19 Burst results for "Ben Points"

"ben points" Discussed on The Stuttering John Podcast

The Stuttering John Podcast

05:08 min | 2 weeks ago

"ben points" Discussed on The Stuttering John Podcast

"Where they could have elected probably someone who would have won in Pennsylvania, you get Doctor Oz who's a guy from New Jersey and turkey who doesn't know shit about the state of Pennsylvania and everything the guy says is a fumble too. You know, he wants to speak out against illegal immigration and yet his company was finding the highest record find in the history, you know, for whatever. He wants to talk out, you know, on the one hand he wants to arrest Doctor Fauci and then there are video clips of him basically saying you need to wear a mask and all this. We just get these ridiculous candidates. You get a candidate in Ohio, like JD Vance, who's a Silicon Valley San Francisco Peter Thiel, you know, funded rich kid in Ohio, which values like workers, you know? And so they've picked really bad candidates. Yeah. Republicans. So that also gives me a level of optimism. If we could just stay united and stop attacking each other and stop with the defeatist attitude, I'm confident we're in a position to definitely hold the Senate. Definitely all the Senate. If we can, you know, not be defeatist. And then the house is going to be close with all of the gerrymandering. It's really problematic. But if we can basically make an a generic poll, the democratic view more in line with where the country is and get the voters out there will win. And I'll build on Ben's point, SJ, and then we got to actually jump for planning call otherwise Brett's going to just murder us. As the doom and gloom Democrats could just get out of their own way in this upcoming and these next 6 months, it's so important because all you see every single day is just Dems attacking Dems and all of a sudden on the right, not all of a sudden, but you look on the right. They're all united. And so just exactly what Ben's point, we have to stick to now is the time to stick together here. Yeah, man. Okay. I don't care who comes out of the primaries for a Democrat. I'm supporting that Democrat to win the election, no matter what. And that's the attitude that you need. You can't say, oh, my candidate didn't come out of the primary. I'm not voting. No. Stop. Don't do that. We need you now. We need you more than ever. Don't give up. These next 6 months are crucial SJ. Thank you, man. Thank you so much. I always love you. Jordy, thank you. I love you guys. And get my best of bread, okay? Absolutely. Everybody, make sure you're subscribed to the Midas touch YouTube channel so you can watch all of our Jan 6th hearing coverage, hosted by Tony and Gabe. Come check it out. Subscribe there and subscribe to the Midas touch podcast, make sure you're following Midas touch across all platforms. All right, thanks again, guys. Good to see you. It's good to see you. Bye. All right, the great then and Jordy myself. Thank you, Benny loco for the 5 bucks. Keep your religion out of my politics and keep your politics out of my uterus. And Lula girl also did a super chat. I want to find hers and that was the hearings have been political, all the testimonies have been Republicans. Which is, that is a great part about the hearings, isn't it, guys? They are supposed to be politicized. It is a political process. I mean, the Republicans chose this..

Doctor Fauci JD Vance Pennsylvania Ohio Peter Thiel Senate Ben New Jersey turkey San Francisco Jordy Brett Benny loco united Gabe YouTube Tony Lula
"ben points" Discussed on The Breakdown with NLW

The Breakdown with NLW

03:28 min | 8 months ago

"ben points" Discussed on The Breakdown with NLW

"Whereas meta is explicit, it shows exactly the direction the company wants to move in. He also made a number of comparisons to leadership models, alphabet was in many ways about letting Larry and Sergey do whatever they wanted to and not have to worry about the core Google business as much, while Zac is very much staying in control of both their web two and their future web three properties. He also makes a favorable comparison to what happened with Microsoft, effectively arguing that Microsoft was basically constrained by windows until its new CEO Satya Nadella came in and broke that monopoly. Thompson writes meta seems like Zuckerberg's opportunity to make the same break. Facebook benefited from being just an app until it didn't. But until today, Facebook was also the company. And as long as that was the case, the metaverse vision was going to be fundamentally constrained by what already exists. However, Thompson pretty much argues that the best comparison is actually the apple and Steve Jobs. The iPhone gave Steve Jobs the ability to break out of the constraint of the PC of the Mac. It created a new product category mobile that allowed for the things that the old product category simply couldn't do. Zuckerberg is similarly making a bet that this is a new frontier and he doesn't want to constrain the new world of what that might look like into web two modalities, even once he owns lots of. Ben Thompson also flags lots of concerns that are going on right now, grumbling about the margins from investors with this huge investment into this new area, the concern that Zuckerberg just wants to own the platform, numerous D.C. issues, et cetera, but still, I think it's worth at least noting that from a company efficacy and leadership standpoint, Ben points out some interesting comparisons. Nighting sponsors this podcast and they're helping CFOs, traders and risk managers safely and securely integrate Bitcoin into their operations. Learn more about what it does and how they do it, at night dot com slash nlw..

Satya Nadella Zuckerberg Thompson Sergey Microsoft Steve Jobs Zac Facebook Larry Google Ben Thompson apple D.C. Ben
"ben points" Discussed on Greg Bedard Patriots Podcast with Nick Cattles

Greg Bedard Patriots Podcast with Nick Cattles

05:12 min | 1 year ago

"ben points" Discussed on Greg Bedard Patriots Podcast with Nick Cattles

"I think that is a positive and I do think that early on Arizona try to call some runs and some options for Marie. I thought the Patriots did a decent job on the edge. They weren't it did not call they didn't do that. They didn't call any design runs for for Kyler Murray early in the game. They didn't they just didn't they they didn't turn them loose and in Iraq, I respect the opinion, but when the team has drives of 12 12 plays 63 yards 15 plays 71 yards 16 plays 78 yards. I'm sorry. I have a tough time saying it happened to bend don't break. Like what happened to the idea of okay, they gives you weren't good either which we learned in hindsight what the I'm not saying that the defense is good. What I'm saying is every time this defense goes against a good offense and they play better than expected. It's because the offense didn't do a good enough job. It's like what are we doing here? Like, let me ask you this Nick Nick. Let me ask you this. What percentage do you think Kyler Murray was on Sunday? I don't know. I hate percentages 72.7. I don't know. I mean he was one point like like for people to say like this is the fact they just stopped the the highest rated he was he wasn't the same guy obviously, but he played he was he was healthy enough to play football, right? He was out there and and maybe they held off on the called plays and maybe I'm wrong. Maybe I didn't see the two or three plays that I thought they called from in the first half and I thought the edge played. Well, maybe I'm wrong about that. Maybe I'm wrong. But all I know is it seems to me that when this game wins we find reasons why the other team didn't play well enough to say, well that's why the Patriots won. Well, I do think the Patriots did some good things. I do think the Patriots defense played with better-than-expected against this Cardinals offense. I was the guy last week saying that oh after seeing Houston, I can't imagine even if Kyler Murray isn't one hundred percent. I can't imagine this offense not scoring 12 a.m. Ben points are more and and here we are they they scored 17 like so I'm just wondering what are we supposed to do we crap on this team when they play like crap which we should but now when they play and they win a game against the team that I thought they were going to lose too and I thought their defense was going to get eviscerated. Am I supposed to criticize them now after a win like again, I think we can nitpick and say well this wasn't good. This wasn't good. But it's a sliding scale. Like when I go into a game with this team Greg I look at I look at them and I say this is what I expect. I don't expect great football. I don't expect this defense to be Nails. I hope that they play better than they played the week before and to me they played well enough to win on Sunday and I just go back to that maholm staying was well, I don't know if he was healthy. You said that after that game and it's like well, so when they play okay against a good quarterback, it's because the quarterbacks not healthy or something wrong with the offense like I just dead. I don't my brain doesn't commute that way like compute that way. I look at it and I say, okay. Well Arizona has been pretty good on offense all season long. And even if Murray isn't one hundred percent.

