17 Burst results for "Bob Carlson"

"bob carlson" Discussed on 77WABC Radio

77WABC Radio

07:33 min | 1 year ago

"bob carlson" Discussed on 77WABC Radio

"The 34 social security quirks, surprises and misunderstandings that you mentioned in the book. Yeah, This is a summary. Some of the interesting things spread about the rest of the book. One of my friends called it the Cliff notes version of the book because a lot of little details about social security that people don't realize and really affect their benefits over the long term, just some small ones or that Social Security considers you to be born. Actually, the day before your birthday Which has a A big effect on people who are born at the start of the month at the end of the month. Also, Social Security benefits and paid actually one month behind. So if you say you want your benefits to start in June, you're actually not going to get it checked until July. And that's gonna be your June benefits that effects things also, like your annual cost of living increase and things of that nature. Um The big thing is many people don't realize. Just tell valuable Social Security is if you tried to go into the private market and buy an annuity that's gonna pay you the same amount for life and social security. It cost you quite a bit of money, your average so security benefits as an annuity would cost over a million dollars for most people, And really, you can't duplicate Social Security because social Security is indexed for inflation. And right now, the insurance people I know to say there are no insurers who are willing to sell inflation indexed annuities. Because inflation is so uncertain and so unpredictable that they don't think they can price it out, eh? So there's just a couple of other highlights in there. No. Fantastic, So we're going to go to the phone lines. Bob Carlson of Retirement Watch, and we have Scott. With Social Security for couples Go ahead, Scott. Thank you for taking my call Josh Bob, this question is regarding the One spouse taking it so security at 62 the other spouse waiting until 70, but I thought if you were born after 1950 80 They changed that and you can't do that anymore. Uh uh, No. The rule they changed is that What she used to be able to do is one spouse could claim their benefits the other spouse could claim on Lee what they call the spousal benefit, and Lynn let their own retirement benefits continue to accrue and they claim switch from the spousal benefit. For their own retirement. Benefit it 8 70 s O. That kind of strategy is no longer allowed, but each palace can claim their own retirement benefit at any time. And, uh, So what? That Zika go the calculators, Social Security's website as a calculator there also some private calculators that lets you look at your lifetime benefits under different scenarios on often in these cases, Uh, the strategy did works Best for married couples is the higher earning spells. Delays benefits as long as possible and in the lower earning spouse can claim early. Even his earlier 62 Thank you one follow up to that. But what happens in a case where the Uh, higher earning. They do that, and the younger spout mean the The one takes about 62, then the higher earning weights and then unfortunately passes away prior to the 70 Never takes that so security what happens with the Spouse that took it early. What they still get the benefit of the higher earning spouse or no. Yeah, they would get a higher benefit. If the higher earning spells had not started claiming benefits before they passed away, then they wouldn't be surviving spouse will either get the full retirement benefits that spells would have been entitled to World they passed away after full retirement age, the surviving spouse would get whatever that the sea spouse that would have been entitled to if they had applied for benefits on the day they die. So either way you get some accrued benefit, even if he's hiring spouse passes away before 8 70. Great information. Thank thank you so much for taking Michael. Thank you. We're with Bob Carlsen of the book. Where's my money? Secrets to getting the most Out of your Social Security, a definitive guide to help applicants get Social Security benefits. It will last them for life. In a way Social Security is the best annuity money can't even buy. An annuity is good his Social security There are some occasionally Bob that I see that have some inflation riders. Certainly not as robust as social Security, where every Delayed retirement credit, I believe is equal to about an 8% simple interest bump. Every year. You don't take social security from 62. To 70. And there are so many social security scams out there. How do you suggest people avoid them? Yes, people really need to monitor what's going on with their Social Security. One of the most popular or frequent scams now is where the crooks will get information. From you, either by buying it on the Web were by sending you an email or calling you And once they get that information they can fill into the social security and have the year benefit check instead of going to your bank, Have it go to their banked a good way to protect against that? Is open up at the Social Security website. What they call him my Social Security account. And on that account, you can, mom, they're just check going there the few months Make sure there's no activity going on in your town. Um, and another thing, even if you're not claiming social security benefits yet what a lot of these crooks are doing now. Is they will find the people who are 8 60 to get their information and go in and file for their benefits. Having a Benefits put in their own bank account. And then when that individual actually goes to file for benefits when they want to, which might be his latest 8 70 on Lee then did they find out someone's been paying their paid their benefits for years, and they have to go to Social Security and straighten it out. So really good tip is to open up on my social security count and then monitor What's going on? Even if you're not claiming social Security yet, so we're gonna say dot govern register. Right. And if you're not comfortable online, you can call these Social Security 800 number or contact your local Social Security office and just ask, Has there been any activity in my accounts over the last few months? Well,.

