35 Burst results for "Capital One"
Washington Mystics’ home court will be voting supercenter, elections board says
"Capital One arena are being used as super vote centers in the district. Following criticism that there would be no centers and wards at seven or eight DC, added another one at the home of the Washington Mystics in Ward eight, the entertainment and sports arena It'll be the only super vote center east of the Anacostia River. Smaller nearby Berry Farm's vote center will not open so it's equipment can be used at the arena.
Cloud security best practices and tips
"I WanNa talk today in our pre show discussion you said that you're interested in talking about the strengths and pitfalls of cloud security practices. And what can be done to protect business across multiple platforms so we've had a couple of club professionals on in the past and the show and I wanted to talk about your current work around security. So what are some of the top issues around cloud security that you don't think are being taken seriously enough at the moment? Yeah I. think There's A. There's an interesting problem which is you know this pithy saying that while cloud is just your stuff running on somebody else's compute right and it's like well, and then then you get this, you get, you get this concept of the shared responsibility model thrown at you. It's like well, the cloud provider will handle their part and then I'll give you kind of. Controls to handle your part. At and so he you know intrinsically feels a lot like that's just like my on Prem staff where some infrastructure team does with the infrastructure on ideal with with things in my environment the problem is that it is actually quite dissimilar in a number of different ways. If. You think about uncrowned infrastructure has been pretty stable for a pretty long period of time there isn't there isn't. Every six months, the entire technology portfolio, dozen turnover, right and. Services get rolled out a new concept enrolled out in it in the cloud. If you think about aws if you think about Azure, if you think about TCP there cannot going toe to toe with each other trying to create these new services also daily basis it's all CIC de- deployed immediately. You don't have. You don't have any notion of a stable set of infrastructure that where did you can choose to remain on for like six months or a year? And then on top of that, these entire ecosystems are pretty damn complex at this point like if you if you look at. Identity in the cloud if you look at what you have to get right in the cloud if you look at You Know How you do entitlement and other kinds of things and understanding the interconnects under the cloud. We have gone it took US fifteen years of going through Microsoft. Windows. Ecosystems to finally understand all the underpinnings hot as how do you feel credentials? Have you how do you do all these things? That understanding just doesn't exist in the cloud, and so you have a complex fast-moving ecosystem. Right. You have attackers who simply have to get you know attack template right once it's entirely reusable. Me Think about the capital one attack last August that was. In the news it was an attack on Capitol one it was an attack, it was an aws template attack. Affected one hundred companies of which capital one just happen to be one of the hundred companies right and so the notion of once you find a key his applicable to. Blast radius. Is. Pretty. Across the customers And and given the complexity systems complex is always in the disadvantage of the right because you can't get your head wrapped around exactly what all the inter-plays are, what your tax services are. Yes. Yeah. Trying to attacker just has to find one way to run a gauntlet that we'll get through even twenty percent of their customers because of our. Defenses. So I think this is the problem is, is that you have very complex systems and we're still in the early stages of China deal with coming up with preventive technologies like if you think about holid- posture, management, security posture management's this is all about like sitting your preventive. Like Basically in in the realm of building national lines right and. On the on side, we've already shifted over the past five or six years towards detection response in as an adjunct to prevention, and yet we're just beginning to build the prevention building blocks. This is. I think the issue. Okay. Yeah. So yeah. So what what is your ideal business protection scenario across you know cloud platforms and stuff if you could wave the magic wand what what does this whole endeavor looks like in terms of? Yeah say. There are few things that he'd definitely kind of want to do. You WanNa limit the number of cloud platforms you expose yourself. I. Think There's a business side that says, Hey. You know if he build stuff so we can be on GDP azure and aws than wherever else ride them we have a lot of. Negotiating leverage in negotiating with those various providers as are all bills. Walk we go. Hey, you know. If you're not going to give me a good deal go over here in run more of my workloads over here. The problem is that that that? Each of these cloud platforms has unique attack surface. right, and so the more of them you expose yourself to the harder you make it to collectively wrap your head around. Around these systems and so I'd have a lot of people are trying to do is really wrap their workloads. With, a protective rapper and say, well, you know this can run any kind of hostile environment. I have my productive wrap around that. Turns out not to be quite true because if you get something, I mean if you root Kevin Thank. You Root Kit at the PC you can be as secure as you think, right if somebody's busy sitting. Controlling your entire University of your perception of Reality Yeah doesn't work so. Few. Try. And and if you need, you need leverage from a business perspective, you know get onto to cloud platforms. Don't allow every part of the business, pick its own thing, and then just end up having to support it in the guise of business agility. So trying standardized trying to of bring it down by bring it down to a set of services that you use. On the SAS side. which is the other kind of cloud trend I ride as obviously you know running your own applications in the cloud versus just. Going to vendor having them run the obligation for you definitely focus on things like soft compliance focused on the manageability. And the audit trail supply because you'd be surprised, you look at different collaboration software that's in the cloud and the difference between integrate enterprise grade and not enterprise bray is finally comes down to okay. Are there good audit trails? Do they arrive at a reasonable time period or does does he sa say well, within twenty four hours we'll know something we'll let you know if something goes wrong. Do you have the kind of find main controls where you can express all you want? So I think those are the two things you look at the adoption of cloud and ultimately. Basically comes down to where's your data. Think about the data and think about the access method that data? Everything else is. Secondary and tertiary. So focused yourself around the data and how it is accessed, who you wanNA give access to. As you're thinking about cloud winnow down the track of things that you're using because. Each, thing is a snowflake and brings its own unique attack surface
Sports betting is now legal in 19 states, including Washington D.C.
"Live in the district and now bet on NFL games without going to a bookie, the Baltimore Ravens, Miami Dolphins, or maybe the New England Patriots like two Seahawks. It's all in bed with the day you know, Partly, E. J was one of the dozens of folks standing in line ready to put a little money on his team. This is the first NFL season where D C residents can place their bets. Legally. I got right, always Delaware, normal just over 33 Million people will wager on NFL games this season with 20% doing it at a sports book location like the one here at Capital One arena that's up from 18% last year. It goes to show fans are feeling pretty good about what's to come ready for this to go Melissa how GOP News Washington has now
Americans and the right to vote: Why it's not easy for everyone to cast a ballot
"A conspiracy theory. Grow this large this quickly and be so divorced from reality. It basically goes like this. President Trump is terrified he's going to lose the election. And he's going to use the Postal Service to try to limit mail in voting as much as possible to in effect, disenfranchised Democrats and steal the race, just as he did with Russian interference in 2016. This conspiracy theory, however, has perhaps even less evidence than the Russia collusion theory. Over the next 15 to 20 minutes. We will systematically debunk this most ridiculous conspiracy theory. Way are not going to allow the president of the United States to dismantle the United States Post office and undermine the possibility that absentee votes could be used in the next election. And he also wants to do everything you can Two stirred out and the results of an election he thinks he's going to lose. So why do Republicans stand behind a Z attacks the most popular institution in the United States government? I don't understand why the president wants to block funding for the post office in order to prevent people from voting. That doesn't seem fair or right or leading. It doesn't seem like it is going to steal a lot of confidence among voters that their ballots are going to be counted right Once you start to realize that your entire states conduct elections with mail in ballots once you realize the history of the Postal Service is incredible Accomplishments, you know and how it's a backbone for the country. You know, you understand the stakes of what's going on here. You mentioned Republican leaders as well. Carl isn't this about moral bankruptcy of the Republican Party Democrats, aided by their allies in the left leaning media, been accusing President Trump of trying to rig the election by interfering with the United States Postal Service in an effort to have her mail in voting, But the simple truth is that there's no truth to this claim whatsoever. In May, a scathing report by the Government Accountability Office confirmed what's been widely known for more than a decade. The Postal Service is in deep, deep financial trouble since it's designated as an independent agency. It's not funded by tax money, but rather expected to support itself through the fees it charges for using its service. But as technology has made email and messaging communication far easier, and competitors such as FedEx, ups and Amazon have eaten into the post office's package delivery service, fewer and fewer people are paying to send mail. This has been a big and worsening problem. Since 2009 when the O designated the USPS as being at risk for fiscal insolvency, as it wrote in the report issued in May. Since Geo's 2009 high risk designation, the postal Services financial viability is progressively worsened due to declining mail volume. Increased employee compensation and benefit costs. An increased unfunded liabilities and debt. First class mail volume has declined 44% since fiscal year 2006. Additionally, employee compensation and benefits costs have been increasing, although the Postal Service's workforce declined from about 786,000 in fiscal year 2007. To about 617,000 In fiscal year 2013. The USPS is workforce increased to about 630,000 in fiscal year 2019. Finally, total unfunded liabilities and debt continue their steady upward trend. Now, this has resulted in the post office, losing roughly 78 $1,000,000 from 2007 to 2019. Senator Barack Obama recognize this way back in 2008 while he was campaigning for president, if you think about it Ups and FedEx. They're doing just fine. It's it's the post office is always a problem. When President Obama took office, his administration attempted to ease the financial crush on the post office by altering collection routes in removing mailboxes that simply weren't being used. In the past 20 years, The Washington Post reported. Back in 9 202,000 mail boxes have vanished from city streets, rural routes in suburban neighborhoods Mohr than the 175,000 that remain. Between 2011 and 2016 The Obama administration ordered an additional 14,000 mailboxes removed because they were underperforming, which the Post office defines his collecting fewer than 25 pieces of mail per day. This routine elimination of mailboxes to consolidate mail collection and keep operational costs down has continued since President Trump was inaugurated in 2017. But now President Obama and his vice president Joe Biden, are casting this as an attempt by Trump to keep people from voting. By mail as president, Obama told his former advisor David Plouffe, on a podcast this past week. What we've never seen before, is President say, I'm goingto tryto actively kneecap the Postal Service encourage voting and I will be explicit about the reason I'm doing the postmaster general said, would delay the approaching liquidity crisis. That was all the aid for the Postal Service in the cares act completely. Separately, The bill also gave $400 million to something called the Election Assistance Commission for distribution to states to prevent, prepare for and respond to Corona virus domestically or internationally for the 2020 federal election cycle. This, however, wasn't enough for Democrats and they're now demanding a $25 billion bailout for the post office in the next round of Corona virus relief funding, as well as $3.5 billion earmarked for mail and voting on Fox Business Network President Trump said. Well, that was simply too much. You know, there's nothing wrong with getting out and voting. You get out and vote. They voted during World War one and World War two. They should have voter ID because the Democrats scammed the system, but it's two of the items are the post Office and the 3.5 $1,000,000,000 The mail and voting Now, if we don't make a deal, that means you don't get the money. That means they can't have Universal mail in voting that just can't have it. So you know, crazy will be many more just nature. Now Democrats have interpreted this, says Trump, admitting he's deliberately trying to sabotage mail in voting by preventing the passage of desperately needed funding for it. But this claim to falters under the way to the fact of the post office can already handle the expected flood of mailed ballots this November. According to the Postal Service's annual report. In fiscal year 2019 USPS handled 142.5 1,000,000,000 pieces of mail on a typical day, the report notes are 633,000 employees physically process and deliver 471 male pieces to nearly 160 million delivery points. Now this year, That number is higher because the Postal Service has been delivering stimulus checks as well, A census forms now those alone added about 450 million additional pieces of mail. In 2016 roughly 136 million Americans voted in the presidential