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Evangelism on SermonAudio
A highlight from Jeremiah: A Burning Word
"Jeremiah, a burning fire. We still have about two more messages in Judges, but that'll have to wait towards the end of October because the next two Sundays, and I'm just saying it now so don't forget at the end, Pastor Theron is going to begin a series on Amos, and so he'll be preaching the next two Sundays, and then I will finish out Judges, and then he will close out the Amos November series 5th when I'm in Nicaragua, but an opportunity to walk through that Old Testament book, and I'm looking forward to him preaching, for us getting to be able to sit under that for a whole series on the book of Amos, excited to learn what he has to share there. As I mentioned, Jeremiah and the idea of a burning fire, and just as we start out, I just want to make a statement that I think we all know, but God has not promised that we even will grasp exactly how what we do and experience functions and fulfills his great purpose. He hasn't promised that it's easy, and he hasn't promised that we will necessarily understand every component, but he has promised this, that what we do for him will be eternally fruitful and that he will make all things work together for good to them that love God, to them who are the called according to his purpose. The idea that it's not always easy and that it doesn't always make sense, if you turn into the Old Testament and look at the prophets, one of the prophets that exemplifies that truth so well is Jeremiah. He's described by some as the post -Christian prophet, the one to preach to post -Christian times. He's a man who was the unwanted yet truthful voice of God in his era. He was called to preach repentance to an unresponsive people. He confronted ungodly kings, untruthful prophets, and unfaithful people. As he states in Jeremiah 2 13, in a very clear illustration, he says, For my people have committed two evils. They have forsaken me, the fountain of living waters, and hewed them out cisterns, broken cisterns that can hold no water. He's constantly called to preach to a hard -hearted people for them to turn from this world's broken and false replica of a God to the only God who redeems the only God of life. It was a message largely unheeded by Judah, a message of judgment that saw fulfillment in Babylonian destruction and captivity, which was a reality that broke Jeremiah's heart. Irving Jensen says this, By divine design, it was Jeremiah who was called to prophesy in the darkest hours of Judah, when Judah as a nation died. He is known as the weeping prophet and the prophet of the broken heart, but he wept not for his own trials, grievous as they were. It was the sins of his nation and the fearful destruction these sins were bringing upon them that broke Jeremiah's heart. So as Francis Schaeffer notes, Jeremiah provides us with an extended study of an era like our own, where men have turned away from God and society has become post -Christian. And it's to this type of people, this ministry, that the divinely called Jeremiah struggled at times to understand and accept his role in giving God's message. He preached 50 plus years going through, I think, four different kings. He faced opposition and derision, and at times he wondered internally with why God has called him to this task. He wrestles with that thought continually throughout the book. But it is in those instances of distress that we get a window into the prophet's soul showing the deep personal price that he has to pay for his faith and his faithfulness. And it's to one of these that we're turning this morning, chapter 20 of Jeremiah, to see that battle and understand what it means to truly have a burning fire in your bones to proclaim God's truth, no matter the response or reality in which we live. My goal with this whole message, one, as we walked as a church in ordaining Pastor Theron to the gospel ministry is to be a call in his life that no matter what comes up that the Word of God is a burning fire, but it's also a call to us as a church to have a burning fire, a truly burning fire that we cannot but proclaim Christ no matter what we encounter in this world. So we encounter Jeremiah in the midst of one of his sermons or oracles preaching the destruction of Judah at the temple, and this is around 606 BC during the reign of King Jehoiakim. If you've ever read Jeremiah cover to cover and you're wondering if it's a chronological history, it is not. So it is based on these sermons and how they fit together and the message that God wants to bring. It's not always set in chronological order at all. So this is early on in Jeremiah, 1914 and 15. It says this. This is his message. Then came Jeremiah from Tophet with the Lord had sent him to prophesy and he stood in the court of the Lord's house and said to all the people, by the way, he was a prophet and a priest. Thus say at the Lord of hosts, the God of Israel, behold, I will bring upon this city and upon all her towns, all the evil that I've pronounced against it because they have hardened their necks that they might not hear my words. And he is a weeping prophet, a broken prophet. He's the prophet that had to preach to people who didn't want to hear what he was saying because they had other prophets saying, don't worry, we're going to be fine. It's not going to be a problem. We're going to get over this. We're going to prosper. We're going to be victorious. And he is almost a singular voice during this time saying, no, that's not what God said, that God has something else for us. Well, a man named Pasha, who is both a priest and the chief officer, here's Jeremiah speaking and he has Jeremiah whipped in scripture. It says he's beaten and really likely what Jeremiah received at that time were 40 lashes based on what Deuteronomy 25 three would allow. And so when you see that he got beat, it's not a whipping or two, but instead a formal punishment that took place. And then it says that pasture placed him in the stocks where his hands, feet and head were placed through holes, which contorted his body and caused extreme pain. Where is he placed in the stocks? It's not in prison, but it's at the gate. There's stocks at the gate. It's the Benjamin gate, upper Northern Benjamin gate because they wanted everyone to see what happens to someone that confronts them and speaks of God's judgment. Jeremiah is released the next day and instead of backing down, he renames pasture to Magor Miss Abib and you, you get extra chicken if you remember that at the end of the service, what his name was. But it means this terror on every side and, and what Jeremiah was saying was he was reiterating his message. He says, pasture, you're going to see your friends struck down on by the sword. You're going to witness people you know, hauled off to Babylon. He himself will be hauled off to Babylon after seeing the Babylonians take all the wealth of Judah and Jerusalem and that he would ultimately die there and be buried with the friends to whom he pasture had prophesied falsely. I want us to see as he's coming out of the pain and punishment, what he did yet those strong and bold words from Jeremiah were not all he was feeling or experiencing. The rest of the chapter deals with a cry to God saying that the mocking and the disrespect and the ridicule or are wearing on him. He preaches God word and it says he feels like it's become a reproach and the reason why people attack him. He wants to stop speaking God's word but realizes that he cannot stop speaking because that truthful message is in his heart and not speaking God's word creates a burning in his bones and what they're trying to say is there is such an intensity that you cannot stop a burning word that he must preach no matter how his world responds and so with that burning word in perspective, we take a moment to see and recognize what can waylay us from speaking it. For Theron, I kind of specifically kind of diving in for him on this. What can knock you off course? What are things that can come in and recognizing what they are from Jeremiah's circumstances and then seeing how they are overcome and so as we look at Jeremiah's circumstances, we must first recognize the potential pressure. Jeremiah 21 through six, it says, now, pasture, the son of emir, the priest who was also chief governor in the house of the Lord, heard that Jeremiah prophesied these things. Then pasture smote Jeremiah the prophet and put him in the stocks that were in the high gate of Benjamin, which was by the house of the Lord, and it came to pass on the morrow that pasture brought forth Jeremiah out of the stocks. Then said Jeremiah unto him and pastures thinking that Jeremiah is going to recant. He says, the Lord had not called by name pasture, but Maggore, Miss Abib. For thus say at the Lord, behold, I will make thee a terror to thyself and to all thy friends and they shall fall by the sword of their enemies and then I shall behold it and I will give all Judah into the hand of the king of Babylon, which is the first time he names the oppressor that's coming in a specific way and he shall carry them captive into Babylon and shall slay them with the sword. Moreover, I will deliver all the strength of this city and all the labors thereof and all the precious things thereof and all the treasures of the kings of Judah will I give into the hand of their enemies, which shall spoil them and take them and carry them to Babylon and now pasture and all that dwell in thine house shall go into captivity and now shall come to Babylon and there thou shalt die and shall be buried there. Thou and all thy friends to whom thou has prophesied lies. And if you think Jeremiah is a coward and I want you to make sure you get this image correct in your mind as we walk into where his, his struggle comes, you recognize that after being beat 40 times, put in stocks for 24 hours, that when you're released and the first thing you say is what I said is right and let me get very personal and let you know exactly what's going to happen to you. You recognize that this is not a coward or a weak man. What we see is that Jeremiah encountered significant pressure or pushback from the world of his day. They're not pleased with what he's saying. He's actually accused of being a traitor. They wanted to kill him for committing treason because he preached what God had said and Later on in his ministry, beyond this beating in the stocks later on, they're going to throw them in a pit that has water in it. It's sinking constantly to let them drown in a very slow way. The reality of God's truth though, is often those who need it and who we are striving to reach hate it, and that's something we have to accept as we bring truth that the world doesn't love truth, that the world is not enamored with truth. They're not sitting there saying, Oh, everything makes sense to me, but instead they will come after truth with some of the ugliest hate possible. They can resort to violence and physical attack. Many of us cannot fathom the idea or that reality. We don't see that in our world and in our, in our country, but we know that around the world fellow believers face physical attacks for believing and preaching God's word. I read the voice of the martyr and go through it and I'm just shocked by different sufferings that people walk through. I just read of one where they lock Christians up in sea containers in the middle of the desert and give them meager rations. You imagine how hot that gets in there and the suffering that is faced and yet those people remain faithful to the word. There is a potential for physical abuse. This world hates the message of truth that God has sent to it. Now, along with that physical abuse, one that we probably will encounter more quickly, we find psychological stress. Don't lose sight of where he was put in the stocks. He's in the north gate off of the court of the Lord. So at the temple, they have punishment designed to be public and they're taking a man who is both a priest and a prophet who's preached God's word, who knows that truth, and they've made a public example of him and they've set him up to be ridiculed. He's sitting there. Later on, Jeremiah will talk about the fact that he hears many whisperings. In this chapter alone, and we'll see it in the next segment, he talks about this idea that his closest friends have denounced him.
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Real Estate Coaching Radio
A highlight from URGENT! How To Get Your Real Estate Listings SOLD NOW! (Part 2)
"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Welcome back. Today is day two, how to get your real estate listing sold. So Julie, without any further delay. Yes, that's right. So this is the continuation. We did points one through five. We're starting on six today, about 11 unexpected ways in addition to a price reduction or instead of in some cases to get those listings to move. And remember this is point number six. So if you've not heard the first few points, make sure you go back and listen to those points because they're really critical that you are tuning your mind to the fact that there are a lot of ways to get properties correctly positioned on the market so they meet the buyer's expectation, i .e. priced correctly. And also if you happen to have a listing that is out of alignment with the market's expectation, how you can make it more competitive in addition to or maybe instead of, thank you, a price reduction. So make sure you read our notes. All of our notes from today's podcast, all of our notes from every podcast are down below in the show description. If you're on YouTube, it's very easy. Just click Show More or on iTunes, Stitcher, Spotify, all the billions of different places you guys listen to us. Scroll down, read the notes. They're all there. We obviously include about 1 ,000 % more in addition to the notes. When you were listening, you were noticing that Julie and I, because in the comments I'm reading what you guys are saying, we often do talk about things that are I think more drilled down than what our notes are. But the notes are there for you to use to remind you to essentially what to say, how to say it when you're speaking with your sellers or buyers or whatever's relevant. But also there's a link for you to join Premier Coaching. Thousands of you have joined Premier Coaching in the last year. From what we understand, it is the nation's number one coaching program. Why are so many agents joining Premier Coaching program? Well, a whole bunch of reasons, but the best reason is because it's a coaching program designed for this new market, for the agents that are willing to do what they don't want to do and they don't want to do it at the highest level. As a result of that mindset, on the other side of that mindset, when you have the skill set necessary, you're going to experience success at levels that you can only dream of because how do I know that's true? Because we have, guess what, thousands of coaching clients that are telling us that. So the link to join Premier Coaching is below. So scroll down and click the link or just go to premiercoaching .com. Take 17 seconds to join. Yes, we've timed it. If you type faster than me, you could probably do it in 10 seconds, but the link to join is right there and you have immediate access to the entire first level of Premier Coaching. All right, so again, this is part two, starting on point number six, 11 unexpected ways to get your listings to sell faster. Now, any of these ways can happen upfront as soon as you take the listing. They can also be added to the comments after you've had the listing for a while, as some of you are sitting on listings you're surprised that haven't sold yet. And we can also do more than one of these points at the same time on those listings. So you have some flexibility on this. All right, so other ways to add some perks and get these listings to go faster. Point number six, add a $1 ,000 commission bonus to a buyer's agent if it's pending by a certain date. Now, if it is more expensive, you could add a $5 ,000 bonus. You can add a $10 ,000 bonus if it's over a million dollars. If it's over $5 million, adjust accordingly, but add a commission bonus to the buyer's agent if it's pending by a certain date. The builders are doing this. You better do it as well, especially if you have a lot of builder competition. I know, I saw, I think it's from Lenar, it might've been KB homes in San Antonio. There are some agent bonuses as high as a 6 % to the buyer side. That's amazing. And it's not just on one house either. There's like lists and lists of this stuff. Do you remember, Julie, back in 2007, 2008, we had coaching clients who their sellers had like, I remember one in particular is a Lamborghini. It was like a year old Lamborghini and it was during a hard time for the seller and the car had depreciated. The house was, they still had equity, but they wanted to sell the house before the house was worth less than they owed on it. This was a totally different market, not work that we're experiencing now. So they actually included the Lamborghini in the sale of the property and the buyer's agent that ended up buying it, ended up representing the buyer to purchase it, took the Lamborghini in lieu of their commission because the buyer didn't give a rat's, you know, what about a car? I know. Well, I mean way to be creative, right? Right. I recently saw back and forth on one of the Facebook agent pages where an agent was talking about how their broker had invested in some kind of thing where it was like a vacation voucher that they could use on any listing. And you know, I was, what was crazy was the, the other agents on this social media thing like piled on, well, if you have to do that, you must have overpriced it and that seller must be crazy. And what is this, a timeshare? And it was like insane back and forth. And go you, whoever posted that, who said, no, actually we feel it's a smart thing to do to put on all of our listings, to have a little extra something to make sure that we're shown first. I mean, that was a very professional response. There were two vacation vouchers. One was for the buyer's agent. One was for the buyer and they didn't have to use it, but it was like X percent off of their travel. I thought it was pretty crafty. Okay. So along those lines, hopefully we're motivating you guys for what we're motivating you towards is wanting to sell more expensive listings because the tchotchkes obviously are better. Well, they get better. If our first two stories didn't do it, this one might. So Ben Salem, I know you're going to mention this. Yeah. Well, cause he sells a lot of beautiful luxury real estate and he works with a lot of, you know, high end, not in Los Angeles, exactly, uh, buyers and the bird streets and the rest of it. And he's not very, I, Ben's one of my favorite coaching clients of all time cause he's not high profile and yet he sells a lot of expensive homes and he doesn't, you know, he's not, he's not peacocking around about his success. He just gets the job done. That's right. So, uh, one of the things he did on a particular really weird house that was owned by a, I won't mention who is, it was a celebrity, uh, well fallen celebrity, I should say a fallen star. In any event. So this property in particular was very difficult to sell, had a lot of condition issues, um, the whole thing. And so what Ben did is he put an incentive on it that he would pay for the buyer's agent. It was all disclosed. Everyone knew about it. Nothing under the table, nothing like that to take a private jet and fly to Las Vegas stay at the wind and he was going to pay like the whole thing. It was just some ridiculous, some sporting thing or something. I don't remember. You know, I think it was not related to some event. It was something. Yeah, something like that. Anyway, that's what he ended up doing and he took a bunch of pictures and it became a big, you know, hoopty do for the buyer's agent. And it was something that got Ben's name on the radar for other listings that may have been a little cantankerous to sell and he got more listings from it. Point being, if you're in a marketplace where something isn't selling, the answer isn't always lower the price or if it is, it's lower the price and do some things that are more creative to hype up the listing, especially true in upper end listings where the house needs a lot of repairs, updates, that type of thing. Yeah, that's right. One of the problems with big luxury homes is there's more to do when it gets outdated and it's more expensive. You know, I can just see, I can just, I feel in the collective unconscious of all of the, you know, worn out buyer's agents from the previous market. They're like right up, you know, about time we get a few perks out of this, right? We feel you guys, we understand. So we were talking about doing a commission bonus. Always do a new seller's net sheet when you're adding any of these sellers concessions to the transaction. Make sure the seller knows how their bottom line will be impacted. Many of these concessions will actually cost less than a price reduction would have or make the price reduction smaller when combined with the concession. But make sure you're translating it into actual dollars so your seller's not surprised. And you know, again, advanced coaching here, but sometimes you can get your title escrow company to actually make those for you. So they're actually seeing all the expenses. I'm not saying your net sheets aren't accurate, but it's a little bit more authoritative in some sellers eyes when it's coming from the title escrow attorney type thing. So another thing you can do to give yourself a more professional veneer in the marketplace where it's the agent has the skill set that's going to get the listing. So don't avoid doing a seller's net sheet just because you don't know how to do it. Get some help. And there are some MLS is that allow you to plug in those numbers and they know how to figure your taxes and all that. But I agree with you. The title or the closing attorney can certainly do that for you. And it's not weird to ask them to do that. That's normal. Okay. Number seven, seller does not require inspections waived. Again, a new concept that replaces the old markets as is requirements. We talked about that a lot yesterday, so make sure you go back and listen to that, especially at how we tied it in at the end of yesterday's podcast to buying a home warranty at the time you take the listing and including seller's coverage and then having the house pre -inspected and having the repairs on the property done. So that when the buyer walks in, they're seeing that the property was pre -inspected, the repairs are done and the house comes with a home warranty. We are trying to position you so that you can compete against not just other resales, but also new construction. Very well put. Point number eight, have your favorite lender create a rate sheet to give away at showings and open houses. The rate sheet should show three different ways of purchasing the home. You can also attach that to your home brochure in your home brochure box. You could do a 30 year fixed, a 321 buy down, a 723 adjustable or a 525 adjustable. All of these can get a lower interest rate and lower payment. My favorite one is to just buy down points like the builders do and to lock in a lower rate for a 30 year fixed. But there are other creative ways to combat higher interest rates. We didn't say this yesterday, we should say it today. When you're doing things like what we suggested yesterday and today and you're being more creative and the seller is contributing money to buy the points down, in the description you can say at list price seller agrees to buy the points down, making the interest rate in a 30 year fixed rate mortgage, this payment range and that type of thing. So at list price, you can buy a little bit of insurance for the seller so that if the buyer comes in low and the seller is even inclined to accept it, that they're not also then going to have to concede to all those other concessions that they used as incentives to get the offer in the first place. Great point because you don't want to sign the seller up to both have to take something lower and to contribute 10 ,000 in closing costs or what have you. But don't be surprised when you do have, especially in a market where listings are harder to sell, where the buyer's agents do come in and they do ask for a lot of different things, you're just going to have to work through it. And again, we teach you how to do that in Premier Coaching, except the old days of throwing a dart against the board to price it and then waiting for the offers to come in over list price or long over. You have to have the skill set now, not just to list properties correctly and get them sold, but also how to counsel your buyers to get the properties. This is a new market. This is a skills -based market. Those of you are willing to learn the skills and do what you don't want to do and you don't want to do at the highest level, you're going to have an unprecedented, massive, unbelievably exciting real estate future. Yes, you brought up a little minor but important point because we're working through the transition of a super hot seller's market on every single listing that hits the market, no matter where you live, to a more adjusted, more reasonable, more normalized market. Now, we've been talking about how to buy down interest rates and do some more creative financing, which freaks some of you guys out. It makes you think, oh, I heard about that during the housing crash and adjustable rates are evil and we can't do that. I've seen some of this manifest in things like a seller will have an offer brought to them by their listing agent where the buyer is asking for closing costs. And the seller and the listing agent, their reaction is, well, if they need closing costs, they must not be a very strong buyer. That's a weak, truthfully, that's a weak agent. But you understand where they're coming from. Totally, completely. You understand why that's happening. But that's a weak agent who did not properly position the seller when they put the house for sale. This goes back to skills, guys. Now, I even have an instance of that, Federico in L .A. had a builder react like that when somebody asked for closing costs, even though they came in at list price doing what the builder asked because they asked for some closing costs. Builder was like, well, they, you know, why would I take that? They must not be very strong of a buyer. Just because somebody asks to get help getting a better interest rate does not mean they are a weak borrower. It means they're actually pretty smart about what they're doing. So you'll have a choice, Mr. Seller. You either lower the price by $30 ,000 or we actually give concessions to the buyer so that they can buy the interest rate down or cover the buyer's closing costs. Because the buyer is using all of their money, they need all their cash basically as their down payment to qualify for the mortgage. Now interest rates went up, they're going to need concessions to basically buy the rate down so they can afford the payment, qualify for it. Or Mr. Seller, you can just lower the price by 30 grand and we can hope and pray that we get another offer six months from now. It's up to you. Right. And in fact, if the seller were to counter it, you know, up for 10 grand and I'm going to pay 10 grand in closing costs, their net, you guys get focused on the wrong thing sometimes. Do the net sheet. The net to the seller is list price minus coming down 10 grand minus 10 grand to closing costs. Isn't that the same as taking a price of 20 grand less? It is. But that's, by the way, one of the techniques we show you when you have someone that's trying to fight with you over your commission is you don't get them to focus on the commission. You get them to focus on what their net is and in a marketplace where what almost all the houses, well, most, most, all real estate in the United States, according to Julie's statistics two days ago on podcast has increased by at least 45, 49 % since 2019, 49 % okay. So here's the thing. If they have to come down 2%, they're probably going to be okay. And if you're having them battle you over price or I'm not paying the $360 for a home warranty, you need to move their eyes to the bottom of the net sheet and circle with a red pen, their net, and then you need to get, have them understand that they've won the real estate lottery. Congratulations. Exactly. Okay. Number nine, find out if your seller has an assumeable mortgage. What's the rate and what are the requirements? Advertise this in your MLS description as well as in your home brochures. all Just note FHA, VA, and USDA mortgages are assumeable and some other loans are as well. All you have to do to find out is call whoever's servicing the mortgage. There are ways to look it up online as well, especially if it's FHA and VA, you can go to hud .gov and look it up by loan number. My beautiful wife, what are you, what assumption are you making? That they even know what an assumeable mortgage is. Correct. You're assuming, you're assuming they knew what an assumeable was. You were making an assumption. Well, I'll explain it quickly. So basically, someone's taken out one of these FHA, VA, USDA mortgages and let's say they have a fixed interest rate of say 3%. And let's say the property is worth, they paid $400 for it and now it's worth $500. If the buyer comes up with $100 ,000 or whatever the spread is between the market value and what they own the loan and they qualify with release, in other words, the FHA, VA, USDA has to, the person has to have decent credit and obviously... They have to be able to qualify for the mortgage. They can assume, they can actually assume the mortgage of that seller. So they themselves can have that ridiculously low 30 -year fixed rate mortgage. Now I'll even make it more interesting for you. Let's say your buyer only has $50 ,000 down, the house is worth $500, the USDA mortgage is only $400, the interest rate is 3%, the payment's obviously a heck of a lot less than it would be if they went out into the marketplace now and got a loan. But the buyer only has $50 ,000, but other than that, they