Education
Hear what's happening in the classroom with the latest news and analysis on all things academia. From remote learning to higher education, smarten up with audio broadcasts aired on leading talk radio shows and premium podcasts.
Real Estate Coaching Radio
A highlight from How To LIST Expired Listings
"Three, two, one and we are back in Julian and I are talking about what I have to say is our favorite topic in real estate. As far as lead generation goes, I think it has to be. Yeah, it is definitely our favorite topic in real estate, longtime listeners, you will not be surprised. We're focused on today. But before we get to point number one, we want to thank all of you for all the great feedback and all the great 5 star reviews on iTunes. And remember, please do give us a great 5 star review on iTunes and a pithy comment, just scroll down to the bottom of your phone, a lot of you are listening to us on iTunes, Spotify, a lot of other sources. It really does help us tremendously. And we sincerely appreciate it when you do give us a 5 star review. And also, if you want to communicate with us, a great way to do it is just over on Instagram, just go to Tim and Julie Harris dot com. I'm sorry at Tim and Julie Harris at Tim and Joey Harris on Instagram and you can message us there. Julie and I update that usually once or twice a day. You know, we intermix a lot of business and personal stuff, lately it's been mostly personal, I think. Yeah. So go ahead and listen, go ahead and message us there. We love it when you guys give a show ideas too, or any like anything that you think that we might be able to convey to our millions of listeners that would be a benefit to the industry. We are an we are an absolute sponge for information. So let us know what you're thinking by messaging us and Instagram and its at Tim and Julie Harris. All right, Julie, let's rumble. Our favorite lead generation topic, especially in this market now, is expired. You knew we were going to say at longtime listeners, but why? We're going to talk about that. Why it should be your favorite as well. Well, I expired are the most obvious answer to taking and selling more listings. You need more listings every single one of you listening needs more listings. The market needs more listings. Your job in real estate is to be a problem solver, and there is no greater problem for a motivated seller than figuring out why they're home didn't sell. You are a licensed real estate professional, yes, most of you listening. They have a home to sell. They also have shown a willingness to list. It makes a lot of sense for you to be speaking with each other, doesn't it? So what we're going to do is we're going to roll through these points. We're going to give you guys some scripts. We're going to go super fast, but we're also going to give you, I'm not a big fan of the word hacks, but we aren't going to give you quite a few hacks as we go through these points. Write these things down. And I want to start out also by making it super clear. A lot of you use the excuse, well, there are no expired to my marketplace. We're going to cover that. A lot of you give us the excuse, well, I don't know how to get expired information. We're going to cover that. What we're going to do in the 30 minutes that we have with you guys today is we're going to do our best to convince you that even if you have zero sales background, even if you have zero background with expired listings or maybe zero background with even having a listing after today's show, you will be motivated because we'll have educated you. So let's rumble Julie Harris. That's right. So first I'm going to quote you Tim because we always like to start out with some motivation and then get into our points. You often say, quote, if you do not yet have the wealth you desire and deserve, it is simply because you have yet to figure out how to help enough people reach their goals. When you help enough people achieve their goals, achieving your goals will follow, expired, clearly need your help. So how can you literally make millions of dollars with expired listings? Well, we're going to do some expired math. So get your typing fingers handy or your pencil and paper. And this is about third grade level math. So we ran this we ran this outline pass Zoe. Yes. You can do it. You can do it. Exactly. But I think it helps to write it down because it makes it more solid what we're talking about here. So here's our example. Not if, but when you have ten conversations, contacts, contact is a conversation with a decision making adult about real estate. When you have ten per week, just ten with expired sellers, two to three will absolutely positively re list immediately. Let's get them some facts. When you look at an expired listing, you guys can go and do this homework yourselves or I'll save you the time. Basically a 100% of all expired listings re list and sell within 12 months. Most of them, I don't remember what the number was. It was like 75 or 85%, read lists within the first 30 days. And some of them, it is immediately. Usually two or three out of ten are immediate, have to sell sellers. The best kind. At least one of those, remember, we talked to three out of ten, at least one of those will list with you. When you do this just two weeks per month, we're not even talking about it every week. Using the average sale price in the U.S. today of 400,000. Some of you it's double that. Netting you after 20% expenses about $9600 per transaction, that's two deals per month times 9600. That's 19,200 per month times 12 months is $230,400. This is if you are only somewhat okay with this skill. This is while you're learning. This is only ten conversations per week, only two weeks per month. You know what I was thinking as you were reading those things.
Brighter Thinking Pod
A highlight from Ep 39: Top Tips for Teaching Primary and Lower Secondary Global Perspectives
"With a little icebreaker to help our listeners get to know you better. So a key part of Cambridge global perspectives is developing skills. So if you could be an expert at any skill, academic or not, what would it be and why? Let's start with you, Nancy. I think of the skills that I'd most likely to be very good at, it's languages. I love to travel, I love being in other places and I love almost pretending that I'm someone else but I also like to talk and I like to be able to communicate with people and everywhere I go I always take my five phrases in whichever language I happen to be, whichever country I'm visiting. So to be able to be fluent would be what I would love and it's a thing to work on. Oh that's great, I totally relate with that one as well, I love learning different languages. And Claire what about you? A bit of a strange one, I'd like to learn how to fly for similar reasons in terms of I like traveling and I also don't like relying too much on other people. I quite like being in control of things myself so yeah I'd like to learn how to fly. Oh that's a good one, I think I would probably want to be an expert dancer because I do love being on the dance floor but I think I'm not as good as I think I am. But yeah maybe we'll see one day but thank you for sharing that with our audience. Now let's move on to the questions. So our first question is from Erin who is part of our online community of educators and based in East Asia. Erin shared with us that Cambridge Global Perspectives is her favourite subject to teach and asks for some recommendations on how to help students keep track of their learning progress and skills development over time possibly through personal portfolios that they can do themselves. Our resources are designed to help with this so Nancy I'm going to come to first on this one as one of our authors. What are your thoughts on this topic? Now this is a question that teachers do ask quite a bit because they're often used to delivering subjects that are quite content heavy and then that seems quite an obvious for students to keep you know long lists of dates if they're studying particular battles or particularly time periods in history. So often learners, parents and teachers aren't sure how to keep track of what they're doing with Global Perspectives because so much of it is active, so much of it is this sort of because it's skills -based it's often unseen, it's the things that we're doing but we're not necessarily writing down. So I think portfolios are a great way to do it. Now the learner skills books that we've got do facilitate that sort of recording things and writing things down but I think as well I think it's really important for learners to keep a separate sort of folder, a portfolio if you will and teachers may decide that they want to have them organize those according to skills or they may decide they want to organize them according to challenges and I would argue that challenges or assignments might be the way to do it but I think at the front of that folder what I would do is I would have a grid of all of the skills and all of the levels of the skills and I would encourage learners to shade in for themselves or to note down for themselves where they feel they've targeted that skill or they've become good at that skill and it just encourages them to take responsibility for their own learning and to know where those things are. So later on when they're thinking oh I did learn about analysis then hopefully they could look at the front of their folder, they could see you know where they've done it and locate it later on. That's sort of an overview of how I would try to do it. Yeah that's what I think I would do as a sort of broad overview of how you can organize your work and be able to refer back to it later on. Awesome thank you Nancy and Claire what are your thoughts on this? Similar to what Nancy's just said I give my students a sort of checklist of all the different skills they've covered in a particular assignment and they use the feedback from the assignment to go through and sort of rate themselves with how confident they feel they are at that particular skill. So I make it very clear to the students which skill they're doing when they're looking at causes or consequences of globalisation for example because sometimes they don't make that they don't make that link and then they find it difficult to transfer those skills from one challenge to another. So by making it very explicit which skill they're using they can then use that and transfer that into the different challenges and make further progress. Awesome thank you Claire. So Erin has also sent us another question which I think others might find useful as well. Do either of you have any tips on how teachers can incorporate the practice of self -reflection for students into global perspective lessons? Claire I'm going to come to you for this one first. Do you have any advice for Erin? I think these two different types of self -reflection within the global perspective course is the reflection in terms of how well they're doing which I think we've just covered in terms of looking at how confident they are and the progress they're making and then there's also that reflection on how their opinion has developed and changed and I think an important thing early on in the course is to get across to the students that changing your mind changing your opinion is actually a strength because some people do find that it's a weakness it's like admitting you were wrong to start with so that as we go through life
