6 Burst results for "Aaron Spitzer"

"aaron spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

05:34 min | 1 year ago

"aaron spitzer" Discussed on News Talk 1130 WISN

"Normally, It's Aaron Spitzer and Joe. Still, it's been called the still Spit show. What am I calling it today? The cell show the still show sounds good to me. It's kind of rings got a ring to it. Let's talk into some of your staff this week, and we're What are we going to go with? For the name of the show? She goes. How about just the retirement clinic? Okay, It's the retirement clinic with Joe. Still now you hear Joe throughout the week, and much of the staff from the co Wall Investment group with the daily market updates on Wi be in Madison, Wi said in Milwaukee. Then, of course we get a full hour every weekend. In fact, we're going to hear from Jeffco all today, joining us later in the program we're going to hear from Aaron Caldwell with the boss minute for business owners. Joe's got a topic kind of a theme throughout the show today, and I'll let you kind of start there. Oh, the website the co wall way dot com. We should mention that there's offices in Port Washington, Phoenix, Arizona, the latest in Racine and, of course, world headquarters in Waukesha. The CO all way dot com. Yeah, the theme today and and I'll start. I do have an article that I want to discuss for most of the show, And it's um, but before that, I want to talk a little bit about Um Kind of the theme for the show is is positivity kind of optimism. Okay, uh And and I was thinking about this this week. Uh, Take yourself back to that. Time early June when you were a kid, and you got out of school and school broke for the summer. How good was that feeling? Like you counted the days to that final day of school? I think our last day was usually half day. As a half day and we were released early. And then it was the beginning of summer, right? It was incredible feeling and and I'm able to to get that feeling back through my boys. You know, they all got out of school this week. So Wednesday was their last day of school. That's right. Most schools up in the morning. And I knew it was the last day of school and, you know, it just took me back. You know, to those days and obviously living through them now, um, and it's just a great feeling knowing that, you know. No, no. You know, real responsibilities for the summer. Call it you can do what you want. You can sleep in baseball. Ride your bike around things that kids should be doing in summer. Yeah. How old are your kids? Joe? Uh, I have a 11 year old. So he just Graduated fifth grade. He'll be going into middle school. Oh, man, I have a freshman who just finished his freshman year He'll be going into a sophomore year. And then I have a junior who will be a senior who is taking the A C T today. Retaking it trying to improve his scores. Of course. Yeah, you get a couple chances to get three boys. Yeah, Three boys, busy man. Yeah, they're all in basketball. So that that's been You know what we've been doing? You know, all spring and summer. Uh, pretty much every weekend somewhere traveling somewhere. All right, So I'm going back in time. I'm remembering when I was that age, So that's a great time, right? Absolutely. So how does that tie into retirement? Well, I would A similar feeling right? So you're done with work now. What are you going to do? And and in a great feeling of Hey, I've worked all my life. We've saved up all this money. Uh, I've met with the co all investment group. My advisor, and we have a plan together, So I'm ready to go. I've thought about. I was just gonna say it's a great feeling. If you did proper planning, correct. If you're worried about your finances, you might have a little anxiety. Right, right. And, you know, I thought optimism. Positivity is a good theme for today. You know, based off of the last year we've come through. Let's start looking forward. Um you know, the weather outside is beautiful. Um, you know, school's out, you know? Positivity, uh, keep those thoughts in mind so getting back to retirement, So the article that I thought would be perfect for today is from Kiplinger's magazine. If you listen to the show in the past, you know that you know, I'm pretty much a nerd, and I read Kipling Ear's on a regular basis. Hey, you said it, not me. I did. Um and I'll own that. But the title of the article is get ready to retire with this checklist. You know if you are fought 10, 5 or one year away, uh, from retirement, do these items and they will help you to retire on your own terms. So that's the the title of the article. And it's about, um Putting together that proper plan. Um and gives you some tips. You know if you're 10 years out if you're five years out And even before we go into these 10, 5 and one year tips, um you know, just in general. Obviously, the earlier you start planning the better, um so You know, Once you get out of school out of college and you get your first job, you know, start saving. Start putting money away. Well, you don't think about it then because you're more work, you know? I just got my first job. This paychecks, Okay, Whatever you're making, you rarely think about saving if you can be discipline to start immediately. I'm talking your first paycheck it that time. Yes, Even it means so much, Joe. Yeah, and and, uh, Jeffco Wall is going to go through, uh, the numbers and and talk about how big of a difference that makes..