qualify. You can get the seller to give them a second mortgage for the $50 ,000. And I don't want to get into the weeds on that, but this is something we talked about in Premier Coaching and we talked about in previous podcasts, but you can make deals happen where other people don't even see opportunity. That's called skill. Yeah, and that's even better than doing a rate buy down or an adjustable. I mean, potentially it's pretty killer. Just to overview, if you want to, you know, hopefully some of you are having some sparks fly in your minds, what would happen is the seller would give the buyer a second mortgage, I'll stick with $50 ,000, that is an actual lien against the property. So that means every month the buyer is going to be making the payment, now the owner of the new house is going to be making a payment on the first mortgage and on the second mortgage. You can do, and you will use an attorney to do this obviously, but then what will happen is the second mortgage, let's say the first mortgage is 30 -year fixed, the second mortgage might have a three -year arm. In other words, they're going to make the payment on that $50 ,000 for three years and then they have to pay the seller back the $50 ,000 or refinance it or there could even be a covenant in there, a carve out where if the seller agrees, you know, they can continue the mortgage, right? It's not just a balloon payment. It could be essentially... You can write it however you want. Exactly. You can write it however you want and if the interest rate makes sense and the payment's been made on time, I bet you that a seller is going to be more than happy to continue to have that $50 ,000 paid over terms because maybe the interest rate is great and they're making more money on it than they would investing in other places. You have just put a buyer in a house that they normally wouldn't have necessarily been able to buy because they didn't have the down payment and now you put them in a house or they can get the mortgage assumed. The reason that this is very powerful because a lot of the properties that are FHA, I'm not going to say VA, but FHA, well, I'll just lean into USDA. They're going to be more rural type properties and some of them are going to be working farms and small farms and things like that where you're going to have to be more creative to get the property sold. This is the type of information that gives you an unfair advantage and every marketplace makes you more confident, makes it so that when you wake up every morning, you're bouncing off the walls wanting to share with the world your real estate knowledge. I have seen some of these assumables already happening because smart agents have figured this out. I have a question for you. Maybe you don't know. I need to research this. Let's say that you have a seller that has an FHA assumable, but they've owned the house for like five years, which means they only owe 25 years. If I assume that, you pick up a 25, that's another advantage, right? I mean, that's huge. Yeah. You've just shaved off five years that you don't even have a 30 year. You've got a 25. They don't recast the mortgage, Julie. That's what I thought. That's what I thought. I just wanted to make sure I had it right. But the same goes true. Like when you and I started selling real estate, there was a whole bunch, well, they were hard to find, but they were just sweetheart deals. And there were assumables out there where people had paid off half the loan. It was a 30 year and it was 15 years left. You'd pay them their equity and you'd basically have a 15 year loan. I know. It's amazing. And I was just reading, I think on housing wire, that a surprisingly large amount of this recent, you know, when we had all these low interest rates for several years, a lot of those, and some of them will be assumable, because rates were so low, people got 15 year loans when they refi'd or when they purchased in the first place because the payment was, you know, normally you wouldn't do a 15 year because the payment is higher, but with rates the way they were, it made sense to do 15 year. How are you going to use this information? First of all, ask your seller what type of mortgage that they have. Don't assume, here, I'll give you, assume they have an FHA mortgage or a Fannie or Freddie until proven otherwise, or a VA or, you just assume that they have a mortgage where there's a carve out for it to be assumable. And if you're in a marketplace where things are hard to sell, you can find out if they do because I promise you again, your sellers won't know. Find out if it's assumable. And then if it is, you have the ultimate unfair advantage when getting that property sold. A hundred percent. Because again, back to our example from yesterday, if it's that listing, which is an assumable at some outrageously, now outrageously low interest rate, and you're advertising that in your agent comments and there's four other homes that meet the buyers criteria, who do you think is going to get shown first? I'm going to even take this to the next level. If you are smart, which all of you are, otherwise you would be listening to our podcast, you're going to think, well, how can I pick up rental property this way? Because a lot of these mortgages, FHA, VA, USDA, the mortgage criteria to qualify in the first place is a little lower. You can actually use what would have been your commission as a, towards your down payment. And you can assume these low rate mortgages and you can actually start walking into rental properties. There you are. See? All right. So point number 10, use 1 -800 -HOME -HOTLINE on your for sale signs to generate leads and possibly sell your listing yourself. One of the best solutions to a listing sitting on the market too long is to sell it yourself. 1 -800 -HOME -HOTLINE .com. So also refer to past podcasts about that system. We're not going to dive too deep into that today, but capture unlisted phone numbers, answer zero transfer calls, or immediately call the prospect back. Secret, many of your initial calls will actually be from neighbors of your listing. Those are also listing leads guys. And that website, by the way, and the product is getting totally revamped. So anyway, go to 1 -800 -HOME -HOTLINE .com. Full disclosure, Julie and I own 50 % of that company. Yes. With a partner with one of our original listings, oddly enough. Actually, he was our first seller, wasn't he? Oh my gosh. We forget that sometimes. I know. Well, it's all related, right? Yep. Okay. Point number 11, use a home brochure box next to or attached to your for sale sign. There is an art to the home brochure. Of course, highlight all the attributes of your listing using 800 -HOME -HOTLINE and including your email address. But in addition to this, there's lots of different ways you can utilize the home brochure to make your phone ring. Now we have a podcast that we've done two or three times in the past called How to Hot Rod Your Real Estate Sign or Your Brochure Box. So there's all kinds of things that we did in a dedicated podcast on that. This is all about the fact that in many cases, you're going to have to sell your own listing because the buyers, agents, you know, a whole bunch of reasons. I'll give you guys a really good example. You'll remember this. It was our neighborhood in New Albany Country Club and there was a listing that was for sale when we moved there, expired, got listed with somebody else and expired again. I remember. And it was like caddy cornered to our backyard and they were moving back to Hungary. I think it was Hungary. Something like that. Yeah. And they're the nicest people ever. Super nice people. So we ended up listing the property and I was shocked the house hadn't sold. Me too. It's a good house. It was great. It was a typical expired where it basically gets a lot of activity when it's new. The local agents, you know, stopped showing it because there's other new listings, the whole thing, right? If you look at the curve on showing activity, it's really, you know, two weeks, three weeks and after that it starts to drop off pretty precipitously and after it's been for sale for 30 or 45 days in virtually all markets, the showing activity stops. Well that's what had happened to this property. But even worse, or I should say better for our advantage, even worse, the local agents were assuming that the house had some sort of problem, otherwise it would have sold. And how do I know that? I had, Julie and I had that listing. This listing I remember was five or 600 grand and this was back in. And so this house was, we had a for sale sign obviously and we had 800 home hotline. There was somebody parked in front of the listing.
The Dan Bongino Show
Fresh update on "25%" discussed on The Dan Bongino Show
"Tape talking about it. They're obsessed with it. It's the only thing they care about. I'll cover that in detail coming up next. And as always, if miss you any of it, it's available on the pie. Folks, you ever get the feeling the unthinkable is going to happen soon? I do. But between the distractions and smokescreens in the media, we probably won't see it coming. That's why it's smart to invest in emergency food right away. Better to have it and not need it than to need it and not have it. My Patriot Supply is the nation's leader in high quality emergency food. Head on over to PatriotSupply .com and prepare today with emergency food that will stay fresh for up to 25 years. Enjoy a wide variety of delicious food kits offering over 2 ,000 calories every day for optimum strength under stress. And don't forget about water filtration and purification products. These are perfect for bug -out bags, survival supplies, or a camping pack, all necessities. One thing is for sure in this world, stock up before the panic sets in, not after, use and my Patriot Supply. Water by 3 p .m. and your items ship the same day? That's fast. Go to mypatriotsupply .com. It's time to prepare for what's coming. That's mypatriotsupply dot com dot com. Another Illinois man sentenced for his role in the January 6 attack on the Capitol. News
CoinDesk Podcast Network
A highlight from UNCHAINED: SBF Trial | How Sam Bankman-Frieds Lawyers Might Try and Win His Case
"Thanks for listening to Unchained, your no -hype resource for all things crypto, on the CoinDesk Podcast Network. You can also listen to the episodes on the Unchained feed earlier if you subscribe there. Plus check out all our content on our website, unchainedcrypto .com. Very dangerous to call the defendant. However, you may be in a situation where the government puts their case on and you are going to lose. There is no way you're winning. You're only shot as a Hail Mary. Okay, let's put them on. The other side of the coin is it's very powerful when a defendant testifies. It makes it much harder for the jury to convict. They're not dealing with characterizations of a person anymore. They're dealing with that person. They have heard the person speak intimately in a courtroom. And even in cases I've had where a defendant testified, even when the jury ends up convicting, it often takes them longer to get there because it's a harder decision when a human being testifies to them. Starting on Tuesday, October 3rd, the day this episode airs, the world will be watching the criminal trial of the United States versus Sam Bankman -Fried. In this episode, my guests Kayvon Sadeghi and Samson Ensor unpack what it is we're likely to see in the trial, starting with what kinds of potential jurors it is that both the prosecution and the defense will want to deselect from the jury poll this week. Why it's even gotten to the point of a criminal trial given that three co -conspirators have already pleaded guilty, what the core of the trial centers around, and why it is they think the fact that it involves crypto won't matter. Plus, they explore the effectiveness of one potential defense from Bankman -Fried's side, the so -called advice of counsel defense that says that FTX's own lawyers approved of the company's actions. And finally, they raise the question that everyone will be looking for. Will Sam testify? Hi everyone, welcome to Unchained, your no -hype resource for all things crypto. I'm your host, Laura Shin, author of The Cryptopians. I started covering crypto eight years ago, and as a senior editor at Plorbs, was the first mainstream media reporter to cover cryptocurrency full -time. This is the October 3rd, 2023 episode of Unchained. Buy, trade, and spend crypto on the Crypto .com app. New users can enjoy zero credit card fees on crypto purchases in the first seven days. Download the Crypto .com app and get $25 with the code LAURA. Link in the description. Vaultcraft by Popcorn is your no -code DeFi toolkit for building automated, non -custodial yield strategies. Learn more on vaultcraft .io about how you can supercharge your crypto portfolio. The game has changed. The Google Cloud Oracle, built for Layer 0, is now securing every Layer 0 message by default. Their custom end -to -end solution sets itself up to bring its world -class security to Web3 and establish itself as the HTTPS within Layer 0 messaging. Visit layer0 .network to learn more. Today's topic is the trial for Sam Vangman -Fried. Here to discuss are Kay von Sodegi, Partner and Co -Chair of Fintech and Crypto Assets at Jenner & Block, and Samson Enser, Partner at Cahill, Gordon & Rydell. Welcome, Kay von and Sam. Great to be back with you, Laura. Likewise. Thanks for having us on. So, the day this episode airs is the first day of the criminal trial for the United States against Sam Vangman -Fried, the former CEO of FTX. Before we dive into the details of this trial, why don't we just have you each briefly describe how your background is relevant to this case. Kay von, would you like to start? Sure. Sure. So, I've been a litigator in New York for the last little over 20 years now, I guess, and in the blockchain space since late 2016, so I've been following all sorts of litigation enforcement actions in the space, including things related to the FTX situation, of course. I also know when things go criminal to open people like my friend Sam here, who have more direct experience, so I'll turn it over to him to discuss his background. Sure. Thank you, Kay von. I used to be a federal prosecutor in the Southern District of New York in the securities and commodities fraud unit, which is the unit that is prosecuting Sam Vangman -Fried. When I was there, I did their first crypto securities fraud cases. So what you're seeing in this case is sort of an evolution of some of the cases that I worked on. The prosecutors in this case are folks that used to be my colleagues. I know them well, both from when I was a prosecutor and now as a defense lawyer at Cahill. I tried a case in front of Judge Kaplan, who is the judge in the case. I know him well, and I've had a case in front of him as a defense lawyer. And the defense lawyers are folks that I'm friends with from both sides. I worked with them with Chris Everdale when we were prosecutors together. And now on the defense side, he and I have worked together on this side as well. All right. So to begin our discussion, why don't we first explain how this trial is different from, say, the SEC's case against Ripple, which secures to even get a judgment that is now being appealed. So how is this trial against SPF even able to start less than a year after FTX collapsed? Sure. I can jump in. For what a lot of people in the industry have been looking at are things like the SEC enforcement action against Ripple, Coinbase, other things like that, which are civil proceedings. And those tend to be preceded by years of investigation followed by, once a case starts, months if not years of discovery where parties are exchanging all sorts of documents, taking depositions, there's multiple rounds of briefing. And we end up with something like a decision on summary judgment, as we saw in Ripple, before you ever get to a trial to decide what's tried. That is a very different process than the criminal process, which involves a lot less discovery up front. You end up exchanging a lot less information before trial, and it's a much more accelerated time frame. And I think for talking about exactly how those mechanics work, maybe we can kick to Sam to discuss a little bit about that criminal process. Yeah, for sure. I think in a criminal case, it is very common to get from indictment to trial within roughly a year, even in a complicated case. This case is unusual in that the prosecutors investigated the crime very, very quickly. It was November of 2022 that I think the market and the public started to see signs that FTX was cracking. It was not long after that that there was an indictment. So they were speedy in the investigation. Judge Kaplan is a no -nonsense judge who does not like to move a trial date. So he is somebody who pushes a case to trial if that's where it's headed. And so that's why we are here. In the criminal context, as Kayvon mentioned, you know, in a civil case, you will get to question under oath that is depose the other side's witnesses. So there are no surprises at a trial. Not so in a criminal trial. The does defense not have the opportunity to... If the witnesses for the government don't want to be interviewed by them, they won't be. They don't have the right to question them. If those witnesses don't want to be questioned, they may not even know who the witnesses are. They may learn that for the first time very shortly before the trial. If you've seen the movie My Cousin Vinny, it's actually a pretty good summary of how the criminal process goes. You're there and you're hearing the testimony for the first time. You have to really be live on your feet to be able to deal with it. And that's something that I think surprises a lot of people who aren't familiar with the system because I think the natural instinct is, you know, civil cases are about money. Criminal cases are about your freedom. And you would think as the defendant, when your freedom's on the line, you'd have more rights to information that you would have more ability to mount your defense and have everything that you would need to do so. But in fact, it sort of works the opposite way that you have less information going into the trial. You have less rights to understand what the prosecutors are going to do than you would to understand what the SEC is going to do when they're bringing a case just for money damages. I think another thing to think about, and this has played out in some of the briefing ahead of trial, in the Ripple case, the defendants, the company and the executives who were named in the suit are not in jail. So they can run their business, they can live their lives, they can meet with their lawyers in a conference room to prepare. Sam Bankman -Fried has been repeatedly asking the judge to release him on bail because he is literally in jail right now awaiting trial. He was out on bail originally. He did things that caused the judge to detain him. And now he's sitting in a jail. What that means is his lawyers do not have 24 -7 access to him. He may not have full access to computers or things to do the stuff he needs to do to prepare. I can tell you on the defense side, I've had clients in jail when I've had to defend them. It is extremely difficult to confer with a client and prepare for court when you have limited access to them because they're in jail. Yeah, one other thing that I wanted to ask is why this even went to trial at all, considering that three of S .B .F.'s own colleagues will be testifying against him and have already pleaded guilty. So I don't really know. I'm not a lawyer. But in my head, it's like when you have that kind of testimony against you, you know, from witnesses that were directly there, does that mean that a plea deal wasn't even on the table? Or do you think Sam declined such an offer or, you know, what happened there? I am sure that if he had wanted to plead guilty, I doubt very much that the government would have been interested in letting him cooperate because he is, so to speak, the kingpin. When the government lets somebody cooperate, that is, plead guilty and testify against others to get a reduction or leniency at sentencing, typically the government wants to get somebody in the middle or the bottom and cooperate them up against somebody higher up in the food chain of a crime. I don't think there's anybody above S .B .F. We could have a discussion about whether he maybe knows things about others who would be peers of his in the industry, but I doubt the government was interested in his cooperation. Would they have let him plead guilty just to have some reduction in sentence exposure for the certainty of a conviction? They probably would have, but I expect they would have wanted a very stiff plea. And I think S .B .F., as some defendants do, they take the position, I didn't do anything wrong. I didn't act with intent to the fraud. And when intent is the key issue, what was in somebody's, between somebody's ears when they were doing something, it's very often that that gets tried. White collar criminal cases get tried a lot. And I think people, it is important in a white collar criminal case, when you're talking about fraud, very often, 97 percent of the facts are not going to be in dispute. In other words, the facts of did people deposit money or funds or digital assets on FDX not in dispute? What did the terms of use say, not in dispute? A lot of the activity is not in dispute. The question is, what was Sam thinking when he did certain things? Was he acting with the intent to deceive people and take their money or were other people doing that and he was just blissfully unaware? And so what you're saying is it really could be either that the government didn't offer the plea deal because they wanted to use the other witnesses to get him or that Sam wanted to take that gamble since, you know, it would be harder to prove what his intent was. So you're saying it really could be either? It could be either, but I would expect knowing the, I think if Sam wanted to plead and was willing to take stiff terms, he probably could have. I think that he drives the buck. The government decides whether you get charged, it's really up to the defendant to decide whether they go to trial. I don't expect they were going to be, as you say, it's a stiff plea that would have been available if anything. I mean, there was going to be no light sentence on the back of a plea here. So I think Sam was looking at any plea would have probably been a long time behind bars. And so at that point, maybe you decide to take your chances in his shoes. Because of the sheer amount of money and the number of charges. Yeah. Okay. So the main task at the start of the trial will be to choose the jurors. What do you think each side will be looking for when it comes to prospective jurors? So we've got a, you know, a little bit of a, of a hint from the voir dire questions that each side has put forward. You know, I think - That's the name for the process for vetting the jurors. Exactly. Maybe, maybe it makes sense to start with sort of how that process will unfold. So the trial will start with the selection of jurors and it's very different in a civil case as we're dealing with here or than in the criminal case. So civil case, the lawyers get to ask questions directly of the jurors, particularly in state court and it's a very freewheeling process. In a federal criminal case like this, the questions are handled by the judge and both the prosecution and the defense have submitted proposed questions to the court that will help guide what the court asks of the jurors. And a lot of it is pretty typical stuff that both sides somewhat agree on. And you want to know if people have any connection to any of the parties in the case, any of the lawyers in the case, if they have certain direct background and exposure to FDX or things like that. I think where some of the differences lie is whether people have broader exposure to crypto or the crypto industry generally, if they have views on any of that, or even the financial markets is one of the areas that parties may be touching. And then once we move past that, the defense was trying to, you're asking the judge to get into areas that I don't expect he will, but looking for any exposure to or experience with people with ADHD, any things along those lines that you can tell are sort of teeing up some of their defenses. So I think the defense will be looking for people who will be more sympathetic to some of those additional factors where, as I imagine the prosecution will be looking for people who are probably generally skeptical of crypto overall and avoiding any of those sort of sideshows. I would put it in three buckets. I think the government and the defense will think about the types of jurors into three buckets. One bucket are people who are sort of the quintessential citizen, common sense oriented. They work a job they can convict. Those are the people the government likes. So somebody who holds a job, somebody who is a boss, somebody who's a mid -level manager. So they are committed to society. They have to make decisions. They sometimes have to make decisions on incomplete information. That's the type of person the government would want. Then you've got people who are extremely technical, who want proof in mathematical certainty. Those are folks that the defense would like and that the government might not like. And then in the third category is another group that the defense would like. And those are folks who are more emotional and not necessarily going to be driven by the sort of inferences the government will put before them. So for example, the government likes to strike social workers, very afraid of having a social worker on there who might sympathize with a young defendant and say, you know, maybe a mistake was made here. I'm not sure beyond a reasonable doubt that this person should go to jail. No, wait. Just to go back to people who are either familiar with crypto or financial services, it wasn't clear to me. So it seemed like you were saying that, you know, the government would seek people who were skeptical of crypto. But if you're, if you just are knowledgeable, then is that, it seems like that would be better than for the prosecution rather than for the defense. Am I right in thinking that or? It's hard to read the tea leaves of exactly how that one will cut. You know, one of the defenses that, that we can see Sam Bankenfried would like to put forward and that the prosecution is opposing is an idea of sort of blame the regulators, blame the uncertainty in the industry, all of those sort of things to suggest that this was wild west, it wasn't clear what the rules of the road were, and therefore that should absolve him of some responsibility. And I think that's something the prosecution understandably doesn't want to get into and the judge has indicated, you know, there's going to be a pretty tight leash on anything like that, I think. But people who are very steeped in the crypto industry may have more of those views. They may be, you know, they may think that the uncertainty in the government's approach is partially to blame for what's happened, things like that. And so anybody who's so close that they may have some of those views may not be an ideal juror for the prosecution, but somebody, you know, somebody who's lost money, lost money or knows people who've lost money in some of these scams may be, you know, may be more likely to be a good juror for the prosecution. So it's hard to see exactly how those things will cut. I think it's important to note also, we call it jury selection, but it's actually a misnomer. The right name for it should be jury deselection. You don't pick your jurors. You get a pool of people and you have a certain number of strikes. And so really what you're doing is picking the worst apples and deselecting them and you're stuck with what you're left with. And so it's really, I think when trial lawyers do jury selection in a criminal case, they think about who are the people I have to get rid of? Who can I just, who can I not have on the jury? Government does not want the social worker on the jury. The government does not want, they don't like lawyers on the jury because they fear that a lawyer might just take over, creates unpredictability. Another sort of advantage for the defense is that the government has to get 12 jurors unanimous to prevail. If the jury is not unanimous, that's a hung jury and it's a mistrial, which basically is a victory for the defense. And if the jury unanimously wants to acquit, that's a victory for the defense. So it's the, the, the, the government needs to be able to get a group of people who can agree. Maybe somebody leads them and the rest of the people can go along with it, but they have to be able to reach consensus. That's important as well. Yeah. This is definitely a pretty complicated chess game. It sounds like, so one other thing that will happen or might happen after the jury deselection is that Judge Kaplan, Judge Lewis Kaplan, who is the judge in this case, might give a pre -opening jury charge. Explain what that is and why it is that he might give this or why he might not. Sure. So it is common practice before the commencement of the, the body of the trial, which is the opening statements of the lawyers, the presentation of evidence, and then closing arguments. Before the sort of body of the trial, the judge will typically give preliminary instructions to help the jury understand what they're going to hear. So the judge will say, you know, you're going to hear opening statements. These are the lawyer's attempt to give you a preview of what to expect, what the lawyers say is not evidence. And some rules of the road, some general rules of the road, and that's common. What Judge Kaplan does that's unique, he doesn't do it in every case, but he has done it in some, some criminal cases where it's complicated, is he will hone in on what he thinks is a key issue in the case and flagged for the jury. One of the key issues in this case is going to be a dispute about X. Here are the key rules you need to know about the law on how to decide X. Why is that important? It focuses the jury. It gives you a sense of what the judge thinks is the real battleground.