Josh Bob Lee Bob Carlson Bob Carlsen Scott Zika Michael Lynn
"bob carlson" Discussed on 77WABC Radio

77WABC Radio

04:46 min | 1 year ago

"bob carlson" Discussed on 77WABC Radio

"What those additional Social Security benefits would be and actually pays off over the long term for people to draw down there, I raise or other parts of their nest eggs if that's what they need to do to delay their Social Security benefits, But it really When you crunch the numbers as I point out of the book site. Several studies were economists and financial advisors have actually gone through the numbers, and they find that Over the long term over the course year retirement it pays to delay Social Security, even if it means drawing down some of your nest egg. Earlier. The book is called. Where's My Money? Secrets to getting the most out of your social security and head over to our YouTube channel. It's youtube dot com slash Josh Zelinski, the financial quarterback. And we have a caller Henry on Social Security. So folks go to YouTube subscribed. Tell your friends We have about, uh This is our first live and we have first couple weeks of our YouTube shows so subscribed to all your friends. We got Henry with Bob Carlson. Go ahead, Henry. Yes. Hello. My book. Um I'm a senior citizen and I have been collecting S s. I Along with my my regular social security Lately, I gotta correspondents from myself Security office. Telling me that I that I owe them thousands of dollars back that they overpaid me. I guess mainly because besides receiving my covet money, etcetera, etcetera cares Act money that I was also getting my local state. Uh, unemployment insurance. This puts me the terrible disadvantage. I'm not sure where they got such a high number that I would owe them if they don't necessarily believe that I do, at least not at that high amount. They're asking me for And this would really pretty much wiped me out. This is a lot of money. They're asking back. I sent in there SS a things to be a 6 32 form asking, uh, base basically forgiven of the payment that I owe them either. Even all or in part, haven't heard from them yet, But I'm kind of sweating it out here because it's an awful lot of money to lose. And you know, it wasn't my fault that I collected. Covered money, you know, cares. Act money, etcetera, Like just about everybody else in the country has So I'm just kind of like worried about the home. Any advice. It's an unfortunate situation. Um, yeah, course I don't know the details of your case and all that. But you know, Social Security does make a lot of mistakes. I have a chapter in the book documenting various mistake's They routinely make, uh reports from Social Security Zone Inspector general documents a lot of these mistakes as well. Um, you know, so I wouldn't give up my I'd make I'd make sure they cite to you exactly Why you oldest money on why you have to pay it back. And if necessary, you could get help, probably from your congressman's office. Or you might want to go with a lawyer who specializes in Social Security disability, their number them around the country. Thank you so much for the call in and get his new book. Where's my money? Secrets to getting the most out of your Social security. Bob is an editor of the monthly newsletter and Web site. Retirement Watch. I still want to talk about the secure act I loved. I loved your answer and like a sentence. Or two. You gave what? What Everyone needs to know. I want to unpack that a little bit more, and we'll talk more about some of the 34. Social Security quirks, surprises. And misunderstandings that were found in the book. So head over to, Where is my money? Also retirement watch dot com. And if you want a free copy of the book Call us now. Aged 89 today, Josh 88 988. 5674. That's 888988. Josh is Josh Zelinski, the financial quarterback. Don't touch that dial. Are you worried about.

Josh Zelinski YouTube Henry Bob Carlson congressman editor
"bob carlson" Discussed on 77WABC Radio