Joe Aaron Spitzer Aaron Caldwell Milwaukee 10 years Waukesha Port Washington Wednesday 10 Madison 11 year five years Three boys 5 today Kipling Ear's three boys first job last year this week
"aaron spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

01:34 min | 1 year ago

"aaron spitzer" Discussed on News Talk 1130 WISN

"Wherever you listen to podcasts Koala Investment group is a registered investment adviser called to 6 to 5 to 2 40 40 news about you and your money. A business report from the CO all investment group. Good afternoon. I'm certified financial planner Professional Aaron Spitzer with your afternoon. Business report. Stocks were mixed today, ending a volatile week of trading for the week. The Dow is headed for a 0.3% dip. The S and P 500 is nearly flat. The NASDAQ is up a half percent ending its four week losing streak. Bit going resumed its selloff today after China reiterated a warning that it intends to crack down on crypto currency mining as part of an effort to control financial risk. Bitcoin is down about 40% from its all time high. At the close, the Dow was up 124 points. Yes, and P is down three and the NASDAQ is down. 64 points. Listen for final numbers in the five o'clock news block and tune in tomorrow at 10 A.m. to listen to the retirement clinic lives. From the cool Wall Investment group, the retirement specialist time Aaron Pfitzner. Three.

"aaron spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

03:05 min | 1 year ago

"aaron spitzer" Discussed on News Talk 1130 WISN

"People with their hands financing people with their hands begin to that. Rose proud girl from out. Yeah, you know, Yeah. I mean, there could be, um, you might have to structure where there's some seller financing. Uh, sometimes there's a reserve that put aside and that reserve is only given to the cellar. If there's a certain performance met on the first year of the business operation, and that's more so to just ensure that The business is continuing to be successful with the new ownership, so there's so many different things, and it just really emphasizes why it's so important to have the right advisor in your corner. Joe when you sell a business, so as opposed to how was obviously you've got to do the valuation right? It begins with the process is this whole done? Confidentially is a different thing. You market house that you have an agent. It goes in the ML last. There's a sign in the front yard is it's a bit different. I assume with the business. It is, um and everything has to be confidential. Um, So one of the first things that we tell business owners is, you know, first and foremost, the conversations that we have are 100% confidential, and it is one of the biggest decisions that they're gonna make. Uh, in their lifetime. Really? I mean, as an entrepreneur, we're working with business owners that have on their business for 2025 30 35 years. This is an overall legacy. And so you know, they start with the process. We have to do a Discovery day and in that discovery day, we're sitting down with the business owner to learn about them. Learn about their business, the history and most importantly, what are their goals and objectives. Of course price is important. But beyond that, we're also looking at is your How important is the legacy? How important is it of what the buyers vision is when they come in and start running in operating the business and I'd say, literally 10 out of 10 times. How important is the staff and boys that sky high? And so these business owners really care about their staff, and so it's on us to make sure that we are finding buyers that are really going to come in. Not only take care of the business but also take care of their staff. A swell well, It's interesting because it's easy to transfer a file, but it's hard to transfer relationship. So what you're trying to do is transfer the whole business, plus the relationship and then care about the people that they have probably worked with. For 20 or 25 years, also some of the employees so we're going to sneak in a quick commercial break. Joe Briers, President of Lakes business group. And you know, he works for business owners that want to sell their company on the retirement clinic. Jeffco all of course, the Koel investment group. We need to back up a bit here. It didn't do my Job at the beginning of the show. By way of background, you hear your staff Jeff, five days a week on Wi San and W eb doing market reports located in Walker's shop, Port Washington, Phoenix, Arizona and, of course, Racine. Where Aaron Spitzer resigned last week. Hosting the show..