election. The number's probably going to be a little bit higher this year. If official set ballots to every single American who's registered to vote. That's about 158 million people, and then 140 million people returned ballots. The roughly 298 million pieces of mail handled over the course of several weeks would be well within the Postal Service's ability to handle them all. Now. Officials, of course, won't send a ballot to every American who's registered to vote, and not every voter will vote This too. His false. The changes were ordered to streamline mail collection and limit mail carrier overtime costs, which top $1 billion per year, as the Washington Times reported. In the past, postal delivery worked this way Ah, worker would arrive in the morning and work on various things in the office. Sorting mail handling holds on mail waiting for incoming mail to arrive. To prepare for delivery that often involved waiting around for hours and then starting an actual delivery route later in the day once started, a route has to be finished, and that involved workers going into overtime as they delivered through their route as evening approached. Did. Joyce plan, which is now being implemented in a pilot program in about 200 cities is called expedited to ST Afternoon Sort. A Shin or esa es un during a worker will arrive in the morning. Collect all the mail that was ready to go out and head out for delivery. It's known as retrieve load and go. Then, after finishing the delivery route, the carrier would return to the office and do in the afternoon. The office work that used to be done in the morning that way, when the end of his or her shift arrived, That would be the end of the workday. No overtime would be incurred. Mail that arrived to the office in the afternoon. While the carrier was doing office work would be delivered in the next morning's route. It would be ready and waiting with the carrier arrived for retrieve load and go. The effect to customers would be that mail was delivered to the office in the afternoon. It would be delivered the next morning. Instead of that evening, the effect of the Postal Service would be to save an enormous amount of money in overtime costs, streamlining operations and making the postal service more effective. However, this has been cast as mail carriers simply leaving pieces of mail, especially mailed in ballots on the floor for days. For weeks at a time. There's no evidence to support this baseless allegation. Justus. There's no evidence to support the notion that the Trump Administration has been removing mailboxes or mail sorting machines in an effort to a happier mail in voting. Mail in voting might be impacted by not but not by postal service operations but rather by individual state laws, which make mail in voting cumbersome, especially in New York, where a congressional primary conducted at the end of June still doesn't have a declared winner by the middle of August. The Postal Service, in other words, can easily handle mailed in balance. It doesn't need a $25 billion bailout, and it doesn't need $3.5 billion on top of the $400 million that has already been earmarked specifically for mail in voting. The Postal Service will remain fiscally solvent at least until the end of 2021 but efforts to change it efforts listening to the Dan O'Donnell show. For your virtual ticket to be a part of music history on the capital. One fan Wall Interactive video experience with our star light on our 2020 I heard Radio Music Festival starring BTS. Coldplay Came Brown with special Guest Khalid Keith Urban Mego, smiling Cyrus Thomas Rhett. Usher for anything can happen. 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Right from the APP on your phone open an account today to get a $300 bonus visit town Bank that US slash total access $100 required to open requirements to qualify Must he's linked to apply member F D I C. There are many changes we go through in life, State Farm insurance agent Joe Wolf Lee understands the importance of being there for customers to help walk them through marriages, new homes and expanding families. State farm insurance agent Joe Wolf. Lee's team will help you with all of your insurance needs from auto to home or renters. They'll make sure you have the protection to cover everything you have or anything that comes up more. Info and ensure dot com, insure dot com Offices in Delafield and Mak Kwan State Farm Insurance Agent Joe Wolf Leonte here for you. Hiring could be challenging. But zipper Cooter makes it fast and easy way. Talk to CEO Dylan Miska Wits who needed to hire a director of coffee for his company, Cafe L Torah. We would look through lots of applications for people who were not qualified. It definitely felt like we were looking for a needle in a haystack. So Dylan started using Zip recruiter and found his perfect candidate in a few days. Zip recruiters. Powerful technology identifies people with the right experience and actively invites them to apply, Which is why you should try Zip recruiter for free. We're very impressed with how quickly we had quality candidates apply through Zip recruiter Visit Recruiter is a powerful tool in our hiring process. See why four out of five employers who post a job unzip recruiter get a quality candidate within the first day. Zip recruiter. Smartest way to higher and now you can try Zip Recruiter for free. That's right. Free at zip recruiter dot com slash trial. That zip recruiter dot com slash trial. Tip recruiter dot com slash trial. You know, Conspiracy theory has gotten mainstream when Taylor Swift is tweeting about it. Democrats are absolutely convinced that Trump is trying to steal this election because of his is changes to the post office. My opening monologue debunking this conspiracy theory will be up on common sense. Central very shortly, have no fear. We are working on getting it up and on my social media, By the way, if you'd like to join the program numbers to do so for 14799 11 30 that he's the accident, mortgage talk and text line 18 108 389476 That is our toll free talk and text line email. D o d Ed i heart media dot com You can find me on Social Media facebook dot com slash dan O'Donnell Show and at Dan O'Donnell Show on Twitter as well. What struck me about all of this is is not just how Democrats have have Done exactly what they're accusing Republicans of doing Have you seen the freak out over the conspiracy theorists, the cue and non believers for those who are not familiar with what Q. And on is it's ah, far right conspiracy theory that posits that President Trump is working behind the scenes to bust the secret cob. All of Pedophiles led by Hillary Clinton and John Podesta, and pretty much every celebrity that you've ever heard off. There's no actual evidence for it, of course, but because a number of Q and on believers and one Republican primaries, it's being hold. My goodness, This is the worst thing that ever happened to mainstream politics. We've got conspiracy theory believers. There's no conspiracy less founded on actual evidence than this post office nonsense. In fact, I've seen pictures on the Internet that have been circulated. Now Twitter and Facebook have done their level best to try to make sure that misinformation about elections nothing that could undermine faith in elections is allowed on their platforms, except for these pictures of mailboxes in Wisconsin. Of all places. That are piled up. They've been taken off the streets. Trump doesn't want you to be ableto Drop your piece of mail in a mailbox. Well, what these pictures Don't point out is these are piled up. Sure, at a facility that refurbishes the mail boxes to put them back on the streets. It's always got a stack of mail boxes outside because it's working on them. Refurbish them, then this idea that sorting machines and mail boxes have been ripped off of the streets in the last couple of months so that we can vote by mail is nonsensical. Unless you're willing to tell me. That Barack Obama and Joe Biden, who saw over 2011 and 2016 5 years. The removal of 14,000 mailboxes and 200,000 mailboxes removed in the years before that. Unless you're willing to tell me that they're part of the conspiracy. You're almost forced to admit that there is simply no evidence behind this, but what's remarkable to me? Is how quickly this became mainstream and it got me thinking. Well, wait a second. Wait a second. Wait a second. If Joe Biden is up by as much as the polls suggest he is 10 to 12 points. Why would Democrats suddenly be trying to cast doubt on an election? Right? Wasn't this Almost exactly four years ago. What President Trump was supposedly doing August of 2016 when the first reports on the eve of the Democratic National Convention about election hacks and Russian interference, and all of this started coming out. President Trump's first said that he was worried that the election might be rigged. You might remember President Obama rose Garden press conference said. How would you even rig the presidential election? Donald Trump is whining about losing an election that hasn't even happened yet. The idea was that Trump was going to cast doubt on the legitimate legitimacy of the election because he knew he was going to lose. Remember the pole similarly showed him down 10 15 points. He had no chance of beating Hillary Clinton. So he was preemptively whining about the fact that Clinton and her cronies we're going to use massive vote fraud to cheat. Why are Democrats doing this? When their candidate is up 10 points. Maybe it has something to do. With this. A new CNN poll finds that 50% of registered voters back the Biden Harris presidential ticket. While 46% say they support Trump and Pence right at the polls, margin of error plus or minus 4% points. There's a new CNN poll. Across 15 battleground states. Biden has the backing of 49% of registered voters while Trump lands at 48%. In other words, that massive lead doesn't actually
The near-term impact of coronavirus on workers
"Two with a lot of companies well known to our audience, both As investors and his consumers. We're talking about firms like synchrony Financial Margaret Keane. She's been a guest on the show Capital One discover financial services. They're at the heart of a story that Jenny serene put out today, these four firms warning of losses coming With these white color job cuts the same employment picture We were just talking about with Kathleen Hays. Jenny Strain joins us on the phone from just outside of Charlotte, North Carolina. So, Jenny tell us what you found because This is an example a great example of sort of saved these economic ripple effects. It feels like Yeah, definitely, You know, historically and the kind of quite industry you see delinquencies kind of just tread right along with the unemployment rate in the US So what kind of credit executive has been really grappling with these last few months? Conceded stayed, really even at that age. They're trying to figure out okay. I wasn't going to know when are we going to see that? You know, historical relationship between the girl and the thing that they kept pointing to this week. It's just this idea is that You know, So far, A lot of the unemployment had been on. But there's like restaurants or in the travel industry, and I start to kind of reverberate out. You know these white color jobs. When you're being these losses pick up it'll be kind of interesting to watch. You know, we do so defeated. What layoffs? How quickly it makes its way to the credit card industry. Jenny, your story is brilliant because This is just a reminder that it's not just what's happening today. It's not what's happening the next few months, but probably what happens into 2021. I love that There's a quote in your story. I think it's from the Discover CEO Who says, you know right now, Companies don't want to lay people off over zoom. It's not good PR. They don't want people not to have health care right again. Not good P R to do right now, but you're going to start seeing more of those white collar layoffs is what Discover CEO says, and that's probably gonna happen later down the road. Yeah. Yeah, That's exactly right. You discover on that call the money. They were really pointing to starting to be charged US five next year, probably a peak sometime around the middle of 2021 then seeing laughter to tail off towards the end of next year, so You know you're not delinquencies and a lot of the credit quality metrics that we keep an eye on that look pretty prestige. Given all the tapping of the past few months, they're definitely battening down the hatches. They definitely thing ready for more pain, you know, discovered along with capital one big city this week. They set aside $8 billion in provisions there. They definitely have their eye on the horizon from our pain. And Jenny. It feels like one of the things that's been hiding in plain sight and we've been able to ignore to some extent is the notion that so much relief has come from the federal government and also relief has come in the form of basically like Just temporary provisions as it were to be like, you know, you could pay a little later You could stretch that out a little bit. We saw this when it came to rent and you both on the commercial and on the residential side, And now all of that is starting to roll off, and that certainly is part of their concern, right? Definitely. Yeah, You know, a lot of the second this week said. You know when we were making our when they're setting aside the decision didn't assume that any more stimulus is going to be coming from the government. Obviously. Your secretary Stephen Lieutenant. All of Congress is really working hard. I think that next to no spell and you will feel what happens at that. But certainly that would probably help seeing he's a little bit longer. But No matter what I think these companies are saying, like, no matter what, this isn't this isn't going to be something we can avoid. These offers will come eventually. It's just kind of matter. How soon or help our
Trump's press secretary shows off president's check, bank info and all
"This could be a million dollar mistake during a press briefing yesterday at the White House press secretary Kaylee McEntee made a show of president trump's quarterly salary donations she showed off the check the only problem is show the real check the one with the routing number the bank account number check was four hundred thousand dollars earmarked for the department of health and Human Services the check was from Capital One identity theft experts say you shouldn't be flashing that information around in fact what's in your wallet and should've
Banks are Cutting Their Risk By Cutting Your Credit Card Limits
