35 Burst results for "Capital One"
Washington DC approves some fans at Capital One Arena
"Some local teams. As D. C is approved waivers. Those fans that capital one arena for Wizards and Capitals games, effective immediately can host at 10% capacity. Same for the Mystics. When they start the WN BA season later on Nationals, DC United will now also be able to host fans at 25% capacity at Nats Park and out he feels speaking of the Nazi at the defending champion L. A
2 Maryland corrections officers at Capitol in Washington DC during riot reinstated
"The likelihood of undue injury. New Today to Charles County corrections officers have been Reinstated after they were investigated for their role in the January 6th riot at the Capitol. It's a story you're only hearing on double D T O P. The two officers have been suspended for what the Charles County Sheriff's office called being inappropriately present at the Capitol in a video posted on social media as a man in a red hat pushed on and broken exterior window of the capital. One Charles County officer videotaped it on his phone, while the other calmly watched with his hands in his pockets. But sources familiar with the FBI's investigation say there's no indication the officers ever went inside the Capitol or damaged anything. The officers have been reinstated, but an internal investigation
Joel Embiid injured on return as Philadelphia 76ers beat Washington Wizards
"In the East 70 Sixers taking on the Wizards 97.5. The fanatic takes us to the third, such as Donna Capital, One Arena and it be download with right hand chair. Again, Joe Well to the left of the lane. The double comes but late be blows by Bacher and then on charging Westbrook and well now is 21 2 matches number indeed had 23 points through three quarters of play eight of 11 shooting, then Philly up 78 to 60 in the third. Beat down low. Look out! He dunks it! He goes down hard. And he's holding his knee in Pete is down on the floor in Washington and the sixes need to take a foul. He went up. Garrison Matthews came over and Joelle took a terrible fall. He's holding his left knee with six minutes and 20 seconds remaining in the third and beat hyperextended his knee after coming down off of that dunk. Eventually, he got to his feet and walked off under his own power. Sixers head coach Doc Rivers on what happened? No, just felt awkwardly. You know, I thought there was a little contact when he went up to dunk. The ball. Thought he fell. You know what? His balance off? You know, I'm not going to speculate. You know, tomorrow we'll know we'll have all the information for you. Um, you know, hoping for the best. Yeah, I did talk to him using the locker room. It was in pretty good spirits. So let's just hope for the best jazz taking on the
Metro's Washington D.C. headquarters to transform into a modern commercial office building
"That has housed Metro headquarters for nearly 50 years is getting a face lift. And S. W. C o ps, Michelle Morello explains. It will be transformed into a modern mini metropolis. The redevelopment plan of the Jackson Grand Building on Fifth Street. Northwest will see the building grow higher order to be a degree glories in a penthouse Douglas Furstenberg's of principle that developer Stonebridge, it'll have a mostly glass exterior and lots of open space from a full parking, outdoor dining on the first floor, two terraces, every other floor, all facing different directions. The third floor terrace overlooks the entrance to the capital One arena. Being in that open space when the caps one Stanley Cup are terrorists on the nice Lord looks to the South so you could see the Washington binding. The design still has to be approved by the D. C Commission of Fine Arts. Groundbreaking on the $300 Million Project. Expected in 2023 Michelle Morello w T. O P
Some Washington, DC banks to reimburse overdraft fees for unemployment benefits after tech glitch
"At large. D. C Council member Elissa Silverman says several major banks have agreed to refund any overdraft fees caused by a D C government technology snafu that presented prevented 39,000 unemployment claimants from receiving their benefits payments last week. She says. Bank of America Capital one and Wells Fargo said the financial institutions will refund overdraft fees caused by the issue. The three banks represent about half of the consumer banking market in the
Some Washington DC banks to reimburse overdraft fees for unemployment benefits after tech glitch
"Says several major banks have a go Need to refund any overdraft fees caused by a D C. Government technology snafu that presented 39 prevented 39,000 unemployment claimants from receiving their benefits payments last week. She says. Bank of America Capital one and Wells Fargo said the financial institutions will re front overdraft fees caused by this issue. The three banks represent about half of the consumer banking market in the region. Federal grant money will help
Some Washington DC banks to reimburse overdraft fees for unemployment benefits after tech glitch
"Week, thousands of unemployed D C. Residents did not get their benefits because of a technical glitch. But today, D C council member Elissa Silverman said Bank of America Capital one and Wells Fargo have agreed to refund Annie overdraft fees that resulted from the glitch. Those three banks represent about half of the region's consumer banking market, Wells Fargo and capital One customers are asked to call their branch to get that fee
30K Macs are infected with ‘Silver Sparrow’ virus and no one knows why
Pfizer Rain Clouds
"What's up everybody this zach. I'm here justin justin. What's up so we are here with another breach of the week. And this is a doozy. This is So we're looking into iser and a data breach that they had due to unsecured cloud storage which hits on a whole bunch of the things we've talked about in the past one being and that really important data that you do not wanna get released because that creates all sorts of not just like the general like. Oh this sucks that there is a release but you've got like regulatory issues. The deal with generally frowned upon. If you yes. I mean the health information general is just not you know. You don't want anyone known about those like weird things you have wrong with you and so you've got some hip but more. Interestingly was also a failure like it looks like they were trying to do a good job so they have cloud data. Which we've said is a good way to sort of segment data off your system and protect it. Everybody's always get good intentions. But the breach was caused by unsecured cloud storage and they. It's it was found basically to be a miskin figured cloud storage system or they just set up their google cloud. Which i guess. I don't know when i think of google cloud i. It seems like that's something that i wouldn't expect a company like pfizer to do like i would sort of think that they've got their own system. And that's visors a multinational and obviously they're right now. They're probably making ungodly amounts many. Because i think they're one of the candidates that's trying to make the this is very reminiscent to a bank capital one. Yes so same. Same thing out while they were they were amazon. Yes cloud so i guess similar i hate capital i should probably say. Hey capital one wrong word. I really visually. I've had a few credit cards in my time. Capital was one of the worst ones. That i've that i had i. I couldn't get out of the card. I tried to pay it off in that. I wanted to shut it down. They like wh- like i had to go through so many layers to actually shut the car down. It's like they got me. He was one of those things where i was at college. Groundhog day. Pretty much like is it done like. Oh no you need to talk to this person but it was in college in. You know how that goes you like offered. Here's a credit card to go. Whatever you want about a really crappy laptop with it which was even more disappointing laptop stunk. It no god. Now that thing. I think i sold that to some poor doodoo about computers than i did or yeah yeah i feel bad but i was young johnny better so in this case though like so it sounds like maybe this has a little bit to do with what we and i don't know when this is gonna come out so we've either talked about it or we'll talk about it like privilege access. Which one of our partners. Cyber ark deals worth But the sounds like it might have been. It was a misconception geared cloud that that opened up access so i'm guessing it means they probably there was there was roles that maybe were created that provided someone an avenue in that should never or a path was created on accident. Or it's not a not a ton of information about the care that i can see but it looks like ms configuration at the storage level. It sounds like they caught it. Maybe during an audit or something that it was like they didn't know about it like wasn't captured as it was happening or there wasn't like maybe the indicators has sort of traveling through the system it sounds like maybe they were like. Oh yeah that looks like someone maybe got into this. That shouldn't have and downloaded the data. that shouldn't have. Yeah which is which is usually happen. Which could even be. I mean i guess. Here's a question so this isn't this isn't the first breach for pfizer. They've had a long history of Let stuff go okay. So that's true. I mean you know there's companies feel very evil. Even though they do really good things. I think it's just because there's so much money involved. That just feels like one of those very evil things so just out of curiosity if this was so. Let's say this was caught during an audit for instance. So this it doesn't necessarily mean that there was ill intent right so it could have been like an admin who maybe was or someone you know got fired in on their way out. They're like oh. I need to back these up before i leave. And they're like oh. That was not supposed to have been done that way. That could technically be considered a breach because it sort of approach. I'm guessing in this case. They wouldn't have announced that if the data had gone into somewhere where it could be exposed by right but it doesn't always mean that you know necessarily that. There's ill-intent right. It could have been done through. An accident and exposure occurred
Tesla reigns as #2 EV maker in Norway
"Came out the other day that vote. The new Volkswagen Electric Electric vehicle has already over taken Tesla's the number one selling electric vehicle in Norway, and that's significant because Norway is probably one of the most Robust as per capital, one of the most robust electric vehicle markets because the government is really pushed electric vehicles there. Volkswagen's already taken over Tesla's for the top spot. And the thesis behind Tesla. Believe it or not, these people think the test alongs. Think the test is going to take over the entire auto market that they're going to drive all the other automated. It's just It's ridiculous, and then you see a day like yesterday where it comes out that Tesla's taken over the top spot in Norway or Excuse me. That test has been knocked out of the top spot. Norway by Volkswagen. And on that same day, the stock was up 8%. Literally while while while the investment pieces of evaporating right in front of him. Stock just goes up.