Joe Briers Aaron Spitzer Jeff 100% 20 25 years Joe 10 times last week 10 Rose Racine Wi San first year one Koel investment group five days a week 2025 30 first Port Washington,
"aaron spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

09:21 min | 1 year ago

"aaron spitzer" Discussed on News Talk 1130 WISN

"Welcome back with Joe Still and Aaron Spritz ner from the Koel Investment group. Okay, a little bit more in Social security. We've got the sexy segment coming up. If you got a retirement question, you can certainly call us Or Texas on the Econ. It line 799 11 30 back to Social Security. I thought Spitzer said before Joe 62 is when we can start taking it doesn't mean we have to add 62. Right, right? Yeah, we And if you have questions and need help about Social security, we do this every day. We have this conversation with every single one of our clients. When do I start taking benefits? And when does it make the most sense? We can help you with that 26 to 5 to 2 40 40 will help walk you through that process. That's 26 to 5 to 2 40 40 yes or the cold hallway dot com. Yep. We we post a lot of great. Information through our blog's We have all of our advisors writing regular blog's and post a lot of good information on retirement investing. All those topics so getting back to how do we fix this issue that were running into with so security and and our annual costs and so security exceeding the income coming in? We talked a little bit about increasing payroll taxes. And the next one we talked. We started to broach this subject of increasing that limit on wages subject to tax. So the current cap right now is $142,800. So once you hit that, um They don't take out so security anymore. So you know if you're in that if you're above that income annual income bracket, you would see your income. Go up your paycheck go up a little bit at the end of the year. Once you hit that number, so the you know one option would be to start. Increasing that on higher income earners s. Oh, there's a big debate going out right now between you know the bite administration and some others on you know, do we increase? That, um, limit on wages above 400,000. And then those individuals would pay more. But they would not get the benefit to that. You know, you guys awesome do pop quizzes and ask me questions. It's your turn. Callers are calling your social security questions. Ready to answer. We'll give it our best shot. We'll give it a world. At least we'll get a couple in quickly here before we get to the sexiest segment. Aaron Spitzer, You've got something for us, too. You want to give us a little tease? On your topic. No. Yeah, We're going to talk a little bit more about income planning A Z mentioned before with Social security, You know another way to supplement your retirement income is with your portfolio or your investments, your savings and how much you can pull from your savings. We'll talk a little bit about what that percent is that you can safely pull out and maybe some revisions to that percent by the founder of the 4% rule. The 4% rule is Yeah, there. You got some news on that. So we'll leave that. That's also not just Social Security about any retirement question about your plan. Give us a call. We've got lines open. Let's go to Karen, who's calling from Watertown. Good morning, Karen. Good morning. How are you guys doing? Great. Thanks for calling Karen. But actually, I have two questions is yourself security attacks. First when it pulled out and then when you receive it, and second question is As a spouse. And I draw on that at any time or do I have to wait for husbands to draw him? So the first question Um yes, You could, um Be taxed up to 85% of your so security is subject to tax when you start Taking your benefits. So that is questioned. One. Um and there's there's a formula that goes into that. Obviously, I don't want to get into that here, but we could help you with that offline. Um And then the next question is, um Do you? Are you eligible to collect on your spouse's benefits? And the answer to that is? Yes. Um you have to reach age 62. On Dure spouse has to start Collecting on his or heard s Social security. If you, um If your spouse does not hit full retirement age than the Benefits that you receive on your spouse would be would