"On this Wednesday may twentieth. Hey have you applied for a new credit card in the last couple of months if so and if you've had trouble getting approved well you're in good company? Given all the financial uncertainty were experiencing right. Now banks are nervous so they're making it much tougher to qualify for new cards to avoid taking on customers. Who may not be able to pay their bills. According to the Saint Louis Federal Reserve forty percent of. Us Bank say. They're getting choosier about who they lend money to. Where that's issuing credit cards or personal loans? That's the biggest pull back in lending since two thousand nine. According to see net among the biggest lenders to play defense this way discover financial services apply for a discover card. And you'll find the company verifying your employment not just your credit score and if you are approved your credit limit may well be less than you'd hope for on recent earnings called discover CEO. Roger Hawks Trial said the company's taking these and other steps to quote curtail risk to put it more plainly discover and other financial institutions. WanNa make sure they don't get saddled with too much. Unpaid debt pre pandemic discover had been growing steadily and profitably twenty. Nineteen was a good year and the company was expecting twenty twenty to be even better instead. Discover lost about sixty million dollars in the first quarter of this year and its future like the future of so many other businesses is clearly uncertain which is to say things may not be any easier at the other major credit card companies both city and capital. One say they are also tightening up credit requirements C net reports. Okay so maybe you can't get a new card and you haven't seen one of those zero balanced transfer offers that to flood your mailbox in months but that's not all. Some companies are reducing credit limits for existing customers. It's happening a lot one out of four American credit card users. That's fifty million. People have had their credit limits slashed on at least one card in the previous thirty days some have even had an account closed. That's according to a survey by compare cards a service owned by lending tree. Those changes are hitting Gen Z. Millennials and Gen xers equally according to see net. Apparently baby boomers are being spared so far. This is a tough thing to have happened. If you've just lost your job or you expect to and it often comes as a rather ugly surprise credit cards dot com analysts had rosman told Marketwatch. Most people don't realize how much freedom credit card issuers have to cut limits or even cancel cards without warning companies that acknowledged they're assessing credit limits. Include Wells Fargo. Us Bank in American Express and American Express spokesperson told Marketwatch that the company is based in credit limits on quote real time. Evaluations of a person's financial help so too is synchrony financial which issue store credit cards including JC Penney. Gap and American Eagle outfitters discovers. Roger Hawks child however is expressly said the company is not slashing credit limits or closing inactive accounts given the millions of Americans who are now jobless hawks trial call those actions challenging according to Bloomberg. Pulling away credit. When they need it most can have tremendously adverse impacts hawks trial set indeed. Many people rely on credit cards as emergency funds in April about a month into lockdowns about forty seven percent of Americans had credit card debt. That's up four points from March. According to a survey by CREDIT CARDS DOT COM and having your credit limit reduced or a card cancelled can hurt your credit score. Even as news rolls out about the new challenges of getting and keeping credit banks are also enrolling people in programs intended to help almost half a million discover account holders signed up for its skip a payment program. Those account holders have balances of more than three and a half billion dollars altogether. Yes you heard that right. Billion WITH A B. Other issuers are also
Is work-from-home burnout a thing
"Are This talent Tuesday episode. I don't talk about burnout when working from home over the last week several companies have announced plans to have as many employees as possible. Continue working from home for another four to seven months or even longer capital one Amazon Microsoft facebook Zillow and others have all said this is the case and it appears to be a trend among many organizations whose physical office space doesn't appear to be a necessity daily work and while it might make sense that the tech sectors full of companies with the systems technology and resources to enable virtually all work to get accomplished without physical office space. A new study by the Booth School of business at the University of Chicago claims almost forty percent of. Us jobs can be done remotely meaning. This phenomenon isn't relegated to large tech companies and their organizations in most industries with these capabilities. And someone who's a very vocal advocate for the practice of trusting employees to be productive regardless of where and how they choose to get their work done. I'm all for this. I hope it continues long afternoon worries about covert anymore when companies allow remote work. I mean really allow it not. The kind of remote were when I spoke about last Monday. Full of Web Browser surveillance and always on webcams but real remote were employees can mostly choose when and where they get things. Done as long as deadlines are met and collaborationist happening. Engagement and productivity tend to go up and turnover tends to drop so it surprised me when yesterday unlinked in I saw an article saying that Google had announced a company holiday coming up next week for the purposes of combating work from home. Burnout work from home burnout. When I read this. My knee jerk reaction was that I thought working from home was the supposed remedy to office. Burn out so if the office itself isn't the issue and employees are still burning out this implies the Causa burnout is the job itself. And if that's true the solution to change of team organization or in some cases even to change industry but then started to read some of the context behind the move and the related comments and it became pretty clear. Work from Bernard has very little to do with the job itself before twenty twenty most remote work positions either hired as such or if there was a transition from an office environment to remote environment it was done. Gradually there was support and place. An employee could still go into their office if they chose to and they likely won't also learning to be home. Schoolteachers waiting lennick costco and target hours. A week running errands for elderly parents worried about being laid off watching their 401k value. Plummet and going on two months without a haircut. Yow Work from home. Burnout is most definitely about the long term impacts of the abruptness with which our lives all changed and while most companies have been focused on figuring out how safely move forward with our new normal there if you put real effort into making sure how employees are getting by now. It's likely a lot of thought. Went into the element shared by all employees. A paycheck health benefits paid time off getting the systems that allow for work up and running and finding a communication interval that works for everyone but the elements impact each person differently. The ones people are less likely to complain about. We're likely forgotten not ignored. Just forgotten and this means much of this workforce on individual leaders rather than on executive teams. So if your leader a people become hyper aware of signed your individual employees may be suffering from work from home burnout. Hopefully you at least know whether each of your people as children or other family commitments. Then you take precedent over work if you don't start having those conversations now and figure it out signs. Your employees may be burning out working from home. A drop in productivity or performance failing to attend team video conference calls attending those calls but saying very little and contributing very little a general change in personality whenever you interact with them. Each of these might imply an employee hasn't found the right balance and maybe needing a break. Give it to them. Make sure they know you're here for them. Don't wait till they bring it up to you as most of them won't life will go on. It's about to start ramping up here in the next month or two and all the adjusting and all the agility that was reported to begin working from home we need to be summoned again for the transition into whatever will be our new normal whether each member of your team still with you are not in a year may very well rest on your leadership today. Thanks for listening and have a great day.
The Chief Security Officer in (and out of) a Crisis
"When I first started working in security you would generally have see so that reported somewhere under workforce. It like a very focused. I will make sure your laptop is secure and that was security. Probably Twenty years ago I had to study the nature and design of chain link fences. That was protecting my data center right. That was very much a part of the curriculum. If you wanted to get information security was understanding physical barriers. We no longer run data centers. Everything's Amazon everything's in Google. Everything's Microsoft the world has gotten more complicated technically and there's a combination of factors. There one is just the evolution of the cloud. Every company has a hybrid environment. Now if you've been around for more than five years and you have the emergence of crypto currency and the pressure. It's putting on financial security in particular. The laws have changed so you have. Gdp are in Europe which is just starting to see the massive fines come out on the companies that didn't invest the right way insecurity or had major security incidents we're seeing boards and CEOS held accountable. And so there's a personal sense of anxiety that those board members and senior executives have and they want to have a senior leader who can help them navigate the security issues that they face looking at all those complicated factors. I think it leads to this question of is that too much for a single roll to handle as these teams get to be really large. It's hard to find a security person that can run a couple thousand people organization that can run a hundred plus million dollar budget. We've never really develop that muscle memory in that skill set in some of the larger organizations. You're still seeing the decision not to go with Ceasar's Eso and have different leaders for each of those functions sitting in different parts of the company. When I was the CFO at Uber I had responsibility for the technical security of the company. Meaning make sure we don't get hacked but also physical security of our offices and safety of our employees oversight of our attempts to minimize fraud and then rider and driver safety. Those are four very different disciplines that require very different technical teams. Sometimes you'll hear why don't they have a senior security leader and it may be because they've decided our physical security risks are so different from our technical risks and we don't have one executive who can do a great job over both of them the fact that these companies sometimes are structured in a single role. Sometimes they're structuring it out based on the different types of problems. What do you see as the trade offs in those two? Different structures is one better than another more. I think it definitely depends on the company and the business that they're in but there is a bit of a pendulum that swings from centralized to decentralize and I think I'm on the second shift of that pendulum. Now as we've moved from building highly centralized organizations we get these massive security teams and then we can't really find leaders that can run these security teams and then so it goes back towards a decentralized approach. My personal opinion is centralized the organization. You're sort of seeing this accountability. Wave twelve years ago. I went through a massive breach at a very large bank. I was running the incident response program so I was kind of frontlines and they held a cio of business align technology executive accountable and the security team actually got more budget. Now we're seeing when there is a breach of the ceasefire has held accountable. There's a new team that gets brought in. There's a complete restructuring and a big driver is the regulators saying that they want to see a meaningful commitment to change and that the sea so should be empowered to make changes in the organization. I want to talk a little bit about win. This role makes headlines. What's the role of the sea? So when there's a breach or when there's an event will if you step back and think about the role of a security leader regardless of which of those functions you're talking about physical or digital or safety cars. There's really three different responsibilities number. One is prevent something bad from happening. That's what we all come to work every day and probably why most of US chose the profession in the first place but then job number two is assume that you've failed at that and have a good incident response. Plan have the ability to detect something bad going wrong as quickly as possible. Then there's the third discipline which is okay. There's a crisis. How do we respond to it? And the interesting thing in this profession is that a lot of us joined because of number one prevent harm but get judged on number three crisis response. There are a lot of really good security engineers who say wow the head of security Job I don't want because I don't want to be a sacrificial lamb. I think it's really interesting. You brought up the concept of sacrificial lamb. 'cause we did just see capital one replace there see so following the data breach. To what extent are these breaches inevitable and is it fair to beholding anybody to account if you go to the closed door? See so conferences. This is one of the topics that debated heavily right now. So the first time I took this role was at facebook and I got great support from the executive leadership almost unlimited budget ability to grow and hire great engineers and by technology and the most surprising thing is that you realize you can't buy your way too good security you literally can't write a blank check and have great security tomorrow. Security requires long-term investment requires you to run alongside the development teams and the business teams understand them and help them reduce their risks. And on one hand you'll hear the sows who think it's unfair saying look. I shouldn't take the fall if I don't get to make all the decisions to prevent the fall but the reality of the role is you. Don't get to make all the decisions security. Such a cross functional process. There's so much that goes into what risks the company decides to take versus what they don't and then on the other hand there's no going in. I'M GONNA be the fall guy or fall girl if we don't do it right and so they're going to probably be more vocal and championing their cause among leadership
Farts Can Be Silent, But Can They Be Deadly?