Mission Daily
A highlight from Why the choices you don't make are as important as the ones you do
"What's up everybody, welcome back to Mission Daily. Listen, last episode I left Stephanie with a bit of a prompt about what we were going to talk about today and which is changing our lives. Now, some people have to, are forced to change their lives. Other people wish or dream about if they could do something over again, would they change their life? I get it. You got family, you got kids, you got responsibilities. It's just harder to change things, even if you say going now, going forward. So we're going to talk about change, regrets, wishes. It's easy. I think for people, so you should have no regrets. Like that's not the case. People are like, there's things that they really wish they didn't miss out on. Now, I think it's good to learn from those things and, you know, hopefully not make that mistake twice. But we all, we all secretly have something we'd love to have changed. Stephanie, where should we start with you? Do you want to change like occupation things only or do you want to change your youth? OK, I feel like we're young adults, I guess 20s. I might bounce around in a different areas, whatever comes to me, you know, whatever strike a genius I get. We'll put the disclaimer out. Stephanie loves her children. She loves her family. And like other people, there's probably things that they wish they could have done. So that's all. Yeah. Yeah. I do love every aspect of my life, even the hard things, even the traumas. I'm like, fine, I'm here for it. And I think there's reasons for all of that. Things I would change. The first one would be I hope that our audio engineer, Matt, does not bleep me out because I know he doesn't like it when I curse, but I have a sailor mouth. So I would first make sure that in my younger days I would fuck around a lot more. And when I say fuck around, I mean, like experiences. Like with other people, like partners. I don't know. That's what I was trying to clarify. Actually, you growing up, you're told no, no, no, that could be an interesting angle to like just do more of that. Why not? But other than that, I was thinking more experiences because what I realized was I was on such a fast tracked path where I had a certain goal. I was like, I need to, you know, I mean, I worked all through, I mean, starting when I was like 14, worked all the time, bartended to pay for my college. I only went to college for three and a half years because I got out of there quick because I knew like this shit's expensive. I didn't live on campus. I didn't do any of the like experiential stuff. I didn't really travel to far places where it's like some of my classmates would be like, oh, we're going on a trip abroad or whatever. I'd be like, I can't afford that. And I wouldn't prioritize it because I was so set on like, get out of here, get the finance degree, start working, start making money. And I was just fast track to that. And so the other day I was listening to an interview with Kevin Kelly where he's like, I think the young people these days need to fuck around more. They need to like explore things and not be so set on like, I have to get this degree and I have to get in the workforce. Like, no, actually the best time to go and travel is when you don't even have money. Like just get out there and do it when you don't have a house, you don't have kids, like just go out there and experience things. And he had this story where I think he was like backpacking through China or something. And basically he ran into a tour group and it was like a super wealthy guy. And he's like, oh man, you are the wealthy one. Talking to Kevin, who was like, you know, didn't have any money and he was just like backpacking. Meanwhile, this guy, you would look at him and you'd be like, well, you're able to do this anytime you want. And his whole thing was like, you have this wealth of time right now and you don't have all these constraints. And like that is wealth being able to do that kind of stuff. So yeah, I do. I think just taking different, yeah, like side exits in life and exploring different things and not being so focused on a certain path. Because if I look at it, it's like, yes, the finance path has really helped me. It's helped influence a lot of things. It's got me to where I'm at. And I think if I would have just taken some more side trips and gotten more experiences, it would have just maybe led to different things to explore, which is more now what I'm doing now than I ever have. But what's something that you said no to then that if you could go back and tell yourself and you would say yes, I think probably taking the trips to different countries. And what was your reasoning for saying now? Was it the money? Yeah, I couldn't afford it. Yeah. So you think you should have gone on credit card debt and just done it? Maybe I'm kind of, I didn't have, I'm trying to think when I even had a credit card. But I think if I would have made that an intention to like go and do that, I would have made it happen. I would have worked the extra hours I would have like, and maybe that means like not going to school for a semester or saying no to something else. Yeah, saying no to something else. Like, I don't know what that would look like. But I think I would have, you know, had I stayed at school for that extra semester and maybe just took a semester off to go and do those things and then just focused on exploring and working and not paying for school.
Real Estate Coaching Radio
A highlight from Are Your Listings Not Selling? 12 Step Action Plan
"Welcome back. We have a really fun show for all of you today. Now, before we get to the topic, there are some breaking news. Should we have some breaking news sound effects? All right, so here's some breaking news. I have Julie and I have been battling against these clickbait Mickey Mouse articles that are floating around online that saying, and this is always how and I've seen this on YouTube videos. I've seen people, frankly, that should know better, are saying this misinformation. And here's what it is. Ready? Nor said the total number of agents is going to drop by 30% in 2023. I bet you guys have read that too. So when you read headlines like that, that sounds pretty bad, right? I mean, that sounds like why the heck would you want to be in the real estate business? Yeah, everybody's getting out. Right. So someone started basically Julie and I researched the genealogy of this Mickey Mouse. And we found out that it was said by somebody who was ill informed, making up something about, you know, basically clickbait. And by the way, inman did an article similar with a similar title, which was also obviously clickbait. Nars membership is now shrinking for the first time in years, doom and gloom. So we're going to give you guys some facts and then we're going to get to today's show. So why are we telling you this? Because we want you to understand that it is easy to manipulate people using fear. And for whatever reason, there's a lot of people out there that are trying to freak you out about being in a real estate agent right now. Whereas Julie and I are have taken an art taking the exact opposite stance. This is the best time to be in real estate and at least the last 15 years because the greatest fortunes of men and women have always been made during the greatest times of change. And guys, right now, if you have the skills based and frankly, people helping based approach to your real estate business, you will make a fortune. How do I know? Because we have thousands of coaching clients that are doing just that. So here are some facts and forgive me for those of you who want to believe the sky is falling. It is not falling, nar did not say that there was going to be a 30% drop in agents in 2023. And here's the actual fact. This is from today. In our monthly membership report, said 1.5 million, there's 1.5 million members of the national association of rollers up from 1.53 million members last month. But year over year, there was a decrease of less than 1% of .66% decrease in members. So indeed, the sky is not falling. At the end of 2022, the total number of narrow members was 1.58 million members, okay? I want you to remember this because again, that is certainly not a 30% decrease. And by the way, that's less than a 3% decrease. Joy figured it out as a 2.8% decrease, not 30%. And at the peak, just for those of you guys who are walking about this stuff like Julie and I, at the peak at the end, as in terms of the peak number of agents, rather the peak number of members of the national association of rollers because not every real estate agent is a member of nar at the peak of 2022 was 1.58 million members. The point is massive opportunity is happening right now for those of you who do not believe the sky is falling. So make sure you purge from your mind that you're not in the right place at the right time because you absolutely are. And I guess from an opportunist opportunistic perspective, if your competitors are believing that tomorrow is not going to be better for versus today. They're certainly not going to learn the skills necessary to compete, frankly, thrive in this market. And indeed, they will make their tomorrow worse than today. So keep all these things in mind and be your own best guru and start putting some very big moats, deep, deep, deep boats with lots of nasty alligators alligators and all kinds of things to protect your, frankly, your mindset, but also your approach to life and to real estate, everybody seems to love a click baity doom and gloom headline. Don't be one of those people because then what will happen is that adversely affects the actions you take today, which will lock in your tomorrow not being as good as what it otherwise could have. Could have been. And that is an absolute shame, and that way of thinking can last decades. We've seen it, so please don't let it happen to you. And if you are caught in the mire of the Mickey Mouse, hisses your opportunity, this is your wake-up call, change your direction urgently. All right, so off to the topic today, Julie, which is? Yes, we're talking about 12 easy ways to sell your listings fast. Now, why are we talking about that? Well, here's a fact for you. Not all listings are selling immediately with multiple offers, not anymore.