Four dead after Trump supporters occupy US Capitol in Washington, DC
"Was on Capitol Hill late Wednesday night and saw firsthand the chaos as it was unfolding. What a scene we had here in the nation's capital, especially at the Capitol buildings. Thousands upon thousands of Trump supporters who are welling on the Ellipse made their way to the building, and some of them stormed the capital building getting inside. It was quite a scene outside as well, because there were thousands that were simply out there waiting to see what was gonna happen next. As the day went on, we saw police trying to control the situation, and they had to use stun grenades to drive back the crowd and to secure the Capitol building so that Congress could reconvene and count the electoral college votes. And then the D C curvy took effect. We had several rest made concerning that. Police tried to make some arrests at the Capitol, unsuccessfully doing so but did successfully secured the building. It was quite a day and night here in the nation's capital, one concerning US history. We've never seen anything like this before us far as people getting inside that building running around. And what happened outside as well. Just a remarkable scene here in downtown D. C again double duty opiates. Can Duffy this morning That's three or six double duty GOP now telling the numbers 52 people have been arrested. 47 of those arrests were related to violating the curfew and unlawful entry 26 of those 47 arrest. Made on the U. S Capitol grounds. Four people have died during the events from Wednesday. The woman shot in inside the Capitol building, identified this morning as actually Babette's. By kus. I news in San Diego was fairly shot by a Capitol police officer. The D. C. Police Internal Affairs division is investigating that matter. D C. Police chief Conte says the other three deaths were reported from the area around the Capitol grounds. One adult female, two adult men appear to have suffered from separate medical emergencies. At least 14 D. C. Police officers sustained injuries during the riots, one member sustaining serious injuries we here after he was pulled into a crowd and assaulted. At least six firearms were recovered. In addition to that was on yesterday, in addition to the three recovered on Tuesday night, and 13 people Have been taken to local hospitals. Black lives
Bank United Forges Ahead Using Technology With A Personal Touch
"Welcome everyone to the cassandra properties. Podcast episode twenty three. We have a treat for you guys today. We are joined with with two folks. That are doing some really unique things in the banking space. One of which. I've had the pleasure to get to know over the last few years and made an immediate impact in how not necessarily how i was doing business but how i was perceiving the banking relationships. So we're joined today by megan hallinan the senior vice president of the commercial banking team at bank united and marshall fulton who is the vice president of commercial private banking. So we're doing good excellent excellent rate for having us. We appreciate you joining us today. Certainly anomalous times. Where we're dealing with here and i think while banking relationships have always been an important part of of how we operate. I think never It's never been more important or relevant to have the right connections and the right relationships with your your bankers and you guys bring something To the table that in my experience was outside of the box in very different Martial started to my eyes to different opportunities in the banking space that quite honestly we hadn't seen much of out here in staten island so if we can start Megan just give us an overview of of what makes Bank united so different. What are you guys doing in the marketplace. Today that sets you apart from what at least we're used to out here in. Staten island in particular. Sure i'll base again for having me. I dreamed united in two thousand fifteen prior to bank. United is with north working capital. One bank which a lot of people know from this area so bank united was brought back to the market in two thousand thirteen by the old ceo of northward bank. So a lot of the bankers relationship managers that we have here Come from that prior institution so while bank. United may not sound like a a name that many people familiar with. We've really hit the market hard especially in real estate over the last seven years and you know a lot of it is really just doing what marshall and i are doing which is you know picky beings that were really good at bank. United does not want to be everything to everyone. Going to kick our niche. And do that really well when it comes to. We're investing in technology and we're investing in people over branches so we're not gonna see beng united branches on every corner but we are going to bring the banks to you essentially especially out in staten island where we may not have brick and mortar location. We absolutely you know. Wrap our arms around nyland's and offer sort of way love commercial banking services so from deposits loans to cash management. Obviously he was a great time for us to shine and show that you know again like you said at the now picking up the phone and getting your bangor You know as soon as possible with everyone working from home and getting things done. I think we were really able to show. That are white. Glove service is is worth on worth banking with us at our knowledge and something. That marshall's done really well. As you said is sort of you know in times like these for us. we're finding that it's not just. The banking is a lot of it is more being a consultant and having other contacts in the market and being able to help in other ways the science thinking and get advice and connects people. Where possible. so that's really interesting. A lot of folks are saying what you're saying today but it seems like this has been part of the culture for the better part of seven years for your bank. I mean was that always kind of woven into the fabric investing in human capital and investing in the technology instead of the brick and mortar. Absolutely sound when we came back to new york. So giancana's bob bank united back in two thousand nine. They went public in two thousand ten. So we have a very large branch network in the florida. Market besotted miami so when coming back to new york we just saw the future bagging on and decided to invest in again people in technology and these niche businesses and it really has paid off. You know we've grown a huge portfolio especially in the real estate market over the last seven years and again just you know having these small teams relationship managers And then having the technology behind it so we have the technology of the bigger banks but we have the relationship management of the smaller banks.
