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A highlight from URGENT! How To Get Your Real Estate Listings SOLD NOW! (Part 2)

Real Estate Coaching Radio

23:39 min | 8 hrs ago

A highlight from URGENT! How To Get Your Real Estate Listings SOLD NOW! (Part 2)

"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Welcome back. Today is day two, how to get your real estate listing sold. So Julie, without any further delay. Yes, that's right. So this is the continuation. We did points one through five. We're starting on six today, about 11 unexpected ways in addition to a price reduction or instead of in some cases to get those listings to move. And remember this is point number six. So if you've not heard the first few points, make sure you go back and listen to those points because they're really critical that you are tuning your mind to the fact that there are a lot of ways to get properties correctly positioned on the market so they meet the buyer's expectation, i .e. priced correctly. And also if you happen to have a listing that is out of alignment with the market's expectation, how you can make it more competitive in addition to or maybe instead of, thank you, a price reduction. So make sure you read our notes. All of our notes from today's podcast, all of our notes from every podcast are down below in the show description. If you're on YouTube, it's very easy. Just click Show More or on iTunes, Stitcher, Spotify, all the billions of different places you guys listen to us. Scroll down, read the notes. They're all there. We obviously include about 1 ,000 % more in addition to the notes. When you were listening, you were noticing that Julie and I, because in the comments I'm reading what you guys are saying, we often do talk about things that are I think more drilled down than what our notes are. But the notes are there for you to use to remind you to essentially what to say, how to say it when you're speaking with your sellers or buyers or whatever's relevant. But also there's a link for you to join Premier Coaching. Thousands of you have joined Premier Coaching in the last year. From what we understand, it is the nation's number one coaching program. Why are so many agents joining Premier Coaching program? Well, a whole bunch of reasons, but the best reason is because it's a coaching program designed for this new market, for the agents that are willing to do what they don't want to do and they don't want to do it at the highest level. As a result of that mindset, on the other side of that mindset, when you have the skill set necessary, you're going to experience success at levels that you can only dream of because how do I know that's true? Because we have, guess what, thousands of coaching clients that are telling us that. So the link to join Premier Coaching is below. So scroll down and click the link or just go to premiercoaching .com. Take 17 seconds to join. Yes, we've timed it. If you type faster than me, you could probably do it in 10 seconds, but the link to join is right there and you have immediate access to the entire first level of Premier Coaching. All right, so again, this is part two, starting on point number six, 11 unexpected ways to get your listings to sell faster. Now, any of these ways can happen upfront as soon as you take the listing. They can also be added to the comments after you've had the listing for a while, as some of you are sitting on listings you're surprised that haven't sold yet. And we can also do more than one of these points at the same time on those listings. So you have some flexibility on this. All right, so other ways to add some perks and get these listings to go faster. Point number six, add a $1 ,000 commission bonus to a buyer's agent if it's pending by a certain date. Now, if it is more expensive, you could add a $5 ,000 bonus. You can add a $10 ,000 bonus if it's over a million dollars. If it's over $5 million, adjust accordingly, but add a commission bonus to the buyer's agent if it's pending by a certain date. The builders are doing this. You better do it as well, especially if you have a lot of builder competition. I know, I saw, I think it's from Lenar, it might've been KB homes in San Antonio. There are some agent bonuses as high as a 6 % to the buyer side. That's amazing. And it's not just on one house either. There's like lists and lists of this stuff. Do you remember, Julie, back in 2007, 2008, we had coaching clients who their sellers had like, I remember one in particular is a Lamborghini. It was like a year old Lamborghini and it was during a hard time for the seller and the car had depreciated. The house was, they still had equity, but they wanted to sell the house before the house was worth less than they owed on it. This was a totally different market, not work that we're experiencing now. So they actually included the Lamborghini in the sale of the property and the buyer's agent that ended up buying it, ended up representing the buyer to purchase it, took the Lamborghini in lieu of their commission because the buyer didn't give a rat's, you know, what about a car? I know. Well, I mean way to be creative, right? Right. I recently saw back and forth on one of the Facebook agent pages where an agent was talking about how their broker had invested in some kind of thing where it was like a vacation voucher that they could use on any listing. And you know, I was, what was crazy was the, the other agents on this social media thing like piled on, well, if you have to do that, you must have overpriced it and that seller must be crazy. And what is this, a timeshare? And it was like insane back and forth. And go you, whoever posted that, who said, no, actually we feel it's a smart thing to do to put on all of our listings, to have a little extra something to make sure that we're shown first. I mean, that was a very professional response. There were two vacation vouchers. One was for the buyer's agent. One was for the buyer and they didn't have to use it, but it was like X percent off of their travel. I thought it was pretty crafty. Okay. So along those lines, hopefully we're motivating you guys for what we're motivating you towards is wanting to sell more expensive listings because the tchotchkes obviously are better. Well, they get better. If our first two stories didn't do it, this one might. So Ben Salem, I know you're going to mention this. Yeah. Well, cause he sells a lot of beautiful luxury real estate and he works with a lot of, you know, high end, not in Los Angeles, exactly, uh, buyers and the bird streets and the rest of it. And he's not very, I, Ben's one of my favorite coaching clients of all time cause he's not high profile and yet he sells a lot of expensive homes and he doesn't, you know, he's not, he's not peacocking around about his success. He just gets the job done. That's right. So, uh, one of the things he did on a particular really weird house that was owned by a, I won't mention who is, it was a celebrity, uh, well fallen celebrity, I should say a fallen star. In any event. So this property in particular was very difficult to sell, had a lot of condition issues, um, the whole thing. And so what Ben did is he put an incentive on it that he would pay for the buyer's agent. It was all disclosed. Everyone knew about it. Nothing under the table, nothing like that to take a private jet and fly to Las Vegas stay at the wind and he was going to pay like the whole thing. It was just some ridiculous, some sporting thing or something. I don't remember. You know, I think it was not related to some event. It was something. Yeah, something like that. Anyway, that's what he ended up doing and he took a bunch of pictures and it became a big, you know, hoopty do for the buyer's agent. And it was something that got Ben's name on the radar for other listings that may have been a little cantankerous to sell and he got more listings from it. Point being, if you're in a marketplace where something isn't selling, the answer isn't always lower the price or if it is, it's lower the price and do some things that are more creative to hype up the listing, especially true in upper end listings where the house needs a lot of repairs, updates, that type of thing. Yeah, that's right. One of the problems with big luxury homes is there's more to do when it gets outdated and it's more expensive. You know, I can just see, I can just, I feel in the collective unconscious of all of the, you know, worn out buyer's agents from the previous market. They're like right up, you know, about time we get a few perks out of this, right? We feel you guys, we understand. So we were talking about doing a commission bonus. Always do a new seller's net sheet when you're adding any of these sellers concessions to the transaction. Make sure the seller knows how their bottom line will be impacted. Many of these concessions will actually cost less than a price reduction would have or make the price reduction smaller when combined with the concession. But make sure you're translating it into actual dollars so your seller's not surprised. And you know, again, advanced coaching here, but sometimes you can get your title escrow company to actually make those for you. So they're actually seeing all the expenses. I'm not saying your net sheets aren't accurate, but it's a little bit more authoritative in some sellers eyes when it's coming from the title escrow attorney type thing. So another thing you can do to give yourself a more professional veneer in the marketplace where it's the agent has the skill set that's going to get the listing. So don't avoid doing a seller's net sheet just because you don't know how to do it. Get some help. And there are some MLS is that allow you to plug in those numbers and they know how to figure your taxes and all that. But I agree with you. The title or the closing attorney can certainly do that for you. And it's not weird to ask them to do that. That's normal. Okay. Number seven, seller does not require inspections waived. Again, a new concept that replaces the old markets as is requirements. We talked about that a lot yesterday, so make sure you go back and listen to that, especially at how we tied it in at the end of yesterday's podcast to buying a home warranty at the time you take the listing and including seller's coverage and then having the house pre -inspected and having the repairs on the property done. So that when the buyer walks in, they're seeing that the property was pre -inspected, the repairs are done and the house comes with a home warranty. We are trying to position you so that you can compete against not just other resales, but also new construction. Very well put. Point number eight, have your favorite lender create a rate sheet to give away at showings and open houses. The rate sheet should show three different ways of purchasing the home. You can also attach that to your home brochure in your home brochure box. You could do a 30 year fixed, a 321 buy down, a 723 adjustable or a 525 adjustable. All of these can get a lower interest rate and lower payment. My favorite one is to just buy down points like the builders do and to lock in a lower rate for a 30 year fixed. But there are other creative ways to combat higher interest rates. We didn't say this yesterday, we should say it today. When you're doing things like what we suggested yesterday and today and you're being more creative and the seller is contributing money to buy the points down, in the description you can say at list price seller agrees to buy the points down, making the interest rate in a 30 year fixed rate mortgage, this payment range and that type of thing. So at list price, you can buy a little bit of insurance for the seller so that if the buyer comes in low and the seller is even inclined to accept it, that they're not also then going to have to concede to all those other concessions that they used as incentives to get the offer in the first place. Great point because you don't want to sign the seller up to both have to take something lower and to contribute 10 ,000 in closing costs or what have you. But don't be surprised when you do have, especially in a market where listings are harder to sell, where the buyer's agents do come in and they do ask for a lot of different things, you're just going to have to work through it. And again, we teach you how to do that in Premier Coaching, except the old days of throwing a dart against the board to price it and then waiting for the offers to come in over list price or long over. You have to have the skill set now, not just to list properties correctly and get them sold, but also how to counsel your buyers to get the properties. This is a new market. This is a skills -based market. Those of you are willing to learn the skills and do what you don't want to do and you don't want to do at the highest level, you're going to have an unprecedented, massive, unbelievably exciting real estate future. Yes, you brought up a little minor but important point because we're working through the transition of a super hot seller's market on every single listing that hits the market, no matter where you live, to a more adjusted, more reasonable, more normalized market. Now, we've been talking about how to buy down interest rates and do some more creative financing, which freaks some of you guys out. It makes you think, oh, I heard about that during the housing crash and adjustable rates are evil and we can't do that. I've seen some of this manifest in things like a seller will have an offer brought to them by their listing agent where the buyer is asking for closing costs. And the seller and the listing agent, their reaction is, well, if they need closing costs, they must not be a very strong buyer. That's a weak, truthfully, that's a weak agent. But you understand where they're coming from. Totally, completely. You understand why that's happening. But that's a weak agent who did not properly position the seller when they put the house for sale. This goes back to skills, guys. Now, I even have an instance of that, Federico in L .A. had a builder react like that when somebody asked for closing costs, even though they came in at list price doing what the builder asked because they asked for some closing costs. Builder was like, well, they, you know, why would I take that? They must not be very strong of a buyer. Just because somebody asks to get help getting a better interest rate does not mean they are a weak borrower. It means they're actually pretty smart about what they're doing. So you'll have a choice, Mr. Seller. You either lower the price by $30 ,000 or we actually give concessions to the buyer so that they can buy the interest rate down or cover the buyer's closing costs. Because the buyer is using all of their money, they need all their cash basically as their down payment to qualify for the mortgage. Now interest rates went up, they're going to need concessions to basically buy the rate down so they can afford the payment, qualify for it. Or Mr. Seller, you can just lower the price by 30 grand and we can hope and pray that we get another offer six months from now. It's up to you. Right. And in fact, if the seller were to counter it, you know, up for 10 grand and I'm going to pay 10 grand in closing costs, their net, you guys get focused on the wrong thing sometimes. Do the net sheet. The net to the seller is list price minus coming down 10 grand minus 10 grand to closing costs. Isn't that the same as taking a price of 20 grand less? It is. But that's, by the way, one of the techniques we show you when you have someone that's trying to fight with you over your commission is you don't get them to focus on the commission. You get them to focus on what their net is and in a marketplace where what almost all the houses, well, most, most, all real estate in the United States, according to Julie's statistics two days ago on podcast has increased by at least 45, 49 % since 2019, 49 % okay. So here's the thing. If they have to come down 2%, they're probably going to be okay. And if you're having them battle you over price or I'm not paying the $360 for a home warranty, you need to move their eyes to the bottom of the net sheet and circle with a red pen, their net, and then you need to get, have them understand that they've won the real estate lottery. Congratulations. Exactly. Okay. Number nine, find out if your seller has an assumeable mortgage. What's the rate and what are the requirements? Advertise this in your MLS description as well as in your home brochures. all Just note FHA, VA, and USDA mortgages are assumeable and some other loans are as well. All you have to do to find out is call whoever's servicing the mortgage. There are ways to look it up online as well, especially if it's FHA and VA, you can go to hud .gov and look it up by loan number. My beautiful wife, what are you, what assumption are you making? That they even know what an assumeable mortgage is. Correct. You're assuming, you're assuming they knew what an assumeable was. You were making an assumption. Well, I'll explain it quickly. So basically, someone's taken out one of these FHA, VA, USDA mortgages and let's say they have a fixed interest rate of say 3%. And let's say the property is worth, they paid $400 for it and now it's worth $500. If the buyer comes up with $100 ,000 or whatever the spread is between the market value and what they own the loan and they qualify with release, in other words, the FHA, VA, USDA has to, the person has to have decent credit and obviously... They have to be able to qualify for the mortgage. They can assume, they can actually assume the mortgage of that seller. So they themselves can have that ridiculously low 30 -year fixed rate mortgage. Now I'll even make it more interesting for you. Let's say your buyer only has $50 ,000 down, the house is worth $500, the USDA mortgage is only $400, the interest rate is 3%, the payment's obviously a heck of a lot less than it would be if they went out into the marketplace now and got a loan. But the buyer only has $50 ,000, but other than that, they qualify. You can get the seller to give them a second mortgage for the $50 ,000. And I don't want to get into the weeds on that, but this is something we talked about in Premier Coaching and we talked about in previous podcasts, but you can make deals happen where other people don't even see opportunity. That's called skill. Yeah, and that's even better than doing a rate buy down or an adjustable. I mean, potentially it's pretty killer. Just to overview, if you want to, you know, hopefully some of you are having some sparks fly in your minds, what would happen is the seller would give the buyer a second mortgage, I'll stick with $50 ,000, that is an actual lien against the property. So that means every month the buyer is going to be making the payment, now the owner of the new house is going to be making a payment on the first mortgage and on the second mortgage. You can do, and you will use an attorney to do this obviously, but then what will happen is the second mortgage, let's say the first mortgage is 30 -year fixed, the second mortgage might have a three -year arm. In other words, they're going to make the payment on that $50 ,000 for three years and then they have to pay the seller back the $50 ,000 or refinance it or there could even be a covenant in there, a carve out where if the seller agrees, you know, they can continue the mortgage, right? It's not just a balloon payment. It could be essentially... You can write it however you want. Exactly. You can write it however you want and if the interest rate makes sense and the payment's been made on time, I bet you that a seller is going to be more than happy to continue to have that $50 ,000 paid over terms because maybe the interest rate is great and they're making more money on it than they would investing in other places. You have just put a buyer in a house that they normally wouldn't have necessarily been able to buy because they didn't have the down payment and now you put them in a house or they can get the mortgage assumed. The reason that this is very powerful because a lot of the properties that are FHA, I'm not going to say VA, but FHA, well, I'll just lean into USDA. They're going to be more rural type properties and some of them are going to be working farms and small farms and things like that where you're going to have to be more creative to get the property sold. This is the type of information that gives you an unfair advantage and every marketplace makes you more confident, makes it so that when you wake up every morning, you're bouncing off the walls wanting to share with the world your real estate knowledge. I have seen some of these assumables already happening because smart agents have figured this out. I have a question for you. Maybe you don't know. I need to research this. Let's say that you have a seller that has an FHA assumable, but they've owned the house for like five years, which means they only owe 25 years. If I assume that, you pick up a 25, that's another advantage, right? I mean, that's huge. Yeah. You've just shaved off five years that you don't even have a 30 year. You've got a 25. They don't recast the mortgage, Julie. That's what I thought. That's what I thought. I just wanted to make sure I had it right. But the same goes true. Like when you and I started selling real estate, there was a whole bunch, well, they were hard to find, but they were just sweetheart deals. And there were assumables out there where people had paid off half the loan. It was a 30 year and it was 15 years left. You'd pay them their equity and you'd basically have a 15 year loan. I know. It's amazing. And I was just reading, I think on housing wire, that a surprisingly large amount of this recent, you know, when we had all these low interest rates for several years, a lot of those, and some of them will be assumable, because rates were so low, people got 15 year loans when they refi'd or when they purchased in the first place because the payment was, you know, normally you wouldn't do a 15 year because the payment is higher, but with rates the way they were, it made sense to do 15 year. How are you going to use this information? First of all, ask your seller what type of mortgage that they have. Don't assume, here, I'll give you, assume they have an FHA mortgage or a Fannie or Freddie until proven otherwise, or a VA or, you just assume that they have a mortgage where there's a carve out for it to be assumable. And if you're in a marketplace where things are hard to sell, you can find out if they do because I promise you again, your sellers won't know. Find out if it's assumable. And then if it is, you have the ultimate unfair advantage when getting that property sold. A hundred percent. Because again, back to our example from yesterday, if it's that listing, which is an assumable at some outrageously, now outrageously low interest rate, and you're advertising that in your agent comments and there's four other homes that meet the buyers criteria, who do you think is going to get shown first? I'm going to even take this to the next level. If you are smart, which all of you are, otherwise you would be listening to our podcast, you're going to think, well, how can I pick up rental property this way? Because a lot of these mortgages, FHA, VA, USDA, the mortgage criteria to qualify in the first place is a little lower. You can actually use what would have been your commission as a, towards your down payment. And you can assume these low rate mortgages and you can actually start walking into rental properties. There you are. See? All right. So point number 10, use 1 -800 -HOME -HOTLINE on your for sale signs to generate leads and possibly sell your listing yourself. One of the best solutions to a listing sitting on the market too long is to sell it yourself. 1 -800 -HOME -HOTLINE .com. So also refer to past podcasts about that system. We're not going to dive too deep into that today, but capture unlisted phone numbers, answer zero transfer calls, or immediately call the prospect back. Secret, many of your initial calls will actually be from neighbors of your listing. Those are also listing leads guys. And that website, by the way, and the product is getting totally revamped. So anyway, go to 1 -800 -HOME -HOTLINE .com. Full disclosure, Julie and I own 50 % of that company. Yes. With a partner with one of our original listings, oddly enough. Actually, he was our first seller, wasn't he? Oh my gosh. We forget that sometimes. I know. Well, it's all related, right? Yep. Okay. Point number 11, use a home brochure box next to or attached to your for sale sign. There is an art to the home brochure. Of course, highlight all the attributes of your listing using 800 -HOME -HOTLINE and including your email address. But in addition to this, there's lots of different ways you can utilize the home brochure to make your phone ring. Now we have a podcast that we've done two or three times in the past called How to Hot Rod Your Real Estate Sign or Your Brochure Box. So there's all kinds of things that we did in a dedicated podcast on that. This is all about the fact that in many cases, you're going to have to sell your own listing because the buyers, agents, you know, a whole bunch of reasons. I'll give you guys a really good example. You'll remember this. It was our neighborhood in New Albany Country Club and there was a listing that was for sale when we moved there, expired, got listed with somebody else and expired again. I remember. And it was like caddy cornered to our backyard and they were moving back to Hungary. I think it was Hungary. Something like that. Yeah. And they're the nicest people ever. Super nice people. So we ended up listing the property and I was shocked the house hadn't sold. Me too. It's a good house. It was great. It was a typical expired where it basically gets a lot of activity when it's new. The local agents, you know, stopped showing it because there's other new listings, the whole thing, right? If you look at the curve on showing activity, it's really, you know, two weeks, three weeks and after that it starts to drop off pretty precipitously and after it's been for sale for 30 or 45 days in virtually all markets, the showing activity stops. Well that's what had happened to this property. But even worse, or I should say better for our advantage, even worse, the local agents were assuming that the house had some sort of problem, otherwise it would have sold. And how do I know that? I had, Julie and I had that listing. This listing I remember was five or 600 grand and this was back in. And so this house was, we had a for sale sign obviously and we had 800 home hotline. There was somebody parked in front of the listing.

