35 Burst results for "Cares Act"

Even Jen Psaki Is Confused About How Biden's Addressing Inflation

The Dan Bongino Show

00:55 sec | 3 weeks ago

Even Jen Psaki Is Confused About How Biden's Addressing Inflation

"One and the two of them Yeah play the other one But how the American people experience inflation is costs as you noted whether it's at the grocery store or other costs on their pocketbook And the president has taken a number of steps to address costs even extending the pause on student loans which is something he did just a few weeks ago The steps to fix the family glitch in the Affordable Care Act so more people would be eligible for lower cost healthcare And continuing conversations that are happening on Capitol Hill right now on his proposals to lower costs on child care healthcare the cost of prescription drugs What Wait wait Wait So he wants to hide taxes Schumer and Biden to cure inflation by sucking money out of the economy and then peppermint patties asked about the cure for inflation We want to get more people money back by canceling student loans giving them more money for ObamaCare and paying for their child care

Capitol Hill Schumer Biden
Biden, Obama mark 12 years under Obama's health care law

AP News Radio

00:56 sec | Last month

Biden, Obama mark 12 years under Obama's health care law

"There there there there were were were were hugs hugs hugs hugs jokes jokes jokes jokes and and and and laughs laughs laughs laughs in in in in the the the the White White White White House House House House east east east east room room room room as as as as two two two two old old old old friends friends friends friends reunited reunited reunited reunited for for for for the the the the first first first first time time time time in in in in five five five five years years years years Barack Barack Barack Barack Obama Obama Obama Obama walked walked walked walked into into into into the the the the mansion mansion mansion mansion he he he he called called called called home home home home four four four four eight eight eight eight I I I I heard heard heard heard some some some some changes changes changes changes have have have have been been been been made made made made by by by the the the current current current president president president poking poking poking fun fun fun at at at his his his former former former vice vice vice president president president currently currently currently secret secret secret service service service agents agents agents have have have to to to wear wear wear aviator aviator aviator glasses glasses glasses now now now the the the maybe maybe maybe maths maths maths and and and replaced replaced replaced by by by Baskin Baskin Baskin Robbins Robbins Robbins the the the two two two men men men were were were marking marking marking the the the affordable affordable affordable care care care act's act's act's twelfth twelfth twelfth anniversary anniversary anniversary well well well bomber bomber bomber says says says its its its passage passage passage was was was a a a high high high point point point of of of his his his tenure tenure tenure and and and his his his ex ex ex number number number two two two gave gave gave him him him all all all the the the credit credit credit I I I helped helped helped a a a little little little bit bit bit but but but because because because you you you bite bite bite into into into serrations serrations serrations tried tried tried to to to expand expand expand to to to the the the law's law's law's reach reach reach by by by fixing fixing fixing a a a glitch glitch glitch it it it says says says can can can help help help two two two hundred hundred hundred thousand thousand thousand more more more people people people join join join the the the millions millions millions who who who have have have already already already received received received affordable affordable affordable coverage coverage coverage Sager Sager Sager mag mag mag ani ani ani Washington Washington Washington

White White White White House Barack Barack Barack Barack Ob Obama Obama Baskin Baskin Baskin Robbins R Sager Sager Ani Ani Ani Washington Washington
Obama touts health care law, calls it 'high point' of tenure

AP News Radio

00:50 sec | Last month

Obama touts health care law, calls it 'high point' of tenure

"Barack Barack Barack Barack Obama Obama Obama Obama has has has has returned returned returned returned to to to to the the the the White White White White House House House House to to to to tout tout tout tout the the the the twelfth twelfth twelfth twelfth anniversary anniversary anniversary anniversary of of of of his his his his signature signature signature signature healthcare healthcare healthcare healthcare bill bill bill bill it it it it is is is is good good good good to to to to be be be be back back back back in in in in the the the the White White White White House House House House the the the the former former former former president president president president says says says says it's it's it's it's been been been been a a a a while while while while five five five five years years years years but but but but he he he he came came came came back back back back to to to to not not not not only only only only celebrate celebrate celebrate celebrate the the the the law law law law known known known known as as as as obamacare obamacare obamacare obamacare but but but but to to to to see see see see an an an an old old old old friend friend friend friend vice vice vice vice president president president president Biden Biden Biden Biden quickly quickly quickly quickly saying saying saying saying it it it it was was was was a a a a joke joke joke joke and and and and leaning leaning leaning leaning over over over over to to to to hug hug hug hug his his his his former former former former running running running running mate mate mate mate welcome welcome welcome welcome back back back back to to to to the the the the White White White White House House House House man man man man feels feels feels feels like like like like the the the the good good good good old old old old days days days days Obama Obama Obama Obama since since since since passing passing passing passing the the the the affordable affordable affordable affordable Care Care Care Care Act Act Act Act was was was was one one one one of of of of his his his his ten ten ten ten years years years years high high high high points points points points after after after after surviving surviving surviving surviving political political political political and and and and legal legal legal legal challenges challenges challenges challenges the the the the law's law's law's law's reach reach reach reach has has has has grown grown grown grown under under under under the the the the by by by by the the the the administration administration administration administration to to to to an an an an estimated estimated estimated estimated more more more more than than than than thirty thirty thirty thirty million million million million people people people people the the the the current current current current president's president's president's president's moving moving moving moving two two two two weeks weeks weeks weeks dented dented dented dented further further further further by by by by lowering lowering lowering lowering costs costs costs costs for for for for more more more more people people people people Sager Sager Sager Sager AMAG AMAG AMAG AMAG ani ani ani ani Washington Washington Washington Washington

White White White White House Barack Barack Barack Barack Ob Obama Obama Bill Bill Bill Biden Biden Biden Biden Obama Obama Obama Obama Administration Administration Sager Sager Sager Sager Washington
Biden-Obama: White House reunion to celebrate health law

AP News Radio

00:46 sec | Last month

Biden-Obama: White House reunion to celebrate health law

"Barack Barack Barack Barack Obama Obama Obama Obama will will will will be be be be back back back back at at at at the the the the White White White White House House House House today today today today for for for for the the the the first first first first time time time time in in in in five five five five years years years years the the the the last last last last time time time time he he he he was was was was there there there there January January January January twentieth twentieth twentieth twentieth twenty twenty twenty twenty seventeen seventeen seventeen seventeen hi hi hi hi Donald Donald Donald Donald John John John John trump trump trump trump do do do do solemnly solemnly solemnly solemnly swear swear swear swear trump trump trump trump also also also also sworn sworn sworn sworn to to to to overturn overturn overturn overturn one one one one of of of of Obama's Obama's Obama's Obama's signature signature signature signature achievements achievements achievements achievements the the the the affordable affordable affordable affordable Care Care Care Care Act Act Act Act today today today today Obama Obama Obama Obama will will will will mark mark mark mark the the the the laws laws laws laws twelfth twelfth twelfth twelfth anniversary anniversary anniversary anniversary and and and and president president president president Biden Biden Biden Biden will will will will announce announce announce announce new new new new steps steps steps steps aimed aimed aimed aimed at at at at shoring shoring shoring shoring up up up up what's what's what's what's known known known known as as as as obamacare obamacare obamacare obamacare beyond beyond beyond beyond that that that that it's it's it's it's a a a a reunion reunion reunion reunion they they they they are are are are real real real real friends friends friends friends not not not not just just just just Washington Washington Washington Washington friends friends friends friends White White White White House House House House spokeswoman spokeswoman spokeswoman spokeswoman Jen Jen Jen Jen Psaki Psaki Psaki Psaki says says says says the the the the two two two two men men men men will will will will meet meet meet meet for for for for lunch lunch lunch lunch like like like like they they they they did did did did weekly weekly weekly weekly during during during during the the the the Obama Obama Obama Obama Biden Biden Biden Biden administration administration administration administration and and and and will will will will likely likely likely likely discuss discuss discuss discuss Ukraine Ukraine Ukraine Ukraine and and and and other other other other global global global global issues issues issues issues Sager Sager Sager Sager made made made made Donnie Donnie Donnie Donnie Washington Washington Washington Washington