Kyler Murray Patriots Nick Nick Marie Arizona Iraq football Cardinals Houston maholm Greg Murray
"ben points" Discussed on Newsradio 970 WFLA

Newsradio 970 WFLA

01:43 min | 1 year ago

"ben points" Discussed on Newsradio 970 WFLA

"A second rate circle. You'll be offered band behind it. Time to go back to the right point, which he does. John Klingberg Klingberg holds Klingberg skates at the center point looking for a shooting lane. Now he fires blocked in front rebound is loose. It's taken violent del Left corner back for Klingberg CenterPoint! Again s landell Appoint Lindell. Looking things over offensive zone shipped here for the stars. He takes a shot that's blocked. We might have been no behind that line. You can't get it. And Lindelof Circle a point Ben point Klingberg shoots again that got Brucie Vasilevskiy. Ooh! Trouble. It's immature to shot five out of past picked up by Rachael are fragile, are battling with shot. Kirk shot Kirk wins it spinning away from traffic zips it for pocket. And he won't be too long. Nearly got scripts and lost the puck. He and Martin knocked it out to center ice and Klingberg banks back in lighting. Nita regroup here who drop was out much of the defence zone is able to get it out of the zone. Who scored the first Bureau. Hasty pullout lawsuit could draw good drives. It alone holds A lot forced a bad turn over by the stars could drive it clear sailing from the blue Line End. He buries the ray shot. It's one of the lightning with 14 27 left in the first. Did he ever bury it? I mean, he just snapped it. He got the puck. A lot made a great play. On his skin. And boy here comes coach he comes any snaps just by the hash marks had all the room in the world. And he snaps it by could go bin On the stick side, beautiful. It'll go down as an unassisted go of a lot made that play.

John Klingberg Klingberg Martin Klingberg CenterPoint Kirk Lindell Brucie Vasilevskiy Rachael
"ben points" Discussed on The KoolPals

The KoolPals

04:26 min | 2 years ago

"ben points" Discussed on The KoolPals

"In Allah Ben Ben Points. Way. Eleven points. But then Then points. Anymore I'M GONNA. Live been points on the Market. Marketers suggestions now named Easter out of. Nothing he'd been Mostra against Nong but let. Me Incorporate my boggle umass additional, same amount of technology. You'll if I start my they new God I, my account number had that all. So Bangle. Diana online about e. Show after one day I know anybody anybody. Move Forward. Penis Day after condemning looking lagging Nima Tau lugging Bacolod Mahatma Online Banking GonNa Mayor Up. is again we believe return. Only. News. On. In pay. So you say. He's not taking. My Bio iphone. Beating me, Tapie Melania and. In Lagos. G. The. Advantage Car At don't May. Also be beat Darby's Pine among. And something you. See Not Be. A Moon. You'll. Be. The Moon. You. WanNa say to. Be. The Night Joel a the Cinnabon Ponzi Vivian. Velez. Honestly. Balancing. Alan. My. She Goes A. Lung, along with. John does here. Push. that. On Monday binding them omitting while. While on thousands. Of the mortgage. Go. To. As she the third. May. Be here. Mayland Chung. Saas here. Both. Gallon Champ. You'll eat jeweler more may diplomat. As being moments I. But. That's sudden. SESTINA sobbed more illegal the. Yes I can only. Blame we just, eat you. All. The. Only on DP. Ernie. Dunk pulse now album by WHO Outside. So my good. BP Laney. Joe. McCain delegated with us. Auburn. Internet. Positi some. Dan Sign. A guy he not. Money, then you may couple behind you. But. The. Sudden isn't that made pattern Maga Nedal. Belania, let me. Let Gustavo Hail other NATO what's Anyway..

Ben Ben Points Nong Velez Mayland Chung Gustavo Hail Maga Nedal Lagos Diana Dan Sign Darby NATO Tapie Melania Belania Alan McCain Auburn Wan
"ben points" Discussed on AFF on AIR Podcast

AFF on AIR Podcast

02:23 min | 2 years ago

"ben points" Discussed on AFF on AIR Podcast

"Fifty dollar annual fee but it also comes with four hundred and fifty dollars credit, which is kept there, and with the platinum reserve, you also get that extra four hundred dollars credit, which brings it up to eight hundred and fifty dollars goes some way to offset the annual fee on that kind. Qantas Frequent Flyer has quietly ended its partnership with any given the national carrier of Papua, New Guinea. The Sixth of August qualms frequent flying embers can no longer or redeem points on any PX flights. It was previously possible to an quotas points or to book classic Flight Reward Tickets on any Guinea flights, which was a unique proposition because any beginning is not part of any lines and it has very few other partner. Airlines. Qantas frequent flyer members could also previously points but not status credits when booking any Guinea flights with the PX flight number. Quizzes also no longer co chairing with the airline. Qantas does fly during normal times from cans and Brisbane to put mostly in popping, getting using its own aircraft, and you can still earn Ben Points on those routes although those quotas flights and not currently scheduled to resume. Until next year in New Guinea has continued meanwhile to operate to both cans and Brisbane from Port Moresby during the covid nineteen shutdown. There now so few passengers flying in and out of Cambria, airport that the airports management has decided to temporarily closed the airport on Saturdays. They're also now considering shutting down Camera Airport on Tuesday. He's Tutu, who she lack of flights in normal times around nine thousand passengers would pass through Cambridge airport each day. But over the past week, they have been less than one hundred passages almost as coming both in and out of the airport. At the moment the only places they can barons can fly to without quarantining at either end are in New South Wales. Although, Qantas Boeing seven four seven have now been retired Antarctica flights will continue to operate charter sightseeing flights to Antarctica this summer and then now going to use a Qantas Boeing seven eight seven dreamliner rather than seven, four seven. Seven sightseeing flights twain talk to are scheduled for next summer, and it could be one of the very few opportunities to go overseas this year even if you do have to come back to Australia at the end of the day. Prices for these flights dot at one, thousand, one, hundred, and nine, thousand, nine dollars for an economy seat without a proper. We know or an obstructed view, and they go all the way.

Qantas Qantas Boeing Ben Points New Guinea Guinea Brisbane Papua Port Moresby Cambria New South Wales partner Antarctica Australia Cambridge
Why Cheap Solar Could Save the World

