35 Burst results for "21000"
More Americans apply for jobless benefits last week
"The number of Americans collecting unemployment benefits has reached a 53 year low The Labor Department reports 1 million 317,000 people receive jobless benefits during the week ending May 7th That's the fewest since December 27th 1969 Applications for unemployment rose by 21,000 last week to 218,000 Weekly unemployment applications have been consistently below the pre-pandemic level of 225,000 for most of this year even as the overall economy contracted in the first quarter and
Conservative Twitter Accounts Gain Followers as Liberals Dwindle
"Interesting changes already at Twitter. Conservative accounts are surging. In fact, some guy, this is a guy with the bulwark, so he's a never trumper. He's mad about this. But he notices AOC's down 27,000 followers, madhouse down 18,000 Colbert's down 21,000 Matt Gaetz is up 25,000. I'm up 41,000. Marjorie Taylor Greene is up 41,000. He's acting like this is like very fishy as if Elon Musk is adding subscribers. No, they're just removing the banning algorithms so you had all these little freaks at Twitter and what they were doing is manipulating the dials. Let's boost Colbert. Let's boost AOC. Let's shut down d'souza, and now that Musk is coming into the building, they're like, we better, you know, we don't want our fingerprints all over this, so let's stop doing that. Let's get hands off the dials, and of course what's happening now is that people are getting the natural traction that their own posts are attracting.
"21000" Discussed on American Scandal
"And you know what? I do have something to tell you. Well, that's good. We're very ready to hear the truth. The truth. Okay. I took some shortcuts with these calibration reports. What does that mean you took shortcuts? I faked them. Mister Khan, please be specific. Which reports did you fake? All the ones here. So just these. I'm sure there were some others, and I admit I didn't do the work properly. I didn't follow procedure and that was wrong. I got the work done, even if it wasn't perfect. Mister Khan, this isn't a matter of a few minor mistakes, or merely cutting corners. I think it's time to come clean, tell us the full story. While I have told you the full story. What I'm telling you could ruin my career. Surely that's enough. The detectives exchange glances. And one of them reaches into the briefcase. And pulls out another folder. Mister Khan, I'm going to use a term that I recently learned about your profession. Have you ever dry land? Dry lab? What do you mean? I know you've heard the phrase. It's when you don't actually use chemicals to test a drug. You just look at a sample and guess. Well, I suppose I have heard the term, but have you ever dry lab? Have you ever personally skipped testing the sample with chemicals? And just guessed. I don't know. I don't think I've ever dry that. Mister Khan, I'm going to speak very directly. Are you saying you have not dry land, or are you saying you don't think you have? I'm certain that I don't think I've ever dry that. Ducon knows the answer is evasive. And it doesn't seem to work. The detectives look skeptical as one of them reaches for the folder on the table. Here, please take a look at this. Do you remember this case, mister Khan, it was a few years ago. You got a sample and claimed it was cocaine. Ducon looks down at the page when suddenly she's gripped with fear. She remembers this case. She guessed that the sample was cocaine. But when it came back from a secondary testing, it proved to be something else and inert substance. Ducon needed to cover her tracks, so she took actual cocaine from another case and swapped it with her sample. It was an act of fraud that could land her in prison. Well, I suppose I remember this case. I processed a lot of drug samples. You have to understand. Are we understand? And around this time, you are actually audited. Is that correct? Yes, that is correct. And they didn't find anything wrong. They also didn't look very hard. But for this case, for the sample that was cocaine, then wasn't cocaine, and miraculously it was cocaine. We went back and tested the original sample. Do you know what we found? Here, look at the results. Inert powder, no drugs present. Well, I don't understand. Mister Khan, you spike the sample. You took cocaine from another batch and you made it look like that's what you tested. You tried to cover things up. No, that's not true. It is true. And it's also true that you've been dry labing for years. We know you have. There's no honest way you're testing numbers could be so high. I put in longer hours than every other person at the lab. Mister Khan, no one could hit those numbers. Not if they worked 24 hours a day. No, you're wrong. Come clean. Admit the truth. The two detective sit back, gazing at ducon. Tears begin welling up inside her. She feels sick and weak. And more than anything she wants to hide. To make all of her problems and all of her mistakes just disappear. But suddenly for ducan, it feels like a switch has been flipped. She grows.
"21000" Discussed on American Scandal
"It's August 28th, 2012 in Franklin, Massachusetts, and just minutes after Annie dukan was intercepted by two policemen. Dukan is in her son's bedroom, getting him settled with a TV show. She's smoothed his hair and tells him to wait quietly. She'll be back soon. But her son protests asking her to stay. Dukan knows she can't put this off any longer though. There are two detectives waiting in the other room. They're probably here to ask difficult questions about her time at the state drug lab. Dukan is going to have to Dodge and parry their questions as best she can. And she can't do that hiding out in her son's bedroom. So she kisses her boy on the forehead and stepped out into the dining room where she finds the two men seated at her large glass table. She sits down across from them, her heart pounding. As she sizes them up, dukan reminds herself what she needs to do. Stick to her story, deny any wrongdoing, and with luck, they'll be gone in a matter of just minutes. So with a smile on her face, dukan asks whether this is about the chain of custody issue, an old problem that just won't seem to go away. But the detectives don't answer, instead they glance at each other and flip open their notebooks. And then the man turned the questions on her. They start with simple background information. When she started her job at the lab, what kind of work was she doing? It's all civil and dukan begins to relax. She knows the state police recently took over the lab. Maybe this is just a routine review of previous investigations. But her mood quickly changes when one of the men snaps open or briefcase and removes a stack of documents. To Kant's eyes go wide. She recognizes these papers. Their copies of the calibration forms she's filled out over several years. Before testing drug samples, chemists at the lab are supposed to calibrate their testing devices and run other equipment checks. You're supposed to document the details on forms like these, but ducon hated the calibration checks. They slowed her down. So sometimes she fudged the numbers or skipped steps. As she stares at the stack of forms, it suddenly dawns on her. The detectives aren't just here to talk about the time she checked out drug samples without permission. They're going to ask questions about her actual work. And it's then the interrogation begins in earnest. One detective starts asking about a calibration form, and before he finishes, the other jumps in about a different form. They go back and forth into Khan is left feeling whiplashed. But she doesn't hesitate. She continues to deny any wrongdoing, claiming she made honest mistakes, but the men won't listen. They say they know she's lying, and she needs to admit the truth. She didn't follow the rules, and she took shortcuts. Ducan bites her lip as the detective's hurl more accusations her away. She feels trapped and.
"21000" Discussed on American Scandal
"Resign a couple months ago. She's no longer any kind of threat. But the deputies concerned doesn't go away. He says that there's still more to the story. The chemists he spoke with accused ducon of faking her test results. They said they've been gathering evidence and it adds up to a nightmare for the lab. Upon hearing this, the captain sits upright. He asks how big a problem this might actually be..