77WABC Radio

07:28 min | 1 year ago

"bob carlson" Discussed on 77WABC Radio

"Are some of the 34 social security quirks, surprises and misunderstandings that you mentioned in the book. Yeah, This is a summary. Some of the interesting things spread about the rest of the book. One of my friends called it the Cliff notes version of the book. But there's a lot of little details about social security that people don't realize and really affect their benefits over the long term, just some small ones or that Social Security considers you to be born. Actually, the day before your birthday Which has a Big effect on people who are born at the start of the month through the end of the month. Also, Social Security benefits and paid actually one month behind. So if you say you want your benefits to start in June, you're actually not going to get a check until July. And that's gonna be your June benefits. That affects things also, like your annual cost of living increase and things of that nature. Um, but the big thing is many people don't realize. Just tell valuable Social Security is if you tried to go into the private market and buy an annuity that's gonna pay you the same amount for life and social security. It cost you quite a bit of money, your average so security benefit. As an annuity would cost over a million dollars for most people, and really you can't duplicate Social Security because social Security is indexed for inflation. And right now, the insurance people I know to say there are no insurers who are willing to sell inflation indexed annuities because inflation is so uncertain and so unpredictable that they don't think they can price it out. S so there's just a couple of other highlights in there. No. Fantastic, So we're going to go to the phone lines. Bob Carlson of Retirement Watch, and we have Scott. With Social Security for couples Go ahead, Scott. Thank you for taking my call Josh Bob, this question is regarding the One spouse taking it so security at 62 the other spouse waiting until 70, but I thought if you were born after 1950 80 They changed that and you can't do that anymore. Uh, no. The rule they changed. It is bad. What she used to be able to do is one spouse could claim their benefits. Neither spouse could claim on Lee what they call the spousal benefit, and Lynn let their own retirement benefits continue to accrue and they claim switch from the spousal benefit. For their own retirement. Benefit it 8 70 s O. That kind of strategy is no longer allowed, but each spouse can claim their own retirement benefit at any time. And, uh, So what? That Zika note the calculators, Social Security's website as a calculator there also some private calculators that lets you look at your lifetime benefits under different scenarios on often in these cases, Uh, the strategy did works Best for married couples is the higher earning spells. Delays benefits as long as possible and in the lower earning spouse can claim early. Even his earlier 62 Thank you one follow up to that. But what happens in a case where the Uh, higher earning. They do that, and the younger spout mean the The one takes about 62 in the higher earning weights and then unfortunately passes away prior to the 70 Never takes that so security what happens with the Spouse that took it early. What they still get the benefit of the higher earning spouse or no. Yeah, they would get a higher benefit. If the higher earning spells had not started claiming benefits before they passed away, then they wouldn't be surviving spouse. We either get the full retirement benefits that spells would have been entitled to Work. They passed away after full retirement age, the surviving spouse would get whatever that the sea spouse that would have been entitled to if they had applied for benefits on the day they died. So either way you get some accrued benefit, even if he's hiring spouse passes away before 8 70. Great information. Thank thank you so much for taking my call. Thank you. We're with Bob Carlsen of the book. Where's my money? Secrets to getting the most Out of your Social Security, a definitive guide to help applicants get Social Security benefits. It will last them for life. In a way Social Security is the best annuity money can't even buy. And annuity is good. His Social security There are some occasionally Bob that I see that have some inflation riders. Certainly not as robust as social Security, where every Delayed retirement credit, I believe is equal to about an 8% simple interest bump. Every year. You don't take social security from 62. To 70. And there are so many social security scams out there. How do you suggest people avoid them? Yeah, people really need to monitor what's going on with their Social Security. One of the most popular or frequent scams now is where the crooks will get information. From you, either by buying it on the Web by sending you an email or calling you and once they get that information they can fill into the Social security. And have the year benefit check instead of going to your bank. Have it go to their bank? A good way to protect against that is open up at the Social Security website. What they call him my Social Security account. And on that account, you can mom, they're just check going there the few months, make sure there's no activity going on in your town. And another thing, even if you're not claiming Social Security benefits, yet what had a lot of these crooks are doing now? Is they will find people who are 8 60 to get their information and go in and file for their benefits. Having that Benefits put in their own bank account. And then when that individual actually goes to file for benefits when they want to, which might be his latest 8 70 on Lee's engine, they find out someone's been paying their paid their benefits for years, and they have to go to Social Security and straighten it out. So really good tip is to open up on my social security count and then monitor What's going on? Even if you're not claiming social Security yet, so we're gonna say dot govern register. Right. And if you're not comfortable online, you can call the Social Security 800 number or contact your local Social Security office and.

Josh Bob Lee Bob Carlson Bob Carlsen Scott Zika Lynn
"bob carlson" Discussed on 77WABC Radio

77WABC Radio

03:54 min | 1 year ago

"bob carlson" Discussed on 77WABC Radio

"The financial quarterback. And we have a caller Henry on Social Security. So folks go to YouTube subscribed. Tell your friends We have about, uh This is our first live and we have first couple weeks of our YouTube shows so subscribed to all your friends. We got Henry with Bob Carlson. Go ahead, Henry. Yes. Hello, my, But, um I'm a senior citizen and I have been collecting S s. I Along with my my regular social security Lately, I gotta correspondents from myself Security office. Telling me that I that I owe them thousands of dollars back that they overpaid me. I guess mainly be closed. Besides receiving my covert money, etcetera, etcetera cares act money that I was also getting my local state. Uh, unemployment insurance. This puts me to terrible disadvantage. I'm not sure where they got behind number that I would owe them if they don't necessarily believe that I do, at least not at that high amount. They're asking me for And this would really pretty much wiped me out. This is a lot of money you're asking back. I sent in there. SS a be a 6 32 form asking, uh, base basically forgiven of the payment that I owe them either. Even all or in part, haven't heard from them yet, But I'm kind of sweating it out here because it's an awful lot of money to lose. And you know, it wasn't my fault that I collected. Covered money, you know, cares. Act money, etcetera, Like just about everybody else in the country has So I'm just kind of like worried about the thing. Any advice. Yes, it's an unfortunate situation. Um, yeah, of course. I don't know the details of your case and all that. But you know, Social Security does make a lot of mistakes. I have a chapter in the book documenting various mistakes they routinely make A reports from Social Security Zone Inspector general documents. A lot of these mistakes as well, Um, you know, so I wouldn't give up my I'd make I'd make sure they cite to you exactly Why you oldest money on why you have to pay it back. And if necessary, you could get help, probably from your congressman's office. Or you might want to go with a lawyer who specializes in Social Security disability, their number them around the country. Thank you so much for the column and get his new book. Where's my money? Secrets to getting the most out of your Social security. Bob is an editor of the monthly newsletter and Web site. Retirement Watch. I still want to talk about the secure act I loved. I loved your answer and like a sentence. Or two. You gave what? What Everyone needs to know. I want to unpack that a little bit more, and we'll talk more about some of the 34. Social Security quirks, surprises. And misunderstandings that were found in the book. So head over to, Where is my money? Also retirement watch dot com. And if you want a free copy of the book Call us now. Aged 89 today, Josh 88 988. 5674. That's 888988. Josh's Josh Zelinski, the financial quarterback. Don't touch that dial. Are you worried.