Teachers in America
A highlight from Building a Foundation with Phonics in First Grade with Amber Reyes
"For my second graders last year, I was literally their first full year experience for most of them because some of them did not go to preschool and in kindergarten, everything shut down. So for a lot of these kiddos, they had not really had the opportunity to be taught all of those foundational reading skills to be able to come into second grade as strong readers because once we come to second grade, we should already be reading. Welcome to Teachers in America, a production of HMH, where we celebrate teachers and recognize their triumphs, challenges, sacrifices and dedication to students. I'm the senior director of community engagement, Noel Morris. Each episode, I meet a new teacher friend to learn about the latest lessons and innovations from the classroom. We focus each conversation on a specific instructional practice or theme, but always include their teacher journey. Today, we're joined by Amber Reyes, a first grade teacher from Denver, Colorado, who I had the pleasure to meet last year and now have the chance to sit in her classroom and witness how she teaches her students how to read, all while building a sense of community. In her 17 year education career, Amber has gone from phonics tutor to early childhood educator to elementary school teacher. Along the way, she's learned to draw from her background in early childhood education or ECE and phonics training to create an engaging classroom where students purposely learn even through play. Amber strives to build strong relationships in and outside the classroom. She also serves as an HMH contributor, helping other educators online. In this episode, Amber will share strategies on how to nurture the whole child through social emotional learning and phonics. Now, let's get to the episode. So Amber, thank you so much for being a guest on Teachers in America. We're so glad for you to be here. And I know that our listeners are going to love hearing from you. I always like to start with this question and I want to ask you to describe your teacher journey in three words. Well, thank you. I'm so excited to be here as well. Three words to describe my teaching journey, I would say are inevitable, awakening and purposeful. Why inevitable? I'm curious about that. It's almost as if you knew you were going to be a teacher, like the moment you started school or if even not before. As a child, I loved school. I spent a lot of time at school before school and after school since my mom was working. I saw how hard teachers worked and I constantly told myself, I'm not going to do that. I'm not going to do that. I am not going to teach. I'm not going to teach. But even after going through undergrad, avoiding education, I still ended up inevitably becoming a teacher and I know it was meant to be. And I think I've known my whole life. I think I just tried to ignore the calling. But inevitably, here I am. How do you set up your classroom to give every child a sense of their purpose? Because I love that that was one of your words, purposeful. And even at the youngest of grades, I mean, you're teaching in first grade, so they're still early learners to know and find their purpose. How do you set that up to establish every child seeing they have equal opportunity to learn, grow and be themselves? I think the first step is relationship. I make sure to establish really strong relationships with my kiddos so that way they trust me and they know that I love them and they know that like I come here for them. They are my purpose. Just this morning during our share, we had to share our purpose for coming to school today. course, my purpose is always I'm here for you. I make sure that they know that. And the next thing is to really kind of build their confidence to be able to make mistakes and be to kind of take those risks as they develop confidence. They're going to start to develop a sense of really what they want and what they need, and they're going to be more comfortable with expressing it and making sure they get it. When I think about some of the comments this morning, one of my kiddos said my purpose is to read better because I struggle with reading. And I was just like, oh, it was amazing. And another kiddos purpose was I come here to play with a very specific friend. And so I love that they're confident enough to share that and they're also able to articulate it. I mean, we are very specific in the social emotional vocabulary. We teach them, especially with my background in ECE. I bring a lot of that here. And so making sure that they can find that purpose, express that purpose and start working towards that purpose. You know, they all are loved. They know that and they all do have a purpose. And each of us has a different purpose. And even with our jobs, we all have a different purpose. Sometimes we're on vacation. Sometimes we have a job and that makes them comfortable with knowing like, hey, you do have a purpose. Like, I need you to come to school tomorrow because goodness, you are my door holder. And if you're not here, what am I going to do without you? You know, and so then just feeling wanted and needed, I think is really important because we all have that need to be wanted and needed. And what a life skill, right? Because even at the youngest age, you have to learn you cannot do everything. You need people. You need connections. So just so the audience and our listeners know, I got to watch Amber in action today.
Real Estate Coaching Radio
A highlight from How to End Real Estate Sales Objections Forever
"Three, two, one and we're back. So you have a listing appointment scheduled for next week. And this listing appointment is what someone you sort of know but not really. It's a referral from, let's say somebody you know from church. You don't have a pre listing pack, you have not pre qualified. You sort of know through the Grapevine why this seller may or may not be selling. Your mind is full of angst because you are so fearful of all the potential questions. That seller is most likely going to ask you that you don't know the answers to, let alone might make you feel very defensive. That is the worst possible scenario when going into listing appointment. You should never go into a listing appointment with that sense of, frankly, disorganization and lack of professionalism. So what we're going to share with you today is we're going to walk you through how to make it so that when you show up at that seller's house and I'm not overselling this guys, you just listen to what we have to share with you today. The seller will have already decided to list the house with you. And some of you show up on time and you don't do something stupid while you're there, you're going to be getting the listing. That's right. So when you're not prepared, you didn't pre qualify, you didn't send a pre listing package, especially when you don't already know that person because if we're being honest, when you agree that most agents that are not listing agents on purpose, meaning you go after listings, even with people you don't know, most of the time the listings they've had have been repeat clients, easy referrals, somebody that you're there only realtor relationship that type of thing. Anytime somebody says that they take every listening they go on. When I hear somebody say that. And then you start drilling down asking how many listings they took in the past 12 months. And what was the source of those listings? It's almost always from a senator of influence and past client league. Which by the way, that's fantastic. Good for you. Yeah, keep doing that. Right. But if you want to expand your business because what you'll discover is just being focused primarily on centers of influence of past clients, for example, that definitely has its limitations. It's not a very scalable, scalable business model, because eventually those people are going to run dry real estate transactions. So a lot of you who are centers of influence and past clients, that's your main source of business, and I'm going off script here a little bit, but it's worth mentioning, you're going to discover in a market like this, you're going to suffer the most because you haven't learned, frankly, the sales skills to expand past the people beyond the people who have already listed the property with you. So if you had, say, for example, ten houses you listed and sold last year and a market like this, you're going to be lucky if it's three. Resonating with all of any of you, I bet it is. So if you want to keep your numbers growing every year, you need to learn how to actually start being more competitive. And in order for you to do that, you're going to have to frankly put yourself in a mental position where you know walking into that listing appointment, chances are you've already got the listing because you prepared prior to getting there. Having pretty thoroughly pre qualified, having sent a pre listing pack. That's right. And if you're not feeling that way, it's probably because you're living in fear of objections. So let's start with our points here. Again, you're going to set more appointments faster and get more contracts signed when you know how to deal with these when you have prepared ahead of time. You've got your pre listing package. So today we're going to educate you motivate you and get you into action. Point number one, you live in fear of them. What is an objection anyway? It's simply an unanswered question or questions in the mind of your prospect. Your job is to answer their question and move the conversation forward towards closing them for either an appointment or assigned contract depending on the situation. And by the way, sellers do not want to ask you questions, don't want to ask you essentially posed to you objection type questions. If you're an appointment and just remember just keep this in mind. If you're in a listing appointment and a seller is asking you a question that is confrontational, that is not something that's making them comfortable doing. Unless they're a sociopath, which some of them will be. You should have known using a pre qualification script. So a point number two, the problem for most real estate agents is that you do all the research, all the preparation, then you show up to the listing appointment, present what you believe the prospect cares about, and then try to close. All the while, the seller or sellers are holding on to those unanswered questions waiting for you to quit talking, and then they'll blast those objections that you write when you're trying to close. This in turn freaks you out and pisses you off internally and possibly them, leading to conflict that you live in fear of. That's how you end up walking out the door saying thanks for your time. I'll follow up. Now you're going to a list of appointment next week. I said that, right? And you now are filling your mind with all the potential, you know, the monsters that might be underneath the couch when you sit at the listing appointment, right? And all those monsters are there, and they're all waiting for you. And the only way to root all those out is to actually follow a professional listing approach. Pre qualify send the pre listing pact to all the things that we suggest that you do. And be very clear, I'm sort of summarizing where we are so far. The seller does not want to have conflict with you. The seller does not want you coming to their house, and then they do not want to actually have to lock horns with you over your listing term. Your marketing plan, your commission rate, the list price. What makes you different? Exactly. All these things that you guys are living in fear of having them ask you. The only way to remove and they will ask you, and a lot of times they'll ask you questions that maybe you haven't even thought of because you don't have enough experience going on listing appointments. So what does that actually do? It makes sure you're on pins and needles when you're walking into the appointment. It makes it so that you're kind of freaked out. It makes it so you're just waiting for that damn appointment to be over so you can get out of that stressful situation. Seller fills the exact same way. So the point of sending the pre listing pack ahead of time is that thing is the pre listing pack is like your silent salesperson. It's going to remove that tension from ever actually forming prior to you getting to the seller's house.