"21000" Discussed on American Scandal
"For years, Annie dukan was the star chemist at a state drug testing lab in Boston. She won praise for her seemingly impossible productivity, testing far more drug samples than any other chemist in the government lab. But dukan was carrying a dark secret. The chemist was faking her test results, and in some cases, her fraud sent innocent people to prison. To Khan's colleagues eventually grew suspicious and began gathering evidence that revealed her misconduct. Leaders in the lab initially downplayed the evidence or looked the other way. But whistleblowers wouldn't remain silent, and as the truth came spilling out, a controversy erupted, and tens of thousands of criminal convictions were suddenly up for debate. This is episode three, 21,000 cases. It's January 27th, 2012, and the state drug testing lab in Boston. The head of the lab, Julie nasif walks past several chemists who were performing slow methodical work. They are using chemical processes to identify drug samples, which have been confiscated from alleged criminals. It's hard work and requires careful attention to details, but slowly the lab is chipping away at the massive backlog of samples that need to be tested. And as the lab supervisor, NASA can see that they're making progress after facing intense pressure from government leaders to hit their numbers. Normally, seeing this kind of incremental progress would be enough to give NASA a flicker of optimism. But as she moves past the chemists and steps into her office, she's hit with a feeling of dread. On her desk is an application for a federal grant. It's worth hundreds of thousands of dollars. Money to lab desperately needs. But if they're going to get the funds, NASA might have to lie to the federal government. One part of the application asks whether the lab has faced any allegations of misconduct, or any ongoing investigations. NASA knows the truth, chemist Annie ducan has been accused of fraud, and with a swirl of controversy surrounding ducon, NASA had no choice but to suspend her star chemists from testing drugs and to reassign her to another project. It's an ugly reality at the Hinton state lab, but if NASA admits this on a federal grant application, they could lose their shot at much needed funding, and that could force native to lay off staff. The lab would be underwater once again with a backlog of samples growing by the day. So somehow NASA is going to have to make a decision. Between two very unsavory options. NASA is chewing over the decision when her phone rings. Yeah, hello, this is Julie. Julie, hi, it's Steve Chilean. NASA struggles to repress a sign. Chilean is a lawyer at the state's department of public health. The agency that oversees the lab. He's been running the investigation into Annie Duke Han and in the process he's been adding to the list of problems that NASA has to address. Stephen, what can I do for you? Well, I wanted to run something by something that's come to my attention, and I'm feeling troubled. Oh, Steven, if you're trouble, then please tell me. I need to know what's going on. Well, as you know, I've been interviewing your staff, and hearing rumors about any decon. Uh, is this about the samples that she checked out from the safe? I mean, if it is, I promise you, I've taken care of that. I reassigned to contour another job. Well, unfortunately, no, it's not just that. I'm hearing about issues with the integrity of Dunn's work. I mean, you know, I don't, I don't really know how to put it, but people seem to be afraid to talk to me. Like something going on, so Julie, please tell me. What's happening at your lab? What are people not saying? Native takes a deep breath, as she thinks back to a meeting a few months ago. Two senior chemists accused ducan of faking her test results. Nasif had dismissed the claim, but now with all the mounting accusations, she doesn't know what to believe. NASA is about to admit the truth when she glances down at the application for the federal grant. So much money is at stake. She can't risk tarnishing the lab's reputation. Well, Steven, I appreciate the position you're in, but I want to be clear about something. There's nothing you need to be concerned about. Julie, your employees are spooked. While they're probably tired and burnt out, when it comes to Andy dukan, yeah, she made a horrible mistake, checking out samples without permission. Aside from that lapse of judgment, she's been a stellar employee. Joe, I'm going to ask you again. Is there anything else you'd like to admit? No, Steve, there isn't. But I do have a lot of work, so unless you've got some specific accusations that I need to know about. I think we should probably say goodbye. All right, then. Goodbye for now. After NASA hangs up, she breathes a sigh of relief. She managed to avoid a conversation she really doesn't want to have. And hopefully that's the end of it. But NASA does still need to make a decision about this federal grant application. But as she looks at the paperwork, she realizes it's no real dilemma at all. There is only one option. The lab needs the money. So NASA picked up a pen, and in the section that asks about misconduct, she firmly marks no, stating that there's nothing amiss at the lab. NASA then sits down her pen and looks out at the lab's chemists, toiling away at their stations. For now, NASA has protected them. But it's clear that ducon, her star chemist has become a real liability. While it's painful to consider, native knows that it might be time to part ways with Annie dukan. 5 months later, a police captain is riding an elevator up to the floor that houses the Hinton state drug lab in Boston. It's been a busy week. Just days ago, the Massachusetts state police assumed control of the drug testing lab. The responsibility used to lie with the department of public health, but state legislators recently ordered the administrative handoff and now state police are in charge of the lab, which plays a crucial role in law enforcement. So the elevator door opens and the captain strides out and into his new office, ready to begin making a mark at the Hinton lab. But before he can even set down his coffee, he hears a knock at his door. He turns to see his deputy, who's holding a notebook and nervously clicking a pen. The captain shakes his head. This particular deputy is an anxious type always worried about something. But today he looks unusually bothered, and before the captain can crack a joke and lighten the mood, the deputy says they need to have a meeting. Right now. Captain's mood turns grim. And he asks his deputy what the issue is. Dropping his voice, the deputy says it's a crisis. Two of their staff members just cornered him, saying they needed to talk about another chemist, a woman named Annie ducan. They had serious accusations about her. Hearing the name, the captain relaxes. He tells his deputy that he's heard all about dukan and the chain of custody incident. When she checked out samples without permission. It was foolish and could have been very damaging, but it's old news. Ducan was forced to.
Comparing the Chinese and U.S. Hypersonic Weapons
"China's new weapon is only one of a series of hypersonic weapons being developed by Beijing Russia and the U.S. the U.S. and Russia have also spent decades working on their own hypersonic nuclear capable systems And the two countries have conducted tests on the weapons in recent months Here's the difference the Chinese have stolen our technology and improved it While we sit on our hands Washington and Moscow have only made public details of their medium range hypersonic weapons that are designed to be launched from ships or planes and do not strike from space But China's testing now of a 25,000 mph hypersonic missile which flew through space before launching an attack on its target took analysts by surprise indicated Beijing's missile program is more advanced than previously thought That was the extent of the details as they're known right now Now our missile called the arrow Can reach a speed of 15,345 mph The what they call the fractional orbit bombardment system or the Chinese new missile that they fired the top speed is not 25,000 mph Excuse me It's 21,000 mph The range is unlimited The range of our missile is believed to be about a thousand miles but it's not certain launch from a B one B bomber The Chinese can launch their missile from any land base
Communist China Tested a Hypersonic Weapon in August
"I believe we have a Sputnik moment here ladies and gentlemen Many of you are too young to know what Sputnik is Or was I should say Well Sputnik changed everything On October 4 1957 the Soviet Union launched successfully The world's first artificial satellite That's what they called it About the size of a beach ball Wait only 83.6 kilometer That's about 83 183 or four pounds Orbited there for about 98 minutes And it ushered in a new political military technological and scientific Cold War Well that's just happened with the communist Chinese and I've said we'd been in a Cold War with them for years We may not have accepted it as a Cold War but they sure as our fighting it It sure as our fighting it They paging entered into hypersonic missile race and according to MSN it shocked not just the United States but the Russians The global hypersonic arms race is heating up worldwide after China tested a top secret weapon that can circle the globe at 21,000 mph And descent from space to strike anywhere on earth in minutes
FBI Data Shows Democrats' 'Defund the Police' Led to Murder Increase
"The FBI is released 2020 crime statistics and the murder rate increase will shock you PJ media AJ Kaufman It's official The United States in 2020 experienced the biggest rise in murder since the start of national record keeping 60 years ago That defund the police movement that the Democrats got behind and then it was slashed the police budget that the Democrats got behind and Nancy Pelosi calling fedal law enforcement What Stormtroopers followed by James Clyburn The attacks on the cops by Democrat mayors Democrat city councilman Democrat rioters and looters and arsonists Democrat marxists like BLM and antifa Well it's costing people their lives It's amazing Just step back and think about this We had to get out of Afghanistan It's gone on long enough None of our folks died in 18 months Go on long enough Meet people dying every day being murdered in the streets in our cities now Hasn't that gone long enough In the Democrat party's response is easy bail in the front at the back door Trash the cops exposed the cops to lawsuits slash their budgets that's the response The uniform crime report detailed a murder increase of nearly 30% 30% previous largest one year change was 12.7% increase back in 1960 In other words we've never seen anything like this The national rate of murders per 100,000 still remains They say about a third of the rate in the early 90s The FBI that is very misleading Over 21,000 people Were murdered in 2020
Florida's Delta Variant Outbreak Triggers Record Number of New COVID Infections
"Florida. The state has just recorded the most daily infections since the pandemic began. Covid 19 has taken more than 613,000 American lives. It's Delta variant continues to spread. Florida is now the epicenter with 21,000 cases in the last day, its highest ever. But there are signs of an uptick in vaccinations, even among young Floridians getting the Pfizer vaccine. It's just like a little pinch in the arm, and it's really not that bad. I encourage other people will go get it while in many places, though, not Florida Mask rules are also coming back. Tom 40 CBS news
Florida Reports Daily-Record 21,683 New COVID-19 Infections
"Once again in short order, and the delta variant is to blame. Here is CBS is Michael George, Florida, now the nation's largest covid hotspot. The CDC reports daily. New cases surpassed 21,000 on Friday. Once my godmother got it, I just realized that some step of get a vaccine and as the highly contagious Delta variants spreads nationwide, the new school year is fast approaching. It's going to be a very fun experience with half the people, not white. To wear masks. A lot of people are unvaccinated. People are coming to school that are said while vaccinated people have a strong level of protection vaccinated, people are clearly capable of transmitting the infection to an uninfected person. That's why the CDC revised their mass guidelines this week recommending everyone wears masks indoors. It's the final day of
Florida Reports Record of Nearly 22,000 New Coronavirus Cases
"Reporting another 2500 new Covid 19 cases Friday, 13 deaths. Meanwhile, the CDC tracking cases in Florida very closely Now they've just recorded more than 21,000 new cases that state's highest one day total since the start of the pandemic.
