35 Burst results for "Bank Accounts"
"bank accounts" Discussed on Mom and Dad Are Fighting
"But what good looks like or what value you're getting out of out of school can be so different. And i guess. I also feel like your academic progress or or your academic success obviously matters into in some accent doors will be opened for you but if you are a parent that is already worrying about this and have kind of the financial means to worry about this right like. You're you're able to choose which house you're looking at. Based on school districts are or. Make those kind of decisions based on that. Your child is probably going to be fine anywhere like you. You are probably already set up for success just by the by the nature of your situation and so this may have even less impact. How good that school is like whether you get into a school that has you know. I don't even know exactly the metric but a few percentage points here there on any one of these things is is probably irrelevant to you. If you have these financial means and can provide extra things for your child. So i do think just like calm down about it. See who your child turns out to be because it could turn out that. What is most important to you is the swimming program and your school might not have a pool. Could turn out that. What's most important is know speech and debate and you end up moving your child for something like that or they are really drawn towards art and what you're looking for something that nourishes that and so i i think if you look for jamila the so perfectly if you look for the community that you want to be part of and that you feel good and supported in also one that is that is challenging you to grow. I think it's important that you look for a place that's also going to push you and push your students in different ways and whichever way you need to be like. It's it's possible that you need to be pushed academically. But it's also possible that where you need to be pushed us to be in a more diverse setting than than you. Are you know that about yourself and your family and encourage you to to look for a place where you can grow where you can grow this person because at the end of the day. That's at least what i think. Education should be about is about kind of growing growing people academically. And personally the other thing you have to get to know parents at any school that you're trying to check out the only way to really know. The school wants to talk to the families. That are a part of the school. And so once you get into a community you'll get to talk to parents and you'll see what life in these schools near your new house or like and you'll definitely have much better run deciding if it's a good fit for you..
"bank accounts" Discussed on Mom and Dad Are Fighting
"Dad. I'm curious on what you think. Parents should do with monetary gifts to their kids in particular when they are infants. We have wonderful friends and family who have given us various monetary gifts for milestones in our infants life. But my husband. And i are trying to figure out what the heck did with them assuming we can fund or college ourselves. Do we put it in your five to nine a separate rank account. She gets access to when she's old enough. Split it or put holiday gifts in the five to nine and she keeps birthday gifts when she's a baby and doesn't have a concept of gifts or money it's one thing but when she starts opening these gifts herself what do we do. Does my five month old nita bank account. Okay so it sounds like you don't have problems so we'll just skip this question. Good phone i i completely i feel like understand like feeling like the money belongs to your child because it's being given to your child but your like caregiver and i think the advice that i can give you on. This is to say like yes. This is a wonderful problem to have and to really think about putting money away because when the time in your life at which you need money is a time in which like you will appreciate this. Sometimes it's hard for us to like. Hold things that we think are children's like like it's like this belongs to them. Should i give it to them when they turn eighteen. Should i give it to them when they you know hit this milestone like what is that. I think the point is if you put it away. You can make those decisions later now. The the five twenty nine you know. It's like if you think you can pay for college then. Maybe you don't need to put it in a five point nine but maybe you put it in a five twenty nine for college and then the money you would have put an air you can use for something else like those are kind of a family decision..
"bank accounts" Discussed on Mom and Dad Are Fighting
"The women like chastise them for twenty minutes to find out that their hero ran the kids around so we get home. This is where my fail comes in and the parents had been brought this game up to the cabin were staying at our friends kevin and some if have talked about before. It's a wine tasting game. We bought the wine. Everyone really wanted to play. The kids are all like worked. We're just basically like get in this room you're sharing and go to bed. Did not work well. So we're like trying to play this wine tasting game and like having an adult night and go upstairs so finally i like go upstairs and i do not see teddy. Everyone else has fallen asleep. And i'm just like. I'm sure he's in the house somewhere so i go back here. I don't know where teddy is but he didn't come down the stairs. I'm sure he's so. We go upstairs several hours later to go to bed and he is passed out under the bed in one of the adult rooms like with his. I his dead ipad. I suspect that he just abandoned the room hound. His ipad climbed or the bed. Watch till who knows when and fell asleep. But i got to play my my wind game so you know triumph jeff for saving the forest fail for me for for being like i've had enough. I try to play your mind games short by the end. I didn't really care right. I mean it's not saving a barn fire. Something saving your own personal inner barn fire exactly more mental health pro- mental health rate the little Playing having some adult time but an eventful trip all around what about you ayman oh man. I have reached the horizon. I have climbed the out. And i i am like on cloud nine right now. This is like triumph. Doesn't even begin. Doesn't even begin to describe how filling right now. it's crazy. Mussa smiled and laughed and like a person now for the first time in his life. It's so crazy for the past three months. I've just been you know working my behind off for the sake of this kid like not sleeping and all the pay. I is like a burp. And that was the reward for the day right. Now he's laughing. He's laughing so it all started on two nights ago and he needed a diaper change in the middle of the night after. I fed him so i took off his..
"bank accounts" Discussed on Mom and Dad Are Fighting
"Thursday. This is the baby bank account edition. I'm smiling about moosa here with me. That's so if you hear some like sucking. Asmar that's it's not me. The tim that's okay to you. I'm a writer. Contributors slaves karen feeding parenting column. And don't tell anybody. But i've got naima with me too. She's in the other room. And we live in los angeles california. I'm elizabeth new camp. I write the homespun family travel blog dutch and i'm the mom to three little henry. Who's nine oliver who seven and teddy. Who's four and they are all at school and we live in colorado springs colorado. So on today's show we're answering listener question from a parent who wonders what she do with. All of their babies monetary gifts should their five month old daughter get a bank account. Then we give some advice to a listener wants to know how to properly evaluate public schools. What distinguishes a good school from average school and onslaught plus. We're discussing one parents to take a hands off approach versus a hands on approach with their kids. Where's the line between helping your kid. Avoid a mistake and letting them make mistakes to learn girl from but first we're going to kick off the show some triumphs and fails dula. Do you have a triumph. For this week. I have a classic jamila.
