40 Burst results for "Banks"
Fresh update on "banks" discussed on WTOP 24 Hour News
"Person dies, they won't have to worry about what happens to their bank account. But that can be a concern for Ares and those managing the estate left behind a key aspect, helping to determine the answer depends on the name of the person on the account and whether it was held in a living trust. If it is not held, jointly say with a spouse or in a trust, the account is essentially off limits until the State is settled in court. An exception can be made of a judge issues a letter granting an executor or a state administrator. Access to the account, no heirs or anyone else should ever forge the signature of the deceased to pay bills or to get access to cash. That's fraud, and the same thing holds true for using online banking to pay bills. As for joint accounts, such as those typically held by spouses, their surviving account holder needs only to present the death certificate to have the deceased name taken off the account. I'm Mark Hamrick Coming up on w T O P. Closing arguments begin tomorrow in the trial of the former officer facing murder and manslaughter charges in connection to the death of George Floyd 9 56. Soon we will be back.
Chinese Economy Grew More Than 18% in First Quarter
"That's a here about China now. Which eyes was, of course, the first country hit by the Corona virus, But it appears considering what they've been saying about the economy that they've managed to recover because the economy grew by record. 18% in the first three months off this year will tell us more about this recovery from the impact Off the pandemic. We're joined by Andrew Water on our business desk. I think it is a case. Definitely a first into the coronavirus first out for China. Let's find out more from the about those fears by talking to Jimmy and his chief of Karnak, China economist had I. CBC Standard. Bank. Good morning to you. 18% is a stunning figure, though, is that figure, though inflated or distorted by things that have been happening over the past year. It is stunning, indeed. But yes, you're right. The base effects. Obviously, last year first quarter, we had negative growth for the first time in a very long time in China. So, of course, comparing that to this quarter, any sort of a curry would print out a double digit figure, but actually a much more meaningful comparison. Maybe comparing this quarter to quarter one of 2019 before. The pandemic, and that figure is still above 10%. So that measure still tells us that this recovery is gaining more over over ground and on the two year average that Julie Peak Quart one figure is still printing at 5%, which is fairly
Fresh "Banks" from Bloomberg Daybreak: Asia
"Past the hour. We update markets every 15 minutes on Bloomberg Radio. I'm Brian Curtis. In the Bloomberg Interactive Brokers studio in Hong Kong. Well, Asian stocks are flat to slightly higher. The main theme still appears to be the strong economic data from China. And the United States that has lifted investor sentiment. But there's a little bit of caution in the markets. Part of it was the crypto sell off over the weekend. Part of it's the new variants. So with the vaccine Also, the question is, will earnings be strong enough to justify or propel prices even higher? We saw bank earnings pretty good bank stock prices moved up, but just a little, maybe just about one and a quarter percent. Trip, calm trading in the Hong Kong market now up about three and a third percent off the opening price. We mentioned that Bitcoin tumbled the most since February, down 15% at one point, either down 18%..
How Do Bank Closures Affect Local Communities?
"Bank shuttered more than thirty three hundred branches last year for some customers like me. The loss of a bank is a minor inconvenience. Maybe i can't walk to the bank in my neighborhood anymore. But okay i drive past another branch on my way. The grocery store and i still have a bank app on my smartphone. Twenty four hours a day but like me. Not everyone has a car or a computer or the know how to adjust their family. Being branch closes. Its doors that's something. Stephen jackson has been wrestling with in shreveport louisiana where he's county commissioner or perish commissioner as they say the louisiana would really got. My attention was a family who lives in cedar. Grow and cedar grove is a city. Mostly african american neighborhood. Stephen heard from one member of this family who goes to his church. She's an older woman and she'd been going to the same bank branch for decades even as the sign outside changed repeatedly from one corporate owner to another then one day. She got a notice saying come. Clean out your safe deposit box. That's how she learned. Her bank was about to close her closest bank now. She has to depend on the tax the or somebody to pick up and take what she's going but now she has to have them pick her up and take her completely outside of the neighborhood to going get her banking done for some customers. That might just be the push. They need to switch to online banking. But stephen knows better than to suggest that to his elderly constituent age. She's not just you can't just tell her. Pick up your phone. Do mobile banking. She's not going to do
Fresh update on "banks" discussed on Bloomberg Daybreak: Asia
"Actually to justify current levels or propel prices in either direction? So if we look at the banks because you've got most the big bank earnings last week We did get strong earnings and we did get some games. But they were fairly scant Xlf, for instance, up last week, but just one and a quarter percent when we still You do have some constraints, the new variants and the high level of deaths in a number of countries that haven't got a lot of vaccines for inoculation. And also we've seen this elephant crypto That just reminds you that there is plenty of volatility out there. Bitcoin is down about 8%. Now it fellas much as 15% earlier and ether, which is a theory ums crypto. It was down. As much as 18%. Asian credit markets may get a bit of a lift today rebound in China Horon Bonds Borrowings Financial leasing unit reported 2020 profit did fall 11% year on year, but profit was still pretty solid. ¥1.56 billion..
U.S. Stocks Raising to Record Values
"Stocks Rising to record says and P 500 advancing to an all time high Led by healthcare and technology sectors. The financial shares their declining who, along with yields falling. This comes even after Citigroup and Bank of America posted better than forecast trading revenue
Fresh update on "banks" discussed on Real Estate Today
"Your brand new place or sold the place you put on the market. We're going to continue now, with our checklist of the 10 things you'll need to have right there in your hands when you do the settlement, because whether you close in person or on your computer screen You need to be ready. In our first hour we covered the first five things You'll need number one. Both sides will need to provide legal ID number to both sides need a copy of the contract? Number three. Both sides will need bank wiring instructions and small expense methods of payment. Number four. The buyer will need a copy of the home inspection report. If there is one, and if the seller agreed to make repairs, they'll need to show those receipts. And number five for the buyer. Our copy of the insurance policy on your new house, so right now, let's move on to number six for the buyers side. Any issues with the final walkthrough. If so, write him up and have the proof. Like photos of that stack of old paint cans the seller left behind that happens. Anything that comes up, have a list and have the proof. Okay for number seven. We're going to move over to the seller side of the closing table. Make sure you have the termite inspection report. And if the House was found to have termites have a copy of the treatment report and the termite company's guarantee also And again for the seller number eight. If you paid any bills that extend beyond your ownership into the buyers ownership bring those receipts..
The U.S. Imposes Economic Sanctions on Russia
"The us impose economic sanctions on russia. I mansi marshall genzer with the marketplace minute. The biden administration will prohibit u. s. financial institutions from buying bonds from russia's central bank national wealth fund or ministry of finance those sanctions will make it harder for russia to raise money internationally. The biden administration is imposing the sanctions partly in response to the solar wind cyber attack
Fresh update on "banks" discussed on Bloomberg Daybreak: Asia
"Faded over the weekend a bit. At one point, a Bitcoin was down as much as 15%. Now we had several online reports linking this plunge to speculation of a possible U. S. Treasury crackdown on money laundering being carried out through Digital assets. Also over the weekend, the Turkish central bank said it will begin banning the use of Kryptos as a form of payments. That's of as of April 30th the concern here a lack of regulation very simply Bitcoin right now weaker by 8.5% 56,000. 680. Now you look at the E. Many futures contracts for the American market. We had a record in the states for the Dow, the S and P 500 NASDAQ 100 contracts, all the future's The E. Many futures contracts for those indices are all weaker by at least 2/10 of 1%. Right now. In Asia, it's mixed picture will begin in Japan. The Nikkei dipping a bit by about 1/10 of 1%, even though the ICO data for Japan was much above expectations. March exports higher by 16.1%. Even though there was that low base from a year ago. Yes, but the estimate was looking for something in the vicinity of about 11 4.4%. Cost be stronger by 4/10 of 1% similar gain right now in Sydney for the ASX $200 slightly stronger against the majors. We also have a stronger Japanese handed one of 4 75 and a little bit of weakness in the offshore Chinese currency at 6 50 to 93. 10 YEAR Treasury now in the Tokyo session, down by full basis point in yield, 1.56%. That.