Florida Breaks Record With More Than 21,000 New COVID Cases
"Florida has seen its highest yet one day total of new covert nineteen cases federal health data show Florida recorded twenty one thousand six hundred and eighty three new cases of covert nineteen Friday that's the most confirmed in one day since the start of the pandemic only a day earlier the figure with a little more than seventeen thousand Florida currently accounts for about a fifth of all new cases in the U. S. making it the new national epicenter for the virus governor Ron DeSantis has resisted mandatory mask mandates and faxing requirements and along with the Florida legislature dissenters has limited local officials ability to impose measures aimed at stopping the virus is spread I'm Ben Thomas
"21000" Discussed on Sports Talk 1050 WTKA
"The huge show is on their statewide on the Michigan Sports Network. Voice your huge opinions now at 1866838 huge, That's 18668384843. Now let's go to the auto value bumper to bumper parts store studio. Billion for the huge one Anthony Avellino. That's right. Welcome back our number two of the huge show on this thirsty Thursday, the 24th Day of June 2021. We appreciate you no matter who you are, where you are, or how you may be listening me. Thank you for making us a part of your day. Each and every weekday afternoon all across the great state of Michigan here. The Michigan Sports Network. Of course, you can listen online anytime. Michigan Sports network dot com is in Michigan sports network dot com To find the affiliate in your area. This is, uh, day four of double duty will go well. We'll go six straight days. We'll go mornings and afternoons with you on the Michigan sports networks, so Hopefully, hopefully you enjoy if you don't let me know tweet at me at Bolena, That's where you can find me. B e l l i n o on the twitterverse. You can call us share your thoughts your opinions on anything we may be talking about or you may have something else on your mind. And you can call us and share that with us. 1866838 huge 1866838. 4843, Texas, said the key word huge to 21,000. Type in 21000 into your text, and then just send the word huge Lasky to opt in state a message and data rates do apply. But I don't know if those actually applied to anybody anymore with the current setup of phone contracts, but neither here nor there. Company live from the auto value bumper to bumper part studio that spread haze over there. You can find him on Twitter and the Brett Hayes H A Z Thursdays on the huge show as always brought to you by our good friends at being garter visit being garter dot com For all of your financial needs from Tax advice and assistance to wealth management and more bean garter. Dot com..
Sen. Gillibrand Pushes Overhaul of Military's Handling of Sexual Assault
"And is leading to bipartisan support to change the way the military handles sexual assault cases. New York Democratic Senator Kirsten Gillibrand says the most recent report shows that about 21,000 service members were assaulted in 2018 never tells us that it makes them more likely. To be sexually assaulted by a fellow service member can be shot by the enemy at war. The Senate group wants independent authorities instead of commanding officers to deal with sexual assault cases. House Speaker Nancy Pelosi is hailing the
Mass Evacuations Underway in Australia as Rains Cause Record Flooding
"Some 21,000 people have been evacuated from severe floods across New South Wales in Australia. The rain has subsided, but Sydney's where again, but damn is still pumping millions of liters of water into already swollen rivers. Schools of areas around the country have bean labeled disaster zones, allowing residents to apply for government aid. Hundreds of volunteers have been helping with
New York City gets 2 more vaccine megasites
"To mega vaccination size opening today in New York City. There Medgar Evers College in Brooklyn and at your college in Queens. Here now is Governor Cuomo. This facility. Medgar Evers in Brooklyn, 21,000 vaccines per
States Can Forgive Unemployment Overpayments, But Missouri Demands People Pay Up
"Passed in December gave states the power to forgive, overpaid federal unemployment benefits. Most states are taking them up on that. But Missouri is not. Here's Corrin rough from ST Louis Public radio. In the middle of December. Sandra Griffin's on new message pop up and her online unemployment account. You were overpaid by no fault of your own. That's what the letter states by no fault of your own. And you are required to pay it back. The message said she owed the Missouri Department of Labor nearly $8000. That's money. Griffin says she already spent on bills after the Corona virus pandemic hit and she lost her job teaching art programs in ST Louis schools. Normally she counts on summer school to make most of her income. But there was no clear plan for schools to reopen so her employer encouraged her to file for unemployment. Turns out people who work for educational institutions are eligible for unemployment over the summer, when most teachers air off, So they were saying that all the months that I collected over the summer I was ineligible to collect those, although they had reassured me during the summer during phone calls. That everything was fine, so there was a contradiction there and what's going on. Griffin filed an appeal. But since the system is backed up, her hearing isn't for another six months. In the meantime, she doesn't have to pay anything. More than 46,000. Missourians have also gotten letters demanding repayment. The state says it paid out more than $150 million last year to people who would later determined were eligible for the money. Lawmakers from both parties have been calling on Governor Mike Person to forgive the overpayments that don't involve fraud about 97% of cases. But person told reporters earlier this month that a state law requires collection of over payments and he doesn't plan to override it. There was mistake's made. There's no doubt about that. At the end of the day. I think there is a responsibility is taxpayersmoney. If somebody got more money they should have got you should ask for it back and to say, you know you all that to the fact that you don't know what to me, but to the people who paid it. Missouri State representative Lakisha Bosley, Democrat from ST Louis, says persons reasoning doesn't add up. The bulk of the overpaid funds are from new federal programs, and the relief package from December gave states the ability to wave over payments. So Bosley filed a bill earlier this month that would keep the state from collecting overpaid federal benefits for non fraud cases during times of crisis. Like the pandemic, asking people to pay back 1000 21,000 even $200. It's just too far and it's too much and now you're crushing their hopes that things will go back to normal and that they can rely on the government to help in step in when they need it. Alexa Tapia is with the workers rights think tank National Employment Law project. Even states that she says have better systems are struggling to keep up with the influx of first time filers, new federal programs and overpayments like Missouri. Kentucky also has a state law requiring collection of overpaid benefits. Lawmakers in the governor's office are still working out how to grant waivers. But Tabby says most other states like Illinois and Colorado are already starting to forgive overpayments, She says. That's because there's no incentive to go after the money. It actually creates more work for the states to collect that money. And of course, they do have that discretion to do so, But it would harm their local economy is and their citizens so they should be trying to uplift at this time, and she says overpayment bills disproportionately impact people of color. Equity and economic recovery or reasons more states are forgiving overpayments. Tapia worries that states like Missouri will spend more energy fighting appeals thing getting payments out to people who are still waiting on help. For NPR News. I'm Corin rough in ST Louis.