be lowered. So if your spouse waits till they're full retirement age to collect their benefits. And you start saying at 62 collecting on his or her benefits. Um, the Max, I think is about 35% that you could collect on his number. You can get up to 50%. If you wait until you hit full retirement age to collect on his benefits, So her benefits so yes, absolutely. And that's one thing we help our clients with all the time is figuring out that strategy of when Each spouse should start collecting on baby. It makes sense for one spouse to start collecting early at 62 on their benefit, the other way qualified and the other wait. And then, um, because if you do wait, there is a benefit. It's about 8% a year. Your benefits will go up pretty significant amount. Yeah, and I always look at it to, um If you're not going to take the income from Social Security, and you need it to live on, Where would you take it from? That's a huge question to answer if you're going to take it out of your IRA. Um, you may want to start taking so security early. If you want to leave some of that irate to your heirs at some point s. Oh, there's there's a lot that goes into that conversation. That's why I said, if each situation's a little different, and it it can get pretty complicated. So give her office a call. We'd be happy to help. Okay. Thanks for the call. Yeah, Karen, thank you for the phone call. So we mentioned your office phone numbers to 6 to 5 to 2 40 40 for the Koel investment group. A lot of people call the office Monday through Friday with questions. What do you think that Joe still passed that pop quiz. Oh, yeah, I think he got it. All right, so I was fact checking him here you get are notorious for putting me on the spot, So I had to take a question. One other thing, too, is like you just got to be careful. If you're taking Social Security benefits early and you're working, They'll actually withhold benefits from you. If you earn over certain threshold of income, I think it's like 18 19,000 so Withhold benefits will give them back to you once you had full retirement age, But it's just one of those things to be careful if you're gonna work part time. Just make sure you you are mindful of what those income limits are. Yeah, it is interesting, Joan, you're talking about when to start taking Social security. There's a certain strategy there and I'm sure that's what you work within your clients. I don't mean to interrupt your whole Social Security topic. Did you finish the important parts? Pretty much the last one I had was just raising the full retirement age. Is another fix. So in I wanted to I wanted I'll wrap this up right now. I I think most likely what we're going to see to fix. This issue is a combination of a few of these fixes. You know, I think they're probably gonna have to raise the full retirement age for younger generations. Uhm If you are in this pointed this, they made this point in the article. If you are 55 or older And you're collecting source security Right now. You should not be overly worried about your benefits being cut. And I agree with that. Uh, so don't worry. If you're in that boat of I'm already taking benefits. I'm getting close to taking benefits. They're not going to cut your benefits. So I'm okay. Yeah, You should be okay. I'm 54. Yeah, they're gonna look out and most likely cut the benefits of the younger generation if they need to, But they can fix these issues by a you know a combination of a few of these things, but to get back to our original point. Our original advice. Yeah. How much save early? Save often exactly that that social security What did you say? 33% 33% goes to your overall retirement plan, so People. 65 older 33% of their income comes from so security So, yeah, so most people have saved outside of that on bats are advice. Uh, you know, people get fixated on returns and everything. It's how much you save over over a long period of time is really going to determine how successful your retirements personal responsibility. It's really up to you. And if you need help, That's why you guys are there as an advisor, But you've got to look in the mirror and say this week Chairman account is up to me. I got to make this happen. Absolutely mean. Usually it's done through 401 k. Maybe pension and some cases up..

