18 Burst results for "Chris Perez"
"chris perez" Discussed on KFI AM 640
"You know, Amy you had asked about, you know, destructing, deconstructing food. And my buddy Ah, Chris Perez from American vision windows just texted me. He said. I was just listening. I deconstructed breakfast burritos last week. Oh, served in large Ramic in garnished with sour cream and chives. Yum. Yeah, so that's also you know if you are on Atkins or you're doing the Taquito type thing. You know, some like that. I mean, think about that. You're eliminating the tortilla. And then boom. You could you could get all that goodness in there. Man, serve it as a burrito bowl style, And that just sounds awesome. And I want to remind Amy that I've been saying throughout the show that I didn't eat before the show, and I'm very hungry. And I'm fascinated that not only Ah, the topics we're talking about is making worse. But now I've got friends texting me. Stuff today made Like I can't get a freaking break today. This's karma, Carl. She is Oh, man. No. She's outside playing with Max. I think they're in the pool jumping around. Postmates, my friend Postmates. I know I'm just I should have eaten before the show. I know better than this. It's like going grocery shopping when you're hungry. Oh, yeah, they say not to but beef. That's when I get my best stuff. Ah, a couple mohr grilling tips because I'm just in that grilling state of mind right now is, you know you can always trim the fat on things one. So you get less. Flare ups and I know that is flavor, but some fat becomes unnecessary in actually ends up getting charred on making a nasty taste. So keep those things in mind also sausages. Sausages have are filled with spices in flavor and fatty goodness and the lean and all of these things in a case If you throw them on high heat, they pop And all of that great stuff comes rolling out. So cook them indirectly. Overheat and then you can lightly get those grill marks on them afterwards. What I do is I put them on the rack above. You know, we have a lot of the grills have that upper rack for keeping things warm. I cook things on there all the time. Sometimes when I get a nice sear on on the hot dog or a nice grill marks on a hot dog or something that I put it up there to continue. So it doesn't Over cook but sausages let them come up to temperature slowly if you come if you bring them up to tempt to quickly those beauties, pop and all that goodness that you want inside there that they, you know, purposely sealed in there. Comes bursting out, but it's not like a hot dog where it will caramelize and change things differently. When you cut it up like idea, it actually bursts and they're not meant to burst on all that flavor goes into the grill instead of into your tummy. Can you have a pierced them? Or is that a no? No, too. Well, it's going to do the things I think it's going to do the same. Same thing is you're going to start losing juices from there. Just bring them up to temperature slowly and they'll be great in and then they pop when you eat him. Yummy. All right. It is the forecourt. Daniel surveyed Ra. Let's get some news from Amy King and Kate find President.
"chris perez" Discussed on KTRH
"Dotcom, there, you can sign up for my three ways to reduce taxes, on your retirement income video. It's going to pop up soon as you go to the website you sign up. We're going to send you the video three ways to reduce taxes on your retirement income. Go to the events page on our website, you can sign up for a live event, high do these events every week throughout the city of Houston. Jared here in the office, he also does these events. And then we have college type classes that we hold it, our training facility here in memorial city that you can sign up for we have one for tax free income. We have one for social security one for Medicare there on the website under the events tap. And if you just want to sit down and say, hey Troy, I hear what you're saying. On the radio. I want to reduce my taxes. I'm going to have a discussion about how do I reduce my taxes? You call us at one eight hundred eighty two to sixty four thirty four one eight hundred eighty two to sixty four thirty four and say, hey, I'd like to sit down with Troy and talk about my retirement. Hey, I want to sit down with somebody from the carves team. And talk about retirement, and we're here for you. That's what we do every single day is help people plan for retirement. The website. Again, carved financial group dot com, the phone number eight hundred eighty two to sixty four thirty four. Yeah. So maybe a great time to sit down with a team because I was reading about that while you're talking about at Troy. And it says if you go from seventy and a half required. Minimum distributions to even seventy two you're going to be paying, probably if you lived in ninety five seventy five to eighty thousand more in taxes, you don't have to wait you could talk to Troy about all of this right now. Eight hundred eight two to sixty four thirty four. Our final segment straight ahead. Chris Perez, the chief investment officer of Okarma financial joins us next to talk about.
