30 Burst results for "About Ninety Thousand Dollars"

"about ninety thousand dollars" Discussed on Why I'll Never Make It - An Actor's Journey

Why I'll Never Make It - An Actor's Journey

04:30 min | 1 year ago

"about ninety thousand dollars" Discussed on Why I'll Never Make It - An Actor's Journey

"Housing can be your most bearable cost and a movie. So i said. Could i create a concept where you have a full blown production studio so you can take a strip although distribution Put it on enough acreage that there's greenspace. There's there's amenities there's there's things to do other than for the people to to enjoy when they're not in their trailer onset like talked about And then give them a hundred percent. Privacy Which is hard to do l. a. new yorker atlanta and so that was really what kane studio started out as on the back of a napkin. The other thing was is that. I wanted to build it in south west georgia and people were like where the heck is that. For two reasons. I could get cheap land but it's also one of the poorest regions in the country. It's actually think the third poorest congressional district in the country and georgia ahead had created. This amazing program called the georgia film academy so that if you're an In or do sheet rock or carpenter. You could go through the jordan film academy and get your union card and work as crew and as you know the difference between making fifteen bucks an hour and and working on two movies in a year is a huge amount of money right so i was like i could do this. It makes sense financially for the company and then we can crank out about three thousand people. A year was starting salaries of about ninety thousand dollars a year. Which down here. Ninety thousand dollars. Years like making free hundred new york But like every area of entertainment cova nineteen put a halt to his production development aspirations just as he was in talked with a major studio to become his anchor tenant at cain studios but as the pandemic slowed down and entertainment slowly began coming back. Production facilities and sound stages were hard to come by as demand increased for more and more new content both from the studios themselves as well as movie theaters hoping to bring you and.

kane studio georgia film academy jordan film academy georgia south west atlanta cain studios new york
"about ninety thousand dollars" Discussed on 60 Minutes

60 Minutes

07:52 min | 1 year ago

"about ninety thousand dollars" Discussed on 60 Minutes

"Flavors like coconut cocoa chip peanut butter and blueberry almond vanilla. Avoid another trip to the grocery store by getting monk. Pack delivered right to your door. Try it for yourself. And you'll see here's a special deal for our listeners. Get twenty percent off your first purchase of any monk pack product by visiting monk pack dot com then enter our code. Cbs checkout monk. Pack is so confident in their product. It's backed with a one hundred percent satisfaction guarantee. You don't like it. For any reason they will exchange the product or refund your money whichever you prefer to get started. Just among pack dot com. That's m. u. n. K. e. a. c. k. dot com and select any product. Then enter the code. Cbs at checkout to save twenty percent off purchase monk. Pack delicious nutritious food. You can count on we. Thank them for sponsoring this podcast. Student debt is a crushing burden. On millions of americans to help congress passed a law in two thousand seven creating the public service loan forgiveness program promising that if you're a public servant a cop a teacher a soldier and you work for ten years your debt will be erased but maybe it should be called the unforgiveness program ninety eight percent of those who have applied for relief. We're told they're ineligible. We focused on the military according to an april report by the gao. The government's watchdog agency of nearly one hundred eighty thousand active duty servicemembers with federal student loans. Only one hundred twenty. Four individuals have managed to navigate the confusing rules of the program and get their debt wiped clean and it clearly was. We talked with a group. You'd assume could figure it out. Jags lawyers who work for the military payment. What was your student debt. When you went into the service about ninety thousand dollars eight thousand one hundred fifty thousand dollars and fifty thousand dollars charles olson. A marine carson sprott air force and in the army. Heather travel jonathan hirsch and brandon jones. They say the rules laid out in the law seemed clear they had to be employed in a public service. Job and repaid typically small increments of their loans to lay reached one hundred twenty payments and whatever remained of their debt. At that point would vanish. No matter how much how many of you in your own mind think that you have paid up the hundred and twenty months and that you deserve to be forgiven all of you. But all of them were told. They're mistaken they were off by years or any of you. Derelict and making your payments never never is military members if we fail pair of debts were subject to discipline it. The uniform code military justice and our security clearances are on the line. All the way. If you don't pay you lose your security clearance if you default on your loan you can lose your security clearance. They all say they were walk through bureaucratic maze. That triple mop. Nobody ever explained. Some of your loans are coated. One way some of them are coated. The other and some of those don't offer major carson. Sprott was told he had forty one extra monthly payments after he thought he was done turns out under the rules of the program. Only one type of federal student loan is eligible for relief. His type of loans didn't qualify but he says that wasn't explained to him by the loan. Servicing companies contract by the department of education to collect his money not until i had been paying on the loan for two and a half years actually angry from a little angry. I'm a little angry. I wrote a dozen letters over my first two years to all my lenders. I got no response other than assurances that everything's fine. His loan servicer told him his only recourse was to convert to another type of lawn and restart the month count from zero and other headache under the rules. He had to make small monthly repayments but his repayments was so small. They didn't cover his interest. Do you actually owe more now than you did. When you started this program significantly my initial loans one hundred and fifty thousand dollars or now. Ed approximately two hundred and fifteen thousand dollars. The way this program is set up many borrowers. Don't find out. There's a problem for years. Army jag lieutenant colonel. Jonathan hersh found out after a decade. I got a letter that said i had zero. Months accumulated towards public service. Loan forgiveness zero. And i had been paying for ten years. He had the right type of loans but the wrong type of repayment plan so he had another decade to go. All of my kids are going to college. So i am taking out parent plus loans to help pay for their college at the same time that i am making payments on my loans. How the urine afghanistan for a year. Yes so did that year. Count toward your one hundred twenty months. Half of it did army jag. Major heather triangle. Mother of two doesn't know why those six months didn't count. She always stayed on top of her loan. Even when she was in war zones like when she was in kandhar and noticed her loan servicing company suddenly hyped up her payments. So i spent days because when you're in afghanistan you only can call for twenty minutes at a time. You're calling from over there correct so you had to use morale line to call and it cuts off after twenty minutes. So i would wait on hold and try to speak to them and get it all sorted out and tell them i am calling from afghanistan. Can you please give me a number. That i can just call you back that. I don't have to wait on hold and they couldn't do that. Here's something else. It's maddening as long as they're in a war zone. They're allowed to skip their loan payments. But what's not always explained to them. We discovered is that that brings their monthly count to a grinding halt. In other words serving an actual combat can set them back years in getting relief. Think about what that means. Think about someone who was serving overseas. Think about how many of their kids birthday parties. They missed only to be told none of that. Time counts seth friedemann has an advocacy group called. The student borrower protection center. He says borrowers should have started getting relief through the forgiveness program for years ago a decade after it started but over nine out of ten military members who've applied for debt relief have been turned down. Well the first thing ninety plus percent denial rate shows you is. This isn't one off borrowers fault. This isn't just individual people who made mistakes. This is an entire system who let down our men and women in uniform. We're talking not just about jags. We're talking about military doctors. We're talking about cyber experts. The public service loan forgiveness program was created because the country was desperately worried. That student debt was going to stop. America's best and brightest from entering critical fields like the military. But the rules. Drive them crazy like making them chase after their commanders for their signature to verify that.

Cbs marine carson sprott air force jonathan hirsch charles olson brandon jones Jags gao Jonathan hersh Sprott heather triangle afghanistan Heather kandhar
"about ninety thousand dollars" Discussed on Free audio sermons: Get free audio sermons and free audio Bible studies!

Free audio sermons: Get free audio sermons and free audio Bible studies!

08:06 min | 1 year ago

"about ninety thousand dollars" Discussed on Free audio sermons: Get free audio sermons and free audio Bible studies!

"Speak to me. After this manner and samuel took saul and a servant and brought them into the guest chamber and then he gets the best food that's available and made them sit in the chiefs place among them that our bidden who were about thirty persons and samuelson into the cook bring the portion which i gave the of which i said into the senate by the so. The cook did Exactly that as you continue to re down to the text verse twenty four. The cook took up the thigh and that which was upon instead it before saul and samuel said behold that which have been reserved senate before they need because under the appointed time had been kept for the for. I said i have invited the people so salt. Eat with samuel that day all right from there we also want to include the i i if i samuel ten. Then samuel took the vial oil and puerto on his head and kissed him that is saul and said is it not that jehovah hath anointed the to be prince over his inheritance. God saw goodness in the heart of salt. Here was a man at least in his younger years. Who was carrying. Here's a man who was willing to share. He was a man who is compassionate. He was kind and his benevolent. He was benevolent. He was thoughtful. He was charitable god. Saw all those qualities. He was pleased by those qualities and it appears that those were some of the things that caused gone to make this man the first king in israel Listen in the next chapter. I same chapter eleven versus twelve and thirteen q one of the illustrations of how caring. And how charitable this man was again. I samuel eleven twelve and thirteen and the people in the samuel. Who is he that said shall saw ran over us. Bring the men that women put into that. There are some people who did something that was not right and we want to kill him. We want to slam. Bring them out. And we're gonna destroy him. Notice verse thirteen here. Sol's response and saul said there shall not be any man put to death this day. That's not going to happen for today jehovah hath wrought deliverance in israel. Was he kind was he compassionate was he giving was he yes. We have to draw that conclusion when we look at first samuel chapter eleven so in his early years saw used his authority his power his influence to help others and that was associated with his being made king of israel. I'm more familiar story to us is again a few books later. Over in the book of second kings chapter five you may not remember the exact reference but this is the chapter force. Were read about a man who had leprosy his name was naming and he had a very very serious skin disease and did not believe that there was anyone who could care him. When he learned about a possible treatment he went and he went with a lot of money. we pick up this point from second kings chapter five respond and the king of syria said go now and i will send a letter. Under the king of israel you go and saving get help over there. And he departed and took with him ten talents of silver six thousand pieces of gold and ten changes of rainman. Now this amount of money if you wanna put it into modern terms has been described in this manner he had with him twenty thousand dollars in gold he had with him sixty thou- or i'm sorry. Twenty thousand dollars in silver sixty thousand dollars in gold plus. He has ten sets of clothing so he just want around number. Let's just say he had about ninety thousand dollars with him. And that's a pretty fair chunk of change to take the doctor and say cured Or take somebody else and say he only well. He was ready to pay it all. His skin condition could be cured. I fifteen of this chapter when he returned Again he's been cured now. He returned to the man of god. The prophet has shown them how to be healed and he's cleanse he and all his company and came and stood before him that is the prophet and said behold now i know that there is no god and all the earth but in israel now therefore i pray the take a president of the servant. I've got about ninety thousand dollars. I've been cured completely of my skin condition. I would like to give you something. And you know what. God's prophet said no. I'm not only not wanting to take it all. I'm not going to take a penny from you. And hear she a couple of points i point. God's gifts cannot be bought. God is not for hire. He's never been in every will be. Secondly the words of jesus come to mind matthew chapter ten i eight. He said freely we receive and freely. You give 'em it was not a hebrew. He was not from the jewish nation. He was a syrian. He'd actually captured some hebrews in a raiding party. Second kings five two and there was in one of those raiding parties. A young lady who somehow came into his house. Maybe he bought her. Maybe he captured in a raid of it anyway. She ended up there and she helped him. Just like god's prophet helped him to people helped. God was pleased with them. Both that young lady. He was pleased with his prophet as well. But if you look at this account and also find someone who was not giving someone who is not caring someone who is not helping but you find a taker. You find someone who had the very opposite kind of attitude. The prophet who cured nam and had a servant and this servant did not have apparently a very good grasp of the freely received freely. Give principle because of the former leper. He's been healed. His money has been Left with him. Every single penny. He's heading back home. But this servant of the prophet decides that he's going to cash in on the healing versus nineteen through twenty three of second kings five and he said unto him go in peace. So this is name. And he departed from a little ways but gays i the servant of a life. The men of god said behold my master has spared this name in the syrian and he's not receiving in his hands that what she brought as jehovah liveth. I'm going to run after him and take somewhat of him. So hayes on. The bible says followed after naming name and saw one running after him and the light from his chariot met him and said is all well twenty two and he said all his wilma master has sent me saying and this was alive. The whole even now there are come to me even from the hill country the freedom to men of the sons of the prophets give them. I prayed just a small gift. Talented silver to changes of rainman and they instead be pleased to take two talents and he urged him and bound to talents of silver in two bags and to changes arraignment and laid them onto the servants and they they're them before him so the servant goes He probably thought that His master of the prophet would never know. Maybe reason that the syrian was getting off very very cheaply. He still had all the gold and most of what he had as far as the silver and the clothing was intact as well. The bible says that elisha was waiting for servant. he was not pleased and certainly gone was not happy versus twenty five to twenty seven but he went in this is the servant and stood before his master and elisha set into him whence come style gays i and he said well they servant went. No wither And he said to me. Kim went not my heart with the when the man turned from his chariot to meet the. I know what happened. Is it a time to receive money. In a time to receive garments and all of yards and vineyards and sheep and oxen and men servants and made servants and then twenty-seven the leprosy therefore naming shall cleave unto the and under thy seat forever and he went out from his presence a leper as white as snow sharing caring compassion compassion. All those things are good ride but not sharing not willing to be compassionate and helpful. According to second kings chapter five is worthy of divine judgment in the book of proverbs chapter. Eighteen for six eighteen. Sixteen rather we have a little something said about sharing. This passage says that sharing can accomplish some wonderful things. It can allow us to be brought before rape people stated in another way. Caring sharing helping people will likely get you noticed and and probably have some appreciation. Come your way and that's not the right reason to do that. Simply a consequence that often comes from it in life. Of course this general principle sometimes has some exceptions to it. That's not always the way that it goes but if we're missing in this life we certainly will be brought before and welcomed by god in eternity. Great bible characters understood and practiced caring and sharing think about another man and we'll site the references but not actually read from the text. Let your mind wander over. Today there was a king belshazzar. He saw some writing on the wall and nobody could explain it very very strange. Finally daniel was called in. He.

samuel saul israel senate samuelson chiefs skin disease Sol syria elisha matthew hayes Kim kings daniel
"about ninety thousand dollars" Discussed on BiggerPockets Money Podcast