"Cash in capital one. What's in your wallet? Terms apply. Welcome to brain stuff. Production of IHEARTMEDIA. Hey brain stuff lauren. Bogilov here look. No one really wants to think about it and yet you can't help but think about it when you smell or emit a particularly difference Fart. Can that fart spread disease? We found two studies done decades apart the come to different conclusions in August of nineteen sixty eight. An outbreak of infections of a particular strain of streptococcus occurred at Vanderbilt University Hospital in Nashville Tennessee. The nine patients infected were housed in different wards with different problems and they were visited by many medical staff during their stays. But seven of them shared an anesthesiologist. The staff took oral swabs of the anesthesiologist skin and throat but they came back negative. No trace of the STREPTOCOCCI since this was the mid twentieth century. When Penicillin was handed out like candy. The anesthesiologist was given a short course of antibiotic because not but a few months later in November and December. Another outbreak of the same strain of strap infected eight different patients. The same anesthesiologist attended five of these new cases. Heap still wasn't showing any symptoms. But this time the staff took an anal swab of the doctor and that turned up the exact strain of strep affecting these new patients. The doctor was given a full round of antibiotics and taken off duty for ten days afterwards. His cultures were clear of STREPTOCOCCI. And there were no further wound infections related to his patience researchers said at the time in the New England Journal of Medicine that while the quote Amos to hand patient route of transmission was a possibility airborne. Transmission was more likely in this case the authors of the paper concluded then that it was probably the doctors farts infecting the patient's wounds not him failing to wash his hands properly fast forward to two thousand one. A woman called into Dr Karl Nikki's Radio Show in Australia asking if she was contaminating the operating room when she quietly farted during procedures. Dr Carl thought that was a fair question. So he enlisted. Microbiologist friend Luke tenant to help find out tenant asked a colleague to Fart into to Petri dishes one with his pants on and one with his pants down never forget. Science is very elegant. Tenant checked the dishes the next morning beano pants. Dish had lumps of bacteria similar to those found on our skin and in our gut. The pants dish had no bacteria. Dr Karl noted that the bacteria and the no pants dish wasn't harmful though. Just the normal everyday microbes that live within and around us and can even be helpful. They're part of the microbiome that helps US digest our food. Well Okay but what about Pinkai? You may have heard as a kid that you can get. Pinkai somebody farts on your pillow. First of all if someone starts on your pillow they are not your friend. You shouldn't let them anywhere near your pillows second though. The Myth just isn't true. It's called passing gas because it's gas. Any bacteria in the FART would die pretty quickly outside the body. You can't however get pink eye from actual poop if you touch poop and then touch your eye you can get pink guy as with bacterial infection any viruses that might be present in your intestines aren't likely to spread through farts. This is even true of Corona viruses. Like the one that leads to cove in nineteen viruses fall out of the air pretty quickly meaning these surfaces. They land on our more contagious than any smell. Wafting pasture unfortunate knows more than anything to do with farts. Good hand washing techniques will make the most difference for keeping bacteria and viruses outside your body
Houston: Harris County woman convinced a bank she was Tilman Fertitta, police say
"A woman is accused of stealing billionaire Tilman of Reddy's identity care oldies Kelly Wiese has more the Harris County precinct one constables office says Stephanie hunter is accused of stealing the Houston Rockets owners social security number that she claimed she bought on the dark web investigators say for Tina called police after credit monitoring company called him after someone opened an account in his name a Capital One bank investigators say she opened up a fifteen thousand dollar line of credit at the bank and a five thousand dollar line of credit at a store no charges were on the card court records show she has a criminal history of theft and was arrested for possessing
Why Cheap Solar Could Save the World
"So the other day Darius we took a little trip to a huge apartment complex in New York it is enormous one of the biggest biggest in the world. It spans like ten city blocks in New York houses around thirty thousand people. Yeah and it's known locally as stuyvesant town or Sta towns down a uh-huh cool village cat. It's like a bunch of giant brick towers sort of all identical in rows and we were there because because of an indicator an indicator given to us by Ben Ho. He's an economist at Vassar College. Yeah and Ben says this indicator is a big deal a milestone down and win this indicator hit this milestone. Ben said he was like Oh my God. I thought there should be parades and like people cheering and instead like there's a the articles and like the trade press and people haven't talked about much. I think it's a contender for the most important indicator of all time the most important indicator for all time at least for me. Ooh Okay make your case. This is fascinating. What is this indicator? Indicator is the cost of solar electricity specifically that the cost of solar electricity has been falling by a lot not falling by so much. It's actually now competitive with fossil fuels. It's gotten that cheap which brought us to the roof of a twenty storey brick building in February roof that has now covered in solar panels. And we were there. Because this roof is owned by one of the biggest baddest most profit focus companies on Wall Street in large large part because of Ben's indicator this is the indicator from planet money. I'm Stacey Smith and we are on the roof of building. We're here twenty or so stories above these filaret colds today on the show the price of solar what changed and I've been thinks this so important. It's a little windy too. Beautiful View his beautiful this message comments from NPR sponsored show. Bonnie Haute made to taste just like milk. Doc It's creamy frothy and great with coffee and cookies but without the dairy because it's not milk it's almost milk new Shabani owed support also also comes from the capital. One saver card earned four percent cashback on dining and entertainment to percents at grocery stores and one percent on all other purchases now. Now when you go out you cash in capital one. What's in your wallet? Terms apply back in two thousand six. Ben Ho was the lead energy economist. Missed under president. George W Bush and he was part of a team looking for energy alternatives economically viable energy alternative. Being the operative word there the energy source to beat was coal it was the cheapest source of energy and back then like solar was almost like a joke. At the time I was looking at the numbers and cost five cents ends or four cents per kilowatt hour natural gas also in that range and sold there was like a dollar per kilowatt hour. Oh Wow and you were just like this. This is never going to be cost effective. You heard that correctly recklessly. Solar Power was twenty times more expensive than coal solar was just never gonNA happen. It was a non starter. It was a punchline and then something changed changed actually a bunch of. Something's yeah a lot of small things that took the price down by five or ten percent so for one thing. Government subsidies on the state and federal level brought costs down for businesses and residents got more people to buy into solar which meant more companies started making solar panels and then companies that made solar panels started competing against each other tomake cheaper more efficient panels as a result. The panel's got nearly twice as efficient and the price dropped from about a thousand dollars per panel to around one hundred and fifty dollars per panel today. Hey It's a series of sort of small process improvements over the past ten fifteen years for the cost down like a magical amount of money a magical amount of money. The prices solar job by more than ninety ninety percent from one dollar per kilowatt hour fifteen years ago to four cents per kilowatt hour today and that is today's indicator four four cents per kilowatt hour. which makes the cheapest form of electricity in the US and also in the world cheaper than cheaper natural gas jubilant coal cheaper than coal? Oh my drop. Yes because when that happens is ben everything changed and then thinks this will take solar power from like a fringy source of energy to a major maybe even the main source of energy in the world but at this point solar energy still only accounts for about two percent of the energy in the US I think that's totally changes. At least how icy climate change right so before when like solar and renewables more expensive it was all about sort of getting people to like sacrifice to do the right thing And now it's actually just getting people to save money. I mean if we're looking at pure economics though I mean if solar is only two percent and we have these huge entrenched energy can companies from the biggest companies in the world. That have a lot of money. A lot of jobs tied up in traditional like fossil fuels and those kinds of energies. Like how I mean. That seems like some daunting economics to overcome right. I think I'm a big believer in the markets. Now the soldiers act cheaper. Actually think that the market and capitalist pretty powerful driving force to move people torward the cheapest form of energy and you see that happening right So they just had the biggest year in history in the United States because of just the fallen costs companies like facebook book and Microsoft have started investing millions of dollars in solar energy and so has blackstone blackstone in case. You haven't heard them a giant Wall Street private equity firm Um and Hedge Fund. Basically they deal with money. Enormous amounts so much money. They manage hundreds of billions of dollars yep blackstone definitely really not like a hippy. dippy let's all try to save the Planet Company. No no no. This is not like reusable tote bag Greenpeace canvasser type company. They care about the bottom line and blackstone has started investing millions in Solar Power Blackstone owns the company that manages Stuy town the apartment complex in New York with all the solar panels and Kelly vaas is the CEO of that division of the company. And he oversaw this big solar project and he took us out to the roof to check out the solar panels firsthand. We're standing standing on the rooftop status in town and you're looking at a few of the nine thousand six hundred seventy one solar panels that we put on rooftops to be precise and isn't isn't the that's for size. Nine thousand six hundred and seventy one solar panels on building after building just spanning ten. The city blocks just laid out before us. All these buildings like as far as we can buildings so as you can see like how many square feet of roof twenty two acres does that have to do the math on the square feet on that. We did the math. We did the math and it is almost a million square feet of roof all painted white and all covered in shiny black glass solar solar panels all about the size of a foosball table. Kellyanne is team installed the panels last year and they estimated it will reduce Stuy town carbon footprint by about sixteen percent so the project cost of eleven million. That's a lot. Will you lose money on it as a cost neutral we make a little money we we we will have a return on investment. It's not significant. It's it's not a lot of money but it is definitely not a loss if it had been a loss Kelly. They couldn't have really considered going solar now that they have these panels up and running. Kelly says lots of other building managers and businesses have been taking exactly this tour that we took asking about how they might go solar as well. What's the biggest this question that you get from people who are considering doing it? Did you make money on it. They want to know. Is there a return on it. Is it affordable all of those things and in the answer for I was yes blackstone was so jazzed about the results of its Stuy town project it is investing another eight hundred and fifty million dollars and solar and this says Ben is exactly clear why he thinks the cheapness of solar is the most important indicator of all time on this sort of problem of climate change. I think yeah I've optimism. I think in part because a lot of the stories you hear about climate change all assume that coal-based future I mean listen. Climate change is not over as a problem Ben Points out. There is still significant obstacles to overcome if solar is to become a major energy source for the world. I mean for one thing. It only works when the sun is out. That's a problem battery technology that could store. Solar Energy is in great right now also the panels would need to get more efficient for all of STA towns. Nine thousand Rosen odd solar panels. Solarte will still only supply about six percent of the energy for the apartment complex. Still says now that economics is on its side. Now that the mathworks he thinks solar has a bright view. Now now biggest hurdles past right. I think it's for me. Is the most exciting indicator. It makes me optimistic about the future.
"capital one" Discussed on WWL
"Old with cancer we'll have that story in about twenty minutes sign up for a business update and it brought to you by Capital One Capital One is re imagining banking offering accounts with no fees or minimums that can be opened in five minutes Capital One what's in your wallet Capital One N. A. after the apps used to to report results crashed and burned at the Iowa caucuses Nevada has decided it will not use the same out for its primary on February twenty second how could a developer let this happen on such a big stage analysis now from lire Logan author of a new book called learn to program with app inventor she's also an M. I. T. master trainer in educational mobile computing there what you think when you heard about the problems in Iowa I started thinking boy I'm glad I didn't create that out to be the way that you know you know when you put software out a as probably you and and all of our listeners have experienced you sometimes hear from the other developer with that big of a bug or something you know their little things can go wrong but it's never on the news every night for an entire weekend you know it it's been a bit of a a fiasco with with that kind of publicity because of the you know the nature of the apt what a suspect went wrong here there are so I guess the biggest thing would be apt I just wasn't quite ready I mean we're still finding bugs and testing earlier in the week before they were going to use it and so it just wasn't ready and one of the big clues to that is that it was according to all the news reports it was the collator distributed through some testing platforms as opposed to being downloadable from the app store the Google play store when you're you know when when you're downloading an app from a from a site called something that the clue that it's not quite ready it still needs to be you know still in testing yeah I think I read I think is a Wall Street journal that reported the reserve unit of the department of homeland security that it offered to do testing on it why would you turn that down from what I gather from the other reports I read date they didn't want to disclose who the developer was because they they kind of keep that secret so it couldn't be here wouldn't be hacked by a man because nobody could no no who developed and you had to find it and so I think that was was what I understand what the rationale for if they did turn that down but yeah that been prevented you know that the wide testing that's needed if you're hiding the app yeah speak with liberal Logan she is author of a new book called learn to program with app inventor we're talking about the disaster that was the Iowa caucus app surely there were so I mean I'm not a tech person but surely there were signs that they were going to be problems now the end state they say a month ago there were signs when they did they they do some testing and there were problems with the ten and then again people were having problems using it and then again it was it wasn't on the app store and it wasn't on you know Google play store so people had to you know you have to be particularly tech savvy to start downloading and installing apps that are not in those stores because those are considered non market absent but then you got a by pass some of the security on your phone to get those apps info I mean all of those were were hit you know surely some red flags that said you know let's do it next year so is this company sunken now it in Nevada has said they're not going to use the op on February twenty second for their primary if it is at the end of maybe this developing of this company I don't know but a again usually when you can't fix this for you know there's a bug with your app that means that that can happen but it's usually not played out on the large scale so it can be a challenge that for sure yeah yeah so if I mean if you have and this this will occur way over my head when you start answering this so if you are somebody who's interested in developing an app I mean are there some basics that you ought to be following that maybe this group did not certainly there are I think the big take away from this is test test test and test widely and with lots of users on lots of different types of devices you know all of the different operating systems and certainly you know look for bugs and and and fix them and but I mean there are ways to you know I don't I don't want this to dissuade people for it think it's too hard to build an app bed that doesn't have problems because their weight and and clap forms you can use and so in the book I learned to program a nap inventor I'm using the platform to teach readers beginners how to create this decade it apple core mobile technology by using a platform that dragon drop and drag and drop the blocks of code to that eliminate bad bad bad typing all that tedious code where if you have missed one character you forget something you know you're it's it's a bug's gone so if the platform that even the use and that you learn how apps are supposed to work how to create them and and and uses this easier platform that's not gonna frustrate you about the bugs is there a Leer Logan again the book is called learn to program with app inventor it is twenty minutes now in front of the hour on this morning America's first news coming up next new ways for jilted lovers to lash out on Valentine's day now that human resources V. P. Meg ward has Kronos for HR payroll talent in time she's totally owning it at work she even has her own type song now.
