32 Burst results for "Bob Brinker"
Congressman, Tim Ryan And Dayton discussed on Bob Brinker
"More Americans are calling for stricter gun control in the wake of recent mass shootings democratic congressman and presidential candidate Tim Ryan tells fox news Sunday that fixing the system makes sense and I would make sure that there's a background check if you get a gun at a gun show if there's a person to person sale that that should require a background check so this is a pretty popular thing I wish everything in Washington DC had ninety percent support of the American people missing dies it's common sense when you see what happened in in Dayton in el Paso the tragedies that lives that have been lost
Lighting strike injures 8 on Florida beach, one critically
"A lightning strike on the beach in Clearwater Florida has injured eight people one critically and meteorologist gene Norman reports more thunderstorms are bearing down on Tampa right now although nor warnings are in effect because in the summertime the weather service is not going to chase every thunderstorm unless it really becomes a big big problem just the fact that there's lightning doesn't mean that it is a warned situation and it's hot in lots of other
Brett Kavanaugh, Merrick Garland Warren And Jeff discussed on Bob Brinker
"Show so Cory Booker is a deeply dishonest human Joe Biden is a deeply dishonest human right now Cory Booker is being deeply dishonest about Joe Biden the attack Biden Biden responded and now Booker is crying to CNN about it now Cory Booker who attacked biting over something Biden said that actually should not be all that controversial yeah I hate segregationists segregationist are wrong the perspective is evil they were also sitting in the United States Senate and you had to work with them to get things done sometime if this is the New Democratic Party then the account anyone of reasonable didn't out there's Cory Booker being interviewed on CNN by whose is don lemon interviewing him yeah don lemon on CNN and Cory Booker attacking Joe Biden a new are you on about us I you know the vice president said I should know better and this is what I now has a black in America I know the deeply harmful and her full a usage of the word boy and I was used to to human eyes integrate this is deeply disappointing we waited for him to apologize he didn't tell the next day and that whether I'm running for president or not as many people today have been on June thirteenth no less calling out for the vice president of technology his words were harmful hurtful nine Juneteenth no less yeah you're right probably Joe Biden you know oppose the Emancipation Proclamation which is what is what changing the celebrating he so cynical Cory Booker my goodness he is he is a he is a rock first mechanical cynical die I mean it is a cynical do right there and Joe Biden has every right to fire back on Cory Booker any shouldn't stop firing back and Cory Booker because Booker is doing there is really really ugly really ugly Biden spokesperson came out yesterday and talk about this as well point it is needed done Biden campaign circuit and former Obama staffers very early on in his in his campaign in two thousand eight and she points out that both Booker and Elizabeth Warren who also attacked by number this have touted their work with GOP senators in the past which is all that Biden was doing here but again is a cynical ploy to separate Biden from a black base of support that's all this is work all the time with our members of the other party whose positions are repugnant to all of us as Democrats Cory Booker who's working Jeff sessions on many things I'm Elizabeth Warren talks about how she's worked with Chuck Grassley who led the fight for Brett Kavanaugh and who wouldn't even meet with Merrick garland Warren tells a story about how she has worked with Chuck Grassley for over the counter
Average age of cars on the road sets a new record
"And I was shot several years ago when Jerry first told me about the average age of all the vehicles on the roads in this country and it hasn't gone down now it's gone up it's a new record this is now the average vehicle on the road is eleven point eight years old now and and which I think the most astounding thing about that is if you look at new car sales over the past five years I mean we went five years straight set records every year so that means that there's a ton of Brandon cars out on the road that means there's a lot of old ones out there still and I think the the magic there is cars just last month last longer than they than they did at one time and I think people financing a longer has an effect too because once you get past that secure note if that's what you did sometimes seven your note you know you want that relief from yeah and and people just they tend to hang on they're just better today in cars last longer this one say yeah better today there's no
Student who confronted North Carolina gunman to be buried with military honors
"And family are saying goodbyes to Riley hell, the twenty one year old university of North Carolina at Charlotte student who was killed Tuesday. When he tackled the gunman who had opened fire inside a classroom. How a debt with the army ROTC was given a funeral with full military honors nineteen year old Ellis. Read Parlier was also killed for other students were injured the alleged shooter in
The case for and against Joe Biden's 2020 chances
"But you main message of the ad I agree with all of that. You probably agree with all that. That's why say Biden is running in the moderate lane. Even though his historic record is not particularly moderate his running in that lane. Perfect example. So Joe Biden when he talks about America as an idea and all the great things we've done in the past the stock footage that he uses is stock footage of marines landing on the beaches during Normandy or Guadalcanal, and then he juxtaposed that with MLK and civil rights marchers. Now, there's a thing that all the other democratic candidates have done in their video that Joe Biden did not do in this video all the other democratic candidates then flash to some sort of gay pride parade or something. Right. Then they flash to the rainbow flag on the wall of the White House or something Joe Biden. Specifically does not do that. That's choice. I promise you somebody in his campaign said to him Joe. We don't want that in their why because you used to oppose gay marriage. We don't want that in their why because you're trying to appeal to blue collar voters in Pennsylvania, Wisconsin and Michigan not to upper east side, liberals in New York and Washington DC MOS Angeles. I promise you that something that happened. So Joe Biden is running that campaign. Now, how is that campaign going to play with the with the progressive wing of the Democratic Party Biden is hoping that the progressive savage each other that