"chris perez" Discussed on To Live and Die in LA
"Jaden to join me in the cadence thirteenth studio in Los Angeles to answer more of your queries. But before we begin I want to quickly address a few things that haven't been asked in nine after Jay talked about her terrifying stocking experiences. With Christopher as I did promise. I would get his responses, and I did speak to Chris Perez after the episode aired he listened to it. And we went over his response several times, he stated that everything Jade claimed is not true. And that the worst that ever happened to him in Colorado with that he got arrested for DUI. So that's Christmas has comet moving on. This is Jada by running quickly through some of your other questions together in the studio. Starting with anonymous question from Facebook wasn't day is destined for prince and treat it as a crime scene giving it someone entered an accent, or computer after she went missing at the best of my knowledge. No, I did not happen just based on the way to the case unfolded, because I the friends came in. I know the police came into do a welfare check, I. Sure. And that's a contaminated crime scene right there. Then they came back a second time when they realized it might have been foul play. Right. But it was still just patrol officers came back. Right. So this is the point being is one of the reasons we do these podcast is that missing people fall into this gray area where if there's not clear evidence of foul play or body that if not treated like a an preserved like a crime scene. And, and then later it's too late. Next question is what happened to a day as phone? Yeah. So, you know, two.
"chris perez" Discussed on 760 KFMB Radio
"Northern Ireland? Who's young people are still waiting to reap that long promised peace dividend. Vicki Barker, CBS news, London. Dozens of cars in an underground garage. Raj. Dallas love field airport or under water after heavy rains overnight. Spokesman Chris Perez worked out here to get this water out here. Today's forecast calls for more rain hail and high winds. It's the end of the final chapter for marvel superhero. He adventures and game doesn't open here until Friday. But it's already set an opening day record in China with more than one hundred seven million dollars in ticket sales movie gets ninety seven percent positive reviews on rotten tomatoes. This CBS news. For more of latest headlines. Visit CBS News Radio online at CBS, news dot com slash radio. And be sure to follow us on Twitter at CBS News Radio. From the studios of us. Eight five local present he goes, talk, and breaking you. This is a AM seven sixty possible hike utility rates. I'm seven sixty Allen Lee. That's one of the stories we're following or five at the corridor. Bridge got a crash stuck in one of the middle lanes. Sponsored by the del mar national horse show, come to the del mar national horse show now if you may fifth featuring Olympic and world class, horses and riders in western dresses and hunter jumper events. Visit del mar national dot com. Several major utility companies in California one big rate, hikes and bigger profits..
"chris perez" Discussed on KTRH
"But we got to special guests Jared Kennedy a financial advisor with oh carbs financial group, and Chris Perez, the chief investment officer both have been on the program before. And so we just paired them up today for the program. And Chris I do think that the challenge is you have you come from the expertise world of actually managing, you know, the top mutual funds in the country and the number two mutual fund in the country. Doing those types of things you have a much more deeper understanding of Wall Street, then the basic person out there. I think that's just got money in a 4._0._1._K. I hope things work out the challenge. I would think is that there are so many options in the investment world. How do you help people figure out? What's the best avenue for them? Usually the simplest avenue is the best. Right. I mean, there's that saying that kiss keep it simple. Stupid in the investment business. Honestly that is true. You know, the more complex products. Generally mean, you're paying too high a fees, and we can find you a tool to meet your retirement goal to meet your savings goal in a much more economic way. At one time. I think there were seven thousand mutual funds out there. You know, we might use five to seven as far as tools because they're low cost. They do what we want them to do. We're not always going to be right about the outcome in a linear fashion. But those tools are the ones that we filtered through our process. I'm done the due-diligence and come up with the notion that, you know, if we want emerging market exposure in the stock market or we want bond exposure, we have the best tool at the lowest cost we can our clients Jared when you think about it as Chris at seven thousand mutual funds people at times go while the more diversified. I can be meaning the more mutual funds. I owned the more diversified. I am a lot of times people think. That way do that. And sometimes your job is to kind of consolidate things. Let's put it more into perspective and make it simpler as Chris said. Because a lot of times if you have a lot of different things that are in the same category. We're talking Wall Street here in this situation. But you could also be the same way in the insurance world if you have a lot of the same stuff, you're not really diversifying. Are you mean diversifying? Now is not small-cap mid-cap large-cap. It's now across some different asset classes it is. Absolutely. And what we've really seen the biggest trend. I would say on a go forward basis over the last call it three to five years has been this move into the annuity market and one of the biggest or couple of the biggest misconceptions with fixed and fixed index to noodles in general, let's say variable annuities out because they have high fees market volatility all the things that we don't really want to bring in on our safe money. But on these fixing these fixed index what they really do is they create a downside protection for us. But there's typically no fees. There are some that do have a few. Fees. But we like here we'd like to use the ones that have no fees. They can create a guaranteed income stream force in the future. But again, the biggest misconception is is that they're high fees, and that we're not gonna have the money left over if something happens to us over the shorter term, and that's just not true anymore today. Today, the fixed annuities fixed indexed annuities designed to offer both legacy benefits for not maybe a spouse or children, grandchildren. But they're also designed to offer things like safe growth with zero percent. Downside risk. I is you know, say maybe a bond or a stock in. It's just a good tool to bring into the portfolio at some level for most retirees and if annuities or something that you're not really familiar with or your you've heard boy, I hate annuities you should too or I love a is you should too. There's a lot of varying opinions out there. Troy has written a report it's called annuities one. Oh, one really. It's everything you need to know about annuities. The good the bad, the ugly, the fine print and all of that in this report annuities one to one, and if you would like a copy of that you can..