R. Kelly Assistant Says He Made Her Write False Confession
"A long time assistant R. Kelly is the latest to testify at his sex trafficking trial Diana Copeland served as an H. R. Kelly for fifteen years and she says well she never saw any of the alleged sex abuse that the R&B star is accused of she did witness some odd stuff when she says he asked her to change into a robe to prove that she wasn't secretly recording him and she says Kelly even had her write a letter falsely confessing to stealing from him she testified also about how Kelly relied on his inner circle for example Copeland says the singer struggles to read and write and had no control over his own bank account well where his royalties were going she also says R. Kelly didn't even know his own social security number I'm a squirrel's Gabriel
Joe Biden Is Losing Political Capital Every Day
"At an Oscar ceremony. I get it. I'm not suggesting, you know we should take a victory lap. Crack the champagne. Get on the medal stand. I know it's a small thing. I understand that. But I'm not going to come on the air all day and be Danny Downer and act like the whole world is collapsing every single minute when we are starting to rack up some political victories here and there. You've seen Gavin Newsom in California struggle. He's how to spend upwards of $75 million in this California recall election. He's fending off a group of Republican challengers who have a real chance. Are they going to win? I don't know, folks. I have no idea what's going to happen, but the elections coming up and I hope, our KBC KSFO and our other California affiliates, I hope you're all voting. We got a real shot here and I would make the case to you. Yes, Obviously we want to win that election. But I would make a shot you we've already racked up some small victories. Folks listen. The money is not replaceable. Gavin Newsom has had to spend tens of millions of dollars on an election that should never have happened. Never have happened. That money is gone. It's been consumed. It's been pumped into T V ads that have already played. It's not coming back. It's not an unlimited pool of money. There's not that's now money that can't go to other places in California and around the country. Is that a huge win? No, just like Chipman. Is that the biggest win ever in the history possible, but it's a good one. I'd argue that we are already starting to rack up wins because Joe Biden's political capital, his political bank account, what we think he has is even less than he actually has. The guy is losing political capital and withdrawals of being taken every
A $1.5T Asset Manager Is Getting Into Bitcoin
"Block works. This morning tweeted a job application from franklin templeton who are hiring a traitor dash crypto space currency. Yes that is how they described. Crypto currency crypto space currency. Franklin templeton is a company that was founded in nineteen forty seven it went public in nineteen seventy one and is basically just kept growing. The firm has more than four hundred fifty different mutual funds. The story here of course is just the continued integration of bitcoin into large institutional offerings and the current system along that front bitcoin magazine reported on a similar story. Customers at vast bank can now buy and sell bitcoin directly from their. Fdic insured checking accounts. Vast ceo. brad. Scrivener has made the argument in the past that he thinks that banks should be the best place to buy bitcoin quote or familiar with regulation. We're going to do the right things. We're going to do things to make sure the financial system is kept safe and sound. There's lots of different customers out there. That may want to control everything and have their own wallet. They're on passcodes. And then there are those who are crypto curious and may prefer to work with the bank or an intermediary just because they don't quite understand. Now that's the same argument driving a lot of the partnerships that breakdown sponsor ninety has been doing to get bitcoin buying selling in holding straight into customers bank accounts. So it's clear is. The mainstream is just plotting right along coming to bitcoin at its own pace in the meantime btc. The acid is back up over fifty k. But still many are wondering where. Bitcoin is from a market perspective for that. I'm going to do a mini long. Read sunday right in today's episode by reading this excellent thread from my friend and frequent breakdown. Guest travis cling he writes. Bitcoin is an interesting spot at the moment. A couple thoughts forty four days ago. The bitcoin chart was in big trouble. It had broken all sorts of support levels and had many people seriously doubting whether thirty thousand could hold again in the subsequent forty four days. Bitcoin covered a tremendous amount of ground. It did that thing it does. Sometimes we're just runs away from people. Oh you thought you were going to buy thirty or even lower. How about forty eight. A massive amount of damage has been repaired to the chart. We punched major fibs and points of control retested and held. Sr flips battled with the two hundred day and then firmly reclaimed. It impressive stuff.
Q&A: Should I Share MRR With My Employees?
"My co-founder. And i probably be hiring someone in the near future i hire. I was just wondering when you hired in the past. Would you share financial metrics like m. are with employees or. Would you keep that just between you and your co founder is curious to hear what other people do in this situation. It's a good question davis and think the way i would do. It is the way that i did it with drip to be honest if felt weird to me to not share r. m. r. was was our. Kpi right it was the key performance indicator that drove the business and if mara was growing than the business was successful. I'll say. I mean that was the number one. Of course everything flows out of of mr. I wanna be clear. Obviously happy customers happy employees. There's a bunch of stakeholders but just to boil it down to one number to me. It is immoral. Tell so much about your market share about your enterprise value. If you were to sell the company about how much profit you could potentially have all these things so everything flows from our then. It's right like the lower your turn the faster. Mtr is going to grow and without telling let's see my marketers or my customer success people or even my developers where we were it would have felt weird. I think people will likely if they're working for you and they don't know you're probably think it's a lot more than it is and that can sometimes lead issues in terms of why not getting paid more wire. We so stingy with our amazon hosting or why are we paying more for xyz service. Why don't we have better benefits or whatever versus if they start and it's like yeah. We make thirty grand a month and you can do the math here. There's four of us. We're pretty much at break. Even which is in essence. What i would tell every employee i would hire at drip obviously before we were acquired because once we required we were venture backed essence. But i would tell them you know you're going to learn what are monthly recurring revenue is. I'm gonna let you know that we spend all of that every month sometimes more to grow this company so what i was trying to do is level set. You see that number. That's forty grand sixty grand one hundred grand whatever month that is not going into my personal bank account. This business is in essence. A growth business and growth costs money
Will the Situation in Kabul, Afghanistan Devolve Into a Hostage Situation?