Henry YouTube Bob Carlson Josh Zelinski Um congressman editor
"bob carlson" Discussed on 77WABC Radio

77WABC Radio

02:38 min | 1 year ago

"bob carlson" Discussed on 77WABC Radio

"Have Bob from Bayonne. Who is a question for for Bob Carlson. Go ahead. No, I'm from Staten Island. I'm not from being on but thank you for taking my call. Um, I have a unique situation. One of those people who is subject to wet I do not pay Social security for a good portion of my career. I'm about to retire. I'm gonna be 55 I have about 17 years in that are counted. I know I have to get another 13 and If to make sure that I don't get under Web, But I was just looking for any sort of advice in regards to just in case what if I don't get the 13 years and when I should apply for Social Security? Or not, And I'm not counting on social Security. I'm have enough money. Really? It's gonna be pin money, but, um, just I do long term planning. Yeah, For those of you not familiar. The weapon is a provision for people who work part of their careers under jobs covered by Social Security and part of their career is not covered by Social Security. And, uh, under the normal Social Security formula. Someone who did that. If there was no adjustment would get more than a more benefits than they normally would have s O. They put in this formula that kind of adjust your social security benefits For these years you worked and non covered jobs. And you're right that the strategy to avoid the problem there. Is to try to work long enough in Social Security cover job so that you you no longer subject to the Web. You're so security is no longer a reduced. Um, if you don't If you're not able to work that long, then what you do is when it comes time When you're stopped working, you basically need to get some social security calculators like the one of the social pretty website. And look at what year would be best for you to apply for benefits because the effect of the Web might be reduced by delaying your claiming for a few years s. Oh, really? Just when the time comes, you need to work with either a financial planner or it's some of the calculators available on the Internet. And just see what happens under different scenarios from what's the best strategy for you to take. Hey, yeah, I'm hoping Tonto look off who's been on before? Has a maximize my social security dot com review. Thing..

Bob Carlson Bayonne Staten Island Tonto
"bob carlson" Discussed on 77WABC Radio

77WABC Radio

03:53 min | 1 year ago

"bob carlson" Discussed on 77WABC Radio

"Quarterback. And we have a caller Henry on Social Security. So folks go to YouTube subscribed. Tell your friends We have about, uh This is our first live and we have first couple weeks of our YouTube shows so subscribed to all your friends. We got Henry with Bob Carlson. Go ahead, Henry. Yes. Hello, my, But, um I'm a senior citizen, and I had been collecting S s. I Along with my my regular social security Lately, I gotta correspondents from myself Security office. Telling me that I that I owe them thousands of dollars back that they overpaid me. I guess mainly because besides receiving my covert money, etcetera, etcetera cares Act money that I was also getting my local state. Uh, unemployment insurance. This puts me to terrible disadvantage. I'm not sure where they got took behind number that I would owe them which I don't necessarily believe that I do. At least not at that high amount. They're asking me for And this would really pretty much wiped me out. This is a lot of money. They're asking back. I sent in there. SS a be a 6 32 form asking, uh, base basically forgiven of the payment that I owe them either. Even all or in part. Haven't heard from them yet. But I'm kind of sweating it out here because it's an awful lot of money to lose. And you know, it wasn't my fault that I collected covered money, you know, cares. Act money, etcetera, Like just about everybody else in the country has So I'm just kind of like worried about the home. Any advice. Yes, it's an unfortunate situation. Um, you know, Chris, I don't know the details of your case and all that. But you know, Social Security does make a lot of mistakes. I have a chapter in the book documenting various mistake's they routinely make A reports from Social Security Zone Inspector general documents. A lot of these mistakes as well, Um, you know, so I wouldn't give up my I'd make I'd make sure they cite to you exactly Why you oldest money on why you have to pay it back. And if necessary, you could get help, probably from your congressman's office. Or you might want to go with a lawyer who specializes in Social Security disability, their number them around the country. Thank you so much for the call in and get his new book. Where's my money? Secrets to getting the most out of your Social security. Bob is an editor of the monthly newsletter and Web site. Retirement Watch. I still want to talk about the secure act I loved. I loved your answer and like a sentence. Or two. You gave what? What Everyone needs to know. I want to unpack that a little bit more, and we'll talk more about some of the 34. Social Security quirks, surprises. And misunderstandings that were found in the book. So head over to, Where is my money? Also retirement watch dot com. And if you want a free copy of the book Call us now. Aged 89 today, Josh 88 988. 5674. That's 888988. Josh's Josh Zelinski, the financial quarterback. Don't touch that dial. Are you worried about.