The Indicator from Planet Money

09:00 min | 2 years ago

Why Cheap Solar Could Save the World

"So the other day Darius we took a little trip to a huge apartment complex in New York it is enormous one of the biggest biggest in the world. It spans like ten city blocks in New York houses around thirty thousand people. Yeah and it's known locally as stuyvesant town or Sta towns down a uh-huh cool village cat. It's like a bunch of giant brick towers sort of all identical in rows and we were there because because of an indicator an indicator given to us by Ben Ho. He's an economist at Vassar College. Yeah and Ben says this indicator is a big deal a milestone down and win this indicator hit this milestone. Ben said he was like Oh my God. I thought there should be parades and like people cheering and instead like there's a the articles and like the trade press and people haven't talked about much. I think it's a contender for the most important indicator of all time the most important indicator for all time at least for me. Ooh Okay make your case. This is fascinating. What is this indicator? Indicator is the cost of solar electricity specifically that the cost of solar electricity has been falling by a lot not falling by so much. It's actually now competitive with fossil fuels. It's gotten that cheap which brought us to the roof of a twenty storey brick building in February roof that has now covered in solar panels. And we were there. Because this roof is owned by one of the biggest baddest most profit focus companies on Wall Street in large large part because of Ben's indicator this is the indicator from planet money. I'm Stacey Smith and we are on the roof of building. We're here twenty or so stories above these filaret colds today on the show the price of solar what changed and I've been thinks this so important. It's a little windy too. Beautiful View his beautiful this message comments from NPR sponsored show. Bonnie Haute made to taste just like milk. Doc It's creamy frothy and great with coffee and cookies but without the dairy because it's not milk it's almost milk new Shabani owed support also also comes from the capital. One saver card earned four percent cashback on dining and entertainment to percents at grocery stores and one percent on all other purchases now. Now when you go out you cash in capital one. What's in your wallet? Terms apply back in two thousand six. Ben Ho was the lead energy economist. Missed under president. George W Bush and he was part of a team looking for energy alternatives economically viable energy alternative. Being the operative word there the energy source to beat was coal it was the cheapest source of energy and back then like solar was almost like a joke. At the time I was looking at the numbers and cost five cents ends or four cents per kilowatt hour natural gas also in that range and sold there was like a dollar per kilowatt hour. Oh Wow and you were just like this. This is never going to be cost effective. You heard that correctly recklessly. Solar Power was twenty times more expensive than coal solar was just never gonNA happen. It was a non starter. It was a punchline and then something changed changed actually a bunch of. Something's yeah a lot of small things that took the price down by five or ten percent so for one thing. Government subsidies on the state and federal level brought costs down for businesses and residents got more people to buy into solar which meant more companies started making solar panels and then companies that made solar panels started competing against each other tomake cheaper more efficient panels as a result. The panel's got nearly twice as efficient and the price dropped from about a thousand dollars per panel to around one hundred and fifty dollars per panel today. Hey It's a series of sort of small process improvements over the past ten fifteen years for the cost down like a magical amount of money a magical amount of money. The prices solar job by more than ninety ninety percent from one dollar per kilowatt hour fifteen years ago to four cents per kilowatt hour today and that is today's indicator four four cents per kilowatt hour. which makes the cheapest form of electricity in the US and also in the world cheaper than cheaper natural gas jubilant coal cheaper than coal? Oh my drop. Yes because when that happens is ben everything changed and then thinks this will take solar power from like a fringy source of energy to a major maybe even the main source of energy in the world but at this point solar energy still only accounts for about two percent of the energy in the US I think that's totally changes. At least how icy climate change right so before when like solar and renewables more expensive it was all about sort of getting people to like sacrifice to do the right thing And now it's actually just getting people to save money. I mean if we're looking at pure economics though I mean if solar is only two percent and we have these huge entrenched energy can companies from the biggest companies in the world. That have a lot of money. A lot of jobs tied up in traditional like fossil fuels and those kinds of energies. Like how I mean. That seems like some daunting economics to overcome right. I think I'm a big believer in the markets. Now the soldiers act cheaper. Actually think that the market and capitalist pretty powerful driving force to move people torward the cheapest form of energy and you see that happening right So they just had the biggest year in history in the United States because of just the fallen costs companies like facebook book and Microsoft have started investing millions of dollars in solar energy and so has blackstone blackstone in case. You haven't heard them a giant Wall Street private equity firm Um and Hedge Fund. Basically they deal with money. Enormous amounts so much money. They manage hundreds of billions of dollars yep blackstone definitely really not like a hippy. dippy let's all try to save the Planet Company. No no no. This is not like reusable tote bag Greenpeace canvasser type company. They care about the bottom line and blackstone has started investing millions in Solar Power Blackstone owns the company that manages Stuy town the apartment complex in New York with all the solar panels and Kelly vaas is the CEO of that division of the company. And he oversaw this big solar project and he took us out to the roof to check out the solar panels firsthand. We're standing standing on the rooftop status in town and you're looking at a few of the nine thousand six hundred seventy one solar panels that we put on rooftops to be precise and isn't isn't the that's for size. Nine thousand six hundred and seventy one solar panels on building after building just spanning ten. The city blocks just laid out before us. All these buildings like as far as we can buildings so as you can see like how many square feet of roof twenty two acres does that have to do the math on the square feet on that. We did the math. We did the math and it is almost a million square feet of roof all painted white and all covered in shiny black glass solar solar panels all about the size of a foosball table. Kellyanne is team installed the panels last year and they estimated it will reduce Stuy town carbon footprint by about sixteen percent so the project cost of eleven million. That's a lot. Will you lose money on it as a cost neutral we make a little money we we we will have a return on investment. It's not significant. It's it's not a lot of money but it is definitely not a loss if it had been a loss Kelly. They couldn't have really considered going solar now that they have these panels up and running. Kelly says lots of other building managers and businesses have been taking exactly this tour that we took asking about how they might go solar as well. What's the biggest this question that you get from people who are considering doing it? Did you make money on it. They want to know. Is there a return on it. Is it affordable all of those things and in the answer for I was yes blackstone was so jazzed about the results of its Stuy town project it is investing another eight hundred and fifty million dollars and solar and this says Ben is exactly clear why he thinks the cheapness of solar is the most important indicator of all time on this sort of problem of climate change. I think yeah I've optimism. I think in part because a lot of the stories you hear about climate change all assume that coal-based future I mean listen. Climate change is not over as a problem Ben Points out. There is still significant obstacles to overcome if solar is to become a major energy source for the world. I mean for one thing. It only works when the sun is out. That's a problem battery technology that could store. Solar Energy is in great right now also the panels would need to get more efficient for all of STA towns. Nine thousand Rosen odd solar panels. Solarte will still only supply about six percent of the energy for the apartment complex. Still says now that economics is on its side. Now that the mathworks he thinks solar has a bright view. Now now biggest hurdles past right. I think it's for me. Is the most exciting indicator. It makes me optimistic about the future.

BEN Solar Power Blackstone Ben Ho Stuy New York United States Kelly Vaas Blackstone Vassar College Blackstone Blackstone Darius Stacey Smith NPR
Boeing On The Hot Seat

Aviation Week's Check 6 Podcast

07:50 min | 2 years ago

Boeing On The Hot Seat

"OPEAN Aviation Safety Agency Patrick key has a big say and when the Max is certified and our business editor Michael Bruno will round out today's discussion with his views on where Boeing just another case of congressional grandstanding yes so there was certainly I was chairman Peter defazio surprised us by sharing slides featuring documents including communications our emails and text messages problems with the Max and with the flight control system acid from twenty fifteen from a senior engineer developing the a seven thirty seven Max accident sequence another in which a general manager retired general manager he expressed his view that workers Michael Mistakes and he went as far as to say in the letter to Muhlenberg to step foot on a Boeing Max aircraft and this is a guy who had worked for the company Burke. Yeah I think what Ben's pointing out we're probably the two biggest revelations kind of what not what Boeing knew and when but what Boeing had been but also in public relations about what Boeing had been telling people once the what Boeing said it was is now out there and perhaps it gets over to Europe yen's what it what did Patrick key confirm that won't be far behind the FAA and and on Adair aren't any last minute problems that we don't know of and that open items one of the one of being how cockpit they're not there yet had suggested the introduction of third there is still a not yet agreement on the training requirements issue even for your lines which have typically smaller and we have to agree on this as far as I understood him that understanding return to service in the US and it could be many months after that before returns the service in Europe he decides in January that the maximum can return each country each member-state lifting the flight bands and a question that needs to be resolved so there is a lot of training this is some some member states have told him already so there will already be some exceptions that will delay that about what it means for the certification of future aircraft worldwide. Yeah I mean that's the that's a really really important

Boeing Peter Defazio Michael Bruno General Manager Europe Michael Mistakes Adair Senior Engineer FAA Business Editor Muhlenberg Chairman Patrick United States Burke BEN
"ben points" Discussed on DivaSpeaks