The Foundation: Closing the Technical Skills Gap
"That there are so many people who don't have the access to these programs they don't have the mentorship it's been there. It's not that it didn't exist before people knew it. People 'specially felted in we're experiencing it but now it's out there and there is a stronger effort to kind of eliminate that gap. What kind of programs do you see out there. What kind are you funding. That might help make them. More diverse workforce such an important area of investment and really hard problem to tackle. Can you two examples sensitive other end of the spectrum on the workforce in the spectrum. You as we've suggested especially in a time of kobe. Social capital matters when you need to get a job when you need to connect To someone in house to submit your resume to ask for an interview social capital's one of the top indicators of whether you will in fact get that job and for many of the populations that we serve. This just doesn't exist and we're seeing a lot of interesting pilots again. Around building that social capital building. Networks to siltation mentorship at that allows for individuals to really build their social capital that will enable them to both get in the door and move up once there and having networks to support them along the way. It's absolutely critical on an thrilled to see so many funders now starting real investments in this space on the other end of the spectrum. Something i'm deeply passionate about k. Twelve computer science education. We know that the majority of these technology roles today had access to computer science education and high school. We know that if you work at all chances are you had computer. Science education at high school in what we now know is that computer. Science is offered only in those districts that can afford it and if you look at the maps of reporting we're seeing even in the last year despite huge advances in k. twelve cs education. What we now knows. The majority of schools in the united states the majority in twenty twenty still do not offer one computer science course. The number one predictor of whether an individual go into technology career or not and we simply have to fix that but we have to reframe the conversation around diversity equity technology around early interventions early education and leveling the playing field k twelve level. We the foundation have done this investment in teach for america working in the hardest to reach the codes in the country training in place in computer science teachers in those markets in bringing computer science coursework and rigor to schools that otherwise. Have it but we have a lot of work to do here in. And i you know we talk about diversity intact for the last ten years now. This is felt like the issue is your and i just hope that we can move to a place where we understand that early. Interventions are absolutely critical. If we are ever to see the needle move on this what do you think the problem is. I mean as as you said we've been talking about this for a decade. Is
The Foundation: Closing the Technical Skills Gap
"That comes out of that as well covid. Nineteen has really shown a light on the diversity gap that we have that there are so many people who don't have the access to these programs they don't have the mentorship it's been there. It's not that it didn't exist before people knew it. People 'specially felted in we're experiencing it but now it's out there and there is a stronger effort to kind of eliminate that gap. What kind of programs do you see out there. What kind are you funding. That might help make them. More diverse workforce such an important area of investment and really hard problem to tackle. Can you two examples sensitive other end of the spectrum on the workforce in the spectrum. You as we've suggested especially in a time of kobe. Social capital matters when you need to get a job when you need to connect To someone in house to submit your resume to ask for an interview social capital's one of the top indicators of whether you will in fact get that job and for many of the populations that we serve. This just doesn't exist and we're seeing a lot of interesting pilots again. Around building that social capital building. Networks to siltation mentorship at that allows for individuals to really build their social capital that will enable them to both get in the door and move up once there and having networks to support them along the way. It's absolutely critical on an thrilled to see so many funders now starting real investments in this space on the other end of the spectrum. Something i'm deeply passionate about k. Twelve computer science education. We know that the majority of these technology roles today had access to computer science education and high school. We know that if you work at all chances are you had computer. Science education at high school in what we now know is that computer. Science is offered only in those districts that can afford it and if you look at the maps of reporting we're seeing even in the last year despite huge advances in k. twelve cs education. What we now knows. The majority of schools in the united states the majority in twenty twenty still do not offer one computer science course. The number one predictor of whether an individual go into technology career or not and we simply have to fix that but we have to reframe the conversation around diversity equity technology around early interventions early education and leveling the playing field k twelve level. We the foundation have done this investment in teach for america working in the hardest to reach the codes in the country training in place in computer science teachers in those markets in bringing computer science coursework and rigor to schools that otherwise. Have it but we have a lot of work to do here in. And i you know we talk about diversity intact for the last ten years now. This is felt like the issue is your and i just hope that we can move to a place where we understand
Orgues de Flandre
"Take a walk down the avenue differently in Paris nineteen foundational, and you'll be met with surroundings that you wouldn't associate with your typical Parisian beautiful. In place of much dourthouse, manny and architecture is something a little more modern a little more stay. In fact, emerged from one of the avenues, many metro stations and more likely to feel like you're in Berlin as opposed to the French capital. One set of buildings that personifies the unique Milange of architecture the hawking set of towers that instantly noticeable for their striking angular shapes.
Lundqvist to Caps, goalie carousel spins in NHL free agency
"First day for agency very busy for the Washington Capitals. First, the player that is leaving Braid and hope. He left a big mark on the capital's with his play between the pipes and also with his community work, breaking, hoping after 10 years of the capital's signing a two year free agent deal with the Vancouver Canucks with hold me leaving The capital's signing future. Hall of Famer goalie Henrik Lundquist played many years, obviously for the Rangers. He's pushing 40. But the caps feel like he's got another good year in him, so they get a one year contract with Henrik Lundquist also Sonic Justin Schultz or the capital's two year deal with a former Pittsburgh Penguins.
Spotify launches social cards
"Spotify launched Promo cards for podcasters to help you share shows episodes on social media. You can grab yours from spotify dedicated website willing to today in our show notes and newsletter. Following a story that we broke on Tuesday about how easy it is to pirate somebody else's podcast using anchor podcast hosts. Captivate has an answer to safeguard against piracy by triggering a verification email which gives the opportunity to cancel any import. I'm an adviser to captivate wasn't involved in that new feature. Looks Good. audio boom has announced to sales partnership with Rogers sports in media in Canada Rogers, which is Canada's second largest radio broadcaster will sell advertising within audio booms shows. Audio UK is conducting a business census of audio radio production companies based in the UK tatum from a previous survey in two thousand fifteen was successfully used to lobby the BBC the commercial sector and to get government funding Surf Your Incorporated as a UK company you should sit in the census today you'll find it links from our show notes and our newsletter. One third of Australian News consumers hasn't podcasts every month eleven percent listen to news podcast says the University of Cameras Digital News reports twenty twenty which came out earlier. This year we linked to that today very tonic. An audio measurement service has raised three point two, million dollars in new capital. One of the investors was. Personal. Audio LLC company which claimed it had a patent for podcasting. Sent packing in May by the F. F. zombies never die. The company has managed to make a successful petition to the Supreme Court to overturn a court decision to reject a review, it wants money from CBS for patent infringement even though they're patent was invalidated. Conference in Germany for podcasting heroes has been announced meanwhile if your podcast is in German, you should consider submitting it to the podcast of the year award it's free and we are podcast is just released a limited number of fifty percent off early bird tickets for their next event on November the fifth the sixth it's all about how to make money from your podcast. To their ticket website from our show notes and our newsletter today. And in podcast news launched yesterday, the Euro quesion games claims it's the first game show podcast about the Eurovision Song Contest Rob Lily claims he's the world's biggest fan of the contest per chapels every year with songs from across European countries confusingly as European countries include Israel and Australia anyway robes put to the test to see if he really does know it all and now there's a podcast for you. If you make a podcast for brands, fresh ears from the UK's fresh air production takes one of their branded podcast projects and focuses on what they did and how they did it.
Washington Mystics’ home court will be voting supercenter in Washington DC, elections board says
"Capital One arena are being used as super vote centers in the district. Following criticism that there would be no centers and wards at seven or eight DC, added another one at the home of the Washington Mystics in Ward eight, the entertainment and sports arena It'll be the only super vote center east of the Anacostia River. Smaller nearby Berry Farm's vote center will not open so it's equipment can be used at the arena.
"capital one" Discussed on This Week in Machine Learning & AI
"Welcome to the PODCAST. I'm your host Sam Charrington..