Obama Obama Barack Barack Barack Barack Ob White White White White House Barack Obama Donald Donald Donald Donald Jo Trump Trump Mark Mark Mark Mark Biden Biden Biden Biden Washington Jen Jen Jen Jen Psaki Psaki Ps Biden Biden Biden Ukraine Biden Administration Administr Sager Sager Sager Sager Donnie Donnie Donnie Donnie
 Biden-Obama: White House reunion to celebrate health law

AP News Radio

00:55 sec | Last month

Biden-Obama: White House reunion to celebrate health law

"Former former former former president president president president Barack Barack Barack Barack Obama Obama Obama Obama returns returns returns returns to to to to the the the the White White White White House House House House this this this this afternoon afternoon afternoon afternoon to to to to celebrate celebrate celebrate celebrate the the the the anniversary anniversary anniversary anniversary of of of of his his his his landmark landmark landmark landmark healthcare healthcare healthcare healthcare act act act act and and and and to to to to help help help help push push push push for for for for more more more more coverage coverage coverage coverage the the the the affordable affordable affordable affordable Care Care Care Care Act Act Act Act also also also also known known known known as as as as obamacare obamacare obamacare obamacare is is is is now now now now a a a a key key key key component component component component of of of of the the the the American American American American healthcare healthcare healthcare healthcare system system system system and and and and president president president president Biden Biden Biden Biden is is is is hoping hoping hoping hoping to to to to extend extend extend extend its its its its reach reach reach reach today today today today he he he he and and and and Obama Obama Obama Obama marked marked marked marked the the the the twelfth twelfth twelfth twelfth anniversary anniversary anniversary anniversary of of of of its its its its passage passage passage passage this this this this law law law law is is is is helping helping helping helping millions millions millions millions of of of of Americans Americans Americans Americans and and and in in in the the the coming coming coming years years years it it it will will will help help help millions millions millions more more more but but but if if if Democrats Democrats Democrats in in in Congress Congress Congress don't don't don't pass pass pass a a a version version version of of of bite bite bite in in in social social social spending spending spending bill bill bill his his his plans plans plans for for for enhanced enhanced enhanced financial financial financial assistance assistance assistance for for for people people people buying buying buying obamacare obamacare obamacare coverage coverage coverage will will will expire expire expire at at at the the the end end end of of of this this this year year year the the the resulting resulting resulting higher higher higher premiums premiums premiums would would would likely likely likely cause cause cause people people people to to to drop drop drop out out out of of of the the the health health health care care care program program program and and and increase increase increase the the the nation's nation's nation's uninsured uninsured uninsured population population population I'm I'm I'm Jackie Jackie Jackie Quinn Quinn Quinn

Barack Barack Barack Barack Ob Obama Obama White White White White House American American American Ame Biden Biden Biden Biden Obama Obama Obama Obama Congress Bill Bill Bill Health Health Health Care Care Jackie Jackie Jackie Quinn Quinn Quinn
Barack Obama's Shadow Presidency Emerges from the Darkness

The Charlie Kirk Show

01:52 min | 3 months ago

Barack Obama's Shadow Presidency Emerges from the Darkness

"Democrats right now. A Democrats are looking as if they are going to get clobbered in the upcoming midterms. The Senate is probably going to be in Republican hands unless Republicans screwed up. And so who do they bring in to try to spark up the troops to try to pop them up, try to get them focused, Barack Obama? Former president Barack Obama speaks the House Democrats on Thursday. The private meeting is organized by Hakeem Jeffries, the caucus chair, and is expected to take place virtually. You know, Obama will not be bothered by leaving Oahu. While he is, communicating to House Democrats, Obama who has kept his public appearances to a minimum since leaving office will participate in a keynote discussion with speaker Nancy Pelosi. Now I'm reading this article that happened a couple days ago, but last night, some of the information from his speech got leaked. And Obama basically leaned in and told Democrats here's the problem. The problem is not that you're messing up the country. The problems you're not communicating, what you're doing. Quote, from CBS News dot com. Former president Barack Hussein Obama exhorted House Democrats. To celebrate their accomplishments on the campaign trail, rather than dwell on the setbacks they faced as they try to defend their slim majority in the midterms this year. Obama, the featured keynote speaker during the caucus virtual messaging summit Thursday, told lawmakers to quote take the wins you can get and quote, doesn't help to whine about the stuff you can't change. He says you need to be aggressive about highlighting the progress. He says Democrats deliver. He reminded them of the fight to pass nationwide healthcare the Affordable Care Act when he was president. Now, Obama

House Democrats Barack Obama Hakeem Jeffries Oahu Senate Nancy Pelosi Cbs News House
As omicron surges, HealthCare.gov sign-up deadline arrives

AP News Radio

00:40 sec | 4 months ago

As omicron surges, HealthCare.gov sign-up deadline arrives

"The the enrollment enrollment period period for for government government subsidized subsidized health health care care is is coming coming to to a a close close Americans Americans looking looking for for taxpayer taxpayer subsidized subsidized health health care care under under the the affordable affordable Care Care Act Act or or facing facing a a sign sign up up deadline deadline on on Saturday Saturday at at midnight midnight local local time time health health and and Human Human Services Services says says about about fourteen fourteen million million people people have have enrolled enrolled to to renew renew coverage coverage through through health health care care doc doc of of in in state state run run marketplaces marketplaces during during the the latest latest sign sign up up period period that's that's a a gain gain of of roughly roughly two two million million with with particularly particularly strong strong increases increases in in Florida Florida and and Texas Texas advocates advocates warn warn those those gains gains could could turn turn into into a a garage garage president president Biden's Biden's coronavirus coronavirus relief relief bill bill has has been been providing providing subsidy subsidy increases increases that that will will go go away away at at the the end end of of this this year year without without congressional congressional action action more more than than nine nine out out of of ten ten Americans Americans have have health health insurance insurance but but two two years years into into the the pandemic pandemic twenty twenty eight eight million million remain remain uninsured uninsured Jennifer Jennifer king king Washington Washington

Human Human Services Services Biden Florida Texas Bill Bill Jennifer Jennifer King King Wa
Obama honors late Senate leader as man 'who got things done'

AP News Radio

00:50 sec | 4 months ago

Obama honors late Senate leader as man 'who got things done'

"Democratic democratic leaders leaders including including the the current current president president and and a a former former president president gathered gathered in in Las Las Vegas Vegas Saturday Saturday for for a a memorial memorial for for the the late late Senate Senate Majority Majority Leader Leader Harry Harry Reid Reid personal personal friend friend Carole Carole King King performed performed former former president president Obama Obama delivered delivered the the eulogy eulogy remembering remembering how how reed reed was was a a man man who who got got things things done done like like helping helping to to pass pass the the affordable affordable Care Care Act Act being being tough tough being being a a fighter fighter was was one one of of Harry's Harry's singular singular characteristics characteristics president president Biden Biden spoke spoke of of Reid's Reid's legacy legacy Harry Harry Reid Reid will will be be considered considered one one of of the the greatest greatest Senate Senate Majority Majority Leader Leader history history reads reads granddaughter granddaughter Ella Ella joy joy was was one one of of several several family family members members who who lovingly lovingly remembered remembered him him we we are are grateful grateful that that poppy poppy is is at at rest rest and and he's he's no no longer longer in in pain pain he he died died in in December December at at home home in in Nevada Nevada at at eighty eighty two two from from pancreatic pancreatic cancer cancer I'm I'm Julie Julie Walker Walker

