 min | 1 year ago

"chuck garcia" Discussed on WGN Radio

"It's a thought leader Thursday here on the opening bell. And we're happy to have Chuck Garcia in the house with us today. Chuck is an executive vice president, and he's also in charge of commercial lending at the associated Bank in our thought later today thought leaders today also in charge of treasury management there as well. And Chuck is with us here in the studio this morning, Chuck good morning. Welcome back to the opening bell grad to be here. Happy new year to you. When it talked about. Couple of things this morning technology and commercial banking. But also new headline that's out just today about whether or not credit standards are going to tighten this year. Investors have had mixed reactions to this over the last week is the banking industry and for tightening of credit this year. Honestly, I think if you were to look back probably six months ago, even you would see a little bit of a different view. Everybody knows a recession will happen someday. Now, when is it it's anybody's guess, I think there were feelings even in the early part of this year that that was looming and right on the cusp. So I think banks took a little have been taking over the last six months, even a different view on credit, and maybe tightening up covenants so on and so forth. It's also forced some companies to look at alternatives for than traditional Bank credit. So the I think that really happened even back into into eighteen it feels like to over the last couple of weeks. There's been a mood shift now that the Federal Reserve has said they're not going to move forward. With quick with rate hikes this year as well. Absolutely. Absolutely. And it depends on which side of the fence you're on. Okay. So we as a Bank that we happen to be more assets sensitive. We would love more increases because those will reprise faster than our deposits. Whereas a borrower says. Wow, okay. I'm more apt to borrow noun believing that we're going to stay stable for the foreseeable future depends on which side of the fence. You're on there. Do you think it was a smart? This smart move quite federal do. I think is I recall our last conversation in late eighteen you know, they were planning. I think the idea was four increases. I said, you know, I I'd see to probably I think it's a wise move. I think I think the way the job market is the the international uncertainty. I think Brexit is a big factor in a lot of things. So there are a lot of multiples that go into this factors that that I think it is a wise decision to slow a bit. We recently at the state of the union address in we've kind of engaging. How CEOs are feeling now about the economy and. Everybody seems still positive moving forward. You hearing anything different again. I think it's a little more cautious. But overall positive yes. Before we've had conversations on the on the thought leader program about how banks like associated want to get better at technology, and you've talked about how that would be acquiring somebody who's doing technology. But there's a report now that women especially technologists are finding jobs in commercial banking for this very reason. I think that's such a great great lead in. It's it's evident everywhere in in our organization, and I think across the industry when I go to trade shows now that that highlight a lot of the technology firms and banks that have technology arms and so forth. I will I will tell you where it was heavily dominated by male save ten fifteen years ago. It's fifty percent plus women. It's great to see I think it's just fantastic. So when technologists come in the do they have to necessarily have banking experience. Or is it like on the job training? It's helpful to have that. But the technology if you ask the, right? Questions of what people want to achieve? And when I when I think of our vendors that we have good relationships with they ask us what we're trying to achieve. What's the what's the end game? What's the outcome? They build the technology around that. So you don't necessarily have to have that. It's certainly is a benefit I believe, but it's not it's not an absolute after and what are some of the things that these technologies would be working on well lending platforms. CRM commercial relationship management types of things. You know, Salesforce is big in the in the banking business. But there are alternatives there. I think of some of the things we're looking at of implementing products implementing lending workflow management things like that are very significant to us, and I think really our competitors. Chuck hang on. We're gonna continue with Chuck Garcia this morning from associated Bank. Chuck is in our thought leader this morning. He's the vice president director of commercial deposits and treasury management associated Bank. And we'll continue in just a moment. But first at five eighteen we need to update traffic and business had. Vines I do WGN traffic central mirror Vanderbilt's there this morning. Good morning. Mary angle morning, dealing with some rain this morning, some freezing rain possible, especially to the north in lake McHenry. Kane ant far west in DeKalb county suggests be aware of that. Eastbound I ninety on the Indian Attila Sheffield avenue watch for an accident just reported there. Otherwise, they expressways. Tollways are moving fairly well this morning for taking Metra electric line still that modified schedule is in place through tomorrow for person is traffic on demand. Get the Traffix Chicago app approved by the mortgage experts of team hochburg just search T R A F F, I X Chicago mayor Vandevelde WGN traffic central. We came looking for real main winter, and we found it we were headed to the lodge. The fire really the only thing I wanted was some hot.

associated Bank Chuck Garcia executive vice president Federal Reserve WGN Salesforce DeKalb county Traffix Chicago Metra Chicago Brexit Mary angle lake McHenry vice president director six months ten fifteen years fifty percent
"chuck garcia" Discussed on KTRH