"Is why. I'm afraid this entire situation is going to devolve into a hostage. Situation just came out that. The taliban is experiencing a cash crunch the taliban because the west america we've frozen all their bank accounts so the associated press has come out with a story that says taliban took afghanistan but faces cash squeeze and i might sound like a good thing except for the fact that there are thousands and thousands of americans walking the streets of kabul. The bay could very well kidnap and use as hostage to as hostages the says despite their dominant military blitz over the past week the taliban lack access to billions of dollars from their central bank and international monetary fund that would keep the country running during a turbulent shakeup. Those funds are largely controlled by the united states. So what are they going to do. Well the taliban is going to be looking for other options that they're going to get money from china which would be against international policy now. The united states says well now we have a pressure. Point is here's the problem if the taliban if they get motivated enough or they get in a position where they have no choice. The back's against the wall. What's the say that. They wouldn't kidnap americans which is probably already happening and use that to get money in return
TikTok Is Making Tax Policy Cool
"Dylan last month. You wrote about the tick-tock response to the child. Tax credit which are the monthly payments of up to three hundred dollars that went directly to parents in need during the pandemic. So what is it about these checks that made them so me mobile so i think The most important part of it is that the checks were not universal where nearly universal for the people being targeted. The child tax credit goes to all but the very richest parents in the country. Parents are very large group Parent mom dad focused to talk in facebook and instagram are all phenomena already and so it was very easy unifying thing and i think beyond that it all landed at the same time we not child caps. Probably your account on. You have no idea. It's it's not. As though people applied for at different times in started receiving edge of times it all rolled out on july fifteenth. And so when everyone's getting a sudden Deposit to their bank account at around the same time that makes it very easy to make content that people will relate to and dave. You see a lot of memes on tick-tock related to all kinds of big news. Events is tax policy. Usually up there as the most likely to inspire amine. It's not it's not the number one news event that might be driving different. Sort of tick-tock memes. But that's not to say that it couldn't be in this case it definitely was. I think it's really just about something any news. Event really that or government policy. That is easy enough to understand. And i would say under fifteen seconds. Don't make really good point that it was happening to a lot of people at once so the simultaneous nature of that where we also we're sort of experiencing that once really helps I think it all the way back to march twenty twenty when take talk had just a huge growth. In people that downloaded it was because the pandemic never was experiencing the same thing at once so a lot of the talks including washing post. Docs at that point. Where just all about going insane at
Fannie Mae Aims to Make Home Loans More Accessible
"Lending companies use all sorts of data from consumers credit reports car payments and credit card bills when considering whether to approve them for a mortgage but that data doesn't include one of their biggest monthly obligations their rent for some perspective homebuyers. That's about to change starting next month. Fannie mae will make it easier to include rent payments as a way to gauge their ability to pay a mortgage wsj. Consumer credit reporter anna. Maria andreatta's has been looking over the details of the program and she joins us now to talk about it. Anna maria. thanks for being on the show creativity speaking with you. So tell me anna maria. How would this actually work. Howard lenders get the rent payments data so fannie maes underwriting tool will help lenders to identify rent payments within people's bank accounts so the idea is basically that there will be an easy way to pinpoint what recurring payments coming. Out of. A person's bank account is the rent payments that the loan applicant has been making so the point here is to basically find a fairly easy. The goal at least is to find a fairly easy way where this crucial data point that would tell wonders whether or not loan applicants have been paying their rent on a monthly basis essentially. Fannie maes making it easier to do that for the lenders
IRS Warns of Child Tax Credit Scams
"You're eligible for the federal child tax credit, some scammers maybe try to cheat you out of your money. We told you a little bit about that story a moment ago, and here's more from ABC is Rebecca Jarvis, a text message with a link to apply for the child tax credit an email asking to click and claim your economic stimulus payment. These are fake. According to the IRS. Cybercriminals, actively trying to scam entitled Families Out of this money were seen scammers trying to take advantage of the American public by attempting to gain information using Phone calls EMAILS cats messages through social Media, the better Business Bureau, also with an alert child tax credits are coming, and so are the scammers and cybersecurity firm Domain tools reporting it's found nearly 50 sites pretending to be part of the government's American rescue plan, which includes the child tax credit. If you were searching for, you know American relief plan, you may come across one of these sites domain tools, saying while many of the sites have since been taken down. These are still active, all with a similar design and all not ending in dot gov. A major red flag. These sites still safe enough the identity information the sites asking for your social security number and driver's license or state ID number to apply, They'll be able to steal someone's refund. Checked and also, you know, log into, uh Any sort of bank account information. GM a tried contacting the sites for each either no response. Or we couldn't get through to reach a person, the IRS stating it does not contact taxpayers via email, text message or social media platforms to request personal or financial information for verification or any information related to the child tax credit.
Rep. Nancy Mace Schools Rep. Senfronia Thompson on Texas ID Laws
"This is actually from the other day congresswoman. Nancy mace going rapid fire about voter. Id to a houston state rep. Roll this coming from south carolina. We've got we've got voter. Id and i'm assuming taxes of the same way y'all do y'all need to buy alcohol when you're purchasing at the store to be sure that you're capable of doing right. Do you need an idea in texas to buy cigarettes militia at least twenty one. But you have to show an id to buy cigarettes jeannine idea when you're getting a job and trying to get on payroll in texas yes. Do you need an idea to go to the pharmacy and a prescription in texas. It depends on these prescription. But do you need an idea for some prescriptions taxes. This yes g. you need to get social security services in texas you do. Do you need an idea to rent an apartment and texas yes. Do you need an idea if you're gonna buy a house and finance the mortgage in texas. Yes Do you need an idea. And if you're gonna board aircrafts and fly commercial. Did you fly commercial or fly of private jet on the way to d. c. a. Do you have to show an idea when you fly in a private charter jet. Yes i went now. I've never. I've never flown on one. So did you. Did you need an idea to get in the building here today. Yes do you need an idea in texas to open a bank account to cash your check. If you're working do you know. Representative thomson How many what percentage of blacks and taxes black and brown african americans are registered to vote or huge percentage. Seventy percent do you know. What percentage of african americans black and brown texans have voted on average or in the last election by sixty four percent cracks. Do you know how many whites are registered to vote in texas for motor african american. Seventy two percent. The you have seventy percent of blacks and texas. You're registered to vote. You have seventy two percent of whites and texas registered to vote. Do you know the percentage of whites who turned out to vote in recent elections. I wanna save over fifty percent a sixty five percent Do you know. What percentage of hispanics registered vote in texas. No i do not sixty three percent do you know. What percentage of hispanics voted in the last election. I think it was over. Forty percent fifty. Three percent hispanics are voting as high numbers as blacks and whites in texas. Do you know. The percentage of democrats support voter. Id would you repeat to you. Know the number or percentage of democrats who support voter. Id in this country. I do not. But i don't think there's a whole lot seventy two percent. Do you know the number of black and brown african americans in this country. who support voter. I d five percent. I'm number eight now. It's like it's like come on. Get in their top out for crying out loud. That is the bockel the humiliation and embarrassment of gaba salt left in their attempt to follow the raleigh yet another
The Notorious Crime Boss Ma Barker
"When we walked in the door. I could not believe it. This place looked like it was from another time period retired community. College instructor sue sutton was a teenager in the mid sixties when her family moved to concordia kansas zeus father took her and her sister to the local bank to open bank accounts but when she walked in. She couldn't believe what she saw. The bank tellers were separated by bulletproof. Glass there were spikes. There were electrical wires running over the top of the partitions. It seemed over the top for local bank. Small five thousand person town in the great plains. Even the employees were expected to protect the bank. There was a shotgun behind the door and everyone who was in employee was encouraged to take target practice on their lunch hour down in the basement the bank. So why was the small town bank so intensely on lock. These modifications all came about because of the bank robbery that took place in nineteen thirty two eighty nine years ago this week on the morning of july twenty six nineteen thirty to a gang of bank robbers walked into the cloud county bank and concordia kansas and they walked away with more than two hundred thousand dollars without firing a single shot and the legendary mastermind behind it all the notorious avocado ma barker ma
The Times Are Changing
"Have changed. I'm very glad i'm peaceful and positive that they're still changing. My grandmother would not have been allowed to buy a house. Carry a passport or open a bank account without the signature of a man. And so when i bought our house by house i mean home by home. I mean flat. It's very small. It's in london. It was such a momentous occasion. I didn't think i'd ever be able to have that security with my child as a single mother. And i invited my family to see it and they're from canada and they arrived and they said but catherine it is so small. These is the who's that you bought with all your money. Don't you know what size who's you could afford it in your home tone for this money. Yeah but what room. Would i kill myself
Is "DeFi" the Future of Finance?