"chris perez" Discussed on KTRH
"Financial group. Chris Perez is here the chief investment officer, and Chris has been on especially when we're seeing a lot of volatility in the market to the end of two thousand eighteen and that's continuing Chris I'm going to start with you. Because market volatility is one of those things it's really just a normal aspect of Wall Street. I would think but people do tend to panic a little bit when we see Margaret volatility. What's your assessment of where the markets are twenty nine thousand nine starting and where we're going Mark? We saw a lot of volatility. Yes. At the end of the year, particularly right around Christmas Eve when very few people were actually at their desks. And I think we've talked about this in the past. We saw some indicators flash. Extreme volatility extreme pessimism right on Christmas Eve and to the point that those indicators flash a buy signal essentially for our team here. So we've actually been buying equities over the past few weeks. We expect two thousand nineteen to play out almost exactly opposite. The year of two thousand eighteen two thousand eighteen we saw a huge rally and optimism on in January of two thousand eighteen followed by extreme pessimism in the fourth quarter and about one hundred and fifty billion dollars leading the market in November and December. We think that the economy is going to just chug along here this year at a very boring slow pace, which actually is a Goldilocks economy for the stock market. Not too hot not too cold. And I do think it's interesting because Jared, it's really almost where you come in because one of the challenges for I think people especially like me that don't work in the financial world is. Is that you know, have the 4._0._1._K at work. You know, my parents my grandparents they would have had the pensions whenever getting into retirement. So their employers were handling the retirement for them. Basically. Now, the onus is on me to make these decisions, and Jared, I can tell you that is a bad thing if I'm making these financial decisions, and this is kind of where you come in that planning process to help people kind of get an idea. What makes the most sense for them? I would imagine very true. Yeah. Planning is definitely key to what we do here at oak harvest investment management one big side that we work Chris and his team manage that that process in all the philosophies that we have on that. There's also other aspects to it. There's insurance there's tax in those are the avenues that that. We work with together as the team to come up because as you work and save your entire life in the 4._0._1._K. You're you're doing something when you retire. That's completely different. In a lot of people don't realize that we have to cross this line into retirement where we're no longer gonna make money anymore. Experiencing turbulent market. It's down. Markets are going to be a little bit more difficult to come back over time. If we're also using the money that's there to live on. And so our job in most aspects is to do the planning that bringing in other things than just what Wall Street offers or the investments offer in that's things like insurance annuities and different types of products. That can help offset some of that risk to this market volatility that we've been seeing lately, Jared, you talk about the planning process at harvest where you're looking at income planning investment planning, you're looking at health planning tax planning legacy and estate planning when and how to take social security, maybe talk a little bit. If you would to help our listeners because I think a lot of people just think all financial advisers are the same. Well, you're not all the same Okara says an independent group. Meaning you don't have a board of directors in Houston or Dallas or New York or Chicago. It is Troy and Jessica's company. And so they're making the decisions. And then you guys are fiduciaries you operate under the fiduciary standard meaning morally legally ethically obligated to do what is your clients best interest. So that's important being. Independent. You're not having a company tell you what you need to offer your clients. It's really you kind of look, and and what what makes the most sense for your clients. So maybe talk a little bit about the difference of oak harvests, say to a Wall Street broker or somebody that is only an insurance person because you guys work in both of those worlds, right? Correct. We do. And the biggest difference is like you said world for this year's here. So the the best interest of our clients come first in every situation works on both same the investment world and the insurance world because there are other insurance agents out there that operate under this ability standard, which definitely is a better standard than having none. But it's not gonna be the same level. As a fiduciary standard. We're not captive to any product investment mutual funds. Stock. We don't have to use a particular company. There's fifty sixty different companies out there that we can utilize and thousands and thousands of investment vehicles that we can utilize on the investment world whatever's going to be in the best interest. We operate on goal strategies and tools our first job in planning. His to figure out what the goals of our clients are once we figure out was goals. They have their vision figure out their goals with them, we outlays strategies, once we have the strategies, and we have this world of tools between all the different stocks mutual funds exchange traded funds annuities life insurance all the different things that we have at our disposal, and we fit those tools into the strategy. That helps them accomplish their goals. We don't care what the tool is at the end of the day as long as it helps them accomplish those.