Biden Rushes to Protect Power Grid as Hacking Threats Grow
"Fbi patches server backdoors doors in march microsoft released patches for four newly discovered. Microsoft exchange vulnerabilities. There are being actively exploited by an advanced persistent threat. Group believed to be half him. The attackers were exploiting the vulnerabilities to install web shells that gave them access to the targeted networks. The patches closed the vulnerability but would not remove the web shells themselves so tuesday. The us department of justice announced it received approval from court in houston to copy and remove the web shells from hundreds of microsoft exchange email servers. The fbi conducted the removal by accessing the web shells and issuing a command to the service to remove it. The method only remove the web shells. It did not remove any other mauer that might have been installed through the use of the. Shell iced idea. Looks to fill the imo. Tent malware void. The idea melwert has been spotted in the wild since all the way back in twenty seventeen originally used as a banking trojan also called bach bought similar to imo tech trick bought iced. Id now operates as a malware as a service provider with the shutdown of emo tight security. Researchers have seen a surge in iced idea activity with researchers at checkpoint finding it the second most active where strain for the month of march twenty. Twenty one behind. Drydocks this comes as increasing sophistication mounts as well with microsoft issuing a warning about iced. Id's malware spam campaigns but also seeing abuse of public contact forms use of fake software installers fishing with covid nineteen themes and other vectors. Researchers are increasingly being ide- used by the revival ransomware operators as well draft plan to improve. Us power grid security bloomberg sources say a draft plan to shore up the us power grid. Security would see the government setup incentives for power companies to install new monitoring equipment to detect malicious activity. Share that information with the government identified critical sites that would have an outsized impact on the power grid tact the plan would be voluntary and overseen by the energy department rather than susa
Man City Break UCL Jinx
"We kick things off in germany where it finished brucie dolton one of the city to however the champions league favors to sweat throughout this game because dortmund would take the lead batting with the goal one nil. Remember bruce you would be going. Through then. Marries convince a penalty fill phone with the goal of then guarantee city place in the semifinals where that as psg water game asking me. Look ahead to those games a little bit later on. Welcome indiana all going to feel. It's off native. Anouar anna craig. Burley to the show craig. Another good champions league tie today. Yeah absolutely and that goal from bellingham and he how good was he over the two legs for one so young but that goal just put the jails on minds on mindset of was going to be another story again but there were patient. Who a patient and the pastor and the got the job done. I don't think it was brilliant from them over the two games But it was certainly good enough. And i think dortmund can have many complete. I mean you can complain about the decision false game when the referee chopped off the bellingham goal but over the two legs. There was no surprise. We'll just a little bit too strong. But i thought they made a little bit work of the one hundred and eighty minutes then then then it should have been. I think when the draw was initially made made them we thought this is a bank city. We'll get through. No problem is craig said that made to work hard for it. I wouldn't necessarily say it was a banker but realistically call it. Favorable draw but the way that cities basically gone through this game here. It's been since about what had been like so far. Twenty twenty one. They don't always below teams away but it tends to find a way to win
Bank Earnings Blow Past Expectations
"Goldman sachs reported net revenues for the first quarter of this year that we're about five billion dollars higher than expected. Jp morgan chases revenues beat expectations by about three billion dollars. Goldman's investment banking and trading businesses surged. J. morgan was able to release billions of dollars. It had set aside for loan
Weakness in the Market Tempers Big Tech Gains on Tuesday
"Here. Asian markets followed Wall Street higher Wednesday after a U. S. Inflation ticked up in Japanese machinery orders fell. Shanghai, Hong Kong, Seoul and Sydney. We're all up. Tokyo was off. Stocks closed mixed on Tuesday as gains from a handful of big tech Were tempered by weakness elsewhere in the market. Treasury yields fell, which hurt banks but helped Tech the S and P Rose 0.3% notching another record high. The Dow slipped 0.2% in the tech heavy NASDAQ was up more than 1% among the major tech Apple gained
Stocks close mixed as regulators seek pause in J&J vaccine
"From a handful of big tech companies worked tempered by weakness elsewhere in the market. Treasury yields fell, which hurt banks but helped tech companies among major tech stocks. Apple gained. 2.4%. Johnson and Johnson fell 1.3% after US regulators recommended a pause in using it single dose cover 19 vaccine to investigate reports of possibly dangerous blood clots. The yield on the 10 year Treasury note fell to 1.62% doubt closed down 68 points today.
Stocks Close Mixed as Regulators Seek Pause in Johnson and Johnson Vaccine
"From a handful of big tech companies worked tempered by weakness elsewhere in the market. Treasury yields fell, which hurt banks but helped tech companies among major tech stocks. Apple gained. 2.4%. Johnson and Johnson fell 1.3% after US regulators recommended a pause in using it single dose cover 19 vaccine to investigate reports of possibly dangerous blood clots. The yield on the 10 year Treasury note fell to 1.62% doubt closed down 68 points today.
Consumer Prices Rise More Than Expected, Pushed by Jump in Gasoline
"Reported a sharp increase in consumer prices. Last month. NPR's Scott Horsley reports, the Dow Jones industrial average fell about 120 points in early trading. Consumer prices jumped by 6/10 of a percent last month. That's the sharpest increase in 2012. Higher gasoline prices accounted for nearly half the monthly increase. The prices for food, recreation and furniture were also higher. Over the past year, Prices have risen by 2.6%. That's well above the Federal Reserve long range target for inflation of 2%. But the central bank says the sharper increase coming out of the pandemic is likely to be temporary and not a big cause for concern. Inflationary figures are also somewhat magnified by the sharp drop in prices a year ago when the coronavirus first took hold in the U. S. Scott Horsley NPR NEWS Washington
Republicans Work to Rebrand GOP as Party of Working Class
"Donald trump brought more working class voters into the republican party than any other president since ronald reagan now. Republicans are trying to figure out how to keep them. The working class vote will be crucial in next year's midterms. Here's npr congressional correspondent. Susan davis in the last decade. The biggest growth in the republican coalition has been white voters without a college degree along with some growth with similarly educated black and hispanic voters. that's why republicans. Like indiana congressman. Jim banks believe the only winning path forward for the gop is to fully reimagined itself as the party of the working class and if republicans want to be successful as a party when the majority in twenty twenty two win back the white house and twenty twenty four. I think we have to learn lessons that donald trump taught us now to appeal to these voters. Banks is the chairman of the republican study committee but conservative faction in the house. long rooted. in small government low taxes and social conservatism. He recently sent a six page memo to house. Minority leader kevin mccarthy making the case that republicans need to refocus their agenda. Almost entirely on working class appeals for banks. This means tougher immigration laws cracking down on china big tech and perhaps most provocatively for republicans corporate america for too long the republican party said into the narratives that republican party was party of business or the party of wall street. Republicans are increasingly comfortable attacking corporations these days. That's a lot easier for them. After wall street donors gave more to joe biden. Major companies halted political donations to republicans who objected to electoral college results on january six and is companies take more liberal positions on controversial issues like georgia's new voting law senate minority leader mitch. Mcconnell last week issued a rare verbal rebuke of companies that oppose the law. Warning if you will to corporate america's to stay out of politics. It's not what you're designed for.
The Inner Workings of Financially Motivated Cybercrime
"Roman wireless start with you The report is called the business of fraud and overview of how cybercrime gets monetize. What prompted the creation of the report here and so the question. So one of the things that we've noticed is that In profession there's a lot of focus on preventing things like unauthorized access. Am justifiably so obviously. We don't want a bad guys and threat actors being able to get into places where they don't but what we've noticed is that there isn't as much of a focus or isn't as a thorough understanding of what frequently happens after The fact the where the cybercriminals have gained access to something so for example be a credit card information b be other types of information. How do they then monetize that isis. The cybercrime is called crime for reason. And that's because they're trying to gain Something financially from all of their hard work or the threat actors hard work so we decided to put together this report really detailing the various aspects Of the kind of what. I like to call the second half of the cycle After they've gained access to your credit card data your bank account data that kind of data. What are the new next. How do they actually make money From something like that curiel. Can you give us a little bit of a notion of where we stand today in terms of the the lay of the land the the kind of breadth and spectrum of what you all see when it comes to cybercrime so what we see. Is that cyber criminal. Fraud is is an ecosystem and it's pretty specialized we see that they're specialized vendors of different services. We see that they're a threat. Actors that advertise very specific tools that are tailored for different methods of fraud. We see that That it all comes says different different methods and they're different different targets for fraudsters on criminal underground as we as we see and and they're cash-out schemes.
Jack Ma's Ant Group to Restructure After Crackdown by China
"Of the country's tech giant and group will be restructured to become a financial holding company. Follows last year's sudden cancelation of its plans flotation on the stock market, Celia Hatton reports Last year Beijing dramatically halted and stock market listing, which was set to break global records. The government cited regulatory concerns about the firm. Although insiders also believe China's leaders felt threatened by ants out spoken founder Jack Ma. And now and is being overhauled and currently operates like a massive online payment and lending platform. But the authorities air compelling it to hold reserves, making it more like a traditional bank. Shares and Mr
White House Paints Dire Picture of Nation's Roads and Bridges
"The White House is laying out the dire shape of the nation's roads and bridges as president Biden ramps up his push for a two point three billion dollar infrastructure package the by the administration's released a state by state infrastructure breakdown the figures obtained by the AP show the results of repairs being delayed and deferred for years suggesting among other things too much infrastructure is unsafe for vehicles at any speed while Republicans have already rejected the president's proposal the administration's banking on the reports of validating the everyday experiences of Americans in the hopes public support will overcome G. O. P. misgivings the president can use the summaries at an oval office meeting Tuesday with bipartisan lawmakers to show his plan will help their constituents Sager macaroni Washington
Predictive, Forecasting, And The Future Of AI In The Enterprise
"So bret we're gonna talk use cases today you get to see a lot of them up close personal and i liked to talk to folks who get a lot of exposure say what is a rod trend not something that's just exciting but something that actually is delivering value today broad trend. Maybe even industry acknowledged that you're excited about what jumps to mind when i say so it's hard not to talk about things that are related to the pandemic because we're in the middle of it still in your What really changed over the last twelve to eighteen months was how chaotic the world became and then businesses trying to adapt to a chaotic world consumer facing businesses especially retail whether it's retail facing like insurance like a retail banking or insurance or or pure retail companies all realized that the old ways of predicting human behavior and optimizing experience just no longer works people no longer behave in a rational way as what we ran out of toilet paper and flour and everything else during the pandemic people just didn't behave as normal and all of a sudden. Now there's this possibility of perhaps adapting faster better prediction and then also new techniques around prescriptive analytics so not just knowing what might happen next. What could i do about. Its optimize profit or revenue or customer. Set those kinds of things and so new things came out in the last twelve months. That really helped that. I give you an example so there was a company that sells some form of snack around the us and during the pandemic they realized that their supply demand models were completely raw and they adjust on this nice piece of work to bring all their data together and so we had a nice date of foundation but they wanted to predict in their old models. Were just linear charts. That basically said. Here's which we sold this quarter last year. You know this is the variations by region. So they guessed how much they should need. It turns out that because things are changing so rapidly. They needed adaptive models so we applied machine learning. We actually came up with four or five different models depending on the region and then front end to recommend which model might be most appropriate for the situation.