KTRH

03:14 min | 2 years ago

"chuck garcia" Discussed on KTRH

"Joe. Final segment of your health. I for two thousand eighteen and if there's anything I want you to do tonight and all of next year is thank thank about your health. About your wellness. Think about what you're eating. Think about what you're not eating. It's that easy. It really is. You know, we talk about health and wellness, and my good friend Chuck Garcia who is just on essentially said mindfulness is what we need. And that is a a buzzword that has become a lot more popular in the last five eight years, we all need more mindfulness. We need to think ahead of time. What are we doing in our relationships? What are we doing with our children? What are we doing at work? What is strategic plan? We have to be mindful. We have to be mindful of each other sort of that touchy feely kind of approach to things, and that's all fine. But I have found that in my journey of being a physician my journey of taking care of people my journey of listening to people. There is lacking a deficiency of mindfulness. And I see it every single day and not to be melodramatic. But I see it every single day in the patients that I see they are lacking the mindfulness. They are not thinking they are not projecting. What are the opportunities? I have for today. To take care of myself. Is it am I being mindful in the amount of sleep that I am getting in the evening in my mindful about controlling stress mindful about exercise, and as Chuck it said there there has to be some basic planning when we are eating out and one of the themes for two thousand nineteen and of course, we came up with a hashtag for this, which we hope to popularize and allow all of you to follow it eat Ed should be hashtag eat like a pro with. Dr Joe dot Joe Galati, yours truly. And that really is is what it comes down to. So in the final two minutes here of two thousand eighteen for your health. I as we close out first of all thank you all for tuning in every Sunday evening. We all have lots of choices to make and all of you tonight have learned that from the bottom of my heart. I am trying to provide you all with the the the insight the leadership to think about your health. I first and foremost.

Chuck Garcia Dr Joe dot Joe Galati feely Ed Joe. five eight years two minutes
"chuck garcia" Discussed on WGN Radio