"capital one" Discussed on Bank-Fintech Fusion
"To bank Fintech fusion I am your host scarlet fever and we have an incredible guest or here at money twenty twenty and I am sitting next to the incomparable Tomfool who is senior vice president for payments identity and capital one labs at capital one so big title yes so there's no good acronym port I assure you said so. I've had the distinct pleasure of of hearing about you and and watching her. Your talks for many years now and I think it's so interesting to see how the industry at large has evolved and really what capital one has been doing so from your perspective. What drew you to financial services and when you think about that was their particular problem you set out to solve so i? I've been services now for twenty years. And so when I think about what crewman I go back. Twenty is probably also the thing that kept me is at central to people's lives at the. There's just so many things that are unlocked enabled by the ability to move move us Gainfully employed the money that people have in their in their hands and the pathway to doing most of what they wanna do in life in some form or other requires requires payments specifically and. That's such a rich experience yet. There's so much friction it. There's so many challenges in it there are so many is lack of available tools for a lot of a lot of the US population where they just can't do it. They need to effectively. A lot of people can't even access ecommerce because they don't have the tools to do that effectively and safely and so to me. That's just a credible problem to have a chance to help solve to reduce the friction reduce the fraud to make the payments.
"capital one" Discussed on KOA 850 AM
"You by Capital One Capital One is reimagining banking offering accounts with no fees or minimums that can be opened in five minutes Capital One what's in your wallet Capital One N. A. rash of marijuana thefts at legal shops in the Seattle area has growers wondering is the government leading the thieves right to the merchandise writer and author Erich Segal Yano has an investigative piece for politico magazine Eric what if you want covered well Washington state became one of the first to to legalize recreational marijuana and establish a well well over a thousand legal pot growing operation during were you sometimes like ones of smashing through walls or driving cars through windows and doors and the growers in the the work in a lot of information about their operation since they don't publicize their addresses the you know are cut operate you know they would be found somehow and the prince of the state of Washington does provided a lot of information that comes to address online yeah the business report how much does Celine which is moving which gives an idea about about this cycle and what might be available and it's even more information available including vehicle delivery vehicle identification and the lay out of the operation well with the public schools a request so the thing to wonder if the unions were targeting them because of publicly available information rights by reading your story is certainly seems the that's got to play a role in at least some way shape or form what about better security had their establishments no and that's an issue to the then you know they do what they smaller operation which are you know moving into it'll work out something still build buildings that won't really set up to take this and the you know if people are determined there's always a way to get in through the walls the doors but they're certainly you know there's certainly working through security where there been any lawmakers who said listen there's enough there's smoke there's fire let's try to help these guys a little bit by not publishing so much information so frequently well not yet and this is a really you know pretty new I mean nine minus the first major story about it I did talk to executive with feel your Washington which quite a big role in initiative campaign that legalized recreational we and the and the drafting of the legislation and she said oh we this might be something we should know what to give you more exemption to be public disclosure speaking with Eric sickly ano is a writer and author also contributor to political magazine is got a fascinating story entitled the great Seattle pot heists in which a lot of the of these these pot growing operations have been hit by thieves and there's a thinking that the thieves are getting information from publicly available information published by the state of Washington the but alcohol sellers have to publish similar information but they're not experiencing the same trouble with thieves right well I mean you know there's always been so hi Jackie of but it's not the same sort of product you don't have such as he concentrated product that is and such a pretty black market elsewhere in the country I mean I think the no the fundamental dynamic is that you've got a nation that's now part legal in part not for marijuana I thought it was interesting to and perhaps telling that some of the owners are growers here didn't even want to talk to you they trying to not publicize this arose avoid being hit themselves well actually they were the ones I approached one so we need someone from you know them but they were pretty open to talk to you some of them off the record and there's some their information is used as a background end of story another water harder time getting information about these sorts of crimes well from the Seattle police officials talk some story Eric sickly on writer and author in the Seattle area writing for politico magazine twelve minutes now in front.
"capital one" Discussed on The Journal.
"There are a lot of risks that banks face is as they move more of their operations online our colleague. Liz Huffman has been looking beyond the capital one hack at the future of how tech creates vulnerabilities for our financial system. How big of a risk is this kind of move to third party technology. It's Big Jamie. Diamond is the CEO of J. P.. Morgan the biggest bank in the country said he thinks cyber is the biggest risk to the financial sector and this is a guy who lived through two thousand eight so he knows what he's talking about the old risk to banks that we think of the run on the bank where people panic and go get their money that will still happen from time to time but there's a growing consensus that the next bank failure will happen because of a cyber glitch. Can you say more about that. Banks are based on trust. People put their money in because they think it will be there and so the old bank runs that used to see people worried that too many other people were taking their money out so they all went to take their money out but there's digital trust to there's a virtual trust erodes really quickly to so many people today do their banking on the phone. If you you opened up your phone and all of a sudden your accounts and zero be massive panic and that's the same kind of bank runs so whether that's a technology glitch whether. Other that's <hes> cyber theft whether it's the money's still there but the system just says it isn't I mean there's so many ways this can go wrong that you have to think of the old all banking problems of runs on the bank and bank robberies and and <hes> just plain bad management all have a digital component to and that gets so much riskier. The more of our finish system moves to the Internet so are other banks also moving to the cloud. They are a little more slowly than capital one but they are J._p.. P Morgan announced a blockchain partnership in May with Microsoft that will use Microsoft's cloud called azure Goldman Sachs uses A._W._S. to run parts of its it's retail bank to run parts of its trading technology. They in particular have expressed some caution and asked for a lot of custom security measures with A._W._S. worked with them for the better part of two years to build what they've called kind of a hybrid public private cloud so banks are trying to figure it out in part because so much more of what they do is now digital if consumer banking so many of us bank on our mobile phones and websites people a lot of people don't go to the bank anymore and so that just requires huge amounts of data huge amounts of computing power in every time you want to know what your balances that spins up some kind of <hes> data analytic somewhere and there's just millions and millions of things all the time so they just need a lot more computing power and they need it at different times so it's cheaper to could've rented on demand from someone like Amazon. Do you think that this pact that happened with capital. One could be just the first I think you have to assume it's just the first and frankly I wouldn't even assume it's the first there thousands of attempted cyber-attacks every day and actually corporate America's batting average is pretty good. It's just so relentless. Atlantis and the hackers only have to be lucky once thanks have to be lucky everyday. The scope of Thompson's alleged hack is growing. She appears have posted messages online that suggests that she had a trove of stolen files from other places including Michigan State University the Ford Motor Company and Italy's largest bank unicredit. Some of these places are also A._W._S.. Customers Amazon said it's reaching out to them to help investigate. Meanwhile Liz Hoffman reported yesterday that in the spring for the first time federal banking regulators showed up at an Amazon cloud office office started asking questions the visit doesn't appear to have been about the hack put it signals that the government believes Amazon and other cloud companies now so central central to the banking system that they need to be watched closely and and that's all for today Friday August second the Journal is a co production of Gimblett and the Wall Street Journal. Your hosts are me Dean Ryan Knutson Kate Limbaugh were produced by Ricky levesque's Sarah Platt and will Aruban our senior producer is Pia. Get Cari Anti Rose Strasser. It's our supervising producer Griffin Tanner our engineer and our executive producer is Gerard Cole or music. This week comes from Haley Shaw from Gimblett additional music from MM Jupiter staggering vistas and blue dots sessions and thanks to Nazanin Rafsanjani and Alex Blumberg for their editing help. Thanks for listening see you on.
"capital one" Discussed on The Journal.