Taking your LEAP of faith with Roy Tyson
"Today is a story about an artist. Nfl tokyo who tells history of self belief. Who's break comes off to being made redundant who made a pact. It seems never to return back to having somebody else. Call the shots going. It alone could be scary going. It alone can be lonely at times but going it alone is exactly what roy tyson his dom although he's done it with trout people thousands of people actually mostly fifty millimeters also known as royce painful. Roy what am i. Described this art as it is. Is it streeter is it. Minia mini photo art. I've seen it describes all sorts of stuff even urban out why reaching when i started with My inspiration was from straits outs and that following the likes of banks a feis been on big straits hottest Into collecting essentially is so inspired me into exploring all which then went i kind of stumbled across the miniature figures then made me just want to be able to on the street. is funny at. She went on. I thought he'd ostrich. I was cutting out stencils and my dad was dragged can always going to be a strategist at that is just like ha ha yet. Come on very funny. And they went on when i discovered the figures and fell in love with the whole minute shah juxtaposition that you could create on the straight itself became straight off I guess it could have gone completely the other way. I could have probably done it. More tools. fine on sculpture. if i'd taken the figures in a different direction. But because i went into the figure strikeout to the outdoors it became nine as straight. I guess either years. It's developed even more to the point of not becoming straight what's Straw is graffiti and without suicide stuff. That
Why the Pandemic Paved the Way for a Property Boom: Simon Pressley
"Today's podcast. I'm joined by property g. managing director simon presley as a mock analysts. Simon has correctly focused number the big trends in the property market that others didn't quite peak including the recent post covid boom summons also a three time. Australian buys agent of the win and rei hall of fame inductee and a qualified property investment advisor simon. Welcome to the shar hoy same. Thank you very much for having me back. We were just talking. It's about a year to the day that you and i had a webinar with none other than douglas driscoll of stop. Hot is where we were talking about. Exactly that like what. The market was gonna j. covid and i think at the time there was a lot of daming blame top reports all the banks of saying that everything was going to fall off a cliff and you got on the webinar and said no. It's not going to do any of those things idea. Remember back to that time your prediction. Don't forget sam because it was a huge a few months that's been criticized anymore than that period of time in my loss every single banking stroller and probably ninety. Five percent of australia's economists said not just the downturn. According to most of it was going to be the biggest downturn in the history of their country. And i said the complaint long district of the danton. But i said it's going to be a boom in a bloody big one and everyone called me an idiot but anyway here we are today and you were right. That must give you just a little bit of joy to say. Well hang on a second like oh wasn't as crazy as you thought i was. Yeah look what it is but we don't expect to be different but almost always what we forecast is the opposite to whatever that can change this is saying at the time in the back in two thousand and four we. Todd is what was going to be the best before capital city and and people often us. We didn't said that large parts of racial strife would have perform all that capital cities and that happened paypal criticizes for that and then we said that we're gonna come with a pretty big boom so on the criticism as lhasa salaciously.
"banks" Discussed on Get Sleepy
"Body sink into the town. looking up from the ground provides a new view of this beautiful place. from the arch bridges to the Kanye moves that tower above. You are in. A. Joe Grateful for the Refreshing Mountain River. And the warm Sun chasing your skin. Miss Alpine town, your heart is full. As. You lay there. Your eyelids grow having. You let them close. Feeling like you never want to leave. With some my IRA says. With that thought playing in your mind. You. Listen to the sound of the water. Lapping on my show. And allow its rhythm. Too Low you. Into a refreshing dream. Home. Own. More. Your..
"banks" Discussed on Wait Wait... Don't Tell Me!
"Act as your dog, a furry suit for ten bucks an hour or se-. He started the first ever people walking business. He'll take you out for seven bucks a Mile I. think it is a he is a dog Somali a and he has like canned foods and like alcohol three. Great. Water is. So. So you think that people are like asking people what what pairs with Alpo. Why I thought it was food to. Just wind. Dogs. I'm going to go with people walk up for seven locks a mile. I think he's really cutting short. I. Love. The fact that you knew enough that, hey, you knew what he was doing and b you knew he was under charging people a Stanford, Graduate School of Business Instructor Ladies and gentlemen you're right. That's what it was, and apparently there were a lot of people wanted to take them up on it. People wanted to go for walks with company yeah I can see that. Bill how tyra banks doing our quiz very very well, two out of three and she'll be wall singing and dancing with the stars. Congratulations. Thank you. Now you know how people feel when they win your competition I feel great tyra banks, a model actor host bestselling author, and you can next see her as the host of this season of dancing with the stars Mondays on. ABC tyra banks what a joy to talk to you. Thank you so much for joining us on. Wait wait. Don't tell me. Take Care, and thanks again and good luck with the show. Thank you so much I. Just. A minute bill promises the snozzberries tastes just like snozzberries in our listener.
"banks" Discussed on The Convo with Kisha
"Banks was born and raised in McCormick. South Carolina. She's a graduate of Lander University in Greenwood South Carolina. Received a bachelor's degree in mass communications in two thousand thirteen. Allison has been featured in many online media. Stay, tuned for Combo as we talk about what made her want to become a writer? What's inspiration behind her books as well as what current books in project she's working on right now? Get even Alison. Thank you so much for being with me today on Combo Accuser. How are you? I'm great. How are you? I am doing fantastic I am so excited to have you on the show. Thank you so much for joining me today. You're very welcome. Excited to be here. Thank you. So I start by communists a little bit about yourself. Hi High Namus allaster banks I am from. South Carolina I am a graduate of Abigail High School and I graduated, for Lander University with my bachelor's degree in mass communications. So I have a running all of my life relative time I was in the fourth grade up through till now Bela. Dope. So, when I was in the fourth grade, I wrote my very first children's picture book on the source or the magic on and that was wear. Henry learn to use his powers for good enough for evil. So he helped the princess hair affair darling in the book row her hair. Oh. Wow. So when did you first realize you wanted to be a writer because? Long time for the. Yes. So the first time with all wanted to be a rider was when I got my very first diary from a mother and so I just Kinda chronic allies like my personal experiences and events that happened throughout my life including my parents divorced the friendships afford while alimentary school, my pets, my family members and so forth. That's awesome. Light giving a journal in their like this is what I should be busy. Yes. I need to be going Oh. Also. Children's books correct. I do. Okay. So what is the inspiration behind your children's books? So my children's book called a colorful balloon. Ride is a story about two girls named Mary emlyn learn their colors on the hot air balloon brought around the county fair with Mr John. So that story drew from not bear. So gentleman interest school in art class, which was learning colors and novelist with my art teacher Mr, Smith. So he taught me and my best friend emily our colors and so in the book Mary, who's The main characters made emily portrayed in the story who is our best friend? Is My best friend Emily from growing up Fisher school. while. Oh Arthur. All my guys. Okay. So what is the inspiration behind the you Christine fiction books for adults? So I was gonNA comment back on the children's books have another children's book that lane it Lizard in it's great scarf and it's about a lizard named Lenny that shares this green scarf with Woodland Brands Otter, the River Otter Michael the mouse. And blue the Blue Jay. So that story drew upon where years following the years. After my parents divorce I received a green cashmere sweater that escaped me the comfort that I needed during that tab in my life and has helped me the field. Good. It was just I feel I grain is just like a color harmony and just bright fill in happy and. You know at peace and all that. Right, you're agreements one of my favorite colors. Totally one of my favorite colors south on my sorority colors too. But I'm a great. Yes. So I think it's just one of those really really who colors. I, definitely agree with you on that. I Love Green. So. What about your adult fiction books? So many something about goes. Okay. So adult fiction books are called girl arise, and cracking the happy wake and so my first novel girl rise is based on a true story about May and so this story was fictionalized and it kind of talks about how I healed for low self esteem and dealing with issues of insecurities and four talks at love relationships I would say. So and after the four toxic relationships I, think I came to learn to love myself in after those relationships over just getting a better understanding of what am I looking for a relationship Pablo they traded relationship and so forth. Why God is. Definitely. Keen when you think about. Relationship. They were able to put that into a book. That's awesome. And also on the book talk about how quick comparing your cells to others of their lives and thank. So. You know the various social media outlets we have now and I think that's been a big issue like for canes and all that how they see the see on these perfect images on social media. And just thinking business reality when in reality is not because we have filters on a fall, we can make ourselves look thinner or look. Laker scanners you know. The spree and all that. So it's like a false In general, you know. Table can create a false image themselves and show their real authentic beauty which I think needs to be. share more buffing through brace campaigns. Now I think embracing our natural beauty has raised. Power. Agree. Yeah Yeah I think that's I think that is something that first of all, I love to find that you wrote the around about that and I think if something that really hurts ally of our use in even as adults to if you think about it because we're always comparing ourselves always thinking that were not annot for not good enough. We don't like everyone else. And we don't embrace you know the. True beauty of us right. But when people talk about it, it really helps them see. Yeah, I. Am beautiful just how I am I'm perfectly. Right. Yes I love you wrote about that. So what did you learn when you were writing your books? They while learn the most from runamuck A IS Learning acceptance and learning to not be insecure about myself and to have a healthy relationship with a which is not men that I've had accomplished throughout template years ally. But while I was a junior in College I had. Dated a guy that wasn't you know, let his insecurities about how he felt about his father. So I think that was mayor don't tours may, and so I've made became insecure about how I felt about myself. And that's when I build my disorder and in the book account and Craig. Happy White Coat I, Kinda talk about how I hailed from eating disorder. So. Yeah Wow and overcome that and be.