WGN Radio

10:18 min | 2 years ago

"chuck garcia" Discussed on WGN Radio

"For Trump. But is now directly implicated the president in criminal conduct. WGN radio's daily conversation about the life of business and the business of life. This is the opening bell with Steve Bannon on seven twenty WGN. Good morning everyone. Welcome to the program today is Thursday, December thirteenth and it's five. Oh nine in the morning. Thank you for being with us for another edition of the opening bell and another business day getting underway. Lots going on in the program today from world markets check to thought leader Thursday. And in the chair today is chucker SIA from associated Bank. We'll be talking about commercial deposits. Also, the latest fed news as well with him banking news. So chucker see as thought leader today on thought leader Thursday from associated Bank. We'll bring him in in just a few seconds this morning. A little bit later in the program. The new farm Bill. Good for farmers markets, family, farmers and local food. We'll have a conversation about that. Coming up at about five forty this morning. Then Feldman will be here. He's the policy director at the farmers market coalition again at about five forty this morning. And of course, all of the latest news, weather and sports throughout the hour as well. But I on the WGN associated Bank market desk. The opening bell rings this morning after stocks closed higher yesterday on renewed optimism that the US and China are working to resolve trade differences. Shares have Caterpillar and Boeing both gained more than one percent which helped boost the Dow Jones industrial average to nearly one hundred fifty seven point gain this morning markets. Futures markets are looking for a mixed open. When the opening bell rings on Wall Street with the markets. The Dow Dow futures up just five points SNP, and NASDAQ futures are up just a little bit as well. Nasdaq futures pushing up close to a. Third higher around the globe. Markets are mixed in Europe with the footsie in London lower by a fraction. The Dax in Germany is higher by a fraction. The CAC in France is lower by a fraction and in Asia. Markets are all in the green. The Nikkei scan end the day up about a percent to one hundred thirteen points. The Hang Seng up nearly three hundred thirty seven points a percent and a quarter and the Shanghai up nearly thirty two points a percent and a quarter and oil checking in on oil this morning fifty Eighty-six six barrel off about twenty nine cents. A couple of stories that we're watching for you this morning. Canada's foreign minister is warning the US not to politicize the extradition case of top Chinese executive the chief financial officer of China's wall way technologies was detained in Canada. Earlier this month and faces extradition to the US. She's being accused of helping way dodge US sanctions on Iran. President Trump said yesterday that he would intervene in the case against her. If it would help close a deal with China. Yesterday. Canada's foreign minister says the legal project process should not be hijacked for political purposes. And she says that the US should not use the extradition process for ends other than the pursuit of Justice. This CEO of United Airlines says his pilots do not need any additional training on the new Boeing jet. That's at the center of the investigation into a deadly crash in Indonesia. Oscar Munoz says United's pilots are prepared to respond to problems that might arise with automated systems on modern planes spoke yesterday to reporters and said that the Boeing seven thirty-seven max is safe and reliable United along with American in south west uses the new Boeing model that was involved in the October twenty nine Lyon aircrash Indonesian, investigators are examining the role of faulty sensor readings from an anti stall system in the accident which killed one hundred eighty nine people and apple is expanding its footprint in Austin, Texas, including the construction of a one. Billion dollar campus. The tech giant says it's also adding sites and new jobs in Seattle, San Diego and Culver City, California, while expanding existing sites in Pittsburgh, New York in Colorado, the company looks to add about twenty thousand new jobs by twenty twenty three. We begin this morning with thought leader Thursday here on the opening bell. Chuck Garcia is the executive vice president and director of commercial deposits and treasury management at associated Bank, and Chuck is back with us this morning in the thought leader chair Chuck good morning. Welcome back to the opening bell. Good morning. Nice to be here. A happy holidays to you as well. Here. We are again in the holiday season lots going on. We're gonna talk a little bit about what's happened in your world this year and other things, but let's get to some news with the fed getting ready to have its December meeting looks like another interest rate going up. How's this going to impact financial services sector? Well, it does look like it. I think there's still a tad of uncertainty. But I think what went from being one hundred percent certain is is still very high. So I think this next one is likely clearly it will have an effect really across the board commercial customers will see their rates rise from a from paying on the interest of loans similarly, consumers housing, it'd be interesting to see what happens with the mortgage