Henry YouTube Bob Carlson Josh Zelinski Um congressman Chris editor
"bob carlson" Discussed on 710 WOR

710 WOR

01:47 min | 1 year ago

"bob carlson" Discussed on 710 WOR

"Bob Carlson's fresh guide, Bob is known as America's number one retirement expert. I don't even know how like who does who. Who said that, But but apparently I see why. Uh, You know you're a wealth of information. You have the website retirement Watch. And you're a lot of fun and a nice guy. So, folks give us a call. Also, Congress comes from your money. A devastating new law has just been enacted with serious consequences for anyone holding an irate pension or 41. K. Fortunately, there are still steps you can take. Help you get the money. Grab that. Uh, which is surprisingly was done under a Republican president and Senate and people did not even realize the money grab was the elimination of the stretch. I, ray So call us on. I doubt President Elect Biden is really gonna repeal. To be honest, It's not on the radar. So, basically the stretch I Ray is dead. Long live the stretch. I hope they bring it back. I love the stretch, but there's things you can do now you could look a charitable trusts. You could look at life insurance. You could look at Ross. You could look at spending in the accounts. Call us 88988, Josh 888988, Josh. We'll give you Bob Carlson's book free when you schedule and Keep your No obligation review. In his book. If you want to buy it, you combined on him, Zahner wherever books are sold. Give us call actually go to regular republishing. Don't you know we got it? We got to give We have to stop.

Bob Carlson president Josh 888988 Elect Biden ray Congress Senate America Zahner
"bob carlson" Discussed on 710 WOR

710 WOR

04:04 min | 1 year ago

"bob carlson" Discussed on 710 WOR

"And we have a caller Henry on Social Security. So folks go to YouTube subscribed. Tell your friends We have about, uh This is our first live and we have first couple weeks of our YouTube shows so subscribed to all your friends. We got Henry with Bob Carlson. Go ahead, Henry. Yes. Hello, I But, um I'm a senior citizen and I have been collecting S s. I Along with my my regular social security Lately, I gotta correspondents from myself Security office. Telling me that I that I owe them thousands of dollars back that they overpaid me. I guess mainly because besides receiving my covert money, etcetera, etcetera cares Act money that I was also getting my local state. Uh, unemployment insurance. This puts me the terrible disadvantage. I'm not sure where they got such a high number that I would owe them which I don't necessarily believe that I do. At least not at that high amount. They're asking me for And this would really pretty much wiped me out. This is a lot of money. They're asking back. I sent in there. SS a biggest be a 6 30 to form Asking, uh, base basically forgiven of the payment that I owe them either. Uh, even all or in part Haven't heard from them yet. But I'm kind of sweating it out here because it's an awful lot of money to lose. And you know, it wasn't my fault that I collected covered money, you know, cares. Act money, etcetera, Like just about everybody else in the country has So I'm just kind of like worried about the phone. Any advice. It's an unfortunate situation. Um, you know, of course, I don't know the details of your case and all that. But you know, Social Security does make a lot of mistakes. I have a chapter in the book documenting various mistake's they routinely make Reports from Social Security Zone Inspector general documents a lot of these mistakes as well, Um, you know, so I wouldn't give up my I'd make I'd make sure they cite to you exactly Why you oldest money on why you have to pay it back. And if necessary, you could get help, probably from your congressman's office. Or you might want to go with a lawyer who specializes in Social Security disability, their number them around the country. Well, thank you. So much for the calling folks. If you want to talk to Bob Carlsen, call us 803 2107 10 and get his new book. Where's my money? Secrets to getting the most out of your Social security. Bob is an editor of the monthly newsletter and Web site. Retirement Watch. I still want to talk about the secure act I loved. I loved your answer and like a sentence. Or two. You gave what? What Everyone needs to know. I want to unpack that a little bit more, and we'll talk more about some of the 34. Social Security quirks, surprises. And misunderstandings that were found in the book. So head over to, Where is my money? Also retirement watch dot com. And if you want a free copy of the book Call us now. Aged 89 today. Josh aided 8988. 5674. That's 888988, Josh. And if you have a question for Bob Carlsen Call us now. 803 2107 10. This is Josh Zelinski, the financial quarterback. Don't touch that dial..