Las Las Vegas Senate Senate Majority Leader Leader Harry H Carole Carole King King Obama Obama Reed Reed Harry's Harry Biden Biden Harry Harry Reid Reid Reid Vegas Ella Ella Joy Joy Senate Nevada Pancreatic Pancreatic Cancer C Julie Julie Walker Walker
Harry Reid memorial in Vegas drawing nation's top Democrats

AP News Radio

00:58 sec | 4 months ago

Harry Reid memorial in Vegas drawing nation's top Democrats

"Top top Democrats Democrats are are gathering gathering in in Las Las Vegas Vegas for for the the memorial memorial of of former former Senate Senate Majority Majority Leader Leader Harry Harry Reid Reid president president Biden Biden house house speaker speaker Nancy Nancy Pelosi Pelosi Senate Senate Majority Majority Leader Leader Chuck Chuck Schumer Schumer and and members members of of the the family family are are among among those those giving giving remarks remarks at at the the service service for for Harry Harry Reid Reid former former president president Barack Barack Obama Obama will will deliver deliver the the eulogy eulogy for for the the former former Senate Senate Majority Majority Leader Leader president president Biden Biden Sir Sir for for two two decades decades with with redid redid the the Senate Senate and and for for eight eight years years when when he he was was vice vice president president White White House House deputy deputy press press secretary secretary Corinne Corinne John John Pierre Pierre told told reporters reporters aboard aboard Air Air Force Force One One that that the the president president believes believes reed reed is is one one of of the the greatest greatest leaders leaders and and Senate Senate history history and and work work hand hand in in hand hand during during the the Obama Obama administration administration to to achieve achieve some some major major legislative legislative accomplishments accomplishments for for the the American American people people therefore therefore double double care care act act and and recovery recovery act act to to name name a a few few also also featured featured musical musical performances performances by by Carole Carole King King and and Brandon Brandon flowers flowers of of the the killers killers a a fellow fellow member member of of the the church church of of latter latter day day saints saints who who is is also also a a family family friend friend we we died died in in late late December December at at home home in in Henderson Henderson Nevada Nevada at at age age eighty eighty two two of of complications complications from from pancreatic pancreatic cancer cancer I'm I'm Jennifer Jennifer king king

Senate Las Las Vegas Majority Leader Leader Harry H Biden Biden Nancy Nancy Pelosi Pelosi Majority Leader Leader Chuck C Harry Harry Reid Reid Barack Barack Obama Obama Majority Leader Leader Preside White White House House Corinne Corinne John John Pier Air Air Force Force Reed Reed Schumer Obama Obama Administration Adm Redid Vegas Carole Carole King King Brandon Brandon Church Church Of Of Latter Lat
Washington Post's Glenn Kessler Was Wrong, Sen. Tom Cotton Was Right

The Dan Bongino Show

01:58 min | 4 months ago

Washington Post's Glenn Kessler Was Wrong, Sen. Tom Cotton Was Right

"So what happened here Yet another example of why embarrassing humiliating human beings like Glenn Kessler from The Washington Post A guy who should be never received in polite public company again without laughter When you see him and he says hey I'm Glenn Kessler Get to see you should always laugh before shaking his head Don't tell him why you don't need to insult him in the laugh isn't up So Glenn Kessler is the alleged fact checker at The Washington Post that humiliating human being So back in March of 2021 Tom cotton had found this really pernicious little piece of this bill where the stimulus check bell checks we're going to go out to criminals and potentially the Boston bomber Remember the whole stimulus check thing during coronavirus where the cares act and these bills So Tom cotton who is a Republican senator from Arkansas that's a pretty good job He said listen there's a problem here The Senate figured out a problem with this cares act stuff We're going to send checks to terrorists in prison and people in jail That doesn't sound like a good thing So Tom cotton filed an amendment to exclude prisoners he tweeted like the Boston bomber sarnia from getting stimulus checks He said every Democrat voted however to send checks to prisoners and every Republican voted to stop prisoners from getting checks Tom cotton tweeted that up Well humiliation to humankind in this universe and that he owned other known universe of sentient beings Glenn Kessler had done a fact check And he said murderers undocumented immigrants hyped up claims about who's getting stimulus checks So just to be clear because we do facts and reason unlike Glenn Kessler of The Washington Post democracy dies in the darkness folks meanwhile The Washington Post turned the lights out Like years ago Kessler wrote this piece challenging Tom cotton Republican senator from Arkansas assertion that the Boston bomber Joker sarnia was going to get a stimulus check

Glenn Kessler Tom Cotton The Washington Post Boston Arkansas Senate Kessler
Why Are There So Many Job Openings in America? Something's Not Adding Up

Mike Gallagher Podcast

01:49 min | 7 months ago

Why Are There So Many Job Openings in America? Something's Not Adding Up

"This. Hey, David, thanks for calling, why are there so many job openings still in America? 5000 job openings, a golden corral? Did you can you believe that? I appreciate time. Thank you. We appreciate all that you do. Thank you. It's all part of the plan. It's part of destroying America. Pay people to stay home. You know, in our schools, they got CRT and mask mandates and the injection. Inflation, look at the board. Look at Afghanistan. The food shortages barges out in the West Coast. They can't even land. It's all part of the plant to destroy American. If The White House don't step up soon, we're all going to be trouble. I mean, this is like this is like David. David, this is like a Hollywood movie. If you put a script together and said, how would you slowly but surely destroy the country, these are the policies that would be enacted. I mean, you're so right. Now, let's go back to your first point though about paying people to stay home. The unemployment, the pandemic unemployment benefits ended him over a month ago. So why aren't you go ahead programs after that? There's still programs after the helping people write less. It might not be clear for people to see, but there's still people out there getting money to do nothing. Yeah, but if you work, I don't know. If you work at a golden corral and you're making, you know, 14, $15 an hour, $17 an hour, maybe you get tips. You know, however that works, whatever the income is for people. And then you're paid to stay home for a year, I get it. All the unemployment, the key COVID era unemployment programs that were established by the cares act ended September 6th. People aren't getting paid anymore to stay home, so don't they have to go to work? Did people save enough? While they weren't working? I mean, something else is going on here. There's something that is not making sense.

David America West Coast Afghanistan White House Hollywood
The Two Key Democrats Whose Votes Could Decide the Fate of Biden’s Agenda

Mike Gallagher Podcast

01:43 min | 8 months ago

The Two Key Democrats Whose Votes Could Decide the Fate of Biden’s Agenda

"Care cinema was summoned to the oval office. Three times yesterday binds. Working are over there working these two democrats over big time. The pressure is enormous on them. Dick durbin from illinois sending out a message. Make your mark mansion understand cinema where one heartbeat away from losing the majority. It all comes down to you guys holding true to our socialist principles. I think we've shown a lot of respect to our colleagues who obviously have a different point of view when it comes to reconciliation. There's been meaningful negotiation. It's gone on for weeks. The president has been involved. Personally i've never seen a president engaged in this way. Since barack obama's days with the affordable care act so we're all in all aboard. Now it's time. I would say for both senators. Make your mark and close the deal. What is it that you want. What is your final goal. It's time to stop talking around it and speak directly to it. Here we go. The arm twisting is underway. Get the popcorn out. But i still think it's an a gigantic bluff. Democrats are going to democrat. They're going to unify and eos. C can be weeping crocodile tears and that disgusting rashida to leave shriek yell and belo and they can all stomp around. They're going to unify and we're going to be in a lot of trouble. We're going to have to face this. Four point eight trillion or five trillion dollar monstrosity.