industry. I think those are already somewhat built in. But clearly it's going to have a have an impact albeit relatively still historically very, very low. I think there's the mental aspect that. People say oh rates are rising. And obviously rates we pay to clients will will increase as well. Are you? What are your thoughts about whether the fed is going to continue this in twenty nineteen nine? There's been a lot of talk about this in the last couple weeks that may be December is going to be the last one for a while. I see too in the coming year. Okay. I think the uncertainty here in the US alone with the tariffs and the trade wars, you know, looming cetera. But also, there's a lot of uncertainty abroad, you have France. Now, obviously, the Brexit situation. There's a lot of uncertainty abroad, and we're all intertwined any longer. And and so I think that's going to have an impact on their desire to to be probably as aggressive as they might have been they being the fed as aggressive as they might have been previously. Do you think it's actually had an impact on businesses, especially local businesses that are they is this something that's causing them to stop and pause their plans. I think it has you know, depending on the industry you're in to raw-materials are part of your production cycle, and your and your supply chain. There's absolute evidence. Having an impact is slowing some things down. I think the farm industry to you know, living where we do. That's continuing to have a drag on that as well. How does the interest rate going up or going down impact the day to day management of financials? Well, you have to really we have to do is really stay abreast of what are what our competition is doing. So for my pain perspective what we pay and interest rates to clients. You know, be they consumers or or corporates. It's certainly today has far more interest at the individual and company level than than it would have even a year ago. It was just immaterial at that point in time. Now, you know dollars are significant enough where people are paying attention and willing to to change in today's environment. If they don't feel like they're getting a proper rate or attention from their Bank. I heard some experts talking about the interest rate hikes have come so quick and fast that they haven't had. There hasn't been enough time for them to take hold and and people have become comfortable with them. Usually there is a bigger window between interest rates is there some truth to that about it still working its way through the system each one of these hikes. Well, I see both sides. I mean, the savvy investor those with large dollars they move very quickly today. If a rate increase does in fact occur they have they effectively expected to be an instantaneous change by their Bank. You know, the the normal John Q public guy like me doesn't pay. As much attention to it. But if all of a sudden, you look up and see oh my gosh. You know, I'm still backing the point one percent. That's not fair in today's environment. You know, they may they may choose to act on that. But I think I think the the savvy investor the corporate investor in the larger dollar people are absolutely much much quicker to react today. I'm interested in your opinion about the economy as it stands right now. Are there earning warning signs out there that you are hearing about or seeing or feeling? Yeah housing. I mean housing is shown some some slowdown, obviously that's a huge component of of our industry in our economy in so housing and the ripple effect that that in fact has is slowing down, you know, they're building as many apartment buildings people aren't buying single housing contrary to what I'm saying. You're the millennials are now moving to the burbs and buying houses. So I think you have kind of a reverse effect of people that are retiring moving into the rural areas, but it isn't fast enough to keep up in so housing. I think is one of the indicators I see that that could have a drag on the economy and then again as rates rise. It makes the affordability of a house that perhaps you could have afforded two years ago. Much less today. Chuck hang on with us. We're on with Chuck or see this morning executive vice president and director of commercial deposits and treasury management at associated Bank. It's our thought leader conversation. We're going. Continue with Chuck in just a few minutes. But first we need to take a quick break here in the opening bell at five nineteen to update traffic and a couple of business headlines. First WGN traffic, central very they're very good morning. Good morning. Traffic is sponsored by Burlington. No delays on the Edens. Kennedy. Eisenhower is fine. Inbound side of the Stevenson's starting to build just around the Harlem area with some minor delays on the inbound Ryan from Roosevelt's also some build up into Halstead on the inbound side of fifty seven the Bishop Ford. However looks good along with all the toys this morning. Make Burlington your one-stop holiday shop for the hottest gifts for everyone. Name-brand watches gift. Baskets wireless, sweaters toys at a fraction of the price. Burlington gifts for everyone for a person who's traffic on demand. Get the Traffix Chicago app approved by mortgage experts have team hochburg just search T R A F F, I X Chicago mayor van of each traffic central. There's a reason we invented things like same.