Mission Daily
A highlight from The art of managing customer satisfaction (while staying financially solvent)
"Hey, everyone. Welcome back to another episode of Mission Daily. This is your host, Stephanie Postles, and I'm joined by my co -host, Albert Chao. Albert, what's up? Listen, listen, listen, pumped to be back hearing good feedback from our shows recently. So that's great. I know I'm like really excited just knowing that people are enjoying this content. Even though, you know, sometimes I get a little worried that we're going a little too far, our tangents are going a little too deep. But apparently we've got people who are here for it. So for all those people. Exactly. And I'm surprised that most people don't think I'm overly negative Nellie, which is. I know me too. I guess. What's that? Me too, honestly. Just kidding. We we are good at yin and yang. And I think that's why people someone out there can resonate with you and someone out there can resonate with me, probably. So today, I thought it'd be an interesting shift to talk more about, you know, the space that we're in, because we have worked with so many different clients. We have service so many different, I mean, from smaller companies all the way up to like Fortune 500 companies. We've worked with them all. And I think you have a really cool approach when it comes to, you know, sitting down with our team and helping them work through client challenges or just how to work with clients. And so I want to talk about that today because I think it's a useful map for anyone who would ever think about starting a business. I mean, any business you're in, you're always going to have customers and clients, whether you're selling a product, a service, whatever it is, you will always have them there. So I wanted to talk through that today with you. Yeah. So right now, if you follow a lot of the solopreneur movement that is happening, I think in a previous episode of Mission Daily, I predicted that the rise of solopreneurs is going to happen more so than ever with the tech layoffs. More people have, let's say, unique IP. And it's easier to sell your knowledge more than ever with Gumroad, with Kajabi, with a lot of different platforms, whether and if you know how to do something, of course, you can sell that right from accounting, which is a service that people have paid for for a long time, all the way now to like growth hacking, like some of our team members, we've worked in the past, like they do advertising and so on. And what inevitably happens in a service industry, which we're in, we make shows for other people and we have people sponsor our shows. But we have to give something back because they don't have no say in whatever really happens, inevitably happens in a service industry is there's going to be some type of conflict of like the quality of the service and or what it is that they got. And this is where every company and every whether you're huge or small, you're going to have to face this question is like, how do I address this customer concern in, let's say, automotive, like let's use automotive industry. Right. If I don't like the car, the thing is, is the car has a hard cost. So most people when they have a problem with the car, they don't ask for another one because they know there's a hard cost associated with the car. I can't just have another one. But what they will ask for is maybe you fix it, maybe you do something with it. And that's what happens in services because they know really your only hard cost typically is going to be time and labor. And so the ask becomes a delicate situation because they so, for example, they ask you, let's say they ask you to make something. They could be anything, whether it's we'll just go with art for now. They ask you to make art for whatever reason. They don't like it anymore. And they ask you to redo it. This is where every customer this is where this happens in websites. It happens in podcasts. It happens. And for us, for us, sometimes we have to redo it because of different reasons. Let's say the person changed jobs. Let's say the PR team from the company did not realize it or the person did not realize the PR team does not allow interviews. They say that you can't run it. So we've already sunk all the work. The work is sunk. So Stephanie and I are faced with a decision. What do we do now? We've done all the work. The work's done. But that episode, for whatever reason, can't be used. What should we do? Yeah. So let's talk about how we make that decision. Yeah. I mean, I think the first thing and what I oftentimes am watching you do is try and take the team out of the emotions of it, because it's really easy to be in the emotions of the work. I did that work. I was in there and worked on it for hours and they need to accept that episode. You know, that's on them, which normally it's like, yeah, that kind of is on them, like for sure. And what I see you artfully do is come in and take the team out of worker be mode and be more strategy mode. Like, how do I would you be happy with that? I like to ask you, like, if you bought that, would you be happy? Yeah. Yeah. And so that zooming out practice, I think, is something that I mean, that can apply for almost everything. I even think back to my days in finance, like working at Google, and I'd be doing stuff with budget and the product team would come back and they'd be super angry. And I'm like, well, I already did the work for that model. I'm not building another one. But it's like, how can you zoom out and try and look at things from their perspective and then be like, in the grand scheme of things, in a year long contract, does this one thing? Like, how could this actually influence the whole contract?
Real Estate Coaching Radio
A highlight from 4 Must-Know Real Estate Scripts For THIS MARKET!
"And these are things that you're going to hear constantly. And so here's the challenge all of us have. You're out and about and you're talking with people about real estate, or at least you should be. And a lot of people, most people, 99% of everyone, their heads are being filled with a lot of conflicting information about real estate. And they don't know which way is up. They don't know whether it's a great time to buy a great time to sell. They're just completely confused. And chances are you are confused and or you don't know how to deal with their confusion when wanting to talk about real estate with them. So on today's show, we are going to give you starting out with four rules. And then we're going to give you some sample scripts of things you should consider saying when confronted with, you know, again, the general population of humans out there are trying to rationalize buying or selling real estate. And it is important to remember, guys, there are still going to be between four and 5 million real estate transactions this year through the MLS. That does not necessarily include all of the transactions. And based on Julie and I's research, there could be as many as at least another a million transactions that happened. Quote unquote off market and that includes new construction, never hits the MOS. So keep all these things in mind. There's not really a lack of definitely fewer homes for sale. There's no question about that. But really what there is. There's a lack of the skills necessary to make folks feel comfortable to move forward and transact because of this market. Because there's an excellent chance guys that all the home buyers and frankly the sellers that then become buyers, 12 months from now, will be in a vastly superior position than those who procrastinated and thought, well, they'll just wait to time the market. That's absolutely right. And we know what the confusion in the market amongst people that you're talking with, and also yourselves usually when people are confused listeners, that means that you tend to not talk about real estate because you're confused yourself. So we're going to help you with that. Why? Because here's the thing. The more you talk about real estate, the more with confidence and competence, the more deals you're going to create organically. So stop buying the business and paying huge referral fees, generate business by yourself for free by being better at your script better at your conversations. So let's start with the four rules of talking about real estate, rule number one, always be positive. There are transactions happening every day all around you. People are moving for good reasons. So always be positive even if you just had a bad day in real estate. It's also worth giving us little side note to that point. Always be positive. Here's one that a lot of us fall into a bad habit of gossiping or gossiping on a sort of a lighter level, like so and so's house is still sealed because they're getting a divorce. B, don't be the person that is any sort of gossip monger or purveyor of gossip. If you were turned on by the very words of have you heard, does that sort of excite you when I say that? Hey bob, have you heard? If that's you, that means you're probably addicted to gossip and all of this to a certain extent are. By the way, all of us are sort of preordained to want to hear gossip because it's a way to avoid problems in our own lives if you know, for example, the gossip is that so and so is going to have this problem or whatever. Well, then maybe you want to avoid that problem or not develop that problem. Exactly. So there is a survival mechanism that kicks in place where people want gossip, but professionally speaking, don't gossip. Don't and how their reputation being a non gospel, and even tell people that you never gossip, actually say that. And if you are a gospel now, stop doing it because what you're actually doing, even if you have people around you that want to hear what you have to say, you want to hear the gossip. You know, you're not going, you're being cast in a way that's not going to bring more business to you. So it leans into Julie's first rule, which is always be positive and be very clear that any form of gossip is definitely not being positive. Yes, and quite possibly against your code of ethics and a whole bunch of other stuff you don't want to deal with. So if you just don't do it, that's the basic filter, right? So point number two are rule number two, concentrate on who you are talking to. Make it all about them, not all about you. That kind of plays into the gossip rule too. Okay, rule number three, your mindset is always about how you can be of service. Be a problem solver. Rule number four, remember that people move because of their circumstances, not because of market conditions. There are always opportunities to help people buy or sell real estate regardless of what type of market it is or what the interest rates are. So when we are on a coaching call with one of our higher level elite coaching clients, one of the first question will ask them not on every call, but most of them will ask them, you know, what are their best leads that they're working with now. People that they're ideally sellers that they're chasing, and then we always then we'll drill down on what that sellers motivation is. Sellers are very easy to discern whether or not they're actually motivated. Because sellers have the good sellers have to sell. And so the good sellers that have to sell are the ones that are going through life-changing events, usually out of their control. That is a half to sell seller, whereas we've talked endlessly on this podcast about the fact that really at the end of the day, there's no such thing as a buyer that has to buy because if buyer can just stay, they can just revert back to their present living situation. Stay renting, stay in their current home, stay living in mom's basement with the rest of it. But with sellers, there are actually real reasons why a seller has to sell.