"banks" Discussed on Bill Cunningham
"We're losing. So you now you have a billionaire who's losing maybe a million dollars a day with the reds, you have Paul, Brown stadium with a lease expiring in about five or six years that the bengals went the taxpayer to pay millions of dollars more to keep them there. Then you have candidate for council commission saying we're going to sell the whole stadium as somebody else. Then you got a building project underway that the city polls, the permit and the county is yelling and screaming at the city and I'm looking at this I'm thinking this looks like three stooges movie. I wish we could chalk it up to just say you know what? Parts? Of course, twenty twenty, but this has been going on, for twenty, years lily To the the selling of the stadium, it's not realistic. At least we about this weeks ago and It's not a realistic. I will give Andy Black Credit for bringing up topic and trying to. Raise it as an. And trying I think you know sort of trying to think out of the box, think the world is this going to work. So from that standpoint and the creativity I think he's put in a lot of work on it. He put a team together to work on something like this. I, give them credit for that and But from the standpoint of this actual issue itself, the reality is that never gonNA work. If you look around the country out, that's that's not happening anywhere. If it were something that worked, you would have other stadiums up municipal stadiums being sold to you know wealthy. People. And that kind of thing. But. But you're right. But at the end, but kind of under neath it all, and at the crux of the issue is, are the bengals going to stay or are they going to go and something's going to have to give because you're right? Willing especially now in the economy that we're facing in the long term effects of that. On top of the fact that the stadium fund is already way behind and that the bills are coming due because of this crazy one-sided lease in agreement that was done with the bengals years ago by the Republican Commission. At, the time. something to give and I you know someone is going at the county commission as a team. Is GonNa. have to stand up with the Bengals and I've been criticized for saying that take a stand against the bengals. Well. Something's gotTa give and you know what? It hasn't work. It hasn't worked and look I I'm telling you and I know people keep kicking. The can on it. Willie I. Know People Keep? Well, it's look it's still going to hear it still. But at some point Willie, the bills are going to come do and there will be that poignant moment in time to which we're going to say. we cannot afford this. We as taxpayers cannot afford death and so bingles you either take this deal that more favorable to the tax payers or or or you know what you leave. Well, the fact I was told by an insider last night and tell the bengals decide what's going to happen in twenty, twenty six, and that's twenty-three. Delays is up, they got to five years after that. But if they don't commit to the city, of Cincinnati under I've completely revised deal, then we can't do anything twenty, twenty, six, some okay. I may not be on the radio. Then you may be having deal with it, but I cannot conceive of something happening the next six years, what the bengals they're going to maximize. Maybe Toronto maybe San Antonio, maybe London maybe Mexico City, the economy will change get better. Here's two billion dollars up front God bless Mike, Brown who likely be meeting his maker at some point and I wish. Wish live a long and productive life, but let's face it. All of us have an expiration date and you're gonNA continue fighting this thing, and then if the bengals leave with smart money says is more likely than not. Then what do you do with this huge delapidated stadium, which means all this work? Nobody's GonNa move here that means the things have to be imploded apart. Then then where do we go and we we have no music venue, we have stop orders from the city to the county. We have the reds organizations losing money hand over fist, we have the Bengal franchise. Shall we say leadership vacuums going to occur that they're going to be offered all this money to go elsewhere. Tom Game memorials still be there maybe pg sitting fellow being charged or Chris Smitherman and or anti-black and leisure race. All I can say Jayson Williams, all hell's breaking loose and nothing's going to change for the next half decade. Correct. Correct and until unless you say, Hey. WHO'S GONNA decide? To step up and chart a new course from an elected officials standpoint so far, Democrats and Republicans alike have not done that. You bring up sitting Feld peaky sitting dog, going to stand up and say, Hey, I, I'm tired of this two or denise three houses in her first term or. At least reese, if she's elected the county commission or anti-black, if he's elected, are these new folks coming on here on both sides, the city and the county going to say, you know what? This hasn't where no we're elected to. Solve problems for the people, and now it's time to solve the problems. And if someone does that I, mean we we have to sit here and assume it's just going to be more of the. More you know back and forth and you know pointing fingers and nothing getting done and still empty lot down there on this frontal, which developed beautifully that that I. Think probably things have gotten along that thing would have already been fully out develop, Don moved on. We'd all been loving. But lastly, not in Campbell County were judge Don Gentry is having banging relationships with her former minister in chambers with with parties and with empty beer cans and empty booze bottles and engaging in sexual relationships with men and women while wearing a judicial rope at least, we don't have that situation going on. A. At least we do not what a story that is. It's. You, know I know I slept with a female judge. I've done it for like fifty years and I'm thinking the people. Now, that's it, and I know eight or nine of her buddies names unmentioned who female judges Democrats Republicans, they are aghast they and then I hear things. This happens all the time. There's beer and I said what? I never been in the courtroom of any female or male judge, and which there's empty beer bottles, booze bottles, and sex and grunts coming out of chambers, and then John's being offered to female sex partners in exchange for activities and I'm watching this and I'm going. I. Think. This is normal. I got a text from a female attorney says, she's shocked and I said, look women are not responsible for Don. Johnson anymore than I'm responsible for someone else's behavior. But at least you're on in Campbell County credit for that at least for Nana. Campbell. Can and ask you one quick question you brought up the people judge. Penny. Pentagon again has she been able to convince you to move downtown. I'll say this. I was getting closer until about two months ago. And then I saw what I was told for decades that once? Labor. Those guys did their one billion dollar improvement that the riots, the trashing of downtown was done. It shocked many of us two or three months ago when it wasn't done, there was a pretext mile five, hundred miles away to cause a billion dollars investment to go south. I may wait for a year or two until property values cut in half when they cut in half and the city is functional and the riverfront looking good, and there's not sitting county fights and the bengals have committed to stay and the platform over the top Fort Washington way is done and a beautiful park.
"banks" Discussed on Bill Cunningham
"Billy Cunningham. The Great American. Let's begin this who have been any tristate wetback doubted tonight probably starts about six. Oh, five or less. Out Out more normal Agra, because lance may be on vacation. Later on, we have Brian. Tone coming up and also a live report from Chicago with newscaster. Jian TV is Joe Donlan about what's happening there and what could happen here or anywhere. But until then there's lots of flak going on average when the city and the county. About what's going on the Riverfront I've only been on the air beginning this month. Thirty seven years and those thirty seven years. The Riverfront is on the front page of the enquirer for the past thirty, seven years about what's going to happen beginning nineteen seventy with the riverfront stadium that never was finished. Then what what to do with PBS, the bengals coming or going the great American ballpark named after me, of course. But Castellani, away we go. So the story of the CAR Whitten by Sharon coolidge and I'm sure that Jayson Williams gave her a great direction about what's happening in the city and the county etc and Jason Williams welcome again to the Bill Cunningham. Show Jason how Aria. Willy how you doing. Great. They'd be back with you. All I can do is laugh and chuckle on. Yes, I did. I did path along a few tips for that story, which is done by My awesome co-worker Sherry. Coolidge Scott. Wortman to really great watchdog reporters well. Jason I I spoke to your friend, and Mine Shirley Lucan. The greatest mayor of the city ever had about twenty years ago, he put in the pylons or other things necessary. So that the Fort Washington way, it could be covered by this massive park so that instead of coming off seventy-one and turning right in front of the stadiums getting into seventy five, there was gonna these these massive platforms are in place ready to go in what's large park dirt, and all kinds of stuff could be put on to connect the riverfront and I said, Charlie, how long would that? That take, he told me. It should be done by twenty, seven, twenty, eight. It'll be all done here. We are almost a generation later and when I drive to the airport I, look above me, I see clean air, there's nothing going on there. I can recall drawings of two thousand and one the riverfront what have a large park which did happen Schmil Park, which is gorgeous. But we're we're we're going to have all these boats head marinas. We're going to have condos on the high river in between these two large stadiums, what the hell happened the last twenty years. who? Put that the singly feast and building era again. A power. Struggle In that sounds very broad, but that is really Willie. Would it boils down to and then Charlie Lukens Set it back to him on my my. The choir last week. That's so Cincinnati and somewhere in the middle of the interview, he drops in this one line that I thought. That is exactly the story and he said something along the lines of until Tom Ableman who's the county's attorney and read donor Bob Castellini stop viewing their quote little their own little project nothing is going to change. And I'm like Bingo. That is exactly right there. In that speaks to WHO's in control down. There is the public officials with tens of millions of tax dollars, state local and federal money that's been poured into this project. Or the public officials elected officials in charge. No, or the reds and bengals charge that right? There I. Think. I. I'm not sure that it may have been the first time ever anyone went on the record about that. Very issue that, hey, who is really calling the shots down there and all my reporting has led to that as well, and until that does change until the elected officials, the county officials in this case, the commissioners. Step up and say, you know what? We need to make a leadership change. I wrote a column about this a couple of weeks ago, and so they changed the leadership down there in the leadership structure, and they really clearly say who is in charge, is that the? The elected officials or is it them the reds and Bengals? You're going to continue to have these very kinds of things. I'm watching I, think it was channel nine had a story was with the city of Cincinnati. Literally pulled a building permit issued to the county to do construction work that has never happened before we're one government tells another government by law, stop what you're doing. It's illegal. You don't have permission and that caused the commissioners fire John Cranley. He's not fired back. I don't WanNa hear it anymore I know what? He's GonNa say but I've heard ten times I've heard it one hundred times, and this is like a you know a draft is a horse designed by a committee. And so we got these different entities that have different interest and nobody's in charge, and it's a consequence it continues to flounder. Well. We'll. Doesn't WanNa hear it anymore. The citizens of Hamilton, county? The taxpayers, the voters citizens. Tired of it. I. Think People just sort of look at it, and they do what I did earlier and they just laugh. And and it's not as on lap. If they sat laugh and you know again what you just said that the city. Permit you gotta dig down underneath that. What what's going on. It goes back to that power struggle Tom, Gabel men, and John. Cranley absolutely cannot stand each other and they have been at war over this project going back to probably several years. But certainly, that's come more to the forefront in the past year and a half over this music. Then you're past couple years and so. When you see something like that. That's my first instinct is to think John. Cranley. And his battle with Tom Gabel menu is Again, the county point person on this project, and the county will argue with with me on that in saying that he's no longer the point. But as long as he ended the, they'd cut his salary or his contract by twenty percent. But as long as he continues to be part of that is that's sacked by the way As, long as he continues to be part of this project and there's no master developer and they're looking to him to be kind of the expert on development which he's not. He's a lawyer You're going to continue to have these. Thank props, Jason expert from Atlanta and after dealing with this for a few years. Atlanta guys, hell with this, I'm leaving now you got black who's running for ham to county commission saying he wants to sell Paul Brown stadium to wall, street interest to come in here with hundreds of millions of dollars to build a stadium that's going on twenty years old possibly without attendant for years that needs tens of millions of dollars of improvements, and then I hear from from Gable men and a from cranleigh that gable men and cranleigh are kind of like Nancy, Pelosi and Donald Trump, they can't even get the same room together. and. then. He got Bob Castellini who's losing money hand over Fist I. Don't know if you saw this out of Atlanta, I read everything every night. The Constitution has the story about the Atlanta Braves which are owned by Liberty Media, which is a publicly traded company. So they have to report quarterly earnings, on wall, street, so they reported April May and June when baseball was played for about a week and they're losing almost a million dollars a day, instead, they've lost ninety five percent of their revenue and with their expenses continuing, and they're going to be in violation of their loan covenants with the banks, and now they're going to lose more money the next three months and Bob. Castellini said this. This to me on opening day. When I had him on, he said nobody can believe how expensive how much money.