BiggerPockets Money Podcast

03:46 min | 1 year ago

"about ninety thousand dollars" Discussed on BiggerPockets Money Podcast

"Estate and they just kind of Learned along the way and so they ended up working for five extra years but still retiring at forty five and they told us that story and we were like we can do that and we can start earlier than forty and so then we can be reached financial independence earlier than forty all right. So let's talk through your actions that you took in two thousand seventeen and your position that you yes at that in two thousand basically at the end of two thousand sixteen we we had about ninety thousand dollars in cash So basically just like a year and a half a little over a year and a half we built up ninety thousand in cash And so in two thousand seventeen. We were back in indiana where tens family lives. We're visiting They've done flips for like one or two a year Just basically went to the sheriff cell. Found a house would flip it really quickly in their successful However the share of sellers at that point of not really a a source of deals anymore Even though we still went to one we try to bid on a couple nothing panned out but then we went on a dry with their real estate agent and that same day ended up putting offer on a house. The them flip in indianapolis in then because the purchase price was the purchase price was going to be ninety thousand dollars. We basically that was all our cash. We we approach tins grandparents asked them to be partners because they've been doing the flips for years in we wanna learn from them so we ended up doing a fifty fifty deal them on cash and labor And so we. We bought the house. Basically same day that we showed up in indiana I think reclosed A month later and then at that point we went into the full faith and flip And we were working full-time. So you relocated to indiana for this fruit. For real estate investing at this point we relocated during the flip and then came back our apartment here but we just went and stayed there and we did Work all day for six weeks to get ready to go. Yeah and you're still living with your family in san clemente. During this period at that point we so our jobs san diego. Sweden moved down to san diego renting apartments at that point. Okay great all right. So you re locate indiana. What does that look like. Do you live in the flip. Do you live with family place. What's that look like. Why you're doing this project. Yeah so we just actually live with my family flip. Yeah we would just wake up really early. And we'd work for our w. two jobs for about four hours and then we'd go and work on the flip for about eight hours and then come back and work for w jobs again for another four hours at night and then like it was still the startup so it was relatively flexible Illegal to get work done in everything we needed to do with that. How long this sixteen hour day situation continue for six weeks six weeks and how much for weeks for sixty hours than at the end. It was like a little bit more. Just tacky okay. Great so so were there for a month and a half. How marcus the numbers. How does that. How does that propel your situation forward. Yes so as far as that. I flip that we did we We were in initially for the purchase of ninety thousand and then it needed everything we would before we even got out there. We actually. We had them pave the driveway. We had him out some stuff. We they have connections with different people to come clean out stuff so before we got out there they started and then once we got out there..

indiana san diego indianapolis san clemente Sweden marcus
July Home Sales up 1% as Prices Reach Unprecedented Levels

AP News Radio

00:36 sec | 1 year ago

July Home Sales up 1% as Prices Reach Unprecedented Levels

"Sales of new homes rose last month along with the cost sales of new homes rose a modest one percent in July after a string of declines while new home prices set records the commerce department says the median price of a new home sold in July climb to an all time high of just over three hundred and ninety thousand dollars that's up a whopping eighteen point four percent from a year ago the July rebound in sales comes after drops in the three months before as builders confronted problems with an increase in lumber prices and a shortage of construction workers showing up later Washington

Commerce Department Washington
"about ninety thousand dollars" Discussed on Death, Sex and Money

Death, Sex and Money

08:23 min | 1 year ago

"about ninety thousand dollars" Discussed on Death, Sex and Money

"Dad sex and money is supported by brooklyn. It's summer again and that means hot sunny days and nights. That are too hot to get any sleep. Enter brooklyn crisp sheets that breathe to keep you cool and you can say goodbye. Sweaty summer nights brooklyn and works directly with manufacturers to make luxury available directly to you without the markups so you get their amazing array of products buttery soft and breathable sheets plush absorbent towels and comfy lounge. Wear all at a reasonable price. Go to brooklyn dot com and use code. Dsm to get twenty dollars off with the minimum purchase of one hundred dollars. That's b. r. o. k. l. i n. e. n. dot com and enter code. Dsm you'll get twenty dollars off with a minimum purchase of one hundred dollars. Death sex and money is sponsored by better help online therapy. This show is proud to join the cause of de stigmatizing therapy for anyone struggling with depression addiction stress grief or any other issue better help is available. Better help is customized online therapy. That offers secure videophone and even live chat sessions with your own licensed professional therapist online. There is convenient and more affordable than in person therapy and our listeners. Get ten percent off their first month at better help. Dot com slash. Dsm that's better h. e. l. p. dot com slash dsm. This is financial therapy from deaths. And money i'm ana sale garrett and cora met when they were both in college and got married three years ago today core as an artist and a classroom teacher. She just finished her master's degree in fine arts. Garrett is an iron worker. He works in construction and together. They bring in about ninety thousand dollars a year. Although a series of layoffs and gaps in employment last year meant that their take home pay went down by about a third financial therapist. Amanda claimants first session with cora and garrett was over zoom. That's pretty much. How she seeing all of her clients. These days amanda was set up in her recording studio her closet and core and garrett were sitting side by side on the couch in their living room. Is this a place where you guys have spent a lot of time over the last year. Yeah we were living in a much smaller place. Before when the pandemic started and then we moved Mid pandemic out of that apartment because it was very cramped and we were on top of each other Because we were like you know what were grown ups. Were not both school anymore. we can you know. Be in a house so we a slice of have a little more room. And what has worked been like for you. During the pandemic immune to start your. Yeah so in started. I was in grad school. Finishing up i graduated on. I was unemployed and i was on playmates for the summer and then i ended up getting a job being teacher like in a homegrown teaching math and social studies in writing and everything. It's really amazing. So corey your first year teacher in your first year of teaching is teaching in the midst of a pandemic route kind of and garett. How about for you. What has worked been like for you over the past year. yeah. I i work in construction. So there is a three year long period which is really kind of uncommon where i worked consistently and didn't have any layoffs and then when the pandemic kit was laid off for two months then i was back to work again in the late again for months and then i was laid off again and then i worked consistently for about four months again. It was. It was definitely a drastic change. I read a lot Initially then i was sitting in a hammock all time. It sounds like you're a person who who values structure and consistency. I i've always working on working so's about twelve or thirteen years old. So i like really value guest at again going to work in earlier than showing up doing my best that time. 'cause i really like money. It's i mean ultimately. I it's it's not as cut and dry but that's probably where it's focused. 'cause money provides now a certain amount of freedom definitely and so. I guess there's always been kind ingrained in me. A lot of things that happened during the pandemic grow things that have happened in our relationship as of late are probably not only because of but as a result of route three. That's just kind of went off the rails a little bit. What had been building up for you in the first layoff was with when i was the buildup. I guess so that was in march. Twenty twenty. I started to get into online gambling. 'cause i i was really bored and i have a alcoholic addictive tendency chime in the process of continually dealing with now in a healthy way. But at the time. I just didn't have. I had been sober for a sense that i had had been about four months sober. It was was just kind of the channeling of Alcohol brain the channeling of my addicted brain to do something that was kinda. Give me like like spark. And i'm nobody really knew about it at all. I don't think. I least. I've ever mentioned Anything about it was when i did win some money. 'cause 'cause my lizard bring ralph is. This is amazing you know. Did you identify recognize any of those behaviors or the the way that you that the sort of need this was fulfilling for you. Did any of that read as a red flag or did it all seem okay. You know what it did not seem okay. It didn't seem to me at all. What it did seem was like a little bit of my you know as somebody who's like an addict alcoholic and all those things i lose patting myself on the back thing. Oh drinking So you know. I'm doing pretty good saw. Yeah exactly. so yeah. That's your mind can trick you into thinking that. I mean you're not doing this thing that you're trying hard. Not you really wants the. I really did want to drink whole time. But i didn't. I did not think it was okay. I thought that i was going to be able to catch up to myself that. Because i did win money early. Which is if you think about it. Probably kind of algorithms setup. So that happens but i in one hand. I want five thousand outs. So then just like lights and fireworks went off in my head. 'cause i was like oh well this is working out. So it's not a big deal. And then it progressively got worse or bit progressively sped up to the point. Where i was doing every day like a lot so that went on for about six months and then it became kind of an an addictive thing. It really satisfied something really i short.

brooklyn garrett cora Dsm ana Garrett garett grad school depression Amanda amanda corey ralph
"about ninety thousand dollars" Discussed on Airplane Geeks Podcast

Airplane Geeks Podcast

08:09 min | 1 year ago

"about ninety thousand dollars" Discussed on Airplane Geeks Podcast

"Who you may have heard of. I guess there in tulsa or oak city got some. Yeah something like that. I i sorry covington that i don't know your address But you know you get everything you need from them and some. There's a couple of other parts suppliers I recently made the acquaintance sexually friendship of a fellow by the name of paul red lick. Who was a very experienced T six mechanic and understands the round. Pratt's really really well and we. We went over that thing with a fine tooth comb we. We've checked everything on it. We replace parts all new spark plugs. Did the magneto timing. And it's spurring now. I mean it costs a little bit on start up but once it gets going it really purring and i'm guessing that these two young ladies are with you and they flew in with you on the left. Here is my daughter. Fiona and her friend ayla came along for the ride so feeling. I'm assuming that you fly in the staggering on and off with your dad on occasion as a younger person. What's it like for you. do you enjoy flying. Do you have any thoughts about flying in a in a in an aircraft of of this age this vintage. Everybody who looks at it. Admires starts drooling over. It's pretty cool. It's very comfortable flying in a big jet. At honestly it feels a little bit safer than flying in a beach yet. It's pretty comfortable and it's really cool. It's like when you fly on. You never expect everybody's just going to be like dumbfounded by the by the plane that's coming in but it's it's really cool. So do you fly it. No but i. I've thought about it before i have steered it but i haven't actually started up and flown it and like landed and taken off but you know that maxon i am probably everybody else was looking at. This aircraft is incredibly jealous of you. Because you've flown at dawn you. Yeah i do when when when we landed. And we're taxing up here to the middle of the field to park. The girls were looking at the winter. Like oh my god. It's like we're celebrities. Were everybody's looking at. It was funny. It's true it's nice. It's kind of a good feeling. But i always think that it's so important. That aircraft like this are preserved. You know for for the future. Because i i mean this with the proper care this will last a long long time for many people in the future to enjoy his well so i i always Appreciative of people. Like your father who are helping. Keep this kind of aviation lives so i. I think it's really cool. So you guys really kind of are celebrities. So jim fiona thank you for bringing. The newest navy stagger wing to the sperling farm pancake breakfasts and fly. You're welcome thank you. It's great to talk to you. you're welcome we'll we'll hopefully we'll be at oshkosh this year so we're at the spur wink farm pancake breakfasts and fly in. It's my third time here but it's a first time for my favorite producer. Guess who's with me. Hi it's backs flight and mike. I haven't had my pancakes yet. But we've got someone interesting to talk to here. Yes we do and somebody who can tell us all about the pancakes. It's sean moody the owner of incredible chain of body shops. That i have to tell you. I've unfortunately had to use three times. But if you look at the car you would never know that it was ever been to. The shop sean. You're a pilot and you own a body shops you've been involved in politics and also the place. I really miss you. I didn't say this on the air for you. Were great host of a great show on local radio. Show sean did you fly in today. Yes i get a my friends. Jack chases wifely and buddy johnny pompeo. We've been flying for over thirty years. Had a lot of fun together perfect day. It's not something that you can order upright the weather and it's just gorgeous is nice. That's helping you out the eighteen. And what did you fly in on today. actually. I had full flight style. It's got a nine twelve tax. Hadn't phone it in a couple of years and the speed indicator wasn't working so i had to go see. The pants seemed to make it over here somehow. How far was the trip. How how far away did you come from. Janis hanger and strippers in inbox. Which is about probably ten miles of the crow flies and i've got a little grass strip moody field. That house gorham emmy twenty six. And that's probably eight miles as the crow flies. just outside the class. A airspace was lucky to get permanent. That was one of the things that you've always been in favor of and you've always worked toward here in. The state of maine is stem education. Technical education. Can you tell us a little bit about your feelings about that. And what's happening in the kind of work you've done in that direction because we try to work with kids as much as we can and encourage them to get involved in those fields. I that talk about something. They're so passionate about. We started a call. The main blue-collar scholarship foundation about ten years ago we started. I was moody's and then now he's expanded it to main boo call scholarship foundation. We've raised over three hundred thousand dollars in this initiative and gives scholarships just to high school students going into the trades. And that's something that is so sorely lacking you. Our kids went through school. And you go to the awards night and again people work hard to get good grades you know. And they deserve to get recognized through scholarships and things but that at risk kid that nobody knows what they're gonna do with their life and you give them a scholarship. They're like oh my god. I don't think he's going to get a diploma let alone scholarship when you look at means being blue collar state and we've gone without you know everyone's gotta go to college for the last twenty years and it's really come back to haunt us because now we need people that can do the work. People design engineer the architects. Somebody's got to build it. Somebody's gonna fix it so he's got to put it. Put it in place. So we really on an initiative. Statewide to celebrate and elevate the trades in one of interesting statistic. Is i served on the university system community college boards and made it so that kids could transfer the credits. Save them a lot of money to go on and get a four year degree but during that experience i value higher. Ed i. Three of four kids were on a college. But when you take some of that goes directly into the tracy on the job. Training that employers provide is invaluable. They come out with literally. No debt or debt. If we're going to community college very little debt and you can go on to make sixty seventy eighty thousand dollars. These are real jobs. Gratifying and it's really the backbone of the state. How do you get shot. How do you get the word out to people who could benefit from this. We were statewide. So all the guidance counselors the schools the schools a career tech ed schools that twenty-seven across the state a very actively involved students apply. We go through about one hundred fifty to two hundred applications. And we've met them out. And i think we awarded ninety scholarships a shia gateway back with around seventy individuals about ninety thousand dollars in scholarships. And do they find out about the scholarships while other in schools if their guidance counselors and letting them know exactly and that's something you know what call would like. Everybody impacted our the momentum. We had but people are really the window was open you know. Educators are understanding parents of now kinda. Come down off the high horse of what school your child. Don't wanna do you know. Let's let's fit that passion to the child. That young adult is nothing any worse than kind of peer pressure causing the decision making to go to college and then a year or two in they know not for them drop out with debt and if the lost so we. We have an obligation to provide these young adults with all kinds of occupational experiences. Let them choose for themselves. And that's what's going to drive this success john. This is my first year here to fix per week..

oak city paul red jim fiona newest navy sean moody buddy johnny pompeo ayla covington Janis hanger maxon Pratt sean tulsa Fiona collar scholarship foundation boo call scholarship foundatio university system community co
"about ninety thousand dollars" Discussed on Ghostly

Ghostly

05:56 min | 1 year ago

"about ninety thousand dollars" Discussed on Ghostly

"Those germans coming. Maybe you're loot gerd. I don't think so. Rebecca luke girt. That doesn't sound. I don't make shirring mondo. Do you have any loot gertz in your family history. No then we wanted to talk about. Oh you can claim the title of sausage king. Now eight off state in quincy for a few months but then moved to chicago to try to find a job at a tannery which he did find an actually worked for a couple of tanneries but he also did a bunch of side jobs like he was a moving man He was willing to work really hard and after a while he was able to save up around four thousand dollars he took that money and started his own business now. Four thousand dollars doesn't sound like much money when we think about today's standards especially to start a business but that's equivalent to about ninety thousand dollars in today's money so money. Yeah for an immigrant. That just came over here to be able to save up ninety thousand dollars. That's a lot The business he started was at first a liquor business that somehow kind of morphed into a sausage business where he finally found his stride. he'd off got married to carolina rope. Pick they lived at seven twenty five clyborn avenue in chicago. Mondo you familiar with clyborn. Yes so seven. Twenty five clyborn avenue. I can't picture it can you Clyborn run angle So it wouldn't it not too far from where that is. Yeah that's close to the the factory. Well let's close it downtown or the lake. China picture in claburn and diversity to cross But yeah there's there's a seven angled streets right mondo seven six. Something like that don. Wow isn't claburn is one of them. Interesting they had two sons and then carolina died in my research. I cannot find a cause of death though but this one doesn't seem to have been under suspicion. So am i..

