"Thousand twelve when I landed a job within the federal government, which I started in December of two thousand twelve so there were a few months, they are aware I had no income and again living off credit cards just to get by until starting that that new job. And I decided at that point like, okay, I wanna pay down this debt. I have more financial savvy at that time because I went to college. It was just generally better educated. But personal finance still wasn't something. I was very strong. And but I knew I wanted to pay off this debt, and that I wanted to be more financially stable, so. I wanted to make the best of the heading. I'm almost took a pay cut from military time. You know, what I was making the military to what I joined the federal service. I was making less than I wasn't military. I fill in little defeated. I'm in my late twenties at this point. And"