$400 Ben Salem Hungary 2007 TIM $360 $100 ,000 $1 ,000 Las Vegas $5 ,000 TWO $50 ,000 $500 Five Years San Antonio 15 Year $30 ,000 10 ,000 49 % 30 -Year
Fresh update on "albany" discussed on Real Estate Coaching Radio

Real Estate Coaching Radio

00:04 min | 8 hrs ago

Fresh update on "albany" discussed on Real Estate Coaching Radio

"No, they called off 800 home hotline, the rider. They called off the rider and they didn't even zero transfer. I called him right back and I said, hi, you know, this, I'm trying to remember the script. I just, I'll remember. Give me a second. Oh, ring, ring. Hello. Hi, this is Tim Harris with ABC Realty. As a courtesy, when people call our 800 number, we'd like to give them a quick call back to see if they have any questions about the home they called about. And of course they were surprised that someone was actually calling them back. They were surprised that the listing agent was actually Johnny on the spot to answer questions about the property. And then, you know, fortunately it was very convenient. So I walked out the front door of our house and walked over to that house and showed it to them. And here's what they said. This is exactly what we are looking for. This is why hasn't our listing agent or why hasn't our buyer's agent showed it to us? This is the exact property we wanted to buy. Bum, bum, bum, bum, bum, all the rest of it. They ended up buying the house through their buyer's agent. They then told us after they moved in, because they're our neighbors, that the buyer's agent never showed it to them, drove them past it on the way to other listings, and then would bad mouth the house. They were shocked that he didn't show it to them. They bought it. They were very grateful for us. When they went to put it back for sale, they listed it again with Juli and I. Now why am I telling you that? We had to do the buyer's agent's job. You will discover as you become a listing agent that the buyer's agents maybe don't have those types of screws loose, but maybe they have biases for or against a particular neighborhood for unfounded reasons. Or maybe they don't like the seller, or maybe they don't whatever, whatever. You guys have to be realizing in a marketplace like this that most, and this is for you listing agents, that most of the buyer's agents out there have not been in this transitioning market ever, do not have the skill set to get properties sold. You're going to have to often do the job for them. I'm going to give you one last advanced coaching tip, and maybe we talk about this. You should think about this for tomorrow. Or is this part two? This is part two. All right. Then I'm going to give them point number 12. Bonus point. All right. Bonus point. For those of you who have listened for the full 30 minutes, here's your bonus point. You're going to sometimes have to do on a reverse offer to the buyer. This is very advanced coaching. It's going to blow your mind, but this really does work. When you have a listing that's been for sale forever, and you've seen, and maybe forever is 30 days, 60 days, 90 days, adjust accordingly, and you've seen the same buyer's agent show it multiple times, then you're asking yourself, and you've gotten feedback. You know they like the house, but the buyer's agent, just keeping it real, does not have the skills to get the buyer to write an offer. Maybe they're friends with them, and the buyer's agents and the buyers are being too social. Maybe the buyer's a nervous Nellie, but the buyer's agent is not landing the plane. Clearly, the buyer wants to buy the house, or they wouldn't be showing it constantly. You need to write a reverse offer. Normally, the offer, you have a listing, the buyer makes the offer on the property, here's our suggested price condition terms. You need to flip that conversation, flip the script, and write an offer back to that buyer's agent, offering the seller to sell the house to that buyer. What are your terms? Obviously, what it's listed for, and all the other terms. What you're really doing is getting the conversation started, or maybe because you've gotten feedback from the buyer's agents about, well, they really like the house, but they're worried about the backyard not being fenced, or whatever it is. Write an offer from the seller to the buyer, offering to fence in the backyard, or set aside the 15 grand, or whatever, to get it fenced. You guys get the point? You cannot be complacent in this market. You're going to have to assume, when you take a listing, that you're going to be the agent that sells it. Bonus, bonus, you're going to get twice the commission in many cases, when there's no buyer's agent involved, especially when you're using 1-800-HomeHotline.com, and you're actually following up, and you're actually pre-qualifying, and you're actually doing the job of selling your listings. Oh, here's a thought. Isn't that what your sellers expect you to do anyway? 100%, but it's been covered up by the speed of the market in the past. In the past. Yes, it is your responsibility to be accountable to your seller, to actually get the job done, and bonus you when you actually do it from generating your own buyer. That's even better. That's true. I have to do a little bit of mindset reset on this. We're talking, most of this is the result of having more inventory, right? Your example of our new Albany Country Club experience, where the buyer's agent wasn't even showing that listing, that was happening partially because there was more to choose from, and because there was new construction, just like we're seeing in today's market. Right, because inventory has increased by 15%, and you're going to see more homes coming for sale. That's right, and you're going to see more new construction kicking the butt of resale. Exactly. So, a lot of this is symptomatic of having more choices. Now, listing agents who are not used to their listings sitting for more than 22 seconds, I feel for you, freaking out. I get that, but we've got to reset your mindset to look at what we just talked about. When it doesn't sell in 22 seconds with 5,000 offers, that's good for you because you're going to lead generate off of it, because it's going to spin up other listings. You can do open houses, you can canvas the neighborhood, you're going to get more business in the meantime and sell the house, assuming that you're proactive, like what we've talked about. Case in point, another shout out to Kristin Hawley in Dallas-Fort Worth area. Over the weekend, I had so many emergency texts over the weekend, it was great, because they were all like, you're not going to believe what just happened. Okay, so Kristin, in 48 hours, puts together, we talked about one last week, the cancel she went after, this is when she's been working this neighborhood with the open house, and you know, door knocking and all this. Okay, so she has this buyer that couldn't buy her listing because some other agents sold it to her open house, but she's got this buyer that's wanting to buy something. Gets a call from another neighbor in the same neighborhood who just found out, guess what, they're relocating. Just like that, she says, she thinks to herself, who do I already have who I can tee up for this property? She puts them in contract 48 hours or less, okay? She's making over $30,000 in commission in less than 48 hours. Why? Because she, because we traced this back to her original listing, which gave her the opportunity to prospect, which gave her more buyer and seller prospects, she married the two together, she's a matchmaker, what she just put together, the relocating client, the only time you're going to see that in the MLS is when she puts it in just to get volume credit. That's one of those two seconds on the market, because she generated the buyer, she generated the listing, she put the two together. She couldn't have done that if her listing hadn't been around for two or three weekends. She didn't violate any MLS rules of having a listing that she was trying to double in, so all of your trouble stirs, just keep that in mind. This was somebody doing their job, furiously fast lead follow-up.

A highlight from SBF Deserves Human Rights

Crypto Critics' Corner

22:09 min | 2 weeks ago

A highlight from SBF Deserves Human Rights

"Welcome back everyone. I am Cass P. Ancy. I'm joined as usual by my partner in crime, Mr. Bennett Tomlin. We're both good today. We have already recorded an episode, so we're dumping in... dumping in? That's probably the wrong way to put it. Get him out! What happened to the other? Can't even stop it! The episode's just sliding through its walls! We're pouring trash out of our mouths! We're vomiting and spewing all over you. Hey, works are all in! Not the way I wanted to start this episode, but there you go. Welcome back everyone. We're going to be talking about a subject that I wrote an op -ed about, and Bennett wrote a piece about as well in the newsletter for Protos. Something we both seem to care about that the reaction to was pretty mixed. Honestly, I expected more vitriol for my statement, but yeah, it was pretty mixed. Some people liked it, some people hated it. We're both making the argument that while it is pretty funny, in a sense, to see SPF struggling and in pain, I think everybody gets some real value out of that in terms of they're like, yes! A guy who's hurt so many people, and legitimately, right? This guy has damaged thousands of people, probably ruined dozens if not hundreds of people's lives for a significant, if not forever, amount of time. So seeing him in pain, people are enjoying a lot. But I think that it's a more important point that's being stated by him. And basically, he went to court and said that he's not getting his medications on time. He's on, as far as we know, I don't know how many medications he's on, but we know for sure that he's on NSAAM, and he's on Adderall. Now, Adderall, I'm sure most people are familiar with. It's for treatment of ADHD and some other mental disorders. NSAAM is a pretty serious drug, as far as I can tell, in terms of its effects on you. And it seems like he's taking a lot of it, for both of them. For both the, I guess I don't know, I don't know, I'm not a doctor, I don't know what a lot is. Basically, he's not getting his drugs, and he's not getting the vegan meals he wants. He wants vegan meals, and he's not getting those vegan meals, because I guess the prison system is basically like, why should he? He's not special. But therein lies the problem, which is, don't you think prisoners should be getting the medical treatment they need? And don't you think they should be getting basic food given to them, even if it's something demanded like vegan food or vegetarian food? Yeah, why don't you get us started off on that? No, I think this issue is kind of multifactorial and multifaceted, and I understand why a lot of people are having the feelings they're having. And so first I want to acknowledge that Sam Bankman -Fried's experience with the justice system has been one very much shaped by his privilege, right? Like he was able to find the people to put up his massive bond, and even after like repeated bail violations connecting with the VPN, doing all these other things, he remained free until he started doing what I'm not going to say is legally witness tampering, because I'm not a prosecutor, but that feels a lot like witness intimidation. As soon as he started doing that, now he has to go back to prison. In case anyone is unfamiliar, let me stop you right there. In case anyone is unfamiliar, just so you understand, Sam Bankman -Fried released Caroline Ellison's personal diaries. Now Caroline Ellison was the head of trading over at Alameda Research at the time of the collapse, and he released these very personal kind of sensational diaries to the New York Times, which is just wild, as you said, like he had been reprimanded before for his bail violations and kind of pulled to, he was skating on thin ice already. And I do get why people are like, well, if you didn't want to go back to jail and get treated like crap, maybe you should have thought about that. Understood. But anyway, sorry, I just wanted to give, paint a little color there. Like that's absolutely true. Sam Bankman -Fried was lucky to get the bail conditions he did and should not have been violating them. And repeated violation of bail means he should be in pretrial detention. And like one of the other things that's come up is Lawrence Tribe, a constitutional lawyer, wrote a motion, wrote a letter to the court describing Sam Bankman -Fried's treatment and like insisted that if Sam Bankman -Fried were to be detained, where he was talking about being detained, not having access to a computer would make preparing his defense much more difficult and that represented like a potential constitutional issue. And I think there's a bit of merit there. But, and this gets into like the bigger problem here, that these problems are so much bigger than Sam Bankman -Fried, right? Like not just Sam Bankman -Fried should be able to get their medications and like a diet in accordance with their moral wishes. Everyone being held in pretrial detention is presumed innocent until proven guilty. These are people who deserve to be, like, to have reasonable standards while they're being detained, should have access to things that help them prepare their defenses, should be able to receive medications they need, and the United States justice system fails to provide that for such a vast number of inmates, including, because he is there right now, Sam Bankman -Fried. Yeah, I mean, I think actually part of this for me calls into attention how serious the issues are in the justice and penal systems of the United States of America, right? Because here we have possibly one of the most famous white collar criminals of all time, not just of the past year or two, of all time. He's up there with Elizabeth Holmes and Bernie Madoff. Like this guy is going to go down in history as one of the biggest financial scammers and possibly, allegedly, maybe he'll get off and no crimes were committed in fucking La La Land. But anyway, my point here being that this guy is as big as it gets. And the fact he's still being mistreated in prison or in, sorry, excuse me, in pretrial detention in jail speaks to how broken the system because imagine how the people with no voice are doing right now. Imagine how the people who don't have money to pay for bail even, so end up in prison or in jail for weeks, if not months before they go to trial. Like these are real issues that are happening every day to millions of people, not just SBF. And that's the important part of this. That's why I'm glad there's some attention being brought to it, whether or not people agree with whether SBF should be given these basic human rights. I think he should. Whether other people think so, I guess is just how angry they are with him. Yeah, I especially understand why like other people who have had experiences with the criminal justice system might end up feeling particularly frustrated themselves because they'll be, they may see it as, I had it even worse than that and I didn't even steal $9 billion from my customers, you know? And so I certainly understand there's lots of reasons for lots of people to be lashing out, but like you said, fundamentally the thing is people deserve rights. They deserve to have access to these things that help them form their defenses and they deserve a strenuous defense on their behalf in the justice system. And those things are important, those things, we should strive to provide those to everyone. And everyone happens to include him. Yes, and a lot of these issues are totally fixable as far as I'm concerned. Like vegan meals, there's a lot of people pushing back on my statements about that. I was like, oh, give him his vegan meals, just give it to him. Everyone's like, well, he doesn't necessarily deserve to have, it's not like it's covered by the Constitution. And i .e. there are prisoners who are Jewish or Muslim in prison who are given kosher meals and halal meals, right? To meet their religious needs. The pushback for the veganism that I heard was, well, this isn't a religious thing. I want to push back on that and just say one, vegan meals are incredibly easy to cook. We're talking about rice, bread and vegetables. Like if you're not already, if you don't already have those things available for prisoners, there's a problem. All of those ingredients should be actively there for you to be able to make this thing. I know that they make vegetarian meals for vegetarian, probably because there's Hindu prisoners, and some of them need to follow strict vegetarian meals and guidelines, right? But we are equipped to handle this. We have the money, we have the rules and regulations in place that this should not be an issue. It's crazy to me to push back on the idea that this guy can eat vegan food in prison. The thing I want to highlight there is there often are legal protections for people with sincerely held religious beliefs to get access to certain things, like you're talking about kosher halal and things like that, and often our prison system fails to do what it's legally supposed to in many of those cases as well. Again, this is just an example of the pattern and history of human rights abuses across the U .S. penal system. There's a reason international human rights organizations regularly raise alarms about the U .S. prison system, and it's because there are regular and massive human rights abuses in our prison system. Yep, and that brings up another point that I brought up, which is people I think like to assume like, oh, well, this guy's a big fucking scammer. He deserves to rot in jail and get shivved and get treated like shit. I hope that's what happens. And I go, okay, just for some perspective here, 5 % of the entire U .S. population is going to spend some time behind bars. So if you're not the one who ends up in jail at some point or in prison at some point, someone you know absolutely will, 100 % sure, 100 % sure, right? If you go outside and meet people, someone you know will go to jail or prison. Do you want them to be treated respectfully and with dignity, or do you not give a shit? Do you really think like anyone who's in jail, anyone who's in prison deserves the worst kind of treatment? It's time to reflect on these things, you know? We live in a society. It's true, though. Like we shouldn't be, the fact that it's such punitive measures, right, instead of worrying about recidivism, instead of worrying about rehabilitation, instead of worrying about making sure that these people don't repeat their fucking problems when they go back into society, we're focused on hurting people as much as possible. And the reality is, if Sam Bankman Freed gets 15 years in prison or something, 10, 15, 20, and is treated like horseshit the entire time, like no human rights, do you think he's going to come out a like capable and reasonable human being? At least if you try to rehabilitate him, he's not necessarily going to be as bad. At least you can say you tried. Like just damaging someone repeatedly, we know what that does to people. So I just don't understand this at all. And I think people need to reevaluate their, like vengeance is just so easy. And I think people really need to reevaluate where their morals and ethics lie when it comes to this. I get it. It's easy to hate SPF. He is a total scammer. He lies constantly. The dude cannot open his mouth and speak any honest truth for years on end. He's like, his behavior is disgusting. He's as despicable as it gets without getting into like murder and other horrifying crimes. Right. He's disgusting. Fine. He's also a human being. Like, I don't know, man. It just the reaction was just so it was kind of like, man, I don't understand how so many people think this is acceptable. Yeah. And like that's what you're up with. Ed was about. And there was definitely a lot of people who agree that human beings deserve treatment as human beings, which is good. The other thing I want to talk about besides this, which is also something we talked about a little bit in our Reggie Fowler episode, if people want to go back and listen to that. There's been still conspiracy theories about Sam Bankman Fried and his ongoing criminal prosecution, including the fact that as part of our extradition treaty with the Bahamas, we have certain responsibilities about when charges are introduced and when people are extradited. And those were not necessarily followed with Sam Bankman Fried, which has since required certain charges to be removed from the current trial date. And the allegations either incorporated in to other existing charges or other charges are pending reintroduction for months down the line. Yes. And so those charges are not really going away. And as we've talked about before in the case of Sam Bankman Fried, if prosecutors really wanted, they could go through and add one wire fraud charge for like every single person who sent money to Alameda Research under like the false pretenses that it was going to FTX or something. Right. And so prosecutors can and potentially will still scale up his prosecution in the future if that's what they think is justified and appropriate. So I've just been a little bit frustrated with some of the conspiracy theories around those dropping of charges. And like the other thing I want to emphasize, just to kind of make sure people understand this, just because Sam Bankman Fried is pleading not guilty right now does not mean he will continue to plead not guilty. Often you are required to plead not guilty initially, even if you think you are guilty, just because like the system's not ready for you to plead guilty yet. And like that's an actual thing that exists. And I want to be clear here, too. If you have a capable legal team behind you, which as far as I know he does, you're generally not going to plead guilty right away. Why? Well, you're not going to get anything in return, right? If they don't offer you anything and you go, I plead guilty. Well, they're going to accept your guilty plea and they are going to hang you from the gallows. You've got to get something in return. And to get something in return, you're going to play a little bit of a game. And that, unfortunately, whether we like it or not, is a part of the legal system. Right. So you have to have something for them, for you to plead guilty, give them something and them to be like, OK, well, then we'll cut you a deal. And that's what SPF is hoping will happen. That doesn't mean that's what happens. That doesn't mean he gets only five years or only 10 years or who knows. But that's what SPF wants to happen. And we don't know if it will. Yeah. Sam Bankman Fried's goal, as far as I can tell right now, is basically to muddy the waters, cast doubt on key witnesses and the evidence they're introducing. Try to place the blame like his mens rea, his head state for many of these decisions. Say that that state was induced by legal counsel and other things to make it so that prosecutors don't want to add more charges. That'll be hard to prove. So that, like you're saying, he can eventually come up with some deal where he shares whatever information he does have in exchange for a reduced sentence. Yada, yada, yada. That's the meta probably of what his team is planning to do. The other thing I want to emphasize to people is from where I'm sitting, and again, we're not lawyers, we're definitely not prosecutors, we're not experts. But it seems quite likely to me that Sam Bankman Fried is going to prison for much longer than Sam Bankman Fried would want to go to prison. Any time is more than he wants. Yeah, but there are already guilty pleas from almost all the rest of like the top executives at FTX. They have full cooperation, access to all the communications, like all the text messages, all the records, all the logs. They have such an over what, four million pages or something was the initial like discovery they're sending over to him. There are massive quantities of evidence, powerful cooperating witnesses, like he's in a really bad place. And that's just for evidence. I want people to understand that. This is just, we're just saying like, oh shit, there's a lot of evidence against this guy. So he's in trouble on that front. But I want to point people to a recent guilty white collar criminal, Elizabeth Holmes, okay? She is going to be doing nine years in a federal prison, okay? She just had her second baby. She was pregnant during the trial. If that isn't going to win you some, you know, benefit of the doubt and some, oh my gosh, well at least, you know, she's a mother now. We got to make sure that she's able to spend time with her kids and they don't grow up without a mom and blah, blah, blah. She's doing nine years behind bars for her crimes. She didn't hurt nearly as many people as Sam Bankman Fried. She only hurt mostly just very wealthy people. So like in terms of that, just reflect on that, right? That's nine years for someone who did essentially a smaller fraud that hurt less people and is a more sympathetic character. You think SPF is going to get off? Fucking wake up, dude. There's not a chance in the world. I'll bet anyone. If you think he's not going to, if you think he's genuinely going to do no time, I'll bet anybody. I'll bet anyone. But Cass, Cass, he donated to President Biden and was part of some vague conspiracy involving Zelinski. And he met up with Gary Gersler, right? Whatever. I just don't, it's so, it's so, I'm so past it. And then, and for me, the one thing I also want to emphasize here is how obviously failed the cash bail bond mechanism is in general, right? And I think proof of this is SPF. SPF gets $250 million bail bond. Obviously, the way it works, in case anyone's unfamiliar, is you pay roughly 10 % of that and you can get out. If you don't have the money to pay for it yourself or the collateral to pay for it yourself, you can usually get a bail bondsman to take on that, that collateral obligation for you partially, and then you have to pay back a loan on that obligation. What did this accomplish, right? We have to reflect on this. What did it accomplish? He put up, they put up $250 million to get Sam Bankenfried out of detention. Then he goes out, he starts spreading rumors, getting in touch with journalists he's not supposed to, breaking all the rules of the bail that he was given with this money and this collateral, and now he's back in detention again. So it accomplished nothing. It allowed him to break some rules and, as you said, muddy the waters and make things more complex and weird. Another individual who just got a big, gigantic, I think the largest in history in terms of actually being paid for, Joe Lewis, who is the owner of Tottenham Hotspur and the Albany, which is where SPF was living when he got in trouble. This guy just got in trouble, too, for insider trading and fraud, and he put up a $300 million bail with his yacht and private jet. So what do we think this is going to do? I mean, this guy's a billionaire. He can buy a new jet tomorrow. He can buy a new yacht tomorrow. It doesn't matter. He can go run away if he needs to. Nothing is going to stop him from doing that, right? Unless you put an ankle monitor around him. You ensure that you're tracking him with GPS and satellite tracking, that you ensure that he isn't leaving the country. You take his passport. There are protocols to ensure it, and none of it has to do with money. We need to get rid of this cash bail bond system, like, immediately. It doesn't make any sense at all. I strongly agree. I think the cash bail bond system is, like, one of the clearest examples in our criminal justice system of how we have codified a certain privilege for the most privileged, right? That once you have money, you can avoid these things that others can't. And as you're saying, the only real differentiator between these cases is whether or not you have money when you're accused of a crime. That shouldn't be the goal of our system. The platonic ideal of our legal system is one that treats, like, the most downtrodden and the most, like, wealthy and powerful as equal as you possibly can. And, like, there's limits within reason of how far you can take that, perhaps, but, like, that's the ideal, and cash bail bond is just one example of where we don't even try to do that. Yeah, that's right. It's just an obvious advantage for rich people, and really no advantage for anyone who doesn't have the income to deal with this kind of thing. Yeah, it's just a very gross, gross, broken system that needs fixing. Well, and if you listen to, like, testimony of certain convicts and stuff, like, when you are destitute prosecutors and DAs have been accused of using that as leverage, basically, because they know you're going back into whatever horrible detention facility you're in, they know you're more desperate to strike a deal or to say whatever to do whatever because you don't want to go back. Right. And to be clear, like, it's one of the founding principles of our country is kind of this innocent until proven guilty, right, that you aren't going to be treated like you are guilty, even if everyone, like, watched you do the crime. Like, until we prove it in a court of law, you are innocent, and so, like, reasonable bail without having to pay an arm and a leg just seems like the right thing to do here as a country to follow our guiding principles. Like, maybe I'm shouting into the void here, but like this, it's just something I think is necessary for us to talk about, and something I really do think can be fixed within our lifetime. Like, I don't expect the entire penal system to get overturned. I hate the idea that private prisons do what they do in our country. Yeah, that they exist. Like, that they aren't more heavily regulated. Like, that's why there's so many people in prison in our country. I have no doubt about that. But, like, if we're not going to change that anytime soon, and we're not, then the least we can do is ensure that bail bond is working properly, that prisoners are getting their medicine, that prisoners are getting the food that they need. Like, obviously within reason, right? If somebody says, I'm on an only Wagyu steak diet or something, I understand being like, go fuck yourself. Who's going to be the first indicted Bitcoiner to argue that they have a moral conviction that requires them to have only red meat? I would think they would already be in there, right? There's got to be a few dudes who are already in prison trying to argue that already. That I don't fucking buy. There's a limit to even how far I will go in terms of my sympathy. But yes, I do think we need to reform this stuff. SPF is a good jumping off point for that, so we thought it was worth talking about. I understand some people are just going to be like, SPF isn't going to change this. But we can make this a point of retention of this information for everyone in crypto. To be like, we need to change this. A lot of people do focus on this stuff and they understand the corruptness of it in cryptocurrency, and that's good. But a lot of people also don't care about criminal reform and the justice system. And I think it's probably time to think about it. Because some of you are definitely going to go to prison.