Real Estate Coaching Radio
A highlight from REALTORS: Is Your Procrastinating Leading You To Poverty
"And now your hosts, Tim and Julie Harris. Three, two, one, and we are back. That's right. So today we have a question for you. Are you actually inadvertently procrastinating your way into poverty? What are we talking about here? Procrastinating, what are you waiting for? Here are the top ten procrastination that could be causing you to lose money every single day. So ask yourself, what do you actually lose by procrastinating? Are you motivated by the carrot? That's getting something, or the stick that's losing something. Now, everybody claims that they're motivated by their goals, but doing more so they can have more, yet most of you don't get into action until you're actually about to lose something. Do you ever think about it that way? Well, if so many coaching examples of that. You know, it's everything. I'll give Zoey an example, right? Sure. Okay. Our 9 year old daughter, you can tell ask her to do, you know, you guys. Anything really, but you guys have kids. You'll understand, you know, Zoe, here, we're going to, you know, you get X if you do, you know, one, two, and three. And she won't do it. If you say Zoe, you're going to lose your iPad, those of you who have kids, you know the iPad is essentially the connection to the realities that they've created for themselves online. You will lose your iPad for three hours if you do not do one, two, and three. And she'll do one, two, and three. Instantly, you know, whistling her in cheering her way all the way through all of her efforts. She doesn't want to lose the iPad. She doesn't want to lose something she already has. Now, I'll even make this more salient for all of you. I had a coaching client. I've told this story before and you guys based on your feedback appreciate it. His name was Monet. Monet, Castroneves, neves, if I remember correctly. So Monet evidently, this was before I started coaching him. Had a weight problem. He was quite large, and he had had this problem for a long period of time. So much so, he developed, I think, was diabetes and was starting to have circulation problems in his feet and his toes. His doctor every year when you go to the doctor said, you've got to lose weight. You've got to lose weight. Well, Monet didn't do it. And one day, after many years, he goes to the doctor, the doctor says, okay, it's now time based on the, he wasn't even able to walk. He was like using crutches. Monet was. And the doctor and I guess his foot was getting discolored and the doctor said, well, you waited too long, and now we need to schedule you for a surgery, a procedure to have, I think it was part of his left foot or something, amputated. And remember, this is after many, many, many, many years of Monet being told that he needed to lose weight. He needed to change his life. He need to think how much better you'll look, how much better you'll feel. Think all of the different things you'll be able to do when you lose weight. Nope, never did it, did not care whether to stay in the same rut that he was in living like he was living. It wasn't until the doctor said, you're going to lose something you already have, which in this case was part of his left foot. That he actually took action, not only did he take action. This all happened before I started coaching him. Not only did he take action that he took so much action he was on the cover of men's fitness magazine, which is incredible. So he not only lost the weight, well obviously he kept his foot. But he also then got into such great physical condition that he was glorified on the cover of the national if not international magazine. What's the takeaway? The motivation was losing something he already had, which is his foot or Zoe's case, her iPad. So if you're really wanting to feel motivated, don't try to motivate yourself by giving yourself awards or frankly your children. For doing something, give them essentially the actual thing that motivates humans, which is losing something that they already have. Never forget that is one of the most powerful psychological lessons that you can have frankly when you're wondering why you're procrastinating. Because you're not realizing that by procrastinating you're actually losing something and that's what we're going to be focusing on. That's right. And that is the illustration of the carrot or the stick, right? So most people claim their motivated by the carrot and yet it's the stick. So point number one, we're talking about, what are you waiting for? Point number one, you're not taking action, perhaps, because you're certain the market's going to crash soon, creating the opportunity that you think isn't your currently. And yet, meanwhile, back in real estate, there will be between four and four and a half million transactions. From the MLS, just through the MLS, this year, how many million of those do you need? You don't need millions. Most of you need somewhere between probably 8 and 25 transactions. Most of you, some of you need more than that. You got to ask yourself, why it is that you're so attracted to the idea of the housing market crash. Well, you're a buyer and you're obviously wanting to get something at a lower price and you're attracted to the idea that by waiting you're going to be smart, you're going to save money. Okay, that's kind of human behavior. But from a real estate practitioner's perspective, you're not in the market. Why is it that your so attracted to the doom and gloom? Here's the ultimate answer why. And please be honest with yourself about this. It's because you're trying to rationalize not doing procrastinating, not doing what you don't want to do when you don't want to do it at the highest level.
Real Estate Coaching Radio
A highlight from REALTORS 10 Step Guide: How to Properly Price a Home in THIS Market
"Three two one and we are back and we're going to be focusing on today's show and tomorrow show on something that a lot of you a topic that a lot of you have been requesting. And by the way, we love your suggestions for podcasts. If you have any suggestions for us, you can text me directly at 512-758-0206 or a lot of you will message us over on Instagram, which is at Tim and Julie Harris dot com and yeah, so either way is great. So definitely just drop us a note or drop us a message over where do the kids say slide into my inbox? On Instagram at Tim and Julie Harris and then give us some show ideas. But this one came from, I think there's probably three or four requests we had revolving around this particular topic and the topic is. Yes, your guide to properly pricing property in ten easy steps. And I think this is a quintessential topic, actually, whether the market is shifting like we see now or not everything is going over list. Sometimes it's a few more days on the market. How do you decide what to advise your buyers to pay and certainly on the listing side? How are you going to correctly price it so that you don't end up sitting on the market longer than you should have? And so that you have this strategy with your seller. So today we're talking about something that all of you need. And this is relevant too. So say for all markets because you might have a particular market where things are selling like listings are just the hottest thing. Basically any listing you take is going to sell instantly. But then maybe 5 miles away, the market's not like that. So maybe in one market, you can over price something and maybe not have great condition location. It's going to sell and then 5 miles away again. Everything's going to be completely different. So knowing proper pricing skills will be relevant, even if you are perception is that you're selling in a ridiculously hot solar market as some of you are blessed. And you're so blessed for that market. I'm thinking about all of our coaching clients in the Bay Area in California. Sure. And we have a ton in the San Francisco area. I talk about a market that's changed. Oh my gosh. Yeah, one of the only markets that has actually for reals had a price decline ten to 12% in San Jose San Francisco. So your pricing strategy has got to have changed even from 6 months ago. Not price decline by itself, but a value decline. Value decline. Right. So point being, you can't just throw a dart at the wall and hope that because you've got multiple offers you're going to be right. You do have to be more careful. I'm thinking about John walkinshaw in Canada, where he works a variety of different types. It has a lot of variety in what he lists when it's closer to town when it's a more traditional neighborhood. It's hot. When he's 20 miles out, it's not. You have to be careful. So how do you actually price correctly? Getting great at pricing builds not only your competence, but also your confidence. So point number one, practice comparable market analysis with your broker. Do one with your broker and if your broker isn't used to doing those, do them with your coach. Do one and then do three on your own and ask for it to be checked for accuracy. Did you arrive at the same price on those subject properties? Why or why not? Here's another question. So that's a really important point. And I don't want it to slide by anybody. If you're not used to doing a CMAs and a market like this and your market is changing, Julia suggesting you ask a more experienced agent broker coach mentor to do a CMA. You guys picked the same property and then you do a CMA on that property. They do a CMA on that property and then you see what their conclusion was versus yours. And that's going to help you compare and improve your skills. But I'll tell you what the challenge with that's going to be. Most of your broker's office managers coaches and mentors have no experience selling and a changing market. So you're going to have to frankly push outside of that particular maybe market most agents haven't been in the business for 15 years. So they've never sold in anything other than this hot crazy market and that includes all the leadership that's in your world. So do be very conscious of the fact that if you're going to advice or going for advice, asking people to help you who've never done real estate in a market like what you're experiencing now, maybe you need to look to advice and look for guidance from other people. That's why I change broker to coach. Yeah, well. No, I get it. Okay, so related to this, are you, for example, better at pricing certain types of homes or certain price ranges? What are your weak spots? Can you accurately price luxury homes as well as you can first time