States Can Forgive Unemployment Overpayments, But Missouri Demands People Pay Up
"Here's Corrin rough from ST Louis Public radio. In the middle of December. Sandra Griffin's on new message pop up and her online unemployment account. You were overpaid by no fault of your own. That's what the letter states by no fault of your own. And you are required to pay it back. The message said she owed the Missouri Department of Labor nearly $8000. That's money. Griffin says she already spent on bills after the Corona virus pandemic hit and she lost her job teaching art programs in ST Louis schools. Normally she counts on summer school to make most of her income. But there was no clear plan for schools to reopen so her employer encouraged her to file for unemployment. Turns out people who work for educational institutions are eligible for unemployment over the summer, when most teachers air off, So they were saying that all the months that I collected over the summer I was ineligible to collect those, although they had reassured me during the summer during phone calls. That everything was fine, so there was a contradiction there and what's going on. Griffin filed an appeal. But since the system is backed up, her hearing isn't for another six months. In the meantime, she doesn't have to pay anything more than 46,000. Missourians have also gotten letters demanding repayment. The state says it paid up more than $150 million last year to people who it later determined weren't eligible for the money. Lawmakers from both parties have been calling on governor Mike Person to forgive the overpayments that don't involve fraud about 97% of cases. But person told reporters earlier this month that a state law requires collection of over payments and he doesn't plan to override it. There was mistake's made. There's no doubt about that. But at the end of the day, I think there is a responsibility is taxpayersmoney. If somebody got more money they should have got you should ask for it back and to say, you know, you owe that to the fact that you don't know what to me, but to the people who paid it. Missouri State representative Lakisha Bosley, Democrat from ST Louis, says persons reasoning doesn't add up. The bulk of the overpaid funds are from new federal programs, and the relief package from December gave states the ability to wave over payments. So Bosley filed a bill earlier this month that would keep the state from collecting overpaid federal benefits for non fraud cases during times of crisis like the pandemic, asking people to pay back 1000 21,000 even $200 It's just too far and it's too much and now you're crushing their hopes that things will go back to normal and that they can rely on the government to help in step in when they needed. Alexa Tapia is with the workers rights think tank National employment Law project. Even states that she says have better systems are struggling to keep up with the influx of first time filers, new federal programs and overpayments. Like Missouri. Kentucky also has a state law requiring collection of overpaid benefits. Lawmakers and the governor's office are still working out how to grant waivers. But Tabby says most other states like Illinois and Colorado are already starting to forgive overpayments. She says. That's because there's no incentive to go after the money. It actually creates more work for the states to collect that money, And of course they do have that discretion to do so, but it would harm Their local economy is and their citizens so they should be trying to uplift at this time, and she says, overpayment bills disproportionately impact people of color, equity and economic recovery or reasons more states are forgiving overpayments. Happier worries that states like Missouri will spend more energy fighting
U.S. new COVID cases down 21% in past week, deaths fall from peak
"States reported a 21% drop in new cases of covert last week. As all but one state reported declines into effect infections and the number of coronavirus patients in hospitals also fell. The country reported 1.2 million new cases in the week ending January, 24th down from 1.5 million new cases in the previous week. It was the biggest decline in both a percentage and absolute basis in the past year. That means that it was all of Corona, right? Yeah, according to a Reuters analysis of state and county reports. New Hampshire was the only state where cases rose in California. Ah ha spot. Hospitals have been overwhelmed by the number of patients. New cases fell 32% in the past week. Deaths from the virus also fell 6.6% last week to about 21,000 across the country with Arizona, Alabama in New Mexico. Having the highest per capita death rates death throes in 17 out of the 50 states last week and are lagging indicator, meaning they can rise for weeks after cases and hospitalizations following and we were talking about that because it's going to the hospital. You can sit there and you could be in the hospital for 456 weeks. Yeah, uh, So the average number of covert 19 patients in hospitals fell 7.5% from the previous week. The biggest one drop one week dropped on a percentage basis since the week ending August 9th, according to Reuters, analysis.
State Capitals Strengthen Security Ahead Of Inauguration Day
"State are bracing for the pro trump protests in major cities across the country in sacramental NBC News is Jacob Board says It's quiet there, but Could be tense. We have 1000 National Guard personnel and California Highway Patrol on tactical alert mean they're working extended hours. The FBI has warned of possible armed protest in all 50 state capitals running through President elect Joe Biden's inauguration on Wednesday. More than 21,000 National Guard troops are providing additional security in Washington, D. C. Now we know that number's up to 25,000 following the violent attack on the U. S. Capitol on January 6th.
Washington, D.C. In Lockdown As Inauguration Approaches
"Days before the inauguration of a new president, the nation's capital is locked down really surreal. The 21,000 National Guard troops from seven states have this city locked it down from the Capitol to the White House streets I saw this morning have been blocked by guard trucks. There's checkpoints with soldiers armed with him for rifles boxes. Griff Jenkins, the FBI worried We're concerned about the potential for violence. Multiple protests and rallies plans here in DC and its state Capitol buildings around the country. In the days to come. FBI Director Christopher Race as they are monitoring online shatter about possible violence.
‘Be very vigilant’: Baker says highly infectious COVID-19 variant is likely already in Mass.
"Of covert first identified in the UK is most likely already here in Massachusetts. That's the word from Governor Baker today as the variant continues to spread, Um, WBC's James RoHaas the expense reports. accounts. New York is among the latest The states chips to identify if you will the new cove currently in 19 range variant between that was first 16,000 discovered in the UK and 21,000. governor. Baker says the CDC For individual determines lawmakers, where depending it's located. on where they live. So But if you he live and out in health Pittsfield care experts or in Massachusetts Springfield, are even operating you're going under toe the assumption be that up from it's or already and here. that will I mean, be there'd be no reason Um, not a do separate given rays the of 4.89%. contagious nature So of of if you could do the math, this this new new Barry. Barry. I'm not very He He good says. says. at math. Cobain Cobain But 19 19 16 was was already already grand contagious contagious goes up to whatever to to begin begin with, with, 17 but but 5 the the new new variant variant 80. is is considered considered So I mean, to to be be far far there's more more a contagious. contagious. lot of money we're talking about here. And And Yes, serious the original and it covert, would be wonderful which brings if they are him joined back together, to reiterating refused the importance it. of wearing But a mask, like you keeping said earlier a safe and donated distance from perhaps others you that happening. and staying I vigilance. really don't. Unfortunately, James I RoHaas really don't. WBZ You know when Boston's it's kind of sack, news there's radio. a lot of people Meanwhile, were waiting Mayor for their work Marty
"21000" Discussed on 106.1 FM WTKK
"Coach Pete and the team translate for you a lot of complex financial world into something that Zaveri clear and easy to understand. This is your chance and excellent chance to get that true practical RETIREMENT REVIEW. So if you're listening right now, the number to call 8886 to 3. 8858 or you can text plan to 21,000. You heard Coach the next 15 callers. You're gonna get that comprehensive retirement review, and it shows you where you are right now. But most importantly, it becomes a road map of guide sort of GPS turn by turn directions to get you where you need to be when it comes to retirement. Give us a call right now. The next 15 callers 8886 to 3. 88 58. That's 8886238858. Or if you want just text plan to 21,000. That's right. Plan to 21000. You heard Coach the folks who text they get something special, too. So go ahead. Give us a call 886 to 3 88 58 our plan to 21,000. And when we come back, we have got much more on America's fora. One case in a matter of fact, we're gonna talk about what is income distribution and how important is for everyone listening? I like it will be right back. It just makes me very happy. E love the way they taste so good with the December came to borrow the money is Twizzlers. So Twizzlers were first produced in 1929, and we're required by the Hershey company in 1977. The original Twizzlers was licorice but its most popular flavor. It's strawberries your muscle, very happy. Strawberry flavor accounts for 70% of.
"21000" Discussed on 106.1 FM WTKK
"That right path and put a plan together that puts confidence into your retirement gas can will review your tax returns to uncover long term tax issues for you will help you with Social Security planning strategies. But most importantly, we put together your very own retirement income plan. And one more thing, Steve. We analyze your current investments to establish the real costs and fees and the calculated risk exposure level. What does that mean? Based on the risk you're taking right now. How much could you lose that the market with the wrong way That's very important to know. Head of time. Absolutely. We don't want to find out after the fact. So all that For the next 15 collars. That sounds great Coach here It is an opportunity to come on in, sit down and once and for all, Get that retirement road map put together. Maybe just get a second opinion on your current plan. Let coach Pete and the team translate for you a lot of complex financial world into something that Zaveri clear and easy to understand. This is your chance and excellent chance to get that true practical RETIREMENT REVIEW. So if you're listening right now, the number to call 8886 to 3. 8858 or you can text plan to 21,000. You heard coach the next 15 callers. You're going to get that comprehensive retirement review, and it shows you where you are right now. But most importantly, it becomes a road map of guide sort of GPS turn by turn directions to get you where you need to be when it comes to retirement. Give us a call right now. The next 15 callers 8886 to 3 88 58. That's 8886238858. Or if you want just text planet to 21,000. That's right. Plan to 21000. You heard Coach the folks who text they get something special too. So go ahead. Give us a call 886 to 3 88 58 are playing to 21,000. And when we come back, we have got much more on America's For one case. In a matter of fact, we're gonna talk about what is income distribution and how important is for everyone Listening? I like it will be right back. Make me very happy. E Love the way they taste so good with the December is Twizzlers Twizzlers were first produced in 1929 and were acquired by the Hershey Company and 1977 Theory Journal. Twizzlers was licorice, but its most popular flavor is Strawberry. You're very happy. Strawberry flavor accounts for 70% of the annual production her she produces 200 tons of Twizzlers a day. They're made by pushing a delicious blend of ingredients through special rotating nozzles, giving it its iconic twist in hollow center. There are approximately 15 twists on each Twizzlers. Don't get your retirement twisted, Come on down the capital Financial and meet with coach Pete and the team to discuss all your financial needs. And don't forget.