The Dan Bongino Show
Fresh "25%" from The Dan Bongino Show
"There was probable cause to return an indictment, but this case is like no other case. Davis is being held without bail. WLS News Time 1204 on the roads Kennedy inbound O 'Hare to the Bern down to 34 minutes 31 back out to the from downtown. Eden's you are delayed free inbound from Lake Cook to the junction outbound as well. Eisenhower just 29 minutes in from Thorndale to the old post office outbound 26 exit ramp to cost here still closed an investigation for a fatal crash involving a semi and a pedestrian. 25 minutes inbound I 3 55 to the drive delay free on the out in the van Ryan 18 minutes either way from downtown. Next traffic update in 15 minutes. Get news on the hour the half and when it breaks continuous coverage at wlsam .com. I'm breck oval 890 wls news your old furnace is have you ever covered a carpet stain with a rug ignored a leaky faucet pretended your half painted living room is supposed to look like that well you're not alone we've all got unfinished home projects
Unchained
A highlight from SBF Trial, Day 1: Possible Witnesses Include FTX Insiders, Big Names in Crypto, and SBFs Family
"Hi everyone, Laura here. Tuesday, October 3rd was the first day of the criminal trial of the United States against Sam Bankman -Fried. Unchained will be bringing you quick recaps of each day of the trial, and you can find our coverage not just on the podcast and on video, but also in our newsletter and on our website. Before the proceedings, Bankman -Fried sat with counsel on either side, noticeably thinner than he had looked previously, and his hair recently shorn, so his curls seemed less unkempt than his signature look. He was also noticeably less jittery than normal. I did not see him shake his leg at all. He had a laptop and sometimes appeared to be scrolling via the trackpad. At one point, Judge Kaplan addressed SPF directly and said, quote, Mr. Bankman -Fried, I want to make sure this is something that you understand. You have the right to testify in your own defense in this case, and the decision as to whether or not you testify is the decision solely for you. You are entitled to have your counsel's best advice on whether they think it is wise or potentially advantageous or not advantageous for you to testify, but they can't make the decision for you. It is your call. While the defense has not yet indicated whether Bankman -Fried will testify, he has gone against most legal advice thus far and given numerous media interviews about what happened at FTX. We'll see whether he continues to be as loquacious under oath. Just after this, the government put on the record whether or not a plea offer had ever existed and said, quote, The government early on in the case, after the case was charged, raised the question of whether the parties should engage in plea discussions, and the answer was no, meaning there were no discussions about a plea and the government never made any plea offers. For those of you who listened to the Tuesday episode with Kayvon Sedeghi and Samson Enzer, this answers one of the questions that I've had ever since Caroline Ellison, Gary Wong, and Nishad Singh all pleaded guilty. Why it was that this case went to trial rather than ending in a plea deal. During this period before the jury selection process, the government mentioned that it wanted to ask whether jurors had seen one specific pre -trial news story, which they called, quote, The CBS Special, and which was later revealed to be the 60 Minutes interview with author Michael Lewis, which aired Sunday and has been seen as somewhat sympathetic to Bankman Fried. Once the proceedings got going, the theme for day one was what recent Unchained guest Samson Enzer mentioned, jury deselection. The judge posed round after round of questions to prospective jurors meant to weed out those who either had conflicts preventing them from serving or who for reasons pertaining to their professional position, personal experience, or other factors could not remain impartial. This process did create moments of hilarity, at least for the reporters in the press room. For instance, one prospective juror said that he was currently unemployed and that his lack of income plus a six -week delay in his job search would be a hardship. Judge Kaplan asked him what he did for a living and he responded, Commodities traitor. Judge Kaplan himself was both firm about the purpose of the trial and the duty of the jurors while also exhibiting both patience and a wry sense of humor. A prospective juror who said she could not participate because she was scheduled to fly to Maui before the trial's projected end ended up admitting that she was going to be in Maui for six months because she lives there half the year. Judge Kaplan asked her if she could just delay a week. Numerous jurors had already heard about or read about FTX. One potential juror works at Insight Partners, a VC firm that had invested in FTX and Alameda. Another said he had processed claims for the victims of Bernie Madoff and numerous others said that they had invested in crypto and all of those said that they had lost money in it, including a man who said his twin brother had nearly been financially ruined from those losses. The government read aloud a long list of potential witnesses for both the defense and the prosecution to prevent any jurors with conflicts or ties relating to those people or organizations. Aside from one of the predictable names, such as Caroline Ellison, Gary Wong, and Hishan Singh, some other FTX executives named included Ryan Miller, Ramnik Arora, Constance Wong, Dan Friedberg, and Sam Tribuco, while other names and organizations known in the crypto world included Anthony Scaramucci, Zach Prince, Genesis, Paradigm, Sequoia, Layer Zero, and Ribbit Capital. SPF's parents and brother were also named. The day ended with 50 remaining possible jurors. On Wednesday, Judge Kaplan will narrow it down to 12 jurors with 6 alternates, and we should see opening statements in both sides, with the government projecting its opening to be 25 -30 minutes and the defense 35 -40 minutes. More to come tomorrow.
WTOP 24 Hour News
Fresh update on "25%" discussed on WTOP 24 Hour News
"Davis the man charged in rapper Tupac Shakur's murder in 1996 made his first court appearance this morning in Las Vegas Davis appeared before a judge he is due back in court in a couple of weeks when he's expected to enter a plea Tupac was 25 when he was killed in a drive -by shooting on the vegas strip prosecutors have described Davis as the on -site commander who ordered the shooting the first week of October means parents are planning fun outings for the family well look no further than Harbor Halloween it's at National Harbor October 22nd last year we had about 6 ,000 people families moms dads grandma grandpa's dogs everyone came out to National Harbor for a great day marketing director Deborah Topcic invites you to trick -or -treat around National Harbor we have over 30 restaurants hotel retailers they'll be handing out candy so you just hand out your pumpkin say your favorite trick -or -treating line and get some candy you can also watch a 30th anniversary screening of a Halloween classic every year for last nine years we've shown Hocus Pocus that is tradition during Harbor Halloween parents are being able to experience one of their favorite Halloween movies with their children plan your Harbor Halloween on w2p .com Jason Fraley w2p news at 25 and 55 powered by Maximus moving people and technology forward all right George Wallace what do you say we got football tomorrow night Bears in town Washington has
Telecom Reseller
A highlight from CXPA Marks CX Day, A Global CX Celebration, Podcast
"This is Doug Green, and I'm the publisher of Telecom Reseller. And I'm very pleased to have with us today, Graham Clark of Amcor CX. Graham, thank you for joining me today. Hey, it's great, Doug. Good to be here. And we also have with us Patty Soltis of Upwork and also of the Florida Network and CXPA. Patty, thank you for joining us. Thank you for having me. I'm delighted to be here. And we have with us once again our friend, Mark Daly, who's helped us with many different things, been involved in many projects and also a co -host at the MSP Expo. Mark, thank you for joining us this afternoon. Always a pleasure, Doug. Great to be here. Well, you know, we were just talking about before the podcast began about this is sort of a pleasure to talk about a fresh topic, at least fresh in the last few weeks. The topic of CX and how, you know, this is such an important issue, actually, for so many of our readers, even if day to day, that's not always the central part of their day job or their mission or what they're thinking about and so on. So we're going to be diving into that. We're going to be talking about CX. We're going to be talking about something called CX day and something called CXPA. But, you know, agreement, Patty, let's first just take a look at what CX means. What do we really mean when we're talking about CX? I would take that, Patty. I would say that. Yeah, I'll take that one. Customer experience, when we talk about that, that's every experience and interaction that a customer has with an organization. It starts from when the customer first realizes or has the awareness of some kind of need or want and goes through that entire cycle, like everything in between, coming out on the other end where hopefully the customers ending up in an advocacy state. It's everything that flows through all of those pieces. It's funny because a lot of people will typecast customer experiences, customer service, or typecast it as the user experience. It's that and everything more. It's the marketing that happens. It's the technology that they use as they go through this. It's the digital contact that they have. It's literally every interaction that that customer has with the organization as they go through that whole customer journey with it. And the thing I always like to add in when I talk about customer experience is the importance that customer experience can have to an organization. Because when an organization is strong in customer experience and they understand how important that customer is to them, they end up with just much better financial results. And the other thing that always gets me about this is when somebody asks me, why is customer experience important? I always want to say to them, because your business can't exist without a customer. Without customers, you don't have revenue. Without revenue, you don't have a business. So it makes perfectly good sense to pay attention to the customer. And it's kind of interesting that it's so obvious and yet, you know, it's, I like what you're saying that you're basically telling me, because it's ubiquitous inside the company, it needs to be ubiquitous and everyone's job inside the company. It sounds like everybody should be thinking about how their work inside a firm or an organization impacts CX. Yeah, that's really true. I've actually seen some other podcasts and speaking engagements and things like that where people, we've played the game where give me a job and I'll tell you how it's connected to CX. Because there is literally every role inside an organization on that customer experience. And that's, you know, some of it's direct, some of it's indirect. Some of it is in how a product is designed. Some of it is in how feedback is taken in. Some of it is in what kind of setting does someone work in. But there is a way to connect every single part and every single person in an organization back to the customer experience. Now, with that said, what is CXPA? Maybe I'll take that. So CXPA is the CX professionals organization. So in addition to customer experience, which Paddy defined, right, which is the customer's perception of how they relate to an organization. There's a thing called CX and CX is or CX management is kind of the discipline. So about 20 years or so. Some people started to put kind of methods and practices around how do you make this CX thing work. And then, of course, 2008, Apple changed the world with the launch of the iPhone and real mobile became a thing and smart apps and social media, I mean, all that stuff. Right. So so CXPA is the global professional organization that sits at the heart is think of us as the IEEE of the CX movement. And so CXPA is an organization that exists globally. We own the most important CX professional certification, the CXP, which Paddy and I are both CXP certified. That's the CX, CXB, what does CXB stand for? Certified customer experience professional. Yes, they get one of those. But it is the most widespread and recognized customer experience certification in the world. And so CXPA's role is to be the gathering place for information, networking, meeting other like minded professionals. We like to say that the CX world is like a cult or religion. And if you believe, you believe. And as Paddy said, you know, fundamentally, companies survive unhappy customers and we all have customer experiences that we rave about. We're raving fans of people. I mean, I'm a raving Amazon fan and Amex is a big fandom of mine in the sense of they're one of my brands. And then we all have customer experiences. We tell our friends about it on the other side, like dealing with our media company about a trouble problem. Or you mentioned this was coming out at the same time as the MGM hack and all the misery that people went through somewhat at the part of the company, somewhat not the company's ability. But people will talk about what happened on their once in a lifetime vacation to Vegas. Right. For a long time to come. And so how do companies recover from that? So CXPA is just the gathering place, the professional association that sits at the heart. We sometimes call it the heartbeat of the CX movement on a global basis. Graham, you actually have CX in the name of the company M -Corp CX. We do. So M -Corp CX is we are a boutique CX consulting company. We were we were founded at what's generally recognized as the birth of the modern CX movement, which is 2002. CX has two birthdays like the king of England or queen of England, king of England now. One is around 1968 when a bunch of crazy marketing people came up with a thing called C -SAT for the American automotive industry. Right. They were called J .D. Power. And that worked very well until a guy by the name of Fred Reichheld in Bain decided C -SAT wasn't a good enough score. And he came up with a thing called net promoter score that people might have heard of thrown around. And Bain created a piece of software, floated that company out as a company called Satmetrics in 2002. And the two other big technology players in the movement, Qualtrics and Medallia were formed at the same time. And then that date is kind of one of those change dates where the last 20 years have been the movement. So in the last five, six, seven years, where every technology company, integrator, agency, BPO consulting company have formed a CX practice. And every company has realized this is a foundational thing that impacts their long term success. You know, most of those companies got into the business the old fashioned way by buying something like us. So in North America, we're the last of the companies. We're about 40 people strong. And so we have been we've been a core part of this of this journey for the last 21 years. And it's certainly an honor to be to be still here fighting the good fight with, for example, a company up there in the northwest where you're from. Microsoft is one of our biggest clients helping Satya Nadella move that company from a product obsession to a customer obsession. Intel, which has a big operation of Portland, we were talking about similarly big client, a lot of pharmaceutical clients, life sciences clients, financial services clients. So we're so it's what we do. We're not just a practice attached to another consulting company who will leave the CX movement the day it becomes not quite so popular. That's the reason and rationale that we exist and all we do. Patty, could you connect the dots for us between Upwork and also the work you do on CX and for CXPA? Sure. So just in case people don't know, Upwork is an online platform at the tech company. And what we do is we match organizations with freelancers. So we are a global organization. We have clients and we have freelancers literally all over the world. What we do inside the organization is we really work on what kind of experience are we providing to our clients and to our freelancers? And this gets connected on many, many levels. There's the the analytics group, there's the product marketing group, there's the user experience and user experience research group. Then there's the customer experience division. And we all co -mingle with each other, taking a look to see what can we do to improve that? The interesting thing is that when successful organizations are working inside a customer experience, what they do is they connect what's happening in that customer experience world and they connect it back to financial metrics. So one of the big things that we do is we take a go in and take a look at what is happening with churn and retention inside the organization. And we will take a look at that piece. Then we'll go in and take a look at what it is the customer saying, what it is that they need. It's called voice of the customer. And we will co -mingle all of that data to come together. And then we can go back to the organization and say, if the platform can do A, B and C, we think retention can improve by X and that will ultimately overall improve our profitability by this much money. So that's really what we do inside the organization. CXPA has been really good. CX has been around for, as Graham said, about 20 years now, but it's still very much a growing field. You look at how long other parts of organizations have been around, things like finance, things like HR, things like marketing, innovation. Those kind of areas have been around a lot longer than the CX division. So the CXPA really comes into pretty much our organization and every organization. And one of the big things they offer is professional development for us. And they offer that through a variety of different things. There's a really great mentor mentee program inside of the CXPA. There's a lot of webinars that are offered. There's the local networks that are out there for people to mix and mingle. And there's an annual event that the CXPA does. So there's a wide variety of different things that organizations can become involved with, inside the CXPA to help that development grow and to really help use CX as a tool to drive the organization. So Mark, you have had a front row seat for a long time in sort of both worlds, in the technology world and the CX world in large and small companies. You've with worked firms to try to organize both sides of that house to work together better and to have better outcomes. So what can you tell us about what this all looks like from the point of view, especially of the IT people that we reach? Sure, I appreciate that, Doug. Yeah, so I've got a technical background, former engineer, but also former sales manager, professional services consultant, that type of world. And one of the reasons why we're here today is I met these folks at the Florida CXPA and was very intrigued because customer experience to me has been around a long time. And using technology and doing it the right way gives that great experience to keep that customer for a long time. And we used to call it the lifetime value of a customer. And if you work with big, bold and old companies like I have in my career, some of the larger ones, they look at generational value of a customer. So not only did I capture you as a client and a customer, I'm now focused on your children as a customer. So I've been with the same insurance company for 40 years. My three children use the same insurance company as I do. And so it was a natural transition. Not all companies have that culture of CX. And so when I saw the advertisement on LinkedIn for Florida CX having a local meeting, I jumped on board and I was fortunate enough to that white paper that I did on AI last February, that was read by several people. So these kind folks asked me to present on AI and really around the customer support, autonomous support using AI. And we just did that a couple of weeks ago. And so I'm very much a big proponent of what they're doing. There's a CX day globally that's happening. I think it's on Tuesday, October 3rd. And these are the reasons why I want to introduce you to these guys, because it's all about the customer. And I learned that early on in my career. And they're the ones that pay you. Your managers come and go. It's about the customer. So I was at the point one time in my career, we used to use a secret shopper and we would call up an agent, not to try to trick them to try to get valid answers, but record the conversation. And then sometimes it was a horrible conversation. They just were not prepared correctly enough. But then I would play that for an executive in the company and I would say, OK, this is how your current state. Imagine technology. This is what it would be like using technology and IVR, for example. And there's a lot of different ways to use technology. And I mentioned AI a moment ago, but there's a lot of different ways to use technology to enhance the customer experience. And that's what I'm all about. So I'll turn it back to you. Thank you for inviting me. No, no. You know, this is the type of thing that I'm hoping to facilitate with this podcast that to connect. They're not necessarily separate worlds, but I think in large companies, they're often separate divisions, people reporting to separate organizations and getting it to work together. Patty made a marvelous point about it being really every or every person in the organization from the newest hire all the way up to the CEO. You know, whether you're washing the windows or or, you know, running the accounting or whatever you're doing, even if it's not customer facing, you're facing the customer. It seems to me, so, you know, so with that said, you know, I want to hear, you know, from from you guys, you know, we have we have a large community of carriers and companies out there that serve certain types of customers. The relationship has always been very stable, but it hasn't been poor. But they're now having to make a transition to probably a more customer facing, more active role in talking to their customer and new technologies, new things, introducing new connectivity and so on. And maybe you guys could tell me a little bit about how do you make that transition to to making sure CX remains there as you roll out, roll out the new technologies and the new products? That's a really interesting question, Doug, because a lot of people for a lot of people, it's a shiny object when a new technology of some sort comes along. And the most important thing that an organization can do is look at what is their strategy and how does the technology fit into their strategy? And the unfortunate part is that what most organizations do is they do it the other way around. There's something out there. It's a new, bright, shiny object and everybody wants to have it. But how does it fit inside the organization? And it's really important for organizations to be aware of what customer experience can do for them. I read a study recently and it said that 80 percent of customers will stay with an organization when they have a good customer experience. Eighty six percent of customers will leave an organization after one poor experience. There's a lot at risk there. I loved listening to Mark talk about the 40 years that he's been with his insurance company and now his children are part of. And that's what organizations should be striving for. It's a pretty well -known number. It costs five times more to acquire a customer than it does to keep a customer. So for an organization to be able to do what Mark's insurance company has done, that's really pretty valuable to an organization. So when you're looking at those technology pieces and you're considering how are you going to leverage A .I., how are you going to really make that part of your organization? You have to look at how does it fit in your company's strategy? How does it fit in how you're going to acquire and retain customers and really drive that customer experience? That's a slightly different spin on that, which I agree with everything you said. So thinking about, you know, the telecom reseller audience. Right. I mean, I come out of that world. Here's working with cable and wireless AT &T. I built I built a telecom reseller, which was a partner with AT &T and SBC and Verizon and Cisco and a boatload of other people supporting small businesses. And so thinking about it from a company in that market, bringing bringing new technology to market rather than inside. So the absolute foundational essence of customer experience is to understand your customer. And one of the biggest challenges that organizations that we work with from from tiny companies, like I mentioned, Guadalupe Valley Telecommunications down in southern Texas, amazing organization, very much a rural telecommunication provider to huge companies that we work with is how they manage. Customer change and customer expectation change. So one of the biggest challenges a lot of companies have got, Mark, you mentioned being with the same insurance carrier for 40 years. When you turn that on the insurance company, one of the things a lot of companies struggle with is that their customers changed in those 40 years. I mean, look at demographic shifts in the United States. Right. We're eight to 10 years away from being a non -primarily white nation. Right. Those things matter when you're a company trying to do business. So understanding the changing expectations of your customers that one day after Apple makes their new iPhone announcement a few weeks ago, everybody's running in going, why can't you do this? Amazon does this. Everybody's like, why can't you do this? And so and you're, you know, Gen Z is acting differently to your baby boomers. So customer personas, customer segments are becoming much more segmented. And you need to think about how do you deliver that magical, personalized experience to that customer as they change. An example of one of our clients over the years who's a retailer that I won't mention because they let us is one of the things they saw happening was the aging of the population. So they sell a lot of electronics products. And so they realized that their customers who used to be, you know, 30 year old, mostly nifty guys to be brutal about it 30 years ago. Right. Who were into the tech stuff are now 60. Right. And they're trying to figure out what to do with their smart TV that's on the wall that they have integrated with FaceTime on their Apple iPhone so they could talk to their grandkids on the other side of the country. And it don't work. Right. And so how do you service that? So I think understanding how your customers are changing, how their expectations are changing and how do you bring all the components to the table to serve that and then really getting into the telecom world. Right. Some of these things are foundational. Companies are focused on the nifty self -service chatbot leveraging chat, GPT, whatever other words you can come out of. Guess what happens when the phones don't work? When the customer can't get through, when the hold time is inadequate. Right. When the IVR scripting in a medical business takes you through nine options before they say, by the way, if you're having an emergency dial 911 as the seventh or eighth or ninth option as opposed to the first one. Right. So so things like, you know, voice and even the other types of telecom interaction and the connectivity and the service and quality of service are absolutely foundational to a company even having a hope of doing all these more esoteric things. And so smart companies recognize how their customers are changing, recognize what their customers want, including things like different languages of service. Right. We have a bank that basically 25 percent of their calls are now answered in non -English languages. Portuguese for Brazilians, Russians for Russians, Spanish. Right. And Indian, I mean, in Hindi for us, they have to service customers because that's what their customers want. So I think starting with the who is the customer? What does the customer want? How's that changing? And then how do you use what you have as a company in order to connect with those customers as they change and drive those segments is really the essence. And that is not easy to do, but it is straightforward and it is basic and it is, you know, eat your vegetables, exercise, don't drink too much, don't smoke. Right. And you will live a relatively long and hopefully relatively happy life. And I think CX is a lot like that. Telecom means everything to us. We can't exist without it. Good point. It's all digital. Everything's digital. It's all bonding together.