Gary Gersler Bennett Joe Lewis $9 Billion $300 Million Sam Bankenfried Cass Cass P. Ancy Sam Bankman Fried Bernie Madoff $250 Million Caroline Ellison 15 Years Tottenham Hotspur Nine Years Elizabeth Holmes ED President Trump 100 % Second Baby
Fresh update on "albany" discussed on Real Estate Coaching Radio

Real Estate Coaching Radio

00:13 min | 8 hrs ago

Fresh update on "albany" discussed on Real Estate Coaching Radio

"Welcome to Real Estate Coaching Radio, starring award-winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Welcome back. Today is day two, how to get your real estate listing sold. So Julie, without any further delay. Yes, that's right. So this is the continuation. We did points one through five. We're starting on six today, about 11 unexpected ways in addition to a price reduction or instead of in some cases to get those listings to move. And remember this is point number six. So if you've not heard the first few points, make sure you go back and listen to those points because they're really critical that you are tuning your mind to the fact that there are a lot of ways to get properties correctly positioned on the market so they meet the buyer's expectation, i.e. priced correctly. And also if you happen to have a listing that is out of alignment with the market's expectation, how you can make it more competitive in addition to or maybe instead of, thank you, a price reduction. So make sure you read our notes. All of our notes from today's podcast, all of our notes from every podcast are down below in the show description. If you're on YouTube, it's very easy. Just click Show More or on iTunes, Stitcher, Spotify, all the billions of different places you guys listen to us. Scroll down, read the notes. They're all there. We obviously include about 1,000% more in addition to the notes. When you were listening, you were noticing that Julie and I, because in the comments I'm reading what you guys are saying, we often do talk about things that are I think more drilled down than what our notes are. But the notes are there for you to use to remind you to essentially what to say, how to say it when you're speaking with your sellers or buyers or whatever's relevant. But also there's a link for you to join Premier Coaching. Thousands of you have joined Premier Coaching in the last year. From what we understand, it is the nation's number one coaching program. Why are so many agents joining Premier Coaching program? Well, a whole bunch of reasons, but the best reason is because it's a coaching program designed for this new market, for the agents that are willing to do what they don't want to do and they don't want to do it at the highest level. As a result of that mindset, on the other side of that mindset, when you have the skill set necessary, you're going to experience success at levels that you can only dream of because how do I know that's true? Because we have, guess what, thousands of coaching clients that are telling us that. So the link to join Premier Coaching is below. So scroll down and click the link or just go to premiercoaching.com. Take 17 seconds to join. Yes, we've timed it. If you type faster than me, you could probably do it in 10 seconds, but the link to join is right there and you have immediate access to the entire first level of Premier Coaching. All right, so again, this is part two, starting on point number six, 11 unexpected ways to get your listings to sell faster. Now, any of these ways can happen upfront as soon as you take the listing. They can also be added to the comments after you've had the listing for a while, as some of you are sitting on listings you're surprised that haven't sold yet. And we can also do more than one of these points at the same time on those listings. So you have some flexibility on this. All right, so other ways to add some perks and get these listings to go faster. Point number six, add a $1,000 commission bonus to a buyer's agent if it's pending by a certain date. Now, if it is more expensive, you could add a $5,000 bonus. You can add a $10,000 bonus if it's over a million dollars. If it's over $5 million, adjust accordingly, but add a commission bonus to the buyer's agent if it's pending by a certain date. The builders are doing this. You better do it as well, especially if you have a lot of builder competition. I know, I saw, I think it's from Lenar, it might've been KB homes in San Antonio. There are some agent bonuses as high as a 6% to the buyer side. That's amazing. And it's not just on one house either. There's like lists and lists of this stuff. Do you remember, Julie, back in 2007, 2008, we had coaching clients who their sellers had like, I remember one in particular is a Lamborghini. It was like a year old Lamborghini and it was during a hard time for the seller and the car had depreciated. The house was, they still had equity, but they wanted to sell the house before the house was worth less than they owed on it. This was a totally different market, not work that we're experiencing now. So they actually included the Lamborghini in the sale of the property and the buyer's agent that ended up buying it, ended up representing the buyer to purchase it, took the Lamborghini in lieu of their commission because the buyer didn't give a rat's, you know, what about a car? I know. Well, I mean way to be creative, right? Right. I recently saw back and forth on one of the Facebook agent pages where an agent was talking about how their broker had invested in some kind of thing where it was like a vacation voucher that they could use on any listing. And you know, I was, what was crazy was the, the other agents on this social media thing like piled on, well, if you have to do that, you must have overpriced it and that seller must be crazy. And what is this, a timeshare? And it was like insane back and forth. And go you, whoever posted that, who said, no, actually we feel it's a smart thing to do to put on all of our listings, to have a little extra something to make sure that we're shown first. I mean, that was a very professional response. There were two vacation vouchers. One was for the buyer's agent. One was for the buyer and they didn't have to use it, but it was like X percent off of their travel. I thought it was pretty crafty. Okay. So along those lines, hopefully we're motivating you guys for what we're motivating you towards is wanting to sell more expensive listings because the tchotchkes obviously are better. Well, they get better. If our first two stories didn't do it, this one might. So Ben Salem, I know you're going to mention this. Yeah. Well, cause he sells a lot of beautiful luxury real estate and he works with a lot of, you know, high end, not in Los Angeles, exactly, uh, buyers and the bird streets and the rest of it. And he's not very, I, Ben's one of my favorite coaching clients of all time cause he's not high profile and yet he sells a lot of expensive homes and he doesn't, you know, he's not, he's not peacocking around about his success. He just gets the job done. That's right. So, uh, one of the things he did on a particular really weird house that was owned by a, I won't mention who is, it was a celebrity, uh, well fallen celebrity, I should say a fallen star. In any event. So this property in particular was very difficult to sell, had a lot of condition issues, um, the whole thing. And so what Ben did is he put an incentive on it that he would pay for the buyer's agent. It was all disclosed. Everyone knew about it. Nothing under the table, nothing like that to take a private jet and fly to Las Vegas stay at the wind and he was going to pay like the whole thing. It was just some ridiculous, some sporting thing or something. I don't remember. You know, I think it was not related to some event. It was something. Yeah, something like that. Anyway, that's what he ended up doing and he took a bunch of pictures and it became a big, you know, hoopty do for the buyer's agent. And it was something that got Ben's name on the radar for other listings that may have been a little cantankerous to sell and he got more listings from it. Point being, if you're in a marketplace where something isn't selling, the answer isn't always lower the price or if it is, it's lower the price and do some things that are more creative to hype up the listing, especially true in upper end listings where the house needs a lot of repairs, updates, that type of thing. Yeah, that's right. One of the problems with big luxury homes is there's more to do when it gets outdated and it's more expensive. You know, I can just see, I can just, I feel in the collective unconscious of all of the, you know, worn out buyer's agents from the previous market. They're like right up, you know, about time we get a few perks out of this, right? We feel you guys, we understand. So we were talking about doing a commission bonus. Always do a new seller's net sheet when you're adding any of these sellers concessions to the transaction. Make sure the seller knows how their bottom line will be impacted. Many of these concessions will actually cost less than a price reduction would have or make the price reduction smaller when combined with the concession. But make sure you're translating it into actual dollars so your seller's not surprised. And you know, again, advanced coaching here, but sometimes you can get your title escrow company to actually make those for you. So they're actually seeing all the expenses. I'm not saying your net sheets aren't accurate, but it's a little bit more authoritative in some sellers eyes when it's coming from the title escrow attorney type thing. So another thing you can do to give yourself a more professional veneer in the marketplace where it's the agent has the skill set that's going to get the listing. So don't avoid doing a seller's net sheet just because you don't know how to do it. Get some help. And there are some MLS is that allow you to plug in those numbers and they know how to figure your taxes and all that. But I agree with you. The title or the closing attorney can certainly do that for you. And it's not weird to ask them to do that. That's normal. Okay. Number seven, seller does not require inspections waived. Again, a new concept that replaces the old markets as is requirements. We talked about that a lot yesterday, so make sure you go back and listen to that, especially at how we tied it in at the end of yesterday's podcast to buying a home warranty at the time you take the listing and including seller's coverage and then having the house pre-inspected and having the repairs on the property done. So that when the buyer walks in, they're seeing that the property was pre-inspected, the repairs are done and the house comes with a home warranty. We are trying to position you so that you can compete against not just other resales, but also new construction. Very well put. Point number eight, have your favorite lender create a rate sheet to give away at showings and open houses. The rate sheet should show three different ways of purchasing the home. You can also attach that to your home brochure in your home brochure box. You could do a 30 year fixed, a 321 buy down, a 723 adjustable or a 525 adjustable. All of these can get a lower interest rate and lower payment. My favorite one is to just buy down points like the builders do and to lock in a lower rate for a 30 year fixed. But there are other creative ways to combat higher interest rates. We didn't say this yesterday, we should say it today. When you're doing things like what we suggested yesterday and today and you're being more creative and the seller is contributing money to buy the points down, in the description you can say at list price seller agrees to buy the points down, making the interest rate in a 30 year fixed rate mortgage, this payment range and that type of thing. So at list price, you can buy a little bit of insurance for the seller so that if the buyer comes in low and the seller is even inclined to accept it, that they're not also then going to have to concede to all those other concessions that they used as incentives to get the offer in the first place. Great point because you don't want to sign the seller up to both have to take something lower and to contribute 10,000 in closing costs or what have you. But don't be surprised when you do have, especially in a market where listings are harder to sell, where the buyer's agents do come in and they do ask for a lot of different things, you're just going to have to work through it. And again, we teach you how to do that in Premier Coaching, except the old days of throwing a dart against the board to price it and then waiting for the offers to come in over list price or long over. You have to have the skill set now, not just to list properties correctly and get them sold, but also how to counsel your buyers to get the properties. This is a new market. This is a skills-based market. Those of you are willing to learn the skills and do what you don't want to do and you don't want to do at the highest level, you're going to have an unprecedented, massive, unbelievably exciting real estate future. Yes, you brought up a little minor but important point because we're working through the transition of a super hot seller's market on every single listing that hits the market, no matter where you live, to a more adjusted, more reasonable, more normalized market. Now, we've been talking about how to buy down interest rates and do some more creative financing, which freaks some of you guys out. It makes you think, oh, I heard about that during the housing crash and adjustable rates are evil and we can't do that. I've seen some of this manifest in things like a seller will have an offer brought to them by their listing agent where the buyer is asking for closing costs. And the seller and the listing agent, their reaction is, well, if they need closing costs, they must not be a very strong buyer. That's a weak, truthfully, that's a weak agent. But you understand where they're coming from. Totally, completely. You understand why that's happening. But that's a weak agent who did not properly position the seller when they put the house for sale. This goes back to skills, guys. Now, I even have an instance of that, Federico in L.A. had a builder react like that when somebody asked for closing costs, even though they came in at list price doing what the builder asked because they asked for some closing costs. Builder was like, well, they, you know, why would I take that? They must not be very strong of a buyer. Just because somebody asks to get help getting a better interest rate does not mean they are a weak borrower. It means they're actually pretty smart about what they're doing. So you'll have a choice, Mr. Seller. You either lower the price by $30,000 or we actually give concessions to the buyer so that they can buy the interest rate down or cover the buyer's closing costs. Because the buyer is using all of their money, they need all their cash basically as their down payment to qualify for the mortgage. Now interest rates went up, they're going to need concessions to basically buy the rate down so they can afford the payment, qualify for it. Or Mr. Seller, you can just lower the price by 30 grand and we can hope and pray that we get another offer six months from now. It's up to you. Right. And in fact, if the seller were to counter it, you know, up for 10 grand and I'm going to pay 10 grand in closing costs, their net, you guys get focused on the wrong thing sometimes. Do the net sheet. The net to the seller is list price minus coming down 10 grand minus 10 grand to closing costs. Isn't that the same as taking a price of 20 grand less? It is. But that's, by the way, one of the techniques we show you when you have someone that's trying to fight with you over your commission is you don't get them to focus on the commission. You get them to focus on what their net is and in a marketplace where what almost all the houses, well, most, most, all real estate in the United States, according to Julie's statistics two days ago on podcast has increased by at least 45, 49% since 2019, 49% okay. So here's the thing. If they have to come down 2%, they're probably going to be okay. And if you're having them battle you over price or I'm not paying the $360 for a home warranty, you need to move their eyes to the bottom of the net sheet and circle with a red pen, their net, and then you need to get, have them understand that they've won the real estate lottery. Congratulations. Exactly. Okay. Number nine, find out if your seller has an assumeable mortgage. What's the rate and what are the requirements? Advertise this in your MLS description as well as in your home brochures. Just note all FHA, VA, and USDA mortgages are assumeable and some other loans are as well. All you have to do to find out is call whoever's servicing the mortgage. There are ways to look it up online as well, especially if it's FHA and VA, you can go to hud.gov and look it up by loan number. My beautiful wife, what are you, what assumption are you making? That they even know what an assumeable mortgage is. Correct. You're assuming, you're assuming they knew what an assumeable was. You were making an assumption. Well, I'll explain it quickly. So basically, someone's taken out one of these FHA, VA, USDA mortgages and let's say they have a fixed interest rate of say 3%. And let's say the property is worth, they paid $400 for it and now it's worth $500. If the buyer comes up with $100,000 or whatever the spread is between the market value and what they own the loan and they qualify with release, in other words, the FHA, VA, USDA has to, the person has to have decent credit and obviously... They have to be able to qualify for the mortgage. They can assume, they can actually assume the mortgage of that seller. So they themselves can have that ridiculously low 30-year fixed rate mortgage. Now I'll even make it more interesting for you. Let's say your buyer only has $50,000 down, the house is worth $500, the USDA mortgage is only $400, the interest rate is 3%, the payment's obviously a heck of a lot less than it would be if they went out into the marketplace now and got a loan. But the buyer only has $50,000, but other than that, they qualify. You can get the seller to give them a second mortgage for the $50,000. And I don't want to get into the weeds on that, but this is something we talked about in Premier Coaching and we talked about in previous podcasts, but you can make deals happen where other people don't even see opportunity. That's called skill. Yeah, and that's even better than doing a rate buy down or an adjustable. I mean, potentially it's pretty killer. Just to overview, if you want to, you know, hopefully some of you are having some sparks fly in your minds, what would happen is the seller would give the buyer a second mortgage, I'll stick with $50,000, that is an actual lien against the property. So that means every month the buyer is going to be making the payment, now the owner of the new house is going to be making a payment on the first mortgage and on the second mortgage. You can do, and you will use an attorney to do this obviously, but then what will happen is the second mortgage, let's say the first mortgage is 30-year fixed, the second mortgage might have a three-year arm. In other words, they're going to make the payment on that $50,000 for three years and then they have to pay the seller back the $50,000 or refinance it or there could even be a covenant in there, a carve out where if the seller agrees, you know, they can continue the mortgage, right? It's not just a balloon payment. It could be essentially... You can write it however you want. Exactly. You can write it however you want and if the interest rate makes sense and the payment's been made on time, I bet you that a seller is going to be more than happy to continue to have that $50,000 paid over terms because maybe the interest rate is great and they're making more money on it than they would investing in other places. You have just put a buyer in a house that they normally wouldn't have necessarily been able to buy because they didn't have the down payment and now you put them in a house or they can get the mortgage assumed. The reason that this is very powerful because a lot of the properties that are FHA, I'm not going to say VA, but FHA, well, I'll just lean into USDA. They're going to be more rural type properties and some of them are going to be working farms and small farms and things like that where you're going to have to be more creative to get the property sold. This is the type of information that gives you an unfair advantage and every marketplace makes you more confident, makes it so that when you wake up every morning, you're bouncing off the walls wanting to share with the world your real estate knowledge. I have seen some of these assumables already happening because smart agents have figured this out. I have a question for you. Maybe you don't know. I need to research this. Let's say that you have a seller that has an FHA assumable, but they've owned the house for like five years, which means they only owe 25 years. If I assume that, you pick up a 25, that's another advantage, right? I mean, that's huge. Yeah. You've just shaved off five years that you don't even have a 30 year. You've got a 25. They don't recast the mortgage, Julie. That's what I thought. That's what I thought. I just wanted to make sure I had it right. But the same goes true. Like when you and I started selling real estate, there was a whole bunch, well, they were hard to find, but they were just sweetheart deals. And there were assumables out there where people had paid off half the loan. It was a 30 year and it was 15 years left. You'd pay them their equity and you'd basically have a 15 year loan. I know. It's amazing. And I was just reading, I think on housing wire, that a surprisingly large amount of this recent, you know, when we had all these low interest rates for several years, a lot of those, and some of them will be assumable, because rates were so low, people got 15 year loans when they refi'd or when they purchased in the first place because the payment was, you know, normally you wouldn't do a 15 year because the payment is higher, but with rates the way they were, it made sense to do 15 year. How are you going to use this information? First of all, ask your seller what type of mortgage that they have. Don't assume, here, I'll give you, assume they have an FHA mortgage or a Fannie or Freddie until proven otherwise, or a VA or, you just assume that they have a mortgage where there's a carve out for it to be assumable. And if you're in a marketplace where things are hard to sell, you can find out if they do because I promise you again, your sellers won't know. Find out if it's assumable. And then if it is, you have the ultimate unfair advantage when getting that property sold. A hundred percent. Because again, back to our example from yesterday, if it's that listing, which is an assumable at some outrageously, now outrageously low interest rate, and you're advertising that in your agent comments and there's four other homes that meet the buyers criteria, who do you think is going to get shown first? I'm going to even take this to the next level. If you are smart, which all of you are, otherwise you would be listening to our podcast, you're going to think, well, how can I pick up rental property this way? Because a lot of these mortgages, FHA, VA, USDA, the mortgage criteria to qualify in the first place is a little lower. You can actually use what would have been your commission as a, towards your down payment. And you can assume these low rate mortgages and you can actually start walking into rental properties. There you are. See? All right. So point number 10, use 1-800-HOME-HOTLINE on your for sale signs to generate leads and possibly sell your listing yourself. One of the best solutions to a listing sitting on the market too long is to sell it yourself. 1-800-HOME-HOTLINE.com. So also refer to past podcasts about that system. We're not going to dive too deep into that today, but capture unlisted phone numbers, answer zero transfer calls, or immediately call the prospect back. Secret, many of your initial calls will actually be from neighbors of your listing. Those are also listing leads guys. And that website, by the way, and the product is getting totally revamped. So anyway, go to 1-800-HOME-HOTLINE.com. Full disclosure, Julie and I own 50% of that company. Yes. With a partner with one of our original listings, oddly enough. Actually, he was our first seller, wasn't he? Oh my gosh. We forget that sometimes. I know. Well, it's all related, right? Yep. Okay. Point number 11, use a home brochure box next to or attached to your for sale sign. There is an art to the home brochure. Of course, highlight all the attributes of your listing using 800-HOME-HOTLINE and including your email address. But in addition to this, there's lots of different ways you can utilize the home brochure to make your phone ring. Now we have a podcast that we've done two or three times in the past called How to Hot Rod Your Real Estate Sign or Your Brochure Box. So there's all kinds of things that we did in a dedicated podcast on that. This is all about the fact that in many cases, you're going to have to sell your own listing because the buyers, agents, you know, a whole bunch of reasons. I'll give you guys a really good example. You'll remember this. It was our neighborhood in New Albany Country Club and there was a listing that was for sale when we moved there, expired, got listed with somebody else and expired again. I remember. And it was like caddy cornered to our backyard and they were moving back to Hungary. I think it was Hungary. Something like that. Yeah. And they're the nicest people ever. Super nice people. So we ended up listing the property and I was shocked the house hadn't sold. Me too. It's a good house. It was great. It was a typical expired where it basically gets a lot of activity when it's new. The local agents, you know, stopped showing it because there's other new listings, the whole thing, right? If you look at the curve on showing activity, it's really, you know, two weeks, three weeks and after that it starts to drop off pretty precipitously and after it's been for sale for 30 or 45 days in virtually all markets, the showing activity stops. Well that's what had happened to this property. But even worse, or I should say better for our advantage, even worse, the local agents were assuming that the house had some sort of problem, otherwise it would have sold. And how do I know that? I had, Julie and I had that listing. This listing I remember was five or 600 grand and this was back in. And so this house was, we had a for sale sign obviously and we had 800 home hotline. There was somebody parked in front of the listing.