Rebecca luke girt gertz quincy chicago claburn carolina China don
"about ninety thousand dollars" Discussed on MarTech Podcast

MarTech Podcast

21:54 min | 1 year ago

"about ninety thousand dollars" Discussed on MarTech Podcast

"The data informing your insights becomes incredibly difficult to reconcile and trust hub spot. Sierra platform was built differently. It was hand crafted from the ground up and not cobbled together through acquisitions so rather than having insights locked away. In different silent systems your entire team has access to one unified system so you can align your team to a single source of truth and get a clear view of your business performance across marketing sales services. The whole team help spot will help your team adapt and evolve as fast as the changes in your market by enabling you to make better smarter data back decisions through custom reporting and built in analytics to learn more about how you can scale your company without scaling complexity. Got a hub. Spot dot com. And this podcast is also sponsored by conversion fanatics all right. You've spent the last few years helping your company. Grow to seven maybe eight figures revenue. But how do you know that you're not leaving money on the table. While if you haven't fully optimized your website for conversions than the answer probably is that you are not why you need to join. Companies like clorox birthdays and click funnels and use conversion fanatics conversion fanatics runs thousands of marketing experiments. Every year for their clients to help them optimize their website conversion rates and they contest anything. Ab testing different website. headlines called actions. Faq's what's the ideal number of fields for your intake forms. What's the difference between your mobile versus. Desktop designs and you see conversion fanatics uses those test results to create an optimized and customized plan for your company to help you get more customers. Scale your traffic faster and see more prophet and best of all conversion fanatics makes it easy for you. They've already optimized the crap out of hundreds of websites and they have an extensive test volt of proven winners to draw from. Plus they handle everything from idea and you ex design to development and execution and of course. They're co founder and president. Justin christianson was one of the first ever guests on the mark. Podcast so they're friends of the program. All right brass tacks the biggest. Roi has always optimizing your own website. Make the most out of the prospects that are already coming to you so get started today. With conversion fanatics good a conversion fanatics dot com to get a free audit where conversion optimization specialist will analyze your site and give you over a dozen conversion boosting ideas for free it's conversion fanatics dot com so get optimizing with conversion phonetics. It's been an interesting year so far and honestly it's been a little bit of a tumultuous one i feel like for most people this year has kind of been Recovery from twenty twenty not only from a business but also from a personal perspective obviously dealing with a global pandemic with something that impacted us all personally and professionally for me. We had just had our second child the week before the shelter in place order was put in place in the state of california so my wife and i had to not only learn how to be parents of two children while being locked at home and not really sure where we're we're going to send the kids but also had to deal with adversity in our business. When the pandemic i happened we had some sponsors that pulled out or withheld payment for the services that we'd already done and so the kind of shook our business up a little bit Fortunately by the end of the year everything had recovered and really sort of felt like The business was an recession proof on some level. So last year we ended up was basically a round flat in terms of overall revenue You know couple of hundred thousand dollars of revenue from podcast sponsorships and that was driven from ten or twelve podcastone. Remember exactly what. The number was oppa last year. And with our podcast sponsorship offering we do advert content hosted advertising the ability to retarget some of our listeners who listened to specific pieces of content and also we do direct response for advertisers to try to drive some adoption of the ads. That they talk about on the podcast. And i always felt like the model for this show was to be able to provide value to people that wanted to reach you that wanted to reach marketers. At least people that are interested in the field of marketing. So what we've been doing for a few years now is reaching out to everybody that is in the martic industry. We use scott brinker list of mar tech companies and we reach out to the marketing executives. And ask if they want to be a sponsor help support the show. And so we've been piecing together. These you know somewhere between seven to fifteen even sometimes up to twenty five thousand dollar podcasts sponsorship campaigns which was keeping our business alive through the pandemic but it required a lot of work for me on the sale side. Because i do all of our selling. We don't have any address and as of last year we didn't have an sdr and so coming into twenty twenty one. My goals were to replace myself from not only the selling but also we were starting to think about finding a presenting sponsor. Was there one brand. That could come in and kind of be a regular constant force that we can help with promotions but also depend on throughout the year so at the beginning of this year i had goals to try to not only replace myself from the daily operations with the exception of our marketing strategy and obviously the podcast hosting but we also wanted to try to change the way that we sold and some of the packages that we offered to our sponsors. I run to podcast the mar- tech podcast being obviously the biggest best and baddest one of all of them but with our other podcast sponsorship we had a presenting sponsor who we've worked with for a few years and at the beginning of this year. We expected them to continue to be our presenting sponsor and we had a little bit of conflict. It's actually really scary. Time for our business because they withheld payments saying that we didn't own the ip of the content that were recreated so in january right as things were starting to feel like they were hopefully heading back towards normal obviously in sort of the global spectrum. In the united states there is the capital riots in the election and all the drama that went around and as that was happening my presenting sponsor. And my other podcasts. At that we're going to withhold payment. And so i put my boots in the ground and say we've got a contract and we had to renegotiate that deal to make sure that everybody felt good about how we were going to continue to work together so at the beginning of this year we ran into this conflict with ip. Who owned our other podcasts. We had payments that. Were being withheld and honestly. It was one of the scarier times. I've ever had running this business. We got down to three thousand dollars in our business checking account now. We had about ninety thousand dollars in accounts receivable that were do but times and cash management was a little bit of a problem as a scary time at the beginning of the year. So when i think back to where we started in this year we started off in a really scary place. And it's been kind of a strange uptick after dealing and resolving our ip issues with our other podcast. We were able to collect the payment. Not only from them. But from all the other vendors that we had outstanding and then we stumbled into our presenting sponsor for the mar tech podcast and the dirty secret about working with hub spot and being a member of the hub. Spot podcast network. Is that i. Cold emailed their cmo with our standard. Hey we want to reach out. We're interested in working with you. You're a member of the marquette community. Let's figure out a relationship. Email sequence and their cmo responded and said. Hey we're starting podcast network. You seem like a great fit talk to our head of business development and one thing led to another and the next thing you know we signed our agreement with hub spot which is a two year agreement and basically were paid for half of our inventory for two years up front and so we went from. I've got three thousand dollars in our business checking account with this huge amount of accounts receivable to now we have multiple hundreds of thousands of dollars of cash. And we gotta figure out what we're going to do to grow our business so this year for me and for the mar tech. Podcast has been one that feels like a big evolution. And i am faced with business challenges that i've never really been subject to before. I've been an entrepreneur for years. I've run the marketing department at early stage startups. Now if you look. I'm actually working at a growth stage company where we have some capital. The company is still bootstrapped. We've got cash in the bank and we have to figure out not only how to replace me from the daily operations now. It's time to really focusing on scaling the operations and so some of the biggest challenges for us this year were first and foremost. Let's scale our team in terms of content production and make sure that everybody understands what they're doing. I want to talk to you a little bit about how we've built our team. Originally we started the mar- tech podcast. We had one virtual assistant zuri a wonderful person and she was doing everything from writing our show notes to putting our content into our hosting platform to building web pages to publishing the content. There was a lot of work that zuri was doing on her own without a lot of direction and zuri decided that it was time for her to go have a little bit more of a stable job. she didn't want to be a contractor or freelancer. She wanted to go work in house and a big portion of that was the tax code in her country changed and so being a freelancer wasn't as profitable and when zoe stepped away. Todd who's our head of content production. And i sat down and said let's break up this team to be more specialized and into more silos. And so what we decided to do was bring on a content creator somebody to write our show notes and eventually to work on creating some social media content and then we also brought somebody to be a publishing expert. Somebody that was really more of a project manager who was going to be very process oriented so we started off by breaking the job that we had one virtual assistant up into two and they were going to be responsible for multiple podcasts for the two shows that we already had working. Then once we had. Our team scaled up we had better documentation. We focused a little bit more on marketing automation and we as monday dot com. We set up rules. Make sure that everybody understood. Not only what they were responsible for but also when they said that the content was completed there was a handshake between them and the next person and content production but we also build at separate boards to manage our communication with our guests and some of the email communications what we call it calms board and so now we have these more sophisticated rules for not only how does a piece of content go from being recorded. Two edited to uploaded to published but in parallel. There's these rules that are triggered by the content production stages that help us coordinate with our guest to say. Hey your content has been edited. Here's when you're content will be scheduled. Here's when your content is live. Here's what the performance of the content is and even after the contents been published. Hey we appreciate you being our guest. Would you mind leaving the review. So we've created these marketing automation systems using virtual assistance that helped us not only be better and content production more efficient recreate. Better show notes quotes. Were also starting to turn that into marketing material as well on the business side. One of the big things that we did was. We hired an sdr. I had been managing sales independently for the mar. Tech podcast since day. One and what i was relying on was a tool called mixed. Max which allows you to create templates that you can resend and populate with custom variables depending on who you're emailing and so i- onboard an sdr. Who manage the outbound selling sending the campaigns reaching out to the marquette community but also using the templates to send them basically are canned responses. When somebody says that they're interested in setting up a call to learn more about sponsorships. We've got a canned email for that. And somebody else is managing that inbox and when they run into trouble or when there's an out of the box situation than they send that email over to me and i sent a custom response so started taking some of the sales workflow off of my plate which allowed me to create more time to do things like a work on our marketing automation. And so that's really one of the big thing that's coming up for us as figuring out. How do we continue to grow our show. Now look this is a marketing podcast and hopefully been listening to the show for a while. And you're interested to hear how we're growing our new media business and a lot about what i'm talking about. Some of the operational challenges also some of the challenges in our revenue optimization. A big part of what our show is built on is making sure that our audience is of meaningful size that. There's lots of people listening. So we could sell access to those ears to our sponsors that people that want to market to marketers and honestly from a marketing perspective. It's been challenging growing the mar- tech podcast. We've hidden inflection. Point when it comes to the growth of the show so to give you some perspective. In at the end of the last year we were growing on a pretty steady clip. We went from the beginning of twenty twenty about forty or fifty thousand downloads. All the way up to our peak of ninety thousand downloads in november of twenty twenty in december. Because i was a little concerned about cash flow. We decided to turn our marketing efforts off and what we saw was we went from ninety two seventy thousand downloads and so generally we spend about four thousand dollars a month on podcast advertising. We do little app store optimization as well so by turning off those campaigns we saw pretty meaningful dip in our audience size. We are marketing back on january. Once things start to get settled and our audience pop back up to about eighty one thousand downloads. And what's interesting is after that. Even when we had cash in the bank we started to see our downloads deteriorate. And i wasn't spending as frequently honestly because i was distracted because i was working on sales and working on scaling our content production team and we saw our downloads. Go from ninety to about seventy five to sixty five to about sixty. And all of a sudden i looked up and we were sitting here close to the middle of the year and i said look. We've lost about third of our audience. I'm starting to get a little concerned. It's time trust to refocus on marketing. So what's interesting is now that we're refocusing on marketing. Couple things we did was we you know. We went back to what it worked before. Which is buying remnant media inventory and podcasting were buying relatively inexpensive postal. Ads were using the platform called. Choose uil run of network. The us based primarily english speaking countries. And we're putting our ads in other podcasts. So whenever somebody listening to a podcast when that show ends bahir our ad that says are you interested in learning how great businesses grow. Well hey come. Listened to the tech podcast. We buy that inventory for somewhere between gun on a two dollars and fifty cents to five dollars. Cpm's and generally what we saw. We were getting a two dollar and fifty cents to a five dollar cost per incremental download and. We're just restarting that engine. Sometimes it takes a little while and you have to build the impressions and the frequency. But what i'm seeing right now is that we're having a tough time scaling just purely based on our podcast advertising so one of the things that we've done that actually helped us be successful with start making sure that we drive more reviews at some point. Last year we saw the number of views we had for. Podcast go from about two hundred eighty to about one hundred and sixty and so. What i'm guessing happened as abba went through the podcast app store and said you know what some of these reviews are so old. Were going to get rid of them. Or maybe they thought they were fraudulent. Who knows but apple reduce some of our reviews and at the same time in parallel we started to see our downloads. Go down so that probably means that we're just not showing up as much still ranking highly. In the podcast app store ratings were still you know a top two hundred podcast in marketing. But my guess is because we don't have their views maybe we're not showing up as much in the search algorithm. This is purely me speculating. So when somebody searches for a given keyword maybe our content isn't showing up as much or little less discoverable and so one thing that we did. I'm gonna talk about this. Tomorrow's episode was focused on a review campaign working with people that were previous guests on the show asking for them to drive reviews. Because one of the things that we know works is when you're trying to optimize to get podcast from the apple app store you need new subscribers and you need positive reviews and so we can't necessarily control the number of new subscribers other than doing our podcast advertising. We're doing that in parallel with our review campaign and so we've seen some pretty good results early on from those efforts we've gone from ethic are low is about sixty thousand downloads. We picked about ten thousand downloads last month. So going into the end of this year we're back to about seventy thousand downloads per month or so which is picking up about a third of what we had lost over the first half of this year when we weren't really necessarily paying attention to our marketing efforts and at some point. This is kind of the challenge of an entrepreneur. When you're focused on operations that means you're not focused on revenue generation or you're not focused on marketing. And so there's always this balance in this give and take until you start focusing on honestly scaling your team in your operations so where we are halfway through this year our goals to get to one hundred thousand downloads per month. We want to have. I think i said in the beginning of the year a million point five downloads between the two shows. Were probably gonna fall pretty far short of those numbers and this we have a miraculous comeback at the end of this year but on the flip side there's a little less pressure on us from a revenue optimization standpoint because we've secured are presenting sponsor relationship obviously want to continue to grow the shell. We want to reach new audiences. We're going to continue to try to find other sponsors for our show. We still definitely have opportunities for other sponsors to reach the show but this year so far has been challenging one and honestly one that we didn't expect between almost hitting zero in our business checking account to than securing the relationship of the hub. Spot are presenting sponsor. Where a member of the hub spot network which. I honestly considered the pinnacle of my career. At this point could not be more excited to be working with the team at hubs. I'm very optimistic about how they're going to be able to help us grow our show but we're facing challenges from the marketing perspective and a lot of them are actually been with challenges and so throughout the second half this year what. I'm going to be focused on his building or architecture and infrastructure for our marketing team to do a couple of things. One one regularly generate reviews. Were building out more email communications for speakers to ask them to be the people that review our content to. We're going to be reaching out to our guests whenever we can't hey if you haven't letter of you for the mar tech podcast and you're this far into the show. Please leave us a five star review. We don't ask for a lot in the show but it really does have an impact on how this show is adopted. It means a lot to me. It helps pay for the show's content and also we're going to be doing a lot more social content. We're building out our infrastructure to not only create great show notes and quotes from each episode. We're going to turn that into social media content and start sharing it more on linked in twitter instagram facebook. so we're building out our feeds. Were also going to be building out our marketing team to help support us with not only our organic growth but maybe some of the other channels were focused on as well. So as i summarize this year. We're about halfway through. Honestly i feel grateful and happy about how the content was feel like. Our team is headed in the right way. We have hit some headwinds when it comes to marketing and that is reality as a marketer. And i guess mostly when you get to this point of scale and you're starting to be torn between revenue optimization and just growth sometimes there are trade-offs between those things and so in the second half of the year we're going to be doubling down on our marketing. We're going to be focusing more on driving organic growth. We're also going to be relaunching. our website. lots of exciting stuff to look forward to. So thank you. If i haven't said enough for being our listeners. Thank you for your ears and your time and for supporting the marquette community and or halfway through this year. we've got lots to accomplish. That wraps up this episode of the mar tech podcast thanks for listening to me ramble on about what's happening so far this year. If you're interested in getting in touch you could find a link to my linked in profile in our show notes. You can contact me on twitter. My handle is benjy shop. E. nj s. h. a. p. You could find my personal website. It's been jay shop dot com a special thanks to hub spot for sponsoring this podcast. If you're ready to align your team to a single source of truth to get a clear view of your business performance across marketing sales services the whole team hub. Spot will enable your team to adapt and evolve as fast as the changes in your market through data back decisions with powerful custom reporting and built in analytics to learn more about how you can scale your company without scaling complexity could hub spot dot com and also a special thanks to conversion fanatics for sponsoring this podcast. Look the biggest. Roi is always optimizing your own web traffic. Make the most of the prospects that are already coming to you so to get started today with conversion fanatics you can go to conversion fanatics dot com and get a free audit way optimization. Specialists will analyze your website. And give you over a dozen. Conversion boosting ideas for free optimizing with conversion fanatics at conversion fanatics dot com. Just one more link in our show. Nuts i'd like to tell you about if you didn't have a chance to take notes while you're listening to this podcast head over to marc pod dot com on our website. We've got summers of episodes contact information for our guests. We have once we newsletter and you tend to top topic suggestions or your marketing questions and will answer them. Live on our show. Of course you could reach out on social media. The show's handle is mar tech pod. Marta c. h. p. o. d. same handle on instagram twitter and facebook. Or you can contact me directly again. My handle everywhere is benji shop b. e. n. j. s. h. a. pete and if you haven't subscribed yet and you wanna daily stream of marketing technology knowledge in your podcast feed. We're gonna publish an episode every day this year so the subscribe button on your podcast app and we'll be back in your feed tomorrow morning part. That's today but until next time my advice is.