DivaSpeaks

05:06 min | 3 years ago

"ben points" Discussed on DivaSpeaks

"Him for one man. They're cared women's single win for what what what one minute ticker as family can't single women that don't that the dad's not around disrupting everything so I've read in dating eighty women that the bigger dating was still in a pitcher still trying to say you mind and all this stuff so what is a particular motive of that still have a right over there because he's allowed allowed him to feel that way. I mean you. You have to take accountability for what you contributed to a situation good battering few you know and most people who are not done with each other. They leave windows open for for the other one to come back. Don't you don't I'm Fleming does Abe Becker but you know me gala and you know that my son is everything and fortunately I am mulhouse to something went down. They cook stay with me but there was situation. Feel stuff went down and I couldn't dad why that but in so if I louis somebody tiny part look down on it but David situation and they couldn't come to my house so there's a give and take all how that person a man woman handled it so speaking of games taken in handling things and coming over and creeping over for in the wee hours of the night so how let's talk about before we actually have to wrap up. Let's talk about sex and how he plays a part in your dating struggles. I know that all of us are grown. Most of us have needs and it would be ideal to have one particular person. You know that you could deal with or be in a relationship indefinitely but life doesn't happen that way so why you're in the meantime inbetween time you know we're all people do want to get together her and please each other so how has sex good sex or whatever with the wrong person kept you stuck or would you say that it keeps unstuck in dental with the doodle all night but I'm not coming on it. Would it would take thank you in that and you notice not the right person but when it comes to do that flipping sticky what can you do is the and we want to curl up. I mean but the thing is that why with me. I don't do that because I'm not getting the bay what you because that might keep got. Maury nine inch survived now three months later you. I can only use the thing I think this is. What most women want to want one from guys most single women if you're not into me then you don't need to be in to me. I'm saying if if you're not then you need to be inside of me. Ask what women want you guys to know you single. I take I did but some part of the conversation. Blood runs down to you know ended the not the problem we have that we have two streep but what they did. Women have almost six cents. They know that guy into going in and he put it on them trick. Let me put on folllowing earliest. Take I disagree because here agree. I disagree with that. You know how many women there right in in different groups trying to decipher if Amanda man into them with the different scenarios that they present and they have you know tossed it up been intimate laid up you know been I guess given given their all to a man on every level in a relationship and still have no clue if the guy's really into them so good sex has nothing to do with her believing that yeah she's GonNa lock you in what it okay for man friend Ben Point of view. Yes good look not engine you. If you ain't blowing you up. He's not inching collins. See How your day is not dog enrolled too but you know the difference engine. It has been for six months and you do have children then you admit them yet. He's not any new within a month.

Ben Point Abe Becker Maury streep David Amanda collins three months one minute six months nine inch
"ben points" Discussed on KGO 810

KGO 810

03:25 min | 3 years ago

"ben points" Discussed on KGO 810

"One. You know, I it's different. But another alleged Tocqueville quote too, far freedom-loving quote of the day. It is indeed difficult to imagine. How men would have entirely renounce the habit of managing their own affairs. Could be successful in choosing those who ought to lead them. It is impossible to believe that a liberal, energetic and wise government can ever emerge from the ballots of nation of servants. I would tend to agree. My problem with the court yesterday was referencing socialism in eighteen thirty five have just reading a book about the history, socialists. Yeah, man that wasn't much of a conversation at eighteen thirty five that was exactly like concern. I don't think anybody was discussing that. Yeah. Yeah. The communist manifesto, Marx Engels, Al ni-, eighteen forty eight or the guy who invented the word because I just now reading a book about it the guy invented the word, they think is it's early enough to have happened. But not a like, a topic a convoy of being on his mind. Yeah. Yeah. So yeah, I don't I don't know how they're full in those sites. Your site is all about quotes new said them come on now. Anyway, moving along on the topic of the fighting Easter bunny has been Ken boned, and we'll tell you all about. Oh my God. He sees wolf in bunnies clothing. And I was bothered by that video in a number of levels. But that in a little bit really, I loved it on every hilarious. So that's why just kept my mouth shut. All right. I had to wear an Easter bunny suit in highschool outside. My family's business writes, the fabulous police emergency room nurse had two or got to to love torn an Easter bunny cost and let me read on she's an emergency room nurse now as I sit here at work covered in red wine enchilada vomit from a lovely drunk team. I can tell you. I'd rather be in this then in a moist pre-owned rabbit suit the bunny head makes you wanna fight. Own. Yeah. You gotta get going on new. So you only student in your own rabbit hole. Man, get I don't care what it costs tried clean. It. Do it regularly. Let's every mascot. I've ever talked to. Mentions. How gamy those things get on the inside. Yes. Yes. It's yes. It's clearly true. Ben points out. Joe you rough talked to mountain lion. Also. But where are the clips right where the guy rough talked to bear coupled marine Jerry was at his name. You got to whip out your phone in that situation. Recorded. Rough talking. Yeah. I just said holy s. I guess no. I did rough talk. It you told that the gig. I said gig rough talked. That's all out of time. All right. I'll be dang. We'll bring you up to speed number of sources today. Today biting gets in. They put it off to Lamar. Boy, wore a suit and tie for nothing. Excited that Biden everybody. Boy, stay tuned. You're listening to the Armstrong and Getty show. Strong and getting on G O eight ten. Six twenty eight K G O. And let's update your drive early this morning with K G Geos Mark Nieto. Chilton auto body traffic.

Tocqueville Ken boned Marx Engels Biden Lamar Mark Nieto highschool Getty wolf Armstrong Al ni Ben Jerry Joe Six twenty eight K
"ben points" Discussed on MacBreak Weekly

MacBreak Weekly

02:02 min | 3 years ago

"ben points" Discussed on MacBreak Weekly

"So an app that delivers the content that Disney has been creating all these years all in one in tight little package is it makes sense to me. But now apple is apple is the new is. Trying to be Disney's trying to be Warner Brothers is trying to be all these other, you know, movie TV show distribution companies. But so late to the game that it's it's it's it's hard for me to kind of wrap my head around. What apple is doing when it comes to. Let's exclusive movies. Apple newsstands. What his plans for a while? I think apple had hopes of being an aggregated. They wanted to be the place you'd go. If you cut the cord, Andy because all the stuff that you wanted would be in this one place on your apple TV. But then that didn't work out. So well because the networks wouldn't play ball. I couldn't get other content creators to play ball. So then they said, oh, okay. Maybe we should maybe should create our own content. And I think that's what we saw last month. We'll in their announcement. Which is a very confused. Apple they didn't know are. We are are we a are. We creator are we in aggregate or did you see Benedict Evans essay on Acklin thought that was super interesting because a lot of times we look at things through the lens of its following apple for twenty years. And this is what we expect apple to do. And they're tech company. I remember somebody asked apple at the event, you know, are you still a tech company, which got a a real interesting sort of, of course, we're tech company, but we're using technology to do x y. Z and Ben's point was I think really apt. He said that you know, we're we're looking at this going. He doesn't make any sense. And meanwhile, if you step back, and you look at it apple as transforming from it. Just works two you can just trust it. And that sounds like something really simple on stupid. But when you look at all the various things that are coming up the services, everything that's going on trust is a fundamental issue. I was joking about Facebook before the show began, but just being able to go to a place and sanely manage all of these things where the company that you trust to respect your privacy could be a huge valuable.

apple Disney Warner Brothers Acklin Facebook Andy Ben Benedict Evans twenty years
"ben points" Discussed on KQED Radio