"chris perez" Discussed on WNYC 93.9 FM
"Notes of Dixie. But dixies biggest platform was the southern football stadium and nowhere more prominently and the university of Mississippi, and it's pride of the south marching band. My name is Chris presi, and I was the Germania for the pride of the south marching band. Ole miss my first two years, I was playing Dixie with the marching band, and then my last few years I was conducting the zone. Chris Perez league is African American and he says despite the song's divisive history during games Dixie could become a unified anthem even though the song divided meaning people I still saw everyone holding up their pompoms, especially when we were winning during the song of Dixie how how many times would it be played in the crisper game. Oh, goodness. A really just depends on the football team during that game. You know, if we were winning maybe twenty times the band continued playing Dixie until two years ago when the school finally stopped using it. I have always loved the song Dixie that's jazz singer Renee, Marie as a black person. I knew that it was like, no, you you cannot sing the song because it's Dixie Rene. But I thought this is song just about somebody who wishes they were back in their hometown. In the south. I can identify with that. And so she sang it for the first time in Richmond in Dixie. My. In DC Marissa's.
"chris perez" Discussed on KTRH
"And how they can protect against taxes and inflation and market crashes while still getting growth that you need to have a successful retirement, only when you understand all of that. And can. Bring it together. Are you truly a retirement planner? Our chief investment officer is a gentleman by the name of Chris Perez. Chris is one of the brightest minds in in all of the investment world as far as I'm concerned, definitely one of the top two or three here in Houston running money. Chris has a Harvard MBA he's managed the number one Meech will fund in the country twice in his career the number to fund over a five year period. And you know, that's all good. And well, but when I was talking to Chris about working here. I sit Creswell obviously, your accomplished venture accolades, you've you've done a lot. Your education, very impressive. But why do you wanna work here? You know, there's plenty of institutions you can go out and make a million bucks a year. And you know, why why do you wanna work here in the reason I hire Chris was the answer? He gave me this question without skipping a beat. He looked right at me drift. Lenny I any said Troy, he says I want to make a difference in the portfolios of re regular everyday average people. I'm sick of making money for large institutions and large corporations. I want to make a difference in the lives of people. So I can sit across from them and see the impact that my skill that my career that my life's work is having on their retirement and their life. Now, I'm kind of paraphrasing and putting that together there. But that was the gist of what he said, and that to me spoke volumes to his character to his purpose to his why and we can't pay Chris the same amount of money that he could go get. At some large institution managing twenty billion dollars at some large fund one of the funds. He ran in town. Here was thirty three billion dollars. So Chris has extensive experience over twenty years. I think twenty five managing tens of billions of dollars for large institutions and he's done a tremendous job over the years. They said the number two mutual fund in its class in the entire country over a five year period. So we've dedicated extensive resources to the investment side of our firm, but we look at investment stocks bonds mutual funds as nothing more than tools. So this is what separates us. This is really really what separates us from your fidelity, your Merrill, Lynch. Vanguard your your Morgan Stanley or Wells Fargo Jones, Raymond James, just the list goes on is we talk to you. About your goals. We talked to you about your retirement vision. And then we use the vast experience and expertise of our professionals here to incorporate different strategies to help you have a portfolio that brings those goals to fruition. Now, will you may want to reduce taxes on your income? You may want to pass more money onto your kids or grandkids. You may want to make sure you just don't lose any money, you protect your principal and you make four or five percent a year. You may want to make sure that you have enough money to live off of and maintain your standard of living in retirement, but then have enough money to pay for long term care or medical expenses in your eighties or nineties. So everyone's goals are a little bit different. But whatever tools we used to get the job done. That's just a discussion between us and you. We don't care which tools that you use the we've dedicated extensive resources to both sides of our firm, and the understanding of how they work together in a comprehensive plan much like baking a cake, if you have baking Flautre if our and sugar, and you leave off, you know, one ingredient your cakes not going to be as good. So that's the difference between a firm like ours. Retirement planning firm, and your investment advice and brokerage firms out there. So encourage you if you're in if you're in your car, if you're at home listening streaming on the computer, and you say, hey, you know, what this might be a little bit better approach than what I'm currently doing now or let me see if maybe I can reduce taxes on retirement income were maybe there's social security strategy that I can put into effect that I'm not aware of where the firm to have that conversation with and.