Bob Carlsen Henry Josh Zelinski YouTube Um Bob Carlson Bob congressman 8988. 5674 editor
"bob carlson" Discussed on KCRW

KCRW

05:21 min | 2 years ago

"bob carlson" Discussed on KCRW

"From case your W. this is under fictional I'm Bob Carlson the napa so called the philosophy of flying saucers it's about Richard Sharpe Shaver and the series of stories called the Shaver mysteries because the stories were said to be based on Shaver's real life experiences people took it seriously not only did they search out secret caverns to root out evil derose but they took shavers advice and look inward and examine the malignant energy inside of possibly put there by the terrorists these are excerpts from I remember memoria read by an actor any person who is rolled forward we got on the mental impulses about him then all rolled today because they are not self determining all they think they are we are part of a huge juggernaut I we all roll in consequence the reporters will McCarthy says dad the man on the reel to reel tape was another one of those people caught up in the Shaver mystery conspiracy theories but he had met Shaver himself and like Shaver he saw this as a kind of philosophy a way of examining human behavior the word road means a person who subservient slave I I had in mind a book on route I wanted to see well that's fine right having a rate rose to four point zero is inevitable and if this is the let it be stated well I'm not zero he could feel the negative influence that year we're having on them and having on society in general I had last time like the last couple months and I believe that it's almost the whole day and I almost XIV right on the bottom line thank the language of the Shaver mysteries like Tero and terrible it's an ancient language that Richard Shaver said he learned during his time in cavern world the universal language of space a language originated by a Titan elder of the fall the name of the language is mandatory this is Richard Turner again man tongue language was an alternate alphabet Shaver develop and each letter which was just like our letters co incidentally ABCD but each letters stood for a concept Hey I'm a B. C. D. defender right and it's supposed to be the original language here of earth man talk and by using his alphabet you can decipher what the real meanings of words were detected different energy governmental energy all horrible dangers quantity of just for the object all our efforts across country my name is and the same number as I don't go over Marmon here on awesome I'm awesome why he's my friend sat again he was just a guy that was my dad and I knew that you know when he was young he was in the band that toured he was really into weight lifting and bodybuilding and he was really into UFOs I've never really sign read a whole lot then this last few years there would always be books on the kitchen table about how god doesn't exist now I'm not in that sense the mind I'm not gonna the reason that I believe in the philosophy this all happened before sept was born his dad never told him about meeting Richard Shaver but they did talk about his theory sometimes so you know on Sunday nights he would drive me back to my brother and I back to my mom's and in the winter the sunsets at like five PM or whatever so we would always be driving back in the dark in those winter months on the drive homes where he would be more inspired to tell about UFOs or the deer when the deer or things he had read about or heard about describing this like almost other theory of good and evil sort of I'm on I'm on I'm making any sense to you well right now I don't know what we want to look just writing down things and then and then and things that are on your mind and then one day sitting down with all these sounds fine to make story out of a lot of people that they are not going to do a story on my line not that I mind anybody going on my life but you can write about life and you see it and it's not amazing stories published its last Shaver mystery story in nineteen forty eight even.

Bob Carlson napa Richard
"bob carlson" Discussed on 860AM The Answer

860AM The Answer

01:54 min | 2 years ago

"bob carlson" Discussed on 860AM The Answer

"Funding retirement in the future so if you're concerned about having enough money in retirement you owe it to yourself to read Bob Carlson's full briefing the retirees ultimate secret weapon it's completely free just go to W. W. W. dot retirement secret weapon dot com and you'll get this blockbuster new report from America's number one retirement expert Bob Carlson as soon as you log on to retirement secret weapon dot com that's W. W. W. dot retirement sick with the California residential mortgage lending act for a little over a dollar a day you can attend every for any twenty twenty regular season a home game with pays access that's right the most flexible membership program in sports is back with increased access to the ballpark and even more benefits as a member of these access you'll receive general admission access to the entire ball park for every regular season home game in addition to a C. plan plus every game you'll receive fifty percent off concessions ten dollars prepaid parking twenty five percent off merchandise if you signed up today your benefits will start now for the remainder of the twenty nineteen season including parking ballpark access twenty five percent off merchandise give your membership today for a chance to also purchase twenty nineteen post season tickets now is the time to join ETS access get started at athletics dot com slash access clinics dot com slash access. this is a sixty eight. answer. are you a fan of bills game radio show then you should check out. give them a call. eight seven seven six hundred four two six four. here's. welcome back to bill's going join my gang is thirty nine ninety five. and I'm in the following.

Bob Carlson America bill W. W. W. dot California twenty five percent fifty percent ten dollars
"bob carlson" Discussed on 860AM The Answer