Netflix stock down over 2% after quarterly results
"They are now down to leverage close down one hundred fifty two points not quite the worst re of the day but far from the best that we saw the nasdaq was down eighteen the S. B. average was down nine it was fairly broad fourteen hundred stocks up twenty three hundred down but again I'm not even twice as many stocks down as up today the numbers are coming out after the close mostly make us look forward to tomorrow IBM which hasn't had a positive quarter over quarter gain in revenue in in over a year just did it our earnings were better revenues beat their upbeat about the the prospects for twenty twenty and that important a Dow stock is trading higher in after hours United Airlines just out with their numbers they beat on the top of the bottom line Capital One two dollars forty nine cents fourteen since better that revenue bait flexes interesting they beat handily a dollar fifty three eighty so it's better and they're they're additions are subscribers were better than expected however for this quarter quarter ahead they see less new subscribers than the street specs as of the stocks that a
Iran Conflict Could Shift To Cyberspace, Experts Warn
"After the US killed Iran's top general in a drone strike government officials and Security Act for experts have been warning that Iran could retaliate with cyber attacks. Iran is already suspected in some previous hacks. A Las Vegas Casino some big banks and even some US cities NPR's technology correspondent Shannon. Bond looks exit. What could come next? Top American banks knocked off line. ransomware crippling the city of Atlanta and bombarding servers for financial institutions sounds like Bank of America. PNC and capital. One police officers are writing their reports up by hand. City workers are punching in and out with time clocks Iranian Romanian. Hackers were blamed in both of those attacks in one of the most high profile cases. Hackers destroyed data on computers at the Sands Casino after its billionaire owner Sheldon Adelson Adelson called for a nuclear strike on Iran. Iran's investment in its cyber army dates back to two thousand ten the year the US and Israel are suspected of infecting Iranian Romanian nuclear facility with a powerful computer worm called stuxnet that destroyed critical equipment and set back around nuclear ambitions as a result of the impact impact. That stuxnet had and there renew Richmond program they formed funded trained And an attached to their work and keep it believes very strong cyber capability ability Jordan. More yellow is vice president at cybersecurity firm critical start Iran has created teams of Cyber Warriors inside the Revolutionary Guard Corps. It's elite military right wing. It also relies on proxy groups and hackers aligned with its goals in the weeks since a US. Air Strike Killed The Iranian general. Qassams lemani nationalist nationalist activists are suspected of facing a US government website with pro Iran messages. Kara Frederick Fellow at the Center for a new American security says Cyber Br tools enable a symmetric attacks against American military might by inflicting economic or reputational damage cyber allows them to compete at a level level of parody that they don't have in the physical world. Iran is also used these tactics against other those. US officials blamed Iran for wiping out the data on three quarters of Computers at Aramco Saudi Arabia's giant Whale Company in twenty twelve the threat of military escalation between the US and Iran appears to have eased recently still government officials and security researchers warn that hackers linked to Iran are probing. US companies for vulnerabilities Jordan. More yellow of critical start right now. What what? We're seeing a huge increase in reconnaissance activity so specifically looking for potentially vulnerable servers data-gathering. They're kind the preparing to Battle Plan in cyberspace. Iran's activities have shown its ability to caused financial harm and embarrassment experts. I spoke with say a more serious. Cyber Intrusion Inter critical US infrastructure like electrical. Grids would take more time and effort Orrin Falco. It's a former national security agency analyst and CEO of area one security says he doubts on could carry out a major attack immediately. You know cyber is not a magic meaning that it takes many months of planning planning to achieve specific outcomes. Iran is not alone amping up its cyber capabilities. Researchers say Russia and China present the biggest threats to the American targets. And of course the U._S.. Has Its own digital weapons to use against
Protesters set fire to US embassy in Baghdad
"We should know the today father some protests going on I have no idea who these Iraqis are who are protesting no doubt people who support that Towle in Iranians I guess the protesters broke down the US embassy gate gourmet should make their way inside the compound planes were seen according to the Associated Press gunshots in sirens rang out in the Iraqi capital one of the guard towers protecting the compound to be on fire no confirmation of the breach by Iraqi war US officials at this time but it's followed hours of chaos reports of attempts by protesters in raids by these air strikes to storm the massive US compound photographs and video from the scene appeared to show protesters waving Iraqi flags setting fires and throwing objects at the concrete blast walls surrounding the facility no word by the way on the staff inside and where they stand but Mike Pompeii at our secretary state is made it pretty clear that our policy as relates to Ron is a lot different than the previous administration's policy this administration made a fundamental ship from where president Obama and his team work they had green lighted the Iranian nuclear program they had allowed this terror campaign to continue indeed they have permitted funds to flow into Iran to support under right these very terror campaigns that we've seen carried out we took a we took a very different direction with put a normas pressure to deny resources to has blocked trying to die resources at the few malicious like the ones that I came after Americans Iraqi facility in Iraq yesterday where they were Americans working to walk into a counter ISIS that's what the Americans are in Iraq for to take down the very terror threats that are protecting that are putting at risk the Iraqi people our mission continues to try and get the Islamic Republic around to behave like a normal nation we
Maryland Man Dies at Northern Virginia Construction Site
"A Maryland man has died after construction accident northern Virginia Fairfax county police say fifty five year old Nelson AG you Lars Salamanca was working for a subcontractor Monday on a construction site near the new Capital One headquarters in McLean around seven thirty AM he was struck by a bar that drop from a crane he was taken to a hospital where he died from his injuries an autopsy is being conducted the site has been the scene of a large scale construction work near McLean metro rail station on the silver line
Why Do Men Have Nipples?
"Credit approval required capital one bank. USA NA welcome to brainstorm production of iheartradio. Hey Brain Steph Lauryn Boca bomb here. I want to talk to you. About one way that mice could be considered more highly evolved than humans nipples whereas human males develop a pair of nipples or sometimes more that generally serve no biological function male mice exit the womb with their bellies smooth and nipple free. So why do men have nipples. Come along with me. As I explore embryonic development three or four weeks after conception conception all human embryos develop parallel memory ridges called milk lines. They extend from the top of the chest to the lower abdomen at that stage. The embryos still has what scientists refer to as indifferent gonads meaning. They're still capable of developing either into testes or ovaries. It's not until week seven or so jeans. And the embryos sex chromosomes kick in you know usually x x or x y but there's a bunch of variations there. What caused the formation of sexual die? Morphism the physical traits that distinguish the typical biological mail from the typical biological female again there are variations but pertinent to our discussion today. Those genes don't tinker with the already developing milk lines. The milk lines received naturally is the fetus grows leaving behind nipples and milk producing glands called. Bob Wills and ducks and some fatty tissue in between in both males and females now in mice a memory Marie tissue also forms in both male and female embryos during early pregnancy but according to Yale University Research First published in nineteen ninety nine. A
Democratic Debate Back on After Agreement in Venue Labor Fight
"That reminder C. N. B. C.'s Jessica adding it's twenty four past the age to buy tobacco in vaping products could be going up more from correspondent bill Michaels Congress is moving ahead with legislation that would raise the age to buy tobacco and baby products from eighteen to twenty one the sales restriction has the support of two unlikely backers Marlboro cigarette maker all trio an E. cigarette maker jul the proposal comes in response to a surgeon underage Peiping by U. S. teens raising the purchase age is expected to curb young people's access to E. cigarettes and regular cigarettes and eventually save lives by cutting the smoking rate anti tobacco advocates say all tree and jul are backing the measure to head off even more damaging restrictions on tobacco and vaping bill Michaels Washington now twenty five after well potential change in measurement set us off on the right foot when American morning continues after these messages okay you know how it feels when you've saved enough for that long awaited home addition now imagine in addition on that addition that's the feeling with Capital One renew savings account earns an interest rate five times the national average that's right five times as represented by five times more singers banking remain capital one what's in your wallet terms apply we comparison based on FDIC national right Capital One N. A. member FDIC sarcoma also you've never heard that word before for the forty people diagnosed with star home every day it is a life changing more because this cancer and research the sarcoma foundation of America families whose lives have been turned upside down cancer they never heard least once in
"capital one" Discussed on Bank-Fintech Fusion
"To bank Fintech fusion I am your host scarlet fever and we have an incredible guest or here at money twenty twenty and I am sitting next to the incomparable Tomfool who is senior vice president for payments identity and capital one labs at capital one so big title yes so there's no good acronym port I assure you said so. I've had the distinct pleasure of of hearing about you and and watching her. Your talks for many years now and I think it's so interesting to see how the industry at large has evolved and really what capital one has been doing so from your perspective. What drew you to financial services and when you think about that was their particular problem you set out to solve so i? I've been services now for twenty years. And so when I think about what crewman I go back. Twenty is probably also the thing that kept me is at central to people's lives at the. There's just so many things that are unlocked enabled by the ability to move move us Gainfully employed the money that people have in their in their hands and the pathway to doing most of what they wanna do in life in some form or other requires requires payments specifically and. That's such a rich experience yet. There's so much friction it. There's so many challenges in it there are so many is lack of available tools for a lot of a lot of the US population where they just can't do it. They need to effectively. A lot of people can't even access ecommerce because they don't have the tools to do that effectively and safely and so to me. That's just a credible problem to have a chance to help solve to reduce the friction reduce the fraud to make the payments.
"capital one" Discussed on KOA 850 AM
"You by Capital One Capital One is reimagining banking offering accounts with no fees or minimums that can be opened in five minutes Capital One what's in your wallet Capital One N. A. rash of marijuana thefts at legal shops in the Seattle area has growers wondering is the government leading the thieves right to the merchandise writer and author Erich Segal Yano has an investigative piece for politico magazine Eric what if you want covered well Washington state became one of the first to to legalize recreational marijuana and establish a well well over a thousand legal pot growing operation during were you sometimes like ones of smashing through walls or driving cars through windows and doors and the growers in the the work in a lot of information about their operation since they don't publicize their addresses the you know are cut operate you know they would be found somehow and the prince of the state of Washington does provided a lot of information that comes to address online yeah the business report how much does Celine which is moving which gives an idea about about this cycle and what might be available and it's even more information available including vehicle delivery vehicle identification and the lay out of the operation well with the public schools a request so the thing to wonder if the unions were targeting them because of publicly available information rights by reading your story is certainly seems the that's got to play a role in at least some way shape or form what about better security had their establishments no and that's an issue to the then you know they do what they smaller operation which are you know moving into it'll work out something still build buildings that won't really set up to take this and the you know if people are determined there's always a way to get in through the walls the doors but they're certainly you know there's certainly working through security where there been any lawmakers who said listen there's enough there's smoke there's fire let's try to help these guys a little bit by not publishing so much information so frequently well not yet and this is a really you know pretty new I mean nine minus the first major story about it I did talk to executive with feel your Washington which quite a big role in initiative campaign that legalized recreational we and the and the drafting of the legislation and she said oh we this might be something we should know what to give you more exemption to be public disclosure speaking with Eric sickly ano is a writer and author also contributor to political magazine is got a fascinating story entitled the great Seattle pot heists in which a lot of the of these these pot growing operations have been hit by thieves and there's a thinking that the thieves are getting information from publicly available information published by the state of Washington the but alcohol sellers have to publish similar information but they're not experiencing the same trouble with thieves right well I mean you know there's always been so hi Jackie of but it's not the same sort of product you don't have such as he concentrated product that is and such a pretty black market elsewhere in the country I mean I think the no the fundamental dynamic is that you've got a nation that's now part legal in part not for marijuana I thought it was interesting to and perhaps telling that some of the owners are growers here didn't even want to talk to you they trying to not publicize this arose avoid being hit themselves well actually they were the ones I approached one so we need someone from you know them but they were pretty open to talk to you some of them off the record and there's some their information is used as a background end of story another water harder time getting information about these sorts of crimes well from the Seattle police officials talk some story Eric sickly on writer and author in the Seattle area writing for politico magazine twelve minutes now in front.