"chris perez" Discussed on KTRH
"I'm Mark Elliott. And I'm here, of course, with the CEO of Okara financial group. Troy sharp Troy is a certified financial planner. Jessica his wife is a president of Okara financial group. We're going to give you the numbers to sit down with Troy have questions about anything about your retirement. We'll give you the websites. You can find out more about Troy and the team or to get to all of that today. We're gonna be talking about the market. How does that factor into your retirement? Should you just get out of the market entirely because you don't need any risk at this point in retirement. You've done a great job. Well depends on the situation. So we're going to hear from Troy we're also going to hear from Chris Perez. That is with us today. So Royal let you introduce reintroduce your partner there Chris Perez because Chris has been on the program before. But I think welcome to the show introduced us to Chris again if you would be back. Chris's our chief investment officer over oak harvest financial group, Chris brings a wealth of experience. He's a Harvard grad from the business school over there. Chris managed the number one mutual fund ranked by Lipper in the country twice in his career. The number to fund ranked by Lipper over three and five year period. So Chris is in charge of the portfolio construction stock selection asset allocation for our clients in retirement and today, we're gonna be talking about the market things that investors need to be aware of his far is the what's going on not only in the economy, but what's going on in the market because oftentimes investors confuse some of the drivers of stock returns of market returns with positive economic numbers and things going on with the economy. So some things are better for the stock market when we have positive economic numbers than others. So we're going to get into what's been going on in the market. What's been driving returns? And what we really kind of happening over the next three or four months, and you know, at least what we need to be aware of in what we could see play out based on the economic data. That's coming in. And there's some conflicting information there. So Chris is going to get into that. And we're gonna gonna bring this back to how does it impact.
"chris perez" Discussed on The Nicole Sandler Show
"Smock them if you gone them. That was Jake tapper. Yes, you like that was Jake tapper. That's how he started his show yesterday. Smock Doc. ghanem. I can't begin to tell you the number of smart jokes. Some troll got me because oh here Pence cast tie-breaking vote to confirm controversial Trump judicial nominee. Okay. What else is new did Judy Jeff flake vote on it? I don't know. All I got was that news Lert in the hill. It says it was fifty fifty after flake joined with all the way keeps jumping now. I lost that. Where's that here? It is. Joined with Democrats Democrats yet I keep getting pop ups and videos, excuse me, joined with Democrats in opposing nomination. Okay. Good. All right. So that's good. All right. So today was interesting always always telling you that that a troll because I said, I wonder if Trump thinks that if Trump tells Malania that she smock and hot or something like that. And some some trouble said, well, she looks better than you. And I said, well, yeah, that's why I didn't do any nude photos. Like our did. What like malaria did like malaria too? I was exactly what I said that. So the hill tweeted Oko Corto this is from today before all this. This news stuff broke about with the before the little meeting little. Little. Accustomed cortez. Paul Ryan got called a genius when he was elected at twenty eight I get accused of being called a fraud of being a fraud. And I said she I can't imagine what the difference here would be just don't. I mean looking at her. I would possibly. Yeah. Gee, I don't know. Imagine. Anyway, Chris Perez is responding to put politics insider tweet is his Kellyanne Conway slams Okasha Cortez says, quote, she doesn't seem to know much about anything and Chris in Paris says guesses afraid of a Costco, two thousand eighteen the GO. That's her handle the GOP shirt to spend a lot of time worrying about her. And for good reason. She calls them out. She lets us in..