860AM The Answer

01:59 min | 2 years ago

"bob carlson" Discussed on 860AM The Answer

"Funding retirement in the future so if you're concerned about having enough money in retirement you owe it to yourself to read Bob Carlson's full briefing the retirees ultimate secret weapon it's completely free just go to W. W. W. dot retirement secret weapon dot com and you'll get this blockbuster new report from America's number one retirement expert Bob Carlson as soon as you log on to retirement secret weapon dot com that's W. W. W. dot retirement secret weapon dot com. when you become a twenty twenty member of the eighties access you can start enjoying the benefits today is the eighties push toward the postseason for the second straight season you'll receive ten dollar prepaid parking general admission access to the ballpark and fifty percent off concessions when you join ETS access that's right starting at thirty three dollars a month for twelve months you get access to every week every catch every game for the twenty twenty season as well as the rest of the twenty nineteen season all these access memberships come with are widely popular discounts fifty percent off concessions twenty five percent off merchandise and the ten dollar prepaid parts plus you'll get general admission access to every game the process is simple just visit athletics dot com slash access and get started building the membership that works for you Hayes access all swings nose straight visit athletics dot com slash access today. it's total freedom in your life safely and quickly build wealth and passive income so you never worry about working until you drop. shop for retiree improper over twenty eight years ago dell warns we founded lifestyles on women dell has taught over a hundred thousand people just like you the principles of financial freedom for its national radio shows and personal one on one mentoring at lifestyles on women I'm excited to tell you about the real estate workshop that has changed so many lives this workshop inside what we do and what we believe will.

Bob Carlson America W. W. W. dot Hayes dell fifty percent ten dollar thirty three dollars twenty five percent twenty eight years twelve months
"bob carlson" Discussed on 860AM The Answer

860AM The Answer

01:31 min | 2 years ago

"bob carlson" Discussed on 860AM The Answer

"Funding retirement in the future so if you're concerned about having enough money in retirement you owe it to yourself to read Bob Carlson's full briefing the retirees ultimate secret weapon it's completely free just go to W. W. W. dot retirement secret weapon dot com and you'll get this blockbuster new report from America's number one retirement expert Bob Carlson as soon as you log on to retirement secret weapon dot com that's W. W. W. dot retirement secret weapon dot com if you have an unpaid tax debt to the IRS that you can't pay please hear this special notice specially approved iris relief programs designed to a delinquent taxpayers are now in effect that can significantly improve your financial situation depending on your circumstances you may qualify to have your tax problem resolved in your favor and may even have your back taxes reduced by thousands or eliminated entirely a relief hotlines been established by community tax for you to call and see if you qualify at eight hundred five hundred fifty five eighty eight if you owe the IRS back taxes that you can't afford to pay don't let the iris trick you into thinking you have No Way Out our highly accredited tax professionals will let you know what you qualify for and how much you can save we may be able to stop all liens garnishment levees and save you thousands call and see if you qualify for this taxpayer relief at eight hundred five hundred fifty five eighty eight eight hundred five hundred fifty five eighty eight that's eight hundred five hundred fifty five eighty eight community tack. who's your tax guy. this is Gerry Boyertown all finance for town hall dot com.

Bob Carlson America IRS Gerry Boyertown W. W. W. dot
"bob carlson" Discussed on 860AM The Answer

860AM The Answer

01:47 min | 2 years ago

"bob carlson" Discussed on 860AM The Answer

"Funding retirement in the future so if you're concerned about having enough money in retirement you owe it to yourself to read Bob Carlson's full briefing the retirees ultimate secret weapon it's completely free just go to W. W. W. dot retirement secret weapon dot com and you'll get this blockbuster new report from America's number one retirement expert Bob Carlson as soon as you log on to retirement secret weapon dot com that's W. W. W. dot retirement secret weapon dot com do you consider yourself an expert in your industry to others see you as the go to person in your line of business well now there's an affordable way to position you and your company on a wide scale as the bay area's go to expert hi my shields general manager of the sixty eight AM the answer let's show you how to expand your customer base and grow your business by enhancing your credibility and branding yourself as the market expert in your field positioning you above your competitors on a wide platform you know your business we know how to build an effective and engaging radio show strategy to help you in your business stand above the rest together let's work to help make you the expert area residents turn to for products and services in your industry email me Mike shields comments at eight sixty eight AM the answer dot com let's talk about bringing your brand to life and your message to the masses with your own radio program that's comments at eight sixty eight and the answer dot com. is the sage from south central Larry elder at eight sixty eight AM the answer. welcome back to Larry elder show anonymous in.

Bob Carlson America general manager W. W. W. dot Mike shields Larry elder
"bob carlson" Discussed on 860AM The Answer

860AM The Answer

01:37 min | 2 years ago

"bob carlson" Discussed on 860AM The Answer

"Funding retirement in the future so if you're concerned about having enough money in retirement you owe it to yourself to read Bob Carlson's full briefing the retirees ultimate secret weapon it's completely free just go to W. W. W. dot retirement secret weapon dot com and you'll get this blockbuster new report from America's number one retirement expert Bob Carlson as soon as you log on to retirement secret weapon dot com that's W. W. W. dot retirement secret weapon dot com excuse me yes in case you haven't noticed advertising is changed over the years what it used to be customers could find or discover your business and just a handful of ways now life is digital with so many more options and things you need to do you need Salem surround a full service digital agency with all your digital marketing under one roof when a potential customer searches for your product did they find your business or the competition is your business is contact information accurate and everywhere it should be to reach today's digital consumer does your website have all the right tools to turn visitors into leads if not we've got some solutions contact Salem's around for a free evaluation of your digital presence and to help get your message in front of today's digital audience will help deliver customers by putting your business message in the right place at the right time don't just invest in a marketing strategy you need to surround your target audience learn more it's around San Francisco dot com that surrounds San Francisco dot com. this is America first with Sebastian Gorka an eight sixty eight yeah the answer..