"Hard to say exactly what will happen. But you know defy did exist before this bull market and there were great yield to be had there too. There's different places that yields come from and we'll break those down but some of them lend themselves to bull markets some of them might lend themselves to bear markets. How about we take maybe. An example of an average passive crypto investor in our audience will make a character call them defied devon and defy. Devon's curious about defy. But he hasn't pursued it. So defy devon has a base account and he has ten thousand twenty thousand dollars worth of bitcoin. Whatever number works easy for our math. We'll just toss it into his coin based account was like walk into the process of getting into the world of defy understanding what it is what the risks are what the opportunities are and how to go to work making passive or somewhat active investments and getting yield returns on that crypto coins. The entire defy landscape can of break down into two different opportunities. The first one is this idea of like staking your assets somewhere or loaning them someone and the other one is borrowing against your assets and investing the money that you borrow pretty much. Everything falls into those to defy devon. Who's just got a coin accounting. Some bitcoin he's going to probably use a little steppingstone. Which is he's gonna use see. Five before he goes defy and see is centralized finance versus defy. which is decentralized finance. And essentially there's these companies like you may have heard of block by neck so is another big one and these are sort of like these banks inbetween crypto and defy and they will do defy the for you and they will pay you. A percentage of the yield. So they're like the coin base of defy essentially. Yeah they are. I mean they're banks. It's the same model that a bank has always had right. You stick your money in a bank account the bank without telling you goes out and loans it out to people invested in stuff and they give you the bank. Is you a half of a percent. Maybe on a good year. But in defy land the sea fi companies are paying eight percent on stable coins somewhere around five to six percent on things like bitcoin.
Opening Ceremony Songwriter Admitted in Interviews to Abusing Disabled Classmates
"Few days ago. July nineteen under fire olympic composer steps down over past bullying japanese composer. Working on the tokyo olympics. Opening ceremony has resigned after coming under fire. Are you ready for bullying a classmate during his childhood. Yeah i'm telling you it's a scary world. The scary world out there and they they talk about compassion. Compassion crowd is the meanest crowd in the west include japan in the west in terms of any large numbers. I mean sadists are meaner people who torture people are meaner people who blow up cats are her but of any large group. The meanest is the left part of their meanness is they. They don't believe in the moral bank account one of my most basic beliefs. I started it. I came up with with the clarence thomas hearings. We all have a moral bank account. The good beans are deposits. The bad beans are withdrawals. Everyone has good deeds. Everyone has bad deeds so what matters also matters when it happened in childhood this man. I wish it gave his age. Wanna take a look at his age. He's fifty to fifty two key. Yamada japanese composer working only tokyo olympics opening ceremony resigned after coming under fire for bullying a classmate during his childhood. I sincerely except the opinions advice. I have received
The First Child Tax Credit Payments Go out This Week
"Batch of $300 child tax credits is heading family bank accounts as part of President Biden Stimulus law. They are set to continue for the next five months, though some Democrats want them to be permanent a new morning consult political survey finds, While just Over half of voters support the monthly payments close to the same number feel they should be temporary.
Who Is Venezuela's President?
"But in agreement about who the government is in venezuela of late. This dynamic has like so many other things being more or less precisely the opposite of what it should. The country's president nicolas maduro tolerates little opposition while a goodly number of venezuelans and dozens of other countries. Don't think he's really the president anyway. The question of who presently is the legitimate government of venezuela is currently being examined by the supreme court of the united kingdom at issue is fourteen tonnes of venezuela's gold stored by the bank of england. It is quite a prize. Nearly a billion. Us dollars worth amounting to around. Fifteen percent of venezuela's foreign currency reserves the regime of president. Nicolas maduro would like access to this trove the better to fight. It says the covert nineteen pandemic ravaging venezuela. Although a few skeptical souls have suggested that maduro whose oversight of venezuela's public finances to date does not inspire complete confidence just might be more interested in further enriching himself and or his cronies venezuela a normal ish sort of country the repatriation of its. Gold should be barely any more controversial a request than the one any of us makes when we withdraw money from our bank account however the united kingdom where the bank of england is located is one of the countries which recognizes as venezuela's rightful president. Not nicholas maduro but opposition figurehead on guido. Less there be any doubt the. Uk's government this week reiterated its official position that it is quote. Clear
James Clear on the Imortance of Building Good Habits
"What attracted you to the idea of habits. Why did it resonate with your audience. Well they're probably multiple reasons. I mean one thing is you're building habits whether you're thinking about them or not. Garrett body is doing brain is doing all the time to get through life and pattern matching into just live more efficiently depending on which study you look at somewhere between forty to fifty percent of. Your behaviors are automatic and habitual. But that's usually referencing just stuff that like you think about like Brushing her teeth. You're tying your shoes or pulling your phone out of your pocket to check it. And i think the true influence your assets even greater than that you know who knows what the number is. seventy eighty. Ninety percent of your behaviors are either habitual or influenced strongly by your habits. So take for example. Checking your phone. I mean you could be standing in line at the grocery store. Just you know waiting for something of an extra peanut three minutes and you just kind of out of habit. Pull your phone out. Will you may think carefully about responding to that. Email that you're reading or you know a whatever you're reading on social media or playing video game but that menu of options the behavior that you're following was all shaped by the habitable your phone out so the our habits have a very strong influence on our lives and they. They're very wide reaching their impact and in a sense. You know what many of us most of us want is some form of results in life and almost all of your results are downstream from your habits. So you know pretty much. Every outcome you have is a lagging measure of the habits that preceded so your weight's lag measure of your nutrition habits. Your bank account is a lagging measure of your financial habits. Your knowledge is lagging measure of your reading and learning habits. Even little stuff like the clutter on your desk or you know in your living room is a lagging measure cleaning habits so given that were building habits already. And they're going to be part of your life whether you think about them and given that the results that we all say we care so badly about s- Are strongly influenced by your habits. Adding it makes sense to dive into the more deeply and understand how they work so that you can be the architect of your abbots not the victim of
HACKS: How to Protect Your Investment Accounts