"chris perez" Discussed on Blogging the Boys
"And I think Scott Lenihan deserves credit there at the end the go ahead. Touchdown. Ultimately was touched on the side of this game that last touchdown drive by the Cowboys looked like the two thousand sixteen version of themselves. And so I think that Jason deserves a lot of credit especially coming off that loss. The Tennessee titans. And I don't know that the fact that the titans beat the patriots today makes you feel any better about that loss. Now, Chris Perez on periscope one win is not the difference. I totally agree. I'm not at all saying the Cowboys need to get back in on the Jason draft front, etc. Tonight as far as what happened on the field at the link in Philadelphia tonight part of the credit belongs to Jason Garrett. And that's the simple cold hard truth about it. Although obviously again, the Cowboys got incredible performances from van deresh from Elliot from Zack Martin cheetah lose had a great game. Exhibit woods had a great game. Jalen Smith ball out and into Cowboys seemingly that a great game all around. There was a comment earlier. I'm sorry. If it was you and forgetting Tyran Smith had a great game for the Cowboys. I thought when he's had a season it's kind of been somewhat forget -able. And so overall this was just a great game for the couch. Let's kind of let's crowd source this at this point the Cavs are foreign five their second in the NFC east. They are technically two games two and a half names if you wanna call that behind the. Washington Redskins and the Cowboys now get the travel to Atlanta. And by the way, our shows next week will be extra special Papa Ocho, and I will be making the trip to the AT L. So if you are going to be at the falcons game next week, we want to hear from you. We wanna see there. They will do Grupo July..
"chris perez" Discussed on KTRH
"Let's sit down and discuss retirement and get you on a better course, choice sharp is the CEO of Okara was financial group is also a certified financial planner Chris Perez with us. He is the chief investment officer, Addo carved. I'm Mark Elliott. So glad you're with us today for the retirement income show, and you know, one of the challenges I think for somebody like me that doesn't work in this financial world that you and Chris work in Troy is that a few years back. I was doing basketball on the radio for a division two program. We went to Vegas, I play the roulette wheel. I want one hundred bucks or I was going to gamble. A hundred bucks. I'm not a gambler. So I thought well I'm going to participate. Whether it's twenty minutes or an hour. Then I'm out in that first hour, I took that hundred dollars and turn it into. I think it was almost four hundred. I got up and left. Now, they don't build new hotels because of people like me, and that's almost like the stock market because greed and fear come in. You know in two thousand eight the markets are tanking. Everybody's selling it a low when we're supposed to buy high sell low because of fear. We're scared release. Everything's we sell at the wrong time. And then the markets are going great. So we buy then maybe at the wrong time because of greed, how do you look at that? How should we approach this? And I know that every single client that you guys have at Okara financial their situations are all different. So there's no blanket statement here. But it does seem to me to be the challenge of how and when to pull out to adjust here there. How do you go about figuring that out? I don't want to beat a dead horse here, Mark. But it comes down to planning. If you're you're saying plan plan, you're saying plan, don't panic. Yes. I kind of. Okay. Definitely don't panic. I'm I'm absolutely saying that, but here's here's what I mean by retirement plan, retirement planning. It's so generic it's so cliche. You turn on all these accumulation phase firms like fidelity, and Merrill, Lynch and J P, Morgan Wells Fargo and Schwab and Morgan Stanley and all these firms you turn their commercials on TV. They all tell you that their retirement planners. Right. But none of them are doing retirement planning. They have a brokerage firm. And then they have an investment adviser firm what they do is investment strategy. They do investment strategy that has one part of a retirement plan. It's not a retirement plan in and of itself. Putting sixty percent of your money in stocks forty percent in bonds and then taking four percent a year that is not retirement plan. Okay. That's an investment strategy. When I use the word plan. I know many people, you know, they is such a cliche word and so generally used. By people who really don't do any planning that it doesn't convey the level of sophistication that is needed in your retirement plan to truly have success to optimize your retirement when you have a true plan. Like what we do. Here though is financial group for our clients retirement. Then through that process of understanding your retirement vision, discussing goals, talking about strategies going through various tools, besides just stocks and bonds that are available to you. Once you go through a thorough retirement planning process, the amount of money that you should have in..