"21000" Discussed on 106.1 FM WTKK
"21000. David, You have a retirement road trip this week for us I do with that. And I hope you're not wouldn't get sick of her stomach easily. It's your go, go years, So let's get going with another retirement road trip. We're reaching out to the kid and you looking at several of the scariest rollercoasters in the world. Scary passing out brain rattling of its stem, thrilling roller coasters. Let's ride may as well start with the tallest in the world and the fastest in North America. Back getting Don't car. Leave the station going from 0 to 128, MPH and 3.5 seconds, then climb at a 90 degree angle. 456 ft. That's 45 stories. No time to think about it at the top. It plummets immediately in her 270 degree spiral King because it's six Flags Great Adventure, and Jackson, New Jersey. Let's go a little north to Canada. Devaughn, Ontario and Canada's Wonderland Yukon strike her the world's tallest, longest and fastest dive coaster. What's a dive coaster? It has a straight vertical drop with Ryder's looking straight down. Hangs there. One. Mississippi two, Mississippi three. Mississippi four. Mississippi five. Mississippi six. Mississippi seven Mississippi Enough Time for you to think, What have I done blacking out from the G forces your thing and come with me to King's Dominion outside of Richmond, Virginia. The Intimidator 305 climbs 305 ft named Athlete for NASCAR legend Dale Earnhardt this thing so fast, many have blackout. I think I blacked out, including yours truly not my favorite part Now for.
"21000" Discussed on 106.1 FM WTKK
"So if you are thinking about buying a home and you want Tohno look at different options when it comes to getting financing. What is the best case scenarios? I would actually love to connect you with Jonathan Alice with Fairway Mortgage Corporation. And he had a downloadable mortgage app, which is super easy and useful to use. She can go ahead and get prequalified immediately. You can look at interest rates. You can, you know, look at okay. Based on this price point, What would my mortgage payments you know, look like and include and so to get connected with his application on your smartphone. You can text the word savvy. That is s a V E v Y to the phone number 21,000. And from there, we'll send you a link so you can download the mortgage app so once again to you ask all those questions when it comes to financing the best contact. There is Jonathan Ellis with fairway and you can download his mortgage app to your smartphone by texting the word. Savvy. That is s a V E v y to the phone number 21,000. So you're gonna do is text the word savvy. That's s a V E V y two. The number 21,000 again. Just text the word savvy s a V v Y. The number 21000 and you can get that mortgage app from Jonathan Ellis is team at Fairway, Independent mortgage Great partner with Angie Colon, sponsor of the show here. And that happens great. It'll just help you find out current rates get more information about what's going on and allow you to get easily in touch with any questions that you might have, Billy, so definitely go ahead and do that when you get the opportunity Sex, the word savvy..
"21000" Discussed on 106.1 FM WTKK
"Guaranteed payout, depending on your age, Of course, from an income annuity Thean common duties really makes sense. We talk about pension again. Getting to that last stage of the relay race. A lot of times annuities aren't the right thing. But when we get aged 50 and over and we need to have what I call that financial Philip strategy to do what he start making a lot of sense because they give you a lifetime income for the rest of your life for the rest of spouses, life If you have questions about what we're talking about, Give us a call right now. 806 617383, you could get your questions answered by Coach Pete and the team 806 617383 or Text plant 21,000 plan to 21000 You know, Coach on the financial so far, a YouTube channel going to put a little plug there were actually developing a video right now talks about that classic three legged stool that people used to have I call it the stool sample. Yes. So you had a good time. I can't. I can't even get you with the naturally one hit me until Yeah. Okay, so you have Social security, The classic one would be Social security. Obviously a pension would be in their way. Which most folks Absolutely That's right, Dave. Everyone used to have one. Almost everyone did now. No one has won don't not most everyone doesn't have it. But this is the way that we can get that. Get that pyramid back in place, sir. And a good pyramid. We don't like pyramid schemes. Do we done no doubt? No doubt. All right. So then we look at the we were talking about the the missile bonds right by your bonds. A letter bonds tragedy. Sorry. So all bond interest is taxable while the income annuity Has an exclusion ratio, since the principal is not taxed when received. This could be a significant tax break for retirement is now obviously, if qualified money is used. All the income is tax, regardless of the investment vehicle use of using high res no matter where you put the money, you haven't paid the tax on it yet. Guess who's gonna collect uncle's dividend Paying stocks will be an annuity, someone says. Okay, so that's that's a quote here. It says. Well, maybe, but hundreds of companies have slashed or eliminated dividends due to covert 19 crisis, Maurel might be cutting in the future. And we're not talking bad cos we're talking about companies such as General Motors, Dunkin Donuts, which is gone. I think of going private, anyway. Royal Dutch Shell, Harley Davidson, Expedia, and the list goes on and on with more to come. I'm not against dividend paying stocks, man if I'm gonna talk about dividend reinvestment programs later on in the show. I used a strategy for a portion of my portfolio. But I don't think for a minute that these dividends can be counted on to cover your basic expenses and retirement because if they could take it away, Thomas they could take it away. Exactly. Here's one thing that happens if you have a company. And they slashed the dividend and you're investing in like you bought. Let's say you bought 1000 shares of Exxon. Okay, You've got a lot of money about 1000 years. Exxon. You bought it because I had a good dividend. Well, then they slash the dividend Now what happens to them? What do you think's gonna happen to the price of Exxon? If they slash the dividend to the shareholders doesn't go up. It's gonna go down because it is not gonna pay good dividends and no one's gonna buy. Then there's gonna be with you again. The 1000 shares you bought. You're going to sell it right away, because now we expect to be worth West than what you paid for it not only getting less diffident now the stock's not worth much, so they're gonna be Trapped there for a while. I got you for law. So you have to be very, very careful on that again. It's all about meeting your basic living expenses, but I also like to consider the fun box. What do you want to do for fun in your life in retirement? Yeah, Just getting by could be sitting on a bench like Uncle Jed. There wittily a stick. But that's not a fun so you'd have to have some money, additional money That's gonna be coming in and income stream every year. The rest your life, so you could do fun things with it. And when I talked to husbands and wives Many times. Their idea of fun is a whole lot different in each other. Right. So the wife might want to travel the husband. I want to go to ball games, eh? So what do you do in those situations? You have to be a referee Don't encourage more income streams. There you go. There you go. The more financial Phillips a better and we can design 345 10 different income streams and you can activate at any time you want in the future, and once you start activating It will come forever forever money and that's going to green flag on the mailbox instead of the red flag on the mailbox. I love it well, and what I love about this is you're truly having conversations with people finding out what their aspirations their dreams are, Um, I hate to say it, but we had someone who wanted your stamp of approval, uh, someone far far away from here, and you refused to give it because you did not feel that they were ethical enough. They weren't holding that fiduciary standard. And so you refused to partner with him, and I respect that about you. Come here every now and then we run into some jokers out there right now, And that's certainly the wild. Not with me, though..
"21000" Discussed on 106.1 FM WTKK
"If we lost that money, we could have enough time for that money to come back hopefully, but we don't need to take the money out because we're getting the income and all the incoming heat from the core side, So it's very important. We understand this. Stephen also going to give a three book set in a box set called the five Keys to successful retirement. People call right now. Absolutely. Coach 86 to 3 88 58. That's the number that gets you in 8886 to 3 88 58 better yet just text for a one k to 21000 text for a one k to 21000 you're going to get a chance really is a great opportunity to get a true practical retirement review. And if you're listening, then call us 8886 to 3 88 58 or text 401 K to 21000. You heard Coach. You're going to get that comprehensive retirement review all the extras that go along with it. The three books at the box set all of that included no cost. No obligation. You just need to make the call. Oh, and when you walk out the door you will have in your hand. That one page retirement review that we talked about 8886 to 3 88 58 8886 to 3 88 58 or text 401 K to 21000. That's for a 1 to 21000. We don't need take a quick break right back, though lots more. America's Pharrell one case coming up. How's the market doing? It's fine. Is the market doing now? The same as it was five seconds ago. Stop worrying about market volatility. A good retirement plan will keep you from panicking. Win it if there's ever a panic, even during a correction or a mild recession, get that solid retirement plan with lifetime income and protection from pit balls. Get in touch with coach Pete and the team called 86 to 3 88 58 8886 to 3 88 58 or text plan to 21. 1000 that's planned to 21,000. You've worked all your life You've saved you played by the rules. Now it's time to retire. Here's the question. Who do you want? Relaxing and taking it easy your.