"Do you know that the congress has never passed protections for consumers on hacks of your investment accounts so if your credit union account or bank account gets hacked and your money vanishes the banker. Credit union is legally required under law to restore your funds. Unless they have some reason to think it's an inside job but that law does not cover any of our investment or retirement accounts. And so it's where all the money really is now and you don't have legal protection. Some of the investment houses some of the brokerages have put out explicit policies. Where in writing they tell you that they protect you from fraud in your account or hacks but others have stayed silent or say a we we evaluate on a case by case basis whenever somebody says we evaluate our case by case basis. Let me tell you it's gonna be a really bad day for you if somebody gets into your money so let me tell you regardless of what a financial institutions policies are the key to you getting your money back if you get hacked is what steps were you taking before the hack took place so there are basically three rules. I want you to follow three rules. Rule number one. I want you to set up two factor. Authentication on any retirement account brokerage account investment account or mutual fund account
Child Tax Credits Land in Families’ Bank Accounts
"This week start seeing expanded child tax credit money from the first pandemic stimulus in their bank accounts. President Biden described the expanded child tax credits as a middle class tax cut, saying that they're meant to help Americans who are struggling, he said 97% of the Children receiving this credit come from working families. This has the potential to reduce child poverty in the same way. That the Social Security reduced poverty for the elderly. Karen Travers, ABC News
"bank accounts" Discussed on Marketplace Morning Report with David Brancaccio
"bank accounts" Discussed on Marketplace Morning Report with David Brancaccio
"About the federal money nova. David this is the first wave. Payments tens of millions of taxpayers will get them today if the irs has their direct deposit information the irs has a vast majority of people will get their payments this way eventually. It's going to take a while to get to everyone who is eligible additional batches of payments. Go out in the coming weeks. Either via direct deposit by mail. Check or debit card. I mean give it indications from the government some were expecting access to the money before to say what accounts for the last couple days. Yeah there was some initial confusion because the irs said that it began processing payments on friday and people were online monday wondering where their deposits were but big banks notably wells fargo and chase said they were waiting for the transfers. The actual cash from the government wouldn't arrive until today wouldn't clear until today meanwhile other institutions credited customers in advance so it all depended on the bank and hey novo reminders about the cutoff for eligibility bit tighter than last time individual tax payer income needs to be seventy five thousand dollars or less one hundred fifty thousand dollars for couples. That's to get the full fourteen hundred dollar check. That's the same as last time but payment shrink after that an eligibility is cut off at eighty thousand for individuals. One hundred sixty thousand four couples. And that's a bit lower than before nova thanks. The committee for a responsible. Federal budget estimates that this latest round of direct payments adds up to about four hundred billion dollars and retailers are competing to receive some of this as people spend marketplace's justin how report consumers are likely to spend this latest round of relief payments quickly says kleinschmidt. Ceo of the market research company reached three insights on people's shopping. Lists things like groceries a household essentials clothing where author wear etc. So it really is a competition a competition. That's playing out. Online where consumers have been shopping throughout the pandemic says situated Dali forced to research. That's where they expect to see any yield or offers that are there and throughout the pandemic marketing. Professor barbara kahn. the warden. Many brands have been focusing on selling products directly to consumers and that's given those companies a lot of consumer shopping data. Ray know what their purchase history are. They know what their preferences are. And it's much easier to get tailored and personalized messaging says much of that messaging is likely to come from apparel entertainment and other industries that have struggled throughout the pandemic. I'm justin how for marketplace every which way on the market here the dow future is flat the s. and p. future is up to ten percent. Now the nasdaq future down. Two tenths percent marketplace's kristen schwab has data showing asian. Americans are disproportionately hit by long term. Unemployment during this pandemic if you missed that piece in rpm show with cameras dog yesterday it can be streamed now at.
"bank accounts" Discussed on Business Basics
"Basic economics. There's a place for everyone on our show. I margin darker and I'm your host off today. We're going to be discussing bank accounts. Now when we talk about them today is by no means a comprehensive list of all kinds of accounts accounts that are available very by the bank that you use or the area in which you live but we're just going to go over some of the most common bank accounts that are seen. So first, let's talk about a checking account. Now with the checking account you have money in the bank. Now you also have expenses to take care of you might spend some of this money on food or maybe getting gas for your car or maybe paying for health insurance and visiting the doctor. So in order to pay for these expenses, what you do is you end up drawing money out of your checking account on a drawing money out. So you're probably going to end up having to add some money back in through the income that you earn now, let's go and talk about a certificate of deposit and we've talked about a situation before on our show and how cities work is you put your money in the bank and the bank says for x amount of years or x amount of time will pay u y percent interest on your money. And the reason why they do that is they want you to keep your money with them. So with CDs you keep your money in the bank you earn interest and you don't withdraw it. Now we'll talk about savings accounts. Now for savings accounts. It's best to understand them in the context of the previous two accounts. We've just talked about a checking account and a CD-ROM the way we're going to think about these two is we're going to think about it as if it's a spectrum where on one side you have a checking account and on the opposite side of the spectrum you have a sit down and in the middle of these but closer towards the Seedy side is the savings account. And the reason why it's closer to the CD and not as close to a checking account is because the savings account as you can probably tell by its name is trying to get you.
"bank accounts" Discussed on Everyday Buddhism: Making Everyday Better
"Well come to episode forty seven of everyday. . Buddhism making every day better I'm back. . I took a few weeks off as is obvious from the. . Missing podcast episodes that usually are there every couple of weeks? ? Just to sort of rebuild. . <hes> rebuild. . My strength <hes> my optimism and sort of developer. . Resilience Bank, , which is what we're going to be talking about in this episode. . You know and I just. . Explained what I was about to do on facebook post about three weeks ago I shared was probably more about four weeks. . Now, , a shared a post and a link to an article called your surge capacity is depleted and it's why you feel awful. . It's an article written by Tara Haley. . and. . Shared my personal facebook page, , and also the everyday <unk>. . Buddhism <unk> group I wrote I'm sure many of you have already hit the point where you're surge capacity is is totally depleted either just recently are months ago. . And in the last few weeks, , so this would have been. . About a month ago I faced up to the fact that I'd been feeling off and awful for days on end. . And feeling that way is something I am not at all familiar with as nearly incorrigible glass half full person. . I totally identified with Tara, , Haley's description about what she's going through and how strange it was for her being a high achiever to feel what