US Chuck Garcia associated Bank fed WGN President Trump Boeing director Canada WGN radio Burlington France China executive vice president president SIA
U.S. Stocks Rebound on Trade-Talk Progress

The Opening Bell

01:06 min | 2 years ago

U.S. Stocks Rebound on Trade-Talk Progress

"Foreign minister says the legal project process should not be hijacked for political purposes. And she says that the US should not use the extradition process for ends other than the pursuit of Justice. This CEO of United Airlines says his pilots do not need any additional training on the new Boeing jet. That's at the center of the investigation into a deadly crash in Indonesia. Oscar Munoz says United's pilots are prepared to respond to problems that might arise with automated systems on modern planes spoke yesterday to reporters and said that the Boeing seven thirty-seven max is safe and reliable United along with American in south west uses the new Boeing model that was involved in the October twenty nine Lyon aircrash Indonesian, investigators are examining the role of faulty sensor readings from an anti stall system in the accident which killed one hundred eighty nine people and apple is expanding its footprint in Austin, Texas, including the construction of a one. Billion dollar campus. The tech giant says it's also adding sites and new jobs in Seattle, San Diego and Culver City, California, while expanding existing sites in Pittsburgh, New York in Colorado, the company looks to add about twenty thousand new jobs by twenty twenty three. We begin this morning with thought leader Thursday here on the opening bell. Chuck Garcia is the executive vice president and director of commercial deposits and treasury management at associated Bank, and Chuck is back with us this morning in the thought leader chair Chuck good morning. Welcome back to the opening bell. Good morning. Nice to be here. A happy holidays to you as well. Here. We are again in the holiday season lots going on. We're gonna talk a little bit about what's happened in your world this year and other things, but let's get to some news with the fed getting ready to have its December meeting looks like another interest rate going up. How's this going to impact financial services sector? Well, it does look like it. I think there's still a tad of uncertainty. But I think what went from being one hundred percent certain is is still very high. So I think this next one is likely clearly it will have an effect really across the board commercial customers will see their rates rise from a from paying on the interest of loans similarly, consumers housing, it'd be interesting to see what happens with the mortgage industry. I think those are already somewhat built in. But clearly it's going to have a have an impact albeit relatively still historically very, very low. I think there's the mental aspect that. People say oh rates are rising. And obviously rates we pay to clients will will increase as well. Are you? What are your thoughts about whether the fed is going to continue this in twenty nineteen nine? There's been a lot of talk about this in the last couple weeks that may be December is going to be the last one for a while. I see too in the coming year. Okay. I think the uncertainty here in the US alone with the tariffs and the trade wars, you know, looming cetera. But also, there's a lot of uncertainty abroad, you have France. Now, obviously, the Brexit situation. There's a lot of uncertainty abroad, and we're all intertwined any longer. And and so I think that's going to have an impact on their desire to to be probably as aggressive as they might have been they being the fed as aggressive as they might have been previously. Do you think it's actually had an impact on businesses, especially local businesses that are they is this something that's causing them to stop and pause their plans. I think it has you know, depending on the industry you're in to raw-materials are part of your production cycle, and your and your supply chain. There's absolute evidence. Having an impact is slowing some things down. I think the farm industry to you know, living where we do. That's continuing to have a drag on that as well. How does the interest rate going up or going down impact the day to day management of financials? Well, you have to really we have to do is really stay abreast of what are what our competition is doing. So for my pain perspective what we pay and interest rates to clients. You know, be they consumers or or corporates. It's certainly today has far more interest at the individual and company level than than it would have even a year ago. It was just immaterial at that point in time. Now, you know dollars are significant enough where people are paying attention and willing to to change in today's environment. If they don't feel like they're getting a proper rate or attention from their Bank. I heard some experts talking about the interest rate hikes have come so quick and fast that they haven't had. There hasn't been enough time for them to take hold and and people have become comfortable with them. Usually there is a bigger window between interest rates is there some truth to that about it still working its way through the system each one of these hikes. Well, I see both sides. I mean, the savvy investor those with large dollars they move very quickly today. If a rate increase does in fact occur they have they effectively expected to be an instantaneous change by their Bank. You know, the the normal John Q public guy like me doesn't pay. As much attention to it. But if all of a sudden, you look up and see oh my gosh. You know, I'm still backing the point one percent. That's not fair in today's environment. You know, they may they may choose to act on that. But I think I think the the savvy investor the corporate investor in the larger dollar people are absolutely much much quicker to react today. I'm interested in your opinion about the economy as it stands right now. Are there earning warning signs out there that you are hearing about or seeing or feeling? Yeah housing. I mean housing is shown some some slowdown, obviously that's a huge component of of our industry in our economy in so housing and the ripple effect that that in fact has is slowing down, you know, they're building as many apartment buildings people aren't buying single housing contrary to what I'm saying. You're the millennials are now moving to the burbs and buying houses. So I think you have kind of a reverse effect of people that are retiring moving into the rural areas, but it isn't fast enough to keep up in so housing. I think is one of the indicators I see that that could have a drag on the economy and then again as rates rise. It makes the affordability of a house that perhaps you could have afforded two years ago. Much less today. Chuck hang on with us. We're on with Chuck or see this morning executive vice president and director of commercial deposits and treasury management at associated Bank. It's our thought leader conversation. We're going. Continue with Chuck in just a few minutes. But first we need to take a quick break here in the opening bell at five nineteen to update traffic and a couple of business headlines. First WGN traffic, central very they're very good morning. Good morning. Traffic is sponsored by Burlington. No delays on the Edens. Kennedy. Eisenhower is fine. Inbound side of the Stevenson's starting to build just around the Harlem area with some minor delays on the inbound Ryan from Roosevelt's also some build up into Halstead on the inbound side of fifty seven the Bishop Ford. However looks good along with all the toys this morning. Make Burlington your one-stop holiday shop for the hottest gifts for everyone. Name-brand watches gift. Baskets wireless, sweaters toys at a fraction of the price. Burlington gifts for everyone for a person who's traffic on demand. Get the Traffix Chicago app approved by mortgage experts have team hochburg just search T R A F F, I X Chicago mayor van of each traffic central. There's a reason we invented things like same