WTOP 24 Hour News
Fresh update on "25%" discussed on WTOP 24 Hour News
"Told you that you could find photos of you or anyone you know in a split second with PIM eyes you can I'm Kim commando brought to you by NetSuite gain control over your financials get Netsuite's KPI checklist absolutely free at netsuite .com slash Kim this site is one of those things in life that you have to see to believe the software uses AI to perform what's called the reverse image search simply take a photo using your webcam or upload a photo of you or anyone else and PIM eyes finds of photos people who look similar very similar meaning it's scary accurate in a New York Times test it correctly found paces of people who had never seen those photos before some even wearing dark glasses PIM eyes does not search social media instead it looks for photos posted with news stories online magazine articles blogs and even porn sites I tried it on myself over 450 photos of me in 3 .1 seconds the site again is PIMeyes .com and get tech smart with my free newsletter sign up at GetKIM .com sports at 25 and 55 Howard by Red River technology decisions aren't black and white think red 1225 bridge wallace is in the house we have how do you feel about tomorrow
Valley Green Vegan
Podcast Highlight: The Traveling Vegan's Dilemma
"Have recently run into a dilemma that I'm sure some of my fellow born again eaters can relate to how to maintain a healthful plant based diet while traveling. I mean, it is not always easy. A company that I work for part -time requires that I travel about eight to 10 days or so a month. I'm usually on a plane. I'm headed to a work site for a day. Then I'm headed back home again the next day. And sometimes it's a two -leg trip where I have to visit sites in another city. So that increases the challenge of finding vegan eats in airports and at hotels. The other issue for me is that normally I'm taking Uber for ground transportation. So unfortunately, there's not really a good option to stop at a grocery store to pick up healthy foods unless I want to pay an arm and a leg, you know, for the extra Uber fare. The other issue that I have found is cost in capital letters. On my last trip, I ordered Uber Eats from Noodles and Company for dinner. I was in the hotel and I ended up spending nearly $30 for some simple noodles with veggies. I mean, it was crazy. So even though my company, I mean, they do provide meal stipends, but they're really pretty limited for someone who has special dietary needs and can't just order a pizza and cheesy bread. And as we all know, on a plant -based diet, it's always easier to prepare your own food. I mean, even though many hotel restaurants and even, you know, just regular restaurants have one or two vegetarian options nowadays, more often than not, they include cheese or some kind of dairy, you know, in their toppings or in their sauces. I mean, I've tried to order risotto without Parmesan in it. It's nearly impossible. So I remember one time I ordered a house salad and specifically told them, this was through room service at the hotel restaurant, I specifically told them no cheese or eggs, I'm vegan. When it arrived, I was starving, so my starving tummy was really upset when I discovered a bowl full of iceberg lettuce, a few tomatoes, and it had a feta cheese tossed into it. So another time there were no vegetarian options on the menu, I ended up ordering two sides of mixed vegetables and a plate of French fries. I'm pretty sure those veggies had been cooked in butter, even though I told them I was vegan. So, you know, not exactly a well -balanced meal. And I have really kind of resigned myself to packing my own take -along food. And this is where you have to get creative. I mean, I hate checking bags. I try to do everything with carry -on, as most people do these days. And unless you're going to pay an extra $25 to $35 and check a bag with a pantry of food inside, there is a real need to become proficient at tucking healthful meals into your carry -ons. But last week, I was out four days with a trip from D .C. to Phoenix and then up to Connecticut. I had two carry -on bags, very limited clothing, some work supplies, you know, my laptop, basic toiletries, my bags were stuffed, and it was because of the food I was trying to take along. So what do you do in those situations? I mean, I've really given this a lot of thought since becoming vegan because it is essential for me to be able to maintain a healthful diet while I'm traveling. And I have decided to make it my mission to seek out every dehydrated food option that can tuck easily into my travel packing and doesn't require a cold pack for refrigeration. I mean, now keep in mind, you can carry non -liquid refrigerated food on board a plane, but if your cold packs have begun to thaw at all, TSA will not allow them through without following their 3 -1 -1 rule. So to me, worrying about ice packs melting is just one more added stressor that I don't need while traveling, so I avoid packing anything that needs to stay cold.
Unchained
A highlight from SBF Trial: How Sam Bankman-Frieds Lawyers Might Try and Win His Case - Ep. 551
"Very to dangerous call the defendant. However, you may be in a situation where the government puts their case on and you are going to lose. There is no way you're winning. You're only shot as a Hail Mary. Okay, let's put them on. The other side of the coin is it's very powerful when a defendant testifies. It makes it much harder for the jury to convict. They're not dealing with characterizations of a person anymore. They're dealing with that person. They have heard the person speak intimately in a courtroom. And even in cases I've had where a defendant testified, even when the jury ends up convicting, it often takes them longer to get there because it's a harder decision when a human being testifies to them. Starting on Tuesday, October 3rd, the day this episode airs, the world will be watching the criminal trial of the United States versus Sam Bankman -Fried. In this episode, my guests Kayvon Sadeghi and Samson Ensor unpack what it is we're likely to see in the trial, starting with what kinds of potential jurors it is that both the prosecution and the defense will want to deselect from the jury poll this week, why it's even gotten to the point of a criminal trial given that three co -conspirators have already pleaded guilty, what the core of the trial centers around, and why it is, they think, the fact that it involves crypto won't matter. Plus, they explore the effectiveness of one potential defense from Bankman -Fried's side, the so -called advice of counsel defense that says that FTX's own lawyers approved of the company's actions. And finally, they raise the question that everyone will be looking for. Will Sam testify? Hi, everyone. Welcome to Unchained, your no -hype resource for all things crypto. I'm your host, Laura Shin, author of The Cryptopians. I started covering crypto eight years ago and as a senior editor at Plurbs was the first mainstream media reporter to cover cryptocurrency full -time. This is the October 3rd, 2023 episode of Unchained. Buy, trade, and spend crypto on the Crypto .com app. New users can enjoy zero credit card fees on crypto purchases in the first seven days. Download the Crypto .com app and get $25 with the code Laura. Link in the description. Vaultcraft by Popcorn is your no -code DeFi toolkit for building automated non -custodial yield strategies. Learn more on vaultcraft .io about how you can supercharge your crypto portfolio. The game has changed. The Google Cloud Oracle built for layer zero is now securing every layer zero message by default. Their custom end -to -end solution sets itself up to bring its world -class security to web three and establish itself as the HTTPS within layer zero messaging. Visit layerzero .network to learn more. Say goodbye to your credit card rewards. Big box retailers led by Walmart and Target are pushing for a bill in Congress to take away your hard earned cash back and travel points to line their pockets. Senate bill 1838 would enact harmful credit card routing mandates that would end credit card rewards as we know it. If you love your credit card rewards, visit handsoffmyrewards .com and tell them to oppose credit card routing legislation paid for by the electronic payments coalition.
The Plant Movement Podcast
From Iguanas to Pythons: The Next Invasive Species Threatening Florida
"It's cool that you guys have been able to expand on what you guys have done, starting with, you know, from landscaping to an opportunity controlling pests, you know, as let's say iguanas. And then from there you branched out into other things. Yeah. What's next for you guys? What do you feel like is another animal you'll be capturing? Honestly, like we want to focus on as much as we do on the iguanas on the Burmese python, you know, that's another invasive species causing a huge impact to our Everglades. You know, they're eating everything, you know, there's people catching out there huge. They just set a world record of, I think a 19 footer. I think it was. That's crazy. That'll eat humans. Yeah, for sure. Definitely. They eat alligators, you know, there's times that the big pythons could eat a smaller alligator. And just like the, the python, there's not, they don't have any predators, but the alligator to me is a big predator for the Burmese python, but up to what size, you know, just like the iguana. The iguana has very little predators, you know, they have hawks, they have owls will eat smaller iguanas. There's raccoons definitely. But I feel like a raccoon wouldn't, wouldn't be like a, like a main predator. It's not like the raccoons are after iguanas. Well, you know, a plus is that, um, you want to sleep on the trees at night, you know, they don't sleep in the burrows. People are misinformed about that. So after iguanas are done with their day, pooping in your pools and, you know, digging the burrows and destroying your structures, they climb up trees high at night, you know, to hide from predators. But, you know, mostly raccoons are really active at night. So the raccoons will climb the trees at night. And if they want to sleep, he's going to grab them, he's going to eat them alive. I would feel the raccoon better have a tight grip because those iguanas, they can move. They're fast. Yeah. They're fast. They have their big tail. They can, you know, move their body like a, you know, like a snake. Yeah. Smaller iguanas they could grab, you know, the bigger ones like a six foot is they have no chance, you know, because I've had trouble with those six foot iguanas, you know, and they're strong. That's a big boy. Probably what weighs 40 pounds? I think up to 20 pounds. The 20, 25 pounds is a max. The max iguanas grow are six foot, six feet. Okay. And they weigh up to, I think 20, 25 pounds. Are there different species of iguanas? In South Florida, there's only two invasive species. There's a black spinytoa iguana, and then there's a green iguana. Okay. So I've seen both of those. Yeah. Those are the two main adventure species in South Florida. There's a lot of different lizards. Yeah. Here, even at the farm, we have the black lizard that has like an orange head. Oh, the retagama. That's what it's called? I think it's called the retagama. Yeah. I'm going to start capturing them and selling them to the pet, to the pet stores. Yeah. Right. And those in the millions too, you know, those great tails. We have them all over the place. Yeah. But they don't, they don't eat the plants, you know, for us, it's great. They eat the bugs. They might eat the plants. So it's like, hey guys, have fun, you know, hang out. They don't become a problem. Exactly. And here we go again, you know, things are multiplying like crazy. That's another one. You know, so eating all the insects. So our native species are always in competition to, you know, to eat. Same thing with iguana, the same exact thing. You know, the iguanas are eating all these plants and stuff and our native species, what are they going to eat? You know, because the population that we want to compare to our native species, it's getting, you know, it's getting really close to me. You know, they're just, just like the python. Just like the python. Yeah. Between those two, they're overpowering everything else. Like the alligators, is that considered native? I believe. Yeah, of course. So even them, you know, there's not as many alligators as there is pythons or as there is iguanas. Like there's iguanas all
Crypto News Alerts | Daily Bitcoin (BTC) & Cryptocurrency News
A highlight from 1419: Bitcoin ETF Will Push BTC Price to $400,000 - Scaramucci
"Say goodbye to your credit card rewards. Big -box retailers led by Walmart and Target are pushing for a bill in Congress to take away your hard -earned cash back and travel points to line their pockets. Senate Bill 1838 would enact harmful credit card routing mandates that would end credit card rewards as we know it. If you love your credit card rewards, visit HandsOffMyRewards .com and tell them to oppose credit card routing legislation paid for by the Electronic Payments Coalition. And here's your prescription. I know just the pharmacy to get this filled. Who are you? A pharmacy benefit manager. A middleman your insurer uses to decide which medicines you can get, what you pay, and sometimes even which pharmacy you should go to. Why can't I go to a pharmacy in my neighborhood? Because I make more money when you go to a pharmacy I own. No one should stand between you and your medicine. Visit PHRMA .org slash middleman to learn more. Paid for by pharma. Welcome everyone to the number one daily Bitcoin pod. Let's get it. In today's show we'll be breaking down the latest technical analysis as Bitcoin recaptures $28 ,000. In this just in, Japanese 10 -year bond yields are surging, hitting the highest levels not seen in a decade. Max Kaiser's response, the yen -carry trade borrowing yen at virtually zero and investing in higher yielding currencies is broken. This has been the mother of all Ponzi schemes funding global financialization for 30 years and now it's moving in reverse. He also says the Bitcoin is a state of heaven that exists entirely beyond anyone's reach except the owner preach. Also in today's show VanEck, Ethereum strategy ETF set for the CBOE listing. We'll also be discussing FTX founder Sam Bankman -Fried. Mold giving Donald Trump five billion dollars to not run for president. That's right. We'll also be discussing Grayscale submits and SEC filing to convert the Ethereum trust to a spot ETF. I'm also going to be sharing with you a Bitcoin price prediction model which suggests $170 ,000 per BTC in 2025 as well as skybridge capital's Anthony Scaramucci says Bitcoin ETF can push the Bitcoin price much higher in early 2024. In fact they'll be sharing with you Scaramucci's $400 ,000 Bitcoin price prediction alongside 1 billion Bitcoin users. We'll market all this plus so much more in today's show. Yo what's good crypto fam. This is first and foremost a video show so if you want the full premium experience with video visit my youtube channel at Cryptonewsalerts .net. Again that's Cryptonewsalerts .net. Welcome everyone just joining us. This is pod episode number 1419. I'm your host JV. Today is October 2023 2nd as the October pump continues. Let's freaking go. Shout out to everyone today in the live chat. Make sure to let me know where you're tuning in from. Of course at the end of the show I'll be reading everyone's comments out loud as this is a live and interactive show. Seven days a week and the after party FYI will be on rumble. So let's get it. Let's kick off today's show with our market watch as we do each and every day shall we. As you can see here on coin 360 we got Bitcoin up roughly 3 % for the day trading at roughly that 28 ,000 mark just under it. We have Ether consolidating trading under $1 ,700 while BNB, Cardano and Solana are all in the green and checking out coinmarketcap .com. We're finally climbing again at a market cap of 1 .09 trillion. We've been stuck around this 1 trillion level for quite some time. We got roughly 46 billion in volume in the past 24 hours meaning volume is up roughly 60 % and Bitcoin dominance is massively on the climb. I think the bull market is in full gear 49 .6 % for BTC with the ETH dominance at 18 .3 % and checking out the top 100 crypto gainers in the past 24 hours Satoshi vision leading the pack up 23 % trading at $39 .37 followed by e cash up roughly 9 % followed by Bitcoin cash. Now it's interesting that the Bitcoin forks are the top gainers for the day. I think anything associated with the name Bitcoin is pumping. It is what it is and checking out the top 100 crypto gainers of the past week Satoshi vision lead in the pack here up 23 and a half percent alongside our LB up roughly 12 % and XCC up roughly 9 % and checking out the crypto greed and fear index we're dead in the middle 50 which is neutral yesterday was a 48 last week a 47 and last month a 39 in fear. So there you have it fam how many of you are currently bullish on the king crypto now that we in October let me know and make some noise and put God candle and maybe the Satoshi and God's watching above will send it let's freaking go and with that being shared fam now let's dive into today's Bitcoin technical analysis and check out some of the charts and what's popping with the king crypto where Bitcoin is likely to go next Bitcoin aim for 25 at the October 2nd Wall Street open at a bullish start as the month continued which you can see here in the Bitcoin one -day candle chart data from Cointelegraph and trading view showed Bitcoin price action staying strong into October's first US trading session Bitcoin made swift gains into the weekly close following a contrastingly cool monthly candle completion that saw Bitcoin finish at 26 ,000 970 now popular analyst right capital says this monthly close despite now being more than 5 % below the spot price called for caution quoting him here Bitcoin performed a September monthly candle close below twenty seven thousand one hundred and he also said technically that black line was solidified as resistance for September so he acknowledged the October breakout but said this would invalidate the bearish predicament should it endure now he also says because the Bitcoin monthly closed below the black line there's always going to be a chance that this price action could end up as an upside wick as he shares here alongside this chart Bitcoin offered upside wicks of up to 8 % long before but right now Bitcoin is up four and a half percent this month so technically anything up to twenty nine thousand four hundred could theoretically end as an upside wick so there you have it let me know if you agree disagree with the analysts say goodbye to your credit card rewards big box retailers led by Walmart and Target are pushing for a bill in Congress to take away your hard -earned cash back and travel points to line their pockets Senate bill 1838 would enact harmful credit card routing mandates that would end credit card rewards as we know it if you love your credit card rewards visit handsoffmyrewards .com and tell them to oppose credit card routing legislation paid for by the electronic payments coalition now closer to home market observers noted the ongoing encouraging signals on the exchange order books quoting jelly here spot bid continues while funding is negative this reeks of disbelief and as he shared here Bitcoin still spot -driven perhaps haven't done much yet to be honest yeah so Bitcoin shrugs off fresh US dollar surge just as eager to hit new local highs in the day was the US dollar after Congress avoided a government shutdown the US dollar stays the sharp rebound from losses seen late last week and at this time the DXY circled 106 .7 barely point two points off its recent 2023 highs and for crypto analyst Nebraskan Gooner a breakout from here would put 108 in play mark in new 11 -month highs as outlined right here now it's interesting the Bitcoin is pumping alongside with the dollar is usually it's inversely correlated maybe it's a sign of the times now together with the hype on yields and the oil prices economist Mohammed el -irian described the DXY strength as neither the US economy nor the markets enjoy Bitcoin nonetheless remain unfazed let's freaking go and as Kaiser points out here well he responded to this news the Japanese 10 -year bond yields are surging hitting the highest levels not seen in over a decade max responded the yen carry trade borrowing and at virtually zero and investing in higher yield currencies is broken this has been the mother of all the Ponzi schemes funding the global financial ization for 30 years and now it's moving in reverse and quitting max again Bitcoin is a state of heaven that exists entirely beyond anyone's reach except the owner preach that's why everyone needs to be stacking them sass and with that being shared fam now let's break down our next breaking story of the day a theorem ETF futures launch today October 2nd that's right check it out investment management firm Vanek is set to launch as a theorem strategy ETF today October 2nd with the product now listed on the website under the ticker EF UT and set for trading on the CBOE the Vanek a theorem strategy ETF will look to accrue capital by investing into a theorem futures contracts and has no direct exposure to eat the fund will expose cash settled eat futures contracts on CFTC regulated commodity exchanges Vanek also touts the benefits of the product being a C Corp structure which includes tax benefits the long investors compared with registered investment company structures here's the announcement here on X from Vanek when you are ready enter the ether how many of you have seen this commercial let me know in fact they launched two of them they're quite fascinating the investment manner has been advertising the launch of the East spot ETF on its social media accounts over the past few days with to enter the ETH themed TV commercials promising the upcoming launch now Vanek also announced that intends to donate 10 % of all their profits from its upcoming ether futures ETF to a theorem core developers over the next decade and as reported 15 different ether futures ETFs from nine issuers are currently awaiting approval from the US SEC and I guess they have until the end of September of 2023 analysts cited sources with the SEC of saying the regulator wanted to approve either future ETFs before potential US government shutdown but meanwhile bitwise asset management confirmed that trading for its to ether if futures ETFs would commence October 2nd as well with investors getting access to eat futures trading on the CB OE so there you have it we all know that futures are not in investors best interest in fact investors are most likely going to get wrecked we want the real deal baby which is the spot ETF and a little later in the show we're gonna be discussing grayscale converting their product to not only a Bitcoin spot ETF but also a spot a theorem ETF here in just a little bit but first we have some breaking news coming in surrounding FTX founder Sam Bankman freed I mean you can't make this stuff up he allegedly was trying to bribe Donald Trump with five billion dollars to not run for president good freaking Lord check this out how many of you seen this story let me know former FTX CEO SPF once looked into paying Donald Trump not to run for president of the United States according to Michael Lewis the author of the new book documented the rise and fall of SPF Michael Lewis author of going infinite the rise and the fall of a new tycoon spoke about the former crypto billionaire and the FTX founder in a 60 minutes interview yesterday October 1st one of the revelations in the book is that SPF looked into paying Donald Trump to not run for president that only shocks you if you don't know Sam as Lewis added the following Sam's thinking that we could pay Donald Trump not to run for president like how much would it take the number that he was kicking around was five billion dollars and he added before saying that SPF was unsure if that number came directly from Donald Trump and here's your prescription I know just the pharmacy to get this filled who are you a pharmacy benefit manager a middleman your insurer uses to decide which medicines you can get what you pay and sometimes even which pharmacy you should go to why can't I go to a pharmacy in my neighborhood because I make more money when you go to a pharmacy I own no one should stand between you and your medicine visit ph RMA org slash middlemen to learn more paid for by pharma SPF was also looking into the legality of it according to Lewis who added that they were still having these conversations when FTX blew up it just didn't happen because SPF didn't have the five billion any longer very interesting if you haven't watched the video check the show notes below the video in the description and after the show you can catch it out this clip taken from 60 minutes now according to Lewis SPF saw Trump as trying to undermine the democracy of the United States thinking he belongs on a list of existential risk crazy Lewis spent more than 70 days in the Bahamas on a dozen different trips to visit SPF in 2022 and the pair became close I would say in spare bedrooms I had codes to every room including the penthouse he told the Wall Street Journal and speaking on the fallout between the collapse of FTX in November he shared it was like the aftermath of Pompeii clothes and belongings left behind frozen in time many headed to the airport leaving company cars with the keys inside at the curb now Cointelegraph contacted legal representatives for SPF and Trump mark botnik who handles communications for SPF case said there was no comment from his legal team and according to the trial schedule calendar released last week the high -profile SPF trial begins October 3rd which is tomorrow less than 24 hours out with their jury selection the trial then begins on October 4th so it's going to be an interesting week the trial will involve seven fraud cases against SPF two substantive charges where the prosecution most convinced the jury that Bankman freed committed the crime and five other conspiracy charges so there you have it I wouldn't put it past Bankman freed whatsoever he was supporting the Democratic Party making mass donations to the Dems in support of Biden and heavily against Trump so I mean good lord could you say fraud I mean I could see Trump saying hey give me you want to give me five billion and not run for president sure let's make it happen but fortunately enough Sam Bankman freed didn't get away with that particular crime that we are aware of as he lost the company and the company went kaboom thanks to CZ calling him out firsthand on his FTT scam tokens but anyways fam let me know if that's surprising or shocking to you or you're not surprised at all now let's discuss the etherium spot ETF which is way more significant than any futures ETFs will ever be let's break this one down following the approval of the first ether futures exchange traded fund grayscale investments is looking to convert its grayscale aetherium trust to a spot aetherium ETF kudos to them because they're doing the same thing with their Bitcoin product as well they want to spot Bitcoin ETF the new New York Stock Exchange arca filed the conversion with the United States SEC October 2nd today grayscale's existing trust invested in ether futures contracts as an indirect means of exposure to aetherium but a spot ETF will invest in the underlying asset itself that's what makes it that much greater it's not derivatives or paper it's the real deal they have to hold the underlying asset as Michael Sun and shine shared here grayscale has filed to convert their grayscale aetherium trust to a spot ETF thank you for your continued support we can't wait to get started yeah so he also says as we file to convert the ethe to an ETF the natural next step in the products evolution we recognize this as an important moment to bring aetherium even further into the u .s.