she described as a quote anxiety tainted depression mixed with on we that she couldn't kick. . And it was also along with the complete inability to concentrate. . And I read that it was exactly the way I'd been feeling. . So those of you in my everyday Sanga in everyday. . Buddhism membership community know that I recently did face up to the fact that I needed to give myself a little break. . And in in the article Tara Haley points out that expecting less of yourself is exactly what you should do to help yourself go the distance in this pandemic even though we don't know how long distances or what we're gonNA find at the end. . Her article talks about this thing called them big use loss and it's why we feel so bad. . And how it's news for Motif <unk> for many of us. . <hes> and how we have no coping skills. . Much like my recent everyday Buddhism podcast called six steps for coping with uncertainty with Gregg creech healy asked the question. . How do you adjust to an ever changing situation where the quote new normal is indefinite uncertainty So, , it's been a little over a month since I released the episode with Gregg. . Creech and it gave myself time to think about. . Writing, , content having ideas for content or recording content. . I. . Also took time away from hosting the Everyday Buddhism Sanga or which we call the Everyday Sangha with gratitude for volunteer hosts from the Sanga who took over for me. . Just a few weeks prior to recording the episode with Greg <hes>. . We lost our dog Bella. . She was fifteen and the last dog in the House since we lost her litter mate brother back in April of two thousand nineteen. . So I did realize that I was personally was dealing with a mix of this thing called ambiguous loss as well as the more tangible loss and grief of losing Bella. . You know a while ago. . I expected to snap out a feeling awful within a week or two into this past month of my break. . But I'm here to report that just giving myself a little break wasn't a magic solution. . I did what seemed to be all the right things I took more walk spent more time outside read more and. . Let Myself. . Sleep in. . But it still seemed harder for me to focus and get motivated to do the things I needed to do. . But see it's Haley's article <hes>. . She she she points out that this is very typical. . <hes> she did interviews with an masten, , PhD Pauling boss, , PhD and Michael Madhouse <unk> md.. . About. . Our adaptive surge capacity that we call on in response to a short term stressful situation like a natural disaster and it's that adaptive surge capacity the it's it's met for the short term situation. . So therefore, , it has limits. . And in this situation that we'RE DEALING WITH WE'RE WE'VE depleted that surge capacity because our emergency is no longer short-term, , it's now chronic. . And I've been hearing from friends family and Sanga members who feel the same way he in the Article Pauline boss emphasizes how are solution oriented culture and way of thinking is actually destructive when faced with the problem that actually has no solution. . This time of ambiguous loss causes feelings of helplessness and hopelessness and a better way to deal with these feelings is not through trying to think our way out of them or find
"bank accounts" Discussed on Ramsey Call of the Day
"How can we help? I was calling because I I recently got married. Well, not recently, it'll be a year November and my husband and I. We were why thought we were on board to? follow that the plan I actually went year class a couple of years ago when I was telling my husband about it in. SHANECO excited initially but I guess maybe after a few months of the A we we had joint bank accounts and then he decided he wanted to have separate bank account and in that time and we have joint bank accounts we did pay off. credit card that we had differently and student loans, and so now the haven't had that conversation one or it was just kind of like. I'm not sure kind of like an abrupt decision. He had the conversation. He just went and did it. Why haven't you said? That's not okay. Well I I did and He just kind of implied that he didn't. WanNa have separate or he just said he didn't want to have separate account. He wanted to have separate accounts one. Well, he said he didn't like the way I was spending money, and when I brought attention that you know we pay off student loans paid off credit cards. For the two of you working together on a budget now you weren't. I'm not. We did a couple of times. You were spending money and hand like how you're spending money because you guys didn't have a plan where you're working together. Hey tiffany. This doesn't feel like a big deal, but I want you to sound every alarm. You have. This is a big deal. The number one cause of divorce in north, America days, money fights, and money problems. Jesus said your treasures where your heart is. He just took his treasure and took it away from you and set it over to the side and cut you out. Right. This is danger US relationship ground. This is stopped the presses. Get somebody that you trust in your life that can sit down with both of you, and you had this conversation like today Gore toward pastor marriage counselor, somebody to walk you guys through this, and you combine your lives for richer for poorer in sickness and in health unto the all my worldly goods I pledge. This the old-fashioned marriage vows that no one says anymore. Because it caught the combining of your lives in the combining of your assets in the combining of your spending decisions causes the combining of your values and forces detailed in-depth communication. And there's a lot of thrashing around going on at your house where he just jerk stuff away, and then you stand there looking like a deer in the headlights going what happened 'cause you were over here overspending or you're spending money and he couldn't control you or some kind of crap is going on here. I, don't know what it is, but I smell stink Something's not right. Somebody's hearts settled a year end with her cheers or his or both. But this is a giant red neon flashing light saying Danger Danger, and you've got address it soon in dress it with a good heart. If you come in and say, Hey, these two knuckleheads on the radio said that you survived out a divorce yet, don't do that. Let's see what we're saying. If you don't fix this. When you're thirty is you know ten years from now, this will have gotten much worse. It's not going to naturally get better. Systems left to themselves deteriorate unless you put pressure on them to Polish and to become an marriage is a system in that regard. So. We've I've seen this for Thirty Years Coaching couples. It's a very, very dangerous sign. So yeah, you guys need to get on the same page. He is either controlling or ultimately disgusted with you or both over the handling money, and you guys need to get on the same page. So we'll help you guys sit down with a good marriage counselor, get some coaching before this gets worse. It's not a lightweight thing and then I'll give you Ramsey plush and you guys get in there and go through. go through Financial Peace University, get on the everydollar budget together. And Combine your finances income into agreement every month before the month begins as to where are spending is going to occur and you both have a vote. He doesn't have the only vote and neither do you and neither do you. This is called marriage. We're going to work together. We're GONNA compromise for the good of the couple. And die you've you surrender yourself, he surrenders himself himself for the good of the pair. And so what I do in our looking at this. Okay. What's good for the two of us? Not, what's not what do I want and double out? Don't double up my fish and have A. Fit like a four year old kid on the cereal. It happened yesterday in my house. I said Hey. Let's let's. Start putting some money savings here instead of. Put money over here. My Wife said, I, don't feel comfortable with that. What if we split the difference and I, trust her and she trust me and she was wise and I wasn't being unwise I just had an idea in my head together a good decision. An are on the same page moving forward. It's out works. Thanks for tuning into the Ramsey, call of the day checkout. All of our.