"21000" Discussed on 106.1 FM WTKK
"To 21,000 welcome back folks been a fast movie show like It always is, Steve, We have a good time with this. Absolutely. It's a blast going through at least five different financial termites and those are ones that you can exterminate. So, Steve, I want to talk way We're never going to reach all the stuff. I want to talk. I don't talk. We look at some of the emotions that exist in retirement. You know, you're gonna lose your savings. You don't want to lose your savings right before retirement. Are you taking too much risk? How do you know if you're taking too much risk if it's one person telling you over and over again. You're fine. Are you really fine? Sort of like the people that like to talk about really show that got promissory notes from the adviser and promissory notes, folks. If you have heard that term promissory notes or someone is talking to you about that, or shown you that where you just bought that You might. You needn't worry about real quick because I don't trust anything that this promissory note on it as a fiduciary. We've never offered that Never will, because we see right through that. It's fancy paper, but it's not promising anything. It's almost promised. And you never get your money back. Someone like you order owning a Enron's stock certificate. How good is that? Yeah, well, that's really the end on stock certificates worth the money in the bank on eBay, because everybody wants a copy of that. And so be very, very careful. But let's go through the seven steps to retirement security to the shore, and this also goes along with something that I put together called the 15 Minute retirement planner. When we're going to give people hold that, too, which is about 30 pages long but explain. Some things will go through that as we go through this and we call it the retirement curve, though, you know, what do you need for retirement? Where are you right now? For us. Where are you? Moneywise? And where are you? Age wise? And what do you need to do to get inside the curve? You want to be inside? Not outside. And unfortunately, there are a lot of people out there who want to retire tomorrow. We hear that every day or yesterday, but they don't have enough money. Put aside. Tio retire in 10 years much west tomorrow. So how much money? I get this question all the time. How much money do I need to retire comfortably? Well, that that's a subjective and objective questions because it all depends on what you want to do in retirement. If your uncle Jed and you like to sit around, wiggling, then you're going to find wood in the night in a bitch. So, Steve, What do you envision retirement being for you? Well, I wantto know I've got kids. I got grandkids. I want to travel. I want to see them and I kind of want to just spend time with my wife. Well, we want to travel as well. Well, there's six big emotions that come across when people get the right plan and let me go through these emotions. See if they make sense to you feeling Encourage. Wouldn't it be great to feel encouraged about? Not only you're playing now, but your future? Well, that's yeah. How critical is that hopeful, hopeful that everything will work out. That's that's good. Hopeful is it could be both ways. I mean, you you get that promissory note that we talked about now you're hopefully you never get your money back. But hopeful about being able to see the grandkids travel down the world. Have grandkids coming. Do it. Whatever you want. Trusting now you really need to trust your advisor. And I know a lot of people listening right now are saying I don't know if we really trust what the plan our advisor has force. We're not really sure he's never really where she's never really shown us. What kind of income we could be guaranteed to get through out the life and they've never put together the growth Incoming protection plan for so and we call it the get plan GDP growth Incoming protection If you don't have that built in Certainty. Now, certainty. Steve is an emotion that a lot of people have not experienced And that is your certain things gonna work because it's guaranteed to writing and it's backed up by tremendous financial institutions. Now important with a certain retirement be to you. Well, it would be a very important top of the list would be vital. Win it Not being so if you have your money and going back to the the old days when you have these horse and buggies, so you have a big buggy. And you put it on a horse that looks like he's had better days, probably out of the right way to do it. What would you rather have the Budweiser quiets deals hooking up up? So that is a certain retirement? That's what people need to be careful about the engines that are powering their financial plans. Because a lot of times those engines can run out of fuel, and there's no fuel for all right. That's vey around a boat that happens. You call Sito Quit. There's no Cito on retirement, folks that you're not set up, right? That's now all those together those first four emotions weed to something we call confidence. Now, if you have everything put together, right? How confident could you be? Just be feeling really good all around, then to spin off emotion from that on one that everyone needs and we feel so good is security. Yes, And if you if you're on in the neighborhood and you see someone with a security system, don't they feel a bit more confident than someone who doesn't have a security system in your house is not a foolproof fail proof way because there's some really smart crooks these days, But But all this work together..
"21000" Discussed on 106.1 FM WTKK
"Flow. Okay, so that puts you in a lot better place than not having a long term care policy not having any inquiry. That is great, really, folks. If you're interested, you owe it to yourself to text. Plan to 21000 just tax plan to 21000 get the real story on that. Yeah, And so now and one more thing. You and your spouse got income. You won't you finally pass away, right. We're all going to pass with. There's a balance Still there. What happens to that balance? That balance goes on to your next of kin. It kind of doesn't go away. Here's another thing, Dave. Let's say you guys live for a long time, and you've been taking out money every year and then that income that lifetime again that says, lifetime income and then you started looking your statement. Say, Well, gosh, we've been taking so much income out over. We've lived so long. Our balance is down to zero. Coach Pete. I'm scared. I'm not gonna getting more Incoming Coach Pete has to say no. Remember, this is a lifetime guarantee. Lifetime in of income. So even though you go down a zero balance, you still get the same income check you were getting before is amazing. None of the troupe was a pension plan, right? That's true. So then if you take that portion your money to put into a place we could tell you ahead of time. What your income will be today, by the way. 20 years from now. Nice. That's incredible 10 years or two years or whatever you can tell the exact amount on the worst case scenario. This is very important because a lot of people forget about this is we don't try to tell you what it could be, if everything if if butterflies look like birds and cars, and we're already in a new gas like I know, we tell you what really will happen. Okay, so that's very, very important. So we say if the market went down every single year Here's what your income would be. Now. If the market doesn't go down every single year and your balance is higher. You could have more income, but it's easier to plan for more money than it is when coach pace that it's going to get this kind of get less well, Now you're mad at me if I tell you the worst case scenario, and that's why we build the plants like this. You know I'm not a negative guy, but I want to look at what the worst case scenario is because this whole lot easier to live life when you have more money coming in, you thought And West money coming. You thought so to get your own. Guaranteed lifetime income plan and pension plan and haven't allocated inside the court export again. This is just for some of your money, The other money could stay at risk. And here's why Right you're you're taking risk puts the other money the market decides to crash. Well, you've got your safe money already. It's and it's it's in the core. It's growing. It's it's got the growth protection income built in Now you'll get to market the market's tanking. And now your retirement. You need income. Well, if you didn't have the GP I planned the growth protection income plan. You have to reach in to your stock account for your mutual funds, or you manage to count. When it's out of low value and liquidate to live on that money. Therefore, you would lock in your losses. But now because you have your income account already established, you're getting income from there. You don't have to liquidate the money that's way down and you have ample time to read it. Come back if it If the market decides to come back, you will come back. But this way you're not walking into losses, and that's happened to way too many people over the years who end up with a lot less income over the lifetime because they had a start liquidating their stock accounts when the market was down. Right. And if you don't think the market's gonna go down, Okay, but you're really very good optimist, but I think we're going to have ups and downs, and I think tax rates going to be very high in the future, too, I think will be higher than they are today again. My opinion of one has one. But I just know that our government debt is going out of control and the government knows where the money is it. Ira's Forlan case for three BCS piece Coach Pete knows this, but most of those plants don't have an income plan. So if you have a forward K IRA or 43 B You can roll that money into your very own lifetime income plan. Your very own IRA. Individual I r A. That is a tax free exchange and now Don't have to worry about the down to the market A more very, very important to make sure you understand this because this is valuable for true planning. David. Next time people will do for your very own total retirement plan. It only compass this qoran explore philosophy, Steve I'm not asking to do anything. We just want you to see what it looks like. It's better to see and know what's there then think that everything you have is fine and and and that's all you have. So we need to see what's available out there would customize every single plant to do what you want. Our very first questions are. What do you want to do in retirement? And then we price that see what it would cost. Today We factor inflation and see what it cost tomorrow. 10 years 20 years, 30 years down the road and make sure you do have an ample supply of income to do what you want to do. That really is a true retirement. A true enjoyable retirement, not worry about the money in cash flow. So Dave, tell Mother could do that. You know, that's what it's all about. Coach 8886 to 3 88 58 8886 to 3 88 58. This is for the next 10. And you could also text plan to 21,000 plan. The word plan to 21000 very, very important in it, So it really is. Well, I mean, you don't want to bury your head in the sand because you know, the other thing that leaves exposed as well. And the only surprises I wanted pleasant. Ah, let's go. So let's talk about the election, and I know there's a lot of speculation. And what if And what if and what if, but I know what to believe anymore. But you don't know. I mean, August mean August finished better. I mean, The best market the best month for the S and P 500 since 1986 the NASDAQ composite since 2000 What does that mean? Well, the problem is that after August, come September, That's right. Exactly. Never know, don't you? If you look historically, the in the past in the three months prior to the November elections Ah, positive s and P have been very good for the incumbent. Okay? All right. So if you go back to 1928 if it's 5% Evermore higher in August to June on the return was 25%. So imagine somebody sitting there and trying to figure all these like there's somebody else. Somebody actions that down here. I'm gonna write all these cool stories back to me. You know what I mean? I've lived through a whole bunch of President Tito and you will go back to 28. Well, no, but.