The Breakdown
A highlight from Bitcoin Pops As Uptober Returns
"Welcome back to The Breakdown with me, NLW. It's a daily podcast on macro, Bitcoin, and the big picture power shifts remaking our world. What's going on, guys? It is Monday, October 2nd, and today we are talking up -tober. Before we get into that, however, if you are enjoying The Breakdown, please go subscribe to it, give it a rating, give it a review, or if you want to dive deeper into the conversation, come join us on the Breakers Discord. You can find the link in the show notes or go to bit .ly slash breakdown pod. Well, friends, today we are doing our normal slate of news, but we are couching it in a slightly different framing, which is, of course, up -tober. Now, to understand what I'm referring to, let's look at a tweet from StackHodler who writes, Welcome to up -tober. 8 out of the previous 10 Octobers were positive for Bitcoin. Average gain, plus 22%. Looming bullish catalysts. ETF approval leading to Bitcoin marketing push by BlackRock, Fidelity, Franklin Templeton, etc. Bond markets forcing central bank intervention. Awareness of US debt spiral spreading. Search for a hard asset alternative to bonds. Overpriced equities in real estate still priced for 3 % mortgage rates. Looming halving in early 2024. The weak hands have been brutally shaken out. If you held through the bear market, your patience has been tested. Bitcoin's volatility is designed to scare off everyone who doesn't understand the asset. But in the end, Bitcoin always rewards the patient long -term thinkers. StackSats enjoy fall. So today what we're going to do is look at the news of the last couple days, but in this framework of October. And sure enough, October got off to a hot start on Sunday with Bitcoin, Ethereum and numerous alts pumping hard on Sunday night. Bitcoin surged by 3 % in just 15 minutes, while Ethereum gained 4 .7 % across the same timeframe. Now part of October's history with Bitcoin can probably be explained by how dismal September tends to be. Over the past 10 years, for example, September has seen an average loss of 5 .6 % for Bitcoin. Although this time around, September was actually slightly positive with a 3 .9 % gain. That could reduce the tailwind of mean reversion for crypto markets, which would leave any bullish momentum reliant on a strong narrative push. Now when it comes to bullish narrative, of course the last week has been all about Ethereum and the imminent launch of new exchange -listed products. Nine of those products, specifically Ethereum Futures ETFs, were slated to begin trading this morning. Competing products from asset managers including VanEck, Bitwise, ProShares and Valkyrie battled it out for a share of the first -day inflows. Giving a preview of the day, Bloomberg senior ETF analyst Eric Balcones tweeted, All right, we got nine funds ready to go in the Ether's Futures ETFs derby which begins 9 .30 a .m. Monday. This is totally unprecedented to have so many ETFs doing the same thing launching the same day. Going to be a fascinating experiment and great foreshadowing an undercard to the spot Bitcoin ETF race. I'm setting the over -under for total AUM for all of them at the end of the week at 200 million. Logic being that Bitcoin Futures did 1 billion and ETH funds globally have 20 % of the assets under management of Bitcoin funds. Also, I think issuers will tap their client list to get as much volume and flow as they can get early. Now, at the time of recording, it was a little lackluster. Again, Eric Balcones tweets, Pretty meh volume for the Ether Futures ETFs as a group. A little under 2 million. About normal for a new ETF, but versus BITO, which did 400 million in first 15 minutes, it is low. Tight race between VanEck and ProShares and the single ETH lane. Now, going into a little bit more about some of the specific products that launched. One of the Ethereum ETFs that began trading was a strategy change from Valkyrie. The asset manager had been granted approval to convert its existing Bitcoin Futures ETF into a mixed Bitcoin and Ethereum fund. The ETF, which trades under the ticker BTF, had struggled since its 2021 launch, gathering just 25 million in assets under management. As a Bitcoin -only fund, the Valkyrie product had launched several days after the offering from ProShares. That gave ProShares a dominant first mover advantage, allowing it to gather a near monopoly in the market for Futures -based Bitcoin ETFs. Now, on Thursday, Valkyrie had begun accumulating a small amount of Ethereum Futures positions ahead of their strategy change becoming effective. Although this move appeared to be technically allowed, analysts noted it gave Valkyrie a jump on the competition. On Friday morning, Valkyrie announced, however, that it had reversed course and would not continue accumulating Ethereum positions. It would also unwind all existing positions that had been entered on Thursday. Bloomberg ETF analysts speculated that the SEC must have threatened them to get them to reverse course. Now, moving out more broadly, once it became clear that multiple Ethereum ETFs would be launching on the same day, analysts noted that the battle lines would be drawn against two dimensions, fees and marketing. It's very clear that the companies, very clear that however these initial results look, the companies are going to be pushing very hard. From a fees perspective, VanEck is at 66 basis points compared to 85 from Bitwise and 95 from ProShares. That said, due to a difference in structure, the VanEck ETF will have a less different tax treatment, which could make the savings and fees slightly less appealing. However, on the marketing side, VanEck premiered two 30 -minute advertisements on Thursday in anticipation of this week's launch, mostly to positive response from the crypto community. Bankless co -host David Hoffman said, Now, in seeming recognition of that, on Friday night, VanEck had... Now, in seeming validation of that point, on Friday night, VanEck announced that they would be donating 10 % of profits from their ETH ETF to the Protocol Guild, a group of over 150 Ethereum core developers.
CoinDesk Podcast Network
A highlight from MARKETS DAILY: Crypto Update | Ether ETFs, Validator Growth, and Uptober's Strong Start
"It's Monday, October 2nd, 2023, and this is Markets Daily from CoinDesk. My name is Noelle Atchison, CoinDesk collaborator and author of the Crypto is Macro Now newsletter on Substack. On today's show, we're talking about Ether ETFs, Ethereum staking, macro moves, and more. So you don't miss an episode, be sure to follow the podcast on your platform of choice. And just a reminder, CoinDesk is a news source and does not provide investment advice. October, as this month is known in some circles, is off to a strong start in crypto markets. After a few days of gently drifting upwards, prices for Bitcoin and Ether jumped sharply yesterday afternoon, with Bitcoin moving up almost 3 % within just a few minutes. There doesn't seem to be a clear catalyst for yesterday's sharp jump, which suggests that it could have been triggered by a short squeeze. The crypto market has often seen these before. They are usually unwound relatively swiftly, however. This one, not yet anyway. Since yesterday's jump, the Bitcoin price has continued to climb, and at 10 a .m. Eastern time this morning, it was trading at $28 ,500, according to CoinDesk indices, up 4 .8 % over the past 24 hours. Ether was 2 .3 % higher, trading at $1 ,725. October is typically a strong month for Bitcoin, with an average performance going back to 2011 of 25%. Bitcoin has delivered a positive performance in October in each of the last four years. Yes, including 2022. But patterns can be broken. We saw this last month, as Bitcoin rose almost 4%, breaking a six -year trend of negative September returns. Other tokens are also rallying. Earlier today, the tokens of Solana, Arbitrum, Optimism, Cosmos and others were up between 3 and 4 % over the past 24 hours. As I mentioned earlier, there doesn't seem to be a clear catalyst here. In part, it could be October psychology. There could also be some excitement around the first Ether futures ETS starting to trade today. And there is probably also some momentum chasing involved. Bitcoin has broken above the 50, 100 and 200 daily moving averages, which is a big deal for chart watchers. Whatever the reason, the uptick in interest could be enough to perhaps entice some liquidity providers back into the market. If liquidity improves along with the Bitcoin price, then we are likely to see a further pickup in new investor interest. I'll be keeping an eye on volumes and other liquidity metrics. Over in macro, the headwinds are still there, which could keep any crypto rally muted for now. There was some good news on Saturday, though. After a day of hectic negotiations and a barrage of breakthroughs, a US government shutdown was avoided. Both chambers passed a stop -the -gap spending bill that President Biden signed with less than an hour to spare. This means that government employees and all of the related businesses that serve as government departments can keep on working. This is very good. It's a temporary measure, however, and we could be going through the same type of tension in mid -November. Earlier today, the ISM Manufacturing Index came in better than expected. This data point is based on a survey of purchasing managers at 300 manufacturing businesses and gives some insight into the general direction of manufacturing activity in the US. ISM stands for the Institute of Supply Management, the organization that conducts the survey. The main index for September still showed a contraction in activity, but the slowest contraction in 10 months. It's too soon to conclude that the contraction in US manufacturing is bottoming, however. Over in stocks, the strong manufacturing data and the avoidance of the shutdown has failed to boost the mood of the US market. This comes after a fairly grim end to September. On Friday, the S &P 500 closed down 0 .03%, and over September, the index lost almost 5%. Its second monthly decline in a row. The index is down 3 .7 % on the quarter, its first negative quarter in 12 months. This is less than the Nasdaq's decline, which was 4 .1 % for the quarter, highlighting that the market is moving into risk -off territory. The Nasdaq is even more focused on tech stocks than the S &P 500, which tend to be more sensitive to increases in interest rates. In Europe, markets were feeling good on Friday, with both the German DAX and the Eurostock 600 rising by roughly 0 .5%. That was not enough to save the month, however. Over September, the DAX dropped 3 .5%, and the broader European index dropped by 1 .6%, the worst monthly performances for both in a year. So far today, weak market sentiment has returned, with all leading European indices down from Friday's close. The outlook for economic growth in Europe is flagging, with the German economy forecast to contract this year. In Asia, Japan's Nikkei index started the fourth quarter on a down note, closing just over three -tenths of a percent lower. So far, this seems like an extension of the negative performance seen last month. The index dropped almost 1 .5 % in September, losing more than 4 % in the quarter. This makes Q3 the first negative quarter for the index in a year. Chinese markets were closed on Friday for the mid -autumn festival and will be closed until next Monday as the country celebrates National Day. Chinese stocks had an ugly third quarter, with the Shanghai Composite registering an almost 3 % drop, its second quarterly decline in a row. Chatter is intensifying about more monetary and policy easing to support the market and the economy. This would be good news for Asian markets and for crypto markets since, despite recent bans, China is still a significant source of demand for crypto assets. Hong Kong's Hang Seng index was hit much harder, down almost 6 % for the quarter, as its market is more exposed to US interest rates and has also been hit by China's property sector woes. In commodities, the Brent crude benchmark was rising in early trading today after pulling back from the local high of over $96 reached late last week. Earlier today, Brent was trading at $93 .62 per barrel. Gold continues to weaken, trading at around $1 ,830 per ounce, down just over 0 .7 % from the market open. Investor appetite for the metal is being hit by the stronger US dollar. The DXY dollar index was climbing today, up 0 .4 % from Friday and up almost 3 % from a month ago.
Markets Daily Crypto Roundup
A highlight from Crypto Update | Ether ETFs, Validator Growth, and Uptober's Strong Start
"It's Monday, October 2nd, 2023, and this is Markets Daily from CoinDesk. My name is Noelle Atchison, CoinDesk collaborator and author of the Crypto is Macro Now newsletter on Substack. On today's show, we're talking about Ether ETFs, Ethereum staking, macro moves, and more. So you don't miss an episode, be sure to follow the podcast on your platform of choice. And just a reminder, CoinDesk is a news source and does not provide investment advice. October, as this month is known in some circles, is off to a strong start in crypto markets. After a few days of gently drifting upwards, prices for Bitcoin and Ether jumped sharply yesterday afternoon, with Bitcoin moving up almost 3 % within just a few minutes. There doesn't seem to be a clear catalyst for yesterday's sharp jump, which suggests that it could have been triggered by a short squeeze. The crypto market has often seen these before. They are usually unwound relatively swiftly, however. This one, not yet anyway. Since yesterday's jump, the Bitcoin price has continued to climb, and at 10 a .m. Eastern time this morning, it was trading at $28 ,500, according to CoinDesk indices, up 4 .8 % over the past 24 hours. Ether was 2 .3 % higher, trading at $1 ,725. October is typically a strong month for Bitcoin, with an average performance going back to 2011 of 25%. Bitcoin has delivered a positive performance in October in each of the last four years. Yes, including 2022. But patterns can be broken. We saw this last month, as Bitcoin rose almost 4%, breaking a six -year trend of negative September returns. Other tokens are also rallying. Earlier today, the tokens of Solana, Arbitrum, Optimism, Cosmos and others were up between 3 and 4 % over the past 24 hours. As I mentioned earlier, there doesn't seem to be a clear catalyst here. In part, it could be October psychology. There could also be some excitement around the first Ether futures ETS starting to trade today. And there is probably also some momentum chasing involved. Bitcoin has broken above the 50, 100 and 200 daily moving averages, which is a big deal for chart watchers. Whatever the reason, the uptick in interest could be enough to perhaps entice some liquidity providers back into the market. If liquidity improves along with the Bitcoin price, then we are likely to see a further pickup in new investor interest. I'll be keeping an eye on volumes and other liquidity metrics. Over in macro, the headwinds are still there, which could keep any crypto rally muted for now. There was some good news on Saturday, though. After a day of hectic negotiations and a barrage of breakthroughs, a US government shutdown was avoided. Both chambers passed a stop -the -gap spending bill that President Biden signed with less than an hour to spare. This means that government employees and all of the related businesses that serve as government departments can keep on working. This is very good. It's a temporary measure, however, and we could be going through the same type of tension in mid -November. Earlier today, the ISM Manufacturing Index came in better than expected. This data point is based on a survey of purchasing managers at 300 manufacturing businesses and gives some insight into the general direction of manufacturing activity in the US. ISM stands for the Institute of Supply Management, the organization that conducts the survey. The main index for September still showed a contraction in activity, but the slowest contraction in 10 months. It's too soon to conclude that the contraction in US manufacturing is bottoming, however. Over in stocks, the strong manufacturing data and the avoidance of the shutdown has failed to boost the mood of the US market. This comes after a fairly grim end to September. On Friday, the S &P 500 closed down 0 .03%, and over September, the index lost almost 5%. Its second monthly decline in a row. The index is down 3 .7 % on the quarter, its first negative quarter in 12 months. This is less than the Nasdaq's decline, which was 4 .1 % for the quarter, highlighting that the market is moving into risk -off territory. The Nasdaq is even more focused on tech stocks than the S &P 500, which tend to be more sensitive to increases in interest rates. In Europe, markets were feeling good on Friday, with both the German DAX and the Eurostock 600 rising by roughly 0 .5%. That was not enough to save the month, however. Over September, the DAX dropped 3 .5%, and the broader European index dropped by 1 .6%, the worst monthly performances for both in a year. So far today, weak market sentiment has returned, with all leading European indices down from Friday's close. The outlook for economic growth in Europe is flagging, with the German economy forecast to contract this year. In Asia, Japan's Nikkei index started the fourth quarter on a down note, closing just over three -tenths of a percent lower. So far, this seems like an extension of the negative performance seen last month. The index dropped almost 1 .5 % in September, losing more than 4 % in the quarter. This makes Q3 the first negative quarter for the index in a year. Chinese markets were closed on Friday for the mid -autumn festival and will be closed until next Monday as the country celebrates National Day. Chinese stocks had an ugly third quarter, with the Shanghai Composite registering an almost 3 % drop, its second quarterly decline in a row. Chatter is intensifying about more monetary and policy easing to support the market and the economy. This would be good news for Asian markets and for crypto markets since, despite recent bans, China is still a significant source of demand for crypto assets. Hong Kong's Hang Seng index was hit much harder, down almost 6 % for the quarter, as its market is more exposed to US interest rates and has also been hit by China's property sector woes. In commodities, the Brent crude benchmark was rising in early trading today after pulling back from the local high of over $96 reached late last week. Earlier today, Brent was trading at $93 .62 per barrel. Gold continues to weaken, trading at around $1 ,830 per ounce, down just over 0 .7 % from the market open. Investor appetite for the metal is being hit by the stronger US dollar. The DXY dollar index was climbing today, up 0 .4 % from Friday and up almost 3 % from a month ago.