Chuck Garcia FED Burlington United States Associated Bank Boeing Executive Vice President United Indonesia Oscar Munoz Director CEO Apple Austin Seattle Texas California United Airlines
"chuck garcia" Discussed on WGN Radio

WGN Radio

08:25 min | 2 years ago

"chuck garcia" Discussed on WGN Radio

"The morning here. We are again with another addition of the opening bell and another day getting underway. We've put together really good broadcast for you today. We're going to cover a lot of things including the latest market information momentarily little bit later in the program. Nick Bork will be here from the pew charitable trust payday loan so way for people to maybe stretch their paycheck or pay for unexpected expenses. Interest rates has high as four one hundred percent and an Illinois law could be putting some of these installment loan borrowers at risk will have a conversation about that. At about five forty this morning. It is. It is also thought leader Thursday, and Chuck Garcia is here today from associated Bank. We'll be talking a little bit about some banking news. The Federal Reserve yesterday. We saw the minutes from the Federal Reserve seems that the fed is interested in continuing its path of raising interest rates. So we'll bring in Chuck momentarily have our conversation with him. So let's begin first on the WGN associated vague market desk. In the United States futures pointing toward losses later this morning on Wall Street with futures off anywhere from a quarter percent to a third. Dow futures are forty seven points this morning in Europe markets are generally higher with the footsie up nearly a quarter percent. The Dax in Germany up about a half a percent markets in France up about a half a percentage. Well, and in Asia, lots of red on the screen this morning. The Nikkei is going to end the day down nearly three-quarters one hundred eighty two points of the hang sang is off just a fraction. The Shanghai off about three percentage points oil is trading at sixty nine zero nine a barrel, which is down about sixty four cents. A couple of stories that we're watching for you this morning facing soaring federal deficits, President Trump wants to make the government a little bit. Smaller? President is asking cabinet secretaries to plot. Five percent budget cuts in all departments. This comes his the. Members of the Republican congress say they win in the midterms that they will take a look at entitlement programs social security and Medicare for cuts in the coming year as a way to balance the budget, or at least bring down the deficits balloon by the tax cut Bill that the Republican has put in place over the last year several public funds that don't shares Facebook or backing a proposal to remove CEO. Mark Zuckerberg is the company's chairman. The proposal is set to be voted on it. The cat company says shareholder meeting in may state treasurer's from Illinois Rhode Island Pennsylvania are joining with a hedge fund in New York's comptroller in calling for the vote. They argue that Zuckerberg mishandled several scandals that have hurt the value of the company stock and EBay is taking Amazon to court accusing the online retail giant of poaching. Third. Party sellers lawsuit filed a yesterday claims Amazon infiltrated and exploited ebays internal member. E mail system to pull sellers away says it's been going for going on for years. And has sent a cease and desist order to Amazon. We begin this morning with our thought leader conversation. Chuck Garcia is the executive vice president and director of commercial deposits and treasury management at associated Bank. Chuck good morning. Welcome back to the opening bell morning. Nice to be here. I should say. Welcome back. It's good to see you again as well. Let's begin with some developing news over the last day or so provincial financial is one of the last big non Bank entities to now be taken off the too big to fail this. That's the end of the too big to fail at least for these non-financial. Correct. Correct. And what is the significance of this? Well, I think I think it's a rationalization really of of probably an overreaction during the heightened crisis opinion. I think it's really good that the that. The regulators are looking at these entities now in determining that they don't really have as a stem risks to the financial system there are large, but but the actual payments and financial system. They really don't have an. Impact? And I'd have to say for prudential and the others. It's a huge relief on the regulatory burden and the costs that are associated with. Sustaining and maintaining that kinda went down memory lane this morning because I was trying to think what the others were. So the two thousand eight financial crisis trivia game this morning. Can you? Remember the other non-financial off the top of your head again, a GE AIG MetLife MetLife. Right. So those are the others. I didn't realize that was what they did was some of these companies all of them, actually, they sort of lowered their threshold of what they were doing. So that they wouldn't become that anymore. And the question I have for you is is there concern, or is there worry that this? They could move back up again. And this could become another problem, or if we've gone past that, you never say never because the ecosystem of the of the whole financial system may change in some dynamic that we didn't expect in so could could insurance industry or or some other financial arms be impacted yet. Could I think what we know today? And what we what we try to guard against I would say, it's unlikely, but again, the the payments and the financial system can change in some of the issues that we didn't anticipate in the last something new could surface that they could in fact, but I think I think it's a much much lower possibility in my opinion. Yeah. In talking with some of your colleagues here in thought your Thursday. Based like associated you're really on guard against this. You have been ready to handle it. Absolutely. You know, we're we're under fifty billion. So we have not had the same level of scrutiny of some of the other institutions, but nonetheless, the the the implications for banks are size, and the cost of a regulatory reporting, the stress test, etc. It's not insignificant. I know there's a lot of talk in the high probability of raising that which I think again makes good sense given the the financial environment, especially when you look at the big four banks and the percentage of the United States deposit base that they hold that's fair. I mean that is such a huge impact not just on the US. But the but the entire global economy. I think those are fair other strenuous they should be. But you go below those tears drop off precipitously. Experts say that. Pretty much in agreement that the financial crisis. If one develops again won't be the same as the last time. Exactly something new. I think that's exactly right. I mean people are talking about student loans. You know, you can pick the topic and they're all fair game because they're all intertwined in some way, shape or form. It's like anything else you get too much of some concentration in one area. If or when it goes bad more when it goes bad, it'll have an impact there has been a lot of discussion recently about the debt load of the country rising interest rates the debt load that even companies are carrying with rising interest rates and the concern about how this might impact our economy. What's the fear? Here is it or is it a real enough here that we should pay attention to absolutely the rising interest rates. I you look at the at the US okay in the debt load. We carry as a country the costs of carrying that debt going forward or going to continue to get higher and higher that will have an impact. Something gives because if you're having to pay interest some program will give or you have to tax more. So clearly that has an implication is it released down to companies. I'd say the vast majority of companies stockpiled a lot of cash, and they're still sitting on a lot of cash out their overall. However, when you look at long-term type investments, and you're you're saying do I invest in this plant because now rate is basically double was what it was two years ago. It's a different decision tree, and it's gonna get higher. I think we all anticipate it continuing to grow in terms of the rate. So as you look at those long term type of of decisions and investment decisions you have to make it's absolutely having having an impact. And I think we'll continue on with Chuck see you this morning. He's the executive vice president director of commercial deposits at associated Bank for treasury management will continue our conversation with Chuck as the opening bell continues. But first we need to take a quick break to update traffic.