there are ten people in that lane. He's the only person in the moderate lane. And he walks the nomination. That's not a terrible strategy. It really is not. But all guns are now going to train themselves on Joe Biden, Joe Biden is everything that the that the radical base of the Democratic Party despises, not just as likes despises. So for example, the Justice Democrats came out, and they put out a tweet saying they're not going to endorse Joe Biden, they said, quote, Joe Biden is out of touch with the center of energy in that. Critic party today now notice that language center of energy? And I think that's correct the sensor of energy is not with Joe Biden, and his sort of moderate view of America as eight fundamentally great place that we have not always lived up to that's a conservative view, most people and left do not believe in this. So they say Democrats future Medicare for all green new deal free college rejecting corporate money ending ending mass incarceration deportation. Right. That is what they say. The future is Joe Biden voted in favor of the Iraq war. He voted for bankruptcy reform act. He voted for mass incarceration. In fact, he helped author at nine hundred ninety four he voted against school desegregation and against marriage equality, according to them. Now, he didn't actually vote against school desegregation. He voted against forced busing. That's not the same thing as desegragation forced integration. And desegregation are not the same thing legally speaking, but when he says that they voted against marriage. That's true. He voted in favor of additional marriage. He voted in favor of of the I believe in the nineteen nineties that offensive. Marriage act. So in any case, the Joe Biden, Joe Biden record will be up for debate here among Democrats now, here's the thing in a if we just went straight to the general election, you'd have to favor Joe Biden, he'd be the odds on favourite against Donald Trump in a primary. However, Joe Biden occupies the space that Donald Trump occupied. So in a primary space, Joe Biden, basically is Trump Trump in the general is this larger than life figure who is the incumbent and the referendum is going to be on him. That's at least the democratic theory in the democrat primaries, Biden is the larger than life figure and all of the focus is going to be on him. And the problem for Joe Biden is that he has never withstood focus. Well, Joe Biden has always failed to withstand the scars of battle. This is why he failed in one thousand nine hundred eight and had to drop out of replay drizzle scandal. So Bernie Sanders is going to be the first person to go after Joe Biden, obviously. And Bernie's allies are preparing the fight. According to the hill Sanders has been more of a liberal liberal policy. Visionary championing policies that were initially regarded by colleges fringe ideas, these concepts related embraced by leading members of the democratic caucus such as raising the minimum wage to fifteen bucks an hour and providing free college education. Former colleagues described Biden Sanders is polar opposites in terms of personalities and interacting with fellow senators Biden Seventy-six is gregarious and sociable. He was always eager to work a room strike up a friendly conversation or reassure a colleague who's feeling down a retail politician to his core Biden always wanted to know what was on his fellow senators, mind Sanders by contrast was focused on policy often. So wrapped up in his thoughts. He seemed oblivious to his colleagues he was seen consumed by Embiid plans to fight wealth inequality and push the national debates left, but uninterested in the personal lives of fellow senators who do you think the base is going to resonate to? If you hate Trump like despise from from Peter who do you think are gonna go for? Joe Biden a guy who's amiable, but not necessarily as hard edged or Bernie Sanders who's going to yell and scream and ransom rave about Donald Trump or Kamala Harris, who's a prosecutor Democrats have a lot of choices in these primaries. I'm not sure that Joe Biden stands up to scrutiny. That's a very conservative campaign launch video and Franklin sort of astonished that's the direction that he went especially because he's now going to have to defend his record Senator Dianne Feinstein has already come out and said that Biden would have handled the Clarence Thomas Anita hill hearings differently. If you could do it all over again, he's going to spend the first month of his campaign apologizing for his entire record. That's what you'll Biden is going to do is that a solid launch strategy. Basically, the only reason he's famous is the reason he's going to be apologizing. I don't see this as working well for for Biden. I think he's gonna launch he'll be strong at launch. And then it's all downhill
Trump accuses Mueller's team of "illegally leaking" to media
"President Trump meantime, accusing special counsel Robert Muller's team of leaking information to the press on Twitter today. Trump said it looks like Muller's team of thirteen Trump haters, angry Democrats are illegally leaking information to the press while the fake news media make up their own stories with or without sources. The president added. Another quote sources no longer matter to are corrupt and dishonest mainstream media they are a joke on quote, the summary of Muller's report was released last month by attorney general William bar that says the nearly two year long investigation found no evidence of conspiracy or cooperation. Operation between President Trump's campaign and Russia in two thousand sixteen Democrats are looking for a full release of the Muller
Black Vietnam Veteran Asking for Public Apology from VFW
"A black Vietnam veteran in Texas wants an apology Joe or says he was denied service at two VFW post when he returned home from the war, and that the experiences have stuck with him ever since when learning his story, the VFW apologized with a letter and sent or medallion Rick Butler with the VFW I apologized on behalf of the VFW on how he was treated because again, that's not in line with our core values by the veterans says a personal apology isn't enough because other soldiers need to hear it themselves. Now would like to see it in VFW magazine. And then the soldiers would know what the other soldiers were don't teach other no word yet. If the VFW will
Graham says acting AG doesn't have to recuse himself in Mueller probe
"Second. Most populous county Broward has begun. It's tally after technical glitches led to a delay. And elections officials and Palm Beach county will be impossible to complete the recount by the Thursday deadline. The one hundredth anniversary of the end of World War One is being remembered French president, Emmanuel Macron nationally. Is a betrayal on his own patriots. The others. We erase what a nation holds dearest. What is it life? What makes the grace, and what is the sensual? It's moral values. I'm Ann Cates. I used to post a job boards only to sort through tons of resumes. Just to find a few candidates for my hair salons that old