A highlight from Real Estate Agents Money Making New Construction Plan

Real Estate Coaching Radio

03:31 min | 3 weeks ago

A highlight from Real Estate Agents Money Making New Construction Plan

"One relationship, multiple opportunities, hundreds, hundreds of opportunities. It was really amazing. That was one of our best springs ever when we were listing his especially those big three spec homes over a million. Oh, it's super fun. Well, it's because what would we get? We have the listings from that buyers would call. They were moving into New Albany and we get, you know, those buyers maybe didn't want to buy new construction. They'd buy something else. It was amazing. But this all comes from knowing how to talk with builders, work with builders. This all this all comes from like, guys, you should I don't I'm not going to send you down this rabbit hole, but it is fascinating. You're going to have to know builder speak. And so there's different books and educational series you can get. Just study this online. Go to Amazon, get a book. But there's phases of building a home in particular. I don't I mean, I read these I read like three books. It was forever ago. But the gist of it is, is you want to understand what the different phases are. Obviously, the first one is going to be, you know, the foundation and then the grading and then the electrical and the plumbing. I promise you, people right now are listening to me and they're going crazy and wanting to type. No, you got that all wrong. I know I got it all wrong. You don't need to correct me. Go and study all this yourself. That way, when you're out talking with builders, you can talk about, you know, what does an elevation mean? Do you guys know what an elevation means? Just what the house looks like from the front. You want to know about the different, you know, building codes and restrictions and minimum standards and architect architectural review committees, all these types of things. That's what you need to know if you're going to work the upper end custom home builder who's going to sell maybe five or six houses or three or four houses per year. But in the big production builders where most of you are going to be working, it's all the coaching and training that Julie and I gave you for the last 30 minutes. And, you know, you do pick up a lot by bringing in again. You have to know about new construction, even if you're just learning to bring your buyers to new construction, instead of just dropping them off and meeting them at closing, go to some of those meetings, learn how a house is actually built. What is the order of things? Why is it being built that way? Why is this floor plan more efficient than that floor plan? Why is it on the lot the way it sits on the lot? How does it work with, you know, burying utilities? You can learn so much by actually paying attention when one of your buyers is actually building. It's also important to understand that many of these relationships that Julie and I were getting when we were selling real estate are similar relationships you guys can get now. We weren't getting these relationships after having been in the business forever. I mean, Julie and I looked like we were in our we were teenagers and we were getting these relationships. Why is it that people ultimately listed with us? Because we did our homework. We had energy and enthusiasm and we are furiously faster lead follow up. Usually those things are going to be enough of a reason for someone who want to do business with you because they're going to counterbalance with their previous experience with real estate agents. Julie and I can literally talk for years about all the examples, not just with us. I mean, frankly, we have maybe 10 good stories like that, but of our coaching clients. We have hundreds and hundreds of coaching client stories where furiously fast lead follow up, having energy, enthusiasm overcomes the biggest skills deficit you can possibly imagine. That's the reason this is such a beautiful business, because you don't have to have the brain, the skills of a brain surgeon or, you know, know how to fly an F -15 fighter jet. You actually just can have energy and enthusiasm, have furiously fast lead follow up, and you can learn along the way. Earn while you learn. This is a beautiful business. Have that mindset. Make it your own because of this market. That's right. So no excuses. Tomorrow is part two of this podcast. We're going to give you seven specific ways. We're going to start with the easiest and go to the most complex. We'll be number seven about how to actually turn this into income for yourself. Back to you. You guys have a fantastic day. We'll talk to you on the show tomorrow.

Julie Five Hundreds New Albany Three Tomorrow Three Books 10 Good Stories F -15 Amazon Six Houses One Relationship ONE Over A Million Four Houses First One Seven Specific Ways Part Two Opportunities
A highlight from The Urgent Need for a Leadership Change with Chrissy Casilio

The Financial Guys

23:42 min | Last month

A highlight from The Urgent Need for a Leadership Change with Chrissy Casilio

"Well, everybody now has been saying, oh, he had a really bad August. No, he's had a really bad 12 years. But the difference is he now has an opponent that's shining a light on it. That's that's the difference. Obviously, it has been a particularly bad. But but like you said, there's been a pattern for 12 years of this type of incompetence. Welcome to another Financial Guys podcast with Mike Haeflich and Mike Speraza. Today, we are extremely pleased to welcome Republican challenger to Mark Polenkars for Erie County Executive Chrissy Casilio live and in studio. Chrissy, welcome and thank you so much for being here today. Thank you for having me. I feel a little odd that I'm the only one here not named Mike. Yeah, well, that's a problem in our office. There's a lot of problems between Lomas Haeflich, Mike Shaver, Mike Zimmer. We dominate the office. There's a lot of Mike. Yeah, that's right. And we're sorry if you get whiplash because you feel like you're watching a tennis match here today because you're sort of sandwiched between the two of us. That's OK. So so I knew of your last name, at least just from a lot of the business that your family has done. But can you just tell our audience, our listeners a little bit about yourself? Because I think some might feel like me, like, geez, Chrissy Casilio. OK, let me start Googling and let me just Google the Casilio name. Yeah, of course, you find things on a very highly successful business that you've had based out of clearance. Right. Yes. Yeah. So tell us about yourself. So I'm actually not involved with the family business. I decided to do my own thing. I have my degree in journalism. I thought I was going to be the next Oprah Winfrey. And although maybe not her, maybe she's not a good example. Yeah, she's she's she's getting canceled right now. I don't know. Pre -cancel Oprah. OK, I got it. I have my degree in journalism and I thought I was going to make a career in that. I had worked with WBEN and very quickly I learned where the money actually is, and that was in marketing and PR. So I had the opportunity to switch over. And within my first year of working in marketing at the radio group, I very quickly realized that this was my thing. Fast forward, I have owned Casilio Communications for 10 years. It is a marketing communication agency where clients hire my firm to manage everything for them. All of their marketing, all their communications, internal communications, external communications. We do it all. I'm very proud that the business is 10 years old. I've been doing this for 15 years. And so my business is actually one of the reasons that opened my eyes to everything that was going on. And I'll tell you why. Do I need to tell you about my family or do we skip that over? It's up to you. They're probably really nice people. I mean, I don't want to dismiss them and ignore them. I didn't want to get too far without acknowledging that I'm married to my high school sweetheart. He is a pharmacist. He is a saint. And I have three small kids and they're all excited. What's nice is that they're young enough that they don't really know what's going on. They just know that they think that mommy's a superhero. Lots of excitement. The parades, I'm going to have to do parades no matter what for the rest of my life, for the kids. So I have three small kids. I have a wonderful husband. That aside, my business, one of my clients is a nursing home group. And this is what really was the catalyst in opening my eyes to how things were being run in this community. And I'll tell you why. I have been with them my entire career, before, during and after COVID, and I knew the numbers from what I do because I'm on the communications team, on the PR team. We work together as a team. There's a handful of us. And when Andrew Cuomo had that nursing home order, it was like the grim reaper went through the facilities. And they say, once you see it, you can't unsee it. And when that happened, besides it being tragic enough in itself, I saw Mark Poloncarz and Dr. Bernstein, who I call Dr. Overtime, I saw them do absolutely nothing about that. And I felt like I was going insane because I knew they knew the numbers. I knew that they knew what was going on. And then I knew that they were doing absolutely nothing. And what was astounding to me, I mean, you don't have to be the director of health to know the type of care in nursing homes. It is the most intimate type of care that you will ever, I mean, you're getting your teeth brushed, you're getting dressed. These residents aren't even getting out of bed unless somebody is physically lifting them out of bed. And you're getting help in bathroom situations, right? You're getting hugs and compassion and love. I mean, these people are angels. And so then for some reason, at some point, it got, besides the horrible idea from Andrew Cuomo and the state people, then we had our own Erie County leaders, quote unquote, fail us. And then what bothered me even more than that. So I'll give you then a number of examples. So besides the fact that we were giving them the numbers and I saw they were doing absolutely nothing about it. But, you know, so Poloncar has had his daily COVID briefings and, you know, he'd yell and scold and talk to us like we were children. And he must have gotten some sort of rush being in that type of position. A lot of them did, including the former governor. It definitely went to their head. But I remember this one time that, and I'm going to be careful protecting my client, but I remember this one time he was doing his press conference and he was talking about that there was an outbreak in one of the south towns and he started scolding them. And he was threatening to shut down schools and, you know, putting curfews in place. And I don't even know what at the time it was like, we're going to go and level C, three, four, like blah, blah, blah. And I remember looking at the numbers that he was putting on the screen and I remember the numbers that we had submitted to the county and all but maybe one or two was from that facility, from the facility. That facility was having an outbreak at that time. And he never shared that information. He didn't have to name the facility, but there's a different story, completely different story. If you are giving numbers that there's a case and saying, hey, we might have to get ages your 85 up and they're all at this one facility, but you're going to close on your schools and close on mine, it would have told a completely different story. And he would have been more transparent of what was going on. But here's what I it's funny, some of the stuff you said, because Mike and I just did a morning show and we said the same thing like, are we missing something? Where is the data that we're supposed to be seeing that would change our minds? Because I just haven't seen it yet. Still, it's been three years. I still don't have any data yet that tells me, Mike, shutting down schools was a great choice. Mike, shutting down the economy was a great choice. Mike, you know, doing whatever was a great choice. The only choice that was actually should have been made was the one they didn't make, which was nursing homes. That was the one they should have made. Don't put sick people back in nursing homes. They did that. Remember, though, at the same time, they told us that we killed grandma because we didn't get vaccinated or we don't wear masks. I do want to go to Mark Poloncarz because I think he's a house of cards, obviously. But Mark, Mark has had a lot of opinions on a lot of issues. And for the most part, he's been wrong. Right. And one thing Mark doesn't do, Chrissy, is say I made a mistake. I was wrong ever, ever. I've never heard him say that once. I my one question before we get into his job performance is if you're in that position, let's say, and you may if you're the Erie County executive, you're a governor, you're whatever and you make a mistake. Are you one that would sit there and say to yourself, you know what, I'm going to go to the podium and I'm going to admit my wrongs and I'm going to work on it and get better at what I made the mistake on, because that's what we have to do. I have to call clients all the time and say, I am sorry. I told you I just did it last Friday. I told you a number and it was a different number based on this factor. And I had to man up to that and own that. That's what people have to do in business and life and relationships. Is that something you're willing to do? Have you ever made a mistake? You have to. You have to. Because similar to me, and this is where my business experience comes in. I'm in the same boat as you. Now, I very rarely make mistakes with my clients. I don't know. I would agree. I agree. But you do. But the times that I have I'm I'm my success is based on job performance, not the single mistakes. It's the overall pictures of are my clients satisfied with my performance? And what's amazing to me is how for some reason that doesn't apply in government. Ever. You can mess up time and time again. You can never take accountability. You can never own anything, but you'll get reelected. It's astounding to me. But if I were to do have if the performance of Mark Polancar was happening in a private sector, he would have been fired 11 years and six months ago or his business would have closed or his business would have closed because because people would have been like, no, you you're not good at this job. But that's the sad thing is that money, money speaks. You know, it's tough with incumbents. You're definitely in a position where you have influence and your head gets bigger and bigger and your confidence gets bigger and bigger. And then what happens is that you're no longer serving the people. You're just serving the. What do I want to say? I feel like themselves, like they're serving themselves in their little inner circle, like I think they're so afraid they're going to let their their friends, their family down at the expense of of all of us. Right. The people that they're really supposed to be caring about. Well, I will say what I have found, particularly with Polancars and again to my earlier statement, once you see it, you can't unsee it. And decisions are being made for climbing the political ladder. Decisions are being made to appease Albany, appease the federal government so that he can feel good about going and saying, I have a good relationship with Albany. I have a good relationship with the federal government, but completely ignoring the fact that that relationship is actually causing this community more harm than good. Right. Right. And now, I mean, just let's bring it up to basically today, we are now hearing reports, 52 people that were housed in a cheek to our hotel are now being relocated to an Amherst hotel because of a broken sprinkler system. The reporting and again, we're not there to tell you this is right or wrong, but the reporting is that illegal immigrants were hanging clothes lines off of sprinkler systems. And now you've basically turned that hotel into a mess. It's uninhabitable. Correct. Right. So nobody can even be in that hotel now because they have to make repairs. It's not a place that any human being can actually even be in. So now they're going to relocate these people to Amherst. Before that, Republic Steel is going to leave 178 people now seeking jobs. We heard Mark on a Friday afternoon try to justify the what they called the blizzard of 2022 after action review by basically, again, not apologizing and not saying he'd have done anything differently, but by saying, you know, you know, there are some things that have gone wrong of late. But how about this and how about that? And how about you give me a break, essentially? Right. You forget. That report was bizarre. It wasn't actually a report. It was just a pile of papers that have been sitting on his desk for seven months that he just then made public as if that was supposed to mean anything. But like you said, there was no reflection of, OK, from this report, this is our next step. This is our action. There's nothing. I mean, yes, he has said things here and there, you know, but at the end of the day, you had 12 years to do even half the ideas that you were thinking of and you didn't. You got caught being incompetent again and you're just trying to brush it under the carpet. Forty seven people died, right. Forty seven people. That's double what what happened in the blizzard of seventy seven. I was like nine years old. The blizzard of seventy seven had twenty three people die. This was double. And you knew days before that this massive storm was coming from the west days before. And he waits and waits until Christmas Eve. And then he shuts things down. Then he says, oh, we have to shut things down. But by the way, we can't even get emergency vehicles out. So guess what? You're on your own, folks. Like that's essentially what happened. And like I was going to say that to the deaths are tragic enough and sad enough of what happened that day. But then you add into the fact that he told emergency personnel, including police officers, by the way, nobody will be patrolling the streets. That was a legitimate thing that he talked about during this whole thing. Nobody will be patrolling the streets. They're not going to go out. OK, then you have businesses in Buffalo, one of which is a client of mine, get looted and there's food getting stolen. There's anything getting stolen from you. You can't have it both ways, right? You can't say we're going to shut the city down. We're going to shut the counties down. Oh, and then we're also not going to have anybody around to help if somebody's sick or injured or if somebody's business is open or business is able to be looted. And that's what happened. And he took no responsibility for that either. That to me is just as bad as anything, because you essentially told people, we're not here to help you at all. There's another important factor, too. It seems like people are forgetting about November 2014 when we lost, I think it was 14 people then. How many storms are we going to go through where people are stranded, having to spend the night on the Thruway where people are dying? I mean, this this is western New York. It's it's like Florida being caught off guard if there's a hurricane. It's so bizarre. How is there not an action plan in place that's just just like Florida? I mean, you go down there, you see the signs for the hurricane routes. They have the protocols of this. People know what to do. How is it that we just don't have because systems like that need to be in place so that we don't have politicians like Mark Poloncarz putting commerce over the safety of the people. Right. And the systems are there and then you need someone to say we're activating the system. It's like we are now using this this emergency plan. The task force is now out and ready and helping. And but you don't have a guy like him. He slept through the night when he should have probably the day before, maybe even by 10 o 'clock that previous night said we are now shutting the Thruway. We need everyone off the Thruway while they can get off. I mean, I get so fired up over that. I get fired up over the nursing homes, the assisted living. My mom was in assisted living at the time that all happened. And I thought to myself, great, if you want to have people wear masks, hazmat suits, for God's sake, in nursing homes and assisted living, I'm all for that. The little paper masks are probably not even close to being enough in those places for those very, very vulnerable people. And Mike, real quick, I'll say that not even just for covid, for anything. Right. I mean, like those people, if they got a basic flu or a stomach flu or something, they could they could pass away. Sadly, like their their their immune systems are so compromised at that age when they're in there. Like, if you're serious about covid, then be serious about covid. That's my problem with all these people. If you're going to get serious, get serious. If not, don't waste our time with it. Right. And I'm sorry, all I was going to say is I mean, this all seems to culminate into an idea of patterns of behavior, patterns of horrible, horrible job performance behavior. And yet he's still sitting there in office and he still gets a pass by his supporters. I just I just wanted to add to because, again, I was in the thick of it. You had you had your mother, you said that I had 19 facilities across New York State where I'm overseeing the communications of it. I'm I'm receiving the messages of the website of people talking to their parents, of people dying. I saw firsthand the people dying. I saw the messages coming in. Mom, we can't see you. We love you. But the thing that also, you know, I can't speak for the rest of the state. I kind of can. But if you look at Erie County, we had the convention center empty. We had our schools, our universities closed down. We had surgery centers not operating. It's not like we needed to put them in nursing homes. And you think it have the spine and the leadership to say we're not putting them in nursing homes. We have these other options. But it was just this blind like whatever comes from Albany. That's what we're doing. And that's continuing to happen. It's funny because the Buffalo, well, everybody now has been saying, oh, he had a really bad August. No, he's had a really bad 12 years. But the difference is he now has an opponent that's shining a light on it. That's that's the difference. Obviously, it has been a particularly bad. But but like you said, there's been a pattern for 12 years of this type of incompetence. Yeah, here's what I'd say, because I'm going to get into the the second part of Mark Poloncarz himself personally and his attitude and his personal issues. I think you say 12 years, Kristine, I agree he's been here for 12 years and he's been doing certain things for 12 years. But realistically, you only have to look at about the last year, the last eight months to get a picture of who Mark Poloncarz is. And is this who you want as your leader? Right. And we're going to look at here we go again back in January and that's now coming to light. We have we have numerous issues with Mark Poloncarz and, you know, assault. We have been threatening to shoot a process server. Now we have a relationship issue. Look, I've been you said high school sweetheart. I've been married to my high school sweetheart now for five years. I've been together with her for 14. I have never once even as a college and high school kid told her she couldn't leave somewhere. She didn't want to go or or screamed at her outside my home. Yes. Do we argue with our spouses? Of course we do. The last thing I do when I argue with my spouse, I was getting her face. I'm usually like 20 feet away being, you know, we're going back for nothing ever like what they said. That's what rational normal people don't do what he just did this week. And they brush it off like it's OK. Yeah. Like my husband and I, maybe we're the weird ones. We don't even say the F word to each other because you have we set up these boundaries because you have this level of respect and love for each other. And there's no reason to if you're really that mad, you know. Take a break, work it through. It's bizarre. And what's interesting is that since becoming a candidate, it's amazing how one once story comes out, suddenly more people feel comfortable coming forward. And the story is now starting to pour in, not necessarily about the personal matter, but just his overall demeanor of now everybody's coming up to me. Yeah. He's been a bully forever. Yeah. That's his personality. He has a hot head. This and then the stories. I was at a restaurant. He did this. I was here and he did that. Like it's a pattern of behavior. You have to have a certain type of personality. Yeah. Some type of anger issue to be treating people that way. No doubt. And I'll say this, Mike, you and I, you know, have people that we work closely with this office. You do not want a leader that's like that getting angry or upset about things. I have no problem with that. Being irrational and almost crazy is a problem to me. Right. Like, again, I would I if Mike Lomas, I'm going to use Mike Lomas as one of the founders of the firm. If I saw him and his wife yelling and screaming at each other and report came out and said, Mike Lomas cornered his wife in the home, of course, we would have a conversation with Michael. We'd be like, what's going on here? No doubt. Mike Lomas doesn't do that. Why? Because he's a rational, normal person that understands how to live day by day. Right. Same thing with Glenn. Mike, same thing with you. That's that doesn't happen to normal people. It doesn't matter if you're Republican or Democrat. That should not happen. And that is a crazy thing. When you think about that guy's running a whole county. Yeah. Well, and again, the pattern of behavior. And yes, that's a domestic issue. And we talked about shooting the process server. But look at how he lashed out at Hannah Buehler from Channel 7. Look at how he got all angry with Byron Brown. The head on to where we began about Stefan. The headlines of that storm very quickly turned to that spat and how he treated Byron Brown. Name any natural disaster in all of the world where the story was. Look at these elected leaders bickering. And that was such a time to shine as the city. Good neighbors. It was a time for them to say, hey, they did the storm. But look at look at how they came together. And instead it was this pissing match between it. How embarrassing. I will say Byron Brown didn't really even I feel like go back. He was just like, whatever. I thought he actually handled it well. He did. Yeah. I give him a lot of credit for that. Yeah. If anything, I mean, you'd say to each other, you know what? We'll do this later. Like right now, this is what we have to do. We have to figure this out. We have to save people's lives. We've got to put that other stuff aside for now. But to your point, Chrissy, you know, when you you see someone behave this way, like if I witnessed someone be that way at first, I'm thinking it's like a one off bad moment just happened to me. But when you start hearing story upon story, to your point, yeah, it is a behavior. The other thing is when you get to the point where you are doing that, you are chasing someone down to get your cell phone back. You might allegedly got physical to get your phone back and then people are screaming around you. To me, that's a sign, that's evidence that you don't have the capacity to sit back, be patient and be thoughtful and actually figure out a better way. And that goes back to job performance, but also personal behavior. If you are flipping out, the first thing you do is flip out and then you're seeking forgiveness for that. That's a problem. And that's Mark Poloncarz. And if people continue to think, heck, 12 years of this and we want more, you might have a problem, folks. You might you might seriously have a problem if you don't think you need to make a change. Let's go to this. I mean, you know, I've seen over the years you see Lynn Dixon, the last election, loses by about seven points before that, Ray Walter, 2015, he loses by only getting about a third of the vote. How can you win? How can you win against him in a in a in a county where you feel like his supporters will just continue to forgive, keep giving him a break? And then here he is in office again. Yeah, that is undoubtedly something that can't be ignored. I I'm not stupid. I know that this is David going after Goliath. I know this is my first time running. I went from zero to one hundred. I get that. But I also know that I have the leadership, the personality, the demeanor to keep fighting until we cross the finish line. To put your answer your question in simple terms, I think people are starting to wake up. I think people are fed up. I think they're tired of what's been going on. One of my lines that I've quickly learned from this past month is Nimba, not in my backyard.