Chuck Garcia associated Bank US Amazon Federal Reserve executive vice president Illinois President Nick Bork Mark Zuckerberg WGN Shanghai Europe director France congress Asia
"chuck garcia" Discussed on WGN Radio

WGN Radio

02:28 min | 2 years ago

"chuck garcia" Discussed on WGN Radio

"To the program today is thursday it's may ten and it's five ten in the morning another business day getting underway and we're happy you're here for another edition of the opening bell today on the broadcast as oil prices shoot higher we're gonna have some advice for you on how to make the most at the pump mike quincy he'll be here from consumer reports and automotive specialists there will give you some tips on what you might be able to do to save a little money as gas prices start to go up and in a minute it's thought leader thursday chuck garcia is here from associated bank and we'll have a little talk about interest rates in banking policy and even some fintech discussion in there as well but i on the wgn associated bank market desk asian markets were moderately higher today tracking solid overnight gains on wall street despite lingering concerns about the us withdrawal from the iran nuclear deal and trade tensions between asia and the us in asia this morning it looks like the nikkei is going to end up about a third at eighty eight points of the hang sang is higher by about twothirds two hundred and seventy three points higher there this morning in europe markets are generally mixed with the footsie lower and the dax higher the caq is lower and in the united states futures look to be flat now dow futures are up just five points nasdaq and sp futures are up just a few points oil is it seventy one sixty four a barrel which is up about fifty cents a couple of stories we're watching for you a chinese tech giant bought brought to its knees and delays for imported us cars apples lumber and other agricultural products are urged early casualties of the widening trade is trying to end the us a fresh round of talks aimed at resolving the conflict planned for next week in washington the battle is already starting to take its toll on both sides the the tech companies e t said yesterday it is ceasing major operations after the us banned from doing business with american suppliers as a punishment for illegal exports also this week businesses and officials reported that american products are facing delays and customs clearance because of stepped up inspections at chinese ports royal bank of scotland says it has tentatively agreed to pay for point nine billion dollars to settle us justice department claims that it misled investors over the sale of mortgage.

mike quincy chuck garcia us asia associated bank iran europe washington royal bank of scotland nine billion dollars
"chuck garcia" Discussed on WGN Radio

WGN Radio

01:32 min | 3 years ago

"chuck garcia" Discussed on WGN Radio

"Kid who buys concert tickets in tries to pull one over on the bank hey i didn't order those tickets taught me a little bit about going after friendly fraud it's it's a dicey one uh so i'll give your personal experience actually i have a young son who does like legos nanba he thought he was going into i like this on amazon well he liked it locks he was buying it just it no it in that case we could have really gone back say hey we didn't ordered these in the in our case we actually said look mistake we need to return as many of these uh as we possibly can many people will though use that as an avenue though maybe they'll use something maybe by a suit for a couple of days there i really do i didn't use this thing in so banks do go after that it's difficult though iin in the sense that i want you as a customer okay so if if if i want your credit card then it's a difficult one if it's a one off banks will often absorb that if it's a frequent occurrence it's a whole different story the story that uh i'm referring to that i saw specifically was in a banking journal the talked about the kid who bought concert tickets and said oh i didn't do that and then i guess somebody from the bank following up from the fraud department saw that he'd posted the monday pictures on instagram there there are several stories like that's not the smartest a criminal yes you exactly right and chuck hang on we're going to continue our conversation with chuck garcia of associated bank he's director commercial deposits and treasury management their and our fault lay your conversation will continue here on the opening bell but first it 516 time to check traffic here's mary van de velde anti sponsored by spothero we.

friendly fraud amazon chuck garcia fraud mary van de velde
"chuck garcia" Discussed on WGN Radio