Karen Aaron Spitzer Joe Still Texas advisor Koel Investment group Aaron Spritz founder Koel Watertown Collecting Dure Chairman Joan
"aaron spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

07:04 min | 1 year ago

"aaron spitzer" Discussed on News Talk 1130 WISN

"Back with sexy segment that we heard some Ted Nugent, I got a great Ted Nugent Christmas song coming up. Going into the next break. You're gonna love it, guys. That's a good tease. It's the still spit show still spits meeting Joe Still and Aaron Spitzer from the Cold Wall Investment group in the sexy segment. We talk about wealth, management and preservation. Yep. S. Oh, What I'm gonna talk about today is is what we call the mega Backdoor Roth conversion. I think John White was on last week or so. We talked a little about Rafael Reyes. Backdoor Roth conversions on one of the areas I wanted to touch on here was this mega backdoor Roth conversion which takes place in your 401 K. So just as a recap Roth IRA again, you put your money in their after tax. It grows tax free, and then you take it out. You have to pay income tax on it, So it's a It's a great tool to use. How do you get money and Roth? You could do a contribution. Um, depending upon your age six or $7000 a year, and that's also gonna be subject to income limits. So if you're if you're filing jointly it once you get near that $200,000 mark, you may not be able to contribute to a Roth anymore. Can you set up a rock to be a monthly deposit like my 401 K is that here at work? Absolutely. Um, it's just gotta be. You know, mindful of those kind of have to, though you could just contribute once every three or four months if you want. Yeah, yeah, The timing is, you know, depending upon what fits your cash flow, really your needs there. You're really excess cash. But another way to get money into a Roth is if you do a conversion with the conversion, let's say you had a traditional IRA on you want to convert $20,000 to a Roth You pay tax on that money. Now it goes into the rough, and, um, basically again, the girls tax free. It comes out tax free. Uh, The the downfall of that, if you if you have high income is that could push you into the next tax bracket. Also, that full conversion amount is going to be taxable to you. S 01 of the strategies If you have high income, um and you've maxed out your 401 K contributions again, you can contribute up to $26,000 in your 401 K if you're older than 50, So if you're playing catch up here if you have high income You can contribute $26,000. Now, let's say you had a match on top of that. So maybe your player gave me another 4000. So now you're at 30,000 year going into your 401 K. But the IRA says you can actually between your contribution nearing in your employer. You can put in a really going in the next year. If you're older than 50, you can put in $64,500. S O. Okay. You're kind of maxed out here. You've hit that 26,000 You have your input. Your employer did his share. So there's this thing called a after tax contribution amount in which your money goes in after tax into this for one K plan. Um And then any of your earnings on that are actually gonna be taxable when they come out. So one of the strategies that's used here is you. You put his much money as you can in the 401 K. So you put up to that Max of 64,500. So really, you have about 30,000 or so and after tax that went in, and then you convert that Through the Roth for a one Kate immediately. So you're really not incurring any additional taxes because your attacks on that income anyways, now you've put it in the Roth within the 401 K and it's going to grow tax free. The earnings are going to be tax free when you take it out. S so it's a really good strategy to continue to grow your money tax free. And Erin, That could be a Roth could be in addition to a 41 care, right. You're not limited to just one retirement. Yeah, this is actually speaking within the 401 K plan itself. All of these mechanics are being done in the 401 k Now now I gotta some caution here. Not all four of one K plans allow these types of things. Some don't even have a four. You know, Roth option something having after tax option s. So you have to have both of those. You'd also have the ability to do an implant conversion, So there's a lot going on there It is. That's It's really if it's something that appeals to you, if you're listening, you know, I could give you kind of the script of what to ask your HR department to figure out if this Is available within your plan, because sometimes through the hardest part is figuring out Can I do this? Because you don't know who to call you log into the website, you know, Let's just be honest. Not every HR. Person can answer that question. It depends on where you work and how big the company is, Um, real quickly. Some matches stopped when covert hit. Are they coming back? What do you guys see it out there? Yes. Oh, headline. Just the other day that they're starting to turn those matches back on. Yeah. You know, So that's that's what I'm seeing, really in the media. I haven't really been ex, you know, exposed to any clients or anybody that has not had their match over the last couple of months. So I was asking Spencer if they start you don't mind me saying this Spencer, right. He works at Wal Mart full time and They never stopped. There's 26% match. Um there are some companies I won't mention that have stopped there is in the heaven brought it back yet. I heard by all mentioned those companies. You know, I heard some good news, though to about some companies like you line they're giving out some really good year end bonuses to all their workers, A couple $1000 and No, depending upon your role, So is money. It's just an interesting environment we're in. It is because there was furlough. There's the winners. And there is the clear losers, right? Yeah, I wish that would get reported more. You know, there's a good positive news. There's a lot of companies out there that have have really been generous. Um, you know, and have given bonuses to you know their employees in Wisconsin. You guys, you guys. You guys understand the median how it works. You followed enough. If it bleeds, it leads. If there's a good cove in news report, they don't even report it. Of numbers are down there. You're only seeing the bad stuff, right? Hey, you guys making mine a quick call. Some questions have been hanging on hold. We don't have much time. But we'll quickly try to talk to Ah, Couple of you, Judy from Hales corners. Good morning, Judy. Good money. I just have a quick question. I have a 4 57 B. It's very restrictive. I only can take out the RND. But I'm wondering if I need to because of our age do changes in the home. Like the stairway and things like that. You know a machine to take us up and down the stairs. Will the 4 57 B? Let me take out more. The with the 4 57 B is I believe you would have an option depending upon your age. Are you still employed? No, we're retired, and I won't say my age. But yes, so there should be an option for you to roll those funds out of that plan on into like a Qualified account on then, from there, you'd have less restrictions on your distributions. And she barely take that cash. Is that something? I've already told me I can't do that. I can only take the RND. But I heard from other people other 4 57. They do let you work for a nonprofit and that they do let you take it out if you need to change your home. Because of your you know, you need something to get up and down the stairs..

Ted Nugent Roth Spencer Judy Rafael Reyes John White Joe Still Wal Mart Wisconsin Hales corners Aaron Spitzer Kate Erin Ah
"aaron spitzer" Discussed on News Talk 1130 WISN