zuri Justin christianson scott brinker marquette community clorox app store Roi marquette zoe california Todd us
"about ninety thousand dollars" Discussed on Nightline

Nightline

07:36 min | 1 year ago

"about ninety thousand dollars" Discussed on Nightline

"There's no sweeter sound in the world. A melody of pure joy well sound every parent loves to hear but for kerry rory divine those precious moments with their daughter reese interrupted by the sound. Every parent dreads the kind. That hurts the matter with us today. Rave i just can't figure out what's wrong with her today. This laidback california mom and dad suddenly on a frantic search for answers trying to unravel a medical mystery sitting right in front of them and the answer could save countless other babies. I was holding her on my lap and just started crying and like saying. I'm sorry i'm sorry. Why would you say. I'm sorry you just can't help but feel like it's like it's our fault. You know a rare genetic disease and time is not on their side to you about how long it will take. It's a journey exposing cracks in medical system. Donna terry divine examining why. Sometimes there's a jal dropping cost to saving a life six million one hundred ninety three thousand six hundred forty seven dollars and sixteen using the most expensive drug in the world. Does it feel weird to you to put a price tag on something. That seems priceless. Oh it may be hard to remember. But the world reese divine was born into on the eve of twenty twenty was perfectly normal just like carries pregnancy. What was in your heart when you held it for the first time scared. You're excited nervous overall. You're overjoyed six pounds. Blue eyes ten fingers ten toes bank carrey and rory like so many first time parents falling in love while getting the crash course in life with a newborn with they did not know what they had not yet come to suspect was that they're beautiful. Growing baby girl was already losing ground and to make everything worse just three months after reese was born covid. Nineteen changed everything. There's comparisons for children because of the pandemic the only other kids we saw on instagram. And i would get fresh air. Be like baby sitting up and you know he or she is two months younger than reaced. Recess doctor diagnosed low muscle tone and put her in physical therapy but instead of getting better things kept getting worse i noticed she really wasn't moving her legs. Short legs total did not consistently here from the doctors Slow muscle tone slow development. She'll get to a milestones. you know. Don't worry you pick her up. And she slips right through your fingers because she's got no no muscle tone. It's it's like holding an a nineteen newborn baby girl day after day. Reese lost ground and day after day. Kerry search for answers. Finally getting reese and in-person exam on may twenty seventh that day. The pediatrician suspected a new diagnosis three letters. Ma the first thing when you when you look it up on. Google is most infants diagnosed worth estimate. Type one do not live past. Two years of age and i was just ninety five percent mortality rate. I was i just cried. I said i can't. I can't lose her like if we lose her. I'm i don't know what i'll do. Sms stands for spinal muscular atrophy. A genetic disease passed on only when both parents are carriers it affects the central nervous system specifically the motor neurons in the spine which impact all the muscles in the body over time those motor neurons weaken and die off causing muscles to lose strength people with us a may lose the ability to walk to sit up even to swallow And to brief carrey and rory ended up at ucla with neurologist. Dr perry shea who confirmed the diagnosis. How come it's so tricky to diagnose typically these babies when they're warned they look essentially normal. Pediatricians are often fooled. Because these babies are bright eyed. Engaging they smile at you they look at you like they know something that you don't reach not only had a semi a one of the most severe forms when we first got the diagnosis and we weren't sure she was going to be alive. I almost come to terms with faculty. Well this will destroy us. Yeah there's no no couple can survive the loss of their first. You know every now. And then we'll go for walks and i'll see like kids running around or on their scooters and kinda hits me a little hard because i know that she'll probably never do that. Do you think receive you then. Go back to sleep on. Luckily there are new treatments but they're incredibly expensive once. You got the diagnosis. What was the race against the clock like to get the treatment. We had started notice. She was declining pretty quickly. The first thing they tried a drug called spin rosza the first treatment ever approved for. It's into lightning rod through the neuromuscular community. Having a treatment was a total game. Changer each injection which goes right into the spine. Costs about ninety thousand dollars and a patient can take them every four months for the rest of their lives. Those injections bought reese precious time while they waited to qualify for a new breakthrough drug. Unfortunately it's the most expensive drug in the world. it's called zolt jemma. It targets the genetic root of may that missing or mutated gene. It delivers a corrected version. Helping the motor neurons function properly. The one time does cost two million dollars. I said tomorrow. We'll do whatever it takes to get it. I i said. I would sell my own organ. Selling kerry what immediately went to. This is what we're doing. We're selling organs. And i was like what are you talking about. The cost of it didn't really matter. Whatever it talk we were going to get our daughter this medication. Zoll jen's mma is only for kids under the age of to the thing is the earlier you get it the better it works. It's so good that if a baby's treated right after birth they could live a relatively normal life. The timing of the diagnosis critical. If estimate is suspected it is an emergency to figure that out. Kerry and rory are both working full-time both recognized that they have the privilege of health insurance. Still the approval process is complicated and time consuming about how long it will take because i think i spent just all day every day on the phone with my baby needs. This medication carries desperate and relentless appeals. Win out crazy like she.

six pounds six million rory sixteen tomorrow Two years ninety five percent Google Nineteen two months today kerry reese may twenty seventh two million dollars first treatment one hundred ninety three thous Donna terry first time perry shea
"about ninety thousand dollars" Discussed on Heartland Newsfeed Radio Network

Heartland Newsfeed Radio Network

07:52 min | 1 year ago

"about ninety thousand dollars" Discussed on Heartland Newsfeed Radio Network

"Cobb blow escobar with the home run for the diamondbacks to deep right center with the martin party on board and it's tied up with the d backs with a bomb chavez ravine to to top at a sex. They got two outs. They still have a runner on and the diamondbacks have tied it up on the escobar. Home run by the way The vegas golden knights are on power. Play right now with eight minutes left in a game and they already are winning three. Add the axelle in minneapolis in a series. That's tied one. All they is trying to seal the deal and if they scored here on this man advantage which they've got another minute ten on they score hair. You can hear the fat lady singing in the corner lights out. I reign go nine irene a not. We'll see if they can get it done here And then yeah july. Twenty four this saturday in vegas at allegiant. They're going to have that fight in. Cincinnati of the raiders. New stadium might be wonderful the able to go to the new nightclub at allegiant and see some strippers always have popcorn. You're going to go in. I love the popcorn's fantastic and the strippers journey. Jerry's world popcorn top shelf with the great fights your got right and then they they just had the cannella fight there. So that's a great place for fights. I think a legion in vegas and be a great place for that fight. I'm looking forward to seeing what happens there and to see if the actually does not not again he beat the crap out of him in that second. Fight all right. I'll see you tomorrow at four eastern on coast to coast. They still haven't scored twenty four seconds left on the power plates. Three to vegas on the twins on the wild miss something. Today's show you can find it now on. I heart radio top. That's iheartradio dot com slash. Talk a special news and updates station. You control follows i. Heart radio talked and stay in touch. Twenty four seven. Don't get the catch me at one pm and one. Am right here on sports. Pylon radio network. It's gotta be something wrong with if you don't listen to ferrall coast-to-coast at one pm weekdays and ferrall on the bench. Am weekdays on sports. Byline radio network. This is sports overnight. America usa radio news with lance pride a movement to change the map of idaho to include rural counties in eastern and southern oregon and as far as northern california is moving forward. The president of move oregon's border for greater idaho. Mike mccarter has rallied. Seven of oregon's thirty-six counties to vote in favor of considering becoming part of idaho. Not the final straw. This has been going on for several years. But it's just reaching a head right now in. The people in rural oregon are starting to speak out. Enough is enough. We are tired of being ruled by northwest oregon and their experiments their their taxes up their their their drug freedom and everything. That's going on up there and we are just crying out the let go. Laos the be part of idaho. Mr mccarter on fox news says he's ashamed of oregon social experiments. Usa radio news deb's constipation with belly pain. Discomfort and bloating kept giving her grief. She talked to her doctor to get some relief. Turns out to have had irritable bowel syndrome with constipation or ibs c. Which was a start saying yesterday. S held her. Her part one's us orlan tide is a prescription medicine. That treats. I've espn adults. When's works differently than laxatives it. Lets you have more frequent a complete bowel movements and helps relieve overall. Domino's symptoms belly pain. Discomfort imploding. these symptoms were studied in combination. Not individually do not give us two children less than six and it should not be given to children six to less than eighteen. It may harm them. Do not take lens. S if you have a bowel blockage get immediate help. If you develop unusual or severe stomach pain especially with bloody or black stools the most common side effect is diarrhea. sometimes severe. if it's veer stop taking lens s and call your doctor right away. Other side effects. Include gas cemetery pain and swelling. There could be more to your story with say. Talk to a doctor today. say yes. Lynn zest learn more at lindsay dot com or call one eight hundred l. i. n. z. E. s. sponsored by happy and ironwood pharmaceuticals peace in the middle east egyptian negotiators. Have brokered a peace deal between israel and the terrorist organization hamas leaders of the palestinian today. Two hundred twenty seven people in gaza and twelve in israel have been killed in the most recent conflict. Iowa governor kim reynolds sign legislation thursday ending mask mandates for schools in the state. The governor said the state of iowa is putting parents back in control of their child's education and taking greater steps to protect the rights of all iowans to make their own healthcare decisions and quote more than one hundred and fifty missing. Children have been found in north carolina. A few of whom were victims of human trafficking. According to police on wednesday charlotte mecklenburg police department announced more than one hundred and thirty missing. Runaways and juvenile children were found an investigation called operation carolina homecoming the operation which took place april twenty. Six to may seventh. Some of these children have missing from six months to more than a year and most were around fourteen to eighteen years of age. Usa radio news. Hi this is wyatt cox each and every day. The usa radio network produces three hours of the greatest radio programs of all time comedies. Drama suspense all their classic radio theater. Now if your radio station doesn't carry the program you can find them anywhere podcasts. Or served including iheartradio spotify spreaker to search for usa classic radio theater find it. Usa classic radio theater. You'll love it you too can get in on ford's new electric pickup truck. Jim bird from the phoenix. Usa radio news bureau reports at least twenty thousand people are lining up to buy ford's new electric f one fifty pick-up ceo jim farley telling. Cnbc that's how many reservations they got after revealing the new f one fifty lightning wednesday night. Those interested can go to ford's website and one hundred dollar refundable deposit must be made among those already. Having taken the vehicle for a spin is president biden biden visiting afford facility earlier this week as far as how that test drive came to fruition farley tells. Cnbc we showed him the vehicle confidence because we haven't revealed it and he's like i want to get in. This serves like no mr president. We don't want you to get in. He looked at me. And i said you should get an s so he jumped in the vehicle. He's playing with the technology and then in the middle of his speech he goes. I want to drive this car and everyone kind of laughed. And he's like no. I'm serious and then. I got tap on my shoulder. Hey this is the security. Said you gotta get the motorcade. We're going to take your test track. Okay ford says its new electric. F one fifty. Lightning pickup truck will be profitable when it arrives at us dealerships next year pricing for the vehicle range from about forty thousand dollars for a work truck to about ninety thousand dollars for a high end model. Amoun- line that were on. The streets of san francisco for two days has been captured and we'll be returned to the wild one hundred pound two year. Old male was found in a tree on mission street. Wednesday night. i'm lance spry..

north carolina Wednesday night Mike mccarter san francisco idaho april twenty one hundred pound six months one hundred dollar wednesday tomorrow Jim bird two days may seventh eight minutes yesterday next year minneapolis wednesday night Six
"about ninety thousand dollars" Discussed on The Vance Crowe Podcast