"bob brinker" Discussed on KSFO-AM
"Let's get out to Chicago land. Kate, welcome to money talk. Hello, kate. I have a question in regards to self directed IRA. What are the con- considering venturing in that area? But how investments how investment savvy are you Cape? I would say that I'm fairly savvy. That's good. I like that for a self directed IRA. And what I would do is. I'd go to one of the low cost custodian out fish that have a lot of funds that you can choose from and a lot of no load funds to choose from. And I'm talking about a vanguard or fidelity or someone that has a large stable of low cost and no load funds to choose from. They can be your custodian, and you can invest according to your self direction. Okay. And what's your thoughts about diversifying into real estate? Or other ventures golden touch. I'm not a I'm not a fan of gold. But I certainly would. Would would consider owning your principal residence if you can do. So do you own your principal residence? I do but I don't think you're really live in the real estate. Are you though? Or you can live in your principal. Resident you can look. No, no. I'm not talking about an IRA. No, I'm not recommending that. You put your your real estate in your IRA? No, I'm not making that recommendation. Now, there are some that have used real estate investment trusts in ira- accounts, and you can do that. And I know for example, a vanguard they have a no load fund, which is an indexed real estate investment trust, which has many many different companies REIT companies in the index. And certainly that's something that if you choose to do so in your mix, you can include that, but in terms of putting rental properties that you would assemble no I would be disinclined to do it that way appreciate call Kate. Thank you for joining us. Good to hear from you. For information on my investment letter. That's Bob, breakers market timer investment letter. Go to Bob Brinker dot com and request a complimentary back issue very easily done. Just go to the homepage at Bob breaker dot com..
"bob brinker" Discussed on KSFO-AM
"Rate, tell them the benefits and the potential negatives of each mortgage, finance, and you'll magin when you have no background in this going out and getting a mortgage, you have no idea what you're doing certainly another area of this two semester. Senior year mandatory course would be tax privileged investing. Teach the youngsters above the 4._0._1._K four zero three b four fifty seven benefits teach them about the IRA benefits. So many things to learn intact privileged investing a major topic for the youngsters teach them the magic of compound rate of return the magic that. So. Many of our money talk listeners have enjoyed over the years. Compound rate of return has been called the eighth wonder of the world. No wonder when you consider what it can do over a long period of time teach them about interest rates what about interest rates. What happens when they rise? What happens when they fall and the different maturities out there ranging from the federal funds rate and overnight rate set by the Federal Reserve all the way out to the thirty year bond and even longer in some bonds. Certainly give them an introductory effort on the Federal Reserve because I think that the typical high school graduate would have very little to answer on any questions about the Federal Reserve and some basic information about how monetary policy is conducted would be invaluable for these these young students along with that. Of course, would come and understanding of basic economic theory. These are all topics that could be included in this two semester. Mandatory senior year, high school course that should be on the books right now everywhere. Certainly talk about taxes tax rates. What it means to you? Certainly how the progressive tax system works in the income tax all of these topics would be major areas of interest that could be covered in. This course, obviously inflation because it is inflation that degrades you're purchasing power. Over time. Must talk about the topic of inflation and all of the others to maybe we can hope that some day. The discourse will be on the books in all of the high schools around the country. But until that time, we will for the most part, we will continue to graduate high school students that know little or nothing about any of these topics, and you know, what that's really sad because this is something that can actually be used on an everyday basis deliver life. I'm Bob Brinker. This is money talk..
"bob brinker" Discussed on WLS-AM 890
"Welcome to America's Monte program. It's money talk. Bob Brinker along with you. Stay with us. We have a great guest segment coming up, and we'll get to that shortly. Let's take a look firstly at the week ahead into Kenya's Wall Street as there will be various items coming out that will get the attention of investors for sure. The housing market index comes out on Tuesday. It's been riding high at sixty seven expected to be unchanged in this report, the national association of home, builders housing market index and doing very well. And certainly has been indicative of the healthy housing market that we have seen on Wednesday. We'll get housing starts and builder. Permits starts are estimated to rise a little bit to one point two four million annual after slumping last month permits are estimated at one point three two million annual which would be up just a tiny bit from last month. These figures can be volatile month to month, though. So we'll see what the actual numbers are Wednesday morning. Jobless claims will be reported first time jobless claims on Thursday morning estimate is tour to ten thousand for the week up from two hundred four thousand but I have to tell you. These numbers have been way way down for years now about three years so long as there are acting. Well, that's a good sign. We'll get existing home sales on Thursday as well. They're estimated devas light up tick to five point three six million annual rate. There has been an inventory issue with houses for sale, and that has certainly restrained the increase in existing home sales, but it's at a healthy level. And we'll get the leading economic indicators from the Conference Board on Thursday morning estimated to be up five tenths of one percent prior month was six tenths now. I have to tell you that's a good number. And that's the kind of a number. That tells you that right now, we're not looking at recession around the corner, not with leading economic indicator numbers like that. That's a healthy number. So we'll get all of this data coming out this week and should be another interesting week for all of that will.