"capital one" Discussed on The Journal.
"There are a lot of risks that banks face is as they move more of their operations online our colleague. Liz Huffman has been looking beyond the capital one hack at the future of how tech creates vulnerabilities for our financial system. How big of a risk is this kind of move to third party technology. It's Big Jamie. Diamond is the CEO of J. P.. Morgan the biggest bank in the country said he thinks cyber is the biggest risk to the financial sector and this is a guy who lived through two thousand eight so he knows what he's talking about the old risk to banks that we think of the run on the bank where people panic and go get their money that will still happen from time to time but there's a growing consensus that the next bank failure will happen because of a cyber glitch. Can you say more about that. Banks are based on trust. People put their money in because they think it will be there and so the old bank runs that used to see people worried that too many other people were taking their money out so they all went to take their money out but there's digital trust to there's a virtual trust erodes really quickly to so many people today do their banking on the phone. If you you opened up your phone and all of a sudden your accounts and zero be massive panic and that's the same kind of bank runs so whether that's a technology glitch whether. Other that's <hes> cyber theft whether it's the money's still there but the system just says it isn't I mean there's so many ways this can go wrong that you have to think of the old all banking problems of runs on the bank and bank robberies and and <hes> just plain bad management all have a digital component to and that gets so much riskier. The more of our finish system moves to the Internet so are other banks also moving to the cloud. They are a little more slowly than capital one but they are J._p.. P Morgan announced a blockchain partnership in May with Microsoft that will use Microsoft's cloud called azure Goldman Sachs uses A._W._S. to run parts of its it's retail bank to run parts of its trading technology. They in particular have expressed some caution and asked for a lot of custom security measures with A._W._S. worked with them for the better part of two years to build what they've called kind of a hybrid public private cloud so banks are trying to figure it out in part because so much more of what they do is now digital if consumer banking so many of us bank on our mobile phones and websites people a lot of people don't go to the bank anymore and so that just requires huge amounts of data huge amounts of computing power in every time you want to know what your balances that spins up some kind of <hes> data analytic somewhere and there's just millions and millions of things all the time so they just need a lot more computing power and they need it at different times so it's cheaper to could've rented on demand from someone like Amazon. Do you think that this pact that happened with capital. One could be just the first I think you have to assume it's just the first and frankly I wouldn't even assume it's the first there thousands of attempted cyber-attacks every day and actually corporate America's batting average is pretty good. It's just so relentless. Atlantis and the hackers only have to be lucky once thanks have to be lucky everyday. The scope of Thompson's alleged hack is growing. She appears have posted messages online that suggests that she had a trove of stolen files from other places including Michigan State University the Ford Motor Company and Italy's largest bank unicredit. Some of these places are also A._W._S.. Customers Amazon said it's reaching out to them to help investigate. Meanwhile Liz Hoffman reported yesterday that in the spring for the first time federal banking regulators showed up at an Amazon cloud office office started asking questions the visit doesn't appear to have been about the hack put it signals that the government believes Amazon and other cloud companies now so central central to the banking system that they need to be watched closely and and that's all for today Friday August second the Journal is a co production of Gimblett and the Wall Street Journal. Your hosts are me Dean Ryan Knutson Kate Limbaugh were produced by Ricky levesque's Sarah Platt and will Aruban our senior producer is Pia. Get Cari Anti Rose Strasser. It's our supervising producer Griffin Tanner our engineer and our executive producer is Gerard Cole or music. This week comes from Haley Shaw from Gimblett additional music from MM Jupiter staggering vistas and blue dots sessions and thanks to Nazanin Rafsanjani and Alex Blumberg for their editing help. Thanks for listening see you on.
"capital one" Discussed on The Journal.
"Seventeenth an external <music> researcher in contact with capital one and told capital one that there was reason to believe that capital one had been reached Anna Maria Andreatta's covers capitol one one at the Wall Street Journal capital one then looked into that evidence and by July nineteenth so two days after being informed by this tipster essentially confirmed that there had been a breach the bank also confirmed that the breach dated back to March of this year. What data was stolen a lot of it? I mean we'll start out with personally. Identifiable information like names addresses dates of birth but the most shocking by far is the other data which essentially reflects people's financial standing credit scores credit limits payment histories incomes. This is really like the ultimate treasure trove of data because I just compare it back to what happened in two thousand seventeen with the equifax breach which was definitely among the worst in the U._S.. But this certainly rivals that and with the equifax breach the data taken for nearly one hundred fifty million Americans was names addresses or security numbers dates of birth etc.. No Information Asian credit reports was taken here. You have a breach where you have people's identities that have been compromised and you also have information about whether they are credit worthy whether they are affluent that has also been taken the reason why this data so dangerous is because a fraudster can identify whose ooh identities are most worth taking over so in other words. It's here are juiciest targets exactly in that information. I mean the other thing. That's really interesting. Data taken here is that it wasn't just existing capital one customers the data that was accessed a macleod was application thousand eight when you apply for a credit card information you give about your income your credit score etc that sitting there right so you don't necessarily need to even have have a capital one credit card. Let's say you applied for capital. One credit card your data could still be in that pile that was compromised typically breaches so far at least at least in the financial institution's side of things. It's been existing customers here. You have a mix of existing customer as possible future customers people who are rejected to customers because the data is largely based on application data. What do we know about what happened to the data? After it was stolen capital one has said that it does not believe that the data Put to use speaking with companies that track the dark web. We've been doing that since the news came out so far. There doesn't seem to be any evidence that there was a massive sort of pylon of capital. One accounts for sale on the black market one thing to keep in mind with breaches is that sometimes especially when they are so high profile the fraudsters who gain access to the data won't act on it right away the weight for sort of you know the first few months to pass ass when maybe there's less of a focus maybe people start to forget about what happened and then act so best case scenario. It won't be put to use but remains to be seen. The irony of his hack is that capital one takes pride in its tech savviness capital one launched in the early nineteen nineties and one of its main focuses says was figuring out a way to use data to lend to people who otherwise couldn't get approved for credit cards and other loans at the time most banks were relying relying heavily on credit reports and credit scores and that of course leaves out a lot of supreme people because you have a low credit score. You're not gonNA get approved so the bank thank began taking into account other data to determine whether they should or shouldn't lend to these people had a price them. They're sort of risk level so data was sort of at the Center for the company from when it launched and the analysis relied heavily on technology and recently capital one took on one big Tech Initiative you've moving all of its data off of its own servers in onto Amazon web services starting about five years ago capital one at least among among the major banks were the lead the way in terms of starting to move consumer data from its own data centers to the cloud A._W._s.. As it's called is the lesser known but very profitable arm of Amazon where large corporations can rent cloud storage space and the theory here is that storing your day with Amazon is safer. Amazon's got some of the world's best cybersecurity experts working to protect any data. That's stored on and their cloud capital one went all in on Amazon and its Web services. It's executives even key noted at an A._W._S.. Conference so why did we pick A._W._S.. For capital one the finance civically touting the security benefits of Amazon web services so we work closely with the Amazon team to develop a security model in which we believe enables us to operate more securely in the public cloud than recant even in our own data centers and all of this makes it even more shocking for who is accused. I used to have been behind the hack at the center of this breach is a woman named page Thompson who is alleged to have been the individual all who breached capital systems. What's interesting about Miss Thompson is that she did work at Amazon web services the company that capital one was using for their cloud services exactly and Miss Thompson was working there from two thousand fifteen to twenty sixteen right so she no longer worked at Amazon when she allegedly hacked capital one so then how would she have been able to gain access? Amazon has said that this was not an issue on its end capital one has admitted that it did not carry through with what it was supposed to do with its own firewall in terms of fully securing it but that still raises the question of how did Miss Thompson gain this access right so she was formerly an Amazon on employees but she hadn't been there since two thousand sixteen. You'll talk to some security experts who will tell you it's unlikely that's a coincidence blues. Hoffman covers banking a and she's been following this hack along with Anna Maria. It's undisputed that the information that was taken came off of Amazon server that capital one was effectively And of course you know if she found out something in the course of her employment there that she then used in its customer. That's a real problem for Amazon. So it's unclear whether page thompsons employment at Amazon could have given her any advantage in the alleged hack but it still raises questions about the security of Amazon's cloud or really any cloud service what Amazon will tell you is that they maintain the data center and that every customer has a door to that data centre and that it's the customer's job to guard who gets in the adorn who doesn't what the cloud providers want to tell you is. They're just providing the furniture. The problem is that the furniture they're providing is like what makes the whole institution run and so as more and more of a banks do has been outsourced to technology companies. You have to ask where people should draw that line to yes. They are above this line. It's your fault below this line. That's not an as banks of trying to cut costs and move faster and be able to be more nimble. They've picked up all of these services from through all of these people who now all have a key of some of some kind of some part of the bank and that just heaps so much.
"capital one" Discussed on Front Burner
"Had an information breach that affected almost a half billion an account there is growing demand for the federal government to take action over the privacy breach at Desjardins group beam. Oh here and C._I._B._C.'s simply financial received tips over the weekend that they had been hacked. It's fair though for me to say that that props one of the reasons why they're able to move at such lay speed is because she has has allegedly left all of these breadcrumbs if because she posted this data on her own get help h yes yes that absolutely helped the fact that investigators did not have to look very far to to figure out what exactly it was that happened here the the get hub where where this information was first posted was under her full name so her account name was her full name so all law enforcement had to do was pretty much. Can you know run some other investigations to see where these account names also were pervasive on the Internet and then poked around onto who owned those accounts.