Michael David Mark Mike Lomas Mike Haeflich Mike Shaver Mike Zimmer Mike Speraza Kristine Mark Polancar Glenn Andrew Cuomo Mike Mark Polenkars Lynn Dixon Ray Walter Republic Steel 2015 Byron Brown November 2014
A highlight from 124 - Sculpting Nature: The Legacy of Frederick Law Olmsted - Kirk R. Brown

The Garden Question

22:49 min | Last month

A highlight from 124 - Sculpting Nature: The Legacy of Frederick Law Olmsted - Kirk R. Brown

"The Garden Question is a podcast for people that love designing, building, and growing smarter gardens that work. Listen in as we talk with successful garden designers, builders, and growers, discovering their stories along with how they think, work, and grow. This is your next step in creating a beautiful, year -round, environmentally connected, low -maintenance, and healthy, thriving outdoor space. It doesn't matter if you're a beginner or an expert, there will always be something inspiring when you listen to The Garden Question podcast. Hello, I'm your host, Craig McManus. It's been over 200 years since he was born. People still absorb his parks and public gardens in more than 5 ,000 communities across the North American continent. The goal is to give the common man in this new world the same opportunities to experience creation as any king in his private preserve in the Old World. Frederick Law Olmsted is prevalently pronounced the father of American landscape architecture. In this episode, Kurt R. Brown interprets Frederick Law Olmsted. Kurt is a member of the International Garden Communicators Hall of Fame. He is a green achiever being recognized with many industrial awards. He represented Joanne Kostecki Garden Design as a leader in the design bill industry. At America's oldest garden in Charleston, South Carolina, he worked as national outreach coordinator. He is the past president of GardenCom. In the U .S. and Canada, he's delivered hundreds of keynote addresses, guest lectures, teaching symposia, and certified instruction over the past quarter of a century. He's also known to interpret historic horticulturalists and international dignitaries as John Bartram, Frederick Law Olmsted, among many others. He still finds time to cultivate his own private display garden. Join him now as he unveils his views of Olmsted. This is Episode 124, Sculpturing Nature. The Legacy of Frederick Law Olmsted with Kurt R. Brown Interpreting, an encore presentation and remix of Episode 63. Mr. Olmsted, would you take us back to when you were 36 years old and tell us what was your most valuable mistake up to that point? I sometimes have problems remembering what happened yesterday. Remembering what happened when I was 36 takes me to a point in time where I felt that I would never wake up, that somehow whatever hope I had of being properly engaged in an adult employment was never going to occur. However, it was at a time when seemingly everything in the world that I had touched or attempted had turned to dross. With that, when you are at the bottom, looking up from the bottom of that big black pit that you feel yourselves in, God smiles sometimes. And when he smiles, he puts in front of you an opportunity that unless you'd been in that pit of despair, you wouldn't think was a positive. I went over the brink of bankruptcy with a publishing company that my father had financed to put me on my feet in the world of communicating, largely garden communicating. But in that day, when publishers have cash in the drawer and decide that it's better in their pockets and they skip town, I was left holding an empty bag. When my sanity was at risk, there were a group of friends, Dutch elders from the state of New York, who looked at me in my circumstance and they said, without much thinking about it, we have a job for you, sir. And this was from Washington Irving, whom you might have heard, James Hamilton, the Cooper Hewitt later, and David Dudley Field, among many, many others, they said in response to my question, what is this job all about? They said, we believe that from your practical training as an agriculturist, from all of your horticultural writings, from your talents and from your obvious character, I took them at their word on that, we believe you eminently qualified for the duties of the Office of Superintendent of the capital T, the Central Park of New York. They wanted me to be a crew leader of one of the largest public works projects that had been undertaken since the construction of the pyramids. They thought by giving me this job, it would put my feet under my own table and allow me to support the family that I had inherited and adopted after my brother's death. So you see, this is a laugh because being a construction foreman on a landscape project the size of Central Park allowed me into other rooms and gave me the ability to meet other people, most notably among them, Calvert Vox. Of course, from that participation, from that connection, from that wonderful start at 36, climbing out of the black pit and going on into the greater international world of garden design. That's how you find me, sir. From that point till now, you have to consider all of the other doors that opened, designing the country's first great urban and public park. It was a democratization of space. That's the most important aspect that we were driving. All of the big parks of the old world were private preserves, were aristocratic in their founding or country homes of the elite and money. They were not open to the general public. Here we were designing a space, an urban space of green that would allow people at all levels of income to rub elbows and participate in a great and refreshing space. Out of that, the other things that came to my table were the obvious connections of making plans for residential subdivisions. I was ultimately asked to design a world's fair. And in that regard, I was one of the few who designed a fair that actually made money. Mostly the cities in which the Olmsted partnership worked were green belts. It wasn't just one isolated urban jewel. They were a necklace. They were a green necklace surrounding all of the major cities in which we did work, involving and parkways park sides with garden views. And with all of that, the infrastructure that necessarily came along with the design was an increasing awareness of public health and sanitation. I was also involved at the beginning of the American Red Cross with standardizing field operations, with organizing national outreach and coordination, and with putting women in nursing wards. I was also there at the beginning in trying to inventory the natural resources of Yosemite, and that began the National Parks Movement. I also encouraged managed forestry. I was the first person here in this country to hire a forester to help develop plans for management of 137 ,000 acres in Biltmore, not less. Governor Pinchot, as he later came to be known, was the first man that held the post at the National Center where he managed the national parks and forests. I was always involved in garden communication. I was a syndicated New York Times columnist. I was an abolitionist. I believe strongly in the development of cemetery arboretum where families could mourn the death of their loved ones. And I was the first one to be recognized for the design implementation and successful development of riparian restoration using early sustainable practices, because overarching all of these individual jobs, I believe that environmental health was also humanities welfare. Eventually, many of the things that we did for the first time or did for all of those who came later to ask us to repeat our success, eventually we codified most of the things that we were doing, and we were there at the beginning writing a syllabus for the American Society of Landscape Architects when Harvard graduated its first class. That's the beginning. And through it, we've tried to reach a point that you can look back and decide whether what we do, whether creating public parks, whether recognizing national parks, whether doing things as a green infrastructural implementation, whether that is garden design, whether it is landscape design or whether it is landscape architecture. I have certainly left the responsibility of that to all of the generations that came since the implementation of Central Park of New York. So let's look at the Central Park of New York. Where you started to turn around was when you got the job as superintendent. How did you make the jump from superintendent to being credited as the designer and builder of Central Park? I would never accept that title. I was mentored by a man far greater than I. His name was Andrew Jackson Downing, and he lived upstate New York. The concept of Central Park and the concept of public urban horticulture was his. He was the first man here in this country to successfully write that there was a model to be offered and followed in the development of landscape practices. He wrote and published a book in 1841 called A Treatise on the Theory and Practice of Landscape Gardening. It was his idea in the 1840s what he called the picturesque landscape has great advantage for the common man. The raw materials of grass, water, and woods are at once appropriated with so much effect and so little art in the picturesque mode, and the charm is so great. You'll recall that 200 years ago I was born. It was also the same year that Napoleon died. There was a great turning where people decided it was no longer appropriate to design landscapes in the French style. The formality of trimmed hedges and topiaries and the development of boxed and hothouse grown examples of tropical horticulture. What they wanted was a natural or romantic view of the world. Downing's response to that was his development of the picturesque here in North America. So while the international turned on what was their term called romanticism, Downing's belief was that it needed to be picturesque. He brought a man from England who was just spectacular with the development of line and architectural standards. His name was Calvert Vaux. So we had Calvert Vaux doing all of the housing plans for Downing's models. Downing began a magazine called The Horticulturist where he promoted all of the values of horticulture and agriculture, how to design, creating a design for living. He encouraged all of us to plant spacious parks in our cities and unclose their gates as wide as the gates of mourning to the whole people. I was a very small part of the initial concept when they were looking for the construction foreman. Downing had been killed in a steamboat accident on the Hudson River. While they were searching for the plan, they had more than 30 proposals submitted for what Central Park was to become. Calvert Vaux had a concept and he asked me if I would join him in its presentation to the committee. My thought was that a proper city park should provide escape from the city. We solved all of the inherent problems of the design so that nature of the space would be one of unending vistas of green and the lawns would seem to go on forever. With Vaux asking me to be a partner, at that low point in my life, my answer was an unqualified sir, this partnership is on. We called our design and our proposal Greensward. I would still think of it with that name. Of course, everyone else has just taken it to heart and made it Central Park. I was 36 years old. I had a neighbor in Hartford as I was growing up and then on the speaking circuit in later years and Mark Twain, you might know him as Samuel Longhorns Clemens, said that age is an issue of mind over matter. If you don't mind, it doesn't matter. What were some of the challenges in the implementation of the Central Park design? The money was coming from Albany and the old Dutch money that still remained somewhat in the Tammany Hall organization of downtown New York politics would get their hands on the money before it would feed through to enrich, encourage and grow the project. The old Dutch burghers wanted an honest man as the paymaster. And so at the end of those long days, I was the man handing money to the day workers with cash on the barrelhead, paying them for moving the hundreds and hundreds and millions of cubic yards of soil that was transported to do those effortless looking hills and dales and rambles that became Central Park. The park itself is a democratic development of the highest significance. We can never, never, ever forget that public urban horticulture is that. It is the extreme expression of democracy. And simply put, we were looking at the three grand elements of Downing's definition of picturesque or pastoral landscape. Those three elements remain the same today as they were then. The symphony of grass, water and woods joined together with many, many artificial tricks of the trade into one uncommon space. At Central Park, we also added what would be in our concept the only sculptural element that was to be included in the final design. That was the Bethesda Fountain. With Bethesda, we wanted it to be similar to the quote from the New Testament, John chapter 5, verse 4, for an angel went down at a certain time into the pool and stirred up the water. Whoever stepped in first after the stirring of the water was made well of whatever disease he had. This becoming a place of union for all of those tired and poor of the city who would otherwise not have a green space with good public water. It became that, certainly, after the Civil War and even up until these days when the symbol of the fountain, that angel of the waters that was given to the first woman who ever won a sculptural commission in the city of New York later to become angels in America. Through all of this, that symbol of health and well -being has been guarded through all of its artistic progress. What other, as you referred to them as, tricks in the landscape design were implemented in the park? There were requirements, as most things are. They had to have cross streets, but we didn't want to interrupt the view of green. We sunk the roads, and it was unique in its concept because all of those cross streets that were mandated in the design brief were not seen once you were at grade or at the park level, so that all of the sheep's meadow and the grand lawns of Central Park were seemingly undivided and the cars would travel underneath that layer. The other thing was fresh water. The 800 and some odd acres of Central Park had to include what was an existing reservoir. The walk around the reservoir had to be included in the acreage, and to do that, we made the north part of the park into what I called a ramble. If you take the word ramble, it puts me back into my childhood. I had rides with my father and mother in the woods and fields. In those days, we were in search of the, well, the picturesque. Any man then who sees things differently than the mass of ordinary men is classified as one who has a defect of the eye and a defect of the brain. Who would think that you could move mountains to create a distant view while the cross -street thoroughfares of a major urban environment would traffic unwitnessed with the calm and peace of nature around you? In later years, it gave the common man access to a broader world. In the early days, when the park first opened, what we discovered is that entrepreneurs of the city would get a chance to meet and greet people who were not of or in their class, and everyone came together on the lake to ice skate. That had never been accomplished in an urban environment before, where the lowest and the highest achieved self -standing stature over a pair of ice skates. What other ways did you incorporate the blending of the classes? There were several types of road. There were access roads for tradesmen, and then there were the carriage trade highways that would tour the park and allowed for another whole type of merchant in the hiring of horse -drawn vehicles that are still there, conveying tourists into and around the park today because of the way the layout was designed. We also included space for a zoo and for ornamental horticulture in the display of flowers. It also gave space for the Metropolitan Museum, and then as you'll see over all these years, many, many other opportunities for people to regard themselves highly by installing other busts and portraiture. There's Cleopatra's Needle, which was that large obelisk that came from Egypt that has its own following up above the museum. It's all part and parcel of creating the ambiance of nature in an artificial way. You had some experiences of your own in a walking tour in England. How did those influence your view of design, and how did you take those and implement them in the park? The only difference is that in England, what we were looking at in the assortment of grass, water, and woods was that most of the developed areas were done for members of the aristocracy. They were country homes at the time. Previous generation, they were landscapes designed and achieved by Lancelot. They called him Capability Brown. Those assortments of grass, water, and woods were no different in concept, really, for the public parks that we were designing. The only difference is that in public funded projects, they had access for people of all social classes. There was no admission, no gate. I've heard it said you become who you hang out with. Tell us about some of the people that you have surrounded yourself with.