"21000" Discussed on 106.1 FM WTKK
"To 21,000 wear back on America's Fora. One case show on consumer advocate Steve said all of it in the studio, Of course, America's wealth coach best selling out their coach, Pete Dorota. Always fun to hang out with your coach. This is one of my favorite shows all week long. I do a bunch of him. You know if it truly is the number one chauffeur, may I have a lot of fun, Steve people comptel on just because we're joking around on the radio. I mean, we don't take our planning serious, but you have to have a release valve in life and in my release valve is coming on the radio, and we try to have fun, but we try to make some real information in there to again. It's impossible to give you the customized plan you deserve. To the airwaves, right. It's possible and probable if you come in and we sit down, and we discussed number one where you want to go in life, and then we look at where you are right now and have that really looks like a lot of times people. They've got financial stuff scattered all over the house in like different drawers or file cabinets gathered all up. Let's organize it and not put it in one of those three ring binders that is like the fancy little weather binders of people brag about you. Never look at that. Let's get it down to 123 page plan where you know exactly what's going on your portfolio. And exactly what you could expect. Steve not just 1 10 20 years in the retirement, but all the way through retirement. Let's put together a plan that has portfolio longevity, sustainable lifetime income and make sure your state's taken care of That's why we're here. Steve we That's why we assume it's a rival. What's here is because we don't want to worry when we retire, right. What about the other warriors? Don't even worry about retirement. We sure Don't 88 63 88 58 That's the number text for a one K to 21000 We kind of got through some quotes. I got one more for you. And this one is from a guy named Jonathan Clements. And you might not be familiar with him. But he's a guy that kind of nose. You know what? That's Adam on the show before, like, in 2009 or 10. He was in USA Today a lot, OK like I had him on. So you do know is you're all right. So here's his quote. Retirement is like a long vacation in Las Vegas. The goal is to enjoy it to the fullest. Not so fully that you'll run out of money. Oh, God, Steve, this was years ago, I was in college and I went to Baghdad was still teaching at UNC Pembroke. Part time now university, North Carolina, but he was full time. Then he was giving a physics presentation in Vegas. No physics. What goes up must come down pretty much, but he took the family. And so he gave me and my brothers Bobby, Jeff, our own road. This is the best thing ever. Right with our own room Like I was a freshman in college. We had to go to Vegas for seven days. Long time in Vegas. Problem was well. Dad was leaving after three. So when Dad was here, all the meals were covered. You know all that kind of stuff, but assume his dad left. I lost all my money. So two days in Vegas with no money was no fun. Oh, God. No, I can't imagine that's why I try to tell people how important it is. We have a sustainable income plan that gives us a lifetime income. If you blow that if you go to Vegas and blow your monthly check this month, you don't worry because next month is going to another check coming. It was no other check coming from you when I was trapped in Vegas for two days with nothing to do, so that's why I'm really passionate about making sure people have the proper allocation between risk and safety and risk and income. A lot of people look at risk for safety, but we need to look at what kind of income we could get with the money we have at risk right now. And many of you listening. Have for one case most everybody has afford. Okay for three b t s P I R a Those are all retirement accounts. Steve, would you ever take money You're going to need for the rest of your life and put in a place that you could disappear. Give it a David Copperfield's used a Vegas thing. No, you would not, but but that's what happens when we don't pay attention or advisor who claims to be on our side. Isn't paying attention to what we want to do in life and the needs and wants we're gonna have and the market environment now. More importantly in the future, Steve What I've learned in 28 a half years in the financial world is what goes up. We'll come down go all around, and it's a lot of people get in when I should have got out and they get out when they should have got in, and they brag about their portfolio. But there's no real value to your portfolio until you have that translated into what kind of lifetime income you can get from a portion of that and again, breaking it up into little pieces and have little streams of income add up to gigantic oceans of income instead of having one big stream that could Drowning. You have a trout or some like that, right, so we don't need one stream. We did more than one Social Security's one that helps with the payments of stay in the living expenses, food expenses that thing, but we need more money. To do what we want to do, but we can't take too much risk and that's what I see way too much times. Jonathan Clements really great guy. Sure we'll get it kind of reminds me. I'm not sure who said this, but I read once where they said if it's not mathematical, not emotional and not repeatable might not be a good idea. You know, the best tragedy out there for a total retirement plan is having an advance and protect plan built in And that means your money grows and you don't give it back. It's not the ebb and flow that people are used to in the market. Now it's not for all your money, but it's for the money. You don't want to lose it once you gain it, because I've talked to people so many people over the years who had the likes different stocks will use example of Nortel, which was a big company here in tribal years ago and I talked. A lot of people used to come in with their were Nortel millionaires. And also, they weren't Yeah. I mean, I had one guy where you had always retirement money. Immortality probably wasn't alone. I've never said he was only when I saw 100% of his money in Nortel and the Nortel kept going down. It was almost $100 a share when I talked to him, which you know he was a big big millionaire, right? Then it went down the last time I remember having a conversation with him because he didn't do what I advise him to do. Unfortunately, and he kept all his money. Nor tell Norton was that $2 this year, but he still would have had, like a couple 100,000. At least he didn't do that. He didn't He didn't liquidate them because he kept being told Which happened till it happens to a lot of people kept being told that have come back. It's just a paper loss and short term volatility. No, that was a long term retirement. He put in danger and I really have no idea what happened to. I don't remember his name. Steve is a long time ago, but but it's just the fact where we can't have all our eggs in one basket. And when we have a game, when would be great to lock that gain in and not give it back? Yeah, that's the beauty of the love a real plan and working with a real team that understands We're not just here for getting you to retirement..
"21000" Discussed on 106.1 FM WTKK
"To 21000 Information, provided this for illustrated purposes only and does not constitute investment, tax or legal advice. Information has been obtained from forces that are deemed to be reliable, but their accuracy and completeness cannot be guaranteed. Need our Peter J. Dorota or is Gasol liable for the usage of information discussed always consult with a qualified investment, legal or tax professional before taking any action. Money management has provided by equity Capital Management. Quist is an SEC registered investment adviser located in San Rafael, California Investment advice by Capital Financial Advisory Group LLC, a North Carolina registered investment adviser. Insurance advice given by capital Financial Insurance, North Carolina licensed insurance agency. I Heart radio's new podcast for gotten Women of Warriors investigates a series of murdered women that have haunted the U. S Mexico border for almost 30 years. The crimes suggest a wider conspiracy. The fact that a lawyer his murdered in such a public way or color in execution indicates that we're talking about something very big behind these murders, dive into the mystery and listen to for gotten women of Laura is on the I heart radio lap or wherever you get your podcasts. J..