"Seventeenth an external <music> researcher in contact with capital one and told capital one that there was reason to believe that capital one had been reached Anna Maria Andreatta's covers capitol one one at the Wall Street Journal capital one then looked into that evidence and by July nineteenth so two days after being informed by this tipster essentially confirmed that there had been a breach the bank also confirmed that the breach dated back to March of this year. What data was stolen a lot of it? I mean we'll start out with personally. Identifiable information like names addresses dates of birth but the most shocking by far is the other data which essentially reflects people's financial standing credit scores credit limits payment histories incomes. This is really like the ultimate treasure trove of data because I just compare it back to what happened in two thousand seventeen with the equifax breach which was definitely among the worst in the U._S.. But this certainly rivals that and with the equifax breach the data taken for nearly one hundred fifty million Americans was names addresses or security numbers dates of birth etc.. No Information Asian credit reports was taken here. You have a breach where you have people's identities that have been compromised and you also have information about whether they are credit worthy whether they are affluent that has also been taken the reason why this data so dangerous is because a fraudster can identify whose ooh identities are most worth taking over so in other words. It's here are juiciest targets exactly in that information. I mean the other thing. That's really interesting. Data taken here is that it wasn't just existing capital one customers the data that was accessed a macleod was application thousand eight when you apply for a credit card information you give about your income your credit score etc that sitting there right so you don't necessarily need to even have have a capital one credit card. Let's say you applied for capital. One credit card your data could still be in that pile that was compromised typically breaches so far at least at least in the financial institution's side of things. It's been existing customers here. You have a mix of existing customer as possible future customers people who are rejected to customers because the data is largely based on application data. What do we know about what happened to the data? After it was stolen capital one has said that it does not believe that the data Put to use speaking with companies that track the dark web. We've been doing that since the news came out so far. There doesn't seem to be any evidence that there was a massive sort of pylon of capital. One accounts for sale on the black market one thing to keep in mind with breaches is that sometimes especially when they are so high profile the fraudsters who gain access to the data won't act on it right away the weight for sort of you know the first few months to pass ass when maybe there's less of a focus maybe people start to forget about what happened and then act so best case scenario. It won't be put to use but remains to be seen. The irony of his hack is that capital one takes pride in its tech savviness capital one launched in the early nineteen nineties and one of its main focuses says was figuring out a way to use data to lend to people who otherwise couldn't get approved for credit cards and other loans at the time most banks were relying relying heavily on credit reports and credit scores and that of course leaves out a lot of supreme people because you have a low credit score. You're not gonNA get approved so the bank thank began taking into account other data to determine whether they should or shouldn't lend to these people had a price them. They're sort of risk level so data was sort of at the Center for the company from when it launched and the analysis relied heavily on technology and recently capital one took on one big Tech Initiative you've moving all of its data off of its own servers in onto Amazon web services starting about five years ago capital one at least among among the major banks were the lead the way in terms of starting to move consumer data from its own data centers to the cloud A._W._s.. As it's called is the lesser known but very profitable arm of Amazon where large corporations can rent cloud storage space and the theory here is that storing your day with Amazon is safer. Amazon's got some of the world's best cybersecurity experts working to protect any data. That's stored on and their cloud capital one went all in on Amazon and its Web services. It's executives even key noted at an A._W._S.. Conference so why did we pick A._W._S.. For capital one the finance civically touting the security benefits of Amazon web services so we work closely with the Amazon team to develop a security model in which we believe enables us to operate more securely in the public cloud than recant even in our own data centers and all of this makes it even more shocking for who is accused. I used to have been behind the hack at the center of this breach is a woman named page Thompson who is alleged to have been the individual all who breached capital systems. What's interesting about Miss Thompson is that she did work at Amazon web services the company that capital one was using for their cloud services exactly and Miss Thompson was working there from two thousand fifteen to twenty sixteen right so she no longer worked at Amazon when she allegedly hacked capital one so then how would she have been able to gain access? Amazon has said that this was not an issue on its end capital one has admitted that it did not carry through with what it was supposed to do with its own firewall in terms of fully securing it but that still raises the question of how did Miss Thompson gain this access right so she was formerly an Amazon on employees but she hadn't been there since two thousand sixteen. You'll talk to some security experts who will tell you it's unlikely that's a coincidence blues. Hoffman covers banking a and she's been following this hack along with Anna Maria. It's undisputed that the information that was taken came off of Amazon server that capital one was effectively And of course you know if she found out something in the course of her employment there that she then used in its customer. That's a real problem for Amazon. So it's unclear whether page thompsons employment at Amazon could have given her any advantage in the alleged hack but it still raises questions about the security of Amazon's cloud or really any cloud service what Amazon will tell you is that they maintain the data center and that every customer has a door to that data centre and that it's the customer's job to guard who gets in the adorn who doesn't what the cloud providers want to tell you is. They're just providing the furniture. The problem is that the furniture they're providing is like what makes the whole institution run and so as more and more of a banks do has been outsourced to technology companies. You have to ask where people should draw that line to yes. They are above this line. It's your fault below this line. That's not an as banks of trying to cut costs and move faster and be able to be more nimble. They've picked up all of these services from through all of these people who now all have a key of some of some kind of some part of the bank and that just heaps so much.
"capital one" Discussed on Front Burner
"Had an information breach that affected almost a half billion an account there is growing demand for the federal government to take action over the privacy breach at Desjardins group beam. Oh here and C._I._B._C.'s simply financial received tips over the weekend that they had been hacked. It's fair though for me to say that that props one of the reasons why they're able to move at such lay speed is because she has has allegedly left all of these breadcrumbs if because she posted this data on her own get help h yes yes that absolutely helped the fact that investigators did not have to look very far to to figure out what exactly it was that happened here the the get hub where where this information was first posted was under her full name so her account name was her full name so all law enforcement had to do was pretty much. Can you know run some other investigations to see where these account names also were pervasive on the Internet and then poked around onto who owned those accounts.
"capital one" Discussed on Smashing Security
"Banks in America capital one and any consumer small business who's applied to take a credit card of them. In the last fourteen gene years may well have had their purse loud fourteen years so this breach saw penalty tells of about one hundred million individuals in the United States and approximately six million in Canada phone this exactly you care about a stolen Roland from a cloud based data server one of those Amazon buckets and they grabbed names addresses phone numbers email addresses dates of birth income some also had their credit scores payment history and things like that steak and and in the worst cases that were roundabout one hundred forty thousand social security numbers a big pain point they keep on gets hacked. They already got stolen so well. Yes it's already got those I suppose he probably going possessions recessions and eighty thousand bank account numbers linked to accounts they were swept in the states with a further four million social insurance numbers in Canada who knew ca-canada even had full million people in it well. I don't know how many people really want you to very well. Well done keep them bridging Prester Trivia <hes> sent out the first that capital one knew about this breach was when it's going to bug bounty hotline robbers email address received a message from a member of the public tipping them off that some of that data had been leaked and published on getup and they basically basically gave capital one the Lincoln said that you might want to check this out so get how went to the link where indeed there were samples of this stolen data. I took the account was in the name of somebody wasn't in the name of like you know Black Scowl Law Phantom menace Oy it's so typical it was great uh-huh steady. I watch it <hes> no not me instead. It was in the name of page Adele Thompson Guy Susan trip for a second <hes>. Do you not feel at this point that big companies should be aware that Amazon clouds need to be protected. I just can't believe that this is still happening. Oh well. We don't know exactly see how they got access to. It says not necessarily the case that this was a Amazon bucket which had been left over is some suggestion they may have been a vulnerability may be in a web application application firewall or some other software apologize. You see there is jumping to a conclusion and Joyce to you. You are right. There has been a big security problem with web pipe buckets being left open and for anyone to access but it's not necessarily the case that this is what happened on this occasion but as I said that count name the git hub name and was in the name of page Adele Thompson and that get how account also had a C._v. and resume. Oh this is like what was what was the virus you thinking of a virus a word macro versus from the plus letter well. It wasn't the love letter. It was written by an associate of the passenger at the love letter. It's a doc was microbus. Mike who be and that was written by Michael Bourn which included his body yeah good knowledge GA- history that I'll tell you what it okay Dash. If one of my favorite versus when my dumbest verse writer Stories Ever What he would do is at the end of the month he would print out his entire see the asking for job including his his name and address and phone number in yes that's right and he said if you don't give me a job. I'm releasing a virus so this it didn't work for him. I don't know what it is similar. It is similar to that this had a C._b.. Enrich amount for a certain page a thomps bumps okay interesting including of course her employment history which said that Thai las previous employment was at Amazon here we go here we go between May Twenty fifteen and September twenty sixteen so it's a while ago but interestingly she had been working Amazon in Seattle now C._B.'s of course just like with Michael Brune also include people's addresses and phone numbers and this one was no exception so it wasn't that hard for the F._B._i.. To know WHO's door they should not come and say they not on the tour of thirty three wrote page Thompson in South Seattle..