WGN Radio

02:02 min | 3 years ago

"chuck garcia" Discussed on WGN Radio

"Congressional aide synagogues heaters have removed several controversy jio provisions from the tax cut bill including one that would eliminated the deduction for interest on student loans and another deduction for medical expenses to congressional aides also say the bill will no longer start taxing graduate school tuition waivers be eight speaking on condition of anonymity the house and senate say they reached agreement in person principle on their conference committee yo actions involving the tax cut bill pushing it closer to floor votes in both houses idiots thought later thursday and chuck garcia is here this morning he is the director of commercial deposits and treasury management at associated bank chucky morning welcome back to the opening bell good morning thank at a happy holidays israel seemed to you there some news happening it evanston recently there was a big battle over the deposits of a row a wellknown bank that's calling it quits thoughts are too it's a little bit about that by i think cat on of the specifics about that individual bank but i think in general what we are seeing and i think we'll continue to see well into next year is certain banks just aren't able to to grow in the fashion that as of their shareholders or their expectations are uh be at other still a fair amount of regulatory burden uh competition is fierce in rates even though they are rising when they stay as low as they have as long as they have it still puts a lot of pressure on growth of the bankers of first bank trust of evanston i think it's gonna have about twenty it had about twenty five percent of the market share i could go any higher than that is does that sound about right that significant market share yet the you know for it for an organization to have that much obviously they've been around a long time a very well known but again you can reach that that peak in in uk can't opened branches to where they make sense to grow in any type of miserable fashion so it it's not a real shock i think it will seek will continue to see more that said the banks that obviously there were in the running for this include some of the other bigger banks you're in chicago um i think by my bank also was in on this trying to pick up some of their deposits was associated.

the house chuck garcia evanston uk senate israel chicago twenty five percent
"chuck garcia" Discussed on WGN Radio

WGN Radio

02:00 min | 3 years ago

"chuck garcia" Discussed on WGN Radio

"A good show for you this morning chuck garcia is here from associated bank in our thought leader conversation no going to be talking about little eminent a activity going on and a little bit later in the program by airbnb news report on where they're growing in chicago was so he what neighborhoods are succeeding but first on the wgn associated vague market dust this morning future chris up about thirty points nasdaq and sp futures are a week a too flat and this morning around the globe asia markets were generally lower with the nikkei off about a quarter the shanghai use off about a third in europe this morning or lots of red dead the footsie is off about a quarter the dax's off about a half a percent and the cac is down about a third and joe oil is so trading at two fifty six fifty nine a barrel which is down just a penny and on the crypto board this morning a bitcoin at sixteen thousand six hundred and thirty two which is down about a half a percent some stores were watching for you the federal reserve's you heard janet yellen in the montage boosted two key shortterm interest rate yesterday at the last central bank meeting that janet yellen is expected to lead as the fed chair that says it's sees the foresees about three additional hikes in 2018 but visuals ended their twoday meeting yesterday by hiking the fed fund rate so that's what bates should banks charge each other for shortterm loans to a range of one and a quarter one and a half percent and yellen says the cheater colleagues expected modest should lift to economic growth from the tax cuts being proposed by president trump and republican lawmakers lawmakers from hard hit states like florida are demanding tens of billions of dollars of hurricane relief in rebuilding font is part of another temporary washington spending bill to keep the government from shutting down through christmas hurricane money is so one of many pressing items under consideration by gop leaders as they struggled to devise a party strategy to abort avert a government shutdown and.

airbnb gop washington president bates fed central bank shanghai nasdaq chris chuck garcia associated bank christmas florida janet yellen joe oil europe wgn chicago twoday
"chuck garcia" Discussed on KTRH

KTRH

02:38 min | 3 years ago

"chuck garcia" Discussed on KTRH

"Now on the program tonight an old friend and i i had a look at the calendar and the years thirty nine years i have been friends with chuck garcia he has been on the program many many times and chuck is gonna be calling in from new york to talk about some articles that are in the news there posted on the face book page of your health i dot com it has to do how we look at physicians that are in good shape physicians that are taking care of themselves a eating ride and how that may be according as article and i believe they are nuts it may be a turnoff to patients a doctor that's in shape a doctor that is concerned about nutrition and wait talking to the patient in may actually bank fire i do not believe it i don't think chuck believes that and so chunk is going to be here worlds are going to talk about the perils of eating mac and cheese who would've thought mac and cheese would end up on this program your health i as a health concern but we scour the earth for articles and mac and cheese is not good for you and we'll tell you why are i don't forget go to your health i dot com all right so as everybody or many of you know mr met and patrick the man that for six years that here monday through friday host of the morning show here on ktrh passed away a week ago from malignant melanoma and earlier this week there was a absolutely marvellous memorial service for him and he was very public with his disease the malignant melanoma the therapy and therapies that he received that md anderson uh medical center here and the one thing when i was at the memorial service a lot of people came up to me and they were questioning what were this symptoms that matt had that that triggered him to go seek care now as many no i was involved in the very early stages and and the diagnosis and i'm not going to say anything here that would would breach any sort of hip up regulation but in in the people that were coming to me they were asking again what were the symptoms that he had.

chuck garcia new york patrick matt thirty nine years six years