Craig Mcmanus John Bartram Vaux Kurt R. Brown Mark Twain Kurt American Society Of Landscape Frederick Law Olmsted Lancelot Gardencom England North America Calvert Vaux James Hamilton Hartford Napoleon Hudson River Albany A Treatise On The Theory And P Downing
A highlight from The Mike and Mark Davis Daily Chat - 08/10/23

Mike Gallagher Podcast

02:26 min | Last month

A highlight from The Mike and Mark Davis Daily Chat - 08/10/23

"Here's what the Eminem segment has always needed, some Tupac, California love. Oh, I got some California love today. How much time have you spent in that magnificent city, that magnificent area? My gosh, San Diego is just spectacular. I got off the plane and it was bright sunshine. I thought, oh, here we go again. It's going to be 110 degrees. Is it 80 maybe? 79 with a light cool breeze. And I'm walking around, I mean they got a mall, like an outdoor mall, and I mean a high ... I'm walking all through the mall. That's when you know you're old, when you're just like walking through the mall, do the mall walking. It's six o 'clock in the morning. But it's a ... I'm not kidding you, if it weren't for the time difference, I would come out here all the time. I'm telling you. I totally get it, and you're up in the middle of the night to make this show. Lisa and Ethan and Regina and I went out there probably 14, 15 years ago, stayed at the Hotel Del Coronado, which is beautiful and historic, also apparently haunted, which is fun. That's a nice little bit. But my other San Diego story is 19 ... What were you doing radio -wise in 1996? I was just starting in Albany, I guess it was in upstate New York. No, no, no, no, WABC. Okay. WABC. WABC. Did you cover the Bob Dole, Jack Kemp Republican Convention? Of course I did. I've been to every Republican convention for 100 years. That's what I was ... This is so wild, because before we had any concept of each other, we were both ... Well then, do you remember what I remember? The beauty of San Diego, and the time zone interestingness, because what is every convention designed to be? A TV show. So what would happen is the convention would ... This again, we all knew. We all knew Clinton was going to win. We loved Bob Dole, we really loved Jack Kemp, just et cetera, but it's like, okay, this is great. We do what we do, but Clinton ain't going to lose, but we're here, let's have a good time. And boy did everybody, because it's easy to do in a great town like San Diego. So we gathered, and the convention would gavel, and I'm just dripping with credentials of every type, and the convention would gavel into order at like four, because it was designed to be on TV and wrap up by 10 or 11 o 'clock Eastern time. So the convention was over every night at nine, giving every single delegate an entire full evening to party like rock stars.

Albany 1996 Clinton Ethan Lisa Regina 110 Degrees San Diego 80 Six O 'Clock 10 79 100 Years Both Today Eminem 11 O 'Clock Eastern Time Tupac, Wabc Hotel Del Coronado
7 dead in vehicle crash on Interstate 5 in Oregon

AP News Radio

00:38 sec | 4 months ago

7 dead in vehicle crash on Interstate 5 in Oregon

"Police are looking into a deadly crash in Oregon. 7 people died and others were hurt in a highway crash near Albany Oregon Thursday afternoon, the temporarily closed down part of interstate 5 between Eugene and Salem, Oregon state police say the cause of the crash is under investigation. From video and witnesses, it appears a passenger van was badly crushed between two semi trucks, the Albany Democrat Herald reported bodies covered in plastic could be seen in a nearby field as life flights departed, and a county medical examiner and paramedics worked the scene. It's heart wrenching. Motorists feel priced, talked to KATU TV. A lot of the officers, like the police, they see a lot of motion, so you know if something was really wrong. I'm Jennifer King

7 Albany Eugene Jennifer Kin Katu Tv Oregon Salem Thursday Afternoon Interstate 5 The Albany Democrat Herald TWO
"albany" Discussed on WTOP

WTOP

01:33 min | 4 months ago

"albany" Discussed on WTOP

"I'm Stacy Lynn in Washington a deadly crash on an interstate in Albany, Oregon, at least 7 people died in several others were injured after the collision involving two semi trucks in a van. Witnesses say it looked like the van had been crushed between the two large trucks, no word on what caused the accident yet. TikTok content creators are fighting back after the governor of Montana signed a bill to fully ban the social media app. Some have filed a lawsuit saying it's a violation of free speech rights, legal analyst Laurie Levinson says they do have a case. First Amendment rights require a very high shelling of a direct harm. If they're going to try to ban some type of communication and it's unclear that they can meet that burden in Montana. Learning new information about the 21 year old Massachusetts air guardsmen accused of leaking documents online, CBS Catherine Herod to a details. As recently as January, text Sarah, an IT specialist, was discovered accessing sensitive information that was not related to his primary duty and had been told to Nazi gout intelligence products, prosecutors also flanked video, obtained by The Washington Post alleging was obsessed with a race war and included evidence photos alleging the air national guardsmen was fixated on guns. He's expected in court Friday. President Biden is at the G 7 summit where the world's major economies are sexual and they new sanctions and export controls targeting Russia over its war against Ukraine. Correspondent Elizabeth Palmer has more from Japan. There will be

"albany" Discussed on KCBS All News

KCBS All News

01:32 min | 6 months ago

"albany" Discussed on KCBS All News

"Please listen and follow this little light a presentation of cadence 13 on the Odyssey app or wherever you get your podcasts. KTB has news time to 18. We're heading over to Albany with Jack. We sure are 80 westbound right there at the Albany off ramp that we have a two vehicle accident blocking the left hand lane. Now that is not good news for those of you traveling from the area towards the greater San Francisco area as 80 westbound from central, really the scene of that accident and all the way through the metering lights is rough and that accident is just going to make it rougher. Again, that is 80 westbound right at Albany. Back it up a little bit, correction here. I told you 80 eastbound at McBride avenue, we have a stalled vehicle in the left hand lane. That's actually 80 westbound epic bride, no estimated time of clearance there, but if he was dynamic bride, don't be alarmed if you see a car stuck right there in the center lane. And then of course northbound one O one at this point parking lot of two vehicle accident off on the right hand shoulder that it's just north of the Golden Gate Bridge. So far it's being dealt with without a slowdown, so hopefully that trend continues. If you see something say something, give us a call. In case CBS phone force four one 5 three 9 one KCB S that's 415-391-5227. Your next traffic report at two 28 on the traffic leader K CBS. Yeah, let's take a look at your Mancini sleep world 6 day forecast boy. What a great weekend, huh? It's going to cool down and there's a chance for some sprinkles Monday night into Tuesday. So I hope you I hope you got out and enjoyed it and you're still out enjoying it

Florida Professor Leaves Job After Allegedly Faking Data on Racism

Mark Levin

01:58 min | 6 months ago

Florida Professor Leaves Job After Allegedly Faking Data on Racism

"Turns out that years of racism studies by Florida state university FSU Criminology professor Eric Stewart that is Eric Stewart Have been determined to be fraudulent Forcing him to leave his cushy a $190,000 a year job And that doesn't include benefits 6 of professor Stewart studies have been retracted Stored himself has been on leave from the college since mid March Because the new investigation into his work through attention To years of allegations that he manipulated sample sizes to produce results that made America appear more racist My God I bet this goes on everywhere all the time Everywhere all the time So it was first accused of falsifying data by Justin Pickett at University of Albany Albany criminology professor who co authored a report on race and crime with Stewart in 2011 In the study reports the New York Post the criminologists were looking to test if the public was increasingly demanding longer sentences for black and Hispanic criminals as those minority populations we will of course of course they were racist society systemically so It's in our DNA In his 2019 complaint Pickett said that their findings showed no relationship None between the growth of minority groups and the severity of criminal sentences handed out Pick a claim that the published paper contained manipulated data suggested correlation despite contradicting results Now he stated this sample sizes were expanded data was cherry picked to achieve the desired outcome His complainant four others were disregarded by the university's two committee members at co authored studies with Stewart too

Justin Pickett 2011 Eric Stewart 2019 Pickett Stewart 6 Two Committee Members FSU Mid March First Florida Four Others Pick Hispanic $190,000 A Year New York Post University Of Albany Albany Years Professor
Wong, Miller lead Miami past Indiana, into Sweet 16

AP News Radio

00:40 sec | 7 months ago

Wong, Miller lead Miami past Indiana, into Sweet 16

"Connecticut and Miami advanced to the sweet 16 with wins in Albany, Yukon beat saint Mary's 70 to 55 in the west region while Miami downs Indiana 85 69 in the Midwest in Connecticut's victory, Jordan Hawkins scored all 12 of his points during a big second half for the huskies. I mean, it feels like running beatable. I mean, the last two games in the second half we just took off, I mean, when we were playing like that, I think a really good chance to win it all. In Miami's win, the hurricanes are led by 27 points for Isaiah Wong. The last two years we went to sweet 16 and last year lead 8 and it's just I'm appreciative and I just love to see. Connecticut bases to meet Arkansas while Miami will play Houston. I'm Mike Reeves.

Isaiah Wong Jordan Hawkins Mike Reeves 27 Points Albany 70 Last Year 55 12 16 Second Half Two Games 8 Miami Houston Connecticut Yukon 69 Mary 85
Jackson-Davis boosts Indiana past Kent State in NCAA tourney

AP News Radio

00:33 sec | 7 months ago

Jackson-Davis boosts Indiana past Kent State in NCAA tourney

"All four games go true to their seeds in Albany with number 5 seed in the Midwest Miami surviving the biggest scare trailing number 12 Drake 55 47 before ending the game on a 16 to one run to win 63 56 Nigel pack led the hurricanes with 21 points. We went to the last media timeout and I was like, man, this can't be the way I would end. The other winner in the Midwest region is number four Indiana as they take care of 13th seed Kent State in the west fourth seed Yukon beats number 13 iona and number 5 saint Mary's is a winner over number 12 BCU. I'm Mike Reeves.

Mike Reeves Albany 21 Points 16 Midwest Four Games 63 56 Fourth Number Four BCU Yukon Kent State One Run Number 5 Number 13 Indiana 47 Saint Mary Number 12
WSJ: Kids Will Be Paying for the Lockdowns Forever

The Dan Bongino Show

01:21 min | 7 months ago

WSJ: Kids Will Be Paying for the Lockdowns Forever

"Get a load of this one Jim this just popped Freeman's article that Wall Street Journal just popped up in my notifications Kids will be paying for the lockdowns forever So the Albany times union is reporting that New York which can't educate anyone to begin with New York City especially That they're going to make it easier for students to quote reach proficiency and math and English tests by using the COVID lows when nobody learned anything in the collapse in test scores as the new normal Oh my gosh It's like they can not screw you over enough in these liberal cities It's like how do we stick it to them again Play it again Sam It's like a baseball bat across the head Some guy complained yesterday Said I was like what do you got to probably Everybody's kicking everyone in the nuts on this show It's like a baseball bat across the head Maybe the shoulder They just never stop Do you understand what I just told you New York sucks so bad at teaching their kids because of their failed public school system That in order to make the school system look proficient they're going to use the COVID test scores which completely collapse because the kids weren't in school as the new normal So when the kids hopefully get back to the old normal they'll look super smart but the old normal they were already failing

JIM Freeman Yesterday New York City SAM Covid New York English Wall Street Journal Albany
New England, upstate New York, bracing for winter storm

AP News Radio

00:49 sec | 7 months ago

New England, upstate New York, bracing for winter storm

"Parts of the northeast are being hit with a powerful winter storm. The national weather service says the storm could last into Wednesday for areas such as New England, upstate New York, northeastern Pennsylvania, and northern New Jersey, dumping heavy wet snow and unleashing strong winds, meteorologist Andrew Orson. Snowfall turtles that were going to see that with this particular storm will be among the highest that we've seen for this entire wear season. It has been below average for snowfall across the northeast this year. And so this no Easter will be very impactful because we haven't really seen a whole lot of snow. New York governor Kathy hochul already has warned that the storm could be deadly, and she's telling people in the affected areas to stay off the roads, the Albany area could get three feet of snow. I'm Donna water

Andrew Orson New England Wednesday Albany Three Feet Kathy Hochul This Year Northern New Jersey Northeastern Pennsylvania Donna New York Governor
Caller: What's Happening to Netanyahu Is Happening to Republicans

Mark Levin

01:59 min | 9 months ago

Caller: What's Happening to Netanyahu Is Happening to Republicans

"One about what you're talking about Benjamin Netanyahu Isn't that kind of the crazy crap we're trying to have our swamp up in Washington D.C. due to any of our Republicans And that what they're doing to them you're asking Well trying to basically make it where they can run us out Thank you I think in a different way you're a 100% correct They're intimidating these Republicans I think they're trying to make an example out of Trump He didn't deserve to be impeached twice He didn't deserve to be criminally investigated He doesn't deserve what's going on now I'm not even just talking morally And hasn't done anything Then they secure 6 year of his taxes with the support of the chief justice of the Supreme Court to do what to leak them There's no criminality in those taxes He ran his businesses on the up and up then you have letitia James who is a radical kook kami in Albany She runs for office She gets to keep her license even though she said one of the reasons she's running is to bring charges against Trump Then you have another kook left wing DA who puts a grand jury together to go after Trump in Atlanta Then you have another kook Soros DA in Manhattan who's trying to find ways to go after the Trump businesses too That's three Democrat DAs slash attorneys general Then you have a U.S. attorney special counsel or special prosecutor really This guy Smith they yank him from The Hague where he's busy Prosecuting war criminals to go against Trump on January 6th and documents which is a disgusting thing what they've done there While they're covering up for the bidens hunter Joe Jim the corrupt Biden family while they refuse to enforce the border while they refuse to prosecute people who are threatening justices

Washington D.C. Benjamin Netanyahu Donald Trump Letitia James Kook Soros Supreme Court Albany Manhattan Atlanta Joe Jim Smith U.S. Biden
Democrats Are Coming After Your Gas Stoves & Gas Heaters

The Dan Bongino Show

02:00 min | 9 months ago

Democrats Are Coming After Your Gas Stoves & Gas Heaters

"This gas stove story is a perfect example of that Perfect example of that Here's what I mean Governors all over the country and Democrats states are trying to phase out you being able to cook with gas Why Because they're freaking crazy people They want you to cook with a windmill in your backyard that's going to power an electric grill that cooks your food like crap because they're nihilists They just want to destroy everything and the energy vehicle is the way to do it So we caught them And when we caught them they were embarrassed So what did they do You started seeing meltdowns on TV Here's a perfect example Time You know Time Magazine to the left of Lenin how guests knows became the latest right-wing cause in the culture wars They did That's so weird Because here's a headline from CBS Albany Democratic governor Kathy hochul I might add Once a gas stove ban for new homes in 2025 Oh she does I thought it would I thought it was a conspiracy theory And then we have Biden's consumer product safety commissioner Richard trumpka Junior by the way you know who the dad is Big big influential union dude Ignited a political frenzy this week according to the Washington examiner When he said in an interview the agency was weighing a ban on gas stoves due to health hazards It's right there It's right there If you could read that yourself So they got caught And people said you know what I don't like you left this goons coming into my kitchen and telling me how to cook my meat especially Jim Don't mess with Jim smoke meats Don't you dare Jim will go ninja three the domination on you

Kathy Hochul Richard Trumpka Time Magazine Albany CBS Biden Washington Jim Smoke JIM
Investigation Launched Into Memphis Suspect Death After Police Chase

ToddCast Podcast with Todd Starnes

01:18 min | 9 months ago

Investigation Launched Into Memphis Suspect Death After Police Chase

"The other day, there was a situation. I'll give you another great example of this. There was a guy pulled over by cops and Memphis, Tennessee, and the guy starts running from police. Police chase after the guy. And what happens the guy starts having chest pains, they take the guy to the hospital. Did the police shoot the guy? Nope, did they taste the guy? No, they did not. What did they do? Nothing. They just chased the suspect. The suspect has heart has some sort of a heart issue. They take under the hospital and the guy dies. And so now you've got this big investigation of the district attorneys out there saying, oh, well, we've got to investigate this. We have to figure out what the police did. So now it's the police aren't allowed to go and chase a bad guy? As a matter of fact, one of the local television stations in Memphis, Tennessee, they actually said that the guy that died was a victim slash suspect. No, he was a suspect. He ran from police. And the family and you know how they do, you know how they do the local TV reporters. Albany was such a nice boy. He was just getting his life back together again. He was going to college and he was, you know what? We don't care. The guy ran from police. You get pulled over, you don't run from the police. And it's not that he just ran from the police he got out of his car and ran away. What does that tell you?

Memphis Tennessee Albany
"albany" Discussed on The Financial Guys

The Financial Guys

03:37 min | 9 months ago

"albany" Discussed on The Financial Guys

"What I understand and I'm not an expert in this area when it comes to the rules or whatever, but what I understand is that the vice president doesn't actually have access or shouldn't have access to classified documents like that. It's one thing for the president to have access to it, I guess. It's a different guy. I read that online, of course, I don't know how true that is online. A lot of things have I, but it's just even if he does have access to it. The fact is, of course, we know that there is no longer a blind justice system. We have a completely two tiered justice system of those totally corrupt. The FBI, again, what I hear even the Republicans say, well, we just got to strip back the top couple layers, you know, you got the director and then the under secretary and the secretary or whatever. You just got to strip away those layers. I disagree completely. We run a story on the podcast, the radio last week about one of the Albany FBI agents. I just completely neglected to actually submit the evidence to the bank robbery trial. And of course, the judge had to then grant the mistrial. The judge just blasting the FBI agent. We've seen now not only ray apps, we have all this January 6 stuff going on. But now we have identified and of course this goes back a while. Another person that was amazingly, they have all kinds of camera footage up, which was also never arrested. He's a scaffold man, they call him up on the scaffold with the megaphone, instructing the crowd as to what to do, right? These were military people. Absolutely normal. And you said that, by the way, from day one, day one. You know what? Most of these Trump supporters are not able to climb walls. Let me tell you something. I was telling Ann before we started here. Hobbling around because I had a terrible, I'm trying to play basketball, all right? So like an idiot. I'm talking about this. I'm 50. I'm not scaling any walls, right? I'm your average maga guy, right? A middle aged white guy, you know, a little overweight, you know, what's that commercial with you?