"capital one" Discussed on Daily Tech Headlines
"The daily headlines Tuesday July thirtieth twenty nineteen. I'm Sarah Lane capital. One announced that a hacker I had accessed about one hundred million credit card applications some of which included Social Security and bank account numbers court records show that the F._B._i.. Arrested page Thomson who previously worked for Amazon and charged her with computer fraud and abuse capital one said that the hack will cost the company between one hundred and one hundred fifty million dollars in the near term but says no credit card numbers. There's or log in credentials were compromised and most social security numbers were affected Google plus two details about its upcoming Pixel four phones top Basil the Basil includes solely which it says powers motion sense allowing for gesture controls without touch Google's advanced technology and projects team developed solely which works with radar motion sense will be available in select countries likely because it works in the fifty seven to sixty Unlock as you're picking it up facial data never leaves the phone and isn't shared with other Google services same goes for silly and now for some earnings news while way reported a twenty three point a two percent year over year increase in revenue for the first half of two thousand nineteen and said it ship one hundred eighteen million smartphone units for the same period a twenty four percent jump compared to the same period last skier total revenue hit four hundred one point three billion won or about fifty eight point two six billion dollars and in a press release while we said that its operations are smooth and that the organization organization is as sound as in China specifically while way held a thirty eight point two percent market share in the quarter ending June and sixty four percent of smartphones that while we shift for the quarter were in China according to a report from research firm cantaloupes in Sony's latest earnings report the company said it sold one hundred million playstation four units which makes it the fastest fastest-selling console to hit that number. Sony says it sold three point two million P._S.. Four is between March thirty first and June thirtieth after announcing that ninety six point eight million units had sold in the previous quarter so it got to that one hundred million figure two months quicker than Nintendo's we. Sony smartphone revenue dropped by fifteen percent over last quarter though which is also less. than half of the number of smartphones sold in the same period last year just nine hundred thousand in total. It's a similar smartphone story with L._G.. The company saw record second quarter and the first half revenues and operating profit of five hundred fifty nine point one million dollars. Thanks to strong home appliance sales but it's mobile communications division saw sales of one point three eight billion at twenty one point three drop compared with the same period last year although an increase of six point eight percent over the previous quarter L._G.. Pointed to lagging demand across the whole sector the end quote continued aggressive pricing by Chinese brands Nintendo announced that as of the end of June of two thousand nineteen it sold thirty six In Department across seventy-five global offices which amounts to about four hundred people in order to cut costs and streamline operations following its May I._P._O.. which saw first quarter losses of one a billion dollars CEO Dr Carter Shot? He wrote an email to employees that were shared tech crunch that many Uber's departments are quote too big which creates overlapping work makes unclear decision owners and can lead to mediocre results and finally the Fortnight World Cup finals has a three million dollar champion sixteen year old Kyle Gears Dwarf Screen Name Kabuga the event drew two million
"capital one" Discussed on Software Engineering Daily
"Down innovation in many, many. Circumstances. How do you see the tension between the bottoms up in the top down innovation in, in a typical software enterprise? I think that, you know, that's part of the reason you need to be all in from all levels in. So if you're executives are bought in it's going to enable everyone to be in his well. And you know, like like you mentioned the way that the technology field is transforming right now. It allows everyone at every level to be creative and come up with solutions in be innovative. We have a program called TDP at Capital One. It's the technical development program, and it's a program for recent college hires. They come into Capital, One in, they do this, like a two year rotation in there embedded within engineering teams in, it's one of the most fun in successful programs that we have he had it lets these junior engineers who are just starting their career to part. With more senior folks in, they get to learn from them in even in these sometimes are folks, who haven't been in the workplace before. So they can learn from the more senior folks in the senior engineers get a chance to pass on in mentor and teach the junior engineers, and it's really great to see the, you know, everyone at all levels, getting involved in solving the tough problems in, you know, I, especially enjoy working with, you know, the young women who are coming out of college today. I mean being being a woman in tech, right. I love to have the opportunity to work with the young women who are starting their career into service is a mentor and a guide for them in talk to them about my tech journey in, you know how I got into this crazy technology field. What advice do you have out there for people out there who either are looking for a mentor, or who would like to contribute mentor ship? A great question. So I. I think if you're looking for a mentor, the you really you wanna look around for somebody who you feel like you have you can use salvage a great relationship with trust and openness, and, you know, come prepared with specific questions or issues that you'd like to tackle end, you know, be real open with that. If you are a mentor in, you're looking for men tease, I mean, within Capital, One we have programs that Yemi can easily get in get involved and get out there and say, hey, I'm looking for somebody to mentor and you in my experience. There's, there's almost always people out there looking partner mentor mentality in, I really think it's up to the to, to make that relationship America. What want? Yeah, I if she missed approach different ways, like I've worked at companies where they almost standardized, the mentor ship relationship, and sometimes it works out, really well, like I've been paired with people who've become, you know, they're, they were mentors at one point in, in my career in that mentorship is, you know, evolved into really a relationship of equals, or which is just a magical thing if you can manifest it. So do you do so, like are there like internal tools? You make for that. Or do you like have mixers or but because I agree with you. That, like if somebody doesn't want a mentor, or they don't even they're, they're they don't. They don't have the initiative to go for, like, you're not going to force them to be able to force them to get to get him in toward. Right. Yeah. You don't enforce it won't work. But I, I don't know that you, it's not so formal, I, I think that there is, it's easy to put feelers out to, to be able to get a mentor Mentese's. I think it's a common thing here in. So it's not something that seen as oh, I'm going to have a hard time. Finding, you know, finding a mentor, people are pretty, pretty open about it in. It's just it's just part of a culture in the DNA. Wouldn't you talk about recruiting in, in, particularly on the new grad side?.
"capital one" Discussed on Software Engineering Daily
"Mobile computing, are trends that are affecting every organization when a large organization adapts to these trends is commonly referred to as a digital transformation digital transformation causes many companies to reframe their business as a software company. A candy manufacturer must now think of itself as a software company that makes candy an insurance company must now think of itself as a software company that issues insurance Capital, One is a Bank that was started in nineteen Eighty-eight capital. One has always had an emphasis on software, but the company's digital transformation has affected it as much as any other company. The company is migrating to the cloud, building out micro services, rolling out continuous delivery pipelines, and shifting the internal culture to be more adept at using software. Hillary MC tie is. A senior director of data engineering at Capital One, she joins the show to discuss her. Experience implementing a digital transformation within a large company subjects that we discuss include culture, management strategy, and the sequencing of different phases of digital transformation. Full disclosure capital. One is a sponsor of software engineering day. Hillary MC tie. You are a senior director of data.