6 more women accuse CBS CEO Leslie Moonves of sexual assault or harassment
"New sexual misconduct allegations against CBS chief executive les Moonves whose reign as one of the most powerful executives in Hollywood appears nearing an end though, six claims were reported in the New Yorker today after six other women's claims were published in a New Yorker article last month, here's correspondent, Brian Stelter? This is the first time we've seen a fortune five hundred CEO stepping down amid allegations of harassment and assault in this almost year that has passed when we've talked about the metoo movement. We've seen many Hollywood stars and journalists and others lose their jobs. But this is different. This is a CEO who runs a giant company who makes hundreds of millions
Marijuana, Journal Of Alzheimer and Cannabis discussed on Moneytalk with Bob Brinker
"Add this is your brain on drugs specifically marijuana at a time. When people often talk about the health benefits of this study finds that smoking marijuana ages your brain by nearly three years. Researchers looked at brain scans or more than thirty thousand people of all ages from nine months old to one hundred and five Filton how various diseases and lifestyle factors affected blood flow through the brain the number one aging factor they found with schizophrenia adding an average four years to the age of a brain. But marijuana use was not far behind at two point eight years. In fact, cannabis had a greater effect than bipolar disorder and alcohol doesn't get a free pass adding about half a year of aging to the brain study was published in the journal of Alzheimer's disease for more health, foxnewshealth dot com. Housecall.
"bob brinker" Discussed on WLS-AM 890
"Up at Bob Brinker dot, com right there At the money talk on demand logo Let's, get, Joe on the line in Pensacola, Joe it's your turn Joe I'm I'm calling I'm I'm in my seventies and I normally have a sixty percent fixed income and forty percent in in. Inequities and I currently have a full service broker and I'm paying almost five hundred dollars a. Month For them to manage Mike? Mike funds and I've listened to your show almost since the beginning and you keep saying. You know you can do it on your own if I wanted to go on my own where would I? Find, that corporate bonds I have no problem with going with equities. With mutual funds and ATF's and so? Forth, the where would I. Find corporate bonds. To make the sixty percent that I need in my fixed income portfolio well I think you could shop around. Six thousand dollars a year how big is your portfolio of Bob seven but seven hundred thousand One percent yeah that's a lot that's a. Lot in a low interest rate world? That's a really a lot If it's. Sixty percent is in, bonds there's not an awful lot that and and I'm having to pay almost one percent and like I. Say it's. About, a little over. Five hundred dollars a month and that just seems. Like a lot of money I think it's a repertoire I, think you and I are on the same page there what I would do is. I would check around, she what you can find I would check without fits like vanguard brokerage now they have very low commissions I contacted. Vanguard and they said they were like three percent so that would be like. A third I could save you know three. Or four thousand dollars a year Yeah just in, in feed but I didn't understand where. I was going to be able to pick. Into normally my my current broker would recommend fixed income about corporate bonds for. Me but we're what I get that, information if I, was doing, it on my own I think that I think that that figure of three percent, is ten times to great I believe. That the vanguard charges thirty five basis points. For their local Three. Percent that that's wrong yeah it's it's it's I think it's one about. One third of one percent point zero three percent yes yeah you're right Thirty let's let's say thirty. To thirty five basis points so what I would do is I would check with them to. Find, out whether they could be helpful in locating bonds I. Know the commission structure is very low on bonds to see what they can, be helpful also you might wanna check with the brokerage arm at fidelity you might want to check with the brokerage arm at. Charles, Schwab shop around see what's out there to see what people can do for you, because I, do. Agree, with you That you're paying a very. High, freight very high freight you can stream money talk on. Your computer download to your smartphone it's called money talk on a man so, you can sign up at Bob Brinker dot com right there at the money talk on demand logo Before they be me out of here let me thank, all of our. Money talk Trekkies for, cruising with us here, on the starship our. Program coordinator is, Ravi Chandra on our, producer Murdoch's and our technical directors are an Halberg board known and miss for Bob..
U.S. online gaming community stunned by Jacksonville shooting
"Police in Florida say the lone suspect in that deadly mass shooting this. Afternoon at a riverfront mall Jacksonville is dead WJ x.. T. v. investigative reporter page Kelton has more on what sources. Are saying about the gunman we have spoken to with knowledge of what happened when, the gunman opened fire all say that this was a player that he was upset and that he'd been acting strangely in the. Few hours before the shooting the possible shooter well known in the gaming community untold told many of these players changed their handles, and even use different names which may make it difficult for investigators to ultimately. Identify the shooter possible victims several people were killed and nearly a dozen more. Are being treated at area hospitals after that gunman opened fire during eight. Madden online video
Could a trade war derail global growth?