"chris perez" Discussed on KTRH
"Eight plus rated by the Better Business Bureau of Houston is also a certified financial planner. And also with us today is Chris Perez. Chris is the he's got what did you say? Troy, he's got the crystal ball crystal ball. I thought maybe you had the magic eight ball. But he's got the crystal ball. When what happens just Chris has extensive time twenty five years in the financial world, and has certainly done. Some incredible things Troy is super excited to have Christmas part of the Okara team. So we're talking about the markets today. And Chris I'm gonna ask you a question because you've worked with the number one in the number two mutual funds in an entire year. According to the Lipper report, or whatever that's pretty impressive. Most of us like me, don't really get all that. So it sounds really good. I'm impressed. So here's my question. We're seeing volatility in two thousand eighteen that we did not see in two thousand seventeen. So my guess is that two thousand seventeen is the abnormal year where there was no volatility. Whatsoever. Because if I look at history and over one hundred thirteen year period from nineteen hundred to two thousand thirteen there have been a hundred Twenty-three market corrections during that time period, which means at least one correction per year, maybe sometimes too and during that same time period one thousand nine hundred twenty thirteen there have been thirty to bear markets, which is a drop of twenty percent of more. Now, the corrections tend to nineteen percents. We're talking ten percent or more of happened. Uttering Twenty-three corrections during that time thirty to bear markets this how the markets work, right? Chris. They go up. They go down. They go sideways, and if you're trying to rely on the income from Wall Street to fund your entire retirement that means you got kind of what if income doesn't it? Yeah. The markets go up down, and they do go sideways over very long periods of time over longer periods of time, they grow with the economy. The companies are there to return money in cash to shareholders if they do it in a good fashion on over long. Periods of time about a seven percent. Growth return, and then another two to three percent dividend return relying on to three percent dividend return in this economic environment isn't enough, you know, we have other tools and strategies here at oak RBIs to provide income for retirees to cushion that volatility that the stock market, and you know, in retirement, you generally, do not have any consistent income..
"chris perez" Discussed on KTRH
"The CEO of oh Carver's financial group choice sharp, Troy is a certified financial planner. Jessica his wife is a president of Okara financial group. We're gonna give you the numbers to sit down with Troy if you have questions about anything about your retirement, we'll give you the websites. You can find out more about Troy and the team or to get to all of that today. We're gonna be talking about the market. How does that factor into your retirement? Should you just get out of the market entirely because you don't need any risk at this point in retirement. You've done a great job. Well depends on the situation. So we're going to hear from Choi. We're also going to hear from Chris Perez. That is with us today. So Royal let you introduce reintroduce your partner there Chris Perez because Chris has been on the program before. But I think welcome to the show introduced us to Chris again, if he would glad to be back. Mark Chris's our chief investment officer over harvest financial group, Chris brings a wealth of experience. He's a Harvard grad from the business school over there. Chris managed the number one mutual fund ranked by Lipper in the country twice in his career. The number to fund ranked by Lipper over three and five year period. So Chris is in charge of the portfolio construction stocks election asset allocation for our clients in retirement and today, we're gonna be talking about the market things that investors need to be aware of is far as the what's going on not only in the economy, but what's going on in the market because oftentimes investors confuse some of the drivers of stock returns of market returns with positive economic numbers and things going on with the economy. So some things are better for the stock market when we have positive economic numbers than others. So we're going to get into what's been going on in the market. What's been driving returns? And what we really anticipate happening over the next three or four months, and at least what we need to be aware of in what we could see play out. Based on the economic data. That's coming in. And there's some conflicting information there. So Chris is going to get into that. And we're going to bring this back to how does.
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"chris perez" Discussed on Keep It!