Dick Durbin Oval Office Illinois Barack Obama Rashida
Biden: Nearly 3M Get Health Coverage During COVID-19 Sign-Up

AP News Radio

00:40 sec | 8 months ago

Biden: Nearly 3M Get Health Coverage During COVID-19 Sign-Up

"The White House is touting an increase in the number of people who signed up for health care insurance over the summer president Biden says an all time high of twelve point two million people are now covered under the affordable Care Act and the Kaiser family foundation says that with most states expanding Medicaid for low income adults the two components cover about twenty seven million people by denounce the two point eight million consumers took advantage of a special six month period to sign up for private health insurance that was made more affordable under the covert nineteen relief law subsidies that kicked in an April help trim premiums by about sixty seven dollars a month by the called on Congress to do more to lower healthcare costs the next regular season sign up with the health care doc of market place starts on November first Jennifer king Washington

Kaiser Family Foundation Biden White House Congress Jennifer King Washington
Judge Orders Missouri To Implement Medicaid Expansion

NPR News Now

00:54 sec | 10 months ago

Judge Orders Missouri To Implement Medicaid Expansion

"Judge in missouri is ordering the stay to expand medicaid immediately. Mpr selena simmons duffin reports more than two hundred fifty thousand residents will now be eligible for health insurance through the program. Missouri voters passed a referendum to expand medicaid last november. But it's been a political saga. Since then the republican legislature refused to fund it and the governor said he wouldn't implement it last month. The supreme court ruled the state must move forward with expansion. That means all adults making less than about eighteen thousand dollars. A year would be eligible for coverage the state. Ask for a delay. But now a federal judge has ruled the state needs to start enrolling people in this group immediately. Medicaid expansion was a key part of the affordable care act and has been a huge political fight for years. Twelve states still have not expanded medicaid leaving millions of people and a health insurance coverage

Selena Simmons Duffin Republican Legislature Medicaid Missouri Supreme Court
Biden Administration Extends Student Loan Repayment Pause

Q

00:42 sec | 10 months ago

Biden Administration Extends Student Loan Repayment Pause

"Today. It is extending once again the pause on federal student loan payments this time through the end of January. As NPR's Claire Lombardo reports. The payments were set to resume on October 1st federal student loan payments, interests and collections have all been on hold since the start of the pandemic first, thanks to the cares act. Then due to extensions from former President Trump and President Biden. Democrats, including Senator Elizabeth Warren and Congresswoman Ayanna Presley had urged the Biden administration to extend the moratorium through at least march of next year. The Education Department's announcement caused this latest extension through January. 31st the final one. Claire Lombardo. NPR

Claire Lombardo President Trump President Biden Senator Elizabeth Warren NPR Congresswoman Ayanna Presley Biden Administration Education Department
"cares act" Discussed on WSJ Your Money Briefing

WSJ Your Money Briefing

01:45 min | 10 months ago

"cares act" Discussed on WSJ Your Money Briefing

"If your state doesn't have its own marketplace then you would go to healthcare dot gov which is the federally run marketplace and you can purchase there now the window to enroll for coverage under a plan with a higher subsidies. This year's august fifteenth. What if somebody misses that deadline. It really depends on the state in which you live. California is allowing people sort of a special enrollment period for twenty twenty. One that extends beyond august fifteenth and some other states. Do as well not a lot of states but if you so some people who missed the august fifteenth to sign up for twenty twenty one coverage. It doesn't matter because maybe they live in a state like california. That's going to allow them to enroll after august fifteenth for people who missed the august fifteenth deadline. If you live in a state that doesn't have an extension on that deadline as the vast majority of stu you're out of luck you can't sign up for a twenty twenty one. Aca plan but you can sign up for a twenty twenty two plan when the a. c. a. has its open enrollment. Which i believe begins around november. I share okay and those higher subsidies. There'll be available next year as well but not after the end of twenty twenty two any chance of them being extended. Yeah i mean hearing there is a chance and it just depends on whether congress decides to make those higher subsidies permanent or not and I'm told that that's something that may come up in congress This fall so you know. Watch for that. If you're in the aca and you're tracking whether these more generous premium subsidies are going to become permanent. You should hopefully be able to find out sometime this fall. All right that's wsj reporter and turkson and thanks for coming on the show. Thanks very much. And that's your money. briefing. Im jr whalen for the wall street journal..

Aca California california congress aca turkson wsj jr whalen
"cares act" Discussed on WSJ Your Money Briefing

WSJ Your Money Briefing

05:19 min | 10 months ago

"cares act" Discussed on WSJ Your Money Briefing

"Subsidies all right now and can you explain to us what kind of coverage available and how it relates to subsidies so under the they're actually five different plans but the vast majority of people have one of four different plans so i'm just going to focus on those four They're called platinum gold silver and bronze and essentially there four different tiers of plans in your individual coverage area. You may be eligible for any number of plans but generally they fall into four different coverage tears so again it's platinum gold silver and bronze and with those different tiers are designed to do is cover respectively about ninety percent of medical expenses for the platinum plans. Eighty percent for the gold plans seventy percent for silver and sixty percent for lebron's and so depending on which tier you purchase for example for bronze plans which have much higher deductibles. You're gonna pay lower premiums now. Somebody is already enrolled in. Aca plan can vague at these higher. Subsidies yes they definitely are eligible to get the subsidies and their retroactive to january. First so you know. If people want to claim those subsidies they can either sign into their marketplace account and redo their application which then means that they'll be caught up on subsidies going forward They can do that. And if you miss out. On any subsidies on retroactive basis. You can claim them when you do your taxes. Next year you know a lot of people who lost their job in the last year and a half signed up for cobra plan to fill that health insurance gap if the cobra plan is expiring soon. Should they move over to an ach plan raise their sort of two issues with cobra. One is at this. This same stimulus bill..

lebron Aca
"cares act" Discussed on WSJ Your Money Briefing

WSJ Your Money Briefing

01:47 min | 10 months ago

"cares act" Discussed on WSJ Your Money Briefing

"Those subsidies can mean extra money for food or rent but understanding all the details can be tricky for some help. Let's bring in our reporter and turkson. She's been studying the subsidies program and thanks for coming on the show allen. Thanks for having me so an there are a lot of moving parts to this. So can you catch us up on some details first of all. How do these subsidies work. And what changes did congress put in place. So the subsidies for the aca for health insurance plans that you can purchase on the aca market The way the subsidies work is that they're calculated as a percentage of your income and they cap your premium payments at that percentage typically the lower your income. The lower the percentage. You're going to to be required to pay towards your premiums. And so the the higher the subsidies so two things have changed as a result of the stimulus bill that congress enacted in march one thing is that the subsidies became more generous so at every income level. The percentage of income that people have to pay is now lower than than it was in prior years towards their premiums. And the second thing is that in the past there was an income cutoff where people couldn't qualify for subsidies anymore for premium subsidies anymore and now that income cutoff has essentially gone away so people at higher income levels can now qualify for subsidies but in some cases it doesn't make sense for for higher income people to actually claim those subsidies. So you know it's just gonna depend on the math as to whether it makes sense for that person to claim subsidies if they have higher incomes. Okay so let's work our way through this citizens and legal residents of the. Us are generally eligible to sign up.

turkson congress aca allen Us
"cares act" Discussed on WSJ Your Money Briefing

WSJ Your Money Briefing

01:40 min | 10 months ago

"cares act" Discussed on WSJ Your Money Briefing

"Today the world is changing faster than ever meet changing business needs with workday. One agile system that enables you to grow and reskill. Your workforce workday the finance. Hr and planning system for changing world. Here's your money briefing. For thursday august fifth. I'm jr waylon for the wall street journal unless you have an employee provided health insurance plan. Monthly premiums can take a sizable bite out of your budget earlier. This year congress stepped up efforts to help. Americans afford health insurance through subsidies for affordable. Care act or aca plants and the deadline to sign up. It's closing in one thing. Is that the subsidies became more generous so at every income level. The percentage of income that people have to pay is now lower than than it was in prior years towards their premiums..