"banks" Discussed on Money For the Rest of Us
"Their CEO. Jamie says this is not a normal recession. The recessionary part of this you're going to see down the road. Wells Fargo set aside ten point six billion dollars. Her future loan losses in the second quarter. Citigroup seven point nine billion dollars. Now I looked at the Federal Reserve for delinquency rates, and they only have data through Q. One, and that was just released a mid June. Total delinquency rates at banks in USA's one point five nine percent. That's past due in non-current. It got over seven percent in the great financial crisis. There will be more default, but banks seemed to be prepared. We don't know what the default rates will be with leveraged loans Fitch has made estimates. We don't know what they will be for Clo's. Frank Partnoy is convinced that there's things lurking on the balance sheets of banks that will come out. He might be right when we compare the way. Banks are regulated now how they're run. They're much lower levels of leverage. Things are going to have to get really really bad to get to what we saw with bank failures during the financial crisis. During that two thousand, eight, two thousand nine period, there were bank failures every week, hundred and sixty US banks failed just in those two years. Last year across the US only four bank failures and we've had only one in twenty twenty. As depositors in banks. We have protection. We have FDIC insurance. Other countries have insurance for bank deposits, and so your deposits, if you keep it under two hundred, fifty thousand, and they're not at risk. The risk if banks get into trouble is your investments in banks. Do you own their common stock? Do you own preferred stock? Preferred? Stock dividends paid before common stocks. And if the dividend is not paid in most cases, it's cumulative it so that dividend just a cruise, and then it has to be paid before the common stock dividend has been paid. If the economic recession gets worse than preferred. Stock will sell off which means deal to go higher, but that doesn't necessarily mean you're going to lose all your money because that would require the banks to go insolvent. We'll see parties right. I am cautiously optimistic, but the pandemic has to get under control in the US. Some of the early indicators, real time data is showing. People are acting more cautious again. They're not willing to go out as much. Some of the mobility data that you see partially due to renewed lockdowns partial lockdowns in some of the states partly just concern. The US seeings some of the worst covid nineteen confirmed case numbers on absolute basis the worst in the world, and some of the worst on a per capita basis. Hopefully by wearing masks and social, distancing the pandemic spread can be slowed without. Down the entire economy again. The doesn't seem to be an appetite for that and I don't think it has to happen. So our.
"banks" Discussed on Money For the Rest of Us
"Markets fall fifty percent volatility as measured by vicks jumps to seventy. Investment grade corporate bonds spreads, incremental yield for corporate bonds increases to four and a half percent. So a severe economic environment and in that environment banks run models to see how much they would lose. How much would default increase on their loans? And what would their projected losses be? In addition, they ran this time. Some additional stress test based on the coronavirus pandemic. With unemployment rate peaking between fifteen point six and nineteen and a half percent so even more severe. What were the results? Well losses obviously would be huge. With the standard severe adverse scenario, losses across thirty three biggest banks in the US were projected to be five hundred and fifty two billion dollars, and that obviously would impair their capital, but their capital ratio. The Common Equity Tier One capital ratio, which was twelve percent. The, minimum is four percent according to Basel. Three. Standard? Twelve percent at the end of Q. Four, twenty, one, thousand, nine hundred. Under the stress tests scenario, the minimum it got was nine point, nine percent and the minimum of the tier one capital, which includes preferred stock eleven point four percent. And total capital. The minimum was fourteen percent. And again the ratio for that the minimum is eight percent. In, the additional even more severe stress test the losses for those biggest banks got as high as seven hundred billion dollars, and the total capital ratio fell between nine and a half percent down to seven point seven percent. That's seven point. Seven percent would be below the eight percent minimum. But the banks wouldn't be going bust. They would have to raise more capital. The economists did a report and looked at these new Basel. NHS and they looked at the stress test, and they estimated one. If the old rules have been placed, Basel to and these severe economic scenarios were used. And they estimated that this capital ratio could have dropped for some of the banks to as low as one and a half percent. So they would. Be Insolvent very close to it under the old framework, but with this new framework with the higher capital ratios, the buffers, the ability of the Fed to demand banks not increased their dividends. Banks are safer. Banks are. Being run more conservatively. Banks already provisioning for losses based on what's going on with the pandemic. J. P. Morgan announced this week that they set aside ten and a half billion dollars in the second quarter to cover potential.
"banks" Discussed on Money For the Rest of Us
"Month they had several plus members. Share an article with me. That was published in the Atlantic titled Becoming Bank Collapse. The subtitle was the US. Banking System could be on the cusp of calamity this time. We might not be able to save it. Article was written by Frank Partnoy. He's a law professor at UC Berkeley. That's a pretty ominous title. We WanNa look at the article as well as the state of US banks and banks around the world. Should we be worried given the pandemic is the banking system poised to collapse. I was especially interested in the article, because it came out right after I had increased my allocation to stocks and added a preferred stock et after the money for the rest of US plus model portfolios. The particular preferred stock after us by shares has about twenty six percent allocated to banks and banks are on the cusp of this calamity that does not bode well for preferred stocks. In the article, Partnoy is particularly worried about banks exposures to an esoteric security. A collateralized loan, obligation or see Elo. We Discussed Sea Ellos back in episode two six in May twenty eighteen. collateralized loan obligations are asset backed securities issued by special purpose vehicles or s peeves. The S P V purchases leveraged loans which are non investment grade bank loans that have been syndicated. A, bank will make a loan to a Non Investment Grade Company, a higher risk company and then sell that loan into the marketplace. Many of those purchasers are Clo's is over a trillion dollars of leveraged loans outstanding. and. Most are held as part of these collateralized loan obligation structures. The way it works. Is that s? Cells, debt and equity securities that comprise to see yellow. Those securities are backed or collateralized by the leveraged loans. The CEELO has multiple layers tranches that are sold separately. The debt layers are rated by credit quality, so the senior layer is triple A.. There are lower rated debt layers known as mezzanine layers, and then there's an equity layer which is unrated. The payments on the underlying leverage loans, those payments are pooled together and flow in order. The first payments go to the senior AAA layer then to the lower rated layers, and then finally to the equity layer. That is known as they waterfall. The debt tranches are over collateralized debt ACL Oh might have issued five hundred million dollars in debt securities as part of the L O that are backed by six hundred and twenty five Million Dollars Worth of leveraged loans with the Additional One, hundred, twenty, five million in loans funded from selling the equity trunch. Each Cielo about one hundred and fifty to two hundred and twenty-five loans. And because the leverage loans, themselves are floating rate notes. Their interest rates will fluctuate as short term. Interest rates change the debt tranches within a cll are also floating rate, so there's some protection if interest rates rise. Now because of this waterfall structure, the equity tranches takes the first losses, then the lower rated debt tranches, and finally if it gets to that this senior triple, a. rated debt trench suffered losses. That hasn't happened before. The SNP does a global Cielo report looking at default rates. From Nineteen ninety-six to twenty, eight eighteen overall default rates for CEELO's was zero point five percent. The worst vintage year was sea ellos issued in two thousand eight. there. The default rate was one point seven percent. There have been no defaults in CEELO's issued between two thousand, nine and two thousand eighteen. And from that one, thousand, nine, hundred, sixty, two thousand eighteen period, there has never been a default for the triple eight trunch, and only one default for the AA trunch. Now as you know, we are in a pandemic and defaults within the High Yield Bond and leveraged loan space is increasing. Fitch estimates the twelve month default on leveraged loans is four percent, and that more than two hundred billion dollars of leveraged loans will default through year end twenty, twenty one. Adequate to a two year cumulative default rate of fifteen percent. Just because leverage loans are defaulting doesn't mean all the different tranches of a coo is experiencing a default. So a report on the wall, Street Journal from mid May that showed about ten percent of Cielo managers have been diverting cash flow away from equity investors and going to the debt tranches, which means there have been default that are starting to impact that junior equity trunch. What is different from this cycle, though is leveraged, loans are more risky and we discussed that in episode to a six. The covenants on these loans are less restrictive. The credit quality is lower. The financials are weaker and so we should expect defaults to increase. Question is will see a low default and other defaults and other loans impact banks to where we should be worried about our savings or investments that we might have in banks. In banks securities. Including their common stock and their preferred stock.