KQED Radio

03:41 min | 3 years ago

"ben points" Discussed on KQED Radio

"Prisons he wants them all to get together and negotiate as one with the drug companies in an attempt to get lower prices. Let me bring back in capital public radio's been. Ben pointed out as April was talking that. Yes, he did mention single payer. You want to elaborate on that? Ben only in passing though, he said as we pursue the long term goal of single payer financing. Let us make down payment now by expanding medical coverage Californians up to age twenty six regardless of immigration status. So he was basically checking that box for supporters of his who wanted to hear him talk about it because he campaigned on it. But no he is not making that a central focus right now. He is making universal coverage. His central focus moving on two fronts, the individual mandate that could also improve subsidies for or expand subsidies rather for people who are who make just too much money to afford current covered California subsidies, and then eventually expanding to all immigrants living in California illegally. So I think that's you know, that incremental ISM is evident in many of his proposals. Despite some of his more, you might say grandiose remarks and big picture policy proposals. That we heard him talk about. Day, and my final thought would be it's easy to make these proposals. They all cost a lot of money, and California may not have as much money as we all thought we would even a few weeks ago. And so as the budget makes its way through over the coming months, we will see whether the governor gets everything that he wants. And if the legislature does or if people have to scale back their hopes and dreams, all right? Ben Adler from capital public radio. Thanks for all your good work ban on. I'm sure you've got some more work to do there over in the legislature before you head out back tanks. Thank you so much April Dembosky, just we're getting to the end here. But back on that question of healthcare. Porcelain Newsome was mayor he embraced a policy that increased universal access to healthcare, which is different than insurance. You had to be in San Francisco to access the healthcare from clinics and so on, but do you see him sort of trying to move the ball down the field a little bit with his remarks with like expanding health coverage for undocumented immigrants up to the age of twenty six for example. Is that what we're looking at incremental ISM. Exactly. And that's what Ben was just saying that instead of a full-fledged single payer system where the government runs the the our healthcare system. Instead what he's focusing on is just getting as many people as possible and all people in California covered by insurance, whether that's by increasing financial assistance, so people can buy it or extending government programs like Medicare to people who currently aren't eligible to to be in it recent Lago before we wrap up here. Lots to follow up on after this speech today. It is the season for bills being introduced up in Sacramento. What are you gonna look for either with regard to PG knee, which are really focused on criminal Justice as well. I mean, do you think that this speech gives any kind of a roadmap to legislators for the kinds of things that he would like them to send his desk? Yeah. I do around some of the things he really dug in and clean water. For example. I mean, we're still watching to see. See what he's going to propose, for example around juvenile Justice. He has announced plans to move that out of corrections. What does that look like what does it mean? So I think there's a lot in here for lawmakers to kind of use as a road map. And then there's still a lot. We're waiting to hear from Newsom himself. Absolutely. And he did also mention a proper proposition ten the failure of that measure rank control to he wants us. Some kind of build stabilize rents course, that's a very complicated issue as well. And we'll see where that goes. Thanks to everyone who participated in our broadcast today, Katie or our politics reporter up in Sacramento. Ben.

Ben Adler California Porcelain Newsome Sacramento Newsom San Francisco Katie reporter Medicare Lago
"ben points" Discussed on This Week In Google

This Week In Google

04:51 min | 3 years ago

"ben points" Discussed on This Week In Google

"That's that is a that is a neon paragraph. I think it's exactly right analysis. I'm with you on that, we agree. But this, and this is something we don't ends up though with something we don't like, which is pay walls. Subscriptions. For now. But I think that they're a even had a piece that the subscription puck lips is coming. I think we've we've hit the limit of people's tolerance for pain. I believe and yes, the New York Times can change. But you're not the New York Times, the New York Times says results out, and they're very good and their strategies working executed, well, but they're the New York Times. And and I people in my industry hate me for this. But I am not a believer in pay walls. I think that there's business insider, which was all built on clicks. And copy and stuff is that gonna get me Bloomberg. So what's interesting is that Ben points to Bill Simmons and the ringer and the ringer is a podcasting network that is doing very well in terms of revenue and unique visitors. He's Simmons's bracing Israel's a contrarian in the media industry were ad-supported business models are out of favor and podcasting is viewed as a low priority at the biggest competitors as side-hustle not a core business. That's true. Although that's that's partly because the people who run those businesses are in love with their print. I mean, even when I was a time and had a well established podcast that I did in my free time that cost me maybe three hundred dollars a month. They wanted nothing of it. They also didn't want the digital stuff. Like, I was brought on to help insert some digital blood in there. And that was it was just like a sisyphean task specific anyway. Our love the Bill Simmons story because he was hired and paid seven million dollars a year by HBO to do a show any given Wednesday. Which flopped, they cancel it. After four months. They signed him to another deal. But really it's the ringer. That sounds like it's it's the success story how much revenue is he getting fifteen th nobody knows but they estimate fifteen million dollars last year. So I just I don't know about twit. Swear to God. I don't know about it. It's fine. It's just amazing. Anyway, people advertisers pay between twenty five to fifty dollars CPM's for every thousand people actually we charge a little bit more. Well, we're in the ballpark. There we go higher. It's twenty five dollars. You said you you sometimes it's his high as ninety for you. Right. Yeah. Not lately, I think we're, you know, a high end is seventy. CPM's for what we charge too. So the ringer keeps two-thirds of the money we keep a little more the rest goes to mid roll. Which is who sells their ad space. That's part of Stitcher. It's interesting. So, you know, I I'm gonna make a prediction here, by the way this article in the Wall Street journalists from two days ago. So it was pretty up to date. I'm gonna make a prediction your Bill. Simmons is about to get play. Spotify. Exclusive show. I mean that would that would drive people that'd be like Howard Stern's deal with serious way back in the day. Point. Howard like a half billion a year. I think it's huge. That's interesting too. So when Howard's contract runs all he plays a non compete, but would would Spotify by Howard? It is after all me. I know they do video. But really, it's a radio show be perfect. Got rid of the audio. Yeah. They do. They have back on the app now. But they got rid of the shows interesting. So for about a year and a half, they didn't have video. Yeah. Howard. But Howard Howard ridicules podcasts. I know I've heard I've heard you talk to them. It's all right. Yeah. It's. I have the Google actually the alphabet q four results in my hand. Little hands. And I'm going to tell you about them in one moment. Because actually what I have in. My head is an ad ad for grammar. Let me be honest. This is not the Google alphabet results. This is an ad for the best darn little writing tool ever..

New York Times Bill Simmons Howard Howard Spotify Howard Stern Google Bloomberg HBO Ben Israel fifteen million dollars seven million dollars three hundred dollars twenty five dollars fifty dollars four months two days
"ben points" Discussed on Thoroughbred Racing Radio Network

Thoroughbred Racing Radio Network

05:38 min | 3 years ago

"ben points" Discussed on Thoroughbred Racing Radio Network

"Curious XM ports. Raises with Steve big. Raising and becoming interviews. This is Steve. We're back. Our two on this Wednesday and down to Brooke Arshi, not down to Brooklyn. We're gonna go much further south than Brooklyn because said is already in Florida for the start of the collegiate baseball season. I saw the picture from Daytona say good morning. Good morning. Excellent. And boy did you make timely escape. Gone yet. I'm leaving next week. Or I what I saw a picture from Daytona. I. Dating for yesterday. Joe's girlfriends at that over now. All right. All right. So you'll be there soon enough. All right, good. I love it. Well, and we we we'll we'll soldier through the the cold weather, and then I'm escaping to because I'll be gone gone from the eighth to the twenty four. I think or the sixth of the twenty four th or something. Yeah. Then I'll be home a week. And then the most March it looks like so. I'm putting in my face time. And and my my stove blower time. I two passes with the snow blower yesterday. And then this morning before Tina woke up, so I was out there at. It was out there four thirty blow in the snow around. So. I can I can which would she is annoyed that I'm gone. I can say Honey, I did it. I did my share in January. I, you know, before we talk any of the specific courses and a few different interesting, names and stallion. Element. Terrific piece focusing Ben glass, who I know you've got a wonderful relationship with and the piece in the TD n by grant Iraq. Right. Yeah. It's great to see these guys, you know, years. They've been in scary Neri west and then glass. You know, they're looking for stallions. They're looking for. You know, Gary wants to win derby. Scratched the. Travers. To the Travers he wants to win. Leaders cup. Classic. Those are three big races that he wants to win. Got a shot for the derby. Avi this year with game winner and. Now, it's great. It was great. In working, and it's an interesting to interesting topic, actually because you've certainly seen and worked with your share of whether it's working directly with clients or whether it's through an intermediary and an agent that that is managing the interests. And. You know, there's there's a lot that come and go, and then there's some that, you know, really dig in the heels and have been willing to. Roll with the punches and how you know how? Can you define said a successful approach from one that that is that turns out to be unfulfilling for for someone who has those kinds of ambitions. I don't quite understand. What do you mean? Like don't. Yes. I mean what what drives somebody? I mean, if you is it is it simply some, bad luck and financial wherewithal. Or are there mistakes that that you see repeated let's put it that way. When when people come into the business, and they try to have these ambitions. Yeah. Right. As a matter of fact, even in that, then glad interview Chris McGrath, bro in TD, any reference of Ben pointed out that for a while they'd been concentrating on new science for a long time. And and that approach didn't work for them. So then they we focus and just using proven sires, you know, like west coast for example by flatter game winner by candy Reid, American freedom, but pulpit flashback by tap it New Year's day by Street Cry at some of the resources. Yeah. Once they they they kinda refocused on that they came back with a big run. And of course, you know, I think pointed out..