"capital one" Discussed on Z104
"Then you go the Capital One venture card the card that takes you there. What's in your wallet capital, went back USAA, the quarter million dollar handout on C four. Joy next chance to win one thousand dollars happens this morning at seven. Appeal. Kate, you all. To do. With the St.. Moving. Who? C one four. Me. If. T- to, to distort. Quick cutting. Ms. Two two. Summit. That's done. Two. Don't give the who. Fitness. Picked goat. What? He. Got a fix. Toys. Things. Debbie. If do canoe. Is to. Two quick cutting the. Got it. Ms. Don't. Wait. Cut. The money. At this base. These. Pete. Kitty. If..
"capital one" Discussed on WSJ What's News
"President Trump his children and his business have sued Deutsche Bank and capital. One in an attempt to block subpoenas from lawmakers in congress seeking his financial records won't be seen is a really aggressive stance from the president from the White House and from his business towards any congressional inquiries. We know that the White House is not handed over a single document to congress that's been requested this year, plus the latest on on rest in Venezuela and Berkshire Hathaway backs Occidental's bid for antidoto. This is what's news from the Wall Street Journal. I'm Anne Marie for totally and New York before we get to our story on the Trump lawsuit against Deutsche Bank and Capital One. Here are some other top stories. We're following the Wall Street Journal continues to monitor the situation in Venezuela. Where position leader one Guido has called on Venezuelans to protest to overthrow President Nicolas Maduro Widodo spoke in a pre-dawn address outside an airbase at the eastern end of Caracas saying. This is the moment. The moment is now mental and woman is our order and went through why does viewed by the US and more than fifty other nations as the country's legitimate leader. Thousands of supporters had joined his call by mid morning. Madero has called the effort AKU attempt for continuing coverage of this developing story police head to our website wsJcom or the w j app. Warren Buffett's, Berkshire Hathaway is throwing its support behind Occidental's bid for Anadarko with a ten billion dollar investment. Occidental has offered to buy the company for thirty eight billion dollars after Chevron agreed to pay thirty three billion for Anadarko. The Wall Street Journal's Bradley Olsen explains Chevron still says its deal to acquire the company as better for shareholders was definitely a point at which Chevron would be willing to walk. I don't wanna say we know what that is yet or that were there yet. But this is sort of a signal that if Chevron counters Oxy could counter again, right like. Having this additional cash is like added firepower. And so I think it's sort of a sign that if Chevron really wants this. They're going to have to pay a whole lot more than they thought. They were originally Berkshire Hathaway would receive one hundred thousand shares of preferred stock and Oxydental with a coupon of eight percent a year. That's if Occidental is able to complete the purchase of Anadarko just how it will be funded still remains unclear but President Trump and democratic leaders on Tuesday agreed to aim for a two trillion dollar infrastructure package. House speaker Nancy Pelosi and Senate minority leader Chuck Schumer said they had a productive meeting with Trump at the White House. They're set to meet again in three weeks to talk about funding. The bill. President Trump his children and his real estate business are suing Deutsche Bank and capital. One in an attempt to block the firms from sending documents requested by democratic lawmakers. Joining me now from Washington with more details is Wall Street Journal reporter, Rebecca ball house. Rebecca, the president has said these subpoenas from congress are intended to harass him. He's also said he intends to fight all subpoenas related to the Muller report. What documents exactly are lawmakers seeking here from ditch Bank and Capital One? And what's the president's argument for refusing to hand them over? So lawmakers are trying to get from which a Bank and Capital One about a decade worth of financial documents related to the president related to his family and related to his businesses. And specifically this is the House Financial Services committee, and the house intelligence committee whose chairs have both expressed an interest in the last several years of in looking at the president's relate. Chip in particular with Deutsche Bank, but also with banks more broadly, and what they're looking for is any illicit use of the financial system and also for any foreign influence in the political process, at of course, the house intelligence committee.
"capital one" Discussed on Talking Points
"In general the cards with the annual fee offer, much richer earning. So in general, it's worth it. Right. What's the sign up on us on the spark business miles? This sparked business miles is fifty thousand miles after you spend forty five hundred dollars in the first three months, and that's got a ninety five dollar annual fees. Wave it is way of the first year and. Also to note, something interesting as Capital One will ping all three credit bureaus guys. Correct equifax experience and trans union. They're the only major issue or that he's going to pull your credit across all three major bureaus, which means you're going to get a hard pull on all three reports. It's not the end of the world. It's not really a consumer-friendly move. But it's something that I think everyone's learn to live with when it comes to Kaplan cards Julian anything else that people need to know about venture or the Capital One. Ecosystem the beauty of this card is it's almost like a chase freedom unlimited and a chase sapphire preferred in one because you're getting effectively one and a half mile or what have transferred miles per dollar spent like the freedom unlimited. And then you're getting a big bonus category. The ten x at hotels dot com, which is not obviously as broad as traveling dining on the preferred buddies a heck of a lot bigger and all of this for the same ninety five dollar feed pay for those two combine chase cards, and it's even wave the first. A year. And for a very limited time offer, we've got seventy five thousand bonus miles after spending five thousand within three months at the point sky dot com slash venture. I can't say how long this will be around. But it's not going to be around long. So if you've been thinking about getting the venture card there's no better time than now. And as always we appreciate you using our links at the point sky because that pays for us to pay the smart people like Julian who make us all about miles in points. Julian thank you so much for joining us on talking points, and I'm sending you good vibes. Get approved for the venture card. Please fingers crossed. And that's it for this episode of talking points. Thanks to Matt nice and Julian keel for taking the time to sit down with me today. Again, I'm your host Brian Kelly and this episode was produced by Caroline shea grin. And Jessica
"capital one" Discussed on Talking Points
"British Airways taxes, you can actually pay for it. With your venture miles earn double. Earn a thousand points, but you could use fifty thousand points to knock off the five hundred dollars surcharge. So. In the quest for as free as possible. I mean, having a like venture does make a lot of sense because you can just pay for an Uber to the airport, and they'd just wipe it off. The the the Bill there's no real jumping through hoops. And now you can literally do both sides of that equation. You can use your cap one miles transfer them for the award ticket, and then charge the surcharge Tieger Kaplan card at us more of the miles to pay off the search ours literally becomes completely free. So do you have the venture cord? So I would love to have the venture card. Unfortunately, last time I applied for it. I was denied for having too many cards and not spending enough on them. Something about me having twenty five credit cards, and maybe not undone. Luckily, I got mine years ago grandfathered in because I spent tons of on the tax on hotels com. And we're gonna spend a ton more now that we can transfer the miles. Do you think you'll be eligible? So what is that rules? It just basic that was I think that's not necessarily a sad rule. But basically cap one has a certain type of customer. They're obviously looking for. Your customers that are going to use their cards shocking. Shocking. The other thing that's important to keep in mind about Capital One is you can only have two personal cap one cards at the same time. So if you already have some other Kaplan cards in your watt saver card or the quicksilver card, then you're not going to be able to get the venture rewards unless you close one of twelve Asli like all major rewards card. You've got to have good credit to get this. So generally over seven hundred you should be good with decent income. But it kind of depends who should what type of person or travelers should get this card and kept one is even has a fairly liberal policy about approving people as far as with credit scores. So you might even be able to get it for a little less smaller score than that lower score. But this is a great every day card. This is a car you can keep in your wallet or purse when you have a category or purchase that does not get covered by a bonus with the bonus multiplier on another car. This is the card you pull out because you're going to be getting one and a half transferred miles. For every dollar you spend. It's a car that anybody can carry around and use when they don't have a card that gets them three times on restaurants, or whatever it might be right because even those carts with four fifty five fifty annual fees offer multiples that are.