"Do you have concerns professor. That we could be, headed for an actual major trade war And I think at this point what has to be concerned I think one will say that needs to say that the likely impact of that on global growth in. And on, growth in the United States is, probably not as extreme as one might, imagine I mean it'll be very bad individual industries which, may, decisions notably the auto. Industry which is straddled across North America with facilities in, Canada Mexico and the United States but if you gave the auto industry. New trade regime they'll adjust to in, the same way they had to the existing one the uncertainty is really the fact investment but it isn't really on the trade. Side that I worry the Bobby for me about. The global economy is all about finance it's all about the effects of a stronger dollar if the increase in interest rates in, the United States, and the, impact of that on people across the world who've borrowed dollars it's from. Finance I think can exchange rates not from trade that you get the really big batch Shocks historically to playbook right
Waymo sets up subsidiary in Shanghai as Google plans China push
"On the auto beats another sign that China is getting interested in self driving vehicles China's very congested and automated vehicles could be a way to ease that congestion the. More autocratic style of government could. Also allow the technology to be deployed faster. With fewer lawsuits that's attracting the interest of car and tech companies even as Google remains out of the China market itself driving arm Waymo is setting up a subsidiary in
Three dead, seven injured in New Orleans shooting
"To FOX in. Food Fox News. I standout burger this summer, chef author and busy mom Jen Seagal says she's, hit on a. Winning recipe the steakhouse burgers one. Of my most popular recipes the ones upon a chef author says she used. To work in a, steakhouse most, steakhouses us closely guarded. Recipes special cuts of meat so I found a way to do it with, just ordinary supermarket ground beef, her secret something called a it's a French word for a mixture of bread and. Milk that actually tenderizer meat you just mash up a little bit of bread with milk and a. Little. Bit of garlic moisture sure Cise more seasoning Len that with the beef two pieces of white sandwich bread cut into small pieces to. About three pounds of eighty five percent lean ground beef to a third Cup of low fat milk for more go to. Our FOX and, food podcast I'm the Liam Fox news and. This is FOX and food A. n. s. s. news now. I'm max power h one thousand seven, year old. Man who was shot in. The neck and the early, morning hours yesterday and died later as a result, of that shooting. Has Wichita police looking for the. Unknown shooter of thority say an unknown suspect shot the victim outside of a. Home in the twenty, one hundred, block of self palisade. Police say they don't have a motive but they don't believe the shooting was, random so far this year, Wichita has had thirty two homicides he series of shootings in south Texas yesterday has. Left five people dead FOX's Carmen Roberts reports police responding to a shooting at a nursing home near. Corpus. Christi Texas say when they arrived they found two men and a woman dead family members later urged Rob's town police to check victims. Nearby home as where police discovered two more men also dead police say the shootings appear to be linked but no word. What sparked the, killings the, gunman is among the dead Carmen Roberts, Fox News multiple deaths and injuries after a shooting in New Orleans, more now from FOX's Paul Stevens. Three people are dead seven others hurt. Following a Saturday night shooting in New, Orleans about three miles from the French quarter we believe that there were two individuals, clothed. With what we believe, to be hoods that approached from behind right in front. The doctor shops and opened fire one with we believe a rifle one with the hang on. Shooting multiple subjects, ten in total New Orleans police superintendent, Michael Harrison no, details yet on the. Injured victims conditions Paul Stevens Fox News Thirty two year old chance Smith, of Lawrence Kansas was arrested Friday in officially charged with involuntary. Manslaughter and to counter Bagger Vaden endangerment of a child for the death of his one year old daughter autumn back in September of twenty seventeen Smith told police at the time that he had left two toddlers watching TV for about five to ten. Minutes to let his dog out and smoke a cigarette but when he returned he found the boy. Crying in autumn in his bedroom, injured Smith told police that he usually kept his gun in the closet but the night, before he had placed it under his beds mattress Smith is being held on a ten thousand dollar bond a man who. Fled from Kansas prison has now earned himself in additional ten plus years for that escape Allen Hurst is already serving twenty years in Missouri for the two thousand thirteen, escape as well as a term for burglary and theft, in Kansas, his new sentence of one, hundred thirty, months in, Leavenworth county will run consecutive to his other. Sentences Phil Hildebrand Cayenne NSS news partly sunny for this afternoon temperatures will stay in the low eighties for tonight we might get a, shower or thunderstorm after midnight low in the mid sixties this is K n s s meteorologist Steve Hamilton right now in Wichita wind out of the north at ten miles an hour gusting up the. Twenty two it's partly, cloudy and eighty two k. n. s. news now I'm max power they all think alike they're all the same rush on the. Drive by media are they colluding to give us the same, news how is it there reporters always wind up at the. Same places saying identical things do they all use the same wire stories all use the same fax machine the same press releases do they all how does this happen.
"bob brinker" Discussed on KSFO-AM
"You receive a multitude of qudos for that smart decision so i don't want you to be beaten bidding yourself over a beating yourself up over a whole life policy nobody's perfect yeah i think a lot of it was as i lost my dad at a younger age and i was just an advocate for always having good health and not good health insurance life insurance because you know my brother and i won't be locked in we just had a vira and ended up yeah that gets eaten up with taxes and stuff and so even when i didn't have children maxed out my karen policies with my job and they would always say to me well why did you want to do that like wow we've it's my brother you know look i understand that erin how old are you i'm thirty five very very you're very smart investor a very smart investor at the age of thirty five and earned regarding your whole life situation this is not a confessional but i forgive you i give you absolution well would you recommend just cancelling it at at this point i guess i just feel like i've done quite a bit of money into it at this point just what i what i would what i would do since we don't have the ability to analyze a policy on air what i would do as i would pay a cpa for an hour of his or her time and i would review the policy and see what kind of a decision can be made as to where to go thank you for calling i'm bob brinker this is money.