Travers Steve big Ben glass Daytona Brooklyn Brooke Arshi Florida candy Reid baseball Neri west Chris McGrath Joe Tina Honey Iraq Gary
"ben points" Discussed on Thoroughbred Racing Radio Network

Thoroughbred Racing Radio Network

05:38 min | 3 years ago

"ben points" Discussed on Thoroughbred Racing Radio Network

"Curious XM ports. Raises with Steve big. Raising and becoming interviews. This is Steve. We're back. Our two on this Wednesday and down to Brooke Arshi, not down to Brooklyn. We're gonna go much further south than Brooklyn because said is already in Florida for the start of the collegiate baseball season. I saw the picture from Daytona say good morning. Good morning. Excellent. And boy did you make timely escape. Gone yet. I'm leaving next week. Or I I saw a picture from Daytona. I. Dave before yesterday. Joe's girlfriends at that over now. All right. All right. So you'll be there soon enough. All right. Good. Good. I love it. Well, and we we we'll we'll soldier through the the cold weather, and then I'm escaping to because. I'll be gone gone from the eighth to the twenty four. I think or the sixth of the twenty four th or something. Yeah. Then I'll be home a week. And then the most March it looks like so. I'm putting in my face time. And and my my stove blower time. I two passes with the snow blower yesterday. And then this morning before Tina woke up, so I was out there at. It was out there four thirty blow in the snow around. So. I can I can which would she is annoyed that I'm gone. I can say Honey, I did it. I did my share in January. I, you know, before we talk any of the specific courses and a few different interesting, names and stallion. Element. Terrific piece focusing on Ben glass, who I know you've got a wonderful relationship with and the piece in the TD n by grant, Iraq, right? Yeah. Great guys, you know, years they've been in scary Neri west and then glass. You know, they're looking for stallions and they're looking for. You know, Gary wants to win derby. Scratched the. Travers. In the Travers he wants to win. Leaders cup. Classic. Those are three big races that he wants to win. Got a shot for the derby, AVI this year with the game winner and. Now, it's great. It was great. In working, and it's an interesting to interesting topic, actually because you've certainly seen and worked with your share of whether it's working directly with clients or whether it's through an intermediary and an agent that that is managing the interests. And you know, there's there's a lot that come and go, and then there's some that really dig in the heels and have been willing to. Roll with the punches and how you know how? Can you define said a successful approach from one that that is that turns out to be unfulfilling for for someone who has those kinds of ambitions. I don't quite understand. What do you mean? Like, they don't. Yes. I mean what what drives somebody? I mean, if you is it is it simply some, bad luck and financial wherewithal. Or are there mistakes that that you see repeated let's put it that way. When when people come into the business, and they they try to have these ambitions. Right. As a matter of fact, even in that, then glad interview Chris McGrath wrote in TD any reference of Ben pointed out that for a while they'd been concentrating on new science for a long time. And and that approach didn't work for them. So then they we focus and just using proven sires, you know, like west coast for example by flatter game winner by candy Reid, American freedom, but pulpit flashback by tap it New Year's day by Street Cry at some of the resources. Yeah. Once they they they kind of refocused on that they came back with a big run. And of course, you know, I think pointed that..

Travers Steve big Daytona Ben glass Brooklyn Brooke Arshi Florida candy Reid baseball Neri west Chris McGrath Joe Tina Honey Iraq Gary
"ben points" Discussed on Biz Talk Radio

Biz Talk Radio

08:18 min | 3 years ago

"ben points" Discussed on Biz Talk Radio

"Santan valley, Arizona. Hi, greg. I think. Greg. Greg. Now. I'm hearing silence. When I hear silence and nothing on the line tells me that maybe we we didn't pay the phone Bill. All right. Greg there now. Oh, okay. Well, I'll tell you what hold on. Let's test the phones before I go back because I usually give it one more time. Hang on a second. If you're there, Greg. Thank you had a question on a form or something. Okay. Eight seventy seven planner P L A, double N, E R. We'll do an emailed in here. I had a social security Email from Karen, I think it was. Yes. In Kent Washington who says when my ex husband died in two thousand seventeen he was drawing disability benefits of around twenty one hundred dollars. He'd been drawing it for nine years since he was aged fifty when I turn sixty and start to draw a survivor benefit will they figure how much I will get by the bend point of twenty nineteen or from two thousand eight when he started or will they just take from the twenty one hundred I'm confused now, we're going to have to explain what Karen situation is when she talked about, Ben points and all that stuff. It gets a little hard to understand. The Ben point refers to the formula for determining a full retirement age benefit, and they're going to use the twenty one hundred they're going to start with the twenty one hundred they'll still increase it with any cost of living's if they give. And so when you are sixty you will get a benefit based on the twenty one hundred she say how old she is. She'll be sixty. But she just says when she turned sixty I don't know when that is. So it'll be as if the twenty one hundred continues on with cost of living allowances, and then if you apply at sixty assuming you're not working not subject to the retirement earnings test, you could get seventy one and a half percent of that twenty one hundred plus whatever cost of living goes up. They're not going to go back to ten years ago benefit formula and take away all cost of living benefits that have occurred in the past nine years. Plus, how many more years you, you wait until you're sixty to start it. So you don't have to worry about losing. What you've already what's already? Happened. But unfortunately, it's taking it at sixty is going to be a discount of about twenty eight and a half percent there almost thirty percent. So you're we'll take a benefit hit. And if you're working you're not gonna even get that so much because you've got the retirement earnings test. We have the bend formula. You get certain percentages. It's just part of the formula for determining the formula for twenty two thousand and eight us much lower, Ben points. So it created a much lower. Benefit than the the formula today not much, but. A lower. Sure because we've we've had some expansion of the formula due to inflation, which you know, I suppose is a nice thing in some ways. So they'll go back and use the benefit that he's receiving plus cost of living allowances. And that's what you're you're survivor benefit will be based. Yeah. All right. Eight seven seven planner. I think our our lines are back up now, which means we're going to try for Greg and Santan Villier is one more time. Hello, greg. Thank you for taking my call. Sure. What's up? Yeah. I. In two thousand seventeen I it took a severance package in all during the year. I was putting money into a Roth IRA well. Show. I wasn't. I guess I wasn't allowed to do that. Because I made X amount of dollars over the limit or whatever. And so I took the money out to the following year. But in February realizing I had done that. Now, I get at ten on nine or for two thousand eighteen because that's when the money they left the account. Yes. But but I'm thinking that since it was seventeen I did it before the before the tax cut off of April fifteenth of seventeen the IRA custodian they're not trying to do anything from your taxes. They don't know what you're doing. What you took out. What you didn't take out there? Just telling the IRS. Hey, this guy took some money out of this account, the ten ninety nine hundred says boom money left us now somewhere on that form. I can't remember what box it is. I think box seven there might be a code, and it is. So what's the code say p p j so and Jay probably says this was a distribution how they have to look up the codes. But. Probably says that this was a distribution. So what you're gonna do you're gonna give this year, tax preparer and tell them what happened in the account for it. Or you're going to do your tax program software and put in those codes, and it will basically make sure that it's done the right way. But p and j we'll probably have to do with. Withdrawal of excess funds or withdrawal of funds before the due date. Yeah. When I put those codes in though for for for the United. It says, oh, we can't take them for this. You're gonna have to reduce teen. But I'm like why would have to reduce seventeen and forgive me into tendency nine for eighteen was this IRA or Roth IRA. Ross. Well, those shouldn't have shown up on the seventeen return because Roth doesn't show up as a contribution anywhere. They want to tax me on the the amount that the account made proportionately to the amount that I deducted then there's something going on on the question. So you're using tax program. There's something in the questions that aren't being answered quite correctly. And this is where you might need some help from somebody who knows how to use the program. So that when they're asking you the questions that accounts for correctly. So you said p and J P and G strange. There is PJ on there, and it all has to do with the with the excess contributions. But one of them says that I was I wasn't fifty nine and a half just totally wrong. So I don't I guess I need to back when and how old are you? Now. I'll be sixty six in October. Definitely. Yeah. Over fifty nine and a half and this happened last year. So even then you were well over half. Maybe you could call for a corrected one. But it does J or P does say excess contributions plus earnings excess deferrals taxable in the previous year. So what they're saying is wrong. So it sounds like they filled out the contribution they filled out the ten ninety nine wrong. So I would contact the the brokerage Bank financial institution and say what is going on here because this doesn't seem right because first off Jay is definitely wrong and peace AL's wrong as well. Well, I did talk to them, and I didn't make any progress. I guess I have to go to a higher authority at vanguard. Yeah. Okay. Can you can look at maybe some other forms like an eighty six. Oh, six or something and tried to or just show. It is non-taxable. And hopefully, put a note with it and say, this is not going to happen. Well, if you filled out for eighty six zero six I mean, wouldn't that say, here's here's why I don't owe taxes on it that has to do with with throttle ISIS. Yeah. But I mean, how long have you had Roth IRA's? Since I turned fifty five. So what is it almost eleven years? Okay. How long have you had Roth IRAs with? Vanguard the company you're currently with eleven years. Oh, well there. Well, this doesn't make any sense at all. Because it doesn't matter. Why the money's coming out? It's a tax qualified distribution. So I would contact vanguard and say, look, I'm sixty six years old. So I'm over fifty nine and a half. I've had a Roth continuously for well over five years. Why are you giving me a ten ninety nine saying is taxable because it's a Roth IRA for God's sake. Yeah. That was wrong here. They filled it out wrong. They must have so getting contact with them and see what they say. And then let us know too. If you think about it if you think. Doing. So I'm curious myself,.