Georgetown Law Professor Barnett Explains Why Court Packing Is Unconstitutional

Mark Levin

01:58 min | 10 months ago

Georgetown Law Professor Barnett Explains Why Court Packing Is Unconstitutional

"You in when we need you. Court packing is unconstitutional. This is a statement you gave to this. So called Presidential Commission on the Supreme Court, which is shocking to me in and of itself. I'm sure the Supreme Court justices are keeping an eye on this and it could well affect them and depending on how they feel about things. Tell us what you you said to the commission and which is not printed here in reason Magazine. Yeah, I testified orally, and I submitted written testimony, which I recommend that people take a look at because it's got a longer version of the article, and really mark. The argument is actually very simple. And that is that this Congress does have the power to set the number of justices at any number of wishes, and that number is varied from six on the low side to 10 on the high side. The last 150 years. It's been nine. But whenever Congress changes the law, it has to do so constitutionally that and you have to ask what power is it using to accept the number and change change the number? And it's the necessary and proper clause, which gives Congress the power to make all laws which shall be necessary and proper for carrying into execution, its powers, including and the powers of any other department, which is the judicial department. That's what it is, which means a law to change the number must be necessary. And it also must be proper. So we have to look and see what the meaning of necessary is and what the meaning. Alright, let's slow down because you make it very, very important point. This clause. Which is kind of tucked away necessary and proper clause. As the court recognized this as an important clause, absolutely, including in the affordable, including in the Affordable Care Act challenge in the Affordable Care Act Challenge. Five justices said that the individual insurance mandate Was not a proper exercise of Congress's power. Um they can't make you buy insurance under the commerce power that's improper under the necessary and proper clause. Mhm. So this is

Reason Magazine Supreme Court Presidential Commission Congress
Supreme Court to Close Term With Rulings on Voting Rights, Donor Disclosure

C-SPAN Programming

00:19 sec | 11 months ago

Supreme Court to Close Term With Rulings on Voting Rights, Donor Disclosure

"The Supreme Court has already released rulings on a number of major cases this term, including decisions on transgender rights and the Affordable Care act. With one day left, justices will have to reveal their decisions on two of the biggest cases that remain one regarding the Voting Rights Act, another centering on California's nonprofit donor disclosure

Supreme Court California
"cares act" Discussed on The Daily Dive

The Daily Dive

05:56 min | 11 months ago

"cares act" Discussed on The Daily Dive

"As they would likely have occurred inside a hotel motel or give an apartment in the city but to give you some specific examples that were particularly difficult for the safety agents to handle. There are a few that come to mind. There was a situation of against to staying in an airbnb and minnesota and he attended a weeding and came back to the property drunk and cooled and to be naked with his hosts even year old daughter. So you can imagine what it was like for the safety agent. Taking the cool from the parents of that young girl after that occurred and in there are other cases like a hosted boss lorna usually using short term rental platforms including at the inveigh to try and find that and when young woman were traveling he would also them a place to stay through the platform. They'd come and crush on his couch. he'd take the not drinking. Get very drunk. And the attack them and ripe them and threatened to upload photographs of the attack to the internet and lease they dropped. The case man was convicted. He's ba's he'd being banned from airbnb but the woman in that situation could get undisclosed payouts from the company as well. So what has the company done. Obviously we're talking about these safety team. That helps keep a lot of this stuff under wraps. I know their terms of service. Also figure into all of that but what is airbnb officials said about how they're trying to turn this around or how they're trying to approach all this. Yeah and an airbnb is pretty open about the fact that they are continuously working to upgrade expand and enhance the trust and safety policies. Things around for example. You mentioned potty house problems. This was a big deal last year particularly through the pandemic as professional potty promoters kind of weren't able to use you know nightlife of spaces and the cities is all the city's shutdown with coded so they shifted to short term rentals and started throwing huge potties and airbnb properties which tuned into super spreader of this is also safety incident. You know these potty sometimes the mass shootings sometimes they're a sexual assault sometimes places just get absolutely trashed and the company has to come in pay out the host of the damage and in the wake of all of that the company really created these policies to try and prevent potty houses. They put a ban in place party houses so you couldn't have more than sixteen people at a property. They also banned uses under the age of twenty five. Who didn't have a history of positive reviews from booking an airbnb in the area where they loved. So that's kind of trying to target a geest who is booking a one night. Stay in eighteen bedroom house just down the road from the a jury and obviously that kind of raises some red flags they created a high risk redesignation team specifically tries to hunt down listings or bookings that look as though they could be suspicious could lead to potty house problems. They've put one hundred and fifty million dollars into enhancing trust and safety programs just in two thousand and nineteen so the company spends a lot of ethan trying to think about policies. That could really prevent these kinds of things from happening. But it's a really complicated nuanced eerie. It's also a platform so you have hosts and then you have geest and sometimes they disagree on what happened and the company is to kind of the mediator in that situation and it also has to think about its own reputation its own risk and if there is any potential liability around some of these cases and the safety agents are really right in the middle of all of that. They are often struggling with mental health curious trauma through dealing with days pretty awful heroin cases. Some of them form you know baldwin's or relationships with some of the victims and still talking to them years after the fact because they help them through an absolute nightmare you kind of create a you know a creates a bond between you and other who we through trauma and they safety agents. Not only do they have to kind of resume was the high personal emotional toll of the job they also have to be right in the middle of regulatory issues cities companies fighting for regulation safety crises. A even more potentially concerning to its its public image and its future and number of listings. The also got the issue of the company's public image and and what they do in terms of like offering people money to try and ensure that they aren't being go onto social media and accused of of doing something being involved in the awful crimes that they sold it to be a car bull reporter at bloomberg news. Thank you very much for joining us. Thanks so much for having me. That's it for today. Join us on social media at me. Lead pod on both twitter and instagram. Leave us a comment. Give us a rating. And tell us the stories that you're interested in all of us on iheartradio or subscribe wherever you get your podcast this episode of the daily divers produced by victor right engineered by tony soaring. Tina i'm oscar ramirez and this was her daily died when the brightest minds at the university of florida come together. Something extraordinary happens. Engineering empowers medicine. Data science drives agriculture geology. Fuel space exploration an artificial intelligence transforms learning and research. The ideas that go on to change the world. They're launching right from here. At the collision of big ideas and massive potential something momentous becomes possible at the university of florida. Ufl dot edu..

oscar ramirez Tina last year twitter instagram one night one hundred and fifty million two thousand eighteen bedroom both geest university of florida today lorna more than sixteen people iheartradio age of twenty five bloomberg news victor right Ufl dot edu
Supreme Court in 7-2 Ruling Rejects Challenge to Obamacare

The Joe Walsh Show

00:43 sec | 1 year ago

Supreme Court in 7-2 Ruling Rejects Challenge to Obamacare

"Despite worries by Democrats that it might be overturned. The U. S Supreme Court ruled that the affordable Care act better known as Obamacare remains valid, rejecting a claim by a group of conservative states that a recent change to the law made it unconstitutional by 7 to 2 vote. The court said challengers did not have legal standing to sue because they did not make us strong enough showing that the law harm them in their descent. Justices Samuel Alito and Neil Gorsuch said the court should have taken the case and declared it unconstitutional. The law's challengers 18 Red States, led by Texas Urged the court to rule that Obamacare's requirement for nearly all Americans to obtain health insurance or pay an income tax penalty, known as the individual mandate was unconstitutional. And for that reason, they said, the entire law must be