Game of Crimes
A highlight from 118: Part 1: Marc Cameron - From Deputy US Marshal to Arliss Cutter to Tom Clancy
"Well, again, here we are. Episode 118. Murph, we have 118. This is like surviving 118 attempts on our life. We have dodged all the bullets. Our listeners are loyal and they protect us. You guys protect us. So welcome back again. Episode 118, Game of Crimes. Thank you, thank you, thank you guys for joining. I am your host with the most hair. Just got it cut, Morgan Wright, here literally with my partner in crime. Murph, who's almost bald and your hair looks like crap. My hair doesn't look like crap. It looks like crap. No, it doesn't. It looks marvelous. I've got so much. She says, the person who cut my hair said, when you come in after six weeks, it's like most people's eight weeks or 10 weeks. So I get a lot of hair. Hey, when I go in and get a haircut, it takes like three minutes. I'm in and out. There you go. You sure that's a haircut? Be nice now. I'm just starting this. Please, please don't pay attention to him, ladies and gentlemen. I'm sorry, okay. We're trying to gain some professional help. Yeah, whatever. All right, how's that working out for you? Okay, let's just do some quick housekeeping before we get started. Hey guys, head on over to that Apple Spotify. Hit those five stars. It helps us out a lot. Remember, the other thing we learned that too, guess what guys? Not only did Stitcher go away, Google Podcasts is going away. So you're gonna have to, if you're on Google, make sure you pick a new service to keep listening to us. Make sure you hit that subscribe button too so that you do not miss. Deliver to your digital inbox every week on a Monday and Tuesday, these episodes like this one's coming out. Also head on over to our website, gameofcrimespodcast .com. In fact, when we talk about our guest today, Mark Cameron, we'll talk about his book. That'll be listed on there. And we've got a lot of great stuff on there. So make sure you head on over there. Gameofcrimespodcast .com. Also follow us on that thing they call social media at Game of Crimes on Twitter, Game of Crimes podcast on Facebook and the Instagram. But Murph, I'm telling you, we're gonna have some fun on Patreon. Patreon .com slash Game of Crimes. I have a 911 call coming up for you. Of all the 911 calls, I guarantee you nobody, nobody has taken a call like this before that I'm aware of ever, anywhere. Looking forward to hearing this one. Holy cow. There's gonna be a couple. This one, I don't know if I can make an entire case out of it, but I've listened to it. And just the sheer confusion on the call taker, they've never been presented with this before. So we'll have to talk about that. But guys, we just did our warden of the throne. It's a unique little thing we're doing now. Rather than just taking one topic, Murph brings two topics. I bring two topics. We're allowed to get into things that are catching our interest for the previous month or some stories. So we just did one talking about Philadelphia and the looting, Iran, and what they call the Iranian experts initiative. People have had their security clearance suspended. You talk about some tragic cases up in New York, the Bronx, baby dying at daycare center, and the recent death of that CEO by a sexual predator who should have still been in prison, but wasn't. Right, in Baltimore. So those are a lot of good things. We've got Q &A coming up, 911, what's your emergency case of the month? So guys, all good stuff. You don't hear this anywhere else, but on patreon .com slash Game of Crimes. But the other place you gotta be though too, Murph, our favorite mafia queen with the iron fist with the velvet glove. You gotta head on over there, watch what Sandy Salvato is doing with our Game of Crimes fans page. Just go to Facebook, type in Game of Crimes fans, answer a couple easy questions, get admitted to the Inner Sanctum in YouTube. You will see what goes on behind the scenes, behind the curtains. Pay no attention to the man behind the curtain because that's one of our favorite people happening over on Game of Crimes fans. It's a lot of fun. There's a lot of humor there. A lot of dark humor too. If you saw some of the stuff people have posted, I hope you guys, I hope your healthcare plan supports you with an employee assistance program. I'm telling you. I don't know what you're talking about. Here's what I'm talking about. You know what I'm talking about now because you know what time it is. Guess what? I'm gonna ask you, do you know what time it is? Guess what time it is? Come on, give me a clue. It's time for Small Town Police Blotter. Hey, this because in honor of our guest that's coming up, Mark Cameron, the author, we'll talk about him in a second, but he went from Texas, lives in Alaska. So I thought we should have an Alaska theme. There you go. For our Small Town Police Blotter. So Murph, gotta ask you. Yes. This comes out of the Alaska Dispatch News. You know, a lot of fishery stuff, a lot of crabbing, a lot of lobster stuff, a lot of that goes on in Alaska, doesn't it? Mm -hmm, mm -hmm. So you have an idea. You go, hey, we're gonna take a crabbing boat and we're gonna convert it into a floating bar and strip club. What could go wrong, right? Oh my gosh. So 54 -year -old Darren Byler of Kodiak and his 46 -year -old wife, Kimberly, own the Wild Alaskan, a former crabbing boat that's been converted into a floating bar and strip club. Apparently it's doing pretty well. They've been running the business since June, but now they're in serious legal trouble and Murph, it's not for stripping. Uh -oh, what is it? This gives new meaning to, you know, why this is on a crabbing boat. So if you're out there floating, you have to provide facilities for people to use, right? So if they use the facilities, number one and number two, you should probably find a way to take care of that other than dumping it into the ocean. Oh, come on, come on. So they were just indicted by a federal grand jury for improper disposal of human waste after they were caught dumping feces from their bathroom into the harbor, as they say in Maine, into the harbor. Instead of taking the waste tanks to the proper places on shore, they both could be facing up to one year in jail and $25 ,000 in fine, but that's not the worst part. The worst part is the Coast Guard said they lied about dumping the tanks, and if they're convicted of that, making false statements to the Coast Guard investigators, that could get them five years in prison and $250 ,000 in fines. Cha -ching. I tell you what, you gotta do a lot of stripping to make that kind of money. It's a shitty situation they got themselves in. It's terrible. This whole thing just stinks. It stinks, man, stinks to high heaven. Tell you what, you know, you had a turd in one hand and wishes in the other. Anyway, we could go lots of places with that, so. These people didn't move to Alaska from Florida, did they? I don't believe so. Thank goodness. Hey, but I went back into the archives too, so I pulled some articles out of the Alaska News Archives, the Fairbanks Daily News Minor. This comes to us January 21st, 1955, and I'm telling you, the stories are hilarious. These are quick hits. And not always, but this is what's in Alaska. This is what's important in Alaska, January of 1955. The Tokyo police hire pretty hostesses. Tokyo police, grieved by complaints that their headquarters is unattractive, have assigned four pretty girls to meet people at the building's two entrances. Officials have also ordered the women to take charm courses. That is what's important in the Alaska, you know, the Fairbanks Daily News Minor. The other thing you gotta do here, be prepared. And this comes to us, it's out of Tucson, Arizona, but in the Fairbanks Daily News Minor. This is 1955, a 15 -year -old boy with a loaded .38 caliber pistol in his waistband was removed from high school class here by police. His explanation for carrying a gun, a couple of those teachers were giving me a hard time. Well, geez, okay. Okay, but this one though, this one has gotta be, this is it. This is St. Monaface. I believe this is Alaska, no, Manitoba. This is St. Monaface, Manitoba. All right. Police were certain the worst of the winter is upon them. Pete Nikoluk has started his annual jail term for vagrancy. Nikoluk has spent the past 21 winters in jail on vagrancy charges. Police says he always manages to get arrested just before the coldest part of the winter sets in. Who says this guy's not smart? Three hots and a cot, and I get through the toughest part of winter. Oh my goodness. That's, well, you know, that's prior planning, I guess. Prior planning prevents piss -poor performance, the 6Ps. There you go. Yep. You ask my children, they'll tell you what the 6Ps are. That's right. Murph, now, we'll finish up with this. I went and looked at what are some of the strangest laws in Alaska, and these are definitely Alaskan. It is illegal to whisper in someone's ear why they are moose hunting. Okay. It's legal to shoot bears. However, it is illegal to wake a sleeping bear for the purpose of taking a photograph. Why would you wake a sleeping bear? Isn't that the truth? Here's another thing, and I don't get it. It is considered an offense. It's illegal to feed alcoholic beverages to a moose. What? Why? Huh. Apparently, it's also illegal to sell stun guns to children. That one, I kind of get that makes sense. Well, if you're in Fairbanks, Alaska, if you love a vuvuzula, remember what they did during the World Cup. You know, you blow those things that make a lot of noise. Those annoying things? Yeah, it's illegal to blow a horn in a manner that disrupts the peace. Good. Yep. So, it's illegal to fatten up a sheep, cow, or pig within the city limits of Fairbanks. Are we talking about people or animals? Well, maybe it's meatball, and you'll have to listen to her. You'll have to listen to our warden of the throne. All right, it is also a crime to speak so loud that you offend a sensitive person enough to make him, her, or her leave if you're in Fairbanks. What? Okay, well, hey, be nice. That's just be nice. And you can only carry a concealed slingshot if you have received the appropriate license. The license. Do you have a license for that slingshot? All right. Oh, okay. I didn't know you had to have that. But Murph, this is the craziest one. This reminds me of an episode of you and JP on Narcos where you were accused of doing this, not a moose, but it is an offense to push a live moose out of a moving airplane. Well, you know, I gotta agree with that, but have you seen how big a moose is? How do you push it anywhere? Well, how do you get it into the damn airplane to begin with is what I wanna know. And who wants a moose, a pissed off moose, in their airplane? Uniquely Alaskan. So Mark Cameron, as we get into this, and again, we wanna thank our buddy, Patrick O 'Donnell, Cops and Writers. Go listen to his podcast. Hooked us up with him, but Mark Cameron is an interesting dude, moved from Weatherford, Texas to Alaska. And we're gonna talk about his book that was just released. It's an Arliss Kutter novel, Breakneck, by Mark Cameron. But the interesting thing too, Murph, was he wrote the last seven Tom Clancy novels. And this is a guy that used to be a marshal, which most of the reports were saw bad guy, put him in jail, you know? Not extensive reports in the marshal service. Saw a fugitive, arrested, same.
Veteran on the Move
A highlight from MilitaryFares.com with Scott Lara
"Scott Lehrer president of military affairs comm is a US Navy veteran taking his passion of traveling and serving fellow veterans He was recently appointed president of military affairs comm an online travel website giving deep discounts to veterans coming up next on veteran on the move Welcome to veteran on the move if you're a veteran in transition an entrepreneur wannabe or someone still stuck in that Trying to escape this podcast is dedicated to your success and now your host Joe Crane As a member of not -for -profit Navy Federal puts members at the heart of every single thing they do Find out more at Navy federal org Alright today we're talking with Navy veteran Scott Laura who is a president of military affairs comm Scott You and I've been in you know in loose touch for several years now You've been following the podcast like almost way back since the beginning if I remember correct Absolutely, just a huge fan of the podcast and appreciate everything you do Joe for our veterans and family members of veterans Yeah, so let's start off like we usually do take us back and tell us what you did the Navy Oh my gosh back in 1979 I was working at the Kmart camera department in Aurora, Illinois Just outside of Chicago and I was about to graduate from high school and my assistant manager there said Scott What do you want to do after high school? I said I have no clue, but I don't want to go to school You know don't want to go to college and he goes well join the Navy see the world Well, the problem is he didn't tell me that the world was 75 % water. So I joined the Navy When I went into Chicago to get all registered They said, you know, what do you want to be? I said, I really don't know and they said well What about a fire controlman? I said, well, I don't want to fight fires and the guy laughed He goes well about like being a radarman and it's like that sounds cool and they said, okay Well, you'll go to boot camp here in Chicago in a couple weeks. I said I'm going to San Diego They said you're going to San Diego cuz I mean I joined in set in September and it was starting to get cold So I went to yeah, I went to boot camp in San Diego at 79 then I went to a school at Damnet, Virginia Went up to Maine to get my ship the Morrison FFG 13. It was in three pieces in Bath, Maine They put it together. We sailed down to Boston and Was commissioned there went to Mayport Went to church there in Jackson, but here in Jacksonville met my wife I'm married 39 years to grown kids and two grandkids And so I love the Navy and all over the world Italy Spain France Panama Canal off the coast of Iran and Iraq and I love the Navy but I stayed in nine years It was just really hard on my wife with two small children So I got out and then I went on my entrepreneurial journey. We'll talk a little bit about that What was your transition like when you got out of the Navy you get a job right away? Was the entrepreneurship thing already there? Well, fortunately and the one thing I want to share with the audience. It's who you know, and You've got to be out there you and it's not even the internet It's just like who do you know? Because I knew some people and I was able to get a job with a division of driver's license in, Florida So I got out I immediately had a job I wasn't making a ton of money but I was an employee and I worked there and then I of course I got a couple other jobs to as Other things opened up. But yeah again for those folks that are listening to the podcast you got to get out there There's no one who's gonna promote you but you and you got to be professional. You got to look good You got to speak good and it's who you know, and I will just say for anybody listening reach out to Joe or myself We would both love to help anybody to to move into that transition the only thing I would caution you about is that a lot of people will try to come after veterans and say hey Join this franchise and you know 50 $100 ,000 and a lot of us don't have that kind of money A lot of us don't have time to go back to school Now a lot of guys do have the GI Bill or other Opportunities like that, but I always love helping fellow veterans get on the path to a good job and success Yeah, it's so true it's who you know and unfortunately if you've been in the military like you were for nine years You may not have a big civilian network But you might have a network of veterans that got out before you and keep in touch with them but I hear I've heard stories were like I applied for a thousand jobs and didn't get one response from anybody and it's like Well, that's pretty typical these online job boards most of the time you don't get hired from them unless you know somebody on the inside and Then you still got to apply through the job board and then because you know somebody your Application gets pulled and then you find your way in it's it's it's all about who you know Definitely one super secret tip. I'll share Joe is that veterans get one free year of LinkedIn premium so just go on LinkedIn you know let them know you're a veteran and There's lots of free courses on LinkedIn and that that's my secret. I mean, that's how I know people Being in the travel industry getting to know the CEOs of these travel of these cruise lines And once you're on LinkedIn and you reach out to them and be humble be nice. I am so -and -so and But again, the problem with the military is they really don't prepare us for civilian work We veterans think well just because we're a veteran or we work hard and we're dedicated. We should automatically get the job Well, the job market is so tight now that they're being very selective on who they hire Yeah, they want they want somebody to have all the qualifications that they already need They don't want to train somebody like the military always does train people from scratch In the civilian sector, they don't they don't have time to train you They they need you making them money from day one And but there are there are some good skills military guys have as far as you know The soft skills the leadership the motivation You know, they show up to work on time They're not late, you know, those kind of things can be huge Some some people like to view those things as maybe the givens of a typical good employee But if you don't have some of those basic skills that the job requires, it's it's really tough for civilian companies You know to hire you and bring you in because they can't afford To train people for months or years on end like the military does well Joe You make a very good point in addition to that guys. You can't go in. I want 80. I want 90 I want a hundred you may need to go in for 25 or 30 thousand get your fee You know be trainable be open listen learn and once they see that then you can go up But I think so many people Joe think, you know I deserve 70 80 90 100 and maybe your wife or your spouse wants you to make that money To bring it in but you got to be realistic absolutely As a member owned not -for -profit Navy Federal puts members at the heart of every single thing that they do Low fees and great rates resources to help you crush your financial goals 24 -7 access to stateside member service representatives with award -winning customer service earnings and savings of four hundred seventy three dollars per year by banking with us an average credit card APR that's six percent lower than the industry average a Market leading regular savings rate nearly two times the industry average I'm still with Navy Federal after 33 years and not going anywhere Navy Federal is insured by NCUA NFC you reserves the right to change or just continue promotions and rates at any time without notice Dollar value shown represents the results of the 2022 Navy Federal member give back study credit card value claim based on 2022 internal average APR assigned to members Compared to the advertising industry APA average published on credit cards comm value claim based on 2022 internal regular savings rate average compared to 2022 industry regular service average rate published by FDIC gov learn more at Navy federal org In a startling description the UN food chief warned the world with words knocking on famines door He called what we're facing a perfect storm of a perfect storm He's not alone parents published that a food shortage could be coming even in the u .s.
Demo 1 - NaviLens
A highlight from Your-Weekly-Tech-Update-EP-134
"Hello everyone! Welcome to your weekly tech update, the show that explores the newest, coolest, and sometimes mind -boggling side of tech available on the interwebs. I am your host, Ray McNeil. Coming up on the program today, Google Meet video calls are getting a Zoom -like layout. Impossible Foods rolls out to nearly one thousand new grocery stores and supermarkets, and will take your mind off the world and put a smile on your face with this week's Moment of Joy. That and a whole lot more coming up on today's edition of your weekly tech update, next. Google Meet will undergo huge changes over the next few weeks as the tech giant rushes to make it a more viable alternative to Zoom. To start with, the video conferencing tool is now directly accessible from within Gmail for business and education users. Those who prefer Zoom for its gallery -like layout that can show up to 25 participants at once would probably be more excited to get another feature coming later this month. Google will roll out a new layout option that can display up to 16 participants. There's already a Chrome extension that can mimic the Zoom feature for Meet, but its official release means there's no need for a workaround anymore. The company will also enhance Meet's video quality in dim lighting and its ability to filter out background noise in the coming weeks. In addition, an upcoming feature will allow users to display a specific tab open on their Chrome browser during a call. Zoom recently enjoyed a surge in popularity due to a shelter -at -home order, but it suffered from various privacy issues that has prompted a lot of organizations. including several school districts in the U .S. to ban it outright. With these changes, Meet could become a new decent alternative to Zoom, especially since its premium features are free to use until September 30th. Disney set the streaming -only premiere date for live -action sci -fi fantasy Artemis Fowl on its Disney Plus service worldwide, hoping it gives more juice to the subscription VOD product while all of the theaters are closed. Artemis Fowl, directed by Kenneth Branagh, will be exclusively available on Disney Plus beginning on Friday, June 12th. It had originally been set for a May 29th theatrical debut. Based on the best -selling book by Irish author Ian Culfer, Artemis Fowl follows the journey of a 12 -year -old criminal mastermind as he desperately tries to save his kidnapped father. Artemis must infiltrate an ancient underground civilization of fairies and track down the Oculus, the fairies' most powerful and coveted magical device, to pay the ransom. In a statement, Branagh said that Artemis Fowl would be as proud as I am that families around the world will now be able to enjoy his first amazing screen adventures together on Disney Plus. Artemis Fowl stars newcomer Ferdia Shaw in the title role, alongside Laura Macdonald, Josh Gad, Tamara Smart, Nonso Anozzi, Josh Maguire, Nikesh Patel, and Adrian Scarborough, with Colin Farrell and Judi Dench. Branagh and Judi Hofflin are producing, with Angus Moore Gordon and Matthew Jenkins serving as executive producers. Connor McPherson and Hamish McCall wrote the screenplay. Amid the COVID -19 crisis, Disney has postponed nearly every one of its forthcoming movie releases, including Black Widow, Mulan, The New Mutants, The Eternals, Jungle Cruise, and Indiana Jones 5. The media conglomerate is betting that Artemis Fowl will draw more subscribers into Disney Plus, which surpassed 50 million paying customers worldwide in its first five months of service. That's been buoyed by its recent launch in India and eight Western European countries, along with the early release of Frozen 2 on the subscription service. In the U .S., Disney Plus is $6 .99 monthly, or $69 .99 for a one -year subscription.