Real Estate Coaching Radio
A highlight from REALTORS 10 Step Guide: How to Properly Price a Home in THIS Market
"Three two one and we are back and we're going to be focusing on today's show and tomorrow show on something that a lot of you a topic that a lot of you have been requesting. And by the way, we love your suggestions for podcasts. If you have any suggestions for us, you can text me directly at 512-758-0206 or a lot of you will message us over on Instagram, which is at Tim and Julie Harris dot com and yeah, so either way is great. So definitely just drop us a note or drop us a message over where do the kids say slide into my inbox? On Instagram at Tim and Julie Harris and then give us some show ideas. But this one came from, I think there's probably three or four requests we had revolving around this particular topic and the topic is. Yes, your guide to properly pricing property in ten easy steps. And I think this is a quintessential topic, actually, whether the market is shifting like we see now or not everything is going over list. Sometimes it's a few more days on the market. How do you decide what to advise your buyers to pay and certainly on the listing side? How are you going to correctly price it so that you don't end up sitting on the market longer than you should have? And so that you have this strategy with your seller. So today we're talking about something that all of you need. And this is relevant too. So say for all markets because you might have a particular market where things are selling like listings are just the hottest thing. Basically any listing you take is going to sell instantly. But then maybe 5 miles away, the market's not like that. So maybe in one market, you can over price something and maybe not have great condition location. It's going to sell and then 5 miles away again. Everything's going to be completely different. So knowing proper pricing skills will be relevant, even if you are perception is that you're selling in a ridiculously hot solar market as some of you are blessed. And you're so blessed for that market. I'm thinking about all of our coaching clients in the Bay Area in California. Sure. And we have a ton in the San Francisco area. I talk about a market that's changed. Oh my gosh. Yeah, one of the only markets that has actually for reals had a price decline ten to 12% in San Jose San Francisco. So your pricing strategy has got to have changed even from 6 months ago. Not price decline by itself, but a value decline. Value decline. Right. So point being, you can't just throw a dart at the wall and hope that because you've got multiple offers you're going to be right. You do have to be more careful. I'm thinking about John walkinshaw in Canada, where he works a variety of different types. It has a lot of variety in what he lists when it's closer to town when it's a more traditional neighborhood. It's hot. When he's 20 miles out, it's not. You have to be careful. So how do you actually price correctly? Getting great at pricing builds not only your competence, but also your confidence. So point number one, practice comparable market analysis with your broker. Do one with your broker and if your broker isn't used to doing those, do them with your coach. Do one and then do three on your own and ask for it to be checked for accuracy. Did you arrive at the same price on those subject properties? Why or why not? Here's another question. So that's a really important point. And I don't want it to slide by anybody. If you're not used to doing a CMAs and a market like this and your market is changing, Julia suggesting you ask a more experienced agent broker coach mentor to do a CMA. You guys picked the same property and then you do a CMA on that property. They do a CMA on that property and then you see what their conclusion was versus yours. And that's going to help you compare and improve your skills. But I'll tell you what the challenge with that's going to be.
Brighter Thinking Pod
A highlight from Ep 38: Stretch, Support and Challenge in Upper Secondary Science part 2
"Understand how to apply their knowledge by constructing graphic organizers, all of these are opportunities for them to challenge themselves more deeply and by being creative in this way forces them to think much more both holistically and at greater depth rather than passively receive information. It also gives them a greater degree of motivation. It gives them greater ownership of what they're doing, and it's far more interesting than simply reading content from a textbook. And of course, the content is important. But making sense of the information is perhaps even more important. And that will help them far more in the future in my opinion. Brilliant. Thank you, David. And Steve, what would you approach be? First of all, I'd just like to say, I think David's I've got some really good ideas now for I just to see chemistry as well. So thank you for those David. Of course, in IB as well, there are many ways to stretch students and this idea also means different things to different students. In some cases it could be just giving them more difficult questions. But you always have to be careful and make sure they're interesting questions and not just a slightly harder variant of what they've been doing. I must have got a few very special questions I've written that are really designed to make students think and but it's interesting with these questions is the students don't like them very much because I won't tell them what the answers are in that they just want to earlier. Just tell me how it works. No, you don't need to know how it works. It's basically it's all about thinking and if you can do it, find if you can't don't worry about it. But the students often find that concept difficult is just about thinking about the question rather than getting the end of it. But beyond everything, I think the most important thing we can do to stretch and challenge students is to coming back to the idea of critical thinking. And something I often say to my students is believe nothing question everything. And this goes not just about the material on the syllabus, but to think critically about everything they see, everything they have been bombarded with in everyday life and news stories, TV programs about science. I often talk about newspaper science and basically there are headlines this saying this saying that and everything is it true though and thinking about is what they're saying actually correct. And one of the things I've looked at with this is I don't know if people have come across a program called the blue planet, which is quite a famous BBC program. And I do a lesson about plastics than I bring in part of the blue planet program where what they have there is a footage of a mother whale carrying around a dead baby whale. And then they cut across to a picture of the oceans full of plastic and then I asked the students about what they have learned from this clip of the program and of course the idea is that the way the baby whale was killed by the plastic in the oceans, but then it's about getting thinking is, is there any evidence this baby whale was killed by the plastic in the oceans? And so it's getting them away from this idea of to what extent are you being manipulated by the media and to think critically about everything that you look at everything you see, everything you bombarded with in everyday life. Also get them to think about in more than one step is, for instance, we had, I think, a few years ago in school where we were looking at trying to replace plastic water bottles and one of the ideas was to replace them
Brighter Thinking Pod
A highlight from Ep 38: Stretch, Support and Challenge in Upper Secondary Science part 2
"Understand how to apply their knowledge by constructing graphic organizers, all of these are opportunities for them to challenge themselves more deeply and by being creative in this way forces them to think much more both holistically and at greater depth rather than passively receive information. It also gives them a greater degree of motivation. It gives them greater ownership of what they're doing, and it's far more interesting than simply reading content from a textbook. And of course, the content is important. But making sense of the information is perhaps even more important. And that will help them far more in the future in my opinion. Brilliant. Thank you, David. And Steve, what would you approach be? First of all, I'd just like to say, I think David's I've got some really good ideas now for I just to see chemistry as well. So thank you for those David. Of course, in IB as well, there are many ways to stretch students and this idea also means different things to different students. In some cases it could be just giving them more difficult questions. But you always have to be careful and make sure they're interesting questions and not just a slightly harder variant of what they've been doing. I must have got a few very special questions I've written that are really designed to make students think and but it's interesting with these questions is the students don't like them very much because I won't tell them what the answers are in that they just want to earlier. Just tell me how it works. No, you don't need to know how it works. It's basically it's all about thinking and if you can do it, find if you can't don't worry about it. But the students often find that concept difficult is just about thinking about the question rather than getting the end of it. But beyond everything, I think the most important thing we can do to stretch and challenge students is to coming back to the idea of critical thinking. And something I often say to my students is believe nothing question everything. And this goes not just about the material on the syllabus, but to think critically about everything they see, everything they have been bombarded with in everyday life and news stories, TV programs about science. I often talk about newspaper science and basically there are headlines this saying this saying that and everything is it true though and thinking about is what they're saying actually correct. And one of the things I've looked at with this is I don't know if people have come across a program called the blue planet, which is quite a famous BBC program. And I do a lesson about plastics than I bring in part of the blue planet program where what they have there is a footage of a mother whale carrying around a dead baby whale. And then they cut across to a picture of the oceans full of plastic and then I asked the students about what they have learned from this clip of the program and of course the idea is that the way the baby whale was killed by the plastic in the oceans, but then it's about getting thinking is, is there any evidence this baby whale was killed by the plastic in the oceans? And so it's getting them away from this idea of to what extent are you being manipulated by the media and to think critically about everything that you look at everything you see, everything you bombarded with in everyday life. Also get them to think about in more than one step is, for instance, we had, I think, a few years ago in school where we were looking at trying to replace plastic water bottles and one of the ideas was to replace them