"bank accounts" Discussed on Ramsey Call of the Day
"TIFFANY'S IN DALLAS. Hi tiffany. Welcome to the Dave Ramsey show. Hi? How are you? Right? How can we help? I was calling because I <hes>. I recently got married. Well, not recently, it'll be a year November and <hes> my husband and I. We were <hes> why thought we were on board to? <hes> follow that the plan I actually went year class <hes>, a couple of years ago when I was telling my husband about it in. SHANECO excited initially <hes>, but <hes> I guess maybe after a few months of the A we we had joint bank accounts and then he decided he wanted to have separate bank account and in that time and we have joint bank accounts we did pay off. <hes> credit card that we had differently and <hes> student loans, and so now the haven't had that conversation one or it was just kind of like. I'm not sure kind of like an abrupt decision. He had the conversation. He just went and did it. Why haven't you said? That's not okay. Well I I did and <hes>. He just kind of implied that he didn't. WanNa have separate or he just said he didn't want to have separate account. He wanted to have separate accounts one. <hes>. Well, he said he didn't like the way I was spending money, and when I brought attention that you know we pay off student loans paid off credit cards. For the two of you working together on a budget now you weren't. I'm not. We did a couple of times. You were spending money and hand like how you're spending money because you guys didn't have a plan where you're working together. Hey tiffany. This doesn't feel like a big deal, but I want you to sound every alarm. You have. This is a big deal. The number one cause of divorce in north, America days, money fights, and money problems. Jesus said your treasures where your heart is. He just took his treasure and took it away from you and set it over to the side and cut you out. Right. This is danger <hes>. US relationship ground. This is stopped the presses. Get somebody that you trust in your life that can sit down with both of you, and you had this conversation like today Gore toward pastor marriage counselor, somebody to walk you guys through this, and you combine your lives for richer for poorer in sickness and in health unto the all my worldly goods I pledge. This the old-fashioned marriage vows that no one says anymore. Because it caught the combining of your lives in the combining of your assets in the combining of your spending decisions causes the combining of your values and forces detailed in-depth communication. And there's a lot of thrashing around going on at your house where he just jerk stuff away, and then you stand there looking like a deer in the headlights going what happened 'cause you were over here overspending or you're spending money and he couldn't control you or some kind of crap is going on here. I, don't know what it is, but I smell stink <hes>. Something's not right. Somebody's hearts settled a year end with her cheers or his or both. But this is a giant red neon flashing light saying Danger Danger, and you've got address it soon in dress it with a good heart. If you come in and say, Hey, these two knuckleheads on the radio said that you survived out a divorce yet, don't do that. Let's see what we're saying. If you don't fix this. When you're thirty is you know ten years from now, this will have gotten much worse. It's not going to naturally get better. Systems left to themselves deteriorate unless you <hes> put pressure on them to Polish and to become an marriage is a system in that regard. So. We've I've seen this for Thirty Years Coaching couples. It's a very, very dangerous sign. So yeah, you guys need to get on the same page. He is <hes> either controlling or ultimately disgusted with you or both over the handling money, and you guys need to get on the same page. So we'll help you guys sit down with a good marriage counselor, get some coaching before this gets worse. It's not a lightweight thing and then I'll give you Ramsey plush and you guys get in there and go through. <hes> go through Financial Peace University, get on the everydollar budget together. And Combine your finances income into agreement every month before the month begins as to where are spending is going to occur and you both have a vote. He doesn't have the only vote and neither do you and neither do you. This is called marriage. We're going to work together. We're GONNA compromise for the good of the couple. And die you've you surrender yourself, he surrenders himself himself for the good of the pair. And so what I do in our looking at this. Okay. What's good for the two of us? Not, what's not what do I want and double out? Don't double up my fish and have A. Fit like a four year old kid on the cereal. It happened yesterday in my house. I said Hey. Let's let's. Start putting some money savings here instead of. Put money over here. My Wife said, I, don't feel comfortable with that. What if we split the difference and I, trust her and she trust me and she was wise and I wasn't being unwise I just had an idea in my head together a good decision. An are on the same page moving forward. It's out works.
"bank accounts" Discussed on Edmund Garey Credit Repair Show
"And also ask credit bureaus. Did they investigate each item? You have a right per the fair credit reporting act. So again when disputing your items, one anyone tell you do not dispute. Online gives them extra fifteen days forty five days. When you order your free year quarter before. The WW Experien- DOT COM pete at one dollar. Get a free trial seven days. In his nineteen ninety five a month after that, but it'd be a hey. Pick up the phone. Call to hey I can't afford this though knocking down the fourteen ninety five a month. So that's way each month. You can monitor your credit. She was going on with credit report. Like I said when you do, do you credit report you dispute letter, get a piece of paper out. He disputing five accounts make sure you go to each account. Do not put this, not mind. If the balance is wrong. To a question mark said, please investigate this balanced question mark. SAYS THIRTY LATE PUT questions. Please investigate. This did not say this account is not mine. And once again this items that we want to talk about certain things. How disputes credit items now also WANNA. Go over again is. Thirty. Five of your credit score is based on how you hey. Make sure you made that minimum payment.
"bank accounts" Discussed on Edmund Garey Credit Repair Show
"Them here. In Georgia is just by looking them up on yellow pages. You can find out where they're located at. So again. They were discussing the day is. The best second chance bank accounts that you can get. Through when you've had credit problems, you've had bankruptcy low credit score. You hear, apply platform account at. WELLSFARGO. Go ahead account at a bank of America. Constantly keep getting turned down. You get tired of that. So again what I've done. Is I research? He banks in these four excellent banks. BBVA's a number one online checking. With no hidden fees, no monthly amount known monthly charges..
"bank accounts" Discussed on Penny Radio
"The number of months of the year as it will be very invested from December to January the following year or one month and this is only going to be point six seven percent or sixty seven P so when you add it all up it means Over the whole year for each individual months investment from January in December about fifty three quit interest and if invested one thousand two hundred pounds into your account actually only four point four percent interest of your total investment vespas by the end of the year not the eight percent there looks like on the advert. If you're thinking about these accountants make sure you work out. How much interest you would really over the year? Not just look at the advertised rate that were excel. Provided linked to calculate these tops accounts on the resources page Pity Radio UK. That will help. You see what you will actually and if you WANNA visa gallons now or nerve rushed over these calculations Missouri's pretty to foster follow. Don't worry just went to use this as an example of how this account works who covet interest rates in more detail much slow in future episodes. The rule is that savings accounts for higher interest rates and current accounts. No out as many many offer zero percent this will come at the cost of your money. Being looked up and having less features in the current account does and if you want more features or access to your money you get a low interest trust right so given how low interest rates and how long they have been for the last ten years he may think. Well what's the point of putting money into these accounts with us. We start to financial framework. We can't be discussing the importance of holding cash for both short-term these emergency reasons as well. These accounts can be quite useful for these aims. If you're thinking you could have open any bank accounts you should always attempt to conditions the account. You're interested in seeking understand the rules and to make sure you're comparing like for like so you.
"bank accounts" Discussed on Penny Radio
"There are some people that struggled to open bank accounts if there are new to the. UK Doesn't have a permanent address for example this could be really detrimental very bad for their financial help. For example we can make receiving wages or guess see somewhere to live so hard traditionally has been really hard for these people to get bank accounts because street names. However if you own of these people that they like to call on banked which isn't exactly the nicest view anyway if you're one of these people is definitely worth checking out the smaller challenger banks? There are a lot more accessible. Some examples are Monzo Moon Zoa starling and there are lots of others out there as well just like my view already have a bank account. I'm sure you also know what bank at she is. But what a cover it quickly as it can hope uh-huh complicates accounts are basically a piggy-bank company with a banking licence off for you. The piggy bank is electric with the account number and the other details that they give you every every branch in that company or that bank is able to see. What's in let you access your money when you need it? You can put money into it physically painting cash or checks at any of the branches inches or electronically but transferring from another account. WHO said other people in companies can pay money into your account for you as well like when your company pays in your wages ages and you could use the money out as well either physically an ATM cash reshape or within the branch itself? Or you can take money banking on electrically. This is what happens when you transfer money from your account to another account or if authorized companies take the money out. This is what happens when you pay for something with your car or set up direct debit quite useful. Jimmy's you don't have to have your cash even actual piggy-bank or under the mattress where it could get lost stolen or even eaten by rats. It may sound silly but Pablo Escobar the infamous drug cartel boss reportedly lost two point one billion dollars in cash a year two rats eating it. Now that's inexpensive rodent. Problem is actually much safer.