FBI Albany Ann basketball
Meet Michael Lawler, a Candidate for U.S. Representative

Mark Levin

01:55 min | 1 year ago

Meet Michael Lawler, a Candidate for U.S. Representative

"Tell us about you and your district Thanks Mark So I'm currently in the state assembly I am running in New York 17 against Sean Patrick maloney The 17th district includes all of Rocklin northern Westchester all of putnam and duchess counties It's the immediate suburbs of New York City Joe Biden won the district by ten points in 2020 But this is a district where 50% of households have a police officer a firefighter a first responder or a veteran living in it It is very much a blue collar working class district and voters are focused on two issues inflation and crime And on both issues Sean Patrick maloney owns the mess that we're in He has voted 100% of the time lockstep with Nancy Pelosi and Joe Biden driving inflation to a 41 year record high And he said that cashless bail was his top priority when he ran for attorney general in 2018 And since cashless bail took effect crime is up 36% in New York City and 40% of those released on non monetary bail for felony offenses have been rearrested So folks want to support us in our effort to take out the chair of the DCC and Nancy Pelosi's reign as speaker They can go to fire maloney dot com that's fire maloney dot com to help us really make history I mean the chair of the DCCC has not been defeated in over 40 years and this we will certainly be the face of the red wave on November 8th in doing that And I think voters mark in New York This is the first time in our nation's history that Democrats control everything in Washington Albany and New York City all at once And they've created a mess And I think voters all across New York are poised to not only elect me in the 17th district but elect Lee zeldin as our next governor

Sean Patrick Maloney Joe Biden Rocklin New York City Nancy Pelosi Duchess Putnam Westchester Maloney Assembly New York Dccc Mark Albany Washington Lee Zeldin
Lee Zeldin: Robert Holden, Other Dems Are Giving Their Endorsements

The Dan Bongino Show

02:00 min | 1 year ago

Lee Zeldin: Robert Holden, Other Dems Are Giving Their Endorsements

"They're going on Fox News like no we've had enough but he's Elton's our guy I forget his name forgive me but he was on fox's money city councilman openly talking about how listen I've got constituents to answer to as well in New York City that they've had enough but the street crime the taxes people leaving the dirt that the filth accumulating in the city we've had enough This is a sitting New York City councilman Robert Holden from queens Who he was actually asked about the feedback that he's getting from Democrats That's right And he's hearing from people who are a fellow Democrat saying this is good I'm with you This is just too much And the balance that has been lacking up in Albany has resulted in pro criminal laws cash flow spell they have people getting released early from prison It should remain behind bars They have our corrections officers now are getting assaulted more than ever because they implemented this new law called the halt act which limits the use of solitary confinement however solitary confinement isn't what it once was So people shouldn't think it's like the movies anymore You have district attorneys like Alvin Bragg refusing to enforce the law You have some lax judges releasing violent criminals out on the street even in cases where the prosecutor is asking for bail and you have law enforcement deciding that they've had enough because the elected officials don't have their back So kudos to councilman Holden this isn't the first time by the way that in recent weeks we've had Democrats publicly coming out in support of our campaign We had an organization based in the city called new era Democrats They endorsed Bill de Blasio for mayor of New York City And they endorsed us for governor And it's amazing to see these people who are realizing that the city is going so far downhill and the only way to save it is to make sure that we're winning this race November 8th

Robert Holden New York City Elton Fox News Alvin Bragg FOX Queens Albany Councilman Holden Bill De Blasio
New York Sees Rise in Anti-Semitic Incidents

Mark Levin

01:22 min | 1 year ago

New York Sees Rise in Anti-Semitic Incidents

"New York New York New York By Liam's stack near times Orthodox Jews on busy streets in midtown Manhattan In a quiet neighborhoods in Brooklyn Swastikas drawn on Long Island home and spray paint onto Wall Street's charging bull statue A bomb threat against a Jewish community center in Albany and flyers and duchess county the warned residents choose want to take your guns The number of anti semitic incidents in New York increased by 24% last year to the highest level in decades including a surge in the number of assaults as well as both criminal and non criminal incidents targeting Jews according to an annual report released Tuesday by the ADL 416 anti semitic incidents across the state including 51 assaults the most physical attacks recorded Since it began compiling such data in 1979 the report was based on information collected from local law enforcement agencies and so forth The surge was part of a nationwide trend that saw 2717 anti semitic incidents across the United States Including 88 assaults and increase of a 167% from the year before

New York Duchess County Liam Long Island Manhattan Brooklyn Albany Flyers ADL United States
"albany" Discussed on Real Estate Coaching Radio

Real Estate Coaching Radio

04:10 min | 1 year ago

"albany" Discussed on Real Estate Coaching Radio

"So Julie, let's talk about what a success secret with regard to today's topic. What really truly means? Well, we're talking about what is called moments of truth and a moment of truth is a first impression or a snapshot of you, your business, your personality, your track record, and ultimately your reputation. So when you do this right, this can create a competitive advantage. And when you do it wrong, that's what causes people to, as you guys lovingly call it, ghost you. So let's talk about where we originally learned this concept. I think you guys will all appreciate this. When Julie and I sold real estate, we sold drill estate in the end of our career in a place in the real estate selling career in a place called new Albany, Ohio. Those of you who are in Albany feel blessed because it is still probably well, it is the most beautiful master plan community we've ever seen. And new Albany was home to all the corporate headquarters for our businesses like Victoria's Secret, bath and body works, learner, lane Bryant. Abercrombie and Fitch, a long, long, long list of clothing retailers had their corporate headquarters, and most executives lived in new Albany. And we have were blessed with having many of those as our past clients as our continued Friends actually. So one of them in particular was this gal that specialized in being, she worked for Victoria's Secret, and she educated us on what today's topic is going to be. And then Julian, I took this concept and then we applied it to real estate, our real estate coaching business, first our own real estate business in our real estate coaching business. But here's the interesting thing we learned from Margaret was her name as an overview. They said she was telling us that in Victoria's Secret in the retail stores in particular, they are, I don't even know how to describe how focused they are on moments of truth. They are so incredibly focused on what your every millisecond of experience as you walk through the store and then she also talked a little bit about websites and things like that. But her main focus was the new stores. And so I'll give you guys an example. I think this is pretty incredible. Now, whether you've been into a Victoria's Secret or not doesn't really matter, the fact is that all businesses all retail businesses work basically the same. You have by design, various stages of people, salespeople, that are greeting you. And Victoria's Secret, the least experienced salesperson was the one that greeted you the second one you walked in. So if you were working at Victoria's Secret again, really any retailer, mostly I would say high end high customer service retailer is going to have that same experience. You have similar experiences when you walk into hotels. You have similar experiences when you have so just realize this is exactly the way your customer expects to be treated when coming into.

new Albany Victoria Julie Abercrombie lane Bryant Albany Ohio Julian Margaret
"albany" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

03:23 min | 1 year ago

"albany" Discussed on Bloomberg Radio New York

"We have all have this day of reckoning where this is the year where the policy is going to change And so whether it's priced into the market or not I would tend to believe it is in the stock still represent the best alternative for long-term growth just because of the potential again for earnings growth the strength of U.S. corporations net net and the fact that rates go up your bond prices go down So not our favorite place to be All right Thanks very much For joining us Rebecca great having you on the program Richmond spider It goes spiders I guess We'll get you back on as soon as we can But these markets are kicking off the year and pretty decent fashion Yeah it really is And I think as it relates to the pandemic and how the market's discounting it really does feel like really since we got the vaccines this market's been willing and able to look past the pandemic whether it's the delta variant or omicron here and look towards the other side and it's been kind of amazing when you think about it Yeah and always great to get the insight from riverfront investment group as well So Rebecca Felton is a senior market strategist there love having her on a great way to kick off this year as we look at an S&P 500 right now gaining about two tenths of 1% at 48 O four who would have guessed that at the beginning of the year This is Bloomberg Let's get over right now to Nathan Hager He's a Washington D.C. he's got your world national news Nathan We'll start with some breaking news Matt former New York governor Andrew Cuomo will not face a state sexual harassment charge according to a report in The Wall Street Journal the Albany county district attorney's office has decided not to move forward with the misdemeanor Cuomo was charged last October with forcibly touching his assistant Brittany camusso at the executive mansion in 2020 Albany county sheriff Craig Apple filed the charge without coordinating with the DA's office Cuomo has said the timing was politically motivated Seems to be getting worse before it gets better Just yesterday the U.S. saw more than a million new COVID cases unseen numbers in the pandemic Doctor Amy at the Johns Hopkins center for health security says the omicron wave could peak soon All we've seen from other countries and we have to see if this is extrapolated to the U.S. is that the automotive variant takes a very quick tour through a country It's not something that lasts for months the way Delta does that it comes in weak intervals rather than in months Doctor adult just says hospitals in some parts of the country could be stressed just from the sheer volume of patients with a Centers for Disease Control is cutting the time to wait for a third dose of Pfizer BioNTech vaccine from 6 months to 5 the Food and Drug Administration did the same thing yesterday A huge winter storm that hit the Washington D.C. area yesterday has turned more than 50 miles of the east coast's main north south highway into a parking lot thousands of drivers have been stuck on interstate 95 since yesterday afternoon including Virginia senator Tim kaine storms behind the bulk of the 1200 flight cancellations reported across the country this morning most of them are in The Washington area Global news 24 hours a day on air and on Bloomberg quick take power by more than 2700 journalists and analysts to more than 120 countries I'm Nathan Hager in Washington This is Bloomberg Why do hedge Hi I'm flaw from.

Washington D.C. riverfront investment group Rebecca Felton Nathan Hager Albany county district attorne Cuomo Brittany camusso sheriff Craig Apple U.S. Johns Hopkins center for healt Rebecca Richmond Andrew Cuomo Bloomberg Albany county The Wall Street Journal Nathan Matt New York
"albany" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

01:51 min | 2 years ago

"albany" Discussed on WNYC 93.9 FM

"In terms of she's probably think of two things ticket balancing, which is pretty much what anybody thinks of when they select a running rate. And then also, whether this individual is not going to upstage her is going to help her and not update her, right. I mean, that's you don't want somebody too much of a showboat who had too much of a personal agenda. Although everybody does in politics are really why would you be there? But It has to be somebody who is down. State has to be somebody of color. It has to be somebody who is willing to tow her policy agenda and not get too drawn into the hole Left right center argument that we were discussing earlier. I don't know that I think that this person has to be as indefatigable as she was like. She doesn't need help in Hamburg. She's got that covered, right. She doesn't need help in Syracuse necessarily should need help in Ithaca. Or in skinny out lists, or in any of these far flung places that you know she had traveled to, sometimes in the same day, either ends of the state to tell governor Cuomo, then governor Cuomo's agenda. She needs help in the five boroughs. So this person needs to really spread the gospel about her agenda and how she is running the state and how she is competent and how she is appropriate and all the rest of it. And you know, then the other issue. I guess The last thing is she better make sure that she gets that person very thoroughly as we have seen. It's very important. We need to take another short break. You're listening to the Brian Lehrer Show and W N Y. C. I'm Bridget Bergen filling in for Brian. Today we're talking about Governor Hoco with W N Y. C is Gwen Hogan and Liz Benjamin of Marathon Strategies. Any Former veteran reporter in Albany will be right back in just a moment. W N Y c. We rely on listeners support. But what exactly does that mean?.

Gwen Hogan Liz Benjamin Ithaca Brian Albany Hamburg W N Y. C Syracuse Today governor Bridget Bergen five boroughs Governor Hoco W N Y. C. W N Y c. Marathon Strategies Cuomo Brian Lehrer Show two things
"albany" Discussed on News 96.5 WDBO

News 96.5 WDBO

04:07 min | 2 years ago

"albany" Discussed on News 96.5 WDBO

"We're excited about this First day was yesterday. Wdbo. Pero payout It is back eight o'clock this morning. You have a chance to win. $1000.05. Times Day. Just tap that payroll payout button in the wdbo app For all the details Well, not only was Andrew Cuomo, the leader of a state that allowed thousands of elderly people to die nursing homes into the fact that he allowed covid positive people back in those homes. Not only is he accused of sexually harassing several different women Now. This story, Andrew Cuomo. Is facing backlash now for a report that said he abandoned his dog. At the Executive mansion last week. Just left the dog at the mansion. Apparently now, by the way, he is denying this report in the Albany Times Union. But the Times Union reporting that Cuomo left his dog captain at the mansion. Before he moved out last week to stay with one of his sisters. Before he left to state police sources told The Times Union that Cuomo asked Mansion staff members if anyone would be interested in the dog. Libby Post executive director New York State Animal Protection Federation, issuing a statement saying that she is in disbelief over the report and offered to help adopt captain to a new family. Heck, I'll take the dog. Crying out loud. I mean, come on. If this is true and again, Andrew Cuomo denies this. I don't I don't believe anything that comes out of Andrew Cuomo's mouth. But Um, If this is true, like Andrew Cuomo is a really bad human being. We already knew that But like to leave your dog of the executive mansion. Come on. Take care of your dog, man. You don't mistreat dogs. You do not do it. So the question becomes now what happens with Andrew Cuomo because Kathy Hogle was sworn in right after midnight last night as the next governor of the Great State of New York. So what happens with Andrew Cuomo? That's my question. Here's my bet. Right here. Here's my bet. It. Like people like this. They always land on their feet, right? They always land. Uh, they're freaks. So here's what Cuomo does. He goes away to sensitivity training. Right. He goes away to some I don't know. Sensitivity training somewhere right? He lands a gig with either MSNBC or CNN with his brother. That's my bet People like that They always End up landing on their feet and Cuomo will do the same. But you do not mistreat dogs. And according to the Times Union in Albany, he left that dog behind at the executive mansion excusable. 5 42 now Wdbo Scott Inez with the Orlando's Morning news. Let's get your five day forecast. Now it's brought to you by protect air conditioning and plumbing services is our chief meteorologist Tom Terry. God, We have a good chance for more showers and thunderstorms this afternoon, mainly after 3 to 4 o'clock, So the first part of the day looks pretty quiet and we'll still see highs back in the lower nineties. Tonight. We're back in the mid seventies and kind of holding their really for the next week. Our daytime high up to 93 tomorrow because the storm system is going to pass this by and bring some dry air before it gets here. Rain chance only about 10 to 20% tomorrow, but as soon as that low passes by, we're going to be on the wet side for Thursday, Fridays are rain chance goes back up to end the week this weekend. We're kind of in between systems and still just a normal 40% rain coverage for the weekend, also watching three tropical the services on the Atlantic to in the Atlantic, one in the Caribbean. Nothing pointed for Florida just yet. We'll keep you posted The extended five day forecast four times an hour. I'm Tom Terry. All right, Tom. Right now. I'm looking at 79 degrees there in Kissimmee 78, now Orlando's severe weather station. Paul crosses back with your safe touch Security trip team traffic How we're looking on I four. Paul. Well, Scott getting a little busier, but traffic cameras showing all clear right now on I four. We do have a minor tap of the brakes. 408 eastbound as you approach I for in downtown, northbound 4 17 ramp to Reinhardt remains shut down as well while they wrap up some overnight construction..

Kathy Hogle Andrew Cuomo Tom Terry Tom Cuomo Albany $1000.05 Times Union Caribbean New York State Animal Protecti CNN MSNBC Florida Thursday last week Orlando yesterday 79 degrees Scott next week
"albany" Discussed on Overnight Drive

Overnight Drive

02:10 min | 2 years ago

"albany" Discussed on Overnight Drive

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"albany" Discussed on Overnight Drive

Overnight Drive

07:25 min | 2 years ago

"albany" Discussed on Overnight Drive

"Any any arcade greatest greatest good Cruising spots gay bars. Glory hole. While i'm on vacation looking for quick and cool experience spelled e. x. and their ranks the king machine could god experience through friday. Hit me up please guys. I'll be waiting here. For william henry william how gooney golf gooney goff. Wow wow capri pizza. Capri pizza pan. It's been awhile all my my spots. Wow wow Yeah thank you Last one and a good one fireworks looking. For rockets that go boom and long bottleneck polls the dogs here stock craig. Dogs don't like firework first of all. If your dog doesn't like fireworks time to get another fucking dog on this set of balls between the legs. Jesus christ stop by and let me see yours. Dog dog your balls. he's cool. That's it my god. The dog is being Like bread stranger. We'll pay really fucking broke out all right. We're we're talking about a dog in a room to people who don't okay all right cool. Somebody wanted to impart try. And you're trying you really. This is the audio magic here. So would you like to hear now. Oh yes that's right. Yes would you like to hear the uninterrupted new. Chris from georgia companies. All right the This is a total internet needle in the haystack moment. We all know. Chris from georgia This person Who is on the youtube named chris. Cox c. a. u. l. k. Has collected all of the chris soundboard pranks and sat on the same gay chat line for hours looking for chris and finally found him. So we've found chris from georgia fray second call. Unprecedented two minutes of chris from georgia. And he's got some new lines and he's very very vile and disgusting so without further interruption. The seconds a call from chris from georgia. Thank you just sent you this message. But if a bullet would shit the clock haulers stand on these. Maybe told you brought my hand. That big swelling ticket believed beliefs and you connect lie soon clear. Earn date uniform to join you in a conversation. We're after the tone and he key when you're done eight calm guzzler in your mouth so much of shit and come. You liked what he heard and he's pretty connect with you. Did you connection at any time by pressing. The pound t eight calm guzzler blood merely worship mike caught. Oh yeah we go both for legal head on that. Play you thing to get together. Look at it. Look at place key who take my tongue. Stick out lick the groups room head for bush. Damage pretty talk. Am buddy all face. And i'm gonna rub my cocco via face and then you're gonna do. I'm gonna force you to fuck it again. Go to and again though. Have so many buddy standing around watching suck. Oh yeah you get daddy. Caulk like an ice jake talking about the hair. The head man took my mind fucker who she s coming in mouth so much of the comes. Arlo comb because it's all low code. Shoot roach i got. I love the fucking world. Forty two drops from that amelia. I love calm. And i'm horny. Damn yeah that's that's a shortened. Call i guess. But i really do the job so all right thank you. Let's go awesome. Shakeout our sponsors. I thought we were gonna do sponsors over that. I was like. Oh this mel confused there all right. Do we have spike sponsor music. We were going to do you every week or every other week. You say sponsor music right now. We don't know we didn't know wasn't gonna drunk conversation All right so Thank you very much to ghost. Dot com older ghosts Now Orioles dot com older ghosts coping vintage rising. No finish prices are. I didn't know thousand dollar t shirt here folks. It is only the best just works very hard to five inches cooling for you for your For your review and purchase Find her at only go. Older ghosts dot com all the ghosts on instagram. And now it's time to download the older ghosts apple on the app store also. Damascene dempsey has a new book. Out in tile what is it. I still feel it. It's called feel like called. do you know it's called. i still feel it. I still feel the new one and a line of Grab yours made by damascene. first photographer. Extraordinary medicine like a million bucks. Imagine what he can do for you. Good damaging new dot com for the latest updates details. He is back out on the streets. He is walking and he's letting everybody now he's act like the first person ever walked and whatever dempsey new dot com. And that is it school. Please go to. I'm by keebler ranchera. Or should i gonna have. Every week. i was going to have an old commercial on but also the keebler corporation perfect. There's new sunshine rose and cheryl's latin crispy are made by pecan ios kimbler early.

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"albany" Discussed on Overnight Drive

Overnight Drive

06:53 min | 2 years ago

"albany" Discussed on Overnight Drive

"One. So i'm just gonna let them all right. Hey guys this is a great classic darshan Star wars shirt fan light cherry burning able to all common for bands. Who have watched superman and have watched offered superman so this morning i woke found out check. The director of superman's walker has passed away at the age of ninety one. How did he pass away. I am no idea all right. Sure sports home. Good investigative reporting hell stone productions. All i know is that richard donner pass away this morning. Great he's picking his nose gear. Follow your first. I've actually watched superman kidding me. Right now. starring christopher reeve and other christopher reeve could be comments in the film and it it kinda makes me sad to hear about his tragic down holy shits and Tragic maybe hid liberty in heavily when drunk driving fucking tree as well. And i don't know much about who richard donner is. This is the greatest rip. I had this like this. Since we discovered a young man and ryan benoit's that's so hell stone productions might be the new arriving wife stay. Tuned seriously goes in rip hall of fame. This is right up there with music to allow drip ms to his picking his nose. This shit as swear to make this video of quick to argue with art hanger real quick four minutes. The director of lethal weapon and the producer of x. Men on what i heard you said though. Love him ears of the hollywood rail. I heard i heard mr chows last night. He was the yeah. I just wanted to make this off. It's never go around. This is an immortal richard. Donner and Yeah absolutely here. So let's hope another minute. I know somebody i. I know i really should be saying this. By all of y'all have not some strategies channel if you wanna see more videos on his channel for everybody immediately subscribed also productions options. We haven't good ripper or it would be. It would be very grains if he nice astonished ten avengers. Assemble if you wanna see more context to pull my god. I want your thoughts on everything. This is great curtin. His curtain of the bedsheet of the best. Here the fourth time please hashtag thank you. I fucking aided good evening. Wow this is a tough video. I'm not gonna lose it. Really lose it when george romero passed but Is this the huge impact on that. We lost him today at ninety one really impact on your life. he was my first foray into superman. I wasn't a big superman fucking. Jesus i saw i remember. I remember seeing lethal weapon for the first time and then having to have more and it became like i love for the buddy cop movie and i'm sorry if this is a little off topic at times i'm doing this on the fly. I didn't write anything. You don't say you know. We barely ever hear the cough editing. It's going to happen is what's here at at that hair first of all. Maybe it at least a weapon Goonies superman one and two. Let's just come on his cups far superior who's cup. His work on tales from the crypt include wasn't very donner. Because he helped get that show off the ground and here he would be doing upon castle. And i don a superman fan. He wasn't just some director. I mean you know and keeping himself hard she's really scott real quick and then we can make life if short and you have to do everything you can is this it. What's your fucker. That richard donner good. But i'm just talking about the stuff that impacted me like what you're lasko. He showed me that. I could make movies these. Oh my god. I really hope and swizz uncle ron. That's his name for me for christ's sake superman christ's sake who's your favorite. Souvenir is wrong. Superman in my mind superman four than the quest for peace. The clinton part one also three superman darkies brooding. He's hopeful.