"capital one" Discussed on Smashing Security
"Banks in America capital one and any consumer small business who's applied to take a credit card of them. In the last fourteen gene years may well have had their purse loud fourteen years so this breach saw penalty tells of about one hundred million individuals in the United States and approximately six million in Canada phone this exactly you care about a stolen Roland from a cloud based data server one of those Amazon buckets and they grabbed names addresses phone numbers email addresses dates of birth income some also had their credit scores payment history and things like that steak and and in the worst cases that were roundabout one hundred forty thousand social security numbers a big pain point they keep on gets hacked. They already got stolen so well. Yes it's already got those I suppose he probably going possessions recessions and eighty thousand bank account numbers linked to accounts they were swept in the states with a further four million social insurance numbers in Canada who knew ca-canada even had full million people in it well. I don't know how many people really want you to very well. Well done keep them bridging Prester Trivia <hes> sent out the first that capital one knew about this breach was when it's going to bug bounty hotline robbers email address received a message from a member of the public tipping them off that some of that data had been leaked and published on getup and they basically basically gave capital one the Lincoln said that you might want to check this out so get how went to the link where indeed there were samples of this stolen data. I took the account was in the name of somebody wasn't in the name of like you know Black Scowl Law Phantom menace Oy it's so typical it was great uh-huh steady. I watch it <hes> no not me instead. It was in the name of page Adele Thompson Guy Susan trip for a second <hes>. Do you not feel at this point that big companies should be aware that Amazon clouds need to be protected. I just can't believe that this is still happening. Oh well. We don't know exactly see how they got access to. It says not necessarily the case that this was a Amazon bucket which had been left over is some suggestion they may have been a vulnerability may be in a web application application firewall or some other software apologize. You see there is jumping to a conclusion and Joyce to you. You are right. There has been a big security problem with web pipe buckets being left open and for anyone to access but it's not necessarily the case that this is what happened on this occasion but as I said that count name the git hub name and was in the name of page Adele Thompson and that get how account also had a C._v. and resume. Oh this is like what was what was the virus you thinking of a virus a word macro versus from the plus letter well. It wasn't the love letter. It was written by an associate of the passenger at the love letter. It's a doc was microbus. Mike who be and that was written by Michael Bourn which included his body yeah good knowledge GA- history that I'll tell you what it okay Dash. If one of my favorite versus when my dumbest verse writer Stories Ever What he would do is at the end of the month he would print out his entire see the asking for job including his his name and address and phone number in yes that's right and he said if you don't give me a job. I'm releasing a virus so this it didn't work for him. I don't know what it is similar. It is similar to that this had a C._b.. Enrich amount for a certain page a thomps bumps okay interesting including of course her employment history which said that Thai las previous employment was at Amazon here we go here we go between May Twenty fifteen and September twenty sixteen so it's a while ago but interestingly she had been working Amazon in Seattle now C._B.'s of course just like with Michael Brune also include people's addresses and phone numbers and this one was no exception so it wasn't that hard for the F._B._i.. To know WHO's door they should not come and say they not on the tour of thirty three wrote page Thompson in South Seattle..
"capital one" Discussed on Daily Tech Headlines
"The daily headlines Tuesday July thirtieth twenty nineteen. I'm Sarah Lane capital. One announced that a hacker I had accessed about one hundred million credit card applications some of which included Social Security and bank account numbers court records show that the F._B._i.. Arrested page Thomson who previously worked for Amazon and charged her with computer fraud and abuse capital one said that the hack will cost the company between one hundred and one hundred fifty million dollars in the near term but says no credit card numbers. There's or log in credentials were compromised and most social security numbers were affected Google plus two details about its upcoming Pixel four phones top Basil the Basil includes solely which it says powers motion sense allowing for gesture controls without touch Google's advanced technology and projects team developed solely which works with radar motion sense will be available in select countries likely because it works in the fifty seven to sixty Unlock as you're picking it up facial data never leaves the phone and isn't shared with other Google services same goes for silly and now for some earnings news while way reported a twenty three point a two percent year over year increase in revenue for the first half of two thousand nineteen and said it ship one hundred eighteen million smartphone units for the same period a twenty four percent jump compared to the same period last skier total revenue hit four hundred one point three billion won or about fifty eight point two six billion dollars and in a press release while we said that its operations are smooth and that the organization organization is as sound as in China specifically while way held a thirty eight point two percent market share in the quarter ending June and sixty four percent of smartphones that while we shift for the quarter were in China according to a report from research firm cantaloupes in Sony's latest earnings report the company said it sold one hundred million playstation four units which makes it the fastest fastest-selling console to hit that number. Sony says it sold three point two million P._S.. Four is between March thirty first and June thirtieth after announcing that ninety six point eight million units had sold in the previous quarter so it got to that one hundred million figure two months quicker than Nintendo's we. Sony smartphone revenue dropped by fifteen percent over last quarter though which is also less. than half of the number of smartphones sold in the same period last year just nine hundred thousand in total. It's a similar smartphone story with L._G.. The company saw record second quarter and the first half revenues and operating profit of five hundred fifty nine point one million dollars. Thanks to strong home appliance sales but it's mobile communications division saw sales of one point three eight billion at twenty one point three drop compared with the same period last year although an increase of six point eight percent over the previous quarter L._G.. Pointed to lagging demand across the whole sector the end quote continued aggressive pricing by Chinese brands Nintendo announced that as of the end of June of two thousand nineteen it sold thirty six In Department across seventy-five global offices which amounts to about four hundred people in order to cut costs and streamline operations following its May I._P._O.. which saw first quarter losses of one a billion dollars CEO Dr Carter Shot? He wrote an email to employees that were shared tech crunch that many Uber's departments are quote too big which creates overlapping work makes unclear decision owners and can lead to mediocre results and finally the Fortnight World Cup finals has a three million dollar champion sixteen year old Kyle Gears Dwarf Screen Name Kabuga the event drew two million
"capital one" Discussed on Software Engineering Daily
"Down innovation in many, many. Circumstances. How do you see the tension between the bottoms up in the top down innovation in, in a typical software enterprise? I think that, you know, that's part of the reason you need to be all in from all levels in. So if you're executives are bought in it's going to enable everyone to be in his well. And you know, like like you mentioned the way that the technology field is transforming right now. It allows everyone at every level to be creative and come up with solutions in be innovative. We have a program called TDP at Capital One. It's the technical development program, and it's a program for recent college hires. They come into Capital, One in, they do this, like a two year rotation in there embedded within engineering teams in, it's one of the most fun in successful programs that we have he had it lets these junior engineers who are just starting their career to part. With more senior folks in, they get to learn from them in even in these sometimes are folks, who haven't been in the workplace before. So they can learn from the more senior folks in the senior engineers get a chance to pass on in mentor and teach the junior engineers, and it's really great to see the, you know, everyone at all levels, getting involved in solving the tough problems in, you know, I, especially enjoy working with, you know, the young women who are coming out of college today. I mean being being a woman in tech, right. I love to have the opportunity to work with the young women who are starting their career into service is a mentor and a guide for them in talk to them about my tech journey in, you know how I got into this crazy technology field. What advice do you have out there for people out there who either are looking for a mentor, or who would like to contribute mentor ship? A great question. So I. I think if you're looking for a mentor, the you really you wanna look around for somebody who you feel like you have you can use salvage a great relationship with trust and openness, and, you know, come prepared with specific questions or issues that you'd like to tackle end, you know, be real open with that. If you are a mentor in, you're looking for men tease, I mean, within Capital, One we have programs that Yemi can easily get in get involved and get out there and say, hey, I'm looking for somebody to mentor and you in my experience. There's, there's almost always people out there looking partner mentor mentality in, I really think it's up to the to, to make that relationship America. What want? Yeah, I if she missed approach different ways, like I've worked at companies where they almost standardized, the mentor ship relationship, and sometimes it works out, really well, like I've been paired with people who've become, you know, they're, they were mentors at one point in, in my career in that mentorship is, you know, evolved into really a relationship of equals, or which is just a magical thing if you can manifest it. So do you do so, like are there like internal tools? You make for that. Or do you like have mixers or but because I agree with you. That, like if somebody doesn't want a mentor, or they don't even they're, they're they don't. They don't have the initiative to go for, like, you're not going to force them to be able to force them to get to get him in toward. Right. Yeah. You don't enforce it won't work. But I, I don't know that you, it's not so formal, I, I think that there is, it's easy to put feelers out to, to be able to get a mentor Mentese's. I think it's a common thing here in. So it's not something that seen as oh, I'm going to have a hard time. Finding, you know, finding a mentor, people are pretty, pretty open about it in. It's just it's just part of a culture in the DNA. Wouldn't you talk about recruiting in, in, particularly on the new grad side?.
"capital one" Discussed on Software Engineering Daily
"Mobile computing, are trends that are affecting every organization when a large organization adapts to these trends is commonly referred to as a digital transformation digital transformation causes many companies to reframe their business as a software company. A candy manufacturer must now think of itself as a software company that makes candy an insurance company must now think of itself as a software company that issues insurance Capital, One is a Bank that was started in nineteen Eighty-eight capital. One has always had an emphasis on software, but the company's digital transformation has affected it as much as any other company. The company is migrating to the cloud, building out micro services, rolling out continuous delivery pipelines, and shifting the internal culture to be more adept at using software. Hillary MC tie is. A senior director of data engineering at Capital One, she joins the show to discuss her. Experience implementing a digital transformation within a large company subjects that we discuss include culture, management strategy, and the sequencing of different phases of digital transformation. Full disclosure capital. One is a sponsor of software engineering day. Hillary MC tie. You are a senior director of data.
"capital one" Discussed on Z104
"Then you go the Capital One venture card the card that takes you there. What's in your wallet capital, went back USAA, the quarter million dollar handout on C four. Joy next chance to win one thousand dollars happens this morning at seven. Appeal. Kate, you all. To do. With the St.. Moving. Who? C one four. Me. If. T- to, to distort. Quick cutting. Ms. Two two. Summit. That's done. Two. Don't give the who. Fitness. Picked goat. What? He. Got a fix. Toys. Things. Debbie. If do canoe. Is to. Two quick cutting the. Got it. Ms. Don't. Wait. Cut. The money. At this base. These. Pete. Kitty. If..
"capital one" Discussed on WSJ What's News
"President Trump his children and his business have sued Deutsche Bank and capital. One in an attempt to block subpoenas from lawmakers in congress seeking his financial records won't be seen is a really aggressive stance from the president from the White House and from his business towards any congressional inquiries. We know that the White House is not handed over a single document to congress that's been requested this year, plus the latest on on rest in Venezuela and Berkshire Hathaway backs Occidental's bid for antidoto. This is what's news from the Wall Street Journal. I'm Anne Marie for totally and New York before we get to our story on the Trump lawsuit against Deutsche Bank and Capital One. Here are some other top stories. We're following the Wall Street Journal continues to monitor the situation in Venezuela. Where position leader one Guido has called on Venezuelans to protest to overthrow President Nicolas Maduro Widodo spoke in a pre-dawn address outside an airbase at the eastern end of Caracas saying. This is the moment. The moment is now mental and woman is our order and went through why does viewed by the US and more than fifty other nations as the country's legitimate leader. Thousands of supporters had joined his call by mid morning. Madero has called the effort AKU attempt for continuing coverage of this developing story police head to our website wsJcom or the w j app. Warren Buffett's, Berkshire Hathaway is throwing its support behind Occidental's bid for Anadarko with a ten billion dollar investment. Occidental has offered to buy the company for thirty eight billion dollars after Chevron agreed to pay thirty three billion for Anadarko. The Wall Street Journal's Bradley Olsen explains Chevron still says its deal to acquire the company as better for shareholders was definitely a point at which Chevron would be willing to walk. I don't wanna say we know what that is yet or that were there yet. But this is sort of a signal that if Chevron counters Oxy could counter again, right like. Having this additional cash is like added firepower. And so I think it's sort of a sign that if Chevron really wants this. They're going to have to pay a whole lot more than they thought. They were originally Berkshire Hathaway would receive one hundred thousand shares of preferred stock and Oxydental with a coupon of eight percent a year. That's if Occidental is able to complete the purchase of Anadarko just how it will be funded still remains unclear but President Trump and democratic leaders on Tuesday agreed to aim for a two trillion dollar infrastructure package. House speaker Nancy Pelosi and Senate minority leader Chuck Schumer said they had a productive meeting with Trump at the White House. They're set to meet again in three weeks to talk about funding. The bill. President Trump his children and his real estate business are suing Deutsche Bank and capital. One in an attempt to block the firms from sending documents requested by democratic lawmakers. Joining me now from Washington with more details is Wall Street Journal reporter, Rebecca ball house. Rebecca, the president has said these subpoenas from congress are intended to harass him. He's also said he intends to fight all subpoenas related to the Muller report. What documents exactly are lawmakers seeking here from ditch Bank and Capital One? And what's the president's argument for refusing to hand them over? So lawmakers are trying to get from which a Bank and Capital One about a decade worth of financial documents related to the president related to his family and related to his businesses. And specifically this is the House Financial Services committee, and the house intelligence committee whose chairs have both expressed an interest in the last several years of in looking at the president's relate. Chip in particular with Deutsche Bank, but also with banks more broadly, and what they're looking for is any illicit use of the financial system and also for any foreign influence in the political process, at of course, the house intelligence committee.