"banks" Discussed on Money For the Rest of Us
"Welcome the money for the rest of us. This is a personal finance show on money how it works how to invest it and how to live without worrying about it I'm your host David Stein, episode three five. It's titled How Safe Are Banks. Last month they had several plus members. Share an article with me. That was published in the Atlantic titled Becoming Bank Collapse. The subtitle was the US. Banking System could be on the cusp of calamity this time. We might not be able to save it. Article was written by Frank Partnoy. He's a law professor at UC Berkeley. That's a pretty ominous title. We WanNa look at the article as well as the state of US banks and banks around the world. Should we be worried given the pandemic is the banking system poised to collapse. I was especially interested in the article, because it came out right after I had increased my allocation to stocks and added a preferred stock et after the money for the rest of US plus model portfolios. The particular preferred stock after us by shares has about twenty six percent allocated to banks and banks are on the cusp of this calamity that does not bode well for preferred stocks. In the article, Partnoy is particularly worried about banks exposures to an esoteric security. A collateralized loan, obligation or see Elo. We Discussed Sea Ellos back in episode two six in May twenty eighteen. collateralized loan obligations are asset backed securities.
"banks" Discussed on Anna Faris Is Unqualified
"Hi Melissa on a Farris Hi Hi. I'm here with Elizabeth. Thanks Hi Melissa. Hi Elizabeth how are you doing? Are you you guys on lockdown? Well I Have been being essential for whatever reason so. I'm still going to work but my children are home right now until April twenty fourth of the new date. Oh my goodness. How old are your kids? I have an eleven year old and a nine year old. Ooh there are kind of going crazy right now and driving me insane. But that's Okay. It's part of the deal you know. Yeah I know it's kind of where we are all at well. I hope you're seeing safe and healthy. Melissa I am trying. Thank you for working time. That must be really difficult to be juggling all these things. Oh my gosh. This is such a nice wonderful little you know amidst everything going on this is so wonderful. Thank you guys so much for having me. Tell my little story. Let's hear it. Can we hear it well? Long Story Short. I've been with this guy for seven years and they're still no ring. They're still know anything. And you know it is definitely something that I expressed that I wanted earlier on. I am divorced. I got divorced when I was twenty nine and we started dating. Oh like a year and a half later at first. It was very casual. I wasn't planning on turning into anything and then it did and then you know. After some time passed. He met my kids. Which was you know that is very hard to do. And of course my kids love him and he's so amazing to my children and to me to be fair you know. He's a great guy. You guys live together. Yes and that's kind of kind of on the flip side of things as we're arguing the house right now okay. Well won't let me just say that it is my house. I after my divorce I really never thought I would be able to buy my own home again but I made it happen and it's just mine. That was Kinda.
"banks" Discussed on Anna Faris Is Unqualified
"Okay now. We're going to give some unqualified advice to our listeners. Okay. Hello Hi Ryan. This is ANA. Hi! I Have Elizabeth banks here. High. Bookstore Will you tell us what's going on? Yeah so I. Think for about six months supposedly. His mom with. but pretty much. I stayed there every day since I've got a really great relationship with his family, going really well, and so my birthday is in a few weeks, and we have been planning a trip to Disneyworld. Because his sister was doing college program and then obviously everything started happening with the coronavirus lockdown. So our trip was cancelled and she sent home so now that she's living with us again. Everything seems fine. Greg Relationship Occurs Well on and then on Monday. I talked to his mom about like we actually went on like a state. Wide Lockdown could stay there. And she said yes, and I was totally fine, so that was the plan, and so we actually went on the lockdown. His sister's Scott love issues. And things like that. And she had panic attack about not wanting anyone in the house, and I WANNA get into the weeds on. We couldn't come down until I agreed to go home and through everything off, and so now I'm living at home and not able to see him so just trying to figure out like how to keep our relationship strong, and how they're like I'm not mad at her. Of course I understand your feelings and everything, but just sort of navigating the situation. First of all Brian sounds like you're being really generous just in in general, but yeah and respectful yeah. Old Is is the sister are? She is twenty five. Does she have a boyfriend? Wonder if this came out of like relationship, envy, part of me, things a little bit of it was like jealousy because she does, but she wasn't able to see him because she won't because she. She's already like Corentin, so I think me getting to see him every day than her. Not Be able to do that with a little bit of well. So you were quarantined with his family together, you guys were hanging out to sister was there? She had a panic. Where are you guys leaving the house? Look? What was her panic attack? Actually about that? You guys were bringing Kovic nineteen into the house, or what, so he is currently paying off from work and working from home now, but that was the last day I had to go into the office and come back. I was gone happened, and then they don't spend so if you guys now that you're on your lockdown, if you guys do like a nice fourteen day apart, and you guys all promise like not go to work and not see other people. Can't you just go back over there? In a couple of weeks and be like? Hey, I haven't seen anybody I've spent my time at home and now I'm here with you. It really just depends on like how she reacts to it. Because she I mean like he wanted to go to the store and she's like. Here's what I think. I mean you know. She worked at Disneyland like they shut down. Disneyland for the first time like this is stressful for so many people on so many levels, and I know you're at the beginning of a relationship, so it's tough because you guys want to hang out and I bet you want to do even more than hanging out 'cause I've been in the beginning of relationships I know how they go. And I think you're gusts got to be really generous and respectful with her right now I sounds to me like she's having massive signing which I know so many people are because people are really freaked out by the virus. You know what's going on. and. We feel like misinformed and we don't know what the hell's happening and I I get that. I don't know. I think you've gotta like zoom with the boyfriend Can he come live with you and your aunt? So we had talked about that, too. That was part of our whole things like I. don't want anyone to leave the house. I don't want anyone so in order to get it up. To doing it this way and I know he's pretty upset with her. They really close outside abyss and I'm trying to dislike. Not Make this be a problem wants them onto over. The relationship he I think that's smart. For the long term I get what you're saying. You WanNa make sure that you don't become a wedge between the two of them because that could maybe not go your way in the future. Correctly and Ryan I have to hand it to you I think the way that you are of describing her like it's really mature of you that you that you phrase of this like you know. She's prone to anxiety and her life was like you know been up ended, and that's really remarkable that you phrased everything in your email email with a lot of generosity I. don't know if I would have done the same thing been like. But good for you can ask one like kind of controversial question Is there any way that the sister through this fit at the behest of her brother? Because he actually thought maybe it was moving too fast and he didn't WanNa live with you or during the quarantine. I really don't think so. I think he's been a lot more about this than I even happen. Soon good tile Gotcha 'cause you know how in relationships like when one person is really upset. The other person tends to counterbalance to if he's really upset. Maybe it can make you a little bit of like a stable anchor. Yeah, sounds like is what's happening, yeah? Right, I'm sorry, but I'd love that you're in love. I know that's amazing, so I'm happy that you found somebody and yes I know it's hard. It's hard to be a human being right in general, but I will say I think if you guys make it through this, it's going to mean a lot in the future going forward and by this will be the beginning member when we had to be all quarantined. Let's telling that story thirty years from now at your like anniversary party. I will say though the last thing that happened tonight before I had to move out I realized he had never seen how study so the last. Question that. Really the thank you Ryan. Tame You handled this very very maturely. A really do I think a lot of other people would have just matched her anxiety level. Thank you guys so much. Ryan big you by Ryan. Thank you..
"banks" Discussed on Anna Faris Is Unqualified
"I think we've loosely sort of framed. This is how would you proceeds in terms of directing okay. I know what that means. I'm so curious. Well let's say so. You have spent four hours setting up for a big action sequence and ripe before you guys are about to roll sons down. Whatever your lead actor comes up and says I don't know why my character would say this so I've been on that I've been in those moments and here's the thing that is work that athletes should it needs to be done by you. That is literally your fucking job as an actor is to figure out why you do things and that work needs to be done long before you show up to the set. I love that you're looking at me. Dirk hardcore because you probably know. I've done that ship before without meaning to but it makes me fucking crazy when actors do that. It makes me insane. I've been on. I won't name names but I've been on sets. Were that exact surly four hours set up. Two hundred background extras or standing around. It's you know it's freezing out. They call everybody to set and then suddenly the lead actor and the director to go to the trailer conversation about why he's doing something and the answer literally is like 'cause we already shot see we already shot a and this is literally just be and we just need to connect a NC. It's infuriating like people have families go home to like. Get Your Shit together. Do your work before he shop to set. Okay let's say you're financier is dating this gal named Bernie and you are kind enough to give her a line on the day of her. Seen Wardrobe comes up to you and says the very unique does not want to wear the red dress that she'd already been fitted tailored in and it's not her thing. I love how. How big your recent discussing? So far has been scenario in my life. Actually when I think I would do in. That situation is first of all. I want everyone to come to set feeling great and confident so with wardrobe hair and makeup. That's usually a conversation I have. How do they feel on it now? I can't have somebody come to set in a blue dress. Win The whole backgrounds. Blue or like the readdress is a story point like she's gotTa wear the Red Dress. That's a different scenario. This amaze just like I feel bad in this and I don't feel confident. I don't know how I can do it. People are very insecure especially young or inexperienced people in every industry by the way. I'm not even just saying that of actors right like you have to get up and give a presentation tomorrow. It's your first time in front of the boss in Blah Blah Blah and. You're like sweating through your blazer and you feel like you tried on seventeen outfits right. That's that's the same scenario that this is that this is. I would just want that person to feel confident coming to set. And then at the end of the day I would know because it's the it's like the finances girlfriend that I'm probably editing. That line out of the film anyway. So so it's not a big deal. It's an N. B. C. D. Her line is I really think we gotta get Outta here now. Oh well that sounds like I might need it but I can later okay. Would you feel like doing some line rates? Ooh cliche movie quotes. Let's bring you back to the