The Vance Crowe Podcast

04:34 min | 1 year ago

"about ninety thousand dollars" Discussed on The Vance Crowe Podcast

"Somebody's gotta to pay it off assuming that there's no we can talk about the federal bailouts and all that but to me. There's no federal bailout. Then it's the ordinary ordinary people annoy. Who are on the hook for paying back. The problem is the debts gotten so large. We've we've made the armenta wire points. There's no way to fix it without cutting that debt. Either through either through bankruptcy or through some kind of reforms and to share with the unions or through some legal mechanism to cut those debts. It so much that they're trying to make people paid off unless you build a wall around illinois people. Continue to leave when you say it's so much. Hope van that put it in. Yeah so okay. There's moody's moody's rating agency arranged. Who it is you know. They they rate illinois. There is a bad up all the pension after they official number right the state puts out official numbers. Nobody believes there too low moodysson calculation. And when you add up all the pension debts and retiree health insurance dad's which pensioners get and you have for chicago for cook county for you all every local government in the in the state at the state level. It's about four hundred twenty billion dollars. Now that's a big number but it means nothing Foreign twenty billion dollars is about ninety thousand dollars a household so imagine you're living in in missouri you think about moving to illinois. Well if you move in you're going to assume in some way ninety thousand dollars of additional taxes to pay down not for not for current services not for better roads not for not for your schools is to pay down simply the old pension debt for services all for services already. So it's ninety thousand dollars a household well think about fat. That's a massive number and the numbers actually worse than that. Why because at least a quarter of the population is in poverty. So they'll never pay into into that four hundred twenty billion dollars so that means people like me and others who have means you'll have to pay so that number what is a hundred and fifty thousand two hundred thousand per household people just won't pay not to a corrupt government that won't fix things in the numbers only grow. The numbers only grow every every year. The debts are billions more than the year before and yet the state says we always have balanced budgets. Never true So so you know the way this plays out is is that it's so much that people just fleet and when people flee it's the same amount of debt on your people and so the numbers spirals up until young i don't know do we debated detroit if they hit a puerto rico so many people leave the debt so onerous that can pay it. Yeah i mean one of the You know you. And i. Before the show talked about the peter thiel paradox in my peter thiel has been for awhile although it no longer works because people agree with me is missouri oughta just set a little money aside and wait for the state of illinois eventually crumble and then we should buy cahokia mounds which i think is a national. You know international treasurer. And do you think it will get to that point that the state of illinois will be forced to sell off important parts of it. Will they ever sell off land itself so this is where it gets complex. Cova coleman cova change the rules of the game for everything all right so here here..

ninety thousand dollars billions missouri twenty billion dollars puerto rico four hundred twenty billion do peter thiel about four hundred twenty bill a hundred and fifty thousand chicago cahokia Cova coleman illinois about ninety thousand dollars two hundred thousand per house cova a quarter of the population one
How Monster Beverage Shares Soared a Monster 100,000% in the Last 20 Years

Odd Lots

03:19 min | 2 years ago

How Monster Beverage Shares Soared a Monster 100,000% in the Last 20 Years

"This has become one of your favorite companies. Not just because the story around bro. Culture is quite interesting right now. Lots of people are playing more video games. Were all stuck at home in. So maybe wanna drink more of this particular beverage while you're gaming but also because the returns on this one have just been absolutely stunning yet. Exactly right so. The company is a monster beverage. You've almost certainly seen them like at any deli or grocery store anything. They're known for their big cans of heavily. Caffeinated drinks sugary like super aggressive label labels on them. and it's like this sort of like very like macho. Frankly bro beverage and the stock has done phenomenally well but depending on exactly what Settings you use. it's it might be the single best performing stock in history or certainly over the last twenty or so years. I figured southlake eighty-five thousand percent over the last twenty years or one point it was like it's just unreal. We're talking like bitcoin level returns actually could probably put like bitcoin indie Etf to but we're talking like a bitcoin level returns for a company that sells a sh- sugary caffeinated beverages. Right and i think when most people think about the best performing stock of the past couple of decades they're going to think about amazon or google or apple or something like that. Not many people are gonna think about you. Know a consumer facing beverage company after. Tell you something. So i don't know much about monster I've never had one of the energy drinks. Although i am very aware of the branding and advertising strategy has been a big part of their success. And i'm sure we're going to get into that on the podcast. But i have to say in the course of doing some research for this episode. I found the most amazing anecdote on read it. Of course it came from read. It changes that perfect. What what what the anecdote. So i think it was on the financial independence retirement early board but it was some guy who said he invested ninety thousand dollars in monster energy drinks I think this was in two thousand ten. He posted and he said he'd invested five years ago so basically he had a five hundred percent increase on that ninety thousand dollar position which made him a millionaire in the space of five years and the best part of it was he wrote that in two thousand ten everyone on the message board basically said you are absolutely crazy. I can't believe you have this huge chunk. Appoint foley of your portfolio in a single stock. You need to sell it right now. And of course had he held onto it at. I don't even know what it would be worse now but like the big spike in monster energy came after two thousand ten so you can only imagine what ninety k. Invested back in two thousand five with look like after a fifteen year. A monster run in monster energy. It's really incredible. I mean it's like one of these charts where you just like slice it up. And you're like holy crap. These amazing returns and then you zoom out and looks even more amazing. It's just. It's just

Amazon Apple Google Foley
"about ninety thousand dollars" Discussed on Casual Fridays REI

Casual Fridays REI

05:21 min | 2 years ago

"about ninety thousand dollars" Discussed on Casual Fridays REI

"When you're new you gotta learn all this stuff and your first one may be a success but might not be. It's gonna take a second one you got to get better at it and your third one you better fourth fifth sixth seventh eighth ninth and before you know it like because you've been persistent because you didn't quit because you learned what you did now said you know you're you're right you're on check. Yep it's and there's there's a couple of things you you have to be persistent in your. How do i put this in what you can actually handle. So if you're in this is kind of one of those things that you like with justin. You fund a lot of deals. Yeah and pretty strict. On what i do this. Now there's probably fifteen or twenty other guys that fund deals but i'm pretty set on what i will fund and what i won't fund but if you're going to mail like i and i and i just comes from example had a newer guy that did some One on one training he did. He did the that went on onto a training. Got everything up. Ramped up really fast. Did a really good job in generating some leads and he generated about ninety thousand dollars in equity in a month. Perfect right. sounds good when i talk about it like that. But a couple of these deals were twenty-five sell for forty. It's not a deal. I'm going to fund. I would probably do that deal on my own. But i'm not gonna fund it and he. He didn't do it he just he stopped didn't buy it because it was freaking him out he didn't have the you may not have the twenty five thousand dollars or you may not have had the money to do it and so he got himself in a situation where he's like it doesn't work. Do generated ninety thousand dollars in equity all you had to pull the trigger and so when somebody says it doesn't work i can't get there..

fifteen twenty five thousand dollars ninety thousand dollars twenty-five forty justin third one twenty first one about ninety thousand dollars second one one of those things fourth fifth sixth seventh eig a these deals One
Catfisher posing as Bruno Mars scammed woman out of $100K: Cops

Mason & Ireland

01:04 min | 2 years ago

Catfisher posing as Bruno Mars scammed woman out of $100K: Cops

"Good cat fishing story here. Sixty three year old texas woman was tricked out of one hundred thousand dollars fishing. Khan who convinced her that she was dating bruno mars. The victim told police that she created an account on instagram in two thousand eighteen in search of companionship and then somebody claiming to be mars contacted her court documents state that the woman fell in love with person that she believed to be mars after he spent three months sending her dozens of photos of the grammy winner while he was on tour de catfish or even promised her that he would quit his current tour to be with her but he never did then. The scammer began requesting money from the woman. I asking her for a ten thousand dollar check for tour expensive. oh. I don't know why. Bruno mars would need ten thousand dollars for tour tour. I digress two days later. He allegedly hit her up again for money asking for ninety thousand dollars. The cat fisher is now in custody and has been charged with a third degree felony of money laundering.

Bruno Khan Texas Grammy Bruno Mars Fisher
Why Nursing Homes' COVID-19 Legal Shields May Interfere With Other Cases

NPR's Business Story of the Day

06:27 min | 2 years ago

Why Nursing Homes' COVID-19 Legal Shields May Interfere With Other Cases

"You listen to podcasts. In twenty seven states nursing homes have gotten special legal protections during the covid nineteen pandemic that means in most cases families can't sue if someone they love got sick or died at one the nursing home say they're doing the best they can and they need those legal shields but that also may stop people whose injuries have nothing to do with covid from seeking justice in the courts. Noel talked with. Npr's jaffe been looking into this. Why were these laws passed in the first place. You remember that. The corona virus outbreak started as far as most people were aware in a nursing home and currently long term care facilities account for more than a third of all deaths from covid nineteen nursing homes were caught scrambling for personal protective equipment. They were shifting recommendations of how contagious disease was and the industry made a case that they shouldn't be held responsible for dealing with this moving target. Are there any lawsuits pending against nursing homes relating to covid or did these immunity laws. Basically finish them off. While there is one in durham north carolina. It's questioned whether it's related to covid. Possibly it's the first of its kind involves the death of a woman named palestine house. Her daughter lisa set her. Mother's death had nothing to do with corona virus. Her mother had a pressure ulcer or bedsores there commonly known she'd had it since december of twenty eighteen and it just got worse. It became infected. Lisa how said she begged traber and rehabilitation center. Send her mother to the emergency room but they assured us that they could handle it. Lisa house and her three sisters had their doubts and their experience traber and rehabilitation center. Didn't seem to be able to handle much on a scale of one to five stars. The federal government gives traber and just one it also gets below average ratings on the ratio of nurses to residence. The government has find traber. Almost one hundred ninety thousand dollars in the past three years. We were there a lot and we found ourselves having to bathe her just general things they were supposed to do. We'd come in several times when she hadn't been fed her just sitting there. The house sisters hadn't had a lot of luck with nursing homes. In general trae burn was the third one they tried. It was close to where they live so the sisters could visit often but it hardly mattered. One families were locked out of nursing homes in march. Everything got harder and took longer. Palestine house needed specialists in wound care and iv antibiotics. Lisa house had her mother's power of attorney again. She begged trae burn rehabilitation to send her mother to the emergency room where they could find the specialists. She needed again. She was turned down their excuses. Were well the hospitals not taking new patients because of covert and she would be safer she stayed here and the facility is equipped to take care of your mother and none of those things turned out to be true. Palestine house died a train rehabilitation center on april fourteenth. Twenty twenty one month later. North carolina passed a sweeping liability shield for long term care facilities. The nursing homes with rare exceptions were immune from lawsuits. The measure was made retroactive to march tenth. Lisa house and her sisters decided to suit rayburn. Anyway elizabeth todd is their attorney. Palestine house did not have to die in that way or at that time and for the legislature to say that the nursing homes need protection in the middle of a pandemic not the nursing. Home patients is outrageous and it's unjust north carolina's immunity law lasts until the pandemic is over. Todd is especially worried that the law gives the free past nursing homes with low staffing trayvon and so literally the nursing homes can take their own understaffing their chronic understaffing and use it as a shield to prevent any liability at all during the covid pandemic through their attorneys train. Rehabilitation center declined comment but for many in the long term care industry. These immunity measures are welcome. Relief says dave voelpel. Ceo of the zona healthcare association. Arizona governor doug ducey was among the first to sign an executive order granting nursing homes and assisted living facilities legal immunity and for that we apart him. Because that just takes a little bit of pressure off. Though paul says it allows facilities to focus on what's most important we need to worry about. Keeping covert out of the building that sometimes that cuts into the bottom line says bubble take for instance one hundred bed building and they really have fifty rooms two beds per room that to keep infection from spreading those double rooms may have to be converted to private rooms. So revenue is cut in half. It really takes its toll on the business side of the ledger. Long term care facilities face a crisis if existential proportions says mark reagan the attorney for the california association of health facilities that's because liability insurance are excluding things covert when they renew policies which would mean that any claims made regarding covert infection would be subject to exclusion and no insurance coverage congressional. Republicans wanted a national immunity law but dropped as part of the deal for the latest coronavirus. Relief package reagan. Still has hopes what we're merely asking for is stats caregivers. And their employers. Don't get punished for doing the best that they could. Under the circumstances. I imagine that the family of palestine house doesn't in fact the nursing home was doing the best it could for their mother. Well right there attorney. Elizabeth todd points out that one of north carolina's immunity criteria is that facility must be acting in good faith and she doesn't see how can argue that they did that. So where does

Traber Lisa House Palestine Trae Burn Jaffe North Carolina Noel Elizabeth Todd NPR Durham Trae Rehabilitation Center Dave Voelpel Lisa Zona Healthcare Association Doug Ducey Federal Government
21-year-old man charged in shooting that killed 11-year-old in west Houston

The Michael Berry Show

02:29 min | 2 years ago

21-year-old man charged in shooting that killed 11-year-old in west Houston

"Seventy one years ago today. All audits lead singer and lyricist of free later. Bad comedy is born. In middlesbrough england desmond. Hawkins is twenty one years old. He was just arrested for murdering a forty one year. Old man and an eleven year old boy desmond. Hawkins was free on bond for a two thousand sixteen capital murder which came during the commission of a robbery so he's already been caught for another murder but he was freed he was granted the ninety thousand dollar bond in december of last year. So for nine thousand dollars he could get out and kill two more people. 'cause you only pay ten percent of the bond out wile on bond for capital murder this sweet desmond. Hawkins violated his electronic monitoring conditions in september. So he's accused of committing a murder credibly so he's got an ankle monitor to keep him because we can't we can't hold him he might get to cove it and he's got lots more murders to commit as he show so we'll put an ankle monitor on him deals with these side hustle with these ankle monitor companies. So we'll give him an ankle monitor so he had run the girls in and out of his apartment wherever he is or his baby mamas apartment. When she's not there. I guess they they come in and out. And so violates those conditions back in september so surely we went and arrested him then because he violated the terms of his bond. Well a bond violation report was filed but no action was taken

Desmond Hawkins Middlesbrough England
Kelly Loeffler's Atlanta mansion 'Descante' mysteriously dropped in value by millions of dollars, giving her a tax cut of roughly $88,000

The Young Turks

01:45 min | 2 years ago

Kelly Loeffler's Atlanta mansion 'Descante' mysteriously dropped in value by millions of dollars, giving her a tax cut of roughly $88,000