U. S Supreme Court Neil Gorsuch Samuel Alito Red States Texas
"cares act" Discussed on Rusted Culture Podcast

Rusted Culture Podcast

01:48 min | 1 year ago

"cares act" Discussed on Rusted Culture Podcast

"They're telling you you got to close down my god i can't we do that here. What's wrong with us. And then the other thing that's gonna shock and amaze you is in her weekly video podcast over the weekend. She vowed that the aid would be distributed quickly. And in an unbureaucratic way. What you're kidding me. That can't be right and without a lot of bureaucratic crap thrown in there that we always have to deal with so folks The longer we wait. I'm i'm preaching to the choir here but the longer we wait getting something done for americans the more businesses that are gonna shut down if we wait a month. The natural effect of that on the economy is going to be amplified. It's gonna take three months longer. Maybe more to fix it on the other end. So the longer we wait doing something the more amplified it is on the back end so we have to act decisively right now even though we're all going to be getting vaccinated shortly lord willing The effects of the economy are going to be amplified. If we don't do anything so if you take a month or two or three here it's going to be six months at. It's gonna take longer if it all to come back on the back end and that's the kind of thing that's going to really bite us in the ass if we don't start acting on this stuff so i'd recommend if if you can get on the phone email your legislators tell him something's gotta happen with this like bernie. Sanders is trying to do and trying to get other senators on board and getting something done because we need it. Thanks for listening to the culture. Podcast you can find us on. I tunes titcher youtube. Been pandora too..

bernie Sanders youtube
"cares act" Discussed on NPR's Business Story of the Day

NPR's Business Story of the Day

03:52 min | 1 year ago

"cares act" Discussed on NPR's Business Story of the Day

"The fight over who will replace Justice Ruth Bader Ginsburg will be fierce because supreme. . Court decisions are so high stakes among the highest decisions on health care and abortion, , and this morning we're GonNa talk about both starting with healthcare the quarterback in session on October fifth several state attorneys. . General are challenging the affordable care act they want it thrown? ? Tens of millions of people would lose Medicaid benefits and more than one hundred million people would lose protections for pre existing conditions. . So very high stakes duly rovner of Kaiser, , health news is with us now. . Good Morning Julie. . Good morning where do things stand with the affordable care act? ? Well, , things are tenuous Congressman 2017 failed to repeal and replace law but it did eliminate the penalty for not having insurance as part of its big year end tax bill <hes> just a couple of months. Later, . , a group of Republican attorneys general and governor sued they said that without the penalty, , the law was now unconstitutional. . That's because the law would they say was only upheld by the Supreme Court in two thousand twelve because the penalty was a constitutional exercise of Congress's taxing power. . So no tax no affordable care act. . Now, , most legal experts didn't think a lot of this case including. . Some scholars who had argued to strike crippled the law in cases that went to the court in two, , thousand twelve, , and again in two thousand fifteen. . But a federal judge in Texas bought the argument in late twenty eighteen and in two thousand, nine, , , thousand, nine, , , hundred appeals court panel in New Orleans agreed although it's case back to the lower court to see if the whole really had to go democratic attorneys general who are now defending the law because the trump administration is not we're worried about leaving the helpful in limbo for as long as that would take, , which could be years they asked the Supreme Court to step in right away the court. . But. . It didn't agree to decided before the election. . Okay. . So without Justice Ginsburg, , what the possibilities for how the court might decide this case? ? Well, , there are several if they're still eight justices, , it could be afforded four tie that would mean that the lower court ruling would stand, , but it might just apply in that circuit. . So Texas Louisiana. . Mississippi or the court could ask that the case be re argued when there's a ninth justice, , the court could also decide that the. . Individual Mandate the requirement for people to have insurance even though with no penalty is unconstitutional, , but the rest of law might be able to survive <hes>. . It's worth mentioning that even limited decision could strike down protections for pre existing conditions a very popular because those are considered tightly linked to the mandate or the court could strike down the entire law which seems unlikely with only eight justices but you never know and possible of president trump manages to fill the seat right away. . What happens if the Supreme Court does strike down the entire law? ? Well, , the word most health experts I've talked about this is chaos not only could more than twenty million Americans immediately lose insurance coverage <hes> popular provision like letting young adults stay on their parent's health plan guaranteeing coverage of pre existing conditions expanded prescription drug, and , preventive benefits for. . Seniors. . On Medicare would all be eliminated <hes> it would also impact healthcare providers, , hospitals, , and insurers and doctors <hes> who's the way they are bill in are paid is intimately tied in to the law. . So the court hearing the case in November, , but we likely won't get a decision until next year anyway. . So if Joe Biden is elected, , could he drop the case? ? No because it's actually not the administration's case it's the Republican attorneys general but a Democratic Congress under Democratic president could make the case mood <hes> they could put the penalty back at a dollar they could eliminate the rest of the language about the mandate. . Or they could pass a bill saying the change in two thousand seventeen was not intended to impact the rest of the law. . All of those however would be big fights on their own. . Julie Rovner of Kaiser Health News thanks Julie. .

Supreme Court Justice Ruth Bader Ginsburg Democratic Congress president Joe Biden Texas Congress Congressman Julie New Orleans trump Medicare Mississippi Louisiana
"cares act" Discussed on Business of Benefits

Business of Benefits

06:40 min | 2 years ago

"cares act" Discussed on Business of Benefits

"Them and TPA's having to try to administer each one of them and the poor advisor not knowing what to do with regard to any of this we know that Treasury and irs are aware of these issues and we are hopeful for guidance. And we will get through this all but no you are not crazy or even if you are. You're not crazy alone but so let's now talk about the retirement. Like programs called low saps for the volunteer first responders. Connie and I are both see folks. Her being raised in. La In me being in Detroit and my undergraduate degree is action urban and regional studies from Michigan. But even back then. We discussed the end going struggles. Cities would have with funding their retirement plans and particularly for firefighters and police issue now that we are all from new familiar with and they do get a lot of attention now but what doesn't get much attention. It's the fact that according to the National Fire Protection Association nearly sixty seven percent. Some seven hundred forty thousand of them. I'll firefighters in. This country are volunteers. Even towns very close to large cities rely upon these volunteers in many of these communities the same volunteers. Also serve as the EMT tech's main manning the ambulances in fact the national registry of emergency medical technicians estimates that fifty percent of all EMT's in. This country are actually volunteers so now as the Kobe nineteen inexorably moves out of large cities to smaller in rural communities. It is these. Volunteers will be faced with the extraordinary task arising from handling people affected by the virus. These volunteer departments have miniscule budgets. And they don't have the resources to handle. Koby it follows that these volunteers will be impacted some seriously. So so why do I even raise this? Podcast on retirement plans because there is a quirky retirement like program covering these volunteers and surprisingly it is the urbanized dates like New York New Jersey. Which actually have taken the lead in establishing these programs they are called the length of service awards program or Los Apps for short and a code section. Four Fifty Seven e eleven the act as a sort of gratuitous payment arrangement which local districts stopped under either state or local laws providing for the deferral of a payment of up to six thousand dollars per year for volunteers who are protecting their communities by providing firefighting and Preventive Services Emergency Medical Services and have been the services they really are programs. Sort of amalgamation of a number of different rules show press authored a very useful P. O. Ara on on these programs which I invite you to review which is found on my blog site. Some states require that the funds be somehow be set aside for volunteers which may be accomplished by rabbi trusts sorts of arrangements but they are really unfunded a worst programs they are run under planned documents for which there is no. Ira sample volume similar program. There are all sorts of very particular issues. We've had to resolve for these programs over time including issues like volunteer status W. Two or ten ninety nine reporting participation in cross state wildfire activities and Orissa issues. They're also they are also of both defined contribution and find benefit versions of these programs in some states so low steps are actually widespread and growing an example. A program can actually be found at a vendor site called Los APP dot com so feel volunteered. Do what they do. Because of this awards program you have met these dedicated men and women. Excuse me there are have been our neighbors and friends passionate about their work. Who put in long hours training to volunteers even while otherwise being fully employed elsewhere. And these plans for these. Volunteers however have not been addressed at all in the cold related legislative activity as those retirement plan provision provided under the Cures Act. Do not apply to losec distributions. This does have some impact. No there is no ten percent tax on low separate draws so the cares act waiver of that penalty does not apply here and low saps do not have loan subject to Code Section. Seventy two P so. Those rules don't apply either but many low set documents do have the ability to make current distributions to volunteer firefighters who suffer an unforeseeable emergency beyond control. Much like the four fifty seven. B plans standards. Typical language document defines unforeseeable emergencies as extraordinary and unforeseeable circumstances arising as a result of events beyond their control of the participant or the beneficiary. What this all means is that if a firefighter or family member of a firefighter gets Kovic. Nineteen loses his or her job because of Kobe. Nineteen related circumstances or suffers any sort of problem arising from Cova Ninety nine the lowest sponsoring agency has the authority to authorize a payout from that firefighters both APP account but the amount would be fully taxable wages. Even though by the way they are made to volunteers. But that's another story for the year it is paid the firefighter or to the EMT. The Cares Act does not allow the tax on the LOS APP distribution to be spread over three years like does for the tax on distributions from other kinds of plans there is also ability for the EMT or firefighter to repay the amount of those distributions back to the plan as the cares act. allows for other types of retirement plans. Los APPS have existed under the radar for years but these volunteers are about to be in the forefront now and so where they're low sat programs with that get any attention. Thank you and talk to you so..