days of auditioning. Oh God okay. I'll be cast injector just going to simply read you a series of lines okay. All right We use late for US shirt. Hi I'm Elizabeth Banks. I'm five five a side after and yes I will cut my hair. Thank you so much Elizabeth. Your first line is what are you doing here? What are you doing here? I'd like to take back. What are you doing here? That's good I would imagine. This is also somebody that you are overjoyed to see. Sorry I it's okay. It is a horror movie. It's fine okay. What are you doing here? Okay the next one is. You've got to be kidding. You've gotta be kidding. I know you wanted the German accent. I love the German accent but I also wanted to be truly like this person has just come up with like solving something in cry. You know what I mean like Ernest. Okay Okay Germany Ernest. I'm going to you doing here. What are you doing here for three Dunia? I think that was very sexy. Do want you to do. You've got to be kidding. Oh that's right. Sorry I was on the wrong though. That's Okay No. I'm glad you have the first line down. You've got to kidding me. You've got to be kidding me. Okay no me. Because it's not about you can p. I can see that you and I are laughing. And no one else is gonNA realize. And they're just going to be like. Why is this makes a weird accent on this? My guess what is happening. What about why am I not surprised question? Mark Why am I not surprised? Why am I not surprised? Oh that's good. I know you do a lot of animation right. Yeah voices I love doing it I do too but don't you find it? It's hard. It's such an amazing job for many reasons if you work for four hours but I'm beat after it are. Do you find yourself total like creating a character kind of by yourself trying to round out the vocals. It's an intensive process. Yes it's exceedingly intensive. You have to bring so much to it because you're not you can't rely on anything else right so there's no one to bounce off of their zone with you. It's why so what I was going to say is I love. I do a three in a row every single time. Some always like. You've gotta be kidding. You'VE GOTTA BE KIDDING. You've got to be kidding you're like. Oh my God did we get it please generous? I was promoting my first animated movie and I said basically something similar to that like well you know it was it was like how was it. I was you know I know everyone talks. About what an amazing job it isn't it is but it was also more difficult than I thought and she said well it's not like you're digging ditches and I you know my memory. The audience stood up and clapped I. That's what happened to my memory in that moment like of course it's like an amazing job and I'm not in. Yeah but that implies so that we can never talk about what we do and I think. That's a bummer. I know you're right. You're right that's an interesting way to put it because there is that feeling of especially during this time to there's this feeling of like we're so fortunate to have a bunch of you know can chilly and Yeah Pasta and our pantry and toilet paper although Brennan Pretty Low on the paper towel situation. We just ordered bamboo toilet paper because the only thing we could or I don't know I haven't touched it. I everything that comes to the house. I pretend is like radioactive has to stay in the garage for like a week. Yeah 'cause that's were that's how wide I'm crazy today. I know I know Okay wait so that I wanted to ask you to the. Oh if there was a young like eighteen year old sensitive ingenue. Who has been late every day for the first week of Shooting League How do you deal with that as a leader? Because when I did House bunny I mean I wasn't directing it or anything but I did have a pretty sweet trailer Elizabeth. Douglas get that trailer again. I have no doubt you're number one on the call and number one on the call. Sheet is a really important raw on a set. It's like it's it sets the tone for the entire film set. How would you deal with that kind of scenario? I'm sure you've had to deal with the managing of sensitive personalities. Like all across the board. I think communication is what you try to do. Would you pull that person? Aside like how how private of course I mean I usually try and bring a producer. Someone else in to the conversation so it doesn't feel unless that would feel like it's gang up because I think that's never good either but I think being able to try and meet that person where they are. It's almost always insecurity. It's almost always something's going on so right that is not about the movie it. Some personal insecurities going on or like you know. I've not been in a situation where someone's being harassed or like they don't. WanNa come.
"banks" Discussed on Anna Faris Is Unqualified
"How are you doing like Inbet- Corentin Corentin? Are you home schooling yet? What are you on spring break? I think my son has been homeschooling me more than I have been him. But we are. Our show is off for the season. We took an early hiatus and everything And what about you guys? I know that a lot of movies have been we. Were not in the middle of anything and we we have a writer's room that's up and running which is Great Abbas. Show coming out Mrs America in April on Ethics on Hulu that was already happening Kuzina. That's one of the great ones where I got to go work with like so many amazing women so happy about. I love that you do that. You've been such a pioneer when doing press for as a director what time to be the most annoying questions like as a female director is it so female centric. It's hard. It's really hard. It's hard because you get a lot of look at you feminists and you're like I'm just trying to be a filmmaker. I just happened to tell a story about a bunch of women. I don't know back in the day Jane campion. I'm sure it was not asked like you made the piano with the female star in this little girl and a pack win. How what is your big feminist statement? It's hard because you at the same time the journalists. I feel need validation that women are doing better down a beacon of some offensive. Hope right right so so I don't want to dismiss it but I also I didn't sign up to direct movies because I felt like I was meant to make some grand feminist statements in gestures. You it's really not why I'm doing it so I do find that the messaging can cloud what the movie is. What the work is actually doing? I do not get asked a lot about like lenses or you know cinematography or any of the sort of technical stuff but I obviously also have to master to direct like big huge productions. I find that really fascinating like no one's interested in that and wondered if you ever got asked like Ooh did you like doing the action sequence in. Charlie's like all that kind of Shit that they would never ask good. I've been asset the three times. I think I've been like actually offended because it takes a lot to offend me. I love that about you. People bring their own shit to every inner yet. You're you know you're just like okay. I got asked on pitch perfect two. Who picked all the music and I was like yes so I got to pick all the music with buying music supervisor. old team that puts music together yet but who decided what the songs were. Yes so I got to decide. Obviously it's you know. I directed the movie. I I it the buck stops with. May I have to like pick the songs and you know figure out what the yes? Yes but like. Who's now that I just like? What do you really think it's impossible than I could have picked these songs? I thought was so interesting and I had produced the first movie and I don't recall our mail director. Jason Moore. Who is brilliant? I don't recall him being questioned about if he had really done it. Do you know what I mean. That was like this. Just it like Poke like but but it wasn't really and then same thing kind of happened with the action. Sequences it was like you know and tries needles bid of so but who came up with the action sequence. You don't like my name is on the script so I actually really did say like. I think it would be fine if went to a racetrack. In here's what I'm thinking happens to the racetrack and that I have to write it down to communicate it and then we have to have to hire the right people. I have to choreograph than we have to shoot it correctly in the NAFTA edited and put it in a movie like I actually did have to do all of that but it was. It was interesting. There were people who were like. Yeah but I mean the second unit and you had there was someone else seven so the stunt coordinator. He did a lot. You're like what I do know the casting was not your choice because I was told I was totally wanted to go if a if it were up to me of course up to me. Listen Elizabeth I can be a bad ass. I'm one hundred percent clear on how bad feeling at the time I was offended. Was someone came in and said you do so much? Don't ever just WanNa take a bath and night bus. No I don't I mean I take showers anyway. I'm not really a bat person. But that's such a weird question to ask in a professional setting of a professional person. Don't you think that is one step deeper like the first step is like oh I've met with Elizabeth Banks? We met at this West Hollywood hotspot. She ordered a salad with Sun. Dried Tomato Elizabeth is slowly picking it yourself. It's like okay and then we don't want to just take a bath. I mean Dallas and bad but I will also say that I am grateful that I interviewed about anything at all. I'm grateful to make things and that I get to tell people about it and at the end of the day. I know in wonder too though if we are. Are we supposed to be feeling more grateful? But because people like you people get opportunities and thank you so much for being a trailblazer. Oh my goodness you know one of the things for me. That came out of me. To a little bit was I did feel a real sense of camaraderie with the women in my industry. That not really felt before there was always sort of unspoken anecdotes. And you know the idea like you go to a set and you're the only woman I rarely made movies where I'm an actor. I have now as producer and a director been able to make movies with lots of women but prior to that prior to meet doing it the amount of time I went to set up a bunch of girls that never happened never end if there is another girl were pitted against each other characterize usually coup lately. Yeah I just find that that. The entire system is being is being shaken. Or it's not you get these really great moments where we shake things up. Whether it's like when we got the right to vote like a hundred years ago we shook things up you know and then it's like but then we didn't get the IRA and we. Then we got Roe v Wade but like now maybe less than one generation later. We might not get it anymore. I just it's like to me. I feel like women are constantly reminded whether it's an as we were talking about the beginning of this conversation. Going to set and being like the only girl or going to set the crew is you know whatever seventy percent men usually standing around you just realize that we live in a world that's built for guys and so I don't think guys even understand and I know my on husband very sweetly like we've had conversations where he's like Babe I am never gonNA feel it deep level in the way that you are. GonNa feel it because he's like. I can't do what I want with my body I have body a autonomy. But it's never going to be an issue for me right like. I can be a landowner. Like they're never gonNa take that away from me and he think like yeah. That's that's what he's been taught. I have not spoken much at all about the metoo movement and I feel really guilty about that because I have a lot of thoughts but I feel guilty because it it felt to me like what do I contribute. I think you can absolve yourself of that. I really do. I think that it's no one's job to be a spokesperson for anything other than our own experience and an even that like you don't owe that to anybody you don't owe it to your listeners. To me I don't think you owe that to anyone that you don't want to tell those stories to and I asked to say absolve yourself of that. I don't think it's necessary that every single woman talk about it I by the way. I think it's obvious. Hashtag meat to the every single one of us has seen too many dicks that we didn't want to say that we've all they were all gorgeous in my experience. I had so many like memory jobs during the initial days of me too. I remember that thing that happened. Yeah Yeah did yeah. If a little funky at the time turns out it was yeah turns out. Everybody was experiencing that to cat cocoa. Yeah.