"bank accounts" Discussed on Real talk at up at night studios podcast
"God he has given you tori and you need to know that you need to know that you can have what you say you need prayers answer. Will you go to church. You should be expecting some things. Faith should be heard in your church. If is not hurry. heard in your church. They may be the wrong church. Singing songs is not gonna change anything. Although singing is beautiful but it does not move god. You need to understand that. That's how he works. If you need healing you got to learn. That healing is a children's bread. Psalms one or three three states who forgive all that iniquities who he'll with all our diseases. Jesus paid the price for you and me. You don't have to burn yourself and keep illness on you. God wants everyone to be. He'll but we also know that that's not realistic. Because everyone has different measures of faith some folks were have that god that god type of faith and some. Don't god put doctors here to help you get better by giving you medicines and something dead of dead if you kiss k. Half acre for something. And you don't you believe. God for healing god has also placed doctors and gave them knowledge to heal your body to help heal your body. By certain medicines sir plant based medicine certain things there are natural remedies and then imitation remedies which pharmaceuticals do have and then. There are some things that you know. Of course a lot of the medicines are not good for you but then their medicines to help you get him and get better and stronger so you know it's up to you what you wanna do. I ain't saying it'd be a fool in. Don't take high blood pressure medicine or or any type of or sugar diabetes medicine if you gotta take take it but then there's a natural way of doing things in probably get off of that stuff is by doing it a natural way and fan out to chase certain things maybe changing weight eating how you eat what you eat. And it may dissipate all of the diabetes at the same time. So you know. God gives you that authority to do that. You have to make a choice. Mimic god does not twist your arm to make you do anything. You have to decide what you want to do. Even trust god eating believe in his word or not. that's just the bottom line. You have it. No no two ways you you k. You can have your cake and eat it too. God is the god of today and not tomorrow. I hope he receives. Something does night at up at night studios your host henry harris. I really appreciate you sharing this podcast with as many people as you possibly can and again i want to thank you for listening. All right we got to do another episode of how to receive from your bank account and heaven. This is episode number three. Please look from the episode before two cups gave.
"bank accounts" Discussed on Real talk at up at night studios podcast
"Excuse me the churches that alcohol hooper in holland all the churches to scream and shout and dance around and and run run run around church and at after. It's all over you know. I really haven't received anything from it. I just see a bunch of people screaming at holidays. Shout and now. I believe that you should lift your hair's until the lord and i believe that you give him our praises. I believe that that's something that people would actually go to church to do. If it's something good. But i never did understand you know why people do all screaming and shouting and falling all over the place and i just i i don't i don't i didn't agree with me now. I don't know about about what you think. And how you believe i. I have no idea. But i'm talking about the god that sits in heaven and the holy spirit and people would say that they got the holy goes they got the holy goes and as i was growing up at church. I see these things happening with these people jumping around swinging on chandeliers and saying jesus. Jesus jesus jesus and screaming shouting and fallen under the female's just falling all over the place and you know i mean it's just to me just i i believe it to be an emotional thing and the reason why i say that actually. I have a reason for saying what i'm saying. God the holy spirit is supposed to be gentle. He don't take over your body to make you run out and scream and he's a gentleman. Okay i'll say it again. He is a gentleman the holy spirit of a gentleman he has. He has things that he does and he operates a certain way. That if you even look in the bible and you study the word you'll find that a whole lot of people didn't do a lot of running around in the church and they didn't do allow jumping in and screaming and our mean in in a negative way. But i mean they didn't. They didn't fall all over the place the because they had the holy spirit. And a lotta times. The bible talks about and he was full of the holy ghost and he was full of the holy ghost and he was move by the holy ghost and he was moved by the spirit of god and ended have anything to do with shout and scream and in following all over the place even even in acts one eight. The bible says that you shall receive the holy goes even the next one eight but even those people who received the evidence of the holy ghost they began to speak in talks. That's what the bible said. The navy began to speak in tongues tongs from other Different types of people that they her their own language from these other people. That weren't the same people from their sect of from there You know They they weren't the same people. They weren't mexicans or or anything like that they was they was jews. Day was disciples and they spoken of the torah. They spoke hidden different languages. Probably arabic and some of the language. We probably don't even know about. But they heard these men speaking their own language in their own language that they understood. And i believe that's what the holy spirit instills when he When you're operating it's a gift. It's a gift from the holy spirit as what i believe. Okay there. People need to understand that. God is not one of those gods that push you into doing anything he never has and he never will. He has always nudged you to get you to see some things that it perhaps may change your whole life but you still have a choice. You have a choice to do certain things perform certain things. And i think that's so important you could show up put church. Should you could be a pew member of bench member and when you leave church you studio are the same and you never got anything. I don't know i when i come to church now I have expectations. I would say. I would have expectations to receive something from god by the way. The word is spoke. That's how i look at it now. I sit on the edge of my seat allow times because the information is so good that it feeds my spirit and i want to continue to hear more more and more information from the word and i believe that's when you when you go to church every sunday oi reciter or every friday. I believe that you go. Because i'm i'm just saying mean. I go because i heard something and uplift my spirit and it made me want to come back to hear some more call the good news and because when i leave church this is how you know that the church's effective to you. When i leave church. I can remember scripture. That detached talked about if you ask me. What did he talk about. I can tell you he talked about this. This this or this and i got in my spirit and i can relate to those things because the word of god gets in your spirit and you begin to do the things of god. You know Even the bible says faith covered by hearing and hearing by the word of god and the only way. You can hear things that pertain to you or that you need. Is you gotta hear it from someone that is teaching or preaching the word. Okay here's a good example And what i mean by that is what makes sense i think i can appeal to your census. Now not.
"bank accounts" Discussed on Millennial Money
"So it's you know it's really in our sovereign what are you bought a year you know that all as duck and one of the features that we could it to borrow early are is of aggregation where you can linked rather counts and then you can start defeat see it all you know and there's more visibility as it will have the ability to let people know if they are starting to occur these fees and you know obviously bank accounts like ours or chime our aspiration is a bunch of them out there simple won't charge you those so i think the first thing to do is to find a bank account that that the charge of the first place but if you're gonna get charged you're not gonna move did at least get a something that lets you see that you are pain and and uh and act on that because it's just a waste of my or people to be paying receives today yes so we talked about some of the features enviros surround us three you know some of the other features in why this would be you know particularly attractive to uh to a listener yeah sure well first and foremost that'd be you know we at ago your where this that we applied court national bank charter so we're the first technology company to actually applied for national up full national buy charter out of special purpose or i i'll see charter of with the occ of which would make us the um you know the first uh national bank in this country but one of bank on snark on swipe his first and foremost we're immobile back so i think that's the it for people who just want to have everything on it all and they wanna have it usually decibel you know and we we consider ourselves a great bag not a great big bang instantly thanked it actually has people's backs ad and so i think what you think about the features of it is a course set of things that we built so we've got a mobile checking out i have an interest or savings account that's paying it said interest rate we've got to lending product so uh a line of credit that you can use to sort of bridge expenses if you have to jump on a white eat flight at new york in all you like a.