Mission Daily
A highlight from Oversight or Overreach? Debating the pros and cons of CBDC
"Let's go. Welcome back everybody to another episode of mission daily. I'm joined as always. By the boss lady, Stephanie postels, Stephanie, how are you? Hey, I am doing great. Just Andy. Just dandy. Listen, we got. You presented, you started to think last time when you said, hey, you're going to introduce me to subjects. Relatively short notice. But for the first time ever, you sent me something that I had a mild understanding of. This is not the plan. Central Bank digital currency and let's start with you. What is CBDC? It's not CBD. We're not talking about cannabis oil or whatever. People are, you know what I mean? That should be legal, I guess. I don't know. I don't know why it's illegal. I don't even know what it is, really. I know people taking weed oil. I don't know. Yeah, I'm also like, yeah, I don't really understand that one. But we're not talking about weed oil. We're not talking about CBD. We are talking about CBDC Central Bank digital currency. So I actually had not really paid much attention to this because I don't watch the news very often, and I'm not watching what do you know? You got to watch the news. Come on. Actually, I don't watch these. You got to read the news. You got to see what's happening. I don't. I mean, I've been in it. I've been doing other things. So my life has been consumed in other ways. I'm not looking at what our fed's doing or whatever. Until now, this popped up on my, I probably Twitter actually, I think it popped up on Twitter. And the second I saw Central Bank digital currency just the name. I already was like, no. This is a no for me. I don't even have to look further into it. But I did. And you know, it's basically a central monetary system. A way to digitally track what you're using. money. They try and consider it, or they call it. When they say, we're talking about, this is typically going to be issued by governments. So for those things. So imagine the Federal Reserve said, hey, instead of serialized paper bills, we're going to go after digitized digitized dollars. So what's weird is we're kind of almost there already. We're really, really close. It feels like we're close. Maybe I'm not right there, but I mean, most money's digital to begin with anyways, right? But it's still I would say more decentralized because of the different banking systems. All the bank ledgers have all the information. Yeah, so this is basically doing the opposite. It's making it even more centralized to where the government not only has insights and access into the ledger of every dollar, where it is at any given time. Right now, the government doesn't actually know that. No different from it actually doesn't know where your paper money is, right? It's got a serial number. And if you were to turn that dollar or $20 in, they could run the serial number and know when it was made and kind of know who's checked it in. But they don't actually know where it given dollars in any given moment. The whole idea behind this is that all U.S. dollars would be on the same ledger, similar to what you hear about blockchain and that a central authority or an open-source, although we know for sure it would not be open-source. Would be able to instantly look at just like you can look at a blockchain ledger of Bitcoin right now and know every node that has Bitcoin, except you don't know who owns the nodes. I believe if a Central Bank did this, they would know. When you open an account, like who owns the note. I mean, that's what is very interesting because, I mean, we've seen everything happening with blockchain with Bitcoin.
Real Estate Coaching Radio
A highlight from Are You A Crappy Agent? Answer These 5 Questions To Know
"And now your hosts, Tim and Julie Harris. Three two one and we are back in this topic today, what we're focusing on today, this was something that my lovely wife thought of. And the topic is 5 ways people, as in the public, know if you're a crappy agent. Now, how did I get that idea? I didn't just come up with that. There was actually a recently published article by home light where they listed 12 things the public, you know, your prospects and maybe future clients should watch out for when hiring a real estate agent. This is how people non realtors talk about realtors, right? So take your realtor hat off for a moment and imagine if you're one of your own clients or prospects. What if they put you through the filters that were mentioned in the article? So let's make sure that none of you are committing the worst things on the list. Some of these things are really simple to cure and some will take some work. So take some notes, cross out the ones that maybe you're not committing that sin, but put a circle or underline the ones that you want to improve. So when I was reviewing these notes, Julie, I realized that a lot of this is the same things that the public has been complaining about with regards to real estate agents forever. And when nari is to do the surveys of recently closed sellers in particular, these would be similar things around the market. But I'm going to do is just going to share these points and then I'm going to tell you guys specifically how you can use what Julie just said to frankly help you make money. Because for example, Julie's first point, I'm going to share with you guys our communication seller communication guarantee. But without any further delay, Julie points. Number one. Just read my mind. Okay. Point number one, you could be a crappy agent if you have terrible communication. Now this comes in many forms, you might not think that you have terrible communication, but maybe the people you're dealing with do. Remember, at first, remember first that what you think is great communication might not be that way to your prospect or client. Here's some common issues that agents have. Here's the first one. No real communication plan. Now, do you use text, WhatsApp, Facebook, messenger, Instagram, voicemail, and email, or all of the above randomly. Most people do. Ask your client what they prefer, excuse me, and stick to one method throughout the buying or selling process. Here's something that surprised me straight off of coaching calls to him. Some of our more experienced agents have found out that their older clients and a lot of the transactions right now are downsizing baby boomers who don't need the space. In that party is just getting started. That's right. Well, guess what? They don't use WhatsApp. They don't text all of the time. They actually like being called or maybe even met with in person. But the important takeaway is, and this is part of our listing process too. When you're taking a listing, one of the questions we give the seller, you're going to give the seller essentially something that's going to ask them, how do they prefer to be communicated with, and you're going to find out which really just said is true. They don't want you messaging me on all those little messenger apps. They want to have you maybe call them, but most likely I'm going to guess most of they're going to want depending on their age and email or a text. That's right. But I'll give you a real important thing. Always try to lean into a personal phone call. Why? Because there's no misinterpret misinterpretation of what you're trying to convey. It'll make the seller feel more attached to you, which will then result in you, frankly, if needing to reposition the house in the market, aka lower the price or have the condition issue, they're going to be much more receptive to doing that if they feel attached to you and they trust you because human to human voice or even physical contacts, IRL in real life, right? That is not going to go away. And if anything, AI is going to make people who have the ability to actually communicate even more powerful and more effective because so many others, the newer generation, the younger folks, they're not going to have adapted their skills. It's actually reminding me of the after COVID, all these kids like our daughter's age, where they're worried that because of the mass and all the rest of it, they actually have their brains have evolved to know actually how to read people's facial expressions. Micro expressions in the rest of it, but also people have because of, again, COVID and having to meet virtually opposed to real life, they've lost a lot of the real basic elements of knowing how to communicate with somebody. A 100%, a 100%, not just the kids, but people in general. Yeah, and so if you have those skills or if you're younger and you realize maybe that's a skills deficit you have, learn those skills, here's a real big reason why, because then you're going to find it easier to do transactions with people that are older than you who chances are have a higher sale price of listing your buyer side they want to do. If you're in your 20s and you're listening to us right now, you're a brand new at everything in life because you're in your 20s.