"bob brinker" Discussed on KSFO-AM
"To move the ball to move yourself forward and i hope you do bill is on the line bill listening to the great kei sf oh radio san francisco bill is in as country in oakland hello bill okay i i wanted to tell you i appreciate your prologues on each program that you start off with them very informative by question to you is how does the price of the dollar affects the yield on violence i don't follow that i'm not sure i completely understand that can you help they well let's take a look at the economic consequence of a dollar exchange rate changes now what happens when the dollar is strong when the dollar is strong the price of us exports overseas goes up that means that they become less competitive to locally produced products and that is a headwind for export sales we know that what happens when the dollar goes down when the dollar goes down the price of us exports overseas becomes more competitive and that is a a tailwind for the us export account we know that but the real question is what impact does dollar movement have won federal reserve policy because federal reserve policy that has a high degree of correlation with what happens to interest rates for example we know when the federal reserve tightens monetary policy significantly we have a tendency to see higher rates and we also know that when the federal reserve loosens monetary policy eases policy we have a tendency to see lower rates we certainly saw that with quantitative easing because quantitative easing flooded the markets with money in order to produce excess liquidity they did this on purpose because they were coming out of the financial crisis and they wanted the economy to get on a recovery track which it has for many many years so we certainly know that when the fed is very easy in its monetary policy that rates tend to come down and stay low which is what's been happening in recent years so that really is the key federal reserve policy in other words if i were you bill i would not really focus on what the dollar is doing so much as i would focus on what the federal reserve is doing with their monetary policy with reference to bond prices because from my point of view federal reserve monetary policy is way more important than what is happening to the dollar great call and i appreciate it very much i'm bob brinker this money talk money john recent nervous here the world's first and only frozen yogurt and ice cream dispensing robot franchise today we're talking with christina gregory one of our two hundred thirty five national franchisees what drew you to starting a recent irvy's franchise knowing i could own my own business that bring smiles.
"bob brinker" Discussed on KSFO-AM
"At the beginning of year two thousand believe it or not at the beginning of year two thousand the s and p five hundred index was trading at close to thirty times s and p five hundred earnings now when you think about a mobile of thirty times earnings in the context of the s and p five hundred and you look at that history which shows us that over the last half century or in the sixteen to sixteen and a half average area you saw a market in january of year two thousand that was trading at virtually two times the average multiple last half century now that is truly an extreme and you remember what happened after january of year two thousand well there was a major bear market and that bear market continued until the final successful test of the lows was achieved in march of two thousand three so there is a textbook example of how valuation can play into market direction you're looking at multiple that's almost two times the star norm you're looking at an extremely high valuation model and what happens you see the s and p five hundred over the next couple of years decline close to fifty percent yes and p five hundred between the first quarter of year two thousand and the fourth quarter of year two thousand two came down close to fifty percent that's a dramatic decline and that's the kind of decline that we saw following that extreme measure of valuation in january of year two thousand so it is a good idea of very very good idea to pay close attention to valuation that is why we include valuation in the principal factor so we analyze in the market timer investment letter one of the principal factors we analyze in terms of our stock market timing methodology is valuation we also look at other things of course and we look very closely at things like the economic cycle we look at things like monetary policy and we also monitor sentiment to give us an idea of which direction investor psychology is going at any given point in time and that's how we look at it i'm bob brinker this is america's money program money talk.
"bob brinker" Discussed on KKOB 770 AM
"Coast to coast border to border and the islands of a wii in north to alaska it's america's money program money talk bob brinker along with your guest in this segment is jacques peretti jacques peretti is the author of the deals that made the world reckless ambition backroom negotiations and the hidden truths of business jock is an investigative reporter and broadcaster based in london with the bbc jacques burning the midnight oil to stay with with us for this session and we do appreciate that very much shock it's great to have you with us thanks for having me tell us why you wrote this book well i've been working for the bbc for nearly twenty years my king documentaries and it occurred to me that at the heart of many most of the films that i was making was a kind of a genius business idea sort of you rica moment that one individual might have that would transform their industry and i thought would be very interesting to put those ideas in one book and to look at the common themes chapters in your book talks about the pharmaceutical industry the medication of modern life you call it tell us your take on that what struck me it was a moment we go back to sort of late seventies early eighties so there's a guy called henry hudson who who what see other other of muck and realized that at that time pharmaceutical industry faced a real crisis a little of the patents it had relied upon for decades were suddenly up and mutt and got had this idea which he put before his his fellow cio's and he said you know we've got this little wrong really model should be wrigley's gum he said you know what we need to do a drug rather than treat the ill we need to be treating the well and really wanna be giving drugs to people so they literally take them as you would wrigley's gum every day to prevent things he'd invented the prevention business and also it kinda coincided with the arrival of all these acronyms you know bipolar attention deficit disorder all these things that sort of hadn't invented or haven't had a name for them years before was suddenly given a diagnosis and i i was an extraordinary moment and that was the genesis of.