"21000" Discussed on KDWN 720AM
"To 21,000 Welcome back financial safaris the show and we're back in the studio. I'm consumer advocate Day Perkins, along with Coach Pete's local trusted advisor in Vegas. That is Dan Murphy, who's well strategist and ready to talk to you about growth and income in retirement and protection as well. And, of course, social Security is a big part of her time, and certainly not the end. All be all eyes will learn in this segment, but it's a big part of it. And and there are a lot of misconceptions. Sion's out there about Social security. And that's why you put together now some social security myths that you're going to bust. We're gonna focus on Social security on this one, and the 1st 1 is Social Security will cover my income needs. I'm covered with Social security. That's a myth, right? It is a myth. I always can't joke around with people and say weekend we can hope in one hand and and look at the other. You know that's empty, and I heard that a different way. By the way, way, we'll, You know, I'll make sure you clean it up radio exact It is. It's one of those things where we hope it will. But we really like to take hope out of our equation when we meet with clients and have conversations about their retirement, because that's a definite thing, And we know that we're going to be in retirement. And how can we have some income and What does so just, you know, Security look like So, Yeah, One of the biggest misses that it's going to be enough money and so having a really solid understanding of what that dollar amount is, and more importantly, having that put into your plan so that we know the other things that are going to help support that dollar amount. Again isn't going to get us from point A to point B. It's so much good stuff you've got here about Social Security. Let's move on to myth, too. It's better to take Social Security benefits early. That depends on the person, doesn't it? It does. You know one of the things I've heard before I I literally had a client Come in. It was a couple years now that it happened, But his name was Chuck actually, and he came in and he said, You know, my mechanic. I was talking to him, and he said that you need to take Social security immediately, And I said Okay, I said, I hear you. But help me understand how you've come to that conclusion, he said. Well, you know, that's what my mechanic did, and you know, that's what he said was the best thing to do. And it's interesting that you're taking financial advice of when to take your social security from your mechanic. I mean, it almost be like me telling you when you know when to change your car. Berate. You should have said Let me open the hood. Let me take a crack at that differential there, right? I mean, the the obvious lesson here is that again. It's somewhat different for everybody. And when we need, you know the money versus when we don't need it. And what our longevity is means somebody that might have a history of, you know, hard conditions, and they don't really think that they're going to be around in there. You know, made the lateseventies then. Yeah, definitely might, you know, makes sense to take Earlier than later. But the reality is is that again, You want to run a report and you want a real clear understanding of when you should take it based on what your overall goals and plans are, because if you're going to continue to work that plays a huge portion, or a huge role in that decision of of when you want to take it and the dollar amount that you're going to be able to receive and Maybe you're short. Maybe you have enough. Those all really play a huge role in tow when we physically want actually take Social security. So some important things. It really is busting miss on Social Security With Dan Murphy. Next one, I will receive my full Social security benefit at 65. Well, I'm gonna need to see your driver's license. We need to check when you were born on that one. We do for sure. Yeah, And this is something that a lot of people still get confused of. And I I do remember even being a kid. I'll never forget. My grandpa became eligible for Social Security. And so you know, you have this 65 number in your head, and obviously before then it was even earlier. That number just continues to creep up. And I think as time progresses based on again, not to get political, but how much money are country spending and everything else and how in Involve the Social Security trust and everything else is at this point. We're probably going to continue to increase that age. By the time I'm ready for Social Security, I might not have an option to be able to declare it between 62 70. I might only be able to take it at 70 days. I mean, Royals Yeah, but there's ah, You know, this is really important. Understand? So right now, the way it sits is 62 is the earliest that we can take it right now. We can deferred all the way out to age 70 And then there's time periods of dollar amounts. That would be different if we took it early were essentially taking a little bit of a hit as much as 25% s. Oh, really understanding when to take it and what the consequences are for taking it early would be a really big deal again. I mean, did the real numbers as faras the age and stuff if you were born before 1937 Not to too many people are still around. But born before 1937 you know your actual age would have been 65. But again it's creeped up in majority of us Now we're going to be at age 67 majority of the people that are coming into our offices at this stage to file are going to be between, you know, somewhere in that 66 to 67 year old range climate 67 but I just sure hope that's locked in and they don't pull a fast one on me and move it up. I know what that well, you know, I mean, you definitely bring up an interesting point that those two Davis again based on how that fund you know, sometimes people come in, and they're concerned that the benefit wouldn't be there. I wouldn't go so far to think that that's going to be a situation. But it definitely might be something where your benefit might have to lessen a little bit, depending on what Congress does down the road or how they might change Social Security, So I don't think it's an issue that well, so security will never be there for you. But We definitely encourage our clients to not necessarily rely on the full dollar amount that they're getting, because who knows what's gonna happen on the road, right? You're right. You're right. I mean, that's why it's certainly it would be an invaluable use of your time to sit down with Dan and coach Pete and the team and schedule that consultation. You could do that, but simply by calling 88870 to 88 98 888702 88 98. You can also text Vegas to 21,000 That's Vegas 2 to 1000 The next Social Security myth. I have to go to a Social Security office to apply. I don't know what choice. I've got to go there. Stand in line. Not today. Let me tell you that's like that's that's almost worse than going to the post office exactly or the D. M v E or the B. That's even a better example. Right here in Vegas. That's really bad. I'm not sure North Carolina but it is that he's here. You, actually Yeah. I mean, you have a special number and they call your number and you're waiting forever. Always a fun thing. It works the same way with the Social Security Administration office and you don't need to get back to your question, Dave. You could simply go to ST DOT Gov..
"21000" Discussed on KDWN 720AM
"888910 16 98 or text breeze to 21,000 That's breeze to 21,000. were back on America's Fora. One case show and consumer advocate, Steve said all coach Pete's here Marty Hensley's here and so we're going to get back to that list that we started the show with. How about it think it sounds good? All right. So what was then The list that we're talking about? If you just tuned in is a list of things that are going away, probably going away as a result of the Pandemic. The covert 19 and so one on the list on this one kind of surprises me of sort of, but it's ink signatures, actually signing something a lot more doctor signs lately. Yeah, You guys do that, right? Yeah. Yeah. Fuck her up in our conference room. We've got a big lord huge bucket of coach P pins. And it has, like red and green. The other like old big ones were presidents. Four different love that water, good stuff that we give away to our to our listeners. This stuff that I like to you. We have all these different colors and we tell the client we tell the listener or or client. There's media signatures. They take the pin with you. You know, we're trying to keep everything sanitized. So it's the inverse of banks because banks usually have that string tied to the cheap, little 25 cent big But who wants that anyway? Right money Once they tell me a secret bank one time, he said, Well before they started tying the string We'll put the pens out without caps on him because he wants to take a pen without a cap, because it would get all over the place. I think so. That was good. But then people said they start bringing home caps, I guess and stealing the they started captain things and they stole the bend. So now they have the string, but we give you the pen. You can have it with you, Fareed. The Pakistan is very convenient. Just make sure it is. You're expecting it from someone. It's not some Mischievous person getting you two doctors on your bank account over there is also a way for you to send documents. I've talked to a firm that does design a very special program to attorneys right now. It's called V Testify, and virtually you, Khun testify like depositions, and even they're gonna maybe go into court cases. From your own computer. Instead of having like travel somewhere, go to courthouse isn't all that so if you're an attorney, you want to find out it's I think it's vey testified dot com makes a lot of sense a whole lot better than using some of those free programs out there that are bouncing to China before they bounced anywhere else. But V testify had one further thing, Stephen that this is way it'd remind me what you said. There is. You can also send documents through it that are totally secure and what I liked about it. So let's say you've seen the Perry Mason kind of things where you He surprised somebody with a document right during the case, right? Well, what? What A lot of people are doing now that attorneys when they're having depositions is they have to send the documents ahead of time to the people and then to get him on the phone or they do a zone where whatever there's like that already sent it through the Internet unprotected, which is very dangerous. Well, if you want to surprise somebody with a document when you're in a middle of a question what you do is ah, You're in a bit of like question Number six. I'm just going to send you a document right now. I want you to answer about. It's a boom. You sent it. It's right there and you can see the look on the person's face when they see the documents, you know, gotta surprise them. Sometimes you doing these depositions? That's when they're trying to trap you. Absolute. So you can leave if you want. If you like that be testifying makes a lot of sense. Right. So like us, you can call us 888702 88 98. Again. 88 7028898 Or you can simply text the word Vegas to 21,000. That's Vegas 2 to 10001 That don't like us. You can call us too, and tell us why you don't like us that my feelings will be hurt for, like, two minutes. I'm sure you're pretty fixing Give you do take. I mean, I like any kind of Instructive, hate saying constructive criticism. Constructive advice? Sure, I'm always willing to take that we've been doing. We've been doing radio here on for 16 years, so We must be doing something right? Yes, indeed will like it And you know it is hard to come up with new things to talk about every week. But I like the fact that you always you always have something good, and I love this list. You're doing what's expected of this's another one, too fast food workers going away and I'm In fact, I just run a story this week about they've actually got one operating in China. Completely done by robots. It's like an assembly line. A bunch of robots with no McDonald's was already trying that with the virtual cash register things where you entered the order in and all that and Yeah, I don't know. It makes a lot of that. So I mean, if taken these the assembly line is made America what it is today. Exactly about it Well, and this next one is driving the environmentalists crazy because the grocery stores don't want you use reusable bags anymore. Because of the germs. Yeah, don't bring it in from your house, and they don't want you to use it for that. They want you to use the plastic bags of the grocery store people that haven't fit about all these gloves. Your final is like O. J. Simpson's house all over the place..