Demo 1 - NaviLens
Google Meet Is Undergoing HUGE Changes
"Google Meet will undergo huge changes over the next few weeks as the tech giant rushes to make it a more viable alternative to Zoom. To start with, the video conferencing tool is now directly accessible from within Gmail for business and education users. Those who prefer Zoom for its gallery -like layout that can show up to 25 participants at once would probably be more excited to get another feature coming later this month. Google will roll out a new layout option that can display up to 16 participants. There's already a Chrome extension that can mimic the Zoom feature for Meet, but its official release means there's no need for a workaround anymore. The company will also enhance Meet's video quality in dim lighting and its ability to filter out background noise in the coming weeks. In addition, an upcoming feature will allow users to display a specific tab open on their Chrome browser during a
Oregon Rooted: The Dirt Show
A highlight from 104: Second Generation Genetics
"Welcome to Oregon Rooted. I'm Higher Peaks and this is Lady Sativa. You're listening to The Dirt Show, where we bring you Oregon's cannabis culture. Yeah, um, I know my water bill is bad. My water bills went way up. I've been using more than I thought I would. Have you been able to stay growing through the hot months here? I have been, but you know, yes I have been. It feels weird. Just because of the heat or because you're doing it? Both because I'm doing it. The market is so dead and to be dropping three and four hundred bucks on electricity every month feels kind of weird. Not just that, but like, you know, environmentally I'm running air conditioners and should I have never really run this much AC anyways, actually my electricity intake is a little bit down from what it was because it's a little bit more efficient. But, I don't know. I've got stuff going where I don't know what I'm going to do with it. We'll see. Well, you're doing it. That's good. I'm doing it, yeah. Are you unfollowing the right people or it seems like maybe some of these crazy fly -by -night breeders have calmed down a little bit. Am I crazy? I feel the same thing. I think the same thing. I'm not sure what happened. I was getting a bunch of heat there. It wasn't that long ago, a month ago. I reposted that thing about following somebody you don't like as a mental illness and things after that just stopped. Everything just stopped. I don't know. I stopped getting tagged to weird shit. I don't know. It's been weeks. I haven't had any drama come up. I think people are just so fatigued too in general. Sure. Social media, man. Fuck. Well, yeah. And in the last few months, I've been purposely unfollowing the ones that are blatantly obvious not to follow. Sometimes I get caught up with people following me and it's like, man, you got to keep that filter going. Gotcha. So what kind of work you've been putting in? Is it for the lines or are you just doing stuff personal or what's going on? Catch us up. Second plant that I've attempted to reverse. I think it's like the fifth or sixth reversal attempt that I've done. I'm still kind of a novice at this. But the pollen sacks or whatever, they don't have a little dangly part that they do on a regular male plant. Okay. They open up, but they don't dangle. So we don't like flapping the wind and they struggle to release that pollen. So I've a couple of times now I've gone in there and plucked them off with the tweezers and collected as much as I could. And it looks like I've got a couple successful pollination sites. But as to whether how many you'll have to be seen. And then I've got a couple of other tester things going on. Couple of things with DJ that we've collaborated on. Nice. Using those cocoa cushion nails. And then I've got my personal stuff going that my smoke. It's been really nice to be able to produce my own smoke again. I went a year and a half, two years there. No, I wasn't able to. I've been getting the most fun out of that to grow on my own smoke. Yeah, it is. It's I don't know. I prefer it. It's got to suck not being able to. I've been lucky that way. But were you going like party for asking or whatever, but were you going to dispensaries or how? Yeah. Damn. Yeah, that sucks. I was getting kicked out and shit from friends and stuff. But, you know, I smoke a lot. I remember one time I had an incident where I went to this one shop and they, you know, I would make big big he said, I mean, I used to sell weed, you know, I'm growing weed for years and years. So I know what Keith Nugget looks like. And man, I was disappointed. Yeah, I had a little freak out. That never happened to me on the black market. I was like, man, this is an illegal market. I've been more ripped off in the legal market than I. Oh, yeah. I it's hard for me to go to dispensaries. I still do occasionally not for flower anymore, of course, but, you know, edibles. I mean, geez, man, it's it's so hard to get for me anyway. I homogenizing not getting something that kicks my ass or is too weak, you know, so I do like the edibles I do buy at the dispensary. But are you a med patient? I should be, you know, but I haven't I guess I'm lazy, man. I I saving that tax money would be huge. It's expensive. Yeah, it's like 27 percent or something. I don't remember. That's right. I think that they do. They still restrict the milligram amount for med versus rec. It's weird. It depends on the edible, like if it's a child like edible. So if it's a gummy or something like that. Yeah, they're restricted to 100 milligrams, which I mean, I guess I can see, you know, if it was 100. Yeah, to 100 milligrams per. I mean, obviously, you can buy a buy up to five units per day. So why? Go ahead. I think back when I was buying and they were restricted to like 25 milligrams. I see. So 100 milligrams will do you two of those, right? Oh, well, so then if you don't get the gum, I do like the gummies because they work quick. I like the sugar base, obviously not for health, but for the, you know, edible. But actually, if you get something different like the syrups, which they don't consider to be like a child issue thing. So if you buy the syrups, you can get up to a thousand milligrams in those. And of course, that's that for me, that's too much. I prefer like I'll buy a 250 milligram syrup and then I'll split that between two nights. So I'll split, you know, one hundred and twenty five twice. And that seems to be the most efficient, affordable way to do it. Hundred milligrams is nice. But like you said, you said what you get two of them. And it's like, yeah, 200 milligrams is too much, but a hundred is not enough to put me down. Well, yeah. And then I get a massive hangover in the morning where I just don't want to get out of bed for three hours. And it's like that does not help the day. But that's really all I buy. You know, I've noticed, though, lately just messing around with these autos I've been screwing with. They don't obviously put out a lot of volume. And so I haven't been getting much in. But, you know, it's not like I guess I always thought I smoked a lot. But it's funny when you grow for yourself, you don't probably need as much as you think. You know what I mean? Like, I don't grow a lot, but it always seems to be available that the stuff I've grown. So I don't know. I tend to smoke a lot more when I when I grow my own. I see. Like, like joints and stuff or? No, just quantity. I like the bong, you know, the classic bong boy, but I'll do joints every once in a while. But I just I just. When I you know, when you buy it, you know, it's like you're smoking your money. And I have that mindset. But growing it, I just like, oh, it's free rain. Right. So like you smoke all day, like as much as you do. Well, I well, I've got a pretty good routine, actually, finally in my older years as I've settled down. And I wait until usually around three. I my am routine. I found that it's best that I conduct at least one activity first. And I feel like I'll get up and have my little morning ritual or smoothie. I go to the post office and what it usually is in the store on the way back or something, you know, get my food, my dinner stuff prepared. And then, you know, once I've got the main bulk of the outside chores done for a day, I'll come back and kind of put away smoke a little bit. A little bit? You said it was a lot. I start with a little bit. So I'll smoke like a bong hit at a time. But then I'll go back and smoke about every 20 minutes, 30 minutes when I'm going. Yeah. So I mean, like, can I ask you, since you're a bong person, do you do the one hits or do you just pack it and just hit it until it's gone? Just one hit. I never understood packing a bowl, smoking, you know, a charcoal bowl. I know, right? Never understood that. Yeah, especially when you have the option in a bong to really clear it every time and whatnot. I've never been a big bong guy, though. I don't know if it's my lungs or what, but it just. Wow. So what do you do? Joints? Yeah, I'll do joints or I mean. Joints are harsh. They can be. That's why I mean, you definitely want to smoke good joint weed. As far as where lungs go, joints just blow my lungs out. A bong, it's like you blow it out and you cough, you cough all that shit up and it's kind of done. But a joint, you just keep going and going. I hear what you're saying, man. I hear what you're saying. I mean, I think sometimes, and this is just, you know, speculation, but I think sometimes it's almost like if you get the technique down, it's like whether it's bong, whether it's bong or joint or whatever, if you get the technique and the skill down, it's like you can minimize that stuff. But if you don't have the right technique, it can mess you up. But I don't know. That's just. I don't know. I think that's right. I think, you know, growing up so poor, you never lose that mindset. And so every time I roll up a joint, you know, it's just smoking, period. Like, you know, you got one chance to fill up the lungs at a time and you got to put as much in there as possible. That's the point. Yeah. Well, absolutely.
Simply Bitcoin
A highlight from $17.7 TRILLION IS COMING FOR YOUR BITCOIN | SB Originals
"I've recorded at least a couple of videos at this point talking about not selling your Bitcoin to BlackRock, how the institutions are coming, Fidelity, BlackRock, ARK, etc. The big players are coming and they want your Bitcoin. And I get the impression that many of you don't really appreciate why Bitcoin is so special, why the institutions do want your Bitcoin and will pay you whatever price they can to get it, and why selling it is the absolute last thing that you want to do. This article from Forbes is titled a fast growing 17 .7 trillion, that's T, trillion, Wall Street crypto earthquake is suddenly hurtling towards the Bitcoin and Ethereum price. Let's ignore that latter part, the Bitcoin price. Bitcoin has been thrust into severe uncertainty in recent months. Okay, first off, no, it hasn't. Maybe uncertainty if you don't understand Bitcoin, but this is baby sleeping time. This is not a time of uncertainty. These don't times matter in the grand scheme of things. The price dip and change from this to that is all irrelevant. It's all going to zero. And Bitcoin, on the other hand, is going up forever. So for the next little bit of the article, it talks about how the price has rose and dipped. And it's just a kind of a bunch of nonsense. But then it down here talks about Franklin Templeton. Franklin Templeton filed with the U .S. Securities Exchange Commission, the SEC, this week for a spot Bitcoin ETF, joining a flurry, that's an understatement, of applications that was kicked off by the world's largest asset manager. That's right, BlackRock in June and includes Fidelity, Invesco, Galaxy, Wisdom Tree, who between them manage 17 .7 trillion worth of assets. You have to realize that that's not really what matters. It's not that amount of money going into Bitcoin. It's what that signals to everyone else, because that 17 .7 trillion, yes, is under control by those asset managers. Yes, but you know what else happens when the big boys do things? Everybody else pays attention. So you get all these family offices going, wait a second, I'm sorry, BlackRock did what? They put what where? Oh, so, OK, I guess that's what we should do. This happens in every arena around the world. You can see it in literally everything. If a movie does something, other people try and copy it. If a technology does it, iPhones, for example, everybody else tries to copy it. So when BlackRock and Fidelity and Invesco, when they do move into the space and it is coming, they wouldn't all be filing for this just to do something to do because they're so bored. No, they're doing this because they want a piece of that. And why do they want a piece of it? Let's cut to something that seems completely unrelated. Post Malone has bought Magic's two million one ring card. And this is from the guy that found it. I believe he was in Toronto, Canada. When I found the one ring, the first person who came to mind was Post Malone. I have played Magic since I was a kid, and obviously it would be amazing to keep this card. But for a guy like me, being able to sell it is a life changing. I just really hoped it would go to someone who would appreciate it as much as I do. This is my dream come true. Meeting Post Malone and him buying the one ring from me is literally a moment straight out of a fairy tale. Post Malone, at Magic the Gathering, you have changed my life. Things like this don't happen to people like me. I guess it's Magic. I am forever grateful. In the past few months, Post Malone was on with Joe Rogan, and Joe Rogan asked him about that. And Post Malone was like, yeah, I did spend that much money on a card, and Joe Rogan doesn't get it. But here's why he did that, because it's the only one that will ever exist. And you might say, yeah, but Dell, you can go over to TCG player and get one for here. Look, with the 37 bucks right here, the borderless one, here's a different version for 60 bucks, 50 bucks, whatever this one, 100 bucks. So you don't need to spend two million dollars on it. Okay, no, you don't to actually have that card in your deck and can play with it. Sure, you can spend 50 odd whatever bucks on it and get it. But to get the exact one that Post Malone spent $2 million on, the one of one, that exact version, no, you do need to spend $2 million to get it or whatever Post Malone is selling it for now. If you've ever experienced a banking kerfuffle, to put it mildly, like I have, then there's a really good chance you already know the importance of Bitcoin. But you might have other questions. Maybe you don't feel quite as secure with your self custody setup as you would like to. Schedule a free 30 minute consultation call and they will help you solve whatever it is that you have about Bitcoin. Don't let a question keep you up at night. Call the Bitcoin way. At this point, I imagine you're wondering at least two things. Those are, what in the world happened with the banking story? What is Magic the Gathering have to do with this at all? And number three, so why in the world does Fidelity and BlackRock, why do they actually want that? Let me go through these. First off, why does BlackRock and Fidelity and all the big players, why do they want Bitcoin? Here's why they want Bitcoin. This one's from at BTC salvation. He says owning one Bitcoin is rare. How rare is it rare than the Magic the Gathering card? No, it's not quite that rare because there's only one ever in existence of that. But here's how rare it is. It's like owning roughly 25 pounds of gold or 107 acres of land in the US or roughly 1754 acres of land in the world or roughly 6 .7 houses in the US or roughly 109 houses in the world. And what has BlackRock been buying? It's homes. What has Bill Gates been buying? It's farmland. What do the people in power, what do these large players in the financial space want? They want, ladies and gentlemen, if you haven't figured it out by this point, I'm not sure what to tell you, but I'll tell you, they want scarce assets. They want the things that there is only a limited amount of. And what will there only ever be 21 million of? Bitcoin. That's right. There will never, ever, ever be more than that. What if somebody else forks it and they make a whole new thing called Bitcoin too? They've done that. It's trash. It's garbage. It's going to zero. It's all going to zero. You can only find perfect digital scarcity once. It's not possible to do it again. Anything else that's a copy of it is, oh, I already told you what it is. It's a copy of it. That's what it is. There is, you can't do it again. Bitcoin is true digital scarcity and anything else that comes along after it is a copy. So now what does this have to do with magic, the gathering and rarest things and scarce things? And well, let's jump over to something else that seems completely unrelated. I've had hedge fund managers, like, reach out to me on LinkedIn to be like, hey, like, could you talk to us about TCGs? Like, we want to know how they work. Like, that's an experience that I'd never had before. Do you see it yet? Are you starting to understand? Am I painting the picture clear enough for you that the power is to be how much of the pie they want? They don't want the tin. They don't want the crust. They don't want that nice top with the different funny shapes cut into it. They don't want the juicy filling. They definitely don't want the bottom. No, they want the whole damn pie. Every crumb, last every single little iota of the pie. If that includes card games, hedge fund managers are going to call card game designers and ask them, how can we get it on that pie? They want all of the pies, every last one. They're going to show up to the marine calendars and just give me the pie. Every last one. They definitely want the Bitcoin pie, every single one. So if that means contacting old Gary Gensler and saying, hey, get this approved, don't do that. If it means contacting drone pal and Janet Yellen saying, hey, print us all of the money ever so that we can entice these goons out of selling every last Bitcoin that they have so that we control and not they because they're just peons. They're just silly people. They don't know what to do with their money. They're clueless. They don't know. We know that's how we got here. Clearly, we're the best players in the room. We know what we're doing with the money. We're the ones in control. Let us have all of it. Print us as many Chuck E. Cheese prize tickets as you possibly can. All of them. Trillions of them. It doesn't matter. Who cares what the debt is? It just goes up and up and up. It doesn't matter. Give us more so that we can buy the Bitcoin off of them. They keep on kicking the can down the road and behind them, the road is crumbling. And where's the new road come from? They're just laying it as they go. And at some point they will stop to catch their breath and everything will come crumbling down. But guess what's under that road? Bitcoin. That's where everything falls to. Everything falls onto the shoulders of Bitcoin. And Bitcoin has some real strong shoulders. Let me tell you what. So where does my story end? My story ends with my banking crisis being averted. I finally talked to somebody that had since they knew how to solve the problem. They said, yes, let me actually get you to the right department. I don't know why those three other people didn't do that. Got to the right department. I was helped by a lovely woman who got me back access to my bank account. So that was a harrowing few hours of that morning. But I eventually did get access to my bank account. But for those few hours, it was a sobering experience to realize that I could be completely cut off from all financial access. I couldn't pay anything that I wanted. Rent was coming due, couldn't pay that, got bills due, can't pay those. Forget about buying a coffee, which might be nice to have or a sandwich or whatever like that. That's irrelevant. But when the bills start going, hey, you owe us this. And then we start turning off the electricity and you don't have Internet and then you can't do this and you can't do that. It's a real big problem. So, yes, the crisis was averted. But there is a global crisis looming, an absolute catastrophic world shattering, meteor impacting the world style event coming to the monetary system. And if you don't have some heavy shoulders to fall upon, I don't know where the road goes when the road crumbles. And if you have nobody to catch you, I don't know what's under there. I think it's just an abyss that falls forever. That's not a place that I want to be. Is it a place that you want to be? No, I don't know. But here's what I do know. If you're here on Simply Bitcoin, the chances that you don't want to be in that precarious situation is pretty good. So get subscribed, learn about Bitcoin, understand how important it is, and the answers will fall into place. And you, ladies and gentlemen, might fall upon the shoulders of Bitcoin. And like I said, this is not the first time I've talked about this. So check out this video right there where I go over in another way the institutions coming for your Bitcoin, because they are. Ladies and gentlemen, they are going to try and get it from you. Guaranteed they want it.
Mike Gallagher Podcast
"25%" Discussed on Mike Gallagher Podcast
"They very clearly do. And the one time I give them credit is that at least they're open about what their intent is. We heard particularly around the two COVID years was that they want to dismantle systems of oppression. And they believe that all of our American institutions are inherently white supremacist and oppressive, from education all the way into the criminal justice system, from banking to housing. That's what they believe. And so when they tell us that they're going to break it down and then rebuild it within this sort of social justice or woke prism, we should have believed them. And I don't know how many people were paying that close attention to some of the policy prescriptions that they had been pushing. And not even just for the last few years, they've been doing this for a while, but they just get a lot of power over the course of the last several years. And they put themselves into positions where they've made institutionalized changes. They talk about that all the time, right? These institutions. Well, guess what? When you are then able to change the law at the state level, you just institutionalize the policy. When you're able to control the culture, you're to walk some of this back. They created this culture of lawlessness. They created a culture within schools of secrecy from parents. And that's not going to be a flip of the switch to get back to where we need to be, unfortunately. And that's a big reason why I wrote What's Killing America. You were there with Mike Lindell through thick and through thin. You appreciate that Mike has been targeted and they've tried to stop him. The MyPillow six-piece bath towel sets are finally back in stock. You've loved these towel sets so much that they ran out and they're back. Two bath towels, big, oversized, thirsty towels. I mean, these are towels that really absorb the water. Two hand towels, two washcloths.
Mike Gallagher Podcast
"25%" Discussed on Mike Gallagher Podcast
"The Democrats can scream about a rigged election all they want and nobody bats an eye. If anybody on our side questions the outcome of an election, we're crazy election deniers who ought to be in jail. But when Hillary does it, it's A-OK. Check this out. Here's Hillary sitting down with circleback Psaki, who's got her own show now over on MSNBC. Listen to Hillary still squealing about election interference and Russian collusion. Vladimir Putin has obviously your friend, your friend and mine. He has intervened in our election in the past. It's not something as you experienced firsthand. It's not something we talk about a lot. Do you fear that that is something that could be happening for 2024? And do you think we should be talking about it more? Well, I think we should be talking about it more because I don't think despite all of the, you know, deniers, there's any doubt that he interfered in our election or that he has interfered in many ways in the internal affairs of other countries, funding political parties, funding political candidates, buying off government officials in different places. So that is his opus operandi in the sense that he hates democracy. He particularly hates the West, and he especially hates us. Now, you know what I love about that? Her use of the word deniers. You talk about projection. So what she's trying to claim is if you say that Trump won legitimately in 2016, you're a denier. When the truth is she's the election denier and she thinks it happened in 2016 and she thinks it's going to happen again. They're already setting it up for claiming that Trump will win via the Russian election interference.
MiraStar Podcasts
"25%" Discussed on MiraStar Podcasts
"It'd be set in a high school work. Yes. The other specific town city stuff would be certain. You
MiraStar Podcasts
"25%" Discussed on MiraStar Podcasts
"What <Speech_Music_Male> <Advertisement> <SpeakerChange> <Music> <Speech_Music_Female> <Speech_Female> <Speech_Music_Male> do you think the plot <SpeakerChange> would be? <Music> So cool. <Music> <Music> <Music> <Speech_Music_Female> <Speech_Music_Female> <Speech_Music_Female> It's <Speech_Female> basically, it's going to <Speech_Female> be about some kids. <Speech_Music_Female> He was <Speech_Music_Female> robbed. <SpeakerChange> <Speech_Music_Female> He was robbed. <Speech_Music_Female> <Advertisement> You got everything <Speech_Music_Female> <Advertisement> taken away from him. <Speech_Music_Female> <Advertisement> And now <Speech_Music_Female> <Advertisement> he's <Speech_Music_Female> <Advertisement> <Speech_Music_Male> going to <Music> a school <Speech_Music_Female> in just a <Speech_Music_Female> normal school. <Speech_Music_Female> High school life. <Speech_Music_Female> <Speech_Music_Female> <SpeakerChange> He has <Speech_Music_Male> nothing. <Speech_Music_Male> He's alone. <Speech_Music_Male> <SpeakerChange> Okay. <Speech_Female> But <Speech_Music_Female> he finds a <Speech_Music_Female> game which is football. <Speech_Music_Female> He <Speech_Music_Male> starts <SpeakerChange> practicing <Speech_Female> all his life. <Speech_Music_Female> He becomes <Speech_Music_Female> a very good football <Speech_Music_Female> and <Speech_Female> <Speech_Female> he has many <Speech_Music_Female> rivals. <SpeakerChange> <Speech_Music_Female> He gets an injury. <Music> <Speech_Music_Female> <Speech_Music_Female> What's <Music> called Peru ending <Speech_Music_Female> nature. <Speech_Music_Female> <Speech_Music_Female> <Speech_Music_Female> But then, <Speech_Music_Female> <Speech_Music_Female> when he recovered, <Speech_Music_Female> a law <Speech_Music_Female> <Advertisement> case was funny. <Speech_Music_Female> <Advertisement> And then they <Speech_Music_Female> <Advertisement> had to find a way <Speech_Music_Female> <Advertisement> to like, <Music> <Advertisement> you <Speech_Music_Female> have to find a <SpeakerChange> way to <Speech_Music_Female> basically <Speech_Music_Female> clear his name. <Speech_Music_Female> <SpeakerChange> <Speech_Music_Female> Oh. <Speech_Music_Female> Yeah. <Speech_Music_Female> The Clinton. <Speech_Music_Male> And I'm going to <Speech_Music_Male> leave a look at. <Music> <Speech_Music_Female> <Speech_Female> <Speech_Music_Female> If he's going <Speech_Music_Female> to <SpeakerChange> <Speech_Music_Male> make it pass or <Speech_Music_Male> not. <Speech_Music_Female> Okay. <Speech_Music_Female> So <Speech_Music_Male> <Advertisement> characters, <Speech_Music_Male> <Advertisement> like <Speech_Music_Male> <Advertisement> what describe <Speech_Music_Male> <Advertisement> your characters? Would <Speech_Music_Male> <Advertisement> you be a character, would <Speech_Music_Male> you do maybe <Speech_Music_Male> put yourself to the character? <Speech_Music_Male>
MiraStar Podcasts
"25%" Discussed on MiraStar Podcasts
"Let's say both again. I would say Demon Slayer. No actually now. What is it now? It's used to satisfy the original original narrative. There are childhoods. They were just so sad. It made me cry. Nearly. Last like 5, four questions. What is the funniest anime series you've ever watched? A bit now. Okay. And what do you think is funny about it?