"Did you have with Michelle Yeoh in that scene, Android dot, and that was like one of the first things seventy get out of here about. Movie. With Chris paying on that raft. That was wild to me. I was like, I go to different directions. I know that John M Joe was trying to give you seeds of like, oh, Asian men can be, you know, yeah, desire, they can be hot. They could be sexual, but like when Henry Golding Chris Perez. Hang, yeah. Say like on that dot? Just like shirt little in these short shorts, having this conversation with each other. I thought I was watching the Sean. And that we cut the Cancun where two gorgeous manner. It was. I wanna see that move. I. I wanna see those to play Mahjong because that was sexual heat too. And it's. A lot of great chemistry. I don't know. I mean, you can't be like a generational landowner in Singapore without rivers of blood on your hands. Maybe we don't know these people. It just can't be everything to everyone, but that's a larger thing though about this movie being it. I mean, it is such a fun movie and it is a rom com. And the notion that a romantic comedy designed to be as appealing to the most amount of people possible is going to be the most accurate depiction of Asian identity we've ever seen. Unscreened is silly. And so while while like the conversation should be happening, I think it's also it's unfortunate that like they all have to happen about this film because we should be able to have. There should be five films and we're talking about maybe there's an Aquafina type sent and that one in in the way that it's presented in that film allows us to critique it and has different more specific way were a series to be honest because that stuff you bring up, you know about landowners, you know, it's like I would want the soapy drama, you know with Constance, but then also like. Having to deal with the racist history and how this family got the, but you know, to point how do you feel you know that people are sort of getting away from having to make crazy rich agents be everything. Now that we have movies like searching and to all the boys, I loved before, which just recently came out and like people like, oh, make other movies. This peeling back occurred a little bit CARA for fully one calendar year has been like, get your fucking Asian family comedy script.
"chris perez" Discussed on Sports Media with Richard Deitsch
"So I kinda sat there with the idea in the back of my head kept reporting it out over the next several years thinking, you know that as they got better, maybe it would turn into a viable project. Now, as far as getting the actual project off the ground, I'd say for the past several years periodically agents have been reaching out in the space on my sl work acting. You have a book idea. Do you have something you wanna? Do you know? I knew I only wanted to do a book if it was something I deeply believe in that I want to spend that much time on. And then I thought the public would value. One of the agents who had reached out to me over that time was a guy named Chris Perez lamb his big breakthrough was the artist fielding by Chad harbach adults to very good agent. I knew I wanted an agent who would not just get a good deal for the book, but somebody who had engaged with the ideas and helped me shape it when I took it out. So honestly, I remember the point at which last October I realized that, man, I think we might have them here. It was after they went up two, nothing against the Yankees. In the AOL CS I called Chris from the press box. Of Yankee Stadium before the game. I said, hey, man, I think it was about a thirty five percent chance of actually win the World Series and that might be what they have to do for this to be viable project. But if that happened, I think we might have something there. He loved the idea and we kind of set back the next two weeks this he was going to happen. Okay. So the Astros win the World Series, and now you're like, listen, I got a great story here. What usually happens Ben, I imagine this happen for you. Is you right up proposal that get shop, two different publishers and publishers either have interest or don't have interest in the book. So is that correct? You write a proposal, you Senate your agent, your agent shops, the publishers, then what happens next? Right. Well, you know, almost the moment that Jose altuve as through to Yuli gurriel in Los Angeles for the final out on November. I I mean, it was game on..
"chris perez" Discussed on Xtra Sports Radio 1300 AM
"Talk in colorado what we learn what's in store tomorrow all of that coming up we're watching last night with hockey las vegas golden knights and this is a big show big production is pure vegas so fritzy goes well what do you think washington capitals are going to do when it goes back to washington for game three he goes you know i'm thinking maybe alex smith and i go wait no i said alex smith i'm thinking entertainment i'm thinking wait who who's alex smith and you go the quarterback for the redskins i go you're going to rival vegas is opening presentation production with alex smith sprinkle john wall maybe you got something to piece together got to try something we bring a couple of politicians in i wouldn't do anything i would just say we're all business all right i think we got a hockey game to get to because you can't rival vegas and you can't get bryce harper don't even know if their home and if they are home tonight game and it'd be playing at the time fritzy's i didn't realize when you sit alex smith i'm thinking guys is that a singer like and then i you know the redskins quarterback like that alex smith from country western all of a sudden you're going to have alex smith show up on the jumbotron and people don't alex smith yeah yeah alex a walk out on the ice and chris perez slacks everybody stand up get up go capitals that'll get him go maybe they bring in kirk cousins you would get more reaction with kirk cousins and you would alex smith ladies and gentlemen jay gruden everybody yeah i just don't think you're going to get any real reaction there from anybody in in dc so i would just play it as say this is i don't even know what they're opening production is they all have them michael buffer showed up last night let's get ready to escape every time i see michael buffer someone in the building always says you don't he gets paid two hundred thousand dollars each time he does that i'd like to know if that's true or just an urban legend you wouldn't really tell us last time well i don't blame him.