News Talk 1130 WISN

05:21 min | 1 year ago

"aaron spitzer" Discussed on News Talk 1130 WISN

"And don't worry about putting in the plan? Well, it becomes a pretty, you know, substantial amount of Joe called his mailbox and come on, call reliable and come on. We both called two different things the same, you know, but that dependable Lincoln that's coming in every single month. But it's certainly not your retirement plan in complete. That's not enough to get right most of it. I'm just for most of us. It's not gonna be enough to maintain my quality of life that I, but it reduces your dependency on the portfolio. Correct. Okay, I'm gonna get to feel that that rolls into our next, um Our next item is Have a cash flow analysis done by a professional, so we call it our retirement cash flow. It's something that is is a centerpiece of our planning. And you really need to do that. So you're assessing your assets. I'll call liabilities too. We didn't talk about that. Hopefully, you know, those aren't too high. But if they are, you have to put that in the plan on Ben Assessing your income. And then putting that all together to answer the question. Do you have enough income to provide her assets to provide the income you need throughout your whole retirement? And so we do a deep dive in that analysis and come out with the cash flow for your retirement? And do we feel confident that you have enough? And how do we know that while we stress tested a few ways We used the money, Carlo Simulation to stress test the real world. We know the market isn't gonna go up 5% every year. So what Monte Carlo does is it Does 1000 different trials on your plan, you know, predicting what if the market goes up for the next 10 years, but then drops for 20? What if it goes up for 20, but then stays flat for another 10, you know, and it spits back of probability of success, so that's one way to stress test the portfolio. The other way we stress tested is we assume a 2008 type of event is gonna happen Your first year of retirement the first year you need to start taking assets. Excuse me Income off of those assets. You assume Worst case scenario. Worst case scenario, so we we plan assuming the worst but hoping for the best that we want you To be prepared for a 2008 event, even though it's it's not highly probable that that's gonna happen if it does. You're prepared, and you don't have to change your lifestyle and retirement. You know, we have side is assuming everything's gonna be peachy. And we're gonna be in the best market ever. And then things go south and we're not ready, right? Right? Yeah, In the nice part about having that plan in place and is it's not just the one stop shop for you. Look at it. Okay, I can retire. Um We're done. Uh, that's a plan you go back to for other decision making. Uh, I don't know if you're looking at Social Security, your pension. The other thing Looking at the plan is we talked a little bit earlier in the show about the market when the market Was down in March and clients were, you know? Hey, Should I do something? I should I should I sell. Should I go to cash and having that plan in place? You can go back to it and say Hey, We planned for this. We stress test that these types of scenarios and you're fine. You don't want to the emotions to get the better of us. No, but I was there. I was with everybody else in March, looking at my four every day. The Dow's down Whatever. Remember the 5000 point drop in a day or whatever. Oh, my God! My goodness. The next day I checked. I'm freaking out. What? The plan. Go to Paul. Hey, Paul, look at the plan. You're gonna be all right. Stop watching these guys on TV because they're gonna tell you that You know the dollar's going to zero right? Water cooler in the kitchen. Everybody is freaking out. I just lost 80 80 grand in one day. What do you have any? Oh, what if you had just retired, and we had a I had a number of clients that I worked with that had just retired in January. February and we had a conversation and we took him right back to that cash flow analysis and said. Already. We already prepared for this. Yeah, we prepared Now We don't think the market is going to be down 25 30% at the end of this year, So we're saying and march and nobody was sloppy. It was down. No, but if it is We can get through this. We've already planned for this to happen. That's one of the keys in working with us is in working with a professional is going through that worst case scenario and planning that out and that's you know, one of the things that separates us. Uh, thank you. Logically. I like that approach. You know, Um, I know we gotta sneak in a break here in a minute real quickly. We're going to get to the sexy segment. In fact, I think, Spitz that's your deal. Today. You guys air have a pop quiz for me. I failed miserably. Last time you're on the show, Joe. Still, Aaron Spitzer, we called the still spit show are with us today from the Cowell Investment group. On Wi sent to reach out and talk about your retirement plan. We haven't even mentioned your locations. Let's quickly go over your main hub. Walkinshaw World Headquarters. Yes. In Walker Shot world headquartered in Walker Shaw and their beautiful office in Port Washington overlooking the harbor. Yeah, I love going up. Ozaki County Port Washington Mt Pleasant View of Highway 20 and I'm 94 is excellent. So is that justice? Good? Yes, I tell you what way. We remodeled that location, and it's beautiful. Now you got to go down the other received location recently remodeled. The newest location is.

Joe Lincoln Paul Ozaki County Port Washington M Monte Carlo Walkinshaw World Headquarters Carlo Simulation Walker Shot Walker Shaw Wi Port Washington Aaron Spitzer Spitz Cowell Investment group