"Republican senator kelly law flers multimillion dollar home rapidly depreciated in value resulting in a much lower property tax bill. Now no one can explain why especially at a time when all of her neighbors property values went up She and her husband had pumped money into remodeling this extravagant mansion. And usually when you do that the property value goes up. But i'll give you the details and you decide for yourselves. If something shady is going on leffler in her husband. Jeffrey sprecher bought a fifteen thousand square foot atlanta mansion known as discount for ten point five million dollars in two thousand nine the value of the estate as praise by fulton county government officials for the purpose of calculating annual property tax stews. Remain the same for the next seven years but then something weird happen in two thousand sixteen. The praise value suddenly plunged to four point. One five million sixty percent decline. So how does that translate to lower property tax while property taxes of course are calculated based on the value of the home and if the value of the home goes up your property tax bill goes up and if it goes down of course your property tax bill goes down now. Originally they were paying two hundred thousand dollars annually to the city and county governments in property taxes. That in two thousand sixteen after their home's value dropped. They paid ninety thousand dollars since then. The appraised value of their home has risen to roughly five million. But they're still paying about eighty thousand dollars less a year than they did when they first bought their home

Senator Kelly Jeffrey Sprecher Leffler Fulton County Atlanta
Tory Lanez pleads not guilty in Megan Thee Stallion shooting

Mojo In The Morning

00:31 sec | 2 years ago

Tory Lanez pleads not guilty in Megan Thee Stallion shooting

"Tori lanes back in court yesterday for shooting. Megan thee stallion he entered his plea of not guilty. Now the la county da's office hit him with one count of assault with a semiautomatic firearms. One count of carrying a loaded unregistered firearm in a vehicle. Also alleged that tori inflicted great bodily injury on meghan again. He pleaded not guilty. He already posted that one hundred and ninety thousand dollars bond. He's been ordered to stay away from her. He is facing twenty two years and eight months behind bars if convicted

La County Da Megan Tori Meghan
Debt Is Never the Answer with Dave Ramsey

The EntreLeadership Podcast

05:54 min | 2 years ago

Debt Is Never the Answer with Dave Ramsey

"My twenties, I believed what a lot of people believe. The borrow money to make money. I got a degree in finance and the power of leverage and the simplistic formula that if you borrow at one interest rate by percent, four percent, and you reinvested, and you make ten or twelve percent that you're making the spread. That is simplistic, primitive wrong, but I believe that lots of people quote that to me on twitter. to show how ignorant I am that I just don't understand the power of leverage, but I do understand the power of leverage and. Four million dollars worth of real estate until I was twenty four and twenty five years old, and I bought it right so I had a net worth of a million dollars, which means only owed three million on the four million and make a couple of hundred thousand dollars a year flip in properties and doing things, but leverage is a two edged sword, and people never talk about the other edge of it. They always. It only works when it works. Marring money only works when it works. And so, what happened to us was we went broke because the bank called her notes, and we didn't have any liquid. We didn't mean money. We weren't laid on the notes. They just panicked. hysteria tax climate that we were in the presidential climate that we were in and called. You know, look around. Song is ninety short-term notes for flips, and they call them, so we spent two and a half years losing everything we own well in that process I had a an existential crisis. And everything that I believed evidently was wrong. Yeah, and so I went through this whole thing of my intellect, being crushed and questioning and as a Christian I was met God on the way up I got to know him on the way down, and so I started studying biblical finance, and I found the borrowers slave to the lender, and I found one hundred percent of the references in the Bible to dead or negative. And so as a believer that puts a challenge against your finance degree. Yeah, no kidding and you go okay. Somebody's wrong and somebody's right because they're two polar opposites, and you can't just say well, you know sometimes. It's not sometimes in the Bible. And it's all the time in the finance classroom. That's right that you borrow, and so I had to really took me why at first I was in a position and that I just bought it based on my faith. Okay, I don't borrow money. God said. Don't borrow money on. Borrow money period. And then over time I've started understand the intellectual reasons for that the mathematical reasons for that and so I don't borrow money by basically when you borrow money, you increase risk. and. When business people say zero. Five hundred thousand dollars to buy this piece of equipment. They do not. Ascertain risk. They say I can borrows money at six percent and I can put the piece of equipment to work and I can make twelve or fourteen percent on my money, but that's only if everything goes perfectly as it did in your head, and it never goes perfectly business about ninety percent of my ideas that I think are brilliant that I bring to the market. It suck. And borrow on them. It destroys. My life doesn't work, but I think this is a pretty everyone sees you as the guy on the cover of the book cutting up the credit card and the guy that's yell at people for taking car payments, but we don't always address the topic of debt for business. What you're saying is that the same principles apply to how you run your business as how you and your personal absolutely, and if you to look at it through the faith lands, you can't find it in scripture if you WANNA look at it through an intellectual Lens. Let's actually do real math in a real business case. Okay, if you get a finance degree and you get licensed. Licensed in securities like I have been, and you've been in that world. We know in that world that we do not compare a high risk. Mutual Fund apples to apples with a low risk mutual fund. There is a measure of risk mathematically. It's the height of the valley, the height of mountain if you graph it if you see the waves graph in your mind right now, the ones that are straight up straight down have a higher Beta. A Beta is a mathematical statistical measure of risk Okay, and so we know that you can take the bait drop it under the line, meaning an inverse mathematical formula and being complicated here, but the point is, you can intellectually look at this. So when you add risk when you adjust for risk, you can compare these two mutual funds apples to apples. By putting the Beta, underline yeah, inverse relationship, so you're adding risk into your math formula so that you can accurately look at the situation. Most people ninety eight percent of the business cases that entree leaders have brought to me and supposedly sophisticated people who criticize me on blocks. They do not have any measure of risk in their formula. They're not saying what happens if this happens, what happens if there's a move in the marketplace what happens if a customer doesn't pay me, what happens if it doesn't sell like? I think it's going to sell, and it can be something as simple as that guy borrowing ninety thousand dollars to buy a dump truck. And it's GonNa work out I'm GONNA saw him on a whole lot of stuff dump truck. We can't get loads. Fuel prices go up insurance prices. Go Up. He has wreck here about any of those things, and so he says I'm GonNa make money by borrowing money, but there's no mathematical measure of risk in that formula, and when you insert risk into your leverage formula, the benefits of Leverage go away. They dissipate. So turns out. We can mathematically prove that God was right. socking. I mean that's what it comes down to so present this. A bunch of MBA's at Vanderbilt spoke to him. Ba Group over there and they were looking at me like German shepherds Oh. That's what I was GONNA say. Lou because nowhere in academia. Does anybody talk about this?

Mutual Fund Twitter. LOU MBA Ba Group Vanderbilt
John Redman of Viper Aviation on How to Build Your Own Plane

STRUCK: A Lightning Protection Podcast

03:05 min | 2 years ago

John Redman of Viper Aviation on How to Build Your Own Plane

"John You got a new aircraft company. So tell me a little bit about it. Yes, it's Viper Aviation. We custom build. Rans s twenty s twenty one experimental aircraft customers as well as painter place for people. We also have an ECOMMERCE store that delivers five fiber fiberglass air mid materials to fix your cowlings wheel pants, wing taps wingtips. Excuse me any art of your. Crap sell everything that as well. So basically, if I was some rich dude or semi rich dude, I wanted to build aircraft I can do myself, and then probably crash into the ground or I can call someone like us at right. Hopefully, not but the the experimental aircraft. The kids out there. Understand they're pretty much designed to be built by the guy who can change the brakes on his car. You can follow instructions. You can build your airplane. Were a lot of people. It becomes a daunting task in the electrical part of it and the paint because you're gonNA drop seventy or eighty or ninety thousand dollars on an airplane. You want it to look good the FBI but the lipstick on a pig as they call it very well, and the other one is people. Sit Down and ten to find very daunting situations. They're putting something together and they train reengineer it in their head. You need to understand that the manufacturer has done that trust what he did in. Just put it together as a set. All too often. People tend to go a little overboard. Yeah, so let's talk about the experimental aircraft sector general because. You know you're a crew chief in the air force on F16's in F. One seventeens How Complex are these planes? So you say like someone who can change their breaks can build their own aircraft. There's no. There's failsafe like when you're up in the air. I mean seems like a very different like you said daunting task. So what? What is the the climate of the experimental aircraft sector? It's it's. Very large continues to grow everybody who's flown in airplane? It's amazing. Most of intend to start in modeling. It's children whether it was building. Plastic models are flying radio, controlled models or control line type models, and it's interesting. How many people had the desire to once possibly build their own airplane? Experimental world is a world of about ten million. Customers out there. and. They just they wanted they to take the plunge. This I can do this I can change the brakes on my car and I really build the airplane, and of course the Mansoni kisses. Absolutely. We got the best instruction manual out there while we offer, you is a builder. Assist Program where you come and spend three weeks with US and build. You're playing with a team of MSA highly trained professionals. Learn processes in programs in the military that taught me how to maintain fighters at five hundred knots five hundred feet above the ground. In nine Jesus put bombs on target never lost a pilot end. Don't intend doing today. It's not difficult at. It is different than the standard processes somewhat.

John You United States Viper Aviation FBI F. One
Sales of existing homes plunge 18% in April to 4.33 million rate, slowest since 2011

Press Play with Madeleine Brand

00:50 sec | 2 years ago

Sales of existing homes plunge 18% in April to 4.33 million rate, slowest since 2011

"Reporting the economic freeze in the United States delta blow to the housing sector last month NPR's Chris Arnold says sales of previously owned homes plunged eighteen percent home sales tumbled back to the pace that they were at in two thousand and ten but for those that did sell prices remain high in many areas due to a lack of supply of homes on the market the median existing home price nationally with about two hundred and ninety thousand dollars in April that's up seven point four percent from a year ago that's according to the national association of realtors which expects that record low interest rates will remain in place for the rest of the year he added that that will help home sales rebound as state economies re open the group says more listings and construction will be needed to put the brakes on prices which are getting harder for many first time home buyers to

United States NPR Chris Arnold National Association Of Realto
Erics Favorite New Growth Strategy of 2020 (So Far)

Marketing School

03:02 min | 3 years ago

Erics Favorite New Growth Strategy of 2020 (So Far)

"Welcome to another episode of Marketing School. I'm Eric Su and I'm Neil Patel and today we're GonNa talk about Eric's favourite new growth strategy of twenty twenty so far so what we're in April of twenty twenty? We haven't really been through a lot in terms of business so far in the year but Y- let's talk about it. So what do you enjoying so far? What's your favorite strategy this year? I think you know the favorite strategy for me is continually testing with podcast. Right giving example. I'll use the other podcast leveling up as an example. So you know. We've talked about the power of subscription. You know. We talked about how we monetize this podcast. We have ads. We have our event. And then there's other elements that we're testing in the future as well such as potential educational component to it but also a subscription component that. I'm testing myself to see if the number actually workout so I am seeing promising results so far we have about six customers. Which is it doesn't seem like much. Break down the numbers for you. So on the leveling up podcast. Let's say I have eighty thousand eighty to ninety thousand dollars a month and we'll say about ten percent of those downloads are my true audience right. We're trying to be conservative here. So ten percent of eighty thousand eight hundred correct so on eight hundred what I'm trying to convert people into a subscription is. I'm trying to prove that one to two percent of my audience will convert into becoming a paying subscriber if those numbers proved to be right because those are the numbers that were shared to me from a company called Super cast they say most of their podcasters subscriptions about one to seven percent of their audience. They're true audience will convert into paying subscriber. So I'm just trying to map out from a business perspective if this actually works right so far what I'm saying is we're approaching about one percent of the eight hundred and I think we're going to get beyond that because I have about seventeen days to go and this month so I think the macro strategy here is this. You think about craters. A lot of people are talking about the creator economy. A lot of these venture capital firms are trying to invest into influencers. You look at the Kylie Jenner's of the world. They have a very big platform. People can argue that sure. She's famous for being famous. Her mom propped her up. Whatever what you can't argue with his she worked her butt off to get to where she is which is billionaire status but she's leverage influencers status to get out there and so a lot of these see firms are looking at you. Know She's a good example like you know. I really want to invest in influencers. Figure OUT HOW TO BETTER HELP THEM. Add value to their audience and also better monetize at the same time so description economy if that works out on the the leveling upside then we might consider rolling out a subscription potentially for marketing school as well wishes basically. We might be like fifteen dollars a month and we might say. Hey we'll give you an ad free podcast. We will also give you some courses and we'll give you a monthly. Asked me anything where you can ask? Neil night anything for an hour or so and you know for fifteen bucks a month. If that's valuable to you what you do it question for you guys is if you find that valuable tweet at me at Erico sue because we're still testing this right now but so far. The results are promising. I'm seeing everyone else do it? I want to make sure double check if it works on my end before we even think about it here

Kylie Jenner Neil Patel Eric Su Marketing School Twenty Twenty Erico
Solvable Presents: Help in a Crisis