greg Ben vanguard Santan valley Arizona Jay J P Roth IRA Karen Kent Washington IRS Vanguard Ross Santan Villier brokerage Bank AL eleven years
"ben points" Discussed on KDWN 720AM

KDWN 720AM

10:06 min | 3 years ago

"ben points" Discussed on KDWN 720AM

"Back another hour. Bucket strategy. We will talk actually we will. We'll be talking buckets a little bit later on this hour. That's sort of giving away the secret of what we're gonna be talking about. But it has to do with the distribution methods. And this whole four percent rule, and how do you take money out of your portfolio? So that you can live is there a process. Yes. There should be a process you should have a plan for it. How to take money out? You had a plan for money going in to your portfolio, your 4._0._1._K, your IRA's and all that stuff. Presumably you had some kind of asset allocation model based on your age and all that stuff when that's great. But it's only goes so far if you aren't able to take it out in a timely in the proper manner what we believe is a proper manner. It could make all that money disappear. Potentially potentially. It all it's just luck. Can you disappear? How about this? You can either you either wind up with a whole bunch more money than you started with orca disappear. And I don't wanna take that chance with my retirement income my retirement funds. Okay. We'll get to that. And anything else, that's on your mind. Eight seven seven planner P L A double N E R, eight seven seven seven five two six six three seven. And of course, emails get some of those this hour, you can Email us at our website wealthed at dot com at the link that says contact contact and. Yesterday. I was thinking about the old movies dollars spent a propeller. Yeah. Contact. Yeah. That would be fun. You know, if I worked at an airport. I out on the tarmac somewhere just somewhere. I think it'd be fun to just yell contact. Well, they do I mean, probably the pilots small planes. They yell something out the plane with their starting the Motors. Well, I'm talking about like, you know, a big propeller like, you know, one of those airliner propellers an airliner propeller haven't used those in a while. I know they haven't use those for a while. Anyway, whatever eight seven seven planner. All right. Let's get to the phone lines. Anyway, some people on hold a couple of but we saw two lines open. So if you wanna give us a call do so right now, we're here for the hour. Greg is up next or I this hour anyway at Santan valley, Arizona. Hi, greg. I think. Greg. Greg. See now. I'm hearing silence here. Silence. And nothing on the line tells me that maybe we had we didn't pay the phone Bill. All right. Greg there now. Oh, okay. Well, I'll tell you what hold on. Let's test the phone before. I go back because I usually give it one more time. Hang on a second. If you're there, Greg. Thank you had a question on a form or something. Okay. Eight seventy seven planner P L A, double N, E R. We'll get to do an Email. Then here I had a social security Email from Karen, I think it was. Yes. In Kent Washington who says when my ex husband died in two thousand seventeen he was drawing disability benefits of around twenty one hundred dollars. He'd been drawing it for nine years since he was age fifty when I turn sixty and start to draw a survivor benefit will they figure how much I will get by the band point of twenty nineteen or from two thousand eight when he started or will they just take from the twenty one hundred I'm confused now, we're going to have to explain what Karen situation is when she talked about, Ben points and all that stuff. It gets a little hard to understand the Ben point refers to the formula for determining a full retirement age benefit, and they're gonna use the twenty one hundred they're going to start with a twenty one hundred they'll still increase it with any cost of livings that they give. And so when you are sixty. You'll get a benefit based on the twenty one hundred each she say how old she is. She'll be sixty. But she just says when she turned sixty. Okay. That is. So it'll be as if the twenty one hundred continues on with cost of living allowances, and then if you apply at sixty assuming you're not working not subject to retirement earnings test, you could get seventy one and a half percent of that twenty one hundred plus whatever cost of living goes up. They're not going to go back to ten years ago benefit formula and take away all cost of living benefits that have occurred in the past nine years. Plus, how many more years you're wait until you're sixty to start it? So you don't have to worry about losing what you've already what's already happened. But unfortunately, if taking it at sixty is going to be a discount of about twenty eight and a half percent cacao there almost thirty percent. So you're we'll take a benefit to hit. And if you're working you're not to even get that so much because you've got the retirement earnings test. We have it the bend formula. You get certain percentages. It's just part of the formula for determining it and the the formula for twenty two thousand eight used much lower. Ben points. So it created a much lower. Benefit than the moon the formula today not much, but. Lower. Sure because we've we've had some expansion of the formula due to inflation, which you know, I suppose is a nice thing in some ways. So they'll go back and use the benefit that he's receiving plus cost of living allowances. And that's what you're saying. You're a survivor benefit will be based on. All right. Eight seven seven planner. I think our our lines are back up now, which means we're going to try for Greg and Santan village, Zona one more time. Hello, greg. Thank you for taking my call. Sure. What's up? Yeah. I. In two thousand seventeen ninety it took a severance package in all during the year. I was putting money into a Roth IRA well. So I wasn't allowed to do that. Because I made. X amount of dollars over the limit or whatever. And so I took the money out to the following year. But in February realizing, I had you know, had done that. Two thousand eighteen because that's when the money they left the account. Yes. But. Thinking that since it was seventeen I did it before, you know, before the tax cut off April fifteenth. Right. Seventeen the IRA custodian they're not trying to do anything from your taxes. They don't know what you're doing. What you took out. What you didn't take out there? Just telling the IRS. Hey, this guy took some money out of this account. The ten ninety nine says, boom money left us now somewhere on that form. I can't remember what box. It is. I think box seven there might be a code, and it is. So what's the code say the PJ? So p Jay probably says this this was a distribution out of have to look up the codes. But it probably says that this was a distribution. So what you're gonna do you're gonna give this year, tax preparer and tell them what happened and they will account for it. Or you're going to do your tax program software and put in those codes, and it will basically make sure that it's done the right way. But p and j we'll probably have to do with withdrawal of excess funds or withdrawal of funds before the due date. Yeah. When I put those codes in no for for for the United. It says, oh, you can't take them for this. You're gonna have to reduce teen. But I'm like, why would it have to reduce seventeen eighteen was this an IRA Roth IRA? Well, they shouldn't have shown up on the seventeen return because rob doesn't show up as a contribution anywhere. I I don't know. They want to tax me on the the amount that the account made proportionally to the amount deducted, then there's something going on on the question. So you're using a tax program. There's there's something in the questions that aren't being answered quite correctly. And this is where you might need some help from somebody who knows how to use the program. So that when they're asking you the questions that accounts for correctly. So you said and J P and G. That's strange. Yeah. There there is PJ on there, and it all has to do with the with the excess contributions. Well, one of them says that I was I wasn't fifty nine and a half, which is totally wrong. I guess I need to back when and how old are you? Now. I'll be sixty six in October. Yeah. Over fifty nine half and this happened last year. So even then you were well over half. Maybe you could call for a corrected one. But it does J P does say excess contributions plus earnings excess deferrals taxable in the previous year. So what they're saying is wrong. So it sounds like they filled out the contribution they filled out the ten ninety nine wrong. So I would contact the the brokerage Bank financial institution and say what is going on here because it doesn't seem right because first off Jay is definitely wrong and peace out wrong as well. Why did talk to them? But I didn't make any progress. I don't I guess I have to. At vanguard. Yeah. Okay. And you can you can look at maybe some other forms like an eighty six zero six or something and try to or just show it as non taxable, and hopefully, they'll put a note with it and say, this is not going to happen. Well, if you feel that for eighty six oh six I mean, wouldn't that say, here's here's why I don't know taxes on it that has to do with withdrawal. Yeah. But I mean, how long have you had Roth IRA's? I turned fifty five almost eleven years. Okay. How long have you had Roth IRA's with? Vanguard the company you're currently with eleven years. Well there. Well, this doesn't make any sense at all. Because it doesn't matter. Why the money's coming out? It's a tax. It's a it's a qualified distribution. So I would contact vanguard and say look it. I'm sixty six years old. So I'm over fifty nine and a half. I've had a rock continuously for well. Over five years. Why are you giving me a ten ninety nine saying is taxable because.