"capital one" Discussed on Talking Points
"At teepee G R Dettori director, Julian keel, Julian thanks for being with us. Thank you for having me, Brian. So some really big news today out of Capital One. What are your first thoughts? I really do think this is historic for lack of a better word it kept one for so long has not had any partners at all they've only relied on their fixed value miles. This really opens up a whole new world for cap one hole card holders and on top of that. You're not losing the ability to still redeem them with the purchase race, right? When they first told me, I wasn't shocked to because capital. One over the years has had those airline commercial the commercials, you know, making fun of most credit card companies that make you jump through hoops. Right. And now, I think we've done our job here at TI g educating consumers that no we want transferable miles, you know. And and I think there's no way that you could look at this as a. Bad move. No. We want to jump through the hoops. Those of us who want to take the time who want to do the homework who wanna maximize points in miles. We want this option and a lot of people are going to be really happy to have it. The airlines they announced today. Can you put them into three groups for me into ones that you ignore ones that you might use them special circumstances and the ones that you're literally foaming at the mouth right now, we're not actually literally. Little drool. Yeah. What I really like I'll tell you the first thing I really like about this is that cap one is provided away into all three major airline alliances. So let's start with Star Alliance. We've got to options that I really like right off the top the top hat, AVI, a life miles. There is a ton of value in that program. It is not the easiest program to deal with the website can be funky trying to work with agents by phone is a little rough to stay at least. But if you can make it work, we're talking about Lufthansa first class for just eighty seven thousand miles one way and thirty dollars in taxes and fees. You're just not going to beat that with almost any other program. Can you put those online or you have to pretty much Bookham online because trying to get through on to an agent is is rough for those of you who don't know of Janka has been up and coming with their life miles program in years ago in the insiders in this world used to be able to because they would miss classify zones. Right. That's right. Guam was very. Amos one that Guam was classified as part of the continental US. So you could get a ticket from New York to one, but you would go through Japan or one of the Asian countries. Like, and it would be prices at domestic prices domestic ticket. You would just get off in Japan and not continue onto on. So they've tightened up the program a little bit. But there are still some amazing redemptions in of Janka. We've got a deep dive on that post on the site. And so the other one is era plan, right? If you're not up for fighting, the aside, if you will and you're willing to pay a little more a lot more in surcharges, but less in miles than aero plan is your choice, you're going to get those Lufthansa first class redemptions for seventy thousand miles, but you aren't gonna pay a lot of money in surcharges. So you have to decide if the time is worth the cash. So we've got the Star Alliance covered. What else then if we're looking at sky team, then we're talking about Air, France and caloms flying blue program. And by the way, that's when cat when cap once they have twelve programs at thirteen. Airlines. That's what the referring ten really flying blues a bunch of other airlines to Katie and whatnot. So it is the main to are Air, France and Kalem the biggest issue with that program is of course, it was recently devalued and the online calculator now sort of throws out whatever figure thinks at that time, but you can find some good deals. You just have to really work at it. You've got to be able to search and.
"capital one" Discussed on Talking Points
"Hi, non Qantas Qatar so group while that is an awesome group of the top of my head. I know a lot of our readers will be very excited about Air, Canada and AVI, specifically both of those programs can offer insane value. So I have to ask what is the transfer ratio to these programs. Yes. So I'm excited to say we're gonna keep it really simple Capital One. And our venture brand has been built on this idea of value ease flexibility. And so when we thought about offering miles transit wanted to into way, those classically Capital One. And so every partner that we're talking about here is going to be offered at eight. To capitol and miles to one point five partner miles transferring one point five, that's crazy. I thought for sure it was going to be two to one because as people know, you earn double points on every dollar spent. So you're telling me, you're offering for every dollar spent essentially one and a half airline miles. Exactly. Right. So yet for every dollar you spend one and a half, we think that's great deal. That was when we thought ton about as we're looking at the airlines, we could offer didn't offer any airlines where we didn't think we could bring to market really great value. And so what you're seeing here with this group, and that really simple transfer rate is just awesome value across the board really excited. Okay. In anything changes. So one of the earlier changes this year that made me put a ton of my spin on venture was the ten x points on hotels dot com. Now is there any exclusion on spending ten x and transferring those miles to airlines, no exclusion. So we hate fine print a Capital One in general. So this is going to be just like everything else. You can use it as you see fit. I'm glad you brought up hotels dot com, though, into ten x because I think it's all part of the same story with hotels com that ten x earn global entry TSA preach at credits and now with points transfer or really looking out for what are those awesome travel benefits? Customers are going to love how do we build that world class travel credit card? I think there's just another way where we're going to continue to evolve and find what's that next killer feature in the travel space. That is Chris what do you think the next killer feature is? And I notice you notice or you listed mostly just airlines do you plan to offer any hotel loyalty programs as well totally under consideration. I think you'll see this programs and to continue to evolve I think we're gonna have a lot of exciting news. Hopefully, some in the near term soon for new partner is being added. So that's absolutely something that we're considering. I think in general what you see with venture though. Like, I mentioned is we are on this journey, right? We're not going to rest on our laurels. It's been a big year. And so we're always looking at what is that next cool thing. I think you'll find that there's a couple of tenants that were always focused on it's going to be that value that ease that flexibility. And so we're constantly gained a market. There's some cool things in the works. But I think you can assume it's going to tie back to what customers have come to expect from venture since you didn't ask I'm gonna give you a couple of my things that I wish I had on court. So I have global entry from a number of different cards. I would love it. If you guys could if.
"capital one" Discussed on The AI Podcast
"For Capital One customers or not. Because everybody at this point has a stake in the banking system in one way or another. It's good to hear. As you said anyone listening can can attest to that sort of tension between the excitement of the system, getting more powerful and sophisticated. And also, you know that that feeling of even though I built the thing, do I fully understand where it's kind of going now with its decision making. Yeah. What's also exciting for me is banking hesitant. Traditionally been at the forefront of technology innovation in large part because of the regulations are important. So it's exciting that when it comes to explain ability, I think that we're incredibly well positioned to take the lead there even more so than our technology companies because it's really at the core of what we do, and it's incredibly important to us to make sure that that's always at the forefront of every technological innovation that we take. So for folks, listening who might wanna find out a little bit more about what capital one's doing in these fields. I machine learning deep learning is there somewhere online they can go. So we do have quite a bit research submissions, etcetera, at the berries conferences. In addition to that, we have the Capital One blog. That always summarizes that information as well as provides additional information that we would be excited for listeners to come out to. Excellent. It's on mckell. Thank you so much for making the time to speak with us about what you're doing. A Capital One, given your background working with data machine learning and and what high-performance competing was called. Prior to that, it's very cool to hear your excitement about having hop from. You know what on the service may seem like very different industries, Juno mix healthcare to finance, but getting chances sort of see know there are similar problems approaches, some outcomes, no matter the industry. Very cool. Her about. Thank you. Thank you so much, really enjoyed talking to.