Solvable

07:38 min | 3 years ago

Solvable Presents: Help in a Crisis

"Hi It's Michael Lewis here. I'm nearly finished with the next season of against the rules. It's like last season in some ways. I'm talking with people about inequality in American society and what it's doing to our idea of fairness but this time only telling the story through the Lens of coaching and coaches the edge that coaches can give people and who doesn't get that edge in our society as we all know things are not normal right now. That's why we're bringing you this extra bonus episode. I guess I should. I say I'm still alive and so far disease-free but I've been doing a lot of interviews lately with people who dedicated their careers to helping other people. This is an especially good time to be talking to people like this. So you're GONNA get to hear a couple of their conversations right now. Here's a guy whose work is also really relevant right now. His name is Jimmy Chen and he left behind a fancy career in Silicon Valley to build an APP which is called fresh E. bt it helps people on food stamps. Well let's actually formerly known as the Supplemental Nutrition Assistance Program there about forty million Americans who accesses program. They get funds once a month on a car that looks more like a gift card than an ATM card. And most of the state programs don't have an easy way to let people know how much is left on their car. They don't even know their balances. So it's it's hard to budget and make smart decisions. That's a problem at anytime but it's a huge problem right now with so much food insecurity in our economy and Jimmy's got a solution. Jimmy thanks for joining me so Are there peculiar anxieties? That you sort of saying in response to this virus in the population that you serve. Well we've seen a lot of people concerned about not being able to purchase more toilet paper and I think that's the thing that You know people are often cracking jokes about in the general population. Why are you stocking up on toilet paper right now but when we talk to our users about that specific situation they actually have a very real need there for a lot of our users. They can't afford to purchase things like toilet paper in bulk and so they are purchasing toilet paper every time they go grocery shopping or on a very frequent cadence and so if the grocery store is sold out of toilet paper. That's a real problem because they don't have a backup supply that they can use and so a lot of people are really worried about that. So it's interesting because no one has explained to me why the that shelf and no other shelf in the grocery store. Except maybe the disinfectant shelf is empty. Yeah I mean. I don't know which way the flywheel started on this particular one but I know that for low income folks who maybe haven't had the resources to go out and stock up on Toilet Paper. It is a different level of scary. Okay so let me back up a minute. Let's just start a little bit about you and what you do like what your company is short. So I'm the founder and CEO of propel were technology company that aims to help people who are low income. The United States to navigate safety net programs like the food stamp program to improve their overall financial health. We build a free smartphone. App called the fresh UBT APP. That helps somebody who gets food stamp benefits or snap benefits on an e bt card to see how much they have left in benefits but also to connect to a variety of different social services to save money and to find different ways that they can earn more cash. Are you already seeing an uptick in users in response to what's going on in the economy right now we are seeing about thirty percent more usage each day than we normally do and to be clear those are for people who are already using fresh bts so we have also seen a lot of stats about how enrollment in the food? Stamp Program has gone up dramatically over the past week but the weight of the Food Stamp Program has actually structured. Those enrollments don't become actual cases usually for about a month and so we would see that a month later as people enroll in the program. So you're always seeing. What are you imagine is going to happen over the next few months? Well I think there are a couple of different populations that are worth thinking about here. The first are the people that are already getting food stamps. Now so you know there are forty million Americans priors took ovid and all of this crazy pandemic stuff there. A forty million Americans that were already struggling to make ends meet in a normal economy These are the folks that are already using the food stamp program. The majority of them are working and have children Just trying to pay the bills so those are the people who use fresh. Et now and they're facing a very specific set of challenges as this is kind of the financial shock that is really putting the behind. There's a separate set of Americans that we can also talk about the the people that are probably one or two tiers of income higher than that Maybe have a little bit of savings cushion but not a ton and as a result of the economic shock. Here they're the ones who are newly applying for the program so I think those two groups are GonNa have different types of outcomes but face the same challenges but how big is that kind of food stamp adjacent population. Well there's that popular stat. That forty percent of Americans can't afford four hundred dollars shock right now. These are all of the Americans that are living paycheck to paycheck. And it's not necessarily the case that those folks are all very low income you could be making seventy or eighty or ninety thousand dollars a year and still be in that population of not being able to afford a four hundred dollar shock as we've spoken to our user base about what the past week has been like We have heard from people that eighty eight percent of people who get food stamp benefits. And we're working have had their hours cut or lost their jobs entirely and of those eighty eight percent the average amount in job earnings. That has been lost is five hundred dollars. So we're talking about this. Four hundred dollars shock. That was going to send people over the cliff. That shock has happened right so it makes what you do even more important. Yeah that's right I think broader than propel the reason I started propel. Was this notion that we have a safety net here in the United States. That people who go through financial hardship have a variety of resources provided by the public sector and the private sector and those resources are aimed to help people in financial need to get back on their feet and more broadly. I think you know this whole Kobe. One thousand nine mass is a real test of our safety. Net in the United States of NACHOS programs like food stamps or programs like Medicaid and unemployment. And so on that also have to pick up the slack and are seeing tons of more traffic these days as people are looking to these safety net programs to help them to get through this really unusual time. Alan good you start the company. I started the company about five and a half years ago. How did this happen? Well I grew up in a loving and supportive family that also experienced a financial shock and had trouble putting food on the table. I think most American families we were sort of on the edge financially and then when my dad lost his job when I was about ten we had a few years of just really tough Financial Times. I was fortunate to go to college on a full scholarship on financial need and then spent a few years working in different software companies in Silicon Valley after I graduated from college and one of the things that just really struck me after spending years working in Silicon Valley and these companies. Just how people solve the problems that they understand. And that's by enlarge the reason why so many products that come out of Silicon Valley are solving the problems of twenty to thirty year. Old Men. Yes who live in cities and have gone to College? Are there's a demographic biased to the software that we create due to the problems that tech entrepreneurs

Silicon Valley United States Jimmy Chen Michael Lewis Founder And Ceo Supplemental Nutrition Assista Ovid Old Men Alan
Hi-Performance Heritage - The 1968 Dodge Scat Pack

Talking Mopars

09:16 min | 3 years ago

Hi-Performance Heritage - The 1968 Dodge Scat Pack

"WELCOME TO TALKING. Mo- parts high-performance heritage man. The world is crazy right now folks. And if you're like me you're probably sick of hearing about the worldwide. Corona virus pandemic. Here's the good news. There will be absolutely no fear. Mongering Kovic nineteen talk here today. I hope you're staying healthy and safe and I'm here to give you a little escape from the chaos by talking Mo- parts with you together. We'll try to get our minds off of all this craziness. Twenty twenty and talk about what I believe to be the greatest year in mopey history nineteen sixty eight. The year that Dodge introduced the scat pack to an entire generation of horsepower junkies and change. The world of MOPE ARE FOREVER. There are just certain aspects of Mope our history that truly made a significant impact and the scat pack of nineteen. Sixty eight is one of those things but before we get started with project carved the week rev up the show with high performance parts get moving with listeners stories and shut down the show with high-performance. Heritage. There are two things you need to know number one Chris at talking Mo- Parts Dot Com. That's my email number two two zero nine. Twenty eight Mo par. That's my voicemail. Your voicemails will be shared on this show so please keep them appropriate. And so will anymo- par stories sent in for listener stories. I'll even share the emails that I think would make fun conversation on the show now that we took care that business. Let's get this show on the road. This week's project car of the week was the nineteen sixty nine. Plymouth road runner posted on the moped. Hunter Page Friday March twentieth at nine. Am here is the at Nineteen Sixty Nine Plymouth. Road runner numbers matching Bucket Seats Center Council. Hearst four-speed three eighty three and ninety six package original rims and build sheet runs dry scraper. Twenty five thousand. Five hundred or best offer not interested in low ballers condition is listed as good an title status listed as clean located in Webster. New York. Here's the thing folks. I like this car. It's numbers matching. It's got you know some desirable options the bucket seats center console. It's a four speed. It's got the end ninety six package and the guy's got to build sheet. He claims that it runs and drives. Great those are all good things and for twenty five thousand you know. I think he may be a little bit high on the price. The color of the car is kind of like a dark Emerald Green which? I don't believe it was a factory color looking in the engine bay. I see that it's kind of like a flat black. So that's one thing that annoys a lot of people for me. It doesn't bother me that much unless it's a fully restored car and they cheered out on the pain on the engine bay and they went black. I don't really like that. But you know a driver quality card no big deal. That can always be changed later on down the road. The car is cool. It's got the factory tack you know. Obviously bucket seats the console. Those are all great options and ninety six. Who who doesn't love the Air Grabber Hood? Come on and it's got that coyote duster air cleaner. The car looks to be in reasonable shape. If you look at the pictures of the guy posted the car does not look like a rob box. So that's a good thing. I think that this car has a really good bones and for twenty five thousand five hundred. I think there's a little bit of room to work there. I would like to see the price around eighteen thousand. So that's seventy five hundred off which is a fat chunk of change. Let's be honest so you know around. Twenty two is probably realistic. Twenty three twenty four. Maybe I don't know but for me. I think it's a great idea to spend low to mid twenties for running and driving car that you can enjoy so this is definitely a car that I think would be a good car to consider if you have that kind of money to throw around in a moped project because running and Driving Project. Cars are amazing. Why because you can enjoy while you're restoring them or modifying them. Whatever the case may be so. I think this is a great example of a you know reasonably priced project car and it is numbers matching which is desirable. And it's got to build sheets so that's cool so you know. It does have a picture of the fender tag here in the fender tag. Looks rotted so. Hopefully you know with the information on the build sheet and the original fender tag may get a re- pop vendor tag made and enjoy the cars restore it. He's got some pictures of the underside. The underside looks pretty clean. Doesn't look like there's any cancer. Even the trump pam looks really good. So I think this is a solid car to start with especially if you don't want to invest ninety thousand dollars on a restoration this has really good bones and it's always a good thing to start with a project that has good bones because then you're not doing a bunch of metalwork on it and you can focus on the things that really matter getting it running and driving tiptop condition. You know this guy says it runs drives great numbers matching. You WANNA preserve that. Engine so Mike for me. If I wasn't going for a Oh e quality restoration and I just wanted to drive the thing. I just drive the thing you know maybe pull the original engine out and put something else in. That's von and maybe just start with restoring the engine you know if what you're looking for is an OEM quality build start with the engine get that restored and then slowly work your way to the point where maybe it's time to tear apart the car and do the paint and body work. That's necessary to get it. In Primo condition. I liked that the seller shared the Haggerty Vehicle Valuation report that says Twenty eight thousand two hundred on in very tiny apprentices average value. He shared that as like a selling point that prices based on opinion desire ability. And all that stuff. He's asking twenty five five haggerty's average values twenty eight to I still think. Lower Twenties would be a great price for this car. But I also wouldn't have a problem paying you know around mid twenties for it just because it is numbers matching. That's Kinda hard to find in today's market for a reasonable price. And you know some people say you know twenty five thousand dollars. That's not a reasonable price. Okay that kind of money. Well then maybe you should look at something a little bit lesser than a sixty nine road runner decent quality roadrunners and any decent quality be body. That's somewhat desirable. 's GonNa Fetch a lot of money in this kind of condition and you know that's another thing what what is a lot of money you know is five thousand dollars a lot of money because I see a lot of cars that probably were ten grand that people are listening for fifteen to twenty and the potential buyers are lookie Loos. What have you will say? Oh that's a thousand dollar car. Well is it. Is it a thousand dollar car? Do you know what I mean. So pricing and the Mo par market right now is kind of iffy. You see a lot of different people that say vehicles are worth a tenth of what they're actually worth and then you see guys that will say you know. I pay that for car. That's clearly not worth the amount that is being asked. So there's a for every seat folks and you know. Some people got fatter wallets than others. My Wallet is Slim Pickens. It's gone on a series diet as of you know and I say Oh yeah. I would buy that if I had the money. I don't have the money so me saying that. It's kind of like saying yeah. I'd I'd buy a charger Daytona with a Hemi. If I had the money you know what I mean so take what I say with a grain of salt but I've seen you know hundreds maybe even thousands of these cars were sales since two thousand fifteen when I really started doing a deep dive into posting all these cars and finding them and seeing the values and you'll hear stories about guys that go and pull you know roadrunners out barnes. You'll see oh. They paid five thousand dollars for it and restored. The car is worth fifty thousand or whatever? I'm just throwing numbers out here. But that's uncommon. That doesn't happen every day. So you can't really base values of cars on prices from back in the eighties and nineties. Okay it's not the eighties and nineties anymore. We need to stop thinking like that. These cars the numbers are dwindling. Every time a car is found in a barn in a field in a old garage. That's one less to be found. The market's really interesting and it really is hard to predict but I will say that they're never gonna be as low as what the eighties and nineties were. I don't care what happens in the economy. This economy could tank six feet in the ground. And you're never gonNA find a charger for five hundred bucks and if you do get on the show. Let's talk about all right because I like hearing those stories too. I have buddies that have paid crazy prices for really cool. Be Bodies and bodies. You know. They're out there. I'm not saying that they're not out there. But the chances of you running into one for that cheap pretty slim and if you do there's a lot of guys that will triple your money right away. You know what I mean. So if you're looking for a quick investment car. Let's say you find this car that I'm talking about here on project car the week and once five grand for it. Well I'm looking at the car and I'm saying you know eighteen grand would be steel. In my opinion you get this car for thousand and you could easily flip it for fifteen. That's a ten thousand dollar come up. That's ten grand right in your pocket. It is what it is. So that's project of the week. Nineteen sixty-nine Plymouth road runner for twenty five five air. Grabber car numbers matching three eighty. Three four speed. What do you want consul? This things got it all. Let's try to get it for less than twenty all right. That's project car of the

Plymouth Road Runner Twenty Twenty Nineteen Sixty Nine Plymouth Bucket Seats Center Council Dodge Mopey Slim Pickens Haggerty Vehicle Valuation Hearst Chris Webster Haggerty New York Primo Mike Daytona
GameStop Stock Down on Q3 Loss

MarketFoolery

04:05 min | 3 years ago

GameStop Stock Down on Q3 Loss

"Here's my question about game. Stop and I will preface this with a couple of data points. This is now this is now needed. An extra brass steel myself for what is about to come. Despite the overwhelming and growing popularity of video games game stop is a retailer with more than fifty seven hundred physical locations worldwide worldwide and a market cap. That is now under five hundred million dollars. So we're valuing this business at roughly ninety thousand dollars per location and under unlike children's place which you can look at five year chart of children's place and say okay. It's not a great great stock but it's basically flat over a five year period. Game Stop is down. Eighty five percent over the last five years. Here's my question. Is this still. Is this a business. That is so odious that even activists investors want no part of it whatsoever because I'm not an activist activist investor. But I could just say right off the bat. Hey you might wanna close some more locations you might WanNa get to say. Let's just call it under four thousand. Yeah I think an activist investor. I'd have to take a closer look at the balance sheet because There's not a tremendous amount of debt here And they've been paying down they've also At first blush I think confusingly been buying back. Shares of now that is literally returning money to shareholders. There's Gerald are giving their shares back to the company that companies giving shareholders money for those shares and that supports the price of everybody who remains a shareholder to a degree. I don't know I think I'd rather you know dividend that money out if if if that's what you're going to do Because that gives more money to all shareholders rather than the departing once I don't know what the best version of the future of this company any is is so they're they're suffering right now. and and I really loathe Using the the Metaphor of a perfect storm. So I'm not going to. I'm just going to point out that I lo that metaphor duly noted there confronting a number of things simultaneously multi-nationally which do not add up to perfection but add up to a big challenge? One is There in malls of course That's already known. There's something new to that. So the gaming consoles are turning over next year. So we're a year away and they're going through a period right now. Wow which is when they need to make a whole lot of their sales. which is the Christmas season and they're not going to because people aren't buying new consoles this year so there Team sales are off. You know in in the hardware category was like forty percent because nobody's going to buy the old versions of things when something new is coming up but it's not coming out for another nearly a year so they've got to wait around hope that next fourth fourth quarter Christmas season they get saved by this. That's a long time to wait around And in the meantime The probably the biggest part is that that people just aren't going to be buying physical Games the way they have. They're they're turning more and more to streaming them so they're they're challenged by where the business model is going which is toward streaming where they are which is malls and also what might be a one time thing which is a gap in in the hardware where sales at drive a lot of new sales. So we're basically seeing what played out with blockbuster video and movies over the past twenty twenty years play out in the gaming space and I'm wondering if I don't expect you to have an answer to this but I'll

Gerald Five Year Five Hundred Million Dollars Ninety Thousand Dollars Eighty Five Percent Twenty Twenty Years Forty Percent Five Years
OBJ plans to keep wearing $190K watch in games