Bob Carlson America Salem Sebastian Gorka W. W. W. dot San Francisco
"bob carlson" Discussed on 860AM The Answer

860AM The Answer

03:03 min | 2 years ago

"bob carlson" Discussed on 860AM The Answer

"Funding retirement in the future so if you're concerned about having enough money in retirement you owe it to yourself to read Bob Carlson's full briefing the retirees ultimate secret weapon it's completely free just go to W. W. W. dot retirement secret weapon dot com and you'll get this blockbuster new report from America's number one retirement expert Bob Carlson as soon as you log on to retirement secret weapon dot com that's W. W. W. dot retirement secret weapon dot com do you consider yourself an expert in your industry to others see you as the go to person in your line of business well now there's an affordable way to position you and your company on a wide scale as the bay area's go to expert hi Mike shields general manager of the sixty eight AM the answer let's show you how to expand your customer base and grow your business by enhancing your credibility and branding yourself has the market expert in your field positioning you above your competitors on a wide platform you know your business we know how to build an effective and engaging radio show strategy to help you in your business stand above the rest together let's work to help make you the expert bay area residents turned to for products and services in your industry email me Mike shields comments at eight sixty eight AM the answer dot com let's talk about bringing your brand to life and your message to the masses with your own radio program that's comments at eight sixty a and the and dot com excuse me yes in case you haven't noticed advertising is changed over the years now there's digital sales around when a customer does a search did they find your business or the competition is your business's contact information accurate and everywhere it should be on the web about the right tools to turn visitors into leads contact Salem's around for a free evaluation of your digital presence learn more it's around San Francisco dot com connecting you with new customers is a sixty eight the answer all the by judge add your position or to buy for the.

Bob Carlson America general manager Salem W. W. W. dot Mike shields San Francisco
"bob carlson" Discussed on 860AM The Answer

860AM The Answer

01:31 min | 2 years ago

"bob carlson" Discussed on 860AM The Answer

"Funding retirement in the future so if you're concerned about having enough money in retirement you owe it to yourself to read Bob Carlson's full briefing the retirees ultimate secret weapon it's completely free just go to W. W. W. dot retirement secret weapon dot com and you'll get this blockbuster new report from America's number one retirement expert Bob Carlson as soon as you log on to retirement secret weapon dot com that's W. W. W. dot retirement secret weapon dot com first thing you're going to have to learn is that until you stop expecting our politicians or anyone else to change your life your life isn't going to change the only person in change your life if you need to know how want to learn how dell walls leads to get your map to retirement in five years or less one day only learn how every piece of real estate by which you money by the way how the numbers really work with single family and multi family the map to financial freedom in less than five years the seven principles we used to provide for our families and what our businesses and the five reasons you should invest in real estate sales top and local successful members asking experts anything open when I checked the schedule and claim your seats and retire in five years or less dot com that's in for free register at retire in five years or less dot com best retire in five years or less dot com limited seating unlimited potential register today at retire in five years the last dot com this is Dan proffer townhall dot com in seventeen seventy four the father.

Bob Carlson America W. W. W. dot dell Dan five years one day
"bob carlson" Discussed on 860AM The Answer

860AM The Answer

03:33 min | 2 years ago

"bob carlson" Discussed on 860AM The Answer

"Funding retirement in the future so if you're concerned about having enough money in retirement you owe it to yourself to read Bob Carlson's full briefing the retirees ultimate secret weapon it's completely free just go to W. W. W. dot retirement secret weapon dot com and you'll get this blockbuster new report from America's number one retirement expert Bob Carlson as soon as you log on to retirement secret weapon dot com that's W. W. W. dot retirement secret weapon dot com coming to the bay area two of today's most influential conservative voices Dr Sebastian gore can take on radical socialist illegal immigration racial divide social infighting it's the war for America's soul life Friday November fifteenth at the Fremont Marriott Silicon Valley tickets are on sale now at eight sixty eight on the enter dot com all the details eight sixty eight the answer the best of Hugh Hewitt coming up at night now Larry elder on eight sixty eight the answer all in now and wait for the world with Larry elder in his brother Kirk at eight eight eight nine seven one sage that's eight eight eight nine seven one seven two four three suffering from excessive boxing match delayed any it'll bring it down a couple notches get the error that stuff contagious okay and bridal bliss demand now watch it but yeah I'm bound up on my you don't I'll be trying to throw me down those stairs many daycare Larry let me show I guess is this the best a man can get is it it's been going on for two making the same old excuses but something fine she and there will be no going back because we we believe in the best a whole other to say the right thing back to the right way some already some is not enough because the today triple eight nine seven one S. A. G. E..

Bob Carlson America Hugh Hewitt W. W. W. dot Dr Sebastian gore Fremont Larry elder Kirk