"capital one" Discussed on Talking Points
"In general the cards with the annual fee offer, much richer earning. So in general, it's worth it. Right. What's the sign up on us on the spark business miles? This sparked business miles is fifty thousand miles after you spend forty five hundred dollars in the first three months, and that's got a ninety five dollar annual fees. Wave it is way of the first year and. Also to note, something interesting as Capital One will ping all three credit bureaus guys. Correct equifax experience and trans union. They're the only major issue or that he's going to pull your credit across all three major bureaus, which means you're going to get a hard pull on all three reports. It's not the end of the world. It's not really a consumer-friendly move. But it's something that I think everyone's learn to live with when it comes to Kaplan cards Julian anything else that people need to know about venture or the Capital One. Ecosystem the beauty of this card is it's almost like a chase freedom unlimited and a chase sapphire preferred in one because you're getting effectively one and a half mile or what have transferred miles per dollar spent like the freedom unlimited. And then you're getting a big bonus category. The ten x at hotels dot com, which is not obviously as broad as traveling dining on the preferred buddies a heck of a lot bigger and all of this for the same ninety five dollar feed pay for those two combine chase cards, and it's even wave the first. A year. And for a very limited time offer, we've got seventy five thousand bonus miles after spending five thousand within three months at the point sky dot com slash venture. I can't say how long this will be around. But it's not going to be around long. So if you've been thinking about getting the venture card there's no better time than now. And as always we appreciate you using our links at the point sky because that pays for us to pay the smart people like Julian who make us all about miles in points. Julian thank you so much for joining us on talking points, and I'm sending you good vibes. Get approved for the venture card. Please fingers crossed. And that's it for this episode of talking points. Thanks to Matt nice and Julian keel for taking the time to sit down with me today. Again, I'm your host Brian Kelly and this episode was produced by Caroline shea grin. And Jessica
"capital one" Discussed on Talking Points
"British Airways taxes, you can actually pay for it. With your venture miles earn double. Earn a thousand points, but you could use fifty thousand points to knock off the five hundred dollars surcharge. So. In the quest for as free as possible. I mean, having a like venture does make a lot of sense because you can just pay for an Uber to the airport, and they'd just wipe it off. The the the Bill there's no real jumping through hoops. And now you can literally do both sides of that equation. You can use your cap one miles transfer them for the award ticket, and then charge the surcharge Tieger Kaplan card at us more of the miles to pay off the search ours literally becomes completely free. So do you have the venture cord? So I would love to have the venture card. Unfortunately, last time I applied for it. I was denied for having too many cards and not spending enough on them. Something about me having twenty five credit cards, and maybe not undone. Luckily, I got mine years ago grandfathered in because I spent tons of on the tax on hotels com. And we're gonna spend a ton more now that we can transfer the miles. Do you think you'll be eligible? So what is that rules? It just basic that was I think that's not necessarily a sad rule. But basically cap one has a certain type of customer. They're obviously looking for. Your customers that are going to use their cards shocking. Shocking. The other thing that's important to keep in mind about Capital One is you can only have two personal cap one cards at the same time. So if you already have some other Kaplan cards in your watt saver card or the quicksilver card, then you're not going to be able to get the venture rewards unless you close one of twelve Asli like all major rewards card. You've got to have good credit to get this. So generally over seven hundred you should be good with decent income. But it kind of depends who should what type of person or travelers should get this card and kept one is even has a fairly liberal policy about approving people as far as with credit scores. So you might even be able to get it for a little less smaller score than that lower score. But this is a great every day card. This is a car you can keep in your wallet or purse when you have a category or purchase that does not get covered by a bonus with the bonus multiplier on another car. This is the card you pull out because you're going to be getting one and a half transferred miles. For every dollar you spend. It's a car that anybody can carry around and use when they don't have a card that gets them three times on restaurants, or whatever it might be right because even those carts with four fifty five fifty annual fees offer multiples that are.
"capital one" Discussed on Talking Points
"At teepee G R Dettori director, Julian keel, Julian thanks for being with us. Thank you for having me, Brian. So some really big news today out of Capital One. What are your first thoughts? I really do think this is historic for lack of a better word it kept one for so long has not had any partners at all they've only relied on their fixed value miles. This really opens up a whole new world for cap one hole card holders and on top of that. You're not losing the ability to still redeem them with the purchase race, right? When they first told me, I wasn't shocked to because capital. One over the years has had those airline commercial the commercials, you know, making fun of most credit card companies that make you jump through hoops. Right. And now, I think we've done our job here at TI g educating consumers that no we want transferable miles, you know. And and I think there's no way that you could look at this as a. Bad move. No. We want to jump through the hoops. Those of us who want to take the time who want to do the homework who wanna maximize points in miles. We want this option and a lot of people are going to be really happy to have it. The airlines they announced today. Can you put them into three groups for me into ones that you ignore ones that you might use them special circumstances and the ones that you're literally foaming at the mouth right now, we're not actually literally. Little drool. Yeah. What I really like I'll tell you the first thing I really like about this is that cap one is provided away into all three major airline alliances. So let's start with Star Alliance. We've got to options that I really like right off the top the top hat, AVI, a life miles. There is a ton of value in that program. It is not the easiest program to deal with the website can be funky trying to work with agents by phone is a little rough to stay at least. But if you can make it work, we're talking about Lufthansa first class for just eighty seven thousand miles one way and thirty dollars in taxes and fees. You're just not going to beat that with almost any other program. Can you put those online or you have to pretty much Bookham online because trying to get through on to an agent is is rough for those of you who don't know of Janka has been up and coming with their life miles program in years ago in the insiders in this world used to be able to because they would miss classify zones. Right. That's right. Guam was very. Amos one that Guam was classified as part of the continental US. So you could get a ticket from New York to one, but you would go through Japan or one of the Asian countries. Like, and it would be prices at domestic prices domestic ticket. You would just get off in Japan and not continue onto on. So they've tightened up the program a little bit. But there are still some amazing redemptions in of Janka. We've got a deep dive on that post on the site. And so the other one is era plan, right? If you're not up for fighting, the aside, if you will and you're willing to pay a little more a lot more in surcharges, but less in miles than aero plan is your choice, you're going to get those Lufthansa first class redemptions for seventy thousand miles, but you aren't gonna pay a lot of money in surcharges. So you have to decide if the time is worth the cash. So we've got the Star Alliance covered. What else then if we're looking at sky team, then we're talking about Air, France and caloms flying blue program. And by the way, that's when cat when cap once they have twelve programs at thirteen. Airlines. That's what the referring ten really flying blues a bunch of other airlines to Katie and whatnot. So it is the main to are Air, France and Kalem the biggest issue with that program is of course, it was recently devalued and the online calculator now sort of throws out whatever figure thinks at that time, but you can find some good deals. You just have to really work at it. You've got to be able to search and.
"capital one" Discussed on Talking Points
"Hi, non Qantas Qatar so group while that is an awesome group of the top of my head. I know a lot of our readers will be very excited about Air, Canada and AVI, specifically both of those programs can offer insane value. So I have to ask what is the transfer ratio to these programs. Yes. So I'm excited to say we're gonna keep it really simple Capital One. And our venture brand has been built on this idea of value ease flexibility. And so when we thought about offering miles transit wanted to into way, those classically Capital One. And so every partner that we're talking about here is going to be offered at eight. To capitol and miles to one point five partner miles transferring one point five, that's crazy. I thought for sure it was going to be two to one because as people know, you earn double points on every dollar spent. So you're telling me, you're offering for every dollar spent essentially one and a half airline miles. Exactly. Right. So yet for every dollar you spend one and a half, we think that's great deal. That was when we thought ton about as we're looking at the airlines, we could offer didn't offer any airlines where we didn't think we could bring to market really great value. And so what you're seeing here with this group, and that really simple transfer rate is just awesome value across the board really excited. Okay. In anything changes. So one of the earlier changes this year that made me put a ton of my spin on venture was the ten x points on hotels dot com. Now is there any exclusion on spending ten x and transferring those miles to airlines, no exclusion. So we hate fine print a Capital One in general. So this is going to be just like everything else. You can use it as you see fit. I'm glad you brought up hotels dot com, though, into ten x because I think it's all part of the same story with hotels com that ten x earn global entry TSA preach at credits and now with points transfer or really looking out for what are those awesome travel benefits? Customers are going to love how do we build that world class travel credit card? I think there's just another way where we're going to continue to evolve and find what's that next killer feature in the travel space. That is Chris what do you think the next killer feature is? And I notice you notice or you listed mostly just airlines do you plan to offer any hotel loyalty programs as well totally under consideration. I think you'll see this programs and to continue to evolve I think we're gonna have a lot of exciting news. Hopefully, some in the near term soon for new partner is being added. So that's absolutely something that we're considering. I think in general what you see with venture though. Like, I mentioned is we are on this journey, right? We're not going to rest on our laurels. It's been a big year. And so we're always looking at what is that next cool thing. I think you'll find that there's a couple of tenants that were always focused on it's going to be that value that ease that flexibility. And so we're constantly gained a market. There's some cool things in the works. But I think you can assume it's going to tie back to what customers have come to expect from venture since you didn't ask I'm gonna give you a couple of my things that I wish I had on court. So I have global entry from a number of different cards. I would love it. If you guys could if.
"capital one" Discussed on The AI Podcast
"For Capital One customers or not. Because everybody at this point has a stake in the banking system in one way or another. It's good to hear. As you said anyone listening can can attest to that sort of tension between the excitement of the system, getting more powerful and sophisticated. And also, you know that that feeling of even though I built the thing, do I fully understand where it's kind of going now with its decision making. Yeah. What's also exciting for me is banking hesitant. Traditionally been at the forefront of technology innovation in large part because of the regulations are important. So it's exciting that when it comes to explain ability, I think that we're incredibly well positioned to take the lead there even more so than our technology companies because it's really at the core of what we do, and it's incredibly important to us to make sure that that's always at the forefront of every technological innovation that we take. So for folks, listening who might wanna find out a little bit more about what capital one's doing in these fields. I machine learning deep learning is there somewhere online they can go. So we do have quite a bit research submissions, etcetera, at the berries conferences. In addition to that, we have the Capital One blog. That always summarizes that information as well as provides additional information that we would be excited for listeners to come out to. Excellent. It's on mckell. Thank you so much for making the time to speak with us about what you're doing. A Capital One, given your background working with data machine learning and and what high-performance competing was called. Prior to that, it's very cool to hear your excitement about having hop from. You know what on the service may seem like very different industries, Juno mix healthcare to finance, but getting chances sort of see know there are similar problems approaches, some outcomes, no matter the industry. Very cool. Her about. Thank you. Thank you so much, really enjoyed talking to.