"banks" Discussed on Anna Faris Is Unqualified
"Now are you doing like Inbet- Corentin Corentin. Are you home schooling yet? What are you on spring? Break? I think my son has been homeschooling me more than I have been him. Our show is off for the season. We took an early hiatus and everything and what about you guys? I know that a lot of movies have been. We were not in the middle of anything and we. We have a writer's room that's up and running. which is Great Abbas show coming out? Mrs America in April on Ethics on Hulu sat was already happening Kussin. That's one of the great ones where I got to go work with like so many amazing women so happy about I love the you do that. You've been such a pioneer when doing press for as a director what time to be the most annoying questions like as a female director. Is it so female centric? It's. It's hard. It's really hard. It's hard because you get a lot of look at you. Feminist and you're like. I'm just trying to be a filmmaker I just happened to tell a story about a bunch of women I don't know back in the day. Jane Campion I'm sure it was not asked like you made the piano with the female star in this little girl and a pack win. How what is your big feminist statement? It's hard because you at the same time. The journalists I feel need validation that women are doing better. down. A beacon of some offensive hope right right so a so I. don't want to dismiss it but I also I didn't sign up to direct movies because I felt like I was meant to make some grand feminist statements in gestures you. It's really not why I'm doing it so I do find that the messaging can cloud what the movie is what the work is actually doing I do not get. Get asked a lot about like lenses, or you know cinematography or any of the sort of technical stuff, but I obviously also have to master to direct like big huge productions I find that really fascinating like no one's interested in that and wondered. If you ever got asked like Ooh, did you like doing the action sequence and Charlie's like all that kind of Shit that they would never ask good. I've been asset the three times. I think I've been like actually offended takes a lot to offend me I love that about you. People bring their own shit to every inner yet you're you know you're just like okay. I got asked on pitch perfect to who picked all the music and I was like. Yes, so I got to pick all the music with buying music supervisor old team that puts music together yet, but who decided what the songs were? Yes, so I got to decide. Obviously, it's you know I directed the movie. I I it. The buck stops with. May I have to like pick the songs and you know figure out what the Yes yes, but like who's. Now that I just like. What do you really think it's impossible than I could have picked? These songs I thought was so interesting, and I had produced the first movie and I don't recall our male director Jason Moore. WHO IS BRILLIANT I? Don't recall him being questioned about if he had really done it. Do you know what I mean? That was like this just it like the scientist poke like, but but it wasn't really and then same thing kind of happened with the action sequences. It was like you know and tries needles. Bid Of so, but who came up with the action sequence. You don't like my name is on the script so. I actually really did say like I. Think would be fine. If went to a racetrack in. Here's what I'm thinking happens to the racetrack, and that I have to write it down to communicate it, and then we have to have to hire the right. People have to choreograph than we have to shoot it correctly in the NAFTA edited and put it in. In a movie like I actually did have to do all of that, but it was. It was interesting there were people were like yeah, but I mean the second unit and you had there was someone else seven, so the stunt coordinator. He did a lot. You're like what I do know. The casting was not your choice because I was told I was. Totally. Wanted to if. A if it were up to me of course up to me, listen Elizabeth, I can be a bad ass. I'm one hundred percent. Clear on how bad! Feeling the time I was offended. was someone came in and said you do so much. Don't ever just WANNA. Take a bath and night bus. No I don't I mean I take showers anyway, not really a bat person, but that's such a weird question to ask in a professional setting of a professional person. Don't you think that is one step deeper like the first step is like? Oh, I've met with Elizabeth Banks we met at this West Hollywood hotspot. She ordered a salad with Sunday may only Elizabeth is slowly picking it herself. It's like okay, and then we don't want to just take a bath. Dallas and bad, but I will also say that I am grateful that I interviewed about anything at all. I'm grateful to make things and that I get to tell people about it, and at the end of the day I know in wonder, too, though if we are are we supposed to be feeling more grateful? But because people like you people get opportunities and thank you so much for being a trailblazer. Oh my goodness! Things for me that came out of me to a little bit was I did feel a real sense of camaraderie with the women in my industry, that not really felt before there was always sort of unspoken anecdotes, and you know the idea like you go to a set, and you're the only woman I rarely made movies where I'm an actor have now as producer and a director been able to make movies. Movies with lots of women, but prior to that prior to meet doing it. The amount of time I went to set up a bunch of girls that never happened never end. If there is another girl were pitted against each other, characterize usually coup lately. Yeah, I just find that that the entire system is being is being shaken, or it's not you get these really great moments where we shake things up. Up whether it's like when we got the right to vote like a hundred years ago, we shook up. You know, and then it's like, but then we didn't get the IRA, and we then we got Roe v Wade, but like now maybe less than one generation later we might not get it anymore I. Just it's like to me. I feel like women are constantly reminded whether it's an as we were talking. Talking about the beginning of this conversation, going to set and being like the only girl or going to set the crew, is you know whatever seventy percent men usually standing around? You just realize that we live in a world that's built for guys and so I. Don't think guys even understand and I. Know my on husband very sweetly like we've had conversations where he's like Babe I am never gonNA. Feel it. Deep level in the way that you are GonNa feel it because he's like. I can do what I want with my body I have body a autonomy. It's never going to be an issue for me. Right like I can be a landowner like they're never gonNA. Take that away from me and. He think like yeah, that's that's what he's been taught. I have not spoken much at all about the me too movement, and I feel really guilty about that because I have a lot of thoughts, but I feel guilty because it. It felt to me like. What do I contribute? I think you can absolve yourself of that I. Really Do I. think that it's No one's job to be a spokesperson for anything other than our own experience and an even that like you don't owe that to anybody. You don't owe it to your listeners to me. I don't think you owe that to anyone that you don't want to tell those stories. To say absolve yourself of that. I don't think it's necessary that every single woman talk about it I by the way I think it's obvious Hashtag. The single one of us has.
"banks" Discussed on Armchair Expert with Dax Shepard
"Well gum welcome welcome Jr Armchair expert I'm joined by the cookie monster that's me man Okay and now that's not what my cookie monster says cookie monster says I'm different I want establishments up as a new cookie monster is on the program I love Elizabeth banks have been friends with her for over a decade I just really blown away by her talent such great dramatic actor he's Super Funny American summer thirty rock the forty year old virgin but most importantly on November fifteenth at a theater near You Charlie's angels she wrote drag acted produced and his in I'm excited to see it Beasley move yes up for Liz banks we are supported by third love with a person the time for a third love commercial because both our guests in you Monica have breasts that's right and I wearing my third love brought right now my goodness everything's perky oh I bet it's got a perfect fit that's the thing about third love they use data points generated by millions of women who have taken their fit finder quiz to find bras and breast size shape in mind for a perfect fit.
"banks" Discussed on RNZ: The Detail
"You have to go to a lawyer if you've got a mortgage and people don't do it now if the government are kinda government could make it malls easy for people to switch <hes> then there would be a lot more competition in the market. It seems that we got competition. We've got four big banks but actually those four big banks have an eighty nine percent market share and they're all australian australian-owned all little banks. I mean kiwi banks the biggest of them but there's t._s._p. This the southland s._p._s. is heartland. Bank is the court bank. There are lots of little banker banks museum banks who i suspect are behaving a lot better than the big australian banks why don't people just swap banks a hey. It's very expensive and very difficult all the forms you have to fill out and you have to pay as a say you have to pay for the lawyer but i think we should i think that we should be all just switching a little bit of our accounts into one of our local banks and stop putting the pressure on the australian banks to behave well and then it will start hitting their bottom line if if significant numbers of people even moved a little bit of their banking school splitting banking in the banking rice one count accounting one bank in one account bank at the moment. If i get a mortgage with one of the big four banks they're going to go all you have to have your current account with us and you probably have to have the credit card. On what about the they're just selling your life insurance and other insurance but just go no. I'll have my mortgage with you but i'm right. She can put other stuff with other people or i'll put my mortgage with you know one of the little banks that are the local banks and i'll keep some of the stuff with you but i think if people even moved five percent of their banking ten percent they're banking to the smaller banks it would make a huge difference and the banks would have to start the big banks would have to start paying attention. Is that something that the government's looking at the government's looking regulation and there are the in terms of being able to switch banks the stuff happening overseas whereby with your electricity count you own your count so that when you switch you just switch your account but at the moment the bank bank owns all your banking details so there is regulation will this stuff coming at technology stuff coming overseas open banking in this little thing which would allow me to own all my banking information all my details so that i can decide to switch and the bank has to let me move my banking details us and hopefully has to let me move my banking details easily from one bank to another without punishing you by saying. You have to pay all this money to do it. That's right as the ustralian royal commission going to make any difference at all to- how the banks behave hiya given that the banks are the parent company's yes. I think it's made make it a huge difference already because they know that we're watching them. The royal commission in australia has made them aware that the regulators are keeping an eye on on them. Now and customers are keeping an eye on them. Customers are watching the government's watching and the regulators are watching so that's another reason perhaps we don't need our own role commission because they already are under notice that if they behave badly we're keeping an eye on them. That's nikki mando.
"banks" Discussed on CarCast
"Get it on again. No choice again on in mandate. Get it on them. Welcome to carcass. That's our automotive all things on a motive gale banks coming in being the studio and a couple of you we love gale banks around the math motivator. The annual banks is just one of these dudes that. Is into it. And I know it sounds too simple. But I mean, I we always said to my wife when she used to talk about the kids kids getting the right education going to the right schools in the right? The right the right. I'd just go either curious, they're not they're not curious. They're screwed. They are curious. Nothing's on hold him back. Gale banks is curious and he continues to be curious, and he continues to get it done. So he just making stuff better all day every day. Now, you know him from a lot of diesel in in industrial military, applications and stuff like that. But he does everything right. Yeah. All kinds of stuff, and I'd be curious. I spoke to Gail years ago on this show, and we talked about the future fuel, and he was talking about algae. And he's talking about vertically farming algae. And I love all that stuff. I just don't know where we're at with it. Yeah. I don't know either. I I mean, we we went down that direction with that conversation, clearly, not banks. His core business is algae. But. But it was a fascinating conversation. It'd be interesting to to get his thoughts on that. And he's got some cool new products as well. There's two that we love that. We saw. At sima. They didn't have it seem. They had a nice presentation at a cocktail mixer, and they showed us a rear differential cover, which when you hear about why he's testing it. You're going to be fascinated and a new. Gauge that goes to the dash that basically monitors everything you could possibly imagine Bush plug into your.