MiraStar Podcasts
"25%" Discussed on MiraStar Podcasts
"I guess it's not my fault. I don't trust these guys over element. Exactly. There's no need. It's like, you don't really need to let no one's paying you. No one's giving you money. Some of these money just messed up, right? So then we have an across anime character. Don't die for anime. Moon type of thing. Start the pixel. Don't die for graphics. The shame is really free. So what is your opinion on crunchyroll, the anime watching up? Do you think as well as the YouTube? Way more literally in every episode as about 7 acts. Two minutes easily. Minutes. That is your look. You're lucky, so two times 7, 14. Figure out basically maybe 14 plus minutes of ads, each episode. Oh, that's sad. Is there a way to purchase no access? Yes, subscription but that cost is lower than you. I need like ads in Japanese or like doing what I do. Do you press on the add button and they'll take you to the anime to watch it. What would say that again? Do you like press on the putting? And they'll take you to the enemy before you can watch it. Yeah. Here we go. Yeah. What is crunchyroll for those who don't know what is? Some anime app that lets you watch anime for free, but with a lot of ads. Okay. So. Apparently I can just pick up this. So crunchyroll is an anime streaming service that offers 1000 titles and 30,000 episodes of anime. French roll is free with ads, but users can upgrade to one of these three ad free memberships through the premium subscription service. The enemy was founded in 2006. 2006 a lie. No, because. Common sense. Country world made 2006. Doesn't mean Goku was put on crunchyroll then. Because basically like Netflix, for elements. Like, you know, maybe an enemy, I mean a Netflix show came out 1986. The Netflix came up 2022. Who is? Okay, so what do you think are the advantages of crunchyroll? What do you like about him? Interesting. Should we anime? Okay. More of the disadvantages. What do you don't like about it? What should I get? What are the disadvantages or things you do not like about cultural? I mean, crunchyroll not country. I'd. Like you to. Do you think there should be more anime watching applications. Well, yes. Okay, then variety variety. Do you think anime is over hated? No. Why? It's too long back to me. Cooper. Okay. How's it? He's people will actually die just to say enemies. Agree. Who will die to win an IV experience? Especially, this thing will really do it also enemy. And all for anime. Do you think anime are for kids? No. Way too. I don't know what I'm talking about. She explained. Yeah. All right. So that means if you're supporting age routing on anime overall, what would it be? For example, you know, Peggy 12 or 1213 plus.
MiraStar Podcasts
"25%" Discussed on MiraStar Podcasts
"Just a little complicated. It's not the back then. It was nostalgic. It used to get all my feet pretending I was the main character fighting village. This one's special. Would you like to start copying on me? Yeah, a copy of the spirit and the beauty side that one go to review. I even raised my hand. I still think you can teach my energy. You had the idea of the idea of the execution. What was toxic? How so? It goes. You can please your time. Having a peaceful debate. Soon don't know. And no one can be good. Go over there. No one can be cognizant. No one can even go. People who are. Like no offense to anyone.
MiraStar Podcasts
"25%" Discussed on MiraStar Podcasts
"Yeah. Awesome. I'll get bored and I'll stop. I guess. You start folks a little more. Good job. Do you watch anime with English subtitles or with English voices instead? I don't think it matters because I may be able to watch animals. They make it such a big deal like it's not that deep. Yeah. Good luck. You know, squid gamer. Yeah. What's good game came out? You know, it's got what English voices. Voices. Yeah. But originally. Originally. It's not actually an illusion. Where everybody knows. I actually was an English. Originally, because I like to actually Netflix. And then people people like, which is a good game on English, you know, a real business basically. What I would say is I'm going to be a new one. I want because I wanted to watch it. Not to be a real one. Who am I trying to impress? Let me just watch this because I was talking about it. Let me give you. I don't want my eyes reading this screen like it's a book. I want to see what is going on. I have a focus on the part of the screen. What's going on? I didn't know. If you want to watch it. So do what should I be overall? English looks in English in all of them. They English voices. Okay. So, anime or cartoon. What element? I said cut out to you that changed my mind. Cartoons have, well, I'm not going to see meaning there. It just has that. Wonderful watch. Anime, you want to keep track. You can go years without watching it, but still be on track. Yes. Yes, definitely. Like, I need to prove cartoons is a man things right. Like, it's never enough to all three pieces and three sit down and watch it. I think, you know, it's up to them when you get to the same age, you just hit you like, enemies, childishness, I struggle. Like the cookbook, the plus is crunch. The love is cringe. But well, why is that look like that though? They keep on showing some weird flirting. Oh, it's crazy. But the scenery was strange. I realized if you did die in real life, especially in a very school. You will get done for life. Look, I don't think it's not going to stick. None of it is realistic. Yeah. But you go to a cartoon while watching a huge cry. You go to a cop, you're watching it. You will literally be crying. If you have watched, if you watched it before. You were that Lion King. I went to the cinema to watch thank you. I peed tears. He did. I love you. Love that. Yeah. Well, like a lot of them. Isn't that fair? It's not connected. Okay, so. What are your opinions on duke? He's good. He was on the biome became the top. All right. One thing I hate so much about him. He's his gosh. He's
MiraStar Podcasts
"25%" Discussed on MiraStar Podcasts
"Jake. By the way, it's just sack as a nut. I'm just like, I put them in like that. They're basically just that basically saying them. Yeah. Like an over exaggeration. Hyperbole. So we faced English. No, no. No, I never need. Me neither. Okay, let's. Bring it up. Yeah. But what do you think mister different from others?
MiraStar Podcasts
"25%" Discussed on MiraStar Podcasts
"After Google's. Is on it. Well, most of the enemies that show me are just playing unknown. But yeah. Most of the enemies that it showed me is just a.
MiraStar Podcasts
"25%" Discussed on MiraStar Podcasts
"Show so well. That's fun. Okay, so like, is the avatar like franchising your entire favorite of all time. You're tough one. Well, yeah, top three. Okay, so what are your top ones? It is avatar. Okay. Nice. I might check out because I've seen it, but I've seen what it looks like. I know what it looks like. I was just not really watched it and stuff, so you know. What anime do you think is the most overrated? Oh, that one I'm going to offer. This one is a real discussion year. Controversial topic. Yeah, that's the biggest one. Okay. I don't watch time to me. I'll just have to go up whatever comes in my head. So what did you say? What
MiraStar Podcasts
"25%" Discussed on MiraStar Podcasts
"We need some of the fillers that unlike it went from being the only ninja show to be God's love. All over the place. You know, the sun shows that they just do too much. They want to keep their own all of their audience are still there, but they just have to do them. I didn't God. It's too much. It's over the place. Usually I have a problem with animal useless. It's so nice, but then the moment you're simply older saving all your parents coming, it's amazing. It's just so annoying. Okay. So, do you think I Dragon Ball Z is overrated? And what? No, it's an amazing book. What?
The Boxcutter Podcast
"25%" Discussed on The Boxcutter Podcast
"To fear <SpeakerChange> <Speech_Male> <Speech_Male> because it's there for each one <Speech_Male> of us. <Speech_Male> What's <SpeakerChange> the <Speech_Male> what's the takeaway. <Speech_Male> I kind of go back <Speech_Male> to. <SpeakerChange> <Speech_Male> I did close this <Speech_Male> out because this was <Silence> thought that <hes> <Speech_Male> <Speech_Male> weirs be wrote to <Speech_Male> but you look at the versus <Speech_Male> eighteen. Nineteen <Speech_Male> of this parable <Speech_Female> and it says but he who <Speech_Male> had received the one talent <Speech_Male> win and dug in the <Speech_Male> ground and hit his master's <Speech_Male> money and <Speech_Male> verse. Nineteen says <Speech_Male> now after a <Speech_Male> long time the master <Speech_Male> of those servants came <Speech_Male> and settled accounts with <Speech_Male> them. And what <Speech_Male> weirs be said <Speech_Male> is that we <Speech_Male> are living in a period <Speech_Male> of time between <Silence> versus <Speech_Male> <Speech_Male> Eighteen and <Speech_Female> nineteen <Speech_Male> where <Silence> we've been given <Silence> <Speech_Male> opportunities <Speech_Male> <Speech_Male> and we're waiting <Speech_Male> for the <Speech_Male> return of the master <Speech_Male> but <Silence> what are we doing. <Speech_Male> Are <Speech_Male> we actually doing <Speech_Male> what this <Speech_Male> guy did. <Speech_Male> <Speech_Male> Are we burying <Speech_Male> the things and avoiding <Speech_Male> the <Speech_Male> opportunities <Speech_Male> and <Speech_Male> Pushing <Speech_Male> back against the holy <Speech_Male> spirit and the things <Speech_Male> that he's asking of us <Speech_Male> <Speech_Male> For certain <Speech_Male> talents as <Speech_Male> we opened with <Speech_Male> talked earlier <Speech_Male> on they could certainly <Speech_Male> represent <Speech_Male> <Speech_Male> opportunities <Speech_Male> of our <Speech_Male> abilities. But <Speech_Male> it is so many other <Speech_Male> things too so with <Speech_Male> the very things that god's <Speech_Male> entrusted to you and <Speech_Male> giving you <Speech_Male> jurisdiction over <Speech_Male> in this life. How <Speech_Male> are you <Speech_Male> <Speech_Male> investing <Speech_Male> <Speech_Male> in those <Speech_Male> things <Speech_Male> for a greater <Speech_Male> cause <SpeakerChange> of the kingdom <Speech_Male> for the master <Speech_Male> yes <Speech_Male> <Speech_Male> and <Speech_Male> <Speech_Male> as a final <Speech_Male> no <Speech_Male> <Speech_Male> If <Speech_Male> you could get a free <Speech_Male> lunch anywhere <Speech_Male> <Speech_Male> would <Speech_Male> you put their <Silence> logo <Speech_Male> <SpeakerChange> as a tattoo <Speech_Male> on your body. <Speech_Male> I know some people that would <Speech_Male> probably do the <Silence> Reisen role <Speech_Male> ou <Speech_Male> are. There's <Speech_Male> a lot of rise enroll <Speech_Male> people which <Speech_Male> if you don't know what that is <Speech_Male> i. <Speech_Male> I don't think that's just a <Speech_Male> mid west thing. It's amish <Speech_Male> made <Speech_Male> <Speech_Male> Donuts <Speech_Male> and baked goods. <Speech_Male> I think <Speech_Male> that <Speech_Male> a lot of our people <Speech_Male> that i know <Speech_Male> <SpeakerChange> would say <Speech_Male> i would consider <Speech_Male> a in role <Speech_Male> as a tradition. <Speech_Male> <Speech_Male> We actually do <Speech_Male> reisen <Speech_Male> role. <Speech_Male> The first day of school <Speech_Male> for girls <Speech_Male> nice <Silence> which is <Speech_Male> <SpeakerChange> <Speech_Male> a tasty treat <Speech_Male> for. Sure my <Speech_Male> gosh these. These <Speech_Male> things are <SpeakerChange> crack. <Speech_Male> <Advertisement> <Speech_Male> <Speech_Male> Yes sugar crack. <Speech_Music_Male> Yeah pretty much <Speech_Music_Male> all right. <Speech_Music_Male> We'll we got <Speech_Music_Male> the to <Speech_Music_Male> debtors <Speech_Music_Male> <Advertisement> <Speech_Music_Male> next week. <Speech_Music_Male> So <Speech_Music_Male> <Advertisement> look forward to seeing <Speech_Music_Male> you next <Speech_Music_Male> week on <Speech_Music_Male> the box cutter. <Speech_Music_Male> Podcast <Speech_Music_Male> <Speech_Music_Male> were signing off <Speech_Music_Male> with our non. Sign <Speech_Music_Male> off on cnn <Music> week.
The Celtic Exchange Podcast
"25%" Discussed on The Celtic Exchange Podcast
"Sake and scotland all of a sudden you. The decent scored their mother's belly gaumont teammates tumble of custody. Mcgregor's not at a place and that scotland team. And i think that maybe be. One of the supplies moves that he doesn't feature that much in these games obviously needs to rest for like you see. He just keeps on coconut the minutes. Yeah and who wants to get to me. That's his problem with you. Know i mean thanksgiving's going one on each on each on their torn off the bus season. Not just i'm going for in mccoy d- read enough the lady that tumble obviously made the squad and is that a rebe again and some families. Defunct cuba off a chance when you looked on your bench if you need some change up. He's a guy that's got something offer. I thought he really showed up against thought you know and what you go from. We've seen the season from december when he started getting put in was someone who will take the ball and the pressure who does share a place in causing the you can get on. The patch bought just instantly prominent wooden for that through ball wanting to meet the and goof. Pass it just it just looks classy. Quasi player in other members of the scored in tim. Silty cassidy seems to be trusted by clock and is something he wants in the team for quality. But what is real humidifier who caught. Please hinders the goal. Up and taylor off on him so it was obviously inspired up the fight these corning judgment and scored. So it's i. It's all gone regulation. It's been it's been a while. You fail worcester. Scott tong specific whole game and team Fairly constable against luxembourg within a month off kenner scoring going to have those types of games for people setting certain deep against them in the a you know they one of them is the molten bought scotland teams in the break and bill lisa tumble mcken still example. Jesus are nathan partisan some piece of team. What do you think constitutes success go into the euro saw czech republic creation england of a opponents negative. What would be success affected by the home accept nothing less nothing less wherever you but realistic realistic but more precision with anti gay and again who did a games are eaten in chater public. So that means english point kadoorie shut the in the senate bill one in margin just tournament. That would just be magic. He i i just. I wish you'll be. That's what i honestly don't. Who's going applying. I've got funny feeling solomon's going it's gonna be some on seventh. June spatial was going home. Consider group cds. I ain't got some spill done it before i've never won it before. It is the only one in the who had been aco. No kevin cup kidding. Satun ozone rosemont pain in japan to back down to thirty seven something in two thousand seven to thirteen not..
The Celtic Exchange Podcast
"25%" Discussed on The Celtic Exchange Podcast
"Just lovie subsidy and the fact that he is just for me i i just think you just avoid is just not something that's needed by jason is able. We'll get. I don't wanna see kevin muscat come on those just the just on throat and these in my i'm seeing the is for an appointment media load one is fight. They can these people walk. These players go run war and it's the same old same old loves sunday cumin and basically a beef hash stop get asked me i wanted to be sort of those two is looking at a state so those one told the kevin muscat our guy. You commend tournament is see. I went hammond. Bowdoin when in the fucking Feel like i'm in control. Your basically to be kevin moscow because the recent voice as the hang this the the the ball can scored on goal at act to see of that nature again. I well let's to look at the contradicted myself lately but Smacks is just as an appointment. We don't need to make a dozens of assessing. The i think the most important thing as nightingale leaning towards the class as out whoever has has to be on just guys and it can't be joined candidate. Not because i'm not anti john kennedy. The club a freshness so it has to be ab k. Anybody bought kennedy and it needs to be some of the new Get moscow an appointment. We don't need to make. But i'll also has assistance of being linked sees a guy called shaun ontong and john hutchinson obviously didn't do anthony. These guys they got a couple of ice. Get the money. So these assessments. At the moment of japan whether he brings am off fusing needs to bring someone else. One that i picked up an additional view was that he lakes with new people. Whatever he goes and people have an idea of what he's getting into that's why people have put two and two together. Definitely getting candidate definitely striking. By as i said before i anything from the whole eddie who fiasco as that people onto our. They'll shows that included do not know until mid officially safety we've no idea of kennedy don't moscow has even been suggested as people talk. I think people just come through and You know assumptions there and say is being fight so every to move on from answer. Hopefully they'll get better than us in the next few days with something concrete. Speak about us next week to move on something else. Noble this past weekend with neil lennon's and of you with teams. Did you watch pack up on your point. Yeah was not gonna deflation fund me a chicken about baffled piece comments as a guy who's been an off the past twenty years f you'll know foster last and be on the way down from the finish fato skin so vanu lennon combat and see that be Recreation those kaprun in terms of farrah's tonneins club after the cup run the will and truly san but in seoul of new in questions. Tim of celtic find is being conducted as a consequence of the season audible levels in east absolutely lost. Lost plot any associated. Just he's typically protect the cities defying on job in its mouth with sunday sunday overseas. He seems to be doing these barely based he to chap away. Celtic legacy but by bet doesn't yes he budgets budget spicy talladega as reference fuel foster lost on bob now. Md md cheese. Louise bake milan rate lost industrial..
The Celtic Exchange Podcast
"25%" Discussed on The Celtic Exchange Podcast
"Totally without something is gone quite and recent things obviously since the transaction from focus on how you post the kogler as Football chop so federal harkin name in the flame for a long long time. And i kept on talks last week. Saw blade suggestions malate sean. Maloney icon walk. Whether that would be good or not. I think he's smart. Talk on that's spain. And he speaks on the game whenever we see It was obviously a talented played celtic by his e that it can. I mean. he's not business guy. Do we need someone in about role. Who has our business. Savvy israelis football savvy. I think so Morning it'll pass limb sale. Find some his well-connected from football professional in terms of football perspective. Also from a business can accumulate. Israel needs to be about a war for not. Just see that being shot mahoney for me. I don't ask me then who then echina- probably sunday. Identifying these dateable is gives you i absolutely so i can put behind my heart and see that again it would be All spot i. It newest can be normal shlomo for me. I'm always support of a short people getting promoted and a good job so our quarterback coaching prospect. He's been saying the baby. The mornings coaching. Maybe about a i. i don't know what also You'll be naturally so again. Not smoke appealing to the board mooney seems to be able to get thank celtic. Al qaeda gunman capacity that was that extra football villainous. we ought to many components for adequately born in maybe is a guy that knows football and if someone another role is gonna take control of our recruitment and i'd rather be someone who knows the game and see a and different things like that. I suppose again just practical conceal and as you see the planet has been so sketchy will show them loonies. Hypertrophy belgium hit will probably get to the last jedi so he may not be available to july and then tasked we say in place for kingdom about week game. So that's just not feasible. So f- in the meantime we don't have the right to the football players over the next four weeks unita men but our thrown had joe brown. Is that football one week calling in tailing the next monday night. Football ban i again. We don't really have an understanding what the structure is gonna wait. Those responsibilities are going to be an again is completely obsolete. Will on the up slow. It's just why. Just commended his tune just had absolute necessities and yet getting a little one is not an expectations. Audit us can in the bar set And manatee akin Sky team but you're talking about. Did it begin today to facebook. Potato combined medal. July told him..
The Celtic Exchange Podcast
"25%" Discussed on The Celtic Exchange Podcast
"Was gonna be sports scientists. Scooting you trust next. All that type of thing was going to be revamped. Wade is you. Just get the fuel unnecess- employees i. Nicole goes just going to get polish shitty. Then it's going to be as you will mortar the exact. My few mentioned at the top of the show have The project and the project was only dialer. Celtic unfortunately have become famous in recent years for project pills moving from projectiles tap project manager publicity so innocence cisco guinness. Chance guy seems decency. Organize we Debate they seem to have a good chocolate. Could whenever these being. But that's exhausted. I says as an a thing that can disappoint civic fines in the fight. They get a tim's establishment. Tim something really galvanizes khakis one but is asset. So you can see it but as you can see on the east being twenty five hundred years in the game and as you're actually him you know take a national teams civil cops and one different titles by that. He has never come across the world. See a very short stirling grease spot if he is that good why is no one snapped him up now that does worry me for i. Thank him the md. Who was the game of football. Understand the tape of personal. It's needed in the modern game. After the original horror of been linked with some the health of done any sorta resale tournament lesson to people. When about the shana partic- up probably knipling petit e also seems to have been pre good again to previously successful clubs on reestablishing them with that. So i think that as we thought the proof i there again. Maybe i'm given the too much for that. Because let's be honest be who've been scalped by by the that. I should be a season that actually the spatial toward funds him bought kennison what it does seem to have and we'll fill that who liked and that mentioned as italy italy. I feel who act up by personality by almost at the the waste of school in ten would be gal. Snus miami the about lots off. Think by you can see post to kogo spoken about what has forced the game appears to be seems to have a cannot brashness about but outdoor boom. He's got something about if he's i mean had thought finished and he was doing as it may be just the character commend just revived the police about. That's that's obviously so a finger a lotta positives on almost as you'd expect so you know officer podcast indefinite of reached out to those not different australian commentators and he has one of the most high profile court. She's about world. You'd expect the noises to be positive because you know. They want see one of their own dubious. It's the same thing with the national we buying the lesson if he's a great kevin. You're getting a brilliant life and you want to see him do well because it afflicts well on you seen things happened whereas australians want to see one of the gory europe and do and they may be better the they might be right on..