Cova Ninety Kobe Connie National Fire Protection Assoc Preventive Services Emergency advisor Detroit Orissa Treasury New York New Jersey P. O. Ara irs Michigan Kovic
"cares act" Discussed on Daily Sales Tips

Daily Sales Tips

03:11 min | 2 years ago

"cares act" Discussed on Daily Sales Tips

"You're listening to the daily sales tips podcast and I'm your host Scott Ingram. I thought I was going to have to do a big long intro to explain a bit of a shift that you might here in the podcast over the next few weeks. But my friend Jack Wilson from cinch. It basically did that for me as an inclusive part of this tip. Check it out. Hey their sales success community. I'm Jack Wilson back with another tip and this time it was prompted in vintage Scott Ingraham fashion. See when you listen to this. Podcast you become a part of a broader community and like most communities. This one has a set of values one of the most important of which is value itself in email to regular contributors. Scott asked us a question that gave me pause. He asks not what should we be doing? But what are we actually doing to be helpful to our prospects and customers right now talk about value. He asked us to go deeper. And outline the tangible and actionable steps. We're taking in the hopes that others can follow in our footsteps so right now. I'm walking the talk that I've believed in for many years and you can do the same. I'm taking this opportunity to transcend my job description to forget about my core competence into literally put myself in the shoes of my prospects and customers see. I work in the IT industry but what my customers need more than it support right now is help surviving when you think about it. Their revenue is your revenue because without it nobody gets to execute on what they're best at. So right now my colleagues and I are making sure to verse ourselves in the Nuance of the newly minted. Cares Act who can apply what are the criteria and how can our prospects and customers prepare reports and documentation to act swiftly. This of course has nothing to do with. It but it doesn't mean we can't apply ourselves to quickly become trusted advisers. You've probably seen a multitude of webinars offered by Major H. E. R. Companies in. Your inbox is most likely flooded with newsletters about this. Very topic. Bottom line is the information is out there. No matter your field more importantly realized that your customers might have the time or the mental clarity to do the same so curate. The information for them and deliver in a concise and actionable manner when the dust settles or the smoke clears or whichever cliche applies best to a pandemic finally subsiding. How will your prospects and customers remember you if you do this and the answer will be? You're the one who helped them survive better yet. Hopefully you help them. Thrive if you haven't yet listened to it switch over to the sales success stories podcast in the most recent bonus episode. There is shared Jack's presentation from last year. Sales Success Summit on moving your margins the impact of minimum viable habits. It was the most highly rated presentation by those who were in attendance. Check it out. We'll have links for you. As always at daily sales dot tips forward slash four forty seven. Then be sure to come back tomorrow for another great sales tip. Thanks for listening..

Scott Jack Wilson Scott Ingram Scott Ingraham Major H. E. R.
"cares act" Discussed on The Money Advantage Podcast

The Money Advantage Podcast

02:20 min | 2 years ago

"cares act" Discussed on The Money Advantage Podcast

"That people should be looking at to help build their wealth. Oh that's fine percent Yeah over the three year period. Yeah yes so a couple of other things that I wanna make sure that we just push in here real quick you may have heard about mortgage loan forbearance and Dustin. I know you have two minutes here. So it's real brief. What one thing I would caution you is do not just stop paying your mortgage in any case..

Dustin
"cares act" Discussed on Agent of Wealth

Agent of Wealth

01:31 min | 2 years ago

"cares act" Discussed on Agent of Wealth

"Was the mammoth two trillion dollar stimulus package. That was passed into law last Friday. And as part of the bill there've been a lot of funds that have been allocated to small businesses. We'll see that. The theme round those funds is for small businesses to keep employees on the payroll and not lay off. Although the job. Numbers were released this week and it was reported that they were six point. Six million unemployment claims which is double the amount that there were last week and it still expected to go up some projections have even going up to thirty or forty million unemployed so the the business provision that cares really come down to three options the first one is called the economic impact disaster loan or ideal the second one is the payroll protection program or the PP and the third one is the employee retention tax credit or the e RTC so a majority of confusion around. The bill is around these three programmes. Think some of the questions I've gotten are worthy eligibility requirements due to someone have to personally guarantee the loan or provide any collateral for the loan funds have to be used for. Is it forgivable which the amount or maximum amount alone that they can receive and then? How do they apply? So we'll go through each of those questions for each of the programs and then had side one is best for you or there's the fourth option which is just lay. Everyone often haven't collect unemployment. And unless episode I covered. How unemployment options have been beefed up as part of the cares act and one of the changes to unemployment As perfect cares act is that An owner can now fire themselves in. Collect unemployment as well okay. So let's start off with the economic injury.

"cares act" Discussed on Joe Schmo HR

Joe Schmo HR

01:54 min | 2 years ago

"cares act" Discussed on Joe Schmo HR

"Household household income if you as an employer do not meet the standards if you have to abide by the a. c. Federally you can be subject to i._r._s. Penalties which are calculated activated per employee per month unless you meet certain safe harbor guidelines and regulations now. I know from experience some of my safe harbors on my companies i dealt with the had safe harbor because their employees were in employee was it was a god what the heck was. That plan was an employee plan <hes> connected to c._b._a. By union so for example the company <hes> would give everybody all their union police always had let's say two hundred union please only five a regular employees that were non union <hes> all those union employees abided by healthcare coverage within the cba which was employee funded and the company would give them a ten ninety nine claiming that safe harbor so the company would give them stay a ten ninety five c saying we didn't offer you coverage because we'd have to because you will under this safe harbor and then they would get something from their own self funded healthcare system. I am saying yes. You're covered under these months under this self. This self-funded employee funded <hes> <hes> insurance group <hes> <hes> so they would have both so if the enron audit they could show both in the company the parent company the employees actual company not the the the cellphone insurance group would be protected from that safeguard for those <hes> those employees but they did have to give five ten and five seats to the regular employees that were nonunion that were part of the insurance that they had in the accompany <hes> we will continue to go forward with monitoring all a._c._a. Related issues at joe shmoe h._r. And absolutely will provide you with any updates. You might need well. That was our episode for today joe schmo h._r. Thanks you for listening. Please.