Golic & Wingo

01:26 min | 3 years ago

OBJ plans to keep wearing $190K watch in games

"You can't tell Odell Beckham junior what to wear he's gonna keep wearing the watch remember he was the is become an issue that he was wearing a fancy watch a hundred ninety thousand dollar watch and the league talk to about it he he said at this point it shouldn't be an issue because it's plastic which really raises the best question of all time why would you spend a hundred ninety thousand dollars on a bicycle first he probably didn't buy it but second if you're looking for someone to buy it I don't think that's the greatest selling point the world it's a plastic watch here give me a hundred ninety thousand dollars for it this is all become so interesting because Odell Beckham junior saying if you know if it was anyone else no one would care if it was a twenty dollar watching would care you don't wear a hundred ninety thousand dollar watch in any circumstance in life for people not to notice exactly right exactly right that is such a great point as it is all the time like well I was complaining one time about how many times I get asked about my tattoos and a friend go quickly pointed out to me Hey you didn't get him so that you wouldn't be noticed so that you wouldn't have to explain fair point where a hundred that ninety thousand dollar watch during game you know I was in Vegas recently I was walking by this big signs all this watch and I was like oh my god I love that thing is awesome so I walk into the stores friends of Mike all this thing is incredible and I was like how much is the watch uses AT and I'm like I know eighty Bucks is a lot for a watch these I've eighty thousand Sir it's eighty thousand dollars we quietly will quickly walk out of my hands in the pockets immediately turned on because you've got to have your hands in pockets you don't break anything so you know I can't

Odell Beckham Vegas Mike AT Hundred Ninety Thousand Dollar Hundred Ninety Thousand Dollar Eighty Thousand Dollars Ninety Thousand Dollar Twenty Dollar
Investor Drops Almost $1 Million on Sneakers at Sothebys

Business Wars Daily

05:34 min | 3 years ago

Investor Drops Almost $1 Million on Sneakers at Sothebys

"Vis episode of Business Wars daily is brought to you by sent pro online from pitney bowes shipping and mailing from your desk is never been simpler than with sent pro online from Pitney Bowes. Try It free for thirty days and get a free ten pounds scale. When you visit http dot com slash B W daily Uh Brom wondering I'm David Brown and this is business wars daily happy Monday my friends talk about a way to boost your brand? Sotheby's the high auction house this month auctioned off one hundred pairs of rare sneakers from Nike Adidas and other major sneaker makers this auction positioned athletic shoes as art objects and it began on July eleven it was supposed to continue through tomorrow July twenty third but a funny thing happened on the way to that date. Most of the air went out of the room when Canadian businessman bought ninety nine of the one hundred pairs for a total of eight hundred fifty thousand dollars at production time. Only one pair was still available a pair of Nike waffle flat. Latin moon racing shoes made by hand back in Nineteen seventy-two got an extra eighty thousand dollars to spare well. That's the starting bid but the pair was expected to fetch up to one hundred sixty thousand dollars Nike Co founder Bill Bauer men is set with designed the shoe using a waffle iron to imprint the tread by hand. The company made only a dozen pairs for runners at the nineteen seventy-two Olympic trials the B._B._c. reports that the parents Sotheby's is the only one believed to be unwarranted so what treaded treasures did miles at all make off with for his eight hundred fifty thousand dollars at all scooped up such iconic kick says the Nike Mags. That's the self lacing sneakers like those in the nineteen eighty-nine movie back to the future to that pair one of only only eighty nine ever made came with a starting bid of forty thousand dollars also among the collectibles Nidal now owns a rare pair of yee's Kanye West's line for Adidas and a pair of limited edition Air Jordan for sneakers sneakers code designed with EMINEM. The collection came from online street wear and sneaker consignment Shop Stadium Goods Stadium goods existence alone shows just how elevated sneakers and street wear have become never mind the fact that Sotheby's exhibited these sneakers and. Museum cases like historic artifacts are diamonds. According to vox designer sneakers now considered legitimate luxury goods coveted by the same wealthy shoppers who dropped thousands on haute couture for Adidas Nike the auction served highlight the he ever increasing status of sneakers especially limited edition pairs and shoes designed for specific teams and for celebrities like the Air Jordans designed for Karl Lagerfeld it also highlighted Nike in particular which appeared to be over represented presented in the collection outside of the money that miss fear of the auction house Nike has long driven up prices on Air Jordan's by releasing limited edition highly designed sneakers Adidas got in the game with drops of Kanye West's easies which can cost cost upwards of five thousand dollars and that's for a new pair neither Air Jordans nor yeezy are truly built for performance but rather for style and Flare Collector Miles Nidal says he's enamored with objects of popular culture. He told C._N._B._C. C._N._B._C. that he plans to show the sneakers at his dare to Dream Automobile Museum in Toronto where he has a collection of one hundred forty two cars and forty motorcycles sure Nidal spent a lot of money for a whole bunch shoes but he doesn't hold. All the record for spending on collectible sneakers know that record was set two years ago by a bitter who paid one hundred ninety thousand dollars for a pair of signed converse shoes that Pricey pairs said we've been worn by Michael Jordan Jordan in the nineteen eighty-four Olympic basketball final according to Reuters that the record is held by converse not knock your adidas goes to show that as powerful as those two brands are they still can't win the hearts or the feet of every sneaker lover out there and it shows that rarity no matter the object drives up both desire and prices which means the Sotheby's auction was nothing but good for Nike and Adidas and they didn't have to lift a finger or tie a single she lies from laundry this business wars daily. Hey listen to our show. Take a second give his five star rating when apple podcasts. Would you better yet leave a review. Thanks so much I'm David Brown and we'll be back with Tamar. This episode is brought to you by central online from Pitney Bowes Shipping and mailing from your desk. Ask has never been simpler than with sent pro online from pitney bowes with simple online is just click sand and save for his lowest four dollars ninety nine cents. That's right four dollars. Ninety nine cents a month send envelopes.

Nike Adidas Adidas Sotheby Pitney Bowes Collector Miles Nidal Nike Pitney Bowes Shipping Nike Co David Brown Kanye West Shop Stadium Goods Stadium Michael Jordan Jordan Bill Bauer Karl Lagerfeld Apple Founder Toronto Dream Automobile Museum Reuters Pricey
Phoenix's Pearl Bridal shop scammed customers out of $90K, Arizona attorney general says

Arizona's Morning News

00:37 sec | 3 years ago

Phoenix's Pearl Bridal shop scammed customers out of $90K, Arizona attorney general says

"We'll marriage is supposed to be one of the happiest times of couple's life but for nearly ninety brides and never got the wedding dresses they paid for not so much arizona attorney general mark of now says the bride's who were scammed by perl bridal shop to the tune of ninety thousand dollars we'll get restitution to approximately eighty six consumers arizona that had paid posits for a wedding dress and said of having a wedding dress with the best either life they left high and dry he says erica and tyson milton burgers used false advertising collected prepayments for wedding dresses before roughly shutting down leaving most of the orders

Arizona Attorney Erica Tyson Milton Ninety Thousand Dollars Milton
The Illegal Business of Smuggling Animals

The Indicator from Planet Money

09:42 min | 4 years ago

The Illegal Business of Smuggling Animals

"Smuggling illegally taking things into or out of a country. We hear stories about smuggling all the time smuggling drugs cash weapons diamonds. But one of the biggest categories of items smuggled is a little bit more exotic so to speak animals earlier this year, a suitcase was intercepted in the Philippines that contain fifteen hundred little turtles that had been smuggled in from China. They're estimated worth nearly ninety thousand dollars. Were they ninja turtles? No not. That was reported but I don't know. They were wrapped in duct tape in, like stuffed in shoes and stuff. They're so cute. They were like little, little guys, like the size of a hockey puck and also a man was caught smuggling seventy live birds through JFK in hair rollers and just a few weeks ago. There was this big bust in the Philippines. A man was caught trying to smuggle seven hundred and fifty tarantulas estimated value around six thousand dollars in a box of cook. Ke's by the way, I'm not gonna eat cookies now. Right spider cooking opening a box. Scrawl scout cookies tarantulas Papa that he's not a thing you can get over. This is indicated from planet money. I'm garcia. And I'm Stacey Vanik Smith today on the show, animal smuggling the market for animal smuggling is actually pretty new, but it's not really big really fast, and it's having a major impact on species survival. And on the planet's, ecosystem. Support for this podcast. In the following message come from Jim Nye, the regulated exchange making it easy to add bitcoin, and other crypto currencies to your portfolio. Protecting your investments with oversight and state of the art cybersecurity open a free account at Jim ni- dot com slash indicator. Support also comes from fund rise, the future of real estate. Investing access private market real estate projects from high rises in DC to multifamily apartments in LA. Get your first three months of fees waived at fund rise dot com slash indicator Sergio and weekends is with the international union for conservation of nature in London, he and his colleagues spend a lot of time trying to address animal trafficking, and on intercepting smugglers, Serio himself specializes in spiders, and scorpions. So how do you feel about spiders? I feel great. I only ask, because I feel like I have mixed feelings about spiders, might looking at them in the wrong way, people feel that an Arthur, bud life being an insect life or spider life isn't as valuable. So you don't appreciate its right to live as much, but I don't think cuddling sore Fluck Innis should be a criteria for conservation. What do you do? When you see a spider in your apartment recently, I found in my bedroom. I give it a drink at a little bowl of water for it. Yes, I did. I. Dehydrated. So she was very happy. And she was a female. She was very happy to drink from it. I thought about, you know, should I find insect and give it food, but it looked well, put outside and bent on its way. And I think it's doing well now how do you recognize when spidery dehydrates training for an upcoming fight or something like that? And it's like, hey, Waterberg water break and being a spider insurgence apartment is good fighter less good. We wanted to talk to Sergio about the cookie Bach seizure. The seven hundred and fifty tarantulas, which were worth apparently six thousand dollars. Is this something that happens, like, people sm- like that many people want spiders, as pets, and, and we know this happens like daily not only with spiders, though, no scorpions as well? Centipedes beetles, but you're flies of the whole range of animals. That people if there's an interest in buying them people will find a way to get them for me like business as usual. Yeah. How big is this market is at, like multi million dollars a year? Yes worldwide. Yes. Definitely into the multi millions. I mean valuable specimens can easily go into thousands. So a seizure of a few that's twenty tarantulas you be conceived, spiders, that values already thousands of dollars. It is committed that the animal smuggling market is worth about twenty million dollars a year call that today's planet money, indicator twenty million dollars or twenty million dollars. We don't really know because animal smuggling is illegal Sergio says animal smuggling has grown astronomically in recent years for couple of reasons first, deforestation and development has made even really remote areas, much more accessible to people so species that used to be extremely hard to get to are now far easier to catch second Syria says the internet makes it much easier to sell the animals using everything from Facebook to specialty sites to chat rooms, and to find buyers in all. Places, and it all price ranges. Sergio says one of the most smuggled animals on earth is thought to be abalone. It's a cease nail that lives, mainly off the coast of South Africa is apparently very tasty kind of a gourmet thing. Also, the abalone shell is really beautiful and strong. The abalone is protected, but there's just a huge trade in it. That's why smuggling muggings right Scott so popular smugly market, another, one of the most smuggled animals is the penguin sort of looks like an Armadillo, and it's covered with these big scales that are thought to have magical properties and the pangolin is sort of popular in, like, what would you call it homey ethic met homeopathic medicine. Yeah. And as a result of smuggling the penguin is now endangered when it comes to insects Sergio specialty they are typically caught for a few different reasons sometimes as pets, but there are a lot of other reasons to some people want for splaying. So there been the dried maybe you've seen them. Sometimes I've seen shops. Oh, yeah. Yeah. With the insect displays. Sure. Yeah. Exactly. Some people will kill the spider and put them in a sort of blasting. And then they just have them as a keychain sometime in Asia, they're fried and use snack or as sort of a jurist gimmicky thing where the will take Instagram photo of them eating tarantula ninjas throw the body away. So the animals actually wasted after all those years growing after all those efforts than his just nobody eats, sir. Here says the most popular insects to smuggle tend to have three major characteristics that combination of factors usually being big being colorful, and being rare is like the treat some of the things people look for if it combines all three than yeah. Prices skyrocket. So a lot of butterflies some Beatles, and the emperor scorpion. Yes, it's this big black, scorpion from west Africa. It's the size of your hand. Sergio says people like them as pets because they looked so terrifying. But apparently, according to Sergio, they're pretty gentle little guys, as far as spiders, the red kneed tarantula, which is found in Mexico. Ago is really popular. It's a large tarantula with red and yellow stripes on its legs. And Sergio says the red knee. Tarantula is also now threatened is smuggling partly responsible for them being at risk. Yeah. Definitely. Yeah. Relocate seems it would be such a small dent. You know what I mean something like four station, seems like I could see how that would put us species at risk. But smugly it's gotta be pretty little like a couple hundred spiders. They were only if you hundred I can see how to be fairly sustainable. But the numbers are higher are much higher really talking about few thousand every year. But the things that the spiders were studied, the red news one, they take that case to grow. They grow in a year or even to take decades to become adults even being able to read. So if let's say we harvest out of good colony a healthy colony, and they have a hundred have one hundred specimens spread about this little spider town, you will, and you take off of their numbers. That city that spider colony won't bow back very quickly. And what's the problem? Mm-hmm. With with an insect becoming extinct. Yeah. Well, that's, that's a that is the million dollar question, sort of that is the same question people phrase about all sorts of things going extinct. So if we were to disappear as humans the earth would do pretty well without us actually probably better than it's doing now. Well, if you wear to remove spiders, however, the world, wouldn't last very well, not as we know it, it wouldn't last long at all the number of insects, they every single days, just Astra nominal if that predation exist, and you balance would have to be in number of insects just explode. And then, of course, another predator have to take over and than we'd be filled of that. So you see, so we're messing with this delicate balance, not being completely aware, not aware at all. What on quences will be Sergio says that the animal smuggling trade seems to be getting bigger all the time. So he and his team, try to track the people that they suspect of selling smuggled animals, for example by watching online vendors and they also educate buyers about, where they should get animals and how to avoid buying animals that have been smuggled, but he says, even a lot of pet stores have illegally, harvested animals, because so many people just don't know. The problem we often faces that Esam is in takes hold of most people working in a field. We see too many destruction. Species appearing to quickly and we feel helpless to do anything about it. But as I see it as long as we try really hard. I'm okay with failing really well. So you're trying really hard. Yeah. That's all I can do really if you wanna buy spider really any animal. Sergio says you should ask for the documents that show. It was captive bred. What do you think Cardiff should the or get red knee tarantula to we have a mascot as long as it doesn't come in a box of cookies?

Sergio Philippines China Hockey JFK Asia Stacey Vanik Smith Jim Nye Jim Ni Fluck Innis International Union For Conser Arthur Esam Facebook South Africa Cardiff Scott LA West Africa