"bob brinker" Discussed on KHNR 690AM
"Coasttocoast border to border and the islands of a wii in north to alaska it's america's money program money talk bob brinker along with our guest in this segment is jacques peretti jacques peretti is the author of the deals that made the world reckless ambition backroom negotiations and the hidden truths of business jacques is an investigative reporter and broadcaster based in london with the bbc jacques burning the midnight oil to stay with with us for this session and we do appreciate that very much shock it's great to have you with us thanks for having me tell us why you wrote this book well i've been working for the bbc for nearly twenty years my king documentaries and it occurred to me that at the heart of many or most of the films that i was making was i kind of austin a genius business idea sort of you rica moment the one individual might have the would transform their industry and i thought it would be very interesting to put his ideas in one book and to look at the common themes chapters in your book talks about the pharmaceutical industry the medication of modern life you call it tell us your take on that stroke maybe it was a moment we go back to sort of late seventies early eighties so there's a guy called henry dotson who what and they realized that time pharmaceutical industry fights real crisis a little of the patients that it had relied upon for decades were suddenly up and mutt and got an had this idea which he put before his his fellow he said you know we've got this wrong really muddle should be wrigley's gum he said you know what we need to do is to have the drug rather than treat the ill we need to be treating the well and really wanna be giving drugs to people so they literally take them as you would wrigley's gum everyday to prevent things invented the prevention business and also it kinda coming sided with the arrival of all these acronyms bipolar attention deficit disorder all these things sort of hadn't invented or haven't had a name for them years before was suddenly given a diagnosis and i thought it was an extraordinary moment and that was the genesis.
"bob brinker" Discussed on KSFO-AM
"Monumental mistake and i'm just giving your listeners a gentle reminder that when you try to reposition as i did from seventy percent equities thirty percent bonds you're going to generate a huge tax bill which i did this year and i'm not so sure there's any way out of it i exchange funds within vanguard exchange funds within franklin and boy that i bite the bullet well one way one now it'll work out of the end but boy this tax year was not fun one way to what a wonderful problem to have have thanks to bob brinker you bet but i would say that one way to ameliorate that issue is to use tax privileged accounts for rebalancing purposes in order to avoid having to sell capital gains liability stocks i understand but i was so heavy and utility so heavy and growth so heavy an international there's no way around that i did that looks by followed your your principles but there was there came there came a point of firewall that i couldn't avoid yeah congratulations to you on being so successful in your investments that you actually had capital gains liabilities i would also point out you don't have to do all the rebalancing at once it would be possible to ease into it over a period of years so that you wouldn't have a larger tax it in any given year that would be another thought that would come to mind.
"bob brinker" Discussed on WHO NewsRadio 1040 AM
"It's money talk bob brinker here thank you for joining us we're going to binghamton new york bob it's your turn yes hi bob thanks you you know i met a critical may has but the question i have i'm in my seventies and that i was a staff member a major university for fifteen years before going into industry so i completed quite a bit of money into tax deferred accounts and now i'm stuck with some very high arm dis this year i had to take two hundred thousand dollars out and arm dis my tax person says i need to do something about all this income and it to my social security plus retirement plus play weiss who's twenty years younger now i have fidelity and i also have the other that was at the time a company i don't know if i can mention the name there's no need not not not for profit which had annuities in investments but it was hunter you know not for profit side because he didn't have a for profit side.
"bob brinker" Discussed on WHO NewsRadio 1040 AM
"For the beaches of waikiki to the shores of block island sound it's money talk bob brinker along with you we thank you for joining us we do appreciate the company here on america's money program well we've been talking about inflation and inflation expectations on money talk because no question about it this is one of the major chords that investors are going to be looking at as we move forward there's no question here that all eyes are on inflation we've been looking at consumer price inflation which has now risen above the two percent level the current year over year consumer price inflation numbers two point four percent which certainly reflects a lot of things going on right now not only wage growth that also includes the impact the early impact of the tariffs that had been placed on aluminum in st united states has placed tariffs on aluminum and steel in regards to selected trade partners there have been a number of exemptions of course what happens when you have tariffs is they function as a price increase they function as a tax on consumers because when companies for example purchase aluminum and steel and if they have to pay more for it because there's a border tax which is otherwise known as a tariff then they have to choices they can either pass that additional cost of the aluminum and steel onto their customers they can do that they can tack it onto the price of the product and passing along to the consumer or they can reduce their profit margin and lower their profits by eating the tax increase the tariff that is themselves and reducing the company profits now most companies to the extent they have pricing power and that's critical variable right there to the extent that companies have critical have pricing power they can increase their prices pass it along to the consumer and protect their profit margin if they are in business that does not allow them pricing power because of other products that are on the market that that buyers will go to we'll switch to then they have no choice but to see their profit margin reduced now i should point out that at.