joe shmoe joe schmo enron nonunion
"cares act" Discussed on Joe Schmo HR

Joe Schmo HR

02:06 min | 2 years ago

"cares act" Discussed on Joe Schmo HR

"Remember as an employer of a large company which the mandates is fifty or more fulltime equivalent employees police now most of your h._r._i._s. systems will have a calculation to create these <hes> fulltime equivalent employees but to break rageh down if your company employs only fulltime people that if you have fifty or more you're considered a large company and have to abide federally by the a._c._a. So that means you must offer affordable healthcare coverage that meets the a._c._a. Minimum value affordability standards so that's two different and things minimum value and affordability standard are two separate things most people in talking to them especially employees that i've dealt with linked the two most h._r. Professionals linked to on but really is two different things so the a._c._a. Minimum value is sixty percent in two thousand nineteen which means the insurance plan is designed to pay at least sixty percent of the total cost of medical services again the minimum value in two thousand nineteen according to a._c._a. Sixty percent which means the insurance plan is designed to pay at least sixty percent of the total cost of medical services so i mean most of the plans uh-huh out there for a large employees a- pools fifty or more the last thing they do is they do eighty twenty split on the co-insurance so most of those plans are taking care of eighty percent so that that that means they're hitting the middle value of sixty on the next thing like i said the affordability standards the affordability percentage for two thousand eighteen is nine point eight six percent meaning the premium for employees only coverage remember employees only enough family non employee spouse unemployed children employees only coverage it above nine point eight six percent of employees.

sixty percent eight six percent eighty percent Sixty percent
"cares act" Discussed on Joe Schmo HR

Joe Schmo HR

01:55 min | 2 years ago

"cares act" Discussed on Joe Schmo HR

"To help people enroll and rescind rum to to help people enroll and to rescind recent guide guidance that was given to the states and to to give it more flexibility to modify a._c. Coverage requirements <hes> if this legislation does pass the house which is led by democrats kratz. The republican led senate probably won't hear it and even if it does get passed the senate. President trump won't sign it again. It's a political battle back back and forth on this started with the obama administration. President obama wanted to reform healthcare. He came out with the a._c._a. As most people know <hes> <hes> it created a lot of divisiveness in the country. <hes> employers didn't like it. <hes> some employees didn't like it. Other people people embraced it. Is anything a perfect system with our government. No do things need to be changed. Yes i think the house democrats democrats putting in this bill is really to show that they have they. They're still willing to change it to make it better. <hes> same thing with the republicans lukens again like i said previously all the primary hopefuls are are now crafting their stances on healthcare and we'll talk about their stances and when it has to do with h._r. As soon as <hes> the primaries are finished and we see you. Maybe we'll even do it beforehand. Before the primary spot right before the primary vote just to talk about the different stances what the different changes would mean depending on what each hopeful saying each party <hes> because i think that would be a good discussion for most h._r. General sir you know anybody who's in the h._r. Field but <hes> to be honest until everything gets sussed out in the legislature h._r. Professionals i can only pretty much take a wait and see approach..

obama senate President obama administration trump
"cares act" Discussed on Joe Schmo HR

Joe Schmo HR

01:54 min | 2 years ago

"cares act" Discussed on Joe Schmo HR

"Household household income if you as an employer do not meet the standards if you have to abide by the a. c. Federally you can be subject to i._r._s. Penalties which are calculated activated per employee per month unless you meet certain safe harbor guidelines and regulations now. I know from experience some of my safe harbors on my companies i dealt with the had safe harbor because their employees were in employee was it was a god what the heck was. That plan was an employee plan <hes> connected to c._b._a. By union so for example the company <hes> would give everybody all their union police always had let's say two hundred union please only five a regular employees that were non union <hes> all those union employees abided by healthcare coverage within the cba which was employee funded and the company would give them a ten ninety nine claiming that safe harbor so the company would give them stay a ten ninety five c saying we didn't offer you coverage because we'd have to because you will under this safe harbor and then they would get something from their own self funded healthcare system. I am saying yes. You're covered under these months under this self. This self-funded employee funded <hes> <hes> insurance group <hes> <hes> so they would have both so if the enron audit they could show both in the company the parent company the employees actual company not the the the cellphone insurance group would be protected from that safeguard for those <hes> those employees but they did have to give five ten and five seats to the regular employees that were nonunion that were part of the insurance that they had in the accompany <hes> we will continue to go forward with monitoring all a._c._a. Related issues at joe shmoe h._r. And absolutely will provide you with any updates. You might need well. That was our episode for today joe schmo h._r. Thanks you for listening. Please.

joe shmoe joe schmo enron nonunion
"cares act" Discussed on Joe Schmo HR

Joe Schmo HR

02:08 min | 2 years ago

"cares act" Discussed on Joe Schmo HR

"Wait and see approach. Remember as an employer of a large company which the mandates is fifty or more fulltime equivalent employees employee's now most of your h._r._i._s. systems will have a calculation to create these <hes> fulltime equivalent employees but to break rageh down if your company employs only fulltime people that if you have fifty or more you're considered a large company and have to abide federally by the a._c._a. So that means you must offer affordable healthcare coverage that meets the a._c._a. Minimum value affordability standards so that's two different and things minimum value and affordability standard are two separate things most people in talking to them especially employees that i've dealt with linked the two most h._r. Professionals linked to on but really is two different things so the a._c._a. Minimum value is sixty percent in two thousand nineteen which means the insurance plan is designed to pay at least sixty percent of the total cost of medical services again the minimum value in two thousand nineteen according to a._c._a. Sixty percent which means the insurance plan is designed to pay at least sixty percent of the total cost of medical services so i mean most of the plans uh-huh out there for a large employees a- pools fifty or more the last thing they do is they do eighty twenty split on the co-insurance so most of those plans are taking care of eighty percent so that that that means they're hitting the middle value of sixty on the next thing like i said the affordability standards the affordability percentage for two thousand eighteen is nine point eight six percent meaning the premium for employees only coverage remember employees only enough family non employee spouse unemployed children employees only coverage it above nine point eight six percent of employees.

sixty percent eight six percent eighty percent Sixty percent
"cares act" Discussed on Joe Schmo HR

Joe Schmo HR

01:55 min | 2 years ago

"cares act" Discussed on Joe Schmo HR

"To help people enroll and rescind rum to to help people enroll and to rescind recent guide guidance that was given to the states and to to give it more flexibility to modify a._c. Coverage requirements <hes> if this legislation does pass the house which is led by democrats kratz. The republican led senate probably won't hear it and even if it does get passed the senate. President trump won't sign it again. It's a political battle back back and forth on this started with the obama administration. President obama wanted to reform healthcare. He came out with the a._c._a. As most people know <hes> <hes> it created a lot of divisiveness in the country. <hes> employers didn't like it. <hes> some employees didn't like it. Other people people embraced it. Is anything a perfect system with our government. No do things need to be changed. Yes i think the house democrats democrats putting in this bill is really to show that they have they. They're still willing to change it to make it better. <hes> same thing with the republicans lukens again like i said previously all the primary hopefuls are are now crafting their stances on healthcare and we'll talk about their stances and when it has to do with h._r. As soon as <hes> the primaries are finished and we see you. Maybe we'll even do it beforehand. Before the primary spot right before the primary vote just to talk about the different stances what the different changes would you mean depending on what each hopeful saying each party <hes> because i think that would be a good discussion for most h._r. General sir you know anybody who's in the h._r. Field but <hes> to be honest until everything gets sussed out in the legislature h._r. Professionals i can only pretty much take a wait.

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