Oregon Rooted: The Dirt Show
A highlight from 97: MycoGeeky Part 1
"What's up, man? How you doing, brother? I'm glad to have you on. I've had a lot of requests for you. Why don't you go ahead and explain, let everybody know on my listeners, who you are, what you're doing. And give us a little background if you could. Sounds good. Well, I like to say I'm just a guy in a basement. It's true. I'm just a guy in a basement, right? I'm 46. I am an emergency room registered nurse. I have ADHD, so this is my fourth career. I think mushrooms are getting pretty close to career number 5 for me. I've done a hundred different jobs. I'm a shining example of all the great and all the not so great aspects of ADHD. And about a year and a half ago, I read an article that said people were using microdoses of psilocybin to help their ADHD and it took about four milliseconds for me to say, oh, I guess this is what I'm going to do now. So I jumped down the rabbit hole and it felt right every single moment since and it's turned into a small little Etsy side hustle. It's turned into a podcast. It's turned into a thriving Discord, social media presence, and here I am. Well, I'll tell you, your reputation precedes you. I mean, you're obviously well known, especially as a podcaster. That's how I found you. I watch a lot of your shows while all of them. And you brought such a variety of people. Have you found that tough to bring those types of higher level people to a live show? I mean, that's going to be a lot of work. If sure, it's a whole lot more. It's honestly more work than I even, I think, rationalize in my head. My wife will remind me, however, of just how much time and energy and especially initially money it was taking to get this going. it started, so as I got into this hobby, you know, grown mushrooms at home, particularly cubes that I was also growing other medicinals and Gourmet just because the cultivation aspect is so fun. And I enjoyed it so much. And I was learning so much about it. But there was a point where when I started, I made a sterilizer, next thing you know all my friends want it. Next thing you know, they say, hey, you know, there's a real market for you. You make a really quality product. You should consider selling it to people. As I was spending more money in mycology, my wife, of course, was saying you're spending too much money in my college. So I said to myself, all right, well, if I get this side hustle going, maybe she'll leave my Michael bucks alone. And I can have a I've never had a hobby that actually I could make money on. All my hobbies just cost money. That's what obvious do, right? Right. So I started making sterilizer and I guess I made good ones. I think I make the best, but there are other good ones out there too. There are a lot of people that make them. But it afforded me a little cache in the cube emphasis community. So people that wouldn't answer my DMs now are talking to me, they want to sterilize her, you know, I think the simple act of contributing to the community, it changes your relevance. It changes people's perception of you. You seem like a little more serious entity within the community. So, so I was having conversations with people all the time. You know, you're talking to Dave wombat. You're talking to Yoshi Amano. You're talking to all these guys and they're telling you stuff and you're sitting there going, these guys are telling me stuff that I know they're not telling everybody I'm in the inner circle. So while that's all happening, this other thought in my head is happening as I'm talking to other new growers and just people I'm meeting, which is a lot of people are coming into this community for the same reason I am, which is western medicine, it's awesome. I work in it. There's lots of awesome aspects of it. I say people's lives literally save somebody's life yesterday. But there's also a lot of problems with western medicine. And there's a lot of shortcomings. And with regards to psilocybin, it is novel. It is exceptional. It is doing something in a way that there's no other analog. There's no other medicine in pharmacology that works the way it works. There's no other medicine. I can't give somebody a heart medication, you know, maybe to improve the contractility of his heart and say, well, it works better if you want it to. Yeah. So I was seeing this happening and I'm talking to people, they're telling me sad stories. Psilocybin got me off heroin. Psilocybin helped me quit, smoking. I was suicidal and depressed. My whole life and then I tried psilocybin and I experienced joy for the first time possibly ever. And so while I'm hearing all these cool cultivation tips from these great growers, I'm also hearing the sad stories and I'm thinking there's this gatekeeping that's happening and it's happening specifically to make sure that and now by the way, because I referenced Dave wombat and Yoshi Amano don't think this is who I'm specifically talking about. It's not right. But there was some gatekeeping happening because the tricks of the trade the secrets, you know, they didn't want everybody to have all of them. And so I was having a one hour phone conversation with a great cultivator one day, and at the end of it, this thought just popped in my head, man, I wish I had recorded that. I would just send
AP News Radio
US to Erase Student Debt for Those With Severe Disabilities
"The bike need ministrations announced it will automatically re student loan debt for Americans with severe disabilities who are unable to earn high incomes starting in September the education department will start a racing student debt for some three hundred twenty three thousand Americans listed by social security as permanently disabled the federal government already offer student debt relief but the current rules require that borrowers submit a lot of documentation advocates of complain some people have been dropped by the program for not getting their paperwork in on time like proof of earnings they best the debt relief be automatically implemented for those already in the social security system the national student legal defense network is calling the new policy a life changing step Jackie Quinn Washington
The Academic Minute
Destenie Nock of Carnegie Mellon University on Fixing Energy Poverty
"My research group investigates how energy poverty will be affected by energy transitions an creates methods for identifying who is experiencing energy poverty when people hear the word poverty they usually think of people who have trouble affording their basic needs and the energy space most people assume in individuals energy port if they spend more than six percent of their income meeting their energy needs. The problem is that this assumes everyone is spending all the money. They need to keep their house at a comfortable temperature cook and use all of the other electricity appliances. We have become dependent on this misses. The people who use space heaters and their ovens to heat their homes due to high natural gas and oil prices and what about the people who keep their houses really hot in the summer because they cannot afford electricity in my research group we have created an energy poverty metric called the energy equity gap which identifies the households that are cutting their electricity consumption to reduce their financial burden. The energy equity gap is based on the difference in outdoor temperatures which members of different income groups are likely to start using their a c. We find that. The energy equity gap between low in high income groups ranges from four point seven degrees fahrenheit to seven point five degrees fahrenheit meaning on average low income households. Wait seven degrees longer to turn. On their ac units. Some households will even wait until it is above eighty degrees. This puts them at risk of heat. Stroke and heat. Exhaustion foregoing air-conditioning also increases the humidity in the house meaning the occupants will be at greater risk from mold asthma and allergens. We hope this new dimension of energy poverty will be used in addition to traditional income based energy poverty metrics to reduce the number of people suffering from energy poverty.
The Academic Minute
Bryant Sculos, Worcester State University, Learning From Basic Income Pilots
"Although universal basic income or you. Bi is not a new idea. Recent political campaigns have reenergized interest in it. You be is a broad category policy. Proposals that involve sending direct payments set at or near a living wage to all people regardless of demonstrated need mirrors around the us developing guaranteed income programs for their communities inspired by the idea of you and a time when people are struggling at historic levels. That said many of the local pilot programs fall. Short of the ideal of many are not universal and most do not provide a living wage however even these experiments can still achieve important goals including providing data. The challenges many of the negative. Miss about you. Bi while also benefiting the participants you be i experiments up to this point. Show the providing direct payments to people improve their lives and benefit the economy at the same time understanding how the local experiments diverged from upi can illuminate the ways that these pilots can leave the foundation for progress towards a more far-reaching you bi system in order to be maximally. Valuable in relation to that goal local guaranteed income. Projects need to do at least three key things involved. More people provide larger sums of money to the participants and they need to provide the income for longer periods of time or more expansive. You've i programs which are best funded by increasing taxes on the wealthy are more controversial. The more expansive. Cbi program is the more likely it is that the beneficiaries will make longer term changes to their lives which include going back to school and spending more time with their families and in their communities unexpansive. You can even begin to change how people think about their relationship to work and their views on her capitalist economic system that regularly leave so many behind
The Teachers Impact
Why Culturally Relevant Teaching Is Important
"To this episode. Let's dive right into it. So one of the think about culturally responsive teaching. I define. It is being attuned and acknowledging students diverse backgrounds. Educating them with the lens that there heritage background and cultural assets are advantages and can enhance their education and having a worked in urban schools. I see that students already possess a genius within them because of their diverse backgrounds and because of the cultural assets that they bring to the classroom and it is up to me to us as the teacher or teachers to facilitate a nurture this genius within the children that we teach and i was made aware of this time and time again in my teaching i saw a second grade poetry lesson using a poem by langston us and the students were able to dissect and find hidden meaning within this boy without a lot of prompting. It'd be difficult for the students to have this kind of insight to have this kind of critical thinking but they were able to dissect it to break it down honest and understand it without me. Having to prompt them and realize how much of a genius students have when they can bring their backgrounds cultural assets their experiences to the classroom culturally responsive
The Knowledge Project with Shane Parrish
Kat Cole on the Power of Possible
"I was trying to think about where to start. This and i think good place to start is the dark side of gratitude. What does that expression mean to you. And where does it come from i. It's funny. I'm definitely known for leading with gratitude. So it's an ironic statement from someone like me. But i remember when my mom came to me when i was nine years old and said that's it i'm done. We're leaving and what she meant was we. Were leaving my dad. My dad was an is a very good man but at the time was an alcoholic and he had a wife and three daughters at home nine. Mi six and three. My two sisters and i had been in multiple car accidents with him drunk driving. By the time. I was nine. So i remember when my mom came to me and said we were leaving. I did not cry. I did not get upset. I looked at her at the age of nine and said what took you so long and it was because i was close enough to the bad to realize that even a scary decision was a better one than the alternative which was staying but as i got older and i talked to my mom more about that decision which turned out great for everyone. I asked her again. What took you so long. Because she started sharing with me how bad it was for. How long and and what it boiled down to was the dark side of gratitude that she was so grateful that she had a nice house and she was so grateful that we had gifts for the holidays and she was told by her family. And my father's family and her friends who were very poor much more so than us. We would be considered middle class at that stage that she was lucky to have all these things that she had and that that was a the alcoholism and the things that came along with it were a small price to pay for those other what appeared to be fortunes