"bob brinker" Discussed on KSFO-AM
"Of the money that we have to raise for our runaway deficit spending in washington it used to be we didn't have to worry about that we had to freedom caucus they were fiscal conservatives a fought the good fight well they they caved they caved they agreed to go along insufficient numbers with this budget busting spending bill and as a result were now looking at a trillion dollar deficit not too far down the road remember it has to be financed the treasury market and remember the quantitative tightening money must also be raised in the treasury and agency market because the fed is dumping that stuff by letting it redeem that means when it rolls over it has to roll over into the public marketplace that's additional supply of treasury and agencies in those amounts six hundred billion annual rates starting in october this is on top of the deficit and this is assuming no dumping by the chinese of their one point two trillion and treasury holdings this is what happens when you go deep into debt this is what happens when you run the deficit to the moon in good times these are good times the economy's growing jobs have been good economy's been good these are good times why are we running a trillion dollar deficit in good times that's above my pay grade i have no idea should we be of course not of course not so that's where we are i'm bob brinker this is money talk.
"bob brinker" Discussed on KBOI 670AM
"Legendary killer cycle factories and that is a fact for information on my investment letter that's bob breakers market timer investment letter then you can go to bob brinker dot com request a complimentary back issue right there if you haven't seen it that way you'll see the format for easily done go to the website homepage at bob brinker dot com click on click on the request a complimentary back issue feature and that'll do it let's get bob on the line in fort myers florida the bob a first time caller i'm money talk a great program and i appreciate the the air so my question is i'm sixty five i have about five hundred thousand five hundred i got one hundred twenty which is i just balanced it to fifty percent stocks and fifty percent bonds like yup for nike i met some vanguard bond funds and i'm just wondering with that five where should i be as far as equities and bonds to be very conservative well let's take a look at that we'll go back to the bogle rule that we mentioned earlier what is your age sixty five sixty five so fiftyfive equities forty five bonds would be the the result of that particular exercise one twenty nine is sixty five we get you to fifty five forty five you're at fifty fifty certainly certainly in the ballpark bob no question about that you pretty close what about if i have five hundred to invest and i've only had one hundred twenty should i that's where i'm very conservative so i i don't know if i should you know have well let's let's take a look at that that's a really good question what's the total amount of money in your investment portfolio right now well i have five hundred to invest no i heard that i heard that but you also have an investment portfolio right now what do you have an investment portfolio about one twenty one hundred and twenty yes so the five hundred you have to invest dwarfs what you already have invested i didn't catch that i'm sorry well you're saying you right now your investment who were portfolio sits with about one hundred and twenty thousand correct but then you're saying you have another five hundred thousand to invest now i have a total of five hundred so i would have.
"bob brinker" Discussed on KSFO-AM
"I think that if you were to do that you would be putting on a massive tax increase at that point because the the cap applies to both sides of the social security tax it applies the individual that pays it and the company that pays it additional tax for the individual and also the same amount for the company that would be a twelve point four percent additional tax on all monies above the cap that would be really a monstrous tax increase that would be a tremendous tax increase noreen and i can assure you that as things stand right now the votes are not there for that i wanna thank you for the call it is great to hear from the land of lincoln thanks for calling noreen for information on my investment letter that's bob brinker market timer investment letter go to bob brinker dot com and request a complimentary back issue now that's easily done just go to bob brinker dot com and click on the request a complimentary back issue feature.
"bob brinker" Discussed on WJNT 1180 AM
"Various wage they can do this they can do this by allowing maturing treasury rezende agencies to be redeemed at which point that money goes off their balance sheet because they simply write a check off one of the commercial accounts that they have it the various member banks in at monte is at that point representing a reduction in the federal reserve balance sheet and that is tightening measure so quantitative tightening has to do with redistributing securities that have been sitting on the balance sheet at the federal reserve and of course another way that day can engineer a quantity of tightening move is to sell securities they're sitting on all of these securities on obama cheat and they can go into the open market anytime they wish and sell these securities and of course what does that do that puts these securities back into the marketplace him by putting these securities back into the marketplace it's increasing the supply of the securities in the marketplace and more supply as a general rule has a tendency to increase interest rates so these are various tools in the possession of the federal reserve and they could use these tools as a means of impacting short term interest rates i'm bob brinker this this monte talk.
"bob brinker" Discussed on KSFO-AM
"Two thousand the s p five hundred index was trading at close to thirty times s and p five hundred earnings now when you think about a mobile of thirty times earnings in the context of the s p five hundred and you look at that history which shows us that over the last halfcentury year in the sixteen to sixteen and a half average area you saw a market in january of year two thousand there was trading at virtually two times the average multiple last halfcentury now that is truly an extreme and you remember what happened after january of year two thousand while there was a major bear market and that bear market continued until the final successful test of the lows was achieved in march of two thousand three so there is a textbook example of how valuation can play into market direction you're looking at a multiple that's almost two times the historic norm you're looking at an extremely high valuation model and what happens you see the s p five hundred over the next couple of years declined close to fifty percent yes and p five hundred between the first quarter of year two thousand and the fourth quarter of year two thousand two came down close to fifty percent that's a dramatic decline and that's the kind of a decline we saw following that extreme measure of the un mission in january of year two thousand so it is a good idea of very very good idea to pay close attention to valuation that is why we include valuation in the principal factor said we analyse in the market timer investment letter one of the principal factors we analyse in terms of our stock market timing methodology is valuation we also look at other things of course and we look very closely at things like the economic cycle we look at things like monetary policy and we also monitor sentiment to give us an idea of which direction investor psychology is going at any given point in time and that's how we look at it i'm bob brinker this is america's money program money talk money talk my name.