Greg vanguard Ben Jay Roth IRA Arizona Karen Vanguard Motors Santan valley Kent Washington IRS rob p J P brokerage Bank Santan
"ben points" Discussed on Blank Check with Griffin & David

Blank Check with Griffin & David

03:45 min | 3 years ago

"ben points" Discussed on Blank Check with Griffin & David

"It's kinda like that. You could maybe I don't know come up with an origin story because I've got one for it's called the buzz baby. Was there in high school? What gets locked the janitor closet? It's the night before prom. They get drunk. Here's something a fan really get boast now fan right up. Why isn't it called the buzz? It is that's what he just said. No more e d no said buzzed really hangover is actually present tense. Don't talk to me about grammar. I agree with you. Thank you said. You wanted you to get that on because I think Ben's point is rates a prequel. It's not about the morning after it's about the night before when they're getting a little buzzed for who's young coops. Don't casting. I gotta keep that secret. And he's in deep talks K. He's always opening I v right now. Young Bradley Cooper into the service or second. He's pitching the three of us others. Van. I'm like David Simms bracket. It's like thirteen in Roman numerals. I am on IMDB really for what? Because I self. I mean, some gathered episodes, and that counts, I think that's it. I think it's the spirit of the holiday special. That's right orbit of us. Doing the podcast wrecked. I literally the thirteenth remember correctly. What better way to ring in our two hundred episode then really testing. It's like, you know, what I'm saying that people have really been with us right guy. True for anyone who's just tuning into this podcast because they wanted to hear people talk glass, we're gonna talk we're gonna dig. Here's the background on blank. Check griffin. David. Yeah. Our first ever miniseries on the director. Right. Was on M night. Shyamalan? Right. We did a full year on Star Wars ended up coming about George Lucas. And we realized that fast, and we were the arc of this guy getting swallowed by his own mammoth success. And then we were like what if that's the thing? Right. What if that's the premise of our pod right premise, it's whether or not getting that sort of artistic freedom after massive success helps or hurts a career, and I feel like now we are more towards the positive. But when we came with this idea, we went the guy to clearly talk about his m night. M night was the initial pitch right rose. So high fell so far I can still see you in my mind's eye sitting on that couch in the UCB lobby. And being like, here's my idea. It's m night. There was an idea when there wasn't idea. And then we meet followed that up with like we wanted to house that was my counter pitch. Great. And then which house because they're moves keep bombing. And we like them. All right. Where like, right. But the thing was so because at that point we sort of were like put put a fork in he's done. We had both not seen the visit. That's right to dress. Come hell is good. But we're just like what are the odds? Know those no way. Right. But then the minister is ended on triumph a year later, we came back, and he had split and suddenly fucking verify fresh on rotten tomatoes. Yeah. Four quadrant hits. And then but beyond that he had used split to literally cash long ago, but check to complete like to start up a trilogy. He'd always wanted to make right? He'd made this like stealth sequel unbreakable that he funded himself. Yes. And all of these funded himself. I thought this one he did was studio funding at a low house level. He keeps on taking out loans or mortgaging his property in the suburbs of Philadelphia or to make these moves..

David Simms Ben Bradley Cooper K. He George Lucas Shyamalan UCB director Philadelphia
"ben points" Discussed on Upgrade

Upgrade

03:26 min | 3 years ago

"ben points" Discussed on Upgrade

"So like why why did this happen? Why did they meet what did they miss this? So as you say, China's what they're saying is the big thing tariffs economic deceleration rising tensions with the US. They give every possible reason. Right. That that that could be a thing this great free piece that Thomson just posted about Apple's errors. He calls. It is weakly piece at strategic ary, and he makes very strong point that they should have seen this coming for few reasons. And that's actually my biggest concern about this is at the time. I remember they did this forecast. Wow. Okay. Like everybody's like really great like because we trust apples forecasting. They have they have very rarely steered anyone wrong. And as been Thompson wrote like number one on the agenda should be the last time. Apple followed up a super fancy. He knew phone that brought a lot of new features with an S series model sales tanked in China that that just you know, that was the six six s with the bigger phone. So they did the ten and they're like, oh, no, no, no, no everybody in China's going to rush out and get the tennis. No, they didn't. And and I think that makes a good point like this is not just necessarily about economic weakness in China. Although this is complicated. It's about a lot of different things. But Ben's point I think is a good one. Which is also the Chinese market has shown a lack of receptivity to the s model of something when they bought the original model the previous year in that drove sales up, and I think the iphone ten was a hidden China. But that you know, what the the iphone six was hidden China. And then nobody about the success because it was just the six with slight differences, and the Chinese market seems to want more demand more from a new iphone if they're going to buy new iphone allow me to read these two quotes. So this is one I like these two back to back because I think it shows what we're what we're trying to say is so low then anticipate iphone revenue primarily in greater China accounts for all of our revenue shortfall to all guidance and for much more than on entire year of. A year revenue decline that is written in such a way. The I don't fully understand it. And I think that's kind of the point. Because if that's all it was than why does why is it then followed up by this statement while great to China and other emerging markets accounted for the vast majority of year of year, I phone from revenue decline in some developed markets. Iphone upgrades, also strong as we thought it would be. So what I might take away from this. Jason. We've absolutely no real expertise is that if you. Thing over. All right. The the happened in China. They're of a parts of this that brought down. But then no of a pause in of country supported by cop. Again. It's like these these two things a true. But the real picture is they lost money everywhere in China. They made money in places in in of a market support it back up again, which is why they still have to point out. The fact that they will still enough I foam revenue decline outside of China which made the iphone down year of year. That's my read on this. So like while great to China and other emerging markets account for the vast majority of the year of year, I've been revenue decline in some developed markets. Iphone upgrades, also, not strong as we thought would be now, I am going to take that to main the United States of America. Uh-huh..

China Apple Thompson United States Thomson tennis Ben Jason America