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"albany" Discussed on Overnight Drive

Overnight Drive

06:53 min | 2 years ago

"albany" Discussed on Overnight Drive

"Weird new agey music people fucking and interests and andrew on purpose or by accident but he is back into the closet in the club. I'm i'm fully in the closet. Door is obviously when he's cowboy. Got andrew i completely in the closet door the closet. Oh i mean jesus christ. Have you heard that. go in the closet one. I will come out of the closet of prayer. That i saw here is yo- he's coming back. He wanted the world. Hello how we saw that dude and he said hello. I yelled how you guys yell. Holo across hang our future past hones future homes and meat current hans. That's great you sound. We have three rips guys. Want to get into a yeah. Let's do it all right followed. None of this do we. We have Unfortunately We have a wonderful Jazz fusion basis. Rick layered is most hit my rate most most famous being in the mountain vishnu orchestra. Fuck is that save. That regard is the basis He died of died at eighty one of of lung cancer. Can you imagine going that long and then being like oh finally good is supposed to stop smoking like way before. So i'm not sure if he stopped smoking and then he just got it anyway because those are those people who like. I stopped smoking in nineteen. Sixty-nine when i found out i was getting having a daughter and then like they still get. So that's what. That's what i'm worried about with my father. But this is just a little bit of the maho vishnu orchestra. Yon hummer and billy. Cobham this is some real like the egg. Shit here. A lot of five during these surviving members of vishnu orchestra. People try but but seeing as they were moms and white sneakers trying to dance. This would be really something always going too fast. You got them. Screaming was laird was born in dublin ireland on the fifth maine you the robot john mclaughlin none of the Double neck gives us chief but never using the twelve string car. He just liked the way felt calm. Rick laird required. Released a song that he thought would be a single called. Now you now boy. And this susan. Nine hundred seventy nine year. Veteran joe henderson. Tom grant ron obviously did not make the charts. He session for Steely dan on the gaucho. Record is none of his stuff was used and I say peace to you rick laird. You made some sort of cultural stamp on weirdos like me mind this is off. The album called soft focus. Please hold your call is important to us. You can judge herve kevin across the fucking queensboro bridge regional wells. I've got to get back there before louis. I left them. I can't believe this lowey. Where's the money i left you. We're slackened where's your sex with me please. I want my pain from novo please. Som- appeared in radio analyst. And and we'll take an inside the annals home. Did you see that episode. There's an episode where laka sends his by to have sex with gender schlock gravity as a really weird. Wow imagine that doesn't turning down or like having to fuck andy kaufman which is probably a trip and then you have to fuck all judd hirsch though the arts so the i forget why they have conflict and he sends his wife over to have sex with them or something to that effect but the con- the conflict and ends when they have a little standoff and they agree to just forget it. Like you know what. I'm good good. That's how you should resolve it seriously. God seventy s. tv really handed on fucking lock conflict. It's only a conflict if like Somebody's beating your door down. Exactly everything else is negotiable. If you have a partner just just let it ride making money role on as a great man. One said in work so sober hans. Now i'm more of a philosophical memorial on the philosophical tip. Now we're getting to my serious podcast. That sounds coming up here. Going feel planets right. I'm cool like that. I'm cool like that. But i know it's given me an opportunity. My you know my Twenty two hours of sobriety is giving me a lot of opportunity to think a lot of time to reflect waking up with no hangover. This morning that. I see. I took some aspirin anyway to lessen the inflammation i'm feeling Sort of taking turmeric. Which has actually been working. I thought it would be hokum but it isn't today Does it have black pepper. Does curcumin and yeah. I took timarac without black pepper for a long time and fucking do anything. I didn't realize you need to take just gives you. Weird burps tastes vaguely of curry. That was about it. yeah here. We are breathing deep. I have Tumor sauerkraut every morning ship. Gut health for health quite well Also will won't be both be sad about. Richard donner died. No way are you kidding. He was supposed to fuck indirect. A new lethal weapon. Nope fuck fuck. Dow donner is that. Oh my god no new goonies movie. Now richard donner a man director. The goonies director of lethal weapon known best for directing lethal weapon. They wouldn't do an elite and lethal weapon unless he was on. That was like we were supposed to have one in. We're gonna have richard. Donner do it. And they all said fuck you just not getting one but there were a very weird amount of rips for this.

rick laird Yon hummer andrew herve kevin queensboro bridge regional wel laka Tom grant judd hirsch Cobham john mclaughlin joe henderson lung cancer laird Steely dan Rick billy andy kaufman dublin maine ireland
"albany" Discussed on Overnight Drive

Overnight Drive

05:53 min | 2 years ago

"albany" Discussed on Overnight Drive

"Very much thank you wonderful knows you're gonna failure thing again. What's that that. Fail not torturing me with god so yeah when every time we talk about how should. I hope it's talk about it. I'm going to move around. The doesn't like my karaoke rendition of that. I thought it was really fun. It's not queued up anymore. Sorry i'll i'll i'll properly video for next week. No i was looking at eagle songs. I mean it's going to be a better eagle song already gone. But i don't know i felt. It was on the spot top five eagles songs. We'll do the top. We haven't done the top five in a while. Tough actually have an ask. Somebody asking for our top five madonna songs. Fuck on do it right now. We can but this is my thing. I was thinking about the way over here. All madonna's best songs are hits kid. Well this is the thing with nissim. Know if there was a good madonna song. That wasn't a hit. There was no appetite for more. Madonna would've been a hit like a career like right. It's not like i hit for but we just know it's a good song so as a hit there's no like career destroying like bad bad song right. I would say that a songs like gambler or angel. Oh being mingming being Or gambler which was on the Gleaming the cube soundtrack. Yeah get the one or was still on. The gleaming accused us one whether he's running in the beginning right that's only the young Think so But that wasn't a hit that i think is like mine. My number one. Madonna b side is pretender on. What is it like virgin. Yeah good really good song. But it's just it's a good song because you can tell it was written in same vein as like get in the groove that same like since heavy. Shit that i love. I love songs that were written for. Madonna and then thrown away by like that guy in cleveland. Latest yeah There's a song by the breakfast club. Called right on track. That was supposed to be. That was supposed to be for madonna. And you can hear it. It's fucking great song and there's this band called. The breakfast club was the first band narrative. Thank you thank you maestro. This is the extended dance mix. But i'll take so us featuring wink martindale so. This song was madonna's the first band that madonna was in the breakfast club and she played drums. Obviously she had moved on. This singer is the guy who wrote into the groove. This is mixed by jillian benitez. It's like a whole like fucking fuck fest because jelly bean. Fuck madonna in here either bloomer steven blush. I can't remember his name a stephen fuck eduardo. Montenegro the editor huck madonna now. This is the the thing was that they made a an extended a school. They dubbed version of everything back. Then oh yeah because you assume everyone's getting hooked up and they just wanna dance really long time now. This is a beautiful song. I can hear it already. Like it's very good. It would be higher and higher higher key from of course but he's riding high on is making some writing money this one and the song called Baby love by alicia. A. l. i. s. h. a. was also crafted for madonna. And at the last minute she said no no. I'm going to write like a prayer instead and that would have been my number one. Fuck and madonna song. Thought five how. I maneuvered getting out of having to top five dissecting the entire temple nbc man. Very good was considered. Actually actually regina unleashes. Sorry you can really hear it. Oh so this is a podcast celebrating so printing. So you've found thank.

madonna nissim Madonna b Madonna eagles jillian benitez Fuck madonna steven blush huck madonna virgin cleveland Montenegro madonna song alicia nbc regina
"albany" Discussed on Overnight Drive

Overnight Drive

08:49 min | 2 years ago

"albany" Discussed on Overnight Drive

"You go on youtube and you like google. Robert johnson played with the proper speed or some shit. It's completely forgettable like you've listened to it and just like oh. Yeah this just sucks all right. Great wow i heard if you play the cream version out of at a slower. Renaissance sounds much great. Wow cream crossroads. I bet here. He played that he played eric. Clinton played it at a crossroads.

Robert johnson youtube google eric Clinton
"albany" Discussed on Overnight Drive

Overnight Drive

06:08 min | 2 years ago

"albany" Discussed on Overnight Drive

"Listen to listener supported public radio tomorrow. I'm going to do every ten. Text me i'm gonna just voice respond salma. God voice responded as you. Pope were living thirty. Am they listen to listener. Supported public radio name is ethan. Tonight we have phil anselmo an hour of uninterrupted interview. Phil hello welcome fucking please do porky remind you that we are. Everybody are here with fillon. Selimo i was listener supported public radio on iowa trying to fill. It's an interesting character. Polarizing figure in the new orleans. Music scene along phil. Thank you for coming on for an hour. Uninterrupted of Music regale elian. Maybe letting us know exactly how you came to prominence as a singer musician father author lover and also a controversial figure. That's always come to know love. Well i'll take us back to the beginning your long hair and you. The first names were first. Album was power metal now. Do you remember how you be. I got the title of power metal. With of course you're fallen brother that darryl fucking see indeed of course was murdered at the mouth murder at the alrosa villa columbus ohio. Remember i i remember what place he's shop shot dead by officer. James nigga meyer. Is that right. Fortunate last name man is. This is like a collision of oof moments. Their shit me this the shoe test the murderer how to shoot. How does head blown off by a shocker. Yeah i remember it was a shotgun anyways fell should have been the reverse We still have to go to those. Those darn improv classes andrew. It's ever gonna have this. This is the great southern trend. Kill instrumental album great. Is there really a pen. Terry instrumental album. Now just Somebody remove the vocals from an almond on youtube instrumental. Wow so it sounds like a hundred and protest build it so panthera opening their noodle shop a power. You don't do you think a lot of time. Back darrell recipes. Whatever but his a lot of his stuff was achieved through effects. A new playing randall equipment. Yeah i mean the fucking having three compressors in line ridiculous live. He played everything straight. I think but here is like you look a plane taking off piece. Of course of course. Yeah no never speak. Ill of the i mean. He was playing for the band damage. Plan now i think its satan who broke up. It's like when robert boozers robert johnson. Made a deal at the crossroads. You know it's the same thing when Damage plan came to the rows of brackets flying through thirty of their closest friends and gotten he got killed for no reason. There's one person right now. Who in is itching to tell you that. It was tommy. Johnson and not robert johnson. Every time you bring that up the some persons actually actually Tommy johnson lesser known singer. Tommy john films. Baseball pitcher tommy. John made a deal with the devil. At the crossroads pitch again. Yes to invent a surgery and was not timing. Johnson and it was robert johnson right near the one who made the deal at the crossroads. Not was timing wasn't really. I mean then every time i say this someone brings it up and says the wrong thing. Then wow who made a deal with the devil. Craiglist kooning's some research here productionevery opera. Can we get some production researchers to make sure here. Thank you very much. Go for Johnson crossroads your research is utah. Craig's little my bet craig. Maybe creek should have a couple of days before. Robert johnson made a deal at the crossroads after writing after after somebody found his book of races. Poetry oh my god kid found his his frog twitter my gun. He african american and he's still grow not is this. Does this video prove that he was on. The crossroads is actually video doorbell. That was caught the whole clapton. An motherfucker hasn't done a shared plus listen to this like i mean he's great and everything but also i could probably play this tuna god robert johnson closely. Saudi associated with his life is that he sold the soul to the devil and he local crosser greenwood mississippi law here so always has kind of a haunting aspect when you listen to it but apparently this is all recorded. The wrong speed. And there's.

phil anselmo Phil hello fillon Selimo robert johnson James nigga meyer salma robert boozers ethan darryl panthera new orleans iowa phil Johnson columbus tommy darrell ohio Craiglist kooning
"albany" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

03:28 min | 2 years ago

"albany" Discussed on WNYC 93.9 FM

"Edition on W N Y C I'm David first. Thousands of New York City's small businesses have closed during the coffin 19 pandemic without enough customers. They couldn't make ends meet. W N. Y. C is Beth Fertig reports on one proposal in Albany to help those who are still hanging on but can't pay their rent. Before the pandemic. You were Quahog, Ephraim paid $9800 a month in rent for her Ethiopian restaurant again it in Brooklyn's Park Slope. But after Cove in 19 shut down the city in March, Ephraim says she stopped paying her landlord. I felt immunity. I really felt guilty. Her restaurant is empty now, Except for the kitchen, where a cook is still making meals for pickup and delivery. Ephraim couldn't figure out how to make space for outdoor dining. So last summer, she made a deal with her landlord. I asked him if I can give him 6000 otherwise are you have to close? He agreed with that. But she says it's still a big stretch, and she can't take advantage of limited indoor dining now because she has diabetes and worries about the health risk. Some Albany lawmakers have a solution for small businesses. Legislation called Save Our store fronts would lower the rent by 20%. For those that can prove they lost substantial revenue during Cove. It These business owners would then pay up to a third of that new lower rent. The rest would come from a new $500 Million State fund. I asked F firms landlord, Pedro Rodriguez if he'd accept 80% of his rent under those conditions. He's now getting about 60%. It's going to help us and it's going to help the lieutenant as well. Of course, it wouldn't be the full rent. But he says 80% would help pay taxes and utilities. But he's still got questions about how his family will be reimbursed by the state. Like we were getting 6000 and one shot, so I don't want to get 2500 today and then I have to wait two weeks or worry about lots of paperwork. Real Estate Board of New York has similar concerns and wants the state to pay businesses directly. The same legislation was proposed last year but didn't advance one of its sponsors, Assemblyman Harvey Epstein, says this year is different. More federal money is now expected from Washington. And he says it's tax season. Businesses are now filing the same documents they'll need to apply if the legislation is enacted by the state's April 1st budget deadline. Beth Fertig, w N. Y C News today is the 112 anniversary of the end. Double ACP to mark the occasion WN My sees a rune vinegar Paul is taking a look at the 12 story building in Greenwich Village. It housed. It's early activities and which just moved one step closer to being landmarked assed far as New York City addresses go, 75th Avenue might not ring a bell. But this is the kind of place that reminds you why people come to New York and Drew Berman runs the group Village Preservation. It was the early headquarters of the nation's oldest and largest civil rights organization, the National Association for the Advancement of Colored People. The N A. A. C P started By W. E. B. Du Bois and Ida B. Wells, among others, when it was fighting very early anti lynching campaigns and when immobilized against the demeaning Racist portrayals of African Americans in.

Drew Berman Ida B. Wells Albany W. E. B. Du Bois Pedro Rodriguez Ephraim Beth Fertig New York 80% 6000 12 story March Greenwich Village two weeks April 1st today $500 Million Harvey Epstein 75th Avenue 2500
"albany" Discussed on WGN Radio

WGN Radio

02:56 min | 2 years ago

"albany" Discussed on WGN Radio

"Two United States senators in Georgia who are aiding and abetting the effort to literally Rob people of their voices and their hopes. The good news is that the people of Georgia have a chance to do something about that right now, or knock is referring to the 12 GOP senators planning to challenge the certification of the electoral College votes tomorrow, affirming Joe Biden's presidential wind. Warnock is challenging Republican Senator Kelly Leffler, while Republican Senator David Perdue is facing off against Democrat John Assaraf. Police polls closed at seven o'clock Eastern time. Former President Jimmy Carter and his wife, Rosalynn, will not attend President elect Binds inauguration in a statement The couple says they've sent their best wishes to the president elect and VP elect. The 96 year old is the nation's oldest living former president. Ah woman and two pets were found dead in an Albany park apartment after firefighters were called to the building. For a fire in the 4400 block of North Lawndale this morning. Chicago Fire Department says the 44 year old Corrina Neves died at the scene. The fire was confined to just one apartment. The cause is under investigation. WGN SPORTS Here's Kevin Powell, Alabama star receiver Devante Smith considered the favorite to win the Heisman Trophy tonight. Over three quarterbacks tied teammate Mack Jones, Clemson's Trevor Laurence and Florida's Kyle Trask. Smith would be the fourth receiver to take home the Heisman, joining Michigan's Desmond Howard, Notre Dame's Tim Brown and Nebraska's Johnny Rogers Smith and his Alabama teammates said to take on Ohio State for the national title on Monday. Peyton Manning those surprise among 15 finalists for the Pro Football Hall of Fame class of 2021. Manning was the first finalist revealed by the hall tonight. The rest Be announced later on. As of now, no scheduling changes to the Browns Steelers wild card matchup on Sunday despite five new test within Cleveland's organization, including head coach Kevin's to fan ski testing positive Stefanski in the four others. Two of those air players won't be available on Sunday. We'll have bear Saints conversation here on WGN tonight. Get that gets going just after seven with Hamp and Obi balls began a four game a West Coast swing tonight in Portland bowls of 13 or four after dropping their first three games Brent Seabrook deemed unfit to participate in day two of a nice practice at Blackhawks training camp today. That's the second day He's been listed as unfit to participate. Season begins in Tampa a week from tomorrow and some front office news with the Hawks today assistant general manager nor McKeever headed to the league's expansion team that Seattle crackin he'll serve as director of player personnel of Seattle crack in Seattle cracking What's a cracking like to see cracking? Okay, I didn't. I didn't have it. Sorry. Go ahead. That's OK. They've got some cool logos and colors and whatnot, Uh, having expansion draft in July. McCarver spent the past 14 seasons with the Blackhawks, most recently his assistant general manager. I'm Kevin Powell, WGN.

Kevin Powell WGN president Devante Smith Peyton Manning Blackhawks Brent Seabrook assistant general manager Alabama Seattle Georgia Joe Biden United States GOP abetting Senator David Perdue Johnny Rogers Smith Senator Kelly Leffler
"albany" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

04:00 min | 2 years ago

"albany" Discussed on WNYC 93.9 FM

"Y C. I'm David. First health care facilities across New York City and state have been slow to distribute the corona virus vaccines to those who are eligible to receive it. Cameron to wit reports that Governor Cuomo was threatening to withhold new doses from hospitals that don't speed things up. 300,000 vaccines have been administered in New York to front line health care workers in some nursing home residents and staff. But that's less than half of the vaccines that began shipping to the state. Three weeks ago. Governor Cuomo expressing what he calls constructive impatience says that's not good enough. I want to get needles in the arms and I want to get that done as quickly as possible. Cuomo blames the federal government for the slow rollout in the nursing homes where just half of residents and one third of staff have received the first doses of the back. Vaccine since they were made available around December, 21st New York state joined a federal plan which contract had with CVS and Walgreens to give out the vaccines. But the governor says the state will now send its own personnel into the homes to speed up the process. Or let the nursing homes who have qualified staff do the vaccinations themselves. He helps that 85% of residents can be vaccinated by the end of the week. Hospitals are responsible for the initial round of vaccines for essential health care workers. But the success rate has been uneven. Some hospitals like New York Presbyterian health care System and smaller ones, including Adirondack Medical Center and a Swede Go Hospital have already used up almost all of their vaccines. New York City's public hospital system, though, has used just 31% of its a lot of doses. In a number of larger hospital groups, including North well health downstate in Erie County Medical Center in Buffalo have given out just 62% of their allotted doses. Cuomo says the underperforming hospitals will face sanctions, including a fine of up to $100,000 if they don't use up all of the vaccines they have in store by the end of the week. They can also be disqualified for any future distributions. If your hospital doesn't have the capacity. Then just say that, but don't say as a hospital. I can administer it. But then don't That's why you would be fined. You would be fined. For accepting an allocation that you can't administer or won't administer. You should just say I don't want to participate in the program. Which is fine. On then we'll give it to a different hospital. The state's health commissioner, Dr Howard Zucker, has sent out a letter outlining the new rules. He says hospitals must act with a sense of urgency to save lives. They are the front facing health care workers. They are sitting right opposite a patient who has a medical condition who, if they get covert are more likely to get ill end up in the hospital or Stay in the hospital and, unfortunately potentially die. Cuomo last month said the major hospital in each region of the state would be responsible for distributing vaccines to the general public once they become available, But he says, based on the hospital's uneven performance so far, he's rethinking that plan. He says. The state will set up vaccination distribution sites and convention centers and field hospitals as well as drive through sites. Even as the vaccinations lag, Cuomo announced that more people will be eligible for doses. All health care workers now qualify to receive the vaccine. The governor spoke on a day when the positivity right for the virus statewide was at 8.3% and the number of people in hospitals with covert 19 has grown to over 8000. Highest number since early May. There were 170 deaths from the virus on Sunday, which Cuomo says is a terrible way to start the new year in Albany. I'm carrying the whip I mean up later on.

Governor Cuomo Swede Go Hospital New York City New York New York Presbyterian health c David Cameron Erie County Medical Center Dr Howard Zucker Buffalo Walgreens commissioner Adirondack Medical Center Albany CVS